auto insurance overview - cgi insurance

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Introduction to Auto Insurance Are you one of those who still have their vehicle insured for the same value for the last 10 years even though it probably has gone down significantly in value over this time? The reality is you are paying insurance premiums on coverage that you don’t need!!

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Page 1: Auto Insurance Overview - CGI Insurance

Introduction to Auto Insurance

Are you one of those who still have their vehicle insured for the same value for the last 10 years even though it probably has gone down significantly in value over this time?The reality is you are paying insurance premiums on coverage that you don’t need!!

Page 2: Auto Insurance Overview - CGI Insurance

Discount Auto Insurance

Do you want to save insurance premium?

You could be entitled to the discounts when you cover your car with No Claim Discount, Multi car or Fleet Discounts.

Page 3: Auto Insurance Overview - CGI Insurance

Excess or Deductable

Want to keep your insurance cost down?

Use excess or deductible. It helps stop numerous small claims that would make everyone’s premium payment higher!!

Page 4: Auto Insurance Overview - CGI Insurance

Monthly Installment Calculator

No more large one-time premiums to find. Pay when you get paid - MONTHLY!

You can choose 3, 6 or 12 month plans to pay your annual premium.

Page 5: Auto Insurance Overview - CGI Insurance

Third Party vs. Comprehensive

Third Party Insurance is the minimum coverage that you must have in order to drive your vehicle on the roads. Comprehensive Insurance covers you for the damages to your vehicle resulting from an accident, fire, theft, malicious damage, flood etc.

Page 6: Auto Insurance Overview - CGI Insurance

Agreed Value vs. Indemnity Value

Agreed Value insurance covers your vehicle (including accessories) up to the amount that you agree with your insurance provider at the start of the policy year.

Indemnity Value insurance will cover your vehicle up to the market value at the time of a loss

Page 7: Auto Insurance Overview - CGI Insurance

AutoMate – 24 X 7 service

AutoMate is a free service available to CGI private car Policyholders.

It is a 24-hour emergency response team trained in resolving automotive problems!!