britam insurance deal details

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  • 7/30/2019 Britam Insurance Deal Details

    1/2

    INSURER BRITAMBENEFITSWindscreen glass/ windscreen / wing mirrors Unlimited.

    50,000/= free, anything above, charged 10%Towing charges Unlimited.

    50,000/= free, anything above charged 10%

    Repair authority (damage within this limit does not needassessor)

    50,000/=

    Radio cassette Unlimited.30,000/= free, anything above charged 10%

    Vehicle Occupants Emergency Medical Expenses (Limitof medical cover for emergency medical treatment of oc

    cupants following an accident)

    100,000/=

    Vehicle valuation Free by Regent Valuers and AARiot, Strike & Civil Commotion CoveredSpecial Perils e.g. storm, flood, earthquake, use in the hands of a Motor trader, typhoon, hurricane, volcanic erup

    tion

    Covered

    EXTRAS No blame no excessCourtesy Car Free Courtesy car use at maximum 3000@ day upto a ma

    ximum of 10 days = 30,000/=THIRD PARTY LIMITS OF LIABILITYThird Party Bodily Injury UnlimitedPassenger legal Liability Limit any one person 10,000,000/=Passenger legal Liability Limit any one Event 30,000,000/=Third Party Property Damage Limit any one Event 30,000,000/=

    POLICY EXCESSDamage and partial theft 2.5% of vehicle value minimum 12,500/=Total theft losses 10% of vehicle value with anti-theft devices minimum 30,

    000/=20% of vehicle value without anti-theft devices minimum30,000/=

    Standard cover 3.5% Standard cover including riots strikes and civil commotion.Add 0.25% to cover political risks and terrorism

    Own Damage/ Partial Theft 2.5% of sum insured, minimum 12,500/=Age of vehicle AT ENTRY (Vehicles exceeding this age from year of manufacture AT ENTRY will not be covered)

    15 years coveredAbove 15 years can be covered based on a satisfactory technical(mechanical) report.

    Minimum value of vehicle None. Minimum premium, 15,100 and above age restrictions.

    Geographical Limit East Africa + Comesa with yellow cd(Vehicle towed to Kenya)

    Automobile Association 24 hour road rescue Optional at discounted rate 3000 p.a

    OTHERS

    Personal Accident cover for the driver (Death or Permanent disability) 500000

    Loss of personal effects 10000

  • 7/30/2019 Britam Insurance Deal Details

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    Death as a result of Accident for members of the insuredhousehold

    (to clarify whether occupant family members consideredas above)

    Declared additional vehicle components. Free cover within the normal premium as per valuation report. No additional cost

    Young driver (Extra excess charged) 18 yearsNovice Driver (Extra excess charged) Driver's License less than 12 Months old.

    KMPDU partner Britam

    The underwriter and one of the leading insurance companies

    Branch Network More than 15 townsCompany Profile (Underwriter) Very GoodCLASS OF INSURANCE: Motor car private policy

    COVER EFFECTIVE DATE: 03/05 /l3

    EXCLUSIONS: Drug intoxication beyond legal limit including alcohol, Unlicensed driver, passengers beyond Capacity and side mirrors.

    BRITAM CONTACT: Hannah Britam 0723328150