chapter 5 being an informed consumer

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Chapter 2 Food Presentation Chapter 5 Being an Informed Consumer AT A GLANCE By the end of this chapter, you will be able to: Define the term ‘consumer’ Identify the role and importance of being a discerning consumer Explain the rights and responsibilities of a consumer Discuss the appropriate course of action when seeking redress as a consumer 1

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Page 1: Chapter 5 Being an Informed Consumer

Chapter 2 Food PresentationChapter 5 Being an Informed Consumer

AT A GLANCE

By the end of this chapter, you will be able to:• Define the term ‘consumer’• Identify the role and importance

of being a discerning consumer• Explain the rights and

responsibilities of a consumer• Discuss the appropriate course of

action when seeking redress as a consumer

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Page 2: Chapter 5 Being an Informed Consumer

Chapter 2 Food PresentationChapter 5 Being an Informed Consumer

Consumer A person who buys goods and services for his or her own use

GoodsPhysical products that are produced for sale, e.g. groceries, stationery, mobile devices, clothes

Services Work offered in return for a payment by a person or company, e.g. hairstyling, cleaning services, public transport

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Being a consumer

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Chapter 2 Food PresentationChapter 5 Being an Informed Consumer

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Providers of goods and services

Provider = seller of goods and servicesProvider

Definition Examples

Goods providers

People or companies who sell their goods to consumers

Hawker selling food, retail shop selling clothes, furniture shop selling furniture

Service providers

People or companies who get paid for the work or services that they do

Information counter staff, dentist, customer service officer

Goods and service providers

People or companies who sell both goods and services to consumers

Computer and electronics shop sells products and provides after-sales services

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A discerning consumer

• A discerning consumer is one who shows good judgement when making a purchase

• To be a discerning consumer, we need to:– Be well-informed

– Know our rights and responsibilities as consumers

– Know how to seek redress (seek compensation for a faulty good or poor service)

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Consumer rights

• Consumers are given certain rights when they pay for goods and services• These rights help to:– Protect consumers from being

exploited or cheated– Ensure that providers uphold the

quality of their goods and services

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Consumer rights

Consumer right

Description

Right to safety The right to be protected against unsafe products

Right to be informed

The right to receive accurate information on products and services

Right to choose The right to choose from a range of products and services that best meet their needs at fair and competitive prices

Right to be heard

The right to express their views regarding the goods and services received

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Consumer rights

Consumer right

Description

Right to seek redress

The right to seek compensation for shoddy goods and unsatisfactory services

Right to consumer education

The right to acquire knowledge and skills to help them make informed choices when buying goods and services

Right to satisfaction of basic needs

The right to access essential goods and services that satisfy their basic needs, such as food, clothing, shelter

Right to a healthy environment

The right to live and work in a clean and healthy environment that does not affect their well-being

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Consumer responsibilities

We can follow the steps below to be a responsible consumer when buying goods and services:

1. Be up-to-date2. Collect information on the product3. Decide on the product that you want to buy4. Check that the product is in a good condition

before paying5. Choose the method of payment6. Provide proof of purchase (receipt, warranty

card)7. Use the product properly8. Give feedback to your provider if the goods or

services are unsatisfactory

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Seeking redress

• When the goods we bought are faulty or the services we purchased are not up to standard, we can seek redress

• To seek redress for goods, we need to check:– The purchase date on the receipt – The validity period of the refund and exchange policy – The warranty card provided by the manufacturer

• If our purchase falls within the validity period of the refund or exchange policy, we can feedback to the company to seek redress

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Giving feedback

We can feedback to the company by:1. Writing a letter of complaint2. Making a complaint through email3. Filling in a feedback form (printed or electronic)4. Calling the customer service line

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Steps to seek redress

Faulty product or unsatisfactory services

Check the receipt, warranty information, refund policy and

exchange policy

Decide on the way to offer feedback:

Redress is successful

Redress is unsuccessful

Contact CASE

1. Send letter, email or feedback form to the company

2. Go to the store and speak to the salesperson or manager

3. Call the customer service line

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Consumers Association of Singapore (CASE)• CASE is an organisation that is committed to

protecting consumers’ interests through information and education, and promoting fair trade practices

• Some information that can be found on CASE’s website include:• general advice and shopping tips• common tactics by dishonest businesses• cases handled by CASE• alerts on businesses that consumers have filed

complaints against• surveys and educational videos related to

consumer rights• laws on protecting consumer rights such as the

‘Sale of Goods Act’ and ‘Lemon Law’

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Lemon Law

• Lemon laws are laws that protect consumers against defective goods

• Consumers who purchased defective products unknowingly can request for the retailer to repair, replace, reduce the price or provide a refund