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F. INTERNATIONAL COMPLIMENTARY FOURTH NIGHT HOTELS AND RESORTS PROGRAM TERMSAND CONDITIONS

A. General Terms and Conditions

• Primary cardholder will enjoy one complimentary night with no black-out dates, when you book fourconsecutive nights at any hotel booked by Citi Prestige Concierge ("Citi Prestige Concierge" is operated by a third-party service provider). Bookings made through other methods such as, travel agents, websites or directly with a hotel will not qualify.

• To receive your complimentary night, the primary cardholder must be the booking, staying and payingguest on the reservation: The primary cardholder must: 1) Book a reservation in the primary cardholder's name for a minimum consecutive four-night stay by contacting the Citi Prestige Concierge and booking directly with the Citi Prestige Concierge, 2) Fully pay for the entire stay with the Citi Prestige Card 3) Stay at the hotel for the entire reservation

• For reservations made before February 28, 2018, you will receive one complimentary night (room rate forthe fourth night and applicable taxes only) for any consecutive four-night hotel stay booked directly with a Citi's designated travel advisor. Hotel imposed fees and incidental guest charges are the Cardmember's responsibility. The value of the complimentary night will be the actual rate, as provided by the designated travel advisor, on that fourth night of the reservation, even if the rate is different from the rate on other nights.

• For reservations made on or after February 28, 2018, you will receive a credit based on the averagenightly rate of your first four-night stay in the same hotel property. Taxes of any kind will no longer be credited. Hotel imposed fees, including dining or resort fees, and incidental guest charges are the Cardmember's responsibility.

• Cardmember will be charged the total cost of the stay at checkout and will receive a credit to the creditcard statement as set forth above. If the cardmember books a special "pre-paid" rate this may require upfront payment in full, at time of booking. Payment in full is defined as pre-payment for the total of all consecutive nights. If the reservation is cancelled, changed, or check-out occurs before fourth night, benefit night is forfeited and has no cash, or credit value.

B. Eligibility Requirements

• Only one complimentary night is eligible per each stay. A stay is a minimum of four consecutive nightsbooked in the same hotel property and does not include back-to-back stays.

• Starting March 1’ 2018-for bookings within the same city where this offer was availed earlier, thecheck-out date of the previous eligible booking and the check-in date of the new booking should be 7 or more days apart to be eligible for the 4th night booking benefit

• The benefit can only be used by the primary account cardholder. This benefit cannot be combined withany other promotions or discounts, including the use of corporate code discounts.

• Packaged rates, such as air and hotel, hotel and car rental do not qualify for this benefit.

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