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INDIANOIL CITIBANK VISA GOLD CARD

Statement for IndianOil Citibank Card Number ************3003Statement Period: 20 October 2010 to 19 November 2010

At a glance___________________________________________________

Total Amount Due:

Rs.19531.63___________________________________________________

Minimum Amount Due:

Rs.1074.76___________________________________________________

Due Date:

13/12/10___________________________________________________

Credit Limit:Rs.30000.00___________________________________________________

Available Credit Limit:

Rs.468.00___________________________________________________

Available Cash Limit

Rs.468.00

Account Summary___________________________________________________

Previous balance:

Rs.24353.80___________________________________________________

Current Purchases & Other Charges:

Rs.5177.83___________________________________________________

Current Cash Advance:

Rs.0.00___________________________________________________

Last Payments Received:Rs.10000.00___________________________________________________

Turbo Points Earned:

37

Update Contact Details___________________________________________________

Email id:gn.nandish@gmail.com

To update your contact details, login towww.citibank.com/india with your InternetPassword (IPIN) and click on the linksunder "Manage your account".

To self-select IPIN (Internet Password)instantly Click here

Highlights___________________________________________________

Getting more savings and rewards fromyour IndianOil Citibank Card is only as faras the nearest IndianOil outlet! SMS IOC to 52484 to locate theIndianOil pump in your area with CitibankEDCs. Don't forget to shop on yourIndianOil Citbank Card this festiveseason to avail assured gifts. See "Offerof the Month" in this statement to knowmore.

Did you know that this statement also contains details on

Your Turbo Points Offer of the Month More offers on your Card

____________________________________________

Big shopping bill this month? Split it into small, manageable EMI's! Your bills above Rs. 2500 have been highlighted. Click an EMI

now.

Detailed Statement

Date Reference no Transaction Details Amount (in Rs)

21/10 74332740295 SANGAM SERVICE STATION BANGALOR 512.50

26/10 74332740301 SANGAM SERVICE STATION BANGALOR 512.50

29/10 74332740304 GATI LIMITED BANGALOR 310.00

03/11 74568220308 SRI MARUTHI SERVICE STATI 500.00

18/11 10089017 BESCOM-N1 A/C NO. N1LGF15903 413.00

18/11 10116384 AIRTEL - BAA/C NO. 9740064200 600.00

18/11 544852 PAYMENT RECEIVED, THANK YOU 10000.00CR

18/11 74056630322 MARUDHAR INFOTECH SERV BANGALOR 1350.00

19/11 INTERESTCHARGE@3.45%(41.4%ANNUAL) 888.33

https://www.citibank.co.in/ssjsps/ssindex.dohttps://www.citibank.co.in/ssjsps/ssindex.dohttp://localhost/var/www/apps/conversion/current/tmp/scratch_3/#tipshttp://localhost/var/www/apps/conversion/current/tmp/scratch_3/#offerhttp://localhost/var/www/apps/conversion/current/tmp/scratch_3/#rewardhttps://www.citibank.co.in/ssjsps/ssindex.do

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Date Reference no Transaction Details Amount (in Rs)

19/11 SERVICE TAX @ 10.30% 91.50

Redeem your Turbo Points - Get Rewarded for your Card usage!

Your Reward Points Summary

Points earned so far Points earned this month Points redeemed this month Points available for redemption*

958 37 0 995_____________________________________________________________________________ ___________________________________________________________________________________ _____________________*The minimum number of Turbo Points that are needed for redemption is 500.

_____________________________________________________________________________ ___________________________________________________________________________________ ______________________

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Great Offers on your Card

_____________________________________________________________________________ ___________________________________________________________________________________ ______________________

Offer of the month

Other offers on your Card:

Food & Beverages Travel & Leisure Recreation Others

Enjoy new cuisines and greatsavings only with your CitiCredit Card at over 800 ofyour favourite restaurants inBengaluru, Chennai,Delhi/NCR and Mumbai. Offervalid till Dec 30, 2010.Know more.

Pay in 3 EMI's a no extra costfor all air tickets and hotelbookings on the yatrawebsite. Valid upto 31stDecember, 2010.

Rewarding MoviesGet double Turbo Pointswhen you spend at FameCinemas* with your creditcard.*Applicable only when swiped at the

Ticket counters. Offer valid till Dec

31st,2010.

Pay your Citibank Credit Cardbill online from other bankaccounts* at no extracharges, with the EPayservice.Visitwww.citibank.com/india andclick on 'EPay'

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Get more from Citi !.

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Important Information

The "Available Credit Limit" shown in this statement takes into account charges incurred but not due. Please ensure thatat least the "Minimum Amount Due" reaches us by the "Due Date".

If the minimum amount due or part amount less than the total amount due is paid, interest charges are applicable(including fresh purchases, if any) on an average daily reducing balance method.

For charges related to your Credit Card, please click here

The Credit Information Bureau India Ltd. (CIBIL) is an initiative of the Government of India and the Reserve Bank ofIndia (RBI) to improve the functionality and stability of the Indian financial system. All banks and financial institutionsparticipating in this initiative are required to share customer data with CIBIL. For more information on Credit Bureau,please click here. To know more on how you can manage your credit responsibly, please click here

For any other queries you have, please feel free to mail us at indiaservice@citi.com

To know the Voluntary Codes as prescribed by the "The Banking Codes and Standards Board of India (BCSBI)" in anyIndian language of your choice, please click here

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