are you totally protected?

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Are You Totally Protected?

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Are You Totally Protected?. Who is USA Benefits Group?. About the Company USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. - PowerPoint PPT Presentation

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Page 1: Are You Totally Protected?

Are You

Totally Protected?

Page 2: Are You Totally Protected?

Who is USA Benefits Group?Who is USA Benefits Group?

About the Company USA Benefits Group is a nationwide network of health and life

insurance professionals that have been serving small business owners and the self-employed since 1988.

Non-captive agents working for you, not the insurance company

25 years of Health and Life Insurance Specialization

A+ rating with the Better Business Bureau

Representing top-rated companies as determined by A.M. Best

About Your Agent USA Benefits Group Eagle Division Manager since 2004 4000 Customers 16 Third Generation Families CHU certified since 1998 35 Years Of Providing insurance Solutions For The Question:

“ “Are You Totally Protected”Are You Totally Protected”

Page 3: Are You Totally Protected?

What Is Your Greatest Risk?What Is Your Greatest Risk?

The fear of CANCER / ACCIDENTSCANCER / ACCIDENTS were the two top reasons listed as to why our customers buy health insurance! WHAT ARE YOURS??WHAT ARE YOURS??

Our Total Protection Plan pays these claims 100%100%

64%64% of all hospital confinements are related to;

– 50% Of Confinements Are Cancer50% Of Confinements Are Cancer

Plus Provides Income Protection On Cancer DiagnosisPlus Provides Income Protection On Cancer Diagnosis

– 14% Of Confinements Are Accidents14% Of Confinements Are Accidents

Plus Provides Income Protection On AccidentsPlus Provides Income Protection On Accidents

Page 4: Are You Totally Protected?

Your Financial Risk, After The Itemized Bill!! How Would You Pay??

Your Financial Risk, After The Itemized Bill!! How Would You Pay??

Cancer and Accidents are very prevalent in our society, the average out of pocket cost including lost wages on these Claims isthese Claims is $16,375.$16,375.

66% OF CANCER EXPENSES ARE NON-MEDICAL

LOST WAGES + TRAVEL + UNEXPECTED EXPENSES + NOT COVERED CHARGES

How would you pay your out of pocket cost??

– Use Your SavingsUse Your Savings?

– Max Out Credit Cards, and use your savingsMax Out Credit Cards, and use your savings?

– Get A Second MortgageGet A Second Mortgage?

70%70% use up their savings!

40%40% of those, also max out credit cards!

Our customers are covered 100%Our customers are covered 100%

Their Focus Is On Recovery. Not FinancesTheir Focus Is On Recovery. Not Finances

A Check is Better, Than A Get Well CardA Check is Better, Than A Get Well Card

$50,000 PAID ON CANCER DIAGNOSIS$50,000 PAID ON CANCER DIAGNOSISCOVERS ALL FAMILY MEMBERSCOVERS ALL FAMILY MEMBERS

1 In 2 Males1 In 2 Males1 In 3 Females1 In 3 Females1 In 4 Children1 In 4 Children

?? RECOVERY OR FINANCES ???? RECOVERY OR FINANCES ??

Page 5: Are You Totally Protected?

How Would You Want To Be Insured When …How Would You Want To Be Insured When … CANCER OR ACANCER OR A ACCIDENT HAPPENSACCIDENT HAPPENS

Standard Protection Or Total Protection PlusStandard Protection Or Total Protection Plus$16,400 Average Out Of Pocket$16,400 Average Out Of Pocket

How Would You Want To Be Insured When …How Would You Want To Be Insured When … CANCER OR ACANCER OR A ACCIDENT HAPPENSACCIDENT HAPPENS

Standard Protection Or Total Protection PlusStandard Protection Or Total Protection Plus$16,400 Average Out Of Pocket$16,400 Average Out Of Pocket

MA

JO

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ICA

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Total Protection

PlusMajor Medical Plan Exact Benefits Of The Standard Plan

+

Cancer 1st Diagnosis Plan

COVERS ALL

FAMILY MEMBERS

+ 100%

Accident Plan

Standard Protection

Unlimited Major Medical

Health Plan

Unlimited No Deductible

Wellness

Accidents

Doctor Visits

Tier 1 Rx F

AM

ILY

CA

NC

ER

PL

AN

N

MA

JO R

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ED

ICA

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AC

CID

EN

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World Class Major Medical World Class Major Medical Family Cancer First Plan Family Cancer First Plan

100% Accident Plan + DI 100% Accident Plan + DI + Life

”ONLY”

Page 6: Are You Totally Protected?

USABG Eagle Division Total Protection Plan USABG Eagle Division Total Protection Plan ALL FOR THE PRICE OF A HEALTH ONLY PLANALL FOR THE PRICE OF A HEALTH ONLY PLAN

USABG Eagle Division Total Protection Plan USABG Eagle Division Total Protection Plan ALL FOR THE PRICE OF A HEALTH ONLY PLANALL FOR THE PRICE OF A HEALTH ONLY PLAN

UNLIMITED LIFETIME MAJOR MEDICAL BENEFITSUNLIMITED LIFETIME MAJOR MEDICAL BENEFITS

GUARANTEED RENEWABLE / REDUCING DEDUCTIBLEGUARANTEED RENEWABLE / REDUCING DEDUCTIBLE

NO DEDUCTIBLE OUT PATIENT CARENO DEDUCTIBLE OUT PATIENT CARE

Office Visits + Tier 1 Rx + Wellness + AccidentsOffice Visits + Tier 1 Rx + Wellness + Accidents

TOTAL PROTECTION PLUS / 100% COVERAGETOTAL PROTECTION PLUS / 100% COVERAGE

64% of all hospital confinements are Accidents or Cancer.64% of all hospital confinements are Accidents or Cancer. These Claims These Claims Are Covered 100% With Our Total Protection Plan Are Covered 100% With Our Total Protection Plan

FAMILY SECURITY BENEFIT,FAMILY SECURITY BENEFIT, COVERS ALL FAMILY MEMBERSCOVERS ALL FAMILY MEMBERS $50,000 PAID ON 1$50,000 PAID ON 1stst CANCER DIAGNOSIS 100% CANCER DIAGNOSIS 100% Stand Alone Accident PlanStand Alone Accident Plan

100% COVERAGE ON CANCER

PLUS $40,000 EXTRA CASH FOR BILLS AND UNEXPECTED EXPENSESPLUS $40,000 EXTRA CASH FOR BILLS AND UNEXPECTED EXPENSES

100% COVERAGE ON ACCIDENTS + AD&D

Death Benefit = $150,000 Each + $1,800 Disability Income For 2 Years

Page 7: Are You Totally Protected?

$5,000 Deductible70/30 To $5000

$10,000 Stop Loss

CULFAMILY CANCER FIRST PLAN

$50,000ON ANY FAMILY MEMBER

ASSURITY ACCI-FLEXLife

$150,000 Each Accident Disability Income

$1,800 Each 3 Month Wait / 2 Year

Benefit

TOTAL PROTECTION PLANTOTAL PROTECTION PLAN

USA BENEFITS GROUPTOTAL PROTECTION PLAN

Will Schroer Family / 45239 / 42-39-2 KidsUnited Health One / CUL CANCER FIRST/ASL

$620

STANDARD PLANSTANDARD PLAN

$3,500 Deductible

80/20 To $3,000

$6,500 Stop Loss

UNLIMITED BENEFITSGUARANTEED RENEWABLE

NO DEDUCTIBLENO DEDUCTIBLE Unlimited Doctor Office Visits

Unlimited Tier One Drugs

100% Coverage On Wellness

100% Coverage On Accidents

$626 USABG EAGLE DIVISIONUSABG EAGLE DIVISIONOUR GOALS ARE VERY SIMPLE

PAY THE BILLS 100%PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER

A Check is Better.. Than A Get Well CardA Check is Better.. Than A Get Well Card

Page 8: Are You Totally Protected?

$5,000 Deductible70/30 To $5000

$10,000 Stop Loss

CENTRAL UNITED LIFEFAMILY CANCER FIRST PLAN

$50,000PAID ON ANY MEMBER

TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS

USA BENEFITS GROUPTOTAL PROTECTION PLUS

Will Schroer Family / 45239 / 42-39-2 KidsUnited Health One / CUL CANCER 1st

$570

STANDARD PLANSTANDARD PLAN

$3,500 Deductible

80/20 To $3,000

$6,500 Stop Loss

UNLIMITED BENEFITSGUARANTEED RENEWABLE

NO DEDUCTIBLENO DEDUCTIBLE Unlimited Doctor Office Visits

Unlimited Tier One Drugs

100% Coverage On Wellness

100% Coverage On Accidents

$626 USABG EAGLE DIVISIONUSABG EAGLE DIVISIONOUR GOALS ARE VERY SIMPLE

PAY THE BILLS 100%PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER

A Check is Better.. Than A Get Well CardA Check is Better.. Than A Get Well Card