authenticate with voice
TRANSCRIPT
Authenticate.
With Voice.
Biometrics at a Glance
The term “biometrics” is derived from the Greek words “bio” (life) and “metrics” (to measure). Automated biometric systems have only become available over the last few decades, due to significant advances in the field of computer processing. Many of these new automated techniques, however, are based on ideas that were originally conceived hundreds, even thousands of years ago.
Biometrics at a Glance• Dates back to as early as 500 B.C. when Babylonian business transactions are recorded in clay
tablets that include fingerprints.• First “documented” method was the Bertillon system in France that measured and recorded
fingerprints in 1870.• 1904- NY State Prison system has first “fingerprint” record keeping “database”.• 1960- In Sweden, acoustic speech production is documented in the first voice biometric
attempt to study patterns of voice sound.• 1970- Behavioral and biological components of speech are first modeled using motion X-Rays. • 1976- First prototype system for speaker recognition is developed by Texas Instruments and
tested by US Air Force and MITRE Corporation. • 1980- National Institute of Science and Technology (NIST) establishes NIST Speech Group to
study speech processing techniques. • 1996- National Security Agency (NSA) begins funding NIST advancement in voice biometric
identification software.
Company and Product Overview• Joint Venture between NSDB and Signature Card Services.
– Collective 30 years experience in payment processing– NSBD holds several international patents in the
payments/processing space.– Signature Card Services is in the top 2% of acquirers world-wide.
• Offices in Hong Kong and Sydney. • First voice biometric company offering three different and
unique services: Voice Matching, Voice Passwords and Voice Authentication.
• Web-based software that easily integrates into a companies website, mobile application or proprietary software.
Face BiometricsInexpensive software that is readily available. Can be manipulated, only distinguishing characteristic are jaw/eye settings.
Pros and Cons of Popular Biometrics
Fingerprint BiometricsOldest and most widely available technology. Manipulation possible, easy to hack (German minister’s fingerprints were faked from high resolution photos).
Pros and Cons of Popular Biometrics
Signature BiometricsLeast expensive method for collection and modern signature comparison software is easily attainable/inexpensive. Has been proven to be easily manipulated and not secure.
Pros and Cons of Popular Biometrics
Voice BiometricsStatic and dynamic system (speaker recognition and verification) which is only multi-factor authentication scenario. Least expensive from a cost factor.Very fast and considered least intrusive. Voice may change with age/illness/ambient noise. New technology is addressing.
Pros and Cons of Popular Biometrics
Vocaone Product SuitevocaPASS (matching voiceprints -- specifically to benefit account security)vocaSIGN (validating text-dependent speech -- specifically to provide accurate cardholder authentication for high-risk merchants and applicable payment gateways)vocaMATCH (an online voiceprint matching service, specifically to benefit law enforcement )
Why Vocaone?• 40% of business costs for individual cases of
identity theft exceed $15,000. The Aberdeen Group has estimated that $221 billion a year is lost by businesses worldwide due to identity theft.
• Average voice authentication time is 5 seconds. • EMV adoption will most likely cause fraud to
migrate online, increasing the need for stronger authentication solutions like voice-biometric based tools.
• Simple integration• Low cost
Easy Enrollment and Sign Up
Initial Enrollment Screen
Verification
Automated Phone Call Back
Microphone/At PC Enrollment
Verification of Microphone Enrollment
Approval Notification
Welcome Message
Next Steps• Let us know your scope of work/needs• Evaluate APIs– PHP Documentation
• Integrate
For more information please contact [email protected]
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