austin bank 2012 annual report
TRANSCRIPT
What is important to
East Texas
reg
2 0 1 2 A n n u A l R e p o R t
Honesty
Integrity
Service
Stability
w w w a u s t i n b a n k c o m
performance
ASSetS 2012
Cash and balances due from banks $ 175714000
Securities available for sale 159153000
Net loans 983391000
Other assets 90873000
totAl ASSetS $ 1409131000
lIABIlItIeS AnD StoCKHolDeRSrsquo eQuItY Non-interest bearing deposits $ 380048000
Interest bearing deposits 838474000
Total deposits 1218522000
Securities sold under agreements to repurchase 13594000
Other liabilities 19688000
Total liabilities 1251804000
Total stockholdersrsquo equity 157327000
totAl lIABIlItIeS AnD eQuItY $ 1409131000
leadership Austin Bank executive Committee
Jeff Austin Jr Jeff Austin III John p Williams Sissy Austin Chairman of the Board Vice Chairman of the Board PresidentCEO Senior Executive Vice President Jacksonville Tyler Jacksonville Jacksonville Whitehouse Jacksonville
e Glenn Bass larry Bolton Keith Chambers Russ Gideon Senior Executive Vice President Senior Executive Vice President Senior Executive Vice PresidentCFO Senior Executive Vice President Deposit Operations Chief Lending Officer Jacksonville Regional President Longview Tyler Frankston
Jane Austin Chapman Director
Frankston
(Not pictured)
2011
$ 83072000
170130000
974422000
101864000
$ 1329488000
$ 327079000
826545000
1153624000
10280000
22124000
1186028000
143460000
$ 1329488000
Michael Austin neill Director Athens
Billy Mullins Senior Executive Vice President Risk Management and Operations Longview
totA l A S S e t S (000)
$1409 $1329
$1246
$1042
2009 2010 2011 2012
totA l l oA n S (000)
$986 $995 $925
$800
2009 2010 2011 2012
totA l C A p I tA l (000)
$157 $143 $131
$108
2009 2010 2011 2012
totA l D e p o S I t S (000)
$1219 $1154 $1081
$905
2009 2010 2011 2012
RetuRn on ASSetS 130
121118 116
2009 2010 2011 2012
loAn-to-DepoSIt 884 8557 8544 8162
2009 2010 2011 2012
Integrity
Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank
Jeff Austin Jr Chairman of the Board
Innovation
Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency
Jeff Austin III Vice Chairman of the Board
Stability
At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas
John P Williams President CEO
First National Bank ofJacksonville receives its Charter on September 11900
John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960
1960 First National Bank of Jacksonville receives its Charter on September 1 1900
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff A
Pr
Member FDIC
Your local bank wherever you are
Enroll now at wwwaustinbankcommobile
overview
ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank
esident there 1959-1960
Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995
The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996
19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President
Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp
Ronny Lee is elected President CEO of First National Bank Jacksonville 1995
The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996
19901980 John P Williams is named President of FNB Whitehouse 1991
Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992
Austin Bank Mobile Convenient banking on the go
3 ways to access your account Text BankingMobile Mobile
App Browser
8857 Customers enrolled in
Mobile Banking
7992 Customers enrolled in new
Mobile Banking App
33 eStatement enrollment
Sign up through Austin Bank online banking
wwwaustinbankcom
31 Million 2012 annual visits
44 Households with active
online banking
19 increase in Likes
in 2012
Like us at wwwfacebookcomaustinbanktexas
$14 Billion
Total Assets grew 599 in 2012
$995 Million
Total Loans reinvested in our communities and businesses
$12 Billion Total Deposits
grew 563 in 2012
2 0 0 9 - 2 0 1 3
5th Year Named Best Companies to Work for in Texas
Service
$661130 Real Estate Taxes paid
37 Scholarships
Awarded To East Texas high school students as part of the
Austin Bank Commitment-to-Community program that supports the
educational goals of area youth Recipients include 27 students
from the community and 10 students who are children
of Austin Bank employees
193 Scholarships
Awarded To East Texas students since the
program began in 2005
443 employeeswith 3605 years of tenure
18005 hours of trainingattended by employees in 2012
55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon
2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer
work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation
Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program
Brenda Williams and Debbie Braune Gateway to Hope
The six original banks acquired by Austin BanCorp form one Charter with 17 offices
Jeff Austin III elected President of First State Bank Frankston 1999
Jeff Austin III is named Vice Chairman of the Board
Russ Gideon is elected President of First State Bank Frankston 2003
John P Williams is elected President CEO 2006
Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008
First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010
The Austin Family celebrates 100 years of banking 2009
20102000
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212
performance
ASSetS 2012
Cash and balances due from banks $ 175714000
Securities available for sale 159153000
Net loans 983391000
Other assets 90873000
totAl ASSetS $ 1409131000
lIABIlItIeS AnD StoCKHolDeRSrsquo eQuItY Non-interest bearing deposits $ 380048000
Interest bearing deposits 838474000
Total deposits 1218522000
Securities sold under agreements to repurchase 13594000
Other liabilities 19688000
Total liabilities 1251804000
Total stockholdersrsquo equity 157327000
totAl lIABIlItIeS AnD eQuItY $ 1409131000
leadership Austin Bank executive Committee
Jeff Austin Jr Jeff Austin III John p Williams Sissy Austin Chairman of the Board Vice Chairman of the Board PresidentCEO Senior Executive Vice President Jacksonville Tyler Jacksonville Jacksonville Whitehouse Jacksonville
e Glenn Bass larry Bolton Keith Chambers Russ Gideon Senior Executive Vice President Senior Executive Vice President Senior Executive Vice PresidentCFO Senior Executive Vice President Deposit Operations Chief Lending Officer Jacksonville Regional President Longview Tyler Frankston
Jane Austin Chapman Director
Frankston
(Not pictured)
2011
$ 83072000
170130000
974422000
101864000
$ 1329488000
$ 327079000
826545000
1153624000
10280000
22124000
1186028000
143460000
$ 1329488000
Michael Austin neill Director Athens
Billy Mullins Senior Executive Vice President Risk Management and Operations Longview
totA l A S S e t S (000)
$1409 $1329
$1246
$1042
2009 2010 2011 2012
totA l l oA n S (000)
$986 $995 $925
$800
2009 2010 2011 2012
totA l C A p I tA l (000)
$157 $143 $131
$108
2009 2010 2011 2012
totA l D e p o S I t S (000)
$1219 $1154 $1081
$905
2009 2010 2011 2012
RetuRn on ASSetS 130
121118 116
2009 2010 2011 2012
loAn-to-DepoSIt 884 8557 8544 8162
2009 2010 2011 2012
Integrity
Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank
Jeff Austin Jr Chairman of the Board
Innovation
Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency
Jeff Austin III Vice Chairman of the Board
Stability
At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas
John P Williams President CEO
First National Bank ofJacksonville receives its Charter on September 11900
John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960
1960 First National Bank of Jacksonville receives its Charter on September 1 1900
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff A
Pr
Member FDIC
Your local bank wherever you are
Enroll now at wwwaustinbankcommobile
overview
ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank
esident there 1959-1960
Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995
The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996
19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President
Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp
Ronny Lee is elected President CEO of First National Bank Jacksonville 1995
The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996
19901980 John P Williams is named President of FNB Whitehouse 1991
Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992
Austin Bank Mobile Convenient banking on the go
3 ways to access your account Text BankingMobile Mobile
App Browser
8857 Customers enrolled in
Mobile Banking
7992 Customers enrolled in new
Mobile Banking App
33 eStatement enrollment
Sign up through Austin Bank online banking
wwwaustinbankcom
31 Million 2012 annual visits
44 Households with active
online banking
19 increase in Likes
in 2012
Like us at wwwfacebookcomaustinbanktexas
$14 Billion
Total Assets grew 599 in 2012
$995 Million
Total Loans reinvested in our communities and businesses
$12 Billion Total Deposits
grew 563 in 2012
2 0 0 9 - 2 0 1 3
5th Year Named Best Companies to Work for in Texas
Service
$661130 Real Estate Taxes paid
37 Scholarships
Awarded To East Texas high school students as part of the
Austin Bank Commitment-to-Community program that supports the
educational goals of area youth Recipients include 27 students
from the community and 10 students who are children
of Austin Bank employees
193 Scholarships
Awarded To East Texas students since the
program began in 2005
443 employeeswith 3605 years of tenure
18005 hours of trainingattended by employees in 2012
55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon
2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer
work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation
Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program
Brenda Williams and Debbie Braune Gateway to Hope
The six original banks acquired by Austin BanCorp form one Charter with 17 offices
Jeff Austin III elected President of First State Bank Frankston 1999
Jeff Austin III is named Vice Chairman of the Board
Russ Gideon is elected President of First State Bank Frankston 2003
John P Williams is elected President CEO 2006
Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008
First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010
The Austin Family celebrates 100 years of banking 2009
20102000
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212
Integrity
Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank
Jeff Austin Jr Chairman of the Board
Innovation
Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency
Jeff Austin III Vice Chairman of the Board
Stability
At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas
John P Williams President CEO
First National Bank ofJacksonville receives its Charter on September 11900
John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960
1960 First National Bank of Jacksonville receives its Charter on September 1 1900
The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944
Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946
The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s
19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909
Jeff A
Pr
Member FDIC
Your local bank wherever you are
Enroll now at wwwaustinbankcommobile
overview
ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank
esident there 1959-1960
Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995
The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996
19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President
Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp
Ronny Lee is elected President CEO of First National Bank Jacksonville 1995
The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996
19901980 John P Williams is named President of FNB Whitehouse 1991
Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992
Austin Bank Mobile Convenient banking on the go
3 ways to access your account Text BankingMobile Mobile
App Browser
8857 Customers enrolled in
Mobile Banking
7992 Customers enrolled in new
Mobile Banking App
33 eStatement enrollment
Sign up through Austin Bank online banking
wwwaustinbankcom
31 Million 2012 annual visits
44 Households with active
online banking
19 increase in Likes
in 2012
Like us at wwwfacebookcomaustinbanktexas
$14 Billion
Total Assets grew 599 in 2012
$995 Million
Total Loans reinvested in our communities and businesses
$12 Billion Total Deposits
grew 563 in 2012
2 0 0 9 - 2 0 1 3
5th Year Named Best Companies to Work for in Texas
Service
$661130 Real Estate Taxes paid
37 Scholarships
Awarded To East Texas high school students as part of the
Austin Bank Commitment-to-Community program that supports the
educational goals of area youth Recipients include 27 students
from the community and 10 students who are children
of Austin Bank employees
193 Scholarships
Awarded To East Texas students since the
program began in 2005
443 employeeswith 3605 years of tenure
18005 hours of trainingattended by employees in 2012
55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon
2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer
work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation
Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program
Brenda Williams and Debbie Braune Gateway to Hope
The six original banks acquired by Austin BanCorp form one Charter with 17 offices
Jeff Austin III elected President of First State Bank Frankston 1999
Jeff Austin III is named Vice Chairman of the Board
Russ Gideon is elected President of First State Bank Frankston 2003
John P Williams is elected President CEO 2006
Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008
First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010
The Austin Family celebrates 100 years of banking 2009
20102000
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212
Jeff A
Pr
Member FDIC
Your local bank wherever you are
Enroll now at wwwaustinbankcommobile
overview
ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank
esident there 1959-1960
Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995
The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996
19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969
Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President
Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984
Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984
Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp
Ronny Lee is elected President CEO of First National Bank Jacksonville 1995
The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996
19901980 John P Williams is named President of FNB Whitehouse 1991
Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992
Austin Bank Mobile Convenient banking on the go
3 ways to access your account Text BankingMobile Mobile
App Browser
8857 Customers enrolled in
Mobile Banking
7992 Customers enrolled in new
Mobile Banking App
33 eStatement enrollment
Sign up through Austin Bank online banking
wwwaustinbankcom
31 Million 2012 annual visits
44 Households with active
online banking
19 increase in Likes
in 2012
Like us at wwwfacebookcomaustinbanktexas
$14 Billion
Total Assets grew 599 in 2012
$995 Million
Total Loans reinvested in our communities and businesses
$12 Billion Total Deposits
grew 563 in 2012
2 0 0 9 - 2 0 1 3
5th Year Named Best Companies to Work for in Texas
Service
$661130 Real Estate Taxes paid
37 Scholarships
Awarded To East Texas high school students as part of the
Austin Bank Commitment-to-Community program that supports the
educational goals of area youth Recipients include 27 students
from the community and 10 students who are children
of Austin Bank employees
193 Scholarships
Awarded To East Texas students since the
program began in 2005
443 employeeswith 3605 years of tenure
18005 hours of trainingattended by employees in 2012
55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon
2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer
work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation
Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program
Brenda Williams and Debbie Braune Gateway to Hope
The six original banks acquired by Austin BanCorp form one Charter with 17 offices
Jeff Austin III elected President of First State Bank Frankston 1999
Jeff Austin III is named Vice Chairman of the Board
Russ Gideon is elected President of First State Bank Frankston 2003
John P Williams is elected President CEO 2006
Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008
First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010
The Austin Family celebrates 100 years of banking 2009
20102000
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212
Service
$661130 Real Estate Taxes paid
37 Scholarships
Awarded To East Texas high school students as part of the
Austin Bank Commitment-to-Community program that supports the
educational goals of area youth Recipients include 27 students
from the community and 10 students who are children
of Austin Bank employees
193 Scholarships
Awarded To East Texas students since the
program began in 2005
443 employeeswith 3605 years of tenure
18005 hours of trainingattended by employees in 2012
55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon
2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer
work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation
Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program
Brenda Williams and Debbie Braune Gateway to Hope
The six original banks acquired by Austin BanCorp form one Charter with 17 offices
Jeff Austin III elected President of First State Bank Frankston 1999
Jeff Austin III is named Vice Chairman of the Board
Russ Gideon is elected President of First State Bank Frankston 2003
John P Williams is elected President CEO 2006
Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008
First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010
The Austin Family celebrates 100 years of banking 2009
20102000
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212
reg
locations 31 banking locations in 21 cities and 10 counties
31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse
Multiple banking locations
10 Counties
Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt
Website wwwaustinbankcom
Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)
parent Company Austin Bancorp Inc
Date founded 1900
For information customercareaustinbankcom
Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom
AuStIn BAnK DIReCtoRS
Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams
Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop
Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley
Member of Better Business Bureau Member FDIC
Named
of Central east texas 2006 Torch Award Recipient wwwFDICgov
1212