www.dailyliberal.com.au DAILY LIBERAL, Friday February 7 2014 17

Getting finance❏ YOU don’t necessarily

need to have bought a car oreven found one yet as mostfinance companies canorganise you a pre-approval.

Pre-approval confirms whatyou can afford, gives you thecertainty to shop withconfidence and puts you in abetter negotiating position.

You will need to provide afew documents. These varyfrom lender to lender, butgenerally include a privacyconsent form, proof of income,proof of identity and proof ofproperty ownership (ratesnotice) if applicable.

Subaru setting sales recordsSUBARU Australia achieved an all-time

monthly sales record of 4232 lastNovember, according to official VFACTSfigures.

The new record surpasses the previoushigh of 4219, only established in March lastyear.

It means Subaru sales were up 31.8 percent over November 2012 and represents a4.4 per cent market share for the month.

Subaru’s stand-out performer wasForester, with 1521 sales, up 67.7 per centfor the month and 18.6 per cent year-to-date.

It capped a remarkable month forForester, which was also named best SportsUtility Vehicle under $45,000 in theAustralia’s Best Cars (ABC) awards, from thenation’s combined motoring organizations.

XV was also a highlight, with 1339 sales,up 48.4 per cent for the month and 9.4 percent year-to-date.

Impreza was another strong achiever,with 895 sold, up 88.8 per cent for themonth.

Tribeca sales of 140 were also up 29.6 percent for the month.

Subaru Managing Director, Nick Senior,said: “It is pleasing to achieve an all-timesales record in a challenging market.

“It underlines the quality of our product,the strength of the network and the loyaltyof our customer base.

“The ABC award for Forester was obvi-ously a great fillip in the month.

“Indeed the performance of our All-Wheel Drive XV and Forester highlight theirrelevance to customers looking for vehiclesthat balance Monday to Friday duties withtheir active weekend lifestyles.”

Subaru Australia has achieved an all-time sales record on the back of strong performances from itsForester and Impreza range.

The final steps❏ ONCE you have found the

car, negotiated a price, andsigned the contract of sale, thenext step in the financeprocess is to settle the finance.

This process refers toarranging the final few piecesof information needed by thefinance company, signing yourfinance documents, the dealeror seller being paid, and youdriving away in your new car.

The finance company willneed some information. If youare purchasing from adealership, normally all that isrequired is a copy of the taxinvoice for the vehicle. Privatesales can be a bit morecomplicated and may need aninspection report and a fewother pieces of documentation.

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RM

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