ceo message been two years since - sommfcu.com
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Fall 2016 we're your credit union.
NEWSLETTER
CEO Message
NOW IS A GREAT TIME TO BUY A HOME!We offer a wide range of financing options, interest rates and term, giving you theopportunity to find the best loans for your needs.
FALL INTO SAVINGS
Technology keeps moving forward so, whyshouldn't you? We offer loans toward the purchaseof a computer, laptop, phone, as well as software,accessories and other devices! Just bring in anestimate or receipt of purchase to apply for yourloan.
Easy application processEnjoy a fixed low rateborrow up to $3,000
COMPUTER LOAN RATES AS LOW AS
8.49%APR
FOR UP TO 24 MONTHS
APPLY TODAY!
1. Rate based on credit score criteria. Approval of computer loan requires that you meet our credit criteria, income ratios and any additional terms and conditions that may apply. 2. APR: Annual Percentage Rate. Offer subject to change without notice.
(617) 6250898
sommfcu.com
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...with our new computer loan!
As the end of our 75th year anniversary approaches we will continue to evolvefor the benefit of our existing and future members by offering new andenhanced products to strengthen our notforprofit mission of providingaffordable financial services to a growing population of members. In fact, it hasbeen two years since we expanded our membership eligibility criteria(formerly select municipal employee groups within the City of Somerville;Somerville Housing Authority; SomervilleCambridge Elder Services and therelatives of all of the above employee groups) to now include membersthroughout our surrounding communities (through a couple of expandednonprofit firms).
Traditional products, such as low rate new and used auto loans, competitivenew and refinance first mortgage and home equity products, highyieldingCD's, combined with newer online banking services such as CheckFree BillPay, electronic statements and now nationwide shared branching (access toyour credit union accounts at over 5,000 credit unions throughout the US viathe COOP network) make Somerville's Credit Union the "David" against thelarge, impersonal, "Goliath" megabanks of this world.
As a result of our commitment to our membership we have been recognized fortwo consecutive years as "The Best Bank/Credit Union in Somerville",according to the voting readership of the Somerville Scout Magazine. Pleasebring your friends and family in to meet us and experience firsthand the truedifference that our membership offers!
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The winners for Scouts Honored2016 have been revealed!Thanks to all of your votes,
Scouts Honored 2016
Somerville's Credit Union won in the category ofBEST Bank or Credit Union in Somerville!! Weappreciate all of those who took the time out to votefor us. We couldn't have done this without you!
FHA 3.5% Down
VA Veteran 0% Down
Reverse Mortgages 62 Yr+
Jumbo Loans
FHA Rehab 3.5% Down
Conventional Loans
Rural Housing Loans
If you can tell us a little bit about your goals, we can helpyou realize your dream!
Get started online at https://somerville.allanachmortgage.com/
Trick or Treat? Shared Branching is here!
Personalized service is a major benefit of banking at Somerville's Credit Union, and you don’t have to sacrificeconvenience to get it. Take advantage of Somerville's Credit Union’s shared branching services through COOPShared Branch and you can access your account at any of 5,100 credit union branches nationwide, often just as ifyou were visiting us.
Shared branching is yet another example of credit union membership offering the best of both worlds—individualized attention and nationwide availability. The cooperative spirit of credit unions allows them to workwith each other in ways that competing banks typically do not. Visit www.coopsharedbranch.org or download theShared Branch Locator app for iPhone or Android to find branches nearest you. You can also look for the “COOPShared Branch” logo on the door of any credit union branch. Many shared branches also offer transfers, statementhistories, money orders, traveler’s checks and notary services. Since services vary from one location to another,check with individual branches before your visit for a complete menu of available services.
The national COOP Shared Branch network links participating creditunions electronically, allowing credit union members to do “branch banking”even when the branch near you doesn’t belong to Somerville's CreditUnion. This is a huge benefit to Somerville's Credit Union members whotravel, whose workplaces don’t coincide with our branch location, or whosimply enjoy the convenience of expanded access. Wherever you areacross the country, chances are good there’s a shared branch near you.
Look for the COOPShared Branch logo to findshared branches near you.
236 Holland St.Somerville, MA 02144Phone: 6176250898Fax: 6176250364www.sommfcu.com
Hours of Operation Monday, Tuesday,Wednesday, and Friday9:00 am 4:30 pm
PLEASE NOTE OURLATE DAY CLOSING:
Thursday 9:00 am 6:00 pmOf Course our Virtual Branch, ATM (Automated TellerMachine) locations & automated tollfree telephone bankingservice at 18664120716 provide you 24/7 access to yourcredit union! Contact us today if you are not enrolled!
Somerville MunicipalFederal Credit Union
At a COOP Shared Branch location you can:
� Make deposits and withdrawals� Make loan payments� Receive loan advances� Access VISA® or MasterCard® funds
HOLIDAY SCHEDULE
Columbus Day
Somerville's Credit Union will be closed on
the following dates:
Monday, October 10
Veteran's DayFriday, November 11
ThanksgivingThursday, November 24 &Friday, November 25
Christmas Day ObservanceMonday, December 26
We want to put you in the driver seat!
Auto LoansRATES AS LOW AS 1.75%
APRTERMS UP TO 84 MONTHS
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For more information visithttp://www.sommfcu.com
A used car deserves150 channels ofawesome!
You may be eligible for a FREE 3month All Access SiriusXM TrialSubscription with a used auto loan from Somerville's Credit Union!
1. Rate based on credit score criteria. Approval of auto loan requires that you meet our credit criteria, income ratios andany additional terms and conditions that may apply. 2. APR: Annual Percentage Rate. Offer subject to change withoutnotice.