cash flow small business

8/22/2019 Cash Flow Small Business

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Cash Flow with Optional Line of Credit

You can customize this template by filling in a simple form, without editing a spreadsheet.This is a small and simplified working sample of the cash flow template.

A customizabletemplate is a flexible model that you can adapt to your situation by filling in a simple form, without editing

a spreadsheet or its formulas. For example, you can specify time range and time grain; number and names of items in adimension (such as your products and product families); and include or exclude major features. The resulting spreadsheetmatches your needs better than any standard template.Get a customized version of this template on our website.

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Description of the Cash Flow with Optional Line of Credit

This cash flow model should be utilized as a planning tool for the management of cash flows, and to allow a business

owner or manager to know in advance when there will be a cash shortfall or excess cash. It includes an analysis of line ofcredit and borrowing base under an asset-based borrowing agreement.

The model includes these features. Not all features are included in the Standard version.

A cash flow worksheet with starting and ending cash and sources and uses of cash for each time period

A line of credit worksheet that displays

the weekly borrowing asset base composed of accounts receivable and inventory, with adjustment factors

starting end ending loan balances, including new loan funds and funds applied to loans

Line of credit worksheet is not included in the Basic version of the model

Two Excel databases for hourly and salaried employee data. The model extracts from these databasessummaries of cash disbursements for employee expenses, based on payroll schedules.

Accounts receivable data

You can custom-specify many receivables accounts

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Cash Flow with Optional Line of Credit

Optional Excel database for accounts receivable by invoice number and customer, with estimates of

future receipts and new sales

A receivables aging report

Accounts payable data You can custom-specify many payables accounts

Optional Excel database for accounts payable by invoice number and vendor with estimates of future

payments

A payables aging report

Optional checking account float, to estimate the extra cash available from cash float.

Database with checking account data provides basis for computation of cash float.

Optional comparison of actual cash flow with planned cash flow and variance reporting

Optional segmentation of cash flow into business segments. Includes summary cash flow and optional

separate cash flow worksheet for each segment.

Time grain can be weeks, months, quarters or years

Excel graphs of key variables

If this Spreadsheet Solution lacks some of the features you need

We offer custom development services to add features you want to our spreadsheet solutions, and to build new solutionsfrom scratch. For more information about our consulting services, see:

http://www.modelsheetsoft.com/consulting-business-analysis.aspxTo discuss your specific needs, please contact us at:

[email protected].

Acknowledgements

The original version of this cash flow model was designed by Marilyn Magett of CRS Financial Management Solutions, Inc.Marilyn is a CFO for businesses in transition and distress. She serves her clients as a Consulting, Interim, or TurnaroundCFO.Please visit her website at www.crsfinmgmt.comor contact her at [email protected].

This Excel workbook was generated by ModelSheet on August 25, 2010, except for this worksheet of comments.

Copyright 2009, 2010 ModelSheet Software, LLC

ModelSheet and the ModelSheet logo are registered trademarks of ModelSheet Software, LLC.

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($140,000)

($120,000)

($100,000)

($80,000)

($60,000)

($40,000)

($20,000)

$0 Ending Cash

$0$0$0$0$0$1$1$1$1

$1$1

Receipts

Total Receipts Trade Receipts Retained


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$0

$5,000

$10,000

$15,000

$20,000

$25,000

$30,000

$35,000

$40,000

$45,000 Disbursements

Employees Total Disbursements

$0$0$0$0$0$1$1$1$1$1$1 Loan Balance and Borrowing Base

Borrowing Base End Borrowing Base - Accts Rec Borrowing Base - Inventory Borrowing Base - Unused Loa


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DEF Corp.

GHI Inc.

XYZ Enterprises

Receipts from Trade Accounts

DIP Financing

Other

Receipts from Non-Trade Accounts


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Rent

Other

Disbursements by Account with no invoice info


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Company Name ABC, Inc.

nitial Cash Domestic $0.00

In ternat ional $0.00

Receipts

Disbursements

Labor

Disbursements (no invoice info)

Bank Cash Float

Bank Float Init

Actual Cash Flow

nitial Design by Corporate Restructuring Solutions, Inc.

Built and Extended by ModelSheet Software, LLC.

Assets and Borrowing Base

Loans and Lines of Credit

Formulas in shaded cells are starting suggestions. You can overwrite them.

Cash Flow Projection with Line of Credit

ABC, Inc.

nputs

Shaded cells are input cells. You can enter data in them.


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WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Time Period 1 2 3 4 4

Starting Cash Balance $0.00 ($12,881.25) ($54,438.94) ($80,201.44) $0.00

Receipts

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Cash Trade Receipts $0.00 $0.00 $0.00 $0.00 $0.00

Excess Returned to Borrower $0.00 $0.00 $0.00 $0.00 $0.00

Receipts from Line of Credit $0.00 $0.00 $0.00 $0.00 $0.00

Non-Trade Receipts $0.00 $0.00 $0.00 $0.00 $0.00

Total Receipts $0.00 $0.00 $0.00 $0.00 $0.00

Disbursements

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Employees

Hourly Payrol l $10,305.00 $0.00 $20,610.00 $0.00 $30,915.00

Salaried Payroll $0.00 $33,246.15 $0.00 $33,246.15 $66,492.31

Payroll Taxes $1,545.75 $4,986.92 $3,091.50 $4,986.92 $14,611.10

Benef i ts $1,030.50 $3,324.62 $2,061.00 $3,324.62 $9,740.73

Travel & Entertain $0.00 $0.00 $0.00 $0.00 $0.00

Total $12,881.25 $41,557.69 $25,762.50 $41,557.69 $121,759.13

Disbursements (no invoice info) $0.00 $0.00 $0.00 $0.00 $0.00

Total Disbursements $12,881.25 $41,557.69 $25,762.50 $41,557.69 $121,759.13

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Cash Source / (Use) ($12,881.25) ($41,557.69) ($25,762.50) ($41,557.69) ($41,557.69)


ABC, Inc.Cash Flow


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Ending Cash ($12,881.25) ($54,438.94) ($80,201.44) ($121,759.13) ($121,759.13)

Bank Float


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WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total


Starting Cash Balance

Domestic $0.00 ($6,168.75) ($22,726.44) ($35,063.94) $0.00

In ternational $0.00 ($6,712.50) ($31,712.50) ($45,137.50) $0.00

Total $0.00 ($12,881.25) ($54,438.94) ($80,201.44) $0.00

Receipts

Disbursements

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Cash Source / (Use)

Domest ic ($6,168.75) ($16,557.69) ($12,337.50) ($16,557.69) ($16,557.69)

International ($6,712.50) ($25,000.00) ($13,425.00) ($25,000.00) ($25,000.00)

Total ($12,881.25) ($41,557.69) ($25,762.50) ($41,557.69) ($41,557.69)

Ending Cash

Domest ic ($6,168.75) ($22,726.44) ($35,063.94) ($51,621.63) ($51,621.63)

International ($6,712.50) ($31,712.50) ($45,137.50) ($70,137.50) ($70,137.50)

Total ($12,881.25) ($54,438.94) ($80,201.44) ($121,759.13) ($121,759.13)

Bank Float


ABC, Inc.

CF All Segments


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WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total



Receipts

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total


Trade Receipt Accts $0.00 $0.00 $0.00 $0.00 $0.00




Total Receipts $0.00 $0.00 $0.00 $0.00 $0.00

Disbursements

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Employees

Hourly Payrol l $4,935.00 $0.00 $9,870.00 $0.00 $14,805.00


Payroll Taxes $740.25 $1,986.92 $1,480.50 $1,986.92 $6,194.60

Benefits $493.50 $1,324.62 $987.00 $1,324.62 $4,129.73


Total $6,168.75 $16,557.69 $12,337.50 $16,557.69 $51,621.63



WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total


ABC, Inc.

CF Segment 1

Domestic


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Cash Source / (Use) ($6,168.75) ($16,557.69) ($12,337.50) ($16,557.69) ($16,557.69)

Ending Cash ($6,168.75) ($22,726.44) ($35,063.94) ($51,621.63) ($51,621.63)

Bank Float


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WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total



Receipts

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total


Trade Receipt Accts $0.00 $0.00 $0.00 $0.00 $0.00




Total Receipts $0.00 $0.00 $0.00 $0.00 $0.00

Disbursements

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total

Employees

Hourly Payrol l $5,370.00 $0.00 $10,740.00 $0.00 $16,110.00


Payroll Taxes $805.50 $3,000.00 $1,611.00 $3,000.00 $8,416.50

Benefits $537.00 $2,000.00 $1,074.00 $2,000.00 $5,611.00


Total $6,712.50 $25,000.00 $13,425.00 $25,000.00 $70,137.50



WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011 Total


ABC, Inc.

CF Segment 2

nternational


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Cash Source / (Use) ($6,712.50) ($25,000.00) ($13,425.00) ($25,000.00) ($25,000.00)

Ending Cash ($6,712.50) ($31,712.50) ($45,137.50) ($70,137.50) ($70,137.50)

Bank Float


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ctual Cash Flow

Cash Flow Projection with Line of CreditABC, Inc.Cash Flow Act v Plan

ariance of Cash Flow


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Cap on Line of Credit $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Borrowing Base (Start) $351,000.00 $0.00 $0.00 $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Accts Rec Start $0.00 $0.00 $0.00 $0.00

New Sales $0.00 $0.00 $0.00 $0.00

Accts Rec End $0.00 $0.00 $0.00 $0.00

Less Ineligible AR $0.00 $0.00 $0.00 $0.00

Accts Rec Eligible $0.00 $0.00 $0.00 $0.00

Borrowing Base - Accts Rec $0.00 $0.00 $0.00 $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Eligible Inventory

Finished Goods $0.00 $0.00 $0.00 $0.00

Less Obsolete Goods $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Borrowing Base - Inventory $0.00 $0.00 $0.00 $0.00

nventory Cap $0.00 $0.00 $0.00 $0.00

Borrowing Base on Inventory - Unused $0.00 $0.00 $0.00 $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Borrowing Base (End) $0.00 $0.00 $0.00 $0.00

Loan Report

Loan Balance (Start) $0.00 $0.00 $0.00 $0.00

New Funds Advanced $0.00 $0.00 $0.00 $0.00

Funds Applied to Loan $0.00 $0.00 $0.00 $0.00

Subtotal $0.00 $0.00 $0.00 $0.00

Excess Returned to Borrower $0.00 $0.00 $0.00 $0.00

Loan Balance (End) $0.00 $0.00 $0.00 $0.00

Borrowing Base - Receivables

Borrowing Base - Inventory

Cash Flow Projection with Line of CreditABC, Inc.Line of Credit

Line of Credit


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Borrowing Base Unused $0.00 $0.00 $0.00 $0.00

Line of Credit Status


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Cap on Line of Credit

Domest ic $0.00

In ternational $0.00

Total $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Borrowing Base (Start)

Domest ic $175,500.00 $0.00 $0.00 $0.00

In ternational $175,500.00 $0.00 $0.00 $0.00

Total $351,000.00 $0.00 $0.00 $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Borrowing Base (End)

Domest ic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Loan Report

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Loan Balance (Start)

Domest ic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

New Funds Advanced

Domest ic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Borrowing Base - Receivables

Borrowing Base - Inventory


ABC, Inc.

LoC All Segments

Line of Credit


19/39

Funds Applied to Loan

Domestic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Subtotal

Domestic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Excess Returned to Borrower

Domestic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Loan Balance (End)

Domestic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011Borrowing Base Unused

Domestic $0.00 $0.00 $0.00 $0.00

In ternational $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00


Domestic

International

Total


20/39


WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011


Accts Rec Start $0.00 $0.00 $0.00 $0.00

New Sales $0.00 $0.00 $0.00 $0.00

Accts Rec End $0.00 $0.00 $0.00 $0.00




Eligible Inventory

Finished Goods $0.00 $0.00 $0.00 $0.00


Total $0.00 $0.00 $0.00 $0.00


nventory Cap $0.00 $0.00 $0.00 $0.00



Loan Report



Funds Applied to Loan $0.00 $0.00 $0.00 $0.00Subtotal $0.00 $0.00 $0.00 $0.00


Loan Balance (End) $0.00 $0.00 $0.00 $0.00



Line of Credit


ABC, Inc.

LoC Segment 1

Domestic


21/39


WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011


Accts Rec Start $0.00 $0.00 $0.00 $0.00

New Sales $0.00 $0.00 $0.00 $0.00

Accts Rec End $0.00 $0.00 $0.00 $0.00




Eligible Inventory

Finished Goods $0.00 $0.00 $0.00 $0.00


Total $0.00 $0.00 $0.00 $0.00


nventory Cap $0.00 $0.00 $0.00 $0.00



Loan Report



Funds Applied to Loan $0.00 $0.00 $0.00 $0.00Subtotal $0.00 $0.00 $0.00 $0.00


Loan Balance (End) $0.00 $0.00 $0.00 $0.00



Line of Credit


ABC, Inc.

LoC Segment 2

nternational


22/39

WE 1/8/2011 WE 1/15/2011 WE 1/22/2011 WE 1/29/2011

Disbursements (no invoice info)

Rent

Domestic $0.00 $0.00 $0.00 $0.00

International $0.00 $0.00 $0.00 $0.00

To tal $0.00 $0.00 $0.00 $0.00

Other

Domestic $0.00 $0.00 $0.00 $0.00

International $0.00 $0.00 $0.00 $0.00To tal $0.00 $0.00 $0.00 $0.00

Total $0.00 $0.00 $0.00 $0.00

Domestic $0.00 $0.00 $0.00 $0.00

International $0.00 $0.00 $0.00 $0.00

To tal $0.00 $0.00 $0.00 $0.00

Cash Flow Projection with Line of CreditABC, Inc.

Accounts

ndividual Accounts

Trade Receipts by Account

Non-Trade Receipts

Disbursements by Account

Tracked without Invoice Information


23/39

Variable Display As Dimension Index

Accts_Rec_Eligible Accts Rec Eligible Segments

Accts_Rec_End Accts Rec End Segments

Accts_Rec_Ineligible_neg Less Ineligible AR Segments

Accts_Rec_Ineligible_neg_In Less Ineligible AR Segments

Accts_Rec_Init Initial Accts Rec

Accts_Rec_Start Accts Rec Start Segments

Asset_Based_Borrowing_Active Asset Based Borrowing Active Segments

Bank_Float Bank Float Segments

Bank_Float_Act Bank Float

Bank_Float_Init Bank Float Init

Bank_Float_Var Bank Float Segments

Borrowing_Base_AcctsRec Borrowing Base - Accts Rec Segments

Borrowing_Base_AcctsRec_plt Borrowing Base - Accts Rec Segments

Borrowing_Base_End Borrowing Base (End) Segments

Borrowing_Base_End_plt Borrowing Base (End) Segments

Borrowing_Base_Initial Initial Borrowing Base

Borrowing_Base_Inventory Borrowing Base - Inventory Segments

Borrowing_Base_Inventory_plt Borrowing Base - Inventory Segments

Borrowing_Base_Inventory_Unused Borrowing Base on Inventory - Unused Segments

Borrowing_Base_Start Borrowing Base (Start) Segments

Borrowing_Base_Unused Borrowing Base Unused Segments

Borrowing_Base_Unused_plt Borrowing Base Unused Segments

Cash_Beginning_Var Beginning Cash Balance Segments

Cash_Ending Ending Cash Segments

Cash_Ending_Act Ending Cash Segments

Cash_Ending_plt Ending Cash Segments

Cash Ending Var Ending Cash Segments

Cash Flow Projection with Line of CreditABC, Inc.Formulas


24/39

Disburse_Employee.Travel_and_Entertain, Segments

Disburse_Employees_Act Employees

Disburse_Employees_plt Employees Disburse_Employee, Segments

Disburse_Employees_Var Employees Segments

Disburse_Other Disbursements (no invoice info)

Disburse_Other_Act Other Disbursements

Disburse_Other_dim_plt Disburse Accts no invoice info Disburse_Other

Disburse_Other_tsum_plt Disbursements (no invoice info) Disburse_Other

Disburse_Other_Var Other Disbursements Segments

Disbursements Total Disbursements Segments

Disbursements_Act Total Disbursements Segments

Disbursements_plt Total Disbursements Segments

Disbursements_Var Total Disbursements Segments

Hourly_Benefits_pct Benefits %

Hourly_Payroll_Tax_pct Payroll Tax %

Inventory_Cap Inventory Cap Segments

Inventory_Cap_In Inventory Cap Segments

Inventory_Eligible Eligible Inventory Inventory, Segments

Inventory_Eligible_In Eligible Inventory Inventory.Less_Obsolete_Goods, Segments

Inventory.Finished_Goods, Segments

Line_of_Credit_Cap Cap on Line of Credit Segments

Line_of_Credit_Status Line of Credit Status Segments

Loan_Balance_End Loan Balance (End) Segments

Loan_Balance_End_plt Loan Balance (End) Segments

Loan_Balance_Init Initial Loan Balance Segments

Loan_Balance_Start Loan Balance (Start) Segments

Loan_Balance_Subtotal Subtotal Segments

Loan_Funds_Applied Funds Applied to Loan Segments

Loan_New_Funds New Funds Advanced

L t A t R L % A t R


25/39

Receipts_NonTrade_Act Non-Trade Receipts

Receipts_NonTrade_dim_plt Non-Trade Receipts Receipts_Non_Trade

Receipts_NonTrade_tsum_plt Non-Trade Receipt Accts Receipts_Non_Trade

Receipts_NonTrade_Var Non-Trade Receipts Segments

Receipts_Total Total Receipts Segments

Receipts_Total_Act Total Receipts Segments

Receipts_Total_plt Total Receipts Segments

Receipts_Total_Var Total Receipts Segments

Receipts_Trade_Act Trade Receipts

Receipts_Trade_dim_plt Trade Receipts Receipts_Trade

Receipts_Trade_In Trade Receipt Accts

Receipts_Trade_Keep Cash Trade Receipts Segments

Receipts_Trade_Keep_Act Trade Receipts

Receipts_Trade_Keep_plt Trade Receipts Segments

Receipts_Trade_Keep_Var Trade Receipts Segments

Receipts_Trade_tsum_plt Receipts_Trade_tsum_plt Receipts_Trade

Salaried_Benefits_pct Benefits %

Salaried_Payroll_Tax_pct Payroll Tax %

Time_Period Time Period Global

Travel_Entertainment Travel & Entertainment Segments


26/39

Model Start 1/2/2011

Variable Display Label Comment

Accts_Rec_Eligible Accts Rec Eligible Accounts Receiva

period. This amou

Accts_Rec_End Accts Rec End Accounts receiva

receivables

Accts_Rec_Ineligible_neg Less Ineligible AR Accounts receiva

each time period

Accts_Rec_Ineligible_neg_In Less Ineligible AR Accounts receiva

each time period.

reductions on wor

Accts_Rec_Init Initial Accts Rec Accounts receiva

Accts_Rec_Start Accts Rec Start Accounts receiva

Asset_Based_Borrowing_Active Asset Based Borrowing Active Indicator of active

or False.

Bank_Float Bank Float The cash float tha

difference betweeBank_Float_Act Bank Float Actual cash float t

compared with pla

Bank_Float_Init Bank Float Init Cash float in the b

Bank_Float_Var Bank Float Actual - Planned c

Borrowing_Base_AcctsRec Borrowing Base - Accts Rec The contribution o

of AR but excludin

this model, the us

the eligibility criter

Borrowing_Base_AcctsRec_plt Borrowing Base - Accts Rec The contribution o

receivables, and d

only to support gr

Borrowing_Base_End Borrowing Base (End) Borrowing base a

The maximum am

loan cap and the

in the LoC agreem

receivable and a p

Borrowing_Base_End_plt Borrowing Base (End) Borrowing base a

Borrowing_Base_Initial Initial Borrowing Base The Borrowing Ba

Borrowing_Base_Inventory Borrowing Base - Inventory The contribution o

(non-obsolete) inv

eligible inventory

fraction of eligible

the inventory part

Borrowing_Base_Inventory_plt Borrowing Base - Inventory The contribution o

decreasing the el

graphs.


ABC, Inc.

Labels


27/39

Borrowing_Base_Inventory_Unused Borrowing Base on Inventory - Unused The amount by w

be used in the bo

inventory can be

Inventory_Loan_

Borrowing_Base_Start Borrowing Base (Start) Borrowing base a

Borrowing_Base_Unused Borrowing Base Unused Amount by which

of each time perio

Borrowing_Base_Unused_plt Borrowing Base Unused Amount by which

of each time perio

Cash_Beginning_Var Beginning Cash Balance Variance actual lCash_Ending Ending Cash Cash balance at

Cash_Ending_Act Ending Cash Actual cash balan

balance.

Cash_Ending_plt Ending Cash Cash balance at

Cash_Ending_Var Ending Cash Variance actual l

Cash_Ending_w_Float Ending Cash w Float Cash ending, inc

Cash_Ending_w_Float_Act Ending Cash w Float Actual cash endin

Cash_Ending_w_Float_Var Ending Cash w Float Actual - Planned

Cash_Initial Initial Cash Initial cash balan

Cash_Initial_Act Actual Initial Cash Actual initial cash

cash.

Cash_SourceUse_Net Cash Source / (Use) Net cash flow (so

Cash_SourceUse_Net_Act Cash Source / (Use) Actual net cash fcash flow.

Cash_SourceUse_Net_Var Cash Source / (Use) Variance actual l

Cash_Start Starting Cash Balance Cash balance at

Cash_Start_Act Starting Cash Balance Actual cash balan

balance at the sta

Checks_Cleared Checks Cleared in Period Cleared value of

Checks_Cleared_Neg Less Checks Cleared Cleared value of

in computation of

Checks_Issued Checks Issued in Period Face value of che

a check: for exam

Company_Name Company Name Name of the com

Disburse_DB_dim_plt Disburse Accts w invoice info Names of disburs

Disburse_Employees Employees Cash disbursemeexpenses

Disburse_Employees_Act Employees Actual cash disbu

related expenses

expense.

Disburse_Employees_plt Employees Cash disburseme

expenses. Used

Disburse_Employees_Var Employees Actual - Planned

Disburse_Other Disbursements (no invoice info) Cash flow from o

employment and

Disburse_Other_Act Other Disbursements Actual cash flow

planned cash flow

Disburse_Other_dim_plt Disburse Accts no invoice info Names of disburs

Disburse_Other_tsum_plt Disbursements (no invoice info) Cash flow from d

graphs.

Disburse_Other_Var Other Disbursements Actual - Planned

Disbursements Total Disbursements Cash outflow from


28/39

Disbursements_Act Total Disbursements Actual cash outflo

cash outflow from

Disbursements_plt Total Disbursements Cash outflow from

Disbursements_Var Total Disbursements Variance actual l

Hourly_Benefits_pct Benefits % Cash cost of ben

period

Hourly_Payroll_Tax_pct Payroll Tax % Cash cost of pay

Inventory_Cap Inventory Cap Inventory cap is t

base

Inventory_Cap_In Inventory Cap Inventory cap is tbase

Inventory_Eligible Eligible Inventory The amount of in

Obtained by subt

Inventory_Eligible_In Eligible Inventory The amount of in

Obtained by subt

expressed as neg

Line_of_Credit_Cap Cap on Line of Credit The maximum am

borrowing base

Line_of_Credit_Status Line of Credit Status If stated loan bala

effect appears; e

Loan_Balance_End Loan Balance (End) Total of loans out

Loan_Balance_End_plt Loan Balance (End) Total of loans out

Loan_Balance_Init Initial Loan Balance Total of loans out

Loan_Balance_Start Loan Balance (Start) Total of loans out

Loan_Balance_Subtotal Subtotal Loan balance bef

Loan_Funds_Applied Funds Applied to Loan Amount of funds

Loan_New_Funds New Funds Advanced Funds obtained b

Loan_pct_Accts_Rec Loan % Accts Rec Percentage of eli

time period

Loan_pct_Inventory Loan % Inventory The percentage o

that that eligible i

New_Sales New Sales Estimate of new s

New_Sales_In New Sales Estimate of new s

Payables_by_Age Accounts Payable Accounts payabl

table "Accts Pay"Payables_by_Age_Final Final Payables Accounts payable

segmented by ag

Payables_by_Age_Init Initial Payables Accounts payable

model),segmente

Payable").

Payroll_Accrual Cum Accrued Employee Comp The payroll paya

not in that time pe

The data comes f

initial amount com

Limitations:

1) Current emplo2) The current im

pay for a partial p


29/39

Payroll_Accrual_Cum Cum Accrued Employee Comp The payroll paya

not yet paid at the

Payroll_Accrual_Init Initial Accrued Pay Accrued but unpa

values as the firs

schedule. The us

Payroll_Schedule_Parameters Payroll Schedule Parameters that

of the model), an

Periods_per_Year Periods_per_Year This variable is in

region. You can i

Receipts_Excess_to_Borrower Excess Returned to Borrower Collections that a

loan balances, he

Receipts_LoC Receipts from Line of Credit Cash receipts fro

values come from

'Receipts_LoC_I

Receipts_NonTrade Non-Trade Receipts Cash receipts fro

enabled, these re

receivables go di

in-possession fin

Receipts_NonTrade_Act Non-Trade Receipts Actual cash rece

compared with pl

Receipts_NonTrade_dim_plt Non-Trade Receipts Names of non-tra

Receipts_NonTrade_tsum_plt Non-Trade Receipt Accts Cash receipts fro

trade account, an

Receipts_NonTrade_Var Non-Trade Receipts Actual - PlannedReceipts_Total Total Receipts Cash receipts fro

1) trade receipts

2) trade receipts

3) receipts from l

4) other receipts

Does not include

Receipts_Total_Act Total Receipts Actual cash rece

cash receipts.

Receipts_Total_plt Total Receipts Cash receipts fro

Receipts_Total_Var Total Receipts Actual - Planned

Receipts_Trade_Act Trade Receipts Actual trade rece

Receipts_Trade_dim_plt Trade Receipts Names of trade rReceipts_Trade_In Trade Receipt Accts Trade Receipts th

Receipts_Trade_Keep Cash Trade Receipts Collections from

collections if it ha

lender gets recei

the account "Exc

Receipts_Trade_Keep_Act Trade Receipts Actual collections

planned collectio

Receipts_Trade_Keep_plt Trade Receipts Collections from

Receipts_Trade_Keep_Var Trade Receipts Actual - Planned

Receipts_Trade_tsum_plt Receipts_Trade_tsum_plt Total cash receip

over time. Used i

Salaried_Benefits_pct Benefits % Cash cost of ben

salaried employe

Salaried_Payroll_Tax_pct Payroll Tax % Cash cost of pay

Time_Period Time Period Time expressed

(from the start of


30/39

Travel_Entertainment Travel & Entertainment Travel and entert

Dimension (item) Display Item As Total As Level As Comment

Disburse_DB Disburse DB Disburse_DB A list of the accou

all accounts paya

If feature AP_DB

dimension will be

the analysis.

Disburse_Employee Disburse Employee Total Disburse_Employee Types of cash dis

Hourly_Payroll Hourly Payro ll Disburse_Employee

Salaried_Payroll Salaried Payrol l

Payroll_Taxes Payrol l Taxes

Benefits Benefi ts

Travel_and_Entertain Travel & Entertain

Disburse_Other Disburse_Other Total Disbursements A list of the paya

database on she

customization for

Rent Rent Disbursements

Other Other

Inventory Inventory Total Inventory A list of two categ

Finished_Goods Fin ished Goods Inventory

Less_Obsolete_Goods Less Obsolete Goods

Payroll_Schedule Payroll Schedule Total Payroll_Schedule Parameters of pa

first payroll and ti

Hourly_1st_Pay Hourly 1s t Pay Payrol l Tim ing

Salaried_1st_Pay Salaried 1st Pay

Hourly_Pay_Freq Hourly Pay Freq

Salaried_Pay_Freq Salaried Pay Freq

Receipts_Non_Trade Receipts Non-Trade Total Receipts_Non-Trade A list of non-tradeon sheet 'Inputs'

DIP_Financing DIP Financ ing Non_Trade AR

Other Other

Receipts_Trade Receipts Trade Total Trade Accts A list of the accou

include all accou

* If feature AR_D

dimension will be

the analysis.

* If Receipts_Tra

appear in variable

DEF_CorpDEF Corp. Trade Acct 1

GHI_Inc GHI Inc.

XYZ_Enterprises XYZ Enterprises


31/39

Segments Segments Total Segments

Domestic Domestic Segment

International International


32/39

Employee

First Name

Employee

Last Name

Employee

IDHourly Rate

Std Hours per

PeriodStart Date End Date

Peter Staudt 1001H $10.00 30.00 12/9/1990 12/9/2090

Maynard E. Chau 1002H $12.00 25.00 8/18/2011 8/19/2111

Cornelius M. Peterman 1003H $11.00 40.00 1/29/2004 1/30/2104

Santos Linthicum 1004H $9.50 40.00 4/30/1996 4/30/2096Freddie Haden 1005H $13.00 35.00 12/24/1998 12/24/2098

John Ashe 1006H $14.00 40.00 1/12/1991 1/12/2091

Philip Gamblin 1007H $14.00 40.00 3/7/1993 3/7/2093

Rene L. Callender 1008H $15.00 40.00 6/26/1996 6/26/2096

Brandon Tuma 1009H $21.00 20.00 11/18/2010 11/19/2110

Antonio Blackwood 1010H $25.00 30.00 1/23/1992 9/16/2011

Walter Evans 1011H $35.00 40.00 4/10/1998 4/10/2098

Sharan Barboza 1014H $30.00 40.00 9/20/1996 9/20/2096

Bob Lush 1015H $34.00 40.00 1/2/1994 1/2/2094

Allen Berman 1019H $30.00 40.00 9/2/2010 9/3/2110

Peter Demaree 1020H $18.00 40.00 7/1/2011 7/2/2111

Danille Aarons 1022H $17.00 40.00 12/22/1990 12/22/2090


33/39

SegmentsHourly Period

Earnings

Domestic $300.00

International $300.00

Domestic $440.00

International $380.00Domestic $455.00


Domestic $560.00


Domestic $420.00


Domestic $1,400.00

International $1,200.00

Domestic $1,360.00

International $1,200.00

Domestic $720.00



34/39

Employee

First Name

Employee

Last Name

Employee

IDAnnual Salary

Donald Bergen 1001S $35,000.00

Amber Bourgeois 1002S $120,000.00

Robert Browne 1003S $56,400.00

Albert McConnell 1004S $80,000.00

Irene Ruggles 1005S $60,000.00Daniel Rainwater 1006S $95,000.00

Michael Valentin 1007S $35,000.00

Christina Mcelhaney 1008S $150,000.00

Hilda Joy 1009S $50,000.00

Candace Boutte 1010S $80,000.00

Juana Bond 1011S $48,000.00

Jacqueline Brummett 1012S $75,000.00

George Baugher 1013S $60,000.00

gfdf


35/39

End Date Segments

2/18/2107 Domestic

2/28/2090 International

9/14/2090 Domestic


5/18/2107 Domestic5/15/2108 International

8/25/2011 Domestic


12/24/2090 Domestic


7/25/2102 Domestic


7/27/2103 Domestic


36/39

Check Number Check Date Check Amount Date Cleared Cleared Amount Segment

10001 12/3/2010 11,163.48$ 11/28/2010 11,163.48$ Domestic

10002 12/3/2010 4,337.26$ 12/3/2010 4,337.26$ Domestic

10003 12/4/2010 3,675.20$ 12/12/2010 3,675.20$ Domestic

10004 12/5/2010 5,754.27$ 12/13/2010 5,754.27$ Domestic

10005 12/5/2010 10,027.95$ 12/7/2010 10,027.95$ Domestic

10006 12/5/2010 1,316.81$ 12/8/2010 1,316.81$ Domestic

10007 12/5/2010 2,743.07$ 12/8/2010 2,743.07$ Domestic

10008 12/6/2010 3,277.32$ 12/5/2010 3,277.32$ Domestic

10009 12/7/2010 9,491.62$ 12/4/2010 9,491.62$ Domestic

10010 12/7/2010 11,150.35$ 12/3/2010 11,150.35$ Domestic10011 12/7/2010 4,390.65$ 1/29/2011 4,390.65$ Domestic

10012 12/7/2010 10,291.36$ 12/6/2010 10,291.36$ Domestic

10013 12/7/2010 11,503.13$ 12/6/2010 11,503.13$ Domestic

10014 12/8/2010 10,862.40$ 12/4/2010 10,862.40$ Domestic

10015 12/9/2010 9,166.12$ 12/9/2010 9,166.12$ Domestic

10016 12/9/2010 9,097.09$ 12/9/2010 9,097.09$ Domestic

10017 12/10/2010 8,516.41$ 12/14/2010 8,516.41$ Domestic

10018 12/11/2010 3,049.99$ 12/17/2010 3,049.99$ Domestic

10019 12/11/2010 8,113.70$ 12/17/2010 8,113.70$ Domestic

10020 12/12/2010 5,775.50$ 12/17/2010 5,775.50$ Domestic

10021 12/12/2010 4,023.32$ 12/8/2010 4,023.32$ Domestic

10022 12/13/2010 3,044.74$ 12/18/2010 3,044.74$ Domestic

10023 12/13/2010 10,155.51$ 12/17/2010 10,155.51$ Domestic


10026 12/16/2010 10,906.37$ 12/20/2010 10,906.37$ Domestic

10027 12/16/2010 2,965.74$ 12/25/2010 2,965.74$ Domestic

10028 12/16/2010 12,375.67$ 12/16/2010 12,375.67$ Domestic

10029 12/17/2010 39.28$ 12/21/2010 39.28$ Domestic

10030 12/17/2010 7,929.24$ 12/18/2010 7,929.24$ Domestic

10031 12/17/2010 11,592.75$ 12/23/2010 11,592.75$ Domestic

10032 12/17/2010 8,167.32$ 12/23/2010 8,167.32$ Domestic

10033 12/18/2010 1,122.64$ 12/20/2010 1,122.64$ Domestic

10034 12/18/2010 11,218.66$ 12/26/2010 11,218.66$ Domestic

10035 12/18/2010 4,959.24$ 12/25/2010 4,959.24$ Domestic

10036 12/19/2010 1,138.73$ 12/25/2010 1,138.73$ Domestic

10037 12/20/2010 8,573.22$ 12/24/2010 8,573.22$ Domestic

10038 12/20/2010 3,620.43$ 12/27/2010 3,620.43$ Domestic

10039 12/20/2010 8,919.24$ 12/26/2010 8,919.24$ Domestic

10040 12/21/2010 3,506.91$ 12/21/2010 3,506.91$ Domestic

10041 12/22/2010 6,438.48$ 12/30/2010 6,438.48$ Domestic

10042 12/23/2010 5,075.73$ 12/21/2010 5,075.73$ Domestic

10043 12/24/2010 9,054.15$ 1/2/2011 9,054.15$ Domestic

10044 12/24/2010 3,663.32$ 12/29/2010 3,663.32$ Domestic

10045 12/25/2010 2,323.65$ 1/1/2011 2,323.65$ Domestic

10046 12/25/2010 4,321.59$ 12/21/2010 4,321.59$ Domestic

10047 12/25/2010 1,359.87$ 1/2/2011 1,359.87$ Domestic

10048 12/25/2010 10,013.94$ 12/29/2010 10,013.94$ Domestic

10049 12/25/2010 3,742.20$ 12/26/2010 3,742.20$ Domestic

10050 12/26/2010 3,000.82$ 1/3/2011 3,000.82$ Domestic

10051 12/27/2010 1,653.98$ 1/5/2011 1,653.98$ Domestic

10052 12/28/2010 4,426.38$ 12/26/2010 4,426.38$ Domestic

10053 12/28/2010 882.44$ 1/1/2011 882.44$ Domestic

10054 12/28/2010 12,144.10$ 1/1/2011 12,144.10$ Domestic

10055 12/29/2010 1,760.09$ 12/30/2010 1,760.09$ Domestic

10056 12/30/2010 12,153.87$ 1/5/2011 12,153.87$ Domestic

10057 12/31/2010 9,609.53$ 1/2/2011 9,609.53$ Domestic

10058 1/1/2011 256.56$ 12/31/2010 256.56$ Domestic

10059 1/2/2011 4,300.72$ 1/1/2011 4,300.72$ Domestic

10060 1/2/2011 2,529.03$ 1/8/2011 2,529.03$ Domestic

10061 1/3/2011 3,039.09$ 1/11/2011 3,039.09$ Domestic

10062 1/3/2011 8,146.34$ 1/5/2011 8,146.34$ Domestic

10063 1/4/2011 8,808.41$ 1/6/2011 8,808.41$ Domestic

10064 1/4/2011 7,588.69$ 1/7/2011 7,588.69$ Domestic


37/39

10065 1/5/2011 10,438.43$ 1/6/2011 10,438.43$ Domestic

10066 1/6/2011 10,318.53$ 1/14/2011 10,318.53$ Domestic

10067 1/6/2011 9,232.62$ 1/6/2011 9,232.62$ Domestic

10068 1/7/2011 11,157.24$ 1/12/2011 11,157.24$ Domestic

10069 1/8/2011 1,049.43$ 1/4/2011 1,049.43$ Domestic

10070 1/8/2011 605.52$ 1/7/2011 605.52$ Domestic

10071 1/8/2011 11,202.03$ 1/8/2011 11,202.03$ Domestic

10072 1/8/2011 1,138.67$ 1/7/2011 1,138.67$ Domestic

10073 1/9/2011 6,911.04$ 1/13/2011 6,911.04$ Domestic

10074 1/9/2011 2,316.16$ 1/11/2011 2,316.16$ Domestic


10077 1/11/2011 1,960.10$ 1/11/2011 1,960.10$ Domestic

10078 1/12/2011 4,190.49$ 1/12/2011 4,190.49$ Domestic

10079 1/12/2011 5,888.37$ 1/11/2011 5,888.37$ Domestic

10080 1/12/2011 174.70$ 1/9/2011 174.70$ Domestic

10081 1/12/2011 3,324.63$ 1/16/2011 3,324.63$ Domestic

10082 1/12/2011 4,281.27$ 1/18/2011 4,281.27$ Domestic

10083 1/12/2011 7,046.80$ Domestic

10084 1/12/2011 3,154.14$ Domestic

10085 1/12/2011 4,156.31$ 9/9/2010 4,156.31$ Domestic

10086 1/13/2011 12,067.60$ 9/11/2010 12,067.60$ Domestic

10087 1/13/2011 4,203.79$ 9/18/2010 4,203.79$ Domestic

10088 1/13/2011 4,244.10$ 9/20/2010 4,244.10$ Domestic


10091 1/14/2011 10,531.96$ Domestic

10092 1/15/2011 7,607.85$ 9/26/2010 7,607.85$ Domestic

10093 1/16/2011 8,485.43$ 9/16/2010 8,485.43$ Domestic

10094 1/16/2011 12,000.14$ 9/13/2010 12,000.14$ Domestic

10095 1/17/2011 2,043.60$ 9/18/2010 2,043.60$ Domestic

10096 1/17/2011 5,562.56$ 9/15/2010 5,562.56$ Domestic

10097 1/17/2011 6,894.26$ 9/27/2010 6,894.26$ Domestic

10098 1/18/2011 11,689.31$ 9/28/2010 11,689.31$ Domestic

10099 1/18/2011 8,488.62$ 9/24/2010 8,488.62$ Domestic

10100 1/19/2011 4,203.05$ 9/30/2010 4,203.05$ Domestic

10101 1/19/2011 3,749.16$ Domestic

10102 1/20/2011 2,148.27$ 9/19/2010 2,148.27$ Domestic

10103 1/20/2011 5,207.86$ 9/29/2010 5,207.86$ Domestic

10104 1/20/2011 7,784.25$ 9/18/2010 7,784.25$ Domestic

10105 1/20/2011 6,292.96$ 9/17/2010 6,292.96$ Domestic

10106 1/20/2011 909.54$ Domestic

10107 1/21/2011 2,162.89$ Domestic

10108 1/22/2011 7,941.28$ Domestic

10109 1/22/2011 7,669.75$ Domestic

10110 1/23/2011 1,068.10$ Domestic

10111 1/24/2011 1,002.15$ 9/28/2010 1,002.15$ Domestic

10112 1/25/2011 4,273.00$ Domestic

10113 1/25/2011 6,189.84$ Domestic

10114 1/26/2011 7,032.10$ 10/4/2010 7,032.10$ Domestic

10115 1/27/2011 9,953.31$ Domestic

10116 1/27/2011 11,443.45$ Domestic

10117 1/27/2011 11.79$ Domestic

When adding more data records (rows):

1. Insert new rows above the final row, so that the formulas on top include all data records.

2. Copy formulas in white cells down to the new rows.


38/39

Amount Oustanding

-$ NOTE: Be sure to copy the formulas down the calculated column 'Amount Outstanding'.

-$

-$

-$

-$

-$

-$

-$

-$

-$-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$


39/39

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$

-$-$

-$

-$

-$

-$

-$

-$

7,046.80$

3,154.14$

-$

-$

-$

-$

-$-$

10,531.96$

-$

-$

-$

-$

-$

-$

-$

-$

-$

3,749.16$

-$

-$

-$

-$

909.54$

2,162.89$

7,941.28$

7,669.75$

1,068.10$

-$

4,273.00$

6,189.84$

-$

9,953.31$

11,443.45$

11.79$

cash flow small business

Documents