Client Guide

issued by Sun Life Assurance Company of Canadamanaged by CI Investments Inc.

Effective wealth management, today and for future generations

Managing your wealth effectively means more than simply pulling a product off the shelf – you need a tailor-made solution that can address your unique circumstances. CI Private Investment Management provides the essential elements to create the ideal investment portfolio that reflects your individual financial goals and priorities, today and in the future.

The key elements of CI Private Investment Management (“PIM”) include:

y World-class portfolio management and a broad choice of investments

y Principal, and estate protectiony Simplified, comprehensive reportingy Preferred pricing.

CI Private Investment Management now offers the compelling benefits of segregated funds through SunWise Essential Series 2.

CI Private Investment Management and SunWise Essential Series 2 – benefits for affluent investors

World-class investment optionsPIM provides access to award-winning portfolio management and a wide range of investment mandates, styles, and asset classes. The program’s flexible structure supports your choice to create a diversified portfolio from individual mandates, follow a suggested model portfolio or purchase a fully managed portfolio solution overseen by CI’s in-house investment experts.

Protection, guaranteed.SunWise Essential Series 2 allows PIM investors to combine their investments with the protection and estate planning benefits of an insurance contract. The product mitigates portfolio risks while giving you full control over your accounts and access to your savings at any time, subject to fees and minimums.

Simplified, comprehensive reporting Client and family accounts can be linked to create a clear household financial picture, rationalize fees and maximize tax efficiency across multiple account types. Consolidated accounts are supported by value-added features including managed solutions, enhanced reporting, and portfolio rebalancing.

Preferred pricingPIM clients benefit from a preferred pricing structure in which management fee reductions are applied progressively to larger asset bases. PIM is available for a minimum investment of $100,000, with the ability to link accounts belonging to the same household starting at $250,000. PIM units in products other than SunWise Essential Series 2 may be included in reaching these thresholds.

World-class portfolio management and a broad choice of investments

Leading portfolio managers:

Together, CI Private Investment Management and SunWise Essential Series 2 feature an impressive lineup of award-winning portfolio managers, selected for their proven success, the value they add and the diversity they bring to the program. With access to some of the best money management available to Canadian investors, you are able to construct a complete portfolio that accurately reflects your financial objectives and tolerance for risk.

The broad range of portfolio options allows you to pursue investment opportunities that are diversified not only across asset classes such as equities, bonds and real estate, but also by country, market capitalization, industry sector and investment style. In addition to a choice of individual mandates, you also have access to portfolio solutions that include Bundles and Portfolio Series.

All mandates are monitored and evaluated to ensure their strategic focus and consistent performance by CI Investment Consulting, CI’s in-house investment management group.

For more information about the innovative features

and benefits of SunWise Essential Series 2,

please visit www.sunwiseessentialseries.com.

Sun Life Assurance Company of Canada

227 King Street SouthP.O. Box 1601 STN WaterlooWaterloo, Ontario N2J 4C5

1501-0120_E (01/15)

2 Queen Street East, Twentieth Floor, Toronto, Ontario M5C 3G7 I www.ci.comCalgary403-205-43961-800-776-9027

Head Office / Toronto416-364-1145 1-800-268-9374

Montreal 514-875-00901-800-268-1602

Vancouver 604-681-33461-800-665-6994

Client Services English: 1-800-563-5181French: 1-800-668-3528

Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies, is the sole issuer of the individual variableannuity contract providingfor investment in SunWise Essential Series 2 segregated funds. A description of the key features of the applicableindividual variable annuity contract is contained in the Information Folder. Any amount that is allocated to a segregated fund isinvested at the risk of the contract holder and may increase or decrease in value. To the extent of any inconsistencies between thisguide and the SunWise Essential Series 2 Information Folder and Individual Variable Annuity Contract including any Supplements, the termsof the Information Folder and Contract prevail. For full product details and disclosure, refer to the Information Folder and Contract includingany Supplements. ®CI Investments, the CI Investments design, Harbour Advisors, Harbour Funds and Cambridge are registered trademarksof CI Investments Inc. ™Portfolio Series and Signature Global Asset Management are trademarks of CI Investments Inc. ®SunWise is aregistered trademark of Sun Life Assurance Company of Canada. ®Fidelity Investments and the Fidelity design are registered trademarks ofFidelity Management & Research Co. ™TD Asset Management is a trademark of The Toronto-Dominion Bank, used under licence.