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V OIC E The Senior Published Locally Since 1980 August 2013 PIONEERS in North Colorado Famous INDIAN CHIEF PIONEERS in North Colorado Famous INDIAN CHIEF

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Chief Niwot. Medicare changes. Family health guide.

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Page 1: August 2013

VOICEThe Senior

Published Locally Since 1980 August 2013

PIONEERS in North Colorado

Famous INDIAN CHIEF

PIONEERS in North Colorado

Famous INDIAN CHIEF

Page 2: August 2013

2 •August 2013 • The Senior Voice

Published Locally Since 1980Vol. 33, No. 9

PUBLICATION INFORMATIONThe Senior Voice news is locally owned and has been published the first of each month since 1980 for residents in Fort Collins, Greeley, Loveland and nearby towns.

ADVERTISINGAd deadline is 20th of month. For rates, call 970-229-9204;

email [email protected] or see www.theseniorvoice.net

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Fort Collins, Colorado (970) 229-9204

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EDITORIAL DEADLINE:Announcements and stories must be received by the 10th of the month; ads by the 20th of the month.

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The Senior Voice welcomes readers’ letters and contributions. The Se-nior Voice assumes no responsi-bility for damaged or lost material submitted by readers.

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email: [email protected] www.theseniorvoice.netDesign Production by Ellen Bryant Design

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sion of the Senior Voice.

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Online at www.theseniorvoice.net

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By Bill Lambdin On the plains around Greeley, Chief Niwot and his band of Arap-ahos hunted buffalo for years—until he was killed in a fight that helped set off the Indian wars of the West. Born in the early 1820s, his In-dian name meant “Left Hand.” As a baby, he reached for his mother’s face with his left hand. The town of Niwot near Long-mont is named for him. So are Ni-wot Mountain in the Indian Peaks Wilderness and Left Hand Canyon near Boulder, where his band often had their winter camp. Settlers remembered him as a chief who tried to make peace with white settlers but, in the end, was betrayed by them. Pioneer Ju-lia Lambert recalled seeing him and said, “He was over six feet tall, of muscular build...When wearing his war bonnet and full warrior’s rega-lia, he looked every inch a chief.”

He learned to speak English by trading with white fur trappers at Fort St. Vrain and other outposts south of what became Greeley. Mountain men such as Thomas Fitzpatrick and Jim Beckwourth knew Niwot and respected him as one of the finest chiefs in the West. But the West was changing in Niwot’s time—from a wilder-ness where his people lived free to a settlement where they be-came prisoners. He saw the whites slaughter the buffalo herds, saw miners and settlers take over his homeland, and watched politicians condemn his people to starvation. It was difficult for Niwot and his Arapahos not to make war on the settlers, as the Sioux and oth-er tribes did. But he realized the whites far outnumbered his people and that the crude weapons of the plains Indians were no match for those of the soldiers. To protect his people, Niwot signed peace treaties and tried to

control his young warriors who wanted to fight. He even consid-ered having his people take up farming in order to survive as buf-falo became scarce. In 1858 he put his wife and children in a small wagon pulled by two ponies and traveled east all the way to Missouri to see how the whites made a living farming. He carried only a single-shell shot-gun and hunting knife. His buffalo pony trailed behind. He worked on some farms and talked with homesteaders. In the Missouri River towns, he saw so many people that he felt the people outnumbered the stars. Later he met Horace Greeley, who suggested that his tribe should become farmers. But Greeley re-called, “He knows that there is a certain way in which his people have lived from time immemorial and in which they are content still to live.”

(Continued next page)

Buffalo on the plains. The Voice archive.

Chief Niwot

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3 •August 2013 • The Senior Voice

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Chief Niwot (continued) Niwot decided farming would not work for the Arapahos. He viewed it as a sedentary and un-natural occupation. On his return trip, he joined a wagon train headed by Marshall Cook, who recalled an incident near what became Julesburg, Col-orado. They spotted a herd of buf-falo grazing on the plains. In an instant, Niwot grabbed his old shotgun and jumped on his hunting pony “as lightly as a boy in his teens,” said Cook. Holding the shotgun high above his head, Niwot raced to-ward the herd. The motion of his body and the pony’s were togeth-er as one, moving with grace and power across the plains. The herd began to run. Niwot leaned forward over his pony’s neck, his long hair flying in the wind, mingling with the horse’s mane. The settlers in the wagon train watched in amazement as the pony ran alongside a buffalo. Ni-wot fired a shot, and the pony by instinct turned off to the side to avoid being gored by the wound-ed buffalo that continued to run. The pony circled while Ni-wot reloaded. Then horse and rider were alongside the buffalo again, racing amid the thundering hoofbeats. A second shot brought down the huge animal in a cloud of dust. Wagon master Cook feasted that night. And he never forgot that moment on the plains when the Old West came alive. That was the West Niwot want-ed to live in, but he couldn’t. A new West was stampeding toward him, and it would destroy him. By 1864, Colorado’s first ter-ritorial governor, John Evans, wanted the Indians out. He knew he could make a personal fortune selling real estate and building railroads across their lands. The Cheyenne and other tribes fought to save their few remain-ing hunting grounds to keep their

families from starving. They at-tacked wagon trains and settlers throughout eastern Colorado. Instead of trying to make peace, Gov. Evans issued a proclamation telling settlers to kill the Indians. And he encouraged the fanatical commander of Colorado’s mili-tia, Colonel John Chivington, to attack a peaceful encampment of Indians on Sand Creek 60 miles southeast of Denver. In that camp were Chief Niwot and his Arapahos along with the bands of Chief Black Kettle and Chief White Antelope. Together they numbered about 500. Those chiefs had lived peacefully with the whites for years and made ev-ery effort to avoid conflicts. Chivington’s troops numbered about 900 when, on November 29, 1864, they attacked and killed 148 of the Indians camped at Sand Creek. Most were women and children. Their bodies were mutilated in a ghastly scene that became known as the Sand Creek Massacre. Congressional investigators condemned the attack as “a foul and dastardly massacre.” General Nelson Miles said, “But for that horrible butchery, it is a fair pre-sumption that all subsequent wars with the Cheyennes and Arapa-hos and their kindred tribes might possibly have been averted.” That was a prophetic remark. Sand Creek set off 20 years of battles with the plains Indians. Chief Niwot was shot at Sand Creek and died soon after the bat-tle. His Indian friends buried him on a hill where his spirit could see far across the plains—back to the time when his people were proud and free, when the valleys were black with buffalo grazing qui-etly on the plains, when his hand reached toward his mother’s face, and the West was young.________________

COVER PICTURE: The origi-nal Weld County Courthouse at Centennial Village history park in Greeley. The Voice photo by Bill Lambdin.

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4 •August 2013 • The Senior Voice

� e Chipseal portion of this year’s program starts July 8th and should be complete by the end of August but our Seal Coat program may continue through the � rst week of September.

� e 2013 Larimer County paved road maintenance program extends from the Larimer/Weld county line on the east to Larimer County Road (LCR) 27E on the west. � e northern boundary is LCR 64 and the southern boundary is LCR 48. Tra� c will be limited to one lane in these areas, expect delays of 10-15 minutes. Motorists, bike riders and pedestrians may wish to choose alternate routes until the work is completed, usually no later than 72 hours a� er product application. We encourage all tra� c to drive slowly through the work zones and obey the posted speed limit to prevent materials that are being applied to the road from getting on vehicles.

2013 Larimer County Paved Road Maintenance Program

LEGEND: Green and Yellow are roads for chipseal, brown and purple/pink are seal coat roads (no chips).

Informational signs will be posted on a� ected roads detailing exact locations and time frames. Please call our Seal Coat project line at (970) 498-5666.

2013 Larimer County Chipseal Map

Estate PlanningEstate PlanningBy Ron Rutz, Attorney

This is a continuation of last month’s article about tax rules for estate planning. GIFT TAXES. A tax is imposed when property is gifted or when a person dies leaving property. The new law increases the amounts that can be transferred tax-free, as follows:ANNUAL EXCLUSION. For 2013, $14,000 can be transferred tax free per person each year. There is no limit as to the num-ber of $14,000 transfers that can be given.LIFETIME EXCLUSION. For 2013, a total of $5,250,000 can be given away during one’s life-time. However, for each $1 used, the estate tax exemption and the gift tax exemption are reduced by a corresponding $1. A com-bination of the Annual Exclusion and the remaining Lifetime Ex-clusion can be used to eliminate gift taxes to a person making a transfer that exceeds $14,000 but is less than the remaining Life-

time Exclusion.SPOUSAL TRANSFERS.There are no limits on the amounts that can be transferred between spouses.TAX BOOBY TRAPS. The term is usually applied to the death tax due to the deceased’s state of residence because the federal estate exemption was higher than the state exemp-tion. Thus a state estate tax or inheritance tax may be due even though there is no federal tax. Fortunately in Colorado, the rules, for the most part, match up with the federal rules. I will continue to discuss other tax issues in the next col-umn.________________

Attorney Ron Rutz will answer questions sent to [email protected]. Phone 223.8388 in Ft. Collins.

Stanley UlrichBy Randy Fischer - Colorado State Representative

Northern Colorado’s senior community lost a tireless advocate in early June, 2013, when Stanley Ulrich passed away following a brief illness. Stan voiced the concerns of all underserved residents. He took ac-tion to address our community’s needs. Although his voice has gone silent, Stan’s service to others will reverberate for decades to come. A life-long professional educa-tor, he was involved at every level of senior life in Fort Collins. He was active with the Larimer Coun-ty Office on Aging and Senior Ad-visory Board, the Fort Collins Se-nior Center, Poudre Retired School Employees Association, Public Employees Retirement Associa-tion, and AARP. Right up to the moment of his passing at age 88, Stan was work-ing toward making the Senior Center expansion a reality. He also

served as a stalwart member of the Fort Collins Breakfast Optimists who work so hard to help kids from low income neighborhoods. He volunteered countless hours at the Fort Collins Food Bank. Stan was my sounding board on senior and retiree issues at the state government level. He was a wealth of knowledge and experience on a wide range of issues, especially those affecting seniors. I called on him frequently for information and advice to help guide my work in the Colorado House of Represen-tatives. It is fitting to honor Stan Ulrich because he served as a model for living one’s life in the service of community, and he richly deserves our recognition. ________________You can contact Rep. Randy Fischer at [email protected], phone 970.215.7898.

Page 5: August 2013

5 •August 2013 • The Senior Voice

Resthaven Memory Gardens is a proud member of the Pet Loss Professional Alliance.

(970) 667-0202 • www.resthavencolorado.com8426 S. Hwy. 287 Fort Collins, CO 80525

Photography courtesy: Santella Productions

Pets are important family members, and when we lose them, it is important to have a place where they will rest and be memorialized – a place to visit and remember treasured memories.

Join us for a touching and respectful service honoring National Pet Memorial Day as we dedicate our new Precious Pals Cemetery at Resthaven Cemetery.

Dedication Ceremonyhonoring

National Pet Memorial Day

SaturdaySeptember 7, 2013

at 10am

By Lois Hall Larimer County was named for William Larimer, one of the early settlers in Colorado at the start of the gold rush in 1858. The county probably should have been called LaPorte, which local residents wanted when Colorado’s first territorial legis-lature named the county in 1861. LaPorte (just north of Fort Collins) was founded before Fort Collins was by a French moun-tain man, Antoine Janis, who set-tled there in 1844. He and other French trappers called the place LaPorte, meaning “gateway,” because it was the entrance to Poudre Canyon and the moun-

tains to the west. But legislators decided to honor Larimer, who helped es-tablish the town of Denver. He was a Pennsylvania resident who had tried to originate a town in Nebraska. That failed, and he came to Colorado to do the same thing when the gold rush began here in 1858. Larimer was one of several businessmen who knew the suc-cess of their venture depended upon attracting people from the East; so they spent much of their time getting stories published in Eastern papers—to the dismay of some gold seekers. One wrote: “We read the glowing ac-

counts in the Missouri River pa-pers of what the miners are do-ing out here. I pronounce them a pack of lies, written...by a set of petty one-horse town specu-lators.” He meant men like Wil-liam Larimer. Colorado’s economy didn’t begin to stabilize until the rail-

roads were built and brought farmers and tourists. Miners of-ten didn’t stay long.

The railroads also brought politicians, and they named Lar-imer County for one of their own instead of for the mountain men who first settled here.

Larimer CountyNamed for Him

Early Fort Collins buildings. Fort Collins Public Library.

Page 6: August 2013

6 •August 2013 • The Senior Voice

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Medicare Changes Adjusting Medicare payments to penalize or reward hospitals and doctors for “quality of care” might not work, said a study by the National Academy of Sciences. Harvard researcher Joseph Ne-whouse said the Academy study “did not find any relation between the quality of care and spending.” Medicare officials believe there is a relation and have decided to pay providers more if they can show they give high quality care for lower cost—and pay providers less if they cannot. The Academy study said some big hospitals can negotiate with private insurers to control costs; some cannot. Some communi-ties use nursing homes and home health services more than others. Such differences make compari-sons invalid. Other researchers disagree with the Academy study and say tying Medicare payments to quality of care instead of the number of ser-

vices performed is long overdue. And Medicare officials say they intend to do that. The latest proposals will pe-nalize doctors 2 percent of their Medicare payments—or give them 2 percent bonuses—for providing high quality care. That will be judged by such things as whether doctors record every drug their patients take, whether they screen women with fractures for osteoporosis, how much the doctors’ patients cost Medicare, and other considerations. The American Medical Asso-ciation (AMA) and other groups object to this, saying much of what doctors do cannot be quanti-fied. They also say such changes will discourage doctors from ac-cepting Medicare patients, penal-ize small doctor groups the most, and drive the individual family doctor out of business. Medicare already pays doctors too little, says the AMA.

Insurance Law Change Large companies will not have to provide health insurance to employ-ees until 2015 instead of 2014 as first required by the new healthcare law, according to U.S. Treasury Department officials. The Obama Administration decided to give companies more time to adjust to the new law because many complained about the numerous re-porting requirements. “We have listened to your feedback, and we are taking action,” said Treasury Department officials in a statement to com-panies. The delay will not affect individual Americans who buy their own health insurance or small businesses with fewer than 50 employees. They will still be required to have insurance in 2014. The delay actu-ally will not affect most large companies because they already provide insurance for employees.

Frauds and Scams The recent changes in health-care are prompting a new wave of scams and fraud, says the Federal Trade Commission. Scammers often call, identify themselves as government officials, and tell people they must provide Social Security numbers, bank account numbers, and other information to be eligible for services. They say things like, “I’m with Obam-acare. I need your information to

send you your new Obamacare card,” said John Breyault with the National Consumers League. They also threaten people by say-ing they must pay for something or they will lose their benefits. AT&T says do not return phone calls to area codes 809, 876, 649, and 284. Those scammers often pretend to be officials leaving messages about a family emer-gency, or other issue.

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7 •August 2013 • The Senior Voice

By Lois Hall Many tourists miss one of Col-orado’s most unusual places—the Black Canyon of the Gunnison National Monument east of Mon-trose. It is one of the world’s most as-tounding canyons: 50 miles long, 3,000 feet deep but only 1,300 feet wide in places. It is a huge gash deep within an otherwise flat landscape, created millions of years ago when the Gunnison River began cutting through lay-ers of volcanic ash. An early geologist who sur-veyed the canyon said, “No other canyon in North America combines the depth, narrowness, sheerness and somber counte-nance of the Black Canyon.” Because of its remoteness, the canyon area is home to many ani-mals, including black bear, moun-tain lion, bighorn sheep, deer and elk. At one time, the area was also a favorite hunting ground of Indi-ans. But the Utes who camped here in summers rarely went down into the depths of the canyon. Its walls are so steep that one wrong step can mean death. William Torrence discovered how dangerous it was in 1901 when he and four other men tried to float 30 miles of the river on the first expedition through the canyon. They thought they would float those few miles in four days. But they underestimated the wrath of the canyon. After three harrowing weeks, they had made only 14 miles. The second day

out, a wooden boat carrying most of their food hit a rock, broke apart and sank. Raging waterfalls and boulders blocked their way many times, and the men became weary from carrying their heavy, wooden boat around numerous hazards. Finally they reached a place where high boulders and steep canyon walls totally blocked their way. They couldn’t row back up the rushing water. They had only one option: climb out of the can-yon nearly straight up a 2,000-foot cliff and risk falling to their deaths. They made it, but only after 12 hours of a dangerous, ex-hausting climb. Torrence, however, was deter-mined to float the canyon and re-turned in 1904 with A.L. Fellows. This time only the two of them tried it. They wisely used a rubber raft instead of a wooden boat and eventually made it through the canyon. But again they lost their food. If they hadn’t been able to kill a bighorn sheep, they might have starved. Torrence and Fellows endured nine days before emerging from the canyon. Fellows described it this way: “Our surroundings were of the wildest possible description. The roar of the water falls was constantly in our ears; and the walls of the canyon, towering half a mile above us, were seem-ingly vertical. Occasionally a rock would fall from one side or the other, with a roar and crash, exploding like a ton of dynamite

when it struck bottom, making us think our last day had come.” That is just one of the stories associated with this canyon. But as fearsome as it is for those who traverse its depths, the scenic views from its rim are magnifi-cent. From Warner Point, the south

rim’s highest spot, you see not only the chasm below but also high mountain ranges and rug-ged plateaus surrounding the can-yon’s valley. Standing here during a golden sunset and listening to a coyote’s howl echo through the canyon, you realize how vast and varied Colorado’s landscape is.

The Black Canyon when the Gunnison River was low, not raging. National Park Service.

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8 •August 2013 • The Senior Voice

Family Health Guide

IF YOU ARE:• 18-35 or 55-90 years of age• Healthy and not taking any blood pressure or cholesterol medications• Sedentary or moderately physically active

BENEFITS INCLUDE:Free Body Composition / Bone Density Assessment

Monetary Compensation for Select Studies

Treadmill Test for Subjects > 55 years of age

The Human Cardiovascular Physiology Laboratory in the Department of Health and Exercise Science at Colorado State

University is studying the effects of aging on muscle blood flow control in humans.

Subjects needed for aCARDIOVASCULARRESEARCH STUDY

If interested, please email [email protected]

visit our website www.cvlab.colostate.eduor call (970) 491-6702.

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Hot Flashes The FDA approved the first drug to treat them that does not contain estrogen: Paxil (Pexeva) But it contains an antidepres-sant and should not be taken with tamoxifen. Some experts recom-mend estrogen therapy for women age 50 to 60 who have a hysterec-tomy and symptoms of hormone deficiency like hot flashes, said

a report in the American Journal of Public Health by researches at Yale University. Prostate Cancer Hormone therapy for it might increase a man’s risk for kidney failure, said a report in the Jour-nal of the American Medical As-sociation. Elsewhere a report in the New England Journal of Medicine said the new drug Xo-

figo extends the life, and quality of life, for men with advanced prostate cancer that has spread to the bones. Diabetes Patients Those on regular Medicare will save on blood sugar testing supplies because the government recently initiated a bidding pro-cess that companies must use. But the change does not apply to Medicare Advantage patients, said the Center for Medicare and Medicaid Services.Heart Failure The risk might be reduced considerably by taking the sup-plement Coenzyme Q10, said researchers at Copenhagen Uni-versity Hospital. It’s a powerful antioxidant and occurs naturally in the body.Vitamin D The right amount (a level above 20 nanograms per millili-ter) appears to help mature people stay physically active, said a re-port in the Journal of Clinical En-docrinology and Metabolism. Blood Clots A new drug, Eliquis, treats them as well as the old drug War-farin and has the advantage of causing less bleeding and requires less monitoring, said a report in the New England Journal of Med-icine. But Eliquis is expensive.Glucosamine This supplement often taken by osteoarthritis patients might increase the risk of glaucoma, a leading cause of blindness, said a report in JAMA Ophthalmology.Iodine Some women take high doses of iodine and kelp supplements, but they should not, said the American Thyroid Association. The recommended daily iodine intake is 220 to 250 micrograms for pregnant women; 250 to 290 if breast feeding. Otherwise we get enough without supplements.Running Shoes Get those that allow the right

amount of foot roll (pronation) for you to avoid problems, said Dr. Jane Andersen, former presi-dent of the American Association for Women Podiatrists.Glaucoma Drugs Commonly prescribed PGAs (prostaglandin analogues) might cause droopy eyelids and other problems that can interfere with vision, said researchers at Boston University Hospital. Decongestants If taken during the first tri-mester of pregnancy, they might increase the risk of rare birth de-fects of the heart, ears, and diges-tive system, said researchers at Boston University.

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COLORADO CROSSWORDS are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

COLORADO CROSSWORDS

ACROSS1. A treat to the auditory system7. Chaffee County 14er and one of the Collegiate Peaks: Mt. .13. Pueblo Indians who created what is now known as Mesa Verde14. Puerto Rico’s time zone (briefly)15. Caviar16. mortis17. Grumble19. Cookie selling gp. Founded in 191220. Jungle clearing implement or weapon21. Pond denizen22. 43,560 square feet25. Tank type?26. Important quality for a politician or speaker28. Faucet problem30. polloi (Greek for “the many”)31. Leadville’s “ Opera House”33. Batman and Robin, say34. With #35 across, Colorado crop which was the source of wealth for philanthro- pist Charles Boettcher38. Storage area for coal or grain39. Gaggle members41. Start of a countdown43. Creek (massacre site)44. Virus type47. Eva Gabor TV Series: Green .49. Café in which most of the action in “Casablanca” take’s place50. Bronte’s Jane52. Early rain gear which featured cotton fabric made waterproof by an oil treat- ment53. Summer refresher bought perhaps at a neighborhood stand54. Small community in northeast Colorado55. Southern treat: pie

58. Red lights and siren not needed in this instance (abbr.)59. Calendar abbr.60. Many of these structures can be seen in western CO61. These belong to the highest order of angels62. Big name In cosmeticsDOWN1. Cinco de Mayo sounds (with #1 across)2. Prefix with “lateral” and “sex”3. Problem with an old sofa or bed4. Uranium 235 e.g.5. Golden Globe winner for “Fame” in 1980: Irene .6. Sleep malady which happened on Elm Street7. Port-au-Prince is its capital8. Familiar growth in this state9. Map abbr.10. Jason’s craft11. “Baby Bull” of the Rockies12. Part of #58 across18. Healing place23. Stand-up comedienne of Korean descent: Margaret .24. “A in the Sun,” 1961 film starring Sidney Poitier27. Trail transport replaced by the railroad28. “The Silent Spring” by Rachael Carson helped lead to the ban in 1972 of this pesticide29. Community in Poudre Canyon32. Calvin Klein fragrance35. German conjunction (and)37. “In , Lance Armstrong was a loser!”38. She married Horace Tabor in Washing-ton, D.C. in 188340. Monroe’s co-star in “The Seven Year Itch”42. Colorado fall buglers45. Possible outcome of a ball hit by # 11 down46. California pro team, familiarly48. Disturbances in the streets50. Southeastern Colorado town due south of Kit Carson51. Hitchcock classic “ Window”54. Sound of a weasel?56. Op .57. Word following “golden” or “industrial”

ANSWERS

P.J. Hunt If you like northern Colorado history, you might enjoy the vast collection of pre-historic arrow-heads and artifacts displayed ev-ery September at the Stone Age Fair in Loveland. It’s a chance to see the ancient tools and weapons used by stone-age people and In-dians who lived in our area long ago. Northern Colorado was the first place in the United States that had an exhibit of such arti-facts. In 1934 at the small town of Cornish near Greeley, a group of school children and their teacher, Mrs. Bowman, organized the first Stone Age Fair, aided by local adults who had found artifacts in the area for years. The organizers never imagined how successful that first rural fair would become. In its second year, 10,000 people from all over the United States and Europe, many of them professional archaeolo-gists, came to the little country schoolhouse to see the displays of

arrowheads, spear points and oth-er things local people had found on the surrounding prairie. Telegrams from President Franklin Roosevelt, Will Rogers and many others congratulated the children on preserving a part of American history that many people had never seen. The fair exhibited more than 25,000 spear points, axheads and other finds. Exhibits included artifacts from the famous Lindenmeier

archaeological site north of Fort Collins, discovered by two local men. In 1935 one professional archaeologist said Cornish’s Stone Age Fair brought together the finest collection of Folsom ar-

tifacts ever assembled. People realized that northern Colorado was one of the most im-portant archaeological areas in the nation. By 1940 the fair drew such large crowds that it was moved to Loveland, where it has been ever since (www.stoneagefair.com.) The little town of Cornish became a ghost town, then disappeared, as did many farm towns.

by Tony Donovan

Teacher Mrs. Bowman, one of the founders in 1936.

Loveland Library.

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10 •August 2013 • The Senior Voice

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Generic DrugsBy Bill Lambdin

If a generic drug company makes a medicine that harms you, can you sue the company? No, said the U.S. Supreme Court in a recent decision. Why? Because the Food and Drug Administration approved the drug when it was a brand name, said the court. The generic version is therefore safe. This bothers some analysts like Michael Carome with Public Citizen Health Research Group, who knows that many generics are made in foreign countries. He said the court decision “provides a disincentive for generic makers of drugs to monitor safety of their products and make sure they have a surveillance system in place to detect adverse events that pose a threat to patients.” Analyst David Maris with BMO Capital Markets said, “The blanket protection they (generic companies) are under now is that

if the FDA says you are approved, as long as they don’t introduce new problems into the drug, then they’re fine.” But what if a generic gets changed by carelessness or fraud that causes it to be unsafe? There is evidence that drugs made in foreign countries can cause prob-lems—like those recently ex-posed at the India company Ranb-axy, one of the largest suppliers of generic drugs to the U.S. Forbes magazine, Business Standard and other publications reported that Ranbaxy pleaded guilty and paid $500 million in fines imposed by the U.S. FDA for selling tainted drugs, falsify-ing test results, and other charges. Investigators also point out that such companies are rarely in-spected by their own governments and that over 80% of pharmaceu-tical ingredients come from for-eign countries.

Insurance LoopholesBy Bill Lambdin

The new healthcare law is supposed to help people avoid going bankrupt because of high healthcare costs, but that inten-tion is being subverted by some insurance company lawyers who have found a loophole in the law, according to analysts at the Wall Street Journal and elsewhere. The law says most insurance policies must cover basic ben-efits like hospitalization, pre-scription drugs, and lab services. But some insurance companies decided that applies only to small businesses with fewer than 100 employees. That interpretation, if not changed, means millions of workers won’t have the basic benefits unless their employers spend extra money to buy them, which many will not do. President Obama said in a re-cent speech that “in a country as wealthy as ours, nobody should go bankrupt if they get sick.” An-

alyst Wendell Potter said, “Re-grettably, because of loopholes in Obamacare that undoubtedly will be exploited by employers more concerned about the bot-tom line than the health of em-ployees, that will continue to be little more than an aspiration for years to come.” Nearly half of American adults say they have problems paying high medical bills, according to a Commonwealth Fund survey. Our medical related bankrupt-cies increased from 8 percent in 1981 to over 60 percent by 2007 and continue to rise. A recent survey by Harvard researchers says nearly 80 per-cent of the people who listed medical debt as the main cause for bankruptcy had insurance, but it was often a policy that did not cover enough basic benefits or required very high co-pays and deductibles.

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11 •August 2013 • The Senior Voice

Improve Care or Waste Money?By Phil Galewitz - Kaiser Health News

U.S. hospitals spent up to $4 billion adding angioplasty services over a four year period, but the new services did little to improve access to timely medical care, says a study published in the journal Circula-tion: Cardiovascular Quality and Outcomes. Between 2004 to 2008, some 251 hospitals added the invasive and often life-saving cardiac care, but researchers found that the new programs were mainly built near existing ones in competitive health care markets rather than where the need for the services was greatest. “The typical center did not improve patient care in the United States,” said Thomas W. Concannon, the study’s lead author, an assistant professor at the Tufts University School of Medicine in Boston and a policy researcher at RAND, the nonprofit research organization. “Hospitals are thinking more about the competitiveness issue than the health of the population.”

The percent of the U.S. popula-tion with timely access to angio-plasty—a drive time of under one hour—improved by less than 2 percent during the study period. At the same time, the number of hos-pital-based cardiac labs and clinics increased by 16 percent, the study found. The millions of dollars hos-pitals have spent adding the ser-vices led to higher insurance pre-miums for everyone, researchers concluded. “This is an incredible state-ment that our health care system is not more coordinated and that we are poorly leveraging our re-sources,” said Dr. Ralph Brindis, past president of the American College of Cardiology. He said the doctors’ group is concerned the proliferation of hospitals offering angioplasty has led to too many hospitals doing too few of the pro-cedures, which could hurt quality of care. Angioplasty remains the top

treatment for people having a heart attack or those with symptoms of a coronary blockage. It involves threading a catheter through veins and using a tiny balloon to open a clog. “The problem is everyone wants access to everything at their local hospital … and they don’t connect that with paying higher costs,”

said Paul Gionfriddo, a health con-sultant in Palm Beach County, Fla.________________Kaiser Health News is an editori-ally independent program of the Henry J. Kaiser Family Foun-dation, a nonprofit, nonpartisan health policy research and com-munication organization not affili-ated with Kaiser Permanente.

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High Healthcare Costs Most doctors don’t blame themselves entirely for rising healthcare costs and say several forces are involved, including drug companies, insurance companies, lawyers, hospitals, and patients. But most do agree they share some responsibility. That’s according to a survey of nearly 3,000 physicians reported in the Journal of the American Medical Association. “Physicians don’t want to be singled out,” said Mayo Clinic re-searcher Dr. Jon Tilburt. “There are a lot of stakeholders in this, and physicians want them to take responsibility.” But University of Pennsylvania researcher Dr. Ezekiel Emanuel said, “It’s doctors who order tests and treatments, and decide how of-ten patients are seen in the office. It’s hard to see who else is more responsible for cost control.”

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12 •August 2013 • The Senior Voice

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By Margaret Laybourn

The Atlas Theatre in Cheyenne, built 1887, is a beautiful Victorian structure. A tea house and candy store were on the main floor, and the upper floors were used for of-fices. Cheyenne was then chang-ing from a Hell-on-Wheels town where prostitutes outnumbered respectable women. In the early 1900s progress and cultural events began to tame the town, and Wil-liam DuBois was commissioned to convert the tea house main floor into a theatre where vaudeville and silent movies were presented. Susan Chahill, a petite local girl, was hired to play the piano

for the movies. Later she married lawman T. J. Cahill and became the organist for St. Mary’s Cathedral for 50 years. A vaudeville song and dance man who performed at the Atlas became mayor of Cheyenne. The Atlas remained open dur-ing “The Roaring 20s” with all the glamour and excitement of hot times in the old town. It closed in 1929 but opened as The Strand Theatre off and on until the mid 50s when it was converted to a short-lived night club called the Pink Pony. In 1966, the Cheyenne Little Theatre Players began using the theatre and have now produced the Cheyenne Melodrama for 47 years.

Dealing With Hair LossHere are things that can cause hair loss or damage, said researchers at the University of California. Brushing or combing wet hair, which causes it to break unless you have tightly curled or textured hair. Brushing your hair 100 strokes or so a day, which causes split ends. Blow-drying too often and styl-ing wet hair. Using “long-lasting hold” styl-ing products too often and comb-

ing after using those products. Using high-heat flat irons daily. Keeping a curling iron in place for more than two seconds. Excessive heat damages hair. Using braids, ponytails, corn-rows, and hair extensions con-stantly, which can pull the hair out. Some hair loss affects 25% of women; 40% of men. It’s main-ly inherited, not related to diet, etc.

The Atlas Theatre, built in 1887. Courtesy of Margaret Laybourn.

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13 •August 2013 • The Senior Voice

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By Robert Antrim When the Ernest Bishop Ranch burned in the High Park Fire west of Fort Collins last year, it took away over 100 years of precious family me-mentoes. Ernest Bishop built the ranch house in 1910 with only man power and horse power. His wife May filled the moun-tain retreat with beautiful mu-sic. She was an accomplished

pianist who attended the Bos-ton Conservatory of Music—and she could prepare gourmet meals on her wood-burning stove. That old stove was lost in the fire along with a pot-bellied heating stove, a shuttle sewing machine, Ernest’s beet puller, potato planter, wooden thresh-ing machine, and other typical ranch possessions. He was a builder and saw-

mill owner as well as a rancher. He built several houses in Fort Collins, two of which were on west Mountain Avenue. Daughters Dorothy and Al-ice fed the chickens, gathered the eggs, and saddled their

horses to find errant cows and drive them to the corral. Alice later became a physician, and Dorothy was a teacher. It’s all gone now. The fire took it. Thank goodness they still have the memories.

A painting of the Bishop ranch house by Joyce Kitchen.

Memories of a

Childhood

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14 •August 2013 • The Senior Voice

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New Emergency Services “It’s the wild, wild West; and these things are growing like wildfire.” That’s how health researcher Howard Gershon describes the number of free-standing emergency centers springing up across America. Like urgent care centers, they are typically located near shopping centers, have no hospital rooms, and are not owned by hospitals. They offer 24-hour emergency treatment in places more convenient than hospitals; and they charge as much as hospital emergency rooms. They usually do not accept Medicare or Medicaid patients. Many are independently owned by ER doctors. They appeal to well insured people in upscale neighborhoods, said Shara McClure with Blue Cross and Blue Shield. “In affluent suburbs, there is money to be made,” she said .

Baby Doe Tabor Story I read the story “From Riches to Rags” in the July is-sue of The Voice with interest. My father lived in Lead-ville when he was a young boy in the early 1900s, probably around 1907, with his fam-ily for over a year. His father, Horace McLean, worked for the Lipton Tea Company, and they traveled from England to open a dry goods store there. He hired staff to run the Leadville store after they moved to Butte, Montana, to open another store. They re-turned to England after spend-ing a bad winter in Montana, and my grandmother did not want to return to America. However, my father returned to start a new life in Ohio and never returned to England. Even though Leadville was

apparently a boom town then, I would guess my grandparents might have encountered Mr. or Mrs. Tabor during that time. I do not know many details since there was no written re-cord of their time there within the family documents. My father passed on some in-formation that he heard from his parents. I do not know how long the dry goods store re-mained open. My brothers and I visited Leadville and the mu-seum there a few years ago, but we could not find any useful information. Thanks for the interesting story.Robert G. McLean, Fort CollinsReaders can email The Voice at [email protected]. You can read current and past is-sues free online each month at www.theseniorvoice.net. ■

3 Local Events 4 The Poudre Canyon Fair will be held August 10 at the Com-munity Building west of mile marker 89 on Highway 14. Food, music, quilt raffle, crafts, and more. Call Janet at 881.2465.

Author Tom Franklin will discuss his book “Crooked Let-ter,” September 20, 7 pm, at the Rialto Theater in Love-land. For tickets, see rialtoloveland.ticketforce.com. A brunch meeting with him and poet Beth Fennelly will be held at the Loveland Senior Center, September 21, 10 to noon. See www.FriendsoftheLovelandLibrary.org. ■

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15 •August 2013 • The Senior Voice

Laughter: Best Medicine A husband and wife went danc-ing and saw a man making all kinds of moves—break dancing, back flips, moon walking, every-thing. The wife turned to her husband and said, “See that man? Twenty years ago, he proposed to me, and I turned him down.” Her husband said, “Looks like he’s still celebrating.”

A hospital told a man and wife having a baby there was a new machine that could transfer part of the childbearing pain to the fa-ther if they wanted to try it. They agreed, and the doctor set the husband’s portion at 10 per-cent to start. The man said he felt fine; so they gradually transferred more and more until they gave him 100 percent of the pain. The husband was fine during the entire birth. But when he got home, he found the milkman dead

on the front porch.

Actor Paul Newman estab-lished a camp for children strick-en with cancer and other diseases. One day he stopped by to meet some of the kids. The camp direc-tor figured the kids wouldn’t know who he was, so he explained: “Mr. Newman made this camp possible. Maybe you’ve seen his picture on his salad dressing bot-tle?” No response. The director said, “Maybe you’ve seen his picture on his lemonade carton?” Silence, then a little girl asked, “How long was he missing?”

“I don’t know how I got over the hill without getting to the top.” Will Rogers “You know that look women get when they want sex? Me nei-ther.” Steve Martin

“I was married by a judge. I should have asked for a jury.” Groucho Marx

A woman asked her husband, “Do I look fat?” He replied, “Do I look stupid?” A man told his wife, “You know, men have feelings too.” “Really? What do you feel?” “I feel hungry.”

Two blondes volunteered to help build a house for Habitat for Humanity. One who was nailing on sid-ing would reach in her nail pouch, pull out a nail, and sometimes just throw it away. Her friend asked, “Why are you tossing those?” “Some are defective and have the head on the wrong end; so I toss them.”

“You moron,” said her friend. “Those are for the other side of the house.”

What do you call a woman who knows where her husband is every night? A widow. Why are married women heavi-er than single women? Single women come home, see what’s in the refrigerator, and go to bed. Married women come home, see what’s in the bed, and go to the refrigerator.

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16 •August 2013 • The Senior Voice

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