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BEST PRACTICES UNDER POVERTY ALLEVIATION
HUDCO AWARD - 2013-14
SWARNA JAYANTI SHAHARI ROZGAR YOJANA
(SJSRY)
Submitted by
THE COMMISSIONERATE OF MUNICIPAL ADMINISTRATION STATE LEVEL NODAL AGENCY
TAMILNADU
1.Name of the Best Practice Pro-poor activities through Micro
Enterprise support, Skill Training
and Community Mobilisation
2.Address of the Best Practice
Commissionerate of Municipal Administration, Chepauk Chennai Tamil Nadu
3.Contact Person
Commissioner of Municipal Administration, Chepauk Chennai Tamil Nadu
4.Type of Organization
Municipal Administration Department- Designated State Level Nodal Agency (SLNA) for implementation of Poverty
Alleviation Programs in the State of Tamil Nadu
HUDCO BEST PRACTICES AWARD- 2013-14
5. Physical and Financial Profile
6. Category of the Best Practice
The category of best practices is focused mainly on addressing
multiple deprivations of the urban poor through universalisation of
coverage and access to civic services, education and health facilities,
and livelihood development through Microenterprise and Skill
Development.
A. Livelihood promotion
The above deprivations are addressed mainly on categories of
Youth Empowerment and Livelihood Promotion that includes people’s
participation for identification of beneficiaries, microenterprise
promotion and employment through skill training and placement. In
addition to the above, market linkages and branding is also
attempted.
B. Inclusive Housing for the Urban Poor
As part of Poverty Alleviation, the state of Tamil Nadu took
initiative to improve the living condition of Urban Poor by providing
concrete houses for those who were living in tenements which were
in a dilapidated condition. In order to address the above issues, the
Commissionerate of Municipal Administration being the State Level
Nodal Agency administered the following best practices to achieve
the goal of inclusive housing
a. In-situ construction instead of relocating the slum dwellers
b. Inviting people’s participation in the construction process
Assistance to Urban Poor- 2013-14
Coverage Micro Enterprise Support Revolving Fund Support Skill Training
Physical (in Units) 5633 41150 94086
Financial (Rs.in Lakh) 5763 822.98 6586.02
c. Delivery of support directly to the beneficiary instead of
engaging agencies for construction
d. Assisting them with DRI loan for easing out the burden of
mobilizing funds for construction
e. Procedural system designed and communicated to all the
implementing agencies before start of implementation in the
field.
C. Promote Universal Access to Public Health, Education and
Social Mobilization
In addition to livelihood and housing, infrastructure support for
provision of school toilets as part of improving public health,
mobilizing community through community based organization
formed for the purpose viz Neighbourhood group (NHG),
Neighbourhood committee (NHC) & Community Development Society
(CDS) and creating awareness on health, hygiene and education
among the poor were the major focus.
7. Affordable Housing
The State of Tamil Nadu started implementing the housing
scheme for the Urban Poor through implementing agencies like
Urban Local Bodies and parastatal agency (Tamil Nadu Slum
Clearance Board) to provide 1,30,000 dwelling units based on the
field survey and mobilization of community through community
based organization like Neighbourhood groups (NHGs),
Neighbourhood committee (NHCs) and Community Development
Societies (CDSs).
The State has committed to implement the above scheme
mainly focusing three pro-poor reforms as part of the mission
emphasized in the guidelines of JNNURM. The focus is to provide
shelter, strengthen supportive infrastructure and improve the
serviceability of the urban local Body in the context of alleviating
Poverty.
It also aims at sustainable development and to improve the
financial ability of the urban local body to meet the increasing
demand caused due to rapid urbanization.
The State initiated 51 projects under the Basic Services to the
Urban Poor (BSUP) and 94 projects under the Integrated Housing
and Slum Development Program (IHSDP) for implementation.
This was the first State to bring Beneficiary led house
construction through in-Situ development. The Relocation projects of
the BSUP are carried out by the Tamil Nadu Slum Clearance Board
and In-Situ Construction by other implementing agencies.
8. Situation before the initiative began
A. Housing
As part of land tenure to the urban poor, the Government of
Tamil Nadu have issued orders to allot patta for the poor who have
occupied and living in the area of unobjectionable poramboke for
more than 3 years.
Totally 2,89,730 urban families were benefitted on the above
initiative taken by the State. 100% coverage of tenure is arranged in
the urban areas in notified slums through Tamil Nadu Slum
Clearance Board. But most of the families are either living in
dilapidated condition or does not own dwelling units.
The state through Tamil Nadu Slum Clearance Board and Tamil
Nadu Housing Board (TNHB) were providing EWS and LIG Housing
for urban poor. So far improved housing has been provided for
45475 families in Chennai, 28919 families in Madurai and 16070
families in Coimbatore.
Due to the Housing shortage to the Urban Poor despite
providing housing through different agencies, it was decided to
bridge the gap through Government sponsored schemes for housing
viz Basic Services to the Urban Poor (BSUP) and Integrated Housing
and Slum Development Programme (IHSDP).
More than the physical shelter, the urban poor living in a poor
environmental condition in slums was driven to the incidences like
frequent outbreaks of water and air borne Diseases, causing
deterioration in their general health.
B. Poverty Alleviation
The most significant factors causing poverty in urban areas
were identified to be Low purchasing power, Old age, large
family, Lack of initiative, physically challenged and Chronic
Poverty.
In addition to the above, Social and cultural barriers, family size
and absence of project assistance are the main reasons for
Urban Poverty. It was identified through survey and group
meetings with the Community based organization by the
Community Organizer that the lack of skill and access to avail
at affordable cost with major setback for the Urban youth living
in slums more than 70% of the Urban youth were identified to
be under employed or unemployed despite have been minimum
qualification.
Over and above, it was identified that there is lack of social
security for the women living in urban area and become more
vulnerable to the incidence of poverty. Distinguishly women in
the age group between 15 and 45 years are the most affected.
B. Qualitative Assessment:
1. In order to maintain the quality of construction of housing & infrastructure,
third party monitoring agency was engaged to guide and assess the quality from
time to time. Since 2/3rd of dwelling units are in-situ construction, the services
of third party inspection agency was utilized in hand holding the beneficiaries at
every stage of construction. In addition to the above, awareness on the quality to
be maintained during the construction was created utilizing the services of
community organizers & Community Based Organization (CBOs).
2. Out of 145 projects, 138 projects are in-situ and are relatively small projects.
Based on the location, the projects are grouped in to 3 packages. As many
projects are small, it has become necessary for the State Level Nodal Agency to
assist in strategizing the implementation to avoid cost and time over run. The
SLNA arranged for frequent coordination meetings with the stake holders before
issuing 20 circulars as a guiding tool for the implementing agency while
executing the project in the field. The State of Tamil Nadu has engaged Third
Party Inspection and Monitoring Agency (TPIMA) agencies viz: M/s. Mahindra
Consulting Engineering Ltd for Package I (38 projects) & III (49 projects) and
M/s. SGS India Pvt. Ltd for Package II (56 projects) for maintaining the quality of
housing and infrastructure works in the implementation of BSUP and IHSDP.
3. This State is highly proactive in meeting out the commitment made by the State
Level Nodal Agency (SLNA) to the sanctioning committees of the Ministry of
Housing and Urban Poverty Alleviation, Government of India.
4. As on date, the state has obtained sanction of all four installments release of
central share for 41 out of 50 projects and one project which was sanctioned
recently has received the first installment under BSUP. Under IHSDP, 82 out of
84 projects have received all installments with ten new projects sanctioned
recently have received its first installment.
5. As regards Internal earmarking of 25% of the municipal financial resources
towards the basic services to urban poor fund in the Municipal Budget, The
Government in G.O. Ms. No.167, MA&WS Department have instructed all urban
Local Bodies to allot 25% of their resources towards BSUP in the Municipal
budgets. Now proposal has been sent to the Government for amendment and
orders will be issued shortly. Mean while, the Mission cities of Chennai,
Madurai and Coimbatore have allotted 32%, 30% and 35% of total budget
for urban poor annually.
II. Implementation of 7-Point Charter, i.e. Provision of Basic services to the urban poor including security at affordable prices, improved housing, water supply, sanitation and ensuring convergent delivery of existing universal services for education, health and social security in the period (2006-11) according to agreed time lines:
II. A. Quantitative Assessment:
The state of Tamil Nadu has taken stringent measures to implement the three
pro-poor reforms with the commitment to comply with the 7 point charter vide
security of tenures at affordable prices, improved housing, water supply,
sanitation, universal access to health, education and social security as part of the
reforms.
CITY
Total Municipal Budget (Rs. crore)
from 2006-07 to 2012-13
Budget Earmarked (Rs. crore) for urban poor
from 2006-07 to 2012-13
Actual expenditure (Rs. crore) on urban poor from 2006-07 to 2012-13
CHENNAI 10818.85 3475.62 3252.49
MADURAI 1494.21 422.26 402.32
COIMBATORE 1573.33 435.36 419.88
Financial Year
Chennai Madurai Coimbatore
Total ULB
Budget (Rs.Cr)
Amount Earmarked
(Rs.Cr)
Amount Utilized ( Rs Cr)
Total ULB
Budget (Rs.Cr)
Amount Earmarked
(Rs.Cr)
Amount Utilized ( Rs Cr)
Total ULB
Budget (Rs.Cr)
Amount Earmarked
(Rs.Cr)
Amount Utilized ( Rs Cr)
2006-07 1256.46 359.18 391.21 145.12 44.92 48.13 158.11 49.95 49.95
2007-08 1221.82 422.31 425.13 162.97 50.71 50.71 171.21 51.36 51.36
2008-09 1313.25 412.36 410.48 192.70 60.65 60.65 180.04 54.01 54.01
2009-10 1404.28 491.49 499.94 268.62 69.54 69.54 239.50 71.85 71.85
2010-11 1689.25 557.45 577.34 254.15 66.24 66.24 292.56 74.31 71.86
Sub Total
6885.06 2242.79 2304.10 1023.56 292.06 295.27 1041.42 301.48 299.03
2011-12 1694.78 512.45 512.45 272.12 67.11 67.11 295.41 73.62 73.69
2012-13 2239.01 720.38 435.94 198.53 63.09 39.94 236.50 60.26 47.16
Sub Total
3933.79 1232.83 748.39 470.65 130.20 107.05 531.91 133.88 120.85
Grand Total
10818.85 3475.62 3252.49 1494.21 422.26 402.32 1573.33 435.36 419.88
2B. Community Mobilization activities taken up : Progress under Urban Community
Development Network (UCDN) component
Component 2011-12 2012-13
No. of beneficiaries identified under CS (in lakhs) 2.20 1.72
No. of Community Development Societies (CDS) formed 780 780
No. of Neighborhood Committees (NHCs) formed 9364 9364
No. of Resident community Volunteers (RCVs) Identified & Trained
80956 80956
No. of Neighbourhood Groups / Self-Help Group (SHGs) / T&CS 6748 8495
IMPLEMENTATION OF 7 POINT CHARTER
Name of City
PROGRESS ON IMPLEMENTING 7 POINT CHARTER( Provision of Basic Services to the Urban Poor)
Item Land Tenure Affordable
Housing Drinking Water
Sanitation Education Health Social
Security
CHENNAI
Absolute Number
30252 46522 63241 67185 68583 68612 70127
% of urban poor Covered
43.72% 67.22% 91.21% 97.96% 100% 100% 100%
MADURAI
Absolute Number
29428 29521 60257 51268 60257 61524 62954
% of urban poor Covered
48.90% 48.22% 100% 85.08% 100% 100% 100%
COIMBATORE
Absolute Number
11239 17521 18265 16878 21569 24892 24771
% of urban poor Covered
45.61% 66.11% 74.23% 68.43% 87.45% 100% 100%
Savings and Credit Mobilized by SHGs (T&CS) 4158 1474
Short Note on:
a) Structure of Community development network in the State
Three tier system of community based organization, as envisaged in the
guidelines of SJSRY has been formed in all the Urban Local Bodies.
A total of 780 CDS have been formed in all the ULBs and the same has
been registered. The community based organization has 80956 NHGs and
9364 NHCs.
The bottom-up approach of need assessment is in practice.
Town Urban Poverty Alleviation Cell is formed in all the Urban Local
Bodies to assist the urban poor to avail the benefit to the needy.
b) Major activities taken up under the UCDN component
Sensitization programs under UCDN are conducted periodically to
facilitate the urban youth to know about different pro poor programs of
the government through all departments and to help them in preparing
micro plan utilizing the services of the community organizers and other
stake holders.
The TUPA cell will meet the CDS president and NHCs to come out with the
feasible proposal to avail the benefit under the scheme every year.
Melas are organized to facilitate the urban poor youth to avail the
opportunity of direct interrogation with the training partners under one
roof before deciding the trade or skill for training under STEP-UP.
Exhibitions are conducted to create sales outlet for the products produced
by the Women groups. The marketing facilities provided in these
exhibitions found to have healthy competition among the groups to excel
their sales purely by displaying quality products.
c) Role assigned to CDSs for purposes of implementation of Scheme
The role of CDS is to mobilize the community to avail benefits under all
Government sponsored schemes through participatory technique and
channelize the benefits to the needy poor on priority basis.
The CDS is involved in the preparation of town plan based on the Micro
and Mini plan of NHGs and NHCs. Based on the consolidated plan of the
CDS, the TUPA cell will approve projects and recommend it to the stake
holders for reaping the benefit. The follow up action will be done by the
CDS until the benefit reaches the targeted beneficiaries.
d) Role assigned to community organizers
The Community organizers are the king pin in making the system cycle
run smooth and effortless.
They are responsible for the involvement of the stake holders in
extending the share of contribution to the successful running of scheme
at large.
They help the community in availing the benefit and act as a catalyst in
providing the support to the needy with right volume and at the right
time.
2C. Progress under Skill Training for Employment promotion Amongst Urban Poor (STEP – UP) (i) Target and Achievement
Year
Number of beneficiaries provided Skill Training
Number of beneficiaries given Placement Average Salary of
Placed Beneficiaries
Target Achievement Target Achievement
2011-12 21011 32931 15758 23683 5500
2012-13 80000 44572 60000 21518 6000
(ii) Information regarding major Trades selected for training, average duration of training and cost of training etc.
Sl. No.
Name of Trade Average Duration of
Training
Number of Institutes selected
Average Cost of Training
Number of Beneficiaries Trained
1 Computer Fundamental 270 hrs 41 6000 1171
2 Computer Hardware & Networking` 360 hrs 41 7800 1310
3 Web designing 360 hrs 28` 7800 502
4 CNC Turning 240 hrs 6 6000 28
5 Basic Electrical and Basic Repairs 280 hrs 25 6500 267
6 Basic Beauty and Hair Dressing 150 hrs 25 4000 417
7 Beauty Therapist and Dietician 150 hrs 16 5600 202
8 Operation Theatre Assistant 450 hrs 19 8000 132
9 Bedside Assistant 450 hrs 14 8000 314
10 Catering and Fast food 180 hrs 11 4500 142
11 Tailoring 270 hrs 24 8000 453
12 Tally 270 hrs 9 8000 175
13 Ticket Reservation and Travel Agent 170 hrs 4 7500 60
14 Sales person (Retail) 180 hrs 8 8000 48
15 Digital Camera and Videography 120 hrs 4 8000 64
16 Four Wheeler Driving 180 hrs 4 8000 92
(iii) Process adopted for selection of Skill Training Provider (STPs)
Enplanement through RFP
(Yes / No)
If Yes, Whether State level or City level empanelment
Whether STPs are selected other than RFP Process
(Yes/No)
If Yes, Other Process of selection of STPs
Yes State Level No -
2D. Progress under Urban Self Employment Programmes (USEP)
(i) Target and Achievement
Year Number of Beneficiaries Covered
Target Achievement
2011-12 5275 8863
2012-13 6777 2850
(ii) Information regarding major Trades selected, average subsidy and loan size etc.
Sl. No.
Whether limited no. of cities selected
No.of Trade
Number of
Institutes Selected
Number of beneficiaries
Average Loan size
(in lakh)
Average Subsidy (in lakh)
Remarks, if any Yes /
No
If yes, numbers of cities & criteria for selection, implementing agency
Yes
264 The aim is to cover the Town to saturate and then turn focus for the remaining ULBs (399 TPs)
13 Sectors
84
21518 Beneficiaries have completed and 23592 beneficiaries are undergoing training
0.70 0.25
16,748 beneficiaries have been identified for enrollment in fresh batch of training to be commenced
(iii) Short Note On:
(a) Criteria and process of identifying micro-entrepreneurs: The District Urban
Development Agency (DUDA) is convening meeting periodically to review the status of
sanction with stake holders.
(b) Process for availing bank loan by beneficiaries: The community organizers are
hand holding the eligible beneficiaries and the RCVs to which the beneficiary belongs
and help them in assisting the process of loan sanction with implementing banks and
ULBs.
(c) Process for availing subsidy by beneficiaries: The subsidy is credited to the
account of beneficiary once the sanction order is given by the implementing bank.
(d) Loan recovery mechanism and process The Urban local body in coordination
with implementing banks and other departments of the districts, conduct loan
recovery mela based on the pending loan amount periodically until all the loans are
recovered. The overall loan recovery ranges between 80-85%.
(e) Marketing and other support extended: The Regional office organizes job mela
and product display through exhibitions in Districts periodically to promote sales of the
products produced by the women groups. In addition to the above, linkage through
different departments for promoting sales of products produced by the women group
is assisted by the local bodies within the town.
2E. Progress under Urban Women Self Help Programme (UWSP)
(i) Target and Achievement
Year SHGs Formed
No. of beneficiaries assisted through Revolving
Fund for T&CS
No. of beneficiaries assisted for setting up
Group micro Enterprises
Target Achievement No. of
Members Target Achievement Target Achievement
2011-12 3514 5326 42,722
17630
11256 42572 40179
2012-13 3721 1114 13492 47122 23112 6477 3217
(ii) Information regarding major Trades selected, average subsidy and loan size etc.
Sl. No.
Name of Trade
Number of Groups who selected the
trade
Average Project Cost
(Rs. In Lakh)
Average Subsidy
Remarks, if any
1 Sari Jamiki 16 1.20 0.42
2 Coir Mat 4 0.90 0.315
3 Garments 7 1.80 0.63
4 Plastic Flower Making 4 0.80 0.28
5 Machinery Component Unit 13 2.00 0.7
6 Computer Centre 7 2.80 0.98
7 Catering 18 1.40 0.49
8 Screen Printing 6 0.80 0.28
9 Pottery 3 0.60 0.21
10 Leather Manufacturing 17 2.20 0.77
(iii) Short Note on:
a. Criteria and process of identifying women beneficiaries: The women
belonging to NHGs are frequently given opportunity to participate in mela
and exhibitions and help them in selecting the skills to which they are
interested. The ULBs provide transparent system of bringing the
stakeholders under one roof, facilitating the urban youth to select the trade
and skill to which they required.
b. Process of formation of groups: The groups are formed based on the
neighbourhood and families belonging to BPL. The women folk of the
Neighborhoods’ are given awareness on the importance of enrolling and
participating in NHG groups to avail benefits under various components of
Government sponsored schemes to the targeted urban poor.
c. Process for availing bank loan by beneficiaries: The community organizers
do hand holding for the urban youth, preferably women folks in preparing
the project report and negotiating the feasibility in coordination with the
local industry and help them in presenting the application in the required
format to the banks. They are also given due awareness on the modus
operandi in administering the micro enterprise gainfully
d. Process for availing subsidy by beneficiaries: The subsidy is credited to the
account of the group soon as the sanction order is given by the
implementing bank.
e. Loan recovery mechanism and process: The Urban local body in
coordination with implementing banks and other departments of the
districts, conduct loan recovery mela based on the pending loan amount
periodically until all the loans are recovered. The overall loan recovery
ranges between 80-85%.
f. Marketing and other support extended: The Regional office organizes job
mela and product display through exhibitions in Districts periodically to
promote sales of the products produced by the women groups. In addition to
the above, linkage through different departments for promoting sales of
products produced by the women group is assisted by the local bodies within
the town.
3. Qualitative Assessment:
Based on the above factors, the state has initiated capacity building programme
for the Community Organizers, Nodal Officers and Executive Authorities of the
urban local bodies to explain the need for effective administration towards
community mobilization.
a. State Level Reform Strategy and practice.
The State Government has issued order for supply of 20 litres of purified
drinking water each day to the families of Below Poverty Line at their door
steps for 52.58 lakh families in order to upgrade their health and to reduce
water borne diseases vide G.O Ms. No 156 dated 15.10.2011.
The Government of Tamil Nadu in its G.O. No.854, Dated.30.12.2006 have
issued revised orders to allot patta for the poor people who have occupied and
living in the area of unobjectionable poramboke for more than 3 years as
against 5 years in order to provide tenure for the urban poor.
Orders were issued by Government of Tamil Nadu vide G.O.2(D) No.711
Revenue Department Dated.30.11.2007, removing income ceiling (Rs.50000/-
was fixed earlier) to get house site pattas (2.5 cents in the Municipalities and 2
cents in the Corporations) to the urban poor.
The commissioner of Municipal Administration is the State Level Nodal Agency
for the implementation of SJSRY through Urban local bodies in Tamil Nadu. The
Total Additional Central Assistance (ACA) under the scheme of SJSRY is
Rs.74.81cr for the year 2012-13. Around 52% of this amount i.e., Rs. 58.03 crore
is utilized under various components.
Presently 21518 beneficiaries have completed their training and 2549 have
been provided placement and assisted under USEP and UWSP for self
employment ventures. The financial utilization plan for the remaining
Additional Central Assistance (ACA) by the implementing Agencies has already
been committed.
Under the component of STEP UP, training has been given to 62137
beneficiaries including 21518 beneficiaries trained for this year since 2009 and
presently 23592 beneficiaries are undergoing training. There is another 16748
beneficiary’s short listed for the next batch of skill training for the current year.
b. Additional Incentive Fund Requirement for the State
As part of the strategy to assist and uplift the poorest among poor in the urban
area, the state of Tamilnadu has introduced the policy to make cities free from
open defecation and that all human and liquid waste would be collected and
treated safely.
To achieve this, the state is planning to dovetail the activities of the CDS formed
under SJSRY and mobilize them to accelerate their focus to improve the general
condition of sanitation, health and hygiene
From the review of performance, it was felt that there are further requirements
of funds to augment the needs under various components of SJSRY especially
under STEP-UP component with the involvement of community and other stake
holders.
The state has 86504 NHG groups covering 125 municipalities and 10
corporations that exist since the inception of SJSRY and are very active in their
enterprises. The groups are effectively functioning through support of micro
enterprises both individual and group activities and Skill development training
over the last 15 years. Several groups have risen to the level of individual and
group Entrepreneurs with sizeable income generation.
The State has therefore sent proposal to the Ministry for an additional grant of
Rs 78 Crore for the year current year to augment the needs of the urban poor.
The State has mandated 1,00,000 target of beneficiaries under STEP-UP as
against the fixed target of 80,000 by the Ministry and so also in other
components, with the aim to saturate the extension of benefits to the entire
town. In view of the above, the state has given proposal for additional funds for
the current year.
The three pronged approach of social problems to deliver multiple benefits to
the urban poor is inevitable for which, there is a requirement of financial
support through skill training, community participation and promote income
generating activities among the women Group of the community.
Three Pronged Approach
STEP-UP (Skill Training)
The project proposes to develop the income generation among the urban poor
under a demand driven participatory approach involving the society, the ULB and the
CBOs. The Commissionerate of Municipal Administration being the state level nodal
agency has taken initiative to centralize the process of selection of training partner
having National repute to train the beneficiaries and mandated to provide 75%
placement after the training. In order to achieve the above, following steps were
streamlined to achieve the same.
To ensure quality of Training, the selection process were planned to bring in the Institutions of National Repute to participate in the transparent open tender. 75% placement assurance to the trainee has enhanced the competition among the urban youth to go for skill training under SJSRY.
The On-line monitoring and tracking system has been introduced under the STEP-UP component to ensure beneficiary attendance and avoid duplication of beneficiaries. The Bio metric attendance introduced is a fool proof method to avoid duplication of benefits under STEP-UP program.
Under STEP-UP programme, Skill development training is imparted to urban
poor for the Job employment and self employment. During 2012-13, 45110
beneficiaries have been selected for skill development training with 75% placement
assurance and the remaining 34890 beneficiaries will be given training in the ensuing
batch for 2012-13.
Urban Women Self-Help programme (UWSP)
Group Enterprise
Under the component of Urban Women Self-Help programme (UWSP), 13183
groups consisting of 61586 women were assisted for group enterprise up to February
2013 since 2009. 156 group ventures were given assistance and the total project cost
is Rs.104.36 crore with the subsidy of Rs.36.62 crore.
Thrift and credit activities (T&CS)
Under Thrift and credit activities, Rs.12.21 crore since 2009 has been given as
revolving fund to 6105 groups consisting of 59283 women.
Ownership by the Women Group
In addition to the joint venture through micro enterprise, the Women
groups are interested in the maintenance of Community Toilet for income
generation. Atleast 100 families will have access for usage and an amount
of Rs.100 per family or on usage basis shall be charged from the user.
The accounts of income & expenditure will be maintained by the user group.
Income generating activities on products related to toiletries will be
encouraged to the groups for their livelihood. Further, in possible areas,
advertisement revenues will also flow in to these groups.
Each community toilet can cater to the needs of 50-75 families. The location
is identified in places where the open defecation is more. 721 Community
toilets in state have been entrusted for maintenance to the self help group
and 5629 women are benefitted.
Urban Self Employment (USEP)
Under the component of Urban Self Employment Programme (USEP) 22322
beneficiaries were assisted till February 2013 through setting up of gainful self
employment venture for an estimated project cost of Rs.194 crore covering 927
different self employment ventures and has utilized the subsidy of Rs.48.83 crore
since 2009.
Urban Wage Employment Programme (UWEP)
Under the component of Urban Wage Employment Programme (UWEP),
59.29lakh man days work have been generated up to February 2013 at a cost of
Rs.207 crore since 2009-10.
So far 80,956 NHGs, 9364 NHCs and 780 CDSs have been formed and
functioning effectively. Capacity building, training and awareness creation has
been imparted at a cost of Rs.8.22 lakh.
Urban Community Development Network (UCDN)
Under this component, the Community Organizers are assigned to guide the
CDS in the preparation of Micro plan, Mini plan and Consolidated Town plan.
They help the community in preparing proposals for the self employment and
group enterprise ventures to the implementing banks.
They also facilitate in creating awareness to the urban poor in terms of various
pro poor assistance available through various department of the state and the
centre in uplifting their livelihood, Health, Education, Clean Environment and
Child care.
MELA FOR THE URBAN YOUTH TO SELECT TRAINING MODULE AND TRAINING PARTNER TO SELECT THE BENEFICIARIES UNDER ONE ROOF
Several camps to facilitate marketing of SHG products are organized
periodically through UCDN component of SJSRY involving stakeholders and institution
like RCUES, TNIUS etc., for the benefit of the urban poor.
EXHIBITION CONDUCTED IN COORDINATION WITH RCUES, HYDERABAD, PROVIDING MARKET OUTLET FOR SHG PRODUCTS AT MADURAI, TRICHY, COIMBATORE, TIRUNELVELI AND SALEM.
Visit by officials from Government of India
The Secretary and officials of the Ministry of Housing and Urban Poverty
Alleviation, Government of India and officials from Jharkand, Chattisgarh and oddisa
visited the state to see the best practices adopted in the implementation of SJSRY
through community based network like NHGs, NHCs and CDSs in various
implementing ULBs like Pammal, Anakaputhur, Pallavaram, Tambaram, Tirutani. The
officials interacted directly with the SHG groups to know the first hand information on
the activities towards alleviation of poverty and the level of participation. It was
expressed that the functioning of SHG groups and best practices adopted can be
replicated in other states.
c. Innovative Projects implemented/being implemented in the State under the Scheme-sustainability & scope for replication
The State has launched Tamilnadu Urban Livelihood Mission (TNULM) and a
separate budget of Rs 200 Cr has been earmarked for the year 2012-13.
Partnerships for empowerment of the poor including NGOs & CSR
Creation of Youth Empowerment & Service (YES) Centres is proposed
Employment through Skills, Training and Placement
Universal Financial Inclusion and Revolving Fund Support
Market linkages- service and manufacturing sectors
Local Economic Development.
Shelters for homeless, destitute, street children, migrants and other
vulnerable groups.
Provide infrastructure support for construction of community and school
toilets and carry out awareness and training activities
Capacity support and organizational strengthening
Provide grant support of up to 25% of entrepreneurship activities as seed
capital
d. Best Practices adopted; examples of five best practices
Best Practices
• Awareness programme for skill development training, USEP loan & subsidy,
UWSP were organized by the ULB involving the CBO for the urban poor.
• TCSs were formed by urban SHGs for facilitating the urban poor to avail
revolving fund and micro finance from the banks.
• RCVs are fully involved in the areas of Pulse Polio Programme, Health &
Sanitation programmes, credit camps, loan recovery, etc.,
• Various Viable livelihood activities were identified according to the locality
and the training is imparted to the urban poor women and youth for their
improvement in skill.
• The Skill Training Program is now conducted through State/National reputed
Institutions
• The Mela is conducted periodically with all the training partners and giving
opportunity to the beneficiaries to have direct exposure to the training
institute, facilitating them to select the skill.
MELA FOR THE URBAN YOUTH TO SELECT TRAINING MODULE AND TRAINING PARTNER TO SELECT THE BENEFICIARIES UNDER ONE ROOF
The Institutions are selected at State level for need based training to the urban
youth as a special State initiative under Urban Livelihood Mission.
75% of placement assurance for the beneficiaries after completion of the
training is fixed as criteria for the Training Institution of repute.
The on line monitoring and tracking system introduced under the STEP-UP
program has made the program quality oriented.
The Bio metric attendance introduced is a fool proof method to avoid
duplication of benefits under STEP-UP program.
e. On-line Monitoring Mechanism for tracking beneficiaries under STEP UP
The entire process of training is made online to have centralized monitoring by
the SLNA.
Bio metric attendance has been introduced to track the performance of the
training partner and the beneficiaries.
Selection of National level Training partners have been identified.
The process flow of the skill training and the tracking features are the highlights
of the on-line monitoring system introduced by the SLNA.
PROCESS FLOW- SKILL TRAINING
Course Syllabus Attach Faculty
Batch CreationRegistrationBiometric Attendance
Invoice Placements Assessments
Training Partner
Leap Modules Features
Course Syllabus•Updating of syllabus by Modules
•No of Hours Taken
•Key Learning outcomes
•Faculty time table Updating
Faculty creation•Creation of Faculty details
•Option of uploading the faculty resume
•Mapping the faculty to their respective roles
Batch creation•Select the Module and create a batch
•Duration of batch can be setup
•Allocation of classroom and faculty for a batch.
Student registration•Register student for a batch.
•Upload photograph of the student
•Update basic details of the student
Student attendance•Capture student finger
•Mark the attendance
•Upload data to server
Training center Features
•Student document
upload
•Create new document type
•Upload document by the created type
•View and deletion of the document type
Exam Result•Updating of internal & external Assessments results Result updating with Marks
Student Distribution•Updating of fund and materials for the student Issued Date
Placement•Create company masters
•Update student placements by batch
•Upload offer letter of the students
Modules Features
Invoice •Creation of Invoice as per the stages.
•Submit utilization certificate
•Generate invoice
•Upload supporting documents
Reports•Faculty drill down report
•Student attendance report
•Active Batch status Reports
•Export enabled reports
•Dynamic reports
Training Center Features
District wise student Dashboard
Kancheepuram937
7%
Vellore911
7%Theni875
7%
Erode759
6%
Tirunelveli758
6%
Namakkal703
6%Virudhunagar
692
6%Dindigul
628
5%
Kanyakumari620
5%
Tiruppur552
4%
Thiruvallur467
4%
Thoothukudi426
3%
Madurai421
3%
Cuddalore389
3%
Other districts3522
28%
No. of studentsOther districts
Salem 360
Villupuram 345
Sivagangai 333
Coimbatore 321
Nagapattinam 315
Nilgiris 284
Trichy 280
Thiruvarur 211
Thanjavur 203
Thiruvannamalai 151
Pudukkottai 142
Krishnagiri 137
Perambalur 99
Tuticorin 93
Ramanathapuram 82
Dharmapuri 70
Trichi 50
Karur 47
Sector wise student Dashboard
8
18
25
37
40
54
92
105
178
305
312
570
584
1009
1442
2298
5583
Driving
Gems and Jwellery
Production and Manufacturing
Automotive Repair
Travel and Tourism
Fire and Safety Engineering
Business Processing Outsource(BPO)
Electrical
Electronics
Hospitality
Fashion Designing
Medical and Nursing
Beauty Culutre and Hair Dressing
Garment Making
Computer Hardware Networking
Banking and Accounting
Computer Applications
0 1000 2000 3000 4000 5000 6000
No. of students
SectorName No. of students
Driving 8
Gems and Jwellery 18
Production and Manufacturing25
Automotive Repair 37
Travel and Tourism 40
Fire and Safety Engineering 54Business Processing Outsource(BPO) 92
Electrical 105
Electronics 178
Hospitality 305
Fashion Designing 312
Medical and Nursing 570Beauty Culutre and Hair Dressing 584
Garment Making 1009Computer Hardware Networking 1442
Banking and Accounting 2298
Computer Applications 5583
Municipality wise student Dashboard
482
412
300
251 251
192 190 188 185 185 180 172 170 166152 144 144 144 143
Top 20 Municipalities
Partner wise student Dashboard
5170
1100904
734599 577
294 274 254 251 240 234 213 192 180 160 148 130 115 81 81 80 80 80 79 75 63 40 40 40 40 30 25 20 80
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• The process for the skill development training has been designed to assist the
beneficiaries to select the modules and sector in which they are interested.
• The bottom up approach of selection procedure helped the beneficiary to opt
for the trade in which they are interested.
• MES syllabus and certification is made mandatory for the beneficiaries
through the training partner.
• The trainees are given toolkit and identification card while undergoing
training.
CERTIFICATE, ID CARD, STUDY MATERIAL AND KIT MATERIALPROVIDED BY THE TRAINING PARTNER TO THE BENEFICIARIES UNDER SJSRY
Success Stories under various components of SJSRY in Tamil Nadu
“Huge Demand but Little Supply”
Name of the Municipality: Vaniyambadi Municipality
Category: USEP
Name of the Training: Leather Good Making
“Yes, there is lot of demand to Leather goods like Money Purse, Cell Phone
Cover, ATM Card Cover etc. in big cities like Bangalore, Chennai. But we cannot meet
out the demands for those goods,” says Mrs. Hajira
farheen. Mrs.Hajira Farheen, 28 years, belongs to
community of Muslim minority. Her family is poor
& she has studied up to 10th standard. Fortunately,
she got training under SJSRY on Leather bag
making. After realize the availability of resources
and market potential of leather products, she
decided to start a leather bag and miscellaneous
goods making unit utilizing the opportunity of
availing loan under SJSRY. During this time, she was
informed about SJSRY Scheme through the
sensitization programme conducted by Vaniyambadi Municipality. She applied for the
USEP Subsidized Loan under SJSRY Scheme. The Indian Bank after scrutinizing the
proposal sanctioned for the estimated project of Rs.1,00,000/- under USEP
component. Now she runs the unit and earns Rs.6000/- per month. Through this unit,
3 women got the opportunity to earn sizeable income every month.
“Oil - for a better and brighter future…”
Name of the Municipality: Udumalpet Municipality
Category : USEP
Name of the Trade : Small oil pressing unit
Mr. A. Sakthivel who was running a small oil mill for the past 5 years was finding
it difficult to run his business due to lack of working capital. Mr.Sakthivel was not able
to gain any profit due to the above
problem and his survival was at stake.
When the ULB conducted awareness
programme under SJSRY scheme,
Sakthivel participated in the programme
and applied for loan to promote his
business. He was soon sanctioned an
amount of Rs 25,000/- as a loan by
Syndicate bank, Udumalpet, under this
scheme. Now he purchases raw
materials like dry coconuts and
groundnuts at reasonable prices from farmers for his oil pressing unit and is earning
Rs. 200 per day as profit and he feels confident that he will repay the loan amount in
the scheduled time.
“Quenching the thirst of others”
Name of the Municipality: Bhavani Municipality
Category : USEP
Name of the Trade : Soda making unit
Mr.Ganesan who is from the below poverty line had the opportunity of working
in a Soda manufacturing unit and has learnt the technique of making the product
himself. When he learnt that there is a scheme to
support the urban poor in starting a small micro
enterprise, he approached the Municipal Nodal
Officer who gave the procedure to avail the
benefit under SJSRY. Since he is well versed with
Soda manufacturing, he opted for a unit to be
started for an estimated cost of Rs. 15,000/- with
the margin money of Rs.750/-. He got an amount
of Rs. 10,500/- from Indian Bank, Bhavani and Rs.
3750/- as subsidy from the ULB. In the early
stages this production was just 100 bottles per day which helped him earn only Rs.
3800 per month. But now due to the assistance of SJSRY scheme, the present
production has risen to 200 bottles a day which helps him earn Rs. 200 per day. His
income at present is Rs. 6000/- per month of which he pays Rs. 450/- per month
regularly to repay the loan and he feels that his status has improved substantial
because of SJSRY loan.
Ganesan expressed that he is not educated and was finding it difficult to run
the family with meager income. With the support of the centrally sponsored scheme
and the ULB, he is able to earn substantially to make both ends meet.
“We Lead a Successful Life, Providing Healthy Food to the Society”
Name of the Municipality: Thiruvannamalai Municipality
Category : STEP-UP
Name of the Training : Catering and Bakery
In Tiruvannamalai Municipality, the
Amutha Surabi SHG & the Manimegalai SHG
planned to start a foot court utilizing the
skill of their members who prepares tasty
and palatable eateries. They decided to
upgrade their skill through skill development
training under SJSRY. The group approached
the Urban Local Body and expressed their proposal to the Municipal Commissioner,
who in turn extended support in giving them training under Catering and Bakery. As
Thiruvannamalai is a Tourist Town, the group’s attempt to start the unit was found to
be highly viable and feasible. The members of the AmuthaSurabi SHG & the
Manimegalai SHG took the training and started unit of their own. Today, the member
of the group is earning on an average Rs.2000/- apart from all incidental expenditure
of the business.
“Break the Gender Mechanisms of the Society”
Name of the Municipality: Thiruvannamalai Municipality
Category : STEP-UP
Name of the Training : Refrigeration & A/c Mechanism
Ms.Egavalli belonging to the BPL family
and residing at Dr.Ambedhker Nagar with her
bedridden father and old age mother was in a
family with inadequate income for even daily
routine. Her elder brother, an auto driver with
a meager income could not make both ends
meet. Though the individual is differently
able, she had the courage to develop the skill of Refrigeration & A/c Mechanism in
which her brother is already involved, to support her family with added income. The
Community Organizer, whom she approached, gave her the details about
Refrigeration & A/c Mechanism training of SJSRY (STEP-UP) scheme. Based on their
motivation, she joined the course. The institute authorities assured her to get a job
with Rs. 4500/- monthly as salary. With this dream she was involving herself in the
training in par with male candidates.
After the training, with the help of the training partner, the individual was
placed in a private company in the maintenance and repair section for a salary of
Rs.3,500/-.
“Peeping into another world”
Name of the Municipality: Vaniyambadi
Category : UWSP
Name of the Trade : Zari Work
Twenty women from Minority Muslim
community who have skill in Zari work, belonging to
BPL family and living in Chennampettai,
Vaniyambadi formed UWSP group to start an
income generating activity. “Limra Mahalir Sangam” Consisting of 15 members,
opened an account in State Bank of India at Vaniyambadi and started saving small
amount regularly. Their urge to improve themselves was the 1st step to start Zari work
unit. Through an awareness camp, the targeted urban youth learnt about the SJSRY
scheme and started approaching the Urban local body for availing assistance under
various components of SJSRY programme. The feasibility of the enterprise was
analyzed and the State Bank of India approved the proposal and sanctioned an
amount of Rs.1,00,000 as loan and subsidy of Rs.50,000 from the scheme. Obtaining
the loan, the group bought Saree material and started doing the Zari work. This group
purchases sarees for Rs.200 and sells after finishing the Zari work for Rs.500/saree. At
present every member earns Rs.2000 per month as income. The group expressed that
they had opportunity to gain experience and were also able to sizeable income to
support the family.
Cow Horn products
Name of the Corporation: Thirunelveli Corporation
Category : UWSP
Name of the Trade : Cow Horn Products
Tirunelveli Corporation is situated in the southern part of Tamil Nadu. Here
SJSRY has adopted a strategy of group ventures for reducing the poverty among the
BPL families. Ten poor women are selected for this group and they are getting an
individual average income of Rs. 1500- per month. Now this profit improves their
standard of living. The GOMATHA DWCUA (now UWSP) of Tirunelveli Corporation
decided to set up manufacture of products like Comb, Hammer for Jewel shops, hand
hooks for load men and organic manure for coconut and banana cultivation as a
Micro Enterprise using COW HORN as the raw material. This unit started its
enterprise for the project cost of Rs.2,50,000/- from Bank of Baroda, Town Tirunelveli.
“Gomatha Products” was the name selected by them for this unit. Within no time
Gomatha Products became popular in market. This unit is functioning with the joint
responsibility of all the members of the group. Though the process of making tools
may seem simple, experience and expertise are absolutely necessary to prepare this
valuable tool. After segregating the horns they are polishing and drilling the horns
with the help of the simple machinery and made varieties of tools. They receive raw
materials from Kerala and nearby places of Tirunelveli District. Gold smiths and other
load men prefer these tools and give orders. This work boosted the group member’s
confidence and these poor women get the opportunity for this skillful employment to
improve their social status in Tirunelveli Corporation.
Jewel making unit
Name of the Corporation: Coimbatore Corporation
Category : UWSP
Name of the Trade : Jewel making unit
Indira Gandhi TCS is functioning at Karuparayan Kovil Street, Puliakulam,
Coimbatore. All the group members are poor due to
unemployment and underemployment. The Group
members were motivated to take training in Jewel
making and assisted under UWSP for an estimated
project cost of Rs.1,50,000/- on 12.08.2009 to start
artificial jewel making unit . The group got subsidy of
Rs.75,000/- under SJSRY scheme. They are running the
unit successfully and every month each member earns
Rs.3000/-.
Dream big, Reach for the stars…
Name of the Corporation: Thoothukudi Corporation
Category : TCS
Name of the Trade : Readymade Garment unit
To facilitate the poor to avoid the clutches of the pawn broker in taxing them
with exorbitant interest for the petty loans to meet out their daily requirement, the
community is supported through Thrift & Credit component of SJSRY. Many groups
have availed the support since the inception of scheme. The one success group
namely Panimalar Mahalir Sikkanam Matrum Nanaya Sangam represented by
Mrs.Selin Johnson aged about 35 years with enthusiasm started at TCS group. This
group has a savings of Rs.3,12,428/- to their credit. The group has 17 members and is
consistently availing petty loan for their day to day family requirements like
Educational fees, Marriage & Medical expenditures. Thrift and Credit societies
organized by the CDs are growing fast as informal banks for the poor women at their
door steps. It was her dynamic personality and enthusiasm which tempted Mrs. Selin
challenging field like tailoring practice and Saree Sales. Mrs. Selin a house wife of
Anna Nagar wards 41 of west, Thoothukudi -8. CDs have started her tailoring unit with
her own resource. Other than the little capital, her traditional skill was the only other
resource pooled for this purpose. But her determination and entrepreneurship helped
her to run the unit without any interruption. The Panimalar Mahalir TCS has decided
to help the unit providing a financial assistance of Rs.10000/- from Thrift savings
along with the Revolving fund of Rs.20000/- under TCS component of SJSRY. She
could stabilize her business and start production of various models of readymade
items of high demand. She also succeeded in getting a tie up with wholesale shop.
The readymade dresses produced and being supplied to the exporting company
regularly. Besides small quantities are sold through direct sales from unit outlet
measurement and quality are fixed according to the order received. Now Tmt. Selin is
a teacher for other TCS groups for skill training on an average a net profit of Rs.2000/-
per head is being received. Now she is planning to diverse the activity and brings out
new models which have got steady demand in the market. Panimalar TCS president
Mrs. Selin is an example of a Successful entrepreneur.
(Signature of Nodal Officer) Name : _____________________________
Designation : ________________________ Date : __________________ Place : __________________
Remarks / observations, if any by Nodal Secretary / Secretary in charge of SJSRY
1. The Scheme of SJSRY is being implemented in the state since 1997 and the
concept laid in the guidelines has been strictly adhered in order to form and
develop a strong community.
2. The Community based organization is structured on a three tier basis in all the
urban local bodies and establishing TUPA cell that has helped in mobilizing the
community towards the development of their living standards, utilizing the
support of all poverty alleviation schemes.
3. The State Level Nodal Agency (Commissionerate of Municipal Administration)
has taken lot of proactive measures in introducing online monitoring system for
effective tracking of the program.
4. The State Level Nodal Agency has laid a transparent system in the selection of
training partners of National repute.
5. Organizing periodical Melas at the Regions and Corporations has facilitated the
urban youth to have direct interaction with the training partner, sponsoring
Institution (Government) and NGOs before opting for the right choice of skill
training.
6. The State Level Nodal Agency is in the process of developing a separate portal
to track the performance of SHG group activities.
7. The scope for tracking the repayment of petty loans within the TCS group and
with other financial institutions by the members through scratch cards and
hand terminals is under study by the SLNA.
8. The effective monitoring and handholding support of SLNA to the Regions,
Corporations and Municipalities have produced timely utilization of funds.
9. The SLNA is assisting the implementing agencies to stretch the delivery of
service towards enhancing the coverage of benefits beyond the target assigned
every year for State under the scheme.
10. The Result of the above effort has prompted the State Level Nodal Agency to
claim additional funds for the scheme over and above the allocation for a
consecutive period of two years for the State from the Ministry.
Forwarded to Ministry of Housing & Urban Poverty Alleviation, Government of India.
(Signature of Principal Secretary / Secretary)
Date : __________________
Place : __________________
Nominations may be made in the prescribed format and mailed directly to the
following address: Office of JS (UPA), Room No. 308, C Wing, Nirman Bhavan,
and New Delhi 110011 on or before 10th March, 2013. The application may be
emailed on [email protected] or [email protected]
In all matters of this Award Scheme, the decision of the Ministry of Housing and
Urban Poverty Alleviation, Government of India, Shall be the final and no
queries on the same will be entertained.
*In this category, there shall be two awards at City level, i.e. First Best and the
Second Best; however formats for first two awards shall be the same.