Armed Forces Childcare Voucher Scheme

You could save over £900 on your

childcare costs each year!You could save over £900 on your

childcare costs each year!

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Childcare vouchers are a government initiative designed to help working parents pay for childcare. You can convert part of your salary into vouchers saving the tax and National Insurance you would normally pay on that amount.

The vouchers are part of your pay so you will receive your childcare vouchers in line with your monthly pay. You can choose to receive paper vouchers at your correspondence address, or e-vouchers, which are by far the most popular choice and allow you to go online and make direct payments into your childcare provider's

bank account.

for very little effort”parent, Lincolnshire

You can join the scheme if:

● You are a parent or legal guardian responsible for and paying towards the upkeep of a child.

● Your child is under the age of 16 when you use the vouchers (1st September following their 15th birthday, or 1st September following their 16th birthday if they are registered disabled).

● You are planning to enrol your child at, or your child is attending any form of registered childcare, which can include nannies, childminders, nurseries, play schemes, out-of-

hours school clubs, holiday camps and certain elements of Independent school fees. Childcare vouchers cannot be used towards the compulsory education element of Independent school fees. They can however be used for afterschool clubs and breakfast clubs held outside of school hours and on school premises where school activity is inspected by Ofsted, or the equivalent body for Independent schools. Theycan also be used for payment of overnight care fees e.g. boardingfees, providing they are seperatelyitemised on the school bill. If CEA isclaimed, childcare vouchers can onlybe used towards the portion of theschool bill not covered by CEA.

● Your salary remains above the national minimum wage AND the lower earnings limit AFTER you have taken childcare vouchers. This is to ensure you always pay the minimum amount of National Insurance on which a

Statutory Sick Pay and Statutory Maternity Pay, are dependent.

We have also developed a ‘family account’ into which more than one adult (each with parental responsibility for the child) can receive their vouchers, simplifying payments

and minimising administration.

Contact us for more details.

Who can join the scheme?

How much will I save?The amount you save depends on the value of the vouchers you choose to take and your total earnings. Most pension providers accept childcare vouchers as notional pay i.e. base their calculation on the effect on pension contributions.

The AFPS 75 and AFPS 05 treat childcare vouchers as part of your gross pay package. AFPS 75 uses a representative salary for your rank to calculate your pension, while AFPS 05 calculates your pension

How do I join?To join the Sodexo childcare voucher scheme all you need to do is fill in a Salary Sacrifice Agreement formonline. This gives the MOD permissionto pay part of your salary as childcarevouchers.

If you’re interested, please call us on 0800 085 2875. We will then send you an invitation, by email, to join the scheme; click on the link within the email to begin your registration online.Your account won’t take long to create - just follow the 3 simple steps.

If you would prefer to sign up using a paper form you can download this from www.MODchildcare.co.uk and post it back to us at the freepost address onthe back of this brochure.

Please remember, if you request to join the scheme before the end of the month, you will receive your first set of

Is the scheme right for me?

are some circumstances that you need to take into consideration before you decide.HM Revenue & Customs (HMRC) govern all childcare voucher schemes, and offer a Childcare Indicator for you to assess your personal family circumstances before you apply for childcare vouchers.

Please visit www.hmrc.gov.uk/calcs/ccin.htm

What about mychildcare provider?Most childcare providers are happy to accept childcare vouchers as long as you meet their own payment terms. Your childcare provider doesn't need to have a computer or internet access to receive e-voucher payments.

They will receive your payment directly into their bank account (by bank transfer) with an attached reference, which you choose. Remittance advice can be provided in paper or by email – whichever they prefer. You don't need to have childcare in place inorder to receive childcare vouchers. However when you wish to spend your vouchers, you will need to provide us with details of your childcare provider . Other providers can be added to your account atany time – all you need to do is let us know.

How do I know how much to take?The amount you can take per month depends on your total earnings:

EAmount

Up to but not exceeding £41,450 (basic)

Between £30 & £243

Greater than £41,450 but less than £150,000 (higher)

Between £30 & £124

Over £150,000 (additional) Between £30 & £110

The childcare vouchers you receive are valid for 18 months and can be spent whenever you want, so it doesn’t matter if your childcare costs vary – you can still take vouchers each month and keep them for when you need them.

childcare vouchers at the end of the following month.

We will need the details of your childcare provider before you can pay them with your childcare vouchers. If they’re already registered with Sodexo they will have a 6-digit childcare provider ID number – you can use this to link them to your account online.

If your childcare provider is not yet registered with Sodexo please give them a copy of our Childcare Provider Brochure. They will need to complete the Childcare Provider Agreement form and post or fax it back to us, with a copy of their Registration Certificate.

Remember, if you need any help call our customer care team at any time on 0800 066 5075.

Earnings Amount

“Being able to claim childcare vouchers has made a real difference - the financial savings are fantastic”parent, Scotland

Still not sure?

yldneirf ruo snoitseuq rehtruf yna evah uoy fI Customer Services Team is just a Freephone call away:

Freephone helpline: 0800 066 5075Email: AFCVS.motivation.uk@sodexo.com

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If calling from outside of these countries: 088814 6721)0(44+

Useful contacts::rotacidnI eracdlihC CRMH www.hmrc.gov.uk/calcs/ccin.htm

:)CTW( stiderC xaT gnikroW 0093 003 5480

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Sodexo Motivation Solutions UK Ltd.Unit 5 Albany Court, Albany

Business Park, Frimley Road,Camberley, GU16 7QR

www.sodexomotivation.co.uk

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