beavers/natwest leader's notes pack – 1st draft © 2011 ... · +44 (0)7980 550106 m unit 5.1...

Staying

on budget:

leader's notes

© The Scout Association Registered Charity Numbers 306101 (England and Wales) and SC038437 (Scotland).

in partnership with

© 2011 Paul Charles. All rights reserved.

e [email protected] incredipaul.comm +44 (0)7980 550106a Unit 5.1 The Paintworks, Bath Road, Bristol, BS4 3EH

Beavers/Natwest pack – 1st draft

Cover concept Budgeting - Giant piggy bank

Staying on budget: leader's notes in partnership with www.scouts.org.uk/natwest

IntroductionOne of the most important aspects of looking after your money is knowing how to budget.

It means that you know how much money you’re getting and how much you’re spending.

If Beaver Scouts want to save up for something special like a new bike or just make the most of the money they have day to day, it’s a good idea to budget. But we know it’s not easy, so that’s why we’ve put together this resource to help Beaver Scouts become brilliant budgeters.

make money make SenSeNatWest run MoneySense, a programme that has helped more than two million UK young people to develop money management skills. All materials are impartial and do not promote NatWest products or services. Find out more at www.natwest.com/moneysense

The ScouT aSSocIaTIon workIng wITh naTweST

The Scout Association have teamed up with NatWest to produce this resource for Beaver Scouts to help them learn about how to budget and look after money.

It will help you deliver an impartial programme of activities. There is also an activity pack which should be provided to each Beaver as further support. The activities in their packs relate to those outlined here, but parts of them can also be done at home.

These resources should help Beavers to develop confidence in themselves and their own ideas, explore ways of managing their own money, and be great fun.

This pack will help Beavers learn more about:

• The differences between the things they want and the things they need.

• The different types of money there are in the world

• How they spend their money each week

It’s part of a series of five NatWest-sponsored activity packs covering a series of money management skills in simple ways to include in your programme:

• Money and your life

• Staying on budget

• Be part of an event

• What is a business?

• Bringing the fun into fundraising




Cover conceptBudgeting - Giant piggy bank


If you wanted to save for something, how would you do it? You’re about to find out.

how to do the activity

1. Ask the Beavers to draw one thing they would like to save up for using the space in their activity pack (15 minutes).

2. Then ask them to look in the catalogue and see how much it costs. Get them to write this down and to also write down how much pocket money they get.

3. Work with them to see how much would they need to save each week to afford their item? How long would it take them? (15 minutes).

activity: saving upThis activity will help Beavers Scouts to think about saving and how to budget so they can afford the things they want.

I want a new bike. But I need to save my pocket money to get one.

Neville, 7, LancasterWhat you will need: • Colour pens or pencils• Paper• An Argos catalogue

How long: 30 minuteswanT help To Save?If you want help to save money, go to www.natwest.com/moneysensebudget-tool




Cover concept Budgeting - Giant piggy bank


activity: Is it worth it?There are lots of things we can spend our money on, and sometimes it’s hard to tell what the things are that we really need.

This activity will help Beavers to think about the difference between the things they want and the things they need. It will encourage them to appreciate the value of money and see the sense in planning how to spend it.

how to do the activity

1. Write down the word ‘want’ on one piece of paper and ‘need’ on another. Stick them on opposite walls of the meeting place (5 minutes).

2. Read out the items below to the Beavers. The Beavers run to one side of the room depending on whether they feel they need or want an item. The Beavers should only have a few seconds to make up their minds (15 minutes).

Items

Food

A computer

A car

A computer game

A house

Insurance

A new jumper

New trainers

Water

A guitar

A stereo

A football

I like to play computer games. I have to save the money, and then think about which one I want. I don’t want it to be rubbish when I’ve saved for it.

Bertie, 8, BradfordWhat you will need: • Pen and paper• Sticky tape

How long: About 20 minutes




Budgeting - is it worth it? Budgeting - currency bingo


activity: currency bingoThere are lots of different kinds of money around the world. People don’t just use the pound.

This activity will give Beavers a taste of the different currencies there are.

how to do the activity1. Cut out the currency tickets on the following pages and

put them in a bucket.

2. Split the Beavers into pairs/teams giving each a bingo card (each pair/team needs a different card so you may need to photocopy/print some out) (5 minutes).

3. Take the tickets out of the bucket, one at a time, and call out what’s on them.

4. If a team has this currency they can cross it off on their bingo card.

5. Winners are the ones who complete their card first and shout BINGO! (20 minutes).

We went to France once. The money was different. I didn’t understand.

Sarah, 8, WatfordWhat you will need: • Pens or pencils• Scissors• A bucket

How long: About 25 minutes in the meeting. Some preparation needed beforehand.




Budgeting - is it worth it? Budgeting - currency bingo


# #

# #

# #

# #

# #

# #

Brazil100 Reais

Argentina10 Centavos

Algeria5 Dinars

Europe2 Euros

South Africa50 Rand

China10 Yuan

Russia500 Rubles

Tunisia30 Dinars

China200 Yuan

Kenya100 Shillings

Singapore2 Dollars

Tahiti5000 Francs

currency tickets


# #

# #

# #

# #

# #

#Europe50 Euros

Mexico100 Pesos

Barbados1 Cent

Guernsey10 Pounds

New Zealand10 Dollars

Canada25 cents

India50 Rupees

Jersey1 Pound

Venezuela5000 Bolivares

Australia20 Cents

Jamaica5 Dollars


Europe 50 Euros China 10 Yuan

India 50 Rupees Guernsey £10

Australia 20 cents Tunisia 30 Dinars

Singapore 2 Dollars China 200 Yuan

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros

Singapore 2 DollarsTunisia 30 Dinars

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


Bingo card

Algeria 5 DinarsChina 200 Yuan

South Africa 50 Rand

Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros



South Africa 50 Rand Singapore 2 Dollars

Algeria 5 Dinars Kenya 100 Shillings

China 200 Yuan China 10 Yuan

Tahiti 5000 Francs Europe 2 Euros

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


Bingo card



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 FrancsAlgeria 5 Dinars

China 200 Yuan


Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

Argentina 10 centavos

Russia 500 Rubles

Tunisia 30 Dinars South Africa 50 Rand

Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs


Brazil 100 Reais Russia 500 Rubles

Europe 2 Euros Kenya 100 Shillings

Argentina 10 centavos Tunisia 30 Dinars

South Africa 50 Rand Canada 25 cents

Bingo card



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros



Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings

Europe 50 Euros

Russia 500 Rubles

Kenya 100 Shillings

Argentina 10 centavosCanada 25 centsBrazil 100 Reais

Tunisia 30 Dinars


Mexico 100 Pesos Jamaica 5 Dollars

Barbados 1 cent Tahiti 5000 Francs

Jersey £1 Venezuela 5000 Bolivares

New Zealand 10 Dollars Europe 50 Euros

Bingo card



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

Mexico 100 Pesos

New Zealand 10 Dollars

Tahiti 5000 Francs

Barbados 1 centJersey £1

Venezuela 5000 Bolívares

Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros



Kenya 100 Shillings Europe 50 Euros

Argentina 10 centavos Brazil 100 Reais

Canada 25 cents Russia 500 Rubles

Tunisia 30 Dinars Guernsey £10

Bingo card



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros



Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros


Europe 50 Euros

Russia 500 Rubles

Kenya 100 Shillings

Argentina 10 centavosCanada 25 centsBrazil 100 Reais

Tunisia 30 Dinars

Europe 2 Euros

Guernsey £10

Russia 500 Rubles

South Africa 50 Rand Tahiti 5000 Francs

Barbados 1 centVenezuela 5000 Bolivares


Russia 500 Rubles Guernsey £10

India 50 Rupees Venezuela 5000 Bolivares

Barbados 1 cent Tahiti 5000 Francs

South Africa 50 Rand Brazil 100 Reais

Bingo card


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings Europe 2 Euros

Guernsey £10

Russia 500 Rubles

South Africa 50 Rand Tahiti 5000 Francs

Barbados 1 centVenezuela 5000 Bolivares



Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros




Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Jamaica 5 Dollars Singapore 2 Dollars

Algeria 5 Dinars New Zealand 10 Dollars

Australia 20 cents Mexico 100 Pesos

Kenya 100 Shillings India 50 Rupees

Bingo card

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros




Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros




Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 FrancsIndia 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros



South Africa 50 Rand Mexico 100 Pesos

Jersey £1 China 10 Yuan

Argentina 10 centavos Brazil 100 Reais

New Zealand 10 Dollars Jamaica 5 Dollars

Bingo card

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

India 50 Rupees

China 10 Yuan

Australia 20 cents

Guernsey £10

Europe 50 Euros




Kenya 100 Shillings

China 10 Yuan

Singapore 2 Dollars

Tahiti 5000 Francs


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings


Russia 500 Rubles


Europe 2 Euros

Brazil 100 Reais

Kenya 100 Shillings

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

Mexico 100 Pesos


Tahiti 5000 Francs



Jamaica 5 Dollars

beavers/natwest leader's notes pack – 1st draft © 2011 ... · +44 (0)7980 550106 m unit 5.1...

Documents