RIZAL COMMERCIAL BANKING CORPORATIONList of Officers (AVPs and up)

As of June 24, 2010

Rank PositionPRES/CEO

NameTAN, LORENZO VILLANUEVA PRESIDENT & CHIEF EXECUTIVE OFFICER

Section/DepartnsntrowtslonlGroupOffice of the President & Chief Executive Officer

EVP BANCOD, REDENTOR CARPIO GROUP HEAD- ITSSG & OPERATIONS Office of the Group Head - ITSSGEVP DEL ROSARIO, JR., ALFREDO SALAZAR GROUP HEAD Office of the Group Head - Asset Management & RemedialEVP HILADO, JOSE EMMANUEL UYTIEDO GROUP HEAD Office of the Group Head - TreasuryEVP SANDIG, ISMAEL REYES GROUP HEAD Office of the Group Head - Retail BankingEVP UY, CHUN BING GAURINO GROUP HEAD Office of the Group Head - Corporate BankingEVP ZOSA, ELBERT MERCADO GROUP HEAD Office of the Group Head - Corporate Planning

FSVP ADALIA, MELISSA GAZA GROUP HEAD Office of the Group Head - Human Resources GroupFSVP AHYONG, JR., MANUEL GO SEGMENT HEAD Wealth Management Segment 2FSVP DE JESUS, MICHAEL OSMENA SEGMENT HEAD, CORPORATE BANKING 2 Office of the Segment Head-Corporate Banking Segment 1FSVP DEVERAS, JOHN THOMAS GUEVARA HEAD, STRATEGIC INITIATIVES Office of the President & Chief Executive OfficerFSVP LATINAZO, ROMMEL SIASOCO SEGMENT HEAD Office of the Segment Head-Corporate Banking Segment 1FSVP LIM, ANA LUISA SIMBUL DIVISION HEAD Office of the Div. Head- Internal AuditFSVP SANTOS, CYNTHIA PARAS GROUP HEAD Office of the Group Head - TelemoneyFSVP VILLANUEVA, EDGAR ANTHONY BUNAG GLOBAL TRANSACTION SERVICES HEAD Office of the President & Chief Executive Officer

SVP AYES, MARCELO ESTRELLA DIVISION HEAD Financial Institutions Management DivisionSVP CRUZ, ANGELITO CORONEL SEGMENT HEAD Office of the Segment Head - JapaneselEcozone BankingSVP DAYRIT, RAFAEL ALOYSIUS MILLAR DIVISION HEAD Office of the Division Head - Credit RiskSVP DY TANG, SIONY DELA CRUZ DIVISION HEAD Chinese Banking Division ISVP ESTAVILLO, MA. CELIA FERNANDEZ GROUP HEAD Office of the Group Head - Legal & Regulatory AffairsSVP FERRER, LOURDES BERNADETTE MANIEGO TRUST OFFICER Office of the Division Head - TrustSVP GESTA, PRUDENCIO JACOB REGIONAL SALES MANAGER Office of the Division Head - Visayas Regional OfficeSVP JACINTO, DEOGRACIAS ADAZA HEAD, WHOLESALE CONSUMER BANKING GROUP Seconded to RCBC SavingsSVP LAO, ELI DESEMBRANA SEGMENT HEAD Office of the Segment Head - Chinese SegmentSVP LEDESMA, III, JOSE PUEY REGIONAL SALES MANAGER South Metro Manila Regional OfficeSVP MAGNO, REGINO DE VEYRA GROUP HEAD Corporate Risk Management ServicesSVP MARANAN, REMEDIOS MARCELO REGIONAL SERVICE HEAD Metro Manila Regional Service OfficeSVP MATSUMOTO, YASUHIRO JAPANESE LIAISION OFFICER Japanese Business Relationship OfficeSVP ORSOLINO, REYNALDO PLANA DIVISION HEAD Office of the Division Head - CSME BankingSVP PINEDA, MARIA LOURDES JOCELYN SOLIS HEAD, MICROFINANCE Office of the President & Chief Executive OfficerSVP REYES, RAFAEL ANDRES REYES CHIEF OPERATING OFFICER - BANKARD Seconded to Bankard

FVP ANG, MARY JANE VILLAMIEL IT HEAD Office of the Division Head - Shared Technology ServicesFVP ANTONIO, ALVIN VICTORIA DIVISION HEAD / TRADER 7 Foreign Interest Rate Risk DivisionFVP BANZON, MA. FELISA RAMOS DIVISION HEAD Corporate Banking Division IFVP CAMARISTA, FRANCISCO MONTINOLA RELATIONSHIP MANAGER III Corporate Banking Division IFVP CAPINA, BRIGITTE BADANA REGIONAL SALES MANAGER RCBC Plaza Business CenterFVP CARPIO, RENATO VILLAREAL DIVISION HEAD Office of the Division Head - ConglomerateFVP CHUA, ARSENIO LAO DISTRICT SALES MANAGER South Metro Manila Regional OfficeFVP CO, HAZEL DEANNE TAN DIVISION HEAD Chinese Banking Division II

s

FVP CONTRERAS, CLARO PATRICIO LEGASPI DIVISION HEAD Office of the Division Head - Remedial Management

FVP DAYRIT, ROGELIO PORTUGAL DIVISION HEAD JES Division II

FVP DEL ROSARIO, GRACIANO PILAPIL DIVISION HEAD JES Division I

FVP EGO, SABINO MAXIMIANO ORDONO DIVISION HEAD Office of the Division Head - Retail & Channels Division

FVP ERMITA, EDWIN RAMOS BANK SECURITY OFFICER Security

FVP GARROVILLO, JR., REMO ROMULO MELENCION DIVISION HEAD Off of the Division Head - Channel Management and Product Development

FVP GO, JOHN PADRE SEGMENT HEAD Office of the Segment Head - Chinese Banking Segment II

FVP GOCO, ELIZABETH DEL MORO DIVISION HEAD, MANAGEMENT SERVICES Office of the Division Head - Management Services

FVP GUILAS, JOSE EDWINIEL CASIM DEPARTMENT HEAD Office of the Division Head - Corporate Communication

FVP GUMABAY, OSCAR GANNABAN DEPARTMENT HEAD Office of the Dept. Head - Technical Services

FVP LAPERA, ZENAIDES ROMERO REGIONAL SALES MANAGER Office of the Division Head - Northern Luzon Regional Office

FVP LIWAG, MA. LOURDES SANTIAGO DIVISION HEAD / TRADER 6 Office of the Division Head - Global Distribution & Advisory

FVP LUGO, VIVIEN IDEA DIVISION HEAD Office of the Division Head - Head Office Operations

FVP MADONZA, FLORENTINO MIGUEL DIVISION HEAD Office of the Division Head - General Accounting

FVP MANAGO, JANE NG DIVISION HEAD Division 2, Wealth Management Segment 1

FVP MERCADO, CARLOS CESAR BASH SEGMENT HEAD Trading Segment

FVP NOLASCO, EVELYN DIVISION HEAD Office of the Division Head - Asset Disposition

FVP ONOZAWA, KOJI JAPANESE LIAISION OFFICER Japanese Business Relationship Office

FVP OQUTALDA, ELOIDA FUA AUDIT CLUSTER HEAD Cluster 4 - IT Audit Department

FVP PALOSO, MATIAS LECIAS REGIONAL SALES MANAGER Office of the Division Head - Southern Luzon Regional Office

FVP PAPILLA, LOIDA CRUZ DIVISION HEAD Office of the Division Head - Asset Management Support

FVP PASTORAL, CRISELDA YU HEAD, TRUST RETAIL MARKETING Trust Retail Marketing

FVP PEJO, ARSILITO AMADO REGIONAL SERVICE HEAD VISMIN REGIONAL SERVICE OFFICE

FVP PENA, NELIA ANDRES DIVISION HEAD Office of the Division Head - Financial Accounting & Control

FVP PINEDA, NESTOR OCAMPO REGIONAL SALES MANAGER North Metro Manila Regional Office

FVP RACELA, LIZETTE MARGARET MARY JIAO HEAD, VISMIN LENDING CENTER VISMIN Lending Region

FVP RODRIGUEZ, JOSEPH COLIN BERNARDO DIVISION HEAD, FOREIGN EXCHANGE RISK DIVISION Foreign Exchange Risk Division

FVP RODRIGUEZ, JR., ROBERTO LAPID DISTRICT SALES MANAGER South Metro Manila Regional Office

FVP SALVADOR, AGNES THERESA ANGELES HEAD, CASH SOLUTIONS AND SALES DISTRIBUTION Office of the President & Chief Executive Officer

FVP TAN, THADDEUS ANTHONY LIM DISTRICT SALES MANAGER Office of the Group Head - Retail Banking

FVP TAN , RAUL VICTOR BURN SEGMENT HEAD, BALANCE SHEET MANAGEMENT Office of the Segment Head - Balance Sheet Management

FVP TINIO, MA. ANGELA VERGARA HEAD, METRO MANILA-LUZON LENDING CENTER Metro Manila - Luzon Region

FVP TORRES, ZENAIDA FALCON GROUP HEAD Office of the Group Head - Controllership Group

FVP UY, ALLAN LAO DIVISION HEAD Corporate Banking Division II

FVP VALENA, JR., TEODORO ERIC DE CASTRO IT HEAD Office of the Division Head - Application Development & Division 1

FVP YAP, AL JAN GILLERA DEPUTY GROUP HEAD/DIVISION HEAD Seconded to RCBC Savings Bank

VP ABAD, ANITA ONG BUSINESS MANAGER Divisoria

VP ALVAREZ, MA. CHRISTINA PAGUIA DIVISION HEAD Financial Planning & Development

VP ARTEFICIO, PAULA FRITZIE ZAMORA DEPARTMENT HEAD Derivatives Trading Department

VP ASTOR, AARON LIM LENDING CENTER HEAD Visayas Lending Department

VP BACTOL, ANISETAS ALONZO DISTRICT SALES MANAGER Office of the Division Head - Northern Luzon Regional Office

VP BERNARDO, MA. ESTRELLA GOMEZ DISTRICT SALES MANAGER Office of the Division Head - Southern Luzon Regional Office

VP BONGON, JR., CONCORDIO RIVERA DISTRICT SALES MANAGER South Metro Manila Regional Office

VP BONOAN, LUIS GONZAGA SANTOS BUSINESS MANAGER Greenbelt

VP BORGONIA, RICO MACASERO RELATIONSHIP MANAGER Ill JES Division I

VP BUENAFLOR, ENRIQUE CUESTA BUSINESS DEVELOPMENT MANAGER Global Transaction Services

VP BUESER, ALBERTO YABYABIN AUDIT CLUSTER HEAD Cluster 1VP BUNTUA, MARY CATHERINE TAALA BUSINESS MANAGER BuendiaVP CABRERA, BENJAMIN LOPEZ ' BUSINESS MANAGER PalawanVP CAGAS, JR., FORTUNATO GALA DISTRICT SALES MANAGER Office of the Division Head - Mindanao Regional Office

VP CANIZA, JOSE MANUEL ESTRELLA DIVISION HEAD, DOMESTIC INTEREST RATE RISK DIV. Domestic Interest Rate Risk DivisionVP CANLAS, KAREN KATIGBAK SENIOR RELATIONSHIP MANAGER Division 1, Wealth Management Segment 2

VP CARLOTA, GLORIA TABUJARA RELATIONSHIP MANAGER III Office of the Division Head - Conglomerate

VP CHICA, ROBERTO DORADO REGIONAL SALES MANAGER Office of the Division Head - Mindanao Regional Office

VP CLAUDIO, SUSANA MORATA RELATIONSHIP MANAGER III Corporate Banking Division II

VP CRUZ, JR., ANTONIO MANUEL ESCUETA LENDING CENTER HEAD Makati Lending Department

VP DAYRO, JR., DOMINGO PADUA DEPARTMENT HEAD Systems Support & Implementation

VP DE SILVA, FRANCISCO JIMENEZ IT MANAGER - DEPT. HEAD ADD1 - Electronic Banking

VP DELA PAZ, MA. ELIZABETH VICENCIO DISTRICT SALES MANAGER North Metro Manila Regional Office

VP DUENAS, MERLYN ECHEVARRIA DEPARTMENT HEAD Operations (Legal Department)

VP DUNGO, JORGE BUSTAMANTE DEPARTMENT HEAD Central Clearing

VP EMPACES, JOSEPHINE MANCAO DISTRICT SALES MANAGER Office of the Division Head - Visayan Regional Office

VP FLOR, JOEL RIZALDY GONZALEZ IT HEAD Office of the Division Head - Shared Business Services

VP FUENTES, MA. CHARINA MAGSALIN DEPARTMENT HEAD Corporate Sales DepartmentVP GABATIN, MA. ESTER BAUTISTA BUSINESS MANAGER Paseo de Roxas

VP GARCIA, RAMON CAPARAS HEAD, BANCASSURANCE AND CROSS SELLING Office of the Group Head - Retail Banking

VP HILARIO, FRANCISCO VICENTE OROSA IT MANAGER - DEPT. HEAD IT Risk Management, IT Governance and IS

VP INDITA, ERICO CASTRO BUSINESS MANAGER Makati Avenue

VP ISDN, JR., JOSE SANTOS RELATIONSHIP MANAGER III Corporate Banking Division I

VP JIMENEZ, REYNALDO ANTONIO RUSTS DEPARTMENT HEAD International Operations

VP LARDIZABAL, NOEL DUNG REGIONAL SERVICE HEAD Luzon Regional Service Office

VP LIAO, EDMUNDO DELA CUESTA IT MANAGER - DEPT. HEAD Technical Support Department

VP LUMAIN, JONATHAN EDWIN FADULLON IT HEAD Office of the Division Head - Application Development & Division 2

VP MARIANO, LORNA VEGA DEPARTMENT HEAD, CREDIT & LOANS SERVICES Loans Implementation Section

VP MASANGCAY, EDUARDO CALMA RELATIONSHIP MANAGER III JES Division II

VP MENDOZA, RAFAEL AZICATE DISTRICT SERVICE HEAD Luzon Regional Service Office

VP MIGUEL, EDGARDO FLORES DISTRICT SERVICE HEAD Metro Manila Regional Service Office

VP MIRAL, GERARDO GUCE RELATIONSHIP MANAGER III JES Division II

VP MIRANDA, MARIETA OLALIA DEPARTMENT HEAD FS ANALYSIS & INTERNAL REPORTS SECTION

VP MONTALVO, GRACE MARIE GAMBOA BUSINESS MANAGER Ayala

VP MONZON, JOSEPH FAUSTO TRUST RISK OFFICER Office of the Division Head - Trust

VP MORALES, HELEN FRANCISCO DISTRICT SALES MANAGER North Metro Manila Regional Office

VP NG, SUZETTE YU RELATIONSHIP MANAGER III Chinese Banking Division II

VP ONG, VIRGINIA UY BUSINESS MANAGER Mactan (MEPZ)

VP PEDROSA, ALBERTO NAVARRO DIVISION HEAD, INVESTMENT PORTFOLIO MANAGEMENT Office of the Division Head - Investment Portfolio Management

VP PINEDA, III, CLARO AQUINO OIC / DIVISION HEAD Office of the Division Head - Operations Control Division

VP QUIOGUE, NANCY JAO DISTRICT SERVICE HEAD Metro Manila Regional Service Office

VP RAMOS, ELSIE SERVIDA DEPARTMENT HEAD Litigation Department

VP RAMOS, MICHAEL ANGELO CU UNJIENG IT HEAD Office of the Division Head - Special Projects

VP ROXAS, ANNA SYLVIA ESTRADA DIVISION HEAD Sales SupportVP SALAMATIN, MA. FE PAYUMO COMPLIANCE OFFICER Compliance Office/Regulatory Affairs Division

VP SANTIAGO, FLORANTE GALVAN DISTRICT SALES MANAGER Office of the Division Head - Mindanao Regional Office

VP SANTOS, GUIA MARGARITA YUCHENGCO HEAD, CORPORATE LEGAL SERVICES DEPARTMENT RCBC Savings

VP SANTOS, RAOUL VALENCIA SECTION HEAD Portfolio ManagementVP SARIA, CARREN TAN DISTRICT SALES MANAGER North Metro Manila Regional OfficeVP SELIRIO, LIBERTINE RAQUENO RELATIONSHIP MANAGER III JES Division IIVP SO, JOHAN CUA DIVISION HEAD Chinese Banking Division IIIVP SORIANO, ELVIRA DIGAMON AUDIT CLUSTER HEAD Cluster 3VP TABUENA, JR., RAMON JAIME REYES RELATIONSHIP MANAGER III JES Division IVP TARUC, BRENDA SOLITARIO HEAD, MARKET RISK DIVISION Corporate Risk Management ServicesVP TORRES, LEA BOBIS DEPARTMENT HEAD Account Management Dept. 1VP TRINIDAD, PABLO CRUZ DISTRICT SALES MANAGER Office of the Division Head - Northern Luzon Regional OfficeVP TUPAZ, VICTORIA TANTAY RELATIONSHIP MANAGER III Office of the Division Head - ConglomerateVP URETA, ARLENE LAPUZ DIVISION HEAD Office of the Division Head - Legal AffairsVP VALDES, EMMANUEL MARI KABIGTING DEPARTMENT HEAD Cash Management ServicesVP VELASQUEZ, LOLITO SABONSOLIN DEPARTMENT HEAD Account Management Dept. 2VP VILLANUEVA, GERALDINE MAGALONA DISTRICT SALES MANAGER Office of the Division Head - Visayas Regional Office

AVP ABANILLA, LORAN STO. DOMINGO DEPARTMENT HEAD Retail Product ManagementAVP ABENDANO, STEPHANIE SIM BUSINESS MANAGER D. TuazonAVP ADANO, RENSI ONG BUSINESS MANAGER ConnecticutAVP AGCAOILI, ROSITA CO SENIOR CUSTOMER RELATIONSHIP OFFICER CaloocanAVP ALON, MARISSA DAMASCO BUSINESS MANAGER BF HomesAVP ALONSO, CHARLITO TUBES LENDING CENTER HEAD North Luzon Lending DepartmentAVP AMEDO, WILFREDO GUANKO BUSINESS MANAGER KabankalanAVP ANCHETA, JOSEPH CASUGA BUSINESS MANAGER La UnionAVP ANG, CLINT STANLEY DY DEPARTMENT HEAD Employee RelationsAVP ARZAGA, LIZA PANGILINAN BUSINESS MANAGER Garnet, OrtigasAVP BALATBAT, ABENER MERCIADEZ LENDING CENTER HEAD Ortigas Lending DepartmentAVP BARRETTO, ROSELYN PIMENTEL BUSINESS MANAGER TutubanAVP BENDAL, LANIE SOLIVERES HEAD, ELECTRONIC BANKING DEPARTMENT Electronic Banking DepartmentAVP BENJAMIN, ANN KAREN LU BUSINESS MANAGER A. MabiniAVP BERJAMIN, ANTHONY BELO IT MANAGER - DEPT. HEAD Network & CommunicationsAVP BERMEJO, MARISSA VISTA SECTION HEAD Loans Implementation SectionAVP BILAOS, LALAINE ILAGAN RELATIONSHIP MANAGER III Corporate Banking Division IIAVP BUSTAMANTE, MICHAEL ANTHONY CAPISPISAN HEAD, EBIZ CENTER EXPANSION DEPARTMENT e8iz Center Expansion DepartmentAVP CABACUNGAN, CHRISTINE ROSELLE 01RA DEPARTMENT HEAD Office of the Department Head - Credit ReviewAVP CALDERON, WILSON MERALLES RELATIONSHIP MANAGER III JES Division IAVP CANTILLANA, MAURA REGOSO BUSINESS MANAGER Sta RosaAVP CARABEO, ELI GRACE BAYONA IT MANAGER - DEPT. HEAD Quality AssuranceAVP CAROLING, GINA PELINGO BUSINESS MANAGER Sta. Lucia EastAVP CASACLANG, MA. CARMEN MEJIA SECTION HEAD Trust Credit ManagementAVP CASTILLO, MA. ELOISA MANSILLA PROPERTY SALES OFFICER Office of the Division Head - Asset DispositionAVP CAUILAN, MA. LORENZA SALCEDO BUSINESS MANAGER Las PinasAVP CINCO, MA. ANA CONCEPCION LOPEZ RELATIONSHIP MANAGER Division 1, Wealth Management Segment 2AVP CO, SHIRLEY SIM RELATIONSHIP MANAGER Division 2, Wealth Management Segment 1AVP CO, VIVIAN YU BUSINESS MANAGER Binondo-COAVP CONCEPCION, NENER GATCHALIAN AUDIT CLUSTER HEAD Cluster 5AVP CORTEZ, URSULINA GISELA ESPANTO BUSINESS MANAGER ErmitaAVP CRISTOBAL, CRISTINA DIMASIN DEPARTMENT HEAD

_ Office of the Dept. Head - Credit Policy & Loan Portfolio Monitoring

AVP CRUCILLO, RAFAEL NATIVIDAD DEPARTMENT HEAD Electronic Banking Support Department

AVP CRUZ, CYNTHIA TOMAS BUSINESS MANAGER Balivag

AVP CRUZ, LILIAN BERSABE IT MANAGER - DEPT. HEAD ADD1 - Retail Banking

AVP CUARTERO, MAXIMO KAGUITLA BUSINESS MANAGER Pasig

AVP CUSTODIO, EDWARD LEO ABELLERA DISTRICT SERVICE HEAD Luzon Regional Service Office

AVP DARVIN, FELICIA FERNANDEZ BUSINESS MANAGER Pasong Tamo

AVP DE CASTRO, DANTE PASTA BUSINESS MANAGER Sta. Ana

AVP DE GUIA-KE, CATHERINE JOY RATONEL BUSINESS MANAGER The Fort - Sapphire Residences

AVP DE GUZMAN, LYN LUSTERIO DEPARTMENT HEAD Trust Operations

AVP DE LA CRUZ, RICO MADAMBA SENIOR ACCOUNT OFFICER Quezon Ave. Lending Department

AVP DELA CRUZ, ABELARDO RIVERA RELATIONSHIP MANAGER III JES Division I

AVP DESEO, RAYMOND ADRIANO BUSINESS SYSTEMS MANAGER, TID,TG,WM,SETTLEMENTS,1 Office of the Division Head - Management Services

AVP DUPAYA, JR., CONRADO TANG DEPARTMENT HEAD ATM Center

AVP ESPIRITU, CYNTHIA TRINIDAD BUSINESS MANAGER Legaspi Village

AVP ESTACIO, BENJAMIN ECHAVEZ DISTRICT SERVICE HEAD VISMIN REGIONAL SERVICE OFFICE

AVP FELEBRICO, RUBEN ALAMEDA BUSINESS MANAGER Tektite

AVP FERNANDEZ, JOHN-RENE GARAYGAY BUSINESS MANAGER Rockwell

AVP FLORENTO, GENALIN REYES BUSINESS MANAGER La Fuerza Plaza

AVP FRIAS, EDWIN JOHN RARO DISTRICT SALES MANAGER Office of the Division Head - Southern Luzon Regional Office

AVP GAGA-A, ROWELL BUENO DISTRICT SALES MANAGER Office of the Division Head - Visayan Regional Office

AVP GALANO, CARMELITA PESTANO

• DIVISION HEAD, DOMESTIC BUSINESS LINE Domestic Business Line

AVP GALAPON, JULIUS CAESAR CABIAO IT MANAGER - DEPT. HEAD Service & Deployment

AVP GARCIA, KENNETH MARK FRANCO DEPARTMENT HEAD, ACCOUNT MANAGEMENT 3 Account Management Dept. 3

AVP GAYANELO, ANNA TERESA CECILIA SOBERANO BUSINESS MANAGER Salcedo Village

AVP GENTOLIA, JOSEPH GARCIA INTEGRATED AUDIT MANAGER Cluster 4 - IT Audit Department

AVP GO, ALAN YAP BUSINESS MANAGER Cebu - Sto. Nino

AVP GOLEZ, RAYMUND CUSTODIO DISTRICT SERVICE HEAD VISMIN REGIONAL SERVICE OFFICE

AVP GOMEZ, VITTORIO RAOUL MANIKAN SECTION HEAD Trust Trading Section

AVP GONZAGA, RICARDO BOLARIO LENDING CENTER HEAD Mindanao Lending Department

AVP GUERRERO, GEORGE NEIL PARDUCHO SENIOR TRADER FX Swaps & Forward Desk

AVP HERNANDEZ, HENRY MAGPANTAY DISTRICT SERVICE HEAD Luzon Regional Service Office

AVP (LANG, CRISANTO DELA PAZ DEPARTMENT HEAD Telemoney Operations

AVP JARANTILLA, MA. VICTORIA GUSTILO BUSINESS MANAGER Iloilo

AVP LAGOS, ANDRADE FULGUERAS DISTRICT SERVICE HEAD VISMIN REGIONAL SERVICE OFFICE

AVP LEYCO, MA. ARLENE LEYBA SENIOR ACCOUNT OFFICER Makati Lending Department

AVP LOPEZ, JUANITO JORDA BUSINESS MANAGER Sta. Maria, Bulacan

AVP LUBONG, DAVID AMMAY BUSINESS MANAGER Olongapo

AVP MABUTAS, NELMIDA BUGARIN BUSINESS MANAGER Unimart

AVP MACAISA, ENRICO LABANAN DEPARTMENT HEAD Institutional Sales Department

AVP MAGSINO, CECILIO ENRICO PABLO DISTRICT SERVICE HEAD Luzon Regional Service Office

AVP MAKABALI, MA. LOURDES CASIMIRO OPERATIONS OFFICER Central Clearing

AVP MARQUEZ, JR., ANTONIO CRISOLOGO DISTRICT SERVICE HEAD Metro Manila Regional Service Office

AVP MASIGLAT, JR., FRANCISCO DE JESUS DEPARTMENT HEAD, CASH MANAGEMENT DEPARTMENT Cash Management Department

AVP MAYOR, LUISITO SORIANO DISTRICT SERVICE HEAD Metro Manila Regional Service Office

AVP MENDOZA, CLARISSA PILAPIL RELATIONSHIP MANAGER III JES Division II

AVP MENDOZA, JOSE JAYSON LEYCO LENDING CENTER HEAD South Luzon Lending Department

AVP MENESES, ELLER LACAP ACTING DISTRICT SERVICE HEAD Luzon Regional Service Office

AVP MESINA, MARIE RORECEJACK RAMIREZ RELATIONSHIP MANAGER III Corporate Banking Division IIAVP MONTE DE RAMOS, JR., ANGEL ALONZO BUSINESS MANAGER CarmelrayAVP NIEVA, JR., PACIFICO ARCED IT MANAGER - DEPT. HEAD Data Center Operations DepartmentAVP ORTIZ, ROSSANA LEONORA HENSON SENIOR ACCOUNT OFFICER Ortigas Lending DepartmentAVP PAGCALIWAGAN, MARIA AURORA MALLARI BUSINESS SYSTEMS MANAGER, OFBG Office of the Division Head - Management ServicesAVP PAITA, ROLAND REMO BUSINESS MANAGER Cavite -Rosario EpzaAVP PETERSEN, CARLOS PATRIMONIO BUSINESS MANAGER DadiangasAVP PILORIN, MARIA LUISA MADELO BUSINESS MANAGER New ManilaAVP PINEDA, DANILO GINGCO BUSINESS MANAGER CommonwealthAVP PINGA, ALMARIO ENDRINAL DEPARTMENT HEAD Branches Expansion DepartmentAVP PO, HONORATA VILLAMIN DISTRICT SALES MANAGER Office of the Division Head - Southern Luzon Regional OfficeAVP PUNZALAN, RAUL TORIBIO SENIOR Cl/APPRAISER REVIEW OFFICER Office of the Dept. Head - Technical ServicesAVP QUINTERO, III, VICENTE DE VEYRA BUSINESS MANAGER TaclobanAVP RAMOS, FRANCIS ORTALIZ DISTRICT SALES MANAGER Office of the Division Head - Visayas Regional OfficeAVP RANGES, JOSEFINA YU BUSINESS MANAGER San PabloAVP REGALA, ERNES AGUSTIN DEPARTMENT HEAD Commercial Sales DepartmentAVP REYES, JO-ANNE EUSTAQUIO BUSINESS MANAGER Frontera VerdeAVP ROA, CARLOS FRANCISCO PURUGGANAN ASSET QUALITY OFFICER Office of the Department Head - Asset QualityAVP RODRIGO, MA. ROSANNA MORALES DISTRICT SALES MANAGER Office of the Division Head - Northern Luzon Regional OfficeAVP SALVADOR, MARCOS AURELIO ORONCE DEPARTMENT HEAD Financial Planning & Credit Support DepartmentAVP SAN JUAN, CHRISTIAN DEMESA BASEL II RISK OFFICER Corporate Risk Management ServicesAVP SANTARIN, JUAN JOSE BANAL DIVISION HEAD, OVERSEAS SUBSIDIARIES BUSINESS Overseas Subsidiaries BusinessAVP SANTOS, RENAN DE LEON OFFICER-IN-CHARGE/TRADER 5 Liquidity Management DepartmentAVP SEE, LAWRENCE CHAN RELATIONSHIP MANAGER III Chinese Banking Division IIIAVP SELVA, ANNA LISSA LAURENA RELATIONSHIP MANAGER III Corporate Banking Division IAVP SIH-TAN, IRENE TY RELATIONSHIP MANAGER III Chinese Banking Division IAVP SINGIAN, JR., FRANCISCO GUTIERREZ DEPARTMENT HEAD, BALANCE SHEET RISK MGT Balance Sheet Risk Management DepartmentAVP SUBIDO, ALBERT CERTEZA RELATIONSHIP MANAGER III JES Division IAVP SUICO, MA. DELILAH CAPANGPANGAN DISTRICT SERVICE HEAD VISMIN REGIONAL SERVICE OFFICEAVP TENGCO, JR., ERNESTO VEDANA BUSINESS MANAGER BataanAVP TIRADO, GIANNI FRANCO DEMEGILLO DISTRICT SALES MANAGER Office of the Division Head - Mindanao Regional OfficeAVP TOJONG, LOURDES FELIXIA TORRALBA BUSINESS MANAGER Mactan (MEPZ 2)AVP TOLEDO, NERISSA CRUZ SMALL LOANS PROJECT OFFICER Office of the Division Head - CSME BankingAVP TOLENTINO, JR., BENJAMIN PONIO BUSINESS MANAGER Concepcion MarikinaAVP TORRES, MA. MELISSA TORRALBA SENIOR ACCOUNT OFFICER Makati Lending DepartmentAVP ULPINDO, LORETO MANUEL DISTRICT SERVICE HEAD Metro Manila Regional Service OfficeAVP VALEROS, JONATHAN TABINGA PRODUCT SALES OFFICER Global Transaction ServicesAVP VICTORIA, ERIC BAUCA SECTION HEAD, TRUST MARKETING SECTION II Trust Marketing ServicesAVP VICTORIA, MA. VICTORIA PERTIERRA BUSINESS MANAGER LibisAVP VILLANUEVA, CHONA MARCELLANA DEPARTMENT HEAD Career Management & HR InitiavesAVP VILLAR, ANTHONY AGUILAR AUDIT CLUSTER HEAD Cluster 2AVP WING SIONG, SEW MING BUSINESS MANAGER Zamboanga

_

AVP YUZON, CYNTHIA TATAD BUSINESS MANAGER Caloocan