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Business Men’s Fellowship International •What Do You Need to Face Life’s Battles? •Are You Investing or Gambling? •What Do You Want Most? •Who Shares Your Dreams? •What Do You Need to Face Life’s Battles? •Are You Investing or Gambling? •What Do You Want Most? •Who Shares Your Dreams? P.2 P.5 P.8 P.11

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Page 1: Business Men’s Fellowship International€¦ · promising to resume payments as soon as possible, my banker gently waved his hand in the air. “Tom, I’m not worried about you,”

Business Men’s Fellowship International

•What Do You Need to Face Life’s Battles?

•Are You Investing or Gambling?

•What Do You Want Most?

•Who Shares Your Dreams?

•What Do You Need to Face Life’s Battles?

•Are You Investing or Gambling?

•What Do You Want Most?

•Who Shares Your Dreams?

P.2

P.5

P.8

P.11

Page 2: Business Men’s Fellowship International€¦ · promising to resume payments as soon as possible, my banker gently waved his hand in the air. “Tom, I’m not worried about you,”

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an officer screamed.“Incoming fire!”

Shells whistled through the air. Asbullets rained to earth, my heart pounded. Inmy foxhole, I hugged the ground tighter.

During the Korean War I had toovercome fear constantly. One time I washelping lay a sandbag barrier for protection.As I set a bag down, a rifle bullet whizzed bymy hands. Sand seeped out from the hole ittore open.

Close calls were part of war. But forgetthe movies. There’s no glory to combat. It’sdirty, disheartening, grueling work.

Yet overseas I discovered a lot aboutmyself. Before, I never dreamed of riskingmy life to help someone. But I did that theday a mortar shell landed in the middle ofmy infantry squad.

I had just joined a new unit at the front.It had a sharp-shooting corporal who oftenpicked off unwary soldiers. One day, theNorth Koreans aimed a blast directly at him.

“Medic!” he yelled.

Despite a lieutenant standing nearby, Istarted barking orders.

“C’mon, let’s get moving!” Icommanded. “We don’t have time to gothrough the trenches. We’re heading over thehill!”

With that, we marched over the crestwith the stretcher. Bullets winged by ourhelmets. Though we didn’t get hit, thecorporal died later that day.

Despite the sadness of losing fellowsoldiers in battle, I also discovered peaceamid turmoil.

One day my company went out on amission to recapture some land. As wetromped through the valley, I glanced at themountain ahead of us. Bullets could strikeany second.

Despite the seriousness of the situation,I wasn’t nervous. Near the top, I sprayedgunfire where I thought enemies might behiding. I was eager to push forward.

Amid mounting casualties, a lieutenantlater called a retreat. Back in camp several

THE PETER WIERING STORY Minneapolis, Minnesota, USA

“Look out!”“Look out!”

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men marveled over my coolness.“You were so calm,” they said.True. God had given me a serenity that

can’t be humanly explained. If that was thelast day of my life, I knew I had done whatwas expected of me. Even better, I wasconfident of where I would spend eternity.

I didn’t always have this peace. As an18-year-oldimmigrant fromHolland, my mainconcern was gettingrich. I wanted tobecome a successfulproduce farmer.

I started outworking for a largeflorist, saving everynickel and dime Iearned. For most ofthe three years beforegetting drafted, Iworked on producefarms.

But before Icould realize my dream, the Lord showed meHe had other plans for my life.

Despite growing up in a Christianfamily, I never knew God. I didn’t drink,smoke, or chase women. My problem wasself-centeredness. I wanted to stay in controlof my life.

That changed after I attended churchwith the aunt who made it possible for me tocome to the United States.

One Sunday a visiting preacher seemedto speak directly to me. He told of Jesusdying for our sins. This man said that Christwas the Son of God and the only way toheaven.

At the end of his talk, he invited anyonewho wanted to receive Jesus as their Savior towalk forward.

In my mind, a battle began. It was asfierce as any I would face in Korea.

“If you do that, you won’t be boss ofyour life,” whispered a sinister voice. “Is thatwhat you want?”

“This is your opportunity,” repliedanother, softer voice. “Don’t miss it.”

With that last statement, I knew God’sSpirit was speaking.

“Okay, Lord,it’s Your way,” I saidand stepped into theaisle.

I don’tremember muchabout what I said inprayer that day. Butimmediately peaceand joy filled myheart.

At the time Iwas workingconstruction. My taskthat week was toapply tar to the

outside of a basement wall forwaterproofing. Wedged into a thin space, itwasn’t the greatest job in the world.

Yet, Monday morning I was smiling andsinging songs as I inched my way along theconcrete blocks. I had an assurance of oneday being with God that has never left me.

However, that doesn’t mean life hasbeen a bed of roses. Nothing turned out likeI thought it would. My plans to become asuccessful businessman were turned upsidedown.

Soon after accepting Christ, I attended ayouth camp. There I sensed God calling meto work for Him. Though reluctant at first, Ifinally said, “Lord, you have enough peopleto grow food. I’m willing to go tell othersabout You.”

3

In my mind, a battle began.

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God has been my solid rock amidst life’sups and downs.

Over the years, I mixed service as apastor of churches with part-time jobs infactories and construction. With a wife andsix children – all born during a 14-year stayin Holland – we lived modestly.

One of my lowest points came in theearly 1980s after we returned to the States.We came back to visit family. But,circumstances prevented us from returningto Holland.

Eventually we moved to northern Ohioso I could work with a friend. That quicklyfell apart.

The next year I lost two part-time jobs.The region was staggering through arecession in the auto industry, which affectedevery other business. Work was scarce.

To scrape by, I delivered newspapersand sold brushes and shoes. I remembervisiting posh homes in well-to-do areas withmy Fuller Brush kit. Yet even those folksoften said, “I’m sorry, we can’t affordanything. We’re out of work.”

My wife had a nursing degree, so herwork was a source of provision. Without it, Idon’t know how we would have survived. Ihad trusted God for years, yet, this wastroubling. While I never lost my faith, I letmy joy slip away.

Yet through these troubles, I becamewiser and stronger as I read, again and again,God’s promises in the Bible.

I also learned that He didn’t accept meon the basis of my performance or judge meby what I do. His love is unconditional.

Without knowing what God hadplanned for us, in 1983 we moved toMinnesota. Again, I supplemented a part-time position in a church by working as ajanitor. The latter turned out to be a newopportunity.

I was cleaning up in group homes fordevelopmentally disabled people. Afterawhile, I thought, “I could work with themand help them out.”

Thus, I became an aide with the agencythat runs these homes. My job is to helpwherever needed. That may mean feedingsomeone, getting their medicine, helpingthem with hygiene, or providingtransportation.

This is one of the most rewardingthings I have ever done. Each day I lookforward to and find great joy in servingothers.

Looking back over my life, I can seehow God has guided me and provided forme every step of the way--even as I dodgedbullets during war. In each time of trial, Ifound His grace to be sufficient. And He hada task waiting just for me. He’s the only onewho knows your future, and He has purposeand meaning for your life if you’ll only trustHim.

Peter Wiering is President of theMinneapolis Chapter of BusinessMen’s Fellowship. He and hiswife, Etta, have six children and22 grandchildren. They attendRiver of Life Church in St. Paul.

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Debt Relief

5

THE TOM KOVACS STORY New Smyrna Beach, Florida USA

With my stomach curled inknots, I shuffled through thefront door of the bank

financing my 35-lot subdivision. Interestpayments were $1,000 a month, but at themoment I owed $35,000 in backpayments.

When I decided to develop 12 acres ofFlorida property, I never dreamed theeconomy would turn so sour. Not only wasI behind with the bank, I also owed a smallfortune to the family who had sold me theland – plus an adjoining 50 acres.

But soon after starting myexplanation of my latest dilemma, andpromising to resume payments as soon aspossible, my banker gently waved his handin the air.

“Tom, I’m not worried about you,” hesaid. “I’m worried about the guys I can’tget ahold of.”

Soon after this meeting, I told myattorney to draw up a second mortgage on

my house. Then I took it over to thelumber yard, where my bills had reached$17,000.

“It might take me six or eight monthsto pay you,” I said as I handed the papersto the owner. “But here’s a mortgage onmy house. I’m good for it.”

Nodding, he told me he would haveto register it at the courthouse to have alegal lien for his records. But later, Ilearned he just let it sit in the drawer untilI was able to pay him back.

Talk about mixed emotions. Everyonewas being nice to me. That eased thepressure a bit, but ultimately it didn’t getrid of $400,000 worth of debt. I still had tofigure out a way to pay off this crushingstack of bills.

As the months dragged on, Istaggered under the weight ofoverwhelming stress and depression.

Sometimes my wife would take ourkids out for the afternoon to give me time

Debt Relief

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to concentrate and try to figure out whatto do. But the answers didn’t come.

As time passed and we continued toscrape by on the meager salary I couldafford to take, my wife had finally had it.

“Why don’t you go out and get a jobwith a salary instead of being so tied upand stressed out?” she asked.

The only problem was, when you’restanding in the middle ofa forest fire, it’s too lateto say, “I wished I hadn’tlit that match.” The heatwas on, and I couldn’twalk away from mycompany.

Men in similarsituations have collapsed.Some escape into boozeor drugs. Others losetheir marriage andfamilies. Some go off thedeep end and take theirown lives. While I don’tendorse any of those methods, Iunderstand how desperation can drivepeople off the deep end.

Fortunately, I kept from losing mywits. How? My faith in God.

Growing up in a church-going family,I was a good kid. Always obeying churchrules, I never got into drugs, alcohol orsmoking. I made decent grades in school.In my free time, I pursued hobbies such asdrag racing, water skiing and automechanics.

However, a few years after moving tocentral Florida, I attended a seminar thatchanged my life. During that week, mywife and I realized that Jesus Christ was

more than an historical figure. We saw thatthe Bible is more than a history book.

As a result, we accepted Jesus as ourSavior and vowed to follow Him. We alsospent hours studying the Bible andmemorizing passages from it.

Despite this positive step, I had moreto learn. Especially the principle that aman should never risk his family’s security

or well-being just to havea shot at making a lot ofmoney.

If you don’t have themeans to see somethingthrough, investing insomething with a blindhope it will “pay off” isreally just gambling.

I learned theseprinciples from aChristian financialcounselor. Had I knownthem before jumpinginto the development

business, I could have avoided a lot ofgrief.

Still, as I struggled to get rid of a debtthat seemed ready to become a lifelongcompanion, I would learn that Goddoesn’t forget His children if they make amistake.

As my wife and I waited for God’sanswer, we constantly prayed and repeatedBible verses to reassure ourselves. Theywere precious words to my spirit. Oneslike: Philippians 4:19, “And my God shallsupply all your needs according to Hisriches in glory in Christ Jesus.” And,Matthew 6:33: “Seek first His kingdomand His righteousness; and all these things

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I staggered

under the weight

of overwhelming

stress and

depression.

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shall be added to you.”Finally, my break came – six years

after I bought that 12 acres. That’s howlong it took me to develop that wholesubdivision. But as I was finishing, acompany from Miami contacted me.

They were interested in buying my50-acre tract. It didn’t have much valueuntil the first 12 acres in front of it weredeveloped. However, their offer includedone condition: That I stay and managedevelopment of the property.

It took 2-1/2 years to complete theproject, which meant building 174 newhomes. During that time I drew a steadysalary and had medical insurance.

The latter proved to be quite valuable.A month before our youngest daughter’ssixth birthday, doctors discovered a tumorin her chest. They operated the followingweek and removed the tumor. I don’tknow how we would have paid $35,000 ofbills without insurance coverage.

I have many other stories to showhow God takes care of us when we followChrist. One of my favorites involves an oldoffice trailer I parked on that 12-acre plotfor a sales office.

Because I tipped the owner off to aproperty sale, he wound up letting mehave it for $200. Then, when I moved itonto the 50-acre site, my employer paidme $500 a month rent so they didn’t haveto buy and furnish a trailer.

Later, I sold it to a guy for $1,500, buthe paid me rental fees for several years topark it on my warehouse property. I nevercalculated exactly how much I wound upmaking on that trailer, but it was in thethousands.

God even led me through thesuccessful end of my contracting business.It’s often difficult to close down aconstruction firm, because additional jobscome in before you’ve finished with yourcurrent jobs.

But in April of 2001 everythingworked out so I could walk away from thebusiness in good shape. Later that year Iwent to work for a home-building firm.Four months later I received a promotion.

After living with intense pressure, I’mvery grateful for my job and a good salary.Not to mention the chance to tell co-workers about the God who brought me through fierce obstacles.

Most of all, I’m grateful for theredemptive sacrifice of Jesus. He paid thegreatest debt I owed.

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Tom Kovacsis aproductionmanager forAdamsHomes,which builds3000 plushomes inthe Floridaregion

yearly. A National Director for BMF,he is President of the New SmyrnaBeach chapter. Tom and his wife,Sue, have three children and onegranddaughter.

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When you don’t know the truth,you’re likely to fall for anything.I know, because for years after

going into business in the Far East, Ifollowed popular customs instead of thetruth.

One of these customs was “feng shui.”In the early 1980s, some friends in businessrecommended I introduce it at mycompany. Today, this concept has caught onin the United States. It is presented as aconcept of arranging one’s office to increaseproductivity. But it is much more, since itfollows the Buddhist religion.

My friends told me feng shui wouldimprove my firm’s atmosphere and thequality of our work. Always interested inincreasing productivity, I followed theiradvice.

Besides moving around furniture, Iinstalled a statue of Buddha and other idols.We saw some results, but not that much.Despite a lack of tangible evidence, I

continued to believe in this program’smiraculous capacities.

Looking back, I compare this foolishoutlook to the way I thought my life was infine shape. On the surface, maybe. Though Iwouldn’t have admitted it, inside I wasdeeply troubled.

Few would have guessed it. I was themodern Renaissance man. Born in Italy, Igrew up in a Catholic home. At age 20, Iwanted to taste life elsewhere and emigratedto South Africa. Four years later, I moved toNew York City where I earned a bachelor’sdegree in economics, and I attendedgraduate school at New York University fortwo years. While studying for my master’s, Iwas a trainee with a brokerage firm. Butrather than settling on Wall Street, I movedto Hong Kong to go into business with afriend.

Several years after that, I met thewoman who became my wife. But thismarriage was destined for trouble.

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THE FERNANDO MARCHITELLI STORY Hong Kong, China

My Heart’s DesireMy Heart’s Desire

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We were married in my wife’s nativeThailand, with the ceremony includingBuddhist rites. Although they didn’t followthe Christ-centered teachings of my youth,that didn’t bother me. For years I haddrifted away from God.

Although we loved each other, and hadtwo children over the next few years, mywife and I also drifted away from eachother. Five years later, we divorced, not longbefore my friends talked me into using fengshui at work.

I never prayed to theseidols, or wholeheartedlyembraced this philosophy. Itwas just something thatsounded good, so I wentalong. But it never providedlasting answers. It neverbrought the peace that Ilonged for, especially aftermy marriage fell apart.

However, my outlookchanged several years laterafter a friend invited me to aChristian businessmen’s dinner. That nightI heard the truth. It changed my life.

Three businessmen spoke. Each ofthem talked about Jesus Christ, the Son ofGod, who came to earth and died for ourwrongs. He was their Savior and Lord.

But what really attracted myattention was how they talked about Him asa companion. They enjoyed a relationshipwith Him and could turn to Him daily forcomfort and advice.

Growing up, I knew about God, but Ididn’t have any passion about Him.We weren’t close. That night I said, “God, Iaccept this Jesus as my Savior. I want tofollow You from now on.”

Soon, convinced He would hearwhenever I prayed, I said, “God, I wouldlike to get married. I’m not the kind ofperson who can go to nightclubs and thingslike that. Give me a wife who loves Youmore than anything else.”

Several months after that prayer, afriend invited me to a church in a poorarea. Led by a British woman, membersworked among drug addicts and the poorestof the poor. Their caring attitude impressed

me.God touched my heart

in another way that day. Aswe listened to the speaker,a Chinese man fromEngland leaned over andsaid, “God told me to tellyou that He’s going to giveyou what your heartdesires.”

Exactly one year after Idecided to follow Christ, afriend invited a womanfrom England to this same

businessmen’s banquet. He arranged it sowe were seated next to each other.

Not long after we started talking, Ithought, “Oh! Maybe she’s the one.”

But Karen wasn’t in a hurry. I was anolder, divorced man with two children. Shetook her time and prayed, asking God toconfirm if I was the one for her. He did.

A midwife in England who hadbecome a nurse in the British army, one ofKaren’s greatest desires was to have adaughter. Meanwhile, I wanted another son.But neither looked possible. Because ofcircumstances, doctors said we wouldn’t beable to have children.

Never let a doctor or someone else stop

9

That night I heardthe truth. It

changed my life.

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you from praying to the God who can giveyou your heart’s desire! My wife prayeduntil God told her He would give her a babygirl.

She thought that meant we would soonhave a daughter. Although that took fourmore years, she gave birth to twins. She gotthe daughter she wanted, and I got a son.Besides my personal life, God changed theway I did business. While I had always beenraised to do things in a proper manner, nowI sought His direction in every decision.Among the things He showed me:

• While bribery is common across theworld, He warned me against using bribesto get business. As a result, I have retainedcustomers for years even though thecompany’s ownership changed severaltimes.

• To be a generous and cheerful giver.When I started giving consistently, I sawGod provide for my company’s needs. Nomatter how disastrous conditions havelooked over the past 15 years, our incomehas held steady. I have always had money togive to God’s work.

• Just as He led me to a wife, He couldhelp me achieve my business dreams.

For example, about five years ago I toldGod I would like to do business with morethan one bank so I could negotiate betterfinancing terms. Within two weeks banksfrom Germany and Italy offered theirservices to me.

I also wanted to run a public company.While I was thinking of the first business Iformed, God opened another door. In 1995,I began investing in an Australian publiccompany that had not made profit for a fewyears.

Gradually acquiring more shares, acouple years ago I took over as chairman

and CEO. The company was burdened withdebt and needed to change its pricing andproduction policies.

While it is still turning around, one dayI envision turning it into a smallconglomerate that will boost the stock priceand create more wealth. Not so I can enrichmyself, but so I can give more to God’swork.

Is there a dream you carry foryourself, your family, or your business? TheBible says that if you delight yourself in theLord, He will give you the desires of yourheart. Get to know Him and trust Him, andsee what God can do!

Fernando Marchitelli is Chairman ofAcotex Far East Ltd., whichmanufactures accessories for thegarment industry. He is alsoChairman and CEO of AlphaTechnologies Corp. Ltd. He serves asVice President and Treasurer of theBMF organization in Hong Kong,and President of the English-speaking chapter. He and his wife,Karen, have two children.

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My hands trembled as I opened theenvelope from the companywhere a friend worked. He had

suggested I apply after I got laid off at thesteel company where I had worked for nineyears.

In the past, I hadbeen a laborer, greasemonkey and craneoperator. I thought thisexperience made me aperfect candidate for acompany thatmanufactured parts for theautomotive and aerospaceindustries.

“We’re sorry,” theletter began as my heartdropped with a thud, “butat this time we will not behiring someone with yourqualifications.”

Disappointment settled over me like a

bad cold. Blinking away a tear, I sighed,“Now what?”

After more than a year of working oddjobs while looking for a break, I was losinghope. I had interviewed for everything fromtow truck driver to deliveryman to forklift

operator.“I’ll work for less and

prove myself,” I proclaimedwhen employers saw thegood salary I had beenmaking. But nobodyaccepted my offer.

Fortunately, my wife wasworking as a dentalhygienist, so at least ourbills were paid. Butfinancially, we weretreading water. That’s theway I felt about myoccupational future, too.

Looking back, I wonder how I foundthe determination to keep going. One

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THE JIM GORMAN STORY East Aurora, New York USATHE JIM GORMAN STORY

East Aurora, New York USA

I wonder how I

found the

determination to

keep going.

The God Of PossibilitiesThe God Of Possibilities

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reason I did was an inner sense that myfuture held more than working at a steelplant for the rest of my life. Even though Iwas struggling to determine what that was,I knew something existed.

For someone with a high schooleducation and blue-collar work history,many would have scoffed and called me adreamer. But I knew the One who makesdreams come true.

Growing up in church, I would havetold anyone that I believed in God. But afterjoining the working world and gettingengaged, I discovered it was possible toknow God in a deeper way.

To look at me back then, few wouldhave known there was anything wrong inmy life. Sure, I did my share of drinkingand carousing, but I was the perfectexample of a socially-acceptable man.

I could party with my single friends.But I also went hunting with married guysfrom work and could adapt to anysituation.

I also seemed to possess an inner checkthat kept me from crossing the line toserious trouble. Some of the guys I ran withdidn’t know when to stop.

Some developed serious drugproblems. Others wound up in jail. Morethan one went through divorce. The saddestare those who continue to wander throughlife without a purpose.

Still, I discovered that looking goodisn’t enough. A remarkable change tookplace because of a book my wife’s mothergave me. It was the story of a man who hadstruggled with alcoholism before invitingGod to come into his life.

The night I read it, I could sense God’spresence in my room. He seemed as real as

my own father sitting next to me. I hadnever felt this before. I wanted to know thisGod who had entered my apartment.

Sinking to my knees, I started talking:“God, I’ve believed in You all my life, butI’ve never felt what I do now. If this is real,then come into my life. I believe in Jesus. Ibelieve He was Your Son and died for mysins. I want Him to take over my life.”

God answered that prayer. At the time,I couldn’t imagine how I could leave behindthe routine that included bars and parties.So I promised the Lord I would try a newway for two weeks and see what happened.

Those two weeks changed me forever.God took away all desires for booze,hanging out and wasting away time that isso common.

Not that everything turned into EasyStreet. As I learned more about the Bible, Istruggled with pride and thinking I had allthe answers. Gradually, God showed me Ihad only scratched the surface.

The most dramatic lesson camethrough what I describe as a movie in mymind. In it, I saw a man carving a statuefrom a huge chunk of marble. At first, hechipped away large pieces that were easy tosee. But as the statue took shape, heremoved tiny fragments, some as small asparticles of dust.

“The real value of the statue is in thesmall details,” whispered a soft voice that Irecognized as God’s Spirit. “Only with Myhelp can you understand this.”

I thought of this often over the nextfew years as God began carving out my newfuture.

About six months after thatmanufacturer wrote that they wouldn’t behiring me, my brother told me about a

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company that was going up for sale.It had been started by an acquaintance

whose daughter needed a special van for awheelchair. As he drove her places, herealized there was a great need for atransportation service for others withphysical disabilities. However, healthproblems had left him unable to continue.

Despite my interest, I wondered howto raise funds to purchase the business. Theanswer came through my father, who hadretired and planned to move to Florida.Instead, he wound up becoming my mainbacker and partner.

Counting the two of us, we startedwith five employees and a handful of vans.Today we have 130 employees operatingabout 90 vans, plus a second business. Wegrew the only way I could manage – slowly.

That usually meant three or four newvans over a year and a couple employees.Our biggest growth spurt was the year weadded 15 vans and 10 workers.

With no education or training, justdogged determination, I worked my waythrough constant challenges. The leadingones were struggling to meet hugeinsurance payments on our fleet, andemployee troubles.

Complaints about the quality ofemployees is the leading gripe I hear fromother business owners. But like that movieabout carving a statue, God has beenchipping away at my attitude.

He has shown me the value of thepeople who work for us. God also taughtme that my #1 responsibility is to servethose who work for me. My responsibility isto help draw the best out of them anddemonstrate that I have their best interestsat heart.

I also had to learn to let go of everydetail and trust people to do their jobs.When we started out, I micro-managedeverything. I knew where everybody was,what they were doing, and every penny thatcame in and went out the door.

But as the company expanded, I sawthat I couldn’t keep that up. Now, divisionmanagers fill me in on what’s going on atweekly staff meetings.

As I contemplate how we have growninto a profitable business and provide avaluable service to society, I sometimesshake my head in amazement. But I shouldhave known this would happen. I serve theGod of possibilities.

13

In addition to his vantransportation service, about sixyears ago Jim Gorman started asecond company that does autorepairs and van conversions. Jimand his wife, Alane, have twoteenage children. They attend TheTabernacle in Orchard Park.

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As you have been reading the stories of thelives of different people in this issue of

Answer Magazine, you may have beenthinking, “Is it possible for me to really knowGod and have peace in my heart?”

The answer to this question is “YES!” It isexperienced by believing in God’s Son, the LordJesus Christ, and being born-again by HisSpirit.

God loves you and He showed that love insending His Son, Jesus, to die on the Cross topay the penalty for your sins. He wants to blessyour life and make it full and complete.

He not only offers you abundant life hereand now, but a life which is eternal. “For Godso loved the world that He gave His onlybegotten Son, that whoever believes in Himshould not perish but have everlasting life.”(John 3:16)

Do you want to be born-again and receivethe free gift of eternal life? If you do, thenfollow these steps:1. ADMIT to God that you are a sinner and

are separated from Him, and that only theLord Jesus can save you. “For all havesinned and fall short of the glory of God.”(Romans 3:23)

2. REPENT by turning away from sin andsubmitting to God. “I tell you… exceptyou repent, you shall all likewise perish.”(Luke 13:5)

3. BELIEVE that the Lord Jesus Christ diedon the Cross and shed His blood to paythe price for your sins, that He was buried

and rose again. “If you will confess withyour mouth the Lord Jesus, and shallbelieve in your heart that God has raisedHim from the dead, you will be saved.(Romans 10:9)

4. ASK God to save you. “For whosoevershall call upon the Name of the Lordshall be saved.” (Romans 10:13)

If you would like to accept Jesus into yourlife, and receive the free gift of eternal life, thenpray this simple prayer out loud:—

“Dear God, I come to You in the Name ofJesus. I now realize that I have a choice tomake about my life. I believe that Jesus diedfor me, shed His blood to wash away my sins,and that He rose from the dead, making a wayfor me to have fellowship with You. I turn myback on the life I have lived without You, and Ichoose to follow Jesus from this moment on. Iask Jesus to be Lord of my life and to live inmy heart. I thank You, Almighty God, that Youlove me, have forgiven me, and have acceptedme as Your child, and that right now I am anew creation, born of God. Thank YouHeavenly Father.”

When you have made this very importantdecision, please complete the form below andreturn it to the nearest National Service Center(listed on the back cover).

We will then send you further helpfulinformation.

Christ is the ANSWER…He makes life worth living.

I wish to inform you of my decision to follow Jesus Christ(Please print clearly)

Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Street . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

City / Postal Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Telephone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

15

Page 16: Business Men’s Fellowship International€¦ · promising to resume payments as soon as possible, my banker gently waved his hand in the air. “Tom, I’m not worried about you,”

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