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 ABOUT BALI, INDONESIA  

Bali is one of more than 17,000 islands that make up the nation of Indonesia.

 While rich in natural resources, Indonesia is facing serious poverty due to the food

and oil cr ises. This tiny, mountainous island is a microcosm of the contrasts in wealth

evident throughout Indonesia.

Home to 3,151,000 people, Bali is a province with Denpasar as its capital. It is a

major tourist attraction renowned for high-quality performing and visual arts.

Fertile soil yields abundant rice crops and world-famous coffee.

However amidst the tourist wealth, there is deep poverty. In villages such as Gitgit,

 there are limited basic social services and facilities. Isolated from nancial capital

and basic agricultural education, local farming communities are unable to competewith big land owners.

Along with social inequalities, the 2002 bombing in Bali, the SARS outbreak and

9/11 attack have conspired to cause serious problems for locals’ livelihoods.

Even though the situation has improved, poverty still persists.

BALI

Call to donate: 0800 800 777 or visit www.tearfund.org.nz

QUICK FACTS

Full name: Republic of Indonesia

Population: 225.3 million (UN, 2005) Capital:

 Jakarta

 Area:

1.9 million sq km (742,308 sq miles)

Major languages:

Indonesian, 300 regional languages Major religion:

Islam

Life expectanc:

65 years (men), 69 years (women)

(UN)

Monetar unit:

1 rupiah (Rp)

Main exports:

Oil and gas, plywood, textiles,

rubber, palm oil GNI per capita:

US $1,280 (World Bank, 2006)

Human Development Index (HDI):

Indonesia is ranked 47 among

108 developing countries

 TEAR FUND IN BALI – GITGIT COMMUNITy STRENGTHENING

 Working with long-standing par tner WKP, TEAR Fund is helping to empower Bali’s

vulnerable Gitgit community with Phase 2 of a community strengthening project.

 WKP (Wahana Kria Putri) is primarily a women’s not-for-prot organisation in Bali.

It provides micro-enterprise services to poor farming communities and has

considerable experience in business development and community work.

TEAR Fund has an established history of funding WKP’s community development

projects in Gitgit. Phase 2 is improving education for children, raising awareness

of good sanitation practices, providing basic healthcare supplies and assisting poor families with their livelihoods.

Livelihood assistance is the backbone of this project, through the provision of 

fair-credit loans to the enterprising poor and on-going business training and support.

However the work does not end there.

Books for libraries and training in librar y management; repairing school roofs, toilets

and constructing hand washing facilities; in-school sanitation awareness campaigns

and teaching of good health practices – all these make up the child-focused

component of Phase 2.

Health objectives are met in the provision of basic health equipment and supplies for the

community clinic, training paramedics and the breeding of goats for their nutritious milk.

Through the donations of generous New Zealanders, the people of Gitgit are slowly 

being raised out of poverty.

Microenterprise Project Changing Lives

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Microenterprise Project Changing Lives

MICROENTERPRISE DEVELOPMENT 

Ketut Sandi Jenyana (Sandi) is marketing her fruit stands to

overseas customers with the help of TEAR Fund NZ’s partner,

 the Wahana Kria Putri Foundation, in Gitgit, Bali.

Before starting a business making fruit stands, Sandi was

struggling to provide for her daughter at junior high school and

son at elementary school with a failing electronic services business.

Customers were in short supply at crucial times and sometimes

she was not able to provide three meals a day for her family. a

It was important that Sandi nd some other form of income.

Sandi and her husband had skills making fruit stands but

 they didn’t have the right equipment to run a business. A key 

community leader told Sandi about Wahana Kria Putr i (WKP)

and she learned she could get a fair-credit loan to buy the

machines she needed.

First Sandi had to get some of her friends to join the WKP programme

with her, but that wasn’t hard because they were all motivated and

willing to learn. They chose a chairman, secretary and treasurer, and

set up the group’s rules before WKP gave them business loans.

Sandi bought a lathe and a machine to cut wood for her fruit stands.

 Word about the fruit stands spread around her neighbourhood

and soon she was getting orders from new customers.

“Now I have a real business which enables me and my husband to

support our children,” says Sandi.

A WKP volunteer who specialised in wood design, helped Sandi

make a better quality design which could be marketed overseas.

 WKP is helping her reach other Bali markets and other provinces

in Indonesia.

FRUIT STANDS GOING GLOBAL

National Ofce: 

PO Box 8315, Symonds St,

 Auckland 1150 

New Zealand

Freephone: 0800 800 777

Facsimile: (09) 629 1050 

Email: enquiries@tearfund.org.nz

Website: www.tearfund.org.nz

CONTACTS:

PROJECT PROFILES

TEAR Fund partners with indigenous Christian organisations to help the poor create

income generation opportunities.

Microenterprise Loans 

A air credit loan empowers the poor to create a business to help them work their way 

out o poverty. It releases them rom relying on unscrupulous loan sharks who charge

crippling interest rates and encourages them to be sel-sufcient rather than rely on aid.

Business training Mentoring 

Loan applicants meet specifc criteria and are trained to help them improve and grow

 their businesses.

thriving Businesses

 With no welare systems and ew jobs available, small businesses are an essential part o 

 the economy. Behind each business there is an extended amily, employees, suppliers and

customers who beneft.

Loans repaid

About 98 per cent o loans are repaid and the money is recycled back into the

community so others can be given the opportunity to realise their dreams.