Chetana Hazarimal Somani College Of COM. &

Eco. & Smt. Kusumtai Chaudhari College Of Arts

Topic:- Different Investment Avenues And Its Practical Impact

Class:-Sybfm

Presented To:-

Prof. Ritesh S.Group No:- 01

Group Members:-

Name Roll No.Rakhee G. 211

Rahul G. 213

Neha P. 224

Rukhsar S. 233

Dipti S. 237

Nidhi S. 243

Aarti Y. 248

Table Of Content

Introduction To Investment

Objectives Of Investment

Investment Avenues And Their Characteristics:-

The three types of investment

Investment Avenues:-

Types of money market instruments

Options related to equity shares

Miscellaneous investment options

Practical Impact

Introduction To Investment

Investment may be defined as deployment of funds made

with an anticipation of earning some return.

Investment is also likely to be uncertain.

The return on investment is variable in nature.

The variability of return is called ‘risk’

Return and the risk associated with the return are

the two factors associated with any investment.

Objectives Of Investment

For any investor, the Objectives of investment can be

stated as under:

Maximization of return (for the given level of risk)

Minimization of risk (for the given level of return)

Hedge against inflation

Investment Avenues And Their Characteristics

Investments can be broken into three basic groups:-

Ownership

Lending

Cash equivalents

Investment Avenues

Money market instruments:

Types of money market instruments :

Traditional instruments:-

1. Treasury Bills

2 . Money at Call & short notice

3. Banker’s Acceptance

Modern Instruments:-

1. Commercial Papers

2. Repo Instruments

3. Money Market Mutual Fund

4. Inter- Corporate Deposits

5. Euro Dollar

Options Related To Equity Shares

Limited Partnership 

Private Placement

Dividend Reinvestment Plan (DRIP)

ADR, GDR And IDR

Preferred Stock

Hybrid Securities

Miscellaneous Investment Options

Real estate as an investment option

I. Capital appreciation

II. Risk

III. Liquidity

IV. Convenience

Antiques

Wine

Coins

Gold

Arts & Paintings

Provident Fund

Mutual Funds

Post Office Savings Account

National Savings Certificate (NSC)

Practical impact

Personal Finance: Myself A, Private Employee working from

2 years and nothing saved till now because of family monthly

commitments, I have applied for personal loan and want to make

a best of best use of it to pay off the interest of Loan and make

some saving too.

What do I need to consider when purchasing life insurance?

What is diversification and why is it important?

How to save Rs.1 lakh 

Conclusion

Investment avenues differ from every individual for he/she has

different risk return perspective.

The practical impact depends upon factors like age, income,

risk bearing capacity, inflation rate.

Investing early for sunset concept has finally dawn upon

today’s investors mind.

THANK YOU