Best Online Life Insurance Plans in India 2014

Let us look at some of the factors that must be kept in kind before finalizing the insurance company and a list of most popular term insurance plans in 2014.

Compare Premiums

Comparison of premiums must be the first step towards selecting the right life insurance policy. Filing for online insurance plans come with their intrinsic advantages as premium of online term insurance is substantially lower than offline term insurance.

Focus on reputation of insurance service provider

The reputation of the insurance company is of paramount importance while selecting the right insurance service provider. Companies like LIC, ICICI Prudential Life, and HDFC Life

Choose an insurance company which has better claim settlement ratio

Claim settlement ratio must be kept in mind before finalizing an insurance company. What is the point of having insurance with a company that is notorious for giving a hard time in releasing claims and offering a bad experience for your family members in case of your untimely demise. IRDA the insurance regulator publishes a claim settlement ratio list of each insurance company in its annual report.

Popular Term Insurance Plans in 2014

LIC’s Amulya Jeevan- II

ICICI Pru icare II Term Insurance Plan

SBI life Smart Shield

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