austin bank 2012 annual report

6
What is important to East Texas: ® 2012 ANNUAL REPORT Honesty Integrity Service Stability www.austinbank.com

Upload: others

Post on 09-Jan-2022

2 views

Category:

Documents


0 download

TRANSCRIPT

What is important to

East Texas

reg

2 0 1 2 A n n u A l R e p o R t

Honesty

Integrity

Service

Stability

w w w a u s t i n b a n k c o m

performance

ASSetS 2012

Cash and balances due from banks $ 175714000

Securities available for sale 159153000

Net loans 983391000

Other assets 90873000

totAl ASSetS $ 1409131000

lIABIlItIeS AnD StoCKHolDeRSrsquo eQuItY Non-interest bearing deposits $ 380048000

Interest bearing deposits 838474000

Total deposits 1218522000

Securities sold under agreements to repurchase 13594000

Other liabilities 19688000

Total liabilities 1251804000

Total stockholdersrsquo equity 157327000

totAl lIABIlItIeS AnD eQuItY $ 1409131000

leadership Austin Bank executive Committee

Jeff Austin Jr Jeff Austin III John p Williams Sissy Austin Chairman of the Board Vice Chairman of the Board PresidentCEO Senior Executive Vice President Jacksonville Tyler Jacksonville Jacksonville Whitehouse Jacksonville

e Glenn Bass larry Bolton Keith Chambers Russ Gideon Senior Executive Vice President Senior Executive Vice President Senior Executive Vice PresidentCFO Senior Executive Vice President Deposit Operations Chief Lending Officer Jacksonville Regional President Longview Tyler Frankston

Jane Austin Chapman Director

Frankston

(Not pictured)

2011

$ 83072000

170130000

974422000

101864000

$ 1329488000

$ 327079000

826545000

1153624000

10280000

22124000

1186028000

143460000

$ 1329488000

Michael Austin neill Director Athens

Billy Mullins Senior Executive Vice President Risk Management and Operations Longview

totA l A S S e t S (000)

$1409 $1329

$1246

$1042

2009 2010 2011 2012

totA l l oA n S (000)

$986 $995 $925

$800

2009 2010 2011 2012

totA l C A p I tA l (000)

$157 $143 $131

$108

2009 2010 2011 2012

totA l D e p o S I t S (000)

$1219 $1154 $1081

$905

2009 2010 2011 2012

RetuRn on ASSetS 130

121118 116

2009 2010 2011 2012

loAn-to-DepoSIt 884 8557 8544 8162

2009 2010 2011 2012

Integrity

Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank

Jeff Austin Jr Chairman of the Board

Innovation

Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency

Jeff Austin III Vice Chairman of the Board

Stability

At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas

John P Williams President CEO

First National Bank ofJacksonville receives its Charter on September 11900

John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960

1960 First National Bank of Jacksonville receives its Charter on September 1 1900

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff A

Pr

Member FDIC

Your local bank wherever you are

Enroll now at wwwaustinbankcommobile

overview

ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank

esident there 1959-1960

Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995

The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996

19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President

Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp

Ronny Lee is elected President CEO of First National Bank Jacksonville 1995

The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996

19901980 John P Williams is named President of FNB Whitehouse 1991

Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992

Austin Bank Mobile Convenient banking on the go

3 ways to access your account Text BankingMobile Mobile

App Browser

8857 Customers enrolled in

Mobile Banking

7992 Customers enrolled in new

Mobile Banking App

33 eStatement enrollment

Sign up through Austin Bank online banking

wwwaustinbankcom

31 Million 2012 annual visits

44 Households with active

online banking

19 increase in Likes

in 2012

Like us at wwwfacebookcomaustinbanktexas

$14 Billion

Total Assets grew 599 in 2012

$995 Million

Total Loans reinvested in our communities and businesses

$12 Billion Total Deposits

grew 563 in 2012

2 0 0 9 - 2 0 1 3

5th Year Named Best Companies to Work for in Texas

Service

$661130 Real Estate Taxes paid

37 Scholarships

Awarded To East Texas high school students as part of the

Austin Bank Commitment-to-Community program that supports the

educational goals of area youth Recipients include 27 students

from the community and 10 students who are children

of Austin Bank employees

193 Scholarships

Awarded To East Texas students since the

program began in 2005

443 employeeswith 3605 years of tenure

18005 hours of trainingattended by employees in 2012

55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon

2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer

work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation

Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program

Brenda Williams and Debbie Braune Gateway to Hope

The six original banks acquired by Austin BanCorp form one Charter with 17 offices

Jeff Austin III elected President of First State Bank Frankston 1999

Jeff Austin III is named Vice Chairman of the Board

Russ Gideon is elected President of First State Bank Frankston 2003

John P Williams is elected President CEO 2006

Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008

First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010

The Austin Family celebrates 100 years of banking 2009

20102000

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212

performance

ASSetS 2012

Cash and balances due from banks $ 175714000

Securities available for sale 159153000

Net loans 983391000

Other assets 90873000

totAl ASSetS $ 1409131000

lIABIlItIeS AnD StoCKHolDeRSrsquo eQuItY Non-interest bearing deposits $ 380048000

Interest bearing deposits 838474000

Total deposits 1218522000

Securities sold under agreements to repurchase 13594000

Other liabilities 19688000

Total liabilities 1251804000

Total stockholdersrsquo equity 157327000

totAl lIABIlItIeS AnD eQuItY $ 1409131000

leadership Austin Bank executive Committee

Jeff Austin Jr Jeff Austin III John p Williams Sissy Austin Chairman of the Board Vice Chairman of the Board PresidentCEO Senior Executive Vice President Jacksonville Tyler Jacksonville Jacksonville Whitehouse Jacksonville

e Glenn Bass larry Bolton Keith Chambers Russ Gideon Senior Executive Vice President Senior Executive Vice President Senior Executive Vice PresidentCFO Senior Executive Vice President Deposit Operations Chief Lending Officer Jacksonville Regional President Longview Tyler Frankston

Jane Austin Chapman Director

Frankston

(Not pictured)

2011

$ 83072000

170130000

974422000

101864000

$ 1329488000

$ 327079000

826545000

1153624000

10280000

22124000

1186028000

143460000

$ 1329488000

Michael Austin neill Director Athens

Billy Mullins Senior Executive Vice President Risk Management and Operations Longview

totA l A S S e t S (000)

$1409 $1329

$1246

$1042

2009 2010 2011 2012

totA l l oA n S (000)

$986 $995 $925

$800

2009 2010 2011 2012

totA l C A p I tA l (000)

$157 $143 $131

$108

2009 2010 2011 2012

totA l D e p o S I t S (000)

$1219 $1154 $1081

$905

2009 2010 2011 2012

RetuRn on ASSetS 130

121118 116

2009 2010 2011 2012

loAn-to-DepoSIt 884 8557 8544 8162

2009 2010 2011 2012

Integrity

Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank

Jeff Austin Jr Chairman of the Board

Innovation

Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency

Jeff Austin III Vice Chairman of the Board

Stability

At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas

John P Williams President CEO

First National Bank ofJacksonville receives its Charter on September 11900

John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960

1960 First National Bank of Jacksonville receives its Charter on September 1 1900

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff A

Pr

Member FDIC

Your local bank wherever you are

Enroll now at wwwaustinbankcommobile

overview

ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank

esident there 1959-1960

Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995

The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996

19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President

Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp

Ronny Lee is elected President CEO of First National Bank Jacksonville 1995

The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996

19901980 John P Williams is named President of FNB Whitehouse 1991

Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992

Austin Bank Mobile Convenient banking on the go

3 ways to access your account Text BankingMobile Mobile

App Browser

8857 Customers enrolled in

Mobile Banking

7992 Customers enrolled in new

Mobile Banking App

33 eStatement enrollment

Sign up through Austin Bank online banking

wwwaustinbankcom

31 Million 2012 annual visits

44 Households with active

online banking

19 increase in Likes

in 2012

Like us at wwwfacebookcomaustinbanktexas

$14 Billion

Total Assets grew 599 in 2012

$995 Million

Total Loans reinvested in our communities and businesses

$12 Billion Total Deposits

grew 563 in 2012

2 0 0 9 - 2 0 1 3

5th Year Named Best Companies to Work for in Texas

Service

$661130 Real Estate Taxes paid

37 Scholarships

Awarded To East Texas high school students as part of the

Austin Bank Commitment-to-Community program that supports the

educational goals of area youth Recipients include 27 students

from the community and 10 students who are children

of Austin Bank employees

193 Scholarships

Awarded To East Texas students since the

program began in 2005

443 employeeswith 3605 years of tenure

18005 hours of trainingattended by employees in 2012

55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon

2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer

work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation

Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program

Brenda Williams and Debbie Braune Gateway to Hope

The six original banks acquired by Austin BanCorp form one Charter with 17 offices

Jeff Austin III elected President of First State Bank Frankston 1999

Jeff Austin III is named Vice Chairman of the Board

Russ Gideon is elected President of First State Bank Frankston 2003

John P Williams is elected President CEO 2006

Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008

First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010

The Austin Family celebrates 100 years of banking 2009

20102000

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212

Integrity

Austin Bank entered 2012 with good momentum and continued to adapt and excel We kept our focus on being responsive controlling what we could and preparing for what we could not Our progress is a testimony to the soundness of our strategy and the commitment of our officers employees and directors We work hard each day doing what is right for our customers and our communities We understand that what is important to East Texas is also what is important to Austin Bank

Jeff Austin Jr Chairman of the Board

Innovation

Our goalhellipcontinually listening and responding to customer needs constantly researching and reviewing new technology opportunities for improved banking services and delivery channels From multiple online banking channels for our consumers to treasury management for our business partners emphasis on security is our top priority We are excited about the future with even more innovation and proactive solutions planned to improve our customersrsquo access and safety along with our bankrsquos efficiency

Jeff Austin III Vice Chairman of the Board

Stability

At Austin Bank our principles of honesty integrity and service ground us in stability A stable community bank is the financial foundation of our countrymdashit keeps money local and the focus on people relationships and opportunities Austin Bank demonstrates our commitment to East Texas by making loans to businesses and to families These loan decisions are made by our bankers who live and work in the community We believe there will always be an important role for strong and stable community banks We look forward to serving you as your ldquoBank of Choicerdquo for East Texas

John P Williams President CEO

First National Bank ofJacksonville receives its Charter on September 11900

John Frank Austin Sr amp Sallie John Brown Austin begin theAustin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff Austin Sr begins work at First State Bank Frankston as a clerk and then Cashier 1937

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

1960195019401900 1930 Jeff Austin Sr is named President of First National Bank Jacksonville 1960

1960 First National Bank of Jacksonville receives its Charter on September 1 1900

The Austin Family purchases First State Bank in Rusk (Bank originally chartered in 1907) 1944

Jeff Austin Sr is named President and Chairman of the Board of First State Bank Frankston 1946

The Austin Family buys First State Bank in Big Sandy (originally chartered in 1947) and First National Bank in Jacksonville 1950s

19501900 1940 John Frank Austin Sr amp Sallie John Brown Austin begin the Austin Family legacy of banking when John Austin Sr becomes President of First State Bank of Frankston 1909

Jeff A

Pr

Member FDIC

Your local bank wherever you are

Enroll now at wwwaustinbankcommobile

overview

ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank

esident there 1959-1960

Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995

The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996

19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President

Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp

Ronny Lee is elected President CEO of First National Bank Jacksonville 1995

The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996

19901980 John P Williams is named President of FNB Whitehouse 1991

Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992

Austin Bank Mobile Convenient banking on the go

3 ways to access your account Text BankingMobile Mobile

App Browser

8857 Customers enrolled in

Mobile Banking

7992 Customers enrolled in new

Mobile Banking App

33 eStatement enrollment

Sign up through Austin Bank online banking

wwwaustinbankcom

31 Million 2012 annual visits

44 Households with active

online banking

19 increase in Likes

in 2012

Like us at wwwfacebookcomaustinbanktexas

$14 Billion

Total Assets grew 599 in 2012

$995 Million

Total Loans reinvested in our communities and businesses

$12 Billion Total Deposits

grew 563 in 2012

2 0 0 9 - 2 0 1 3

5th Year Named Best Companies to Work for in Texas

Service

$661130 Real Estate Taxes paid

37 Scholarships

Awarded To East Texas high school students as part of the

Austin Bank Commitment-to-Community program that supports the

educational goals of area youth Recipients include 27 students

from the community and 10 students who are children

of Austin Bank employees

193 Scholarships

Awarded To East Texas students since the

program began in 2005

443 employeeswith 3605 years of tenure

18005 hours of trainingattended by employees in 2012

55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon

2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer

work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation

Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program

Brenda Williams and Debbie Braune Gateway to Hope

The six original banks acquired by Austin BanCorp form one Charter with 17 offices

Jeff Austin III elected President of First State Bank Frankston 1999

Jeff Austin III is named Vice Chairman of the Board

Russ Gideon is elected President of First State Bank Frankston 2003

John P Williams is elected President CEO 2006

Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008

First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010

The Austin Family celebrates 100 years of banking 2009

20102000

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212

Jeff A

Pr

Member FDIC

Your local bank wherever you are

Enroll now at wwwaustinbankcommobile

overview

ustin Sr acquires majority interest in First National Bank Jacksonville and becomes Bank

esident there 1959-1960

Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview through the purchase of East Texas Bank and Trust Bank name was changed to Texas National Bank with Jeff Austin Sr as Chairman of the Board 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Austin BanCorp Inc a six bank holding company was established with approximately $365 million in assets 1992

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp 1995

The six original banks acquired by Austin BanCorp combine charters and become one bank - Austin Bank This included First National Bank - Jacksonville First National Bank - White-house Texas National Bank - Longview Gilmer amp Grand Saline First State Bank shyRusk Big Sandy Timpson amp Garrison 1996

19901980 Jeff Austin Jr becomes President of First National Bank Jacksonville Jeff Austin Sr continues as Chairman of the Board 1969

Operations begin in Longview as Texas National Bank with Joe Sharp Jr as President

Bank enters Tyler with acquisition of FNB Whitehouse and itrsquos Tyler location 1984

Stockholders of First National Bank Jacksonville approve a merger of the bank into a one-bank holding company Texas East BanCorp Inc 1984

Jeff Austin Jr named Chairman of the Board of Cherokee BanCorp

Ronny Lee is elected President CEO of First National Bank Jacksonville 1995

The six original banks acquired by Austin BanCorp change their name to Austin Bank The six banks include First National Bank Jacksonville First National Bank Whitehouse Texas National Bank Longview First State Bank Rusk Big Sandy and Timpson 1996

19901980 John P Williams is named President of FNB Whitehouse 1991

Cherokee BanCorp Inc a six bank holding company is established with approximately $365 million in assets 1992

Austin Bank Mobile Convenient banking on the go

3 ways to access your account Text BankingMobile Mobile

App Browser

8857 Customers enrolled in

Mobile Banking

7992 Customers enrolled in new

Mobile Banking App

33 eStatement enrollment

Sign up through Austin Bank online banking

wwwaustinbankcom

31 Million 2012 annual visits

44 Households with active

online banking

19 increase in Likes

in 2012

Like us at wwwfacebookcomaustinbanktexas

$14 Billion

Total Assets grew 599 in 2012

$995 Million

Total Loans reinvested in our communities and businesses

$12 Billion Total Deposits

grew 563 in 2012

2 0 0 9 - 2 0 1 3

5th Year Named Best Companies to Work for in Texas

Service

$661130 Real Estate Taxes paid

37 Scholarships

Awarded To East Texas high school students as part of the

Austin Bank Commitment-to-Community program that supports the

educational goals of area youth Recipients include 27 students

from the community and 10 students who are children

of Austin Bank employees

193 Scholarships

Awarded To East Texas students since the

program began in 2005

443 employeeswith 3605 years of tenure

18005 hours of trainingattended by employees in 2012

55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon

2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer

work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation

Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program

Brenda Williams and Debbie Braune Gateway to Hope

The six original banks acquired by Austin BanCorp form one Charter with 17 offices

Jeff Austin III elected President of First State Bank Frankston 1999

Jeff Austin III is named Vice Chairman of the Board

Russ Gideon is elected President of First State Bank Frankston 2003

John P Williams is elected President CEO 2006

Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008

First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010

The Austin Family celebrates 100 years of banking 2009

20102000

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212

Service

$661130 Real Estate Taxes paid

37 Scholarships

Awarded To East Texas high school students as part of the

Austin Bank Commitment-to-Community program that supports the

educational goals of area youth Recipients include 27 students

from the community and 10 students who are children

of Austin Bank employees

193 Scholarships

Awarded To East Texas students since the

program began in 2005

443 employeeswith 3605 years of tenure

18005 hours of trainingattended by employees in 2012

55 employees with a total of 615 years of experience were honored at the 2012 Austin Bank Service Awards luncheon

2012 Community Involvement Awards Austin Bank recognized five bank employees for volunteer

work to their community service organization Cathy Strickland East Texas Lightninrsquo Special Olympics Delegation

Debbie Finley Salvation Army Womenrsquos Auxiliary lynn littlejohn Rusk High School Athletic Program

Brenda Williams and Debbie Braune Gateway to Hope

The six original banks acquired by Austin BanCorp form one Charter with 17 offices

Jeff Austin III elected President of First State Bank Frankston 1999

Jeff Austin III is named Vice Chairman of the Board

Russ Gideon is elected President of First State Bank Frankston 2003

John P Williams is elected President CEO 2006

Austin Bank acquires and merges with City National Bank This adds five locations - Gladewater Kilgore and Longview Pine Tree Oak Forest and Bar-K - while increasing bank assets to over $1 billion 2008

First State Bank Frankston - including the Noonday and Palestine locations - merges with Austin Bank bringing the Bank locations to a total of 31 and assets to $12 billion 2010

The Austin Family celebrates 100 years of banking 2009

20102000

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212

reg

locations 31 banking locations in 21 cities and 10 counties

31 Banking locations in 21 Cities Big Sandy Bullard Emory Frankston Garrison Gilmer Gladewater Grand Saline Jacksonville (2) Kilgore Longview (5) Marshall Nacogdoches Noonday Palestine Rusk Timpson Troup Tyler (6) Van Whitehouse

Multiple banking locations

10 Counties

Anderson Cherokee Gregg Harrison Nacogdoches Rains Shelby Smith Upshur Van Zandt

Website wwwaustinbankcom

Headquarters 200 East Commerce St PO Box 951 Jacksonville TX 75766 903-586-1526 903-541-2086 (fax)

parent Company Austin Bancorp Inc

Date founded 1900

For information customercareaustinbankcom

Contact Patty Steelman CFMP SVPDirector of Marketing 903-871-2519 psteelmanaustinbankcom

AuStIn BAnK DIReCtoRS

Directors Jeff Austin Jr Jeff Austin III Sissy Austin Larry Bolton Gene Brumbelow Keith Chambers Jane A Chapman Glen Hamilton Chuck Hopson Barry T Hughes Ronny Lee Billy Mullins Michael A Neill Robert Nichols Joe Sharp Jr John P Williams

Advisory Directors Glenn Bass Todd Burton Russ Gideon Jason Petersen Brenda Sharp Rick Waldrop

Director emeritus Charles Creed Marion Dingler J N Grimes C S Hinton Jr William M Holland Lowell Holloway Ron Jurenka Herbert Riley Eddie Smith J W Sparkman Joe T Terrell Harry Tilley

Member of Better Business Bureau Member FDIC

Named

of Central east texas 2006 Torch Award Recipient wwwFDICgov

1212