Attendee Report: 12/10/13 Qtrly State FPM & Mitigation Web MeetingTraining ID 551-892-380# Registered 61# Attended 42

Attendee DetailsFirst Name Last Name Email Address State Organization Job Title What is your role within the state?

Alicia Soriano alciia.soriano@gema.ga.gov GA GEMA Risk Redcution Specialists State Mitigation Porgrams

Alisa Sauvageot asauvageot@mbakercorp.com AZ Michael Baker International Project Manager Assist FEMA R9 with NFIP Regualtions and DFIRM Maps

Bill Borthwick william.borthwick@state.nm.us NM NMDHSEM State Floodplain Coordinator

I manage the Community Assistance Program/ State Support Services Element (CAP/SSSE) and the New Mexico Cooperating Technical Partner (CTP) programs.

Bill Cappuccio bill.cappuccio@dnr.iowa.gov IA Iowa DNR NFIP State Coordinator NFIP State CoordinatorBo Juza boj@dhi.us NY Board member

Brian Cosson btcosson@azwater.gov AZ ADWR ADWR NFIP State Corrdinator State NFIP Coordinator

Bruce Bender babender@cox.net AZ Bender Consulting Services, Inc. Vice President Attend meetings

Ceil Strauss ceil.strauss@state.mn.us MN ASFPM ASFPM Vice Chair, MN State NFIP Coordinator State NFIP Coordinator

Chad Berginnis Cberginnis@floods.org WI ASFPM Exec. Director N/ACindy ONeal cindy.oneal@la.gov LA LA DOTD NFIP State Coordinator NFIP State Coordinator

Colleen Bailey A.Colleen.Bailey@state.ma.us MA Commonwealth of Massachusetts - DCR

Flood Hazard Mapping Coordinator

State Flood Hazard Mapping (RiskMAP) Coordinator.

Derwent Langley dee.langley@gema.ga.gov GA Georgia Emergency Management Agency

Planning Program Manager

Oversee the development of the enhanced state hazard mitigation plan and plans for all 159 counties within the state.

Gary Heinrichs gary.heinrichs@wi.gov WI WDNR planner NFIP coordinator

gavin brady gavin.brady@owrb.ok.gov OK Oklahoma Water Resources Board NFIP State Coordinator Oklahoma NFIP State Coordinator Oklahoma

George Riedel George.Riedel@mbakercorp.com MO Michael Baker Director Emergency Management & Mitigation Member of State Chapter

Greg Williams gregory.williams@state.de.us DE State NFIP CoordinatorJacob Tysz jacob.tysz@atkinsglobal.com NY Atkins Senior Scientist I Treasurer

Jana Henderson jhenderson@mema.ms.gov MS MEMA Statw Hazard Mitigation Officer

State Hazard Mitigation Officer and Director of the Office of Mitigation- Responsible for oversite of the Bureaus of Floodplain Management, Mitigation Grants and Mitigation Planning.

Jeanne Ruefer jeanne.ruefer@tetratech.com NV Tetra Tech Program Management Lead ASFPM REgional Director, Region 9

Jen Marcy jennifer.marcy@atkinsglobal.com NY State FPM association; ASFPM T&O committee

Attendee Report: 12/10/13 Qtrly State FPM & Mitigation Web MeetingTraining ID 551-892-380# Registered 61# Attended 42

Attendee DetailsFirst Name Last Name Email Address State Organization Job Title What is your role within the state?Jennifer Gilbert jennifer.gilbert@nh.gov NH NH Office of Energy & Planning State NFIP Coordinator State NFIP Coordinator

Jessica Baker jbaker@halff.com TX ASFPM Region VI Director ASFPM Region VI Director

Joy Duperault joy.duperault@em.myflorida.com FL FL Div of Emerg. Mgmt. state NFIP coordinator state NFIP coordinator

Keri Smith-Sigman keri.sigman@idwr.idaho.gov ID Idaho Department of Water State Floodplain Coordinator State Floodplain Coordinator

Kyle Riley kriley@snyder-associates.com IA Snyder & Associates, Inc. Water Resources Engineer Dist. 4 Chapter Director

Marc Macy marc.macy@state.sd.us SD SD Office of Emergency Management NFIP Coordinator NFIP Coordinator

Maria Lamm coxm@dnr.sc.gov SC SCDNR State NFIP Coordinator State NFIP Coordinator

Mark Stephensen mstephensen@bhs.idaho.gov ID Idaho Bureau of Homeland Security State Hazard Mitigation Officer SHMO and BHS Mitigation Section Chief

Mary Baker mary.baker@nebraska.gov NE Nebraska Emergency Management Agency

State Hazard Mitigation Officer SHMO for State of Nebraska

Marybeth Groff marybeth.groff@massmail.state.ma.us MA Massachusetts Emergency Management Agency Hazard Mitigation Planner

I am responsible for the development/update and implementation of the MA State Hazard Mitigation Plan as well as to provide technical assistance to local communities with the development/update of their plans.

MAtthew Rollins matt.rollins@owrb.ok.gov OK OWRB Environmental Specialist State NFIP Coordinator office

Maureen Towne mctowne@azwater.gov AZ AZ Department of Water Resources Risk MAP Coordinator Risk MAP Coordinator

Rob Evans rob.evans@state.vt.us VT DEC Rivers Program State Floodplain ManagerCoordinate and supervise the River Corridor and Floodplain Management Section w/n the state Rivers Program. Serve as State NFIP Coordinator

Rob Palmer rkpalmer@water.nv.gov NV Nevada Division of Water Resources

Nevada Floodplain Manager, NFIP Coordinator

Nevada Floodplain Manager, NFIP Coordinator. I replaced the former Nevada Floodplain Manager (Kim Davis) on August 27, 2013.

Rodney Smith Rodney.smith@la.gov LA Louisiana Dept. of Transportation Floodplain Management Specialist State NFIP Specialist

Roxanne Gray roxanne.gray@wisconsin.gov WI Wisconsin Emergency Management Mitigation Section Supervisor State Hazard Mitigation Officer

Shawn Putnam putnam@camdensc.org SC ASFPM District 3 Chapter Director

Attendee Report: 12/10/13 Qtrly State FPM & Mitigation Web MeetingTraining ID 551-892-380# Registered 61# Attended 42

Attendee DetailsFirst Name Last Name Email Address State Organization Job Title What is your role within the state?Steve Ferryman saferryman@dps.state.oh.us OH Ohio EMA SHMO Mitigation and Recovery

Steve McMaster steve.mcmaster@ideationinc.com MN Ideation, Inc. Senior Hazard Mitigation Specialist N/A

Susan Veillon susan.veillon@la.gov LA LADOTD NFIP Program Specialist Work for the state coordinator

Taunnie Boothby taunnie.boothby@alaska.gov AK State of Alaska State NFIP Coordinator State NFIP Coordinator & Floodplain Manager - for flood risk reduction

Traci Sears tsears@mt.gov MT DNRC Montana NFIP/CAP Coordinator NFIP/CAP Coordinator

FEMA BCA Resources

The main FEMA BCA page is here: http://www.fema.gov/benefit-cost-analysis.

Here is more information about the three main points I talked about for BCA updates:

1) The environmental benefits policy memo is linked from the above page, but can be accessed here: http://www.fema.gov/media-library/assets/documents/33295?id=7759

It looks like there is a bad link to the Environmental Benefits Calculator (spreadsheet) from the main BCA page. It can be accessed here instead:

http://www.fema.gov/media-library-data/20130726-1920-25045-7738/environmental_benefits_calculator_v2.xlsx

2) Cost Effectiveness for Acquisitions and Elevations policy memo: http://www.fema.gov/media-library/assets/documents/34664

3) For the BCA policies and procedures that have officially incorporated into the current Hazard Mitigation Assistance Guidance, that document is available here: http://www.fema.gov/media-library/assets/documents/33634?id=7851

12/10/2013

1

State Floodplain Management & Mitigation Call / Web Meeting

TOPICS: FEMA Benefit/Cost Analysis; LOMA Guidance; NFIP Reform Update; CRS Update

December 10, 20132:00pm Central Time

(3:00pm ET, 1:00pm MT, 12:00pm PT)

Agenda

1. Welcome & Web Instructions (10 min)

2. FEMA Benefit Cost Analysis (15 min)

3. LOMA Guidance (10 min)

4. NFIP Reform Update (15 min)

5. CRS Update (5 min)

6. Next call (5 min)

12/10/2013

2

15 minutes

FEMA Benefit – Cost Analysis

Steve McMaster, Past Co-Chair, Mitigation Comm.

10 minutes

LOMA Guidance

Jennifer Marcy, ASFPM Training & Outreach Committee Co-Chair

12/10/2013

3

LOMA Guidance

• Standard LOMA, items needed:– PIF/Page 1 MT-EZ

– Legal description

– Way to plot the property

– LAG

• What we really don’t need for a simple LOMA: – Low floor/full EC

– FIRMette/full FIRM copy

– Site survey often isn’t needed

• Zone A cases

• Other info:– LOMAs can now be requested online. Google “online LOMC”

– Insurance Committee’s LOMA OAS efforts

15 minutes

NFIP Reform Update

Bruce BenderInsurance Committee Co-Chair

12/10/2013

4

ASFPM STATE CALLBW-12 UPDATE

SECTION 205 & 207

Bruce A. Bender

Insurance Committee Co-Chair

December 10, 2013

BW-12 Related Definitions

Subsidized Rates:Rates for pre-FIRM buildings that are in Zone D or in Zones A* and V that are not rated with an elevation certificate.**

Pre-FIRM Building: Built before the community’s first Flood Insurance Rate Map became effective and not been substantially damaged or improved

*Except certain zones like A99 & AR **Except certain zones like unnumbered V

Non-primary residence:A building that will be lived in for less than 80% of the policy year by the policyholder.

Full-risk Rates:Rates for buildings that are elevation-rated and reflect the true flood risk.

12/10/2013

5

Subsidized Rates Phased Out

• Non-primary residences (effective 01/01/13)

• Business properties (effective 10/01/13)

• Severe repetitive loss properties (1-4 family residences), and properties where claims payments exceed fair market value (effective 10/01/13)

For these pre-FIRM buildings in Zone D and SFHA (except AR & A99), rates increase 25% per year until they reflect full-risk rate:

Direct Move to Full-Risk Rates

For pre-FIRM buildings in Zone D and SFHA (except AR & A99) as of 10/01/13: After the purchase of a property after 7/5/2012

When a new policy is effective after 7/5/2012

After a policy lapse after 10/3/2012

After refusal of a mitigation assistance offer after 7/5/2012

12/10/2013

6

20

Full-Risk Rate Example Timeline

BW-12 Passes7/6/12

Pre-FIRM House

Bought*8/1/12

*Subsidized rates

Pre-FIRM Policy

Renewed*8/1/13

Pre-FIRM Policy

Renews At Full-Risk

Rates8/1/14

New Pre-FIRM Policy

Bought*11/30/12

Pre-FIRM Policy

Renews at Full-Risk Rates**11/30/13

“Non-Renewal”

Notice10/2/13

**or Tentative

Rates

12/10/2013

7

Section 205 Summary

Pre-FIRM subsidized-rated primary residences in Zone D or SFHA (except Zone AR and A99) are not affected unless/until:

– Building is sold

– Purchase a new policy

– Policy lapses

– Severe/repeated flood losses

• Note: Rates went up 16-17%(Post-FIRM buildings and buildings in NSFHA

are not impacted by Section 205)

Upcoming (Potential) Changes

• Phase-in to full-risk rates at 20% a year for 5 years

• Implementation anticipated in late 2014, at the earliest

• PRP Eligibility Extension (PRP-EE) will most likely be phased out.

Note: PRP-EE rates went up 19% starting October 1, 2013

Per Section 100207, Grandfathering will be phased out

12/10/2013

8

Implementation of 100207

• How:

• When:

• What:

?

?

?

Upcoming (Potential) Changes

May...or June...or....2014• Sec 204: Increase Other Residential

Building to $500K

• Sec 210: Change deductibles based on amount of coverage

• Sec 228 – Clarify only one building per policy

• Sec 234 – Increase font size to 18; new policy will be about 50 pages (instead of 30)

12/10/2013

9

RESOURCES

www.FEMA.gov/BW12

• Overview• General BW-12

Information• Information for Real

Estate & Insurance Professionals

• Information for State & Local Officials

• Information for Home & Business Owners

• Informational Videos

12/10/2013

10

More BW-12 Resources

http://bit.ly/15FuKbQ

www.FloodSmart.gov

Other Resources

• NFIP Bulletins www.NFIPiService.com

• Elevation Certificate www.FEMA.gov/media-library/assets/documents/160?id=1383

• EC Made EZVideowww.h2opartnersusa.com/ec-made-ez/

Online Coursewww.h2opartnersusa.com/nfip-training/ec-made-ez-online/

12/10/2013

11

5 minutes

CRS Update

Chad Berginnis(for Greg Main, CRS Task Force)

Upcoming “Quarterly State Floodplain

Mgmt. & Mitigation” Web Meetings

Thursday, 3/11/2014 @ 11:30AM Central Time