MountLehman

CreditUnion

5889Mt.LehmanRoadAbbotsford,BC,V4X1V7

Tel:6048567761

EmergencyNumberAfterHours:

604-856-7715

www.mtlehman.com

Products:1.ChipCards:Chipcardsofferyouenhancedsecuritywitheveryelectronictransaction.Here’show:*Asmallmicrochipisembeddedinyourdebitcard*Thismicrochipcanstoreandprocessdatasecurely*Thedataonthechipisextremelydifficulttocopyorchange,minimizingthechanceofdebitcardfraud*Anothergreatbenefit:YouwillbeabletochangethePINonyourchipcardanytimeatanyCreditUnionATM2.E-Statements:GoGreen–gopaperlesswithMt.LehmanCreditUnion’selectronicStatements*Accesscurrentandpastmonthlystatementsonline*Printordownloadyourstatement3.MemberNote3:InApril2005Mt.LehmanCreditUniondevelopedanin-housesoftwareproductthatsendsatextmessage+/oremailwhenyourdebitcardisused.Thenewestversionwillsendyousimilarmessageswhenalmostanythinghappensonyouraccount.Thebeautyofthissystemisthatyoucanchoosewhichonesyouwant.Thisisthemostrobustalertsystemavailableanywhereandwehavesavedthebestforlast,thesealertsareinrealtime.Youreceivethemessagewhenithappens.

4.TextUs:withMobileBanking-TextUsyouhaveaccesstobalancesandtransactionhistoryrightatyourfingertipssimplybysendingatextmessage.Justregisteryourmobilephone,andstartMobileBanking-TextUstoday!

BeRemarkableAccountBeRemarkableisafreedebitaccountformembersages18-30TheBeRemarkableaccountincludesthefollowingfeatures:

• UnlimiteduseofMt.LehmanCreditUnion’sATM

• 50freePOStransactionsmonthly• 10freeATMcashwithdrawalsmonthly• MemberNote3–Real-timealertsonall

transactionsandevents• MobileWeb–Accessaccount24/7fromyour

iPhone,Blackberry,Android,ect.• TextUs–Text“bal”forbalanceinquiriesand

“act”foraccountactivityfromyourcellphone24/7

• InternetBanking–Billpayments,transfersandmore

• E-Statements–GoGreen!Previousstatementsalwaysaccessible

• OverdraftProtectionof$300(uponapproval)• Lowmonthlyaccountfeeof$2.50

Accounts&Services

Chequing

ItemreturnedbytheCreditUnion(NSF)40.00*Overdraftchargeperitem5.00Monthlyservicecharge–personal2.50Personalchequecharge,encoded(perchq)0.75Personalchequecharge,non-encoded(perchq)10.00*Pointofsale(POS)transaction0.55Stoppaymentorder10.00plus5.00*Certifyingcheque(otherthandrawer)10.00Sendingchequetootherfinancialinstitutionfor

collection25.00Chequereceivedforcollection25.00*Personalizedcheques0.20Chequeholders(leatherette)1.00ChequedrawninU.S.fundsonCDNaccount10.00Rejectedautomaticdebits/credits4.00Chargebackofdishonoredcheque5.00Accounts

Transferfromsavingsacc.notarrangedtocoveroverdraft5.00

TelephonetransfertoCreditUnioninBC20.00*toCreditUnionoutsideBC/Bank20.00International25.00

Inactiveaccount(afteroneyear)2.50/monthBalanceofAccount

transfertoCreditUnion25.00*transfertoBankorTrustCo.25.00

Accountclosed(openlessthan6months)25.00ElectronicBillPayment(MemberDirect)0.75ElectronicStopPayment6.00plus5.00*Reversebillpayments(samedayonly)5.00SpecialArrangementFee10.00Interace-Transfersoutgoing(<$50)1.00Interace-Transfersoutgoing($50-$1000)1.50Interace-Transfersoutgoing(>$1000)2.00Interace-TransfersincomingFreeMe-to-MeTransactionsoutgoing2.00Me-to-MeTransactionsincomingFree

GoldenAccount(62yearsandolder)

Monthlyservicecharge-golden2.50In-branchbillpaymentsFreeChequeclearingFreeOrganizationsnochargechequingaccountBusinessAccounts“StrictlyBusiness”

MonthlyserviceCharge8.50Peritemcheque/debitcharge,encoded0.85Peritemcheque/debitcharge,non-encoded6.00Pointofsale(POS)transaction0.65Businesscheque,printingorder0.50eachChargebackofdishonoredcheque5.00Logo(onetimeset-upfee)55.00ChequeBinder20.00Loans

ChattelMortgage/LoanFee175.00* Renewal100.00 Liensearch20.00Mortgage Registryandsolicitorsfeescost Renewal-6month,1,2,3,4,5,yearoptions150.00 -ifsuppliedwithtaxnoticethatispaid100.00 Modification(unregistered)90.00 Modification(registered)cost Dischargeofmortgage75.00 Progressivemortgagefee275.00* Transferfromanotherfinancialinstitution100.00LetterofCredit125.00 Re-issue75.00Automaticloanpaymentreversed12.00Delinquentloanfee10.00Delinquentloan(notice)25.00Commercialloanapplicationfee,pluscommitment

fee(non-refundable)250.00or1%Agreementforsale Lodgingagreementforsale25.00 Pertransaction5.00

RecordsSearch25.00/hror10.00min. MoneyOrders&BankDrafts

Manager’scheque(Officialcheque)7.00*U.S.Moneyorder(feeinUSdollars)10.00*MiscellaneousServices

Utilitybillpaymentinbranch(Cable,Hydro,ect.)1.50Audit/Bankconfirmation30.00Photocopies(percopy)0.50Faxes5.00+longdistancechargesMemberCardFreeReplacelostMemberCard10.00RRSPtransferout(tononCreditUnion)50.00PrintingStatement(perrequest)5.00Non-memberchequecashing10.00SafetyDepositBoxes

Sizes:Small40.00*Medium50.00*Large75.00*Drillingbox175.00Replacinglostkey25.00

Maximizer

Maximizermonthlyservicechargeincludes10freeATMtransactions,freechequeclearing&chequeprinting14.00AutomaticTellerMachineCharges

CashwithdrawalbyMLCUmemberatMt.LehmanCreditUnionmachineFreeotherCUEorExchangemachine1.25Interacmachine1.75International3.00

EffectiveSeptember15st,2017Feessubjecttochangewithoutnotice