census file for use with hmda/cra · 2007. 7. 11. · census tract numbers are from the 2000 census...

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CENSUS FILE FOR USE WITH HMDA/CRA 2000 DEMOGRAPHICS File is for HMDA/CRA processing year: 2007 Number of records: 68065 Census tract numbers for the entire nation, Puerto Rico and four Island Areas are represented on this file. Census tract numbers are from the 2000 Census Demographics. Metropolitan Statistical Area/Metropolitan Division (MSA/MD) definitions are for the edit processing year indicated. Small counties are counties with a population of no more than 30,000. Small counties have 999999 in the census tract field and ‘S’ in the Small County Flag field. The individual tracts are also represented in this file for small counties and are flagged ‘S’. Island Area tracts are flagged ‘I’. If the Demographic Data Flag contains an ‘X’, the persons/population and/or median family income (tract level) is zero or data were suppressed by the Census bureau for reasons of confidentiality. Island Area tracts contain ‘I’ in this flag. Median incomes within MSA/MD boundaries are the MSA/MD Median Family Incomes. Those median incomes outside of MSA/MDs (MSA/MD=99999) are the Median Family Incomes for non-metro areas of the state. Instructions on performing edit verifications of MSA/MD /state/county/tract combinations : The MSA/MD code will equal 99999 if the state/county/tract falls outside of a Metropolitan Statistical Area/Metropolitan Division. Refer to the HMDA or CRA edits to understand the logic of verifying geographic code combinations. The edit logic for HMDA and CRA differ slightly. (The edits may be obtained by calling the HMDA Assistance Line at (202) 452-2016 and/or the CRA Assistance Line at (202) 872-7584. You may also request a copy via electronic mail at [email protected] and/or [email protected] or via Internet at www.ffiec.gov/hmda and/or www.ffiec.gov/cra .) Notes: Geographic changes in the 2007 FFIEC Census File: The following update announced by the Office of Management and Budget (OMB) on December 18, 2006 is included in the 2007 FFIEC Census File: Two new Metropolitan Statistical Areas (previously classified as Micropolitan Statistical Areas) o Lake Havasu City-Kingman, AZ Metropolitan Statistical Area (code 29420) o Palm Coast, FL Metropolitan Statistical Area (code 37380) Essex County, MA Metropolitan Division (code 21604) was changed to Peabody, MA Metropolitan Division (code 37764) Notes Page 1 of 3 June 1, 2007

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Page 1: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

CENSUS FILE FOR USE WITH HMDA/CRA 2000 DEMOGRAPHICS

• File is for HMDA/CRA processing year: 2007 • Number of records: 68065

• Census tract numbers for the entire nation, Puerto Rico and four Island Areas are represented on

this file.

• Census tract numbers are from the 2000 Census Demographics.

• Metropolitan Statistical Area/Metropolitan Division (MSA/MD) definitions are for the edit processing year indicated.

• Small counties are counties with a population of no more than 30,000. Small counties have

999999 in the census tract field and ‘S’ in the Small County Flag field. The individual tracts are also represented in this file for small counties and are flagged ‘S’. Island Area tracts are flagged ‘I’.

• If the Demographic Data Flag contains an ‘X’, the persons/population and/or median family

income (tract level) is zero or data were suppressed by the Census bureau for reasons of confidentiality. Island Area tracts contain ‘I’ in this flag.

• Median incomes within MSA/MD boundaries are the MSA/MD Median Family Incomes. Those

median incomes outside of MSA/MDs (MSA/MD=99999) are the Median Family Incomes for non-metro areas of the state.

Instructions on performing edit verifications of MSA/MD /state/county/tract combinations:

• The MSA/MD code will equal 99999 if the state/county/tract falls outside of a Metropolitan Statistical Area/Metropolitan Division.

• Refer to the HMDA or CRA edits to understand the logic of verifying geographic code

combinations. The edit logic for HMDA and CRA differ slightly. (The edits may be obtained by calling the HMDA Assistance Line at (202) 452-2016 and/or the CRA Assistance Line at (202) 872-7584. You may also request a copy via electronic mail at [email protected] and/or [email protected] or via Internet at www.ffiec.gov/hmda and/or www.ffiec.gov/cra.)

Notes: Geographic changes in the 2007 FFIEC Census File:

The following update announced by the Office of Management and Budget (OMB) on December 18, 2006 is included in the 2007 FFIEC Census File: • Two new Metropolitan Statistical Areas (previously classified as Micropolitan Statistical

Areas) o Lake Havasu City-Kingman, AZ Metropolitan Statistical Area (code 29420) o Palm Coast, FL Metropolitan Statistical Area (code 37380)

• Essex County, MA Metropolitan Division (code 21604) was changed to Peabody, MA Metropolitan Division (code 37764)

Notes Page 1 of 3 June 1, 2007

Page 2: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Beginning 2004, Census race category “Some Other Race” is no longer collected for HMDA. “Some Other Race” should be added into the category “Two or More Races” for HMDA reports. Beginning 2003, OMB's civil rights monitoring guidelines are used with HMDA reports. None of the 163 underwater tracts (tract = 000000) are included on this file.

Summary of Census counties:

State County Metro.

Counties Non-Metro. Counties

MSA* MD in 11 MSA

United States 51 3141 1092 2049 363 29 Puerto Rico 1 78 68 10 8 Island Areas 4 13 13 Total 56 3232 1160 2072 371 29

*HMDA/CRA MSA count = Total MSA count – MSA with MD count + MD count = 371-11+29=389 There are no split tracts in the 2007 FFIEC Census File. For HMDA purposes, it is optional for a HMDA reporter to code census tract numbers or ‘NA’ for small counties. If an institution is both a HMDA and CRA reporter, refer to the census tract reporting section in Appendix A of the HMDA Getting It Right Guide. For CRA purposes, 1998 was the first year that a CRA reporter could code census tracts in any county as ‘NA’. This option is used if the business or farm can only provide a Rural Route or P.O. Box for its address and the institution is not able to determine a geocode based on the information provided. American Samoa, Guam, The Commonwealth of the Northern Mariana Islands, and the Virgin Islands are not valid for HMDA purposes (used for CRA reporting only). Population and housing data for these Island Areas are included. The Island Areas use different surveys than the U.S.; therefore, population and housing items may come from different census table numbers. The list below shows these items and their corresponding census tables.

Field Name U.S. U.S. Virgin Islands

American Samoa, Guam, The Commonwealth of the Northern Mariana Islands

Persons/Population SF1.P1(1) SF.P1(1) SF.P1(1) Total Housing Units SF3.H1(1) SF.H1(1) SF.H1(1) Households, count SF3.P52(1) SF.PBG41(1) SF.PBG45(1) Median Household Income in 1999 (tract level)

SF3.P53(1) SF.PBG42(1)tract SF.PBG46(1)tract

MSA/MD Median Household Income

Calculated from SF3.P52

SF.PBG42(1)state SF.PBG46(1)state

Families, Count SF3.P76(1) SF.PBG62(1) SF.PBG68(1) Median Family Income in 1999 (tract level)

SF3.P77(1) SF.PBG63(1)tract SF.PBG69(1) tract

MSA/MD Median Family Income

Calculated from SF3.P76

SF.PBG63(1)state SF.PBG69(1) state

Total Housing Units, Urban

SF3.H5(2) SF.H2(2) SF.H2(2)

Total Housing Units, Rural

SF3.H5(5) SF.H2(5) SF.H2(5)

Notes Page 2 of 3 June 1, 2007

Page 3: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Total Housing Units, Occupied (Occupancy Status)

SF3.H6(2) SF.H3(2) SF.H3(2)

Total Housing Units, Vacant (Occupancy Status)

SF3.H6(3) SF.H3(3) SF.H3(3)

Total Occupied Housing Units, Owner Occupied (Tenure)

SF3.H7(2) SF.H4(2) SF.H4(2)

Total Occupied Housing Units, Renter Occupied (Tenure)

SF3.H7(3) SF.H4(3) SF.H4(3)

Total Population, Urban SF1.P5(2) SF.P2(2) SF.P2(2) Total Population, Rural SF1.P5(5) SF.P2(5) SF.P2(5) MSA/MD Median Family Income Percentage

(SF3.P77)/(MSA/MD Median Family Income)

SF.PBG63(1)tract/ SF.PBG63(1)state

SF.PBG69(1)tract / SF.PBG69(1)state

Small county flag, demographic data flag and urban/rural flag will contain ‘I’ for the Island Area tracts.

Record Information

2007 OMB MSA/MD Non-Metro or MSA/MD = 99999

Total

Tracts w/o small counties 53786 12501 66287 Small Counties 295 1483 1778 Records on File 54081 13984 68065 State/County 3232 MSA/MD/State/County 1160 2072 3232 Number of CRA Distressed or Underserved Tracts

3733 3733

Note: See Appendix for additional information.

Notes Page 3 of 3 June 1, 2007

Page 4: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

System Title and Acronym: HMDA/CRA Descriptive File Name: Census File Format for use with 2007 HMDA/CRA Data DSNames: Unlabeled Format: Length: 10057 Type: FB Blocksize: Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. “As of Date”

1 4 4 N Key field. Contains HMDA/CRA collection year, e.g. 2007.

Metropolitan Statistical Area/Metropolitan Division (MSA/MD) Code

5 9 5 N Key field. Zero-filled. Non-metro area = 99999.

FIPS State Code 10 11 2 N Key field. Zero-filled. FIPS County Code 12 14 3 N Key field. Zero-filled. Census Tract

15 20 6 N Key field. Zero-filled. Implied decimal point, e.g., 8001.24. Field contains 999999 or valid census tract numbers.

Principal City Flag

21 21 1 AN Zero: Not principal city tract. 1: A principal city tract.

Small County Flag

22 22 1 AN T: Tracted county. S: Small county. I: Island Area.

Split Tract Flag

23 23 1 AN N: The tract number occurs within one metropolitan area. S: The tract number split between metropolitan areas. Only occurs in New England states.

Demographic Data Flag 24 24 1 AN X: The persons/population and/ or the median family income(tract level) is zero. D: The persons/population and the median family income(tract level) are both non-zero. I: Island Area

Urban/Rural Flag 25 25 1 AN U=Urban R=Rural M=Mixed I=Island Area MSA/MD Medians based on current OMB MSA/MD definitions MSA/MD Median Family Income 26 33 8 N Zero-filled. Calculated from SF3.P76. MSA/MD Median Household Income 34 41 8 N Zero-filled. Calculated from SF3.P52. MSA/MD Median Family Income Percentage

42 47 6(2d) N Zero-filled, 2 decimal places with decimal point. The tract median family income as a percentage of the MSA/MD median family income.

HUD Estimated MSA/MD Median Family Income

48 55 8 N Zero-filled, adjusted annually by HUD.

Demographics from SF1 and SF3 files:

Persons/Population 56 63 8 N Zero-filled. SF1.P1(1) Families, count 64 71 8 N Zero-filled. SF3.P76(1) Households, count 72 79 8 N Zero-filled. SF3.P52(1) Female Population 80 87 8 N Zero-filled. SF1.P12(26) Male Population 88 95 8 N Zero-filled. SF1.P12(2)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 1 of 34

Page 5: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Minority Population 96 103 8 N Zero-filled. Total Hispanic/Non-Hispanic

population minus Non-Hispanic White alone population. Calculated: SF1.P4(1) – SF1.P4(5)

Minority Percentage 104 109 6(2d) N Zero-filled, 2 decimal places with decimal point. The minority population as a percentage of the tract (or small county where tract = 999999) population. Calculated: [SF1.P4(1) – SF1.P4(5)]/SF1.P4(1)

Hispanic Origin by Race (SF1.P4)

Total Population Hispanic/Non-Hispanic 110 117 8 N Zero-filled. SF1.P4(1) Total Hispanic Population 118 125 8 N Zero-filled. SF1.P4(2) Non-Hispanic Total Non-Hispanic Population 126 133 8 N Zero-filled. SF1.P4(3) Total Non-Hispanic Population One Race

134 141 8 N Zero-filled. SF1.P4(4)

White 142 149 8 N Zero-filled. SF1.P4(5) Black or African American 150 157 8 N Zero-filled. SF1.P4(6) American Indian and Alaska Native 158 165 8 N Zero-filled. SF1.P4(7) Asian 166 173 8 N Zero-filled. SF1.P4(8)

Native Hawaiian and Other Pacific Islander

174 181 8 N Zero-filled. SF1.P4(9)

Some Other Race 182 189 8 N Zero-filled. SF1.P4(10)

Two or more Races 190 197 8 N Zero-filled. SF1.P4(11) Total Non-Hispanic Population Two Races

198 205 8 N Zero-filled. SF1.P4(12)

White/Black or African American 206 213 8 N Zero-filled. SF1.P4(13) White/American Indian and Alaska Native

214 221 8 N Zero-filled. SF1.P4(14)

White/Asian 222 229 8 N Zero-filled. SF1.P4(15)

White/ Native Hawaiian and Other Pacific Islander

230 237 8 N Zero-filled. SF1.P4(16)

White/Some Other Race 238 245 8 N Zero-filled. SF1.P4(17)

Black/American Indian and Alaska Native

246 253 8 N Zero-filled. SF1.P4(18)

Non-Hispanic OMB Civil Rights Monitoring Races Non-Hispanic Black or African American

254 261 8 N Zero-filled. SF1.P4(6)+SF1.P4(13)

Non-Hispanic American Indian and Alaska Native

262 269 8 N Zero-filled. SF1.P4(7)+SF1.P4(14)

Non-Hispanic Asian 270 277 8 N Zero-filled. SF1.P4(8)+SF1.P4(15) Non-Hispanic Native Hawaiian and Other Pacific Islander

278 285 8 N Zero-filled. SF1.P4(9)+SF1.P4(16)

Non-Hispanic Some Other Race 286 293 8 N Zero-filled. SF1.P4(10)+SF1.P4(17) Non-Hispanic Two or More Races 294 301 8 N Zero-filled. SF1.P4(11)-SF1.P4(13…17)

Hispanic (SF1.P8)

Total Hispanic Population 302 309 8 N Zero-filled. SF1.P8(10) White 310 317 8 N Zero-filled. SF1.P8(11) Black or African American 318 325 8 N Zero-filled. SF1.P8(12) American Indian and Alaska Native 326 333 8 N Zero-filled. SF1.P8(13)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 2 of 34

Page 6: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Asian 334 341 8 N Zero-filled. SF1.P8(14) Native Hawaiian and Other Pacific Islander

342

349

8

N

Zero-filled. SF1.P8(15)

Some Other Race 350 357 8 N Zero-filled. SF1.P8(16) Two or More Races 358 365 8 N Zero-filled. SF1.P8(17)

Total Population By Race (SF1.P3)

Total Population 366 373 8 N Zero-filled. SF1.P3(1) Total Population One Race 374 381 8 N Zero-filled. SF1.P3(2) White 382 389 8 N Zero-filled. SF1.P3(3) Black or African American 390 397 8 N Zero-filled. SF1.P3(4) American Indian and Alaska Native 398 405 8 N Zero-filled. SF1.P3(5) Asian 406 413 8 N Zero-filled. SF1.P3(6) Native Hawaiian and Other Pacific Islander

414 421 8 N Zero-filled. SF1.P3(7)

Some Other Race 422 429 8 N Zero-filled. SF1.P3(8) Two or more Races 430 437 8 N Zero-filled. SF1.P3(9) Total Population Two Races 438 445 8 N Zero-filled. SF1.P3(10) White/Black or African American 446 453 8 N Zero-filled. SF1.P3(11) White/American Indian and Alaska Native

454 461 8 N Zero-filled. SF1.P3(12)

White/Asian 462 469 8 N Zero-filled. SF1.P3(13) White/ Native Hawaiian and Other Pacific Islander

470 477 8 N Zero-filled. SF1.P3(14)

White/Some Other Race 478 485 8 N Zero-filled. SF1.P3(15) Black/American Indian and Alaska Native

486 493 8 N Zero-filled. SF1.P3(16)

OMB Civil Rights Monitoring Races Black or African American 494 501 8 N Zero-filled. SF1.P3(4)+SF1.P3(11) American Indian and Alaska Native 502 509 8 N Zero-filled. SF1.P3(5)+SF1.P3(12) Asian 510 517 8 N Zero-filled. SF1.P3(6)+SF1.P3(13) Native Hawaiian and Other Pacific Islander

518 525 8 N Zero-filled. SF1.P3(7)+SF1.P3(14)

Some Other Race 526 533 8 N Zero-filled. SF1.P3(8)+SF1.P3(15) Two or More Races 534 541 8 N Zero-filled. SF1.P3(9)-SF1.P4(11…15) Urban and Rural (SF3.P5) Total Population 542 549 8 N Zero-filled. SF3.P5(1) Urban 550 557 8 N Zero-filled SF3.P5(2) Inside urbanized areas 558 565 8 N Zero-filled. SF3.P5(3) Inside urban clusters 566 573 8 N Zero-filled. SF3.P5(4) Rural 574 581 8 N Zero-filled. SF3.P5(5) Farm 582 589 8 N Zero-filled. SF3.P5(6) Non-farm 590 597 8 N Zero-filled. SF3.P5(7) Household type (including living alone) by Relationship (SF3.P9) Total Population 598 605 8 N Zero-filled. SF3.P9(1)

In households 606 613 8 N Zero-filled. SF3.P9(2)

In family households 614 621 8 N Zero-filled. SF3.P9(3)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 3 of 34

Page 7: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Householder 622 629 8 N Zero-filled. SF3.P9(4)

Male 630 637 8 N Zero-filled. SF3.P9(5)

Female 638 645 8 N Zero-filled. SF3.P9(6)

Spouse 646 653 8 N Zero-filled. SF3.P9(7)

Child 654 661 8 N Zero-filled. SF3.P9(8)

Natural-born 662 669 8 N Zero-filled. SF3.P9(9)

Adopted 670 677 8 N Zero-filled. SF3.P9(10)

Step 678 685 8 N Zero-filled. SF3.P9(11)

Grandchild 686 693 8 N Zero-filled. SF3.P9(12)

Brother or sister 694 701 8 N Zero-filled. SF3.P9(13)

Parent 702 709 8 N Zero-filled. SF3.P9(14)

Other relatives 710 717 8 N Zero-filled. SF3.P9(15)

Non-relatives 718 725 8 N Zero-filled. SF3.P9(16)

In Non-family households 726 733 8 N Zero-filled. SF3.P9(17)

Male householder 734 741 8 N Zero-filled. SF3.P9(18)

Living alone 742 749 8 N Zero-filled. SF3.P9(19)

Not living alone 750 757 8 N Zero-filled. SF3.P9(20)

Female householder 758 765 8 N Zero-filled. SF3.P9(21)

Living alone 766 773 8 N Zero-filled. SF3.P9(22)

Not living alone 774 781 8 N Zero-filled. SF3.P9(23)

Non-relatives 782 789 8 N Zero-filled. SF3.P9(24)

In Group Quarters 790 797 8 N Zero-filled. SF3.P9(25)

Institutionalized population 798 805 8 N Zero-filled. SF3.P9(26)

Non-institutionalized population 806 813 8 N Zero-filled. SF3.P9(27)

Household type (including living alone) by Relationship for the Population 65 Years and Over (SF3.P11) Total Population 65 years and over 814 821 8 N Zero-filled. SF3.P11(1) In households 822 829 8 N Zero-filled. SF3.P11(2)

In family households 830 837 8 N Zero-filled. SF3.P11(3)

Householder 838 845 8 N Zero-filled. SF3.P11(4)

Male 846 853 8 N Zero-filled. SF3.P11(5)

Female 854 861 8 N Zero-filled. SF3.P11(6)

Spouse 862 869 8 N Zero-filled. SF3.P11(7)

Parent 870 877 8 N Zero-filled. SF3.P11(8)

Other relatives 878 885 8 N Zero-filled. SF3.P11(9)

Non-relatives 886 893 8 N Zero-filled. SF3.P11(10)

In Non-family households 894 901 8 N Zero-filled. SF3.P11(11)

Male householder 902 909 8 N Zero-filled. SF3.P11(12)

Living alone 910 917 8 N Zero-filled. SF3.P11(13)

Not living alone 918 925 8 N Zero-filled. SF3.P11(14)

Female householder 926 933 8 N Zero-filled. SF3.P11(15)

Living alone 934 941 8 N Zero-filled. SF3.P11(16)

Not living alone 942 949 8 N Zero-filled. SF3.P11(17)

Non-relatives 950 957 8 N Zero-filled. SF3.P11(18)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 4 of 34

Page 8: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. In Group Quarters 958 965 8 N Zero-filled. SF3.P11(19)

Institutionalized population 966 973 8 N Zero-filled. SF3.P11(20)

Non-institutionalized population 974 981 8 N Zero-filled. SF3.P11(21) Sex By Age (SF1.P12)

Total Population/Sex By Age 982 989 8 N Zero-filled. SF1.P12(1) Males Total Male population 990 997 8 N Zero-filled. SF1.P12(2) Under 5 years 998 1005 8 N Zero-filled. SF1.P12(3) 5 to 9 years 1006 1013 8 N Zero-filled. SF1.P12(4) 10 to 14 years 1014 1021 8 N Zero-filled. SF1.P12(5) 15 to 17 years 1022 1029 8 N Zero-filled. SF1.P12(6) 18 and 19 years 1030 1037 8 N Zero-filled. SF1.P12(7) 20 years 1038 1045 8 N Zero-filled. SF1.P12(8) 21 years 1046 1053 8 N Zero-filled. SF1.P12(9) 22 to 24 years 1054 1061 8 N Zero-filled. SF1.P12(10) 25 to 29 years 1062 1069 8 N Zero-filled. SF1.P12(11) 30 to 34 years 1070 1077 8 N Zero-filled. SF1.P12(12) 35 to 39 years 1078 1085 8 N Zero-filled. SF1.P12(13) 40 to 44 years 1086 1093 8 N Zero-filled. SF1.P12(14) 45 to 49 years 1094 1101 8 N Zero-filled. SF1.P12(15) 50 to 54 years 1102 1109 8 N Zero-filled. SF1.P12(16) 55 to 59 years 1110 1117 8 N Zero-filled. SF1.P12(17) 60 and 61 years 1118 1125 8 N Zero-filled. SF1.P12(18) 62 to 64 years 1126 1133 8 N Zero-filled. SF1.P12(19) 65 and 66 years 1134 1141 8 N Zero-filled. SF1.P12(20) 67 to 69 years 1142 1149 8 N Zero-filled. SF1.P12(21) 70 to 74 years 1150 1157 8 N Zero-filled. SF1.P12(22) 75 to 79 years 1158 1165 8 N Zero-filled. SF1.P12(23) 80 to 84 years 1166 1173 8 N Zero-filled. SF1.P12(24) 85 years and over 1174 1181 8 N Zero-filled. SF1.P12(25) Total Males Under 15 years 1182 1189 8 N Zero-filled. Calculated: SF1.P12(3..5) Total Males 15 to 17 years 1190 1197 8 N Zero-filled. SF1.P12(6) Total Males 18 to 24 years 1198 1205 8 N Zero-filled. Calculated: SF1.P12(7.. 10) Total Males 25 to 39 years 1206 1213 8 N Zero-filled. Calculated: SF1.P12(11..13) Total Males 40 to 49 years 1214 1221 8 N Zero-filled. Calculated: SF1.P12(14..15) Total Males 50 to 61 years 1222 1229 8 N Zero-filled. Calculated: SF1.P12(16..18) Total Males 62 years and over 1230 1237 8 N Zero-filled. Calculated: SF1.P12(19.. 25) Total Males 65 years and over 1238 1245 8 N Zero-filled. Calculated: SF1.P12(20.. 25) Females Total Female Population 1246 1253 8 N Zero-filled. SF1.P12(26) Under 5 years 1254 1261 8 N Zero-filled. SF1.P12(27) 5 to 9 years 1262 1269 8 N Zero-filled. SF1.P12(28) 10 to 14 years 1270 1277 8 N Zero-filled. SF1.P12(29) 15 to 17 years 1278 1285 8 N Zero-filled. SF1.P12(30) 18 to 19 years 1286 1293 8 N Zero-filled. SF1.P12(31)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 5 of 34

Page 9: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. 20 years 1294 1301 8 N Zero-filled. SF1.P12(32) 21 years 1302 1309 8 N Zero-filled. SF1.P12(33) 22 to 24 years 1310 1317 8 N Zero-filled. SF1.P12(34) 25 to 29 years 1318 1325 8 N Zero-filled. SF1.P12(35) 30 to 34 years 1326 1333 8 N Zero-filled. SF1.P12(36) 35 to 39 years 1334 1341 8 N Zero-filled. SF1.P12(37) 40 to 44 years 1342 1349 8 N Zero-filled. SF1.P12(38) 45 to 49 years 1350 1357 8 N Zero-filled. SF1.P12(39) 50 to 54 years 1358 1365 8 N Zero-filled. SF1.P12(40) 55 to 59 years 1366 1373 8 N Zero-filled. SF1.P12(41) 60 and 61 years 1374 1381 8 N Zero-filled. SF1.P12(42) 62 to 64 years 1382 1389 8 N Zero-filled. SF1.P12(43) 65 and 66 years 1390 1397 8 N Zero-filled. SF1.P12(44) 67 to 69 years 1398 1405 8 N Zero-filled. SF1.P12(45) 70 to 74 years 1406 1413 8 N Zero-filled. SF1.P12(46) 75 to 79 years 1414 1421 8 N Zero-filled. SF1.P12(47) 80 to 84 years 1422 1429 8 N Zero-filled. SF1.P12(48) 85 years and over 1430 1437 8 N Zero-filled. SF1.P12(49) Total Females Under 15 1438 1445 8 N Zero-filled. Calculated: SF1.P12 (27.. 29) Total Females 15 to 17 years 1446 1453 8 N Zero-filled. SF1.P12(30) Total Females 18 to 24 years 1454 1461 8 N Zero-filled. Calculated: SF1.P12 (31..34) Total Females 25 to 39 years 1462 1469 8 N Zero-filled. Calculated: SF1.P12 (35..37) Total Females 40 to 49 years 1470 1477 8 N Zero-filled. Calculated: SF1.P12 (38..39) Total Females 50 to 61 years 1478 1485 8 N Zero-filled. Calculated: SF1.P12 (40..42) Total Females 62 years and over 1486 1493 8 N Zero-filled. Calculated: SF1.P12 (43..49) Total Females 65 years and over 1494 1501 8 N Zero-filled. Calculated: SF1.P12 (44..49) Totals for Male/Female Total under 5 1502 1509 8 N Zero-filled.

Calculated: SF1.P12(3) + SF1.P12(27) Total 5 to 9 years 1510 1517 8 N Zero-filled.

Calculated: SF1.P12(4) + SF1.P12(28) Total 10 to 14 years 1518 1525 8 N Zero-filled.

Calculated: SF1.P12(5) + SF1.P12(29) Total 15 to 17 years 1526 1533 8 N Zero-filled.

Calculated: SF1.P12(6) + SF1.P12(30) Total 18 and 19 years 1534 1541 8 N Zero-filled.

Calculated: SF1.P12(7) + SF1.P12(31) Total 20 years 1542 1549 8 N Zero-filled.

Calculated: SF1.P12(8) + SF1.P12(32) Total 21 years 1550 1557 8 N Zero-filled.

Calculated: SF1.P12(9) + SF1.P12(33) Total 22 to 24 years 1558 1565 8 N Zero-filled.

Calculated: SF1.P12(10) + SF1.P12(34) Total 25 to 29 years 1566 1573 8 N Zero-filled.

Calculated: SF1.P12(11) + SF1.P12(35) Total 30 to 34 years 1574 1581 8 N Zero-filled.

Calculated: SF1.P12(12) + SF1.P12(36) Total 35 to 39 years 1582 1589 8 N Zero-filled.

Calculated: SF1.P12(13) + SF1.P12(37) Total 40 to 44 years 1590 1597 8 N Zero-filled.

Calculated: SF1.P12(14) + SF1.P12(38) Total 45 to 49 years 1598 1605 8 N Zero-filled.

Calculated: SF1.P12(15) + SF1.P12(39)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 6 of 34

Page 10: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Total 50 to 54 years 1606 1613 8 N Zero-filled.

Calculated: SF1.P12(16) + SF1.P12(40) Total 55 to 59 years 1614 1621 8 N Zero-filled.

Calculated: SF1.P12(17) + SF1.P12(41) Total 60 and 61 years

1622 1629 8

N

Zero-filled. Calculated: SF1.P12(18) + SF1.P12(42)

Total 62 to 64 years 1630 1637 8

N

Zero-filled. Calculated: SF1.P12(19) + SF1.P12(43)

Total 65 and 66 years

1638 1645 8

N

Zero-filled. Calculated: SF1.P12(20) + SF1.P12(44)

Total 67 to 69 years

1646

1653

8

N

Zero-filled. Calculated: SF1.P12(21) + SF1.P12(45)

Total 70 to 74 years

1654

1661

8

N

Zero-filled. Calculated: SF1.P12(22) + SF1.P12(46)

Total 75 to 79 years 1662 1669 8 N Zero-filled. Calculated: SF1.P12(23) + SF1.P12(47)

Total 80 to 84 years

1670 1677 8 N Zero-filled. Calculated: SF1.P12(24) + SF1.P12(48)

Total 85 years and older 1678 1685 8 N Zero-filled. Calculated: SF1.P12(25) + SF1.P12(49)

Total under 15 years 1686 1693 8 N Zero-filled. Calculated: SF1.P12(3..5) + SF1.P12(27..29)

Total 15 to 17 years 1694 1701 8 N Zero-filled. Calculated: SF1.P12(6) + SF1.P12(30)

Total 18 to 24 years 1702 1709 8 N Zero-filled. Calculated: SF1.P12(7..10) + SF1.P12(31..34)

Total 25 to 39 years 1710 1717 8 N Zero-filled. Calculated: SF1.P12(11..13) +SF1.P12(35..37)

Total 40 to 49 years 1718 1725 8 N Zero-filled. Calculated: SF1.P12(14..15)+SF1.P12(38..39)

Total 50 to 61 years 1726 1733 8 N Zero-filled. Calculated: SF1.P12(16..l8)+SF1.P21(40..42)

Total 62 years and over 1734 1741 8 N Zero-filled. Calculated: SF1.P12(19..25)+SF1.P12(43..49)

Total 65 years and over 1742 1749 8 N Zero-filled. Calculated: SF1.P12(20..25)+ SF1.P12(44..49)

Total male under 16 1750 1757 8 N Zero-filled. Calculated: SF1.P14(2)-SF1.P14(19..22)

Total female under 16 1758 1765 8 N Zero-filled. Calculated: SF1.P14(23)-SF1.P14(40..43)

Total male 16 and 17 1766 1773 8 N Zero-filled. Calculated: SF1.P14(19)+SF1.P14(20)

Total female 16 and 17 1774 1781 8 N Zero-filled. Calculated: SF1.P14(40)+SF1.P14(41)

Female Median Age

1782 1789 8

N

Zero-filled. Calculated using detail from SF1.P12.

Male Median Age 1790 1797 8 N Zero-filled. Calculated using detail from SF1.P12.

Persons Median Age 1798 1805 8 N Zero-filled. Calculated using detail from SF1.P12.

Age by Language Spoken at Home and Ability to Speak English (SF3.P19) Total Population 5 years and over 1806 1813 8 N Zero-filled. SF3.P19(1) Total 5 to 17 years 1814 1821 8 N Zero-filled. SF3.P19(2)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 7 of 34

Page 11: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Speak only English 1822 1829 8 N Zero-filled. SF3.P19(3) Speak Spanish 1830 1837 8 N Zero-filled. SF3.P19(4) Speak English “Very Well” 1838 1845 8 N Zero-filled. SF3.P19(5) Speak English “Well” 1846 1853 8 N Zero-filled. SF3.P19(6) Speak English “Not Well” 1854 1861 8 N Zero-filled. SF3.P19(7) Speak English “Not at All” 1862 1869 8 N Zero-filled. SF3.P19(8) Speak other Indo-European Lang. 1870 1877 8 N Zero-filled. SF3.P19(9) Speak English “Very Well” 1878 1885 8 N Zero-filled. SF3.P19(10) Speak English “Well” 1886 1893 8 N Zero-filled. SF3.P19(11) Speak English “Not Well” 1894 1901 8 N Zero-filled. SF3.P19(12) Speak English “Not at All” 1902 1909 8 N Zero-filled. SF3.P19(13) Speak Asian/Pacific Island Lang. 1910 1917 8 N Zero-filled. SF3.P19(14) Speak English “Very Well” 1918 1925 8 N Zero-filled. SF3.P19(15) Speak English “Well” 1926 1933 8 N Zero-filled. SF3.P19(16) Speak English “Not Well” 1934 1941 8 N Zero-filled. SF3.P19(17) Speak English “Not at All” 1942 1949 8 N Zero-filled. SF3.P19(18) Speak Other Languages 1950 1957 8 N Zero-filled. SF3.P19(19) Speak English “Very Well” 1958 1965 8 N Zero-filled. SF3.P19(20) Speak English “Well” 1966 1973 8 N Zero-filled. SF3.P19(21) Speak English “Not Well” 1974 1981 8 N Zero-filled. SF3.P19(22) Speak English “Not at All” 1982 1989 8 N Zero-filled. SF3.P19(23) Total 18 to 64 Years 1990 1997 8 N Zero-filled. SF3.P19(24) Speak only English 1998 2005 8 N Zero-filled. SF3.P19(25) Speak Spanish 2006 2013 8 N Zero-filled. SF3.P19(26) Speak English “Very Well” 2014 2021 8 N Zero-filled. SF3.P19(27) Speak English “Well” 2022 2029 8 N Zero-filled. SF3.P19(28) Speak English “Not Well” 2030 2037 8 N Zero-filled. SF3.P19(29) Speak English “Not at All” 2038 2045 8 N Zero-filled. SF3.P19(30) Speak other Indo-European Lang. 2046 2053 8 N Zero-filled. SF3.P19(31) Speak English “Very Well” 2054 2061 8 N Zero-filled. SF3.P19(32) Speak English “Well” 2062 2069 8 N Zero-filled. SF3.P19(33) Speak English “Not Well” 2070 2077 8 N Zero-filled. SF3.P19(34) Speak English “Not at All” 2078 2085 8 N Zero-filled. SF3.P19(35) Speak Asian/Pacific Island Lang. 2086 2093 8 N Zero-filled. SF3.P19(36) Speak English “Very Well” 2094 2101 8 N Zero-filled. SF3.P19(37) Speak English “Well” 2102 2109 8 N Zero-filled. SF3.P19(38) Speak English “Not Well” 2110 2117 8 N Zero-filled. SF3.P19(39) Speak English “Not at All” 2118 2125 8 N Zero-filled. SF3.P19(40) Speak Other Languages 2126 2133 8 N Zero-filled. SF3.P19(41) Speak English “Very Well” 2134 2141 8 N Zero-filled. SF3.P19(42)

Speak English “Well” 2142 2149 8 N Zero-filled. SF3.P19(43) Speak English “Not Well” 2150 2157 8 N Zero-filled. SF3.P19(44) Speak English “Not at All” 2158 2165 8 N Zero-filled. SF3.P19(45) Total 65 Years and over 2166 2173 8 N Zero-filled. SF3.P19(46) Speak only English 2174 2181 8 N Zero-filled. SF3.P19(47) Speak Spanish 2182 2189 8 N Zero-filled. SF3.P19(48) Speak English “Very Well” 2190 2197 8 N Zero-filled. SF3.P19(49)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 8 of 34

Page 12: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Speak English “Well” 2198 2205 8 N Zero-filled. SF3.P19(50) Speak English “Not Well” 2206 2213 8 N Zero-filled. SF3.P19(51) Speak English “Not at All” 2214 2221 8 N Zero-filled. SF3.P19(52) Speak Other Indo-European Lang. 2222 2229 8 N Zero-filled. SF3.P19(53) Speak English “Very Well” 2230 2237 8 N Zero-filled. SF3.P19(54) Speak English “Well” 2238 2245 8 N Zero-filled. SF3.P19(55) Speak English “Not Well” 2246 2253 8 N Zero-filled. SF3.P19(56) Speak English “Not At All” 2254 2261 8 N Zero-filled. SF3.P19(57) Speak Asian/Pacific Island Lang. 2262 2269 8 N Zero-filled. SF3.P19(58) Speak English “Very Well” 2270 2277 8 N Zero-filled. SF3.P19(59) Speak English “Well” 2278 2285 8 N Zero-filled. SF3.P19(60) Speak English “Not Well” 2286 2293 8 N Zero-filled. SF3.P19(61) Speak English “Not at All” 2294 2301 8 N Zero-filled. SF3.P19(62) Speak Other Languages 2302 2309 8 N Zero-filled. SF3.P19(63) Speak English “Very Well” 2310 2317 8 N Zero-filled. SF3.P19(64) Speak English “Well” 2318 2325 8 N Zero-filled. SF3.P19(65) Speak English “Not Well” 2326 2333 8 N Zero-filled. SF3.P19(66) Speak English “Not at All” 2334 2341 8 N Zero-filled. SF3.P19(67) Sex by Educational Attainment for Age 25 years and Over (SF3.P37) Total population 25 years and over 2342 2349 8 N Zero-filled. SF3.P37(1) Male 2350 2357 8 N Zero-filled. SF3.P37(2) No schooling completed 2358 2365 8 N Zero-filled. SF3.P37(3) Nursery to 4th grade 2366 2373 8 N Zero-filled. SF3.P37(4) 5th and 6th grade 2374 2381 8 N Zero-filled. SF3.P37(5) 7th and 8th grade 2382 2389 8 N Zero-filled. SF3.P37(6) 9th grade 2390 2397 8 N Zero-filled. SF3.P37(7) 10th grade 2398 2405 8 N Zero-filled. SF3.P37(8) 11th grade 2406 2413 8 N Zero-filled. SF3.P37(9) 12th grade – no diploma 2414 2421 8 N Zero-filled. SF3.P37(10) High School graduate 2422 2429 8 N Zero-filled. SF3.P37(11) Some college – less than 1 yr. 2430 2437 8 N Zero-filled. SF3.P37(12) Some college – 1 or more yrs. 2438 2445 8 N Zero-filled SF3.P37(13) Associate Degree 2446 2453 8 N Zero-filled. SF3.P37(14) Bachelor’s Degree 2454 2461 8 N Zero-filled. SF3.P37(15) Master’s Degree 2462 2469 8 N Zero-filled. SF3.P37(16) Professional School Degree 2470 2477 8 N Zero-filled. SF3.P37(17) Doctorate Degree 2478 2485 8 N Zero-filled. SF3.P37(18) Female 2486 2493 8 N Zero-filled. SF3.P37(19) No schooling completed 2494 2501 8 N Zero-filled. SF3.P37(20) Nursery to 4th grade 2502 2509 8 N Zero-filled. SF3.P37(21) 5th and 6th grade 2510 2517 8 N Zero-filled. SF3.P37(22) 7th and 8th grade 2518 2525 8 N Zero-filled. SF3.P37(23) 9th grade 2526 2533 8 N Zero-filled. SF3.P37(24) 10th grade 2534 2541 8 N Zero-filled. SF3.P37(25) 11th grade 2542 2549 8 N Zero-filled. SF3.P37(26)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 9 of 34

Page 13: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. 12th grade – no diploma 2550 2557 8 N Zero-filled. SF3.P37(27) High School Graduate 2558 2565 8 N Zero-filled. SF3.P37(28) Some College – less than 1 yr. 2566 2573 8 N Zero-filled. SF3.P37(29) Some College – 1 or more yrs. 2574 2581 8 N Zero-filled. SF3.P37(30) Associate Degree 2582 2589 8 N Zero-filled. SF3.P37(31) Bachelor’s Degree 2590 2597 8 N Zero-filled. SF3.P37(32) Master’s Degree 2598 2605 8 N Zero-filled. SF3.P37(33) Professional School Degree 2606 2613 8 N Zero-filled. SF3.P37(34) Doctorate Degree 2614 2621 8 N Zero-filled. SF3.P37(35) Group Quarter Population by Group Quarter Types (SF1.P37) Total Population in Group Quarters 2622 2629 8 N Zero-filled. SF1.P37(1) Institutionalized population 2630 2637 8 N Zero-filled SF1.P37(2) Correctional 2638 2645 8 N Zero-filled. SF1.P37(3) Nursing Homes 2646 2653 8 N Zero-filled. SF1.P37(4) Other 2654 2661 8 N Zero-filled. SF1.P37(5) Non-institutionalized population 2662 2669 8 N Zero-filled. SF1.P37(6)

College Dormitories 2670 2677 8 N Zero-filled SF1.P37(7)

Military Quarters 2678 2685 8 N Zero-filled. SF1.P37(8)

Other 2686 2693 8 N Zero-filled. SF1.P37(9)

Sex by Employment Status for the Population 16 years and over (SF3.P43) Total Population 16 years and over 2694 2701 8 N Zero-filled. SF3.P43(1) Male 2702 2709 8 N Zero-filled. SF3.P43(2) In Labor Force 2710 2717 8 N Zero-filled. SF3.P43(3) In Armed Forces 2718 2725 8 N Zero-filled. SF3.P43(4) Civilians 2726 2733 8 N Zero-filled. SF3.P43(5) Employed 2734 2741 8 N Zero-filled. SF3.P43(6) Unemployed 2742 2749 8 N Zero-filled. SF3.P43(7) Not in Labor Force 2750 2757 8 N Zero-filled. SF3.P43(8) Female 2758 2765 8 N Zero-filled. SF3.P43(9) In Labor Force 2766 2773 8 N Zero-filled. SF3.P43(10) In Armed Forces 2774 2781 8 N Zero-filled. SF3.P43(11) Civilians 2782 2789 8 N Zero-filled. SF3.P43(12) Employed 2790 2797 8 N Zero-filled. SF3.P43(13)

Unemployed 2798 2805 8 N Zero-filled. SF3.P43(14) Not in Labor Force 2806 2813 8 N Zero-filled. SF3.P43(15) Total Household Income in 1999 (SF3.P52) Total Households 2814 2821 8 N Zero-filled. SF3.P52(1) Less than $10,000 2822 2829 8 N Zero-filled. SF3.P52(2) $10,000 to $14,999 2830 2837 8 N Zero-filled. SF3.P52(3) $15,000 to $19,999 2838 2845 8 N Zero-filled. SF3.P52(4) $20,000 to $24,999 2846 2853 8 N Zero-filled. SF3.P52(5)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 10 of 34

Page 14: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $25,000 to $29,999 2854 2861 8 N Zero-filled. SF3.P52(6) $30,000 to $34,999 2862 2869 8 N Zero-filled. SF3.P52(7) $35,000 to $39,999 2870 2877 8 N Zero-filled. SF3.P52(8) $40,000 to $44,999 2878 2885 8 N Zero-filled. SF3.P52(9) $45,000 to $49,999 2886 2893 8 N Zero-filled. SF3.P52(10) $50,000 to $59,999 2894 2901 8 N Zero-filled. SF3.P52(11) $60,000 to $74,999 2902 2909 8 N Zero-filled. SF3.P52(12) $75,000 to $99,999 2910 2917 8 N Zero-filled. SF3.P52(13) $100,000 to $124,999 2918 2925 8 N Zero-filled. SF3.P52(14) $125,000 to $149,999 2926 2933 8 N Zero-filled. SF3.P52(15) $150,000 to $199,999 2934 2941 8 N Zero-filled. SF3.P52(16) $200,000 or more 2942 2949 8 N Zero-filled. SF3.P52(17) Median Household Income in 1999 (tract level) (SF3.P53)

2950

2957

8

N

Zero-filled. SF3.P53(1)

Race of Householder by Household Income in 1999: White (SF3.P151A) Total Household with White 2958 2965 8 N Zero-filled. SF3.P151A(1) Less than $10,000 2966 2973 8 N Zero-filled. SF3.P151A(2) $10,000 to $14,999 2974 2981 8 N Zero-filled. SF3.P151A(3) $15,000 to $19,999 2982 2989 8 N Zero-filled. SF3.P151A(4) $20,000 to $24,999 2990 2997 8 N Zero-filled. SF3.P151A(5) $25,000 to $29,999 2998 3005 8 N Zero-filled. SF3.P151A(6) $30,000 to $34,999 3006 3013 8 N Zero-filled. SF3.P151A(7) $35,000 to $39,999 3014 3021 8 N Zero-filled. SF3.P151A(8) $40,000 to $44,999 3022 3029 8 N Zero-filled. SF3.P151A(9) $45,000 to $49,999 3030 3037 8 N Zero-filled. SF3.P151A(10) $50,000 to $59,999 3038 3045 8 N Zero-filled. SF3.P151A(11) $60,000 to $74,999 3046 3053 8 N Zero-filled. SF3.P151A(12) $75,000 to $99,999 3054 3061 8 N Zero-filled. SF3.P151A(13) $100,000 to $124,999 3062 3069 8 N Zero-filled. SF3.P151A(14) $125,000 to $149,999 3070 3077 8 N Zero-filled. SF3.P151A(15) $150,000 to $199,999 3078 3085 8 N Zero-filled. SF3.P151A(16) $200,000 or more 3086 3093 8 N Zero-filled. SF3.P151A(17) Race of Householder by Household Income in 1999: Black or African American (SF3.P151B) Total Household with Black or African American

3094

3101

8

N

Zero-filled. SF3.P151B(1)

Less than $10,000 3102 3109 8 N Zero-filled. SF3.P151B(2) $10,000 to $14,999 3110 3117 8 N Zero-filled. SF3.P151B(3) $15,000 to $19,999 3118 3125 8 N Zero-filled. SF3.P151B(4) $20,000 to $24,999 3126 3133 8 N Zero-filled. SF3.P151B(5) $25,000 to $29,999 3134 3141 8 N Zero-filled. SF3.P151B(6) $30,000 to $34,999 3142 3149 8 N Zero-filled. SF3.P151B(7) $35,000 to $39,999 3150 3157 8 N Zero-filled. SF3.P151B(8) $40,000 to $44,999 3158 3165 8 N Zero-filled. SF3.P151B(9) $45,000 to $49,999 3166 3173 8 N Zero-filled. SF3.P151B(10)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 11 of 34

Page 15: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $50,000 to $59,999 3174 3181 8 N Zero-filled. SF3.P151B(11) $60,000 to $74,999 3182 3189 8 N Zero-filled. SF3.P151B(12) $75,000 to $99,999 3190 3197 8 N Zero-filled. SF3.P151B(13) $100,000 to $124,999 3198 3205 8 N Zero-filled. SF3.P151B(14) $125,000 to $149,999 3206 3213 8 N Zero-filled. SF3.P151B(15) $150,000 to $199,999 3214 3221 8 N Zero-filled. SF3.P151B(16) $200,000 or more 3222 3229 8 N Zero-filled. SF3.P151B(17) Race of Householder by Household Income in 1999: American Indian and Alaska Native (SF3.P151C) Total Household with American Indian and Alaska Native

3230

3237

8

N

Zero-filled. SF3.P151C(1)

Less than $10,000 3238 3245 8 N Zero-filled. SF3.P151C(2) $10,000 to $14,999 3246 3253 8 N Zero-filled. SF3.P151C(3) $15,000 to $19,999 3254 3261 8 N Zero-filled. SF3.P151C(4) $20,000 to $24,999 3262 3269 8 N Zero-filled. SF3.P151C(5) $25,000 to $29,999 3270 3277 8 N Zero-filled. SF3.P151C(6) $30,000 to $34,999 3278 3285 8 N Zero-filled. SF3.P151C(7) $35,000 to $39,999 3286 3293 8 N Zero-filled. SF3.P151C(8) $40,000 to $44,999 3294 3301 8 N Zero-filled. SF3.P151C(9) $45,000 to $49,999 3302 3309 8 N Zero-filled. SF3.P151C(10) $50,000 to $59,999 3310 3317 8 N Zero-filled. SF3.P151C(11) $60,000 to $74,999 3318 3325 8 N Zero-filled. SF3.P151C(12) $75,000 to $99,999 3326 3333 8 N Zero-filled. SF3.P151C(13) $100,000 to $124,999 3334 3341 8 N Zero-filled. SF3.P151C(14) $125,000 to $149,999 3342 3349 8 N Zero-filled. SF3.P151C(15) $150,000 to $199,999 3350 3357 8 N Zero-filled. SF3.P151C(16) $200,000 or more 3358 3365 8 N Zero-filled. SF3.P151C(17) Race of Householder by Household Income in 1999: Asian (SF3.P151D) Total Household with Asian 3366 3373 8 N Zero-filled. SF3.P151D(1) Less than $10,000 3374 3381 8 N Zero-filled. SF3.P151D(2) $10,000 to $14,999 3382 3389 8 N Zero-filled. SF3.P151D(3) $15,000 to $19,999 3390 3397 8 N Zero-filled. SF3.P151D(4) $20,000 to $24,999 3398 3405 8 N Zero-filled. SF3.P151D(5) $25,000 to $29,999 3406 3413 8 N Zero-filled. SF3.P151D(6) $30,000 to $34,999 3414 3421 8 N Zero-filled. SF3.P151D(7) $35,000 to $39,999 3422 3429 8 N Zero-filled. SF3.P151D(8) $40,000 to $44,999 3430 3437 8 N Zero-filled. SF3.P151D(9) $45,000 to $49,999 3438 3445 8 N Zero-filled. SF3.P151D(10) $50,000 to $59,999 3446 3453 8 N Zero-filled. SF3.P151D(11) $60,000 to $74,999 3454 3461 8 N Zero-filled. SF3.P151D(12) $75,000 to $99,999 3462 3469 8 N Zero-filled. SF3.P151D(13) $100,000 to $124,999 3470 3477 8 N Zero-filled. SF3.P151D(14) $125,000 to $149,999 3478 3485 8 N Zero-filled. SF3.P151D(15) $150,000 to $199,999 3486 3493 8 N Zero-filled. SF3.P151D(16) $200,000 or more 3494 3501 8 N Zero-filled. SF3.P151D(17)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 12 of 34

Page 16: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Race of Householder by Household Income in 1999: Native Hawaiian and Other Pacific Islander (SF3.P151E) Total Household with Native Hawaiian and Other Pacific Islander

3502 3509 8 N Zero-filled. SF3.P151E(1)

Less than $10,000 3510 3517 8 N Zero-filled. SF3.P151E(2) $10,000 to $14,999 3518 3525 8 N Zero-filled. SF3.P151E(3) $15,000 to $19,999 3526 3533 8 N Zero-filled. SF3.P151E(4) $20,000 to $24,999 3534 3541 8 N Zero-filled. SF3.P151E(5) $25,000 to $29,999 3542 3549 8 N Zero-filled. SF3.P151E(6) $30,000 to $34,999 3550 3557 8 N Zero-filled. SF3.P151E(7) $35,000 to $39,999 3558 3565 8 N Zero-filled. SF3.P151E(8) $40,000 to $44,999 3566 3573 8 N Zero-filled. SF3.P151E(9) $45,000 to $49,999 3574 3581 8 N Zero-filled. SF3.P151E(10) $50,000 to $59,999 3582 3589 8 N Zero-filled. SF3.P151E(11) $60,000 to $74,999 3590 3597 8 N Zero-filled. SF3.P151E(12) $75,000 to $99,999 3598 3605 8 N Zero-filled. SF3.P151E(13) $100,000 to $124,999 3606 3613 8 N Zero-filled. SF3.P151E(14) $125,000 to $149,999 3614 3621 8 N Zero-filled. SF3.P151E(15) $150,000 to $199,999 3622 3629 8 N Zero-filled. SF3.P151E(16) $200,000 or more 3630 3637 8 N Zero-filled. SF3.P151E(17) Race of Householder by Household Income in 1999: Some Other Race (SF3.P151F) Total Household with Other Race 3638 3645 8 N Zero-filled. SF3.P151F(1) Less than $10,000 3646 3653 8 N Zero-filled. SF3.P151F(2) $10,000 to $14,999 3654 3661 8 N Zero-filled. SF3.P151F(3) $15,000 to $19,999 3662 3669 8 N Zero-filled. SF3.P151F(4) $20,000 to $24,999 3670 3677 8 N Zero-filled. SF3.P151F(5) $25,000 to $29,999 3678 3685 8 N Zero-filled. SF3.P151F(6) $30,000 to $34,999 3686 3693 8 N Zero-filled. SF3.P151F(7) $35,000 to $39,999 3694 3701 8 N Zero-filled. SF3.P151F(8) $40,000 to $44,999 3702 3709 8 N Zero-filled. SF3.P151F(9) $45,000 to $49,999 3710 3717 8 N Zero-filled. SF3.P151F(10) $50,000 to $59,999 3718 3725 8 N Zero-filled. SF3.P151F(11) $60,000 to $74,999 3726 3733 8 N Zero-filled. SF3.P151F(12) $75,000 to $99,999 3734 3741 8 N Zero-filled. SF3.P151F(13) $100,000 to $124,999 3742 3749 8 N Zero-filled. SF3.P151F(14) $125,000 to $149,999 3750 3757 8 N Zero-filled. SF3.P151F(15) $150,000 to $199,999 3758 3765 8 N Zero-filled. SF3.P151F(16) $200,000 or more 3766 3773 8 N Zero-filled. SF3.P151F(17) Race of Householder by Household Income in 1999: Two or More Races (SF3.P151G)

Total Household with Two or More Races

3774 3781 8 N Zero-filled. SF3.P151G(1)

Less than $10,000 3782 3789 8 N Zero-filled. SF3.P151G(2) $10,000 to $14,999 3790 3797 8 N Zero-filled. SF3.P151G(3) $15,000 to $19,999 3798 3805 8 N Zero-filled. SF3.P151G(4) $20,000 to $24,999 3806 3813 8 N Zero-filled. SF3.P151G(5)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 13 of 34

Page 17: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $25,000 to $29,999 3814 3821 8 N Zero-filled. SF3.P151G(6) $30,000 to $34,999 3822 3829 8 N Zero-filled. SF3.P151G(7) $35,000 to $39,999 3830 3837 8 N Zero-filled. SF3.P151G(8) $40,000 to $44,999 3838 3845 8 N Zero-filled. SF3.P151G(9) $45,000 to $49,999 3846 3853 8 N Zero-filled. SF3.P151G(10) $50,000 to $59,999 3854 3861 8 N Zero-filled. SF3.P151G(11) $60,000 to $74,999 3862 3869 8 N Zero-filled. SF3.P151G(12) $75,000 to $99,999 3870 3877 8 N Zero-filled. SF3.P151G(13) $100,000 to $124,999 3878 3885 8 N Zero-filled. SF3.P151G(14) $125,000 to $149,999 3886 3893 8 N Zero-filled. SF3.P151G(15) $150,000 to $199,999 3894 3901 8 N Zero-filled. SF3.P151G(16) $200,000 or more 3902 3909 8 N Zero-filled. SF3.P151G(17) Household Income in 1999: Hispanic or Latino Householder (SF3.P151H) Total Household with Hispanic or Latino 3910 3917 8 N Zero-filled. SF3.P151H(1) Less than $10,000 3918 3925 8 N Zero-filled. SF3.P151H(2) $10,000 to $14,999 3926 3933 8 N Zero-filled. SF3.P151H(3) $15,000 to $19,999 3934 3941 8 N Zero-filled. SF3.P151H(4) $20,000 to $24,999 3942 3949 8 N Zero-filled. SF3.P151H(5) $25,000 to $29,999 3950 3957 8 N Zero-filled. SF3.P151H(6) $30,000 to $34,999 3958 3965 8 N Zero-filled. SF3.P151H(7) $35,000 to $39,999 3966 3973 8 N Zero-filled. SF3.P151H(8) $40,000 to $44,999 3974 3981 8 N Zero-filled. SF3.P151H(9) $45,000 to $49,999 3982 3989 8 N Zero-filled. SF3.P151H(10) $50,000 to $59,999 3990 3997 8 N Zero-filled. SF3.P151H(11) $60,000 to $74,999 3998 4005 8 N Zero-filled. SF3.P151H(12) $75,000 to $99,999 4006 4013 8 N Zero-filled. SF3.P151H(13) $100,000 to $124,999 4014 4021 8 N Zero-filled. SF3.P151H(14) $125,000 to $149,999 4022 4029 8 N Zero-filled. SF3.P151H(15) $150,000 to $199,999 4030 4037 8 N Zero-filled. SF3.P151H(16)

$200,000 or more 4038 4045 8 N Zero-filled. SF3.P151H(17)

Household Income in 1999: White, Not Hispanic or Latino Householder (SF3.P151I) Total Household with White, Not Hispanic or Latino

4046 4053 8

N

Zero-filled. SF3.P151I(1)

Less than $10,000 4054 4061 8 N Zero-filled. SF3.P151I(2) $10,000 to $14,999 4062 4069 8 N Zero-filled. SF3.P151I(3) $15,000 to $19,999 4070 4077 8 N Zero-filled. SF3.P151I(4) $20,000 to $24,999 4078 4085 8 N Zero-filled. SF3.P151I(5) $25,000 to $29,999 4086 4093 8 N Zero-filled. SF3.P151I(6) $30,000 to $34,999 4094 4101 8 N Zero-filled. SF3.P151I(7) $35,000 to $39,999 4102 4109 8 N Zero-filled. SF3.P151I(8) $40,000 to $44,999 4110 4117 8 N Zero-filled. SF3.P151I(9) $45,000 to $49,999 4118 4125 8 N Zero-filled. SF3.P151I(10) $50,000 to $59,999 4126 4133 8 N Zero-filled. SF3.P151I(11) $60,000 to $74,999 4134 4141 8 N Zero-filled. SF3.P151I(12)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 14 of 34

Page 18: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $75,000 to $99,999 4142 4149 8 N Zero-filled. SF3.P151I(13) $100,000 to $124,999 4150 4157 8 N Zero-filled. SF3.P151I(14) $125,000 to $149,999 4158 4165 8 N Zero-filled. SF3.P151I(15) $150,000 to $199,999 4166 4173 8 N Zero-filled. SF3.P151I(16) $200,000 or more 4174 4181 8 N Zero-filled. SF3.P151I(17) Median Household Income in 1999 (SF3.P152[A..I]) Median Household Income – White 4182 4189 8 N Zero-filled. SF3.P152A(1) Median Household Income – Black 4190 4197 8 N Zero-filled. SF3.P152B(1) Median Household Income – American Indian and Alaska Native

4198 4205 8 N Zero-filled. SF3.P152C(1)

Median Household Income – Asian 4206 4213 8 N Zero-filled. SF3.P152D(1) Median Household Income – Native Hawaiian and Other Pacific Islander

4214 4221 8 N Zero-filled. SF3.P152E(1)

Median Household Income – Some Other Race

4222 4229 8 N Zero-filled. SF3.P152F(1)

Median Household Income – Two or More Races

4230 4237 8 N Zero-filled. SF3.P152G(1)

Median Household Income – Hispanic or Latino

4238 4245 8 N Zero-filled. SF3.P152H(1)

Median Household Income – White, Not Hispanic or Latino

4246 4253 8 N Zero-filled. SF3.P152I(1)

Wage or Salary Income in 1999 for Households (SF3.P59) Total Households with or without Wage or Salary Income

4254

4261

8

N

Zero-filled. SF3.P59(1)

With Wage or Salary Income 4262 4269 8 N Zero-filled. SF3.P59(2) No Wage or Salary Income 4270 4277 8 N Zero-filled. SF3.P59(3) Self-Employment Income in 1999 for Households (SF3.P60) Total Households with or without Self- Employment Income

4278

4285

8

N

Zero-filled. SF3.P60(1)

With Self-Employment Income 4286 4293 8 N Zero-filled. SF3.P60(2) No Self-Employment income 4294 4301 8 N Zero-filled. SF3.P60(3) Interest, Dividends or Net Rental Income in 1999 for Households (SF3.P61) Total Households with or without Interest, Dividends, or Net Rental Income

4302

4309

8

N

Zero-filled. SF3.P61(1)

With Interest, Dividends, or Net Rental Income

4310

4317

8

N

Zero-filled. SF3.P61(2)

No Interest, Dividends, or Net Rental Income

4318 4325 8 N Zero-filled. SF3.P61(3)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 15 of 34

Page 19: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Social Security Income in 1999 for Households (SF3.P62) Total Households with or without Social Security Income

4326

4333

8

N

Zero-filled. SF3.P62(1)

With Social Security Income 4334 4341 8 N Zero-filled. SF3.P62(2)

No Social Security Income 4342 4349 8 N Zero-filled. SF3.P62(3) Supplemental Security Income in 1999 for Households (SF3.P63) Total Households with or without Supplemental Security Income

4350

4357

8

N

Zero-filled. SF3.P63(1)

With Supplemental Security Income 4358 4365 8 N Zero-filled. SF3.P63(2) No Supplemental Security Income 4366 4373 8 N Zero-filled. SF3.P63(3) \Public Assistance Income in 1999 for Households (SF3.P64) Total Households with or without Public Assistance Income

4374

4381

8

N

Zero-filled. SF3.P64(1)

With Public Assistance Income 4382 4389 8 N Zero-filled. SF3.P64(2) No Public Assistance Income 4390 4397 8 N Zero-filled. SF3.P64(3) Retirement Income in 1999 for Households (SF3.P65) Total Households with or without Retirement Income

4398

4405

8

N

Zero-filled. SF3.P65(1)

With Retirement Income 4406 4413 8 N Zero-filled. SF3.P65(2) No Retirement Income 4414 4421 8 N Zero-filled. SF3.P65(3) Other Type Income in 1999 for Households (SF3.P66) Total Households with or without other types of income

4422

4429

8

N

Zero-filled. SF3.P66(1)

With other types of income 4430 4437 8 N Zero-filled. SF3.P66(2) No other types of income 4438 4445 8 N Zero-filled. SF3.P66(3) Family Income in 1999 (SF3.P76) Total Families 4446 4453 8 N Zero-filled. SF3.P76(1) Less than $10,000 4454 4461 8 N Zero-filled. SF3.P76(2) $10,000 to $14,999 4462 4469 8 N Zero-filled. SF3.P76(3) $15,000 to $19,999 4470 4477 8 N Zero-filled. SF3.P76(4) $20,000 to $24,999 4478 4485 8 N Zero-filled. SF3.P76(5) $25,000 to $29,999 4486 4493 8 N Zero-filled. SF3.P76(6) $30,000 to $34,999 4494 4501 8 N Zero-filled. SF3.P76(7) $35,000 to $39,999 4502 4509 8 N Zero-filled. SF3.P76(8) $40,000 to $44,999 4510 4517 8 N Zero-filled. SF3.P76(9) $45,000 to $49,999 4518 4525 8 N Zero-filled. SF3.P76(10) $50,000 to $59,999 4526 4533 8 N Zero-filled. SF3.P76(11) $60,000 to $74,999 4534 4541 8 N Zero-filled. SF3.P76(12) $75,000 to $99,999 4542 4549 8 N Zero-filled. SF3.P76(13) $100,000 to $124,999 4550 4557 8 N Zero-filled. SF3.P76(14) $125,000 to $149,999 4558 4565 8 N Zero-filled. SF3.P76(15)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 16 of 34

Page 20: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $150,000 to $199,999 4566 4573 8 N Zero-filled. SF3.P76(16) $200,000 or more 4574 4581 8 N Zero-filled. SF3.P76(17) Median Family Income in 1999 (tract Level) (SF3.P77)

4582

4589

8

N

Zero-filled. SF3.P77(1)

Family Income in 1999 By Race: White (SF3.P154A) Total Families with White Householder 4590 4597 8 N Zero-filled. SF3.P154A(1) Less than $10,000 4598 4605 8 N Zero-filled. SF3.P154A(2) $10,000 to $14,999 4606 4613 8 N Zero-filled. SF3.P154A(3) $15,000 to $19,999 4614 4621 8 N Zero-filled. SF3.P154A(4) $20,000 to $24,999 4622 4629 8 N Zero-filled. SF3.P154A(5) $25,000 to $29,999 4630 4637 8 N Zero-filled. SF3.P154A(6) $30,000 to $34,999 4638 4645 8 N Zero-filled. SF3.P154A(7) $35,000 to $39,999 4646 4653 8 N Zero-filled. SF3.P154A(8) $40,000 to $44,999 4654 4661 8 N Zero-filled. SF3.P154A(9) $45,000 to $49,999 4662 4669 8 N Zero-filled. SF3.P154A(10) $50,000 to $59,999 4670 4677 8 N Zero-filled. SF3.P154A(11) $60,000 to $74,999 4678 4685 8 N Zero-filled. SF3.P154A(12) $75,000 to $99,999 4686 4693 8 N Zero-filled. SF3.P154A(13) $100,000 to $124,999 4694 4701 8 N Zero-filled. SF3.P154A(14) $125,000 to $149,999 4702 4709 8 N Zero-filled. SF3.P154A(15) $150,000 to $199,999 4710 4717 8 N Zero-filled. SF3.P154A(16) $200,000 or more 4718 4725 8 N Zero-filled. SF3.P154A(17) Family Income in 1999 by Race: Black or African American (SF3.P154B) Total Families with Black or African American Householder

4726

4733

8

N

Zero-filled. SF3.P154B(1)

Less than $10,000 4734 4741 8 N Zero-filled. SF3.P154B(2) $10,000 to $14,999 4742 4749 8 N Zero-filled. SF3.P154B(3) $15,000 to $19,999 4750 4757 8 N Zero-filled. SF3.P154B(4) $20,000 to $24,999 4758 4765 8 N Zero-filled. SF3.P154B(5)

$25,000 to $29,999 4766 4773 8 N Zero-filled. SF3.P154B(6) $30,000 to $34,999 4774 4781 8 N Zero-filled. SF3.P154B(7) $35,000 to $39,999 4782 4789 8 N Zero-filled. SF3.P154B(8) $40,000 to $44,999 4790 4797 8 N Zero-filled. SF3.P154B(9) $45,000 to $49,999 4798 4805 8 N Zero-filled. SF3.P154B(10) $50,000 to $59,999 4806 4813 8 N Zero-filled. SF3.P154B(11) $60,000 to $74,999 4814 4821 8 N Zero-filled. SF3.P154B(12) $75,000 to $99,999 4822 4829 8 N Zero-filled. SF3.P154B(13) $100,000 to $124,999 4830 4837 8 N Zero-filled. SF3.P154B(14) $125,000 to $149,999 4838 4845 8 N Zero-filled. SF3.P154B(15) $150,000 to $199,999 4846 4853 8 N Zero-filled. SF3.P154B(16) $200,000 or more 4854 4861 8 N Zero-filled. SF3.P154B(17)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 17 of 34

Page 21: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Family Income in 1999 by Race: American Indian and Alaska Native (SF3.P154C) Total Families with American Indian and Alaska Native Householder

4862

4869

8

N

Zero-filled. SF3.P154C(1)

Less than $10,000 4870 4877 8 N Zero-filled. SF3.P154C(2) $10,000 to $14,999 4878 4885 8 N Zero-filled. SF3.P154C(3) $15,000 to $19,999 4886 4893 8 N Zero-filled. SF3.P154C(4) $20,000 to $24,999 4894 4901 8 N Zero-filled. SF3.P154C(5) $25,000 to $29,999 4902 4909 8 N Zero-filled. SF3.P154C(6) $30,000 to $34,999 4910 4917 8 N Zero-filled. SF3.P154C(7) $35,000 to $39,999 4918 4925 8 N Zero-filled. SF3.P154C(8) $40,000 to $44,999 4926 4933 8 N Zero-filled. SF3.P154C(9) $45,000 to $49,999 4934 4941 8 N Zero-filled. SF3.P154C(10) $50,000 to $59,999 4942 4949 8 N Zero-filled. SF3.P154C(11) $60,000 to $74,999 4950 4957 8 N Zero-filled. SF3.P154C(12) $75,000 to $99,999 4958 4965 8 N Zero-filled. SF3.P154C(13) $100,000 to $124,999 4966 4973 8 N Zero-filled. SF3.P154C(14) $125,000 to $149,999 4974 4981 8 N Zero-filled. SF3.P154C(15) $150,000 to $199,999 4982 4989 8 N Zero-filled. SF3.P154C(16) $200,000 or more 4990 4997 8 N Zero-filled. SF3.P154C(17) Family Income in 1999 by Race: Asian (SF3.P154D) Total Families with Asian Householder 4998 5005 8 N Zero-filled. SF3.P154D(1) Less than $10,000 5006 5013 8 N Zero-filled. SF3.P154D(2) $10,000 to $14,999 5014 5021 8 N Zero-filled. SF3.P154D(3) $15,000 to $19,999 5022 5029 8 N Zero-filled. SF3.P154D(4) $20,000 to $24,999 5030 5037 8 N Zero-filled. SF3.P154D(5) $25,000 to $29,999 5038 5045 8 N Zero-filled. SF3.P154D(6) $30,000 to $34,999 5046 5053 8 N Zero-filled. SF3.P154D(7) $35,000 to $39,999 5054 5061 8 N Zero-filled. SF3.P154D(8) $40,000 to $44,999 5062 5069 8 N Zero-filled. SF3.P154D(9) $45,000 to $49,999 5070 5077 8 N Zero-filled. SF3.P154D(10) $50,000 to $59,999 5078 5085 8 N Zero-filled. SF3.P154D(11) $60,000 to $74,999 5086 5093 8 N Zero-filled. SF3.P154D(12) $75,000 to $99,9999 5094 5101 8 N Zero-filled. SF3.P154D(13) $100,000 to $124,999 5102 5109 8 N Zero-filled. SF3.P154D(14) $125,000 to $149,999 5110 5117 8 N Zero-filled. SF3.P154D(15) $150,000 to $199,999 5118 5125 8 N Zero-filled. SF3.P154D(16) $200,000 or more 5126 5133 8 N Zero-filled. SF3.P154D(17) Family Income in 1999 by Race: Native Hawaiian and Other Pacific Islander (SF3.P154E) Total Families with Native Hawaiian and Other Pacific Islander Householder

5134 5141 8 N Zero-filled. SF3.P154E(1)

Less than $10,000 5142 5149 8 N Zero-filled. SF3.P154E(2) $10,000 to $14,999 5150 5157 8 N Zero-filled. SF3.P154E(3) $15,000 to $19,999 5158 5165 8 N Zero-filled. SF3.P154E(4)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 18 of 34

Page 22: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $20,000 to $24,999 5166 5173 8 N Zero-filled. SF3.P154E(5) $25,000 to $29,999 5174 5181 8 N Zero-filled. SF3.P154E(6) $30,000 to $34,999 5182 5189 8 N Zero-filled. SF3.P154E(7) $35,000 to $39,999 5190 5197 8 N Zero-filled. SF3.P154E(8) $40,000 to $44,999 5198 5205 8 N Zero-filled. SF3.P154E(9) $45,000 to $49,999 5206 5213 8 N Zero-filled. SF3.P154E(10) $50,000 to $59,999 5214 5221 8 N Zero-filled. SF3.P154E(11) $60,000 to $74,999 5222 5229 8 N Zero-filled. SF3.P154E(12) $75,000 to $99,999 5230 5237 8 N Zero-filled. SF3.P154E(13) $100,000 to $124,999 5238 5245 8 N Zero-filled. SF3.P154E(14) $125,000 to $149,999 5246 5253 8 N Zero-filled. SF3.P154E(15) $150,000 to $199,999 5254 5261 8 N Zero-filled. SF3.P154E(16) $200,000 or more 5262 5269 8 N Zero-filled. SF3.P154E(17) Family Income in 1999 by Race: Some Other Race (SF3.P154F) Total Families with Some Other Race Householder

5270

5277

8

N

Zero-filled. SF3.P154F(1)

Less than $10,000 5278 5285 8 N Zero-filled. SF3.P154F(2) $10,000 to $14,999 5286 5293 8 N Zero-filled. SF3.P154F(3) $15,000 to $19,999 5294 5301 8 N Zero-filled. SF3.P154F(4) $20,000 to $24,999 5302 5309 8 N Zero-filled. SF3.P154F(5) $25,000 to $29,999 5310 5317 8 N Zero-filled. SF3.P154F(6) $30,000 to $34,999 5318 5325 8 N Zero-filled. SF3.P154F(7) $35,000 to $39,999 5326 5333 8 N Zero-filled. SF3.P154F(8) $40,000 to $44,999 5334 5341 8 N Zero-filled. SF3.P154F(9) $45,000 to $49,999 5342 5349 8 N Zero-filled. SF3.P154F(10) $50,000 to $59,999 5350 5357 8 N Zero-filled. SF3.P154F(11) $60,000 to $74,999 5358 5365 8 N Zero-filled. SF3.P154F(12) $75,000 to $99,999 5366 5373 8 N Zero-filled. SF3.P154F(13) $100,000 to $124,999 5374 5381 8 N Zero-filled. SF3.P154F(14) $125,000 to $149,999 5382 5389 8 N Zero-filled. SF3.P154F(15) $150,000 to $199,999 5390 5397 8 N Zero-filled. SF3.P154F(16) $200,000 or more 5398 5405 8 N Zero-filled. SF3.P154F(17) Family Income in 1999 by Race: Two or More Races (SF3.P154G) Total Families with Two or More Races Householder

5406

5413

8

N

Zero-filled. SF3.P154G(1)

Less than $10,000 5414 5421 8 N Zero-filled. SF3.P154G(2) $10,000 to $14,999 5422 5429 8 N Zero-filled. SF3.P154G(3) $15,000 to $19,999 5430 5437 8 N Zero-filled. SF3.P154G(4) $20,000 to $24,999 5438 5445 8 N Zero-filled. SF3.P154G(5) $25,000 to $29,999 5446 5453 8 N Zero-filled. SF3.P154G(6) $30,000 to $34,999 5454 5461 8 N Zero-filled. SF3.P154G(7) $35,000 to $39,999 5462 5469 8 N Zero-filled. SF3.P154G(8) $40,000 to $44,999 5470 5477 8 N Zero-filled. SF3.P154G(9) $45,000 to $49,999 5478 5485 8 N Zero-filled. SF3.P154G(10)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 19 of 34

Page 23: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $50,000 to $59,999 5486 5493 8 N Zero-filled. SF3.P154G(11) $60,000 to $74,999 5494 5501 8 N Zero-filled. SF3.P154G(12) $75,000 to $99,999 5502 5509 8 N Zero-filled. SF3.P154G(13) $100,000 to $124,999 5510 5517 8 N Zero-filled. SF3.P154G(14) $125,000 to $149,999 5518 5525 8 N Zero-filled. SF3.P154G(15) $150,000 to $199,999 5526 5533 8 N Zero-filled. SF3.P154G(16) $200,000 or more 5534 5541 8 N Zero-filled. SF3.P154G(17) Family Income in 1999 by Race: Hispanic or Latino Householder (SF3.P154H) Total Families with Hispanic or Latino Householder

5542

5549

8

N

Zero-filled. SF3.P154H(1)

Less than $10,000 5550 5557 8 N Zero-filled. SF3.P154H(2) $10,000 to $14,999 5558 5565 8 N Zero-filled. SF3.P154H(3) $15,000 to $19,999 5566 5573 8 N Zero-filled. SF3.P154H(4) $20,000 to $24,999 5574 5581 8 N Zero-filled. SF3.P154H(5) $25,000 to $29,999 5582 5589 8 N Zero-filled. SF3.P154H(6) $30,000 to $34,999 5590 5597 8 N Zero-filled. SF3.P154H(7) $35,000 to $39,999 5598 5605 8 N Zero-filled. SF3.P154H(8) $40,000 to $44,999 5606 5613 8 N Zero-filled. SF3.P154H(9) $45,000 to $49,999 5614 5621 8 N Zero-filled. SF3.P154H(10) $50,000 to $59,999 5622 5629 8 N Zero-filled. SF3.P154H(11) $60,000 to $74,999 5630 5637 8 N Zero-filled. SF3.P154H(12) $75,000 to $99,999 5638 5645 8 N Zero-filled. SF3.P154H(13) $100,000 to $124,999 5646 5653 8 N Zero-filled. SF3.P154H(14) $125,000 to $149,999 5654 5661 8 N Zero-filled. SF3.P154H(15) $150,000 to $199,999 5662 5669 8 N Zero-filled. SF3.P154H(16) $200,000 or more 5670 5677 8 N Zero-filled. SF3.P154H(17) Family Income in 1999 by Race: White, Not Hispanic or Latino Householder (SF3.P154I) Total Families White, Not Hispanic or Latino Householder

5678

5685

8

N

Zero-filled. SF3.P154I(1)

Less than $10,000 5686 5693 8 N Zero-filled. SF3.P154I(2) $10,000 to $14,999 5694 5701 8 N Zero-filled. SF3.P154I(3) $15,000 to $19,999 5702 5709 8 N Zero-filled. SF3.P154I(4) $20,000 to $24,999 5710 5717 8 N Zero-filled. SF3.P154I(5) $25,000 to $29,999 5718 5725 8 N Zero-filled. SF3.P154I(6) $30,000 to $34,999 5726 5733 8 N Zero-filled. SF3.P154I(7) $35,000 to $39,999 5734 5741 8 N Zero-filled. SF3.P154I(8) $40,000 to $44,999 5742 5749 8 N Zero-filled. SF3.P154I(9) $45,000 to $49,999 5750 5757 8 N Zero-filled. SF3.P154I(10) $50,000 to $59,999 5758 5765 8 N Zero-filled. SF3.P154I(11)

$60,000 to $74,999 5766 5773 8 N Zero-filled. SF3.P154I(12) $75,000 to $99,999 5774 5781 8 N Zero-filled. SF3.P154I(13) $100,000 to $124,999 5782 5789 8 N Zero-filled. SF3.P154I(14) $125,000 to $149,999 5790 5797 8 N Zero-filled. SF3.P154I(15) $150,000 to $199,999 5798 5805 8 N Zero-filled. SF3.P154I(16) $200,000 or more 5806 5813 8 N Zero-filled. SF3.P154I(17)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 20 of 34

Page 24: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Median Family Income in 1999 (SF3.P155A..I) Median Family Income – White 5814 5821 8 N Zero-filled. SF3.P155A(1) Median Family Income – Black or African American

5822

5829

8

N

Zero-filled. SF3.P155B(1)

Median Family Income – American Indian and Alaska Native

5830

5837

8

N

Zero-filled. SF3.P155C(1)

Median Family Income – Asian 5838 5845 8 N Zero-filled. SF3.P155D(1) Median Family Income – Native Hawaiian and Other Pacific Islander

5846 5853 8 N Zero-filled. SF3.P155E(1)

Median Family Income – Some Other Race

5854 5861 8 N Zero-filled. SF3.P155F(1)

Median Family Income – Two or More Races

5862 5869 8 N Zero-filled. SF3.P155G(1)

Median Family Income – Hispanic or Latino

5870

5877

8

N

Zero-filled. SF3.P155H(1)

Median Family Income – White, Not Hispanic or Latino

5878

5885

8

N

Zero-filled. SF3.P155I(1)

Median Non-Family Income in 1999 (SF3.P80)

5886

5893

8

N

Zero-filled. SF3.P80(1)

Average Family Income in 1999 (Calculated using detail from SF3.P76, SF3.P154A, SF3.P154B, SF3.P154H, P154I) Average Family Income – Total 5894 5901 8 N Zero-filled. Calculated using detail from

SF3.P76. Average Family Income – White Hispanic/Non Hispanic

5902

5909

8

N

Zero-filled. Calculated using detail from SF3.P154A.

Average Family Income – Black Hispanic/Non Hispanic

5910

5917

8

N

Zero-filled. Calculated using detail from SF3.P154B.

Average Family Income – Hispanic 5918

5925

8

N

Zero-filled. Calculated using detail from SF3.P154H.

Average Family Income – White Non Hispanic

5926

5933

8

N

Zero-filled. Calculated using detail from SF3.P154I.

Poverty Status by Age (SF3.P87) Total Population for whom poverty status is determined

5934

5941

8

N

Zero-filled. SF3.P87(1)

Income below poverty level 5942 5949 8 N Zero-filled. SF3.P87(2) Under 5 years 5950 5957 8 N Zero-filled. SF3.P87(3) 5 years 5958 5965 8 N Zero-filled. SF3.P87(4) 6 to 11 years 5966 5973 8 N Zero-filled. SF3.P87(5) 12 to 17 years 5974 5981 8 N Zero-filled. SF3.P87(6) 18 to 64 years 5982 5989 8 N Zero-filled. SF3.P87(7) 65 to 74 years 5990 5997 8 N Zero-filled. SF3.P87(8) 75 years and over 5998 6005 8 N Zero-filled. SF3.P87(9) Income at or above poverty level 6006 6013 8 N Zero-filled. SF3.P87(10) Under 5 years 6014 6021 8 N Zero-filled. SF3.P87(11) 5 years 6022 6029 8 N Zero-filled. SF3.P87(12) 6 to 11 years 6030 6037 8 N Zero-filled. SF3.P87(13) 12 to 17 years 6038 6045 8 N Zero-filled. SF3.P87(14) 18 to 64 years 6046 6053 8 N Zero-filled. SF3.P87(15) 65 to 74 years 6054 6061 8 N Zero-filled. SF3.P87(16) 75 years and over 6062 6069 8 N Zero-filled. SF3.P87(17)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 21 of 34

Page 25: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Poverty Level Percent

6070

6075

6(2d)

N

Zero-filled. 2 decimal places with decimal point. Calculated: SF3.P87(2)/SF3.P87(1)

Poverty Status of Families by Family Type with Related Children Under 18 Years by Age of Related Children (SF3.P90) Total Families 6076 6083 8 N Zero-filled. SF3.P90(1) Income below Poverty Level 6084 6091 8 N Zero-filled. SF3.P90(2) Married-couple family 6092 6099 8 N Zero-filled. SF3.P90(3) With related children under 18 yrs 6100 6107 8 N Zero-filled. SF3.P90(4) Under 5 years only 6108 6115 8 N Zero-filled. SF3.P90(5) Under 5 years and 5 to 17 yrs. 6116 6123 8 N Zero-filled. SF3.P90(6) 5 to 17 years only 6124 6131 8 N Zero-filled. SF3.P90(7) No related children under 18 yrs. 6132 6139 8 N Zero-filled. SF3.P90(8) Other Family 6140 6147 8 N Zero-filled. SF3.P90(9) Male Householder, no wife 6148 6155 8 N Zero-filled. SF3.P90(10) With related children under 18 yrs. 6156 6163 8 N Zero-filled. SF3.P90(11) Under 5 years only 6164 6171 8 N Zero-filled. SF3.P90(12) Under 5 years and 5 to 17 yrs. 6172 6179 8 N Zero-filled. SF3.P90(13) 5 to 17 years only 6180 6187 8 N Zero-filled. SF3.P90(14) No related children under 18 yrs. 6188 6195 8 N Zero-filled. SF3.P90(15) Female Householder, no husband 6196 6203 8 N Zero-filled. SF3.P90(16) With related children under 18 yrs. 6204 6211 8 N Zero-filled. SF3.P90(17) Under 5 years only 6212 6219 8 N Zero-filled. SF3.P90(18) Under 5 years and 5 to 17 yrs. 6220 6227 8 N Zero-filled. SF3.P90(19) 5 to 17 years only 6228 6235 8 N Zero-filled. SF3.P90(20) No related children under 18 yrs. 6236 6243 8 N Zero-filled. SF3.P90(21) Income at or above poverty level 6244 6251 8 N Zero-filled. SF3.P90(22) Married-couple family 6252 6259 8 N Zero-filled. SF3.P90(23) With related children under 18 yrs 6260 6267 8 N Zero-filled. SF3.P90(24) Under 5 years only 6268 6275 8 N Zero-filled. SF3.P90(25) Under 5 years and 5 to 17 yrs. 6276 6283 8 N Zero-filled. SF3.P90(26) 5 to 17 years only 6284 6291 8 N Zero-filled. SF3.P90(27) No related children under 18 yrs. 6292 6299 8 N Zero-filled. SF3.P90(28) Other Family 6300 6307 8 N Zero-filled. SF3.P90(29) Male Householder, no wife 6308 6315 8 N Zero-filled. SF3.P90(30) With related children under 18 yrs. 6316 6323 8 N Zero-filled. SF3.P90(31) Under 5 years only 6324 6331 8 N Zero-filled. SF3.P90(32) Under 5 years and 5 to 17 yrs. 6332 6339 8 N Zero-filled. SF3.P90(33) 5 to 17 years only 6340 6347 8 N Zero-filled. SF3.P90(34) No related children under 18 yrs. 6348 6355 8 N Zero-filled. SF3.P90(35) Female Householder, no husband 6356 6363 8 N Zero-filled. SF3.P90(36) With related children under 18 yrs. 6364 6371 8 N Zero-filled. SF3.P90(37) Under 5 years only 6372 6379 8 N Zero-filled. SF3.P90(38) Under 5 years and 5 to 17 yrs. 6380 6387 8 N Zero-filled. SF3.P90(39) 5 to 17 years only 6388 6395 8 N Zero-filled. SF3.P90(40) No related children under 18 yrs. 6396 6403 8 N Zero-filled. SF3.P90(41)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 22 of 34

Page 26: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Poverty Status of Households by Household Type by Age of Householder (SF3.P92) Total Households 6404 6411 8 N Zero-filled. SF3.P92(1) Income below Poverty Level 6412 6419 8 N Zero-filled. SF3.P92(2) Family Households 6420 6427 8 N Zero-filled. SF3.P92(3) Married-couple family 6428 6435 8 N Zero-filled. SF3.P92(4) Householder under 25 years 6436 6443 8 N Zero-filled. SF3.P92(5) Householder 25 to 44 years 6444 6451 8 N Zero-filled. SF3.P92(6) Householder 45 to 64 years 6452 6459 8 N Zero-filled. SF3.P92(7) Householders 65 years and over 6460 6467 8 N Zero-filled. SF3.P92(8) Other Family 6468 6475 8 N Zero-filled. SF3.P92(9) Male Householder, no wife 6476 6483 8 N Zero-filled. SF3.P92(10) Householder under 25 years 6484 6491 8 N Zero-filled. SF3.P92(11) Householder 25 to 44 years 6492 6499 8 N Zero-filled. SF3.P92(12) Householder 45 to 64 years 6500 6507 8 N Zero-filled. SF3.P92(13) Householders 65 years and over 6508 6515 8 N Zero-filled. SF3.P92(14) Female Householder, no husband 6516 6523 8 N Zero-filled. SF3.P92(15) Householder under 25 years 6524 6531 8 N Zero-filled. SF3.P92(16) Householder 25 to 44 years 6532 6539 8 N Zero-filled. SF3.P92(17) Householder 45 to 64 years 6540 6547 8 N Zero-filled. SF3.P92(18) Householders 65 years and over 6548 6555 8 N Zero-filled. SF3.P92(19) Non-family Households 6556 6563 8 N Zero-filled. SF3.P92(20) Male Householder 6564 6571 8 N Zero-filled. SF3.P92(21) Householder under 25 years 6572 6579 8 N Zero-filled. SF3.P92(22) Householder 25 to 44 years 6580 6587 8 N Zero-filled. SF3.P92(23) Householder 45 to 64 years 6588 6595 8 N Zero-filled. SF3.P92(24) Householders 65 years and over 6596 6603 8 N Zero-filled. SF3.P92(25) Female Householder 6604 6611 8 N Zero-filled. SF3.P92(26) Householder under 25 years 6612 6619 8 N Zero-filled. SF3.P92(27) Householder 25 to 44 years 6620 6627 8 N Zero-filled. SF3.P92(28) Householder 45 to 64 years 6628 6635 8 N Zero-filled. SF3.P92(29) Householders 65 years and over 6636 6643 8 N Zero-filled. SF3.P92(30) Income at or above Poverty Level 6644 6651 8 N Zero-filled. SF3.P92(31) Family Households 6652 6659 8 N Zero-filled. SF3.P92(32) Married-couple family 6660 6667 8 N Zero-filled. SF3.P92(33) Householder under 25 years 6668 6675 8 N Zero-filled. SF3.P92(34) Householder 25 to 44 years 6676 6683 8 N Zero-filled. SF3.P92(35) Householder 45 to 64 years 6684 6691 8 N Zero-filled. SF3.P92(36) Householders 65 years and over 6692 6699 8 N Zero-filled. SF3.P92(37) Other Family 6700 6707 8 N Zero-filled. SF3.P92(38) Male Householder, no wife 6708 6715 8 N Zero-filled. SF3.P92(39) Householder under 25 years 6716 6723 8 N Zero-filled. SF3.P92(40) Householder 25 to 44 years 6724 6731 8 N Zero-filled. SF3.P92(41) Householder 45 to 64 years 6732 6739 8 N Zero-filled. SF3.P92(42) Householders 65 years and over 6740 6747 8 N Zero-filled. SF3.P92(43)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 23 of 34

Page 27: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Female Householder, no husband 6748 6755 8 N Zero-filled. SF3.P92(44) Householder under 25 years 6756 6763 8 N Zero-filled. SF3.P92(45) Householder 25 to 44 years 6764 6771 8 N Zero-filled. SF3.P92(46) Householder 45 to 64 years 6772 6779 8 N Zero-filled. SF3.P92(47) Householders 65 years and over 6780 6787 8 N Zero-filled. SF3.P92(48) Non-family Households 6788 6795 8 N Zero-filled. SF3.P92(49) Male Householder 6796 6803 8 N Zero-filled. SF3.P92(50) Householder under 25 years 6804 6811 8 N Zero-filled. SF3.P92(51) Householder 25 to 44 years 6812 6819 8 N Zero-filled. SF3.P92(52) Householder 45 to 64 years 6820 6827 8 N Zero-filled. SF3.P92(53) Householders 65 years and over 6828 6835 8 N Zero-filled. SF3.P92(54) Female Householder 6836 6843 8 N Zero-filled. SF3.P92(55) Householder under 25 years 6844 6851 8 N Zero-filled. SF3.P92(56) Householder 25 to 44 years 6852 6859 8 N Zero-filled. SF3.P92(57) Householder 45 to 64 years 6860 6867 8 N Zero-filled. SF3.P92(58) Householders 65 years and over 6868 6875 8 N Zero-filled. SF3.P92(59) Total Housing Units (SF3.H01)

6876

6883

8

N

Zero-filled. SF3.H1(1)

Urban and Rural (SF3.H05) Total Housing Units 6884 6891 8 N Zero-filled. SF3.H5(1) Urban 6892 6899 8 N Zero-filled. SF3.H5(2) Inside urbanized areas 6900 6907 8 N Zero-filled. SF3.H5(3) Inside urban clusters 6908 6915 8 N Zero-filled. SF3.H5(4) Rural 6916 6923 8 N Zero-filled. SF3.H5(5) Farm 6924 6931 8 N Zero-filled. SF3.H5(6) Non-farm 6932 6939 8 N Zero-filled. SF3.H5(7) Occupancy Status (SF3.H06) Total Housing Units 6940 6947 8 N Zero-filled. SF3.H6(1) Occupied 6948 6955 8 N Zero-filled. SF3.H6(2) Vacant 6956 6963 8 N Zero-filled. SF3.H6(3) Tenure (SF3.H07) Total Occupied Housing Units 6964 6971 8 N Zero-filled. SF3.H7(1) Owner Occupied 6972 6979 8 N Zero-filled. SF3.H7(2) Renter Occupied 6980 6987 8 N Zero-filled. SF3.H7(3) Vacancy Status (SF3.H08) Total Vacant Housing Units 6988 6995 8 N Zero-filled. SF3.H8(1) For Rent 6996 7003 8 N Zero-filled. SF3.H8(2) For Sale Only 7004 7011 8 N Zero-filled. SF3.H8(3)

Rented or Sold, Not Occupied 7012 7019 8 N Zero-filled. SF3.H8(4) For Seasonal, Recreational, or Occasional use

7020

7027

8

N

Zero-filled. SF3.H8(5)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 24 of 34

Page 28: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. For Migrant Workers 7028 7035 8 N Zero-filled. SF3.H8(6) Other Vacant 7036 7043 8 N Zero-filled. SF3.H8(7) Units in Structure (SF3.H30) Total Housing Units 7044 7051 8 N Zero-filled. SF3.H30(1) 1, detached 7052 7059 8 N Zero-filled. SF3.H30(2) 1, attached 7060 7067 8 N Zero-filled. SF3.H30(3) 2 7068 7075 8 N Zero-filled. SF3.H30(4) 3 or 4 7076 7083 8 N Zero-filled. SF3.H30(5) 5 to 9 7084 7091 8 N Zero-filled. SF3.H30(6) 10 to 19 7092 7099 8 N Zero-filled. SF3.H30(7) 20 to 49 7100 7107 8 N Zero-filled. SF3.H30(8) 50 or more 7108 7115 8 N Zero-filled. SF3.H30(9) Mobile Home 7116 7123 8 N Zero-filled. SF3.H30(10) Boat, RV, Van, etc. 7124 7131 8 N Zero-filled. SF3.H30(11) 1 to 4 subtotal 7132 7139 8 N Zero-filled.

Calculated: SF3.H30(2+3+4+5+10+11) Multi-family – 5 or more 7140 7147 8 N Zero-filled. Calculated: SF3.H30(6+7+8+9) Units in Structure for Vacant Housing Units (SF3.H31) Vacant Housing Units 7148 7155 8 N Zero-filled. SF3.H31(1) 1, detached 7156 7163 8 N Zero-filled. SF3.H31(2) 1, attached 7164 7171 8 N Zero-filled. SF3.H31(3) 2 7172 7179 8 N Zero-filled. SF3.H31(4) 3 or 4 7180 7187 8 N Zero-filled. SF3.H31(5) 5 to 9 7188 7195 8 N Zero-filled. SF3.H31(6) 10 to 19 7196 7203 8 N Zero-filled. SF3.H31(7) 20 to 49 7204 7211 8 N Zero-filled. SF3.H31(8) 50 or more 7212 7219 8 N Zero-filled. SF3.H31(9) Mobile Home 7220 7227 8 N Zero-filled. SF3.H31(10) Boat, RV, Van, etc. 7228 7235 8 N Zero-filled. SF3.H31(11) 1 to 4 subtotal 7236 7243 8 N Zero-filled.

Calculated: SF3.H31(2+3+4+5+10+11) Multi-family – 5 or more 7244 7251 8 N Zero-filled. Calculated: SF3.H31(6+7+8+9) Tenure by Units in Structure (SF3.H32) Total Occupied Housing Units 7252 7259 8 N Zero-filled. SF3.H32(1) Owner Occupied 7260 7267 8 N Zero-filled. SF3.H32(2) 1, detached 7268 7275 8 N Zero-filled. SF3.H32(3) 1, attached 7276 7283 8 N Zero-filled. SF3.H32(4) 2 7284 7291 8 N Zero-filled. SF3.H32(5) 3 or 4 7292 7299 8 N Zero-filled. SF3.H32(6) 5 to 9 7300 7307 8 N Zero-filled. SF3.H32(7) 10 to 19 7308 7315 8 N Zero-filled. SF3.H32(8) 20 to 49 7316 7323 8 N Zero-filled. SF3.H32(9) 50 or more 7324 7331 8 N Zero-filled. SF3.H32(10) Mobile Home 7332 7339 8 N Zero-filled. SF3.H32(11)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 25 of 34

Page 29: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Boat, RV, Van, etc. 7340 7347 8 N Zero-filled. SF3.H32(12) 1 to 4 subtotal 7348 7355 8

N

Zero-filled. Calculated: SF3.H32(3+4+5+6+11+12)

Multi-family – 5 or more 7356 7363 8 N Zero-filled. Calculated: SF3.H32(7+8+9+10) Renter Occupied 7364 7371 8 N Zero-filled. SF3.H32(13)

1, detached 7372 7379 8 N Zero-filled. SF3.H32(14) 1, attached 7380 7387 8 N Zero-filled. SF3.H32(15) 2 7388 7395 8 N Zero-filled. SF3.H32(16) 3 or 4 7396 7403 8 N Zero-filled. SF3.H32(17) 5 to 9 7404 7411 8 N Zero-filled. SF3.H32(18)

10 to 19 7412 7419 8 N Zero-filled. SF3.H32(19)

20 to 49 7420 7427 8 N Zero-filled. SF3.H32(20) 50 or more 7428 7435 8 N Zero-filled. SF3.H32(21) Mobile Home 7436 7443 8 N Zero-filled. SF3.H32(22) Boat, RV, Van, etc. 7444 7451 8 N Zero-filled. SF3.H32(23) 1 to 4 Subtotal 7452 7459 8 N Zero-filled.

Calculated: SF3.H32(14+15+16+17+22+23) Multi-family – 5 or more 7460 7467 8 N Zero-filled.

Calculated: SF3.H32(18+19+20+21) Year Structure Built (SF3.H34) Total Housing Units 7468 7475 8 N Zero-filled. SF3.H34(1) Built 1999 to March 2000 7476 7483 8 N Zero-filled. SF3.H34(2) Built 1995 to 1998 7484 7491 8 N Zero-filled. SF3.H34(3) Built 1990 to 1994 7492 7499 8 N Zero-filled. SF3.H34(4) Built 1980 to 1989 7500 7507 8 N Zero-filled. SF3.H34(5) Built 1970 to 1979 7508 7515 8 N Zero-filled. SF3.H34(6) Built 1960 to 1969 7516 7523 8 N Zero-filled. SF3.H34(7) Built 1950 to 1959 7524 7531 8 N Zero-filled. SF3.H34(8) Built 1940 to 1949 7532 7539 8 N Zero-filled. SF3.H34(9) Built 1939 or earlier 7540 7547 8 N Zero-filled. SF3.H34(10) Median Year Structure Built (SF3.H35) Median Year Structure Built 7548 7555 8 N Zero-filled. SF3.H35(1) Median House Age 7556 7563 8 N Zero-filled.

Calculated: 2000 – SF3.H35(1) Tenure by Year Householder Moved into Unit (SF3.H38) Occupied Housing Units 7564 7571 8 N Zero-filled. SF3.H38(1) Owner Occupied 7572 7579 8 N Zero-filled. SF3.H38(2) Moved in 1999 to March 2000 7580 7587 8 N Zero-filled. SF3.H38(3) Moved in 1995 to 1998 7588 7595 8 N Zero-filled. SF3.H38(4) Moved in 1990 to 1994 7596 7603 8 N Zero-filled. SF3.H38(5) Moved in 1980 to 1989 7604 7611 8 N Zero-filled. SF3.H38(6) Moved in 1970 to 1979 7612 7619 8 N Zero-filled. SF3.H38(7) Moved in 1969 or earlier 7620 7627 8 N Zero-filled. SF3.H38(8) Renter Occupied 7628 7635 8 N Zero-filled. SF3.H38(9)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

Page 26 of 34

Page 30: CENSUS FILE FOR USE WITH HMDA/CRA · 2007. 7. 11. · Census tract numbers are from the 2000 Census Demographics. • Metropolitan Statistical Area/Metropolitan Division (MSA/MD)

Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Moved in 1999 to March 2000 7636 7643 8 N Zero-filled. SF3.H38(10) Moved in 1995 to 1998 7644 7651 8 N Zero-filled. SF3.H38(11) Moved in 1990 to 1994 7652 7659 8 N Zero-filled. SF3.H38(12) Moved in 1980 to 1989 7660 7667 8 N Zero-filled. SF3.H38(13) Moved in 1970 to 1979 7668 7675 8 N Zero-filled. SF3.H38(14) Moved in 1969 or earlier 7676 7683 8 N Zero-filled. SF3.H38(15) Plumbing Facilities (SF3.H47) Total Housing Units 7684 7691 8 N Zero-filled. SF3.H47(1) Complete Plumbing Facilities 7692 7699 8 N Zero-filled. SF3.H47(2) Lacking Complete Plumbing Facilities 7700 7707 8 N Zero-filled. SF3.H47(3) Tenure by Plumbing Facilities (SF3.H48) Total Occupied Housing Units 7708 7715 8 N Zero-filled. SF3.H48(1) Owner Occupied 7716 7723 8 N Zero-filled. SF3.H48(2) Complete plumbing facilities 7724 7731 8 N Zero-filled. SF3.H48(3)

Lacking complete plumbing facilities

7732 7739 8 N Zero-filled. SF3.H48(4)

Renter Occupied 7740 7747 8 N Zero-filled. SF3.H48(5) Complete plumbing facilities 7748 7755 8 N Zero-filled. SF3.H48(6) Lacking complete plumbing facilities

7756 7763 8 N Zero-filled. SF3.H48(7)

Gross Rent (SF3.H62) Total Specified Renter-Occupied Housing Units

7764

7771

8

N

Zero-filled. SF3.H62(1)

With Cash Rent: 7772 7779 8 N Zero-filled. SF3.H62(2) Less than $100 7780 7787 8 N Zero-filled. SF3.H62(3) $100 to $149 7788 7795 8 N Zero-filled. SF3.H62(4) $150 to $199 7796 7803 8 N Zero-filled. SF3.H62(5) $200 to $249 7804 7811 8 N Zero-filled. SF3.H62(6) $250 to $299 7812 7819 8 N Zero-filled. SF3.H62(7) $300 to $349 7820 7827 8 N Zero-filled. SF3.H62(8) $350 to $399 7828 7835 8 N Zero-filled. SF3.H62(9) $400 to $449 7836 7843 8 N Zero-filled. SF3.H62(10) $450 to $499 7844 7851 8 N Zero-filled. SF3.H62(11) $500 to $549 7852 7859 8 N Zero-filled. SF3.H62(12) $550 to $599 7860 7867 8 N Zero-filled. SF3.H62(13) $600 to $649 7868 7875 8 N Zero-filled. SF3.H62(14) $650 to $699 7876 7883 8 N Zero-filled. SF3.H62(15) $700 to $749 7884 7891 8 N Zero-filled. SF3.H62(16) $750 to $799 7892 7899 8 N Zero-filled. SF3.H62(17) $800 to $899 7900 7907 8 N Zero-filled. SF3.H62(18) $900 to $999 7908 7915 8 N Zero-filled. SF3.H62(19) $1,000 to $1,249 7916 7923 8 N Zero-filled. SF3.H62(20) $1,250 to $1,499 7924 7931 8 N Zero-filled. SF3.H62(21)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $1,500 to $1,999 7932 7939 8 N Zero-filled. SF3.H62(22) $2,000 or more 7940 7947 8 N Zero-filled. SF3.H62(23) No cash rent 7948 7955 8 N Zero-filled. SF3.H62(24) Median Gross Rent (dollars) (SF3.H63)

7956

7963

8

N

Zero-filled. SF3.H63(1)

Household Income in 1999 by Gross Rent as % of Household Income (SF3.H73) Total Specified Renter-Occupied Housing Units

7964

7971

8

N

Zero-filled. SF3.H73(1)

Less than $10,000 7972 7979 8 N Zero-filled. SF3.H73(2) Less than 20.0 percent 7980 7987 8 N Zero-filled. SF3.H73(3) 20.0 to 24.9 percent 7988 7995 8 N Zero-filled. SF3.H73(4) 25.0 to 29.9 percent 7996 8003 8 N Zero-filled. SF3.H73(5) 30.0 to 34.9 percent 8004 8011 8 N Zero-filled. SF3.H73(6) 35.0 percent or more 8012 8019 8 N Zero-filled. SF3.H73(7) Not computed 8020 8027 8 N Zero-filled. SF3.H73(8) $10,000 to $19,999 8028 8035 8 N Zero-filled. SF3.H73(9) Less than 20.0 percent 8036 8043 8 N Zero-filled. SF3.H73(10) 20.0 to 24.9 percent 8044 8051 8 N Zero-filled. SF3.H73(11) 25.0 to 29.9 percent 8052 8059 8 N Zero-filled. SF3.H73(12) 30.0 to 34.9 percent 8060 8067 8 N Zero-filled. SF3.H73(13) 35.0 percent or more 8068 8075 8 N Zero-filled. SF3.H73(14) Not computed 8076 8083 8 N Zero-filled. SF3.H73(15) $20,000 to $34,999 8084 8091 8 N Zero-filled. SF3.H73(16) Less than 20.0 percent 8092 8099 8 N Zero-filled. SF3.H73(17) 20.0 to 24.9 percent 8100 8107 8 N Zero-filled. SF3.H73(18) 25.0 to 29.9 percent 8108 8115 8 N Zero-filled. SF3.H73(19) 30.0 to 34.9 percent 8116 8123 8 N Zero-filled. SF3.H73(20) 35.0 percent or more 8124 8131 8 N Zero-filled. SF3.H73(21) Not computed 8132 8139 8 N Zero-filled. SF3.H73(22) $35,000 to $49,999 8140 8147 8 N Zero-filled. SF3.H73(23) Less than 20.0 percent 8148 8155 8 N Zero-filled. SF3.H73(24) 20.0 to 24.9 percent 8156 8163 8 N Zero-filled. SF3.H73(25) 25.0 to 29.9 percent 8164 8171 8 N Zero-filled. SF3.H73(26) 30.0 to 34.9 percent 8172 8179 8 N Zero-filled. SF3.H73(27) 35.0 percent or more 8180 8187 8 N Zero-filled. SF3.H73(28) Not computed 8188 8195 8 N Zero-filled. SF3.H73(29) $50,000 to $74,999 8196 8203 8 N Zero-filled. SF3.H73(30) Less than 20.0 percent 8204 8211 8 N Zero-filled. SF3.H73(31) 20.0 to 24.9 percent 8212 8219 8 N Zero-filled. SF3.H73(32) 25.0 to 29.9 percent 8220 8227 8 N Zero-filled. SF3.H73(33) 30.0 to 34.9 percent 8228 8235 8 N Zero-filled. SF3.H73(34) 35.0 percent or more 8236 8243 8 N Zero-filled. SF3.H73(35) Not computed 8244 8251 8 N Zero-filled. SF3.H73(36) $75,000 to $99,999 8252 8259 8 N Zero-filled. SF3.H73(37)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Less than 20.0 percent 8260 8267 8 N Zero-filled. SF3.H73(38) 20.0 to 24.9 percent 8268 8275 8 N Zero-filled. SF3.H73(39) 25.0 to 29.9 percent 8276 8283 8 N Zero-filled. SF3.H73(40) 30.0 to 34.9 percent 8284 8291 8 N Zero-filled. SF3.H73(41) 35.0 percent or more 8292 8299 8 N Zero-filled. SF3.H73(42) Not computed 8300 8307 8 N Zero-filled. SF3.H73(43) $100,000 or more 8308 8315 8 N Zero-filled. SF3.H73(44) Less than 20.0 percent 8316 8323 8 N Zero-filled. SF3.H73(45) 20.0 to 24.9 percent 8324 8331 8 N Zero-filled. SF3.H73(46)

25.0 to 29.9 percent 8332 8339 8 N Zero-filled. SF3.H73(47) 30.0 to 34.9 percent 8340 8347 8 N Zero-filled. SF3.H73(48) 35.0 percent or more 8348 8355 8 N Zero-filled. SF3.H73(49) Not computed 8356 8363 8 N Zero-filled. SF3.H73(50) Mortgage Status (SF3.H80) Total Specified Owner-Occupied Housing Units

8364

8371

8

N

Zero-filled. SF3.H80(1)

Housing units with a mortgage, contract to purchase, or similar debt

8372

8379

8

N

Zero-filled. SF3.H80(2)

With either a second mortgage or home equity loan, but not both

8380

8387

8

N

Zero-filled. SF3.H80(3)

Second mortgage only 8388 8395 8 N Zero-filled. SF3.H80(4) Home equity loan only 8396 8403 8 N Zero-filled. SF3.H80(5) Both second mortgage and home equity loan

8404

8411

8

N

Zero-filled. SF3.H80(6)

No second mortgage and no home equity loan

8412 8419 8 N Zero-filled. SF3.H80(7)

Housing units without a mortgage 8420 8427 8 N Zero-filled. SF3.H80(8) Value for all Owner-Occupied Housing Units (SF3.H84) Total Owner-Occupied Housing Units 8428 8435 8 N Zero-filled. SF3.H84(1) Less than $10,000 8436 8443 8 N Zero-filled. SF3.H84(2) $10,000 to $14,999 8444 8451 8 N Zero-filled. SF3.H84(3) $15,000 to $19,999 8452 8459 8 N Zero-filled. SF3.H84(4) $20,000 to $24,999 8460 8467 8 N Zero-filled. SF3.H84(5) $25,000 to $29,999 8468 8475 8 N Zero-filled. SF3.H84(6) $30,000 to $34,999 8476 8483 8 N Zero-filled. SF3.H84(7) $35,000 to $39,999 8484 8491 8 N Zero-filled. SF3.H84(8) $40,000 to $49,999 8492 8499 8 N Zero-filled. SF3.H84(9) $50,000 to $59,999 8500 8507 8 N Zero-filled. SF3.H84(10) $60,000 to $69,999 8508 8515 8 N Zero-filled. SF3.H84(11) $70,000 to $79,999 8516 8523 8 N Zero-filled. SF3.H84(12) $80,000 to $89,999 8524 8531 8 N Zero-filled. SF3.H84(13) $90,000 to $99,999 8532 8539 8 N Zero-filled. SF3.H84(14) $100,000 to $124,999 8540 8547 8 N Zero-filled. SF3.H84(15) $125,000 to $149,999 8548 8555 8 N Zero-filled. SF3.H84(16) $150,000 to $174,999 8556 8563 8 N Zero-filled. SF3.H84(17)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. $175,000 to $199,999 8564 8571 8 N Zero-filled. SF3.H84(18) $200,000 to $249,999 8572 8579 8 N Zero-filled. SF3.H84(19) $250,000 to $299,999 8580 8587 8 N Zero-filled. SF3.H84(20) $300,000 to $399,999 8588 8595 8 N Zero-filled. SF3.H84(21) $400,000 to $499,999 8596 8603 8 N Zero-filled. SF3.H84(22) $500,000 to 749,999 8604 8611 8 N Zero-filled. SF3.H84(23) $750,000 to $999,999 8612 8619 8 N Zero-filled. SF3.H84(24) $1,000,000 or more 8620 8627 8 N Zero-filled. SF3.H84(25) Median Value (dollars) for All Owner-Occupied Housing Units (SF3.H85)

8628

8635

8

N

Zero-filled. SF3.H85(1)

Units in Structure (White Householder) (SF3.HCT030A) Total White 8636 8643 8 N Zero-filled. SF3.HCT030A(1) 1, detached 8644 8651 8 N Zero-filled. SF3.HCT030A(2) 1, attached 8652 8659 8 N Zero-filled. SF3.HCT030A(3) 2 8660 8667 8 N Zero-filled. SF3.HCT030A(4) 3 or 4 8668 8675 8 N Zero-filled. SF3.HCT030A(5) 5 to 9 8676 8683 8 N Zero-filled. SF3.HCT030A(6) 10 to 19 8684 8691 8 N Zero-filled. SF3.HCT030A(7) 20 to 49 8692 8699 8 N Zero-filled. SF3.HCT030A(8) 50 or more 8700 8707 8 N Zero-filled. SF3.HCT030A(9) Mobile Home 8708 8715 8 N Zero-filled. SF3.HCT030A(10) Boat, RV, Van, etc. 8716 8723 8 N Zero-filled. SF3.HCT030A(11) 1 to 4 Subtotal 8724 8731 8 N Zero-filled.

Calculated: SF3.HCT030A(2+3+4+5+10+11) Multi-family – 5 or more 8732 8739 8 N Zero-filled.

Calculated: SF3.HCT030A(6+7+8+9) Units in Structure (Black or African American Householder) (SF3.HCT030B) Total Black or African American 8740 8747 8 N Zero-filled. SF3.HCT030B(1) 1, detached 8748 8755 8 N Zero-filled. SF3.HCT030B(2) 1, attached 8756 8763 8 N Zero-filled. SF3.HCT030B(3) 2 8764 8771 8 N Zero-filled. SF3.HCT030B(4) 3 or 4 8772 8779 8 N Zero-filled. SF3.HCT030B(5) 5 to 9 8780 8787 8 N Zero-filled. SF3.HCT030B(6) 10 to 19 8788 8795 8 N Zero-filled. SF3.HCT030B(7) 20 to 49 8796 8803 8 N Zero-filled. SF3.HCT030B(8) 50 or more 8804 8811 8 N Zero-filled. SF3.HCT030B(9) Mobile Home 8812 8819 8 N Zero-filled. SF3.HCT030B(10) Boat, RV, Van, etc. 8820 8827 8 N Zero-filled. SF3.HCT030B(11) 1 to 4 Subtotal 8828 8835 8 N Zero-filled.

Calculated: SF3.HCT030B(2+3+4+5+10+11) Multi-family – 5 or more 8836 8843 8 N Zero-filled.

Calculated: SF3.HCT030B(6+7+8+9) Units in Structure (American Indian and Alaska Native Householder) (SF3.HCT030C)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Total American Indian and Alaska Native 8844 8851 8 N Zero-filled. SF3.HCT030C(1) 1, detached 8852 8859 8 N Zero-filled. SF3.HCT030C(2) 1, attached 8860 8867 8 N Zero-filled. SF3.HCT030C(3) 2 8868 8875 8 N Zero-filled. SF3.HCT030C(4) 3 or 4 8876 8883 8 N Zero-filled. SF3.HCT030C(5) 5 to 9 8884 8891 8 N Zero-filled. SF3.HCT030C(6) 10 to 19 8892 8899 8 N Zero-filled. SF3.HCT030C(7) 20 to 49 8900 8907 8 N Zero-filled. SF3.HCT030C(8) 50 or more 8908 8915 8 N Zero-filled. SF3.HCT030C(9) Mobile Home 8916 8923 8 N Zero-filled. SF3.HCT030C(10) Boat, RV, Van, etc. 8924 8931 8 N Zero-filled. SF3.HCT030C(11)

1 to 4 Subtotal

8932

8939

8

N

Zero-filled. Calculated: SF3.HCT030C(2+3+4+5+10+11)

Multi-family – 5 or more 8940 8947 8 N Zero-filled. Calculated: SF3.HCT030C(6+7+8+9)

Units in Structure (Asian Householder) (SF3.HCT030D)

Total Asian 8948 8955 8 N Zero-filled. SF3.HCT030D(1) 1, detached 8956 8963 8 N Zero-filled. SF3.HCT030D(2) 1, attached 8964 8971 8 N Zero-filled. SF3.HCT030D(3) 2 8972 8979 8 N Zero-filled. SF3.HCT030D(4) 3 or 4 8980 8987 8 N Zero-filled. SF3.HCT030D(5) 5 to 9 8988 8995 8 N Zero-filled. SF3.HCT030D(6) 10 to 19 8996 9003 8 N Zero-filled. SF3.HCT030D(7) 20 to 49 9004 9011 8 N Zero-filled. SF3.HCT030D(8) 50 or more 9012 9019 8 N Zero-filled. SF3.HCT030D(9) Mobile Home 9020 9027 8 N Zero-filled. SF3.HCT030D(10) Boat, RV, Van, etc. 9028 9035 8 N Zero-filled. SF3.HCT030D(11) 1 to 4 Subtotal 9036 9043 8 N Zero-filled.

Calculated: SF3.HCT030D(2+3+4+5+10+11) Multi-family – 5 or more 9044 9051 8 N Zero-filled.

Calculated: SF3.HCT030D(6+7+8+9) Units in Structure (Native Hawaiian and Other Pacific Islander) (SF3.HCT030E ) Total Native Hawaiian and Other Pacific Islander

9052

9059

8

N

Zero-filled. SF3.HCT030E(1)

1, detached 9060 9067 8 N Zero-filled. SF3.HCT030E(2) 1, attached 9068 9075 8 N Zero-filled. SF3.HCT030E(3) 2 9076 9083 8 N Zero-filled. SF3.HCT030E(4) 3 or 4 9084 9091 8 N Zero-filled. SF3.HCT030E(5) 5 to 9 9092 9099 8 N Zero-filled. SF3.HCT030E(6) 10 to 19 9100 9107 8 N Zero-filled. SF3.HCT030E(7) 20 to 49 9108 9115 8 N Zero-filled. SF3.HCT030E(8) 50 or more 9116 9123 8 N Zero-filled. SF3.HCT030E(9) Mobile Home 9124 9131 8 N Zero-filled. SF3.HCT030E(10) Boat, RV, Van, etc. 9132 9139 8 N Zero-filled. SF3.HCT030E(11) 1 to 4 Subtotal 9140 9147 8 N Zero-filled.

Calculated: SF3.HCT030E(2+3+4+5+10+11) Multi-family – 5 or more 9148 9155 8 N Zero-filled.

Calculated: SF3.HCT030E(6+7+8+9)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. Units in Structure (Some Other Race Householder) (SF3.HCT030F) Total Some Other Race 9156 9163 8 N Zero-filled. SF3.HCT030F(1) 1, detached 9164 9171 8 N Zero-filled. SF3.HCT030F(2) 1, attached 9172 9179 8 N Zero-filled. SF3.HCT030F(3) 2 9180 9187 8 N Zero-filled. SF3.HCT030F(4) 3 or 4 9188 9195 8 8 Zero-filled. SF3.HCT030F(5) 5 to 9 9196 9203 8 N Zero-filled. SF3.HCT030F(6) 10 to 19 9204 9211 8 N Zero-filled. SF3.HCT030F(7) 20 to 49 9212 9219 8 N Zero-filled. SF3.HCT030F(8) 50 or more 9220 9227 8 N Zero-filled. SF3.HCT030F(9) Mobile Home 9228 9235 8 N Zero-filled. SF3.HCT030F(10) Boat, RV, Van, etc. 9236 9243 8 N Zero-filled. SF3.HCT030F(11) 1 to 4 Subtotal

9244

9251

8

N

Zero-filled. Calculated: SF3.HCT030F(2+3+4+5+10+11)

Multi-family – 5 or more 9252 9259 8 N Zero-filled. Calculated: SF3.HCT030F(6+7+8+9)

Units in Structure (Two or More Race Householder) (SF3.HCT030G) Total Two or More Races 9260 9267 8 N Zero-filled. SF3.HCT030G(1) 1, detached 9268 9275 8 N Zero-filled. SF3.HCT030G(2) 1, attached 9276 9283 8 N Zero-filled. SF3.HCT030G(3) 2 9284 9291 8 N Zero-filled. SF3.HCT030G(4) 3 or 4 9292 9299 8 N Zero-filled. SF3.HCT030G(5) 5 to 9 9300 9307 8 N Zero-filled. SF3.HCT030G(6) 10 to 19 9308 9315 8 N Zero-filled. SF3.HCT030G(7) 20 to 49 9316 9323 8 N Zero-filled. SF3.HCT030G(8) 50 or more 9324 9331 8 N Zero-filled. SF3.HCT030G(9) Mobile Home 9332 9339 8 N Zero-filled. SF3.HCT030G(10) Boat, RV, Van, etc. 9340 9347 8 N Zero-filled. SF3.HCT030G(11) 1 to 4 Subtotal 9348 9355 8 N Zero-filled. SF3.HCT030G (2+3+4+5+10+11) Multi-family – 5 or more 9356 9363 8 N Zero-filled. SF3.HCT030G(6+7+8+9) Units in Structure (Hispanic or Latino Householder) (SF3.HCT030H) Total Hispanic or Latino 9364 9371 8 N Zero-filled. SF3.HCT030H(1) 1, detached 9372 9379 8 N Zero-filled. SF3.HCT030H(2) 1, attached 9380 9387 8 N Zero-filled. SF3.HCT030H(3) 2 9388 9395 8 N Zero-filled. SF3.HCT030H(4) 3 or 4 9396 9403 8 N Zero-filled. SF3.HCT030H(5) 5 to 9 9404 9411 8 N Zero-filled. SF3.HCT030H(6) 10 to 19 9412 9419 8 N Zero-filled. SF3.HCT030H(7) 20 to 49 9420 9427 8 N Zero-filled. SF3.HCT030H(8) 50 or more 9428 9435 8 N Zero-filled. SF3.HCT030H(9) Mobile Home 9436 9443 8 N Zero-filled. SF3.HCT030H(10) Boat, RV, Van, etc. 9444 9451 8 N Zero-filled. SF3.HCT030H(11)

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label

Starting Ending Length Type* Comments, Values, Keys, Etc. 1 to 4 Subtotal 9452 9459 8 N Zero-filled.

Calculated: SF3.HCT030H(2+3+4+5+10+11) Multi-family – 5 or more 9460 9467 8 N Zero-filled.

Calculated: SF3.HCT030H(6+7+8+9) Units in Structure (White, not Hispanic or Latino Householder) (SF3.HCT030I) Total White, not Hispanic or Latino 9468 9475 8 N Zero-filled. SF3.HCT030I(1) 1, detached 9476 9483 8 N Zero-filled. SF3.HCT030I(2) 1, attached 9484 9491 8 N Zero-filled. SF3.HCT030I(3) 2 9492 9499 8 N Zero-filled. SF3.HCT030I(4) 3 or 4 9500 9507 8 N Zero-filled. SF3.HCT030I(5) 5 to 9 9508 9515 8 N Zero-filled. SF3.HCT030I(6) 10 to 19 9516 9523 8 N Zero-filled. SF3.HCT030I(7) 20 to 49 9524 9531 8 N Zero-filled. SF3.HCT030I(8) 50 or more 9532 9539 8 N Zero-filled. SF3.HCT030I(9) Mobile Home 9540 9547 8 N Zero-filled. SF3.HCT030I(10) Boat, RV, Van, etc. 9548 9555 8 N Zero-filled. SF3.HCT030I(11)

1 to 4 Subtotal 9556 9563 8 N Zero-filled. Calculated: SF3.HCT030I(2+3+4+5+10+11)

Multi-family – 5 or more 9564 9571 8 N Zero-filled. Calculated: SF3.HCT030I(6+7+8+9)

Income Indicator

9572

9572

1

N

Identifies not available, low, moderate, middle, and upper income area. Codes: 0 – Not Available: if tract median family income (MFI)= 0 1 – Low: if tract median family income < 50% of MSA/MD MFI 2 – Moderate: if tract median family income ≥ 50% and < 80% of MSA/MD MFI 3 – Middle: if tract median family income ≥ 80% and < 120% of MSA/MD MFI 4 – Upper: if tract median family income ≥ 120% of MSA/MD MFI

CRA Distressed or Underserved Middle Income Nonmetropolitan Tract Flags (Note: see “Source Information and Methodology” PDF at http://www.ffiec.gov/cra/examinations.htm for details on the calculation of these flags) Distressed Criterion - Poverty Rate Flag 9573 9573 1 AN Identifies whether or not the tract meets the

current year’s poverty rate distressed criterion. Possible values are: ‘X’ – meets criterion ‘ ’ (blank space) – does not meet criterion

Distressed Criterion - Unemployment Flag

9574 9574 1 AN Identifies whether or not the tract meets the current year’s unemployment distressed criterion. Possible values are: ‘X’ – meets criterion ‘ ’ (blank space) – does not meet criterion

Distressed Criterion - Population Flag 9575 9575 1 AN Identifies whether or not the tract meets the current year’s population distressed criterion Possible values are: ‘X’ – meets criterion ‘ ’ (blank space) – does not meet criterion

Underserved Criterion – Remote Rural (Low Density) Flag

9576 9576 1 AN Identifies whether or not the tract meets the current year’s remote rural (low density) underserved criterion. Possible values are:

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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Element Label Starting Ending Length Type* Comments, Values, Keys, Etc. ‘X’ – meets criterion ‘ ’ (blank space) – does not meet criterion

Carried from Previous Year – Distressed Flag

9577 9577 1 AN Identifies whether or not the tract met one or more of the three distressed criteria on the previous year’s file. Possible values are: ‘X’ – met at least one distressed criterion on previous year’s file ‘ ’ (blank space) – did not meet at least one distressed criterion on previous year’s file

Carried from Previous Year –Underserved Flag

9578 9578 1 AN Identifies whether or not the tract met the underserved criterion on the previous year’s file. Possible values are: ‘X’ – met underserved criterion on previous year’s file ‘ ’ (blank space) – did not meet underserved criterion on previous year’s file

Distressed or Underserved Tract Flag 9579 9579 1 AN A tract is considered a CRA distressed or underserved middle income nonmetropolitan tract if it met one or more of the current year's distressed or underserved criteria or it was carried from the previous year because it met one or more of the previous year's distressed or underserved criteria. Possible values are: ‘X’ – tract is considered a CRA Distressed or Underserved Middle Income Nonmetropolitan tract ‘ ’ (blank space) – tract is not considered a CRA Distressed or Underserved Middle Income Nonmetropolitan tract

Filler

9580

9602

23

AN

Filler

*AN – alphanumeric (character); N – numeric (zoned decimal) June 1, 2007

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APPENDIX FFIEC Census 2007 (last updated May 2007)

BACKGROUND: Each decade, the U. S. Census Bureau compiles geographic and demographic data. The Federal Reserve System takes a subset of the data and creates calculated fields where appropriate for HMDA/CRA, Fair Lending, and research use. The resulting FFIEC Census File is used in many areas of the Federal Reserve System and is also made available to the public. Data Extraction Data were obtained from Summary File 1 and Summary File 3 DVDs ordered from the U. S. Census Bureau with the corresponding technical documents. The American Fact Finder on the U. S. Census Bureau web site was used to verify both the extracted and calculated fields. Data for the Island Areas were obtained directly from The American Fact Finder on the U.S. Census Bureau web site. DEFINITIONS: Metropolitan Areas

Metropolitan Statistical Areas and Metropolitan Divisions first announced by the Office of Management and Budget on June 6, 2003 replaced previous Metropolitan Statistical Areas and Primary Metropolitan Statistical Areas. MSA/MD replaces the term MA for HMDA and CRA.

Refer to http://www.census.gov/population/www/estimates/metrodef.html and http://www.whitehouse.gov/omb/bulletins/index.html for the latest updates. Counties (and Statistically Equivalent Entities) Each county and statistically equivalent entity defined by the U. S. Census Bureau, is assigned a three-digit Federal Information Processing Standards (FIPS) code that is unique within state. These codes are assigned in alphabetical order of county or county equivalent within state, except for the independent cities, which are assigned codes following the county codes. The U. S. Census Bureau’s web site (www.census.gov Census Geography Reference Resources) has more information on counties.

Small Counties

With the 2000 Census, all counties are tracted. Small counties with no more than 30,000 inhabitants, for purposes of HMDA, are rolled up to the county level and assigned tract number 9999.99. Thus, in the FFIEC Census File, a small county with 12 census

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tracts will have 13 tracts with the small county’s MSA/MD-State-County combination: 12 census tracts and one small county tract number 9999.99. County Exceptions

Crawford County, MO – OMB lists Sullivan City, Crawford County, MO as part of the St. Louis, MO-IL MSA/MD (41180). The Bureau of Census Lists Crawford County, MO as unclassified. HMDA will continue to classify it as non-metro.

Broomfield County, CO Broomfield County, CO became a county with the 2004 FFIEC Census File. The Census Bureau will not provide demographics for Broomfield County until the next decennial census. Demographic approximations for Broomfield County were obtained from the 2000 Census demographics for Broomfield city and the 6 tracts that were entirely in Broomfield city when it became Broomfield County (Nov. 2001). All medians except for the HUD estimated median family income are calculated on this file for the 19 tracts in Broomfield County. For the tract listings of the affected counties: Adams, Boulder, Broomfield, Jefferson, and Weld, refer to http://www.census.gov/geo/www/tiger/ . Clifton Forge, VA Clifton Forge, VA was removed as a county-equivalent and included in Alleghany County as a town with the 2004 FFIEC Census File. Refer to http://www.census.gov/geo/www/tiger/ for Alleghany County tract listing.

Tracts

Census tracts are small, relatively permanent statistical subdivisions of a county or statistically equivalent entity. The primary purpose of census tracts is to provide a stable set of geographic units for the presentation of decennial census data. This is the first decennial census for which the entire United States is covered by census tracts. The 1990 census had some counties with census tracts and others with Block Numbering Areas (BNAs). For Census 2000, all BNAs were replaced with census tracts, which may or may not represent the same areas.

Census tracts are identified by a four-digit basic number and a two-digit numeric suffix; for example, 6059.02 and 7099.00. In the FFIEC Census File, the tract is six digits with an implied decimal point (e.g. 605902 and 709900).

The U. S. Census Bureau’s web site (www.census.gov) has more information on tracts. Special Tracts

The U. S. Census Bureau reserves the basic census tract numbers 9400.00 to 9499.00 for census tracts delineated within American Indian reservations and off-reservation trust lands that exist in multiple states or counties.

The census tract number 0000.00 identifies underwater tracts. These tracts have not been included on the FFIEC Census File.

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Flags All flags are one-character fields that give information about a tract.

Principal City Flag The 2000 standards from the Office of Management and Budget (OMB)

define metropolitan statistical areas, metropolitan divisions, and principal cities. A principal city is essentially the same as the former central city.

In each MSA/MD, the largest place and, in some cases, one or more additional places are designated as ‘‘principal cities’’ under the official standards. A few MSA/MDs do not have principal cities. The largest principal city and, in some cases, up to two additional principal cities, are included in the title of the MSA/MD; there also are principal cities that are not included in an MSA/MD title. The list of principal cities is provided by OMB. If any part of a tract on the FFIEC Census File is in a principal city, the entire tract is flagged as such. The Principal City Flag field has two possible values: ‘0’ indicates that it is not a principal city tract and ‘1’ indicates that it is a principal city tract.

Small County Flag

For HMDA purposes, the definition of a small county is a county with a total population less than or equal to 30,000. Note: for CRA purposes, the figure is 500,000. The Small County Flag is calculated on the total population of the county in which a tract lies. The Small County Flag has three possible values: ‘T’ indicates a tracted county (non-small county); ‘S’ indicates a small county; and ‘I’ indicates an Island Area.

Split Tract Flag

The 2007 FFIEC Census File does not contain any split tracts; therefore, this flag will always be ‘N’.

Demographic Data Flag

The Demographic Data Flag indicates the presence of demographic data. An “X” in this field indicates that persons/population and/or the tract median family income data are zero or suppressed by the U. S. Census Bureau for reasons of confidentiality. A “D” in this field indicates that the persons/population and the tract median family income are both non-zero. An “I” in this field indicates an Island Area.

Urban/Rural Flag

Census defines Urban ‘U’/Rural ‘R’ for blocks not for tracts. A third designation of Mixed ‘M’ defines a tract containing blocks that are both urban and rural. If a tract contains blocks that are all Urban or all Rural, it is flagged as ‘U’ or ‘R’, respectively. An “I” in this field indicates an Island Area.

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Distressed or Underserved Middle Income Nonmetropolitan Tract Flags Starting in 2006, the FFIEC Census file carries seven flags relating to

CRA Distressed or Underserved Criteria: o Distressed Criterion - Poverty Rate Flag o Distressed Criterion - Unemployment Flag o Distressed Criterion - Population Flag o Underserved Criterion – Remote Rural (Low Density) Flag o Carried from Previous Year - Distressed Flag o Carried from Previous Year - Underserved Flag o Distressed or Underserved Tract Flag

Possible values for these flags are: ‘X’ – meets criterion and ‘ ’ (blank space) – does not meet criterion. The “Carried from Previous Year - Distressed” flag indicates whether or not the tract met one or more of the three distressed criteria on the previous year’s file. The “Carried from Previous Year - Underserved” flag indicates whether or not the tract met the underserved criterion on the previous year’s file. The “Distressed or Underserved Tract Flag” indicates whether or not the tract is considered a CRA Distressed or Underserved Middle Income Nonmetropolitan Tract. It is flagged with an ‘X’ if any of the other six flags are flagged with an ‘X’. For details on the calculation of the three distressed criteria (Poverty, Population, and Unemployment) and the one underserved criteria (Remote Rural (Low Density)) see the “Source Information and Methodology” PDF at http://www.ffiec.gov/cra/examinations.htm.

Medians FFIEC-calculated Median Family Income and Median Household Income figures (for both MSA/MD and tract level1) differ slightly (less than .2% on average) from the figures published by U.S. Census Bureau for the 2000 census. Because of the switch to MSA/MD in the 2004 FFIEC Census File, values for U.S. MSA/MD Median Family Income and U.S. MSA/MD Median Household Income will be calculated for every MSA/MD because the data is not available from census. The medians for Island Areas are taken directly from The American Fact Finder on the U.S. Census Bureau web site. Calculation of Medians Two methods are used to calculate medians in the FFIEC Census File: Pareto interpolation and linear interpolation. Pareto interpolation is used to calculate income medians (median family incomes and median household incomes). Linear interpolation is used for all other types of medians such as median housing age and median person age. The U. S. Census Bureau’s web site (www.census.gov) has more information on interpolation.

1 Demographic approximations for Broomfield County, CO were obtained from the 2000 Census demographics for Broomfield city. Therefore, the FFIEC calculated the tract level medians for these tracts in Broomfield and other affected counties.

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Income Level Indicator Income level indicator identifies each census tract as not available, low, moderate, middle or upper. It is determined from the tract median family income as a percentage of the MSA/MD median family income (tract median family income / MSA/MD median family income). The codes are: 0 -- Not Available: if tract median family income = 0 1 -- Low: if tract median family income is > 0% and < 50% of the MSA/MD median family income 2 -- Moderate: if tract median family income is >= 50% and < 80% of the MSA/MD median family income 3 -- Middle: if tract median family income is >= 80% and < 120% of the MSA/MD median family income 4 -- Upper: if tract median family income is >= 120% of the MSA/MD median family income Puerto Rico/Island Areas

Puerto Rico and the United States had identical surveys for Census 2000. Therefore, all data including minority population are available for Puerto Rico. The Island Areas had different surveys. The 2007 FFIEC Census File includes selected demographics for population and housing items.

1-4 Unit Subtotal

The “1-4 unit subtotal” field is derived by adding up all single attached units, single detached units, 2 units, 3 or 4 units, mobile homes, and Boats, RV, vans, etc. Census defines mobile homes, boats, RVs and vans as living quarters occupied as housing units if they are considered a person's permanent residence, and are not used exclusively for recreation.

Numeric Field Width on FFIEC Census File Eight-character field width is the standard for most numerical values in the FFIEC Census File. This is justified since the largest number represented is approximately 33 million, the population of California.

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