central govt. yojanas

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Government Schemes or Yojanas are the most important topic in all kind of competitive exams. This PDF comprises the list of 39 important Yojanas announced by the Central Government in the last one year.

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YOJANAS – CONSOLIDATED PDF

CONTENTS

1. Pradhan Mantri Jan-Dhan Yojana (PMJDY)2. Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram3. Deen Dayal Upadhyaya Antyodaya Yojana4. Mission Housing for all OR Pradhan Mantri Awas Yojana5. Micro Units Development and Refinance Agency Bank (MUDRA Bank)6. Saansad Adarsh Gram Yojana7. Pradhan Mantri Garib Kalyan Yojana8. My Gov Online Platform9. Multi skill programme – skill india10. Digital India11. Digilocker12. e-Basta13. Make In India14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana15. National Policy for Skill Development and Entrepreneurship16. National Sports Talent Search Scheme17. Deen Dayal Upadhyaya Gram Jyoti Yojana18. Kisan Vikas Patra19. Soil Health Card Scheme20. Pradhan Mantri Krishi Sinchai Yojana21. Jan Suraksha Schemes (PMJJBY, PMBSY, APY)a) Pradhan Mantri Suraksha Bima Yojanab) Pradhan Mantri Jeevan Jyoti BimaYojanac) Atal Pension Scheme22. One Rank One Pension Scheme23. Rashtriya Gokul Mission24. DD Kisan Channel25. Beti Bachao, Beti Padhao26. Sukanya Samriddhi Account27. Himmat App28. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme29. Swachh Bharat Mission30. Gold Monetisation Scheme31. The National Institution for Transforming India (NITI AAYOG)32. The National Urban Development Mission33. Pradhan Mantri Khanij Kshetra Kalyan Yojana34. Sagar Mala Project35. Heritage City Development and Augmentation Yojana36. Smart Cities Mission37. Shyama Prasad Mukherjee RURBAN Mission38. Atal mission for Rejuvenation and Urban Transformation39. Namame Gange

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1. Pradhan Mantri Jan-Dhan Yojana (PMJDY)

About: It is a National Mission to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Aim: The plan aims for universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension facility. Announced: On 15 August 2014.

Department: Department of Financial Services, Ministry of Finance

Key features

• Beneficiaries will get RuPay Debit card having inbuilt accident insurance cover of र 1

lakh- will be provided by 'HDFC Ergo'.

• Beneficiary can open the account with Zero balance. However, if the account-holderwishes to get cheque book, he/she will have to fulfill minimum balance criteria.

• Beneficiary who open their accounts by January 26, 2015 over and above the 1 lakh

₹ accident, they will be given life insurance cover of ₹ 30,000.(to be given by LIC).

• After satisfactory operation of the account for 6 months, an overdraft facility will bepermitted up to Rs. 5000 in only one account per household.

• Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.

• The plan also envisages channeling all Government benefits (from Centre / State /Local Body) to the beneficiaries’ accounts and pushing the Direct Benefits Transfer(DBT) scheme of the Union Government.

• Mobile banking for the poor would be available through National Unified USSDPlatform (NUUP) for which all banks and mobile companies have come together.

• The financial inclusion campaign was launched by the Prime Minister of India Mr.NarendraModi, on 28 August 2014.

Achievements

• On the inauguration day, 1.5 Crore (15 million) bank accounts were opened.

• Guinness World Records Recognizes the Achievements made under PMJDY.

• By 05 August 2015, 17.45 crore accounts were opened, with

around ₹22032.68 crore (US$3.3 billion) were deposited under the scheme.

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2. Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram

About: The scheme is aimed at creating conducive environment for industrial development and doing business with ease.

Aim:

• The scheme is aimed at creating conducive environment for industrial developmentand doing business with ease

• To complement 'Make in India' Campaign.

Launched: 16 October 2014 at New Delhi.

Department: Ministry of Labour& Employment

Key features

• Labours will be provided Unique Labour Identification number, Local InterconnectNetwork, to facilitate their online registration.

• An all-new Random Inspection Scheme: Utilizing technology to eliminate humandiscretion in selection of units for Inspection, and uploading of Inspection Reportswithin 72 hours of inspection mandatory

• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable LabourInspection Scheme to facilitate ease of compliance to facilitate ease of complianceespecially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.

• Demand Responsive Vocational Training

• Apprentice Protsahan Yojana

• Portability through Universal Account Number for Employees’ Provident FundAccount Holders

• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for theworkers in the unorganized sector

Achievements

• Shram Suvidha Portal Launched.

• Wage Ceiling of Labourers Raised to INR 15000 Per Month.

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3. Deen Dayal Upadhyaya Antyodaya Yojana

Abbreviation: DAY

About : DeenDayalUpadhyayaAntyodayaYojana is a Government scheme for the uplift of urban and rural poor through enhancement of livelihood opportunities through skill development and other means.

Aim: The main aim is to provide training 0.5 million people in urban area per annum from 2016 and in rural area it is training 1 million people by 2017

Investment: 500 Crore

Department: Ministry of Housing and Urban Poverty Alleviation

Date: 25-September-2014

Key Features:

• The minimum age for entry under the Yojana is 15 years compared to 18 years underthe Aajeevika Skills Programme.

• Skill development training centres to be launched so as to address theunemployment problem in the rural area.

• Imparting skills with an expenditure of Rs.15,000 – Rs.18,000 on each urban poor.

• Promotion of self-employment through setting up individual micro-enterprises andgroup enterprises with interest subsidy for individual projects costing Rs.2.00 lakhsand Rs.10.00 lakhs for group enterprises. Subsidized interest rate will be 7%;

• Training urban poor to meet the huge demand from urban citizens by impartingmarket oriented skills through City Livelihood Centres.

• Each Centre would be given a capital grant of Rs.10.00 lakhs.

• Enabling urban poor form Self-Help Groups for meeting financial and social needswith a support of Rs.10,000/- per each group who would in turn would be helpedwith bank linkages;

• Development of vendor markets besides promotion of skills of vendors; and

• Construction of permanent shelters for urban homeless and provision of otheressential services.

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4. Mission Housing for all aka Pradhan Mantri Awas Yojana

About: This is one of the major schemes of government’s urban development and housing initiatives, which focused at social inclusion so as to benefit all sections of urban residents including slum dwellers.

Aim: The program proposes to build 2 crore houses across the Nation by 2022.

Department: Ministry of Housing and Urban Poverty Alleviation

Launched: 17th June 2015

Re-launched: It was renamed as Pradhan mantra Awas yojana on 25th June 2015.

Key Features

• The government would provide an interest subsidy of 6.5% on housing loans availedby the beneficiaries for a period of 15 years from the start of loan.

• The houses under Pradhan Mantri Awas Yojana would be allotted to preferably thefemale member of the family. Along with this, preference would be given to thefemale applicants, in general. This scheme could well be termed as a pro-womenscheme.

• While allotting ground floors in any housing scheme under the PMAY, preferencewould be given to differently-abled and older people.

• The construction of houses under PMAY would be carried out through technologythat is eco-friendly.

• The scheme will cover entire urban area consisting of 4041 statutory towns withinitial focus on 500 Class I cities in three phases.

It comes in 3 Phases

• Pradhan Mantri Awas Yojana Phase 1The Phase 1 of PM Awas Yojana would span from April 2015 to March 2017 and atotal of 100 cities would see the developmental work started and completed duringthis phase.

• Pradhan Mantri Awas Yojana Phase 2The Phase 2 of Pradhan Mantri Awas Yojana would span from April 2017 to March2019 and during this phase, a total of 200 more cities would be covered anddeveloped.

• Pradhan Mantri Awas Yojana Phase 3The Phase 3 of PMAY would span from April 2019 to March 2022 and during thisphase the left over cities would be covered and developed.

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5. Micro Units Development and Refinance Agency Bank (MUDRABank)

About: It is a public sector financial institution in India. It provides loans at low rates to microfinance institutions and non-banking financial institutions which then provide credit to MSME's

Launched: 8 April 2015.

Aim: The Prime Minister said that MUDRA scheme is aimed at “funding the unfunded”

Key features

• MUDRA Bank has rightly classified the borrowers into three segments:- the starters- the mid-stage finance seekers- the next level growth seekers.

• To address the three segments, MUDRA Bank has launched three loan instruments:- Shishu: covers loans upto Rs 50,000/-- Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh- Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh

• Initially, sector-specific schemes will be confined to “Land Transport, Community,Social & Personal Services, Food Product and Textile Product sectors”.

• Some of the Offerings Planned for the Future:- MUDRA Card- Portfolio Credit Guarantee- Credit Enhancement

Achievements

• It will be first set up as a subsidiary of the Small Industries Development Bank ofIndia and later will be converted to a full-fledged bank through an Act of Parliament.

• MUDRA bank has join hands with 19 state and regional level coordinators so as toreach the small entrepreneurs who have limited branch presence and are cut offfrom the general banking system.

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6. Saansad Adarsh Gram Yojana:

About: It is a rural development programme broadly focusing upon the development in the villages which includes social development, cultural development and spread motivation among the people on social mobilization of the village community.

Aim: The aim is to develop three Adarsh Grams by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024.

Launched: 11 October 2014 on the birth anniversary of Jayaprakash Narayan at New Delhi.

Key Features

• Each member of parliament needs to choose one village each from the constituency.

• Then they should fix parameters and make it a model village by 2016. Thereafter,they can take on two or three more villages and do the same by the time the nextgeneral elections come along in 2019, and thereafter, set themselves ten-year-longvillage or rural improvement projects.

• Villages will be offered smart schools, universal access to basic health facilitiesand Pucca housing to homeless villagers.

Villages adopted by Famous Persons

• Narendra Modi has adopted Jayapur in Varanasi.

• Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh

• Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh

• V. K. Singh adopted Mirpur Hindu in his constituency Ghaziabad, Uttar Pradesh.

• Ahmed Patel adopted Vandari village in Rajpipada, Gujarat.

• Sachin Tendulkar adopted Puttamraju vari Kandriga(P.R.Kandriga) a villagenear Gudur in Nellore district of Andhra Pradesh.

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7. Pradhan Mantri Garib Kalyan Yojana

About: Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop that you can pay and attend.

Aim: The objective of the workshop is to revive the government’s pro-poor welfare programs.

Launched: April 2015

Key Features:

• Garib Kalyan Mela were organised in 22 districts.• The workshop revisited the government’s pro-poor welfare programmes and ideate

ways to effectively implement them and maximise their outreach

• There were dedicated sessions on rural and urban development schemes.

• The effort of the campaign and workshop is to motive and appraise the member ofparliaments to help them effectively implement the government run schemes for thewelfare of poor in the country.

8. My Gov Online Platform

About: MyGov is a citizen engagement platform founded by the Government of India to promote the active participation of Indian citizens in their country's governance and development.

Aim: It aims at creating a common platform for Indian citizens to "crowdsource governance ideas from citizens".

Founded: 26 July 2014

Slogan: My Country, My Government, My Voice

Key Features:

• The users shall be allowed to discuss and to contribute on various governmentprojects and plans.

• It also allows users to upload documents in various formats. It was announced that amobile phone application on 'MyGov' is also under development.

• The registered users of MyGov are required for an additional login to the SwahchBharat Mission section by using an one-time password.

• It also includes a typical 'My Page' section which allows the user to uploadphotographs and details regarding the individual cleanliness drives they undertook.

• It was announced that a mobile phone application on 'MyGov' is also underdevelopment

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Achievements

• My Gov received 100,000 registered users, barely two weeks after its initiation.

• Google, the search giant became the first multinational firm to collaborate withMyGov.

9. Multi skill programme – Skill India

About

This programme would skill the youth with an emphasis on employability and entrepreneur skills.

Aim

The main goal is to create opportunities, space and scope for the development of the talent of the Indian youth and to develop more of those sectors which have already been put under skill development for the last so many years.

Launched: March 2015

Features:

• The emphasis is to skill the youths in such a way so that they get employment andalso improve entrepreneurship.

• Provides training, support and guidance for all occupations that were of traditionaltype like carpenters, cobblers, welders, blacksmiths, masons, nurses, tailors, weaversetc.

• More emphasis will be given on new areas like real estate, construction,transportation, textile, gem industry, jewellery designing, banking, tourism andvarious other sectors, where skill development is inadequate or nil.

• The training programmes would be on the lines of international level so that theyouths of our country can not only meet the domestic demands but also of othercountries like the US, Japan, China, Germany, Russia and those in the West Asia.

• Another remarkable feature of the ‘Skill India’ programme would be to create ahallmark called ‘Rural India Skill’, so as to standardise and certify the trainingprocess.

• Tailor-made, need-based programmes would be initiated for specific age groupswhich can be like language and communication skills, life and positive thinking skills,personality development skills, management skills, behavioural skills, including joband employability skills.

• The course methodology of ‘Skill India’ would be innovative, which would includegames, group discussions, brainstorming sessions, practical experiences, case studiesetc.

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10. Digital India

About: Digital India is an initiative of Government of India to integrate the government departments and the people of India. Digital India has three core components. These include:

• The creation of digital infrastructure

• Delivering services digitally

• Digital literacyAim: It aims at ensuring the government services are made available to citizens electronically by reducing paperwork. The project is slated for completion by 2019

Department: The Ministry of Communications and IT

Key features

• The Government of India has initiated a giant leap forward to transform the countryinto a digitally empowered knowledge economy.

• The initiative also includes plan to connect rural areas with high-speedinternet networks.

• DI will help in leveraging India's globally acclaimed IT competence for the benefit of120 Crore Indians.

• It will help in reducing corruption, getting things done quickly and will help inreducing paper work.

• Some of the facilities which would be available through this initiative are DigitalLocker, e-education, e-health, Digital Signature and national scholarship portal.

• The initiative also includes plan to connect rural areas with high-speed internetnetworks. Digital India has three core components.

11. Digilocker

About: Digital Locker is one of the key initiatives under the Digital India Programme.

Department: Department of Electronics and Information Technology (DeitY).

Aim: It is aimed at minimizing the usage of physical documents and enable sharing of e-documents across agencies.

Key Features

• The sharing of the e-documents will be done through registered repositories therebyensuring the authenticity of the documents online.

• Residents can also upload their own electronic documents and digitally sign themusing the e-sign facility.

• These digitally signed documents can be shared with Government organizations orother entities.

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12. e-Basta

About: The platform, eBasta, is merely not a library of books, but a collaborative platform where school Book publishers, School teachers, students and even various etailers can participate..

Aim: It aims to bring various publishers (free as well as commercial) and schools together on one platform.

Launched: June 30, 2015

Key Features

• It guarantees s transparent Governance and other Government related services.

• The school or teachers can log on to the portal and search for eBooks and otherdigital content.

• School teachers can choose and bundle content according to their teachingmethods. Access to variety of resources – text, simulation, animations, audio books,videos, etc – to choose from.

• Basta provides an Android Application download, which students can install on theirmobile phones or tablets

• For school book publishers, eBasta becomes a marketplace where they can read outto thousands of schools across the country.

• They can register on the portal and then list, sell and distribute all their content indigital format.

13. Make in India

About: Make in India is an initiative of the Government of India, to encourage companies to manufacture their products in India.

Launched: 25th September 2014

Aim:

• The major objective behind the initiative is to focus on 25 sectors of the economy forjob creation and skill enhancement.

• The initiative also aims at high quality standards and minimising the impact on theenvironment.

Designed by: Wieden+Kennedy

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Key features

• Before the initiative was launched, foreign equity caps in various sectors had beenrelaxed .

• The application for licenses was made available online and the validity of licenseswas increased to 3 years.

• Various other norms and procedures were also relaxed.

• In August 2014, the Cabinet of India allowed 49% foreign direct investment (FDI) inthe defence sector and 100% in railways infrastructure.

Achievements

• Between September 2014 and August 2015, the government received ₹1.10lakh crore (US$17 billion) worth of proposals from companies interested inmanufacturing electronics in India. 24.8% of smart phones shipped in the country inthe April-June quarter of 2015 were made in India, up from 19.9% the previousquarter.

• In January 2015, the Spice Group said it would start a mobile phone manufacturing

unit in Uttar Pradesh with an investment of ₹500 crore.

• Hitachi Said it would increase its employees in India from 10,000 to 13,000 and itwould try to increase its revenues from India from ¥100 billion in 2013to ¥210 billion.

• In February 2015, Huawei opened a new research and development (R&D) campusin Bangalore.

14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana

About: focused on the rural poor youth and its emphasis on sustainable employment through the prominence and incentives given to post-placement tracking, retention and career progression.

Aim: The Government of India has set an ambitious target for providing skill training to 500 million of its youth by 2022.

Department: Ministry of Rural Development (MoRD).


Launched by: NitinGadkari, Union Minister for Rural Development.

When: 98th birth anniversary of Pandit Deendayal Upadhyay.

Previous Name: Aajeevika Skills Development Programme (ASDP).

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Key Features:

• Enable Poor and Marginalized to Access Benefits: Demand led skill training at no costto the rural poor

• Inclusive Program Design : Mandatory coverage of socially disadvantaged groups(SC/ST 50%; Minority 15%; Women 33%)

• Shifting Emphasis from Training to Career Progression :Pioneers in providingincentives for job retention, career progression and foreign placements

• Greater Support for Placed Candidates :Post-placement support, migration supportand alumni network

• Proactive Approach to Build Placement Partnerships: Guaranteed Placement for atleast 75% trained candidates

• Enhancing the Capacity of Implementation Partners : Nurturing new training serviceproviders and developing their skills

• Regional Focus : Greater emphasis on projects for poor rural youth in Jammu andKashmir (HIMAYAT), the North-East region and 27 Left-Wing Extremist (LWE) districts(ROSHINI)

• Standards-led Delivery : All program activities are subject to Standard OperatingProcedures that are not open to interpretation by local inspectors. All inspectionsare supported by geo-tagged, time stamped videos/photographs.

• Minimum age: The minimum age for entry under the Yojana is 15 years compared to18 years under the Aajeevika Skills Programme.

15. National Policy for Skill Development and Entrepreneurship

About: It is the first such policy on entrepreneurship since independence and intended to replace the National Policy on Skill Development 2009.

Aim: It main aim is to provide an umbrella framework to all skilling activities being carried out within the country, to align them to common standards and link the skilling with demand centers.

Previous Scheme: It replaces National Policy on Skill Development 2009.

Department: Ministry of Skill Development and Entrepreneurship

Launched: 15th July 2015 (World Youth Skills Day)

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Key features

• It addresses key obstacles to skilling, including low aspirational value, lack ofintegration with formal education, lack of focus on outcomes, low quality of traininginfrastructure and trainers, etc.

• This Policy seeks to align supply and demand for skills by bridging existing skill gaps,promoting industry engagement, operationalising a quality assurance framework,leverage technology and promoting greater opportunities for apprenticeshiptraining.

• Equity is also a focus of the Policy, which targets skilling opportunities forsocially/geographically marginalised and disadvantaged groups

• Skill development and entrepreneurship programmes for women are a specificfocus of the Policy.

• In the entrepreneurship domain, the Policy seeks to educate and equip potentialentrepreneurs, both within and outside the formal education system.

• It also seeks to connect entrepreneurs to mentors, incubators and credit markets,foster innovation and entrepreneurial culture, improve ease of doing business andpromote a focus on social entrepreneurship.

16. National Sports Talent Search Scheme

Abbreviations: NSTSS

About:The scheme has been formulated for talent identification in the age group of 8-12 years and nurturing of identified talented sportspersons.

Aim: Identification of sporting talent among students in the age group of 8–12 years

Launched: 26th May 2015

Department: Ministry of youth Affairs & Department of Sports

Key Features:

• The Scheme will facilitate development of Indian sports, particularly rural sports.

• The students in the age group of 8 – 12 years have to undertake Physical Efficiency

and Sports Aptitude Tests (PESAT).

• tests may take place at 3 levels :

- school level

- block level

- district level through the state / UT machinery

• From each school, 4 boys and 4 girls securing the total highest marks in all six tests

will be shortlisted and they will appear in the Block level tests again.

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• They will participate in the Sport Talent search conducted at the block level in the

same 6 tests.

• The total marks obtained by each of these 32 students per block in all 6 different

tests at district level will be compiled for all districts together and a common merit

list will be prepared.

• k. Selected candidates should agree to the condition that they should be present for

training at least 22 days in a month on the prescribed play ground

17. Deen Dayal Upadhyaya Gram Jyoti Yojana

Abbreviations: DDUGJY

About: It is a Central Government’s scheme aimed to provide continuous power supply to rural India.

Aim: it aims to supply 24x7 uninterrupted power supplies to all homes.

Launched: 25th july 2015 in Patna

Investment: Rs 75,600 crore

Old Scheme: Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).

Department: Ministry of Power

Key Provisions:

• All villages and households shall be electrified• Increase in agriculture yield• Business of Small and household enterprises shall grow resulting into new avenues

for employment• Improvement in Health, Education, Banking (ATM) services• Improvement in accessibility to radio, telephone, television, internet and mobile etc• Betterment in social security due to availability of electricity• Accessibility of electricity to schools, panchayats, hospitals and police stations etc• Rural areas shall get increased opportunities for comprehensive development

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18. Kisan Vikas Patra

About: Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by India Post.

Re-launched: In year 2014

Key features:

• Kisan Vikas Patra can be purchased by

- An adult in his own name, or on behalf of a minor - A Trust - Two adults jointly

• Denominations: KVP certificates are available in the denominations of Rs 1000, Rs5000, Rs 10000 and Rs 50000.

• Minimum amount : Rs 1000. There is no upper limit on the purchase of KVPs.

• Investment: The amount invested in Kisan Vikas Patra would get doubled in 100months or eight years and four months

• Maturity Period: 2 years 6 months(30 months)

• Premature encashment of the KVP certificate is not permissible.

• The certificates can only be encashed in event of the death of the holder orforfeiture by a pledge or on the order of the courts.

• The KV can be purchased from any departmental postal office.

19. Soil Health Card Scheme

About: The scheme launched by the Government of India in 2015. The Government plans to issue the cards to 14 crore farmers.

Aim: is focusing attention on the health of soil in agricultural areas across the country, to boost productivity and bring about increased prosperity.

Launched: Year 2015

Key Provision:

• The Government plans to issue 14 crore Soil Health Cards to the farmers over thenext 3 years.

• Soil card will carry crop-wise recommendations of nutrients and fertilisers requiredfor the individual farms to help farmers to improve productivity through judicioususe of inputs.

• All soil samples are be tested in various soil testing labs across the country.

• Thereafter the experts will analyse the strength and weaknesses (micro-nutrientsdeficiency) of the soil and suggest measures to deal with it.

• The result and suggestion will be displayed in the cards.

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20. Pradhan Mantri Krishi Sinchai Yojana

About: The Pradhan Mantri Krishi Sinchai Yojana is part of a group of pro-farmer measures that the NDA government endeavours to implement.

Aim: aimed at ensuring access to water to every farm (“HarKhetKoPani”) round the year and improving water use efficiency (“Per Drop More Crop”)

Department: Ministry of Agriculture

Investment: Rs.50,000 crores

Time Period: 5years

Key features:

• The Scheme will take responsibility for various irrigation projects that were poorlyimplemented by previous governments despite adequacy of funds.

• About 1,300 watershed projects that have remained in limbo shall now becompleted.

• If the scheme turns out to be a success, economists and rural managers believe thatthe crop production could witness a manifold growth.

21. Jan Suraksha Schemes (PMJJBY, PMBSY, APY)

For Elders:

About: This includes Social Security Schemes, Pradhan Mantri Suraksha Bima Yojna, Atal Pension Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana.

Aim: protect an Indian citizen against illness, accidents, or penury in old age.

Launched: 9th May 2015

Pradhan Mantri Suraksha Bima Yojana

Key Features

• For all Bank account holders whose age is between 18 to 70 years.• Insurance amount can also be availed if in a handicapped state.• Accident insurance worth Rs. 2 lacs at just Rs. 12 per annum.• Period of Insurance

Annual : 1st June - 31st May• The premium will be deducted from the account holder's saving bank account

through 'auto debit' facility.• The person would be eligible to join the scheme through one saving bank account

only.

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Pradhan Mantri Jeevan Jyoti BimaYojana

Key features

• For all Banks account holders whose age is between 18 to 50 years.• Life Insurance amount for your family, in your absence.• Life insurance worth Rs. 2 lacs at just Rs. 330 per annum.• Period of Insurance

Annual : 1st June - 31st May• The premium will be deducted from the account holder's saving bank account


only.

Atal Pension Scheme

Key Features

• For all Bank account holders whose age is between 18 to 40 years.• Period of Insurance: 1st June - 31st May• The premium will be deducted from the account holder's saving bank account


only.

Benefit

Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000, if he joins and contributes between the age of 18 years and 40 years. The contribution levels would vary and would be low if subscriber joins early and increase if he joins.

22. One Rank One Pension Scheme

Abbreviations: OROP

About: It is a scheme for same rank and for the same length of service, irrespective of the date of retirement.

Re-launch date: On 5th September 2015

Points to Note

• As per the announcement there would be revision of pension every five years as

against two years demanded by the ex-servicemen.

• Pension will be re-fixed for all pensioners retiring in the same rank and with the same

length of service as the average of minimum and maximum pension in 2013.

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• The Ex-servicemen who have taken voluntary retirement would not be eligible for the

scheme.

• The government is also setting up a one-member judicial committee to work out details

of implementation of the OROP which will file a report in six months.

• Arrears will be paid in four half-yearly installments. All widows, including war widows,

will be paid arrears in one installment.

23. Rashtriya Gokul Mission

About: It is a focused project under National Programme for Bovine Breeding and Dairy Development, with an outlay of Rs 500 crore during the 12th Five Year Plan. The government launched ‘Rashtriya Gokul Mission’ under the National Programme for Bovine Breeding and Dairy Development (NPBBD)

Aim: to Conserve and Develop Indigenous cattle Breeds through professional farm management and superior nutrition.

Launched: 28 July 2014

Department: Department of Animal husbandry, Dairying & Fisheries.

Investment: 500 Crore

Key Features:

• Objectives:- To undertake breed improvement programme for indigenous cattle breeds so as

to improve the genetic makeup and increase the stock. - To enhance milk production and productivity of indigenous bovines. - To upgrade nondescript cattle using elite indigenous breeds like Gir, Sahiwal. - To distribute disease free high genetic merit bulls of indigenous breeds for

natural service

• Scheme is proposed to be implemented on 100% grant-in-aid basis.

• Rashtriya Gokul Mission will be implemented through the “State ImplementingAgency (SIA viz Livestock Development Boards).

Achievements

- Establishment of Village level Integrated Indigenous Cattle Centres, viz “Gokul Gram” i) in the breeding tracts andii) near metropolitan cities for housing the urban cattle.

- Strengthening of bull mother farms to conserve high genetic merit Indigenous Breeds.

- Establishment of Field Performance Recording (FPR) in the breeding tract.

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- Assistance to Institutions/Institutes which are repositories of best germ plasm. - Implementation of Pedigree Selection Programme for the Indigenous Breeds

with large population. ` - Establishment of Breeder‟s Societies: Gopalan Sangh. - Distribution of disease free high genetic merit bulls for natural service. - Incentive to farmers maintaining elite animals of indigenous breeds. - Heifer rearing programme

24. DD Kisan Channel

About: It is an Indian agriculture 24-hour television channel, which is owned by Doordarshan.

Aim: The channel has been dedicated to agriculture and allied sectors, which disseminates real-time inputs to farmers on new farming techniques, water conservation and organic farming among other information.

Launched: 26 May 2015

Key features

• It is India’s first Kisan Channel.

• It is owned by Doordarshan.

• Headquarter: In Noida

• The channel provides intensive messaging for alternative crop patterns fromagricultural experts to move out of specific crops and invest in others.

25. Beti Bachao, Beti Padhao

About: is a Government of India scheme that aims to generate awareness and improving the efficiency of welfare services meant for women.

Aim: To end female feticide and discrimination against girl child Prime Minister NarendraModi launched BetiBachao, BetiPadhaoAbhiyan.

Launched: 22nd January 2015 in Panipat.

Investment: Initial 100 Crore

Key Features:

• According to census data, the child sex Ratio (0-6 years) in India was 927 girls per1,000 boys in 2001, which dropped drastically to 918 girls for every 1,000 boys in2011.

• A 2012 UNICEF report has ranked India 41st among 195 countries.

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26. Sukanya Samriddhi Account

About: Sukanya Samriddhi Account is a special deposit account under the Sukanya Samriddhi Yojana (Girl child prosperity scheme).

Launched: 22nd January 2015

Aim: aim of improving the welfare of female children in India.

Key Features:

• It is part of the Beti Bachao, Beti Padhao campaign.

• Rate of interest 9.2% Per Annum (w.e.f 1-4-2015), calculated on yearly basis.

• Minimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year.

• Subsequent deposit in multiple of INR 100/- Deposits can be made in lump-su.

• No limit on number of deposits either in a month or in a Financial year

• A legal Guardian/Natural Guardian can open account in the name of Girl Child.

• A guardian can open only one account in the name of one girl child and maximumtwo accounts in the name of two different Girl children.

• Account can be opened up to age of 10 years only from the date of birth.

• For initial operations of Scheme, one year grace has been given.

• If minimum Rs 1000/- is not deposited in a financial year, account will becomediscontinued and can be revived with a penalty of Rs 50/- per year with minimumamount required for deposit for that year.

• Partial withdrawal, maximum up to 50% of balance standing at the end of thepreceding financial year can be taken after Account holder’s attaining age of 18years.

• Account can be closed after completion of 21 years.

• If account is not closed after maturity, balance will continue to earn interest asspecified for the scheme from time to time.

• Normal Premature closer will be allowed after completion of 18 years /providedthat girl is married.

27. Himmat App

About: “Himmat” application downloaded in the smart phone helps women to raise SOS alert in case of any emergency and the same gets reported along with victim/ caller location in real time on the computer consoles placed in the Central Police Control Room, Delhi.

Aim: To instil confidence in women, to help women in distress and to ensure their safety in Delhi.

Key Features: The app is freely available for Android mobile phones and can be downloaded from Delhi Police website

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28. PAHAL-Direct Benefits Transfer for LPG (DBTL) ConsumersScheme

About: has become one of the largest cash transfer schemes of the world.

Aim: to transfer subsidies directly to the people through their bank accounts. It will be implemented in 2 phases.

Previous Scheme: The Direct Benefit transfer of LPG (DBTL)

Re-launched: 15.11.2014 in 54 districts and rest of India on 01.01.2015

Key features:

• Consumers will need a bank account to join the scheme and receive LPG subsidy

• Consumers will also get one time permanent advance in their bank account prior tobuying the first market priced LPG cylinder

• Consumers will receive subsidy in their bank account as per their entitlement ofsubsidized cylinders

• Till consumers join the scheme they will get cylinders at:

• Subsidized price for 3 months w.e.f 15.11.2014 till 14.02.2015

• Market price for next 3 months, but the subsidy due will be given to them if they jointhe scheme within these 3 months i,e till 14.05.2015

• W.e.f 15.05.2015 all LPG consumers will get cylinders at market price and only thosewho join the scheme will receive one time permanent advance & subsidy from thedate of joining

29. Swachh Bharat Mission

About: is a national campaign of Indian Government, covering 4041 statutory towns, to clean the streets, roads and infrastructure of the country. It is India's biggest ever cleanliness drive and 3 million government employees and school and college students of India have participated in this event.

Re-Launched: 2nd October 2014 at New Delhi.

• Earlier Launch: Total Sanitation Campaign (TSC)- 1999

• TSC was renamed to Nirmal Bharat Abhiyan (NBA)- 2012

• the campaign was relaunched as Swachh Bharat Abhiyan.- 2014

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Key Features:

• Construction of individual sanitary (mostly pit latrines) for households below thepoverty line with subsidy (80%) where demand exists.

• Conversion of dry latrines (pit latrines without a water seal) into low-cost sanitarylatrines.

• Construction of exclusive village sanitary complexes for women providing facilities forhand pumping, bathing, sanitation and washing on a selective basis where there is notadequate land or space within houses and where village panchayats are willing tomaintain the facilities.

• Setting up of sanitary marts.

• Total sanitation of villages through the construction of drains, soakage pits, solid andliquid waste disposal.

• Intensive campaign for awareness generation and health education to create a felt needfor personal, household and environmental sanitation facilities.

• End of manual scavenging of garbage.

Objectives:

• Elimination of open defecation• Conversion of unsanitary toilets to pour flush toilets (a type of pit latrine, usually

connected to two pits)

• Eradication of manual scavenging

• 100% collection and processing/disposal/reuse/recycling of municipal solid waste

• A behavioural change in people regarding healthy sanitation practices

• Generation of awareness among citizens about sanitation and its linkages with publichealth

• Supporting urban local bodies in designing, executing and operating waste disposalsystems

• Facilitating private-sector participation in capital expenditure and operation andmaintenance costs for sanitary facilities.

30. Gold Monetisation SchemeAbout: It is a scheme that facilitates the depositors of gold to earn interest on their metal accounts. Once the gold is deposited in metal account, it will start earning interest on the same. Previous Scheme: Gold Deposit and Gold Metal Loan Schemes.

Launched: May 19, 2015.

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Key Features:

• When a customer brings in gold to the counter of specified agency or bank, thepurity of gold is determined and exact quantity of gold is credited in the metalaccount. Customers may be asked to complete KYC (know-your-customer) process.The deposited gold will be lent by banks to jewellers at an interest rate little higherthan the interest paid to customer.

Interest:

• Both principal and interest to be paid to the depositors of gold, will be ‘valued’ ingold.

• The interest rate is decided by the banks concerned.

Tenure:

• Minimum: 1 year’

• Minimum Quantity: 30 gram

• Type: The gold can be in any form, bullion or jewellery.

31. The National Institution for Transforming India (NITI AAYOG)

Previous Name: Planning Scheme

About: NITI Aayog will seek to provide a critical directional and strategic input into the development process.

Aim: is to foster involvement and participation in the economic policy-making process by state governments of India, a "bottom-up" approach in contrast to the Planning Commission's tradition of "top-down" decision-making.

Launched: January 2015

Headquarter: New Delhi

Key Features:

• NITI Aayog will seek to provide a critical directional and strategic input into thedevelopment process.

• The centre-to-state one-way flow of policy, that was the hallmark of the PlanningCommission era, is now sought to be replaced by a genuine and continuingpartnership of states.

• The NITI Aayog will also seek to put an end to slow and tardy implementation ofpolicy, by fostering better Inter-Ministry coordination and better Centre-Statecoordination.

• It will help evolve a shared vision of national development priorities, and fostercooperative federalism, recognizing that strong states make a strong nation.

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• In addition, the NITI Aayog will monitor and evaluate the implementation ofprogrammes, and focus on technology upgradation and capacity building.

32. The National Urban Development Mission

About: the mission would also address livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.

Aim: at providing shelters equipped with essential services to the urban homeless in a phased manner.

Replacement: It replaces The Jawaharlal Nehru National Urban Renewal Mission.

33. Pradhan Mantri Khanij Kshetra Kalyan Yojana

Abbreviations: PMKKKY

About: PMKKKY is a revolutionary and unprecedented scheme of its kind, which will transform the lives of people living in areas which are affected directly or indirectly by mining.

Aim: is to provide for the welfare of areas and people affected by mining related operations,

using the funds generated by District Mineral Foundations (DMFs).


Key features:

• The Mines and Minerals (Development & Regulation) Amendment Act, 2015, mandated

the setting up of District Mineral Foundations (DMFs) in all districts in the country

affected by mining related operations.

• The Central Government today notified the rates of contribution payable by miners:

• all mining leases executed before 12th January, 2015- miners will have to

contribute an amount equal to 30% of the royalty payable by them to the DMFs.

• mining leases are granted after 12.01.2015- he rate of contribution would be 10%

of the royalty payable

• By using these funds, the DMFs are expected to implement the PMKKKY.

• The DMFs have also been directed to maintain the utmost transparency in their

functioning and provide periodic reports on the various projects and schemes taken

up by them.

Objective of the Yojana:

• to implement various developmental and welfare projects/programs in mining affected

areas.

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• to minimize the adverse or harmful impacts, during and after mining, on the

environment, health and socio-economics of people in mining districts

• to protect the livelihoods for the affected people in mining areas.

• skill development and environment conservation will get at least 60 % share of the

funds.

• Attention will be giving in High Priority areas like sanitation, Drinking water etc…

• The funds will also be spent on making roads, bridges, railways, waterways projects,

irrigation and alternative energy sources to maintain a healthy environment.

34. Sagar Mala Project

About: It is a strategic and customer-oriented initiative of the Government of India to modernize India's Ports so that port-led development can be augmented and coastlines can be developed to contribute in India's growth.

Aim: It looks towards "transforming the existing Ports into modern world class Ports and integrate the development of the Ports, the Industrial clusters and hinterland and efficient evacuation systems through road, rail, inland and coastal waterways resulting in Ports becoming the drivers of economic activity in coastal areas."

Department: Ministry of Shipping

Key Features:

• The concept of Sagar mala was first announced in 2003.

• The Sagar mala initiative, therefore, focuses on- Modernisation of port infrastructure- transforming the existing ports to world

class ports and development of new ports; - Efficient evacuation system by improving hinterland linkages through rail, road

and water; and - Encouraging coastal economic development by promoting port based SEZs and

ancillary industries.

Implemention and Progress

• The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi gave its‘in-principle’ approval for the concept and institutional framework of SagarmalaProject on 25 March 2015

• On 25 March 2015 Cabinate gave approval for this project to develop 12 ports ofIndia and also 1208 Islands.

• A National Sagarmala Apex Committee (NSAC) is envisaged for overall policyguidance and high level coordination, and to review various aspects of planningand implementation under the chairmanship of the Minister of Shipping,

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35. Heritage City Development and Augmentation Yojana

Abbreviation: (HRIDAY)

About: It is an initiative by Government of India which focuses on holistic development of heritage cities.

Aim: to preserve and revitalise soul of the heritage city to reflect the city’s unique character by encouraging aesthetically appealing, accessible, informative & secured environment.

Launched: 21st January, 2015

Department: Ministry of Urban Development

Investment: INR 500 Crores

Key initiative

• the Scheme is being implemented in 12 identified Cities :- Ajmer- Amaravati- Amritsar- Badami- Dwarka- Gay- Kanchipuram- Mathura- Puri- Varanasi- Velankanni- Warangal.

• The scheme is implemented in a mission mode.

• The Scheme supports development of core heritage infrastructure projects whichshall include revitalization of urban infrastructure for areas around heritage assetsidentified / approved by the Ministry of Culture, Government of India and StateGovernments.

36. Smart Cities Mission

About: The Smart Cities Mission of the Government is a bold, new initiative. It is meant to set examples that can be replicated both within and outside the Smart City, catalysing the creation of similar Smart Cities in various regions and parts of the country.

Aim: is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions.

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Key Initiative:

• The core infrastructure elements in a smart city would include:

• i. adequate water supply, ii. assured electricity supply, iii. sanitation, including solid waste management, iv. efficient urban mobility and public transport, v. affordable housing, especially for the poor, vi. robust IT connectivity and digitalization, vii. good governance, especially e-Governance and citizen participation, viii. sustainable environment, ix. safety and security of citizens, particularly women, children and the elderly, and x. health and education.

37. Shyama Prasad Mukherjee RURBAN Mission

Abbreviation: SPMRM

About: Rurban Mission for 300 clusters to be developed over the next three years across the country, Commerce.

Investment: Rs 5142 Cr

Launched and approved: 16 September 2015

Key features:

• Development of Rurban growth clusters, which have latent potential for growth, in all

States and UTs to trigger overall development in the region. These clusters are essentially

Smart Villages.

• Rural growth clusters would be developed by provisioning of economic activities,

developing skills & local entrepreneurship and providing infrastructure amenities.

• Further, these clusters would be well delineated areas with planned layouts, which would

be duly notified by the State/UTs. These plans would be finally integrated with the District

Plans/Master Plans as the case may be.

• The States would prepare Integrated Cluster Action Plans for Rurban Clusters in

accordance with the Framework for Implementation prepared by the Union Ministry of

Rural Development.

• The clusters will be geographically contiguous to Gram Panchayats with a population of

about 25000 to 50000 in plain and coastal areas and a population of 5000 to 15000 in

desert, hilly or tribal areas.

• There would be a separate approach for selection of clusters in Tribal and Non-Tribal

Districts.

• As far as practicable, clusters of village would follow administrative convergence units of

Gram Panchayats.

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• The Mission envisages institutional arrangements both at the State and Center to ensure

smooth implementation of the Mission.

• The Mission also has an Innovation budget towards facilitating research, development

and capacity building.

38. Atal mission for Rejuvenation and Urban Transformation:

About: It provides basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged is a national priority.

Aim: the purpose of Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to

• ensure that every household has access to a tap with assured supply of water and asewerage connection;

• increase the amenity value of cities by developing greenery and well maintainedopen spaces (e.g. parks);

• reduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g. walking and cycling).

Launched date: 29th April 2015

Investment: Rs 48,000 crore

Time Period: 5 years

Key features:

• 500 cities and towns will be selected

39. Namami Gange

About: Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect the Ganga river in a comprehensive manner.

Aim: This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and planning under it to create a concrete action plan for future. Investment: Rs. 2037 Crore

Key Features:

• Over Rs. 20,000 crore has been sanctioned in 2014-2015 budget for the next 5 years.

• It will cover 8 states, 47 towns & 12 rivers under the project. Over 1,632 grampanchayats on the banks of Ganga to be made open defecation-free by 2022.

• Several ministries are working with nodal Water Resources Ministry for this projectincludes – Environment, Urban Development, Shipping, Tourism & Rural

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Development Ministries. Prime focus will be on involving people living on the river’s banks in this project.

• Under the aegis of National Mission for Clean Ganga (NMCG) & State ProgrammeManagement Groups (SPMGs) States and Urban Local Bodies and Panchayati Rajinstitutions will be involved in this project.

• Setting river centric urban planning process to facilitate better citizen connects,through interventions at Ghats and River fronts.

• Expansion of coverage of sewerage infrastructure in 118 urban habitations on banksof Ganga. Enforcement of Ganga specific River Regulatory Zones.

• Development of rational agricultural practices & efficient irrigation methods. SettingGanga Knowledge Centre.

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