biweekly vs monthly mortgage calculator

8/13/2019 Biweekly vs Monthly Mortgage Calculator

1/12

Individual Data Compare Mortgages Bi-Weekly Monthly

Name: John A. Doe Number of Payments: 568 300

Address: 123 Elm Street Mortgage Payment: $395.88 $791.76

City, State ZIP: Brown Deer, WI 53223 Total Payments: $224,739.58 $237,525.43

Telephone: 414-555-1212 Last Payment Amount: $275.62 $789.19

Reference: Loan No. 10543 Total Interest: $74,739.58 $87,525.43

Last Payment Date: 10/6/2031 12/2034

Basic Monthly Mortgage Data Last Row of Schedule: 587 319

Current Balance: $150,000.00

Annual Interest Rate: 4.00% Bi-Weekly saves $12,785.85 in pre-tax interest.Months Remaining: 300 It also pays off 39 months earlier.

Next Payment Date: 1/25/2010

Bi-Weekly Mortgage Amortization Schedule Monthly Mortgage Amortization Schedule

Pmt Payment Interest Principal Mortgage Pmt Payment Interest Principal Mortgage

No. Date Portion Portion Balance No. Mo Yr Portion Portion Balance

1 1/11/2010 229.98 165.90 149,834.10 1 1 2010 500.00 291.76 149,708.24

2 1/25/2010 229.73 166.15 149,667.95 2 2 2010 499.03 292.73 149,415.51

3 2/8/2010 229.47 166.41 149,501.54 3 3 2010 498.05 293.71 149,121.80

4 2/22/2010 229.22 166.66 149,334.88 4 4 2010 497.07 294.69 148,827.11

5 3/8/2010 228.96 166.92 149,167.96 5 5 2010 496.09 295.67 148,531.44

6 3/22/2010 228.70 167.18 149,000.78 6 6 2010 495.10 296.66 148,234.78

7 4/5/2010 228.45 167.43 148,833.35 7 7 2010 494.12 297.64 147,937.14

8 4/19/2010 228.19 167.69 148,665.66 8 8 2010 493.12 298.64 147,638.50

9 5/3/2010 227.93 167.95 148,497.71 9 9 2010 492.13 299.63 147,338.87

10 5/17/2010 227.68 168.20 148,329.51 10 10 2010 491.13 300.63 147,038.24

11 5/31/2010 227.42 168.46 148,161.05 11 11 2010 490.13 301.63 146,736.6112 6/14/2010 227.16 168.72 147,992.33 12 12 2010 489.12 302.64 146,433.97

13 6/28/2010 226.90 168.98 147,823.35 13 1 2011 488.11 303.65 146,130.32

14 7/12/2010 226.64 169.24 147,654.11 14 2 2011 487.10 304.66 145,825.66

15 7/26/2010 226.38 169.50 147,484.61 15 3 2011 486.09 305.67 145,519.99

16 8/9/2010 226.12 169.76 147,314.85 16 4 2011 485.07 306.69 145,213.30

17 8/23/2010 225.86 170.02 147,144.83 17 5 2011 484.04 307.72 144,905.58

18 9/6/2010 225.60 170.28 146,974.55 18 6 2011 483.02 308.74 144,596.84

19 9/20/2010 225.34 170.54 146,804.01 19 7 2011 481.99 309.77 144,287.07

20 10/4/2010 225.08 170.80 146,633.21 20 8 2011 480.96 310.80 143,976.27

21 10/18/2010 224.82 171.06 146,462.15 21 9 2011 479.92 311.84 143,664.43

22 11/1/2010 224.56 171.32 146,290.83 22 10 2011 478.88 312.88 143,351.55

23 11/15/2010 224.29 171.59 146,119.24 23 11 2011 477.84 313.92 143,037.63

24 11/29/2010 224.03 171.85 145,947.39 24 12 2011 476.79 314.97 142,722.66

25 12/13/2010 223.77 172.11 145,775.28 25 1 2012 475.74 316.02 142,406.64

26 12/27/2010 223.50 172.38 145,602.90 26 2 2012 474.69 317.07 142,089.5727 1/10/2011 223.24 172.64 145,430.26 27 3 2012 473.63 318.13 141,771.44

28 1/24/2011 222.97 172.91 145,257.35 28 4 2012 472.57 319.19 141,452.25

29 2/7/2011 222.71 173.17 145,084.18 29 5 2012 471.51 320.25 141,132.00

30 2/21/2011 222.44 173.44 144,910.74 30 6 2012 470.44 321.32 140,810.68

31 3/7/2011 222.18 173.70 144,737.04 31 7 2012 469.37 322.39 140,488.29

32 3/21/2011 221.91 173.97 144,563.07 32 8 2012 468.29 323.47 140,164.82

33 4/4/2011 221.64 174.24 144,388.83 33 9 2012 467.22 324.54 139,840.28

34 4/18/2011 221.38 174.50 144,214.33 34 10 2012 466.13 325.63 139,514.65

35 5/2/2011 221.11 174.77 144,039.56 35 11 2012 465.05 326.71 139,187.94

36 5/16/2011 220.84 175.04 143,864.52 36 12 2012 463.96 327.80 138,860.14

37 5/30/2011 220.57 175.31 143,689.21 37 1 2013 462.87 328.89 138,531.25

38 6/13/2011 220.30 175.58 143,513.63 38 2 2013 461.77 329.99 138,201.26

39 6/27/2011 220.03 175.85 143,337.78 39 3 2013 460.67 331.09 137,870.17

40 7/11/2011 219.76 176.12 143,161.66 40 4 2013 459.57 332.19 137,537.98

41 7/25/2011 219.49 176.39 142,985.27 41 5 2013 458.46 333.30 137,204.68

42 8/8/2011 219.22 176.66 142,808.61 42 6 2013 457.35 334.41 136,870.27

43 8/22/2011 218.95 176.93 142,631.68 43 7 2013 456.23 335.53 136,534.74

44 9/5/2011 218.68 177.20 142,454.48 44 8 2013 455.12 336.64 136,198.10

45 9/19/2011 218.41 177.47 142,277.01 45 9 2013 453.99 337.77 135,860.33

46 10/3/2011 218.14 177.74 142,099.27 46 10 2013 452.87 338.89 135,521.44

47 10/17/2011 217.87 178.01 141,921.26 47 11 2013 451.74 340.02 135,181.42

48 10/31/2011 217.59 178.29 141,742.97 48 12 2013 450.60 341.16 134,840.26

49 11/14/2011 217.32 178.56 141,564.41 49 1 2014 449.47 342.29 134,497.97

50 11/28/2011 217.05 178.83 141,385.58 50 2 2014 448.33 343.43 134,154.54

51 12/12/2011 216.77 179.11 141,206.47 51 3 2014 447.18 344.58 133,809.96

52 12/26/2011 216.50 179.38 141,027.09 52 4 2014 446.03 345.73 133,464.23

53 1/9/2012 216.22 179.66 140,847.43 53 5 2014 444.88 346.88 133,117.35

Date Printed: 12/14/2013 Page 1 of 12


2/12

54 1/23/2012 215.95 179.93 140,667.50 54 6 2014 443.72 348.04 132,769.31

55 2/6/2012 215.67 180.21 140,487.29 55 7 2014 442.56 349.20 132,420.11

56 2/20/2012 215.39 180.49 140,306.80 56 8 2014 441.40 350.36 132,069.75

57 3/5/2012 215.12 180.76 140,126.04 57 9 2014 440.23 351.53 131,718.22

58 3/19/2012 214.84 181.04 139,945.00 58 10 2014 439.06 352.70 131,365.52

59 4/2/2012 214.56 181.32 139,763.68 59 11 2014 437.89 353.87 131,011.65

60 4/16/2012 214.29 181.59 139,582.09 60 12 2014 436.71 355.05 130,656.60

61 4/30/2012 214.01 181.87 139,400.22 61 1 2015 435.52 356.24 130,300.36

62 5/14/2012 213.73 182.15 139,218.07 62 2 2015 434.33 357.43 129,942.93

63 5/28/2012 213.45 182.43 139,035.64 63 3 2015 433.14 358.62 129,584.31

64 6/11/2012 213.17 182.71 138,852.93 64 4 2015 431.95 359.81 129,224.5065 6/25/2012 212.89 182.99 138,669.94 65 5 2015 430.75 361.01 128,863.49

66 7/9/2012 212.61 183.27 138,486.67 66 6 2015 429.54 362.22 128,501.27

67 7/23/2012 212.33 183.55 138,303.12 67 7 2015 428.34 363.42 128,137.85

68 8/6/2012 212.05 183.83 138,119.29 68 8 2015 427.13 364.63 127,773.22

69 8/20/2012 211.76 184.12 137,935.17 69 9 2015 425.91 365.85 127,407.37

70 9/3/2012 211.48 184.40 137,750.77 70 10 2015 424.69 367.07 127,040.30

71 9/17/2012 211.20 184.68 137,566.09 71 11 2015 423.47 368.29 126,672.01

72 10/1/2012 210.92 184.96 137,381.13 72 12 2015 422.24 369.52 126,302.49

73 10/15/2012 210.63 185.25 137,195.88 73 1 2016 421.01 370.75 125,931.74

74 10/29/2012 210.35 185.53 137,010.35 74 2 2016 419.77 371.99 125,559.75

75 11/12/2012 210.06 185.82 136,824.53 75 3 2016 418.53 373.23 125,186.52

76 11/26/2012 209.78 186.10 136,638.43 76 4 2016 417.29 374.47 124,812.05

77 12/10/2012 209.49 186.39 136,452.04 77 5 2016 416.04 375.72 124,436.33

78 12/24/2012 209.21 186.67 136,265.37 78 6 2016 414.79 376.97 124,059.36

79 1/7/2013 208.92 186.96 136,078.41 79 7 2016 413.53 378.23 123,681.1380 1/21/2013 208.63 187.25 135,891.16 80 8 2016 412.27 379.49 123,301.64

81 2/4/2013 208.35 187.53 135,703.63 81 9 2016 411.01 380.75 122,920.89

82 2/18/2013 208.06 187.82 135,515.81 82 10 2016 409.74 382.02 122,538.87

83 3/4/2013 207.77 188.11 135,327.70 83 11 2016 408.46 383.30 122,155.57

84 3/18/2013 207.48 188.40 135,139.30 84 12 2016 407.19 384.57 121,771.00

85 4/1/2013 207.20 188.68 134,950.62 85 1 2017 405.90 385.86 121,385.14

86 4/15/2013 206.91 188.97 134,761.65 86 2 2017 404.62 387.14 120,998.00

87 4/29/2013 206.62 189.26 134,572.39 87 3 2017 403.33 388.43 120,609.57

88 5/13/2013 206.33 189.55 134,382.84 88 4 2017 402.03 389.73 120,219.84

89 5/27/2013 206.04 189.84 134,193.00 89 5 2017 400.73 391.03 119,828.81

90 6/10/2013 205.74 190.14 134,002.86 90 6 2017 399.43 392.33 119,436.48

91 6/24/2013 205.45 190.43 133,812.43 91 7 2017 398.12 393.64 119,042.84

92 7/8/2013 205.16 190.72 133,621.71 92 8 2017 396.81 394.95 118,647.89

93 7/22/2013 204.87 191.01 133,430.70 93 9 2017 395.49 396.27 118,251.62

94 8/5/2013 204.58 191.30 133,239.40 94 10 2017 394.17 397.59 117,854.0395 8/19/2013 204.28 191.60 133,047.80 95 11 2017 392.85 398.91 117,455.12

96 9/2/2013 203.99 191.89 132,855.91 96 12 2017 391.52 400.24 117,054.88

97 9/16/2013 203.69 192.19 132,663.72 97 1 2018 390.18 401.58 116,653.30

98 9/30/2013 203.40 192.48 132,471.24 98 2 2018 388.84 402.92 116,250.38

99 10/14/2013 203.10 192.78 132,278.46 99 3 2018 387.50 404.26 115,846.12

100 10/28/2013 202.81 193.07 132,085.39 100 4 2018 386.15 405.61 115,440.51

101 11/11/2013 202.51 193.37 131,892.02 101 5 2018 384.80 406.96 115,033.55

102 11/25/2013 202.22 193.66 131,698.36 102 6 2018 383.45 408.31 114,625.24

103 12/9/2013 201.92 193.96 131,504.40 103 7 2018 382.08 409.68 114,215.56

104 12/23/2013 201.62 194.26 131,310.14 104 8 2018 380.72 411.04 113,804.52

105 1/6/2014 201.32 194.56 131,115.58 105 9 2018 379.35 412.41 113,392.11

106 1/20/2014 201.03 194.85 130,920.73 106 10 2018 377.97 413.79 112,978.32

107 2/3/2014 200.73 195.15 130,725.58 107 11 2018 376.59 415.17 112,563.15

108 2/17/2014 200.43 195.45 130,530.13 108 12 2018 375.21 416.55 112,146.60

109 3/3/2014 200.13 195.75 130,334.38 109 1 2019 373.82 417.94 111,728.66110 3/17/2014 199.83 196.05 130,138.33 110 2 2019 372.43 419.33 111,309.33

111 3/31/2014 199.53 196.35 129,941.98 111 3 2019 371.03 420.73 110,888.60

112 4/14/2014 199.23 196.65 129,745.33 112 4 2019 369.63 422.13 110,466.47

113 4/28/2014 198.93 196.95 129,548.38 113 5 2019 368.22 423.54 110,042.93

114 5/12/2014 198.62 197.26 129,351.12 114 6 2019 366.81 424.95 109,617.98

115 5/26/2014 198.32 197.56 129,153.56 115 7 2019 365.39 426.37 109,191.61

116 6/9/2014 198.02 197.86 128,955.70 116 8 2019 363.97 427.79 108,763.82

117 6/23/2014 197.71 198.17 128,757.53 117 9 2019 362.55 429.21 108,334.61

118 7/7/2014 197.41 198.47 128,559.06 118 10 2019 361.12 430.64 107,903.97

119 7/21/2014 197.11 198.77 128,360.29 119 11 2019 359.68 432.08 107,471.89

120 8/4/2014 196.80 199.08 128,161.21 120 12 2019 358.24 433.52 107,038.37

121 8/18/2014 196.50 199.38 127,961.83 121 1 2020 356.79 434.97 106,603.40



3/12

122 9/1/2014 196.19 199.69 127,762.14 122 2 2020 355.34 436.42 106,166.98

123 9/15/2014 195.88 200.00 127,562.14 123 3 2020 353.89 437.87 105,729.11

124 9/29/2014 195.58 200.30 127,361.84 124 4 2020 352.43 439.33 105,289.78

125 10/13/2014 195.27 200.61 127,161.23 125 5 2020 350.97 440.79 104,848.99

126 10/27/2014 194.96 200.92 126,960.31 126 6 2020 349.50 442.26 104,406.73

127 11/10/2014 194.66 201.22 126,759.09 127 7 2020 348.02 443.74 103,962.99

128 11/24/2014 194.35 201.53 126,557.56 128 8 2020 346.54 445.22 103,517.77

129 12/8/2014 194.04 201.84 126,355.72 129 9 2020 345.06 446.70 103,071.07

130 12/22/2014 193.73 202.15 126,153.57 130 10 2020 343.57 448.19 102,622.88

131 1/5/2015 193.42 202.46 125,951.11 131 11 2020 342.08 449.68 102,173.20

132 1/19/2015 193.11 202.77 125,748.34 132 12 2020 340.58 451.18 101,722.02133 2/2/2015 192.80 203.08 125,545.26 133 1 2021 339.07 452.69 101,269.33

134 2/16/2015 192.49 203.39 125,341.87 134 2 2021 337.56 454.20 100,815.13

135 3/2/2015 192.17 203.71 125,138.16 135 3 2021 336.05 455.71 100,359.42

136 3/16/2015 191.86 204.02 124,934.14 136 4 2021 334.53 457.23 99,902.19

137 3/30/2015 191.55 204.33 124,729.81 137 5 2021 333.01 458.75 99,443.44

138 4/13/2015 191.24 204.64 124,525.17 138 6 2021 331.48 460.28 98,983.16

139 4/27/2015 190.92 204.96 124,320.21 139 7 2021 329.94 461.82 98,521.34

140 5/11/2015 190.61 205.27 124,114.94 140 8 2021 328.40 463.36 98,057.98

141 5/25/2015 190.29 205.59 123,909.35 141 9 2021 326.86 464.90 97,593.08

142 6/8/2015 189.98 205.90 123,703.45 142 10 2021 325.31 466.45 97,126.63

143 6/22/2015 189.66 206.22 123,497.23 143 11 2021 323.76 468.00 96,658.63

144 7/6/2015 189.35 206.53 123,290.70 144 12 2021 322.20 469.56 96,189.07

145 7/20/2015 189.03 206.85 123,083.85 145 1 2022 320.63 471.13 95,717.94

146 8/3/2015 188.71 207.17 122,876.68 146 2 2022 319.06 472.70 95,245.24

147 8/17/2015 188.39 207.49 122,669.19 147 3 2022 317.48 474.28 94,770.96148 8/31/2015 188.08 207.80 122,461.39 148 4 2022 315.90 475.86 94,295.10

149 9/14/2015 187.76 208.12 122,253.27 149 5 2022 314.32 477.44 93,817.66

150 9/28/2015 187.44 208.44 122,044.83 150 6 2022 312.73 479.03 93,338.63

151 10/12/2015 187.12 208.76 121,836.07 151 7 2022 311.13 480.63 92,858.00

152 10/26/2015 186.80 209.08 121,626.99 152 8 2022 309.53 482.23 92,375.77

153 11/9/2015 186.48 209.40 121,417.59 153 9 2022 307.92 483.84 91,891.93

154 11/23/2015 186.16 209.72 121,207.87 154 10 2022 306.31 485.45 91,406.48

155 12/7/2015 185.84 210.04 120,997.83 155 11 2022 304.69 487.07 90,919.41

156 12/21/2015 185.51 210.37 120,787.46 156 12 2022 303.06 488.70 90,430.71

157 1/4/2016 185.19 210.69 120,576.77 157 1 2023 301.44 490.32 89,940.39

158 1/18/2016 184.87 211.01 120,365.76 158 2 2023 299.80 491.96 89,448.43

159 2/1/2016 184.54 211.34 120,154.42 159 3 2023 298.16 493.60 88,954.83

160 2/15/2016 184.22 211.66 119,942.76 160 4 2023 296.52 495.24 88,459.59

161 2/29/2016 183.90 211.98 119,730.78 161 5 2023 294.87 496.89 87,962.70

162 3/14/2016 183.57 212.31 119,518.47 162 6 2023 293.21 498.55 87,464.15163 3/28/2016 183.25 212.63 119,305.84 163 7 2023 291.55 500.21 86,963.94

164 4/11/2016 182.92 212.96 119,092.88 164 8 2023 289.88 501.88 86,462.06

165 4/25/2016 182.59 213.29 118,879.59 165 9 2023 288.21 503.55 85,958.51

166 5/9/2016 182.27 213.61 118,665.98 166 10 2023 286.53 505.23 85,453.28

167 5/23/2016 181.94 213.94 118,452.04 167 11 2023 284.84 506.92 84,946.36

168 6/6/2016 181.61 214.27 118,237.77 168 12 2023 283.15 508.61 84,437.75

169 6/20/2016 181.28 214.60 118,023.17 169 1 2024 281.46 510.30 83,927.45

170 7/4/2016 180.95 214.93 117,808.24 170 2 2024 279.76 512.00 83,415.45

171 7/18/2016 180.62 215.26 117,592.98 171 3 2024 278.05 513.71 82,901.74

172 8/1/2016 180.29 215.59 117,377.39 172 4 2024 276.34 515.42 82,386.32

173 8/15/2016 179.96 215.92 117,161.47 173 5 2024 274.62 517.14 81,869.18

174 8/29/2016 179.63 216.25 116,945.22 174 6 2024 272.90 518.86 81,350.32

175 9/12/2016 179.30 216.58 116,728.64 175 7 2024 271.17 520.59 80,829.73

176 9/26/2016 178.97 216.91 116,511.73 176 8 2024 269.43 522.33 80,307.40

177 10/10/2016 178.64 217.24 116,294.49 177 9 2024 267.69 524.07 79,783.33178 10/24/2016 178.30 217.58 116,076.91 178 10 2024 265.94 525.82 79,257.51

179 11/7/2016 177.97 217.91 115,859.00 179 11 2024 264.19 527.57 78,729.94

180 11/21/2016 177.63 218.25 115,640.75 180 12 2024 262.43 529.33 78,200.61

181 12/5/2016 177.30 218.58 115,422.17 181 1 2025 260.67 531.09 77,669.52

182 12/19/2016 176.96 218.92 115,203.25 182 2 2025 258.90 532.86 77,136.66

183 1/2/2017 176.63 219.25 114,984.00 183 3 2025 257.12 534.64 76,602.02

184 1/16/2017 176.29 219.59 114,764.41 184 4 2025 255.34 536.42 76,065.60

185 1/30/2017 175.96 219.92 114,544.49 185 5 2025 253.55 538.21 75,527.39

186 2/13/2017 175.62 220.26 114,324.23 186 6 2025 251.76 540.00 74,987.39

187 2/27/2017 175.28 220.60 114,103.63 187 7 2025 249.96 541.80 74,445.59

188 3/13/2017 174.94 220.94 113,882.69 188 8 2025 248.15 543.61 73,901.98

189 3/27/2017 174.60 221.28 113,661.41 189 9 2025 246.34 545.42 73,356.56



4/12

190 4/10/2017 174.27 221.61 113,439.80 190 10 2025 244.52 547.24 72,809.32

191 4/24/2017 173.93 221.95 113,217.85 191 11 2025 242.70 549.06 72,260.26

192 5/8/2017 173.59 222.29 112,995.56 192 12 2025 240.87 550.89 71,709.37

193 5/22/2017 173.24 222.64 112,772.92 193 1 2026 239.03 552.73 71,156.64

194 6/5/2017 172.90 222.98 112,549.94 194 2 2026 237.19 554.57 70,602.07

195 6/19/2017 172.56 223.32 112,326.62 195 3 2026 235.34 556.42 70,045.65

196 7/3/2017 172.22 223.66 112,102.96 196 4 2026 233.49 558.27 69,487.38

197 7/17/2017 171.88 224.00 111,878.96 197 5 2026 231.62 560.14 68,927.24

198 7/31/2017 171.53 224.35 111,654.61 198 6 2026 229.76 562.00 68,365.24

199 8/14/2017 171.19 224.69 111,429.92 199 7 2026 227.88 563.88 67,801.36

200 8/28/2017 170.84 225.04 111,204.88 200 8 2026 226.00 565.76 67,235.60201 9/11/2017 170.50 225.38 110,979.50 201 9 2026 224.12 567.64 66,667.96

202 9/25/2017 170.15 225.73 110,753.77 202 10 2026 222.23 569.53 66,098.43

203 10/9/2017 169.81 226.07 110,527.70 203 11 2026 220.33 571.43 65,527.00

204 10/23/2017 169.46 226.42 110,301.28 204 12 2026 218.42 573.34 64,953.66

205 11/6/2017 169.11 226.77 110,074.51 205 1 2027 216.51 575.25 64,378.41

206 11/20/2017 168.77 227.11 109,847.40 206 2 2027 214.59 577.17 63,801.24

207 12/4/2017 168.42 227.46 109,619.94 207 3 2027 212.67 579.09 63,222.15

208 12/18/2017 168.07 227.81 109,392.13 208 4 2027 210.74 581.02 62,641.13

209 1/1/2018 167.72 228.16 109,163.97 209 5 2027 208.80 582.96 62,058.17

210 1/15/2018 167.37 228.51 108,935.46 210 6 2027 206.86 584.90 61,473.27

211 1/29/2018 167.02 228.86 108,706.60 211 7 2027 204.91 586.85 60,886.42

212 2/12/2018 166.67 229.21 108,477.39 212 8 2027 202.95 588.81 60,297.61

213 2/26/2018 166.32 229.56 108,247.83 213 9 2027 200.99 590.77 59,706.84

214 3/12/2018 165.97 229.91 108,017.92 214 10 2027 199.02 592.74 59,114.10

215 3/26/2018 165.61 230.27 107,787.65 215 11 2027 197.05 594.71 58,519.39216 4/9/2018 165.26 230.62 107,557.03 216 12 2027 195.06 596.70 57,922.69

217 4/23/2018 164.91 230.97 107,326.06 217 1 2028 193.08 598.68 57,324.01

218 5/7/2018 164.55 231.33 107,094.73 218 2 2028 191.08 600.68 56,723.33

219 5/21/2018 164.20 231.68 106,863.05 219 3 2028 189.08 602.68 56,120.65

220 6/4/2018 163.84 232.04 106,631.01 220 4 2028 187.07 604.69 55,515.96

221 6/18/2018 163.49 232.39 106,398.62 221 5 2028 185.05 606.71 54,909.25

222 7/2/2018 163.13 232.75 106,165.87 222 6 2028 183.03 608.73 54,300.52

223 7/16/2018 162.77 233.11 105,932.76 223 7 2028 181.00 610.76 53,689.76

224 7/30/2018 162.42 233.46 105,699.30 224 8 2028 178.97 612.79 53,076.97

225 8/13/2018 162.06 233.82 105,465.48 225 9 2028 176.92 614.84 52,462.13

226 8/27/2018 161.70 234.18 105,231.30 226 10 2028 174.87 616.89 51,845.24

227 9/10/2018 161.34 234.54 104,996.76 227 11 2028 172.82 618.94 51,226.30

228 9/24/2018 160.98 234.90 104,761.86 228 12 2028 170.75 621.01 50,605.29

229 10/8/2018 160.62 235.26 104,526.60 229 1 2029 168.68 623.08 49,982.21

230 10/22/2018 160.26 235.62 104,290.98 230 2 2029 166.61 625.15 49,357.06231 11/5/2018 159.90 235.98 104,055.00 231 3 2029 164.52 627.24 48,729.82

232 11/19/2018 159.54 236.34 103,818.66 232 4 2029 162.43 629.33 48,100.49

233 12/3/2018 159.17 236.71 103,581.95 233 5 2029 160.33 631.43 47,469.06

234 12/17/2018 158.81 237.07 103,344.88 234 6 2029 158.23 633.53 46,835.53

235 12/31/2018 158.45 237.43 103,107.45 235 7 2029 156.12 635.64 46,199.89

236 1/14/2019 158.08 237.80 102,869.65 236 8 2029 154.00 637.76 45,562.13

237 1/28/2019 157.72 238.16 102,631.49 237 9 2029 151.87 639.89 44,922.24

238 2/11/2019 157.35 238.53 102,392.96 238 10 2029 149.74 642.02 44,280.22

239 2/25/2019 156.99 238.89 102,154.07 239 11 2029 147.60 644.16 43,636.06

240 3/11/2019 156.62 239.26 101,914.81 240 12 2029 145.45 646.31 42,989.75

241 3/25/2019 156.26 239.62 101,675.19 241 1 2030 143.30 648.46 42,341.29

242 4/8/2019 155.89 239.99 101,435.20 242 2 2030 141.14 650.62 41,690.67

243 4/22/2019 155.52 240.36 101,194.84 243 3 2030 138.97 652.79 41,037.88

244 5/6/2019 155.15 240.73 100,954.11 244 4 2030 136.79 654.97 40,382.91

245 5/20/2019 154.78 241.10 100,713.01 245 5 2030 134.61 657.15 39,725.76246 6/3/2019 154.41 241.47 100,471.54 246 6 2030 132.42 659.34 39,066.42

247 6/17/2019 154.04 241.84 100,229.70 247 7 2030 130.22 661.54 38,404.88

248 7/1/2019 153.67 242.21 99,987.49 248 8 2030 128.02 663.74 37,741.14

249 7/15/2019 153.30 242.58 99,744.91 249 9 2030 125.80 665.96 37,075.18

250 7/29/2019 152.93 242.95 99,501.96 250 10 2030 123.58 668.18 36,407.00

251 8/12/2019 152.56 243.32 99,258.64 251 11 2030 121.36 670.40 35,736.60

252 8/26/2019 152.18 243.70 99,014.94 252 12 2030 119.12 672.64 35,063.96

253 9/9/2019 151.81 244.07 98,770.87 253 1 2031 116.88 674.88 34,389.08

254 9/23/2019 151.44 244.44 98,526.43 254 2 2031 114.63 677.13 33,711.95

255 10/7/2019 151.06 244.82 98,281.61 255 3 2031 112.37 679.39 33,032.56

256 10/21/2019 150.69 245.19 98,036.42 256 4 2031 110.11 681.65 32,350.91

257 11/4/2019 150.31 245.57 97,790.85 257 5 2031 107.84 683.92 31,666.99



5/12

258 11/18/2019 149.93 245.95 97,544.90 258 6 2031 105.56 686.20 30,980.79

259 12/2/2019 149.56 246.32 97,298.58 259 7 2031 103.27 688.49 30,292.30

260 12/16/2019 149.18 246.70 97,051.88 260 8 2031 100.97 690.79 29,601.51

261 12/30/2019 148.80 247.08 96,804.80 261 9 2031 98.67 693.09 28,908.42

262 1/13/2020 148.42 247.46 96,557.34 262 10 2031 96.36 695.40 28,213.02

263 1/27/2020 148.04 247.84 96,309.50 263 11 2031 94.04 697.72 27,515.30

264 2/10/2020 147.66 248.22 96,061.28 264 12 2031 91.72 700.04 26,815.26

265 2/24/2020 147.28 248.60 95,812.68 265 1 2032 89.38 702.38 26,112.88

266 3/9/2020 146.90 248.98 95,563.70 266 2 2032 87.04 704.72 25,408.16

267 3/23/2020 146.52 249.36 95,314.34 267 3 2032 84.69 707.07 24,701.09

268 4/6/2020 146.14 249.74 95,064.60 268 4 2032 82.34 709.42 23,991.67269 4/20/2020 145.75 250.13 94,814.47 269 5 2032 79.97 711.79 23,279.88

270 5/4/2020 145.37 250.51 94,563.96 270 6 2032 77.60 714.16 22,565.72

271 5/18/2020 144.99 250.89 94,313.07 271 7 2032 75.22 716.54 21,849.18

272 6/1/2020 144.60 251.28 94,061.79 272 8 2032 72.83 718.93 21,130.25

273 6/15/2020 144.22 251.66 93,810.13 273 9 2032 70.43 721.33 20,408.92

274 6/29/2020 143.83 252.05 93,558.08 274 10 2032 68.03 723.73 19,685.19

275 7/13/2020 143.44 252.44 93,305.64 275 11 2032 65.62 726.14 18,959.05

276 7/27/2020 143.06 252.82 93,052.82 276 12 2032 63.20 728.56 18,230.49

277 8/10/2020 142.67 253.21 92,799.61 277 1 2033 60.77 730.99 17,499.50

278 8/24/2020 142.28 253.60 92,546.01 278 2 2033 58.33 733.43 16,766.07

279 9/7/2020 141.89 253.99 92,292.02 279 3 2033 55.89 735.87 16,030.20

280 9/21/2020 141.50 254.38 92,037.64 280 4 2033 53.43 738.33 15,291.87

281 10/5/2020 141.11 254.77 91,782.87 281 5 2033 50.97 740.79 14,551.08

282 10/19/2020 140.72 255.16 91,527.71 282 6 2033 48.50 743.26 13,807.82

283 11/2/2020 140.33 255.55 91,272.16 283 7 2033 46.03 745.73 13,062.09284 11/16/2020 139.94 255.94 91,016.22 284 8 2033 43.54 748.22 12,313.87

285 11/30/2020 139.55 256.33 90,759.89 285 9 2033 41.05 750.71 11,563.16

286 12/14/2020 139.15 256.73 90,503.16 286 10 2033 38.54 753.22 10,809.94

287 12/28/2020 138.76 257.12 90,246.04 287 11 2033 36.03 755.73 10,054.21

288 1/11/2021 138.36 257.52 89,988.52 288 12 2033 33.51 758.25 9,295.96

289 1/25/2021 137.97 257.91 89,730.61 289 1 2034 30.99 760.77 8,535.19

290 2/8/2021 137.57 258.31 89,472.30 290 2 2034 28.45 763.31 7,771.88

291 2/22/2021 137.18 258.70 89,213.60 291 3 2034 25.91 765.85 7,006.03

292 3/8/2021 136.78 259.10 88,954.50 292 4 2034 23.35 768.41 6,237.62

293 3/22/2021 136.38 259.50 88,695.00 293 5 2034 20.79 770.97 5,466.65

294 4/5/2021 135.99 259.89 88,435.11 294 6 2034 18.22 773.54 4,693.11

295 4/19/2021 135.59 260.29 88,174.82 295 7 2034 15.64 776.12 3,916.99

296 5/3/2021 135.19 260.69 87,914.13 296 8 2034 13.06 778.70 3,138.29

297 5/17/2021 134.79 261.09 87,653.04 297 9 2034 10.46 781.30 2,356.99

298 5/31/2021 134.39 261.49 87,391.55 298 10 2034 7.86 783.90 1,573.09299 6/14/2021 133.99 261.89 87,129.66 299 11 2034 5.24 786.52 786.57

300 6/28/2021 133.59 262.29 86,867.37 300 12 2034 2.62 786.57

301 7/12/2021 133.18 262.70 86,604.67

302 7/26/2021 132.78 263.10 86,341.57

303 8/9/2021 132.38 263.50 86,078.07

304 8/23/2021 131.97 263.91 85,814.16

305 9/6/2021 131.57 264.31 85,549.85

306 9/20/2021 131.16 264.72 85,285.13

307 10/4/2021 130.76 265.12 85,020.01

308 10/18/2021 130.35 265.53 84,754.48

309 11/1/2021 129.95 265.93 84,488.55

310 11/15/2021 129.54 266.34 84,222.21

311 11/29/2021 129.13 266.75 83,955.46

312 12/13/2021 128.72 267.16 83,688.30

313 12/27/2021 128.31 267.57 83,420.73314 1/10/2022 127.90 267.98 83,152.75

315 1/24/2022 127.49 268.39 82,884.36

316 2/7/2022 127.08 268.80 82,615.56

317 2/21/2022 126.67 269.21 82,346.35

318 3/7/2022 126.25 269.63 82,076.72

319 3/21/2022 125.84 270.04 81,806.68

320 4/4/2022 125.43 270.45 81,536.23

321 4/18/2022 125.01 270.87 81,265.36

322 5/2/2022 124.60 271.28 80,994.08

323 5/16/2022 124.18 271.70 80,722.38

324 5/30/2022 123.76 272.12 80,450.26

325 6/13/2022 123.35 272.53 80,177.73



6/12

326 6/27/2022 122.93 272.95 79,904.78

327 7/11/2022 122.51 273.37 79,631.41

328 7/25/2022 122.09 273.79 79,357.62

329 8/8/2022 121.67 274.21 79,083.41

330 8/22/2022 121.25 274.63 78,808.78

331 9/5/2022 120.83 275.05 78,533.73

332 9/19/2022 120.41 275.47 78,258.26

333 10/3/2022 119.99 275.89 77,982.37

334 10/17/2022 119.56 276.32 77,706.05

335 10/31/2022 119.14 276.74 77,429.31

336 11/14/2022 118.71 277.17 77,152.14337 11/28/2022 118.29 277.59 76,874.55

338 12/12/2022 117.86 278.02 76,596.53

339 12/26/2022 117.44 278.44 76,318.09

340 1/9/2023 117.01 278.87 76,039.22

341 1/23/2023 116.58 279.30 75,759.92

342 2/6/2023 116.15 279.73 75,480.19

343 2/20/2023 115.73 280.15 75,200.04

344 3/6/2023 115.30 280.58 74,919.46

345 3/20/2023 114.87 281.01 74,638.45

346 4/3/2023 114.44 281.44 74,357.01

347 4/17/2023 114.00 281.88 74,075.13

348 5/1/2023 113.57 282.31 73,792.82

349 5/15/2023 113.14 282.74 73,510.08

350 5/29/2023 112.71 283.17 73,226.91

351 6/12/2023 112.27 283.61 72,943.30352 6/26/2023 111.84 284.04 72,659.26

353 7/10/2023 111.40 284.48 72,374.78

354 7/24/2023 110.96 284.92 72,089.86

355 8/7/2023 110.53 285.35 71,804.51

356 8/21/2023 110.09 285.79 71,518.72

357 9/4/2023 109.65 286.23 71,232.49

358 9/18/2023 109.21 286.67 70,945.82

359 10/2/2023 108.77 287.11 70,658.71

360 10/16/2023 108.33 287.55 70,371.16

361 10/30/2023 107.89 287.99 70,083.17

362 11/13/2023 107.45 288.43 69,794.74

363 11/27/2023 107.01 288.87 69,505.87

364 12/11/2023 106.57 289.31 69,216.56

365 12/25/2023 106.12 289.76 68,926.80

366 1/8/2024 105.68 290.20 68,636.60367 1/22/2024 105.23 290.65 68,345.95

368 2/5/2024 104.79 291.09 68,054.86

369 2/19/2024 104.34 291.54 67,763.32

370 3/4/2024 103.89 291.99 67,471.33

371 3/18/2024 103.45 292.43 67,178.90

372 4/1/2024 103.00 292.88 66,886.02

373 4/15/2024 102.55 293.33 66,592.69

374 4/29/2024 102.10 293.78 66,298.91

375 5/13/2024 101.65 294.23 66,004.68

376 5/27/2024 101.20 294.68 65,710.00

377 6/10/2024 100.75 295.13 65,414.87

378 6/24/2024 100.29 295.59 65,119.28

379 7/8/2024 99.84 296.04 64,823.24

380 7/22/2024 99.39 296.49 64,526.75

381 8/5/2024 98.93 296.95 64,229.80382 8/19/2024 98.48 297.40 63,932.40

383 9/2/2024 98.02 297.86 63,634.54

384 9/16/2024 97.56 298.32 63,336.22

385 9/30/2024 97.11 298.77 63,037.45

386 10/14/2024 96.65 299.23 62,738.22

387 10/28/2024 96.19 299.69 62,438.53

388 11/11/2024 95.73 300.15 62,138.38

389 11/25/2024 95.27 300.61 61,837.77

390 12/9/2024 94.81 301.07 61,536.70

391 12/23/2024 94.35 301.53 61,235.17

392 1/6/2025 93.89 301.99 60,933.18

393 1/20/2025 93.42 302.46 60,630.72



7/12

394 2/3/2025 92.96 302.92 60,327.80

395 2/17/2025 92.49 303.39 60,024.41

396 3/3/2025 92.03 303.85 59,720.56

397 3/17/2025 91.56 304.32 59,416.24

398 3/31/2025 91.10 304.78 59,111.46

399 4/14/2025 90.63 305.25 58,806.21

400 4/28/2025 90.16 305.72 58,500.49

401 5/12/2025 89.69 306.19 58,194.30

402 5/26/2025 89.22 306.66 57,887.64

403 6/9/2025 88.75 307.13 57,580.51

404 6/23/2025 88.28 307.60 57,272.91405 7/7/2025 87.81 308.07 56,964.84

406 7/21/2025 87.34 308.54 56,656.30

407 8/4/2025 86.87 309.01 56,347.29

408 8/18/2025 86.39 309.49 56,037.80

409 9/1/2025 85.92 309.96 55,727.84

410 9/15/2025 85.44 310.44 55,417.40

411 9/29/2025 84.97 310.91 55,106.49

412 10/13/2025 84.49 311.39 54,795.10

413 10/27/2025 84.01 311.87 54,483.23

414 11/10/2025 83.53 312.35 54,170.88

415 11/24/2025 83.05 312.83 53,858.05

416 12/8/2025 82.57 313.31 53,544.74

417 12/22/2025 82.09 313.79 53,230.95

418 1/5/2026 81.61 314.27 52,916.68

419 1/19/2026 81.13 314.75 52,601.93420 2/2/2026 80.65 315.23 52,286.70

421 2/16/2026 80.17 315.71 51,970.99

422 3/2/2026 79.68 316.20 51,654.79

423 3/16/2026 79.20 316.68 51,338.11

424 3/30/2026 78.71 317.17 51,020.94

425 4/13/2026 78.23 317.65 50,703.29

426 4/27/2026 77.74 318.14 50,385.15

427 5/11/2026 77.25 318.63 50,066.52

428 5/25/2026 76.76 319.12 49,747.40

429 6/8/2026 76.27 319.61 49,427.79

430 6/22/2026 75.78 320.10 49,107.69

431 7/6/2026 75.29 320.59 48,787.10

432 7/20/2026 74.80 321.08 48,466.02

433 8/3/2026 74.31 321.57 48,144.45

434 8/17/2026 73.81 322.07 47,822.38435 8/31/2026 73.32 322.56 47,499.82

436 9/14/2026 72.83 323.05 47,176.77

437 9/28/2026 72.33 323.55 46,853.22

438 10/12/2026 71.84 324.04 46,529.18

439 10/26/2026 71.34 324.54 46,204.64

440 11/9/2026 70.84 325.04 45,879.60

441 11/23/2026 70.34 325.54 45,554.06

442 12/7/2026 69.84 326.04 45,228.02

443 12/21/2026 69.34 326.54 44,901.48

444 1/4/2027 68.84 327.04 44,574.44

445 1/18/2027 68.34 327.54 44,246.90

446 2/1/2027 67.84 328.04 43,918.86

447 2/15/2027 67.34 328.54 43,590.32

448 3/1/2027 66.83 329.05 43,261.27

449 3/15/2027 66.33 329.55 42,931.72450 3/29/2027 65.82 330.06 42,601.66

451 4/12/2027 65.32 330.56 42,271.10

452 4/26/2027 64.81 331.07 41,940.03

453 5/10/2027 64.30 331.58 41,608.45

454 5/24/2027 63.79 332.09 41,276.36

455 6/7/2027 63.28 332.60 40,943.76

456 6/21/2027 62.77 333.11 40,610.65

457 7/5/2027 62.26 333.62 40,277.03

458 7/19/2027 61.75 334.13 39,942.90

459 8/2/2027 61.24 334.64 39,608.26

460 8/16/2027 60.73 335.15 39,273.11

461 8/30/2027 60.21 335.67 38,937.44



8/12

462 9/13/2027 59.70 336.18 38,601.26

463 9/27/2027 59.18 336.70 38,264.56

464 10/11/2027 58.67 337.21 37,927.35

465 10/25/2027 58.15 337.73 37,589.62

466 11/8/2027 57.63 338.25 37,251.37

467 11/22/2027 57.11 338.77 36,912.60

468 12/6/2027 56.59 339.29 36,573.31

469 12/20/2027 56.07 339.81 36,233.50

470 1/3/2028 55.55 340.33 35,893.17

471 1/17/2028 55.03 340.85 35,552.32

472 1/31/2028 54.51 341.37 35,210.95473 2/14/2028 53.99 341.89 34,869.06

474 2/28/2028 53.46 342.42 34,526.64

475 3/13/2028 52.94 342.94 34,183.70

476 3/27/2028 52.41 343.47 33,840.23

477 4/10/2028 51.88 344.00 33,496.23

478 4/24/2028 51.36 344.52 33,151.71

479 5/8/2028 50.83 345.05 32,806.66

480 5/22/2028 50.30 345.58 32,461.08

481 6/5/2028 49.77 346.11 32,114.97

482 6/19/2028 49.24 346.64 31,768.33

483 7/3/2028 48.71 347.17 31,421.16

484 7/17/2028 48.17 347.71 31,073.45

485 7/31/2028 47.64 348.24 30,725.21

486 8/14/2028 47.11 348.77 30,376.44

487 8/28/2028 46.57 349.31 30,027.13488 9/11/2028 46.04 349.84 29,677.29

489 9/25/2028 45.50 350.38 29,326.91

490 10/9/2028 44.96 350.92 28,975.99

491 10/23/2028 44.43 351.45 28,624.54

492 11/6/2028 43.89 351.99 28,272.55

493 11/20/2028 43.35 352.53 27,920.02

494 12/4/2028 42.81 353.07 27,566.95

495 12/18/2028 42.27 353.61 27,213.34

496 1/1/2029 41.72 354.16 26,859.18

497 1/15/2029 41.18 354.70 26,504.48

498 1/29/2029 40.64 355.24 26,149.24

499 2/12/2029 40.09 355.79 25,793.45

500 2/26/2029 39.55 356.33 25,437.12

501 3/12/2029 39.00 356.88 25,080.24

502 3/26/2029 38.45 357.43 24,722.81503 4/9/2029 37.90 357.98 24,364.83

504 4/23/2029 37.36 358.52 24,006.31

505 5/7/2029 36.81 359.07 23,647.24

506 5/21/2029 36.26 359.62 23,287.62

507 6/4/2029 35.70 360.18 22,927.44

508 6/18/2029 35.15 360.73 22,566.71

509 7/2/2029 34.60 361.28 22,205.43

510 7/16/2029 34.05 361.83 21,843.60

511 7/30/2029 33.49 362.39 21,481.21

512 8/13/2029 32.93 362.95 21,118.26

513 8/27/2029 32.38 363.50 20,754.76

514 9/10/2029 31.82 364.06 20,390.70

515 9/24/2029 31.26 364.62 20,026.08

516 10/8/2029 30.70 365.18 19,660.90

517 10/22/2029 30.14 365.74 19,295.16518 11/5/2029 29.58 366.30 18,928.86

519 11/19/2029 29.02 366.86 18,562.00

520 12/3/2029 28.46 367.42 18,194.58

521 12/17/2029 27.90 367.98 17,826.60

522 12/31/2029 27.33 368.55 17,458.05

523 1/14/2030 26.77 369.11 17,088.94

524 1/28/2030 26.20 369.68 16,719.26

525 2/11/2030 25.63 370.25 16,349.01

526 2/25/2030 25.07 370.81 15,978.20

527 3/11/2030 24.50 371.38 15,606.82

528 3/25/2030 23.93 371.95 15,234.87

529 4/8/2030 23.36 372.52 14,862.35



9/12

530 4/22/2030 22.79 373.09 14,489.26

531 5/6/2030 22.21 373.67 14,115.59

532 5/20/2030 21.64 374.24 13,741.35

533 6/3/2030 21.07 374.81 13,366.54

534 6/17/2030 20.49 375.39 12,991.15

535 7/1/2030 19.92 375.96 12,615.19

536 7/15/2030 19.34 376.54 12,238.65

537 7/29/2030 18.76 377.12 11,861.53

538 8/12/2030 18.19 377.69 11,483.84

539 8/26/2030 17.61 378.27 11,105.57

540 9/9/2030 17.03 378.85 10,726.72541 9/23/2030 16.45 379.43 10,347.29

542 10/7/2030 15.86 380.02 9,967.27

543 10/21/2030 15.28 380.60 9,586.67

544 11/4/2030 14.70 381.18 9,205.49

545 11/18/2030 14.11 381.77 8,823.72

546 12/2/2030 13.53 382.35 8,441.37

547 12/16/2030 12.94 382.94 8,058.43

548 12/30/2030 12.36 383.52 7,674.91

549 1/13/2031 11.77 384.11 7,290.80

550 1/27/2031 11.18 384.70 6,906.10

551 2/10/2031 10.59 385.29 6,520.81

552 2/24/2031 10.00 385.88 6,134.93

553 3/10/2031 9.41 386.47 5,748.46

554 3/24/2031 8.81 387.07 5,361.39

555 4/7/2031 8.22 387.66 4,973.73556 4/21/2031 7.63 388.25 4,585.48

557 5/5/2031 7.03 388.85 4,196.63

558 5/19/2031 6.43 389.45 3,807.18

559 6/2/2031 5.84 390.04 3,417.14

560 6/16/2031 5.24 390.64 3,026.50

561 6/30/2031 4.64 391.24 2,635.26

562 7/14/2031 4.04 391.84 2,243.42

563 7/28/2031 3.44 392.44 1,850.98

564 8/11/2031 2.84 393.04 1,457.94

565 8/25/2031 2.24 393.64 1,064.30

566 9/8/2031 1.63 394.25 670.05

567 9/22/2031 1.03 394.85 275.20

568 10/6/2031 0.42 275.20



10/12



11/12



12/12

Bi-Weekly Mortgage Instructions

Introduction

The Bi-Weekly Mortgage program is designed to compare a conventional monthly mortgage to a bi-weeklymortgage, when the bi-weekly mortgage payment is equal to exactly one half of the monthly mortgage payment.

A bi-weekly mortgage will always pay off faster than a monthly mortgage because the payment schedule is slightlyaccelerated -- typically 26 "half" payments (equivalent to 13 full payments) are made in a year, rather than 12 fullpayments.

A similar result can be achieved by making double payment in the middle of each year of a conventional monthlymortgage.

Using the Program

QuickStart:

Enter monthly loan information in the yellow cells. The blue cells contain optional information and don't effect theresults of the mortgages. The amortization schedule for both loans will be shown below and a summary at the topright.

The amortization schedule is set up for conventional monthly mortgages of up to 30 years. Because there are moreindividual bi-weekly payments than monthly mortgage payments, the bi-weekly amortization schedule extendsbelow the monthly amortization schedule. The length of each schedule varies, depending on the data entered inthe Basic Monthly Mortgage Data area.

If you wish to Print the amortization schedules, you should set your printer to print sideways (Page Setup under theFile menu) and manually set the print area (Options Menu) to the calculated length of the bi-weekly mortgageamortization schedule.

The spreadsheet is "Soft Protected" (i.e. without a Password).

1994 Baarns Publishing.

All Rights Reserved.

For technical support, call:

Tel: 818 837-1443.

Weekdays, 9-5, Pacific time.

biweekly vs monthly mortgage calculator

Documents