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Table of Contents

3 Esurance Car Insurance Review5 Geico Car Insurance Review9 Allstate car insurance review11 State Farm Car Insurance Review13 Progressive Car Insurance Review15 AAA Car Insurance Review17 21st Century Car Insurance Review18 Nationwide Car Insurance Review20 Liberty Mutual Car Insurance Review22 American Family Car Insurance Review24 USAA Car Insurance Review26 Farmers Car Insurance Review28 Travelers Car Insurance Review30 SAFECO Car Insurance Review31 GMAC Car Insurance Review33 The Hartford Car Insurance Review35 Infinity Car Insurance Review37 Unitrin Car Insurance Review40 Western National Car Insurance Review43 Mercury Car Insurance Review45 National Motor Club Car Insurance Review47 Hagerty Car Insurance Review49 Erie Car Insurance Review51 Kemper Car Insurance Review53 MetLife Car Insurance Review

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1. Esurance Car Insurance Review

If you are considering changing your car insurance or buying a new car insurance policy, you should take a look at Esurance. This company is online and has been providing insurance services online for ten years.

Esurance will give you a quote online in 6 minutes.

If you want a car insurance policy that you can manage online, you should review an Esurance car insurance policy. Once you get a quote for Esurance car insurance, you can save your quote and go back to review it.

Esurance is not the best car insurance company for everyone so make sure to read through this Esurance review and then use the free tool on this page to enter in your zip code and get a full car insurance comparison today!

Discounts with Esurance

• Multi-Car Discount – You can take advantage of the multi-car discount with Esurance if you insure more than one vehicle.

• Safe Driver Discount – If you have not had any accidents within a certain timeframe, then you are eligible to use this discount. Esurance does not state exactly what the discount is. Some states will allow Esurance to apply a good driver discount after your driving record has been evaluated.

• Anti-Theft Devices – If your vehicle has an alarm or other anti-theft device, you may be able to get a discount.

• Safety Equipment – Esurance applies discounts for safety equipment on your vehicle automatically. Your Esurance car insurance quote will list all of your discounts.

Esurance Customer Service

When you buy an Esurance car insurance policy, you are taking advantage of being able to manage all aspects of your insurance account online. There is a toll-free number for Esurance also. Most of your communication with Esurance will be done online. There is an automated coverage tool that can help you select the right amount of coverage. Esurance offers a lot of articles on commonly asked questions regarding car insurance.

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Reporting an Esurance Claim

You can report an Esurance claim online even if you are not an Esurance policy holder. There are customers service representatives available 24 hours per day, 7 days per week at a toll-free number.

There is a service that you can use to actually see your vehicle as it is being repaired. You simply log in and then if your vehicle is at an E-Star direct repair facility, you will be able to see your vehicle going through the stages of repair.

Esurance does have a learning center where you can find definitions for common car insurance terms. The toll-free number for Esurance is clearly visible on every page of the website.

Esurance Car Insurance Quotes

It could be difficult for another company to beat the convenience of Esurance, but you should still shop around for insurance companies as each company is different. Get started comparing auto insurance today!

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2. GEICO Car Insurance Review

GEICO (Government Employees Insurance Company) is one of those companies that pretty much everyone has heard of. Even if they can’t quite remember the name, mention the little green lizard on TV or the

Caveman commercials and suddenly it comes to mind.

The GEICO gecko is one of the most recognized commercial characters on TV and GEICO is the only insurance company whose “spokes-characters” have been such a sensation. In fact, in 2009 the cavemen in those commercials were rated the funniest commercial characters of all time. The question, however, isn’t whether their commercials are funny or memorable, but whether or not they offer quality insurance and services to their customers.

Read through this GEICO car insurance review and then to compare quotes from many top car insurance companies online then be sure to enter your zip in on this page and do a full car insurance comparison today!

GEICO’s History

One of the first misconceptions that people have about GEICO is that they are a newer company. The truth, however, is that GEICO was established in 1936 and was started with the goal of targeting government employees. Over the years they expanded their services, but it wasn’t until 2009 that GEICO was actually available in all 50 states.

GEICO hasn’t had a perfect record when it comes to growth. There were some issues when they started selling auto insurance in areas like New Jersey in the 1960 s. They had to pull out of that area in′ the 1970s, but they were able to re-enter it in 2004.

The reason for these struggles? GEICO tried to grow too fast and it put a financial strain on the company. This required a reduction in staff and locations in order to get back on sound financial footing and get to the point they are at today.

GEICO’s Services

GEICO offers a wide variety of services to their customers, but their primary focus is auto insurance. You can purchase bodily injury coverage, property damage insurance, medical coverage, uninsured/underinsured insurance, comprehensive coverage, collision insurance, emergency road side insurance, rental reimbursement insurance and mechanical breakdown.

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Mechanical Breakdown Insurance

While it is possible that you have heard of all of these options, the mechanical breakdown insurance is something that is pretty unique to GEICO. This coverage gives you an option other than purchasing a warranty for your new vehicle. There is a $250 deductible before any of the work you need is covered, however the upside is that you don’t pay a huge premium for this coverage. It costs just a few dollars a month and your car or truck is covered against breakdowns.

There are some catches to this coverage, however. The first thing is that the vehicle has to be under 15 months old and have less than 15,000 miles on it. Additionally, this coverage does not allow for wear on items, such as brakes or maintenance items and changing the oil in your vehicle.

If you add the mechanical breakdown coverage, you can extend it for up to seven years or 100,000 miles, which ever comes first. The other catch, of course, is that if you have an older vehicle then you don’t qualify for this coverage.

Additional GEICO Coverage Options

In addition to these coverages, you can also purchase motorcycle insurance, ATV insurance, umbrella insurance (this offers homeowners protection from lawsuits), homeowners insurance, renters insurance, condo insurance, co-op insurance, RV insurance, life insurance, boat insurance, personal watercraft insurance, flood insurance, mobile home insurance, travel insurance, commercial insurance and identity theft protection.

GEICO’s Website

The first thing that you will notice when you visit the company website is that the home page is a tad bit cluttered. Not so bad that you can’t find your way around, but enough that you have to search for what you are looking for. In an effort to provide you with all of their coverage options on that home page, they make it harder to find exactly what it is you want. Also, with similar coverage, for example, boat versus personal watercraft, some users may find that things get a bit confusing; there is such a thing as too much information all at once.

Once you do find the information that you are looking for, in the homeowners section, for example, the explanation of the coverage that is offered is excellent. GEICO goes out of their way to ensure that anyone can read their website and understand what they have to offer. In addition, when it is necessary to include technical verbiage, they provide a definition of the terms on the same page (no need to click a link or find a definition page). This makes it very easy to learn what you need to without jumping around from page to page.

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Getting a quote on GEICO’s website is easy as well, however, you are going to need to be willing to part with some personal information in order to achieve this goal. Once you enter your zip code and select that you want to get a quote, you are linked to the first page of the process. This step requires you to put in your full name and your address. The next step is providing your vehicle information, (standard when getting a quote from any site) as well as how many miles you will be driving the vehicle each year.

The next step requires you to enter your personal information again as well as your social security. Unlike some other sites, they will not allow you to skip this step and get a quote without it. If you aren’t comfortable providing this info, you won’t be able to get a quote directly from their website. In this case, you may prefer you use a third party rate quote tool that will give you quotes from several providers without your social security number.

You will also have to check whether or not someone else will be driving your vehicle and provide their name and birth date as well as their occupation (or if they are a student). This step is a bit confusing as most insurance websites to not require occupation information about secondary drivers on your vehicle.

Once you are done providing driver information, you have to fill out a driver’s history section. GEICO will want to know what type of accidents or tickets that you and other drivers on your vehicle have had for the past five years. In addition, you will need to provide information about your current auto insurance (if you have some) such as how long you have been with the company (again, very standard question) and how much coverage you currently have.

At this point you will be linked to a page to help you determine if you are eligible for any discounts. GEICO works with specific partners and offers discounts to employees or customers of these partners.

Lastly, in order to get a quote you have to provide your email address as well as your phone number. There is no way to opt out or to ask that they not call you (they will) to discuss your policy.

Once you are done you will receive your quote. This quote is based on the information that you provided about your already existing coverage. If you don’t have existing coverage the quote is provided based upon a middle of the line cost of coverage. You also have the option of seeing a quote with the minimum coverage that you can purchase as well as the option to create your own policy. Once you are done, you can click a tab to compare the three options side by side.

The Bottom Line on GEICO

GEICO is a well-established company with excellent customer reviews. In fact, according to a recent poll, GEICO has a 97% satisfaction rate among customers. In the insurance industry, GEICO is known for paying their claims quickly and in full with little to no fuss involved.

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To get a quote from GEICO does require you to submit a great deal of personal information. In addition you can expect to receive a phone call regarding your quote as well as quite a bit of email (during this review four emails were received by this reviewer after filling out the quote tool). The upside to this is that having provided all of this information ensures that you get an accurate quote that is based on comprehensive information.

If you choose GEICO, you will be choosing a quality company. If you aren’t sure that GEICO is right for you, or if you want to get a quote without receiving a phone call or several emails, you can try using

the quote tool found at the top of the page at no charge. Not only will this provide you with quotes from top companies like GEICO, but from other reputable insurance companies too, allowing you to get a first hand look at what you can save on your auto insurance. Why not try it out now?

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3. Allstate Car Insurance Review

Allstate car insurance is well known because of their advertisements. Allstate was founded in 1931 and was initially part of Sears, Roebuck, and Co. The headquarters for Allstate is located in Northbrook, Illinois. It is the second-largest insurer in the United States for personal lines insurance.

When you are shopping for a car insurance policy, you should compare rates and services among companies to get an idea of what is best for you. You can get a quote for an Allstate car insurance policy online directly from Allstate or you can locate an Allstate agent. You can also call a toll-free number to get a quote.

To compare quotes from many different car insurance companies online then enter your zip code in on this page for a free car insurance comparison!

Some Discounts with Allstate Include the Following:

• Premier Discount – If you have not had an accident for the past three years and you do not have any moving traffic violations, you might qualify for the Premier Discount. Allstate does not disclose the specific amount of this discount.

• Premier Plus Discount – If you have not had an accident for the past five years, and you do not have any moving violations, you may qualify for this discount. Allstate does not mention how much this discount can save you.

• Passive Restraint Systems – If your car has airbags or motorized seatbelts that were installed at the factory, you could be eligible for this discount. There is no specific dollar amount mentioned for this discount.

• Anti-Lock Brakes – If your vehicle has ABS brakes, then you could qualify for this discount.

Optional Coverage with Allstate

• Accident Forgiveness – This type of coverage helps to prevent your rates from going up just because you had an accident. This coverage can be applied even if you are considered to be at-fault.

• Safe Driving Bonus – If you do not have an accident for 6 months, you may be able to earn a check for up to 5% of your premium.

• Deductible Rewards – This allows you to take $100 dollars off of your collision deductible on the day you acquire this coverage. You will then get $100 dollars off for every year that you remain accident-free. This coverage is limited at $500 dollars.

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• New Car Replacement – If your car is considered to be a total loss within the first three model years, you can get a new car.

• Personal Injury Protection (PIP) – This can help to reimburse you for expenses caused by a covered accident. Some eligible expenses include child care expenses and medical expenses.

• Towing and Labor-Cost Coverage – This coverage can be applied if your vehicle becomes disabled.

Allstate Discounts for Seniors and Students

Good Student – This discount applies if you are 25 or younger, unmarried, and a full-time student who meets GPA requirements.

Senior Adult – If you are 65 or older and you drive more than 25% of your car’s total mileage, then you may be able to apply this discount towards the cost of your personal injury protection coverage. This discount is not available in all states.

55 and Retired – If you are age 55 or older, and you are not working full-time, you may be able to apply this discount.

Allstate Auto Insurance Quotes

It’s easy to get Allstate car insurance quotes online but make sure that you do a full car insurance comparison to compare rates from many different auto insurance companies before deciding on a policy. Enter your zip in to start comparing car insurance now!

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4. State Farm Car Insurance Review

State Farm Car Insurance is one of the top choices for auto insurance coverage in the United States. Also, the company has been performing very well in other segments of the insurance and financial products industry.

It has been the largest car insurance provider in the US since 1942. And according to industry estimates, about 25% of all cars in the country today are being covered by State Farm.

Read through this review of State Farm auto insurance and then enter your zip code in on this page to start shopping for car insurance today!

Major Concerns about State Farm

There are a couple of issues that a prospective client may find upsetting about State Farm. First, there were accusations that the company committed racial and sexual discrimination back in 1970’s and 1980’s. The allegations were made based on the hiring practices of the company during those periods.

Some people also claimed that their insurance applications at the time were denied because of the company’s discriminatory policies. The company has since addressed this issue. As a matter of fact, it is now recognized as one of the biggest companies that has a well-diversified workplace.

The second issue about State Farm is the company’s tendency to skip states where the insurance market is being regulated. Even if the company has been operating in a particular area for years, it will decide to pull out from that place as soon as state laws begin to regulate insurance rates. State Farm simply does not want to be exposed to unnecessary risks that may be brought about by insurance regulation. To date, the company has pulled out of 17 states, starting with New Jersey back in 2001 and then Texas not long after.

This can pose problems for current clients because once State Farm Car Insurance leaves a particular market, plan holders need to look for new insurance providers that service the area vacated by the company.

Even so, these complaints have failed to bring down the company. As mentioned earlier, State Farm remains to be a big player in the entire insurance industry and not just in auto coverage.

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Pros of Getting State Farm Car Insurance

• Has a reputation for fostering strong relationships with clients. • Over 75,000 employees ready to assist clients in the United States and Canada. • Close to 17,000 well-trained agents to answer product inquiries and handle plan holder

accounts. • 70% of State Farms business is in auto insurance, so the company is more than familiar with the

industry. • Has been in the business since 1922 and attained top industry ranking from 1942 up to now.

Cons of State Farm Auto Coverage

• Very strict about accidents or bad driving records and does not even take into account the party responsible for the accident involving a plan holder.

• Drops coverage without considering the cause of plan holder’s license suspension.

Comparing State Farm Car Insurance Quotes Online

Indeed, State Farm has its own strengths and weaknesses. So, before you buy a policy, it is important that you get quotes from different auto insurance providers and compare their product features. Compare your State Farm auto insurance quotes online with quotes from other top companies with our free car insurance tool! Enter your zip to start!

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5. Progressive Car Insurance Review

Progressive Car Insurance has been servicing the country for over seven decades now. From its small beginnings, the company is now considered as a foremost auto insurance provider in the entire United States.

Apart from Progressive’s funny and creative advertisements, customers are drawn to this provider because of its dedication to serve its customers to the highest level.

Read through this Progressive auto insurance review online and then enter your zip in to start comparing car insurance rates today!

Progressive Car Insurance Standout Features

Liability, comprehensive, medical expenses, collision and rental reimbursements are some types of insurance coverage offered by the company. Aside from these standard offerings, however, the company also provides unique and additional protection that clients may not find in other providers. The features that make Progressive unique are:

• Lease or Loan Payoff • Pet Injury Coverage • Custom Equipment and Accessory and Parts Protection • Concierge Level Claims Processing and Services

Discounts and Savings from Progressive Insurance

If there is one thing that people are always in the lookout for, it is low-priced insurance coverage. Many want to get the best service at a fraction of the price. Without a doubt, Progressive Car Insurance coverage can offer competitive rates mainly because of the wide range of discounts and savings that policyholders can avail themselves of.

Aside from the usual good student and driver discounts, the company also offers accident forgiveness, e-sign discounts (automatic $50 off upon signing the policy online), multi-car, homeowner (discount for simply being the owner of the condo, mobile home or house you live in), and MyRate discounts (keeps track of the driving habits of a policyholder). New customers are also given as much as $550 savings on their first car insurance policy from Progressive.

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Comparing Progressive Auto Insurance Quotes Online

Progressive Car Insurance is really one of the most competitive auto insurance providers that you can find in the market. This insurance company has grown in size throughout the years not only because of its good advertising campaigns but, more importantly, due to its commitment to provide excellent customer service and policy flexibility as well.

Although some people complain about the company’s unresponsive and unreliable affiliate repair shops and car parts providers, many clients are willing to forget about such inefficiencies because these can be offset by the company’s convenient way of transacting business and processing claims online.

In order to ascertain if Progressive is the right insurance provider, it is a good idea to check out and compare the rates and products offered by other insurance companies. It would be much easier to decide on the best car insurance coverage if you can make comparisons. Get started with a free car insurance comparison now!

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6. AAA Car Insurance Review

AAA car insurance is offered from a company that was founded on March 4, 1902. AAA was started by an organization that initially had 1,000 members. AAA was formed because there was a lack of well-maintained roads for vehicles. AAA also began to print maps in 1905 and printed hotel guides in 1917.

AAA is a non-profit organization and has offered low priced emergency roadside assistance for years. When you are considering AAA car insurance, you should be aware of some benefits that you get when you buy an auto policy with AAA.

Read through this AAA auto insurance review and then enter your zip code in to get a free car insurance comparison!

AAA Car Insurance Policy Terms & Payment Options

One of the benefits of buying AAA car insurance is that you will be offered a 12-month policy. Most other insurance companies offer only a 6-month policy. Be sure to compare policy terms and shop around for the best policy. If you pay for your AAA car insurance policy up front in one payment, you will save 5%. AAA car insurance offers different payment options so you can pay on flexible terms.

Upgrades to AAA Car Insurance

You have the option of purchasing upgrades when you buy AAA car insurance. One upgrade is that you will be able to have a rental car for as long as your car is being repaired after an accident. This can be helpful because most other policies place a 30 day limit on having a rental car after an accident.

Another upgrade that is available is an optional new vehicle replacement. If your vehicle is considered to be a total loss within the first full year of coverage, AAA will replace your vehicle. You can also buy optional loan/lease limited payoff or gap coverage. This means that if your vehicle is a total loss and you owe more than what the vehicle is worth, then AAA will issue a check to the bank or finance company for the remaining loan balance.

There is also optional pet coverage. If you are in an accident and your dog or cat is injured, then AAA will pay up to $500 dollars towards any veterinarian bills. AAA offers an accident forgiveness program so that if you switch car insurance, the next accident that you have could be qualified for accident forgiveness which is also evaluated on your driving history.

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AAA Auto Insurance Discounts

When you buy AAA car insurance, you can receive a variety of discounts. You will get the greatest discount when you buy more than just one policy.

• Auto and Home and Life – You ca save up to 17.5 % off of your auto policy and up to 22% off of your homeowner’s policy.

• Auto Policy and Homeowner’s Policy – You can save up to 12.5%. • Auto Policy and Condo Policy – You can save up to 6%. • Auto Policy and Renters – You can save up to 6%.

Finding AAA Car Insurance Quotes Online

Before you commit to buying an AAA auto insurance policy, you should evaluate at least a few different policies. If you need other insurance along with auto insurance, it would be best to ask for a quote including all of your insurance needs so you can compare it with what you are currently paying. Get started with a free car insurance comparison now!

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7. 21st Century Car Insurance Review

Read this 21st Century Car Insurance review to decide if you should buy a 21st Century auto insurance policy. Make sure that no matter what you decide you enter your zip in to our free tool to compare car insurance rates from many different car insurance companies for today!

21st Century Car Insurance Availability

21st Century Car Insurance is available in all 50 states. However, it can only be purchased online in some of those states. Entering the zip code for location that the insurance will be needed will provide the appropriate information. Although identity theft restoration service is listed as an advantage listed for no cost, it is not available in the state of New York. For consumers in this state who want this as part of their insurance package, they will need to look elsewhere. This company is a subsidiary of AIG. As a result, the locations in each state are often AIG offices that can provide underwriting services for these insurance policies.

21st Century Auto Insurance Details

The key benefits in the 21st Century auto policies are 24-hour emergency roadside assistance, and emergency travel and medical assistance. The prices are comparable to other discounted auto insurance policies. Their web site makes it easy to get quotes that are based on zip code. It also makes recommendations for coverage so that those researching quotes can conducts accurate comparisons when shopping for rates and benefits. Sites that present provider ratings, such as JD Powers, show that paying the premium and pricing are the highest rated factor. Areas such as overall satisfaction, policy offerings, claims processing, and customer service does not meet the standards for many customers.

The 21st Century Insurance Experience

Each consumer’s needs are unique. Some will need higher service levels than others. It is important to read the fine print in the quote before selecting a company. Comparing the details point by point instead of focusing on the rate is recommended. Many customers have found that their policy does not cover areas they assumed it would and the lack of informative customer services in the event of a claim has been rated as poor. Contacting a 21st Century auto insurance agent via telephone will provide the best indication of whether 21st Century insurance is the right choice for car insurance. Enter your zip above to compare quotes from top companies for car insurance today!

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8. Nationwide Car Insurance Review

Many people with Nationwide Car Insurance policies stay with the company for a long time. It seems that this provider still provides small-town customer service even if it is one of the largest auto insurance companies in the United States. Check out this review of Nationwide

auto insurance and then enter your zip code in on this page to start comparing car insurance quotes today!

Nationwide Company Background

Nationwide, like State Farm and Farmers, also started with providing ranchers and farmers with insurance coverage. Although they started small, the company has since expanded its operation from Ohio to other major states in the country. For years now, Nationwide has continually showed increasing financial strength and unprecedented growth. In fact, it now boasts of $135 billion in statutory assets. Thus, it is not really surprising that Nationwide Car Insurance belongs to the Top 10 Auto Insurance providers in the United States.

What to Expect from Nationwide Car Insurance

Nationwide provides very flexible policies. The clients are usually the ones who decide what inclusions they want their policies to have. The company offers full coverage to protect the vehicles as well as insurance coverage for the driver and passenger of the insured vehicles. Some types of coverage that you can get from Nationwide are as follows:

• Liability • Comprehensive • Underinsured or Uninsured Motorist • Collision • Medical Payments • Rental Car Reimbursement • Loss of Income • Towing and Labor

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Why Buy from Nationwide Insurance?

There are plenty of reasons why Nationwide Car Insurance is a good auto insurance provider. However, what can set this company apart from other insurance providers are policy flexibility, car insurance discounts, and more efficient claims service. At Nationwide, you can find agents that will help you get the right coverage that will fit your vehicle, lifestyle, and needs. You can count on the company to provide you with adjustments and add-ons that are necessary to make clients happy and satisfied with the services.

The company offers a wide variety of discounts that can really bring down insurance costs without sacrificing quality coverage. Aside from the usual good student, good driver, or multiple-policy discounts, this insurance group also offers price cuts for safety and anti-theft devices, loyalty, and membership in the Farm Bureau Lastly, Nationwide knows how to treat their customers like royalty. Plan holders can expect 100% guarantees on repairs of the insured vehicle, plus faster claims processing through the Blue Ribbon Claims Service.

People using iPhone are provided with free applications that enable them to track, process, and manage their policies through the Internet. Clients who are transferring from other insurance companies can also expect to receive as much as $523 in savings, either through accredited agents or by using online quotes.

Free Nationwide Car Insurance Quotes Online

Although Nationwide Car Insurance seems to be a great car insurance company that provides sterling service, it is by no means perfect. There are still some instances where clients report problems with claims processing and other glitches.

Thus, individuals who are seeking to find the best car insurance coverage should still check other quotes and insurance plans from other providers before they make a decision on what car insurance policy to buy.

Get started comparing your Nationwide auto insurance quotes online with quotes from other top companies! Enter your zip in to get a free car insurance quote comparison now!

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9. Liberty Mutual Car Insurance Review

Liberty Mutual Car Insurance is the top selling product of Liberty Mutual Holding Company Inc, a holding company with 38 subsidiaries. In fact, this accounts for 34% of the total premium earnings of the company.

This can only mean that this insurance provider knows the auto insurance industry very well but does that mean that you should buy a Liberty Mutual auto insurance policy?

Read on for a review of Liberty Mutual car insurance company and then use the free search tool on this page to compare car insurance quotes online today!

Liberty Mutual Company Overview

Ever since Liberty Mutual was founded in 1912, the company has become one of the Top 5 Biggest Property and Casual insurance providers in the United States. This insurance provider has such a widespread presence that it also services 900 locations across five continents. You will surely not have any problems looking for an agent of Liberty Mutual Car Insurance because the company has over 45,000 sales representatives to assist you.

Products Offered by Liberty Mutual

If you are looking for standard car insurance, you can surely find a Liberty Mutual Car Insurance policy that is right for you. Since the company aims to give the coverage that is ideal for most situations, it would be best to discuss your options to a customer service representative or a Liberty Mutual agent.

The types of coverage that clients can apply for in this insurance provider include Personal Injury Protection or Medical Payment, Collision, Liability, Underinsured or Uninsured Motorists, and Comprehensive Insurance.

Added Services from Liberty Mutual

Liberty Mutual will not be one of the leading auto insurance providers in the world if they are not constantly looking for ways to better serve their clients. In order to attract more policyholders, the company has come up with additional benefits that customers can enjoy. Here are the added benefits:

• New Car Replacement • Unlimited Rental • Accident Forgiveness

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• Multi-Policy Discounts • Fast Appraisals • 24-hour Claims Assistance • Legal Defense Under the Policy • Total Liability Care Facilities

Strengths and Weaknesses of Liberty Mutual

Reliability and stability are two strengths that Liberty Mutual Car Insurance can offer its clients. This company has a strong financial background, so you can be assured that there will be no problem with regard to funding your claims in case the need arises.

Since this company has been operating for nine decades now, you can be assured that they have strong organizational and investment policies. Liberty Mutual also provides other type of insurance products, so you can rely on them for all your insurance needs. What’s more clients can also save a lot of money in insurance costs if they buy different types of coverage from this provider.

One of the major weaknesses of Liberty Mutual is its slightly expensive car insurance costs. Any client can surely find more affordable insurance rates for similar coverage types offered by other companies.

Liberty Mutual Car Insurance Quotes

Although Liberty Mutual Car Insurance is more popularly known for its auto insurance, it does not mean that you should get coverage from this provider the moment you receive a quote from the company. It is still advisable to check other offers and compare rates to get the best deals. Compare Liberty Mutual auto insurance quotes online with quotes from other top companies. Use the free search tool on this page to compare car insurance quotes online today!

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10. American Family Car Insurance Review

American Family car insurance has been in business for more than 80 years. The company started in 1927 under the name Farmers Mutual Automobile Insurance. It was formed in order to sell auto insurance to rural farmers.

The company name changed in 1963 to American Family Mutual Insurance Company. The headquarters for the company is located in Madison, Wisconsin. American Family car insurance is only available in certain states.

If you are looking for an auto insurance quote, you should get at least a couple of different quotes to compare rates and coverage options. Read this American Family car insurance review and then enter your zip in to start comparing auto insurance rates!

Coverage Options with American Family

• Auto Rental Reimbursement – This type of coverage is only available if you purchase collision and comprehensive. This coverage can be applied when your vehicle is in the repair shop because of a covered loss.

• Accidental Death and Dismemberment – This coverage can be applied to the cost of medical expenses or if you or any member of your household is injured or dies in a covered loss. This coverage can be used if you are either riding in or struck by a vehicle.

• Auto Lease/Loan Protection – This coverage can be applied if your vehicle is considered to be a total loss. This coverage will pay the difference between what is owed on the loan as compared to the value of the vehicle.

Discounts with American Family Car Insurance

• Auto and Home Premium Advantage – This discount can be applied if you purchase a car and homeowner’s insurance policy with American Family.

• Auto and Life Discount – This discount can be applied if you buy a life insurance policy and an auto insurance policy with American Family.

• Air Bag Discount – This discount applies if your vehicle has an airbag. • Multiple Vehicle Discount – This discount will apply if you insure multiple vehicles with

American Family. • Accident Free Discount – This discount can be applied if you have had not any accidents.

American Family does not state for how long you must remain accident-free in order to qualify for the discount.

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• Good Student Discount – This discount may be applied if you are a student and you meet certain grade point average qualifications.

• Defensive Driving Discount – This discount can be applied if you take a qualified defensive driving class.

Reporting a Claim with American Family

You can report a claim with American Family by calling a 24-hour claims phone line. You can also report a claim to your agent. There is an online claim form also.

Looking for auto insurance can be an arduous task, but you should compare quotes among several companies.

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11. USAA Car Insurance Review

USAA car insurance is specifically geared towards members of the U.S. Military and their families, and they have a members program that allows people to get extra savings on things like banking and insurance by getting them all from the same company.

The USAA website claims that based on a survey of new customers from October 2008 to September 2009, customers can save an average of $461 by switching to USAA from their current insurance company. Of course, this is something that consumers will have to get a quote for themselves to verify.

Read through this USAA auto insurance review and then enter your zip code into the free tool for your free car insurance comparison today!

USAA Car Insurance Coverage

USAA offers car insurance coverage to consumers that has many different included features and benefits. Accident forgiveness and safe driver benefits are available in most states.

USAA auto insurance also has a good student discount for young drivers, and have been ranked in the top two ‘Customer Service Champs’ according to BusinessWeek for the past four years.

Coverage inclusions aren’t readily listed on the website. The company boasts all of the benefits and advantages, but does not disclose possible coverage amounts or types of auto insurance coverage until you login or register to become a member. This requires purchase of a USAA membership, which you must be eligible to buy.

Eligibility requirements include:

• Active, retired, or honorably separated military personnel • Officers in Academy and ROTC programs • Adult children of existing members • Widows and widowers of members of USAA, either previous or current

USAA History

The company was founded in 1922 by 25 Army officers who decided to insure each other’s vehicles. Today, the company has more than 7.2 million members and is growing daily. The company started as an auto insurance company for military members, and now offers more than 150 products and services to people around the nation.

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USAA Car Insurance Pros and Cons

The Good:

• USAA is great for military members who need comprehensive financial solutions with discounts and a variety of options

• The company has solid financial statements and $68.0 billion in assets as of 2008 • USAA is very involved with military families, much like AAA is with its members

The Bad:

• USAA is only available to military families and eligible members • USAA requires membership to learn information about their products and services • The company does not disclose details of anything that they offer to encourage membership

beyond their accomplishments and successes

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12. Farmers Car Insurance Review

Since 1928, many people across the United States have been using Farmers Car Insurance. In fact, the Farmers Insurance Group of Companies, which also offers other types of insurance products, is now

the third largest insurance provider in the country. If you are planning to get car insurance, you may have considered getting one from this insurance company.

Below are some of the features that you can expect to get from a Farmers insurance plan. So, take a look at how this provider ranks compared to other companies and then use our free tool for comparing car insurance rates from many different car insurance companies.

Stability of the Company

Stability is one of the things that Farmers Car Insurance can offer you. The company has been providing insurance services for over eight decades now, so you know that it is more stable than newer insurance providers that you might encounter. When it comes to insurance companies, you want to make sure that the one you get has strong financial background so that you are assured to get funds whenever you have to make claims.

Presence of Farmers Agents Nationwide

Regardless of where you are in the United States, you will surely find a Farmers Car Insurance agent to help you. Since the company is the third largest in the industry, it services almost all areas in the country. Having an agent available in your locality is important because that person will be the one to help you when you have to make claims.

However, even if the company has many agents around, it does not mean that such professionals are the best in the insurance industry and that they have good customer service. It is still up to the prospective plan holder to determine if the Farmers agent in the area is really someone that can be relied upon.

Availability of Additional Services

In order to get good value for your money, you also need to look at the additional services that the company can provide you when you buy auto insurance from them. What sets Farmer Insurance apart from other vehicle insurance providers is the number of add-on services that a client can get.

Some of the additional services from Farmers that can help plan holders to better control the cost of their auto insurance include a safety education program for the youth, a network of auto repair facilities that offer affordable but high quality services, and an anti-fraud unit, among other things.

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Affordability of Farmers Car Insurance Policies

The cost of auto insurance can be very expensive. Thus, when comparing one auto insurance rate with another, people should look at the rate of insurance. At Farmers, many types of discounts are being offered so clients can have valuable car insurance policies at more affordable rates. The company provides discounts for good students (high school and college students with good grades), multi-car plans, teen drivers (available to those who completed the YES safety awareness program), use of alternative fuel, and accident free driving record.

Good Customer Service

In order to make the processing of claims hassle-free, you need a company that can provide you with good customer service. The faster you get your claims, the better.

Unfortunately, if there is one problem that many clients of Farmers Car Insurance complain about, it is the poor customer service of the company. It would seem that the efficiency of claims processing at Farmers is highly dependent on the insurance agent handling the policy.

All in all, Farmers auto insurance provides good coverage. It scores high in most of the features that customers look for in a reliable car insurance provider. But even if you have been a long time client, you always need to keep your eyes open for better rates, additional services and great offers when it comes to car insurance plans. Always compare several offers before you decide on what to get. Enter your zip code in on this page to start comparing car insurance rates now!

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13. Travelers Car Insurance Review

Travelers Car Insurance has been around since 1853, when it was started as the St. Paul Fire & Marine Insurance Company. Travelers offers auto insurance, personal insurance, and business insurance to

customers around the country based on the same principles that founded the company over 150 years ago. Read through this Travelers auto insurance review and then enter your zip in above for your free car insurance comparison from many top car insurance companies!

Traveler’s Insurance Quick Facts

• 3rd largest writer of commercial property and casualty insurance • 2nd largest writer of personal lines through independent agents • Assets of $110 billion as of 2009 • 30,000 employees nationwide • Ranked #99 on the Fortune 500 list of U.S. Largest Companies • #1 in 9 states • Top 5 in 49 states • Has 13,000 independent agencies and broker firms nationwide

Travelers Insurance Pros and Cons

PROS:

1. Travelers Insurance is a household name, which makes people feel safe. 2. The company is a leader in personal insurance, including auto insurance. 3. They offer a variety of different types of insurance to customers.

CONS:

1. The company is large and commercialized, which may or may not affect the level of service. 2. Travelers offers all kinds of insurance, so auto insurance may not get enough attention. 3. The company is highly ranked in all states, which can lead to people getting insurance without

doing research.

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Travelers Car Insurance Policy Coverage

Travelers’ car insurance policies come with a variety of different types of coverage, including: collision, comprehensive, bodily injury liability, property damage liability, medical payments or PIP coverage, uninsured or underinsured motorist coverage, and optional rental reimbursement and towing coverage. The amounts of coverage that you get will be completely up to you, based on your state laws and your needs for auto insurance.

The online quote process is quite simple, as is applying with one of the 13,000 agencies who sell Travelers insurance. Anyone can get insurance through this company, and it is up to you to check out the policies that you are offered by applying for a quote. You can also report claims online or via phone, making it easier for you to get the service that you need and the fast response that you deserve.

For people who are seeking affordable and personable insurance companies, this may be one of them. It is ranked high on the list of nationwide insurers. However, the large nature of the corporation might compromise the personal attention that customers get. For people who need constant interaction and someone there for them at all times, Travelers might be too big unless they choose to work with an independent agent who can act as the go-between.

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14. Safeco Car Insurance ReviewFrom the time that the Safeco car insurance company was established in 1923, it has been providing many people in the country with affordable Safeco Car Insurance protection.

This provider has a large network of agents nationwide so clients can easily find someone to assist them if they ever decide to get coverage from this insurance company.

Read this Safeco auto insurance review and then use our free tool for finding car insurance comparisons!

Basic Types of Coverage from Safeco Car Insurance

Here are some of the standard and additional types of protection that policyholders can avail of from Safeco:

• Permissive user protection that gives car owners protection even when non-designated person drives the vehicle

• Liability coverage protects policyholders from damages due to accidents • Physical damage protection • Comprehensive coverage • Medical protection and personal injury coverage

Advantages of Safeco Car InsuranceOne of the things that policyholders like about Safeco is its great customer service. There are only a few insurance providers in the country that offer 24/7 claims support. With Safeco, clients can be assured that help will come their way when they need it most. The company is also popular because anybody can get online quotes for its products. Lastly, Safeco is also open to negotiations. If there are inclusions or exclusions that you want in your policy, representatives of the company will try their best to give you want you want and need.

Disadvantages of Safeco Car Insurance

One thing that makes customers think twice about getting Safeco protection is cost. Many customers believe that there are cheaper car insurance plans available in the market. However, it is important to note that price should not be your main consideration when getting a car insurance policy.

You need to take a closer look at the value that an insurance provider can give you. It is always a wise move to try to compare rates, services, and other important details about auto insurance as provided by different companies before you make your final decision on what kind of coverage to get.

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15. GMAC Car Insurance Review

GMAC Car Insurance is unique in the sense that it is the only auto insurance plan offered by a car manufacturer. Founded in 1939 and formerly known as Motors Insurance Corporation, GMAC Auto Insurance is one of the biggest property and casualty insurance providers in the United States.

Throughout the years, the company has become popular because of its auto industry background as well as its knowledge of the needs of automobile owners all across the country. Just recently, the company announced the sale of its other insurance divisions. Officers of GMAC Insurance claimed that the company will start to concentrate on providing only auto insurance services.

Continue reading through this review of GMAC auto insurance and then use our free tool for comparing car insurance companies to get free car insurance quotes online!

Why Choose GMAC Car Insurance?

The availability of SmartServices is what sets apart GMAC from its competitors. It is not surprising that a lot of people are attracted to the company’s car insurance plans because of the convenience that this service program provides. SmartServices offer the following:

• SmartAssist, an optional towing membership that is available to all plan holders nationwide. • SmartInspect, a program geared toward ensuring that a plan holder’s vehicle is in tiptop shape

after undergoing repairs. • SmartValet, a service in which the company not only picks up the plan holder’s damaged

vehicle but also provides for a rental car after the plan holder makes a claim. After your car has been repaired, the company will deliver it to you and take back the rented vehicle.

• SmartReplacement, a service where GMAC will replace your car in case of a total wreck or loss. What’s more, the company will also go the extra mile to help you easily find a new vehicle of your choice.

Aside from the SmartServices, the benefits you will get from the GMAC auto insurance company also include one day claims reporting, guaranteed claims service satisfaction, and emergency expense allowance in case the plan holder has been stranded. Lastly, the company also provides flexible payment options so clients will not find it difficult to budget their car insurance expenses.

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What Makes Clients Think Twice about GMAC?

At first glance, GMAC Car Insurance seems flawless and perfect. With the many perks and guaranteed claims satisfaction, there is nothing more than a client can ask for from an auto insurance provider. But even if GMAC can be considered as a reliable car insurance provider, it is far from perfect.

For one, some clients are complaining about the company’s slow claims processing. True, plan holders can get $250 if they were not 100% satisfied with GMAC’s claims processing. But the time that can be wasted because of slow processing cannot be taken lightly.

Furthermore, GMAC, which used to consistently receive A-minus status from ratings agency AM Best, has been downgraded to triple B in 2009 because of the uncertainties surrounding the car and insurance industry.

The Cost of GMAC Car Insurance

In order to know for sure how much you need to pay for GMAC auto coverage, it is important that you compare GMAC car insurance quotes online. Just like with all the other insurance providers, the rate of a car insurance plan varies due to several factors, which include the client’s driving history and credit rating. However, if you decide to transfer from one car insurance to GMAC, you will be given a discount of $382 per year.

Before you buy a product or sign up for auto coverage, it is important that you spend some time comparing different auto insurance services and quotes offered by different providers. You need to familiarize yourself not only with the benefits but also the drawbacks of the car insurance company and policy that you plan to get.

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16. The Hartford Car Insurance Review

If you are looking for a reputable source of car insurance, you should definitely consider The Hartford car insurance. This is because Hartford is a reliable company that has earned its reputation for a reason.

There are many positive benefits to purchasing car insurance from Hartford. The following information should give you a good understanding of why Hartford is worth considering as a source of car insurance.

Read through this Hartford car insurance review and then be sure to enter your zip code into the free tool on this page for a free auto insurance comparison!

The Hartford History

Hartford was founded in 1810, and has grown in power and ability greatly since that time. In fact, it is among the top insurance companies in the United States. Hartford has grown to a great size, with millions of customers spread out all over the world.

Additionally, Hartford offers a wide variety of types of insurance, including business insurance, homeowners’ insurance, and life insurance. Of course, car insurance is also on the list of services that Hartford provides. Additionally, Hartford deals with many types of investments, including mutual funds and annuities.

The Hartford Car Insurance Options

There are many different types of car insurance offered by Hartford. No matter what your particular needs are, there is a good chance that this company can satisfy them. For example, Hartford provides price advantages for married couples, domestic partners, and single parents as well.

No matter what your current living situation is, there is a good chance that Hartford has a deal that will suit your individual desires.

Additionally, Hartford offers you other ways to lower the cost of your insurance. If you can prove that you are a responsible driver and car owner, Hartford will lower your rates. You can do this by taking driving classes, installing anti-theft devices, driving without being in accidents, and simply having many years of driving experience.

If you are interested in protection from having to pay for injuries resulting from an accident you were in, whether you were responsible or not, you may be interested in auto insurance from Hartford, as they provide this service. Additionally, they provide free roadside assistance. All of these can add up to an excellent car insurance plan for you.

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Comparing Hartford Car Insurance Quotes

It is obvious that Hartford is a solid auto insurance company with many positive features. However, it is still possible that they are not the best insurance company for you. Because of this, you should carefully research the specific policy you would receive from Hartford, making use of their application process as a research tool.

While you do this, you should also put competing insurance companies through the same process. By doing this, you can find out which company will give you the best deal. It is quite possible that you will save yourself time, effort, and money in the long run if you do the right research and make the best choice.

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17. Infinity Car Insurance Review

If you are finding it difficult to get car insurance coverage, you can try getting Infinity Car Insurance because this company is foremost when it comes to non-standard auto insurance in the United States.

In fact, Infinity belongs to the Top 50 Property and Casualty Insurance companies in the country. Although the company has been offering insurance products for almost 50 years now, the subsidiary that oversees the auto insurance segment of the business was formed officially only in 2002.

Read this review of Infinity car insurance and then enter your zip into the free tool for a free car insurance comparison today!

Infinity Auto Insurance Company Background

Although the company is licensed to service all 50 states in the country, Infinity likes to concentrate its efforts in servicing major urban cities in the United States. However, it is slowly building its base in less populous areas in the country with the help of the Internet. Thanks to its strong online presence, a lot of people have now started to recognize the Infinity Car Insurance brand even in small counties around the country.

Infinity Car Insurance Products & Services

If there is something that Infinity Insurance specializes on, it is offering non-standard auto insurance policies. So, individuals who are having difficulty finding a company that will provide them with customized coverage can consider getting quotes from Infinity. Some of the types of coverage that the company is promoting include standard personal car insurance, commercial vehicle coverage, exotic auto insurance, and classic car coverage. For added costs, plan holders can also get comprehensive coverage that includes optional medical insurance.

Infinity Insurance – Advantages

One of the things that make Infinity Car Insurance attractive is its willingness to provide coverage to special vehicles, high-risk drivers, and other special cases. It would seem that the company has cornered a niche market consist of people who drive muscle cars, sports cars, and other high-end automobiles on a regular basis.

Another advantage that Infinity has over other car insurance companies is its strong online presence. The company is affiliated with over 12,500 independent online insurance providers operating all across the country. So, Infinity products have become more accessible to individuals living in rural areas.

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Lastly, this insurance provider is also one of the companies that have attained stable ratings from the AM Best rating agency.

Infinity Insurance – Disadvantages

Although the company strives to achieve excellence in all aspects of its business, there are still some areas where it can use some improvement. For one, there are some independent agents that offer substandard customer support and claims assistance.

Also, Infinity Car Insurance is looked upon as a much more expensive provider compared to other insurance companies. Thus, it is crucial that you get not only Infinity car insurance quotes but also quotes from various companies and compare their rates and services with those of Infinity. This will ensure that you are getting your money’s worth.

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18.Unitrin Direct Car Insurance Review

Unitrin Direct has about $2.5 billion in program revenues annually. They also have over 8,000 employees and over 110,000 customers in their consumer finance area. The company is also rated an A- by A.M. Best Company.

Should you buy Unitrin Direct car insurance? Read through this Unitrin Direct review and then be sure to use the free quote comparison tool to compare quotes from many top auto insurance companies.

Enter your zip code in for your free car insurance quote comparison!

States w/ Unitrin Direct Car Insurance Coverage

Unitrin Direct offers car insurance to drivers in 25 states, including:

• Arizona • California • Colorado • Connecticut • Florida • Georgia • Illinois • Indiana • Iowa • Kentucky • Maryland • Michigan • Minnesota • Missouri • Nevada • New Jersey • New York • Ohio • Oregon • Pennsylvania

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• South Carolina • Texas • Virginia • Washington • Wisconsin

Unitrin Direct History and Facts

Unitrin Direct was founded in 2000, and is a subsidiary of Unitrin, Inc. The company was designed specifically for direct dealing with consumers, taking the middleman out of insurance. In 2002, they acquired eKempter, and then Merastar Insurance Company in 2007.

The company has headquarters in Chicago and Chattanooga, along with field offices in: Arizona, California, Colorado, Connecticut, Georgia, Florida, Illinois, Indiana, Iowa, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington, and Wisconsin.

Unitrin Direct has over $9 billion in assets. The company uses their direct approach to provide consumers with up to 20% savings on their auto insurance.

Unitrin Direct Car Insurance Coverage

Unitrin offers all of the standard types of coverage that you would expect to find from a car insurer, including:

• Bodily injury liability • Property damage liability • Towing and labor, rental reimbursement • Comprehensive and collision coverage • Uninsured and underinsured motorists’ coverage • PIP and medical payments

Unitrin Direct auto insurance also offers significant discounts for customers, including the following: air bags, anti-lock brakes, anti-theft, daytime running lights, distant student, driver instruction discounts, good student discounts, e-signature or online discounts, good driver, homeowner, loyalty, multi-car or multi-policy, pay-in-full discount, passive restraints, recovery system, responsible drivers, seniors, previous insurance history, and more.

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Unitrin Direct Pros and Cons

When choosing an auto insurance company, it’s important that you know the pros and cons of the situation so that you can make the best decision regarding your specific needs and insurance provisions. Here is what you should know about Unitrin Direct:

The Good:

• The company deals direct, which saves consumers money in most cases • They offer a variety of discounts for consumers • Unitrin has a solid reputation and is backed by their parent company, who is globally known

The Bad:

• Unitrin Direct only operates in 25 states • The company deals directly with consumers, meaning there is no independent agent access • The company does have solid financials, but might be too commercialized for some drivers • The website doesn’t give adequate information about the products offered.

These are some things to keep in mind when choosing an insurance company. What matters is that you take the time to check out all of the different options that you have and find the car insurance that works for you, because that is all that truly matters in the end.

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19. Western National Car Insurance Review

Western National car insurance is available in Washington, Oregon, Nevada, Utah, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois and Iowa. Western National was founded in 1900, and their

first claim payment was made in September of 1901. They have a longstanding history of focusing on customer service and doing the right thing for people, according to their website.

Western National offers automobile insurance, boat insurance, dwelling insurance, home and renter’s insurance, motorcycle and ATV insurance, snowmobile insurance, and commercial policies including worker’s compensation in all states except ND, OR, and WA. The average amount of experience of agents and team members that work for the company is 17 years, which is quite substantial. The company has an A rating from A.M. Best, as well.

Read through this Western National auto insurance review and then enter your zip code in for your free car insurance comparison with quotes from many top car insurance companies!

Western National History

In 1900, the company was founded. First claim was paid in 1901.

1915 saw the company changing names to cover liability as well as fire hazards.

In 1925, the same company forms a tornado insurance company in Redwood Falls, MN.

1953- All companies merge to become Mutual Creamery Insurance Company

1970- The company name changes to Western National Mutual Insurance Company, as the company has started selling auto and personal lines to other people outside of the creamery and cheese co-op market.

1974- Cascade Insurance Company in Seattle is purchased by Western National, where they take over operations in the region.

2007 brought the merge with Farmer’s Home Group, offering more insurance options for more states.

In 2009, the company acquired another company and started offering insurance to customers in Illinois.

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Western National Auto Insurance Coverage

Auto insurance from Western National includes a variety of different types of coverage. You will find Western National car insurance policies with the following types of coverage to choose from:

• Bodily injury liability • Property damage liability • Personal Injury Protection (PIP) or No Fault protection • Medical payments • Uninsured and underinsured motorists • Collision coverage • Comprehensive • Rental reimbursement • Towing and labor • Glass coverage • Auto loan or lease coverage • Audio/Visual and electronics coverage • Highway Emergency Loss Protection (HELP) • Various other optional coverages

Western National Pros and ConsChoosing a car insurance provider requires you to weigh the pros and cons of the situation to determine which company is right for your needs. Here is what you should know about Western National.

Pros:

• Company is small and focused on quality of service • Proud of heritage and service • 50 years of auto insurance coverage • Sells through independent agents • 5% discount for switching to Western National for a one-year policy

Cons:

• Company is small, limited coverage in specific states • Company has restrictions on which insurances can be bought in which areas • No online quotes, must work through an agent • Limited experience in auto insurance because they only work in 10 states

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These are the things that you need to consider before choosing an insurance company. For residents living in the served areas, this company could provide the coverage that they are looking for. However, it is up to each individual person to weigh the options and determine whether the small size of this company is a benefit or a disadvantage to their auto insurance needs.

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20. Mercury Car Insurance Review

Since 1962, California residents have been enjoying the benefits of having Mercury Car Insurance coverage. In fact, Mercury Insurance Group is considered as one of the Top 3 Biggest Personal Auto

Insurance Providers in the state. And although the company is expanding and is now servicing several other states including New York, Nevada, Texas and Oklahoma, there are still several states that are not covered by this insurance group.

Since Mercury auto insurance quotes are available online, it is important for customers to check if their state is one of the places where the company has a business presence.

Read through this Mercury auto insurance review and then enter your zip code in on this page to start comparing free car insurance quotes online!

Mercury Car Insurance – Product Features

Value, great customer service, financial strength and reliability are the qualities that Mercury Insurance Group is aspiring to excel in. In order to attract and retain customers, the company knows that simply offering standard auto insurance coverage is not enough. As a result, Mercury tries its best to give customers better value for their money, added benefits, and sterling customer service.

The company has become a dominant player in the personal vehicle insurance market in California. This comes as a result of continually providing utmost service and quality products to clients. Furthermore, Mercury believes in transparency. In order to show its potential and existing clients that the company has financial stability, it is generous in giving out press releases about its financial standing on a quarterly basis. The company is also very open when it comes to how much dividends are paid to its shareholders as well as its major investment decisions.

Getting the Most Out of Mercury Car Insurance

When it comes to getting the best car insurance in town, customers need to be proactive in asking their agents for discounts and savings. Although Mercury provides many types of discounts for its customers, you will not be able to avail yourself of these savings if you do not ask and inquire about ongoing promotions and discounts available. Some of the discounts that the company gives away come as a result of anti-theft devices, good driving record, multi-car, multi-policy, and memberships in partner associations and professional organizations.

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To Get or Not to Get Mercury Car Insurance

It is without a doubt that Mercury can offer you one of the lowest auto insurance rates in the market. However, this does not mean that each policy that the company offers is perfect for you. Those who are just looking for standard coverage may be happy with what the company is offering. However, individuals with specific needs, such as coverage for classic cars or pet injuries, may find Mercury policies wanting. Before you sign up for Mercury auto insurance, it is best that you also check out the quotes from other companies that service your state.

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21. National Motor Club Car Insurance Review

Even if National Motor Club is not really an auto insurance company, it still provides competitive National Motor Club Car Insurance for its members.

Besides, the protection that this company offers is usually different from the standard vehicle insurance coverage from other providers in the country. Some clients use National Motor Club car coverage as additional protection, while there are those who opt to exclusively use the policies offered by this motor club.

Read through this National Motor Club auto insurance review and then enter your zip code in on this page to start comparing car insurance quotes!

Features of National Motor Club Coverage

• Emergency Roadside Assistance • Bail Bonds and Attorney’s Fees Connected with Accidents and Traffic Violations • Stolen Vehicle Rewards • Dispatch or Reimbursement • Emergency Situation Benefits • Travel Assistance Reimbursement • Identity Theft Protection • Daily Hospitalization • Accidental Death Coverage

Additional Benefits of National Motor Club Car Insurance Protection• Travel Assistance Reimbursement • Trip Planning • Hotel Discounts

Strengths and Weaknesses of National Motor Club InsuranceThe strength of National Motor Club Car Insurance lies in the interesting services that are not available in regular auto insurance companies. In fact, customers like this company because it is like an elite auto club that provides discounts and other perks to its members. Clients or members can have insurance protection that is bundled with trip planning, airline reservation and rewards for the faster recovery of insured vehicles that have been stolen.

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The main weakness of the National Motor Club Car Insurance is that it does not necessarily provide its customers with the kind of protection that is expected from a standard vehicle insurance plan. In order to determine if you need additional auto coverage or nothing but the services of National Motor Club, you should compare the features of the car insurance plans and other benefits provided by National Motor Club with those coming from other insurance companies.

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22. Hagerty Car Insurance Review

Hagerty Car Insurance is a very exclusive provider. The company began offering auto insurance services in the country only in 1991 and it only covers specialty, antique and classic vehicles. Car aficionados who want

affordable coverage for prized automobiles can rely on Hagerty to provide them with specialty car insurance policies at a fraction of the price of regular car insurance plans. Read this Hagerty auto insurance review and then compare car insurance rates today!

Common Provisions in a Hagerty Car Insurance Policy

• Clients get the full agreed value coverage amount in the event of a total loss. • Plan holders can avail of single liability fee even if they have several classic cars to insure. • Wide variety of deductibles available for clients. • Client can pick any repair shop to handle repairs of insured vehicle.In-house management

customer service available and can process claims daily from April to October. • Medical reimbursement for plan holders and their families for injuries incurred during car

shows. • Automatic insurance coverage of as much as $50,000 for any new addition to your car

collection.

Benefits of Getting Hagerty Car Insurance

The people behind the company are vehicle collectors too, so they know what a car collector is looking for in a car insurance plan. Aside from the standard Hagerty auto insurance, clients can also avail of special coverage and add-ons in their policies in cases where the insured vehicles are undergoing restoration, in transport overseas, in business or promotional use, or when policy holder uses vehicle during foreign trips. These special types of coverage could be accommodated by other car insurance companies but at a much higher premium rates than Hagerty.

The company also provides a wider range of benefits for its clients. In fact, many plan holders think that Hagerty provides them not only with auto insurance coverage, but also that feeling of being a member of an exclusive and elite auto club. Some of the free services include flatbed towing, emergency roadside rescue, concierge services and also a free subscription to the Hagerty magazine.

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Problems with Hagerty Car Insurance

One of the main problems you might encounter with Hagerty auto insurance is that the company has a lot of restrictions. Even if you own a classic car, it does not necessarily mean that they will agree to cover it. Aside from the type and model of the vehicle, a major consideration in deciding whether to cover it or not is how frequent such vehicle is used by its owner. If you only have one collectible car and you use it every day, the company may refuse to cover it.

Also, drivers with at least two minor traffic violations within a period of 36 to 72 months may not qualify for any auto insurance plan from Hagerty. Lastly, the company will also look into how a car collection is being kept by its owner. If you do not have a fully enclosed and secure area to store your classic car collection, you may not be eligible to get auto insurance from this company.

All in all, Hagerty Car Insurance offers valuable coverage at a great price if a vehicle can meet the company’s requirements. The company also provides great customer service, fast claims and even additional benefits. Then again, it is still wise for a car owner to request for quotes from different car insurance companies. It pays for a prospective client to compare rates, product features, and after sales services of different auto insurance plans before getting one.

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23. Erie Car Insurance Review

Erie Auto Insurance has been providing insurance services since 1925. The company headquarters is located in Erie, Pennsylvania. There are offices located in 24 cities. Erie Insurance has more than 4 million policies in force.

You can obtain a quote for Erie car insurance online or through an agent. If you are considering switch-ing your insurance, you should shop around and compare rates and coverage. You should also consider whether you are able to manage your policy online if you are very busy and do not have time to visit an agent’s office.

Read through this Erie Car Insurance review and then start comparing car insurance rates online!

Discounts with Erie Insurance

• Safe Car Driver – Erie does not elaborate on what the requirements are to be a safe driver, so check with your agent or call Erie directly to learn more about this discount.

• Age 55 or over – If you are age 55 or older, you may be eligible to receive a discount.

• Passive Restraints – If your car is equipped with passive restraints, you may be able to receive a discount.

• Anti-Theft Car Devices Discount – If your vehicle has an anti-theft system or alarm, you may get a discount.

• Multi-Policy Discount – If you purchase your auto policy and another policy such as a homeowner’s policy, you may be able to get a discount.

• Auto Accident Prevention Course – If you take a defensive driving course, you may be able to get this discount.

• Reduced Car Usage Discount – If you no longer commute to work or use your car only occa-sionally, you may qualify for this discount.

Erie Car Insurance Customer Service

You can contact Erie Insurance via e-mail or phone. There is a toll-free number that you can call 24 hours per day. You can speak to an Erie insurance agent Monday through Friday.

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Benefits of Using Erie Auto Insurance

• Erie Insurance has the highest level of customer service for auto policy holders.

• Erie car insurance offers more than 30 extra features on their policies.

• You can customize your Erie car insurance policy.

• Erie Insurance is financially stable.

Claims Process with Erie Insurance

• Who Will Handle Your Car Insurance Claim – If you have a claim, then the Erie insurance agent and the auto claims adjuster will help guide you through the claim.

• Vehicle Repairs – You can choose from several car repair options when you have a claim with Erie insurance.

• Locating a Repair Facility – You can locate a repair shop on the Erie website.

• Cracked Windshield – If you have damage to your windshield, you can take advantage of us-ing the glass program with Erie Insurance.

You can file a claim with an Erie insurance agent. You can also report your claim online or call one of the Erie field offices online.

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24. Kemper Car Insurance Review

Kemper Car Insurance has maintained its high quality service and in-tegrity since 1926, the year it was founded. This holds true even if the company has been acquired by many bigger companies throughout the

years. Kemper Insurance still maintains its name although the company was acquired by Unitrin in 2002.

Below are some of the essential qualities that plan holders would like to see in a car insurance com-pany and how Kemper stands within the insurance industry today.

Once you finish reading this Kemper auto insurance review then be sure and enter your zip code in on this page to get a free car insurance quote comparison!

Wide Range of Products

Kemper Car Insurance products are standard. Clients can get full and liability auto coverage that is similar to what most auto insurance companies in the country can provide. If you want to get umbrella coverage and don’t want the hassles of getting home, life and other personal insurance products from different companies, you can also rely on the services of Kemper Insurance.

On the downside, these types of coverage are all that can be expected from this insurance provider. If you want flexibility and specialized car insurance coverage, you might find it hard to get it from this company.

Kemper Car Insurance Discount Programs

Kemper Car Insurance prides itself in providing customers with very competitive rates. In fact, the company has a good discount program that can help bring down the cost of auto insurance cover-age.Clients can get discounts for various reasons, including instances where prospecting plan holders get multi-car policies or when they are able to complete driver training courses. Installing safety and security devices like airbags, automatic seatbelts, anti-theft gadgets and anti-lock brakes also entitles clients to discounts. Lastly, there are special rates for young college students who no longer live with their parents.

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Kemper’s High Quality Customer Service

When it comes to customer service, clients can definitely rely on Kemper Car Insurance. This company continually strives to provide excellent service to clients. For one, Kemper is one of the few companies that have phone agents dedicated to answering queries and processing claims 24 hours a day.

As a testament to the efficiency and great customer service of this company, Kemper is one of the few insurance companies that responded fast when Hurricane Katrina devastated the Gulf Coast in 2005.

Aside from this, Kemper also invested in online technologies that make claims and payment pro-cessing, reviewing of accounts, and claims tracking a lot faster and more convenient for policy holders. In a bid to be a green company, Kemper also gives its customers an option to receive paperless billing.

Stable Company and Strong Financial Background

Kemper Car Insurance consistently gets stable or A-rating from reputable insurance ratings company like AM Best. This company has a strong financial background. But on the downside, some people are still wary about the number of times that Kemper got acquired by different companies. Who knows if in the coming years it would be acquired by an unreliable insurance group?

So, despite the fact that Kemper is a well-recognized brand in the United States, it is still prudent to compare its products and services with other similar companies before deciding to get coverage. You want to make sure that the plan you are getting will provide you with what you need.

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25. MetLife Car Insurance Review

MetLife Car Insurance remains to be a popular choice for people who are looking for inexpensive but adequate vehicle insurance coverage. Since 1868, people in the country have been enjoying the customer ser-

vice and interesting auto insurance coverage offered by this company. Individuals who are looking for their first policy or those who are just shopping for a better auto insurance deal should consider get-ting a MetLife car insurance quote online.

In order for clients to ascertain that they are getting the best auto insurance plan, they need to determ-ine if the auto insurance company they are choosing can do well when evaluated based on these 4 im-portant characteristics of a good car insurance company.

After your read through this review of MetLife auto insurance coverage then be sure to enter your info in on this page to start comparing car insurance today!

Variety of Coverage Options

Since people have different needs when it comes to car coverage, insurance companies should find ways to provide more flexibility and variety of options to their clients. With MetLife Car Insurance, you can count on finding a wide range of products and services to choose from. Aside from the com-mon liability coverage and collision and comprehensive protection, MetLife also offers enhanced rental car protection, coverage for motorists that are uninsured and underinsured, personal injury protection and medical payments coverage.

It is worth noting that the main feature of MetLife car coverage is that customers are protected from out of pocket costs after an accident. However, if you are looking for more specialized options, such as coverage for exotic vehicles and people with bad driving history, MetLife may not be able to provide exactly what you need.

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Affordability of Auto Insurance Plans

One of the main reasons why people are interested in getting MetLife Car Insurance plan is due to cost. MetLife is one of the few companies that offer many discounts and savings designed to bring down the cost of car insurance. However, not all of the company’s savings and rewards programs are available in all locations. Below are the discounts and savings that MetLife offers its clients:

• Deductible credit of $50 for every year that a client does not make a claim

• Defensive driver discount of as much as 7%

• Multi-policy savings of up to 10%

• MetRewards of as much as 20%

• Super driver discount of up to 12%

• Good student savings of as much as 15%

Fast and Reliable Customer and Claims Services

Many clients of MetLife Car Insurance are happy with how the company treats them. Aside from giv-ing loyalty rewards, MetLife also has thousands of agents all across the country to assist individuals in getting the right auto insurance. When it comes to claims services, MetLife is also a cut above the rest. This company is one of the few insurance providers in the country that offer 24/7 claims agents. Just dial 1-800-854-6011 if you want to follow up, process and get clarifications on MetLife plans.

Availability of Different Payment Options

Since many people are finding it quite hard to make both ends meet, one important characteristic that they seek from insurance providers is multiple payment options. At MetLife, clients can choose annual or six-month policies and also avail of payment installment options. MetLife Car Insurance can be paid through automatic bank account transfers, by check, or through the Internet.

Still, it is prudent to compare the quotes and offers from MetLife with other leading auto insurance companies in the country if you want to have the best coverage in town.

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