"balanced fund - enjoy the best of both worlds"
TRANSCRIPT
Balanced Funds
July 2016July 2016
What is a Balanced Fund?
How do Balanced Funds work?
Who should invest?
� First time equity mutual funds investor.
� Investor having low risk appetite.
� Those who are less likely to adhere to asset allocation.� Those who are less likely to adhere to asset allocation.
� Investor’s not looking to invest in different funds.
� Seeking tax efficient returns
� Retired and seeking exposure to equity market with lesser
risk
Benefits of balanced fund
Capital appreciation
through equityIncome generation
through debtLesser volatility
Potential of higher
returns
Better tax
efficiency
Regular Income generation
Investment Date Jan-11 Jan-13
Investment Amount (Rs.) 100,000 100,000
Purchase Price (Rs.) 52.10 48.05
Units received 1919.39 2081.17
Dividend Received in 2011 (Rs.) 11,179 -Dividend Received in 2011 (Rs.) 11,179 -
Dividend Received in 2012 (Rs.) 7,198 -
Dividend Received in 2013 (Rs.) 7,160 7,763
Dividend Received in 2014 (Rs.) 6,334 6,868
Dividend Received in 2015 (Rs.) 9,904 10,739
Dividend Received in 2016 till June 30 (Rs.) 5,451 5,910
Total Dividend (Rs.) 47,226 31,280
Current Value (Rs.) 125,432 136,004
Total Gain / Loss (Rs.) 72,658 67,284
Balanced funds v/s Equity funds
Annualized CAGR
AUM
(Rs. CR)
Equity
Exposure
(%)Scheme Name
Latest
NAV(Rs)
1
Year
3
Years
5
Years
Category: Equity - Diversified
HDFC Top 200 Fund(G) 328.99 -2.68 17.33 9.68 12410 99
ICICI Pru Focused BlueChipEq Fund(G) 29.25 0.55 18.79 12.47 10756 94ICICI Pru Focused BlueChipEq Fund(G) 29.25 0.55 18.79 12.47 10756 94
Reliance Growth Fund(G) 789.96 -0.33 23.19 12.57 5241 96
Category: Hybrid - Equity Oriented
HDFC Prudence Fund(G) 373.98 1.08 19.52 11.92 8546 75
ICICI Pru Balanced Advantage Fund(G) 26.86 4.83 17.43 13.89 11838 66
Reliance Reg Savings Fund-Balanced
Plan(G) 40.88 3.57 20.14 13.59 2465 71
Category: Benchmark
CRISIL Balanced Fund - Aggressive Index 5265.97 1.35 11.77 8.73
NIFTY 50 8088.60 -3.25 13.09 8.12
Data as on June 24, 2016
Tax advantage
� Balanced funds invest more than 65% inequity and hence it is treated as equity-oriented fund from taxation purpose.
� Dividend income is tax free.
� Capital gains after holding the fund for morethan one year are long term capital gains andhence tax free.
Contact us…
For any queries, please contact us on the below
details:
Email: [email protected]: [email protected]