capo u.s. inc
TRANSCRIPT
CAPO U.S. Inc.PHONE: 716-871-0045 FAX: 716-871-4224
Over 30 years experience
SURVEY INFORMATION:
Insured Name: HARRY'S PLACE Control: 269288
Mailing Address: 515 FIRST AND HIGHALPHA, NJ 08865
Prov. ContactName & Phone:
HARRY ZIKAS908-454-5100
Location Address: 515 FIRST AND HIGHALPHA NJ 08865
Policy Number:Underwriter:
BOP4401498-06KM
Field Rep.:Date of Survey:
Mark - 42510-25-2017
Agency Name &Phone:
BURKE & O'BRIEN LLC908-637-8550
RISK SUMMARY & SQUARE FOOTAGE SUMMARY:
The risk is a building that houses a restaurant that the insuredhas owned for 22 years. The building is not sprinklered butdoes have a local fire alarm. The parking lot and front entrystairs are in very good condition with sturdy handrails. Floorsthroughout the risk are free from debris and trip and fallhazards. The cooking area is well protected and clean and allservice dates are current. No maintenance concerns. We didnote there is still no handrail on the left side steps. Onerecommendation is being submitted.
Square Footage Summary:
restaurant = 1,642sf (public area = 700sf)unf basement; parking lot = 1,400sf
front view
1/13
BUSINESS INFORMATION:
Operations description: restaurant
Off premises activities: None Approximate annual sales? $21,600
Management attitude? Cooperative Insured's interest here? Building owner only
Normal hours of operation? 10 am to 10 pm Years (this location)? 22 year(s)
Any late night hours? No Experience? same
Time of visit? 3 pmNumber of workers observed: 0
Number of employees? 0Percent part time? n/a%
Entertainment at risk? None associated w/ risk Losses reported? Source stated none
BUILDING INFORMATION:
Approximate year built? 1970 Construction? Masonry Joisted
Basement? Unfinished Maintenance? Good
Any outbuildings? None Housekeeping? Good
Common hazardsupgrade (estimate year)?
Electrical: 2000Roof: 2000
Plumbing: 1995Heating/AC: 2000
Any concerns noted?No
Any wiring through fuses? None Any supplemental heating devices? None
PROTECTION INFORMATION:
Sprinkler protection: None Sprinkler maintenance: N/A
Adequate external lighting? Yes Adequate fire extinguishers? Yes
Building have a fire alarm system? Yes - Remarks Burglar alarm system on premises? No
Any CCTV system? No Any pull down gates? No
Smoke detectors? Yes CO detectors? Yes
Nearest fire hydrant? Within 300 feet Nearest fire department? Within 1 mile
GENERAL LIABILITY INFORMATION:
Parking lot good condition? Yes No N/A Exterior entry(s) safe? Yes No N/A
Sidewalks & walkways OK? Yes No N/A Interior stairs all safe? Yes No N/A
Stairs/handrails safe? Yes No N/A Interior floors satisfactory? Yes No N/A
Fire escape(s) satisfactory? Yes No N/A Exits marked & accessible? Yes No N/A
Play facilities safe? Yes No N/A Housekeeping satisfactory? Yes No N/A
Small friendly dog(s) only? Yes No N/A Adequate egress provided? Yes No N/A
Yard and fencing OK? Yes No N/A Pool/tramp. area secured? Yes No N/A
Risk transfer practices (sub's& tenants)?
Yes No N/A Young children controlssatisfactory?
Yes No N/A
2/13
NARRATIVE:
SCOPE OF SURVEY: The number provided was that of the business and we left a message for Harry Zikas with therestaurant owner. We received a call from Mr. Zikas, the insured, and arranged an appointment. Upon arrival, we met Mr.Zikas and conducted our survey.
BUSINESS: The risk is a building that houses a restaurant that Mr. Zikas has owned for 22 years. He at one time owned therestaurant but has since leased the building to a tenant. The restaurant does not serve alcohol and there is no deliveryservice. Posted business hours are from 10 am to 10 pm. Contents coverage of $65,000 does appear to be sufficient. Mr.Zikas leases the space for $1,800 per month making the gross annual rental income for the building to be $216,000. Hestated things are going well and there are no changes planned for the building.
LOSSES: None reported.
BUILDING: The risk is a one story masonry joisted structure that we were told is about 50 years old and we agreed. Exteriorwalls are well-maintained. Viewed interior walls, ceilings and floors were in good condition. No roof leakage concerns werenoted. All electrical service is through modern circuit breakers and all inspected wiring was in good condition. There is acentral gas heating unit in the basement which was modern and free of combustibles. No maintenance concerns werenoted.
SPECIAL HAZARDS: There is a restaurant supplement attached. All cooking equipment is clean and well-maintained. Thehood and exhaust system was last professionally cleaned in June 2017 by Super Suds. No grease build up concerns werenoted. The AES system was last serviced in June 2017 by Adams. No concerns were noted.
PROTECTION: The building is not sprinklered. There is no central station burglar alarm or CCTV system. There is a localfire alarm for the building. We found properly mounted and tagged fire extinguishers throughout the building along with a k-rated extinguisher in the cooking area. All exterior doors have deadbolt locks. Premises security is good and publicprotection is excellent.
EXPOSURES: There is a one story wood dwelling 40 feet to the right and railroad tracks 50 feet to the rear of the building.No concerns with exposures noted.
LIABILITY: On a previous survey we saw there was no hand rail on the steps on the left side of the building and we notedthere is still no hand rail (see photo). Mr. Zikas indicated that that door is not used but that he would have a hand railinstalled. Paved parking area is in good condition. Steps to the front entrance were well maintained with a sturdy hand rail.Floor conditions throughout were good. There is seating for about 30 customers and all furniture is modern and sturdy. Exitsare clearly marked and readily accessible. Adequate egress is provided from all areas. There is no live entertainment oramusement devices associated with the risk.
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Restaurant Supplement
COOKING EQUIPMENT:
Area #1: Area #2: Area #3:
Deep fryers: 2 - Gas - -
Ranges (total # of burners): 1 - 6 burners - Gas - -
Grills: 1 - Gas - -
Charbroiler grills: 1 - Gas - -
Woks: - - -
Ovens: - - -
Any improper cooking activities? Yes No - -
Any improper clearances? No Yes Unable to visibly verify
- -
AUTOMATIC FIRE PROTECTION:
Name/model of system: rg-6g - -
Wet or Dry system: Wet - -
System UL300 compliant? Yes - -
Manual pull satisfactory? Yes No N/A - -
Semi-annual service contract? Yes No N/A - -
Name(s) of company(s): adams fire - -
Last service date: june 2017 - -
GREASE REMOVAL EQUIPMENT:
All grease producing covered? Yes No N/A - -
Company servicing hood/exhaust? super suds - -
Last date of service? june 2017 - -
Frequency of service? 6 months - -
Satisfactory filters in place? Yes No N/A - -
Cleanliness of cooking area? Satisfactory - -
Termination area satisfactory? Yes No N/A - -
LIQUOR LEGAL ISSUES: NONE
Do the kitchen and bar close at the same time? -
Formal training program utilized for alcohol salespersons? -
Logbook maintained regarding alcohol related incidents? -
Written policy in place for minors & visibly intoxicated patrons? -
Partnership with any "ride home" providers? -
4/13
UTICA FIRST5981 AIRPORT RD. ORISKANY, NY 13424
Insured: HARRY'S PLACEPolicy Number: BOP4401498-06Effective Date: 02-16-2017Location Address: 515 FIRST AND HIGH ALPHA, NJ
Field Rep. 425Date of Survey: 10-25-2017Agency Name: BURKE & O'BRIENAgency Phone: 908-637-8550
RECOMMENDATIONS:
10-17-1: Have a hand rail installed on the steps that are on the left hand side of the building.
REPORT BY CAPO U.S. Inc.
5/13
6/13
front view
High St sidewalk
front entry to risk
7/13
posted hours
view from entrance
front dining area
8/13
no alcohol sales
cooking area from left
oven
9/13
ansul tagged - june 2017
hood sticker - june 2017
k rated
10/13
basement stairs
general basement view
modern electric
11/13
building has fire alarm
central heating unit
rear view
12/13
