ANS MICSYS PRESENTATION

WHO WE ARE PT Artha Nusa Sembada (ANS) is a venture capital company commited to the development of microfinance in Indonesia through providing capital access, IT System, Human Resources recruitment and training in microfinance field and offers management consultant services to the Micro Finance Institutions in Indonesia. With ANS affiliate companies in the form of Rural Banks (Bank Perkreditan Rakyat) spread out in Sumatera and Java islands, ANS is sure to have an active role in the development of microfinance in Indonesia

WHERE WE ARE ANS Head Office : Equity Tower 26th Floor Suite F Jl. Jend. Sudirman Kav. 52 53, Jakarta 12190 Tel : +6221 515 5720 Fax : +6221 515 5725 Website : group-ans.com ANS Affiliate Companies : 1. PT BPR Wahana Sentra Artha (Kadipaten Majalengka) 2. PT BPR Arthaguna Mandiri (Bandung) 3. PT BPR Kujang Artha Sembada (Bogor) 4. PT BPR Citra Artha Sedana (Cikarang Bekasi) 5. PT BPR Makmur Artha Sedaya (Pamulang Tangerang)

WHERE WE ARE ANS Affiliate Companies :6. PT BPR Sejahtera Artha Sembada (Pekalongan) 7. PT BPR Swadharma MAS (Weleri Kendal) 8. PT BPR Swadharma Mranggen (Semarang) 9. PT BPR Artha Daya (Solo) 10. PT BPR Swadharma Artha Nusa (Yogyakarta) 11. PT BPR Swadharma Bangun Artha (Bantul Yogyakarta) 12. PT BPR Mitra Rakyat Riau (Pekanbaru Riau) 13. PT BPR Mitradana Madani (Medan)

WHAT WE DO ANS Products: 1. Loan and Capital Investment in ANS Affiliate Companies 2. Core Banking System 3. Training Center 4. Consultant Management Services Rural Banks (BPRs) Products : 1. Savings 2. Time Deposits 3. Lending

OUR CLIENTSNo.1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14 BPR Arthaguna Mandiri BPR Citra Artha Sedana BPR Kujang Artha Sembada BPR Sejahtera Artha Sembada BPR Swadharma Makmur Artha Sembada BPR Swadharma Mranggen BPR Artha Daya BPR Swadharma Artha Nusa BPR Swadharma Bangun Artha BPR Mitradana Madani BPR Artha Nagari Madani BPR Mitra Rakyat Riau Koperasi Mitra Sejati (Sampoerna Group)

CompanyBPR Wahana Sentra Artha Kadipaten Bandung Cikarang Bogor

Location

Pekalongan Cepiring Semarang Solo Yogyakarta Yogyakarta Medan Padang Pekanbaru Jawa Timur

OUR CLIENTSNo.1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14 BPR Arthaguna Mandiri BPR Citra Artha Sedana BPR Kujang Artha Sembada BPR Sejahtera Artha Sembada BPR Swadharma Makmur Artha Sembada BPR Swadharma Mranggen BPR Artha Daya BPR Swadharma Artha Nusa BPR Swadharma Bangun Artha BPR Mitradana Madani BPR Mitra Rakyat Riau Koperasi Mitra Sejati (Sampoerna Group) Koperasi Rizki Abadi

CompanyBPR Wahana Sentra Artha Kadipaten Bandung Cikarang Bogor

Location

Pekalongan Cepiring Semarang Solo Yogyakarta Yogyakarta Medan Pekanbaru Jawa Timur Bandung

OUR CLIENTSNo.15. 16. 17. 16. 17. BPR Gede Arthaguna BPR Lumasindo Perkasa Putra BPR Kreo Lestari BPR Subaru Lestari BPR Kreo Hari Artha

CompanySubang

LocationCiledug - Tangerang Ciledug - Tangerang Bogor Tangerang

ABOUT ANS MICSYS (EXISTING) TECHNOLOGY :1. Client Server Database 2. Desktop Based 3. Visual Basic 4. Mysql server ver 5.1 FEATURES : 1. Auto transfer to BI system 2. Group-lending product available 3. Multi-user 4. Multi convert report 5. Comply to BI SAK-ETAP 6. Auto generated PPAP (Bad-debt reserve) 7. Auto generated financial reports 8. Installment type (monthly, weekly, daily

ABOUT ANS MICSYS (Beta Version) FEATURES :1. Business segment recording available 2. Auto transfer to BI system 3. Group-lending product available 4. Multi-user 5. Multi convert report 6. Comply to BI SAK-ETAP 7. Auto generated PPAP (Bad-debt reserve) 8. Auto generated financial reports 9. Installment type (monthly, weekly, daily)

ABOUT ANS MICSYS (Beta Version) TECHNOLOGY : 1. Web based 2. Java 3. Centralized Database 4. Support to external devices (Mobile phone, EDC, PDA, etc) 5. CRM Module 6. Multi operating system

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