Gemma Lines, Head of Resourcing, EMEA16th May, 2014

Citi in Africa

Citi Human Resources

• Citi is a leading global bank, serving

approximately 200 million customer

accounts doing business in more than 160

countries and jurisdictions

• We celebrated our 200th Anniversary in

2012

• In Africa we have a strong & proud legacy.

We opened African operations in 1914 in

Liberia

• Today we have a presence in 16 African

countries and cover an additional 26

African countries from our Africa HQ in

Johannesburg

Citi: Who are we?

Changing perceptions of Africa…

May 13th, 2000

December 3rd, 2011

Then

Now

March 2nd, 2013

Putting Africa Into Perspective

6.5 7.5

5.4

4.0 4.7

4.0

8.6

6.4 5.6

4.3 4.3 3.6

Africa DevelopingAsia

ME LatAm CIS CEE

2010 - 2020 2020 - 2030Source: EIU, World Bank, World Energy outlook, IMF, Citi Analysis

15% of World

population

4% of World GDP

Land Mass 19%

Diamonds 53%

Gold 40%

Platinum 90%

Petroleum 10%

Natural Gas 7%

Proportion of Selected Global Resources in Africa

Africa: a Giant …

Population

(bn)

Real GDP

Growth

CAGR (%)

1.0 1.2

1.3

0.6

0.3 0.5

1.7

1.5 1.4

0.6

0.4 0.6

Africa India China Europe US LatAm

2010 2035

… with Unparalleled Growth Prospects Fastest growing

population in the

world

Africa to outperform

all other emerging

economies

Population: 1.1bn

= = = 3x

GDP:US$1.8tr

= = or 75%

USA

China

Brazil

EUIndia

Japan

India

Russia

USA

Brazil

African Coverage

Citi - One of the Broadest Footprints in Africa

Citi presently competes with both local and international players and has one of the most established footprints in Africa, making us a truly pan-African bank

The Gambia

Nigeria

Ghana

BeninIvory

Coast

Liberia

Sierra Leone

GuineaGuinea-Bissau

Senegal

Mauritania

WesternSahara

MaliNiger

BurkinaFaso

Morocco

Algeria

Tunisia

Libya Egypt

ChadSudan

EthiopiaCentral AfricanRep.

Cameroon

Eq. Guinea

GabonCongo

Rwanda

Angola

Namibia

South Africa

Botswana

Zimbabwe

Swaziland

Lesotho

Mozambique

ZambiaMalawi

Tanzania

D.R. Congo

Burundi

UgandaKenya

Madagascar

Somalia

Djibouti

Eritrea

Togo

Swaziland

Lesotho

CapeVerde

Mauritius

Seychelles

Presence Countries (16)

Non-presence Countries Covered by Citi (26)

South Africa (Headquarters of Citi Africa)

Key Competitor Footprints

17 Countries30 Countries 16 Countries

14 Countries15 Countries 14 Countries

Citi – Momentum supported by Global Trends

Citi Africa Graduate Programme

South Africa

Nigeria

KenyaUganda Tanzania

ZambiaCote d’Ivoire Senegal

Gabon

CameroonAlgeria

MoroccoTunisia

Congo DRC

� Citi’s Africa graduate programme was established to address the growing

need for local talent to support Citi’s business plan for the region

� 18 month programme designed to develop future business management and

leadership roles in key countries in the Africa cluster

� Rotation based programme to provide graduates with cross-franchise

knowledge to be the future leaders of this region

� Since 2012 there have been 20 participants with 20 new hires due this year