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#BETHEFORCE
Motivate.Guide.Empower
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We Are In The Middle Of A Global Health Crisis...
1 in 11People are Diabetic
#1Cause of death is heart disease
1 in 3Adults are Overweight
63 MillionDiabetes Patients
50 MillionHeart Patients
41 MillionObese people
Source - World Bank, OECD
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… And Healthcare Providers Do Not Have A Holistic View Of User Health Data…
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… Because Of Their Disintegrated Approach And Disparate Data Sets…
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… Leading To Expensive And Reactive Solutions
PREVENTIVE
Healthy
CO
ST
\At Risk
High
Risk
ChronicDiseaseOnset
ChronicDiseaseProgress
ChronicDiseaseCare
Episodic, reactive and transactional outlook
Continuous monitoring and relationship-based outlook
LOW
HIGH
REACTIVE
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Insurance Players Rely On Historical Data And Cross-Subsidies For Underwriting...
Traditional Insurance relies on generic proxies to assess risk..
.. Which Involves Artificial Grouping of Individuals or Pooling of Risk
1
2
3
4
5
Age
Gender
Marital Status
Smoker Status
Genetic InfoHigh risk individuals are cross-subsidised by the premium paid by other low risk individuals
Insurers need to move beyond inaccurate generalizations regarding user
health and gauge individual risk indicators
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.. And Their Transactional Approach To Engagement Has Alienated Customers
Customer engagement is critical in driving the right message across to the consumer and developing relationships
Insurers interaction with consumer is transactional instead of engagement
35%
90%
51%
No contact with their
insurers in the past 2 years
Feels they do not receive relevant offers & services
Switched Insurance Company
Lack of trust
Price obsession
High Insurance Lapse Rate
High Churn Rate
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…Creating Oppurtunities For...
GAMERS
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…Which Would Be Yours Truly...
Acquired for US$100mn+ by
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We Created World’s Leading Preventive Health Platform…
PERSONALIZED COACHING
DOCTORCONSULTATION
DIAGNOSTICCHECKS
HOSPITALCHECK-UPS
INSURANCEPLANS
STAY HEALTHY
DO GOOD
EARN BENEFITS
GET FIT
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… And Gamified It
Karma
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… Even in the Real World
https://youtu.be/ghUHVMzhau8
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…Above All GOQii Karma Provides Extrinsic Motivation To Achieve Sustainable
Living…
Donate
Karma Points
& raise funds
for a cause
BODY
MINDSOUL
Meet your
daily targets
Form better
& healthier
habits
46Causes Supported
$1.9 MnRaised
PARTNERS
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GOQii - An Integrated Preventive Health Platform
Personalized coachingPersonal Human coach and Experts on Cloud
Device-agnostic coaching appAPI-based integrated app
Doctor Doctor consultation & diagnostics
Health LockerPersonal Health Records database
InsuranceBehaviour-driven Insurance benefits
KarmaSocial Giving as extrinsic motivator
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How GOQii Works
https://youtu.be/bmS4_ld7lmU?list=PLfkRPBbsoOnN2Xi_la0SjQ253BA456nSg
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User Journey On GOQii Platform
Choose
TargetChoose your
WeaponChoose your
Mentor
Complete your
ProfileGame On
Set Goals Select Tracker Select Coach Complete HRA Start Coaching
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Platform To Engage And Motivate The User...
Foster Continuous
Engagement
Boost Customer
Acquisition
Increase Customer
Retention
PLAYERS
ANALYTICSMOTIVATION
MINING
HEALTH LOCKER
ACTIVITY
WEARABLES DIETARY
HEALTH RISK
ASSESSMENT
DIAGNOSTICS
DOCTOR’S ADVICE
HOSPITAL REPORTS
THIRD PARTY APPS
DATA SOURCES
GOQii Platform
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… Making A Shift From Traditional Healthcare To Integrated SolutionApproach
EXISTING SOLUTIONSFO
CU
SD
ATA
OW
NER
SH
IPTE
CH
NO
LOG
YGOQii SOLUTIONS
Preventive / ProactiveCure / Reactive
User Owned Panoramic Data
Doctor Owned Restricted Data
Consumer Centric Integrated Solution
Provider Centric Standalone System
RelationshipTransactional
BU
SIN
ESS
MO
DEL
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Healthier Set Better Risk ProfileActive Lifestyle & Healthier Habits
… Generating Shared Value For Consumers And Insurers
Holistic View Of Customer DataAccess To Integrated Lifestyle Data
Tiered PricingPersonalized Premium Discounts
Superior Customer EngagementWellness Rewards
Alternative User Acquisition Channel and Lower Lapse RateHealth Conscious Millennials
BENEFITS FOR CUSTOMERS BENEFITS FOR INSURERS
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PLATFORM ACCESSAccess to the GOQii Platform and insights generated
LOWER RISKBottom line contribution owing to lower mortality and care cost
TIERED PRICINGCustomize pricing based on the insights generated
ACCESSGain access to multiple insurers via Swiss Re’s network
EXPANSIONExpansion into English speaking geographies
NEW REVENUE STREAMSSubscription and renewal revenue
…Partnered with The Best To…
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GOQii Health Insurance Plans
Player Profile Data
GOQii Health Score
Player Usage Analytics
Segmentation & Base Score Setting
Healthy Consumers
To leverage the health and lifestyle data collected on GOQii platform on an ongoing basis to develop ‘GOQii Health Score’, which could lead to better
understanding of health and wellness of insured (and risks).
…Re-defining Insurance Space
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Lifestyle Points To Drive Healthy Behaviour
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The GOQii Team
Vishal Gondal
Founder, CEOex. Founder – Indiagames
Acquired for US$100mn+ by
Investors
Kendra MarkelMaster Coach & Behaviour Designer
Stanford Research Center
Luke CoutinhoMaster Coach & Head Nutritionist
Collaborator with Yale, Griffin
Sachin JanghelCTO
Ex. Indiagames, Disney
Abhishek SharmaCMO
Ex. Nike
Champ AlrejaCOO
Ex. Hitplay
SrinivasanCFO
Ex. Bharti AXA Life Insurance
Krishna KumarChief Customer Officer
Ex. WPP
Suzaina BasheerHead - People Practices
Ex. Wipro
Jasmeet Chief BD Officer
Ex. Microsoft
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GOQii Investors And Board Of Directors
Bala DeshpandeNEA
Amit SinghalEx. Google
Pravin GandhiSeedfund
Vishal GondalFounder & CEO
INVESTORS
BOARD OF DIRECTORS
Gui FengCheetah Mobile
Ratan Tata
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Basic Copyright Notice & Disclaimer
©2016 This presentation is copyright protected. All rights reserved. You may download or print out a hard copy for your private or internal use. You are not permitted to create any modifications or derivatives of this presentation without the prior written permission of the copyright owner.
This presentation is for information purposes only and contains non-binding indications. Any opinions or views expressed are of the author and do not necessarily represent those of Swiss Re. Swiss Re makes no warranties or representations as to the accuracy, comprehensiveness, timeliness or suitability of this presentation for a particular purpose. Anyone shall at its own risk interpret and employ this presentation without relying on it in isolation. In no event will Swiss Re be liable for any loss or damages of any kind, including any direct, indirect or consequential damages, arising out of or in connection with the use of this presentation.