DEPOSITING SERVICES

Special Purpose Savings is for the purpose of Matrimony, Baptismal, Birthday, Anniversary, etc., and it is non-withdrawal before the stipulated period with a deed of undertaking executed by the depositor. No interest if withdrawn before the stipulated date.

Baby Bank is a savings program for the needs of the child age 0-6 years old. The account shall be in the trust of the parent or the guardian and it is non-withdrawable until the child reaches 7 years old.

REGULAR SAVINGS ACCOUNT

SPECIAL SAVINGS PROGRAM

FeaturesInitial Deposit Requirement: Php 300.00Required ADB: Php 300.00ADB to earn interest: Php 500.00Interest rate: 2% p.a.Documentation: Passbook/ATM CardMembership fee: Php 20.00Closing fee: Php 50.00

Features Baby Bank SpecialInitial Deposit Requirement: Php100.00 Php500.00Required ADB: Php300.00 Php500.00ADB to earn interest: Php500.00 Php500.00Interest rate: 2.5% p.a. 2.5% p.a.Documentation: Passbook PassbookMembership fee: Php10.00 Php20.00Closing fee: Php20.00 Php50.00

Barbaza Multi-Purpose Cooperative encourages its members to go into the habit of thrift and savings, to help them become fi nancially secure and provide a safety net in case of an emergency and with the privilege of earning high interest rate.

Regular Savings is a deposit account evidenced by a passbook or ATM Card issued by the Coop. It is entitled to interest provided that it meets the minimum average daily balance (ADB) requirement. It is withdrawable anytime upon presentation of a duly signed withdrawal slip and the savings account passbook over the counter.

BARBAZA MULTI-PURPOSE COOPERATIVENATCCO NETWORK

www.barbazampc.coop“Your Partner, Your Life”

Time Deposit is an interest bearing deposit placement with a fi xed period of time. Rate of interest depends on the terms and amount of deposit. It is evidence by Certifi cate of Time Deposit (CTD).

ESOF is a wealth building program for Overseas Filipinos and Overseas Filipinos’ family member’s needs (Education, Business, Assets Acquisitions, Retirement) and who seek to maximize returns for long term planning and who expects to have one or more large future security.

ENDOWMENT SAVINGS FOROVERSEAS FILIPINO (ESOF) PROGRAM

Amount 30days 90days 180days 360days

Php5,000- 2.5%p.a. 2.75%p.a. 3%p.a. 4%p.a. Php99,000

Php100,000- 3%p.a. 3.25%p.a. 3.5%p.a. 5%p.a.Php499,000

Php500,000- 3.5%p.a. 4%p.a. 4.5%p.a. 6%p.a.Php1Million

Php2Million- Negotiable Negotiable Negotiable Negotiable Up

Features:Initial Deposit Requirements: Php500.00Types of Packages: Package A: Php20,000.00/unt Package B: Php50,000.00/unit Package C: Php100,000.00/unit

Mode of Deposits:1. Lump sum2. Through regular savings program and upon reaching the per

unit value will be transferred to ESOF Program3. Any paid unit value can be upgraded to a higher package

Term: Automatic renewal every 3 monthsInterest Rate: Regular Interest Rate (in every additional of 5 units)Package A: 3% 1%Package B: 3.5% 1.5% Package C: 4% 2%

If pre terminated, accumulated interest will be forfeited.

TIME DEPOSIT