boletín estadístico banca múltiple enero 2012 · 2 el siguiente contenido fue elaborado por...

Boletín EstadísticoBanca Múltiple

Enero 2012

2

El siguiente contenido fue elaborado por personal de laComisión Nacional Bancaria y de Valores, a partir de la información

disponible al 22 de febrero de 2012, recibida en los Reportes Regulatorios quelas entidades supervisadas envían a esta Comisión.

3

Presentación 5

Reglas de Carácter General a que se Refiere elArtículo 134 Bis de la Ley de Instituciones de Crédito 6

I.Estadísticas de la Banca Múltiple 7

Principales Rubros del Balance General y Estado de Resultados 8

Indicadores Financieros 10

Cartera de Crédito Total 11

Cartera de Crédito a Empresas 12

Cartera de Crédito a Entidades Financieras 13

Cartera de Crédito a Entidades Gubernamentales 14

Cartera de Crédito a Estados, Municipios y Otras Entidades Gubernamentales 15

Cartera de Crédito Total al Consumo 16

Cartera de Tarjetas de Crédito 17

Cartera de Crédito al Consumo No Revolvente 18

Cartera de Créditos Personales 19

Cartera de Crédito Automotriz 20

Cartera de Crédito para Adquisición de Bienes Muebles 21

Cartera de Otros Crédito al Consumo 22

Cartera de Nómina 23

Cartera de Crédito a la Vivienda 24

Captación de Recursos 25

Cartera de Crédito por Calificación 27

Indice

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II. Información Detallada de la Cartera de Crédito 39

II.I Información Detallada de la Cartera de Crédito a Empresas 40

Información Detallada General 41

Información por Tamaño del Crédito 42

Información por Actividad Económica 77

II.II Información Detallada de la Cartera de Crédito a la Vivienda 112

Información Detallada General 113

Distribución por Valor de la Vivienda 114

Distribución por Nivel de Financiamiento (LTV) 121

III. Estados Financieros Consolidados con Subsidiarias 128

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La Comisión Nacional Bancaria y de Valores (CNBV) emite el presente Boletín para cumplir con lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión Nacional Bancaria y de Valores. Mediante la difusión de información financiera se persigue promover la transparencia y autorregulación de las instituciones de banca múltiple, así como proveer a los mercados y al público en general información suficiente y confiable, que permita el análisis y seguimiento de estas instituciones y de los mercados en que participan.

La ficha de evaluación de calidad y oportunidad de la información de los reportes operativos de cartera de crédito comercial y de vivienda no se presenta en este boletín estadístico debido a que la metodología de evaluación se modifica a partir del próximo mes. La nueva metodología incorporará nuevos factores en la evaluación de la calidad y oportunidad de información que las entidades envían a esta Comisión.

El boletín estadístico se encuentra compuesto por 4 secciones:

En primer lugar se informa sobre el nivel del Índice de Capitalización de las instituciones, así como la correspondiente categoría de Alertas Tempranas.

En segundo lugar se presenta la información estadística relevante de cada institución de banca múltiple. Se incluye los indicadores financieros destacados, los saldos de cada tipo de crédito y de la captación de recursos. Asimismo, se detalla la información de los saldos de cartera de crédito por calificación.

En la tercera sección se presenta la información detallada de la cartera de crédito a empresas y a la vivienda de cada banco. Se publica información sobre las principales características del portafolio así como del otorgamiento mensual.

Por último, se hace un compendio de los estados financieros que las instituciones de banca múltiple informan a esta Comisión. Es importante señalar que la información de esta sección no debe corresponder de manera exacta con la presentada en secciones anteriores ya que la finalidad de las secciones estadísticas es proveer series de datos consistentes en el tiempo que permitan un mejor análisis sobre la condición financiera de las instituciones.

Presentación

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CLASIFICACIÓN DE LAS INSTITUCIONES DE BANCA MÚLTIPLE DE ACUERDO AL ARTÍCULO 220 DE LAS DISPOSICIONES DE CARÁCTER

GENERAL, A QUESE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

Cifras al 31 de diciembre de 2011

Con el fin de mantener informado al público del desempeño de las instituciones que conforman al sector de banca múltiple, la Comisión Nacional Bancaria y de Valores, con fundamento en lo dispuesto en el artículo 134 Bis de la Ley de Instituciones de Crédito, en relación con los artículos 220 y 221 de las “Disposiciones de carácter general aplicables a las instituciones de crédito”, da a conocer la clasificación de las instituciones de banca múltiple en categorías, con base en el índice de capitalización requerido conforme a las disposiciones aplicables a los requerimientos de capitalización, emitidas por esta Comisión en términos del artículo 50 de la Ley de Instituciones de Crédito.

REGLAS DE CARÁCTER GENERAL A QUE SE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

1/ Dado a conocer a esta Comisión por el Banco de México el 9 de febrero de 2012, con base en la información

entregada por las Instituciones, conforme a lo dispuesto por el Artículo 2 Bis 4 de las “Disposiciones de carácter

general aplicables a las instituciones de crédito”.

The Bank of New York Mellon 228.02 I UBS 153.94 I Bank of Tokyo-Mitsubishi UFJ 130.31 I Banco Fácil 73.61 I The Royal Bank of Scotland 55.47 I Banco Base 46.55 I Compartamos 39.62 I American Express 33.61 I Inter Banco 32.65 I Actinver 27.27 I J.P. Morgan 26.78 I Bank of America 23.61 I Monex 20.97 I Barclays 20.67 I Deutsche Bank 20.49 I ABC Capital (antes Banco Amigo) 19.41 I Inbursa 19.07 I Banco Wal-Mart 18.68 I Volkswagen Bank 18.63 I BanCoppel 17.79 I CIBanco 17.75 I Bansí 17.41 I Invex 16.78 I Ve por Más 16.20 I Interacciones 16.16 I Banco Credit Suisse 16.15 I BBVA Bancomer 15.84 I Scotiabank 15.71 I HSBC 15.38 I Ixe 15.33 I Banamex 15.16 I Afirme 14.87 I Santander 14.82 I Banregio 14.67 I Autofin 13.96 I Banco del Bajío 13.24 I Banco Ahorro Famsa 13.11 I Banca Mifel 13.07 I Banorte 12.90 I Multiva 12.57 I Banco Azteca 12.33 I ING 12.27 I

Institución Índice de Categoría capitalización1/ (%)

I. Estadísticas dela Banca Múltiple

El objetivo de este apartado es proporcionar al público indicadores estadísticos que reflejen adecuadamente la evolución de la condición financiera de la Banca Múltiple, por lo que en esta sección se incluye, para los casos de Banamex, Santander, Ixe e Inbursa, la información de las Sociedades Financieras de Objeto Múltiple, Entidades Reguladas, que administran porcentajes significativos de la cartera otorgada por estas instituciones.

Principales Rubros del Balance General y Estado de Resultados Septiembre 2008(Millones de pesos)

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Activo Total 1/ Cartera Total

Ene. 2011 Dic. 2011 Ene. 2012 Ene. 2011 Dic. 2011 Ene. 2012

1/ Activo Total ajustado por las operaciones de Reporto. 2/ Se presentan las instituciones en orden descendente por tamaño de activo total a mes de análisis más reciente.

Sistema 2/ 5,398,534 100.0 6,019,213 100.0 6,093,866 100.0 2,137,752 100.0 2,462,382 100.0 2,450,838 100.0

BBVA Bancomer 1,125,313 20.84 1,267,611 21.06 1,226,735 20.13 578,247 27.05 624,742 25.37 623,813 25.45

Banamex 1,072,325 19.86 1,120,221 18.61 1,049,535 17.22 325,360 15.22 394,523 16.02 399,046 16.28

Santander 707,455 13.10 761,834 12.66 843,084 13.83 230,645 10.79 313,672 12.74 310,512 12.67

Banorte 573,990 10.63 631,355 10.49 652,044 10.70 252,747 11.82 305,033 12.39 307,384 12.54

HSBC 438,247 8.12 524,649 8.72 539,432 8.85 177,963 8.32 188,046 7.64 184,472 7.53

Inbursa 250,937 4.65 261,036 4.34 275,950 4.53 178,568 8.35 177,705 7.22 171,401 6.99

Scotiabank 203,070 3.76 198,166 3.29 224,502 3.68 108,060 5.05 114,525 4.65 113,964 4.65

Deutsche Bank 131,830 2.44 213,470 3.55 185,590 3.05 558 0.03 731 0.03 733 0.03

Ixe 87,675 1.62 95,951 1.59 99,708 1.64 29,178 1.36 33,494 1.36 31,556 1.29

Afirme 64,159 1.19 88,947 1.48 96,966 1.59 11,117 0.52 11,477 0.47 11,979 0.49

Banco del Bajío 81,300 1.51 92,452 1.54 94,363 1.55 62,043 2.90 68,034 2.76 67,668 2.76

ING 131,011 2.43 96,502 1.60 92,580 1.52 4,378 0.20 3,537 0.14 3,597 0.15

Interacciones 70,260 1.30 86,791 1.44 83,410 1.37 43,253 2.02 43,701 1.77 43,646 1.78

Banco Azteca 66,664 1.23 81,243 1.35 81,057 1.33 25,995 1.22 39,484 1.60 39,737 1.62

Bank of America 65,059 1.21 46,408 0.77 71,431 1.17 659 0.03 683 0.03 673 0.03

Banregio 45,417 0.84 62,748 1.04 62,170 1.02 19,035 0.89 27,852 1.13 27,605 1.13

Banco Credit Suisse 12,578 0.23 46,818 0.78 43,407 0.71 - - 29 0.00 29 0.00

Invex 30,343 0.56 38,753 0.64 42,379 0.70 8,280 0.39 8,494 0.34 8,629 0.35

Banca Mifel 33,482 0.62 39,028 0.65 36,876 0.61 14,675 0.69 13,757 0.56 12,715 0.52

J.P. Morgan 29,829 0.55 27,200 0.45 35,816 0.59 146 0.01 335 0.01 248 0.01

Monex 24,295 0.45 33,213 0.55 31,401 0.52 2,680 0.13 4,025 0.16 3,722 0.15

Multiva 13,005 0.24 21,021 0.35 21,689 0.36 8,104 0.38 15,542 0.63 15,672 0.64

Barclays 24,140 0.45 16,669 0.28 20,744 0.34 - - - - - -

CIBanco 9,479 0.18 17,548 0.29 18,675 0.31 1,394 0.07 3,326 0.14 3,102 0.13

American Express 16,071 0.30 17,940 0.30 17,874 0.29 7,687 0.36 7,668 0.31 7,595 0.31

Ve por Más 12,729 0.24 16,526 0.27 17,663 0.29 8,590 0.40 10,081 0.41 9,688 0.40

Bansí 16,035 0.30 12,455 0.21 16,376 0.27 7,015 0.33 6,503 0.26 6,324 0.26

BanCoppel 10,424 0.19 14,529 0.24 14,259 0.23 3,586 0.17 5,593 0.23 5,757 0.23

Compartamos 11,123 0.21 13,908 0.23 13,765 0.23 9,486 0.44 11,897 0.48 11,581 0.47

Banco Ahorro Famsa 11,678 0.22 12,797 0.21 12,901 0.21 10,408 0.49 11,784 0.48 11,690 0.48

Bank of Tokyo-Mitsubishi UFJ 6,335 0.12 9,793 0.16 12,234 0.20 1,330 0.06 2,471 0.10 2,153 0.09

Inter Banco 2,717 0.05 7,458 0.12 10,898 0.18 559 0.03 270 0.01 293 0.01

Banco Base - - 6,735 0.11 7,869 0.13 - - 83 0.00 76 0.00

The Royal Bank of Scotland 3,032 0.06 8,620 0.14 7,682 0.13 190 0.01 395 0.02 633 0.03

UBS 2,729 0.05 4,020 0.07 7,424 0.12 - - - - - -

Actinver 4,514 0.08 6,838 0.11 6,979 0.11 287 0.01 882 0.04 932 0.04

Banco Wal-Mart 2,666 0.05 4,691 0.08 5,010 0.08 891 0.04 2,721 0.11 2,758 0.11

Volkswagen Bank 2,618 0.05 4,071 0.07 4,329 0.07 2,519 0.12 3,509 0.14 3,603 0.15

Autofin 2,330 0.04 3,989 0.07 4,178 0.07 1,815 0.08 2,753 0.11 2,779 0.11

ABC Capital (antes Banco Amigo) 707 0.01 4,288 0.07 3,959 0.06 179 0.01 2,957 0.12 3,008 0.12

The Bank of New York Mellon 761 0.01 772 0.01 773 0.01 - - - - - -

Banco Fácil 203 0.00 150 0.00 147 0.00 124 0.01 67 0.00 64 0.00

Principales Rubros del Balance General y Estado de Resultados Septiembre 2008(Millones de pesos)

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Captación Total Resultado Neto1/


Sistema 2/ 2,659,728 100.00 2,964,687 100.00 2,926,268 100.0 6,686.8 100.0 71,855 100.0 9,777 100.0

BBVA Bancomer 623,826 23.45 666,673 22.49 677,157 23.14 2,438 36.46 23,455 32.64 2,019 20.65

Banamex 505,840 19.02 574,710 19.39 511,694 17.49 867 12.96 9,587 13.34 1,731 17.70

Santander 299,033 11.24 357,430 12.06 367,144 12.55 948 14.18 13,700 19.07 2,095 21.43

Banorte 287,755 10.82 329,938 11.13 329,333 11.25 527 7.88 6,972 9.70 673 6.88

HSBC 281,594 10.59 330,668 11.15 316,141 10.80 79 1.18 922 1.28 577 5.90

Inbursa 146,969 5.53 147,878 4.99 142,729 4.88 637 9.53 3,824 5.32 584 5.97

Scotiabank 127,817 4.81 129,444 4.37 135,117 4.62 416 6.23 2,862 3.98 448 4.59

Deutsche Bank 1,398 0.05 3,592 0.12 6,165 0.21 38 0.57 162 0.23 54 0.55

Ixe 37,812 1.42 41,455 1.40 39,781 1.36 (25) (0.38) 163 0.23 94 0.97

Afirme 14,456 0.54 15,405 0.52 15,932 0.54 10 0.15 149 0.21 42 0.43

Banco del Bajío 62,543 2.35 70,628 2.38 71,527 2.44 92 1.37 857 1.19 89 0.91

ING 14,253 0.54 2,846 0.10 1,128 0.04 (232) (3.47) 140 0.19 268 2.75

Interacciones 42,659 1.60 43,473 1.47 43,521 1.49 87 1.30 1,092 1.52 92 0.94

Banco Azteca 53,624 2.02 59,201 2.00 58,899 2.01 58 0.87 1,127 1.57 176 1.80

Bank of America 26,609 1.00 5,928 0.20 29,357 1.00 186 2.78 793 1.10 232 2.37

Banregio 17,920 0.67 24,881 0.84 24,397 0.83 26 0.39 650 0.90 59 0.61

Banco Credit Suisse 2,609 0.10 6,606 0.22 2,990 0.10 (15) (0.22) 230 0.32 15 0.15

Invex 11,181 0.42 12,744 0.43 13,652 0.47 13 0.20 209 0.29 49 0.50

Banca Mifel 19,873 0.75 24,351 0.82 20,483 0.70 5 0.08 164 0.23 18 0.19

J.P. Morgan 1,328 0.05 1,858 0.06 3,310 0.11 22 0.33 (74) (0.10) (78) (0.80)

Monex 3,394 0.13 5,197 0.18 5,315 0.18 29 0.44 701 0.98 83 0.85

Multiva 10,372 0.39 16,485 0.56 17,344 0.59 (8) (0.11) 132 0.18 55 0.57

Barclays - - - - - - 59 0.88 623 0.87 24 0.25

CIBanco 5,062 0.19 10,362 0.35 10,239 0.35 1 0.01 186 0.26 13 0.13

American Express 10,962 0.41 12,051 0.41 11,793 0.40 82 1.22 941 1.31 88 0.89

Ve por Más 10,500 0.39 11,966 0.40 11,916 0.41 9 0.13 112 0.16 11 0.11

Bansí 6,573 0.25 6,162 0.21 5,843 0.20 8 0.12 96 0.13 15 0.15

BanCoppel 8,919 0.34 12,085 0.41 11,880 0.41 (11) (0.17) 181 0.25 37 0.38

Compartamos 4,679 0.18 7,099 0.24 6,618 0.23 192 2.88 2,134 2.97 198 2.03

Banco Ahorro Famsa 9,036 0.34 10,542 0.36 10,675 0.36 213 3.19 234 0.33 6 0.06

Bank of Tokyo-Mitsubishi UFJ 4,153 0.16 4,170 0.14 5,500 0.19 2 0.03 (61) (0.08) 13 0.13

Inter Banco 205 0.01 216 0.01 242 0.01 4 0.06 16 0.02 3 0.03

Banco Base - - - - 287 0.01 - - 90 0.12 23 0.23

The Royal Bank of Scotland 1,520 0.06 6,545 0.22 5,667 0.19 (5) (0.08) (40) (0.06) 2 0.02

UBS - - - - - - (6) (0.10) (8) (0.01) (10) (0.11)

Actinver 171 0.01 1,209 0.04 1,143 0.04 5 0.07 46 0.06 3 0.03

Banco Wal-Mart 1,329 0.05 2,944 0.10 3,256 0.11 (50) (0.75) (550) (0.77) (31) (0.32)

Volkswagen Bank 1,595 0.06 2,360 0.08 2,675 0.09 (10) (0.16) 19 0.03 2 0.02

Autofin 1,732 0.07 2,410 0.08 2,549 0.09 (1) (0.01) 5 0.01 0 0.00

ABC Capital (antes Banco Amigo) 375 0.01 3,165 0.11 2,862 0.10 (6) (0.08) 16 0.02 4 0.04

The Bank of New York Mellon - - - - - - 4 0.06 18 0.03 1 0.01

Banco Fácil 51 0.00 11 0.00 8 0.00 (3) (0.04) (18) (0.02) 0 0.00

2/ Flujos acumulados al mes que se indica. 3/ Se presentan las instituciones en orden descendente por tamaño de activo total a mes de análisis más reciente.

Indicadores Financieros Diciembre 2008(Porcentajes)

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Sistema 1.42 1.25 1.29 13.22 12.51 12.96

BBVA Bancomer 2.02 1.96 1.91 21.45 20.94 20.44

Banamex 1.50 0.88 0.96 11.37 7.48 8.17

Santander 1.81 1.79 1.91 15.39 16.01 17.12

Banorte 1.09 1.17 1.18 14.53 14.87 15.04

HSBC 0.08 0.19 0.29 0.90 2.45 3.75

Inbursa 2.12 1.52 1.49 11.14 7.87 7.71

Scotiabank 1.47 1.38 1.38 10.67 10.28 10.41

Deutsche Bank 0.75 0.10 0.11 17.99 6.52 7.10

Ixe (0.03) 0.18 0.30 (0.50) 3.27 5.63

Afirme 0.45 0.19 0.23 8.40 5.73 6.89

Banco del Bajío 1.32 0.98 0.97 10.58 8.12 8.14

ING 0.68 0.11 0.51 9.25 1.71 7.75

Interacciones 1.19 1.37 1.35 23.81 23.20 22.89

Banco Azteca 0.95 1.56 1.69 13.01 20.94 22.65

Bank of America 1.13 0.99 1.05 13.14 18.75 19.51

Banregio 0.75 1.18 1.21 13.60 17.19 17.27

Banco Credit Suisse 0.15 1.06 1.07 1.98 13.58 14.65

Invex 0.61 0.64 0.72 8.47 8.47 9.83

Banca Mifel 0.61 0.44 0.47 17.89 12.21 13.07

J.P. Morgan 0.16 (0.22) (0.50) 1.16 (1.71) (4.03)

Monex 2.32 2.38 2.51 29.66 30.05 31.53

Multiva 0.24 0.78 1.10 2.18 6.92 9.99

Barclays 0.56 2.34 2.24 7.00 23.78 22.05

CIBanco 1.10 1.20 1.22 13.48 23.31 24.46

American Express 4.14 5.61 5.59 23.34 25.99 25.56

Ve por Más 0.71 0.79 0.79 9.12 9.61 9.68

Bansí 0.66 0.61 0.65 10.38 8.45 9.01

BanCoppel (1.84) 1.51 1.87 (16.72) 12.59 15.22

Compartamos 18.80 16.41 16.18 39.66 34.74 34.59

Banco Ahorro Famsa 5.46 1.90 0.22 35.39 12.11 1.39

Bank of Tokyo-Mitsubishi UFJ 0.60 (0.89) (0.68) 4.54 (6.33) (4.22)

Inter Banco 2.35 0.36 0.29 15.17 3.33 3.12

Banco Base 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland (2.13) (0.83) (0.63) (15.73) (6.05) (5.02)

UBS 4.92 (0.17) (0.24) 30.99 (1.58) (2.39)

Actinver 1.63 0.81 0.76 6.78 5.04 4.85

Banco Wal-Mart (24.58) (16.25) (14.84) (49.31) (44.06) (41.75)

Volkswagen Bank (1.04) 0.59 0.93 (4.55) 2.15 3.37

Autofin (1.09) 0.14 0.17 (4.48) 0.84 1.03

ABC Capital (antes Banco Amigo) (10.67) 0.56 0.83 (20.64) 2.20 3.39

The Bank of New York Mellon 1.68 2.40 1.96 1.80 2.59 2.12

Banco Fácil (7.76) (10.24) (8.84) (13.64) (14.95) (12.70)

ROA (Flujo 12 meses) (1) ROE (Flujo 12 meses) (2)


1/ Resultado neto acumulado en 12 meses. / Activo Total ajustado por las Operaciones de Reporto promedio 12 meses 2/ Resultado neto acumulado en 12 meses / Capital contable promedio 12 meses

11

Ene. Dic. Ene. Ene. Dic. Ene. Ene. Dic. Ene. Ene. Dic. Ene.

2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Cartera Total IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Cartera de Crédito TotalCifras sin subsidiarias1/

(Millones de pesos y porcentajes)

Sistema */ 2,137,752 2,462,382 2,450,838 2.33 2.47 2.46 193.23 189.62 188.78 4.51 4.69 4.65

BBVA Bancomer 578,247 624,742 623,813 2.53 3.14 3.25 151.09 126.39 122.59 3.82 3.97 3.99

Banamex 325,360 394,523 399,046 1.33 1.54 1.43 266.90 285.01 292.46 3.56 4.38 4.20

Santander 230,645 313,672 310,512 1.63 1.69 1.52 269.90 210.53 230.72 4.40 3.57 3.52

Banorte 252,747 305,033 307,384 2.30 1.90 1.85 132.58 148.48 147.54 3.05 2.82 2.73

HSBC 177,963 188,046 184,472 2.81 2.70 2.66 185.47 214.52 215.21 5.21 5.80 5.72

Inbursa 178,568 177,705 171,401 2.18 3.21 3.09 490.92 395.56 413.74 10.71 12.70 12.77

Scotiabank 108,060 114,525 113,964 3.50 2.72 2.67 102.53 115.34 115.49 3.58 3.13 3.09

Banco Del Bajío 62,043 68,034 67,668 3.16 2.66 2.91 85.31 97.99 91.92 2.69 2.61 2.67

Interacciones 43,253 43,701 43,646 1.07 0.84 0.84 284.67 509.99 510.29 3.04 4.28 4.27

Banco Azteca 25,995 39,484 39,737 4.94 4.64 5.17 133.30 161.12 157.36 6.58 7.47 8.14

Ixe 29,178 33,494 31,556 1.02 1.38 1.36 257.48 242.98 264.38 2.62 3.34 3.60

Banregio 19,035 27,852 27,605 1.89 2.13 2.20 206.22 166.56 166.10 3.89 3.55 3.66

Multiva 8,104 15,542 15,672 3.25 1.04 1.09 87.82 273.29 270.50 2.85 2.84 2.95

Banca Mifel 14,675 13,757 12,715 2.97 4.63 5.04 107.53 57.59 57.11 3.20 2.66 2.88

Afirme 11,117 11,477 11,979 4.20 4.87 4.62 104.63 99.41 100.73 4.40 4.84 4.65

Banco Ahorro Famsa 10,408 11,784 11,690 9.60 11.02 11.74 137.44 143.66 136.26 13.19 15.83 16.00

Compartamos 9,486 11,897 11,581 2.16 2.60 2.88 147.30 157.71 148.16 3.18 4.10 4.27

Ve Por Más 8,590 10,081 9,688 1.85 1.33 1.60 121.18 123.54 108.82 2.25 1.64 1.74

Invex 8,280 8,494 8,629 3.53 1.50 0.88 197.99 342.20 569.29 6.99 5.14 5.00

American Express 7,687 7,668 7,595 5.11 3.90 3.64 253.87 303.29 320.10 12.98 11.81 11.64

Bansí 7,015 6,503 6,324 3.08 3.92 3.89 247.89 132.02 141.07 7.63 5.18 5.48

Bancoppel 3,586 5,593 5,757 16.24 17.54 17.26 126.78 144.60 147.57 20.59 25.36 25.47

Monex 2,680 4,025 3,722 2.07 1.54 1.67 103.27 108.07 108.17 2.14 1.67 1.80

Volkswagen Bank 2,519 3,509 3,603 2.33 3.02 2.95 178.43 160.99 154.15 4.15 4.87 4.54

ING 4,378 3,537 3,597 - - - - - - 0.91 0.72 0.71

CIBanco 1,394 3,326 3,102 0.06 0.09 0.12 971.98 866.34 667.03 0.61 0.74 0.80

ABC Capital (antes Banco Amigo) 179 2,957 3,008 5.43 3.99 4.09 262.29 113.73 111.78 14.25 4.53 4.57

Autofin 1,815 2,753 2,779 1.62 1.10 1.06 132.07 154.65 160.76 2.14 1.70 1.71

Banco Wal-Mart 891 2,721 2,758 1.11 2.81 2.52 454.23 286.27 318.66 5.02 8.03 8.02

Bank Of Tokyo-Mitsubishi UFJ 1,330 2,471 2,153 8.60 - - 46.47 - - 4.00 4.86 5.58

Actinver 287 882 932 - - - - - - 1.32 0.65 0.65

Deutsche Bank 558 731 733 - - - - - - 0.53 0.52 0.52

Bank Of America 659 683 673 - - - - - - 6.13 2.66 3.50

The Royal Bank Of Scotland 190 395 633 0.03 0.02 0.02 1,000.00 1,000.00 1,000.00 4.32 3.58 3.00

Inter Banco 559 270 293 1.62 0.42 0.26 181.39 261.95 395.45 2.94 1.10 1.03

J.P. Morgan 146 335 248 - - - - - - 5.97 4.55 5.27

Base - 83 76 - - - - - - - 0.50 0.50

Banco Fácil 124 67 64 - - - - - - 23.64 20.64 19.56

Banco Credit Suisse - 29 29 - - - - - - - 0.50 0.50

1/ Se considera la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de algunos bancos. Debido a esta inclusión habrá diferencias con el saldo registrado en el estado de contabilidad agregado del sistema bancario. En esta información, el saldo de cartera de consumo se eleva por el monto de la cartera registrada por las SOFOMER, mientras que la cartera a entidades financieras se reduce por el monto de las líneas de crédito comerciales que los bancos mantienen abiertas a dichas SOFOMER. Las reservas preventivas también son ajustadas.

2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ EPRC = Estimaciones Preventivas para Riesgos Crediticios (saldo de balance). No se incluye el desglose de EPRC adicionales por tipo de cartera. */ Los bancos que no aparecen en el cuadro es por que no tiene cartera de crédito.

12


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a EmpresasCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 994,695 1,142,790 1,119,436 1.99 2.16 2.10 198.76 191.15 192.79 3.95 4.13 4.05

BBVA Bancomer 220,540 226,348 219,654 2.00 3.34 3.45 112.38 66.92 66.30 2.25 2.23 2.29

Santander 131,802 164,345 161,649 1.34 1.17 0.70 129.90 135.18 195.02 1.74 1.58 1.37

Banamex 132,262 154,966 151,883 0.49 0.38 0.36 488.05 725.77 722.74 2.38 2.72 2.59

Inbursa 130,753 142,986 137,910 2.71 3.37 3.17 453.85 407.91 425.54 12.29 13.73 13.49

Banorte 111,786 133,529 132,597 3.44 2.85 2.85 96.04 102.67 101.99 3.30 2.93 2.91

HSBC 89,600 103,446 101,111 1.60 1.96 1.95 243.46 256.95 252.59 3.89 5.04 4.93

Banco Del Bajío 39,091 45,905 46,340 3.55 2.56 2.83 76.03 105.37 96.43 2.70 2.70 2.73

Scotiabank 35,136 42,187 42,362 0.96 0.82 0.82 315.19 370.03 359.53 3.03 3.03 2.96

Banregio 14,445 21,026 20,858 1.34 1.28 1.40 263.56 219.22 209.67 3.53 2.81 2.93

Ixe 19,143 20,821 20,007 0.95 1.42 1.35 191.30 134.46 158.20 1.82 1.90 2.14

Banco Azteca 8,500 13,292 12,877 1.24 0.14 0.15 153.36 1,000.00 998.33 1.90 1.46 1.45

Interacciones 9,066 10,287 10,398 4.93 3.43 3.38 137.39 282.84 287.50 6.78 9.71 9.72

Banca Mifel 8,911 10,232 9,318 3.93 4.83 5.35 63.94 55.63 54.87 2.51 2.69 2.93

Multiva 7,476 7,999 8,140 3.44 1.92 2.00 83.74 138.33 137.41 2.88 2.66 2.75

Ve Por Más 6,019 6,821 6,809 1.69 1.38 0.65 330.26 362.62 755.38 5.60 4.99 4.91

Invex 6,532 7,325 6,800 2.41 1.78 2.22 99.09 95.68 83.75 2.38 1.70 1.86

Afirme 5,158 5,986 5,928 3.94 3.60 3.57 81.37 108.19 107.77 3.21 3.90 3.84

Bansí 5,465 4,856 4,704 3.93 5.23 5.20 233.39 116.82 125.22 9.18 6.11 6.52

ING 3,787 3,509 3,572 - - - - - - 0.90 0.56 0.56

Monex 2,268 2,652 2,417 2.45 2.34 2.57 97.78 86.77 74.79 2.40 2.03 1.92

ABC Capital (antes Banco Amigo) 149 2,233 2,194 5.61 5.26 5.58 278.94 103.58 98.58 15.65 5.45 5.50

Banco Ahorro Famsa 1,380 2,133 2,141 0.05 0.77 0.55 1,000.00 147.76 208.69 2.39 1.14 1.15

Autofin 1,123 1,880 1,915 - - - - - - 0.66 0.66 0.67

Bank Of Tokyo-Mitsubishi UFJ 1,330 1,773 1,503 8.60 - - 44.40 - - 3.82 6.64 7.84

CIBanco 575 1,620 1,424 - - - - - - 0.53 0.57 0.63

Banco Wal-Mart 593 1,369 1,371 - 1.11 0.95 - 168.55 194.92 0.77 1.87 1.84

Deutsche Bank 558 731 733 - - - - - - 0.50 0.50 0.50

Actinver 190 395 633 0.01 0.01 0.01 1,000.00 1,000.00 1,000.00 2.55 3.27 2.81

Bank Of America 90 556 588 - - - - - - 1.32 0.50 0.53

The Royal Bank Of Scotland 517 506 501 - - - - - - 6.49 3.05 4.20

Bancoppel 191 348 400 - - - - - - 0.99 0.94 0.88

JP Morgan 111 263 286 0.03 0.43 0.23 1,000.00 239.82 419.30 7.01 1.03 0.96

Inter Banco 146 335 248 - - - - - - 5.24 3.86 4.42

Banco Base - 83 76 - - - - - - - 0.50 0.50

Banco Credit Suisse - 15 62 - - - - - - - 0.50 0.50

Compartamos - 29 29 - - - - - - - 0.50 0.50

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida.(Para efectos de presentación se limita a 1,000% el cálculo). 3/ EPRC = Estimaciones Preventivas para Riesgos Crediticios (saldo de balance). No se incluye el desglose de EPRC adicionales por tipo de cartera. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

13


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a Entidades FinancierasCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 66,195.1 70,059.6 70,437.7 0.09 0.09 0.04 1,000.00 1,000.00 1,000.00 2.31 2.40 2.41

Banamex 11,127.1 14,603.0 17,215.2 - - - - - - 1.77 2.77 2.66

Banorte 7,773.6 12,303.9 12,327.0 - 0.01 - - 1,000.00 - 0.80 0.75 0.72

Inbursa 8,666.4 8,618.6 7,937.7 - - - - - - 2.95 4.99 5.26

BBVA Bancomer 7,370.8 7,426.4 7,595.8 0.00 0.01 0.01 1,000.00 1,000.00 1,000.00 1.36 1.42 1.38

HSBC 12,566.6 8,267.5 6,847.2 0.00 - 0.00 1,000.00 - 1,000.00 4.13 2.43 2.79

Scotiabank 2,025.6 3,498.6 3,279.3 2.41 0.92 - 206.78 184.30 - 4.98 1.70 1.72

Ixe 2,705.2 2,543.9 2,894.2 0.21 - - 450.92 - - 0.96 0.93 0.60

Ve Por Más 1,265.2 2,109.0 2,428.6 0.16 0.19 0.16 349.27 396.87 452.63 0.57 0.77 0.75

Santander 4,486.5 1,975.1 2,062.7 - - - - - - 4.11 14.04 13.59

Banco Del Bajío 2,515.0 2,589.2 1,853.0 - 0.14 0.19 - 768.31 494.57 1.34 1.04 0.96

CIBanco 779.6 1,550.9 1,508.7 - - - - - - 0.57 0.64 0.65

Invex 1,554.9 1,176.9 1,328.2 - - - - - - 0.83 0.83 0.71

Bank Of Tokyo-Mitsubishi UFJ - 697.4 650.4 - - - - - - - - -

Monex 412.4 690.3 583.5 - - - - - - 0.37 0.61 0.52

Multiva 319.8 504.6 494.0 - - - - - - 0.62 1.24 1.17

Banca Mifel 642.5 565.7 480.8 0.26 3.48 4.05 251.44 47.18 58.04 0.67 1.64 2.35

Banregio 393.2 292.7 311.6 - - - - - - 0.87 1.25 0.94

Banco Ahorro Famsa 186.7 232.8 233.8 - - - - - - - - -

Bank Of America 136.4 171.4 167.3 - - - - - - 4.99 1.55 1.49

Afirme 384.7 104.0 104.6 - - - - - - 0.72 0.99 0.99

ABC Capital (antes Banco Amigo) - 80.5 80.2 - - - - - - - 0.77 1.18

Autofin 29.1 28.5 27.6 - - - - - - 0.85 0.50 0.50

ING 590.9 27.8 25.4 - - - - - - 0.67 0.50 0.50

Interacciones 262.9 0.6 0.8 - - - - - - 0.99 0.50 0.50

The Royal Bank Of Scotland 0.0 0.1 0.1 - - - - - - 100.00 100.00 100.00


14


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a Entidades GubernamentalesCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 316,005 341,183 345,780 0.02 0.17 0.18 1,000.00 877.83 799.70 1.19 1.48 1.45

BBVA Bancomer 85,382 91,944 93,941 - - 0.02 - - 1,000.00 0.64 0.52 0.54

Banorte 49,374 66,513 69,090 - 0.02 0.02 - 1,000.00 1,000.00 0.93 1.04 0.99

Banamex 35,560 40,484 42,971 - 0.00 - - 1,000.00 - 1.01 0.74 0.73

Interacciones 33,463 33,197 33,035 0.00 0.01 0.01 1,000.00 1,000.00 1,000.00 2.00 2.56 2.50

Santander 18,107 33,380 32,521 - 0.01 - - 1,000.00 - 0.64 1.13 1.16

HSBC 28,344 25,916 26,255 0.21 - - 540.81 - - 1.14 1.87 1.70

Inbursa 26,985 14,541 14,372 - 3.83 4.13 - 241.60 225.98 2.65 9.25 9.33

Banco del Bajío 13,773 12,481 12,431 - - - - - - 1.06 1.06 1.07

Multiva - 6,741 6,736 - - - - - - - 2.89 2.79

Scotiabank 11,422 6,863 5,982 - - - - - - 0.59 0.73 0.70

Afirme 2,990 2,472 3,027 - - - - - - 2.41 0.53 0.60

Banca Mifel 4,310 1,997 1,956 - - - - - - 4.74 2.94 2.99

Bansí 1,511 1,610 1,582 - - - - - - 1.78 2.18 2.21

Ixe 3,566 1,825 908 - - - - - - 0.55 1.16 1.64

Banregio 476 534 517 - - - - - - 3.92 0.44 0.45

Ve por Más 742 603 412 - - - - - - 1.66 2.15 2.55

Monex - 81 44 - - - - - - - 4.65 12.11


15


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % mdp mdp mdp % % %

Cartera Total Cartera TotalIMOR 1/ IMOR 1/

Estados y Municipios Otras Entidades Gubernamentales

Cartera de Crédito a Entidades Gubernamentales (Continuación)Cifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 192,138 211,961 216,573 0.03 0.01 0.01 123,867 128,665 128,614 0.00 0.00 0.00

Banamex 21,688 22,012 23,148 - - - 13,872 18,472 19,823 - 0.00 -

Bbva Bancomer 30,796 39,744 40,616 - - 0.03 54,586 52,199 53,325 - - -

Santander 7,838 9,041 9,105 - 0.02 - 10,269 24,339 23,416 - - -

HSBC 9,080 9,854 9,913 0.66 - - 19,264 16,062 16,342 - - -

Banco del Bajío 11,838 11,587 11,536 - - - 1,936 895 894 - - -

Ixe 1,561 731 618 - - - 2,005 1,094 291 - - -

Inbursa 16,086 8,104 8,049 - - - 10,899 5,879 5,729 - - -

Interacciones 30,782 29,496 29,971 - - - 2,681 3,702 3,064 0.04 0.11 0.13

Banca Mifel 4,310 1,997 1,956 - - - - - - n.a n.a n.a

Scotiabank 6,288 4,501 3,762 - - - 5,134 2,362 2,220 - - -

Banregio 476 527 509 - - - - 7 8 n.a - -

Bansí 1,435 1,610 1,582 - - - 76 - - - n.a n.a

Afirme 2,990 2,472 3,027 - - - - - - n.a n.a n.a

Banorte 46,364 63,123 65,708 - 0.02 0.02 3,011 3,390 3,382 - - -

Monex - 81 44 n.a - - - - - n.a n.a n.a

Ve por Más 607 340 292 - - - 135 263 120 - - -

Multiva - 6,741 6,736 n.a - - - - - n.a n.a n.a

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

16


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito al ConsumoCifras sin subsidiarias1/


Sistema */ 401,675 496,144 498,393 4.18 4.13 4.12 210.49 229.75 228.68 8.79 9.49 9.41

BBVA Bancomer 125,034 152,215 153,695 3.97 3.78 3.82 175.16 214.10 211.84 6.96 8.08 8.10

Banamex 94,663 126,325 126,389 3.01 3.90 3.61 229.93 219.71 228.11 6.92 8.57 8.24

Santander 41,153 50,612 51,267 3.41 2.51 2.58 485.57 551.98 530.97 16.54 13.85 13.69

Banorte 29,016 30,998 31,361 4.35 3.94 3.76 222.26 257.98 260.43 9.66 10.17 9.78

HSBC 27,934 30,536 30,482 5.21 4.04 3.93 202.26 292.46 301.94 10.54 11.82 11.88

Banco Azteca 16,729 25,512 26,190 6.15 6.68 7.36 98.68 104.22 96.63 6.07 6.96 7.11

Scotiabank 16,565 16,679 17,006 4.96 3.48 3.29 126.64 222.30 224.61 6.28 7.74 7.38

Compartamos 9,486 11,882 11,519 2.16 2.60 2.90 147.30 157.69 148.06 3.18 4.10 4.29

Inbursa 10,880 10,255 9,893 2.30 2.39 2.42 447.82 392.89 414.34 10.32 9.39 10.02



Ixe 2,637 7,242 6,703 3.21 1.39 1.51 412.33 657.58 648.37 13.22 9.15 9.82

Bancoppel 3,396 5,246 5,357 17.15 18.70 18.55 126.46 133.27 135.87 21.69 24.92 25.21

Volkswagen Bank 2,519 3,509 3,603 2.33 3.02 2.95 176.05 160.99 154.15 4.10 4.87 4.54

Banregio 708 2,340 2,249 4.14 6.39 6.32 232.02 180.64 193.57 9.60 11.55 12.24

Afirme 1,227 1,632 1,640 8.82 10.72 10.75 131.00 137.89 136.25 11.55 14.78 14.65

Banco Wal-Mart 299 1,353 1,387 3.30 4.52 4.07 397.53 304.43 339.67 13.11 13.76 13.82

Autofin 655 840 831 4.37 3.60 3.55 107.38 113.40 117.04 4.70 4.09 4.16

Invex 706 496 491 26.97 6.80 6.41 119.98 255.69 267.19 32.36 17.39 17.13

Banco del Bajío 450 458 459 4.36 2.88 2.79 193.22 458.18 501.74 8.42 13.19 13.99

Actinver 197 327 345 - - - - - - 1.32 0.90 0.86

Multiva 301 287 289 1.85 2.80 2.84 118.98 286.98 492.20 2.20 8.05 13.96

CIBanco 40 155 170 2.19 1.83 2.18 103.86 166.59 143.28 2.28 3.05 3.13

Banco Fácil 124 67 64 - - - - - - 23.64 20.64 19.56

Ve Por Más 43 34 34 - - - - - - 0.50 0.58 0.57

Banca Mifel 48 33 32 - - - - - - 7.07 13.96 14.04

Bansí 22 22 23 - - - - - - 6.96 14.05 14.51

ABC Capital (antes Banco Amigo) 23 13 17 - - - - - - 6.71 6.85 9.59

Interacciones 299 12 12 - - - - - - 1.08 2.01 2.05

Inter Banco - 7 7 - - - - - - - 3.83 4.20


2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento de tarjeta de crédito, a partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. Para el resto de la cartera de consumo, a partir de marzo de 2011 aplica la mencionada metodología. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

17


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Tarjeta de Crédito IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Cartera de Crédito al ConsumoCifras sin subsidiarias1/


Sistema */ 211,745 240,434 239,685 5.03 4.85 4.68 249.98 249.46 254.85 12.56 12.09 11.94

BBVA Bancomer 74,346 85,105 84,981 4.95 4.86 4.61 195.22 188.82 198.51 9.67 9.17 9.15

Banamex 62,220 73,633 72,702 3.23 4.27 4.14 264.22 244.18 243.97 8.53 10.42 10.10

Santander 24,620 28,637 29,049 3.96 2.53 2.73 631.90 723.59 663.32 25.01 18.31 18.09

Banorte 12,087 12,368 12,323 8.52 7.30 6.93 213.56 215.01 218.63 18.20 15.70 15.14

HSBC 17,186 16,189 15,994 6.91 5.45 5.23 208.19 293.42 304.20 14.38 16.00 15.91

Banco Azteca 67 57 57 - - - - - - 48.57 57.93 58.13

Scotiabank 4,160 4,162 4,139 6.73 5.96 5.59 178.58 215.29 225.53 12.02 12.83 12.60

Inbursa 2,124 1,911 1,888 7.04 4.37 3.72 203.07 270.64 307.99 14.29 11.84 11.46

Banco Ahorro Famsa - 0 0 - - - - - - - - 8.60


Ixe 2,384 3,180 3,296 3.14 2.77 2.65 457.30 499.68 514.45 14.38 13.82 13.64

Bancoppel 3,395 5,214 5,322 17.16 18.74 18.59 126.46 133.30 135.96 21.69 24.98 25.28

Volkswagen Bank - - - - - - - - - - - -

Banregio 200 228 234 4.07 2.37 2.68 364.92 674.10 581.84 14.87 16.00 15.61

Afirme 157 189 193 11.29 13.88 13.14 178.30 160.85 167.86 20.12 22.32 22.05

Banco Wal-Mart 299 1,353 1,387 3.30 4.52 4.07 397.53 304.42 339.64 13.11 13.77 13.82

Autofin - - - - - - - - - - - -

Invex 706 489 485 26.97 6.89 6.50 119.98 255.59 267.09 32.36 17.61 17.35

Banco Del Bajío 103 117 119 6.88 4.82 4.68 292.18 417.09 420.84 20.10 20.12 19.67

Banco Fácil 124 67 64 - - - - - - 23.64 20.64 19.56

Banca Mifel 8 10 10 - - - - - - 12.24 31.05 30.93


2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento de tarjeta de crédito, a partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

18


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Consumo No Revolvente IMOR 1/ ICOR 2/ EPRC / Cartera total 3/

Cartera de Crédito al ConsumoCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 189,930 255,711 258,707 3.23 3.46 3.59 142.01 203.81 197.05 4.59 7.05 7.07

BBVA Bancomer 50,688 67,110 68,714 2.53 2.40 2.85 117.65 278.87 238.50 2.98 6.70 6.80

Banamex 32,443 52,692 53,688 2.59 3.39 2.90 148.01 176.70 197.42 3.84 5.99 5.72

Santander 16,534 21,975 22,218 2.59 2.48 2.38 152.05 323.98 333.04 3.93 8.04 7.94

Banorte 16,929 18,630 19,038 1.37 1.71 1.71 261.01 379.47 370.27 3.57 6.51 6.32

HSBC 10,748 14,347 14,489 2.50 2.45 2.51 176.05 290.06 296.72 4.40 7.11 7.43

Banco Azteca 16,662 25,456 26,133 6.01 6.57 7.26 98.17 104.13 96.41 5.90 6.84 7.00

Scotiabank 12,405 12,516 12,868 4.36 2.66 2.55 99.75 227.53 223.96 4.35 6.05 5.71

Compartamos 9,486 11,882 11,519 2.16 2.60 2.90 147.30 157.69 148.06 3.18 4.10 4.29

Inbursa 8,756 8,344 8,004 1.16 1.93 2.11 809.48 456.22 458.59 9.35 8.82 9.68


American Express 129 144 153 0.25 0.06 0.00 285.83 1,000.00 1,000.00 0.71 3.42 3.42

Ixe 253 4,062 3,407 3.80 0.31 0.42 61.47 1,000.00 1,000.00 2.33 5.49 6.13

Bancoppel 0 32 35 - - - - - - 6.36 14.32 14.46

Volkswagen Bank 2,519 3,509 3,603 2.33 3.02 2.95 176.05 160.99 154.15 4.10 4.87 4.54

Banregio 509 2,112 2,015 4.16 6.83 6.74 180.87 162.11 175.60 7.53 11.07 11.84

Afirme 1,069 1,443 1,447 8.45 10.31 10.44 121.71 133.84 130.96 10.29 13.79 13.67

Banco Wal-Mart - 0.0 0.1 - - - - - - - 1.89 21.08

Autofin 655 840 831 4.37 3.60 3.55 107.38 113.40 117.04 4.70 4.09 4.16

Invex - 6 7 - - - - - - - 0.50 0.50

Banco del Bajío 348 340 340 3.61 2.21 2.13 137.58 489.13 564.09 4.97 10.81 12.00

Actinver 197 327 345 - - - - - - 1.32 0.90 0.86

Multiva 301 287 289 1.85 2.80 2.84 118.98 286.98 492.20 2.20 8.05 13.96

CIBanco 40 155 170 2.19 1.83 2.18 103.86 166.59 143.28 2.28 3.05 3.13

Ve Por Más 43 34 34 - - - - - - 0.50 0.58 0.57

Banca Mifel 40 23 21 - - - - - - 5.98 6.45 5.77

Bansí 22 22 23 - - - - - - 6.96 14.05 14.51

ABC Capital (antes Banco Amigo) 23 13 17 - - - - - - 6.71 6.85 9.59

Interacciones 299 12 12 - - - - - - 1.08 2.01 2.05

Inter Banco - 7 7 - - - - - - - 3.83 4.20

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento de consumo no revolvente, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la

probabilidad de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

19


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Créditos Personales*/ IMOR 1/ ICOR 2/ EPRC / Cartera total 3/


Sistema **/ 116,737.1 171,446.2 174,506.2 3.70 3.82 3.93 146.73 217.28 208.92 5.43 8.31 8.20

BBVA Bancomer 30,196.8 42,756.0 43,806.9 2.98 3.18 3.78 127.63 278.66 230.79 3.81 8.87 8.74

Banamex 32,000.7 52,077.2 53,056.5 2.58 3.34 2.84 145.07 178.52 199.58 3.74 5.95 5.68

Santander 16,338.0 21,883.9 22,133.9 2.39 2.40 2.31 154.07 331.89 341.19 3.68 7.98 7.88

Banorte 8,642.8 9,351.1 9,688.2 1.85 2.45 2.43 184.38 329.64 323.25 3.41 8.09 7.84

HSBC 6,342.4 11,020.5 11,239.4 2.28 2.28 2.42 185.03 350.13 344.18 4.22 7.98 8.33

Banco Azteca 8,482.7 14,936.3 15,385.0 5.98 4.88 5.55 95.33 144.44 128.16 5.70 7.06 7.11

Scotiabank 2,150.6 2,325.4 2,327.8 8.84 7.48 7.21 71.79 238.05 239.63 6.35 17.81 17.28

Compartamos - - - - - - - - - - - -

Inbursa 1,638.3 1,790.5 1,844.8 6.17 7.53 7.72 810.00 245.88 236.65 49.98 18.53 18.28

Banco Ahorro Famsa 8,585.1 9,211.0 9,111.1 11.59 13.53 14.58 125.38 134.59 128.18 14.53 18.21 18.69

American Express 129.1 144.0 153.0 0.25 0.06 0.00 285.83 1,000.00 1,000.00 0.71 3.42 3.42

Ixe 195.5 3,562.3 3,348.9 1.24 0.16 0.21 242.74 1,000.00 1,000.00 3.02 6.26 6.23

Bancoppel 0.3 31.5 34.7 - - - - - - 6.36 14.32 14.46

Volkswagen Bank - - - - - - - - - - - -

Banregio 315.3 313.2 314.9 2.65 2.13 2.49 183.95 528.46 464.37 4.88 11.24 11.55

Afirme 922.6 1,324.7 1,324.2 8.71 10.83 11.05 122.99 133.59 130.42 10.71 14.47 14.41

Autofin 1.6 3.6 3.9 - - - - - - 29.37 12.88 11.96

Invex - 6.5 6.5 - - - - - - - 0.50 0.50

Banco del Bajío 50.1 114.2 113.6 12.21 1.47 1.43 127.89 668.94 707.48 15.61 9.83 10.11

Actinver 197.3 326.6 344.7 - - - - - - 1.32 0.90 0.86

Multiva 230.4 226.5 227.4 1.71 2.57 2.61 115.08 333.20 613.96 1.96 8.56 16.05

CIBanco 3.1 14.1 14.0 - - - - - - 0.50 3.66 3.67

Bansí 0.2 0.2 1.0 - - - - - - 30.35 7.62 3.66

ABC Capital (antes Banco Amigo) 23.4 13.4 16.7 - - - - - - 6.71 6.85 9.59

Interacciones 290.9 7.0 2.5 - - - - - - - 2.14 -

Inter Banco - 6.5 6.6 - - - - - - - 3.83 4.20

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento de créditos personales, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Inlcuye a los créditos de nómina. La presentación separada de los créditos de nómina inició en febrero de 2011. **/ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

20


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Automotriz IMOR 1/ ICOR 2/ EPRC / Cartera total 3/


Sistema */ 55,446 61,186 61,689 1.99 1.68 1.70 138.65 251.23 258.54 2.76 4.22 4.40

BBVA Bancomer 20,491 24,354 24,907 1.87 1.04 1.21 94.20 280.03 280.95 1.76 2.90 3.40

Banamex 442 615 631 3.66 8.15 7.27 297.92 113.83 127.00 10.91 9.27 9.23

Santander 196 92 84 - - - - - - 25.32 22.96 23.83

Banorte 8,287 9,260 9,330 0.86 0.96 0.94 429.91 512.45 500.13 3.69 4.89 4.71

HSBC 4,339 3,079 3,006 2.63 2.73 2.50 168.18 129.80 138.37 4.43 3.55 3.45

Banco Azteca 422 180 166 5.71 9.66 11.08 - 68.99 18.31 - 6.66 2.03

Scotiabank 10,209 10,191 10,540 3.37 1.56 1.52 114.42 216.01 207.54 3.86 3.37 3.15

Inbursa 7,117 6,553 6,159 - 0.40 0.43 - 1,000.00 1,000.00 - 6.17 7.10

Banco Ahorro Famsa 248 180 174 1.23 19.85 18.87 641.94 94.63 97.57 7.87 18.78 18.41

Ixe 8 6 5 - - - - - - - 1.58 3.75

Volkswagen Bank 2,519 3,509 3,603 2.33 3.02 2.95 176.05 160.99 154.15 4.10 4.87 4.54

Banregio 179 1,799 1,699 5.57 7.63 7.51 176.97 144.49 158.11 9.85 11.02 11.88

Afirme - 116 120 - 4.30 3.71 - 141.12 149.53 - 6.06 5.55

Autofin 639 827 818 4.17 3.46 3.40 106.34 111.11 115.60 4.44 3.84 3.93

Banco del Bajío 235 226 226 2.11 2.58 2.48 138.69 437.47 522.62 2.92 11.30 12.95

Multiva 34 32 33 - - - - - - 3.83 6.28 6.11

CIBanco 37 141 156 2.38 2.02 2.38 102.10 148.41 129.49 2.43 2.99 3.08

Banca Mifel 40 23 21 - - - - - - 5.98 6.45 5.77

Interacciones 6 5 9 - - - - - - - 1.82 2.59

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento automotriz, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de

incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

21


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Adquisición de Bienes Muebles 1/ IMOR 2/ ICOR 3/ EPRC / Cartera total 4/


Sistema */ 7,970.4 6,204.9 6,287.2 6.11 7.62 8.27 106.98 65.76 62.89 6.53 5.01 5.20

Banco Azteca 7,757.0 6,175.6 6,258.7 6.06 7.63 8.29 106.28 65.18 62.34 6.44 4.98 5.17

Scotiabank 46.1 - - - - - - - - 20.39 - -

Inbursa 0.1 0.1 0.1 - - - - - - 100.00 100.00 98.73

Afirme 145.7 2.8 2.7 - - - - - - 7.35 11.17 11.73

Banco Del Bajío 0.1 0.0 0.0 - - - - - - - - -

Multiva 0.1 4.2 4.1 - - - - - - 0.50 1.11 1.11

Bansí 21.4 22.2 21.7 - - - - - - 6.75 14.12 15.03

1/ Incluye Arrendamiento Capitalizable. 2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento adquisición de bienes muebles, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la

probabilidad de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

22


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Otros Créditos al Consumo IMOR 1/ ICOR 2/ EPRC / Cartera total 3/


Sistema */ 9,776.7 16,873.1 16,224.6 2.36 4.69 5.34 143.82 113.10 109.19 3.39 5.31 5.83

Banamex 0.0 0.1 0.2 - - - - - - 100.00 100.00 100.00

Banorte - 18.6 19.5 - - - - - - - 15.22 14.86

HSBC 66.5 247.9 243.3 14.55 6.60 6.63 134.72 191.54 233.16 19.60 12.64 15.46

Banco Azteca - 4,163.3 4,323.8 - 10.93 11.70 - 81.17 80.61 - 8.87 9.43

Compartamos 9,486.2 11,881.6 11,518.8 2.16 2.60 2.90 147.30 157.69 148.06 3.18 4.10 4.29

Ixe 50.0 493.7 52.3 - - - - - - - - -

Banregio 14.6 0.4 0.4 - - - - - - 36.20 100.00 100.00

Afirme 1.1 - - - - - - - - 49.41 - -

Banco Wal-Mart - 0.0 0.1 - - - - - - - 1.89 21.08

Autofin 15.1 9.3 8.7 - - - - - - 13.13 22.58 22.05

Banco Del Bajío 62.5 - - - - - - - - 4.17 - -

Multiva 36.4 24.3 23.8 - - - - - - 2.14 6.89 7.17

Ve Por Más 42.5 33.8 33.6 - - - - - - 0.50 0.58 0.57

Interacciones 1.7 - - - - - - - - 195.12 - -

1/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total.. 2/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento otros créditos al consumo, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

23


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %

Cartera de Nómina 1/ IMOR 2/ ICOR 3/ EPRC / Cartera total 4/


Sistema */ 56,526.4 94,573.1 95,865.0 2.22 2.62 2.53 130.39 229.94 233.05 2.90 6.02 5.89

Banamex 18,300.4 28,817.2 29,171.1 2.60 3.73 2.94 111.66 164.83 194.62 2.91 6.14 5.72

Bbva Bancomer 23,454.9 30,039.1 30,582.7 2.29 2.06 2.48 139.72 313.28 265.15 3.20 6.47 6.58

Santander 0.0 13,248.7 13,394.0 n.a 2.64 2.60 n.a 269.00 268.25 n.a 7.09 6.96

HSBC 4,929.1 8,670.8 8,808.8 1.19 1.68 1.84 0.00 0.00 0.00 0.00 0.00 0.00

Banco del Bajío 62.8 80.4 79.9 2.35 0.65 0.74 0.00 1,055.84 940.99 0.00 6.86 6.96

Ixe 0.0 3,270.4 3,049.8 n.a 0.00 0.03 n.a 128,712.41 22,369.11 n.a 5.77 5.87

Inbursa 229.8 273.2 267.6 7.29 4.80 5.26 133.32 146.21 110.13 9.71 7.02 5.79

Scotiabank 134.3 146.7 145.3 3.09 3.00 3.88 191.32 172.98 141.19 5.91 5.19 5.48

Banregio 1.8 32.8 31.7 26.95 5.24 6.45 116.76 156.62 141.62 31.47 8.21 9.14

Bansí 0.0 0.2 1.0 n.a 4.93 1.16 n.a 154.65 316.08 n.a 7.62 3.66

Afirme 399.1 543.0 547.8 4.43 6.32 6.01 141.20 164.40 164.64 6.26 10.39 9.90

Banorte 8,970.0 9,338.3 9,676.1 1.57 2.41 2.38 211.32 333.76 328.37 3.32 8.05 7.80

Banco Azteca 0.45 0.09 0.47 60.16 0.00 59.30 0.00 n.a 1.76 0.00 4.74 1.04

Banco Ahorro Famsa 0.00 58.12 56.44 n.a 5.61 7.22 n.a 91.56 79.91 n.a 5.13 5.77

Multiva 43.63 47.34 45.71 5.92 8.87 9.33 102.01 130.05 127.64 6.04 11.54 11.91

Inter Banco 0.00 6.53 6.56 n.a 0.00 1.67 n.a n.a 252.27 n.a 3.83 4.20

1/ Cifras disponibles a partir de febreor de 2011, para periodos anteriiroes los créditos de nómina se clasificaban dentro del rubro de créditos personales. 2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo, y se anota n.s). 4/ Para el segmento otros créditos al consumo, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito. n.a No aplica.

24


2011 2011 2012 2011 2011 2012 2011 2011 2012 2011 2011 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a la ViviendaCifras sin subsidiarias1/


Sistema */ 359,182 412,206 416,791 3.68 3.65 3.76 69.69 51.28 50.34 2.56 1.87 1.89

BBVA Bancomer 139,920 146,809 148,928 3.74 4.29 4.58 77.77 53.19 51.77 2.91 2.28 2.37

Santander 35,096 63,361 63,013 1.69 3.34 3.61 85.20 43.41 42.01 1.44 1.45 1.52

Banorte 54,797 61,689 62,008 1.28 1.23 1.16 85.48 84.00 80.47 1.10 1.03 0.93

Banamex 51,747 58,144 60,588 1.63 0.96 1.02 55.43 173.71 171.80 0.90 1.67 1.75

Scotiabank 42,910 45,298 45,335 5.99 4.75 4.72 53.67 27.02 25.22 3.21 1.28 1.19

HSBC 19,519 19,879 19,776 10.48 9.16 8.75 64.43 39.23 38.90 6.76 3.59 3.40

Banco del Bajío 6,213 6,601 6,585 8.87 9.36 9.72 69.57 48.38 47.32 6.17 4.53 4.60

Banregio 3,012 3,659 3,670 4.55 4.76 4.76 84.95 48.34 47.23 3.86 2.30 2.25

Inbursa 1,283 1,304 1,289 8.21 6.83 6.46 120.35 71.77 72.85 9.88 4.90 4.70

Afirme 1,358 1,283 1,280 11.45 13.12 12.91 54.98 28.11 30.01 6.29 3.69 3.88

Ixe 1,126 1,062 1,045 2.18 6.15 5.50 64.49 14.70 19.25 1.40 0.90 1.06

Banca Mifel 764 929 928 9.86 12.18 12.31 30.76 9.43 8.89 3.03 1.15 1.09

ABC Capital (antes Banco Amigo) 6 631 717 - 0.03 0.02 - 1,000.00 1,000.00 0.37 0.97 0.98

Monex - 602 678 - - - - - - - 0.36 0.38

Banco Azteca 767 679 671 19.49 15.90 16.52 61.61 18.33 13.95 12.01 2.91 2.30

Interacciones 163 204 201 7.01 4.80 4.87 93.80 34.82 34.84 6.57 1.67 1.70

Banco Ahorro Famsa 8 28 31 - - - - - - 0.35 0.30 0.40

Bansí 17 15 15 - - - - - - 0.34 0.44 0.44

Ve Por Más 8 10 13 - - - - - - 0.99 0.76 0.62

Multiva 8 9 13 - - - - - - 0.35 0.07 0.11

Autofin 7 5 5 - - - - - - 7.06 0.15 0.21

Bank of America 6 5 5 - - - - - - 0.35 0.35 0.35

Inter Banco 447 - - - - - - - - 1.89 - -

1/ Se considera la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de algunos bancos. Debido a esta inclusión habrá diferencias con el saldo registrado en el estado de contabilidad agregado del sistema bancario. En esta información, el saldo de cartera de vivienda se eleva por el monto de la cartera registrada por las SOFOMER, mientras que la cartera a entidades financieras se reduce por el monto de las líneas de crédito comerciales que los bancos mantienen abiertas a dichas SOFOMER. Las reservas preventivas también son ajustadas.

2/ IMOR = Indice de Morosidad = Cartera Vencida / Cartera Total 3/ ICOR = Indice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo) 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tiene este tipo de cartera de crédito.

25

Ene. 2011 Dic. 2011 Ene. 2012 Ene. 2011 Dic. 2011 Ene. 2012 Ene. 2011 Dic. 2011 Ene. 2012

Sistema 2,659,728.0 2,964,686.9 2,926,267.7 1,331,262.9 1,652,742.1 1,576,486.9 951,598.3 939,003.8 969,791.9

BBVA Bancomer 623,826.5 666,672.5 677,156.9 359,184.1 438,266.7 443,221.0 164,241.9 154,920.9 151,460.8

Banamex 505,840.3 574,709.6 511,694.0 293,948.6 411,260.7 349,474.0 141,103.3 103,837.0 111,826.2

Santander 299,033.1 357,430.3 367,143.9 149,794.5 178,489.9 178,348.0 116,442.5 137,711.4 147,720.8

Banorte 287,755.1 329,937.6 329,332.9 131,623.0 167,100.2 155,373.8 144,155.3 142,716.5 151,609.1

HSBC 281,594.0 330,668.1 316,141.0 151,868.0 172,808.2 169,199.4 104,251.1 121,080.1 122,991.1

Inbursa 146,969.2 147,877.6 142,729.0 50,375.8 53,052.5 53,829.5 71,097.6 54,500.4 47,805.9

Scotiabank 127,816.6 129,444.1 135,116.8 59,263.2 70,267.8 66,280.9 57,473.9 47,350.2 56,817.1

Banco del Bajío 62,543.1 70,627.9 71,527.5 15,774.8 18,636.1 18,577.2 30,600.3 33,101.8 32,581.5

Banco Azteca 53,624.2 59,201.4 58,898.6 51,400.9 53,902.7 53,798.2 2,052.2 4,849.9 4,967.5

Interacciones 42,659.4 43,472.5 43,521.3 5,382.9 11,765.2 13,791.2 24,580.2 14,143.4 14,491.0

Ixe 37,812.4 41,455.0 39,780.9 13,036.6 13,202.6 11,514.6 18,538.6 19,954.4 20,031.4

Bank of America 26,608.5 5,927.6 29,356.5 2,517.5 4,352.1 4,391.1 177.0 264.5 247.6

Banregio 17,920.0 24,881.5 24,397.0 8,246.3 10,375.0 9,950.7 8,831.7 13,111.0 13,403.4

Banca Mifel 19,873.1 24,350.9 20,483.4 2,758.9 3,437.2 3,041.9 12,603.1 17,350.3 14,086.9

Multiva 10,371.7 16,485.2 17,344.0 1,062.4 2,089.9 2,451.0 7,430.8 11,569.7 12,312.7

Afirme 14,456.0 15,405.4 15,932.4 6,817.4 7,867.8 7,748.2 7,222.2 7,030.6 7,783.6

Invex 11,181.3 12,743.8 13,652.1 477.4 317.4 564.7 8,026.6 9,974.0 10,715.0

Ve por Más 10,499.7 11,966.0 11,915.8 4,440.9 4,797.0 4,771.3 2,273.6 3,282.9 3,237.5

BanCoppel 8,918.9 12,085.1 11,880.2 7,901.5 11,067.1 10,890.6 1,017.4 1,018.0 989.5

American Express 10,962.1 12,050.7 11,792.8 1,634.0 1,505.5 1,471.0 5,060.0 5,571.1 5,818.1

Banco Ahorro Famsa 9,036.0 10,542.0 10,675.0 5,201.5 3,091.8 2,866.0 3,818.3 7,435.9 7,796.1

CIBanco 5,062.5 10,361.6 10,238.9 146.4 354.3 678.3 4,841.2 9,964.0 9,520.8

Compartamos 4,679.0 7,099.1 6,617.6 0.1 5.5 10.6 0.0 201.8 0.0

Deutsche Bank 1,397.6 3,591.8 6,165.1 0.0 0.0 0.0 0.0 1,010.5 3,043.3

Bansí 6,572.9 6,161.9 5,842.5 474.7 703.0 615.4 4,552.1 4,303.5 4,163.3

The Royal Bank of Scotland 1,519.7 6,545.2 5,667.2 1,337.3 5,777.9 5,302.8 0.0 0.0 0.0

Bank of Tokyo-Mitsubishi UFJ 4,153.1 4,170.2 5,499.9 2,664.0 3,058.4 2,914.0 1,489.1 1,111.7 2,442.8

Monex 3,394.0 5,197.3 5,315.5 2,411.9 3,110.2 3,083.7 500.1 1,238.9 1,689.0

J.P. Morgan 1,328.1 1,857.5 3,309.8 686.6 827.4 1,128.8 0.0 0.0 32.0

Banco Wal-Mart 1,328.6 2,944.3 3,256.0 532.7 722.9 694.5 790.9 2,221.4 2,561.5

Banco Credit Suisse 2,609.3 6,606.5 2,989.6 0.0 0.0 0.0 1,078.1 748.1 1,025.4

ABC Capital (antes Amigo) 374.8 3,165.3 2,862.4 5.4 63.5 63.0 369.4 856.8 940.2

Volkswagen Bank 1,595.4 2,359.8 2,674.8 0.0 0.0 0.0 1,183.3 1,355.8 1,674.5

Autofin 1,732.4 2,409.8 2,549.0 122.9 160.8 153.5 1,260.1 1,850.3 1,959.5

Actinver 170.6 1,208.7 1,142.9 170.6 301.6 282.8 0.1 907.1 860.1

ING 14,252.7 2,846.2 1,128.2 0.0 0.0 0.0 4,331.6 2,290.2 1,013.8

Banco Base 0.0 0.0 286.8 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 204.6 215.9 241.6 0.0 3.3 5.0 204.6 169.8 173.1

Banco Fácil 51.3 11.1 8.1 0.0 0.0 0.0 0.0 0.0 0.0

Barclays 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Saldos de la Captación BancariaCaptación de Recursos (Millones de pesos)

Captación Total Exigibilidad Inmediata Plazo

*/ El orden en que se presentan los bancos es en forma descendente de acuerdo con el tamaño del monto de la captación total de recursos registrada en enero de 2012.

26

Ene. 2011 Dic. 2011 Ene. 2012 Ene. 2011 Dic. 2011 Ene. 2012 Ene. 2011 Dic. 2011 Ene. 2012

Sistema 128,908.7 150,812.3 153,230.8 247,958.1 222,128.8 226,758.0

BBVA Bancomer 50,747.9 53,180.6 55,017.5 49,652.5 20,304.3 27,457.6

Banamex 31,534.9 16,045.7 16,743.6 39,253.6 43,566.2 33,650.1

Santander 11,383.3 21,675.7 21,787.6 21,412.8 19,553.4 19,287.4

Banorte 3,651.3 4,266.9 3,908.4 8,325.6 15,854.1 18,441.6

HSBC 4,251.6 4,243.0 4,252.1 21,223.3 32,536.7 19,698.4

Inbursa 15,675.5 34,549.0 34,563.3 9,820.4 5,775.8 6,530.3

Scotiabank 6,228.2 6,220.6 6,228.8 4,851.3 5,605.4 5,790.0

Banco del Bajío 779.0 837.6 843.3 15,388.9 18,052.4 19,525.4

Banco Azteca 0.0 0.0 0.0 171.0 448.9 133.0

Interacciones 1,501.3 3,508.7 3,492.4 11,195.1 14,055.3 11,746.8

Ixe 0.0 0.0 0.0 6,237.2 8,298.0 8,234.9

Bank of America 0.0 0.0 0.0 23,914.1 1,311.1 24,717.8

Banregio 0.0 0.0 0.0 842.1 1,395.5 1,043.0

Banca Mifel 75.5 78.2 73.0 4,435.6 3,485.2 3,281.6

Multiva 0.0 0.0 0.0 1,878.5 2,825.7 2,580.3

Afirme 0.0 0.0 0.0 416.3 507.0 400.6

Invex 272.9 323.4 302.6 2,404.5 2,129.1 2,069.9

Ve por Más 0.0 0.0 0.0 3,785.2 3,886.0 3,906.9

BanCoppel 0.0 0.0 0.0 0.0 0.0 0.0

American Express 0.0 0.0 0.0 4,268.1 4,974.1 4,503.7

Banco Ahorro Famsa 0.0 0.0 0.0 16.2 14.3 12.9

CIBanco 0.0 0.0 0.0 74.8 43.3 39.7

Compartamos 2,504.7 4,515.8 4,510.1 2,174.2 2,376.1 2,096.9

Deutsche Bank 0.0 0.0 0.0 1,397.6 2,581.3 3,121.9

Bansí 0.0 0.0 0.0 1,546.1 1,155.4 1,063.9

The Royal Bank of Scotland 0.0 0.0 0.0 182.4 767.3 364.3

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.0 0.0 143.1

Monex 103.0 107.5 106.4 379.0 740.7 436.3

J.P. Morgan 0.0 0.0 0.0 641.5 1,030.1 2,148.9

Banco Wal-Mart 0.0 0.0 0.0 5.0 0.0 0.0

Banco Credit Suisse 0.0 0.0 0.0 1,531.2 5,858.4 1,964.2

ABC Capital (antes Amigo) 0.0 0.0 0.0 0.0 2,245.0 1,859.1

Volkswagen Bank 0.0 1,004.0 1,000.3 412.1 0.0 0.0

Autofin 0.0 0.0 0.0 349.3 398.8 436.0

Actinver 0.0 0.0 0.0 0.0 0.0 0.0

ING 199.6 255.9 114.4 9,721.5 300.1 0.0

Banco Base 0.0 0.0 286.8 0.0 0.0 0.0

Inter Banco 0.0 0.0 0.0 0.0 42.8 63.5

Banco Fácil 0.0 0.0 0.0 51.3 11.1 8.1

Barclays 0.0 0.0 0.0 0.0 0.0 0.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0

Saldos de la Captación BancariaCaptación de Recursos (Millones de pesos)

Títulos de Crédito Emitidos Préstamos Interbancarios

*/ El orden en que se presentan los bancos es en forma descendente de acuerdo con el tamaño del monto de la captación total de recursos registrada en enero de 2012.

Cartera de Crédito por Calificación Enero 2012 (Millones de pesos y porcentajes)

Cartera de Crédito

Cartera de Crédito Total

Cartera vigente

Créditos comerciales

Empresas

Entidades financieras

Entidades gubernamentales

Consumo

Vivienda

Cartera vencida bruta


Empresas



Consumo

Vivienda

Cartera Base de Calificación

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada

Provisiones Preventivas

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para intereses

vencidos sobre operaciones vigentes

Provisiones adicionales

Captación de Recursos

Captación Total

Depósitos de exigibilidad inmediata

Plazo

Títulos de crédito emitidos

Préstamos interbancarios

De exigibilidad inmediata

A corto Plazo

A largo Plazo

27

Calificación de la Cartera Crediticia

ABC Capital (antes American

Banco Amigo) Actinver Afirme Express monto % monto % monto % monto %

3,007.9 100.0 932.4 100.0 11,978.6 100.0 7,594.9 100.0

2,885.0 95.9 932.4 100.0 11,425.6 95.4 7,318.7 96.4

2,152.1 71.5 587.7 63.0 8,847.7 73.9 0.0 0.0

2,072.0 68.9 587.7 63.0 5,716.3 47.7 0.0 0.0

80.2 2.7 0.0 0.0 104.6 0.9 0.0 0.0

0.0 0.0 0.0 0.0 3,026.8 25.3 0.0 0.0

16.5 0.5 344.7 37.0 1,463.5 12.2 7,318.7 96.4

716.4 23.8 0.0 0.0 1,114.4 9.3 0.0 0.0

123.0 4.1 0.0 0.0 553.0 4.6 276.2 3.6

122.5 4.1 0.0 0.0 211.4 1.8 0.0 0.0

122.5 4.1 0.0 0.0 211.4 1.8 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.3 0.0 0.0 0.0 176.3 1.5 276.2 3.6

0.18 0.0 0.00 0.0 165.26 1.4 0.00 0.0

3,007.9 100.0 n.d. n.d. 13,177.8 100.0 7,594.9 100.0

2,305.98 76.7 n.d. n.d. 9,570.04 72.6 257.22 3.4

543.56 18.1 n.d. n.d. 3,053.70 23.2 6,664.58 87.8

124.21 4.1 n.d. n.d. 240.86 1.8 319.43 4.2

31.44 1.0 n.d. n.d. 189.49 1.4 226.60 3.0

2.75 0.1 n.d. n.d. 91.67 0.7 127.08 1.7

0.00 0.0 n.d. n.d. 32.00 0.2 0.00 0.0

130.4 100.0 n.d. n.d. 539.7 100.0 873.8 100.0

15.99 12.3 n.d. n.d. 52.84 9.8 3.99 0.5

34.42 26.4 n.d. n.d. 179.54 33.3 481.25 55.1

55.82 42.8 n.d. n.d. 90.55 16.8 107.25 12.3

21.43 16.4 n.d. n.d. 125.23 23.2 162.61 18.6

2.71 2.1 n.d. n.d. 91.58 17.0 118.71 13.6

0.00 0.0 n.d. n.d. 0.00 0.0 0.00 0.0

n.d Cifras no disponibles. El banco no envío información de enro de 2012.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

28


Tarjetas Banamex Servicios Financieros

Autofin Banamex SOFOMER* Soriana, SOFOMER**

monto % monto % monto % monto %

2,778.5 100.0 373,590.4 100.0 73,512.6 100.0 1,176.5 100.0

2,749.0 98.9 370,875.6 99.3 70,597.1 96.0 1,082.8 92.0

1,942.4 69.9 260,757.9 69.8 0.0 0.0 0.0 0.0

1,914.9 68.9 151,338.6 40.5 0.0 0.0 0.0 0.0

27.6 1.0 66,448.7 17.8 0.0 0.0 0.0 0.0

0.0 0.0 42,970.6 11.5 0.0 0.0 0.0 0.0

801.5 28.8 50,145.7 13.4 70,597.1 96.0 1,082.8 92.0

5.1 0.2 59,972.0 16.1 0.0 0.0 0.0 0.0

29.5 1.1 2,714.8 0.7 2,915.5 4.0 93.7 8.0

0.0 0.0 543.9 0.1 0.0 0.0 0.0 0.0

0.0 0.0 543.9 0.1 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

29.5 1.1 1,554.6 0.4 2,915.5 4.0 93.7 8.0

0.00 0.0 616.29 0.2 0.00 0.0 0.00 0.0

2,778.5 100.0 387,728.4 100.0 73,299.9 100.0 1,167.4 100.0

2,260.80 81.4 301,450.81 77.7 20,002.88 27.3 144.87 12.4

480.59 17.3 77,033.06 19.9 48,942.69 66.8 862.29 73.9

15.47 0.6 5,309.66 1.4 1,888.95 2.6 71.77 6.1

10.91 0.4 1,089.33 0.3 2,361.75 3.2 80.57 6.9

10.73 0.4 1,527.02 0.4 103.67 0.1 7.91 0.7

0.00 0.0 1,318.49 0.3 0.00 0.0 0.00 0.0

47.4 100.0 8,974.2 100.0 7,187.6 100.0 196.7 100.0

13.37 28.2 1,354.38 15.1 190.44 2.6 1.15 0.6

11.33 23.9 3,716.40 41.4 4,162.45 57.9 81.34 41.4

4.81 10.1 1,666.40 18.6 774.02 10.8 29.50 15.0

7.19 15.2 711.74 7.9 1,936.07 26.9 68.43 34.8

10.73 22.6 1,525.32 17.0 124.60 1.7 16.27 8.3

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0

* Tarjetas Banamex, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple ** Servicios Financieros Soriana, S.A.P.I. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

29


Banca Banco Ahorro Banco Banco

Mifel Famsa Azteca Base monto % monto % monto % monto %

12,714.9 100.0 11,690.2 100.0 40,127.1 100.0 76.0 100.0

12,074.4 95.0 10,317.2 88.3 38,047.9 94.8 76.0 100.0

11,237.1 88.4 2,362.6 20.2 12,858.2 32.0 76.0 100.0

8,819.6 69.4 2,128.7 18.2 12,858.2 32.0 76.0 100.0

461.3 3.6 233.8 2.0 0.0 0.0 0.0 0.0

1,956.3 15.4 0.0 0.0 0.0 0.0 0.0 0.0

23.2 0.2 7,923.9 67.8 24,629.8 61.4 0.0 0.0

814.1 6.4 30.8 0.3 559.9 1.4 0.0 0.0

640.5 5.0 1,373.0 11.7 2,079.1 5.2 0.0 0.0

517.6 4.1 11.8 0.1 18.7 0.0 0.0 0.0

498.1 3.9 11.8 0.1 18.7 0.0 0.0 0.0

19.5 0.2 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

8.6 0.1 1,361.2 11.6 1,949.6 4.9 0.0 0.0

114.25 0.9 0.00 0.0 110.79 0.3 0.00 0.0

12,784.0 100.0 11,690.2 100.0 50,017.7 100.0 76.0 100.0

10,612.03 83.0 2,222.07 19.0 25,983.60 51.9 76.03 100.0

1,842.44 14.4 6,635.76 56.8 21,230.07 42.4 0.00 0.0

97.80 0.8 1,593.92 13.6 1,100.12 2.2 0.00 0.0

65.17 0.5 1,188.61 10.2 1,427.54 2.9 0.00 0.0

166.54 1.3 49.82 0.4 276.35 0.6 0.00 0.0

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0

357.9 100.0 1,759.5 100.0 2,065.4 100.0 (0.4) 100.0

52.73 14.7 13.86 0.8 99.96 4.8 (0.38) 100.0

73.92 20.6 382.89 21.8 637.80 30.9 0.00 0.0

29.32 8.2 627.04 35.6 409.04 19.8 0.00 0.0

38.83 10.8 685.91 39.0 698.95 33.8 0.00 0.0

163.15 45.6 49.79 2.8 219.62 10.6 0.00 0.0

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

30


Banco Banco Banco Banco

Credit Suisse del Bajío Fácil Walmart monto % monto % monto % monto %

29.3 100.0 67,667.5 100.0 64.1 100.0 2,758.0 100.0

29.3 100.0 65,699.8 97.1 57.4 89.6 2,688.6 97.5

29.3 100.0 59,308.4 87.6 0.0 0.0 1,358.0 49.2

29.3 100.0 45,028.0 66.5 0.0 0.0 1,358.0 49.2

0.0 0.0 1,849.4 2.7 0.0 0.0 0.0 0.0

0.0 0.0 12,430.9 18.4 0.0 0.0 0.0 0.0

0.0 0.0 446.5 0.7 57.4 89.6 1,330.6 48.2

0.0 0.0 5,944.9 8.8 0.0 0.0 0.0 0.0

0.0 0.0 1,967.8 2.9 6.6 10.4 69.4 2.5

0.0 0.0 1,315.1 1.9 0.0 0.0 13.0 0.5

0.0 0.0 1,311.6 1.9 0.0 0.0 13.0 0.5

0.0 0.0 3.6 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 12.8 0.0 6.6 10.4 56.5 2.0

0.00 0.0 639.83 0.9 0.00 0.0 0.00 0.0

0.0 n.a 70,139.8 100.0 64.1 100.0 2,758.0 100.0

0.00 n.a 57,149.02 81.5 (0.08) (0.1) 910.92 33.0

0.00 n.a 11,432.47 16.3 48.73 76.0 1,685.24 61.1

0.00 n.a 889.30 1.3 8.13 12.7 74.32 2.7

0.00 n.a 254.31 0.4 6.31 9.9 31.32 1.1

0.00 n.a 414.33 0.6 0.99 1.5 56.22 2.0

0.00 n.a 0.33 0.0 0.00 0.0 0.00 0.0

0.0 n.a 1,794.5 100.0 12.5 100.0 217.0 100.0

0.00 n.a 300.65 16.8 0.27 2.2 6.12 2.8

0.00 n.a 552.81 30.8 3.66 29.2 106.49 49.1

0.00 n.a 311.94 17.4 2.94 23.5 26.42 12.2

0.00 n.a 160.68 9.0 4.40 35.1 25.31 11.7

0.00 n.a 468.12 26.1 1.27 10.1 52.71 24.3

0.00 n.a 0.33 0.0 0.00 0.0 0.00 0.0

n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

31


Bank of Bank of Tokyo-

Bancoppel America Mitsubishi UFJ Banorte monto % monto % monto % monto %

5,756.9 100.0 672.9 100.0 2,153.2 100.0 307,383.9 100.0

4,763.2 82.7 672.9 100.0 2,153.2 100.0 301,694.2 98.1

400.0 6.9 668.3 99.3 2,153.2 100.0 210,220.9 68.4

400.0 6.9 501.0 74.4 1,502.8 69.8 128,817.2 41.9

0.0 0.0 167.3 24.9 650.4 30.2 12,327.0 4.0

0.0 0.0 0.0 0.0 0.0 0.0 69,076.6 22.5

4,363.2 75.8 0.0 0.0 0.0 0.0 30,182.4 9.8

0.0 0.0 4.7 0.7 0.0 0.0 61,290.9 19.9

993.8 17.3 0.0 0.0 0.0 0.0 5,689.7 1.9

0.0 0.0 0.0 0.0 0.0 0.0 3,794.0 1.2

0.0 0.0 0.0 0.0 0.0 0.0 3,780.3 1.2

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 13.7 0.0

993.8 17.3 0.0 0.0 0.0 0.0 1,178.3 0.4

0.00 0.0 0.00 0.0 0.00 0.0 717.41 0.2

5,756.9 100.0 2,440.3 100.0 2,374.4 100.0 311,436.8 100.0

551.26 9.6 2,046.63 83.9 612.46 25.8 252,216.72 81.0

3,187.01 55.4 393.65 16.1 911.47 38.4 51,426.98 16.5

1,059.89 18.4 0.00 0.0 200.03 8.4 3,892.77 1.2

873.84 15.2 0.00 0.0 0.00 0.0 1,780.13 0.6

84.92 1.5 0.00 0.0 0.00 0.0 2,006.54 0.6

0.00 0.0 0.00 0.0 650.41 27.4 113.69 0.0

1,353.8 100.0 23.6 100.0 120.1 100.0 8,312.0 100.0

3.76 0.3 8.89 37.7 5.54 4.6 1,285.82 15.5

324.13 23.9 14.67 62.3 73.74 61.4 2,344.85 28.2

374.94 27.7 0.00 0.0 40.78 34.0 1,446.38 17.4

574.03 42.4 0.00 0.0 0.00 0.0 1,201.39 14.5

76.90 5.7 0.00 0.0 0.00 0.0 2,033.50 24.5

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

32


BBVA

Banregio Bansí Barclays Bancomer monto % monto % monto % monto %

27,590.4 100.0 6,324.5 100.0 0.0 n.a 623,813.4 100.0

26,981.4 97.8 6,078.8 96.1 0.0 n.a 603,519.8 96.7

21,379.5 77.5 6,041.6 95.5 0.0 n.a 313,595.0 50.3

20,551.4 74.5 4,459.2 70.5 0.0 n.a 212,073.3 34.0

311.6 1.1 0.0 0.0 0.0 n.a 7,594.8 1.2

516.5 1.9 1,582.4 25.0 0.0 n.a 93,926.8 15.1

2,106.7 7.6 21.8 0.3 0.0 n.a 147,817.0 23.7

3,495.1 12.7 15.3 0.2 0.0 n.a 142,107.8 22.8

609.0 2.2 245.7 3.9 0.0 n.a 20,293.6 3.3

292.2 1.1 244.8 3.9 0.0 n.a 7,596.1 1.2

292.2 1.1 244.8 3.9 0.0 n.a 7,581.0 1.2

0.0 0.0 0.0 0.0 0.0 n.a 1.0 0.0

0.0 0.0 0.0 0.0 0.0 n.a 14.1 0.0

142.2 0.5 0.9 0.0 0.0 n.a 5,877.6 0.9

174.60 0.6 0.00 0.0 0.00 n.a 6,819.95 1.1

27,688.6 100.0 6,416.5 100.0 0.0 n.a 641,080.5 100.0

20,283.77 73.3 3,464.60 54.0 0.00 n.a 410,603.90 64.0

6,497.36 23.5 2,665.24 41.5 0.00 n.a 181,302.17 28.3

606.11 2.2 144.41 2.3 0.00 n.a 17,956.35 2.8

115.72 0.4 35.54 0.6 0.00 n.a 4,335.26 0.7

185.63 0.7 106.75 1.7 0.00 n.a 1,604.57 0.3

0.00 0.0 0.00 0.0 0.00 n.a 25,278.29 3.9

975.9 100.0 346.6 100.0 0.0 n.a 21,743.4 100.0

120.83 12.4 18.46 5.3 0.00 n.a 2,445.12 11.2

403.65 41.4 156.46 45.1 0.00 n.a 9,001.95 41.4

187.97 19.3 43.90 12.7 0.00 n.a 5,848.22 26.9

78.17 8.0 21.45 6.2 0.00 n.a 3,046.35 14.0

185.26 19.0 106.35 30.7 0.00 n.a 1,401.74 6.4

0.00 0.0 0.00 0.0 0.00 n.a 0.00 0.0

n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

33


Deutsche

CIBanco Compartamos Bank HSBC monto % monto % monto % monto %

3,102.4 100.0 11,581.1 100.0 733.4 100.0 184,093.4 100.0

3,098.7 99.9 11,247.6 97.1 733.4 100.0 179,189.8 97.3

2,932.3 94.5 62.3 0.5 733.4 100.0 131,860.3 71.6

1,423.6 45.9 62.3 0.5 733.4 100.0 98,758.3 53.6

1,508.7 48.6 0.0 0.0 0.0 0.0 6,847.0 3.7

0.0 0.0 0.0 0.0 0.0 0.0 26,255.1 14.3

166.4 5.4 11,185.3 96.6 0.0 0.0 29,283.0 15.9

0.0 0.0 0.0 0.0 0.0 0.0 18,046.4 9.8

3.7 0.1 333.6 2.9 0.0 0.0 4,903.7 2.7

0.0 0.0 0.0 0.0 0.0 0.0 1,974.7 1.1

0.0 0.0 0.0 0.0 0.0 0.0 1,974.5 1.1

0.0 0.0 0.0 0.0 0.0 0.0 0.2 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.7 0.1 333.6 2.9 0.0 0.0 1,199.4 0.7

0.00 0.0 0.00 0.0 0.00 0.0 1,729.60 0.9

3,115.5 100.0 11,581.1 100.0 767.2 100.0 216,740.0 100.0

2,726.47 87.5 7,870.53 68.0 767.25 100.0 98,507.78 45.4

384.95 12.4 3,245.24 28.0 0.00 0.0 100,215.73 46.2

0.87 0.0 103.13 0.9 0.00 0.0 7,107.14 3.3

2.30 0.1 325.52 2.8 0.00 0.0 1,447.41 0.7

0.96 0.0 36.69 0.3 0.00 0.0 683.12 0.3

0.00 0.0 0.00 0.0 0.00 0.0 8,778.85 4.1

24.2 100.0 494.2 100.0 3.8 100.0 10,446.3 100.0

15.42 63.7 22.04 4.5 3.84 100.0 593.53 5.7

6.06 25.0 159.05 32.2 0.00 0.0 5,672.64 54.3

0.28 1.2 38.99 7.9 0.00 0.0 2,415.61 23.1

1.49 6.2 237.42 48.0 0.00 0.0 1,084.05 10.4

0.96 4.0 36.69 7.4 0.00 0.0 680.47 6.5

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

34


Sociedad Financiera

Inbursa Inbursa SOFOMER* ING Inter Banco monto % monto % monto % monto %

168,470.4 100.0 4,517.5 100.0 3,597.4 100.0 292.6 100.0

163,860.3 97.3 3,838.6 85.0 3,597.4 100.0 291.8 99.7

154,819.3 91.9 2,020.7 44.7 3,597.4 100.0 285.4 97.5

131,569.9 78.1 1,966.7 43.5 3,572.0 99.3 285.4 97.5

9,524.5 5.7 0.5 0.0 25.4 0.7 0.0 0.0

13,725.0 8.1 53.5 1.2 0.0 0.0 0.0 0.0

7,835.4 4.7 1,818.0 40.2 0.0 0.0 6.5 2.2

1,205.5 0.7 0.0 0.0 0.0 0.0 0.0 0.0

4,610.2 2.7 678.8 15.0 0.0 0.0 0.8 0.3

4,358.0 2.6 608.5 13.5 0.0 0.0 0.7 0.2

4,358.0 2.6 15.3 0.3 0.0 0.0 0.7 0.2

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 593.3 13.1 0.0 0.0 0.0 0.0

168.9 0.1 70.3 1.6 0.0 0.0 0.1 0.0

83.22 0.0 0.00 0.0 0.00 0.0 0.00 0.0

173,903.6 100.0 0.0 n.a 3,597.4 100.0 1,791.5 100.0

53,480.99 30.8 0.00 n.a 3,597.40 100.0 1,758.34 98.1

89,631.93 51.5 0.00 n.a 0.00 0.0 32.95 1.8

19,371.05 11.1 0.00 n.a 0.00 0.0 0.05 0.0

4,643.38 2.7 0.00 n.a 0.00 0.0 0.21 0.0

6,776.20 3.9 0.00 n.a 0.00 0.0 0.00 0.0

0.00 0.0 0.00 n.a 0.00 0.0 0.00 0.0

21,269.3 100.0 0.0 n.a 20.1 100.0 3.0 100.0

373.95 1.8 0.00 n.a 20.08 100.0 1.30 42.9

7,260.27 34.1 0.00 n.a 0.00 0.0 1.58 52.1

5,315.11 25.0 0.00 n.a 0.00 0.0 0.02 0.7

371.02 1.7 0.00 n.a 0.00 0.0 0.13 4.3

7,948.95 37.4 0.00 n.a 0.00 0.0 0.00 0.0

0.00 0.0 0.00 n.a 0.00 0.0 0.00 0.0

* Sociedad Financiera Inbursa, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

35


IXE Tarjetas

Interacciones Invex IXE SOFOMER*

monto % monto % monto % monto %

43,646.3 100.0 8,628.9 100.0 28,260.5 100.0 3,296.0 100.0

43,280.7 99.2 8,553.1 99.1 27,917.9 98.8 3,208.6 97.3

43,078.2 98.7 8,093.2 93.8 23,538.2 83.3 0.0 0.0

10,046.3 23.0 6,764.9 78.4 19,735.9 69.8 0.0 0.0

0.8 0.0 1,328.2 15.4 2,894.2 10.2 0.0 0.0

33,031.1 75.7 0.0 0.0 908.1 3.2 0.0 0.0

11.5 0.0 459.9 5.3 3,392.5 12.0 3,208.6 97.3

191.0 0.4 0.0 0.0 987.2 3.5 0.0 0.0

365.6 0.8 75.8 0.9 342.6 1.2 87.4 2.7

355.6 0.8 44.2 0.5 271.1 1.0 0.0 0.0

351.7 0.8 44.2 0.5 271.1 1.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.1 0.0 31.5 0.4 14.1 0.1 87.4 2.7

9.78 0.0 0.00 0.0 57.43 0.2 0.00 0.0

44,729.4 100.0 9,166.2 100.0 28,936.5 100.0 3,296.0 100.0

18,705.39 41.8 6,911.38 75.4 23,828.64 82.3 115.88 3.5

24,749.15 55.3 1,361.82 14.9 4,766.71 16.5 2,813.74 85.4

401.40 0.9 745.01 8.1 90.11 0.3 207.79 6.3

83.43 0.2 44.27 0.5 23.81 0.1 128.09 3.9

663.93 1.5 103.70 1.1 227.26 0.8 13.14 0.4

126.05 0.3 0.00 0.0 0.00 0.0 17.33 0.5

1,865.5 100.0 450.4 100.0 682.8 100.0 (449.4) 100.0

83.56 4.5 44.02 9.8 151.68 22.2 (1.91) 0.4

901.04 48.3 78.37 17.4 263.66 38.6 (275.00) 61.2

166.72 8.9 194.30 43.1 28.90 4.2 (72.64) 16.2

50.07 2.7 32.23 7.2 15.90 2.3 (87.37) 19.4

664.08 35.6 101.52 22.5 222.70 32.6 (12.52) 2.8

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0

* Ixe Tarjetas, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

36


J. P.

Morgan Monex Multiva Santander monto % monto % monto % monto %

247.7 100.0 3,722.2 100.0 15,671.8 100.0 294,498.6 100.0

247.7 100.0 3,660.2 98.3 15,500.8 98.9 292,669.8 99.4

247.7 100.0 2,982.2 80.1 15,207.3 97.0 249,107.2 84.6

247.7 100.0 2,354.7 63.3 7,977.4 50.9 160,513.2 54.5

0.0 0.0 583.5 15.7 494.0 3.2 56,073.1 19.0

0.0 0.0 44.1 1.2 6,735.8 43.0 32,520.9 11.0

0.0 0.0 0.0 0.0 280.6 1.8 0.0 0.0

0.0 0.0 677.9 18.2 12.9 0.1 43,562.6 14.8

0.0 0.0 62.1 1.7 171.1 1.1 1,828.8 0.6

0.0 0.0 62.1 1.7 162.9 1.0 1,135.6 0.4

0.0 0.0 62.1 1.7 162.9 1.0 1,135.6 0.4

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 8.2 0.1 0.0 0.0

0.00 0.0 0.00 0.0 0.00 0.0 693.18 0.2

921.9 100.0 9,605.7 100.0 15,671.8 100.0 318,244.6 100.0

656.74 71.2 9,290.61 96.7 9,023.06 57.6 291,803.57 91.7

265.14 28.8 240.63 2.5 6,240.51 39.8 19,728.48 6.2

0.00 0.0 9.28 0.1 307.31 2.0 1,068.02 0.3

0.00 0.0 0.00 0.0 32.28 0.2 217.63 0.1

0.00 0.0 65.14 0.7 68.65 0.4 447.94 0.1

0.00 0.0 0.00 0.0 0.00 0.0 4,979.01 1.6

13.0 100.0 59.4 100.0 458.0 100.0 3,407.8 100.0

2.74 21.1 18.81 31.7 55.60 12.1 1,460.71 42.9

10.27 78.9 9.93 16.7 242.79 53.0 992.48 29.1

0.00 0.0 1.80 3.0 71.49 15.6 352.71 10.4

0.00 0.0 0.00 0.0 19.47 4.3 155.65 4.6

0.00 0.0 28.90 48.6 68.65 15.0 446.28 13.1

0.00 0.0 0.00 0.0 0.00 0.0 0.00 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

37


Santander Consumo Santander Hipotecario Scotiabank The Bank of

SOFOMER * SOFOMER ** New York Mellon monto % monto % monto % monto %

51,266.5 100.0 18,757.0 100.0 113,964.2 100.0 0.0 n.a

49,944.5 97.4 17,173.2 91.6 110,917.0 97.3 0.0 n.a

0.0 0.0 0.0 0.0 51,274.0 45.0 0.0 n.a

0.0 0.0 0.0 0.0 42,012.7 36.9 0.0 n.a

0.0 0.0 0.0 0.0 3,279.3 2.9 0.0 n.a

0.0 0.0 0.0 0.0 5,982.0 5.2 0.0 n.a

49,944.5 97.4 0.0 0.0 16,447.3 14.4 0.0 n.a

0.0 0.0 17,173.2 91.6 43,195.7 37.9 0.0 n.a

1,322.0 2.6 1,583.8 8.4 3,047.2 2.7 0.0 n.a

0.0 0.0 0.0 0.0 349.2 0.3 0.0 n.a

0.0 0.0 0.0 0.0 349.2 0.3 0.0 n.a

0.0 0.0 0.0 0.0 0.0 0.0 0.0 n.a

0.0 0.0 0.0 0.0 0.0 0.0 0.0 n.a

1,322.0 2.6 0.0 0.0 559.2 0.5 0.0 n.a

0.00 0.0 1,583.82 8.4 2,138.86 1.9 0.00 n.a

51,266.6 100.0 18,757.0 100.0 117,822.9 100.0 0.0 n.a

17,626.58 34.4 12,035.51 64.2 80,252.34 68.1 0.00 n.a

28,268.57 55.1 6,076.06 32.4 33,933.05 28.8 0.00 n.a

3,707.64 7.2 622.54 3.3 2,251.71 1.9 0.00 n.a

1,543.49 3.0 0.09 0.0 416.89 0.4 0.00 n.a

120.29 0.2 22.82 0.1 701.78 0.6 0.00 n.a

0.00 0.0 0.00 0.0 267.12 0.2 0.00 n.a

7,019.4 100.0 512.1 100.0 3,185.0 100.0 0.0 n.a

2,346.49 33.4 47.20 9.2 319.94 10.0 0.00 n.a

2,075.03 29.6 270.61 52.8 1,335.26 41.9 0.00 n.a

1,307.93 18.6 171.45 33.5 860.57 27.0 0.00 n.a

1,120.51 16.0 0.07 0.0 291.90 9.2 0.00 n.a

169.49 2.4 22.82 4.5 377.32 11.8 0.00 n.a

0.00 0.0 0.00 0.0 0.00 0.0 0.00 n.a

* Santander Consumo, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. ** Santander Hipotecario, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

38


The Royal Bank Ve por Volkswagen

of Scotland UBS Más Bank monto % monto % monto % monto %

632.6 100.0 0.0 n.a 9,688.0 100.0 3,603.5 100.0

632.5 100.0 0.0 n.a 9,533.0 98.4 3,497.4 97.1

632.5 100.0 0.0 n.a 9,486.1 97.9 0.0 0.0

632.5 100.0 0.0 n.a 6,649.3 68.6 0.0 0.0

0.0 0.0 0.0 n.a 2,424.6 25.0 0.0 0.0

0.0 0.0 0.0 n.a 412.2 4.3 0.0 0.0

0.0 0.0 0.0 n.a 33.6 0.3 3,497.4 97.1

0.0 0.0 0.0 n.a 13.2 0.1 0.0 0.0

0.1 0.0 0.0 n.a 155.1 1.6 106.1 2.9

0.1 0.0 0.0 n.a 155.1 1.6 0.0 0.0

0.0 0.0 0.0 n.a 151.1 1.6 0.0 0.0

0.1 0.0 0.0 n.a 4.0 0.0 0.0 0.0

0.0 0.0 0.0 n.a 0.0 0.0 0.0 0.0

0.0 0.0 0.0 n.a 0.0 0.0 106.1 2.9

0.00 0.0 0.00 n.a 0.00 0.0 0.00 0.0

2,135.2 100.0 0.0 n.a 9,720.7 100.0 3,603.5 100.0

1,905.04 89.2 0.00 n.a 8,860.91 91.2 850.21 23.6

229.96 10.8 0.00 n.a 749.73 7.7 2,597.56 72.1

0.08 0.0 0.00 n.a 61.84 0.6 74.89 2.1

0.00 0.0 0.00 n.a 21.57 0.2 44.62 1.2

0.10 0.0 0.00 n.a 26.63 0.3 36.22 1.0

0.00 0.0 0.00 n.a 0.00 0.0 0.00 0.0

19.0 100.0 0.0 n.a 156.3 100.0 163.6 100.0

3.90 20.5 0.00 n.a 49.80 31.9 6.54 4.0

14.93 78.7 0.00 n.a 38.11 24.4 68.38 41.8

0.05 0.3 0.00 n.a 25.11 16.1 23.45 14.3

0.00 0.0 0.00 n.a 16.66 10.7 29.00 17.7

0.10 0.5 0.00 n.a 26.63 17.0 36.22 22.1

0.00 0.0 0.00 n.a 0.00 0.0 0.00 0.0

n.a No aplica

III. Información Detallada de la Cartera de Crédito

Enero 2012

El contenido de esta sección fue elaborado a partir de la información disponible al 1 de marzo de 2012 y que se encuentra disponible en el Portafolio de Información. La información que se presenta en este Boletín no contiene los datos de Actinver debido a que la institución no envió en tiempos lo reportes regulatorios R04C 442 “Altas de Créditos Comerciales” y R04C 443 “Seguimiento y Bajas de Créditos Comerciales”.

III.I Información Detalladade la Cartera de

Crédito a EmpresasEnero 2012

41

Cartera de Crédito a EmpresasInformación Detallada General Importante: Cifras sin subsidiarias

Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012

Institución*/ Número de CréditosOtorgados

Monto de CréditoOtorgado (mdp)

Tasa de Interés2/

(%)Plazo promedio

ponderado (meses)

Número de Créditos del Portafolio Total

Información de Créditos Otorgados1/ en el Mes

HSBC 224,011.0 220,009.0 32,972 32,693 21,405.3 10,829.3 7.92 8.30 71 53

BBVA Bancomer 173,944.0 170,070.0 46,308 37,859 31,350.9 26,327.1 7.81 7.70 29 35

Banorte 46,265.0 46,266.0 4,938 4,102 17,534.1 11,886.2 8.49 8.58 22 60

Banco del Bajío 41,871.0 42,440.0 7,737 8,645 6,465.3 6,058.0 7.80 7.81 65 58

Santander 42,865.0 41,500.0 7,071 5,525 26,739.5 24,724.9 8.23 8.01 16 27

Banamex 59,216.0 40,902.0 3,397 4,375 14,495.6 12,602.4 7.60 7.98 17 4

Inbursa 37,891.0 36,892.0 2,029 1,631 26,419.3 13,765.5 7.05 7.16 29 29

Banregio 11,144.0 11,189.0 1,785 1,815 4,463.3 3,736.6 8.44 8.57 3 2

Monex 6,775.0 6,525.0 2,221 2,022 943.6 698.9 7.40 7.55 14 9

Ixe 5,369.0 5,787.0 1,406 1,617 5,706.9 4,175.5 8.84 8.76 56 54

Ve por Más 4,987.0 4,854.0 340 288 1,587.9 1,267.0 9.00 8.91 15 15

Banca Mifel 3,881.0 3,772.0 352 286 2,022.9 724.5 9.10 9.09 20 14

Interacciones 2,291.0 2,257.0 9 17 239.2 540.3 9.89 8.29 - -

Banco Ahorro Famsa 2,204.0 2,186.0 379 317 633.3 413.6 9.02 9.83 47 33

Afirme 2,042.0 2,021.0 586 508 2,313.8 1,838.3 8.78 8.78 1 11

Bansí 1,758.0 1,785.0 26 73 11.7 111.6 10.20 10.47 8 7

ABC Capital (antes Banco Amigo) 1,662.0 1,739.0 476 501 235.4 143.8 11.44 11.60 8 10

Scotiabank 1,480.0 1,466.0 326 236 4,306.8 3,360.6 7.21 7.41 16 14

Banco Wal-Mart 987.0 978.0 330 306 744.5 561.8 9.90 9.60 2 2

Multiva 703.0 709.0 159 151 1,342.3 1,061.1 8.51 8.71 164 108

Autofin 301.0 301.0 52 47 419.8 269.7 8.63 9.23 5 8

Invex 297.0 294.0 114 91 2,098.8 1,964.7 9.12 9.32 14 16

Banco Azteca 377.0 153.0 38 10 1,153.0 295.4 9.01 11.10 4 6

Inter Banco 78.0 65.0 34 31 163.6 200.4 10.29 9.97 9 8

ING 58.0 61.0 3 5 217.5 289.8 6.32 6.33 15 24

CIBanco 55.0 55.0 21 11 504.1 118.0 10.18 9.43 16 18

Banco Base 48.0 47.0 25 22 79.0 73.3 11.48 11.51 27 28

Bank of Tokyo-Mitsubishi UFJ 42.0 44.0 34 23 1,593.0 1,210.1 6.21 6.33 3 3

BanCoppel 11.0 16.0 6 5 20.8 57.7 6.31 6.50 - 12

Bank of America 12.0 12.0 6 4 65.4 75.4 - - 17 20

J.P. Morgan 9.0 12.0 6 9 103.4 97.4 6.00 8.00 8 3

The Royal Bank of Scotland 7.0 8.0 6 5 148.6 309.4 - - 10 9

Deustche Bank 7.0 7.0 - - - - - - 38 79

Banco Credit Suisse 1.0 1.0 1 1 29.0 0.1 8.20 8.20 43 41

Actinver 34.0 - 3 - 12.9 - 8.02 - 21 18

Fuente: CNBV, Portafolio de Información. */ Se presentan las instituciones en orden descendente por el saldo de cartera a empresas en el mes más reciente. 1/ Se refiere aquellos créditos que fueron dispuestos en el mes indicado. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Número de Créditos Distribución % de Cartera IMOR1/

(%)

Número de Créditos Otorgados Tasa de Interés4/ Monto de Crédito Otorgado (mdp)

Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012


42

Cartera de Crédito a EmpresasImportante: Cifras sin subsidiarias

Rangos por Tamañodel Crédito

(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000

Sin clasificación2/

Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Líneas de crédito con saldos a favor o en ceros. 3/ Se refiere a los créditos que realizaron disposiciones en el mes. 4/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Tamaño de Crédito

Información de Créditos Otorgados3/ en el Mes por Tamaño de Crédito

534 603 0.13 0.16 0.63 0.01

384 355 0.25 0.24 0.38 0.19

65 60 0.09 0.09 7.19 -

20 12 0.06 0.04 15.58 -

16 16 0.11 0.11 20.68 21.00

24 34 0.40 0.58 7.99 5.72

20 25 0.62 0.82 16.77 12.98

43 38 3.09 2.71 5.71 14.32

52 51 8.79 8.77 9.14 8.01

49 48 15.74 15.40 7.06 8.43

44 45 31.39 31.75 5.67 5.74

16 15 23.57 20.72 4.94 5.76

3 4 9.95 12.70 - -

1 1 5.80 5.94 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

391 432 - - - -

1,662 1,739 100.00 100.00 5.21 5.57

225 307 19.80 19.79 1.3 1.8

148 110 19.80 19.79 2.2 1.5

27 11 19.72 19.79 0.9 0.3

5 1 12.29 19.77 0.4 0.1

3 4 17.31 15.64 0.4 0.5

1 13 10.79 10.76 0.4 4.7

2 7 11.94 12.33 1.3 5.4

10 4 11.47 11.01 13.9 4.5

14 12 11.41 11.32 32.7 34.8

22 17 11.13 11.11 63.5 39.5

12 11 11.43 11.19 35.6 33.5

5 2 11.11 11.03 79.6 4.9

1 2 12.29 12.69 3.4 12.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - - -

476 501 235 144

ABC Capital (antes Banco Amigo)


(%)




43



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1 - 0.00 - - -

- - - - - -

- - - - - -

1 - 0.01 - - -

2 - 0.04 - - -

1 - 0.07 - - -

4 - 0.46 - - -

11 - 3.12 - - -

4 - 2.82 - - -

3 - 4.29 - - -

3 - 7.14 - - -

1 - 7.84 - - -

1 - 10.85 - - -

2 - 63.36 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

34 - 100.00 - - -

- - - - -

- - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.00 - 0.4 -

- - - - - -

1 - 9.00 - 2.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.00 - 10.5 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 - 12.9 -

Actinver


(%)




44



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



4 9 0.00 0.00 29.43 41.29

9 21 0.00 0.01 13.17 5.07

32 47 0.02 0.03 7.24 6.10

63 67 0.07 0.09 6.93 6.92

170 159 0.47 0.47 7.76 8.29

196 234 1.18 1.52 13.45 9.67

308 306 3.63 3.88 7.00 5.72

336 308 8.48 8.28 4.94 5.48

199 181 12.28 11.23 3.59 3.54

93 92 11.19 11.09 7.59 7.74

69 68 18.82 18.71 5.17 5.24

20 20 11.77 11.63 3.74 3.82

11 12 11.96 12.95 - -

5 5 10.48 10.44 - -

2 2 9.63 9.67 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

525 490 - - - -

2,042 2,021 100.00 100.00 3.58 3.55

1 7 15.79 0.0 0.0

4 9 13.17 13.50 0.1 0.2

9 21 14.78 14.14 0.3 0.8

26 24 13.03 13.17 1.7 2.0

60 57 13.05 13.32 9.8 10.2

75 59 12.67 12.31 26.8 23.8

98 81 11.80 11.98 68.1 65.2

142 101 11.36 11.18 209.2 163.4

89 78 10.36 9.85 319.5 282.0

39 38 9.43 9.17 292.4 265.5

27 19 8.20 8.14 448.5 313.2

10 11 7.08 7.61 386.0 360.3

4 2 5.16 7.80 289.1 101.6

2 - 10.15 - 262.4 -

- 1 - 7.08 - 250.0

- - - - - -

- - - - - -

- - - - - -

- - - - -

- - - - - -

586 508 2,314 1,838

Afirme


(%)




45



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



4 4 0.00 0.00 - -

- - - - - -

- - - - - -

1 3 0.00 0.01 - -

16 15 0.15 0.14 - -

15 12 0.27 0.21 - -

22 20 0.75 0.71 - -

42 42 3.42 3.39 - -

45 38 8.45 6.70 - -

51 56 16.25 17.53 - -

47 51 37.68 38.39 - -

8 9 13.54 14.20 - -

4 4 14.12 13.46 - -

1 1 5.37 5.25 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

45 46 - - - -

301 301 100.00 100.00 - -

1 - 9.79 0.0 -

- - - -

- - - - - -

- - - - - -

1 - 12.79 - 0.2 -

- - - - - -

8 2 11.92 11.57 4.7 1.4

8 15 12.93 9.39 11.8 23.3

8 4 9.75 11.62 28.4 14.5

11 16 9.25 9.43 67.3 96.6

12 9 8.71 8.88 182.6 109.0

2 1 8.11 8.29 55.0 25.0

1 - 6.79 - 70.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

52 47 420 270

Autofin


(%)




46



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1,787 1,675 0.00 0.00 1.44 0.79

1,578 1,625 0.02 0.02 1.72 1.02

2,876 2,935 0.07 0.07 1.23 0.85

6,359 6,540 0.31 0.32 1.58 1.41

9,481 9,765 1.00 1.04 1.63 1.16

6,029 6,194 1.38 1.44 1.90 1.25

4,172 4,285 1.89 1.97 1.90 1.17

3,225 3,279 3.22 3.32 1.18 0.97

1,235 1,240 2.74 2.78 0.72 0.54

885 927 3.94 4.25 0.64 0.51

907 900 8.95 9.09 0.88 1.14

396 400 8.92 9.09 0.33

243 234 10.64 10.30 0.95 1.21

160 161 16.49 16.54 - -

57 57 12.56 12.29 - -

36 39 15.57 17.49 - -

15 12 12.31 9.99 - -

- - - - - -

- - - - - -

19,775 634 - - - -

59,216 40,902 100.00 100.00 0.38 0.36

154 335 16.11 16.11 0.4 0.8

126 231 15.97 15.97 1.6 3.4

170 343 16.14 16.01 4.2 10.7

379 623 15.76 16.12 19.5 36.4

534 871 15.36 15.81 58.1 111.3

377 554 13.98 14.66 88.1 159.2

329 400 13.23 13.64 161.1 217.0

414 409 10.23 11.04 377.0 473.0

255 196 8.68 8.99 469.5 433.7

196 163 7.85 7.96 694.9 707.5

216 127 7.79 7.60 1,628.3 1,306.5

109 73 7.38 7.56 1,427.9 1,405.1

62 24 7.55 6.86 1,578.9 1,138.9

46 19 7.48 6.56 2,957.7 2,690.8

18 3 6.59 6.89 1,008.1 652.0

9 2 6.87 6.96 2,596.4 1,613.0

3 2 6.81 8.82 1,423.8 1,643.3

- - - - - -

- - - - -

- - - - - -

3,397 4,375 14,496 12,602

Banamex


(%)




47



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



47 46 0.00 0.00 96.30 100.00

17 18 0.00 0.00 51.84 50.30

37 33 0.01 0.01 15.89 20.77

89 82 0.06 0.06 21.72 23.78

321 323 0.57 0.60 16.94 16.71

454 444 1.69 1.72 14.61 12.74

737 723 5.24 5.40 15.42 14.13

1,107 1,095 17.47 17.79 6.93 7.05

387 387 13.45 13.94 8.17 8.40

162 167 11.07 11.89 10.17 10.94

83 80 13.09 13.26 3.78 3.89

24 25 8.27 8.85 - -

18 15 12.07 10.26 - -

9 9 13.96 13.06 - -

1 1 3.04 3.15 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

388 324 - - - -

3,881 3,772 100.00 100.00 5.10 5.35

- - - -

- 1 8.77 - 0.0

- - - - - -

1 5 9.81 9.62 0.1 0.4

21 26 9.40 9.35 3.5 4.5

33 41 9.54 9.54 10.9 14.5

79 68 9.47 9.37 49.6 45.1

128 91 9.39 9.11 170.2 120.6

39 28 9.12 9.06 125.1 253.9

22 14 9.06 8.34 136.5 78.3

21 9 8.98 8.56 547.9 117.4

3 3 5.79 10.22 710.8 89.8

5 - 9.30 - 268.5 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

- - - - - -

352 286 2,023 725

Banca Mifel


(%)




48



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



393 408 0.11 0.11 8.04 17.93

554 553 0.43 0.42 6.94 14.29

256 257 0.43 0.43 8.51 15.15

121 116 0.40 0.38 6.10 11.83

152 126 1.14 0.95 3.96 4.21

107 110 1.75 1.78 2.15 2.11

108 95 3.28 2.88 1.56 2.78

130 128 9.26 9.08 3.16 2.13

48 49 7.54 7.68 3.38 1.70

34 36 10.27 11.00 - -

16 14 11.03 9.37 - -

4 4 7.06 6.98 - -

3 1 7.78 2.40 - -

- 1 7.14 - -

1 1 14.34 14.36 - -

1 1 25.17 25.05 - -

- - - - - -

- - - - - -

- - - - - -

276 286 - - - -

2,204 2,186 100.00 100.00 0.78 0.67

4 4 19.82 29.29 0.0 0.0

78 46 40.70 40.46 1.3 0.8

42 28 25.31 24.51 1.4 1.0

49 37 18.28 16.91 3.3 2.5

60 58 14.13 12.90 9.3 9.5

35 50 12.22 12.77 11.7 16.1

34 29 12.08 11.60 21.3 18.3

41 33 11.26 11.61 58.6 48.3

16 18 10.02 10.03 52.6 59.4

12 9 10.13 9.59 73.6 64.5

7 3 9.66 9.44 100.2 43.1

- - - - - -

- - - - - -

- 1 - 8.29 - 150.0

1 - 7.11 300.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

379 317 633 414

Banco Ahorro Famsa


(%)




49



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



11 10 0.00 0.00 90.69 95.85

19 19 0.00 0.00 87.75 89.60

21 21 0.01 0.01 93.84 95.18

13 14 0.01 0.01 88.80 79.86

8 10 0.01 0.01 36.03 34.62

9 7 0.04 0.03 10.48 13.08

9 9 0.06 0.05 - -

7 7 0.11 0.11 14.42 13.64

6 6 0.25 0.27 - -

4 4 0.27 0.26 - -

2 3 0.40 0.65 - -

4 4 1.66 1.67 - -

6 7 4.21 5.14 - -

11 11 20.04 21.37 - -

9 8 28.97 26.29 - -

1 1 5.01 5.23 - -

3 3 38.94 38.89 - -

- - - - - -

- - - - - -

234 9 - - - -

377 153 100.00 100.00 0.04 0.04

- - - - - -

1 - - - 0.0 -

- - - - - -

1 - 7.81 - 0.1 -

2 3 7.80 7.79 0.4 0.4

4 1 6.80 9.78 2.0 0.3

3 1 7.55 6.78 1.6 0.5

2 1 - 10.81 2.2 2.0

4 2 - 9.80 5.2 8.6

4 - - - 7.4 -

- 1 - 11.78 - 23.4

3 - 9.80 - 44.4 -

2 - - - 3.3 -

6 - 7.10 - 373.2 -

4 1 9.74 - 645.6 260.2

- - - - - -

2 - - - 67.5 -

- - - - - -

- - - - -

- - - - - -

38 10 1,153 295

Banco Azteca


(%)




50



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 4.62 5.37 - -

10 11 17.50 19.20 - -

6 2 26.11 10.32 - -

2 3 14.36 25.70 - -

2 2 37.41 39.42 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

23 23 - - - -

48 47 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 - 13.00 1.5 4.1

10 9 12.58 12.70 13.2 12.1

6 2 21.6 7.8

2 3 12.00 11.60 11.9 19.5

2 2 11.00 11.00 30.9 29.8

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

25 22 79 73

Banco Base


(%)




51



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



5,381 6,060 0.04 0.05 12.13 10.17

2,776 2,851 0.10 0.11 11.42 10.64

2,502 2,724 0.20 0.23 10.61 9.24

3,140 3,270 0.50 0.54 11.38 10.37

5,605 5,696 2.00 2.05 8.88 8.58

4,129 4,286 3.27 3.43 6.24 6.16

3,824 3,824 5.95 6.08 4.26 4.23

3,989 3,761 13.83 13.17 3.32 3.77

1,672 1,722 13.07 13.45 2.79 3.07

904 874 13.83 13.39 2.37 2.35

543 518 18.23 17.39 1.07 1.58

121 125 8.91 9.27 4.35 5.53

56 56 8.86 8.73 1.35 1.35

15 16 4.34 5.18 - -

6 4 4.31 3.07 - -

- 1 1.35 - -

1 1 2.55 2.53 - -

- - - - - -

- - - - - -

7,207 6,651 - - - -

41,871 42,440 100.00 100.00 2.58 2.87

1,047 1,768 12.53 12.34 3.4 5.5

660 845 12.49 12.23 10.6 14.5

626 763 11.92 11.51 21.7 28.0

768 842 11.10 11.24 51.8 59.4

1,239 1,295 10.79 10.61 176.7 186.0

932 971 9.62 9.63 260.9 281.2

866 768 9.05 8.98 450.6 422.1

870 738 8.20 8.03 1,030.6 851.3

375 375 7.76 7.72 1,005.9 1,042.7

220 161 7.73 7.52 1,137.3 832.6

103 90 6.82 7.18 1,105.3 1,101.5

20 22 6.49 6.82 596.6 707.9

8 4 6.93 7.19 405.8 230.6

3 2 6.80 6.20 208.0 248.0

- - - - - -

- 1 - - - 46.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7,737 8,645 6,465 6,058

Banco del Bajío


(%)




52



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



5 5 0.00 0.00 - -

4 7 0.01 0.01 - -

15 17 0.03 0.04 - -

12 13 0.06 0.06 - -

101 115 1.23 1.48 - -

102 102 2.38 2.41 1.13 -

108 105 4.63 4.45 5.54 3.13

194 211 19.10 20.39 3.35 3.05

56 59 14.26 14.92 1.30 1.24

38 37 16.41 16.13 - -

29 28 27.22 25.47 - -

8 8 14.66 14.63 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

315 271 - - - -

987 978 100.00 100.00 1.11 0.95

2 1 13.06 13.05 0.0 0.0

1 3 13.04 14.11 0.0 0.0

8 6 13.77 13.60 0.2 0.2

5 9 14.14 14.11 0.3 0.6

40 57 13.09 11.64 6.4 10.6

37 46 13.30 12.72 13.3 15.0

53 34 12.72 12.16 28.9 19.1

110 77 11.97 11.52 137.0 96.9

25 22 9.76 10.44 88.1 74.9

19 9 9.62 8.78 112.2 58.4

12 18 9.15 8.88 158.0 211.0

8 3 8.55 7.29 200.0 75.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

10 21 - - - -

330 306 745 562

Banco Wal-Mart


(%)




53



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 0.47 0.40 - -

3 3 1.40 1.19 - -

2 4 1.92 3.74 - -

1 1 2.55 2.13 - -

1 4 3.16 14.84 - -

- - - - - -

1 1 18.54 15.44 - -

- 1 - 62.25 - -

1 - 71.95 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 16 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - 6.30 - 1.6 -

1 - 6.50 - 1.5 -

2 2 6.30 6.50 6.7 8.5

- - - - - -

1 3 6.30 6.50 11.0 49.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - -

- - - - - -

6 5 21 58

BanCoppel


(%)




54



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 2 0.08 0.13 - -

- 1 - 0.23 - -

1 - 0.58 - - -

1 - 0.62 - - -

1 2 2.87 4.07 - -

1 1 3.09 4.19 - -

4 3 30.92 20.12 - -

1 1 12.45 12.46 - -

1 - 49.39 - - -

- 1 - 58.81 - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - - -

12 12 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.1

- - - - - -

- - - - - -

- - - - - -

1 - - - 1.9 -

2 - - - 3.8 -

- 1 - - - 16.3

- 2 - - - 59.0

1 - - - 32.1 -

2 - - - 27.6 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 4 65 75

Bank of America


(%)




55



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.01 - - -

- - - - - -

1 1 0.05 0.05 - -

5 6 0.58 0.78 - -

2 2 0.34 0.38 - -

4 4 1.78 1.78 - -

8 8 8.96 10.28 - -

4 4 8.75 8.96 - -

6 4 21.61 16.25 - -

7 7 57.92 61.52 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 8 - - - -

42 44 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 0.8 0.8

3 3 6.50 6.50 6.2 6.2

2 - 5.39 - 7.3 -

4 1 - - 17.0 6.5

7 6 6.13 - 140.4 112.4

4 2 5.62 - 148.6 72.2

6 4 - 5.40 246.1 244.1

7 6 6.75 6.75 1,026.6 767.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

34 23 1,593 1,210

Bank of Tokyo-Mitsubishi UFJ


(%)




56



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,267 2,243 0.01 0.01 5.82 5.59

1,596 1,584 0.02 0.02 11.16 10.79

2,222 2,229 0.06 0.06 9.57 9.24

5,005 5,096 0.29 0.30 5.89 5.59

9,466 9,550 1.17 1.19 5.43 5.22

6,056 6,105 1.64 1.68 7.93 7.93

5,635 5,641 3.06 3.13 6.91 6.53

6,747 6,480 7.91 7.75 3.97 4.50

2,375 2,439 6.14 6.49 3.24 3.06

1,193 1,134 6.27 6.23 2.96 2.51

847 802 9.69 9.51 2.76 2.80

335 339 8.87 9.21 2.77 2.66

171 166 9.00 8.98 2.01 1.97

122 114 14.08 13.39 0.89 0.94

44 43 12.03 11.77 - -

21 23 11.81 13.04 - -

7 6 7.96 7.24 12.02 13.30

- - - - - -

- - - - - -

2,156 2,272 - - - -

46,265 46,266 100.00 100.00 2.91 2.91

129 80 13.71 13.77 0.8 0.6

126 127 13.72 13.62 2.0 1.9

38 45 13.47 13.01 0.7 1.0

231 231 13.88 13.58 7.4 7.1

874 757 13.78 13.69 90.4 82.1

634 537 13.51 13.58 154.4 126.4

641 554 12.66 12.36 307.1 257.9

1,080 824 11.55 11.61 1,164.8 862.0

493 430 10.39 10.23 1,057.8 1,052.1

288 241 9.09 8.89 1,336.4 1,316.0

223 158 8.09 7.94 2,499.7 1,963.2

81 73 7.90 7.61 1,547.9 1,815.1

48 26 7.58 7.18 1,998.1 1,063.7

36 15 7.73 7.42 2,977.3 1,183.3

10 2 7.35 6.96 2,294.6 573.4

5 2 7.42 6.89 1,094.6 1,580.5

1 - 6.30 - 1,000.0 -

- - - - - -

- - - - - -

- - - - - -

4,938 4,102 17,534 11,886

Banorte


(%)




57



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



407 423 0.01 0.01 2.39 3.91

410 371 0.03 0.03 3.64 3.31

598 573 0.11 0.10 3.45 3.51

1,725 1,758 0.63 0.64 3.16 2.87

2,628 2,659 1.96 2.01 3.20 2.93

1,230 1,270 2.07 2.17 4.25 4.59

1,063 1,075 3.48 3.58 2.99 3.01

1,205 1,198 8.97 8.92 3.08 3.56

606 621 10.03 10.29 1.04 1.10

406 410 13.23 13.52 2.48 2.76

296 291 21.13 20.78 1.40 1.44

85 86 13.60 13.69 - -

33 35 10.43 10.99 - -

15 14 9.69 8.71 - -

3 3 4.63 4.55 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

434 402 -0.00 -0.00 27.60 6.83

11,144 11,189 100.00 100.00 1.28 1.39

100 85 14.16 14.14 0.4 0.3

98 88 13.42 14.26 1.3 1.2

22 29 13.39 13.99 0.6 0.8

62 64 13.71 14.81 3.9 3.2

243 316 14.07 14.16 28.8 37.3

257 264 13.21 13.38 54.3 54.4

257 275 12.54 12.48 90.6 102.6

302 313 10.41 10.43 298.5 306.8

193 162 9.54 9.44 426.3 351.8

110 109 8.70 8.63 493.2 506.4

97 79 7.98 7.94 906.4 843.8

27 20 7.58 7.99 637.1 503.8

12 8 7.37 7.66 464.6 453.0

4 2 7.31 7.09 615.5 134.1

1 1 5.46 5.44 442.0 437.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,785 1,815 4,463 3,737

Banregio


(%)




58



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



299 289 0.02 0.02 4.72 5.02

27 33 0.01 0.01 13.66 16.64

81 77 0.07 0.06 4.43 4.73

133 144 0.22 0.23 15.98 15.36

350 356 1.29 1.30 9.73 9.59

223 223 1.73 1.70 11.66 12.91

176 178 2.67 2.68 6.05 5.97

124 137 4.33 4.77 12.88 10.01

84 89 6.43 6.85 15.89 15.68

65 77 9.64 11.39 13.23 10.02

56 55 19.34 18.77 10.26 10.37

32 30 24.36 22.67 - -

11 12 17.99 18.91 - -

4 4 11.91 10.64 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

93 81 - - - -

1,758 1,785 100.00 100.00 5.37 5.18

- 4 - 12.57 - 0.0

- - - - - -

1 4 15.00 11.29 0.0 0.1

3 5 14.84 13.56 0.0 0.2

7 21 14.54 12.77 0.1 2.0

8 7 14.25 12.86 0.1 2.1

4 11 13.22 12.39 0.2 6.8

- 7 - 10.52 - 8.6

1 7 10.79 10.91 1.3 24.2

- 3 - 10.20 - 25.6

2 3 8.98 10.46 10.0 30.0

- 1 - 9.79 - 12.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

- - - - - -

26 73 11.7 111.6

Bansí


(%)




59



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



38,519 38,065 0.07 0.07 1.00 0.93

15,966 15,419 0.12 0.12 1.98 2.12

12,216 12,048 0.21 0.22 2.27 2.37

13,231 13,276 0.45 0.48 3.35 3.20

21,902 21,462 1.69 1.74 2.25 2.19

12,560 12,706 2.05 2.20 2.06 1.93

7,559 7,353 2.45 2.61 3.06 3.16

6,296 5,660 4.45 4.29 3.24 3.52

2,677 2,758 4.37 4.81 5.19 5.08

1,904 1,821 6.19 6.46 6.21 6.42

1,654 1,514 11.79 11.48 5.85 6.38

615 594 9.74 9.84 6.27 6.97

269 250 8.56 8.32 4.35 4.64

157 161 11.24 12.03 6.18 4.94

63 56 10.15 9.64 3.08 3.35

31 31 10.50 10.76 - -

16 16 11.50 11.72 - -

3 2 4.49 3.20 - -

- - - - - -

38,306 36,878 - - - -

173,944 170,070 100.00 100.00 3.61 3.72

19,177 16,388 8.31 8.05 66.2 58.0

6,881 5,377 8.33 8.12 106.3 83.0

4,115 3,432 8.29 8.15 141.5 120.7

3,202 2,687 8.66 8.81 209.6 179.6

4,802 3,750 9.38 9.45 715.6 529.8

2,679 2,048 9.48 10.00 834.0 635.8

1,768 1,374 10.28 9.68 956.2 818.1

1,513 1,044 9.60 9.20 1,704.0 1,147.2

692 621 9.03 8.69 1,464.8 1,286.3

525 378 8.29 8.37 2,035.1 1,325.9

487 339 8.30 7.96 3,290.1 2,280.4

235 175 7.85 7.82 3,276.8 2,557.1

96 64 6.97 7.07 2,808.0 1,890.6

68 52 6.04 5.73 4,851.5 4,741.3

27 15 6.48 6.40 5,081.8 2,254.0

15 10 6.51 7.36 3,334.3 3,107.3

7 7 - 7.80 289.1 3,312.0

2 - - - 186.0 -

- - - - - -

17 98 - - - -

46,308 37,859 31,351 26,327

BBVA Bancomer


(%)




60



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 8.20 8.20 29.0 0.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 29 0.1

Banco Credit Suisse


(%)




61



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.01 - -

1 1 0.02 0.02 - -

- 1 - 0.04 - -

4 5 0.33 0.46 - -

9 9 1.51 1.64 - -

8 5 2.39 1.51 - -

11 13 6.57 8.38 - -

3 2 4.52 2.94 - -

7 10 20.96 34.54 - -

9 5 52.97 38.63 - -

1 1 10.74 11.84 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 - - - -

55 55 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.2

- - - - - -

2 2 10.71 9.28 1.4 1.4

1 2 10.06 9.92 1.0 3.8

3 2 8.80 7.71 11.3 8.5

2 1 16.80 18.25 11.3 5.1

6 1 10.07 8.79 62.1 12.0

3 2 14.35 8.79 115.6 87.0

2 - 7.30 - 100.0 -

2 - 9.80 - 201.3 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - -

- - - - - -

21 11 504 118

CIBanco


(%)




62



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.14 - -

1 - 0.41 - - -

1 1 1.06 1.05 - -

- - - - - -

2 2 11.76 11.80 - -

- - - - - -

2 2 47.60 47.74 - -

1 1 39.16 39.28 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 7 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

Deutsche Bank


(%)




63



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



49,209 49,896 0.23 0.23 4.81 4.84

43,224 42,573 0.69 0.70 5.24 5.13

34,972 34,092 1.23 1.24 4.16 4.12

26,721 25,995 1.85 1.86 3.12 2.98

18,848 18,267 2.82 2.82 2.67 2.59

6,523 6,274 2.16 2.14 2.26 2.32

2,981 2,894 1.97 1.98 3.06 3.14

2,357 2,316 3.49 3.53 3.09 3.11

950 930 3.20 3.25 3.50 3.45

800 796 5.40 5.62 2.61 2.46

560 559 8.29 8.62 2.14 2.36

262 251 8.55 8.58 2.77 2.50

120 128 7.77 8.58 4.16 3.74

86 79 12.70 12.25 0.84 0.91

44 43 13.76 14.12 2.70 2.54

13 10 8.38 6.74 - -

7 7 9.59 9.59 - -

3 3 7.92 8.14 - -

- - - - - -

36,331 34,896 - - - -

224,011 220,009 100.00 100.00 1.92 1.91

12,075 12,815 10.55 10.54 37.5 38.0

4,986 5,055 14.25 14.47 81.7 82.2

3,843 4,058 15.65 15.45 140.7 149.3

3,570 3,615 16.00 16.10 253.9 258.1

3,435 3,465 14.01 13.92 527.4 532.9

1,737 1,570 12.46 12.28 561.8 505.0

1,077 853 10.62 10.65 570.3 490.4

1,140 692 9.93 9.81 1,105.3 757.7

413 217 8.30 8.35 907.4 544.1

295 193 8.28 8.38 1,424.9 1,107.5

213 85 8.06 7.96 2,116.4 1,100.8

90 36 7.92 6.87 1,595.9 1,007.4

41 26 7.09 7.05 2,010.2 936.4

28 7 6.84 7.24 1,892.1 428.7

20 4 7.09 6.06 3,059.5 1,391.0

6 1 5.43 5.79 2,628.0 500.0

3 1 7 4.77 2,492.3 1,000.0

- - - - - -

- - - - - -

- - - - - -

32,972 32,693 21,405 10,829

HSBC


(%)




64



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



3,587 3,313 0.01 0.01 14.68 11.92

7,592 7,638 0.10 0.10 8.12 8.04

9,089 8,701 0.24 0.24 8.21 7.83

6,979 6,650 0.36 0.36 8.10 7.92

4,240 3,996 0.46 0.46 6.95 7.18

1,185 1,150 0.29 0.30 4.61 4.51

577 564 0.30 0.30 7.93 10.06

450 408 0.51 0.49 13.38 16.74

370 329 0.98 0.91 8.55 11.64

470 431 2.44 2.33 3.63 4.71

287 269 3.21 3.16 8.82 9.31

163 155 4.13 4.11 9.98 9.06

109 116 5.36 5.97 10.72 9.81

65 65 7.40 7.81 10.11 9.79

38 37 9.69 9.80 11.45 8.98

36 33 17.96 16.87 - -

27 26 30.30 29.60 - -

5 5 12.25 12.95 - -

1 1 4.01 4.21 - -

2,621 3,005 - - - -

37,891 36,892 100.00 100.00 3.50 3.33

188 189 10.89 11.09 0.7 0.6

132 130 15.05 13.68 2.3 2.2

236 197 16.66 16.42 8.7 7.5

339 333 17.27 17.04 24.5 23.6

357 317 16.59 15.46 54.8 49.3

131 125 14.65 14.70 43.4 43.8

100 102 13.63 12.89 54.8 63.6

90 48 10.92 10.70 69.3 74.8

74 31 10.70 9.78 172.9 103.0

118 68 11.16 11.31 570.3 473.9

96 28 8.61 8.32 567.7 460.5

68 16 8.37 8.41 990.3 546.2

28 27 7.19 7.44 1,110.4 1,623.5

25 8 8.02 7.87 1,823.2 1,266.6

16 7 6.86 8.04 2,546.9 2,620.1

18 3 6.33 5.80 6,668.5 1,774.8

10 1 7.30 6.30 8,519.7 1,023.5

3 1 6.19 5.80 3,191.3 3,608.1

- - - - - -

- - - - - -

2,029 1,631 26,419 13,765

Inbursa


(%)




65



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 7 0.39 0.45 - -

5 4 0.47 0.40 - -

8 12 1.84 2.89 - -

15 13 6.19 5.53 - -

12 13 12.38 13.38 - -

3 3 7.05 6.56 - -

5 5 27.35 27.16 - -

- - - - - -

3 3 44.33 43.64 - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - - -

58 61 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 6.65 - 2.3

1 - 7.29 - 2.5 -

- 1 - 6.49 - 10.0

1 1 6.49 6.65 10.0 10.5

- 1 - 6.49 - 42.0

- - - - - -

1 1 6.30 6.28 205.0 225.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 5 218 290

ING


(%)




66



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



172 170 0.01 0.01 97.57 96.90

261 257 0.05 0.05 91.41 92.30

470 466 0.18 0.18 82.93 85.00

448 450 0.35 0.34 63.92 64.88

492 471 0.80 0.75 66.00 68.26

140 136 0.49 0.48 80.23 85.11

86 86 0.62 0.61 85.91 86.03

73 70 1.22 1.15 71.68 74.87

23 23 0.84 0.80 27.27 27.68

21 20 1.54 1.46 26.12 27.23

23 22 3.52 3.33 - -

7 8 2.81 3.03 12.63 10.77

12 12 9.33 8.22 - -

8 9 13.77 14.56 - -

9 9 33.26 33.24 - -

3 3 19.61 20.49 - -

1 1 11.60 11.30 - -

- - - - - -

- - - - - -

42 44 - - - -

2,291 2,257 100.00 100.00 3.75 3.68

- 1 - 7.80 - 0.0

- - - - - -

- - - - - -

- 1 - 9.80 - 0.1

- - - - - -

- - - - - -

- - - - - -

1 - 9.80 - 1.5 -

3 - 9.94 - 9.0 -

1 5 9.79 8.85 7.8 27.7

1 1 10.80 7.79 10.0 17.1

1 4 9.80 8.68 35.0 151.3

1 5 9.79 8.09 50.9 344.2

1 - - - 125.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 17 239 540

Interacciones


(%)




67



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1 - 0.00 - 100.00 -

- - - - - -

2 3 0.02 0.04 100.00 54.20

6 5 0.17 0.12 30.00 35.07

3 2 0.20 0.12 - -

5 10 0.62 1.36 - 12.22

8 2 2.15 0.56 16.36

7 11 4.39 6.14 - -

8 7 11.76 8.70 - -

14 13 39.24 30.94 - -

5 8 30.79 42.93 - -

1 1 10.64 9.09 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

18 3 - - - -

78 65 100.00 100.00 0.43 0.23

- - - - - -

- - - - - -

- 1 - - - 0.0

2 - - - 0.1 -

3 4 - - 0.2 0.8

4 2 - - 1.5 0.8

5 2 - - 3.3 1.5

3 4 10.30 - 3.9 5.9

4 3 20.45 - 16.7 10.3

10 7 - - 71.8 44.3

2 7 7.80 9.97 38.2 110.8

1 1 - - 28.0 26.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

34 31 164 200

Inter Banco


(%)




68



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 4 0.01 0.01 31.23 19.76

2 1 0.01 0.00 - -

9 8 0.10 0.09 8.49 9.28

30 32 0.68 0.78 - -

35 32 1.73 1.68 - -

59 57 5.89 5.77 3.00 3.06

74 69 16.99 15.96 4.35 4.66

32 34 16.56 17.32 4.34 -

27 24 27.39 23.98 - -

6 9 12.04 16.20 - -

4 4 18.61 18.20 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

17 20 - - - -

297 294 100.00 100.00 1.65 0.93

- - - - - -

- - - - - -

- - - - - -

- 2 - 9.14 - 0.2

- - - - - -

1 1 8.81 7.98 0.3 0.5

6 4 11.20 10.17 4.6 3.1

14 8 9.67 9.79 21.6 13.3

14 10 9.74 10.14 41.7 33.5

27 24 9.93 9.78 174.8 161.9

30 23 9.49 9.03 394.8 362.0

9 7 9.16 9.75 223.1 238.1

9 8 8.98 9.11 573.9 545.0

2 3 10.80 10.52 113.9 357.1

2 1 8.36 7.55 550.0 250.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

114 91 2,099 1,965

Invex


(%)




69



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



473 178 0.00 0.00 1.19 4.28

74 68 0.01 0.01 3.09 4.53

86 102 0.01 0.02 6.57 3.49

246 274 0.08 0.10 3.79 3.08

1,102 1,244 0.87 1.11 3.92 4.14

1,366 1,383 2.05 2.38 4.47 4.53

821 771 2.37 2.60 5.08 4.84

518 450 3.45 3.43 4.51 3.51

206 216 3.08 3.71 2.10 1.91

161 153 4.87 5.48 3.43 2.77

133 129 8.85 9.76 3.54 2.98

71 72 10.54 11.94 2.17 2.07

49 43 14.77 14.49 - -

30 26 20.57 19.56 - -

14 13 20.18 20.34 - -

3 2 8.31 5.08 - -

- - - - - -

- - - - - -

- - - - - -

16 663 - - - -

5,369 5,787 100.00 100.00 1.18 1.16

111 80 14.83 16.38 0.1 0.1

20 27 14.90 16.16 0.3 0.3

22 29 16.14 15.76 0.7 1.0

65 78 16.45 16.60 3.3 4.2

265 395 16.02 16.60 31.9 37.8

317 430 16.03 16.03 71.6 64.5

204 247 13.74 13.62 90.2 77.5

140 142 10.80 10.77 135.4 117.3

70 62 9.42 9.05 148.2 114.3

69 48 8.83 8.30 352.7 318.0

47 42 8.52 8.43 499.4 444.1

34 15 8.84 8.68 862.9 491.0

18 10 8.44 6.57 708.8 645.8

12 7 7.78 8.37 1,190.7 891.5

7 4 8.70 7.93 1,610.6 968.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 1 - - - -

1,406 1,617 5,707 4,176

Ixe


(%)




70



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1 - 0.00 - - -

- 1 - 0.01 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.17 - - -

1 3 0.67 2.46 - -

- 1 - 1.19 - -

1 2 1.77 5.65 - -

1 2 4.74 14.36 - -

1 1 7.53 10.26 - -

2 2 40.73 66.07 - -

1 - 44.38 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 12 100.00 100.00 - -

1 - 6.00 - 0.0 -

- 1 - 6.00 - 0.0

- - - - - -

1 - - - 0.1 -

- - - - - -

- - - - - -

- - - - - -

1 3 - 8.00 2.3 5.3

1 1 - 8.00 2.9 3.0

- 2 - 8.00 - 12.8

1 1 - - 21.3 13.6

- - - - - -

1 1 - - 76.8 62.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 9 103 97

J.P. Morgan


(%)




71



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,968 2,735 0.32 0.33 0.06 0.06

413 448 0.25 0.31 - -

213 205 0.29 0.31 0.74 0.36

158 152 0.44 0.47 1.33 1.29

152 156 0.96 1.08 0.60 1.52

128 136 1.77 2.07 6.95 4.16

139 145 3.86 4.61 5.71 4.23

169 156 9.99 10.31 5.83 4.18

71 53 9.78 7.93 2.55 3.63

45 51 11.63 14.86 10.20 7.64

30 30 17.00 19.11 - 2.68

9 6 12.14 9.26 - -

6 4 13.54 10.15 - -

1 1 7.67 8.50 - -

1 1 10.35 10.71 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2,272 2,246 - - - -

6,775 6,525 100.00 100.00 2.38 2.67

886 868 9.34 9.28 2.5 2.3

117 188 9.36 9.22 2.0 3.1

83 71 9.36 9.25 2.9 2.5

61 48 9.36 9.27 4.2 4.7

68 46 9.45 9.17 9.4 14.3

56 44 9.05 9.09 10.8 15.5

96 38 9.00 8.68 21.4 29.6

116 48 8.70 8.67 73.5 88.4

42 14 8.59 8.49 81.3 42.3

25 17 7.79 9.51 52.9 111.5

20 10 7.82 8.30 192.0 128.4

4 1 - - 113.4 39.4

5 1 - - 170.9 16.9

1 1 6.80 6.79 200.0 200.0

1 - - - 6.5 -

- - - - - -

- - - - - -

- - - - - -

- - - -

640 627 - - - -

2,221 2,022 944 699

Monex


(%)




72



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



30 35 0.00 0.00 - -

5 10 0.00 0.00 - -

1 3 0.00 0.00 - -

4 2 0.00 0.00 32.89 60.83

29 31 0.06 0.06 21.13 20.22

27 27 0.12 0.12 6.18 5.92

54 55 0.47 0.46 4.10 4.10

119 118 2.42 2.34 6.25 6.32

104 99 4.45 4.13 2.80 2.97

98 103 8.11 8.52 7.02 7.83

91 80 16.87 14.72 5.72 6.43

34 32 13.70 12.92 - -

14 15 12.02 12.46 - -

13 15 25.73 28.52 - -

4 4 16.05 15.75 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

76 80 - - - -

703 709 100.00 100.00 1.85 1.92

- - - - - -

3 9 - - 0.0 0.1

- - - - - -

- - - - - -

6 9 11.55 11.33 0.4 0.4

9 8 10.07 10.58 0.5 0.3

11 14 10.15 9.16 3.2 3.6

49 32 8.73 9.16 41.3 29.8

37 32 8.25 8.19 27.8 30.4

23 22 7.99 8.55 61.1 81.8

13 15 9.18 9.58 202.6 204.8

2 5 7.79 9.65 66.0 193.5

- 3 - 8.77 - 141.3

6 2 8.48 7.84 939.4 375.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - -

- - - - - -

159 151 1,342 1,061

Multiva


(%)




73



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1,808 1,633 0.00 0.00 1.55 1.60

1,210 1,201 0.01 0.01 3.52 4.04

1,706 1,739 0.04 0.04 3.46 3.30

3,425 3,512 0.16 0.16 3.26 3.24

7,843 7,976 0.81 0.84 3.51 3.67

6,368 6,382 1.41 1.45 3.68 4.14

6,197 6,139 2.75 2.81 3.43 3.46

5,828 5,701 5.63 5.64 2.97 3.25

2,154 2,218 4.71 5.01 2.04 1.97

1,293 1,311 5.57 5.85 1.40 1.39

1,012 1,006 9.81 10.08 0.77 0.86

387 378 8.19 8.28 1.89 0.77

192 195 8.20 8.65 0.65 -

114 111 10.92 11.04 3.52 -

52 52 11.38 11.41 - -

39 39 16.11 16.35 - -

14 12 12.59 10.73 - -

1 1 1.71 1.64 - -

- - - - - -

3,222 1,894 - - - -

42,865 41,500 100.00 100.00 1.19 0.71

537 335 13.61 13.00 1.0 0.3

156 128 13.54 12.58 1.9 0.9

154 156 15.15 15.62 4.2 3.7

291 249 14.60 15.19 13.4 9.6

868 597 14.36 14.49 110.5 59.6

923 622 13.44 13.32 221.0 115.4

1,300 777 12.87 12.65 607.6 322.1

1,333 1,095 12.28 11.96 1,455.2 960.8

593 673 10.66 10.34 1,406.0 960.1

334 416 8.78 8.85 1,389.9 1,405.4

301 283 7.92 7.93 2,626.3 2,448.5

115 108 7.31 7.63 2,172.7 2,133.2

77 45 7.13 6.93 2,637.0 2,470.9

40 22 6.92 7.17 3,128.8 2,891.9

23 7 8.59 7.01 2,021.9 2,401.0

23 10 6.43 6.88 6,515.9 6,097.0

3 1 7.00 5.00 2,426.4 0.2

- 1 - - - 2,444.5

- - - - - -

- - - - - -

7,071 5,525 26,740 24,725

Santander


(%)




74



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



10 7 0.00 0.00 - -

2 2 0.00 0.00 - -

3 4 0.00 0.00 - -

3 2 0.00 0.00 - -

17 19 0.01 0.01 24.24 19.82

38 44 0.03 0.04 21.35 18.62

58 66 0.10 0.11 10.07 8.46

143 139 0.55 0.54 4.32 4.38

201 204 1.69 1.69 3.50 3.49

223 233 3.74 3.96 2.60 2.45

329 303 12.17 11.28 1.09 1.14

185 191 15.17 15.77 1.29 1.21

129 124 20.41 20.01 1.39 1.41

58 59 21.14 21.08 - -

13 15 10.76 12.55 - -

6 5 9.16 7.92 - -

2 2 5.06 5.04 - -

- - - - - -

- - - - - -

60 47 - - - -

1,480 1,466 100.00 100.00 0.81 0.80

3 1 24.86 8.55 0.0 0.0

- - - - - -

- 1 - 8.79 - 0.0

1 - 8.81 - 0.1 -

2 2 9.65 8.04 0.2 0.3

8 6 9.62 8.41 1.7 1.9

17 15 8.51 9.60 9.5 10.6

38 33 8.61 8.04 58.8 51.6

49 50 8.19 8.22 158.1 172.5

49 50 7.97 7.87 266.8 327.1

78 47 7.82 7.54 861.0 682.4

32 17 7.72 7.16 696.3 533.8

30 9 7.39 7.56 982.4 447.6

16 3 5.73 7.33 1,241.7 327.0

2 1 - - 19.9 260.2

1 1 - 6.79 10.3 545.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

326 236 4,307 3,361

Scotiabank


(%)




75



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.52 0.26 - -

- - - - - -

1 1 1.61 1.36 - -

- - - - - -

1 1 9.57 5.56 - -

2 1 28.74 10.27 - -

2 4 59.56 82.56 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 8 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.6

1 1 - - 1.6 2.3

- - - - - -

1 1 - - 1.4 9.8

- - - - - -

1 - - - 13.0 -

2 1 - - 129.3 96.7

1 1 - - 3.4 200.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 5 149 309

The Royal Bank of Scotland


(%)




76



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



92 98 0.01 0.01 1.01 3.45

203 247 0.05 0.06 2.46 1.21

441 413 0.22 0.21 1.30 1.35

826 804 0.83 0.79 0.83 0.79

1,170 1,135 2.54 2.43 1.09 1.27

644 617 3.05 2.92 2.42 2.69

355 347 3.31 3.26 4.74 4.40

406 396 9.00 8.88 3.70 3.98

268 274 12.55 12.71 4.20 5.14

188 197 17.14 17.79 3.58 4.52

120 114 23.04 22.02 3.23 3.43

34 35 14.86 15.26 - -

11 11 8.95 8.96 - -

3 3 4.46 4.72 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

226 163 - - - -

4,987 4,854 100.00 100.00 2.49 2.83

35 46 11.77 11.90 0.0 0.0

4 - 10.62 0.0 -

1 2 10.98 10.42 0.0 0.0

- 2 10.85 - 0.2

3 1 10.71 10.79 0.4 0.2

5 11 10.94 12.35 1.6 3.5

24 29 10.58 10.80 15.9 20.1

95 54 10.14 10.20 138.3 79.9

69 64 9.99 9.73 160.6 170.9

56 42 9.56 9.37 314.9 244.3

34 21 8.79 9.00 406.1 261.4

10 9 8.11 8.43 274.5 176.4

3 6 7.88 8.47 175.6 250.0

1 1 8.79 7.32 100.0 59.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

340 288 1,588 1,267

Ve por Más


(%)




77


Actividad Económica


Agricultura, Silvicultura, Ganadería y Pesca

Comercio

Comunicaciones y Telecomunicaciones

Construcción

Educativo

Hoteles y Restaurantes

Alimentos, Bebidas y Tabaco

Industria Automotriz

Industria Materiales de Construcción

Industria Química y Farmacéutica

Industria Textil y de Calzado

Petróleo, Minería, Gas y Energía

Resto Industria

Salud

Servicios Comunales y Sociales

Servicios de Esparcimiento y otros Servicios Recreativo

Servicios Profesionales y Técnicos

Transporte

Otros

Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Se refiere a los créditos que realizaron disposiciones en el mes. 3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Actividad Económica

Información de Créditos Otorgados2/ en el Mes por Actividad Económica


Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.09 0.09 100.00 100.00

84 75 5.55 5.47 12.68 13.84

- - - - - -

629 611 78.26 80.12 5.05 5.11

- - - - - -

- - - - - -

5 5 0.27 0.05 - -

1 1 1.22 1.30 - -

- - - - - -

- - - - - -

- - - - - -

8 6 1.05 0.92 - -

9 8 1.45 1.37 - 10.84

- - - - - -

- - - - - -

- - - - - -

94 105 10.01 8.49 4.58 5.53

4 4 1.61 1.63 - -

827 923 0.49 0.57 - -

1,662 1,739 100.00 100.00 5.20 5.56

- - - - - -

6 1 11.82 11.29 7.4 5.0

- - - - - -

61 63 11.42 11.59 195.9 124.2

- - - - - -

- - - - - -

- - - - - -

1 1 10.80 10.79 1.7 1.3

- - - - - -

- - - - - -

- - - - - -

2 - 10.79 - 10.0 -

3 1 11.49 10.92 11.6 8.0

- - - - - -

- - - - - -

- - - - - -

81 12 12.69 12.49 3.3 1.8

- - - - - -

322 423 16.30 19.79 5.5 3.6

476 501 11.44 11.60 235.4 143.8

ABC Capital (antes Banco Amigo)


(%)




78





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4 - 8.86 - - -

6 - 37.51 - - -

- - - - - -

6 - 6.45 - - -

1 - 0.09 - - -

1 - 0.14 - - -

1 - 0.22 - - -

- - - - - -

- - - - - -

2 - 1.17 - - -

- - - - - -

- - - - - -

3 - 1.10 - - -

- - - - - -

- - - - - -

- - - - - -

7 - 2.88 - - -

- - - - - -

3 - 41.58 - - -

34 - 100.00 - - -

- - - - - -

2 - 9.33 - 2.4 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.00 10.5 -

3 - 8.02 - 12.9 -

Actinver


(%)




79





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

31 34 0.92 0.88 16.49 17.41

617 649 30.94 30.39 4.23 4.32

35 35 6.36 6.56 0.03 0.03

181 162 11.88 12.17 1.71 1.67

52 43 1.21 1.21 1.47 1.34

74 81 1.37 1.46 1.86 1.75

90 92 3.50 3.34 16.17 17.11

2 3 0.10 0.10 - -

11 10 0.60 0.60 - -

39 37 1.60 1.54 1.04 1.09

38 28 0.36 0.37 25.05 31.60

29 25 4.86 4.86 - -

295 275 10.13 10.04 4.49 4.33

16 20 0.52 0.53 44.57 44.52

3 2 0.00 0.00 - -

12 14 0.63 0.60 18.43 19.50

394 386 11.04 11.47 3.44 2.92

112 116 4.28 4.13 0.22 0.20

11 9 9.69 9.73 - -

2,042 2,021 100.00 100.00 3.58 3.55

12 8 8.74 14.11 31.5 3.5

171 188 7.40 8.83 769.1 536.5

11 11 8.18 7.47 327.8 218.5

59 37 9.75 9.77 443.5 184.2

13 5 9.34 7.16 28.5 15.9

18 21 9.06 11.67 35.9 33.2

28 24 9.48 10.58 58.4 56.7

- 1 - 9.79 - 2.0

3 1 10.22 8.79 20.9 7.0

15 11 10.33 10.16 50.8 65.5

17 6 12.54 13.59 12.7 2.5

7 6 10.90 9.62 9.6 11.1

94 60 9.72 9.68 278.3 171.6

4 7 13.30 12.54 6.9 4.4

- 1 - 15.29 - 0.2

- 3 - 13.37 - 2.4

113 92 9.89 9.06 197.4 195.3

19 24 10.41 8.29 41.0 77.7

2 2 13.46 7.09 1.5 250.3

586 508 8.78 8.78 2,313.8 1,838.3

Afirme


(%)




80





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

7 5 1.79 1.74 - -

106 112 31.55 31.55 - -

12 14 1.41 1.64 - -

23 26 16.27 15.18 - -

- - - - - -

9 6 4.28 4.19 - -

11 13 2.43 3.10 - -

- - - - - -

- - - - - -

2 1 0.80 0.79 - -

9 4 0.16 0.16 - -

5 6 0.31 0.25 - -

55 55 16.38 15.83 - -

- - - - - -

- - - - - -

1 1 0.27 0.26 - -

57 53 19.96 20.59 - -

4 4 4.39 4.21 - -

- 1 - 0.52 - -

301 301 100.00 100.00 - -

2 1 7.72 14.79 26.5 0.5

14 20 9.64 8.96 57.3 94.2

1 2 8.79 10.29 4.0 6.0

1 3 8.29 10.38 18.8 14.7

- - - - - -

4 - 8.79 - 60.0 -

2 3 14.79 11.79 2.2 20.0

- - - - - -

- - - - - -

1 - 9.29 - 15.0 -

5 - 11.79 - 3.0 -

- 1 - 6.49 - 1.3

11 10 8.97 8.79 80.0 65.8

- - - - - -

- - - - - -

- - - - - -

10 6 7.98 8.87 153.1 57.3

1 - 9.79 - 0.0 -

- 1 9.29 - 10.0

52 47 8.63 9.23 419.8 269.7

Autofin


(%)




81





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,030 822 4.60 4.74 0.12 0.15

42,596 28,116 26.43 26.61 0.99 0.79

562 406 5.82 5.83 0.01 0.01

1,791 1,376 9.74 9.99 0.37 0.24

47 32 0.02 0.02 0.49 -

372 267 1.72 1.70 0.01 -

1,323 1,084 6.55 6.84 0.03 0.03

242 167 2.55 1.95 0.04 0.05

72 56 2.90 2.84 0.08 -

692 516 5.01 4.58 0.38 1.20

768 568 1.62 1.72 0.11 0.33

385 301 2.03 1.94 0.01 -

3,725 2,859 14.95 14.49 0.20 0.24

153 126 0.09 0.09 - -

148 105 0.06 0.06 - -

22 18 0.02 0.03 - -

4,477 3,394 8.90 9.00 0.14 0.10

684 593 4.82 4.80 - -

127 96 2.18 2.78 0.06 0.05

59,216 40,902 100.00 100.00 0.37 0.35

212 159 7.63 6.20 666.1 829.1

1,892 2,813 7.97 8.34 4,968.7 3,287.8

41 56 6.89 9.05 1,412.7 75.3

164 182 8.17 8.94 1,398.3 1,798.9

8 4 7.55 7.55 5.9 6.3

27 26 6.13 9.34 639.2 54.7

137 111 7.86 6.34 1,163.9 1,080.6

27 19 5.44 7.14 1,011.5 83.6

12 2 7.20 15.95 57.9 2.2

73 59 7.37 7.44 191.4 298.3

71 71 7.50 7.58 143.4 203.7

40 44 8.86 7.28 262.7 323.3

293 338 7.30 7.41 1,587.8 1,643.3

17 18 7.58 14.98 30.4 4.9

17 17 6.77 7.16 30.3 1.9

1 7 16.19 8.57 0.0 34.0

310 394 8.51 8.28 529.5 1,882.4

49 43 6.80 8.90 370.3 103.0

6 12 9.03 7.20 25.4 889.1

3,397 4,375 7.60 7.98 14,495.6 12,602.4

Banamex


(%)




82





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

444 429 7.98 8.67 10.59 10.39

1,238 1,221 24.57 21.74 6.86 8.16

37 38 0.96 0.97 7.69 7.89

663 606 18.83 19.52 3.09 3.11

- - - - - -

52 52 4.25 4.29 1.87 1.67

140 138 2.29 2.68 8.38 7.46

2 2 0.23 0.24 100.00 100.00

- - - - - -

86 76 1.29 1.31 6.51 6.69

295 276 3.41 3.58 7.72 7.76

2 2 0.01 0.01 100.00 100.00

262 250 5.62 5.87 7.06 7.03

1 1 0.00 0.00 100.00 100.00

9 9 3.62 3.66 - -

20 18 0.15 0.14 5.19 5.52

410 423 15.91 16.10 2.85 2.94

91 92 5.33 5.39 0.83 0.85

129 139 5.55 5.83 2.69 2.67

3,881 3,772 100.00 100.00 5.10 5.34

32 20 8.24 7.99 73.8 69.6

115 104 10.16 9.78 321.0 229.1

1 1 9.79 9.78 4.0 1.5

42 29 9.23 8.78 111.2 42.3

- - - - - -

15 2 9.27 9.04 439.1 5.0

17 10 9.56 8.51 35.1 40.7

- - - - - -

- - - - - -

4 1 8.73 9.36 11.0 0.7

34 37 9.20 8.97 31.9 32.9

- - - - - -

23 19 7.13 7.78 137.3 213.5

- - - - - -

1 - 9.80 - 15.0 -

4 - 8.79 - 4.1 -

44 44 8.93 9.35 807.6 63.2

9 7 9.37 10.11 13.2 4.2

11 12 7.56 8.97 18.5 21.9

352 286 9.10 9.09 2,022.9 724.5

Banca Mifel


(%)




83





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

29 27 1.41 1.34 - -

698 705 39.77 39.85 0.49 0.56

16 14 0.77 0.84 - -

99 95 18.75 18.81 1.23 0.69

19 18 0.79 0.78 - 0.06

53 49 0.78 0.74 0.34 0.63

40 42 0.51 0.51 - -

4 4 0.01 0.01 - -

4 6 0.93 1.37 - -

10 10 1.32 1.30 - -

12 18 0.14 0.20 - -

12 12 1.47 1.51 - -

313 272 7.66 6.93 - -

15 15 0.41 0.39 - -

7 6 0.01 0.00 - -

3 3 0.00 0.00 - -

840 858 9.65 9.66 - -

25 27 1.19 1.27 - -

5 5 14.44 14.47 - -

2,204 2,186 100.00 100.00 0.43 0.36

8.0 3.0 10.1 9.4 17.8 12.6

113.0 77.0 11.3 11.3 94.9 70.2

2.0 1.0 11.7 11.3 2.8 3.1

27.0 24.0 9.9 8.8 84.1 193.3

3.0 3.0 7.7 11.6 7.1 1.2

2.0 2.0 15.2 10.8 0.1 0.4

4.0 5.0 16.2 16.5 1.1 0.5

- - - - - -

1.0 3.0 8.8 9.9 2.5 12.0

1.0 4.0 10.8 8.2 0.5 21.3

3.0 12.0 10.3 14.5 2.4 1.5

5.0 4.0 12.6 11.4 8.2 1.0

108.0 87.0 10.6 11.1 53.6 52.8

2.0 1.0 14.7 9.3 0.7 0.7

2.0 1.0 13.8 13.8 0.1 0.0

2.0 - 42.3 - 0.0 -

88.0 81.0 11.4 11.3 45.7 29.5

6.0 7.0 11.5 10.4 11.1 12.5

2.0 2.0 7.1 11.1 300.5 1.0

379.0 317.0 9.0 9.8 633.3 413.6

Banco Ahorro Famsa


(%)




84





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

8 1 0.00 0.00 100.00 100.00

92 65 11.92 12.44 0.27 0.25

15 15 9.81 9.54 - -

5 6 4.62 4.79 0.03 0.03

- - - - - -

- - - - - -

3 3 0.01 0.00 - -

1 - - - - -

- - - - - -

4 5 30.24 29.59 - -

3 3 0.01 0.01 100.00 100.00

10 10 17.79 17.21 - -

136 17 0.08 0.06 2.16 3.08

1 1 4.23 4.39 - -

68 - - - - -

1 1 0.00 0.00 - -

13 12 9.03 9.41 0.01 0.01

10 7 4.88 5.29 - -

7 7 7.38 7.27 - -

377 153 100.00 100.00 0.04 0.04

- - - - - -

7 1 7.13 6.78 3.6 0.5

13 - - - 26.5 -

1 1 9.80 9.80 42.2 3.7

- - - - - -

- - - - - -

- 1 - 9.78 - 0.3

- - - - - -

- - - - - -

3 1 - - 346.5 260.2

- - - - - -

4 - - - 18.7 -

3 4 7.80 10.28 0.5 2.4

- - - - - -

- - - - - -

- - - - - -

- 1 - 9.80 - 5.0

1 1 9.74 11.78 353.2 23.4

6 - 6.91 361.7 -

38 10 9.01 11.10 1,153.0 295.4

Banco Azteca


(%)




85





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2 2 7.64 8.02 - -

13 12 30.57 33.08 - -

- - - - - -

3 2 20.52 22.25 - -

- - - - - -

- - - - - -

2 3 1.69 12.08 - -

- - - - - -

- - - - - -

- - - - - -

2 2 2.51 2.55 - -

1 1 5.03 - - -

9 8 15.15 10.00 - -

- - - - - -

- - - - - -

- - - - - -

14 16 13.52 12.03 - -

2 1 3.37 - - -

- - - - - -

48 47 100.00 100.00 - -

1 1 12.00 12.00 6.3 6.1

5 7 12.38 12.64 25.2 25.1

- - - - - -

1 1 11.00 11.00 16.9 16.8

- - - - - -

- - - - - -

1 2 - 11.00 1.4 9.2

- - - - - -

- - - - - -

- - - - - -

1 1 - - 2.1 1.9

1 - - - 4.2 -

5 3 13.00 12.20 12.5 7.6

- - - - - -

- - - - - -

- - - - - -

9 7 - - 7.6 6.7

1 - - - 2.8 -

- - - -

25 22 11.48 11.51 79.0 73.3

Banco Base


(%)




86





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 8.20 8.20 29.0 0.1

- - - - - -

- - - -

1 1 8.20 8.20 29.0 0.1

Banco Credit Suisse


(%)




87





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,520 3,572 10.98 10.72 4.44 5.44

13,695 13,639 21.56 21.04 2.22 2.34

322 340 0.56 0.52 10.18 6.79

4,144 4,184 25.91 25.68 3.47 4.03

206 224 0.41 0.40 0.23 2.86

546 547 2.40 2.68 0.09 0.08

1,617 1,636 3.87 3.78 4.72 4.76

86 78 0.06 0.05 0.88 0.96

275 266 1.72 1.68 3.51 3.56

786 796 1.53 1.44 0.83 0.88

2,598 2,544 1.72 1.74 1.18 0.98

296 295 0.46 0.46 3.62 5.67

5,552 5,706 7.17 6.90 2.01 2.53

88 83 0.16 0.16 6.31 7.03

230 227 0.31 0.29 0.47 0.50

82 86 0.26 0.25 1.80 1.70

6,101 6,405 13.72 13.80 1.31 1.37

1,225 1,295 6.11 7.55 0.28 0.23

502 517 1.09 0.83 0.35 0.46

41,871 42,440 100.00 100.00 2.58 2.86

854 791 8.08 8.09 575.5 603.1

2,965 3,219 8.02 7.95 2,018.9 1,994.8

59 61 7.82 7.68 43.4 52.6

425 607 6.93 7.06 1,383.4 1,276.6

23 33 13.12 10.45 11.0 10.5

84 84 9.04 7.16 70.5 180.5

266 303 7.77 8.05 181.3 227.0

25 6 9.00 10.13 13.9 0.1

59 40 9.60 10.17 10.0 12.2

164 140 8.01 8.16 135.5 99.2

458 544 7.75 8.18 209.5 185.9

48 40 8.82 10.10 34.3 35.8

878 1,141 8.12 8.42 752.5 556.1

18 10 8.60 15.23 10.0 1.0

23 36 7.63 7.32 20.4 19.9

14 12 8.72 10.23 17.4 2.4

1,146 1,297 7.50 7.44 736.9 590.6

150 202 8.75 8.13 187.6 188.1

78 79 8.05 8.70 53.3 21.8

7,737 8,645 7.80 7.81 6,465.3 6,058.0

Banco del Bajío


(%)




88





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

43 23 6.76 7.03 - -

426 451 31.31 32.87 0.45 -

- - - - - -

2 2 0.44 0.44 - -

- - - - - -

4 2 0.05 0.05 - -

174 177 35.48 34.85 - -

- - - - - -

- - - - - -

36 33 2.76 2.55 - -

127 129 10.64 9.68 9.07 9.77

14 11 0.83 0.75 - -

93 101 8.63 8.11 - -

- - - - - -

- - - - - -

- - - - - -

33 34 2.18 2.76 - -

35 15 0.91 0.91 - -

- - - - - -

987 978 100.00 100.00 1.11 0.95

14 9 7.66 7.60 87.2 84.1

140 164 11.24 10.02 193.3 203.8

- - - - - -

- - - - - -

- - - - - -

2 - 16.79 - 0.6 -

52 60 9.25 9.49 293.1 178.5

- - - - - -

- - - - - -

16 5 9.70 12.60 19.1 1.9

34 29 11.78 10.87 44.3 43.0

10 - 12.79 - 10.3 -

38 28 10.35 9.69 62.2 37.5

- - - - - -

- - - - - -

- - - - - -

13 8 7.74 11.34 26.0 9.3

11 3 14.80 14.80 8.4 4.0

- - - -

330 306 9.90 9.60 744.5 561.8

Banco Wal-Mart


(%)




89





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

6 10 5.98 18.16 - -

2 2 90.49 77.70 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 1.21 - -

- - - - - -

- - - - - -

- - - - - -

1 1 2.55 2.13 - -

- - - - - -

2 2 0.97 0.81 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 16 100.00 100.00 - -

6 4 6.31 6.50 20.8 52.8

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 6.50 - 4.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

6 5 6.31 6.50 20.8 57.7

BanCoppel


(%)




90





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

5 5 7.83 8.52 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 12.45 12.46 - -

- - - - - -

- - - - - -

1 1 49.39 58.81 - -

- - - - - -

- - - - - -

3 3 21.10 13.89 - -

- - - - - -

- - - - - -

- - - - - -

1 1 6.36 4.19 - -

- - - - - -

1 1 2.87 2.14 - -

12 12 100.00 100.00 - -

- - - - - -

2 2 - - 5.5 16.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 22.5 30.2

- - - - - -

- - - - - -

1 - - - 5.1 -

- - - - - -

- - - - - -

1 - - - 0.2 -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 32.1 28.8

- - - - - -

- - - -

6 4 - - 65.4 75.4

Bank of America


(%)




91





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

2 3 15.48 18.26 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

22 21 53.29 48.27 - -

- - - - - -

4 5 1.60 2.02 - -

1 1 0.55 0.43 - -

3 2 5.29 2.07 - -

9 11 22.75 27.73 - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.04 1.22 - -

- - - - - -

- - - - - -

42 44 100.00 100.00 - -

- - - - - -

2 1 6.75 6.75 274.4 118.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

15 11 - - 854.6 673.6

- - - - - -

4 3 6.73 6.50 28.4 5.1

1 1 - - 9.8 6.5

2 - 5.62 - 87.2 -

9 7 5.40 5.40 334.6 407.0

- - - - - -

- - - - - -

- - - - - -

1 - 5.39 - 4.0 -

- - - - - -

- - - -

34 23 6.21 6.33 1,593.0 1,210.1

Bank of Tokyo-Mitsubishi UFJ


(%)




92





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,287 3,278 4.83 4.61 7.93 8.18

16,709 16,705 17.77 17.96 2.44 2.48

653 639 3.99 4.00 - -

3,563 3,533 23.52 23.59 - -

742 727 0.71 0.71 - -

1,284 1,282 7.16 6.94 - -

1,391 1,412 2.52 2.50 - -

156 154 0.89 0.82 - -

203 199 0.37 0.32 - -

584 591 1.34 1.37 - -

955 939 1.03 0.97 - -

855 852 2.54 2.43 - -

4,311 4,307 8.79 9.34 - -

436 429 0.54 0.55 - -

145 146 0.21 0.23 - -

127 123 0.08 0.08 - -

8,117 8,129 15.85 15.79 - -

2,049 2,037 2.17 2.12 - -

698 784 5.71 5.69 - -

46,265 46,266 100.00 100.00 0.82 0.82

336 228 8.93 9.45 1,276.2 522.5

1,780 1,569 8.83 8.60 4,017.1 3,689.4

54 40 8.56 9.34 175.9 116.5

438 371 8.18 8.15 5,402.0 2,017.7

74 40 11.09 12.83 65.9 17.7

106 55 9.97 11.08 241.0 47.7

168 143 8.84 8.55 665.1 423.3

21 11 9.32 10.00 65.3 31.1

17 18 9.78 10.25 23.1 23.0

45 57 9.76 7.66 188.9 341.9

107 87 10.34 9.22 251.3 295.9

82 111 8.55 8.17 401.5 564.3

456 406 8.81 8.90 1,059.0 1,801.3

46 21 8.07 7.43 78.9 31.8

12 17 11.73 9.51 6.1 52.3

17 8 11.10 11.69 14.9 2.2

846 663 8.87 9.63 1,944.8 1,110.7

195 137 9.48 8.38 284.7 391.4

138 120 6.52 7.75 1,372.5 405.5

4,938 4,102 8.49 8.58 17,534.1 11,886.2

Banorte


(%)




93





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

355 361 5.33 5.02 6.05 7.75

2,671 2,691 18.00 18.07 1.56 1.65

83 80 1.21 1.07 - 0.53

1,275 1,273 30.90 32.19 0.88 0.95

98 105 2.26 2.23 0.03 0.03

216 218 1.63 1.59 0.09 0.09

435 432 3.17 3.33 2.27 2.18

27 27 0.17 0.16 - -

35 32 0.25 0.27 18.65 17.36

145 143 1.02 1.06 0.35 0.34

167 171 1.09 1.07 - -

121 126 1.78 1.82 2.53 1.20

1,225 1,229 9.96 9.73 0.82 0.85

105 107 3.64 3.57 0.06 0.10

28 28 0.11 0.13 - -

15 16 0.09 0.09 2.65 2.64

3,526 3,525 14.24 14.22 0.93 0.86

568 576 4.22 3.42 0.35 0.94

49 49 0.95 0.96 0.04 0.04

11,144 11,189 100.00 100.00 1.28 1.39

105 81 8.28 8.57 209.0 68.1

463 480 8.88 8.98 731.3 698.0

16 16 7.54 8.49 153.1 17.7

272 279 8.61 8.45 1,192.7 1,273.3

20 19 9.72 11.09 25.8 12.3

39 26 8.26 10.64 118.8 14.6

85 76 9.21 8.82 124.8 142.1

3 3 11.24 10.52 1.7 0.6

10 4 11.37 10.63 8.2 3.5

25 34 9.22 9.05 47.9 48.2

25 33 11.05 11.08 7.4 17.0

20 26 9.40 8.61 43.0 101.1

201 246 9.44 9.52 258.8 318.3

19 14 5.66 5.52 459.9 452.8

11 11 8.21 8.64 14.2 12.9

5 7 7.92 8.27 5.2 5.3

364 365 9.46 9.82 709.1 482.2

92 87 9.00 9.05 282.9 66.5

10 8 6.28 12.44 69.5 2.2

1,785 1,815 8.44 8.57 4,463.3 3,736.6

Banregio


(%)




94





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

28 28 3.63 3.53 3.35 3.37

376 387 12.26 12.32 7.26 7.10

15 10 0.06 0.06 - -

175 194 18.95 19.43 8.69 7.96

6 9 4.71 5.90 - -

76 75 7.70 7.75 0.83 0.82

103 98 15.98 15.41 7.84 8.02

5 5 0.03 0.03 - -

2 2 0.22 0.22 70.37 70.81

10 10 0.02 0.14 59.03 8.72

7 7 0.17 0.16 - -

1 4 0.00 0.08 - -

119 117 8.44 8.39 3.10 3.09

30 32 3.30 3.25 - -

18 20 0.08 0.10 2.80 2.21

4 4 5.41 4.25 - -

452 457 14.00 13.81 3.47 3.18

307 307 4.31 4.47 9.29 9.06

24 19 0.73 0.68 9.38 9.88

1,758 1,785 100.00 100.00 5.36 5.18

- - - - - -

6 22 7.61 10.42 5.0 39.1

- - - - - -

- 19 - 10.11 - 29.4

- - - - - -

- - - - - -

2 3 13.84 10.51 0.0 9.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 10.54 - 2.4

- 2 - 10.29 - 20.0

- 1 - 10.29 - 1.0

- 2 - 13.44 - 1.2

1 - 10.79 - 1.3 -

7 8 11.16 12.93 5.2 2.6

10 14 14.70 12.58 0.1 6.7

- - - -

26 73 10.20 10.47 11.7 111.6

Bansí


(%)




95





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,185 2,240 3.59 3.41 2.86 3.14

53,127 51,241 14.64 14.76 2.31 2.39

1,401 1,393 5.86 5.64 0.30 0.31

21,366 21,625 20.27 20.62 12.27 12.34

331 369 0.37 0.32 0.22 0.34

1,851 1,882 4.85 4.71 2.45 2.50

34,267 34,081 8.45 8.03 0.31 0.34

573 579 1.15 1.29 0.03 0.03

3,986 3,649 5.30 5.52 0.45 0.46

3,940 3,827 3.15 3.18 0.08 0.02

2,567 2,559 1.20 1.19 3.84 4.09

1,019 1,013 4.59 4.56 0.21 0.24

20,025 20,169 10.64 10.67 1.21 1.25

563 569 1.60 1.65 0.07 0.06

125 128 0.21 0.22 - -

205 211 0.11 0.11 0.73 0.75

19,699 19,495 7.45 7.55 3.53 3.44

6,030 4,353 1.77 1.82 1.62 2.38

684 687 4.80 4.76 0.26 0.49

173,944 170,070 100.00 100.00 3.61 3.72

566 519 8.04 8.50 903.1 647.9

11,669 12,221 7.97 7.82 6,030.1 4,418.2

138 102 8.91 9.29 1,207.5 148.1

6,314 4,826 8.24 8.30 5,073.2 3,410.7

59 47 9.90 8.40 14.7 37.7

316 219 6.78 9.67 1,028.9 109.2

13,063 7,988 6.91 5.88 4,076.1 3,764.4

240 100 5.57 5.34 798.4 971.8

2,184 324 9.80 6.21 498.5 1,028.1

945 829 7.32 7.78 717.4 1,732.7

395 464 8.89 8.73 304.5 250.4

193 157 9.51 8.63 1,803.6 3,153.4

4,982 5,035 7.68 7.34 4,712.0 4,410.1

91 72 7.65 11.53 99.3 13.9

10 10 8.47 8.75 15.7 9.0

29 12 9.04 10.27 33.0 3.6

4,582 3,489 8.31 8.81 1,930.9 1,102.5

429 1,393 9.17 8.31 274.9 475.0

103 52 6.23 6.25 1,829.1 640.4

46,308 37,859 7.81 7.70 31,350.9 26,327.1

BBVA Bancomer


(%)




96





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

11 10 8.66 5.15 - -

1 1 4.28 4.64 - -

12 12 42.21 41.60 - -

- - - - - -

- - - - - -

1 1 0.21 0.22 - -

- - - - - -

- - - - - -

1 1 - 0.04 - -

- - - - - -

- - - - - -

6 6 4.71 4.67 - -

- - - - - -

- - - - - -

1 1 0.14 0.15 - -

13 14 18.15 20.45 - -

- - - - - -

9 9 21.65 23.09 - -

55 55 100.00 100.00 - -

- - - - - -

6 1 9.71 - 90.4 48.0

- - - - - -

3 1 8.79 8.79 104.0 39.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.8

- - - - - -

- - - - - -

3 2 9.80 9.78 7.1 2.0

- - - - - -

- - - - - -

- - - - - -

5 5 11.42 11.15 227.7 23.2

- - - - - -

4 1 8.48 6.28 74.9 5.0

21 11 10.18 9.43 504.1 118.0

CIBanco


(%)




97





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 72.47 72.68 - -

- - - - - -

4 4 27.53 27.32 - -

7 7 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

- - - - - -

Deutsche Bank


(%)




98





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4,729 4,622 3.26 3.40 4.21 4.07

78,828 78,891 19.26 19.38 2.15 2.12

1,190 1,139 5.80 5.61 1.98 2.09

30,137 26,893 20.25 20.90 4.38 4.16

1,336 1,289 0.63 0.63 0.22 0.24

11,330 11,485 4.61 4.70 1.93 1.94

3,918 3,945 7.54 7.17 0.37 0.39

1,571 1,559 1.08 0.83 - 0.01

5,894 6,705 4.73 4.68 0.02 0.02

2,638 2,676 5.29 5.62 0.01 0.01

3,331 3,317 0.95 0.99 0.83 0.97

915 866 3.17 3.59 0.12 0.09

18,368 18,118 12.11 12.12 0.27 0.28

1,367 1,390 0.51 0.60 0.58 0.47

410 386 0.04 0.04 2.10 0.91

179 169 0.29 0.29 - 0.07

52,817 51,562 5.25 5.36 3.32 3.31

3,909 3,872 2.09 2.16 0.58 0.60

1,144 1,125 3.14 1.93 0.12 0.23

224,011 220,009 100.00 100.00 1.91 1.90

408 339 9.33 7.61 477.5 419.6

13,618 13,173 8.78 9.16 4,250.0 2,786.8

102 82 6.94 9.85 1,800.2 66.7

4,137 4,323 8.82 9.15 2,937.1 1,420.5

79 81 15.99 16.80 12.5 10.0

2,069 3,252 6.49 8.44 865.9 178.1

914 758 7.42 7.40 1,660.4 516.0

707 341 6.60 6.04 643.7 517.7

2,351 1,588 6.75 6.55 828.5 670.6

628 810 8.54 8.39 1,065.0 609.0

470 477 8.59 8.80 178.7 238.5

83 50 9.24 5.98 284.0 541.2

3,911 3,870 7.54 9.14 2,979.4 952.4

228 187 11.90 7.20 24.7 108.0

55 35 11.62 9.78 22.5 12.7

8 7 21.55 25.76 0.3 0.7

2,947 3,078 12.91 12.67 686.8 655.8

202 191 7.84 10.24 389.0 119.6

55 51 5.96 4.86 2,299.0 1,005.6

32,972 32,693 7.92 8.30 21,405.3 10,829.3

HSBC


(%)




99





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

196 192 0.45 0.44 40.84 40.98

5,812 5,703 5.80 5.20 2.69 3.20

230 226 2.91 2.92 0.41 0.50

3,756 3,468 30.81 31.22 5.06 4.16

597 600 2.92 3.11 1.53 1.73

451 445 4.64 4.58 10.93 10.89

289 278 3.23 3.24 0.02 0.02

70 65 0.03 0.03 0.21 0.15

26 27 0.02 0.02 89.78 89.53

402 313 1.10 1.09 0.01 0.01

262 255 0.38 0.38 0.66 0.69

162 153 11.98 12.06 1.95 2.03

1,149 1,131 8.04 7.94 0.74 0.82

253 251 0.37 0.38 3.50 12.86

89 90 0.07 0.06 0.30 0.39

39 37 0.17 0.17 25.84 25.94

23,615 23,181 22.37 22.27 2.34 2.44

291 279 1.49 1.53 9.12 9.31

202 198 3.20 3.36 0.03 0.03

37,891 36,892 100.00 100.00 3.49 3.32

3 4 20.00 14.58 6.6 0.4

372 311 7.23 7.24 1,781.7 1,231.6

10 9 20.48 12.48 1,423.0 4.5

597 625 7.37 8.94 4,769.4 3,926.9

19 11 19.57 6.26 5.2 332.9

84 9 12.45 12.14 2,103.1 80.5

36 27 7.11 6.29 2,330.6 1,808.2

5 5 10.78 12.61 2.9 1.8

- 1 - 19.00 - 0.0

94 51 8.19 11.16 59.2 13.9

25 15 8.57 10.74 40.1 12.6

10 4 9.93 6.98 608.2 81.2

99 70 8.84 7.89 1,073.0 307.3

29 3 7.92 18.74 137.5 0.8

2 2 19.00 19.81 1.3 0.4

1 - 19.00 - 0.3 -

626 470 6.39 6.31 10,901.0 5,172.5

7 5 9.58 19.90 295.6 0.5

10 9 6.15 5.84 880.6 789.4

2,029 1,631 7.05 7.16 26,419.3 13,765.5

Inbursa


(%)




100





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.78 6.68 - -

- - - - - -

43 44 69.84 69.11 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 11 11.21 12.04 - -

2 2 5.80 6.26 - -

- - - - - -

- - - - - -

- - - - - -

1 1 5.58 5.20 - -

- - - - - -

2 2 0.79 0.71 - -

58 61 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 2 7.29 6.65 2.5 12.8

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 2 6.49 6.49 10.0 52.0

1 1 6.30 6.28 205.0 225.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

3 5 6.32 6.33 217.5 289.8

ING


(%)




101





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2 2 2.73 2.37 - -

30 24 14.39 14.42 0.53 0.44

- - - - - -

2 1 2.65 2.27 - -

- - - - - -

1 1 0.35 0.17 100.00 100.00

13 9 20.14 21.51 - -

- - - - - -

- - - - - -

3 3 4.00 3.79 - -

6 4 2.58 2.13 0.01 -

1 1 4.55 4.11 - -

12 12 27.29 28.66 - -

- - - - - -

- - - - - -

2 2 1.11 0.83 - -

4 4 17.27 15.18 - -

2 2 2.92 4.55 - -

- - - - - -

78 65 100.00 100.00 0.43 0.23

2 2 - - 7.1 6.6

11 6 - - 22.2 27.3

- - - - - -

1 1 - - 7.0 6.5

- - - - - -

- - - - - -

5 6 10.30 - 22.2 31.2

- - - - - -

- - - - - -

2 1 - - 5.6 5.8

2 2 20.45 - 4.4 0.5

- - - - - -

6 9 - 11.78 42.7 66.7

- - - - - -

- - - - - -

- - - - - -

3 3 7.80 7.78 44.8 42.7

2 1 - - 7.7 13.0

- - - -

34 31 10.29 9.97 163.6 200.4

Inter Banco


(%)




102





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,092 2,058 3.19 3.12 78.67 79.85

48 48 1.81 1.57 39.16 42.99

3 4 0.10 0.10 100.00 99.97

52 52 60.54 61.95 0.11 0.10

2 2 0.02 0.01 - -

3 2 0.05 0.05 100.00 100.00

4 4 0.02 0.02 56.87 59.11

- - - - - -

- - - - - -

1 1 0.06 0.06 - -

1 1 0.01 0.01 - -

14 16 27.61 26.42 - -

20 17 0.50 0.44 31.55 35.22

- - - - - -

- - - - - -

- - - - - -

37 39 4.25 4.56 1.75 1.60

11 10 1.66 1.53 3.67 3.91

3 3 0.16 0.15 - -

2,291 2,257 100.00 100.00 3.74 3.68

- 1 - 6.79 - 7.0

- - - - - -

- 1 - 7.80 - 0.0

5 9 9.87 8.12 106.5 311.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 3 - 8.62 - 111.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 3 7.89 8.55 4.1 110.0

1 - - - 125.0 -

1 - 12.80 3.7 -

9 17 9.89 8.29 239.2 540.3

Interacciones


(%)




103





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

10 8 5.80 5.50 - -

53 53 17.31 17.00 3.20 3.28

- - - - - -

62 63 26.18 29.43 0.37 0.33

2 2 0.92 0.91 - -

3 3 1.73 0.89 - -

14 12 2.59 2.03 31.14 4.31

5 4 0.99 1.02 - -

- - - - - -

4 4 0.52 0.53 - -

5 5 0.72 0.50 - -

2 2 0.08 0.08 - -

44 44 11.60 11.03 1.58 1.67

- - - - - -

- - - - - -

1 1 0.07 0.07 - -

71 71 24.38 23.68 - -

3 3 0.15 0.44 - -

18 19 6.95 6.90 - -

297 294 100.00 100.00 1.64 0.93

4 3 9.48 9.48 133.6 128.6

26 25 8.55 8.52 827.8 807.9

- - - - - -

18 16 9.10 11.70 509.3 334.5

- - - - - -

1 - - - 1.4 -

6 3 8.38 8.23 63.9 52.0

4 1 9.25 9.24 3.4 10.9

- - - - - -

4 4 9.19 9.18 36.0 36.0

3 3 9.28 8.95 42.0 21.0

1 1 9.41 9.39 5.0 5.0

18 15 9.22 9.55 162.4 215.4

- - - - - -

- - - - - -

1 1 9.80 9.79 2.0 3.0

23 13 10.33 9.72 273.5 135.1

2 1 8.45 9.69 10.5 30.0

3 5 11.04 7.56 27.9 185.2

114 91 9.12 9.32 2,098.8 1,964.7

Invex


(%)




104





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

50 52 0.73 0.78 - 0.12

1,577 1,717 23.89 20.67 0.74 0.64

120 130 1.73 2.34 0.21 0.16

379 415 20.70 23.00 1.30 1.25

51 56 0.42 0.44 - -

235 255 1.45 1.51 9.61 10.04

144 154 3.80 5.46 1.41 0.94

17 17 1.13 0.94 - -

12 13 2.05 2.16 - 0.63

90 98 1.69 1.58 1.41 1.63

174 188 0.63 0.61 3.66 2.14

70 74 5.51 5.69 0.11 0.11

666 720 7.21 6.29 1.14 1.00

91 93 0.29 0.30 0.30 0.64

18 20 0.12 0.13 - -

18 23 0.78 0.82 0.61 0.62

1,477 1,554 21.67 20.91 1.76 1.87

92 102 4.28 4.43 0.24 0.25

88 106 1.91 1.95 0.06 0.06

5,369 5,787 100.00 100.00 1.18 1.16

13.0 10.0 9.2 9.2 20.8 19.9

395.0 471.0 8.8 9.7 1,250.3 933.1

37.0 33.0 6.5 6.1 226.2 318.2

112.0 123.0 8.7 8.4 643.8 877.6

15.0 12.0 10.2 10.9 14.4 2.0

63.0 78.0 9.3 11.7 54.5 10.8

41.0 46.0 8.1 7.3 331.6 622.0

8.0 5.0 9.4 9.2 44.3 17.5

6.0 3.0 8.8 8.8 160.3 102.2

22.0 32.0 8.9 9.9 35.5 34.0

49.0 52.0 12.2 14.3 25.4 15.2

22.0 19.0 9.7 9.6 504.1 183.1

166.0 190.0 9.8 10.2 444.5 269.0

28.0 20.0 9.4 14.5 11.4 1.8

4.0 5.0 16.6 14.7 3.6 1.8

2.0 8.0 10.4 11.1 8.6 8.1

364.0 440.0 9.3 8.8 1,500.5 545.9

28.0 31.0 8.7 8.6 75.0 154.7

31.0 39.0 8.6 9.9 352.1 58.8

1,406.0 1,617.0 8.8 8.8 5,706.9 4,175.5

Ixe


(%)




105





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 4.74 6.47 - -

- - - - - -

2 5 31.80 42.52 - -

- - - - - -

- - - - - -

- - - - - -

3 3 61.51 46.85 - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.00 0.01 - -

2 2 1.95 4.15 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 12 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- 3 - 8.00 - 11.2

- - - - - -

- - - - - -

- - - - - -

3 3 - - 100.4 77.3

- - - - - -

- - - - - -

- - - - - -

1 1 6.00 6.00 0.0 0.0

2 2 - - 3.0 8.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

6 9 6.00 8.00 103.4 97.4

J.P. Morgan


(%)




106





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

190 213 3.79 4.68 6.78 5.71

402 399 20.15 21.15 0.63 0.24

- - - - - -

62 66 9.81 9.65 - -

- - - - - -

4,961 4,539 3.61 1.66 2.02 4.89

94 90 6.14 4.71 14.94 21.61

23 25 2.05 0.28 - -

27 123 0.35 0.32 - -

24 26 3.43 4.19 - -

33 29 0.62 0.66 0.03 13.15

25 19 8.09 8.18 - -

539 554 16.19 17.15 - -

6 5 0.07 0.11 - -

- - - - - -

- - - - - -

336 375 10.45 11.74 9.55 9.92

- - - - - -

53 62 15.24 15.52 - -

6,775 6,525 100.00 100.00 2.37 2.67

85 80 7.89 8.49 21.6 28.6

300 220 6.98 7.08 333.5 313.3

- - - - - -

32 36 9.38 8.55 76.0 45.3

- - - - - -

1,094 1,073 9.32 9.29 70.9 12.5

64 57 8.79 8.79 30.0 21.5

21 21 - - 53.5 6.5

20 100 8.81 8.80 8.6 6.5

23 18 - - 4.0 25.0

27 15 - - 1.9 2.0

23 3 - - 86.4 9.7

359 251 9.29 8.83 172.0 143.9

3 3 8.81 - 1.3 0.7

- - - - - -

- - - - - -

122 97 9.02 9.86 65.8 80.2

- - - - - -

48 48 - - 18.1 3.3

2,221 2,022 7.40 7.55 943.6 698.9

Monex


(%)




107





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

69 71 1.56 1.48 - -

211 213 15.16 14.26 5.98 6.24

10 10 1.15 1.10 - -

77 79 19.84 20.54 0.74 0.70

10 12 6.62 6.41 - -

15 15 5.62 5.46 0.52 0.53

33 32 3.38 3.07 0.48 4.07

- - - - - -

2 2 0.15 0.15 100.00 100.00

27 24 4.36 5.37 0.22 0.18

15 15 1.15 1.12 1.70 1.72

12 11 1.85 1.80 - -

81 80 8.26 7.54 5.70 6.12

11 10 3.74 3.67 - -

1 1 0.00 0.00 - -

28 28 4.55 4.36 - -

89 93 21.01 22.15 0.45 0.41

10 10 1.59 1.53 - -

2 3 0.00 0.00 - -

703 709 100.00 100.00 1.85 1.92

58 48 9.08 9.03 16.2 14.9

59 56 7.62 8.88 120.6 258.1

- 1 - 6.65 - 8.5

7 8 7.83 9.15 483.5 125.2

1 3 10.31 10.28 15.0 15.0

1 1 8.54 8.55 26.0 8.0

9 3 7.94 9.59 65.5 36.2

- - - - - -

- - - - - -

5 8 8.44 8.55 225.1 320.8

1 1 10.31 10.29 10.0 10.0

2 - 11.17 - 11.0 -

7 7 9.84 10.25 71.0 29.9

- 1 - - - 0.0

- - - - - -

- - - - - -

9 12 9.71 7.80 298.5 231.9

- 1 - 9.79 - 2.5

- 1 - - 0.0

159 151 8.51 8.71 1,342.3 1,061.1

Multiva


(%)




108





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,727 1,690 2.31 2.22 0.76 0.88

11,969 11,478 14.94 15.05 4.72 1.21

396 380 6.06 6.10 0.22 0.22

5,403 5,340 23.48 23.86 0.64 0.66

385 374 0.44 0.44 0.05 0.06

1,135 1,106 4.52 4.32 0.11 0.36

1,282 1,244 8.22 7.95 0.20 0.19

130 129 1.70 1.63 - 0.07

80 77 7.10 7.17 0.06 0.07

481 438 1.78 1.79 0.55 0.81

1,157 1,110 1.32 1.27 0.86 1.29

729 702 5.22 5.13 0.10 0.13

3,596 3,355 11.12 10.83 1.11 1.11

360 352 0.22 0.23 1.93 1.90

52 49 0.02 0.02 - 0.44

150 145 0.06 0.07 0.07 0.09

12,519 12,282 9.38 9.47 1.08 1.22

1,183 1,127 1.47 1.55 1.21 1.11

131 122 0.65 0.90 0.03 0.02

42,865 41,500 100.00 100.00 1.19 0.70

286 219 8.62 9.56 830.8 419.6

2,134 1,767 8.63 8.70 4,490.8 2,898.3

72 54 6.85 8.31 3,257.5 166.1

699 712 8.39 8.50 6,477.3 6,174.1

69 39 13.01 10.94 48.4 14.6

197 126 6.94 8.19 799.2 2,262.8

270 202 7.14 6.95 1,961.2 2,374.7

30 21 5.64 6.64 567.9 435.0

18 9 6.94 6.14 398.3 3,015.5

126 85 8.21 7.94 630.4 506.8

325 176 7.86 8.79 392.7 350.8

146 89 8.24 7.57 771.7 1,285.8

697 501 7.56 6.78 2,596.0 2,156.1

59 39 11.13 10.40 46.7 19.8

5 3 13.53 8.26 4.1 0.8

22 15 11.35 10.39 18.4 4.5

1,720 1,309 10.48 9.36 2,715.6 1,510.6

176 148 10.26 8.39 221.4 226.1

20 11 6.19 5.09 511.2 902.8

7,071 5,525 8.23 8.01 26,739.5 24,724.9

Santander


(%)




109





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

241 243 8.84 9.40 1.95 1.82

412 415 20.86 21.51 0.88 0.85

10 10 3.02 2.87 - -

102 101 12.51 13.38 0.55 0.48

6 6 0.41 0.38 - -

57 55 6.12 5.79 - -

139 141 9.68 9.71 0.36 0.36

8 10 0.92 0.58 - -

2 2 0.10 0.09 - -

43 40 4.06 3.97 - -

28 27 1.85 1.67 4.42 4.70

28 25 1.45 1.35 - -

204 194 10.80 10.54 0.31 0.31

2 2 0.34 0.34 - -

4 3 0.05 0.01 19.15 86.16

17 16 1.67 1.45 - -

150 147 14.22 13.86 1.57 1.60

12 13 0.42 0.45 - -

15 16 2.69 2.65 - -

1,480 1,466 100.00 100.00 0.81 0.79

28 25 6.74 7.31 293.1 497.6

110 107 7.36 7.41 1,166.3 1,056.3

2 1 7.80 8.04 15.6 15.0

31 14 7.36 7.25 765.2 640.9

1 - - - 2.0 -

8 4 5.28 7.36 55.7 20.3

21 20 4.97 7.41 233.2 540.5

3 3 8.73 6.64 14.6 20.1

- - - - - -

7 3 8.20 8.19 30.2 29.8

7 3 8.29 8.71 42.9 10.2

9 6 6.82 7.35 74.5 79.7

56 33 8.12 7.64 677.3 291.9

- - - - - -

- - - - - -

3 1 6.80 6.77 15.1 15.5

39 13 8.12 8.06 899.9 114.2

- 2 - 9.57 - 15.6

1 1 9.91 - 21.2 13.0

326 236 7.21 7.41 4,306.8 3,360.6

Scotiabank


(%)




110





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 29.29 - -

3 3 11.70 7.18 - -

- - - - - -

1 1 30.64 19.32 - -

3 3 57.66 44.22 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 8 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 200.0

3 3 - - 16.0 12.7

- - - - - -

1 - - - 3.4 -

2 1 - - 129.3 96.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

6 5 - - 148.6 309.4

The Royal Bank of Scotland


(%)




111





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

585 601 19.52 19.78 0.86 1.57

1,257 1,225 27.67 26.95 1.36 1.74

20 18 0.54 0.53 - -

223 215 11.86 11.61 9.16 9.50

11 11 0.28 0.27 - -

35 33 0.17 0.17 - -

200 181 7.26 7.60 1.73 1.75

3 3 0.00 0.00 - -

12 10 0.03 0.03 - -

60 57 3.63 3.72 - -

34 33 2.34 2.04 5.26 10.55

58 54 2.62 3.26 - -

491 480 7.79 7.92 5.07 5.10

32 29 0.17 0.16 - -

14 14 0.85 0.81 - -

12 12 0.17 0.14 0.07 0.42

855 836 8.27 8.76 1.03 0.97

1,046 999 4.56 4.38 1.20 0.77

39 43 2.27 1.88 3.10 3.77

4,987 4,854 100.00 100.00 2.48 2.82

101 98 9.07 9.08 208.1 166.2

112 84 8.74 9.59 433.0 260.9

2 2 9.02 8.43 22.8 27.0

23 18 9.22 9.78 316.6 135.4

1 - 10.29 - 5.0 -

- - - - - -

23 19 9.04 7.52 161.1 136.4

- - - - - -

- - - - - -

9 4 8.70 8.04 47.3 37.6

5 2 9.30 8.34 35.9 7.2

4 4 11.06 8.29 24.8 200.0

43 24 9.41 9.18 190.5 91.5

- - - - - -

- - - - - -

1 - 10.80 - 0.0 -

10 18 8.46 8.26 132.4 118.0

2 5 11.17 8.95 1.2 64.3

4 10 6.82 10.20 9.3 22.5

340 288 9.00 8.91 1,587.9 1,267.0

Ve por Más

III.II Información Detallada de la Cartera de Crédito a la Vivienda

Enero 2012

113

MONEDA NACIONAL

DÓLARES DE E.U.

VSMG (Veces Salario Mínimo General)

UDIS

Institución*/

Institución*/

Institución*/

Institución*/

Número de Créditos

del Portafolio Total







Número de Créditos Otorgados




Valor Promedio de Vivienda

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Monto Promedio de Crédito

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Tasa de Interés2/ (%)







Información de Créditos Otorgados en el Mes

BBVA Bancomer 175,254 199,317 2,463 1,779 1,112 1,086 790 780 11.21 11.55 Banorte 102,233 102,622 1,430 953 1,452 1,356 1,010 937 10.68 10.64 Santander 76,844 77,329 1,488 897 1,369 1,393 929 906 10.52 10.50 Scotiabank 49,468 49,530 865 493 2,128 1,889 1,169 1,097 10.69 10.60 Banamex 37,482 37,114 296 213 1,309 1,379 760 782 10.81 10.86 ABC Capital (antes Amigo) 26,862 30,091 - - - - - - - - Monex 21,386 28,446 - - - - - - - - HSBC 26,809 26,893 258 289 1,556 1,461 913 888 10.52 10.52 Banco del Bajío 9,031 9,050 52 50 1,544 1,597 977 982 11.93 11.45 Banregio 4,372 4,401 58 45 2,896 1,852 1,665 1,189 10.45 10.48 Banco Azteca 1,979 1,965 - - - - - - - - Inbursa 1,956 1,940 12 3 2,591 1,227 1,760 921 11.56 12.63 Afirme 1,604 1,611 8 15 4,246 2,051 980 1,381 11.25 11.04 Ixe 795 792 2 2 919 4,722 558 2,200 9.30 11.24 Banca Mifel 684 690 16 9 2,164 9,697 1,278 2,805 10.92 10.50 Interacciones 233 232 - - - - - - - - Ve por Más 8 10 - 2 - 4,414 - 1,912 - 11.50 Bansí 8 9 - - - - - - - - Autofin 5 5 - - - - - - - - Multiva 2 3 - 1 - 6,244 - 4,000 - 10.00

Scotiabank 73 73 - - - - - - - -

BBVA Bancomer 17 18 1 1 300 93 170 68 2.95 2.95

Ixe 1 1 - - - - - - - -

Banco Azteca 1 1 - - - - - - - -

Banamex 144,879 146,478 3,886 1,999 609 662 484 524 9.82 9.86

BBVA Bancomer 110,909 87,836 667 66 923 449 659 320 12.44 11.35

BBVA Bancomer 62,872 62,181 Banamex 10,234 10,153 HSBC 5,637 5,567 Santander 3,010 2,980 Banco del Bajío 2,319 2,286 Scotiabank 2,073 2,058 Banorte 991 984 Inbursa 5 4





Cartera de Vivienda

Información Detallada GeneralImportante: Cifras sin subsidiarias

*/ Se presentan las instituciones en orden descendente por el saldo de cartera de crédito en el mes más reciente. 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Tasa de interés promedio ponderado por monto de crédito, en la moneda señalada.

Número de Créditos Monto de Crédito Tasa de Interés2/ LTV3/

Otorgados Otorgado (mdp) (%) (%)



Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012 Dic 2011 Ene 2012


Cartera de ViviendaInformación de Créditos Otorgados1/ en el MesDistribución por Valor de la ViviendaImportante: Cifras sin subsidiarias

Rangos de Valorde la Vivienda

(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

114

Fuente: Portafolio de Información CNBV. 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. 3/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la

vivienda financiada. Un valor por debajo de 100% indica que el valor de la vivienda excede el monto que se adeuda. En este caso se indica el Nivel de Financiamiento al momento del otorgamiento.

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.3 - 10.75 - 87.20

1 1 0.2 0.3 11.45 10.75 48.19 79.35

2 2 0.9 0.9 11.32 10.70 66.01 73.22

1 2 0.3 0.9 15.50 11.99 29.41 54.56

1 1 0.3 0.6 11.99 10.70 26.57 46.43

1 1 0.8 0.3 11.99 15.50 43.78 17.22

- 5 - 10.1 - 11.18 - 82.92

- - - - - - - -

- - - - - - - -

2 2 5.4 7.2 10.89 10.70 22.57 60.61

8 15 7.8 20.7 11.25 11.04 40.64 68.11

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

39 16 8.4 3.7 - - 76.65 83.82

492 210 149.5 64.4 - - 82.32 82.90

1,160 482 419.5 171.6 10.96 10.95 80.59 79.38

1,527 814 725.6 391.1 10.88 10.88 79.27 79.46

493 322 342.0 228.0 10.77 10.88 80.96 82.10

331 268 296.5 230.2 10.62 10.88 76.14 72.20

89 64 85.5 64.0 10.89 10.84 57.49 60.13

29 27 36.8 33.8 10.92 10.88 54.74 53.35

11 4 18.9 8.3 10.92 10.86 51.12 58.37

6 1 9.5 1.5 10.85 10.95 34.08 34.09

5 4 14.3 17.3 10.90 10.77 43.31 43.62

4,182 2,212 2,106.6 1,213.9 10.81 10.86 79.11 78.31

Afirme

Banamex









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

115




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 - 1.1 - 11.58 - 60.90 -

3 2 2.9 2.2 10.83 10.50 79.88 82.50

3 1 2.4 0.3 10.50 10.50 45.21 17.07

3 1 3.8 2.0 10.86 10.50 58.90 79.68

5 1 10.3 2.0 10.98 10.50 58.88 53.86

- - - - - - - -

- 4 - 18.8 - 10.50 - 26.78

16 9 20.5 25.2 10.92 10.50 60.52 46.97

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

3 - 0.7 - 12.36 - 65.49 -

1 1 0.2 0.2 12.50 12.00 46.14 43.77

5 8 1.8 3.6 12.42 11.88 59.82 71.36

13 7 7.7 3.6 11.98 12.00 69.64 57.94

13 18 9.8 13.7 11.93 11.42 63.28 61.53

5 4 6.5 3.7 12.39 10.92 73.64 51.55

8 7 12.2 10.6 11.57 11.04 59.42 63.33

2 2 3.9 3.5 11.60 11.50 59.88 50.66

1 2 3.4 5.3 12.50 11.28 75.48 61.63

1 1 4.5 4.9 11.75 12.20 55.33 77.65

52 50 50.8 49.1 11.93 11.45 64.69 61.60

Banca Mifel

Banco del Bajío









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

116




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 4 - 0.9 - 10.41 - 83.94

26 23 7.4 6.3 11.18 11.05 75.56 73.72

65 54 21.9 17.4 10.84 11.01 76.05 71.76

249 181 115.7 83.2 10.89 10.73 71.89 72.22

253 184 157.9 116.6 10.77 10.66 70.97 73.74

412 272 389.5 259.4 10.69 10.66 76.67 77.53

161 109 204.8 136.4 10.71 10.65 73.88 73.88

153 84 254.8 139.9 10.60 10.47 69.36 67.45

59 25 125.4 52.4 10.61 10.47 62.25 61.13

28 6 69.1 17.0 10.49 11.00 56.70 62.74

24 11 98.2 63.7 10.48 10.67 55.44 47.07

1,430 953 1,444.6 893.2 10.68 10.64 72.35 73.22

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

6 2 3.0 1.1 10.74 10.60 72.74 75.73

10 6 5.0 4.2 10.57 10.63 57.73 79.97

11 17 9.2 13.8 10.55 10.49 68.61 64.03

9 9 10.8 11.2 10.59 10.54 69.87 70.81

8 4 12.2 7.1 10.60 10.57 59.18 74.74

3 4 5.0 6.5 10.50 10.57 49.87 48.20

5 1 15.2 3.5 10.54 10.50 70.69 70.00

6 2 36.1 6.2 10.25 10.05 55.77 58.86

58 45 96.6 53.5 10.45 10.48 63.94 67.48

Banorte

Banregio









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

117




- - - - - - - -

- 1 - 0.1 - - - 73.89

- - - - - - - -

- 1 - 0.1 - 11.91 - 48.10

142 80 26.2 16.1 11.62 13.13 70.28 75.26

221 138 48.8 31.5 12.60 13.13 61.61 63.59

253 136 75.1 40.1 11.91 12.72 66.17 64.96

775 467 355.5 212.6 11.26 11.71 72.51 71.45

561 346 362.0 224.1 11.13 11.46 73.90 74.26

606 333 560.8 309.4 11.18 11.37 74.91 74.66

268 175 332.8 224.8 11.10 11.39 71.99 73.77

214 120 392.8 214.5 11.18 11.45 73.89 72.00

49 30 96.7 71.0 11.14 11.63 58.25 66.13

20 11 51.8 29.5 11.36 11.10 57.14 56.56

22 8 82.9 35.0 11.06 11.47 58.75 64.16

3,131 1,846 2,385.3 1,408.7 11.21 11.55 71.47 71.70

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.2 - 10.40 - 70.00

9 3 2.3 0.9 10.59 10.40 69.22 83.75

17 14 5.8 4.7 10.48 10.53 75.55 75.39

44 59 18.7 24.9 10.54 10.66 66.89 66.39

49 59 29.2 31.6 10.66 10.58 68.35 62.81

66 66 53.6 52.8 10.49 10.62 66.05 65.28

24 38 27.7 40.3 10.73 10.46 68.05 61.14

25 23 33.1 33.5 10.54 10.71 55.02 61.17

12 16 24.2 33.9 10.29 10.45 59.67 59.51

3 5 6.9 11.2 10.25 10.25 51.75 46.67

9 5 34.1 22.7 10.42 10.07 43.37 52.19

258 289 235.5 256.6 10.52 10.52 65.23 63.96

BBVA Bancomer

HSBC









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

118




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.4 - 12.00 - 92.33 -

- - - - - - - -

- - - - - - - -

1 1 0.8 0.6 11.90 13.30 89.18 81.33

2 1 2.0 0.7 11.86 13.50 78.60 59.47

3 1 3.4 1.4 11.86 11.90 66.09 82.54

2 - 3.4 - 11.86 - 62.09 -

- - - - - - - -

1 - 3.5 - 11.40 - 80.20 -

2 - 7.7 - 11.23 - 61.44 -

12 3 21.1 2.8 11.56 12.63 72.02 74.45

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 - 1.1 - 9.30 - 60.59 -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 2.1 - 11.00 - 63.46

- - - - - - - -

- 1 - 2.3 - 11.45 - 37.49

2 2 1.1 4.4 9.30 11.24 60.60 50.48

Inbursa

Ixe









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

119




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 4.0 - 10.00 - 64.06

- 1 - 4.0 - 10.00 - 64.06

- - - - - - - -

3 - 0.3 - 10.52 - 100.00 -

4 2 0.5 0.2 10.50 12.03 98.82 99.96

8 6 1.5 1.1 10.50 10.52 100.58 100.16

34 17 8.5 4.3 10.51 10.64 92.98 92.22

95 56 27.1 16.7 10.58 10.50 79.97 84.38

86 60 31.6 23.3 10.54 10.58 81.28 86.35

249 140 126.0 67.1 10.50 10.57 78.61 77.06

247 151 150.6 89.1 10.52 10.51 69.68 67.55

309 183 260.5 141.7 10.52 10.38 67.39 62.53

169 117 198.7 138.5 10.50 10.52 67.83 66.93

171 97 269.6 147.6 10.50 10.53 64.64 62.15

69 40 160.0 85.5 10.50 10.49 67.08 62.90

29 15 83.5 38.3 10.65 10.49 64.62 55.58

15 13 63.7 59.0 10.51 10.50 60.33 56.17

1,488 897 1,382.0 812.4 10.52 10.50 71.76 69.84

Multiva

Santander









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

120




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.2 - 10.50 - 73.73

2 - 0.4 - 10.41 - 49.49 -

18 6 5.9 1.6 10.96 10.99 70.83 60.63

99 56 40.0 21.7 10.89 10.60 62.75 60.69

129 81 71.7 46.2 10.69 10.69 63.90 64.89

198 115 155.4 87.8 10.65 10.74 63.16 62.30

125 79 138.7 79.2 10.71 10.58 63.80 58.44

146 77 218.9 109.5 10.69 10.58 61.39 60.28

70 33 132.4 66.0 10.69 10.56 55.59 58.57

24 25 57.9 54.8 10.64 10.54 53.96 49.13

54 20 189.4 73.8 10.66 10.44 46.74 55.69

865 493 1,010.8 540.9 10.69 10.60 61.26 60.43

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 1.2 - 11.50 - 70.66

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 2.6 - 11.50 - 36.64

- 2 - 3.8 - 11.50 - 53.66

Scotiabank

Ve por Más

Número de Créditos Monto del Crédito Otorgado Tasa de Interés3/

Otorgados (mdp) (%)


Otorgados (mdp) (%)



121

Cartera de ViviendaInformación de Créditos Otorgados1/ en el MesDistribución por Nivel de Financiamiento (LTV)2/ Importante: Cifras sin subsidiarias

Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %

Más de 50 y hasta 60%





Más de 95 hasta 100%

Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Fuente: Portafolio de Información CNBV 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la


3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará tasa de interés.

1 2 0.8 0.9 11.99 15.50

5 4 6.1 4.0 11.15 10.81

- 1 - 1.2 - 10.70

2 2 0.9 1.9 11.32 10.70

- 4 - 6.3 - 10.82

- 1 - 0.3 - 10.75

- - - - - -

- - - - - -

- 1 - 6.1 - 10.70

8 15 7.8 20.7 11.25 11.04

18 17 7.8 3.4 11.00 10.83

174 122 77.0 64.6 10.87 10.80

284 157 120.1 79.9 10.84 10.89

513 247 242.5 123.5 10.82 10.87

849 453 395.1 246.5 10.72 10.88

1,170 613 605.7 334.3 10.84 10.91

1,174 603 658.5 361.7 - -

- - - - - -

- - - - - -

4,182 2,212 2,106.6 1,213.9 10.81 10.86

Afirme

Banamex


Otorgados (mdp) (%)


Otorgados (mdp) (%)



122


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




1 3 0.4 8.3 10.50 10.50

4 2 3.0 10.8 10.66 10.50

1 1 2.0 2.0 10.50 10.50

4 - 7.0 - 10.98 -

6 2 8.0 3.1 11.08 10.50

- 1 - 1.0 - 10.50

- - - - - -

- - - - - -

- - - - - -

16 9 20.5 25.2 10.92 10.50

1 2 0.7 0.4 11.00 11.25

10 12 5.0 8.3 11.75 11.55

7 6 8.6 5.6 11.78 11.15

5 7 3.9 7.3 11.90 11.36

29 21 32.6 25.7 12.02 11.60

- 1 - 0.6 - 12.25

- 1 - 1.2 - 9.00

- - - - - -

- - - - - -

52 50 50.8 49.1 11.93 11.45

Banca Mifel

Banco del Bajío


Otorgados (mdp) (%)


Otorgados (mdp) (%)



123


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




30 19 11.0 7.1 11.44 10.93

174 96 127.8 81.1 10.79 10.68

125 78 118.2 67.3 10.63 10.79

181 136 179.7 126.1 10.61 10.59

274 180 311.2 179.7 10.67 10.62

485 348 509.5 323.3 10.75 10.70

59 40 69.0 42.5 10.58 10.46

102 56 118.1 66.3 10.42 10.42

- - - - - -

1,430 953 1,444.6 893.2 10.68 10.64

1 2 0.4 0.9 10.50 10.21

12 6 31.0 6.3 10.21 9.94

9 4 12.5 5.2 10.50 10.58

10 9 10.7 12.4 10.44 10.52

21 14 32.6 16.3 10.61 10.50

5 10 9.4 12.5 10.65 10.67

- - - - - -

- - - - - -

- - - - - -

58 45 96.6 53.5 10.45 10.48

Banorte

Banregio


Otorgados (mdp) (%)


Otorgados (mdp) (%)



124


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




93 52 17.1 7.7 11.54 11.74

397 239 156.0 88.3 11.74 12.00

296 171 177.8 98.7 11.61 11.63

407 226 330.7 193.9 11.22 11.42

470 274 416.5 236.6 11.31 11.55

1,316 792 1,168.2 709.5 11.04 11.49

81 67 51.5 50.3 11.85 12.23

71 25 67.5 23.7 10.57 10.94

- - - - - -

3,131 1,846 2,385.3 1,408.7 11.21 11.55

4 3 4.7 1.8 10.58 11.00

44 60 48.2 53.3 10.47 10.40

36 55 20.7 44.4 10.51 10.52

70 70 69.2 65.2 10.48 10.57

52 33 51.2 33.0 10.61 10.60

51 65 40.3 56.2 10.51 10.53

- 1 - 0.5 - 6.00

1 2 1.3 2.4 10.40 10.40

- - - - - -

258 289 235.5 256.6 10.52 10.52

BBVA Bancomer

HSBC


Otorgados (mdp) (%)


Otorgados (mdp) (%)



125


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

2 - 1.4 - 12.67 -

1 1 3.4 0.7 11.00 13.50

1 - 0.9 - 11.70 -

2 - 5.8 - 11.52 -

5 2 9.3 2.1 11.58 12.34

1 - 0.4 - 12.00 -

- - - - - -

- - - - - -

12 3 21.1 2.8 11.56 12.63

- - - - - -

- 1 - 2.3 - 11.45

1 - 0.5 - 9.30 -

1 1 0.6 2.1 9.30 11.00

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 1.1 4.4 9.30 11.24

Inbursa

Ixe


Otorgados (mdp) (%)


Otorgados (mdp) (%)



126


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

- - - - - -

- - - - - -

- 1 - 4.0 - 10.00

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 4.0 - 10.00

98 78 13.9 12.6 10.63 10.55

147 95 93.5 58.2 10.60 10.63

128 89 112.9 76.7 10.52 10.52

163 99 167.5 106.6 10.55 10.53

252 130 287.8 147.2 10.50 10.46

421 235 514.2 285.9 10.50 10.47

28 22 28.3 22.0 10.50 10.49

228 128 147.3 80.9 10.50 10.51

23 21 16.6 22.4 10.62 10.49

1,488 897 1,382.0 812.4 10.52 10.50

Multiva

Santander


Otorgados (mdp) (%)


Otorgados (mdp) (%)



127


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




49 23 36.7 9.7 10.43 10.76

210 132 217.1 116.7 10.62 10.53

91 62 93.8 64.0 10.59 10.58

154 89 198.1 109.4 10.76 10.64

281 152 351.9 188.2 10.77 10.60

60 23 84.3 36.0 10.62 10.69

20 12 28.9 16.9 10.50 10.50

- - - - - -

- - - - - -

865 493 1,010.8 540.9 10.69 10.60

- - - - - -

- 1 - 2.6 - 11.50

- - - - - -

- - - - - -

- 1 - 1.2 - 11.50

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 3.8 - 11.50

Scotiabank

Ve por Más

128

IV. Estados Financieros

En esta sección se presentan los Estados Financieros. La información se expone conforme a lo enviado por las instituciones a través de los Reportes Regulatorios requeridos por esta Comisión.

Enero 2012

Estados Financieros Enero 2012

Balance General1/

(Millones de pesos)

Activo Disponibilidades Cuentas de margen Inversiones en valores Deudores por reporto (Saldo Deudor) Préstamo de valores Derivados Ajustes de valuación por cobertura de activos financieros Cartera de crédito vigente Créditos comerciales Créditos de consumo Créditos a la vivienda Cartera de crédito vencida Créditos comerciales Créditos de consumo Créditos a la vivienda Estimación preventiva para riesgos crediticios Créditos comerciales Créditos de consumo Créditos a la vivienda Operaciones Contingentes y Avales Estimación Preventiva para Riesgos Crediticios Adicional Derechos de cobro adquiridos Estimación por irrecuperabilidad o difícil cobro Beneficios por recibir en operaciones de bursatilización Otras cuentas por cobrar Bienes adjudicados Inmuebles, mobiliario y equipo (neto) Inversiones permanentes en acciones Activos de larga duración disponibles para la venta Impuestos y ptu diferidos (a favor) Otros activosPasivo Captación tradicional Depósitos de exigibilidad inmediata Depósitos a plazo Títulos de crédito emitidos Préstamos interbancarios y de otros organismos Valores asignados por liquidar Acreedores por reporto Préstamo de valores Colaterales vendidos o dados en garantía Derivados Ajustes de valuación por cobertura de pasivos financieros Obligaciones en operaciones de bursatilización Impuestos a la utilidad por pagar Acreedores diversos y otras cuentas por pagar Obligaciones subordinadas en circulación Impuestos y ptu diferidos (neto) Créditos diferidos

Capital Contable Capital contribuido Capital social Aportaciones para futuros aumentos de capital formalizadas por su órgano de gobierno Primas en venta de acciones Obligaciones subordinadas en circulación Capital ganado Reservas de capital Resultado de ejercicios anteriores Resultado por valuación de títulos disponibles para la venta Resultado por valuación de instrumentos de cobertura de flujos de efectivo Efecto acumulado por conversión Resultado por tenencia de activos no monetarios Resultado neto Participación no controladora

Cuentas de Orden Avales otorgados Compromisos crediticios

1/ Considera la suma del Banco consolidado con sus compañías subsidiarias eliminando las operaciones intersubsidiarias que pudieran ocasionar una doble contabilidad.

129

ABC Capital Actinver Afirme American (antes Banco Amigo) Express

3,959.4 6,978.9 96,966.5 17,874.4 285.1 68.6 3,301.9 1,866.3 0.0 0.0 0.0 0.0 0.0 5,232.2 67,978.7 0.0 129.2 18.9 2,951.6 6,470.0 0.0 0.0 0.0 0.0 0.0 0.0 3.0 0.0 0.0 0.0 116.3 0.0 2,885.0 932.4 11,425.6 7,318.7 2,152.1 587.7 8,847.7 0.0 16.5 344.7 1,463.5 7,318.7 716.4 0.0 1,114.4 0.0 123.0 0.0 553.0 276.2 122.5 0.0 211.4 0.0 0.3 0.0 176.3 276.2 0.2 0.0 165.3 0.0 (137.4) (6.1) (557.1) (884.1) (121.7) (3.1) (247.0) 0.0 (1.6) (3.0) (240.3) (873.8) (7.0) 0.0 (49.6) 0.0 0.0 0.0 (2.9) 0.0 (7.1) 0.0 (17.3) (10.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 170.7 524.7 9,921.2 130.6 201.2 0.0 109.8 0.0 60.5 109.2 757.3 0.0 1.2 2.5 118.6 49.7 0.0 0.0 0.0 0.0 167.8 0.0 122.4 1,962.0 73.2 96.6 164.2 685.0 3,176.8 6,048.8 94,259.3 13,687.6 1,003.2 1,142.9 15,531.8 7,289.1 63.0 282.8 7,748.2 1,471.0 940.2 860.1 7,783.6 5,818.1 0.0 0.0 0.0 0.0 1,859.1 0.0 400.6 4,503.7 0.0 0.0 0.0 0.0 0.0 4,522.8 74,664.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,941.1 0.0 0.0 0.0 116.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 0.0 596.2 176.7 329.5 971.4 653.5 113.9 0.0 566.0 502.3 0.0 1.3 0.0 0.0 23.8 50.9 68.2 142.8 782.6 930.2 2,707.2 4,186.8 709.7 824.4 2,028.4 1,220.5 662.6 824.4 2,028.4 1,220.5

0.0 0.0 0.0 0.0 47.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 72.9 105.8 678.8 2,966.2 3.9 4.9 487.9 255.1 64.6 94.0 149.0 2,623.6

0.0 3.8 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.3 3.1 41.9 87.5 0.0 0.0 0.0 0.0 0.0 0.0 974.9 0.0 0.0 1,191.4 2,755.7 0.0

130


Estado de Resultados(Millones de pesos)

Ingresos por intereses

Intereses de disponibilidades

Intereses y rendimientos a favor provenientes de

cuentas de margen


inversiones en valores

Intereses y rendimientos a favor en

operaciones de reporto

Ingresos provenientes de operaciones de cobertura

Intereses de cartera de crédito vigente

Intereses de cartera de crédito vencida

Comisiones por el otorgamiento inicial del crédito

Premios a favor en operaciones de préstamo de valores

Premios por colocación de deuda

Dividendos de instrumentos de patrimonio neto

Utilidad por valorización

Incremento por actualización de ingresos por intereses

Gastos por intereses

Intereses por depósitos de exigibilidad inmediata

Intereses por depósitos a plazo

Intereses por títulos de crédito emitidos

Intereses por préstamos interbancarios y de

otros organismos

Intereses por obligaciones subordinadas

Intereses y rendimientos a cargo en


Gastos provenientes de operaciones de cobertura

Premios a cargo en operaciones de préstamo de valores

Descuentos por colocación de deuda

Gastos de emisión por colocación de deuda

Costos o gastos asociados con el otorgamiento

inicial del crédito para la vivienda

Pérdida por valorización

Incremento por actualización de gastos por intereses

Resultado por posición monetaria

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifas cobradas

Comisiones y tarifas pagadas

Resultado por intermediación

Otros ingresos (egresos) de la operación

Gastos de administración y promoción

Resultado de operación

Participación en el resultado de subsidiarias y asociadas

Resultado antes de impuestos a la utilidad

Impuestos a la utilidad causados

Impuestos a la utilidad diferidos (netos)

Resultados antes de operaciones discontinuas

Operaciones discontinuadas

Resultado Neto

Participación no controladora

Resultado neto incluyendo participación de la controladora

ABC Capital Actinver Afirme American (antes Banco Amigo) Express

36.4 30.0 517.9 187.8

1.2 0.3 7.5 7.0

0.0 0.0 0.0 0.0

0.0 22.9 0.2 0.0

0.0 0.2 361.1 22.7

0.0 0.0 0.0 0.0

32.7 6.3 134.3 158.0

0.0 0.0 0.0 0.0

1.6 0.2 5.5 0.0

0.9 0.0 9.3 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

16.8 21.5 325.3 46.6

0.0 0.0 12.6 4.0

4.6 3.5 29.4 21.6

0.0 0.0 0.0 0.0

10.9 0.0 1.7 18.9

1.2 0.0 3.7 2.2

0.0 18.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 275.5 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 2.5 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

19.6 8.5 192.6 141.2

3.4 0.1 28.4 38.4

16.2 8.4 164.2 102.7

10.2 47.4 45.3 142.4

7.2 0.7 10.5 0.6

0.0 6.0 4.7 0.0

2.7 9.7 1.3 44.0

17.6 66.3 161.7 163.5

4.4 4.5 43.5 125.1

(0.1) 0.0 4.3 0.9

4.3 4.5 47.7 126.0

0.0 1.3 5.8 43.3

0.0 0.0 0.0 4.7

4.3 3.1 41.9 87.5

0.0 0.0 0.0 0.0

4.3 3.1 41.9 87.5

0.0 0.0 0.0 0.0

4.3 3.1 41.9 87.5


Balance General1/

(Millones de pesos)





131

Autofin Banamex Banca Mifel Banco Ahorro Famsa

4,177.7 1,046,496.7 34,071.5 12,865.8 249.4 120,250.0 1,118.3 466.8 0.0 9,964.7 0.0 0.0 1,042.4 363,902.9 17,948.2 0.0 35.1 22,512.9 0.0 800.1 0.0 0.0 0.0 0.0 0.0 37,756.7 0.0 0.0 0.0 0.0 189.4 0.0 2,749.0 370,875.6 12,074.4 10,317.2 1,942.4 260,757.9 11,237.1 2,362.6 801.5 50,145.7 23.2 7,923.9 5.1 59,972.0 814.1 30.8 29.5 2,714.8 640.5 1,373.0 0.0 543.9 517.6 11.8 29.5 1,554.6 8.6 1,361.2 0.0 616.3 114.2 0.0 (47.4) (9,134.3) (365.8) (1,870.9) (12.9) (4,702.8) (343.1) (24.6) (34.5) (3,026.1) (4.5) (1,734.7) (0.0) (1,058.8) (10.2) (0.1) 0.0 (186.6) (0.2) 0.0 0.0 (160.0) (7.8) (111.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 195.6 0.0 0.0 57.8 50,077.6 1,414.4 275.1 0.0 5.9 10.8 0.0 10.3 6,328.9 252.5 444.7 1.3 39,864.4 3.9 2.6 0.0 0.0 0.0 0.0 5.1 10,658.7 202.0 70.6 45.1 20,522.2 583.0 986.5 3,579.4 917,222.0 32,663.8 10,968.3 2,113.0 478,043.8 17,201.8 10,617.9 153.5 349,474.0 3,041.9 2,821.9 1,959.5 111,826.2 14,086.9 7,796.1 0.0 16,743.6 73.0 0.0 436.0 33,650.1 3,281.6 12.9 0.0 0.0 0.0 0.0 910.0 212,730.8 9,870.0 0.0 0.0 0.0 0.0 0.0 0.0 22,090.5 0.0 0.0 0.0 36,998.7 267.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.1 72.9 130,391.6 638.5 106.6 0.0 0.0 1,302.9 0.0 0.0 0.0 0.0 0.0 47.5 3,316.5 102.1 229.9 598.3 129,274.7 1,407.6 1,897.4 792.1 37,853.8 1,171.1 1,540.5 742.1 35,318.7 1,171.1 1,540.5 50.0 0.0 0.0 0.0 0.0 2,535.0 0.0 0.0 0.0 0.0 0.0 0.0 (193.8) 91,420.9 236.5 357.0 0.0 79,246.7 99.0 41.2 (195.0) 10,262.7 129.6 310.2 1.0 636.9 6.4 0.0 0.0 (455.9) (16.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 1,730.6 18.1 5.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 798.9 95,957.1 65.6 0.0

132






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Autofin Banamex Banca Mifel Banco Ahorro Famsa

27.9 5,396.4 290.5 168.0

0.6 166.8 2.8 1.7

0.0 4.2 0.0 0.0

3.6 519.3 58.4 2.1

0.5 1,135.1 50.9 0.4

0.0 0.0 0.0 0.0

22.5 3,143.0 100.0 163.2

0.0 13.3 1.8 0.1

0.6 78.4 2.3 0.4

0.0 316.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 20.3 74.5 0.0

0.0 0.0 0.0 0.0

15.2 1,840.0 139.3 45.8

0.2 303.0 5.7 9.6

10.0 257.4 60.3 36.3

0.0 93.6 0.1 0.0

2.1 84.7 14.4 0.0

0.0 0.0 13.0 0.0

1.8 1,010.0 45.6 0.0

0.0 0.0 0.0 0.0

0.0 90.4 0.0 0.0

0.0 0.0 0.2 0.0

0.0 0.0 0.0 0.0

1.0 0.8 0.0 0.0

0.2 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

12.6 3,556.5 151.3 122.1

0.9 710.7 4.1 160.7

11.7 2,845.8 147.1 (38.6)

2.2 679.8 9.2 97.5

1.4 301.3 4.3 1.1

1.0 287.7 (60.3) (0.8)

3.0 931.6 4.2 72.2

16.4 3,203.0 77.8 121.9

0.0 1,240.6 18.1 7.3

0.1 829.6 0.0 0.0

0.1 2,070.2 18.1 7.3

0.0 256.6 0.0 0.0

0.0 (83.0) 0.0 (1.7)

0.1 1,730.6 18.1 5.6

0.0 0.0 0.0 0.0

0.1 1,730.6 18.1 5.6

0.0 0.0 0.0 (0.0)

0.1 1,730.6 18.1 5.6


Balance General1/

(Millones de pesos)





133

Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

81,913.6 7,869.1 43,407.0 89,519.6 13,744.8 651.5 706.2 11,191.0 1.4 0.0 0.0 0.0 8,824.6 6,162.1 17,890.1 4,613.9 12,620.6 51.0 16,196.8 0.0 0.0 0.0 0.0 0.0 107.1 12.1 5,930.8 118.9 389.4 0.0 0.0 0.0 38,047.9 76.0 29.3 65,699.8 12,858.2 76.0 29.3 59,308.4 24,629.8 0.0 0.0 446.5 559.9 0.0 0.0 5,944.9 2,079.1 0.0 0.0 1,967.8 18.7 0.0 0.0 1,315.1 1,949.6 0.0 0.0 12.8 110.8 0.0 0.0 639.8 (3,259.4) (0.4) (0.1) (1,808.8) (186.9) (0.4) (0.1) (1,415.0) (1,879.8) 0.0 0.0 (64.3) (15.5) 0.0 0.0 (302.8) (1.3) 0.0 0.0 (12.5) (1,175.8) 0.0 0.0 (14.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,762.8 802.1 2,650.5 2,655.5 107.4 0.0 0.0 444.5 1,339.7 94.6 0.8 2,030.9 298.6 0.0 0.0 1,167.4 0.0 0.0 0.0 0.0 381.4 4.6 0.0 264.6 4,468.2 15.5 2.7 1,174.0 75,552.5 7,181.8 41,273.9 79,589.3 59,355.3 286.8 1,025.4 52,002.1 53,979.8 0.0 0.0 18,577.2 5,375.5 0.0 1,025.4 32,581.5 0.0 286.8 0.0 843.3 133.0 0.0 1,964.2 19,525.4 0.0 391.7 0.0 0.0 2,573.3 6,143.3 535.5 2,029.1 0.0 0.0 0.0 0.0 7,628.8 0.0 15,334.0 0.0 502.1 8.4 3,833.4 159.9 194.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,560.6 59.8 18.6 20.5 2,603.0 291.8 18,511.5 5,503.1 1,002.3 0.0 0.0 0.0 0.0 0.0 51.2 0.0 0.0 0.0 0.0 349.2 6,361.1 687.3 2,133.2 9,930.3 2,548.9 493.6 1,872.2 7,705.7 2,448.9 493.6 1,872.2 2,427.0 100.0 0.0 0.0 0.0 0.0 0.0 0.0 5,278.7 0.0 0.0 0.0 0.0 3,792.7 193.7 261.0 2,224.6 1,163.6 0.0 12.2 1,290.4 2,434.2 170.7 234.1 854.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (3.1) 19.1 0.0 0.0 0.0 0.0 0.0 0.0 (6.6) 175.8 22.9 14.8 89.2 19.6 0.0 0.0 0.0 0.0 0.0 12.0 0.0 2,177.5 99.1 0.0 2,472.2

134






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

3,761.4 26.4 113.5 555.3

26.6 2.4 0.8 25.6

0.1 0.0 0.0 0.0

26.8 21.2 33.7 10.2

46.8 2.1 78.8 20.1

32.7 0.0 0.0 0.0

3,131.0 0.7 0.2 465.0

40.1 0.0 0.0 0.0

1.5 0.0 0.0 34.4

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

455.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

661.7 24.4 101.3 242.6

103.4 0.0 0.0 34.9

9.5 0.0 4.3 120.8

0.0 1.6 0.0 5.7

2.1 0.0 6.3 62.6

5.4 0.0 0.0 0.0

35.7 22.8 90.6 18.6

17.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

487.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

3,099.7 2.0 12.2 312.7

329.9 0.0 0.0 50.2

2,769.8 2.0 12.2 262.5

54.7 0.0 8.3 70.1

57.1 1.9 6.3 23.1

61.5 86.3 33.2 16.8

35.8 0.7 11.7 (8.4)

2,617.2 55.6 38.1 236.7

247.6 31.4 21.1 81.2

1.2 0.0 0.0 12.4

248.7 31.4 21.1 93.5

145.3 8.5 0.0 20.5

72.8 0.0 (6.3) 16.2

176.2 22.9 14.8 89.2

0.0 0.0 0.0 0.0

176.2 22.9 14.8 89.2

(0.5) 0.0 0.0 0.0

175.8 22.9 14.8 89.2


Balance General1/

(Millones de pesos)





135

Banco Fácil Banco Wal-Mart Bancoppel Bank of America

147.4 5,009.6 14,258.7 71,430.7 56.1 122.6 1,173.6 6,736.5 0.0 0.0 0.0 24.7 0.6 0.0 7,839.3 19,252.7 1.4 1,115.0 0.0 18,900.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 15,800.8 0.0 0.0 0.0 0.0 57.4 2,688.6 4,763.2 672.9 0.0 1,358.0 400.0 668.3 57.4 1,330.6 4,363.2 0.0 0.0 0.0 0.0 4.7 6.6 69.4 993.8 0.0 0.0 13.0 0.0 0.0 6.6 56.5 993.8 0.0 0.0 0.0 0.0 0.0 (12.5) (221.2) (1,466.4) (23.6) 0.0 (25.3) (3.5) (23.5) (12.5) (191.8) (1,350.2) 0.0 0.0 0.0 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 (4.2) (112.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.4 157.3 67.0 9,778.4 0.0 0.0 0.0 0.0 9.5 2.0 82.4 104.7 1.6 2.8 2.9 0.0 0.0 0.0 0.0 0.0 0.5 984.3 281.2 146.7 20.7 88.8 522.0 36.6 33.5 3,602.9 12,194.3 66,688.3 0.0 3,256.0 11,880.2 4,638.7 0.0 694.5 10,890.6 4,391.1 0.0 2,561.5 989.5 247.6 0.0 0.0 0.0 0.0 8.1 0.0 0.0 24,717.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,675.4 0.0 0.0 0.0 0.1 0.0 0.0 0.0 6,199.6 0.0 0.0 0.0 15,627.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 18.7 405.6 22.9 299.1 294.1 13,406.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.5 47.8 1.4 16.5 113.9 1,406.6 2,064.4 4,742.4 783.0 3,655.9 2,565.5 2,918.2 783.0 3,655.9 2,565.5 2,918.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (669.1) (2,249.2) (501.1) 1,824.1 0.0 0.0 0.0 194.7 (669.3) (2,218.1) (538.5) 1,397.6 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.1) 0.0 0.0 0.0 0.2 (31.2) 37.4 231.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,144.4 4,996.1 1,765.7

136






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Fácil Banco Wal-Mart Bancoppel Bank of America

2.5 35.6 271.8 163.0

0.2 0.1 3.5 6.8

0.0 0.0 0.0 0.1

0.0 0.0 48.5 72.8

0.0 3.9 0.0 58.3

0.0 0.0 0.0 0.0

2.3 31.5 187.7 2.1

0.0 0.1 32.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 23.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.1 12.3 34.9 38.7

0.0 0.4 27.9 4.8

0.0 11.9 4.0 0.8

0.0 0.0 0.0 0.0

0.1 0.0 0.0 5.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 6.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 1.6

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 1.6 0.0

0.0 0.0 1.5 20.4

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

2.5 23.3 236.9 124.3

0.2 17.2 125.6 7.5

2.3 6.1 111.4 116.8

0.9 35.4 66.4 5.7

0.0 0.5 1.0 2.2

(0.5) (0.0) (0.8) (1,088.6)

1.9 (0.7) (4.1) 1,327.5

4.4 85.4 92.4 42.8

0.2 (45.2) 79.5 316.3

0.0 0.0 0.0 0.0

0.2 (45.2) 79.5 316.3

0.0 0.0 18.7 0.0

(0.0) 14.0 (23.4) (84.5)

0.2 (31.2) 37.4 231.8

0.0 0.0 0.0 0.0

0.2 (31.2) 37.4 231.8

0.0 0.0 0.0 0.0

0.2 (31.2) 37.4 231.8


Balance General1/

(Millones de pesos)





137

Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

12,233.6 620,383.2 59,194.6 12,032.1 2,624.1 51,766.2 2,664.0 756.2 0.0 83.6 0.0 0.4 3,201.3 207,192.1 28,471.5 4,263.4 4,182.4 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 12,005.0 1.1 0.0 0.0 0.0 0.0 0.0 2,153.2 301,694.2 26,981.4 6,078.8 2,153.2 210,220.9 21,379.5 6,041.6 0.0 30,182.4 2,106.7 21.8 0.0 61,290.9 3,495.1 15.3 0.0 5,689.7 609.0 245.7 0.0 3,794.0 292.2 244.8 0.0 1,178.3 142.2 0.9 0.0 717.4 174.6 0.0 (120.1) (8,394.5) (1,011.3) (346.6) (117.8) (4,626.1) (617.5) (341.6) 0.0 (3,068.6) (275.2) (3.3) 0.0 (577.3) (82.5) (0.1) (2.2) (39.9) (1.1) (1.7) 0.0 (82.5) (35.0) 0.0 0.0 1,705.4 3.0 0.0 0.0 0.0 0.0 0.0 0.0 836.5 0.0 0.0 142.0 21,463.7 412.8 810.8 0.0 1,188.4 82.0 96.6 2.9 7,424.9 656.1 76.5 3.7 10,074.9 237.1 22.6 0.0 0.0 0.0 0.0 37.9 223.9 0.0 25.8 6.3 7,424.1 87.9 1.9 8,770.8 569,980.4 54,429.8 10,844.3 5,356.8 310,891.3 23,353.2 4,778.6 2,914.0 155,373.8 9,949.8 615.4 2,442.8 151,609.1 13,403.4 4,163.3 0.0 3,908.4 0.0 0.0 143.1 18,441.6 1,043.0 1,063.9 0.0 2,551.7 0.0 0.0 384.2 181,586.9 27,390.8 4,237.6 0.0 0.0 0.0 0.0 1,518.0 11.5 0.0 0.0 20.3 16,444.0 30.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 61.6 40.4 1,347.3 25,708.9 1,546.7 663.4 0.0 12,786.9 750.6 0.0 0.0 0.0 115.9 0.0 1.0 1,557.5 137.6 60.3 3,462.9 50,402.7 4,764.8 1,187.8 3,434.0 13,979.6 3,171.8 650.7 3,434.0 11,487.6 3,166.7 650.7 0.0 0.0 0.0 0.0 0.0 2,492.1 5.2 0.0 0.0 0.0 0.0 0.0 28.9 36,423.1 1,592.9 537.1 32.6 5,775.6 900.4 47.8 (16.5) 33,347.6 650.1 474.4 0.0 298.6 0.0 0.0 0.0 (3,071.7) (16.7) 0.0 0.0 (600.0) 0.0 0.0 0.0 0.0 0.0 0.0 12.8 673.1 59.2 14.9 0.0 0.0 0.0 0.0 0.0 0.0 11.0 0.0 4,210.1 26,280.9 28,416.1 42.2

138






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

38.6 3,988.4 387.7 92.3

6.8 107.5 6.4 2.2

0.0 1.1 0.0 0.0

7.5 903.4 115.4 0.4

20.8 99.9 12.5 31.0

0.0 228.0 0.0 0.0

3.6 2,493.3 242.4 50.5

0.0 30.3 2.4 5.0

0.0 89.7 8.6 3.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 35.1 0.0 0.0

0.0 0.0 0.0 0.0

15.3 1,815.9 189.3 53.0

0.2 68.5 0.6 1.0

3.1 447.6 63.4 16.5

0.0 14.4 0.0 0.0

0.0 72.2 4.2 4.8

0.0 64.4 3.9 0.0

12.0 830.2 117.1 30.6

0.0 296.4 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.2 0.0 0.0

0.0 0.6 0.0 0.0

0.0 15.0 0.0 0.0

0.0 6.4 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

23.4 2,172.5 198.5 39.3

0.0 185.1 57.0 10.0

23.4 1,987.4 141.5 29.3

1.2 583.5 25.7 20.3

0.2 152.2 10.1 15.6

(1.3) 172.8 5.7 8.4

0.3 133.8 37.7 (0.8)

10.7 1,913.5 117.6 21.5

12.8 811.7 82.9 20.1

0.0 108.4 2.2 0.0

12.8 920.1 85.1 20.1

0.0 275.0 13.4 3.4

0.0 28.0 (12.6) (1.8)

12.8 673.1 59.2 14.9

0.0 0.0 0.0 0.0

12.8 673.1 59.2 14.9

0.0 0.0 0.0 0.0

12.8 673.1 59.2 14.9


Balance General1/

(Millones de pesos)





139

Barclays BBVA CIBanco Compartamos Bancomer

20,744.2 1,213,635.0 18,674.8 13,765.0 758.8 114,040.8 4,785.1 1,311.8 11.6 3,724.1 25.5 0.0 11,969.7 322,538.5 7,109.4 500.6 0.0 0.0 4.6 0.0 0.0 0.0 0.0 0.0 5,054.6 74,952.4 2.0 0.0 0.0 1,910.7 0.0 0.0 0.0 603,519.8 3,098.7 11,247.6 0.0 313,595.0 2,932.3 62.3 0.0 147,817.0 166.4 11,185.3 0.0 142,107.8 0.0 0.0 0.0 20,293.6 3.7 333.6 0.0 7,596.1 0.0 0.0 0.0 5,877.6 3.7 333.6 0.0 6,820.0 0.0 0.0 0.0 (24,878.8) (24.8) (494.2) 0.0 (5,637.0) (18.7) (0.3) 0.0 (12,451.2) (5.3) (493.9) 0.0 (3,531.0) 0.0 0.0 0.0 (124.2) (0.7) 0.0 0.0 (3,135.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,757.2 0.0 0.0 2,902.9 52,305.3 3,119.9 173.2 0.0 4,098.5 4.5 0.0 30.1 16,428.3 345.4 443.5 0.0 6,558.9 16.4 0.2 0.0 0.0 0.0 0.0 0.0 5,745.4 0.0 109.9 16.6 10,640.3 184.5 138.9 18,017.5 1,095,661.2 17,789.2 7,473.5 0.0 649,699.3 10,199.1 4,520.7 0.0 443,221.0 678.3 10.6 0.0 151,460.8 9,520.8 0.0 0.0 55,017.5 0.0 4,510.1 0.0 27,457.6 39.7 2,096.9 3,214.2 0.0 0.0 0.0 6,259.8 166,919.5 2,992.3 0.0 0.0 0.6 0.0 0.0 355.8 29,052.9 4.6 0.0 4,493.8 76,372.6 0.0 0.0 0.0 3,670.7 0.0 0.0 0.0 0.0 0.0 0.0 111.0 0.0 85.8 79.6 3,498.2 76,089.1 4,343.2 745.1 0.0 59,446.5 0.0 0.0 84.6 0.0 79.3 0.0 0.0 6,952.4 45.0 31.2 2,726.7 117,973.8 885.6 6,291.5 2,163.6 39,863.8 422.9 473.7 2,163.6 24,138.2 422.9 473.7 0.0 0.0 0.0 0.0 0.0 15,725.7 0.0 0.0 0.0 0.0 0.0 0.0 563.2 78,109.9 462.7 5,817.8 22.3 6,881.4 74.6 1,522.3 516.5 64,849.3 367.5 4,097.0 0.0 2,795.7 7.5 0.0 0.0 1,442.8 0.0 (0.0) 0.0 121.6 0.0 0.0 0.0 0.0 0.0 0.0 24.4 2,019.2 13.1 198.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 238,016.2 942.3 787.9

140






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Barclays BBVA CIBanco Compartamos Bancomer

19.5 8,345.1 68.2 687.2

0.4 271.4 1.5 6.0

0.0 9.0 0.0 0.0

10.7 1,607.1 36.8 1.9

8.3 59.8 0.1 0.0

0.0 5.3 0.0 0.0

0.0 6,024.0 26.3 678.9

0.0 27.7 0.0 0.4

0.0 75.1 0.9 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 3.0 0.0 0.0

0.0 262.6 2.5 0.0

0.0 0.0 0.0 0.0

11.5 2,699.7 52.7 37.6

0.0 348.7 0.3 0.0

0.0 483.8 36.9 0.1

0.0 201.6 0.0 23.7

0.0 72.1 0.2 12.8

0.0 313.3 0.0 0.0

11.2 1,116.9 11.9 0.0

0.0 0.0 0.0 0.0

0.3 13.5 0.0 0.0

0.0 1.1 0.0 0.0

0.0 6.0 0.0 1.0

0.0 0.0 0.0 0.0

0.0 142.6 3.5 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8.0 5,645.4 15.4 649.5

0.0 1,541.6 3.5 41.0

8.0 4,103.8 12.0 608.6

0.0 2,118.6 5.4 23.4

2.3 686.5 6.9 27.7

29.5 213.1 125.2 0.0

22.4 50.1 3.8 32.3

33.2 3,372.9 119.4 371.1

24.4 2,426.1 20.0 265.5

0.0 152.5 (0.1) 0.0

24.4 2,578.6 19.9 265.5

0.0 115.5 5.7 79.6

0.0 (444.0) (1.1) 12.6

24.4 2,019.2 13.1 198.5

0.0 0.0 0.0 0.0

24.4 2,019.2 13.1 198.5

0.0 0.0 0.0 0.0

24.4 2,019.2 13.1 198.5


Balance General1/

(Millones de pesos)





141

Deutsche Bank HSBC Inbursa ING

185,590.5 507,158.3 230,316.1 90,324.5 2,089.0 60,041.7 21,788.7 703.4 1,119.5 12.5 761.8 0.0 2,732.7 156,410.0 15,110.2 44,772.6 17.0 8,185.6 4,993.8 3,364.6 0.0 0.0 0.0 0.0 146,727.0 43,043.0 15,526.9 16,562.1 0.0 0.0 2,128.9 0.0 733.4 179,189.8 163,860.3 3,597.4 733.4 131,860.3 154,819.3 3,597.4 0.0 29,283.0 7,835.4 0.0 0.0 18,046.4 1,205.5 0.0 0.0 4,903.7 4,610.2 0.0 0.0 1,974.7 4,358.0 0.0 0.0 1,199.4 168.9 0.0 0.0 1,729.6 83.2 0.0 (3.8) (10,551.5) (21,627.8) (25.7) (3.7) (5,623.9) (20,330.0) (20.1) 0.0 (3,621.3) (774.7) 0.0 0.0 (672.8) (60.6) 0.0 (0.2) (468.9) (104.0) 0.0 0.0 (164.5) (358.5) (5.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 32,107.0 46,366.6 14,737.4 21,156.5 0.0 203.6 621.2 0.0 0.0 7,990.5 397.1 26.8 0.0 205.3 6,944.1 0.0 0.0 0.0 0.0 0.0 31.0 6,213.8 0.0 0.0 37.7 4,943.8 463.4 166.8 182,975.8 466,458.7 179,349.6 81,750.2 3,043.3 296,434.9 136,198.7 1,128.2 0.0 169,191.8 53,829.5 0.0 3,043.3 122,991.1 47,805.9 1,013.8 0.0 4,252.1 34,563.3 114.4 3,121.9 19,698.4 4,707.0 0.0 0.0 6,250.5 0.0 0.0 748.3 16,613.4 0.0 9,052.0 0.0 3.6 0.0 0.0 4,215.8 7,222.7 0.0 29,572.0 145,755.6 42,073.6 18,573.2 14,453.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 15.7 1,360.5 174.9 0.0 26,075.1 66,017.2 18,717.2 26,130.2 0.0 10,208.1 0.0 1,085.8 0.0 0.0 475.9 328.7 0.1 576.0 502.6 0.0 2,614.7 40,699.6 50,966.5 8,574.3 1,002.4 27,618.5 25,264.3 1,950.3 1,002.4 5,261.1 17,579.5 1,950.3 0.0 0.0 0.0 0.0 0.0 22,357.4 7,684.8 0.0 0.0 0.0 0.0 0.0 1,612.2 13,078.4 25,702.2 6,624.0 162.0 11,069.0 6,393.2 643.9 1,396.5 619.0 18,399.5 5,533.8 0.0 1,430.1 60.5 177.9 0.0 (616.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 265.3 0.0 53.7 577.3 583.6 268.4 0.0 2.6 0.0 0.0 0.0 13.0 1.8 0.0 73.9 22,499.4 5,315.7 0.0

142






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Deutsche Bank HSBC Inbursa ING

71.5 2,602.7 1,428.7 445.7

0.0 133.1 49.9 2.8

3.8 0.0 0.0 6.8

41.3 578.7 159.0 302.6

4.5 0.0 158.1 111.4

0.0 0.0 0.0 0.0

4.5 1,664.6 1,012.9 21.7

0.0 10.5 48.0 0.0

0.0 17.2 0.8 0.3

0.0 162.5 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

17.3 36.0 0.0 0.0

0.0 0.0 0.0 0.0

45.2 931.2 723.9 82.9

0.0 170.0 182.0 0.0

5.1 397.5 191.1 9.0

0.0 21.1 148.1 2.5

2.3 48.0 23.5 5.5

0.0 44.2 0.0 14.3

32.1 237.5 139.8 42.9

0.0 0.0 0.0 0.0

1.2 2.4 0.0 8.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.5

0.0 10.7 0.0 0.0

4.6 0.0 39.5 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

26.2 1,671.4 704.8 362.8

0.0 213.6 0.0 0.1

26.2 1,457.9 704.8 362.6

12.4 645.2 134.7 0.0

7.1 150.8 6.8 7.2

45.1 164.2 30.2 44.3

9.3 344.4 48.7 5.7

24.1 1,814.8 232.6 23.0

61.7 646.1 679.0 382.5

0.0 2.5 56.7 0.0

61.7 648.6 735.7 382.5

15.3 126.2 134.5 0.0

7.3 54.0 (17.6) (114.1)

53.7 576.4 583.6 268.4

0.0 0.0 0.0 0.0

53.7 576.4 583.6 268.4

0.0 0.9 0.0 0.0

53.7 577.3 583.6 268.4


Balance General1/

(Millones de pesos)





143

Inter Banco Interacciones Invex IXE

10,898.4 81,910.0 37,525.6 96,356.5 1,262.7 7,218.3 2,508.9 5,867.2 0.0 28.8 32.0 226.0 8,064.0 28,968.8 25,031.2 43,875.7 48.4 0.0 94.5 4,831.0 0.0 0.0 0.0 0.0 0.0 14.4 52.0 6,889.7 0.0 0.0 0.0 154.7 291.8 43,280.7 8,553.1 27,917.9 285.4 43,078.2 8,093.2 23,538.2 6.5 11.5 459.9 3,392.5 0.0 191.0 0.0 987.2 0.8 365.6 75.8 342.6 0.7 355.6 44.2 271.1 0.1 0.1 31.5 14.1 0.0 9.8 0.0 57.4 (3.0) (1,865.5) (431.2) (680.7) (2.8) (1,836.9) (343.7) (461.0) (0.3) (0.2) (84.2) (208.7) 0.0 (3.4) 0.0 (11.1) 0.0 (24.9) (3.1) 0.0 0.0 0.0 (0.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,199.3 2,813.3 1,207.5 5,517.2 0.0 357.9 256.8 0.0 0.4 147.6 36.7 483.0 2.8 39.7 73.7 483.0 0.0 0.0 0.0 0.0 1.5 0.0 0.0 255.6 29.8 540.4 34.7 193.8 10,404.6 76,570.0 34,864.5 91,583.1 178.1 31,774.6 11,582.2 31,546.0 5.0 13,791.2 564.7 11,514.6 173.1 14,491.0 10,715.0 20,031.4 0.0 3,492.4 302.6 0.0 63.5 11,746.8 2,069.9 5,584.5 0.0 0.0 0.0 0.0 7,894.7 26,409.0 18,571.1 34,287.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,830.5 0.0 15.4 1.7 6,932.1 0.0 0.0 0.0 (225.1) 0.0 0.0 0.0 0.0 1.5 0.0 0.0 74.2 2,266.4 4,339.3 2,541.0 8,239.3 0.0 1,878.2 0.0 3,222.7 0.0 227.0 91.6 0.0 0.4 179.7 7.0 91.3 493.8 5,340.0 2,661.1 4,773.4 424.3 1,951.2 1,097.7 4,041.8 424.3 1,912.7 1,097.7 3,239.5 0.0 38.5 0.0 0.0 0.0 0.0 0.0 802.4 0.0 0.0 0.0 0.0 69.5 3,388.9 1,563.4 731.6 51.0 336.8 142.0 214.1 15.2 2,741.5 1,002.5 353.8 0.0 218.6 369.9 63.1 0.0 0.0 0.0 6.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.3 92.0 49.0 94.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,499.0 1,083.1 10,784.2 5,640.1

144






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Inter Banco Interacciones Invex IXE

37.8 458.1 202.1 520.8

0.4 14.9 3.7 99.4

0.0 0.0 0.1 0.2

31.5 11.8 98.9 42.8

0.2 143.7 12.3 174.4

0.0 0.0 0.0 0.0

2.1 282.5 79.2 186.8

0.0 0.7 0.5 3.5

3.6 4.5 7.4 11.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 2.7

0.0 0.0 0.0 0.0

29.6 297.2 136.1 298.8

0.0 40.6 0.0 9.4

0.7 36.7 38.3 68.7

0.0 0.8 0.9 0.0

0.1 50.9 9.1 30.7

0.0 32.4 0.0 20.9

0.0 134.4 87.7 169.0

0.0 0.0 0.0 0.0

28.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 1.3 0.0 0.0

0.0 0.0 0.0 0.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8.2 160.9 66.0 222.0

0.1 0.0 14.3 20.6

8.1 160.9 51.7 201.4

0.3 269.4 54.4 87.4

0.2 74.9 1.6 3.1

3.3 38.5 46.0 64.9

0.0 (57.2) (2.4) 2.1

7.5 200.8 75.4 238.3

4.0 135.8 72.7 114.4

0.0 0.3 0.9 (10.6)

4.0 136.1 73.6 103.8

0.7 44.1 0.0 0.0

0.0 0.0 (24.6) (9.3)

3.3 92.0 49.0 94.5

0.0 0.0 0.0 0.0

3.3 92.0 49.0 94.5

0.0 0.0 0.0 0.0

3.3 92.0 49.0 94.5


Balance General1/

(Millones de pesos)





145

J. P. Morgan Monex Multiva Santander

29,021.2 31,253.6 21,689.2 775,552.7 2,683.1 4,461.3 488.8 92,922.4 120.3 778.3 0.1 7,592.0 11,809.0 7,607.8 4,379.2 232,076.6 3,559.9 425.6 0.0 4,344.5 0.0 0.0 0.0 0.0 4,514.3 619.6 0.0 91,315.7 0.0 0.0 0.0 159.3 247.7 3,660.2 15,500.8 292,669.8 247.7 2,982.2 15,207.3 249,107.2 0.0 0.0 280.6 0.0 0.0 677.9 12.9 43,562.6 0.0 62.1 171.1 1,828.8 0.0 62.1 162.9 1,135.6 0.0 0.0 8.2 0.0 0.0 0.0 0.0 693.2 (13.1) (67.1) (462.7) (3,380.1) (10.9) (54.8) (417.7) (2,871.7) 0.0 0.0 (40.3) 0.0 0.0 (2.6) (0.0) (444.3) (2.1) (2.1) 0.0 (91.8) 0.0 (7.7) (4.7) 27.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5,639.7 13,125.7 672.9 26,757.1 0.0 2.1 97.4 107.3 110.9 63.9 73.3 5,544.9 227.6 268.5 396.9 17,095.5 0.0 0.0 0.0 0.0 27.8 0.0 190.2 2,843.6 94.0 245.6 181.4 3,675.2 60.4 28,508.4 19,456.8 681,795.4 1,160.9 4,879.2 14,763.7 347,856.5 1,128.8 3,083.7 2,451.0 178,348.0 32.0 1,689.0 12,312.7 147,720.8 0.0 106.4 0.0 21,787.6 2,148.9 436.3 2,580.3 19,285.7 0.0 0.0 0.0 0.0 5,817.7 5,903.6 1,443.6 156,832.2 0.0 0.0 0.0 0.0 2,202.9 0.0 0.0 11,269.4 4,143.0 486.8 0.0 93,347.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 155.5 0.0 0.0 9,337.0 16,618.0 636.2 52,326.6 0.0 0.0 0.0 0.0 0.0 14.8 0.0 0.0 0.2 14.2 32.9 877.5 703.6 2,745.2 2,232.4 93,757.3 3,758.1 934.6 2,349.8 31,727.4 3,758.1 934.6 2,349.8 11,091.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20,636.2 0.0 0.0 0.0 0.0 452.5 1,810.6 (117.4) 62,029.8 1,161.9 158.4 3.1 9,400.7 (631.0) 1,353.5 (175.8) 48,891.8 0.0 163.1 0.0 645.8 0.0 21.8 0.0 986.9 0.0 30.8 0.0 9.4 0.0 0.0 0.0 0.0 (78.4) 82.9 55.3 2,095.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 679.1 5,883.4 6,386.0 42,410.9

146






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



J. P. Morgan Monex Multiva Santander

55.3 61.5 134.5 3,518.8

0.9 1.9 1.8 268.6

0.5 0.0 0.0 37.1

15.7 32.7 18.4 91.8

37.0 0.0 0.4 1,153.0

0.0 0.0 0.0 0.0

1.2 23.4 112.1 1,851.2

0.0 0.0 0.0 7.7

0.0 0.0 1.8 55.0

0.0 3.5 0.0 43.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 11.1

0.0 0.0 0.0 0.0

38.7 42.1 81.3 1,798.2

1.3 2.9 5.0 156.8

0.0 8.9 53.7 493.8

0.0 2.1 0.0 99.8

0.2 2.3 11.3 46.8

0.0 0.0 0.0 0.0

22.4 25.8 10.3 957.8

0.0 0.0 0.0 0.0

14.8 0.0 0.0 39.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 1.0 3.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

16.6 19.4 53.2 1,720.6

0.1 1.0 28.0 241.4

16.5 18.5 25.2 1,479.2

0.7 21.9 73.3 816.5

3.4 10.1 6.4 106.9

(81.8) 256.9 54.0 638.2

(25.3) 3.8 8.5 480.9

43.2 173.1 61.0 1,329.0

(136.5) 118.0 93.5 1,979.0

1.0 1.2 2.0 506.8

(135.5) 119.2 95.5 2,485.8

0.0 0.0 11.6 145.7

57.2 (36.3) (28.6) (244.9)

(78.4) 82.9 55.3 2,095.2

0.0 0.0 0.0 0.0

(78.4) 82.9 55.3 2,095.2

0.0 0.0 0.0 0.0

(78.4) 82.9 55.3 2,095.2


Balance General1/

(Millones de pesos)





147

Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

197,697.4 772.8 7,682.5 6,839.9 16,232.8 540.7 640.6 318.2 129.7 0.0 0.0 0.0 34,549.6 0.0 1,750.7 112.9 9,382.8 0.0 3,800.0 153.1 0.0 0.0 0.0 0.0 3,184.3 0.0 188.9 1,780.4 174.0 0.0 0.0 0.0 110,917.0 0.0 632.5 0.0 51,274.0 0.0 632.5 0.0 16,447.3 0.0 0.0 0.0 43,195.7 0.0 0.0 0.0 3,047.2 0.0 0.1 0.0 349.2 0.0 0.1 0.0 559.2 0.0 0.0 0.0 2,138.9 0.0 0.0 0.0 (3,519.2) 0.0 (19.0) 0.0 (1,353.9) 0.0 (17.8) 0.0 (1,255.9) 0.0 0.0 0.0 (539.3) 0.0 0.0 0.0 (35.8) 0.0 (1.1) 0.0 (334.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 200.3 0.0 0.0 0.0 15,358.3 11.8 659.2 4,469.6 16.6 0.0 0.0 0.0 2,361.3 1.2 16.9 2.0 2,916.5 0.0 2.0 0.0 0.0 0.0 0.0 0.0 1,144.1 5.4 2.6 0.0 1,602.3 213.7 7.9 3.7 170,033.4 55.9 7,036.9 6,353.3 129,326.8 0.0 5,302.8 0.0 66,280.9 0.0 5,302.8 0.0 56,817.1 0.0 0.0 0.0 6,228.8 0.0 0.0 0.0 5,790.0 0.0 364.3 0.0 5,091.0 0.0 0.0 115.4 13,578.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,201.9 0.0 213.7 1,853.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 11,229.3 26.7 1,151.8 4,384.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 815.9 29.2 4.2 0.0 27,664.0 716.9 645.6 486.5 7,923.3 663.2 1,545.5 713.9 7,450.7 663.2 1,545.5 713.9 0.0 0.0 0.0 0.0 472.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19,740.8 53.7 (900.0) (227.4) 2,686.8 3.5 11.8 0.0 16,530.7 49.5 (912.9) (216.9) 168.3 0.0 (0.4) 0.0 (93.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 448.4 0.7 1.5 (10.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 341,853.3 0.0 1,351.9 0.0

148






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

1,224.0 1.8 28.5 4.0

56.5 1.8 1.0 0.0

0.5 0.0 0.0 0.0

64.8 0.0 3.6 2.4

157.3 0.0 19.0 1.4

0.0 0.0 0.0 0.0

916.1 0.0 4.3 0.2

1.0 0.0 0.0 0.0

23.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

4.2 0.0 0.6 0.0

0.0 0.0 0.0 0.0

447.0 0.0 13.9 2.2

58.1 0.0 11.8 0.0

147.7 0.0 0.0 0.0

29.7 0.0 0.0 0.0

23.9 0.0 0.3 0.0

0.0 0.0 0.0 0.0

179.0 0.0 1.8 2.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8.6 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

776.9 1.8 14.6 1.8

93.2 0.0 4.9 0.0

683.7 1.8 9.8 1.8

163.1 6.8 8.5 1.7

14.3 0.6 0.7 0.9

215.7 0.0 (0.6) (3.2)

253.0 0.5 0.5 (1.0)

813.7 8.1 13.6 8.8

487.6 0.4 4.0 (10.5)

13.8 0.0 (0.1) 0.0

501.4 0.4 3.9 (10.5)

105.4 0.0 0.0 0.0

52.4 0.3 (2.4) 0.0

448.4 0.7 1.5 (10.5)

0.0 0.0 0.0 0.0

448.4 0.7 1.5 (10.5)

0.0 0.0 0.0 0.0

448.4 0.7 1.5 (10.5)


Balance General1/

(Millones de pesos)





149

Ve por Más Volkswagen Bank

17,102.3 4,328.7 735.3 659.7 0.0 0.0 6,346.8 0.0 144.6 0.0 0.0 0.0 2.5 0.0 0.0 0.0 9,533.0 3,497.4 9,486.1 0.0 33.6 3,497.4 13.2 0.0 155.1 106.1 155.1 0.0 0.0 106.1 0.0 0.0 (168.7) (163.6) (155.1) 0.0 (0.2) (163.6) (0.1) 0.0 (0.9) 0.0 (12.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 146.4 15.6 20.2 3.0 88.3 0.0 1.2 5.5 0.0 0.0 0.0 65.4 97.7 139.6 15,799.9 3,324.8 8,008.9 2,674.8 4,771.3 0.0 3,237.5 1,674.5 0.0 1,000.3 3,906.9 0.0 0.0 0.0 3,322.0 0.0 0.0 0.0 0.0 0.0 0.0 3.4 0.0 0.0 0.0 0.0 2.4 0.0 156.4 574.6 352.1 0.0 32.3 0.0 19.0 72.0 1,302.4 1,003.9 709.3 1,081.1 636.9 1,081.1 0.0 0.0 72.4 0.0 0.0 0.0 593.1 (77.3) 49.0 0.0 374.4 (76.5) 159.0 0.0 (0.2) (2.4) 0.0 0.0 0.0 0.0 10.9 1.7 0.0 0.0 18.2 0.0 0.0 0.0

150






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Ve por Más Volkswagen Bank

106.1 46.0

2.3 2.2

0.0 0.0

22.0 0.0

1.6 0.0

0.0 0.0

75.8 40.9

0.0 0.6

4.4 2.3

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

58.6 11.2

15.6 0.0

13.9 5.8

0.0 4.6

12.2 0.0

2.5 0.0

12.5 0.0

0.0 0.2

0.0 0.0

0.0 0.0

0.0 0.2

0.4 0.5

1.4 0.0

0.0 0.0

0.0 0.0

47.5 34.8

5.6 3.1

41.9 31.7

5.3 0.0

4.7 11.3

7.3 0.0

4.8 23.0

37.5 24.8

17.1 18.5

(0.1) 1.1

17.0 19.6

2.4 0.0

(3.7) (17.9)

10.9 1.7

0.0 0.0

10.9 1.7

0.0 0.0

10.9 1.7

boletín estadístico banca múltiple enero 2012 · 2 el siguiente contenido fue elaborado por...

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