annual report of the comptroller of the currency, volume 1 1892

ANNUAL REPORT

COMPTROLLER OF THE CURRENCY

TO THE

SECOND SESSION OF THE FIFTY-SECOND CONGRESS

OF

THE UNITED STATES.

DECEMBER 5, 1892.

IN TWO VOLUMES.

VOLUME I.

WASHINGTON:

CrOYERJWENT PRINTING OFFICE,

1892,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

TREASURY DEPARTMENT,

Document No. 1565, 3d ed.

Comptroller of the Currency,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

TABLE OF CONTENTS,

Page,Report submit ted to Congress 3Trade balance and condition of the national banks 3,4Cash held by national banks 5Currency and exchanges , 5Paper money in circulation 6Coinage of silver 6,7Profit on circulation of national banks 8F u n d i n g of the national debt 10Stat is t ical information wi th respect to financial inst i tut ions organized under State s ta tu tes 11-16Clean money 16Statement of national banks organized dur ing the year 17States leading in numerical accessions, capital, and deposits 17Number and capital of national banks organized and closed since establishment of system 18Amendments to present laws 18United States at torneys as s ta tu tory counsel for receivers 19-21Closed national banks 22Domestic exchanges 24Amount of drafts drawn by national banks, comparison for throe years and rates of ex-

change 25-31Subst i tu tes for money 31-39Impruden t methods of bank ing 39Directors and officers 40Excessive loans 41Examiners 43Comparative s tatements of the national banks 45Extension of the corporate existeuce of national banks 48Circulating notes 49Increase or decrease of circulation 50Banks wi thout circulation 51Security for circulating notes 52Interest-bear ing funded debt of the Uni ted States and amount held by national banks 54Marke t prices of United States bonds 55Inves tmen t value of Uni ted States bonds 56Issues and redemptions. . . , - 57Additional circulation issued and retired dur ing the year 58National-bank notes received and destroyed yearly since the establishment of the system 59, CORedemption of notes of banks reducing circulation, and of failed and l iquidat ing banks 60Tax upon circulation, redemption charges, assessments, and amounts collected 61Loans by national banks in reserve cities and country 61Failed banks 65Causes of failure 60Dividends paid to creditors of failed banks 73Inact ive receiverships 74Banks in l iquidation 75Legislation 75Legal decisions 77Clearing-house associations 77-83State, savings, pr iva te banks, loan and t rus t companies 83-89Conclusion 89

I


II TABLE OF CONTENTS.

APPENDIX.Pa^e.

Names and compensation of officers and clerks „ 93Expenses of the office for the fiscal year 94Names and addresses of national-bank examiners 94Index to digest of decisions of the courts in cases afflding national banks 95Digest 97National banks organized, in liquidation, and in operation, with capital, bonds, and circula-

tion October 31, 1892 127Summary of the state and condition of national banks reporting during the year ended Septem-

ber 30, 1892 128Comparative statements of the national banks for fifteen years from 18(54 129Authorized capital stock each month from January 1,1871, to November 1, 1892, with amount

of bonds, circulation, and lawful money deposited for redemption 130Changes in capital, bonds, and circulation by geographical divisions , 134Additional circulation issued and lawful money deposited to October 31,1892 139National-bank notes outstanding and the amount and kind of United States bonds on deposit. 140Increase or decrease of circulation quarterly and for the year ended October 31, 1892 141National-bank notes issued, redeemed, and outstanding, by denominations, since the establish-

ment of the system 142National gold bank notes issued, redeemed, and outstanding 145National-bank notes issued during the year 145Minimum amount of bonds required and the amount actually held September 30, 1892 146National banks with capital of $150,000, under and over, and the increase or decrease of capital

during the year 148-151Classification of loans and discounts 152Amounts of coin and coin certificates held in 1888,1889,1890,1891, and 1892 153-159Lawful money reserve 100Liabilities and required reserve 162State of the lawful money reserve from 1886 164Reserve held and classification by geographical divisions 166Deposits, circulation, and reserve of national banks in New York City by months 176Movement of reserve of national banks in New York City for sixteen years 177Abstract of earnings and dividends, September 1, 1891, to September 1, 1892 178-185Ratios of capital and surplus to earnings and dividends 186Earnings and dividends for semiannual periods 188National banks in voluntary liquidation under sections 5220 and 5221, Revised Statutes 190National banks in liquidation succeeded by associations with same or different titles 202National banks in liquidation for the purpose of reorganization 203National banks in liquidation under section 7 of the act of July 12, 1882 205National banks in the hands of receivers 206Insolvent national banks, assets, collections, disbursements, expenses of receiverships, divi-

dends paid 214Abstract of reports of condition of State banks, loan and trust companies, savings and private

banks 227Reports of condition of the National Savings Bank, The National Safe Deposit Company, The

Washington Loan and Trust Company, and The American Security and Trust Company, ofthe District of Columbia , 249-252

Condition of the Canadian banks .' 252Statements of condition of the banks of the United States and State banks, 1774 to 1892 253Aggregate resources and liabilities of national bank s from 1863 to 18D2 325-345Summary of the state and condition of national banks on dates of report during past year 347-397General index „.. 399Condition of each, national bank at close of business September 30, 1892 Vol. II


REPORT

OF

THE COMPTROLLER OF THE CURRENCY.

DEPARTMENT OF THE TREASURY,OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, D. (7., December 5, 1892.SIR: I have the honor to submit for the consideration of Congress?

in compliance with the provisions of section 333 of the Eevised Stat-utes of the United States, the thirtieth annual report of the Comp-troller of the Currency.

The year covered by this report ended October 31,1892. The cropof 1891 was phenomenal in all the great staples produced by this coun-try, and at the same time a partial failure of the cereal crop in Europecreated an unusual demand for our food products. The total value ofour merchandise exports for the fiscal year ended July 1, 1892, ex-ceeded one billion dollars—$1,030,335,000.

1891. 1892.

The merchandise balance of the United States (excess of exports overimports) for the fiscal year ended July 1 J $39,565,000 ! $202,934,000

Excess of exports over imports, gold and silver I 72,703,000 i 13,352,000

Trade balance j 112,268,000 i 216,266,000

The remarkable feature is that we were compelled to add to an exportmerchandise balance of $242,000,000 over $86,000,000 in gold andsilver.

Europe's short crop followed a serious financial crisis, which un-settled values, disturbed confidence, and entailed heavy losses. Insteadof paying for our cereals from their surplus, they were obliged to drawupon their principal.

In a normal condition of affairs this large merchandise balance in ourfavor would have resulted in large gold imports; instead, they sent usour securities.

The interest upon American securities held abroad aggregates a largeamount, and its payment forms a continuous factor in internationalbalances. The return of any portion of our securities increases ourwealth at home, and the reieptjpn $f the earnings of guofa securities

3


REPORT OF THE COMPTROLLER OF THE CURRENCY.

adds to our home prosperity. The absorption and assimilation of solarge an amount in so short a period of time may have produced tem-porary disturbance, but the permanent effect is beneficial.

The financial needs of Bussia, and the accumulations of gold byAustria-Hungary, with a view to the resumption of specie paymentsupon a gold basis, caused a premium to be paid for gold exports, andwas an important cause of its outflow.

Distrust of our monetary legislation, and the fear on the part ofEurope that we were drifting towards a silver basis, also had an impor-tant influence upon gold exports.

The national banks held on September 30, 1892, nearly $22,000,000more gold than on September 25, 1891. This, coupled with the knownfact that many State banks and trust companies have also fortifiedthemselves with a gold reserve during the year, shows that the fearthat we were drifting towards a silver basis was not confined toforeigners.

All periods of monetary stringency, which necessarily restrain andcurtail business ventures, are followed by a plethora of money.

On June 18, 1892, the total deposits in the associated banks of thecity of New York were $543,663,100. The highest amount ever reachedbefore was $455,306,300 on December 26,1891. The same plethora ofmoney existed in all money centers 5 the rate of interest for the yearaveraged, on demand loans, 1 £ per cent to 3 per cent, and time loansand commercial paper ranged about 2 per cent higher.

The cholera at home and abroad, with attendant quarantine restric-tions, has held trade in fetters, and, to some extent, impaired the busi-ness of the year. The vigorous measures adopted by our authoritiesreduced it to control and kept its baleful influence at a'ininimuin.

With conditions in the United States favorable for a year of unusual,prosperity, speculation has been held in check and business keptwithin conservative limits. The lessons taught by the monetarystringency of 1890-?91, which fell so heavily upon all whose businesswas too much extended, have not yet been forgotten. Ahardening proc-ess has obtained, and yet the record of the year covered by the re-port characterizes it as one of growth and prosperity.

COMPARATIVE STATEMENT OF THE CONDITION OF THE NATIONAL BANKS WITH RE-SPECT TO CERTAIN ITEMS AT NEARLY CORRESPONDING DATES FOR THE YEARS1891 AND 1892.

1891.

Number of banks in existence October 31Capital stockBonds deposited to secure circulation |Bank notes outstanding jLawful money deposited with the Treas-

urer, United States to redeem circula-tion outstanding

Surplus and undivided profits September25 and 30, respectively

Individual deposits September 25 and 30,respectively .

Bank deposits September 25 and 30, re-spectively

Total resources September 25 and 30, re-spectively

3,694$684, 755, 865152,950, 350172,184, 558

35, 430, 721

330, 861,159

1892-

3,788$693, 868, 665164,883.00C172, 432,146

25,191,083

340, 524,179

1,588, 318, 081 1, 765, 422,983

Increase. I Decrease.

94$9,112,800 j11,932. 650 I

247,588 j

,1

9, GG3, 020

177,104,902

$10, 239, 638

430, 594, 774 I 530, 653, 202 100, 058, 428

3, 213,080, 271 i 3, 510, 094, 897 j 297,014,626

The above table shows a large decrease in the lawfnl money depositto redeem circulation. The net circulation outstanding has increased110,487,226 during the year,


REPORT OF THE COMPTROLLER OF THE CURRENCY. 5

The following table shows the total cash held by national banks in-cluding 5 per cent, redemption fund, and mutilated currency in processof redemption for the years 1891 and 1892.

Bills of other national banksFractional paper currency, nickels and

centsSpecie, viz:

Gold coinGold Treasury certificatesGold clearing-house certificatesSilver dollarsSilver Treasury certificatesSilver fractional coin

Legal-tender notesUnited States certificates of deposit

for legal-tender notesFive per cent redemption fundDue from United States Treasurer,

mutilated currency

Total

Net increase ..

1891.

$19, 991,167. 00

867,462.37

84,464, 347. 2460,173, 670. 00

7, 300, 000. 00. 6, 348, 573.00

20, 409, 735.004, 818, 750.67

97,615, 608.00

15, 720,000. 006,536, 9L'l. 51

1,457,807. 85

325, 704,052.64

1892.

$19, 557,474. 00

934, 648.37

95, 021, 952. 7771,050,180. 00

7, 860, 000. 006, 785, 084. 00

22,993,4M. 005, 405, 71tt. 92

104, 267, 945.00

13, 995, 000. 007,139, 564. 69

1,106, 987. 93

356,117,998. 68

Increase.

$67,186. 00

10, 557, 605. 5310,876,510.00

560, 000. 00436, 511. 00

2, 583, 716. 00586, 960. 25

6, 652, 337. 00

602, 633.18

32, 923,458.96

Decrease.

$433, 693.00

1, 725, 000.00

350, 819.92

2, 509, 512.92

30,413,946.04 |

CURRENCY.

The business of banking is exchanging a generally known value orcredit for a local value or credit. This definition applies equally tothe money changers of the temple and to the banks of to-day. In thewonderful development of commerce and manufactures which has fol-lowed increased facilities for communication and transportation, bank-ing, though hand in hand with trade, is ever in the lead; for credit, ormoney, is the motor which moves the wheels of progress, and allfinancial transactions, whether local, national, or international, havebecome mainly a matter of bookkeeping. Throughout the UnitedStates every locality has its bank, and most people, however limitedtheir business transactions, have bank accounts, through which theypay their indebtedness. Bank accounts are generally used as the mostconvenient and most accurate method of keeping a cash account. Thispractice does not obtain in European countries in any such proportion.In this country, in the village having a single bank, the artisan paysthe merchant by check, or vice versa, and the payment is usuallyconsummated by a transfer of credit upon the books of the bank. Thusdoes the single bank become a clearing house for the community, andthe actual transfer of money is minimized.

The day's exchanges in our larger cities are adjusted through aclearing house, where each bank is credited with the total demands itholds against all other banks, in the same place, and is debited withthe total demands which the other banks hold against it, and eitherpay§ or receives the balance, simply,, in money. The aggregate clear-ing-house transactions for the year ended October 31, 1892, in 57 clear-ing-house cities, were $61,017,839,067, the balances were (partly esti-mated) $4,881,777,289. Thus, by a simple device of bookkeeping, thisimmense volume of business was done by means of 8 per cent of actualmoney.

Our international banking and commercial transactions are settledupon a system of balances through a few leading banks and bankinghouses that deal in foreign exchange. When the exchange marketaffords no bill of exchange to be remitted, gold is shipped to settle the


6 REPORT OF THE COMPTROLLER OF THE CURRENCY.

balance of trade existing against such nation, and when so shipped,whether bars or coin, it goes simply as commodity, at its market value,precisely like merchandise.

Thus it appears that the bulk of the world's business transactions isdone upon credit, witnessed by bookkeeping, and the percentage rep-resented by actual money transfer is very small, in the United Statesless than 8 per cent.

A man goes to his bank with his note, a local credit, and procures itsdiscount, receiving the proceeds in a generally known credit or value,namely, a bank draft, or certificate of deposit, or money—somethingavailable for the contemplated business. The bulk of all business trans-actions is adjusted by the contracting parties, whether banking or other-wise. It is the portion in which money passes that appeals to the Gov-ernment for regulation. It is the recognized constitutional duty ofgovernment to furnish for its citizens a circulating medium adequateto their needs and convenient for their use. Gold and silver are therecognized money of the world, because they possess value in them-selves, are conveniently coined, not easily counterfeited, exist in quan-tity sufficient to supply the demand, and are not so redundant as tounduly impair their value. Such money is adequate to the public want,but not convenient for public use, except in small change transactions.Paper money is a business necessity. Paper money possesses no value,simply represents value.

A currency to serve the demands of business must be sound—nodoubt of its redemption. It should be elastic, that it may expand andcontract, as the tide of business ebbs and flows. If supplied by theGovernment, the expense is borne by the taxpayers. If supplied bybanks, it must possess an element of profit. It will readily issue solong as there is a profit. It may be made to contract by fixing a stand-ard of issue and taxing the excess, so that the excessive issue wouldbe retired with the cessation of the necessity which called it into ex-istence.

The amount of paper money in circulation October 31, 1892,was:National-banknotes $172,432,146United States notes (greenbacks) 332,080,234Treasury notes 114, 567,423Gold certificates 120,255,349Silver certificates 324, 552,532Currency certificates 10,550,000

1, 074,437,684Per cent of national-bank notes, 16.04.

The Government can not issue money gratuitously. It can only putit in circulation in exchange for some value or obligation. It can notpay its bonds in anything other than coin of standard value.

By the terms of the act of February 28, 1878, the Secretary of theTreasury was directed to purchase and coin into silver dollars silverbullion not less in value than $2,000,000 worth and not more than§4,000,000 worth monthly. This act was supplanted by the act of July14, 1890. While in force the Government purchased silver and coined378,166,793 standard dollars, the seigniorage on which (that is, thedifference between the price paid for the silver and the face value ofthe coinage) was $69,967,531.Total coinage of silver dollars under act of February 28, 1878 $378,166, 793Total cost of silver bullion used in such coinage 308,199,262Seigniorage or apparent profit 69, 967,531Bullion value of such silver October 31, 1892 250, 493,936Difference between actua] cost and market value October 31, 1892 57, 705,326



This coinage accumulated in the Treasury vaults until the happydevice was conceived of putting it in circulation by the use of papersubstitute. As shown above, $324,552,532 are serving the people byproxy.

Under the act of July 14, 1890, the Government purchases monthly4,500,000 ounces of silver, and pays for the same in Treasury notesissued for that purpose and equal at par to the cost of such silver.Thus the currency of the country is arbitrarily increased monthly.Up to November 1, 1892, the total issue of such notes has been$116,611,233. The present market value of the silver purchased is$102,648,944, showing a depreciation in value of $14,134,646. This actwas a compromise measure, designed to prevent the unlimited coinageof a dollar of full debt-paying power containing less than a dollar'sworth of silver. From its nature (arbitrarily adding a large amountto the currency monthly) it is evident that it was intended to be tem-porary. The severest commentary upon our silver coinage is the factthat it offers an inducement to the counterfeiter to coin a dollar exactlyreproducing the genuine in quality and intrinsic worth, as well as formand design, the profit to the counterfeiter being represented by thedifference between the market value of the silver contained in the coinand its face value, which was October 31, 1892, 33J cents.

In view of the above statistics, the silver currency furnished by theGovernment will hardly commend itself to the public on the score ofeconomy. It is in sharp contrast with the national-bank currency,which has paid into the Treasury in taxes $72,670,412.30.

What the settled policy of Congress as to the future currency maybe remains to be seen. If furnished by the Government, it will possessthe quality of soundness, for nothing can be better than the Govern-ment under which we live; but it cannot possess elasticity. Elasticitymeans conformity to business wants, the supply quickly responding tothe demand, and not conformity to fixed rules and statutory laws. TheGovernment in the very nature of things cannot supply such currencyas the public requires. The national banks can and with proper legisla-tion would supply this want fully and completely. Large appreciation ofthe price of United States bonds, the basis for circulation, large depre-ciation of the rates of interest, and onerous taxation have made circulationunprofitable, and the volume has fallen from $362,889,134, September 30,1882—the highest amount in circulation at any one time—to $172,426,610atthecloseof the last fiscalyear. The volume would have beenmuch morecontracted but for the fact that all national banks, whether they takeout circulation or not, are obliged to own and assign to the Treasurerof the United States in trust interest-bearing bonds of the UnitedStates, and in case their capital is $150,000 or less, to the amount at par ofone-fourth their capital stock. If the capital exceeds $150,000, they arerequired to have on deposit in the Treasury not less than $50,000 inbonds. Being obliged to own these bonds, to measureably lessen thecost of carrying such high-priced securities, they take out circulation.

The following carefully prepared tables show the profits upon circu-lation based upon a deposit of $100,000, bonds. June 30 was selected,as it marks the close of an interest period for Government bonds.



JUNE :u>, 1892—2 PER CENTS.$100,000 two's at par interest $2, 000. 00Circulation, 90 per cent on par value $90, 000. 00Deduct 5 per cent redemption fund 4,500. 00

Loanable circulation at 6 per cent 85, 500. 00 5,130. 00

Gross receipts 7,130. 00Deduct—

1 per cent tax on circulation 900.00Annual cost of redemption 137.48Express charges 3.00Cost of plates for circulation ' 7.50Agents' fees 7.50Examinations 43.00 1,098.4&

Net receipts 6, 031.52$100,000 loaned at 6 per cent 6, 000.00Profit on circulation 31.52

Total profit on $21,837,000 bonds, $6,194.72.Percentage on maximum circulation obtainable, 0.032 per cent.

JUNE 30, 1892—4 PER CENTS.

$100,000 four's at 116| premium,interest $4,000. 00Circulation, 90 per cent on par value $90, 000.00Deduct 5 per cent redemption fund.. 4,500. 00

Loanable circulation at 6 per cent 85,500.00 5,130.00

Gross receipts 9,130.00Deduct—

1 per cent tax on circulation 900.00Annual cost of redemption . 137.48Express charges 3. 00Cost of plates for circulation 7.50Agents' fees 7.50Examinations 43.00Sinking fund reinvested quarterly to liquidate premium. 696. 36 1, 794.84

Net receipts 7,335.16$116,750 loaned at 6 per cent 7,005.00Profit on circulation 330.16

Total profit on $129,759,000 bonds, $385,571.09.Percentage on maximum circulation obtainable, 0.330 per cent.

J U N E 30, 1892—6 PER CENTS.

$100,000 sixes at 114 premium, interest $6,000.00Circulation, 90 per cent on par value $1)0, 000.00Deduct 5 per cent redemption fund 4,500.00

Loanable circulation at 6 per cent 85,500.00 5,130.00Gross receipts 11,130.00

Deduct—1 per cent tax on circulation $900. 00Annual cost of redemption 137.48Express charges 3.00Cost of plates for circulation 7.50Agents7 fees * 7.50Examinations 43.00Sinking fund reinvested semi annually to liquidate pre-

mium 1,972.943,071.42

Net receipts 8, 058.58$114, 000 loaned at 6 per cent 6, 840.00

Profit on circulation 1,218.58Total profit on $11,600,000* bonds, $127,219.75.Percentage on maximum circulation obtainable, 1.218 per cent.



RECAPITULATION.Profit on tlie three classes of bonds, maximum circulation 90 per cent—

2 per cent bonds, *$21,837,000—$19,653,300, maximum circulation at 0.03152 percent, $6,194.72.

4 per cent bonds, *$129,759,000—$116,783,100, maximum circulation at 0.33016 percent, $335,571.08.

6 per cent bonds, *$ll,600,000—$10,440,000, maximum circulation at 1.21858 percent, $127,219.75.

Total of bonds, $163,196,000—$146,876,400, maximum circulation at 0.353 per cent,$518,985.55.

It will be noted that by taking out circulation the banks realize ineach case more than 6 per cent on the money invested in bonds. Themoney invested in the purchase of bonds as a basis of circulationyields in the case of 2 per cent bonds 6.032; in case of 4 per centbonds, 6.33; in case of 6 per cent bonds, 7.218.

Since the 5 per cent redemption fund counts as part of a bank'sreserve as well in hands of the Treasury as in vaults of the banks, itwould have been proper not to make the deduction above. This wouldadd materially to the profit of circulation. The $43 average cost ofexaminations of banks with $100,000 capital is not wholly an incidentof circulation.

In the above tables money is assumed to be worth 6 per cent. Ifthe prevailing rate was less than 6 per cent a bank could better affordto take out circulation. If the prevailing rate was more than 6 percent a bank could less afford to take out circulation. By allowing cir-culation to the par of bonds and removing the tax on circulation itwould be possible for banks located in sections where rates of interestare high to take out circulation without loss.

Since the organization of the national banks $1,521,437,753 have beenissued and redeemed without loss to any bill-holder. There can be noloss upon national-bank circulation. All the solicitude as to whatshall serve as a basis for circulation when Government bonds cease toexist is premature. The 4J per cent bonds (act July 14, 1870) maturedSeptember 1, 1891; $25,364,500 were continued at the pleasure of theGovernment at 2 per cent interest; interest upon the balance ceased;$24,520,900 have been redeemed and $983,800 remain outstanding-$3,617,700 have been redeemed since October 31,1891. ~No bonds havebeen purchased by the Government during the past year, the interest-bearing debt has not been reduced, and with the diminished revenues,under the act of October 1,1890, and swelling volume of annual expend-iture, there is likely to be no reduction in the immediate future.The trend of public opinion is decidedly in favor of limiting our rev-enues to the current needs of the Government. The currency sixes thatbegin to mature in 1896 are primarily obligations of the subsidizedPacific railroads. The railroads will hardly be prepared to pay thesebonds at maturity, and they will likely be continued like the 4J percent bonds, at the option of the Government, at a low rate of interest.

By relieving national-bank circulation, as above suggested, thesebonds could be extended at a very low rate of interest—too low for invest-ment purposes, yet available as a basis of circulation. Of the $25,-364,500 of 2 per cent bonds outstanding October 1, $22,050,350 were heldby national banks to secure circulation. The 4 per cent bonds do notmature until July 1,1907. Since December 6,1890, the Government hasbeen out of the market as a purchaser of its own bonds, and the price thenpaid for 4per cent bonds ($123,356) hasfallen to $114,625. Thelower theprice of the bonds the more available they become as a basis of profit-able circulation. If happily the time arrives when the United States

* Total amount of each class of bonds held to secure circulation June 30, 1892.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

10 REPOET OF THE COMPTROLLER OF THE CURRENCY.

Government has no bonded debt, or not sufficient to be available as abasis for circulation, there will, of necessity, be other choice securitiesavailable for such purpose.

In my judgment the Government should issue 2 per cent bonds, run-ning twenty, thirty, and forty years, and with the proceeds purchasethe 4 per cent bonds outstanding. This would result in a savin g of inter-est to the Government, distribute the maturity of the bonds over a properperiod, and furnish the best conceivable basis for circulation. The Gov-ernment could hardly have floated a 2 per cent bond but for the needsof the national banks, and with liberal yet conservative laws as to cir-culation it is possible that a bond bearing a slightly lower rate than 2per cent could be placed at par.

A United States 4 per cent bond of 1907, in order to yield interestat the rate of 2 per cent per annum for the remaining period it has torun, must have been purchased October 1,1892, for $125,492. In otherwords, the Government could have exchanged a 2 per cent bond, atpar, maturing July 1, 1907, for the 4 per cent bond of 1907, at $125,492,without loss or gain. The exchange would have been equal. The 4 percent bonds on October 1,1892, were worth $114,625. The extended 2per cent bonds, payable at the pleasure of the Government, were worth,on the same date, 101. Could the Government have exchanged a 2 percent bond maturing July 1, 1907, for the outstanding issue of 4 percent bonds upon the basis of the quotations jufct given, it would haveresulted in saving to the Government (that is, the taxpayers) theenormous sum of $67,161,551.47, as appears from the following compu-tation:Par value of outstanding 4s, October 1,1892 $559,586, 750.00Market value of 4s at 114f, and of 2s at 101, October 1, 1892 641,426, 312.18Par value of 2s exchanged at 101 for 4s at 114f, October 1, 1892 635, 075, 556. 62

Quarterly interest paid on 4s 5, 595, 867.50Quarterly interest that would be paid on 2s 3,175,377.78

Quarterly saving of interest 2,420,489.72

Present value, as of October 1, 1892, of these savings of interest tomaturity, money at 2 per cent, reinvested quarterly 123, 406,683.57

Present value, as of October 1,1892, of $75,488,806. 62, principal of2s in excess of principal of 4s, money at 2 per cent, reinvestedquarterly 56,245,132.10

Present value of net saving to the Government in accordancewith the above statement • 67,161,551.47

While the principal of the indebtedness would be increased, the in-terest reduction would be so great for the remaining fifty-nine interestquarto periods, from October 1, 1892, to July 1, 1907, as to show a netsaving of $67,161,551.47.

A 4 per cent bond at 114f, on October 1,1892, would pay an investor,interest at the rate of 2.793 per cent.

It is probable, from the above statistics, that investors would not ex-change 4 per cent bonds for 2 percents, but the fact that banks own,for the purpose of securing circulation, nearly 87 per cent of the con-tinued 2 per cent bonds in preference to the 4 per cents, shows thatthey prefer a bond at par, with a lower rate of interest, as a basis forcirculation. A fixed period to run, and a long period would add to thevalue of the bond.

With so great a saving possible, the interests of economy, as well asall public and private interests that depend for prosperity upon a sound



and elastic currency, emphasize the wisdom of settling this question ofa proper basis for national-bank circulation by the issue of bonds hav-ing a long time to run, at a low rate of interest, with which to retirethe outstanding issue of 4 per cent bonds.

The national banks for a long series of years have demonstrated theirability to furnish the country with currency ample in amount, elasticin volume, sound beyond peradventure, and every dollar of which,every moment of its existence, was worth par throughout the lengthand breadth of the land. A change from such a currency to another lesssecure is certainly an unwise experiment. It is proposed to restoreState bank circulation by removing the 10 per cent tax imposed March3, 1865. There is no fairer test of men or methods than the record theymake for themselves. Every item of assets and liabilities, as shown bythe trial balance of their general ledgers, of every national bank, forthe whole period of their existence, has five times each year been pub-lished in the locality, reported to the Comptroller of the Currency, andbecome a matter of record. Additional tables resolve all compositeitems into detail. Additional statistical tables complete the historyand workings of such banks. Special reports show the course of tradeand exchange. In case of failure, equally explicit information is ob-tained from receiver's reports, total claims, total assets, percentagepaid, percentage of loss, items of expense, including receiver's fees, andattorneys' fees.

All this information is annually reported to Congress and spread be-fore the country. The course of trade, the material condition, the pros-perity or depression of the country, are truthfully reflected in the con-dition of its banks. And the publication of the above conditions, inthe reports of these banks, has been of inestimable value to publicistsand economists. This is the record of national banks under Federalauthority and Federal supervision. To compare the present nationalbanking system with the old State banking system is to compare orderwith confusion—perfect system, under central control, with imperfectsystem, under diversified control. The banking systems of the differ-ent States, during the period that they were banks of issue, differedessentially. Some had excellent banking laws; others had very crudelaws. Some had effective supervision, and some had none, or worsethan none. In no State was the aggregate or percentage of loss tonote-holders of State banks reported, nor the losses to creditors or stock-holders. The most careful research reveals only general statements, orestimates of*loss, in the current financial literature of the time.

Congress, by resolution in 1832, directed the Secretary of the Treas-ury to procure and publish statistics relating to banks in the severalStates. Such publication was made more or less complete, with theexception of some years, until 1864*; then followed an interval until1873, when the Comptroller of the Currency was directed to procurefrom official and other reliable sources and report to Congress infor-mation in relation to State banking institutions. The statistics inrelation to State banks prior to 1864 have been the subject of much

* When is stated that the statistics relating to the period prior to 1864 are mainly-unofficial, it will be understood that the information conveyed is only approximatelycorrect. The principal sources of information in compiling these statistics have beenthe reports of the Secretary of the Treasury to Congress since 1832, Baker's work onBanks and Banking, Blodgett's Economica, Elliott's Funding System, Thompson'sBanknote Reporter and Counterfeit Detector, the Banker's Magazine, Hodges' newBanknote Safeguard, Consideration on the Currency and Banking Systems of theUnited States, by Albeit Gallatin; History of Banking in the United States, by JohnJay Knox.


1 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.

study and research on the part of mf predecessors. The Comptroller'sreport for 1876 contains elaborate tables upon this subject. The ques-tion of restoring State bank circulation gives especial value to all in-formation of this character, and I have therefore carefully studied andanalyzed all the statistics attainable upon this subject, showing thecondition of State banks prior to 1864, arid x^ublish in the Appendix ofthis report, arranged in convenient form, tables presenting such in-formation.

The most notable feature of the State-bank circulation was the violentexpansion and contraction to which it was subject.

The charter of the United States Bank expired March 4,1811. Mr.Gallatin made the following estimate of the total circulation of thecountry, including notes of the Bank of the United States: In 1811,$28,100,000; in 1815, $45,500,00 j ; in 1816, $68,000,000; and in 1820,$44,863,000.

In 1840, according to Knox, there were in Ohio thirty-seven banks,with $10,000,000 capital. January 1, 1845, there were but eight banksin operation, with a capital of $2,171,807. Up to and including 1856thirty-six of the banks organized under the laws of that State hadfailed, their notes being wholly worthless, and eighteen more hadfailed, their notes being worth 50 to 75 cents on the dollar. FromJanuary 1, 1857 the circulation of the whole country shrank from$214,788,892 to $155,208,744 on January 1, 1858, a decrease of over$59,000,000 in one year (Eeport of Secretary of the Treasury). Thecirculation of Illinois increased from $5,500,000 in 1857 to $12,300,000in 1861. (Knox.) Much of this circulation was secured by variousforms of security, and its redemption provided for by State authority.Yet it was seldom that this security proved adequate. The Bankers'Magazine for February, 1858, advertised a list of twenty-eight sus-pended banks in Indiana whose notes would be redeemed by the audi-tor of that State at the following rates: ten at par, and the remainderat prices ranging from 97 down to 69. According to the same au-thority, in July, 1859, a convention of Wisconsin bankers, held at Mil-waukee, fixed the discount on Illinois bank bills at 1 per cent untilSeptember 20, and at 3 per cent thereafter. This action was retalia-tory, and simply established the same discount upon Illinois billsthat Illinois had adopted as to Wisconsin. In April, 1859, the Indianabanks determined not to accept the notes of Illinois or Wisconsin. Allbank notes of interior banks were at a discount in New York (manyunsalable) from 50 per cent down to the current exchange, which wascharged against the notes of perfectly solvent banks.

The above instances illustrate the friction existing between differentStates.

The cost of exchange on commercial centers was greatly increasedunder State-bank circulation. Now a man in Montana deposits hismoney in his local bank and buys Chicago exchange. His money is asgood in Chicago as Helena, and he simply pays the cost of transmittal.In fact, the competition for business is so intense and the indulgenceof banks correspondingly great that frequently when an interior mer-chant goes to New York to buy goods he takes a letter of introductionfrom his home bank to their New York bank correspondent, drawschecks for the amount of his purchases upon his home bank, which arepaid by the New York correspondent and debited to the home bank.Thus the item of exchange disappears entirely.

The dangers of counterfeiting under the national-banking systemare at a minimum. The bills are printed by the Government upon


KEPORT OF THE COMPTROLLER OF THE CURRENCY. 13

carefully prepared paper made by the Government and never out ofthe Government's possession. If circulating notes were to be printedby the forty-four different States, the opportunities for counterfeitingwould be multiplied. Under the old State-bank system counterfeitingwas an established industry, and a description of the methods anddevices possesses the qualities of a romance. From January 1 to April1,1859,* there appeared 242 new counterfeits. Hon. John Jay Knox(whose long incumbency of the office of Comptroller of the Currency,as well as his qualities as a student of finance, entitles his judgment tohighest consideration) estimates the average loss to note-holders underthe old State-bank system at 5 per cent. As before remarked, no esti-mate can be made of the loss to creditors and stockholders. By adver-tising for the redemption of circulating notes the statutory periodand refusing all later presentations, it frequently happened that thestockholders reaped large profits where the note-holders met almosttotal loss.

I have given the above random illustrations as suggestive simply ofthe evils attendant upon the old State-bank circulation. It is by nomeans exhaustive. I am aware that the present can hardly be com-pared to antebellum times, and that the changed conditions which nowexist would necessarily obviate some and soften many of the evils at-tendant upon State-bank circulation.

In order to furnish a modern standard of comparison betweennational banks and those other than national, Comptroller Knox re-ported statistics, showing the number of failures of State, savingsbanks, and private bankers, for the three years ending January 1,1871).The number of failures was 210 5 total claims, $88,440,028; amount paidand to be paid, $58,152,638 ; losses, $32,616,661; upon which he comments:

The average annual loss sustained by creditors during the past sixteen years bythe insolvency of national banks throughout the United States has been $390,012,and that occasioned by the failures of banks other than national, as shown by th*>incomplete data obtained by the Comptroller, has for the last three years been notless than $10,872,220.

Hon. Edward S. Lacey, in his report as Comptroller for the year1891, gave a list of failures in the United States of bankers, brokers,trust companies, and savings banks, for the year ended June 30,1891.u These number, in all, 117 institutions, having liabilities estimated at$38,271,511, and assets valued at $20,794,092. (Bradstreet.)"

Through the courtesy of Bradstreet I am able to report, in a table tobe found in the Appendix, the failures of State, savings, and privatebanks, and loan and trust companies for the year ended June 30,1892.The number is sixty-nine. Aggregate liabilities, $11,024,628. Esti-mated value of assets, $6,125,189. The percentage of assets to liabili-ties 55.56.

The seventeen national banks that failed during the last report yearhad aggregate liabilities amounting to $12,538,448. Estimated valueof assets, $10,750,347. Percentage of assets to liabilities, 85.74.

However recent the comparison the conclusion is in favor of thenational-bank system.

If the forty-four States are to furnish the currency of the country,then we will have a chain of sovereignties furnishing our circulatingmedium, each with varying laws and varying supervision, and, like allchains, the system as a whole would be no stronger than its weakestlink. Disorganized finance in one State would affect all. Argentina

* Tbompson/s Bmk Note Reporter and Counterfeit Detector,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


financial troubles precipitated the Barings failure at a time when thiscountry was generally prosperous; and yet it produced a quasi panicin the United States and cast a cloud over the financial horizon of thewhole world which has not yet fully disappeared. Banking is not aphilanthropical business and banks will not issue circulating notesunless it is profitable. Manifestly issuing notes would be most profit-able where greatest latitude was allowed or greatest laxity prevailed,and with the circulation of any State discredited or the particularbanks of any State discredited, conservative bankers and conservativebusiness men would have to discriminate against such bills.

We all know the practical machinery employed to enforce such dis-crimination. Our State boundaries and commercial centers would bepoliced with brokers' offices, and commerce would be compelled to pauseat State lines and pay the exchange demanded in order to provideitself with money acceptable in the locality where proposed businesswas to be done. The bill of a perfectly solvent bank in Oregon wouldbe worth just as much less than its face in Chicago or New York as itwould cost to send such bill to Oregon for redemption and secure the pro-ceeds in return—cost of transmission each way and interest for the timerequired—in short, exchange. It would be precisely on a par with thenote of any equally reputable business firm. The only way this dis-count could be avoided would be to provide for the redemption of suchnotes in Chicago, New York, Boston, and other money centers. Shouldinterior and far Western banks make their bills worth par throughout thecountry by providing for their redemption at convenient money cen-ters, it would compel them to keep an amount of idle reserve with theirredemption agents that would seriously impair the profits on circula-tion. And the United States Government would not facilitate bankingtransactions then, as it does now, by receiving money at its subtr^as-uries and transporting the same to any part of the country for themeager charge of 15 to 50 cents per $1,000.

A bank bill or note is a noninterest-bearing obligation payable tobearer upon demand, in lawful money, titje to which passes by delivery.The value of such note depends upoji the financial credit of the bankissuing the same, the special provision of law for its redemption, thesecurity set apart for such purpose, the fidelity with which such lawsare enforced, as to redemption, the character of supervision, and thedegree of conservative banking thereby insured. The profit to a bankissuing such bills depends altogether upon the length of time theyremain outstanding before being presented for redemption. With thefacilities afforded by railway and express companies for presentingsuch notes for redemption, it is probable that they would speedily findtheir way back to the place of issue. This would seriously impair theprofits and would necessitate more favorable conditions of issue inorder to render the issuing of circulation profitable. No circulationwill issue unless there is a profit in it. The fact of the probable andspeedy return of this circulation to the locality of issue is made anargument in its favor, inferring therefrom that each locality would beabundantly supplied with money. A bad penny always returns, andthe tinge of doubt that would attend this State-bank circulation woulddoubtless give it a homeward impetus. But bear in mind that it wouldbe worth no more at "the place of issue, though passing at par, than inBoston or New York. By just such a percentage as its purchasingpower was diminished in our commercial centers, by just that percent-age would the price of commodities be appreciated where it passed atpar. This is an inevitable law attendant upon depreciated currency.



The stream that flows from the mountain to the sea obeys no morenatural law than that which accumulates currency in commercialcenters. If the water stood in pools on the mountain it would neces-sarily be pretty damp at the seaboard, and, if these localities that soloudly clamor for more money had all the currency they wanted, thatsame currency would be a drug in banking centers. There is moneyenough, and the range of interest for the past year has been phenom-enally low, and, as before stated, any bank in any part of the countrycould have had any quantity of money transported to it at the moderatecharge of 15 to 50 cents per $1,000. But such bank must have theequivalent of money; it must have securities, or receivables, or someform of credits, acceptable, in order to get the money. And right hereis the trouble. This clamor for more money comes from the newer, less-developed sections of the country, and from people who have somethingto sell that no one wants to buy. The securities they offer do notcommend themselves to investors. No amount of currency would cor-rect this. They say, " Money is plenty while the crop is being moved,but we want it plenty at all times." When the crop is gone, whathave they to represent money, with which to buy money? People canget money for their labor and for their produce. They can borrowupon good collaterals, real or personal. People with any equivalentof money can get it. This whole trouble is born of the heresy, whichhas a strangely extended hold upon the public mind, that the Govern-ment can create wealth and that if there were more money peoplecould, in some unexplained way, obtain it without rendering an equiv-alent.

A conditional repeal of this 10 per cent tax is proposed, conditionedupon compliance by the State banks with certain regulations imposedby Congress, designed to secure circulation and protect note-holdersagainst loss. Such State banks would then be national banks for thepurpose of issuing circulating notes, and Congress must provide fortheir supervision and examination, to see that the laws are compliedwith. Can currency be better taken out by a bank organized under aState law than under an act of Congress ? Would Congress or the coun-try gain anything by the proposed divided jurisdiction over these banksof issue? Would not division lead to conflict and confusion? Allnational banks make reports of condition to the Comptroller, on a pastday, fixed by him, in such form as the Comptroller prescribes, and uponblanks furnished by him. These forms are very complete as to balancesheet and detail. In order to comply with these calls a bank's booksmust be so kept as to furnish the required information. These reportsare of very great value to the banks themselves, in systematizing theirbookkeeping and insuring good and uniform methods of business. Theinformation reported, all on the same date, is of great value to the pub-lic. What would be gained by denationalizing our banks in all respects,except as to circulation? Can the various State legislatures bedepended upon to provide better laws and better supervision than Con-gress?

It is argued that 92 per cent of all business transactions consum-mated through banks are represented by credits—that is, exchangesand offsets—and that 8 per cent only is represented by money. TheGovernment does not assume to regulate the 92 per cent. Why shouldit the 8 per cent? Why not as well allow State bank notes to circu-late? Their acceptance is purely voluntary. That statement is theo-retically true, but practically it is wholly false. A banker, or large

h t manufacture^ may b§ in % position? equipped with skilledDigitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


men or expert information, to exercise discrimination between thestrong and the weak banks. Bnt what can the artisan, the day laborer,the miner, or the farmer know of such a matter^ From the nature oftheir calling they can exercise no discrimination. They know, andth§y can only know, that the Government allows such bills to circulate,in form and semblance of money, and they have the right to hold theGovernment responsible that it be worth 100 cents on the dollar,whether it comes from New York or New Mexico.

The Constitution of the United States prohibits the States fromcoining money or making anything except gold and silver legal tender.State-bank bills could not become a legal tender. Neither are national-bank bills. State-bank bills when issued add just so much to theliabilities of the bank. They would circulate freely in times of pros-perity and confidence. In times of monetary stringency and generaldistrust they would return to the banks for redemption. They wouldhave to be redeemed in legal-tender money provided by Congress.Congress must, under the Constitution, provide all the money thatpossesses a full debt-paying power. By every consideration of soundbusiness principles it should provide all the money that the countryrequires. No public interest can be served by dividing this functionwith the forty-four States. Every period of financial depression inthe past resulted in the suspension of specie payments, more or lessgeneral, by the banks; that is, resulted in the inability of the banksto redeem their notes. The same conditions would produce similar re-sults in the future. If State-bank notes*are allowed to circulate, theiracceptance is not voluntary; it becomes a business necessity. Manymine-owners, manufacturers, and large employers of labor practicedpaying their help in store orders, in order to control their trade andmake the extra profit. Surely, under the law, the acceptance or rejec-tion of such orders was purely voluntary, and yet their acceptance forfear of losing their employment was general.

So great did this abuse become that many States have enacted lawscompelling corporations to pay their laborers, at regular intervals, inmoney. The wealthy class could provide themselves with the means ofdiscriminating against the notes of weak banks, and if they found them-selves possessed of any would proceed to work them off upon their lessfortunate neighbors. That is the record of the past. It would be theexperience of the future. To the average laboring man a bank-note re-porter and detector would be as inexplicable as the binomial theorem.When a bank suspends, the fact that the note is secured and will beeventually paid is poor consolation to the laborer who needs his money forhis daily use. The note of a failed national-bank is as good as that of anybank in the system. The restoration of State-bank circulation portendsdisaster to that class of our citizens who most need and have most rightto ask protection from the Government. State-bank circulation loses itsmoney power in a crisis. It is a source of weakness and adds to thedanger. Instead of paying debts it cbmes forward itself to be paid.

CLEAN MONEY.

Currency, as applied to the money of a country, has been defined asa " continuous succession of uses." A little reflection upon such con-tinuous use, the journey from hand to hand, till to till, pocket to pocket,over the damp counter of the saloon, through the necessarily soiled handsof honest industry, treasured by the poor and carried in close proximityto the person, it is easy to realize that it becomes " filthy lucre." Soiled



paper money is popularly believed to be a potent means of disseminat-ing infectious and contagious diseases. The Bank of England neverreissues a note.

The statute provides for the redemption of United States notes whenthey "are so mutilated or otherwise injured as to be unfit for use," andfor the redemption of national-bank notes when they are "worn, de-faced, mutilated, or otherwise unfit for circulation." A note with theaccumulated filth of continuous use is unfit for circulation and shouldbe redeemed. Send in the old and let the people have new and cleanmoney. My experience as examiner in the discount and savings banksof New York has impressed this matter upon me.

The following table gives the number of banks organized during theyear ended October 31, 1892, in each State and Territory, with theiraggregate capital :

States and Territories.

TexasIowaIndianaOhioPennsylvania...IllinoisMinnesotaWashingtonMassachusetts..WisconsinWest Virginia..ColoradoIdahoNew HampshireNew JerseyKansasMontanaTennesseeMaineIndian Territory

No. ofbanks. Capital.

$1, 445,000725, 000

1,110, 0002, 000, 000700,000

2, 500, 000710,000700,000650, 000500, 000350, 000260, 000200, 000250, 000250,0002C0, 000200, 000160, 000150,000150, 000

States and Territories

New YorkCaliforniaNew MexicoOklahomaWyomingMissouriVirginiaGeorgiaNorth Carolina.ArizonaAlabamaFloridaKentuckyMarylandMichiganNebraskaNorth Dakota..Utah

Total .

No. ofbanks .

163

Capital.

$300,000150,000100, 000100, 000100, 000200,000200, 000150,000125,000100,000100, 000100,000100, 000

50, 00050,00050,00050, 00050, 000

15, 285,000

In point of numerical accessions to the system, Texas leads withtwenty-two banks; Iowa, Indiana, Ohio, and Pennsylvania followingin the order named. Illinois, however, provided the largest amount ofcapital. It has been noticeable for several years that the large propor-tion of increase in the number of active national banks is assignable tothose States and Territories located West of the Mississippi River andin the Southern States. Of the one hundred and sixty-three banksorganized during the past year, eighty-two are located in States andTerritories west of the Mississippi, and thirty-six are located in theSouthern States. Pennsylvania still has the greatest number of na-tional banks in operation, Massachusetts the greatest aggregate capi-tal, and New York the largest amount of deposits. As prosperity andpopulation increase in the western portion of the country, extendingfrom north to south, so the privileges of the national banking systemare availed of in contrast with private banks and other financial corpo-rations organized under State laws. During the past year the seventeenfailures were widely distributed, there having been three in Kansas; in!New Mexico and Texas two each, and in other States only one. Thefollowing table exhibits the number of banks organized, failed, and involuntary liquidation, and the net increase or decrease, numerically, eachyear since 1863:

9647 2



NUMBER AND AUTHORIZED CAPITAL OF BANKS ORGANIZED AND THE NUMBER ANDCAPITAL OF BANKS CLOSED IN EACH YEAR ENDED OCTOBER 31 SINCE THE ESTAB-LISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE ORDECREASE.

Year.

18631864186518661867 . . .1868186918701871...1872187318741875 ..1876187718781879 ..18801881188218831884188518861887188818891890 .18911892 .

TotalDeduct de-

crease ....

Total net in-crease .

Organized.

No.

134453

1,0146210129221701756871107362928385786227262191145174225132211307193163

4,811

Capital.

$16,378,70079, 366, 950242, 542, 9828, 515,1504, 260,3001, 210, 0001,500, 0002,736, 00019,519, 00018, 988,0007, 602, 7006, 745, 50012,104, 0003,189, 8002, 589, 0002, 775, 0003,595, 0006, 374,1709, 651, 050

30, 038, 30028, 654, 35016, 042,23016,938, 00021, 358, 00030, 546,00012, 053,00021,240,00036, 250, 00020, 700, 00015, 285, 000

698, 748,182

Closed.

In voluntaryliquidation.

No.

3Q412181714111121203832264133.9267840308525253441504153

844

Capital.

$330,000650,000

2 160 000O AAK PiOO

3, 372, 7102, 550, 0001, 450,0002,180, 5003, 524, 7002, 795, 0003, 820, 0002 565 0002, 539, 5004, 237, 5003, 750,000570,000

1, 920, 00016,120, 0007, 736, 000Q 64.7 9 fl

17, 856, 5901, 651,1002, 537,4504,171,0004, 316, 0005,050, 0004,485,0006,157, 500

114, 588, 501

Insolvent.

No.

•A

11

611359101483

3211488o

Capital.

$50, 000500, 000

1,170, 000410,00050 000

250,000

1, 806,1663, 825, 000250, 000

1 000 000965,000

3, 344,0002, 612, 5001,230, 000700, 000

1,561, 300250, 000

1, 285, 000600, 000650, 000

1,550,1001 QAH Ann

21 250,0009: 750,000

25' 3, 622, 00017J 2, 450, 000

181 33, 030, 900

Net yearly in-crease.

No.

134

Capital.

$16. 378. 700450 79, 366, 950

1, 007 242,162, 08?56 7, 365,150! 930. 300

159158364864

4560146220150561411929016824812793

3,855

69

18, 069, 00015, 001, 400

253,0003, 700, 5007, 283, 800

5,104,1707, 731. 050

12, 357, 00020,668,35011,109, 980

19, 056, 90026, 458,5505,982, 000

16, 674, 00030, 450, 00012, 593, 0006, 677, 500

565,374,282

14.245.500

1*3, 786 t551.128.782

Net yearlydecrease.

N°-«

8109

57273

69

Capital.

$1, 645, 5001, 922, 710

64, 000

340, 2003, 294, 5004, 075, 0001, 385, 000

1, 518, 590

14,245, 500

* Two banks restored to solvency, making 3,788 going banks.t The total authorized capital stock on October 31 was $693,868,665; the paid-in capital, $692,812,330,

including the ca-pital stock of liquidating and insolvent banks which have not deposited lawful moneyfor the retirement of their circulating notes.

As stated elsewhere with more particularity, the failures during thepast year were not disastrous, and in proportion to the number in activeoperation were not so numerous as in some preceding years.

AMENDMENTS TO THE LAWS.

The Comptroller of the Currency is required annually to report uanyamendments to the laws relative to banking by which the system maybe improved, and the security of the holders of its notes and othercreditors may be increased."

(1) In my judgment the law should be amended so as to providedas follows: That the minimum deposit of Government bonds, requiredby national banks, be reduced to $1,000 in case of banks of $50,000 cap-'ital, and to $5,000 in cases of banks whose capital exceeds $50,000.Such deposit would be sufficient to guarantee the payment of all ex-penses and assessments imposed by law. Banks are no longer organ-ized for the purpose of issuing circulation, and when organized to dobusiness as banks of discount and deposit it is clearly a hardship torequire them to purchase these high-priced Government bonds beyondthe amount above suggested,Digitized for FRASER

http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


(2) That any national bank be allowed to issue notes equal to thepar value of the United States bonds which it may purchase and assignto the Treasurer of the United States for the purpose of securing circu-lation.

(3) That the monthly withdrawal of bonds pledged to secure circula-tion shall not exceed four and a half millions in the aggregate. Shouldwithdrawals equal the amount named in any month (which is unlikely)such amount would be offset by the additional circulation issued underthe second amendment suggested.

(4) That the tax on national-bank circulation be repealed. The bankshave already paid into the Treasury $72,670,412.30 in taxes upon circu-lation. The banks should only be assessed an amount sufficient todefray the actual cost to the Government of providing circulation.

(5) That the limit of the amount which may be loaned to any person,company, corporation, or firm, to 10 per cent of the capital stock of thebank, be so amended as to read "capital and surplus." There shouldbe an additional amendment making an exception in favor of temporaryloans, secured by collateral, in our largest business centers.#

(6) That the Government issue bonds, with a long period to run andat a low rate of interest, wTith which to retire the present bondeddebt of the United States, and which bonds may be used as a basis tosecure national-bank circulation. *

(7) That the Comptroller of the Currency, with the approval of theSecretary of the Treasury, be empowered to remove officers anddirectors of a bank for violations of law, leaving the vacancy to befilled in the usual way 5 first giving such officers and directors an op-portunity to be heard.

(8) That bank examiners be required to take an oath of office beforeentering ux)on the discharge of their duties, and to give a bond in suchamount and with such sureties as the Comptroller of the Currency mayrequire.

(9) That the Comptroller of the Currency be allowed to appoint twogeneral examiners, of conspicuous ability and experience, to be paidout of the public funds, whose duty it shall be to visit, assist, andsupervise the various examiners in their several districts, in order tosecure uniformity in method and greater efficiency in work.

(10) That the law be so amended as to prohibit officers or employesof a bank from borrowing its funds in any manner except upon appli-cation to and approval by the board of direction.

(11) In order to facilitate the collection of assessments upon share-holders in failed national banks, that the receivers of such banks berequired to file with the county clerk or register of each county whereany shareholder may reside a statement showing the names of share-holders residing in such county and the amount of stock held by themrespectively; the filing of such statement to constitute a lien uponthe realty of such shareholders, which lien may be vacated, upon motion,by giving proper bond, and which shall be discharged, by the receiver,upon payment of the assessment.

(12) Section 380, United States Eevised Statutes^ reads as follows:All suits and proceedings arising out of the provisions of law governing national

banking associations, in which the United States or any of its officers or agents shallbe parties, shall be conducted by the district attorneys of the several districts, underthe direction and supervision of the Solicitor of the Treasury.

Under this section it is claimed that United States district attor-neys are ex-officio attorneys of the receivers of all failed national banks

Discussed elsewhere in this report.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


located within their respective districts, and that all suits and proceed-ings must be instituted by or through them. It is difficult to believe thatthe courts will finally sustain such a construction, that a simple actionfor debt, which can be maintained in a State court as well as in theUnited States court, and is not based upon any provision of the na-tional-bank act, falls within the provisions of said act, or that a re-ceiver of a failed national bank is an "agent" of the United Stateswithin the meaning of said section.

It is difficult to believe that Congress has the power to impose theservices of any attorney upon such a trust, where the assets are whollyprivate property, belonging to creditors and shareholders. Certain itis that had Congress intended that such a broad construction would beput upon this section it would have made some provision for excep-tional cases. It is a physical impossibility for the various UnitedStates attorneys to act as attorney or counsel for the receiver. In manyinstances they reside several hundred miles distant from the trust. Inother instances there are so many trusts within a single district thatthe United States attorney can not attend to all the business to bedone. The result in such cases is that where United States attorneysinsist upon being employed they become attorneys of record, nominallyappearing in all actions or proceedings, while some resident attorneydoes the actual work. As a consequence the trust is obliged to paydouble fees for having its work done.

If the United States attorney must be employed in accordance withthe above section, then every time there is a change in such officer itwould necessitate the substitution of his successor in office, thus bring-ing in an entirely new man, with no familiarity with the pendiug liti-gation. Under such circumstances the usual practice has been toretain the ex-district attorney as counsel, thus producing a doublecharge for the services rendered.

Many United States attorneys make no claim to be employed.Others when confronted with the situation relinquish their claim, butstill others insist upon being employed, and, when not employed, insistupon being paid a fee for every act that is done by the attorney in theregular administration of the aflairs of the trust. The Department hasin its possession bills rendered by United States attorneys who havenever performed any act for the benefit of the trust, have never beenconsulted by the receiver, and never in any way had any connectionwith the affairs of the failed bank, except to ascertain from the recordwhat suits and proceedings had been instituted and then have madesuch suits and proceedings a basis of claim for compensation.

I append a table showing the various failed banks, their location,and the location of the different United States attorneys who wouldhave to be employed by the receiver in case the construction soughtto be placed upon section 380 is a proper one. Also, the distance atwhich such United States attorneys are located from the respectivetrusts.

From this table will clearly appear the physical inconvenience, if notimpossibility, of these United States attorneys acting as attorneys forvarious receivers. Surely these attorneys ought not to be paid forwhat they can not and do not do. These trusts should not be sub-jected to double fees, and the above section should be amended so asto provide that attorneys other than United States attorneys may beemployed by receivers of failed banks, whenever in the opinion of theComptroller of the Currency such employment will be for the interestof a trust?



TITLE AND LOCATION OF EACH RECEIVERSHIP WITH LOCATION OF UNITED STATESATTORNEY.

Name of each failed bank.

First National BankThird National BankGerman-American National BankMechanics' National BankPacific National BankFirst National Bank

Do . . . -DoDo

Marine National BankFirst National Bank

DoMiddletown National BankExchange National BankFirst National Bank

DoFidelity National BankFifth National BankFirst National BankCommercial National BankMadison National BankCalifornia National BankFirst National Bank

DoDo

Third National BankHarper National BankGloucester City National BankPark National BankState National BankKingman National BankFirst National Bank

DoDo

American National BankCity National BankPeoples' National BankSpokane National BankFirst National BankPratt County National BankSecond National BankKeystone National BankSpring Garden National BankFirst National BankNational City National BankCentral Nebraska National BankFlorence National BankRed Cloud National BankNinth National Bank . . . .First National Bank

DoRio Grande National BankFirst National Bank

DoMaverick National BankCorry National BankCalifornia National BankCheyenne National BankFirst National BankHuron National BankFirst National Bank

DoBell County National BankFirst National Bank

DoLima National BankCherryvale National BankFirst National BankNational Bank of GuthrieFirst National BankYincennes National Bank

Location of trust.

Anderson, IndChicago, 111Washington, D. CNewark, N. JBoston, MassUnion City, PaLeadville,'ColoSt. Albans, YtMonmouth, IIINew York CityLivingston, MontAlbion N. YMiddletown, N. YNorfolk, YaSioux Falls, S. DakPine Bluff, ArkCincinnati, OhioSt. Louis MoAuburn, N. YDubuque, IowaMadison, S. DakSan Francisco, CalAnoka, MinnShetField, AlaAbilene, KansMalone,N. YHarper, KansGloucester City, N. JChicago, III...'Wellington, KansKingman, KansAlma KansBelleville, KansMeade Center, KansArkansas City, KansHastings, NebrFayetteville, N. CSpokane Falls, WashEllsworth, KansPratt, KansMcPherson KansPhiladelphia, Pa

doRed Cloud, NebrMarshall, MichBroken Bow, NebrFlorence, AlaRed Cloud, NebrDallas, TexKansas Citv, KansPalatka, FliiLaredo, TexColdwater, KansClearfield, PaBoston, MassCorry, PaSan Diego, CalCheyenne, WyoWilmington, N. CHuron, S. DakMuncy, PaDowns, KansTemple, TexDeming, N. MexSilver Citv N MexLima, OhioCherryvale, KansRockwall, TexGuthrie, OklaErie, KansYincennes, Ind

Location of UnitedStates attorney.

IndianapolisChicagoAYashingtonJersey CityBostonPittsburgDenver .NorthfieldSpringfieldNew York CityHelenaBuffaloNew York City...NorfolkHuronLittle RockCincinnatiSt LouisBuffaloFort DodgeHuronSan FranciscoSt. PaulBirminghamTopekaBuffaloTopekaJersey CityChicagoTopeka. .do

dododo

....doOmahaAYarrentonSpokane FallsTopeka

dodo

Philadelphiado

OmahaBay CityOmahaBirminghamOmaha r.DallasTopekaJacksonvilleSan AntonioTopekaPittsburgBostonPittsbureLos AngelesSundanceWarrentonHuronPittsburg .TopekaDallasSanta F6

doClevelandTopekaDallasGuthrieTopeka -Indianapolis

Distanceapart.

Miles.36

8

143151

6785

1235067

10643

33519272

2912796

333229

94

193200

37152301193151142

156208128

392146225132192

6756

154302173

154127435200

225186134316364148151

28

140117



CLOSED NATIONAL BANKS.

The following statement exhibits the title, capital, and circulationissued, redeemed, and outstanding of associations which were closedto business during the year ended October 31,1892. Of these 70 asso-ciations, 53 went into voluntary liquidation and 17 into the hands ofreceivers.

NATIONAL BANKS CLOSED DURING THE YEAR ENDED OCTOBER 31, 1892, IN EACHSTATE AND TERRITORY, WITH CAPITAL AND CIRCULATION.

Name and location of bank.

Maverick National Bank, Bos-ton, Mass.*

Citizens' National Bank, Colo-rado, Tex

Corry National Bank, Corry,Pa.* - '--

California National Bank, SanDiego, Cal.*

Cheyenne National Bank ,Cheyenne, Wyo.*

First National Bank, Ply-mouth, Mich

First National Bank, Wilming-ton, N.C.* .

National Bank of Wooster,Indiana National Bank, Lafay-

ette, IndFirst National Bank, La

Grange, GaDefiance National Bank, Defi-

ance, OhioProduce National Bank, Phila-

delphia, PaHuron National Bank, Huron,

S.Dak.*First National Bank, Burling-

ton, WisMerchants' National Bank,

Kansas City, MoFirst National Bank, Manito-

woc, WisFirst National Bank, Faiineld,

TexCommonwealth National Bank,

Philadelphia, PaMerchants' National Bank,

Fort Dodge, IowaFirst National Bank, Muncy,

Pa.* '..Giles National Bank, Pulaski,

TennFirst National Bank, Quanah,

TexNorthwestern National Bank,

Aberdeen, S. DakCastleton National Bank, Cas-

tleton, VtFirst National Bank, Downs,

Kans.*Bell County National Bank,

Temple, Tex.*First National Rank, Deming,

N.Mex.*First National Bank, Silver

City, N. Mex.*First National Bank, Cham-

berlain, S. DakSedan National Bank, Sedan,

KansBronson N a t i o n a l Bank,

Painted Post, N YLima National Bank, Lima,

Ohio*First National Bank, Ains-

worth, Nebr

Date ofauthority tocommencebusiness.

Dec. 31,1864

Aug. 14,1890

Nov. 12,1864

Dec. 29,1887

Dec. 2,1885

Jan. 5,1872

July 25,1866Ohio Dec. 29,1871

Apr. 22,1872

Dec. 20,1883

Dec. 22,1871

May 19,1886

Nov. 21,1884

Feb. 3,1872

Dec. 2,1879

Mar. 1,1865

Apr. 22,1890

Dec. 14,1864

Mar. 20,1872

Feb. 23,1865

May 31,1872

Oct. 24,1889

Oct. 22,1888

Oct. 21,1865

Oct. 12,1886

Aug. 25,1890

Apr. 22,1884

Sept. 17,1886

Mar. 31,1883

Nov. 5,1889

Oct. 5,1887

Jan. 16,1883

Aug. 12,1889

Date of clos-ing.

Nov. 2T1891

Nov. 3,1891

Nov. 7,1891

Nov. 12,1891

Nov. 13,1891

Nov. 14,1891

Nov. 24,1891Nov. 29,1891

Nov. 30,1891

Dec. 1,1891

Dec. 7,1891

Dec. 8,1891

Dec. 18,1891

Dec. 19,1891

Dec. 22,1891

Dec. 26,1891

Dec. 28,1891

Dec. 31,1891

....do

Jan. 11,1892

Jan. 12,1892

....do

Jan. 15,1892

Jan. 22,1892

Jan. 23,1892

Feb. 3,1892

....do

....do

Feb. 6,1892

Feb. 9,1892

Feb. 29,1892

Mar. 1,1892

....do

* Failed.

Capitalstock.

$400, 000

60,000

100, 000

500, 000

150, 000

50, 000

250, 00053,900

100, 000

50,000

100, 000

300, 000

75, 000

50, 000

1, 000, 000

50, 000

50, 000

208,000

100,000

100, 000

100, 000

50, 000

100, 000

50, 000

50, 000

50, 000

100,000

50,000

50, 000

50, 000

50,000

200, 000

50, 000

Circulation.

Issued.

$78, 894

13. 500

96,180

45,000

33, 750

45, 000

52, 88048, 510

90, 000

11,700

22,500

45, 000

18,000

10, 750

45,000

14,816

11,250

65, 480

22, 500

94, 899

22, 500

11, 250

22, 500

14, 630

10, 750

11,250

22, 500

11, 250

11, 250

11, 250

22, 500

45, 000

11, 250

He- Out-deemed, standing

$30,064

10, 030

33, 058

12,173

12,016

20,573

5,660

6,239

16, 240

2,481

10,010

3, 010

3,200

19, 620

5,010

29, 250

4,662

2,550

6,030

3, 000

2,880

7, 540

3,170

2,470

5,660

9,978

2,100

$48,830

3,470

63,122

45, 000

33, 750

32, 827

52,88036,494

69, 427

6,040

16, 261

28,^60

18, 000

8,269

34, 990

11, 806

8,050

45, 860

17,490

65, 649

17, 838

8,700

16, 470

11,630

7,870

11, 250

14,960

11,250

8,080

8,780

16,840

35, 022

9,090


REPORT OF THE COMPTROLLER OP THE CURRENCY. 23

NATIONAL BANKS CLOSED DURING THE YEAR ENDED OCTOBER 31, 1892, IN EACHSTATE AND TERRITORY, WITH CAPITAL AND CIRCULATION—Continued.


Lansing National Bank, Lan-sing, Michi t N t isg,

First National Bank, Leoti,Kans

First National Bank, Blaine,Wash

Erath County National Bank,Stephen vil'le, Tex

i N t i lS t p ,

American National Bank, Bir-mingham, Ala

First National Bank, Wilber,Nebr

First National Bank, New Lon-don, Ohioi t Nti,

First National Bank, Green-ll M i h

Date of

commencebusiness.

Apr. 4,1872

Feb. 7,1888

Nov. 20,1890

July 25,1889

June 23,1887

July 3,1883

May 11,1872

Oct. 7,1872

Date of clos-ing.

Capitalstock.

Circulation.

Issued.

ville, MichNational Exchange Bank, Co- |

Iambus, Ohio ! Nov. 30,1864Citizens' National Bank, Roan- j

oke, Va Mar. 10,1891Inter-State National B a n k ,

New York, N. YFirst National Bank, Platte

Nov. 7,1889

May 31,1890City, MoCitizens' National Bank, Man

kato, Minn j June 27,1872First National Bank, Jetmore, j

Kans j Oct. 29,1887Tampa National Bank, Tampa,- I

Fla I Mar. 26,1891Birmingham National Bank,

Birmingham, AlaCherryvale National Bank,

Cherry vale, Kans *l B

Cherry vale, KansFirst National Bank, Rock-

ll T *wall, Tex.*,National Bank of Guthrie,Okla.*First National Bank, Stafford,' Kans

National Bank of Commerce,Hutchinson, Kans

First National Bank, Grafton,Mass

First National Bank, Erie,Kans.*

First National Bank, Dorches-ter, Nebr

First National Bank, Salina,KKans June 27,1881

Vincennes National Bank, Vin-cennes, Ind.* . July 17,1865

Ashtabula National Bank,Ashtabula, Ohio Aug. 22,1872 j July 10,1892

Lincoln National Bank, Lin- jcoin, Nebr I July 6,1882 | July 12,1892

Second National Bank New | jMexico, Santa Fe, N. Mex.... Aug. 1,1872 j July 17,1892

First National Bank, Aurora, ! j

Apr. 23,1887

Apr. 16,1890

Mar. 5,1892 j

. . . .do |

Mar. 9,1892;

Mar. 15,1892 \

Mar. 22,1892

.--.do

Mar. 23,1892

Mar. 28,1892

Apr. 1,1892

Apr. 4,1892 j

Apr. 15,1892 |

Apr. 25,1892

Apr. 27,1892

Apr. 30,1892

May 2,1892

. . . .do

June 10,1892

May 29,1888 | June 11,1892

July 31,1890

Mar. 7,1888

Mar. 30,1888

Jan. 7,1864

Jan. 15,1889

Sept. 8,1885

June 13,1892

June 15,1892

. . . .do

June 21,1892

June 25,1892

July 5,1892

. . . .do

July 6,1892 j

Mo .Farmers and Traders' National

Mar. 5,1883Bank, Oskaloosa, IowaFirst National Bank, San Luis

Obispo, CalFirst National Bank, De Smet,

S.DakThird National Bank, San-

dusky, OhioMerchants' National B a n k ,

Chattanooga, Tenn j Nov. 3,National Bank of tbe Repub-

lic, Tacoma, WashThird National Bank,

bana, OhioUr-

Sept. 1,1890 ! July 22,1892

Dec. 24,

Jan. 16,

Oct. 28,

1887

1886

1872

1890

Total.

Sept. 30,1890

Dec. 18,1872

July 30,1892

Aug. 27,1892

Sept. 14,1892 j

Sept. 18,1892

Sept. 24,1892 |

Oct. 1,1892 !

Oct. 15,1892 !

$185,600

50,000

50, 000

50,000

250, 000

50, 000

50, 000

50,000

100,000

100, 000

200,000

50, 000

70, 000

50,000

50,000I

250,000

50,000 I

125, 000

100,000

50,000

100,000

100, 000

50, 000

50, 000

150, 000

100,000

80, 000

100, 000

150, 000

50,000

100, 000

150,000

50, 000

200, 000i

250,000 j

200,000 j

100,000 I

8,007,500 j

$36, 700

10.250 I

11,250 !i

1 1 , 2 5 0 Ij

45,000 |

13,000

11, 250

11, 250

50, 670

21,700 I

45,000 |

11,250

35,750

11,250

11,250

45, 000

11,250

26, 720

21, 800

11, 250

22, 500

25,102

11, 250

11, 250

33, 750

41, 320

67, 850

22,500 I

33,750

11,250 '

22, 500

33,750 j

11,250 !!

45,000 I

45, 000

Re-deemed.

$5,980

3,680

5,050

2,350

14, 530

2,060

2,918

2,775

9,960

3, 920

9,980

1,550 !

2,483 ;

1,780 I

1,800 I

13, GOO !

45,000 '

1,910

1,320

2,800

2,641 j

1,450 !

1,060 j

2,090 !

12,070 |

4,700 |

2,320 |

I2,497 I

1 ,650 I

1,350 I

450 |

1,050 ;

1,170 !

22,500 I.

Out-s tanding.

$30, 720

6,570

6,200

8,900

30,470

10, 940

8,332

8,475

40, 710

17,780

35,020

9,700

13, 207

9,470

9,450

31,400

11, 250

26,720

19, 890

9, 950

19,700

22,46i

9,800

10,190

31,660

29,250

63,150

20,180

31, 258

11, 250

20, 850

32,400

10, 800

43,950

43,830

45,000

22,500

2,031,851 | 393,673 I 1,638,178

•Failed.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


The gross liabilities of the seventeen banks which failed during theyear were $12,538,448. The estimated value of the assets is $10,750,347,or 85.74 per cent of the liabilities.

Five of these banks failed prior to December 1, and their failure wasthe result of the quasi panic of 1890 and 1891, and a continuation of thebank failures which characterized the year immediately preceding.

The Maverick National Bank of Boston had liabilities of $8,727,833,or more than two-thirds of the total liabilities of the banks failing dur-ing the year. Aside from that institution the failures were inconse-quential in amount, and, as noted above, the probable loss to creditorsis less than the average for previous years.

No bank has failed since July 6, 1892.

DOMESTIC EXCHANGES.

One of the great values which the national-bank system possesses isthe facility it affords for obtaining accurate statistical information asto the course and character of business. With nearly four thousandbanks, representing nearly every locality and every business interest,under central supervision, it is within the power of the Comptroller ofthe Currency to obtain data showing exact conditions of business atstated time or times.

.For the purpose of showing the course and magnitude of business ofthe banks, my predecessors have called for the exchanges drawn by thedifferent banks upon each other and upon the reserve and central reservecities for a certain year. These exchanges represent the settlement ofbalances between the different banks and correspond exactly with thecash balances paid or received by the different banks, in settlement oftheir exchanges in our clearing-house cities. My immediate predeces-sor, Mr. Lacey, called for such information for the year ended June 30,1890, and June 30,1891.

Thinking that the monetary stringency that prevailed in the fall of1890 and the early part of the year 1891 might be thought to impair thevalue of statistics for these years, as a criterion, I have also obtainedlike information for the year ended June 30,1892. Thus we have threesuccessive years, covering what maybe fairly termed a sample period,and the information set forth in the following tables may be accepted asfairly reflecting the volume and character of the business of the banksfor the periods covered, hence it will be unnecessary to call for similarinformation from the banks for some years to come.

Out of the 3,759 banks called upon, 3,647 complied with the Comp-troller's request and furnished the data for the following table:


REPORT OP THE COMPTROLLER OF THE CURRENCY. 25

AMOUNT OF DRAFTS DRAWN BY NATIONAL-BANKING ASSOCIATIONS UPON NEWYORK, CHICAGO, ST. LOUIS, THE OTHER RESERVE CITIES, AND ON ALL OTHERLOCATIONS, THE NUMBER OF BANKS DRAWING UPON EACH CITY, AND THE PER-CENTAGES OF DRAWINGS IN 1892.

Location of banks drawn upon.

1892.

Numberdrawing.

Amountdrawn. Per cent.

Central reserve cities:New YorkChicagoSt. Louis

Other reserve cities :*BostonAlbanyPhiladelphiaPittsbui gBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeKansas CitySt. JosephOmahaBrooklynSt. PaulMinneapolisSan FranciscoDes MoinesAll other localities.

Total.

3,4271,178

577

65418925572

18019240414197

11133542

2174

168102241

181,280

$7, 896,1, 428,

260,

1, 395.24,

546,111,

36,43,

160,31,55,38,

104,9,

135,

93,43,

379.

467,165828, 063649, 996

937, 524007, 580582, 679444, 735040,141363, 374882. 816444;458648, 321407,145916,023 j974,954 I336, 804301,148557, 812736, 111678, 219142, 540946, 228023, 513642, 241

12,994,959, 590

60.7711.002.01

10.75.18

4,21.85.68.05.28.33

1.24.24.43.30.80.07

1.04.01.72.3377

.022.92

100. 00

*The total amount of drafts drawn upon other reserve cities in 1892 is $3,029,372,125, and the percent-age 23.30.

For purposes of comparison the following table, snowing similar in-formation for 1891 and 1890, is reproduced:

Location of banks drawnupon.

Central reserve cities:New YorkChicagoSt. Louis

Other reserve cities :*BostonAlbanyPhiladelphiapPittsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeKansas CitySt. JosephOmahaBrooklynSt. PaulMinneapolisSan FranciscoDes Moines

All other localities

Total.

Numberdrawing.

1891.

Amount drawn.

t, 326 I., 146 |589 j

853 !68 |

664 !204 j25867

24320042912810511139157

2286

17098

23122

.,325

$7, 836, 208, 2501, 254, 693,941

237,908,010

1,492,266,24226, 947, 718

541, 333, 463147, 213, 86987, 802,1144, 651,14637, 518, 58756, 056, 805148, 726, 21829, 473. 23755, 549, 91336, 069, 676104, 363, 21410, 556, 220

104, 302,1201,771,97675, 937, 65829, 784, 617108, 329,7962, 291,146

352, 396,559

12, 782, 212,495

1890.

Per cent. Number jI drawing. A mount drawn.

61.31 3,1479.82 1,0241.86 481

11.

4!1.

l!

2.

612124156904304417244429820882016024850176

100. 00

$7, 284, 982, 6341, 084, 574, 558

188, 765, 842

2, 334 2, 527, 757, 482

1,080 464,817, 739

11,550, 898,255

Per cent.

63. 079.391.64

21.88

4.02

100.00

* The total amount of drafts drawn upon other reserve cities (not shown in detail in 1890) in 1891was $3,101,005,735 and the percentage 24.25.Digitized for FRASER



From the preceding table it will be observed that the percentage ofexchange drawn upon New York, Boston, and Philadelphia shows aslight loss each year, while the percentage drawn upon Chicago andSt. Louis shows a slight increase, indicating that, with the growth andincrease of wealth in the interior of the country, the proportionateamount of business done by these large interior cities is increased outof proportion to the seaboard cities.

The following table shows the number of banks drawing and theamount of exchange drawn by all the national banks reporting, classi-fied by States and arranged in the order of the total amounts drawn,further subdivided so as to show the operations of the banks in reservecities, and other banks, separately, during the year ended June 30,1892, to which has been added a column giving corresponding totalsfor the years 1891 and 1890:

AMOUNT OF DRAFTS DRAWN BY ALL REPORTING BANKS IN 1892, 1891, AND 1890.

Reserve cities.Location of diaw-,

ing banks. I

jfc.2Amount.

All other.

1892.Massachusetts... 55 $750,855,974Illinois 211.107,698,918Pennsylvania 67; 683, 986, 858New Y. ork 51 223, 565, 323O h i o . . * I 23 583,838,742Missouri | 22 511,932,307New Jersey . . .Connecticut . . .Nebraska 9 217,230,227Michigan 7 138,763,202TexasMinnesota j 12! 259,957,152Rhode Island jIowa I 3 23,783, 897Maryland j 22| 264,937, 560Indiana i iWisconsin | 3| 72,039,823Colorado jMaine jKansas •Tennessee iNew Hampshire. ;

Kentucky 10| 55,667,2871Louisiana | 10i 123.001,311!California j 2i 29, 701, 239VirginiaVermontWashington ..GeorgiaOregonMontanaAlabamaDist. of Columbia 12| 45,257,077North Carolina ..FloridaSouth Carolina ..DelawareWest Virginia. ..South DakotaMississippiArkansasNorth DakotaUtahNew MexicoWyomingIdahoArizonaNevadaIndian Territory.Oklahoma

Total ! 329 5, 042, 276, 897 3, 31817,952, 682, 693! !

20818030526421056978412394206575914543106715277137545169103336486132393429123181317274012

»i2814121284253

Amount.

1892.$838, 970, 687502, 446, 908601, 541, 825751, 200, 437337,069, 71757,478,100483,136,133448, 585, 555228, 074, 091225, 819,125330,195,197125,448, 060363, 351,840273, 964,36443,137, 348219, 779, 731138, 434, 774209,156, 011169, 607, 438164, 888, 554136, 226, 963149, 845, 57981, 559,47412, 405, 39489, 209,450116,400, 602111, 109, 84385, 944,11077,431, 40066, 980, 20868, 775, 27852, 544, 8542, 539, 801

43, 810, 68145,503, 25434, 458,04639,438,01335,458,01440, 870,91925,176, 99025,163,98229,748,09322,467,13217, 598, 42611,965, 0467,948, 2353,471, 2262, 639,0281,954,0331, 752, 724

Total.

Amount.

263i$l201372315233789784132101206|

59148165106745277137545179203536486132393429132318131727401219i2814121284253

1892.589,826,661 $1610,145, 826285, 528, 683974, 765, 760870, 908,459569,410,407483,136,133448, 585,555445,304, 318364, 582, 327330,195,197385,405,212363,351,840297, 748, 261308, 074, 908219, 779, 731210,534, 597209.156, 011169^ 607,438164, 888, 554136, 226, 963149, 845, 579137, 226, 761135,406, 705118, 910, 689116, 400, 602111,109,84385,944,11077,431,40066, 980, 20868, 775, 27852, 544, 85447, 796, 87843, 810, 68145,503,25434,458, 046j39, 438, 01335,458, 01440,870, 919|25,176, 990J25,163, 98229, 748, 093122.467,13217,598,42611, 965, 0467,948, 2353,471, 2262, 639, 0281,954, 0331, 752, 7241

Amount. Amount.

1891. I647, 658, 703;$l., 410, 349, 266, 277, 263,733967,584, 963833, 471, 368635,857,962540, 605, 942428, 790, 755381,159, 666'369, 686, 997347, 699, 375,328, 865,169326,295,972315, 345,151296, 966, 976221,086, 925187, 850,498176, 871,574176,479, 284159,419.341152, 719, 3951141, 525, 565]138,148, 783134, 919, 339124,474, 265118, 001, 654118, 001, 654103,244, 79994,194, 99688,208,73370, 335, 90465,765, 03365, 046,13952, 363, 65647,131, 89843,546, 21242, 705, 67240,761,23434, 414, 27433, 215, 06729, 079, 559|27, 905, 777126,574,478|26, 227, 05220,142,53311,891, 08810,735, 6843, 494, 4722, 237, 9072, 090, 8731, 800, 833

1890.600, 009, 684361,844, 062130,402, 494919, 743, 864772,069, 028543,777,164508, 700, 947416,047,524331,177, 493345, 484, 681241, 780, 749281,262, 306323, 357,109229, 878, 098260, 619,135186, 618, 301149,171, 877160, 755, 610162,579,412143, 467, 70794, 831,961134, 854,170133, 031, 928120. 422, 635110, 748, 63483,719,22285, 033, 92074, 334, 29488,055,10258, 548,43652,223, 70353, 335, 60746,206, 30545,572,12635,125, 03141, 378, 06730, 949, 38525,167, 61232, 061, 97422, 948, 96831, 359,12316, 553, 42627, 349, 98714,837,57510,413, 8658,507, 7031,884, 3802, 695, 871

3,647112, 994,959, 59012,782, 212,495I11, 550, 898, 255



It will be noticed that some changes have taken place in the relativeimportance of the several States during the year. Nothing especiallysignificant, but all suggesting the westward trend of wealth and business.

In order to further illustrate the operations of banks covered by theforegoing statement, the following table is introduced, which exhibitsthe amount drawn by banks in the several reserve cities:

AMOUNT OF DRAFTS DRAWN BY BANKS IN THE SEVERAL RESERVE CITIES, 1892.

Reserve cities.

New YorkChicagoBostonPhiladelphiaKansas CityClevelandBaltimoreCincinnatiPittsburgSt. LouisOmahaDetroitAlbanySt. Paul~New OrleansMinneapolisMilwaukeeLouisvilleSt. JosephWashingtonDes MoinesSan Francisco

Total

On New York.

$4, 365, 000716,348,880711, 425, 452411, 695, 566148, 063.578263, 094, 031228, 044, 734185. 919, 740165,443, 769160,191. 368109, 297, 538119, 221. 922125,497,020

85, 058, 793118, 553, 557

55,355,28228, 626, 08645,149, 95132, 561. 98240,161, 79410,168, 72522, 494, 888

3, 786,739, 656

On Chicago.

$54,105233,163, 589

3, 317,453584, 093

56, 063, 85410, 708, 022

190, 56515,913, 73912, 972,12821, 517,15877, 414, 602

9,761, 52846,235

39,279,1181, 725, 501

34, 785, 88941, 085, 847

2, 854. 9468, 763, 957

157,44412, 892, 399

2, 004,458

585, 256, 630

On St. Louis.

$15,9198, 645, 379

5, 65416, 540

58,864, 9111,181, 403

17,7016,162, 069

168, 344

14,100, 505145, 000

""1,192,093*1,155, 086

15,0001,410,0247,191, 286

416,1731, 010, 860

101, 713, 947

On other re-serve cities.

$90, 699, 73593, 428, 78035,854,41834, 306, 781

3, 041, 75213, 657, 28936, 674, 55032,186, 29556, 235, 35311, 210, 04816, 240, 9949, 484, 7662,850, 074

17, 229, 3821, 566, 595

24, 823, 5952, 372, 8905, 396, 8293, 729, 5744,929, 939

506, 6002,907,228

499,133,467

On all otherbanks.

$37 ^3556,112' 290

252, 9972, 553, 375

10, 386835, 266

10, 0104,180, 888

10, 909722, 453176, 588149, 986

280,606572

1, 953, 000

855, 537

7,900

1, 283, 805

69,433,197

Total.

$95,171, 9941,107, 698, 918

750, 855,974449,156, 355266, 044,481289,476,011264, 937, 560244,362,731234, 830, 503193,641, 027217, 230, 227138, 763, 202128, 393, 329143,039, 386123, 001, 311116, 917, 766

72, 099, 82355, 667, 28752, 246, 79945, 257, 07723, 783, 89729,*701, 239

5, 042, 276, 897



Continuing the same classification as is exhibited in the precedingtable, the following table is introduced giving like information as to allbanks outside of reserve cities :

AMOUNT OF DRAFTS DRAWN BY BANKS IN THE SEVERAL STATES OUTSIDE OF THERESERVE CITIES.

States and Terri-tories.

On NewYork. On Chicago. On St.

Louis.On other re-serve cities.

On all otherlocalities. Total.

MassachusettsNew YorkPennsylvaniaNew JerseyConnecticutIllinoisTexasRhode IslandOhioIowaMichiganIndianaColoradoMaineNebraskaKansasTennesseeNew Hampsli i reWisconsinVirginiaVermontCaliforniaWashingtonMinnesotaGeorgiaKentuckyOregonMontanaAlabama.MissouriNorth. CarolinaFloridaMarylandSouth. CarolinaDelawareWest VirginiaSouth DakotaMississippiArkansasNorth DakotaUtahNew MexicoLouisianaWyomingIdahoDistrict of Columbia.ArizonaNevadaIndian TerritoryOklahoma

$219, 293, 363708,G52, 233239, 672, 087420,100,198407,189,052125, 029,228181, 667, 824213, 917,176225, 044,403

80, 749, 39798, 566,069

117,130, 815128, 995, 061

30,917, 00458,729,05070, 924, 002

102,996, 9767, 289,883

29,184, 63278, 210, 03541, 381, 61321,017, 26134, 872,15335, 519, 25973,116, 76227, 365, 44224,705, 90136, 054,94745,131, 812

9, 950, 82030,023, 84133,945, 211

7,585. 97731,968; 269

7,113, 85515,686, 51913, 903,08614,323,45010,173, 7409,361,630

13, 655. 85510,476, 8324,701,1674, 690,0063,094, 0962,434, 6511,370, 305

371,530792, 923

TotalBy banks in reserve

cities

4,109,727, 509

3, 786, 739, 656

$1,405,2861, 577,0831,284, 247

48, 45i)550, 413

324,647, 2354, 786, 538

1006, 285, 797

168, 450, 98459, 986, 45441, 664,70417,141,854

$29,163, 89942,422, 045

144, 5363, 846, 497

1, 984, 0959,416,190

42,714,47313, 741, 6691,802, 392

1,148,75315,917,2253, 367,525

74,631, 2203, 598

80, 7504,183, 9055, 466, 407

30, 760, 8842,717

303, 9503,562, 9459, 961, 291

18, 5925, 456,122'

463, 765

*i28*275"

894,81019, 481

14 203, 94220,742582,122

1, 824,2441, 678, 577838,17437, 436

1, 878,113765, 700

34, 268103, 894

169,892

843,571,433

585, 256, 630

458, 276220.118

2,813, 795244, 397

31, 435, 292

27,455

700,876908, 284

10, 763,453

333,1531,050,0081,139, 581

6,220

156,107

685, 290

158, 935, 049

101,713,947

Grand total... 7,896, 467,165 1,428,828,063 .260, 648, 996

$617, 905, 24538, 709, 327359,374, 36862, 966, 09540,830, 57218, 870, 01521, 637, 249130, 717, 66295,664,44913,115,15965,988,43144, 401, 51120,370, 404133,678,466117,791,42961,435,11020,697, 635142,483,04033, 810,10435, 308,06665,916,52556, 832, 26818, 099, 98658, 022, 226

963,81649, 576,81823, 395, 26111,223,0134,889,19110,087, 5498, 959, 9912,181,186

35, 266, 2491,690, 896

32, 324,15815,971,1074,724,7047, 347,9891, 553, 32817,941, 8495, 371, 2104,141, 9896, 306, 6134,548,1592, 443, 811

72, 8991,547. 7361, 582i 714420,847871,132

$366,7932, 261, 7941, 211,123

21, 38115, 518

4, 736, 53179, 681,54118, 716, 9029,930, 5327, 802, 3271,278,17114,598,60633, 032, 5025, 011, 9687,690,3862, 870, 5487, 362, 435

72, 656

2, 878, 9033, 730, 9556, 712, 251

27, 505, 5641, 017,4163, 348,1053, 854, 98815, 095, 9838, 722, 2322, 260, 862548, 317

4.826, 8498; 454, 592265, 641798, 881

3, 800, 3887, 338, 3112, 576, 5252, 091, 339

620, 3701, 428, 3371, 091, 423

220, 597848, 768

1, 638,40832, 251362, 810580, 89054,97331,592

$838, 970, 687•751, 200, 437601,541,825483,136,133448, 585,555502, 446, 908330,195,197363,351,840337,069, 717273, 964, 364225,819,125219, 779, 731209,156; 011169, 607, 438228,074, 091164, 888, 554136,226, 963149,845, 579138, 434, 774116,400,602111, 109, 84389, 209,45085, 944,110125,448, 06077,431, 40081, 559,47466, 980, 20868, 775, 27852,544, 85457,478,10043, 810, 68145,503, 25443,137, 34834,458, 04639,438, 01335,458, 01440,870,91925,176, 99025,163, 98229, 748, 09322, 467,13217, 598, 42612,405, 39411,965,0467, 948, 2352, 539, 8013, 471, 2262, 639, 0281,954,0331,752, 724

2,530, 239, 658

499,133, 467

310, 209,044

69,433,197

7, 952, 682, 693

5, 042, 276, 897

1,029, 373,125 379, 642, 24112,994, 959, 590

In connection with these tables, showing the vast volume of businessdone by these banks, the question naturally suggests itself: What is thecost of this business to the public and what character of service is ren-dered to the public by these banks f

Answering this question the Comptroller, in 1890, obtained datafrom which he submitted a table showing the amount of premiumcharged on each $100 of exchange drawn, stated in cents, fractionsthereof being omitted.


EEPORT OF THE COMPTROLLER OF THE CURRENCY. 29

The table referred to is here reproduced.


Rhode IslandNew HampshireDelawareMarylandDistrict of Columbia .KentuckyMassachusettsConnecticutVermontNew YorkNew JerseyOhioMissouriMainePennsylvaniaKansasNebraskaIllinoisVirginiaIndianaMinnesotaUtah"WashingtonWisconsin

Rateof ex-changeon $100.

Cents.114445567788899999

101010111111


IowaNorth Dakota...South Dakota...MichiganWest Virginia..CaliforniaMontanaWyomingColoradoIdahoLouisianaSouth Carolina..MississippiOregonFloridaTennesseeAlabamaGeorgiaNorth Carolina .New MexicoArkansasArizonaNevadaTexas

Average rate, United States, per $100 on total exchange ($11,559,898,255)

Rateof ex-changeon $100.

Cents.1111111212121213IB131414151517171818181820202021

This table shows an average of 8 J cents on each $100 of exchangedrawn by all of these banks; that is, exchange drawn on each andevery one of their correspondents with whom they may have had deal-ings during the year.

In order to give a more Ml and practical illustration of this subject,I have this year prepared data showing the total amount of exchangedrawn by the various banks reporting to have been $12,994,959,590, andthe total commissions charged to have been $3,343,736, or an averageof .03 of 1 cent on the $100 of exchange.

Contrasting the current rates charged by the banks (when they makeany charge at all) with the statement just made, and we see what a vastamount of exchange is drawn without any compensation whatever.


30 REPORT OF THE; COMPTROLLER OF THE CURRENCY.

The following statement shows in fractional parts of a cent the averagecharge x>er $100 for exchange drawn by national banks in each Stateduring the year ended June 30, 1892:


MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.VirginiaWest VirginiaNorth CarolinaSouth Carolina -GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouri

Average •>charge

per $100.

Cents..01.08.03.004. 0015.01.03.002.02.007.01.04.06.07.09.08.14.01.12.12.05.13.09.03.08.02


OhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoUtahIdahoMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahoma TerritoryIndian Territory

Average United States

Averagecharge

per $100.

ts..02.06.01.04.04.04.03.04.02.12.03.03.07.07.05.08.10.07.07.05.17.06..14.11

.03

In order to mark the progress made in banking and emphasize theimprovement in the service which railroad, express companies, and tel-egraph facilities afford and bring into proper prominence the extent towhich the bank service to the public has been cheapened, as well asenlarged and improved, I insert here, for the purpose of comparison orcontrast, two tables taken from Elliott's Funding System, showing thecost of exchange and the charges which the public were required topay at the dates therein mentioned.

DISCOUNT ON DOMESTIC EXCHANGE AND PREMIUM ON AMERICAN GOLD AT NEWYORK IN JANUARY IN THE YEARS MENTIONED.

1828. 1829. 1830. 1831. 1832. 1833. 1834. 1835. 1836. 1837. 1838.*

BostonPhiladelphiaBaltimore .Richmond.North Caro-

linaCharlestonSavannah .New OrleansAmerican

gold

Par.Parto£*to || to 1

8 to 10l to l j

I|to2i

6to6£

itol

3£ to 4I£to2

ltolfc

I

it©*l t 0 2£ t o |

2to2JI£to2I£to2ltolfc

5| to 6 I 4to4J

Itolfcltoljl to l |

t o l

1 to \\ltott

to |tofr

jtol

12

i to l

3to3J 5Jto6

*May.

Par.k

ftol

lito'22

l t o l |

Par.

f to!

itoi1 to 1|

Par. Par.Par to £Par to £l t o l j

1\ to 33 to 4

6*

Par to 211 to 5

If to 5|2 to %

52 to 8

2| to 102 to 12

7 to 9


REPOKT OF THE COMPTROLLER OF THE CURRENCY. 31

RATES OF DOMESTIC BILLS IN NEW YORK IN THE YEARS 1838 TO 1843.

1843.

BostonPhiladelphiaBaltimoreRichmondNorth Carolina...CharlestonSavannahMobileNew OrleansNashville 20LouisvilleCincinnati

Par toPar toPar to

1 tol*to Ifl i to I

to14 to 161 to 2p3 to 3j1 to1 to

* New York, resumption, May, 1838.t General resumption, February, 1839.X Eesuspension, November, 1839.

The competition for bank accounts takes various forms. Interest ispaid upon average balances, exceeding certain amounts, in many cases.But the usual method of rewarding depositors for keeping balances istaking their collection items and crediting the same as a cash deposit,and giving them the exchange required in course of business at par.The fact that the average commission received by the banks on each$100 of exchange sold is three hundredths of 1 cent shows conclusivelywhat an enormous amount of business is done by the banks gratui-tously, or without direct charge. The number of b'xnks reportingexchange drawn this year (3,647) is 10 greater than last year. Thevolume of exchange drawn is greater by $212,747,095. If to the$12,994,959,590 reported by the 3,647 banks we add for the remaining112 national banks, and then take into consideration the exchange thatmust have been drawn by the 4,520 private bankers and State bankinginstitutions other than savings banks, whose general condition is setforth in a subsequent portion of this report, we shall have a grandtotal of exchange drawn by all the banks, approximating $17,500,000,000.A bank having a balance to settle with another bank does so by remit-ting a draft upon some bank where it has a balance, usually upon NewYork City. Drafts on New York are at a premium in most parts of thecountry, seldom at a discount in any place. Thus by a system of draftremittances the obligation of one interior bank to another drifts intoour money centers for collection, goes into the volume of the exchanges,enjoys the economy of every possible offset, and this great volume ofbusiness is transacted and all balances adjusted by the actual shipmentof a very small amount of money.

SUBSTITUTES FOB MONEY.

The subject of the currency of the country, always one of interestand importance, is especially so at the present time, because of thedifferences which obtain in the minds of the people in regard to whatthe currency should be and under what authority it should be created.

It will api>ear from the statistics given in this report to what ex-tent the use of money is minimized by means of clearing-house organi-zations in our principal cities, and, for the purpose of showing to what alimited extent actual money enters into the business transactions of thecountry, I have followed the precedent set by my predecessors in officein 1881 gud 1890 and askecj all the banks under the supervision of l i



Bureau to report all receipts for the 15th day of September, 1892,separately stated and classified.

My object in this report has been to furnish reliable data from whichthe public could see and realize how small a percentage of businesstransactions are represented by actual money, and how impossible itis for the Government to furnish a volume of currency sufficient to meetthe wants of the people at all times—that is, in time of general distrustor quasi panic.

Over 90 per cent of all business transactions are done by means ofcredit. When the public lose confidence and credit is impaired andrefused, over 90 per cent of all business transactions are directly af-fected. It is easy to realize how impossible it is for the remaining 10per cent of money to carry on the business of the country without mon-etary stringency and financial distress.

The refusal to extend or continue credit, the demand for payment inmoney, leaves the actual money or currency of the country, be it $24per capita or $50 per capita, utterly powerless to supply business needs.

Out of the 3,759 banks reporting their condition on July 12, reportswere received from only 3,473 in time for insertion in this report. Thosefailing to report were the newer and less important institutions, hencethe data received may be taken as fairly representing the business ofthe country.

The total receipts of the 3,473 banks on September 15, 1892, were$331,205,213. September 17,1890, 3,474 banks reported total receiptsof $327,278,251. The classification is the same and the percentageslightly varies.

The following table shows the character, amount, and percentage ofreceipts of national banks on September 15, 1892:

Character of receipts.

September 15,1892.

3,473 banks.

$2,907,0171, 372, 0543,407. 3406,537,0158, 531, 5142,675, 2693,454,4832,210, 000

154,959, 0592, 691, 829

141, 873, 266586,367

331,205,213

Percent-age of

total re-ceipts.

.88

.411.031.972.58.81

1.04.67

46. 7S.81

42.83.18

100. 00

Gold coinSilver coinGold Treasury certificatesSilver Treasury certificatesLegal tendersTreasury notesNational-bank notesUnited States certificates of deposit for legal tendersChecks, etcClearing-house certificatesExchanges for elearirg houseMiscellaneous

Total ,

From the above table it appears that 9.39 per cent of the transactionswere represented by actual cash, the balance by checks, drafts, ex-changes, and other substitutes for money.



The following table shows the character, amount, and percentage ofreceipts of national banks in the central reserve cities, etc., on Septem-ber 15, 1892:


ISTew York.

48 banks.

Gold coinSilver coinGold Treasury certifi-

catesSilver Treasury certif- I

icates |Legal tenders jTreasury notes jNational-bank notes.. . |United States certifi- |

cates of deposit for ilegal tenders I

Checks !Clearing-house certifi- \

catesExchanges for clearing \

house i 8!Miscellaneous I..

$87,63650,331

2, 861, 600

847,7292, 914,1611, 541, 064

319,252

Chicago.

21 banks.

1, 380, 00037, 245, 870

$76, 68175, 601

17, 210

447, 285395,060185,125175, 791

St. Louis

8 banks.

Otherreservecities.

252 banks.

$10, 5079,115

8,080

146,18963,1848,564

45, 223

13,072,743

,729,320 ! 10, 632,618

l, 009, 898

241,669

847, 641

$507,447280, 389

297, 710

1, 858,4992, 073,356

356,676664, 758

2,210, 000154,959, 059

2, 691, 829

141,873, 266586, 367

Total 1130,976,963 125,078,114 12,390,070 |89, 046,140 83,713,926 331,205,213

760, 00041, 738,194

2, 353, 588

38, 035, 241120,282

Country.

3,144banks.

$2, 224, 746956, 618

222, 740

3, 237, 3133, 085, 753

583,8402, 249,459

Total.

3,473 banks.

Percent-age of

total re-ceipts.

70, 00061, 892, 354

96, 572

8,628,446466, 085

$2, 907, 0171, 372, 054

3,407, 340

6, 537, 0158,531,5142,675,2693,454,483 I

Per cent.0.88.41

1.03

1.972.58.81

1.04

.6740.79

.81

42.83.18

100. 00

The following table shows the character and percentages of totalreceipts of national banks in ISTew York, etc., September 15,1892:


Gold coinSilver coinGold Treasury certificates..Silver Treasury certificates -Legal tendersTreasury notesNational Bank notesUnited States certificates of

deposit for legal tenders...Checks, etcClearing-house certificates..Exchange for clearing house.Miscellaneous

Total .

New York,48 banks.

Per cent..07.04

2.18

2 23L18.24

1.0528.43

63.93

Chicago,21 banks.

St. Lonis,8 banks.

Other re-serve cities,252 banks.

Per cent..31.30.07

1.781.58.74.70

52.12

42.40

100.00 i 100. 00

Per cent..44.38.34

6.122.64.36

1.89

42.2610.1135.46

100. 00

Country,banks.

Percentageof total

receipts.

Per cent.. 57.32.33

2.092. 33.40.75

.8546.872. 64

42*. 71.14

100. 00

Per cent.2.661.14.27

3.873.69.69

2.69

.0873.93

.1210.30

.56

100. 00

t'er cent..88.41

1.031.972.58.81

1.04

.6746. 79

.8142.83

.18

100.00

It will be noted from the above table that the percentage of cash re-ceived was, in the city of New York 7.64+, in Chicago 5.48+, in St.Louis 12.17+. In the other reserve cities 7.64+, in the country banks15.09+, and the cash percentage of the total receipts 9.39+.

9647 3



The following table shows the number of banks, total receipts andpercentage of such total of checks, etc.?receivecl by national banks in eachState and Territory, exclusive of reserve cities, on September 15? 1892:

States.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.VirginiaWest VirginiaNorth CarolinaSouth Carolina

' GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichiganVVisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoUtahIdahoMontana"WyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahoma Territory.Indian Territory . . . .

No. ofbanks.

Total .

5043

2135881

25094

2881838

1332221132818281311

1889

584748

191101165

142

Receipts.Percent-

$1,708,9851,162, 227

821, 2257,063, 4683, 063, 4853, 698, 9356,757,1195, 214, 4206, 685, 288

495,464576, 752

54, 6661, 342, 080

456, 027436, 521660, 649758,226473,809500, 305138,550

63, 6783,562,658

203,2511, 025, 6221, 076, 511

404. 9284, 986,1883,199,9584, 780,1751, 758, 6241,712,360 I2,721,280 j1,679,6062,143, 4041,770,246

17, 2471,122, 5453,377,856

472, 014141, 476

1, 346. 841167, 212116, 098329, 830700, 984

1, 214,474136, 699

1, 327, 24750, 77132, 942

83,713, 926

checks,etc.

88.7587.4189.0988,9592.0492.3088.0184.9885.8787.4186.0354.7590.0485.8579.8792. 2384.3484.0278.0374.1560.8580.4179.9583.5083.1778.8279.4580.0985.17 *83.7482. 9278.9590.9485.5180.4861.5562.4492.1176.2750.5284.4779.0267.3285.3283.1772.5095. 6479.7742.3746.85

84.91


KEPOET OF THE COMPTROLLER OF THE CURRENCY. 35

The following table compares the several cities with the total countrybanks:

NUMBER OF BANKS, TOTAL RECEIPTS AND PERCENTAGE OF SUCH TOTAL, OF CHECKS,ETC., RECEIVED IN NEW YORK AND 22 OF THE OTHER PRINCIPAL CITIES, SEP-TEMBER 15, 1892.

Cities.2*0. ofbanks. Receipts.

Percent-age of

checks,etc.

New York.

ChicagoSt. LouisBostonAlbanyPhiladephia . . .PittsburgBaltimoreWashington...New Orleans ..LouisvilleCincinnatiClevelandDetroitMilwaukeeKansas City...St. JosephOmahaBrooklynSt. PaulMinneapolis...San Francisco .DesMoines

Total.

$130, 976, 963 92.36

25, 078,1142, 390, 070

27, 339, 2451,175,496

23, 369, 8824,102, 4244, 836, 972

940,4701,498,735

950, 4216,137, 5071, 835,9081, 658,194

684, 5524,168, 021

610, 7753,490, 2581,124, 7202, 382, 9402,195,787

* 510,393333, 140

94. 5287.8393.1195.3393.9290. 0282.4666. 6587.1691.8694. 6492.7991.8290.9393.4691.6395.7681.5597.0096.6083.3988.40

Total all cities 329Banks elsewhere 3,144Total United States I 3,473

281 116, 514, 324 92.74

247, 491, 28783, 713, 926

92.5484.91

331, 205, 213 90.61

It will be noted that 74.72 per cent of the total receipts are reportedby the 329 city batiks, showing an increase of over 2 per cent by thecountry banks and a corresponding loss by the city banks, as com-pared with 1890, thus indicating a greater percentage of growth by thecounty banks.

In order to facilitate comparison the following table is given compar-ing the data obtained for September 15, 1892, with both July 1 andSeptember 17,1890, showing the proportions of gold coin, silver coin,paper money, and checks and drafts, including clearing-house certifi-cates, to the total receipts in ~New York City, in other reserve cities,and in banks elsewhere, separately; and also the proportions for theUnited States;



JULY .1, 1890.

Localities.

New YorkOther reserve citiesBanks elsewhere

United States

No. ofbanks.

47283

3,034

3,364

Receipts.

$165,923,382163, 855, 76692, 045, 578

421, 824, 726

Goldcoin.

Per cent..08.54

2.93

.89

Silvercoin.

Per cent..02.19

1.08

.32

Papercurrency.

Per cent.3.865.59

11.90

6.29

Checks,drafts, etc.

Per cent.96.0493.6884.09

92.50

SEPTEMBER 17, 1890.

New YorkOther reserve citiesBanks elsewhere

United States

47286

3,141

3,474

120,451,4*72120, 658, 86486,167, 915

327, 278, 251

.05

.653.31

1.13

.02

.311.17

.43

4.296.77

12.61

7.40

95 6492. 2782.91

91.04

SEPTEMBER 15, 1892.

New York...:Other reserve citiesBanks elsewhere ..

United States

48281

3,144

3,473

130, 976,963116, 514,32483, 713,926

331, 205,213

.07

.512.66

.04

.311.14

7.536.4411.29

8.10

92.3692.7484.91

90.61

In order to farther facilitate comparison, a series of tables lias beenprepared, the first of which shows the amounts received by banks locatedin the city of New York on each of the five dates, June 30 and September17,1881, July 1 and September 17, 1890, and September 15,1892, separ-ately stating gold coin, silver coin, paper currency, and checks and drafts:

New York City.

Gold coinSilver coinPaper currency...Checks, drafts, etc

Total

June 30,1881.

48 banks.

$460, 99415, 997

1,706, 604165,254,164

167,437, 759

Per ct..27.01

1.0298.70

September 17,1881.

48 banks.

$905,5887,857

1, 071, 316163, 208, 586

100.00 165,193,347

Per ct..54.01.65

98.80

100. 00

July 1,1890.

47 banks.

$140, 57432, 758

6, 396, 749159, 353, 301

165, 923, 382

Per ct..08.02

3.8696.04

100. 00

New York City.September 17,1890. September 15,1892.

47 banks. 48 banks.

Gold coinSilver coinPaper currency.,.Checks, drafts, etc

Total

$70,17320,948

5,174,467115,185,884

120,451,472

Per ct..05.02

4.2995.64

$87, 63650,331

9, 863,806120,975,190

100.00 130,976,963

Per ct..07.04

7.5392.36

100.00

The changes indicate a marked increase in the amount of paper cur-rency received, the extremes being represented by .65 per cent on Sep-tember 17,1881, and 7.53 per cent on September 15,1892. The decreasein gold coin is more marked than in the increase in silver.

The diminished proportion of receipts in checks and drafts is veryremarkable, the average per cent for the two days in 1881 being. 2.91



per cent greater than for the average of the two days in 1890; Septem-ber 15, 1892, is 3.28 less than September 17, 1890.

Another fact which attracts attention is that the receipts of the forty-seven banks on July 1,1890, are very nearly the same in the aggregateas those reported by forty-eight banks on September 17,1881, and slightlyless than for June 30, 1881. The receipts for September 17,1890, showa very marked falling off in amount, but the percentages differ veryslightly from those shown on July 1,1890. The increase in paper cur-rency (3.24) nearly equals the decrease in checks, as shown September15, 1892. The receipts of the banks in all reserve cities, exclusive ofNew York, similarly arranged, appear below:

All reserve cities * except NewYork.

Gold coinSilver coinPaper currencyChecks, drafts* etc

Total

June 30,1881.

187 banks.

$581,070114,485

3, 631, 71072, 773,450

77,100,715

Per. ct.76.15

4.7194.38

100.00

All reserve cities* except New York.

Gold coin . . . .Silver coin .Paper currency . . . . .Checks, drafts, etc

Total .

September 17,1881.

189 banks.

$1,448,416138, 248

4, 371, 04571,964,538

77,922,247

Per. ct1.86.18

5.6192.35

100. 00

September 17,1890.

286 banks.

$780, 331374, 221

8,171,800111,332,512

120, 658,864

Per. ct.65.31

6.7792.27

100. 00

July 1,1890.

283 banks.

$888, 822318, 978

9,161, 636153,486,330

163,855, 766

Per. ct..54.19

5.5993.68

100.00

September 15,1892.

281 banks.

$594, 635365,105

7, 502,710108, 051, 874

116, 514, 324

Per. ct..51.31

6.4492.74

100.00

* Boston, Albany, Brooklyn, Philadelphia, Pittsburg, Baltimore, Washington, ISTew Orleans, Louis-ville, Cincinnati Cleveland', Detroit, Milwaukee, Minneapolis, St. Paul, Kansas City, St. Joseph,Omaha,and San Francisco. Des Moines included in 1892.

The table next introduced covers the transactions of banks locatedoutside of the reserve cities:

All banks located outside of re-serve cities.

June 30,1881.

1,731 banks.

Gold coinSilver coinPaper currencyChecks, drafts, etc.

Total

$822,041310,516

I, 216,32, 826, 552

40,175, 542

Per ct.2.04

15.4781.72

100. 00

September 17,1881.

1, 895 banks.

$1, 724, 040354,197

7,439. 21012,600,738

Per. ct.3.31

14.2781.74

52,118,185 100. 00

All banks located outside of reserve cities.

Gold coinSilver coinPaper currency...Checks, drafts, etc

Total

September 17,1890.

3,141 banks.

$2,852, 2671, 004, 822

10,864,19671,446, 630

86,167,915

Per. ct3.311.17

12. «tt82.91

100.00

July 1,1890.

3,034 banks.

$2, 697, 2091, 000,913

10, 958, 97977,388,478

92, 045, 578

Per. ct2.931.08

11.9084. 09

100.00

September 15,1892.

3,144 banks.

$2,224, 746956, 618

9,449,10571, 083, 457

83,713, 926

Per. ct2.661.14

11, 2984.91

100.00



The next table exhibits the total receipts of all reporting banks onfive dates, similarly classified:

United States.

Gold coinSilver coinPaper currency.Checks, drafts, etc

Total

United States

Gold coinSilver coin . .Paper currency.. . .Checks, drafts, etc

Total

June 30, 1881.

1,966 banks.

$1, 864,105440, 998

11, 554, 747270, 854,166

284, 714, 016

Per ct..65.16

4.0695.13

100.00

September 17,1881.

2,132 banks.

$4, 078, 044500,302

12, 881, 571277, 773, 862

295,233, 779

September 1

3,474 ban

$3, 702, 7721, 399, 991

24. 210, 463297, 965, 025

327, 278, 251

Per ct.1.38.17

4.3694.09

100.00

7, 1890.

ks.

Per ct.1.13.43

7.4091.04

ioo. oo

July 1, 1890.

3,364 banks.

$3, 726, 6051, 352, 647

26, 517,364390, 228,110

421, 824, 726

Per ct..89.32

6.2992.50

100.00

September 15,1892.

3,473 banks.

$2, 907, 0171, 372, 054

26, 815, 621300,110, 521

331,205,213

Per ct..88.41

8.1090.61

100.00

In order to exhibit the comparative importance of the transactionstaking place in four principal cities, a table is added showing the totalreceipts by banks located in New York City, Boston, Philadelphia, andChicago, separately stated for the five days, to which is added like in-formation in respect to the other reserve cities and all other banks.

RECEIPTS.

Banks in four principal citiesand elsewhere. June 30,1881.

New York $167,437,759Boston 33, 088, 080Philadelphia : 18, 061,565Chicago 8,141,189

TotalOther reserve cities .

Total reserve citiesAll other localities

226, 728, 59317, 809, 881

244, 538, 47440,175, 542

United States 284,714,016

September17. 1881.

$165,193, 34724, 094, 06117, 830, 64813, 026, 835

220,144, 89122, 970, 703

243,115,59452,118,185

July 1,1890.

$165, 923, 38243,463, 55938, 094, 09924, 367, 551

271, 848, 59157, 930, 557

329, 779,14892, 045, 578

295, 233, 779 421, 824, 726

September17, 1890.

$120,451, 47226, 531, 84123, 273, 88622, 654, 923

192, 912,12248,198, 214

241,110, 33686,167, 915

327, 278,251

September15, 1892.

$130, 976, 96327, 339, 24523,369.88225,078,114

206,764,20440, 727, 083

247, 491, 28783, 713, 926

331, 205, 213

PERCENTAGE OF TOTAL RECEIPTS BY ALL BANKS.

Banks in four principal cities and else-where.

New YorkBostonPhiladelphiaChicago

Average of four citiesOther reserve cities

Average of all reserve citiesAll other banks

June 30,1881.

58.8111.626.342.8619.916.265.3714.11

September17,1881.

55.958.166.044.4118.647.785.1517.66

July 1,1890.

39.3410.309.035.7816.1113.733.5521.82

September17,1890.

36.808.117.116.9214.7414.733.35

26. 33

September15,1892.

39.558.237.077.57

15.6012.303.35

25.28

The most conspicuous change to be noted in the above table is theincrease in the percentage of country banks from 14.11, June 30? 1881,to 25.28 on September 15, 1892.



The variation in the percentage of the different kinds of inoney7checks, and drafts received, as shown in the statistics for September 15,1892, do not essentially vary from those of 1890 and 1881. They fully con-firm the general character of the banks' transactions. There has beena noted decrease in the amount of national-bank notes received anda corresponding increase in silver certificates and Treasury notes, causedby the retirement of national-bank circulation and its supplanting by.money issued directly by the Government. The percentage of checks anddrafts in New York in September, 1881, was 98.80$ in September, 1890,95.64, and in September, 1892, it was 92.36, showing a decrease for eachof the three years reported, and a corresponding increase in the amountof cash received by the banks over their counters, which brings the cashreceipts of the banks in the city of New York very near to the averageof the whole country. The average percentage for all other reservecities shows no material change.

IMPRUDENT METHODS.

The management of the national banks, as a whole, is entitled to thehighest commendation for efficiency and conservatism. Banks thatwere disastrously affected, by continual crop failures, in certain sec-tions of he country, are realizing the benefit of last year's bountifulharvest, and when their patrons realize upon this year's crop it is con-fidently expected that their condition will be made satisfactory. Themaxim that disaster usually overtakes any business when too muchextended applies equally to banking, and syndicate banking illustratesthis rule. Where the same parties organize a series of banks it usuallytranspires that they are not seeking investment for their own capital,but seeking the capital of others to invest. Such banks afford unusualfacilities for " kiting," and it is with this class that much trouble isexperienced. The competition for bank accounts among banks in re-serve cities is so intense that "promoters" find it easy to establish abank, open an account with their reserve-agent bank in some city, andthe president or cashier secures from such reserve-agent bank a loanupon his stock as collateral. By opening several such accounts theentire stock in some instances is used as collateral, and these "pro-moters v need but the 10 or 20 per cent margin required (in other words,$5,000 or $10,000) in order to start a bank. The opening of such ac-counts and making of such loans are coincident in point of time, or sonearly so that the creditor bank must know that they are furnishingcapital with which to float the new enterprise. This results in organ-izing many banks where they are not needed, and are too frequentlyattended by loss to all parties connected with the enterprise.

Another practice that is made possible only by the assent of creditorbanks, is borrowing money on certificates of deposit. A country bankwants to borrow money, issues its certificate of deposit, either time ordemand, in favor of the city correspondent, and sends the same for-ward, accompanied by bills receivable as collateral, andrequests the loan,which is granted. As a result, the country bank adds to its liabilitiesby increasing the amount due depositors, and adds to its assets by in-creasing the amount due from banks, and its published report of con-dition shows no bills payable. In other words, does not show the truecondition of the bank. It is perfectly legitimate and proper for a bankto rediscount its receivables or borrow money, and all interior banksdo at certain seasons of the year, when crops are being moved, for in-stance. Whatever the form of instrument used in borrowing money,



it is a bill payable and should be so reported. Reserve banks can aidthe cause of good banking by requiring notes instead of certificates ofdeposit. Happily this practice is rapidly diminishing.

DIRECTORS AND OFFICERS.

The statute provides that five or more persons may organize a na-tional bank. When it is fully organized and all preliminary require-ments have been complied with, the Comptroller issues his certificate*of authorization to commence the business of banking. The manage-ment of the bank is vested in a board of direction, who act through theirexecutive officers, president and cashier. The common and statute lawdefine their powers and prescribe the range and limits within whichthey may do business. Shareholders invest their money because oftheir faith in the efficiency of the manngement, their ability to acquirebusiness, and successfully and profitably to manage it. Tt is a businessventure on the part of the shareholders, with which the Governmenthas no more to do and no more solicitude than it has with the purchaseof a farm or stock in a manufacturing enterprise. The shareholderselect the board of direction, and through such board manage theirbanks. Hence for them to claim protection, through .Government con-trol, would be to claim protection against their own acts. But thesebanks issue notes which circulate as money, and it being the duty ofthe Government to provide and regulate a circulating medium for thepeople, the Government examines and supervises these banks to seethat all laws in respect to circulation are fully complied with.

This is apparently all that was originally contemplated as to nationalbanks. But these banks furnish the instrumentality of exchange—themeans of collection and payment of debts. They become large deposi-taries of the people's money ($1,765,422,983.68 at date of last report), bymeans of which their business is largely transacted. They are so in-timately connected with business transactions and their soundness soessential to business prosperity that governmental control has gone onestep further and seeks to protect the public against loss—to protect abank's creditors. To this end all shareholders in national banks areliable to an assessment for the purpose of paying creditors, to an amountequal to their stock holdings. Thus the entire capital stock, plus anassessment for an equal amount, becomes a guaranty of the faithful-ness of the direction. The function of the Government is to restrain,to insure good banking, by enforcing the prohibitions against unsafepractices, which the law provides. The affirmative action of the banksin their competition for business is left to the enterprise of theirmanagers, prompted by the desires of shareholders for dividends.

Directors give direction and control to the business of a bank, acceptor reject credits, and should understand its general condition. Thedetailed workings of the banks must be intrusted to the officers andemploye's. We can have nothing better than men. Men make our lawsand men enforce them. Men manage our banks. No matter how elab-orate the system, how numerous the checks upon error or upon wrong-doing, or however perfect the machinery, the machinery must be set inmotion and the system be enforced by men. There is in every systema point where good or ill results depend upon the character of the menin charge. If an engineer wants to ditch his train he can do so. If thepresident or cashier of a bank wants to rob it, he can. Well-devisedsystems may make it difficult. Efficient supervision may make it dan-gerous. The law may punish and risk thus be reduced to a minimum,



but nothing can prevent a dishonest man in charge from mismanaging.Hence the chief and most important duty of directors is to select offi-cers of character as well as experience and ability. They can best pro-tect themselves and best serve the public by so doing. Our worst bankfailures reveal criminal conduct on the part of the directors, or neglectof duty approximating criminality. Serious as this defect is7 its cor-rection by legislation involves a counter danger. Legislation aimed ata few banks affects all.

In our large cities it is very difficult to get the most desirable men toact as directors. Those most actively engaged in business are the bestjudges of credit, can least afford to give attention to the duties of theoffice, and would most readily decline to serve. Legislation increasingthe financial responsibility of directors for losses to creditors woulddepreciate the character of boards of direction and render the task ofgetting good, responsible men more difficult.

There is no reason why a director should not borrow money of hisbank upon the same terms and conditions that other patrons are ac-commodated. There is every reason why he should not take advantageof his position to secure better rates or greater accommodations thanhis bank equities entitle him to. Officers of a bank should not beallowed to borrow money by overdrawing their accounts, by puttingtickets in the cash, by discounting their own notes, or by discountingtheir business paper, or in any way except by application to the boardof directors; and a law regulating such loans would be a wise enact-ment.

EXCESSIVE LOANS.

Section 5200 United States Eevised Statutes reads as follows:The total liabilities to any association, of any person, or of any company, corpo-

ration, or firm for money borrowed, including, in the liabilities of a company or firm,the liabilities of the several members thereof shall at no time exceed one-tenth partof the amount of the capital stock of such association actually paid in. But thediscount of bills of exchange drawn in good faith against actually existing valuesand the discount of commercial or business paper actually owned by the personnegotiating the same shall not be considered as money borrowed.

As the volume of business has increased the magnitude of individualtransactions has proportionately increased, in fact the concentrationof capital under single management, by means of large corporationsand by combinations, has been phenomenal. The natural economiesattendant upon wholesale business, the lower rates of transportationand facilities of distribution, which location at metropolitan and rail-road centers insures, is fast driving the small manufacturers out ofbusiness and concentrating business in metropolitan centers. All thisincreases the magnitude of separate transactions. Hence if 10 per centof the capital stock was a proper limit to individual loans in 1864, thepercentage of limitation should now be increased in our larger cities.

There is another important reason for such an increase. In the u six-ties ?? banks did business upon their capital, supplied the wants of theircustomers, and earned their dividends with the money which share-holders supplied. . Now, capital is made just sufficient to commandpublic confidence. Usually a large surplus is accumulated, but thebusiness is done upon depositors' money. Every symmetrical and well-managed business has its flush season, when its bank account shouldshow a good balance and its want season, when it legitimately callsupon its bank for funds. Thus the balances of certain industries sup-ply the wants of others and large bank capital is not required. Sur-



plus belongs to the shareholders, and, aside from statutory definition,is as much eajrital as the money originally paid in by shareholders.The section quoted should at least be amended so as to read, u one-tenth of the capital and surplus." It should be noted that many banks,upon advice of counsel, insist that " surplus?? is " capital" within themeaning of said section.

In addition to including surplus with capital, as noted above, an ex-ception to the one-tenth limit should be made in favor of temporaryloans, well secured with collateral, in our largest cities.

In my judgment, the limit to 10 x>er cent of capital and surplus isnone too small for rural and interior banks. The above section may beamended as to the large cities, so as to conform to the necessities ofbusiness and still be in strict accord with the requirements of conserv-ative banking.

When so amended, there would be no more wholesome provision ofthe banking law, for, while there are instances where banks with well-distributed assets have failed, caused by repeated crop failures or ex-treme monetary stringency, or some cause affecting the whole com-munity, the common history of bank failures reveals as the superin-ducing cause the concentration of the bank's funds in a few hands orin a few interests.

Experience has demonstrated that a strict compliance with the 10per cent limit is impracticable in our large cities, for the reason thatit is contrary to the necessities of business. A bank with a millioncapital could loan but $100,000 to any individual, company, corpora-tion, or firm. Single business transactions involving a larger amountare of frequent occurrence, and to divide one transaction between twoor more banks would prove troublesome and is not demanded by con-servative banking. For instance, a draft may be made against oneconsignment of grain for $200,000, and the consignee needs to borrow$150,000 upon the bill of lading as security. The security can not bedivided; neither can the loan, in a practical sense.

Bank managers can not always gauge the business wants of the day,and frequently find, late in the day, that they have more money thantheir required reserve. Bather than carry it over night in their vaultsthey make over night loans as best they can. This necessarily resultsin loans in excess of the 10 per cent limit. A lower rate of interest isusually realized on such loans than obtains earlier in the day, and theloan is expected to be, and usually is, paid the next day.

The penalty for the violation of this law—the commencement of anaction by the Comptroller of the Currency, through the Attorney-Gen-eral, to forfeit the bank's charter—is so severe as to render it nugatory.It was doubtless made severe to prevent vexatious interference withthe affairs of the banks. It is difficult to fix a cast-iron rule, with in-flexible penalties, without doing more harm than good. During thequasi panic of 1890 many perfectly solvent firms were embarrassed forwant of money, and but for indulgences and aid upon the part of thebanks must have failed. They already had their full complement ofbank accommodation. The banks found upon investigation that theywere solvent, and, taking security, gave them additional accommoda-tions, thus protecting themselves, saving these concerns from failure,and relieving the public generally from loss and injury, which eachsuccessive failure at such a time entails. Like other business, bankinghas its emergencies, and when they arise discretion should be allowedto act without incurring criminal liability.

Officers and directors are not apt to allow persons with whom theyDigitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


are not financially interested to abuse the bank. Where loans to direct-ors or officers are well secured there is no way of reaching such a case,as the law now exists, and, so far as safety is concerned, perhaps noneed. In such case, if the loans are not well secured and the examinerand Comptroller are not satisfied that they are good, the bank couldbe required to charge them off and make an assessment upon theirshareholders to make good the impairment, if impairment existed, orappoint a receiver, in case the capital was thus wiped out. The lattercourse would involve a question of credit and values sometimes diffi-cult to determine, and it frequently happens that the shareholders needprotection rather than punishment. The circumstances attcnding loansmade in excess of-the 10 per cent limit are so various and diverse thatthey defy classification. It is difficult to frame a general rule that willcorrect the evil resulting therefrom and not itself be productive of badresults. Our country is so large and the contrast between city andcountry—between the immense volume and varied transactions of theone and the lesser volume and more uniform transactions of the other—so great, that a uniform law that can wisely be applied to both mustof necessity possess wide latitude.

I think this whole difficulty, as well as others that arise, might besubstantially reached if the Comptroller, with the approval of the Sec-retary of the Treasury, were given power, after a hearing, to removebank officers and directors for violations of law, leaving the vacancyto be filled in the regular way. It is a power that would be seldomexercised. The existence of the power would deter many who nowkeep the letter, only to violate the spirit of the law.

EXAMINERS.

There are in the employ of this Bureau forty-two examiners. Theposition is responsible and honorable, and calls for the exercise of en-ergy, tact, discretion, and firmness, as well as business experience andtechnical knowledge of banking. In order that he may discharge hisduties with ease and confidence, familiarity with the mechanism ofbanking is indispensable. Oar best examiners are those in the primeof life, who work with energy and fidelity, hoping to demonstrate theirability and worth, thereby securing for themselves a desirable andpermanent position in some good bank. This incentive and this ambi-tion insures the best work. As a body they are competent, conscien-tious, painstaking, and fearless in. the discharge of their duties. Theyenjoy the full confidence of the Comptroller, and constitute his mainreliance in all matters of discipline, and hence it is the purpose of thisoffice to insist upon the highest standard of efficiency.

A bank-examiner may own property and have interests that requirethe usual banking facilities, and be entitled to such accommodation ashe would receive were he not an examiner. But unsecured, loans to anexaminer, which, but for his position, would likely be refused, are wrongand destroy confidence in his work. No relation should exist thatwould tend to restrain an examiner's freedom in making criticisms orimpair the force of his criticism when made. But criticism does notnecessarily mean pointing out wrongdoing. It means the commentwhich an expert business man would naturally make upon the businessunder review. An examiner's work is not espionage. The nationalbanks are the backbone of the financial system of the country, theconservators of public credit, officered by men of the highest integrity,who are striving to earn dividends for their shareholders by fostering



and building up the business of their clients as well as their banks.The exceptions to such honorable conduct only prove the rule. Ex-aminers should work with the banks, with a disposition to aid in everyproper way. They should get the confidence of bank officers by demon-strating their entire fitness for the work intrusted to them.

While this Bureau accepts any system of doing business which isaccurate and proves; still examiners, with their facilities for observa-tion, should note the best methods and be able to render valuable aidby suggesting improvements. While the subject of credits is to bedelicately treated, the knowledge an examiner acquires will enable himto make valuable suggestions on this subject. The banks pay for theexaminer's services and are entitled to his good offices. The best serv-ice an examiner can render a bank, as well as this Bureau, is by doingthorough and painstaking work. He should obtain possession of thebank's assets and retain the same until his work is completed. In thesmaller banks the securities, loans, and discounts should be placed infront of the examiner when he commences on the cash. In the largerbanks, where more than one day is required to complete the work, heshould obtain and keep possession of the assets by means of keys orseals. He should know that no change is made in the assets, exceptin the regular course of business. Nothing should be done on the in-stallment plan. Instead of objecting to this, the better the bank themore acceptable will it prove.

It is a satisfaction to a bank to have a competent examiner in abso-lute possession of their assets until the same are proven and he isable to assure them that the items for which their books call are allthere. An inventory is the foundation of all examinations. All theitems of assets are aggregated under their appropriate' bookkeepingheads to prove the asset side of the bank. This is but half the work.Every item of liability should be inventoried and aggregated to provethe liability side. Every individual and every bank balance should betaken off and every liability account proved. An examination thatdoes not include this is imperfect. Experience shows that defalcationsare oftenest hidden in the liability side of the bank.

Examiners are given detailed instructions, which, if fully compliedwith, would render their work very thorough and searching. Theefficiency of the force is constantly improving, and it is alike for theinterest of the banks and this Bureau to have it attain the higheststandard of excellence. This office will be pleased to have the coopera-tion of and receive suggestions from bank officers upon this subject.



COMPARATIVE STATEMENTS OF THE NATIONAL BANKS.

45

The resources and liabilities of the national banks for fourteen years,at nearly corresponding dates, from 1879 to 1892, inclusive, are exhib-ited in the following table, and the same information with respect topreceding years will be found in the Appendix, page 129.

Oct. 2,

banks.

RESOURCES.Millions.

;878. 5357.371.239.7

167.347.842.269.216.7

Clearing-house exchanges j 113. 0United Stales certificates of deposit-. 26.8Due from United States Treasurer.. 17. 0Other resources 22.1

LoansBonds for circulationOther United States bonds.Stocks, bonds, etcDue from banksReal estateSpecieLegal-tender notes ...National-bank notes .

Total 1, 868. 8

LIABILITIES.

Capital stockSurplus fundUndivided profitsCirculation outstandingDue to depositorsDue to banksOther liabilities

454.1114. 840.3

313.8736. 9201. 2

6.7

Oct. 1,1880.

2,090banks.

Millions.$1, 041. 0

357.843.648.9

213. 548.0

109.356.618.2

121.17.7

17.123.0

Millions,$1,173. 8

363.356.561.9

230.847.3

114.353.217.7

189.26.7

17.526.2

2,105. 8

457.6120.546.1

317. 3887. 9267.9

8.5

Total j 1,868.8 2,105.8

RESOURCES.

LoansBonds for circulationOther United States bondsStocks, bonds, etc -Due from banksReal estateSpecieLegal-tender notes!National-bank notesClearing-house exchangesUnited States certificates of deposit.Due from United States Treasurer ..Other resources

Total.

Oct. 7,1886.

2,852banks.

Millions.|$1, 451.0

258.5! 32.4

81.8241.454.1

1.56. 462.822.795. 55.9

14.037.4

2,513.9

LIABILITIES.

Capital stock ! 548.5Surplus fund j 157. 3Undivided profits | 66.5Circulation j 228.8Due to depositors * 1,189.5pDue to banksOther liabilities .

Total.

308. 614.9

2, 513.9

Oct. 5,1887.

3,049banks.

Millions,$1, 587.5

189.134.788.8

256. 358.0

165.173.721.988.86.29.3

40.8

2, 620. 2

578.5173.971.5

167.31, 274. 7

329. 624.7

2, 620. 2

Oct. 1,188.1.

2,132banks.

2,368.4

463.8128.156.4

320. 2, 083.1294, 911.9

2, 358.4

Oct. 4,

3,120banks.

Millions$1, 628.1

177.663.696.3

282. 561.1

181.382.021.374.212.39.0

42.1

2, 731.4

588.4183.170.3

155. 4, 350.7358.125.4

Oct. 3,1882,

2,269banks.

Oct. 2,1883.

2,501banks.

2, 399.8

483.1132. 001.2

315. 01,134. 9

259. 913.7

2, 399. 8

Sept. 30,1889.

3,290banks.

Millions,51, 309. 2

351/430.771.1

208. 948.3

107.870.722.796.410.016.628.9

2, 372.7

509.7142.061.6

310. 51,063.0

270.4,14.9

Millions.$1, 245. 3

327.430.471.4

194.249.9

128.677.023.366.314.217.733.8

2,279.5

2, 372.7

Oct. 2,1890.

3,540banks.

Millions.\ Millions$1, 817. 3

146.548.5

109.3335. 469.4

164. 386.820.9

136.812.97.4

42.8

2,998. 3

612. 6197.484.9

128.51,522.0

425. 327.6

2,731.4 I 2,998.3

16.1140. 030.7

115. 5336.276.8

195.980.618.5

106.86.26.9

41.3

650.4213. 697.0

123.01, 594. 2

426.436.9

3,141. 5

Sept. 30,1884.

2,664banks.

Millions.$1,306.1

307.731.877.5

235.351.3

174.969.723.184.918.814.936.9

2, 432. 9

524.3147.063.2

289.8993. 0246.415.8

2, 279.5

Sept. 25,1891.

3,677banks.

Millio7is.$2, 005.5

150.024.9

125.2338.783.3

183. 597.620.0

122.015.78.0

38.7

3,213.1

677.4227.6103. 3131.3

1, 608. 6430. 634.3

3, 213.1

Oct. 1,1885.

2,714banks.

527.5146.659.3

269.01,116. 7

299.714.1

2, 432.9

Sept. 30,1892.

3,773banks.

Millions.$2,171.0

163.320.2

154.5409.587.9

209.1104.319.6

105.514.08.2

43.0

3, 510.1

238.9101.6143.4

1,779. 3530.729.6

3, 510.1



It is noticeable that the resources of the system were increased nearly$300,000,000 during the past year notwithstanding the fact that seventybanks went into voluntary liquidation or became insolvent, such in-crease being strongly in contrast with that of any previous yearcovered by the statement. Proportional increase is common to nearlyall the items, the principal decrease occurring in clearing-house ex-changes.

The following table presents an abstract of the resources and liabili-ties of the national banks at the close of business on September 30,1892, the condition of the banks in New York City, in the three centralreserve cities, in other reserve cities, and of country banks shownseparately :m

RESOURCES.

Loans and discountsOverdraftsBonds for circulationBonds for depositsUnited States bonds on handStocks, securities, claims, etcDue from reserve agentsDue froni other national banksDue from othei hanks and hankers..Banking house, furniture, and fix-

tures ..".Other real estate and mortgnges

ownedCurrent expensesPremiumsChecks and cash itemsExchanges for clearing houseBills of other national hanksFractional currency, nickels, and

centsSpecieLegal-tender notesUnited States certificates of deposit.Five per cent redemption fundDue from United States Treasurer..

Central reserve cities.

New YorkCity.

48 b a n k s .

$344,199,941 $480,990,338 $536, 738, 685 $1,313,077

6, 709, 0001,100,000

859,80030, 224, 671

30 597, 5274,136, 249

11,404, 859

1,118, 665885, 288650. 671

3, 291, 47361, 541. 924

1,112,890

New York,Chicago,and St.Louis.

80 banks.

453, 6288,459, 0001,650. 0001. 564,000

37,501,947

50,143, 5459, 216, 283

13,148, 606

1,781,9881,152, 313

892, 4803, 479, 574

70, 406, 2352, 268,921

52, 6231 98, 57962,568,071 89,475,45032,646, 245 40, 837,9887,915,000! 9,405,000

287. 585| 366, 335245; 292' 308, 992

Total | 601,860, 85l| 823,601,202

LIABILITIES.

Capital stockSurplus fundUndivided profitsNational-hank notes outstanding...State hank notes outstandingDividends unpaidIndividual depositsUnited States depositsDeposits of United States disburs-

ing officersDne to national banksDue to other banks and bankers . . .Notes and bills rediscountedBills payable

Total.

49,650,00040, 547, 59216, 618, 639

5, 761, 50024, 328

244,073276,804,088

682,732

241, 542149,900, 326

61, 386, 031

601, 860,851

83,250,00052, 270,49321,138, 935

6, 962, 55524, 328

522,979374,412,735

1,199, 602

261, 563191, 895, 88891,378,474

283,650

823,601, 202

Otherreseivecities.*

263 banks.

1,695,95122, 591, 500

4,245,000893,050

29,909, 69672,924,40941,152,128

8,071,969

16, 638, 553

3,135, 3562, 295, 3472,799,9543, 286, 310j

32, 066,2993, 242, 720

198,46953, 065,17124,904, 6674,195,0001,009, 695

332,261

Countrybanks.

3,430 banks.

,135,769,806 $2,15, 392, 679132, 224, 8009,387,0002,425,20087,123, 822163,509,92249, 220, 68115, 284,483

42,113,127

11, 044, 2826, 869,46510, 337,18210,940. 0773, 050,17714, 045, 833

637, 60066, 575, 75838, 525, 290

395, 0005, 763, 535465, 735

865,392,190 1,821,101,504

162, 092, 76056,922,31819, 972, 78019,806, 090

6,6411, 494, 519

426,743,6772, 664, 696

1, 288,572112, 566,785

58,912, 8351,537,6021,382,915

865, 392,190

441,230, 255129, 678, 614

62, 520, 786116, 654, 653

44,1081, 871, 368

964,266,5715, 963, 846

2,494, 59847. 583, 51228,315,70915, 311,2355,166,249

1, 821,101, 504

Aggregate.

3,773 banks.

153,498,82937,542,259

163, 275, 30015, 282, 000

4, 882,250154,535,514236,434, 331140,516,353

32, 572,736

71,900, 287

15,961, 62510,317,12514,029,61617,705,961105, 522,71219, 557,474

934, 648209,116,379104,267,94513,995,0007,139, 5651,106,988

3,510, 094,897

686, 573,015238, 871,425103, 632, 501143.423,298

75,076

1, 765,422,9849, 828,144

4,044, 734352, 046,184178, 607,01817,132, 4886,549,164

3, 510, 094, 897

* Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington,New Orleans, Louisville, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, Minneapolis, St. Paul,Kansas City, St. Joseph, Omaha, and San Francisco.



The following statement has been presented for several years, in-tended to show in a condensed form the principal changes in items ofresources and liabilities of the national banks, comparison being madebetween the conditions existing January 1,1866, and at the date of thelast call for reports from national banks preceding the compilation ofthe Comptroller's annual report:

HIGHEST AND LOWEST POINTS REACHED IN THE PRINCIPAL ITEMS OF RESOURCESAND LIABILITIES SINCE THE ESTABLISHMENT OF THE SYSTEM.

CapitalCapital, surplus and un-

divided profitsCirculationTotal investments in

TJnited States bonds . .Individual depositsLoans and discountsCash:

National-bank notesLegal-tender notes. .Specie

$403,357, 346

January 1,1866.

475, 330,213, 239,

440, 380,520, 212,500, 650,

20,406,187, 846,16, 909,

2041,530

3501741

September30,1892.

$686,573, 015

, 027, 097,1941,143,423, 298

Highest point reached.

Amount.

$686, 573, 015

L, 027, 097,194341, 320, 256

712, 437, 900183,439, 5501, 765,422, 983 1, 765,422, 983

109 2,153,498,829|2,153, 498, 829

442 19,557,474 28, 809, 699548 104, 267,945 205, 793, 579363 209,116, 379 209,116, 379

Date.

Sept.30,1892

. . . . doDec. 26,1873

Apr. 4,1879Sept.30,1892

do

Dec. 31,1883Oct. 1,1886Sept.30,1892

Lowest point reached.

Amount.

$403, 357, 346

475, 330,204122,928, 084

170,653, 050501, 407, 586500, 650,109

11, 841,10452,156,4398,050, 330

Date.

Jan. 1,1866

Do.Oct. 2,1890

Do.Oct. 8,1870Jan. 1,1866

Oct. 7,1867Mar. 11,1881Oct. 1,1875

The capital, surplus, undivided profits, and deposits amounted to$995,542,378 on January 1, 1866, and on September 30, 1892, were$2,792,520,177. The loans and discounts have more than quadrupled,the number of active banks having increased from 1,582 to 3,773. Theholdings of bonds have decreased from $712,437,900, the maximum, to$183,439,550, the latter amount representing an increase of $8,532,000over the preceding year, resulting from accessions of new banks.

The specie held by the banks reached the highest point September30,1892, and amounted to $209,116,379.

The following statement shows by comparison the percentages ofloans and discounts, United States bonds, and specie to the aggregatefund of the banks, composed of capital, surplus, undivided profits, cir-culation, and deposits.

The percentage of circulation to capital, surplus, and undividedprofits has decreased from about 45 per cent in 1866 to 14 per cent in1892.

Loans and discountsUnited States bondsSpecie

Total

1866,

Per cent.41.3236.361.57

79.25

1887.

Per cent.70. 529.987.37

87.87

1888.

Per cent.71.049.87

11.90

92.81

1889.

Per cent.72. 267.806.58

86.64

1890.

Per cent.74.376.447.40

88.21

1891.

Per cent.72.926.416.73

80.06

1892.

Per cent.73.35

6.257.12

86.72



EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.

Under the provisions of the act of July 12, 1882, eighty-seven asso-ciations applied for and obtained an extension of their corporate exist-ence during the past year. The following table shows the number andcapital of all extended banks and their geographical location:


AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaGeorgiaIllinoisIndianaIowaIdahoKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMissouri

No. ofbanks.

6225

731158

794546

19

225

5429

204281716

Capital.

$885, 000350, 000

2, 000, 000960, 000

22, 450, 8201, 503,1851, 277, 0001, 750, 0009, 693, 0005, 579, 0004,120,000

100, 000825, 000

6, 411, 5002, 300, 0009, 630, 000

12, 069, 00087, 262, 500

2, 390, 0005, 265, 0003, 775, 000


MontanaNebraskaNew HampshireNew JerseyNew YorkNorth Carolina..South Carolina..OhioOregonPennsylvania . . .Rhode IslandTennesseeTexasUtahVermontVirginiaWest Virginia . .Wisconsin

Total

$500, 0001, 400, 0004, 905, 000

10, 783, 35072, 772, 460

850, 0001, 460, 000

17,169, 000250, 000

45, 954, 39019, 959, 8002, 260, 000

675, 000500, 000

5, 856, 0002,391,0001, 491, 0001, 985, 000

370, 308, 005

The following table shows how many associations will reach the ex-piration of their corporate existence during a period of. ten years, from1893 to 1902, inclusive, their capital and circulation:

Year.

189318941895189618971898

Num-ber ofbanks .

385776222524

Capital.

$4,701, 0006,768, 000

11,259, 0002,123,8003, 534,0002,479,000

Circula-tion.

$1,982, 9252, 585, 4704, 431, 610

975, 4001,198,2951,153, 350

Year.

18991900190]1902

Total

Num-ber ofbanks .

3447

104206

633

Capital.

$4, 595, 0007, 307,100

13,503,35037,187, 300

107,408,300

Circula-tion.

$2,106,4502, 040, 8303, 485,0007, 292,110

30, 822,415

The number, capital, and circulation of the national banks of whichthe corporate existence expired between October 31, 1891, and October31,1892, are shown in the following table, and the number of extendedbanks is also stated. The corporate existence of eleven associations ex-pired by limitation.

Date.No. ofbanks

expired.Capital.

Circula-tion.

No. ofbanks

jxtended.Capital.

Circula-tion.

1891.

November.December. -

1892.

January...February..MarchAprilMayJuneJulyAugustSeptember .October

Total. 98

$603,900410,000

1,152,000.400,000

1,670, 6002,155, 0001,585, 0031, 010, 0001,160, 000

710,0001, 427, 0001,251, 500

13,535,000

$240,070100,250

562,450189, 000591, 575273, 825245, 250311,850343, 780205,560288, 000180, 000

$500,000260,000

1,152,000400,000

1,435,0002,085,0001,585, 0001,010, 000

930,000710, 000

1,227, 0001,151, 500

$148,00067,500

562,450189,000543,625258, 775245. -""0311,boO244,350205, 560243,000157,500

3, 531, 610 87 12,445, 500 3,176, 860Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


The corporate existence of thirty-eight national banks, with an aggre-gate capital of $4,651,000, bonds $1,645,250, and circulation, $1,480,725,will expire during the year 1893, as shown in the following table:

NATIONAL BANKS OF WHICH THE CORPORATE EXISTENCE WILL EXPIRE DURINGTHE YEAR 1893, WITH THE DATE OF EXPIRATION, THE AMOUNT OF CAPITAL STOCKOF EACH BANK, THE UNITED STATES BONDS ON DEPOSIT WITH THE TREASURER,AND THE AMOUNT OF CIRCULATION ISSUED THEREON.

Title and location of bank.Expira-tion of

corporateexistence.

Capitalstock.

UnitedStatesbonds.

Circula-tion.

20752109209320812103209520862087209920912088208920982102210021042112209721112108210621132110212521172116211421202119

211821222124212721262128212921302132

City National Bank, Griffin, GaNational Bank of Barre, YtCity National Bank, Paducah, KyLumberman's National Bank, Muskegon, MichCentral National Bank, Boston, Mass.'.First National Bank, Centerville, Mich.Hibernia National Bank, New Orleans, LaWinnsboro National Bank, Winnsboro, S. C -First National Bank, Denison, TexPhoenix National Bank, Medina, OhioUnion National Bank, Rochester, MinnVeazie National Bank, Bangor, MeLagonda National Bank, Springfield, OhioNoble Co. National Bank, Caldwell, OhioEdgar Co. National Bank, Paris, 111First National Bank, Santa Barbara, CalFirst Ward National Bank, Boston, MassLime Rock National Bank, Rockland, MeManufacturers' National Bank, Boston, MassUnion Market National Bank, Watertown, Mass. . .First National Bank, Missoula, MontFirst National Bank, Ashburnham. MassWyoming National Bank, Laramie, WyoFirst National Bank, Chippewa Falls, WisHome National Bank, Ellenville, JNr. YGriggsyille National Bank, Griggsville, 111First IS ational Bank, Fayetteville, TennFirst National Bank, Chelsea, Vt ,First National Bank of Marshall County, Plymouth,

Ind.First National Bank, Austin, TexFarmers' National Bank, Owatonna, MinnDecatur National Bank, Deeatur, 111State National Bank, Memphis, TennFirst National Bank, Lincoln, 111First National Bank, Shelby ville, 111First National Bank, Central City, ColoFirst National Bank, Red Oak, IowaKellogg National Bank, Green Bay, Wis

1893.Jan. 2Jan. 11Jan. 14Jan. 16Jan. 21Jan. 22Jan. 29Jan. 31Jan. 31Feb. 10Feb. 12Feb. 18Mar. 15Mar.Mar,Mar.Mar.Mar.Apr.Apr.Apr.Apr.Apr. 30May 1May 6June 2June 9June 10June 19

June 25June 30July 16July 26July 29Sept. 1Sept. 15Sept. 24Dec. 23

$56, 000100,000200, 000100, 000500, 00050, 000300,00075, 000150, 00075, 00050,000100,000100,00060,000100, 000100, 000200, 000105, 000500,000100, 000150, 00050, 000ioo,ooo100,000100, 00050, 00060,00050, 00050,000

160, 00075,000100,000250, 000100,00075, 00050,00050,00060,000

$14, 00060, 000200,00025, 00050, 00012, 500150,00019,00050, 00019,00012, 50025, 00093, 00060,00025,00025,00050, 00040, 000190, 00025,00037, 50050, 00025,00025,00025, 00012, 50015,00012, 50012, 500

50, 00019, 00025, 00050,00075, 00018,75012,50020,00015,000

$12, 6005,400

180, 00022, 50045, 00011,250125,00017,10045, 00017,10011, 25022, 50083,70054,00022, 50022,50045, 00036, 000171, 00022, 50033,75045, 00022, 50022,50022,50011,25013,50011,25011,250

45,00017,10022, 50045, 00067, 50016, 87511, 25018, 00013,500

4, 651,000 1, 645, 250 1,480,725

CIRCULATING NOTES.

The actual circulation outstanding on September 30, 1892,. for whichthe banks were responsible was $147,191,593, this amount being exclu-sive of $25,595,167 also in circulation but represented by lawful moneydeposited by the banks for redemption of notes whenever presented tothe Treasurer of the United States.

The minimum deposit of bonds required of the 3,773 national banksin operation September 30, 1892, was $107,064,207, upon which only$96,357,787 of nationa -bank circulation could be issued. These banksheld on September 30, ^163,275,300 of bonds, and were actually respon-sible for $50,589,983 of circulation more than the minimum. It is notimperative upon banks to take circulation, and a few do not avail them-selves .of the privilege.

Of the 3,773 banks 2,737 have a capital not exceeding $150,000 norless than $50,000, which is the lowest amount any bank in the systemmay have, the aggregate capital amounting to $221,057,830. The re-

9647 4Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


maining 1,036 have a. capital of over $150,000 each, the aggregateamounting to $465,515,185. If an amount of bonds equal to the totalcapital were deposited to secure circulation the whole body of banksmight havfc a circulation amounting to $617,915,714, or $521,557,927more than the present minimum. A table in the Appendix, page 148,shows by States and geographical divisions this information in detail.

In preceding reports a table was presented showing what advantagewas taken by newly organized banks of the provisions of section 8 ofthe act of July 12, 1882, fixing a minimum requirement with respect tothe amount of bonds to be deposited. The percentage of excess is nowso small that a perpetuation of the table does not seem necessary.During the year ended June 30, 1892, 177 banks were organized andcommenced business; 106 having a capital of $50,000 each, aggregat-ing $5,300,000; 55 with a capital of over $50,000 and not exceeding$150,000, aggregating $5,430,000; and 16 with an aggregate capital of$5,150,000. Only 4 of the 161 banks with a capital of $150,000 or underdeposited bonds in excess of the requirement. The 16 banks with acapital of over $150,000 each, deposited the exact amount of bonds re-quired.

The following table shows by comparison for nine years the amountsof lawful money deposited and the consequent decrease or increase ofcirculation:DECREASE OR INCREASE OF NATIONAL-BANK CIRCULATION DURING EACH OF THE

YEARS ENDED OCTOBER 31, FROM 1884 TO 1892, INCLUSIVE, AND THE AMOUNTOF LAWFUL MONEY ON DEPOSIT AT THE END OF EACH YEAR.

National-bank notes outstanding October 31, 1883, in-cluding notes of national gold banks $352,013, 787

Less lawful money on deposit at same date, including de-posits of national gold banks 35, 993,461

$316, 020, 326National-fcank notes outstanding October 31, 1884, includ-

ing notes of national gold banks 333, 559,813Less lawful money on deposit at same date, including de-

posits of national gold banks ^ 41,710,163291,849,650

Net decrease of circulation 24,170,676

Net outstanding as above, October 31, 1884 '. 291, 849, 650National-bank notes outstanding October 31,1885, includ-

ing notes of national gold banks 315, 847,168Less lawful money on deposit at same date, including de-

posits of national gold banks 39,542,979276,304,189


Net outstanding as above, October 31, 1885 - 276,304,189National-bank notes outstanding October 31, 1886, includ-

ing notes of national gold banks 301, 529, 889Less lawful money on deposit at same date, including de-


Net decrease of circulation 56, 593, 533

Net outstanding as above, October 31, 1886 219,710, 656National-bank notes outstanding October 31, 1887, includ-

ing notes of national gold banks 272,041,203Less lawful money on deposit at same date, including de-


Net decrease of circulation 50,495, 589Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


Net outstanding as ahove, October 31, 1887 $169, 215,067National-bank notes outstanding October 31,1888, includ-

ing notes of national gold banks $239, 385, 237Less lawful money on deposit at same date, including

deposits of national gold banks 87,018,909152,366,328

Net decrease of circulation 16,848, 739

Net outstanding as above, October 31,1888 152, 366, 328National-bank notes outstanding October 31, 1889, includ-

ing notes of national gold banks 202, 023, 415Less lawful money on deposit at same date, including

deposits of national gold banks 71, 816,130130,207,285


Net outstanding as above, October 31, 1889 130, 207,285National-bank notes outstanding October 31,1890, includ-

ing notes of national gold banks 179, 755, 643Less lawful money on deposit at same date, including

deposits of national gold banks 54, 796,907124,958,736


Net outstanding as above, October 31, 1890 124, 958, 736National-bank notes outstanding October 31, 1891, includ-

ing notes of national gold banks 172,184,558Less lawful money on deposit at same date, including

deposits of national gold banks 35,430,721136,753,837

Net increase of circulation 11,795,101

Net outstanding as above October 31, 1891 136,753,837National-bank notes outstanding October 31, 1892, includ-

ing notes of national gold banks 172, 432,146Less lawful money on deposit at same date, including

deposits of national gold banks 25,191, 083147,241,063

Net increase of circulation 10,487,226

The gross increase of circulation, including the notes of gold banksand those of failed and liquidating associations, was $247,588.

BANKS WITHOUT CIRCULATION.

A few national banks have never issued circulating notes. Someothers have deposited lawful money and surrendered their circulation.A list of these banks with capital and bonds is as follows:

Title of bank.

Chemical National Bank, New York, N. T . . . .Mechanics' National Bank, New STork, N. Y ..Merchants' National Bank, New York, N. Y..National City Bank, New York, N. YNational Park Bank, New York, N. YNational Bank of Washington, D. CChestertown National Bank, Chestertown, MdMrst National Bank, Butte, MontFirst National Bank, Houston, TexCitizens' National Bank, Englewood, N. JNational Bank of Cockeysville, Md

Capital. Bonds.

$300,0002, 000, 0002, 000, 0001, 000,0002, 000, 000

200, 00060,000100, 000100,00050, 00050, 000

$50,00050,00050,00050,00050,00050,00012, 50025, 00025, 00012, 50012,500



SECURITY FOR CIRCULATING NOTES.

The security for circulating notes of national banks is limited toUnited States registered bonds bearing interest, and the followingtable shows the amount of such bonds held by the Treasurer of theUnited States as security on June 30 of each year from 1865 to 1892,inclusive, and the amount owned and held by the banks for other pur-poses, including those deposited with the Treasurer to secure publicdeposits :

Tears

1865 . .1866. .1867. .1868 . .1869 . .1870. .1871 . .1872. .1873 . .1874. .1875 . .1876. .1877 . .1878. .1879. .1880. .1 8 8 1 . .

1882. .

1883 . .

1884

1885. .1886 . .1887 . .1888. .1889. .1890 . .1891 . .

1892. .

United States bonds held as security for circulation.

6 per centbonds.

$170,382, 500'241,083, 500251,430, 400250, 726, 950255,190, 350247, 335, 350220, 497, 750173,251,450160,923, 500154, 370, 700136, 955,100109, 313,45087, 690,30082,421, 20056, 042, 80058, 056,15061,901,800

Continued a tdh per cent .

25,142, 600

385,7OoJ

Pacifies:3, 520, 0003, 565, 0003,175,0003,181, 0004,324, 0004, 913, 0007, 957,000

11, 600,000

5 per centoonds.

$65,576, 60086,226, 85089,177,10090, 768, 95087,661, 25094,923, 200

139, 387, 800207,189, 250229, 487, 050236, 800, 500239,359, 400232,081,300206, 651,050199,514, 550144,616, 300139, 758, 650172,348, 350

Continued a t3£ per cent .

202,487,6507,402,800)

3 per cen t s : >200, 877,850)172,412, 550

142,240, 850107, 782,100

5, 205,95037,500

4£ per centbonds.

$44, 372, 2504-S, 4-1.X. G5035,056, 55037, 760, 95032,600, 500

32, 752, 650

39,408, 500

46, 546,400

48, 483,05050, 484, 20067, 743,10069, 670, 30042,409, 90039, 486, 75022, 565, 950

Continued a t2 per cent .21, 825,350

4 per centbond 8.

$19.162, 000118, 538, 950126, 076,30093,637,700

97,429, 800

104,954, 650

111, 690,900

117,901, 300114,143,500115, 842, 650105,423,850101, 387, 550100,828,550111, 985, 950

129,764,700

Total.

$235,959,100327, 310, 350340,607, 500341, 495, 900342,851,600342, 278, 550359,885, 550380,440, 700390, 410, 550391,171, 200376, 314, 500341, 394, 750338, 713, 600349, 546,400354,254, 600361,652, 050360,488,400

357,812, 700

353,029,500

330, 649, 850

312,145, 200275, 974, 800191, 966, 700178, 312, 650148,121,450145,228, 300142,508, 900

163,190,050

UnitedStates

bonds heldfor other

purposes atnearest

date.

$155, 785, 750121,152, 95084, 002, 65080, 922,50055,102,00043, 980, 60039,450, 80031,868,20025, 724,40025,347,10026, 900, 20045,170, 30047,315, 05068,850,90076,603, 52042,831, 30063, 849, 950

43,122, 550

34,094,150

31, 203, 000

32,195,80031, 345, 55033,147, 75063,618,15051, 642,10035, 287,35030,114,150

20,301,600

Grandtotal.

$391, 744, 850448,463,1500424,610,150422,418, 400397, 953, GOO386, 259.150399, 336, 350412,308,900416,134,150416, 518, 300403, 214, 700386. 565, 050386,028, 650418, 397, 300430,858.120404,483, 350424,338, 350

400, 935, 250

387,123, 650

161, 852, 850

344,341, 000307,320, 350224,814, 450241,930, 800199,763, 550180,515, 650172, 623,050

183,491,650



The folio wing table gives similar information for the years endedOctober 31, from 1882 to 1892, inclusive. An examination of this andthe foregoing table will disclose the changes which have occurred inthe holdings of the several classes of bonds by the banks:

Year.

1882.

18831884188518861887188818891890

1891

1892

Num-ber ofbanks.

United States bonds held as security for circulation.

4 | per centbonds.

2, 301 $33,754,650 $104,927,500

2,522

2, 67l|2, 727 j2, 8683,0613,1513, 3103,567

3,694

3,788

41, 319,700

49, 537,45049,547,25057,436, 85069, 696,10066,121, 75041, 066,15028,110, 700[ 199,400I ContinuedI at 2 p. ct.21,648,10021,897,850

4 per ceibonds.

cent

106,164,850

116,705,450116, 391, 650115, 383,150115,731,400100,413, 600100, 049, 000105,402, 200

>120, 858, 850

131,133,150

cent

;$40,621, 950;'179, 675, 550^ *602,000?•201, 327, 7005155, 604,400138,920, 65069, 038, 050

14.4,500

$3,526,000 $362, 505,650 $37,563,750 $400,069,400

674,050 383,551,350

Pacific 6per centbonds.

3,463,

3,469,3,505,3, 586,3, 256,3, 468,4,553,6,672,

10,244,000

11,852,000

Total.

UnitedStates

bonds heldfor otherpurposesat neaiest

date.

352,877,300325, 316,300308, 364,550245,444,050188,828,000170, 003, 350145, 668,150140,190,900

152,950,350

164,883, 000

Grandtotal.

419, 600780,100431,400671, 350715,050501,200684,000

24,871,950

20,164,250

355, 735, 900340,144,050277,875,450223,499, 350230,718,400194,169,350170,874,900

177,822,500

185,047,250

* Three and one-half per cent.

A table will be found in the Appendix, page 130, showing on the firstday of each month, from January 1, 1871, to November 1,1892, theamount of authorized capital stock of the national banks, the amountof bonds on deposit to secure circulation, the amount of circulationsecured by the bonds, the amount of lawful money deposited to redeemoutstanding circulation, and the total amount outstanding, includingnotes of gold banks.


54 EEPORT OF THE COMPTROLLER OF THE CURRENCY.

INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES.

The public debt reached the maximum August 31, 1865, andamounted to $2,844,649,626. The noninterest-bearing obligationsamounted to $461,616,311, the interest-bearing debt being $2,383,033,3^ 5.On October 31,1892, the interest-bearing debt amounted to $649,655,532.

The classes of bonds available as security for the circulating notesof national banks are shown in the following table, dates of authorizingacts, maturity of bonds, and rates of interest also being given:

BONDED DEBT AT DATES NAMED.

Date. 6 per cent. 5 per cent. 4£ per cent.*] 4 per cent.t 6 per cent 4 Total.

Aug. 31,1865.June 30,1866.June 30, 1867.June 30, 1868.June 30, 1869.June 30, 1870.June 30, 1871.June 30, 1872.June 30, 1873.June 30, 1874.June 30, 1875.June 30, 1876.June 30, 1877.June 30, 1878.June 30, 1879.June 30, 1880.June 30,1881.

June 30, 1882...

June 30,1883.

June 30,June 30,June 30,June 30,June 30,June 30,June 30,June 30,

1884.1885.1886.1887.1888..1889..1890..1891.

June 30,1892.Oct. 31, 1892.

$908, 518,0911,008,388,4691,421,110,7191,841,521, 8001,886,341,3001,764,932,3001,613,897,3001,374, 883, 8001,281, 238, 6501,213,624, 7001,100, 865,550984,999, 650854,621,850738,619, 000310,932,500235, 780,400196,378,600

Continued at3i per cent.

58,957,150

$199,792,100198, 528, 435198,533,435221,588,400221, 589,300221,589, 300274,236, 450414,567, 300414,567, 300510, 628, 050607,132, 750711,685, 800703,266, 650703,266, 650646,905,500484,864, 900439,841, 350

Continued at3£ per cent.

401, 593,90032,082,600

Funded into3 per cents.,act Julv 12,1882.304,204, 350224,612,150194,190, 500144,046, 60019, 716,500

$140, 000, 000240, 000, 000250,000, 000250,000,000250,000,000

250, 000, 000

250, 000,000

250,000,000250, 000, 000250,000, 000250,000, 000222, 207,050139,639,000109, 015, 750

50, 869,200Continued at

2 per cent.25,364, 50025,364,500

$98, 850,000679,878,110739,347, 800739,347, 800

739,349,350

737,942,200

737, 661, 700737,719,850737,759,700737,800,600714,177,400676, 095, 350602,193, 500559, 566,000

559, 581,250559, 589, 200

$1,258, 0006, 042, 00014, 762, 00029, 089, 00058, 638, 32064, 457, 32064, 618,83264,623, 51264,623, 51264, 623,51264, 623, 51264, 623,51264,623, 51264,623,51264, 623,51264,623, 51264, 623,512

64,623,512

64,623,512

64,623,51264, 623,51264,623,51264, 623, 51264, 623,51264, 623,51264, 623, 51264, 623,512

64, 623, 51264,623,512

$1,109, 568,1911,212,958,9041, 634, 406,1542,092,199, 2002,166,568, 9202,050, 978,9201,952,752,5821, 845, 074, 6121,760,429,4621, 788, 876, 2621, 772, 621,8121,761,308,9621,761,512,0121,846, 359,1621,952, 339, 6221,774,616, 6121, 680,191,262

1,514,433,912

1,388,852,602

1,276,987,3621, 246, 533, 8621,196,429, 8121, 072,140, 6121,001, 007,962880,357,862775,832, 762675,058, 712

649,569,262649,577,212

* Funded loan 1891; authorizing act July 14, 1870, and January 20, 1871; date of maturity, 1891.t Funded loan 1907; authorizing act July 14, 1870, and January 20,1871; date of maturity, 1907.

to thethe table.



MARKET PRICES OF UNITED STATES BONDS.

The following statement prepared by the Actuary of the Treasuryexhibits the market prices of United States bonds during the year cov-ered by this report. The 2 per cents have steadily remained at par,with slight fractional increase during the month of October. Thefluctuations in 4 per cents were not marked, the price with few ex-ceptions having gradually declined about 2 per cent.

OPENING, HIGHEST, AND LOWEST PRICES OF UNITED STATES REGISTERED 2 PERCENT AND 4 PER CENT BONDS, IN NEW YORK, FOR EACH WEEK FROM NOVEM-BER 6, 1891, TO OCTOBER 28, 1892.

Week ended—

November 6,1891 . .November 13,1891 .November 20,1893 .November 27,1891 .December 4,1891...December 11,1891..December 18,1891..December 25,1891..January 1,1892January 8,1892January 15,1892January 22,1892January 29,1892February 5,1892 . . .February 12,1892 . .February 19,1892 ..February 26,1892 ..March 4,1892March 11,1892March 18,1892March 25,1892April 1,1892April 8,1892April 15,1892April 22,1892April 29,1892May 6,1892May 13,1892May 20,1892May 27,1892June 3,1892June 10,1892June 17, 3892June 24,1892July 1,1892July 8,1892July 15,1892July 22,1892July 29,1892August 5,1892August 12,1892August 19,1892August 26,1892September 2,1892..September 9,1892 ..September 16,1892 .September 23,189 2.September 30,1892 .October 7,1892October 14,1892....October 21,1892October 28,1892

2 per cent.

Opening. Highest.

100100100100100*100100ft100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100

101101*100100*100*100lOOf10010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010010041004100*100*

Lowest.

99*100100|100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100100300100100

iooi100*100*

4 per cent.

Opening.

116*117116*-117§116*-116§1164-117116 -116|116 -116|116 -116|115!116*

116J-117116 -116f116^-116!116 -116!115*-116*115*-116*1151-1161114!-115*114 -115*114 -115*113*-115113*-115114§-H5f114§-115*114|115!

Highest.

116 -116!116 -116!116 -116;116 -116116 -116|116 -116|116 -116]1151-116!

117

116^-116116 -116

f114J-11114 -115§114 -115|113*-115114§-115f

! |1141-115!

Lowest.

116 -117116 -117116 -117116!-117!116J-1171161-11741164-117116*117!

*116 -116

* i116^-117116"-116|1164-116!11511164


56 REPOKT OF THE COMPTROLLER OF THE CURRENCY.

INVESTMENT VALUE OF UNITED STATES BONDS.

The investment value of United States bonds increases as the rela-tive market price declines, and the following statement, also preparedby the actuary of the Treasury, exhibits the fluctuations in price andinvestment value of the 4 per cents from 1885 to 1892 inclusive. Acomparison will show the exact increase or decrease in investmentvalue for each quarterly period. The Government was not a purchaserof bonds during the year, but of $4,601,500 of 4J per cents, which wereoutstanding on November 1,1891, and on which interest had ceased atdate of maturity, all but $983,800 were presented for redemption. Allof this class of bonds which were held by the national banks as securityfor their circulation have been withdrawn. The total withdrawals fromthe three classes of bonds available as security for circulation duringthe year were $4,387,600. Of this amount $807,950 was deposited insubstitution. Table on page 52 shows the net increase of bonds de-posited during the year.

Date.

4£ per cent bonds.

Averageprice flat.

Rate of in-terest real-

ized byinvestors.

4 per cent bonds.

Averageprice flat.

Eate of in-terest real-

ized byinvestors.

1885:January .April . . . .JulyOctober..

1886:January .AprilJulyOctober ..

1887:January .April . . . .Ju ly . . . . .October..


1889:January .April . . . .July . . . .October..

1890:January .AprilJulyOctober..


1892:January.April...JulyOctober..

Per cent.112.7788112.4350112, 7525112.9421

112.7000112.4759111. 8156111. 9855

110.2775110.1947109.1475108.5553

108.2375107.1025107. 5175108.4213

108.9255108.1848107.0048105.8241

104.7885103. 7500103.3825104.1296

103.1106101.7596100.3846

Per cent.2.6552.4882.3652.250

2.2082.1502.1492.003

2.2902.0192.3402.339

2,2892.4782.1951.693

1.2541.2401.4211.645

1. 8562.1511.9660.409

0.4241.3635.971

.2 per cents at par.

Per cent.121.9086121. 8028122. 6462123.4004

123. 4325126. 2980126. 4975128.6659

127.8325129.2451127.8425125. 7885

126.1275124.6400127.4825128.1204

127.2837129.1902128.3894127.1944

125.6178122.1175122. 3200123.5602

120.9279122. 0264117. 3317116.7546

116. 6719116.1575116.4557115.0978

er cent.2.7262.7212.6682.619

2.6072.4442.4202.289

2.3202.2272.2842.390

2.3412.4492.2302.178

2,2082.0802.1092.160

2.2362.4352.4072.309

2.4632.3722.6762.701

2.6932.7152.6772.766



ISSUES AND REDEMPTIONS.

The following table gives the number and amount of national-banknotes of each denomination which have been issued and redeemed sincethe organization of the system, and the amount outstanding October 31:

Denominations.Number of notes—

OnesTwosFivesTensTwentiesFiftiesOne hundredsFive hundreds...One thousands...

Issued. Eedeemed. Outstanding.

23,169,6777,747,519

115,438,06049,153,06015,419,4712,041,7111,563,151

23,8947,379

22, 8C6, 3487, 658, 053

105,443, 67443, 717, 67013, 372,5871,858, 3341,394, 398

23, 5887,345

363, 32989, 466

9,994,3865, 435, 390

* 2,046, 884183, 377168,753

30634

Amounts—

Issued.

$23,169,67715,495, 038

577,190, 300491, 530, 600308, 389,420102,085, 550156, 315,10011, 947,0007,379,000

Total 214,563,922 196,281,997 18, 281, 925 1,693, 501,685Unpresented fractions of notes to be deducted from notes redeemed

and added to amount on notes outstanding

Total.

Redeemed. Outstanding

$22,806,348.0015, 316,106.00

527,218, 370. 00437,176,700.00267, 451, 740.0092, 916, 700.00

139,439, 800.0011, 794, 000. 007,345,000.00

1, 521,464,764.00

27, 010. 25

1,521,437,753.75

$363,329.00178,932,00

49,971, 930.0054,353,900.0040, 937, 6?0.009,168,850.00

16, 875, 300.00153,000. 0034,000.00

172, 036,921.00

27, 010.25

172,063, 931.25

The apparent discrepancy in the amount of circulating notes out-standing October 31, which will appear when the several statements inthis report are compared, is explained as follows:

In the table on this page notes of national gold banks amounting to$104,952 are not included, and the table on page 51 includes $263,263,representing notes of other banks redeemed and destroyed, to be reis-sued.

The total issues of incomplete currency during the year are shown bythe vault account, as follows:National-bank currency in vault October 31, 1891 $43, 035, 720Amount received from the Bureau of Engraving and Printing during the

year ended October 31, 1892 '. '. 53, 854, 670

Total 96,890,390Amount issued to banks during the year $49,951, 350Amount withdrawn from vault for cancellation 1, 615, 640

51,596,990

Balance in vault October 31,1892 45,293,400

The following table shows the amount of new currency issued toreplace notes redeemed and destroyed under the provisions of the actof June 20,1874, the amount issued to replace notes redeemed by lawfulmoney deposited under the act of July 12, 1882, and the amount issuedto both old and new banks upon bonds deposited for the purpose ofobtaining additional circulation. The table also shows the amount ofcirculation redeemed under the act of June 20,1874, establishing the Na-tional-bank Eedemption Agency of the Treasury at Washington:



TABLE SHOWING BY STATES THE AMOUNT OF f'ADDITIONAL CIRCULATION" ISSUEDAND RETIRED DURING THE YEAR ENDWD OCTOBER 31, 1892, AND TOTAL AMOUNTISSUED AND RETIRED SINCE JUNE 20; 1874.


Circulation issued.

Under actof July 12,

1882.Additional

Totalissued.

Circulation retired.

Under actof June 20,

1874.

Insolventand

Liquidatingbanks.

Totalretired.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichigan"WisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoIdahoMontana..WyomingNorth DakotaSouth DakotaWashingtonCaliforniaU.tah TerritoryNew Mexico Territory.Arizona TerritoryOklahoma TerritoryIndian TerritoryAlaska Territory

$10$39, 370192,155103,510

1,997,7001,512, 290

306, 000849,835

84, 3461, 774, 750

$39,370192,165103,510

1,997,7001,512,290

306, 000849, 83585,345

1, 774,750

303,750 303, 750

45, 00078,75064,100

533,75022,51022, 500

45, 00078,75064,100

533, 75022, 51022,500

$304, 616204,84596,870

1,399,750161,235533,790

1, 270, 624352,581948, 428115, 860135,907

114,94537,12023, 5651,485

23,345

13,260

135, 000423,420

135,000423, 420

9992,210

8 120

433,80058, 51045, 000

2, 852,910377,350241,750

72, 090227,170250,860175,51056,240

201,280

434, 79960, 72045, 000

2,852,910377, 350241,75072,090

227,170250, 860183, 63056,240

201,280

125,11019,93014,500

155,47118, 08250, 270

740,578241,438

30, 24532,87058,89069, 04714, 46032,63015,290

$137,86096,18198,128

972, 937259,195292,447866, 923169,136866,910

29, 600163,551

5,06151,26737,03427,77023,58041,0111,910

54,064100

36, 64145, 31411,040

189, 95570,34473, 504

391,171178, 692141,920162,63456,92276,94261,991

148,89144,489

TotalSurrendered to this office

and retiredFrom June 20,1874, to Octo-

ber 31,1891Surrendered and retired

same dates

Grand total October31,1892

12,338

20,250176,85033, 74022, 50024, 75033,750

20,250176,85033, 74022, 50024, 75033,750

46, 526460

4,8002,630

236,23567, 50011,25022, 50022,50022,50035,990

236, 23567, 50011,25022, 50022, 50022, 50035, 990

71, 93518,230

13,711,526 13,723,864

258,942, 523 286,871,426

272, 665,387

7,401,620

294,273,046

6,94019,9805,5113,031

405,23018,45520,85527,760

1229,952560

1,910

6,005,461

133,809,591

139,815,052

$442,476301,026194,998

2,372,687420,430826,237

2,137,547521, 717

1,815, 338145,460299,4585,06266,21274,15451,33525, 06564,3561,91067,324

100161,75165, 24425,540345,42688, 426123,774

1,131,749420,130172,165195, 504115,812145, 98976,451181,52159,779

6,94066,5065,9717,8312,6705,23018,45620, 85599,69518,3529,952560

1,910

13,407,081

86,310

420,681,017

16,257,568

450,431,976

Notes of gold banks are not included in the above table.



Of the total circulation issued as shown by the foregoing table,$2,867,620 were issued to banks organized during the year or just priorto November 1, 1891, and $10,856,244 to other banks which depositedbonds for the purpose of increasing their circulation. The provisionsof law relating to the redemption of national-bank circulation remainas heretofore, a redemption fund of 5 per cent on the total circulationbeing maintained with the Treasurer of the United States, and a prorata annual assessment paid as the cost of redemption, amounting to$1,464 on each $1,000 during the year ended June 30, 1892.

During the past year the receipts of the National-bank EedemptionAgency amounted to $70,434,334, of which amount $31,218,977, or 44per cent, was received from New York City. The amount receivedfrom Boston was $8,475,354; from Philadelphia, $5,053,891,- from Chi-cago, $5,052,376; from Cincinnati, $2,138,337; from Baltimore,$2,100,453; from St. Louis, $1,224,285; from New Orleans, $936,217;from Providence, $924,501; and from Pittsburg, $495,629.

Of the total amount received during the year, notes representing$18,583,320 were fit for circulation and returned to the banks originallyissuing them.

The following table exhibits the amount of national-bank notes re-ceived monthly for redemption by the Comptroller of the Currency dur-ing the year ended October 31, 1892, and the amount received duringthe same period at the redemption agency of the Treasury, togetherwith the total amount received since the passage of the act of June 20,1874:

Months.

November, 1891December, 1891January, 1892February, 1892March, 1892April, 1892Ma,v,1892June, 1892July,1892August, 1892September, 1892October, 1892

TotalReceived from June

20,1874, to October31,1891

Grand total

Received by the Comptroller of the Currency.

For na-tional banks

in connectionwith reduc-

tion of circu-lation and

replacementwith new

notes.

$6, 9801,6601,490

5409,290

403,890

3014,420

2050

450

From the redemption agency.

For re-placementwith new

notes.

$2,916,7702, 934, 2603, 324, 8703, 862,8453, 263, 0802, 871, 5653, 059, 7003, 275, 9202, 967,1802, 485,1002, 331, 0263, 098, 806

38,860 i 36,331,122

16,814,435 |874,464,560

16, 853,295 910,795, 682

For reduc-tion of

circulationunder

act of J u n e20,1874.

$1, 067,176835, 288926, 385914,762687, 684526, 877521, 615525, 510467, 555307, 080314,187307,500

7, 401, 619

286,813,126

294, 214, 745

Insolventand

liquidatingnationalbanks.

$686, 898559,969560, 537603,401517, 389510, 418500,169491, 532446, 815332, 246411,189384,898

6, 005, 461

133, 684,600

139, 690, 061

Total.

$4, 677,8244,331,1774, 813, 2825, 321,5484, 477,4433, 908, 9004,085,3754, 292, 9923, 895, 9703,124, 4463,056,4523,791,654

Receivedat the

United StatesTreasury

redemptionagency.

$5,013,8205, 909,3347, 788, 4846, 066,1775, 276, 6555, 639, 7556,357, 3996, 323, 8496,191, 0465, 352, 8125, 296, 0375,218,966

49,777,063 | 70,434,334

1,311,776,721 2,119,677,706

1, 361, 553, 784 2,190,112, 040

Notes of gold banks are not included in the above table.



The following table exhibits the amount of national-bank notes re-ceived at this office and destroyed yearly since the establishment of thesystem:

Prior to November 1, 1865 $175,490During year ended October 31—

1866 1,050,3821867 1 3,401,423186818691870187118721873187418751876187718781879.1880

4, 602,8258, 603, 72914, 305, 68924, 344, 04730,211,72036,433,17149, 939, 741137, 697, 69698, 672, 71676, 918, 96357, 381, 24941,101, 83035, 539, 660

During year ended October 31—188i/...". «18821883188418851886188718881889189018911892

Additional amount of insolvent andliquidating national banks

Total.

$54,941,13074,917, 61182,913,76693,178,41891,048,72359,989, 81047, 726,08359, 568, 52552, 207, 62744, 447,46745,981,46343, 885,319

150, 246,189

1,521, 433,462

Notes of gold banks are not included in the above table.There "was in the vault of the redemption division of this office, awaiting destruction, at

the close of business October 31, 1891 $241,300.00Received during the year ended October 31,1892 49,788, 948.00

Total 50,030,248. 00Withdrawn and destroyed during the year 49, 902, 665.50

Balance in vault October 31,1892. 127,582.50

REDEMPTION OF NOTES OF BANKS REDUCING CIRCULATION, OF THOSE IN VOLUNTARYLIQUIDATION, AND OF FAILED BANKS, UNDER THK ACT OF JUNE 20, 1874, AND OFBANKS THE CORPORATE EXISTENCE OF WHICH HAS BEEN EXTENDED UNDER THEACT OF JULY 12, 1882.

No change has occurred in the provisions of law with respect to areduction of the outstanding circulation of an association upon thedeposit of lawful money with the Treasurer of the United States in asum not less than $9,000, nor in the provisions of the act of July 12,1882, requiring a deposit of lawful money for the retirement of the oldcirculation of such banks within a period of three years. Under theseprovisions of law $458,024,277 of lawful money has been deposited withthe Treasurer on account of liquidating and insolvent banks, including$2,663,720 deposited for the redemption of notes of national gold banksand $97,714,449 for the redemption of national-bank notes under theact of July 12,1882. Durin g the year ended October 31,1892, $1,063,300in lawful money was deposited by banks reducing circulation, $1,341,880by banks in voluntary liquidation, $12,328 by extended banks retiringold circulation, and $761,820 on account of insolvent banks, making atotal of $3,179,328.

The total amount deposited prior to and under the acts of June 20,1874, and July 12, 1882, is $472,269,087, and of this $73,792,900 wasdeposited by banks in liquidation. Deducting the amount of circulatingnotes redeemed and destroyed without reissue, which was $447,078,004,from the total deposit, there remained in the hands of the Treasurer,on October 31,1892, $25,191,083 in lawful money for the redemptionand retirement of national-bank circulation, including $104,952 for theredemption of outstanding circulating notes of national gold banks.

Prior to June 20, 1874, $10,431,135 of national-bank notes were re-deemed and destroyed without reissue, and $436,646,869 have been soretired since that date. In the latter amount are included $2,558,768 ofthe notes of national gold banks and $82,081,203 of notes of associationswhich extended their corporate existence.

Under the act approved February 14, 1880, authorizing the conver-sion of gold banks and extending to them all the privileges applicableDigitized for FRASER



to any national-banking association, the national gold banks eitheravailed themselves of the opportunity thus afforded to convert or passedout of existence. As stated elsewhere, there still remains on depositwith the Treasurer of the United States in lawful money $104,952 forthe redemption of notes issued by national gold banks which are stilloutstanding.

TAX UPON CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS.

ftb change has occurred in the provisions of law requiring nationalbanks to pay a semi annual duty of one-half of 1 per cent upon theaverage amount of their notes in circulation, and expenses incident tothe redemption of such notes annually determined by the Treasurer ofthe United States, and a pro rata assessment levied upon the banks,based upon the exact status of each with respect to the amount redeemed.The banks pay the fees allowed to national-bank examiners, as ascer-tained under the law, by means of drafts forwarded to the Comptroller,who in turn remits the proceeds to the examiners as their reports arereceived and accounts rendered. The amounts collected from the banksduring the fiscal year from these sources and for the expense connectedwith the preparation of plates for circulation were as follows:Semi-annual duty on circulation $1,331,287.26Cost of redemption of notes by the United States Treasurer 100,593.70Assessment for cost of plates, new banks 15, 700.00Assessment for cost of plates, extended banks 8,100.00Assessment for examiners7 fees (sec. 5240, Revised Statutes) 161,983.68

Total 1,617,664.64

The following table is a comparative statement of taxes assessed assemi-annual duty on circulation, cost of redemption of notes, cost ofplates, and examiners' fees for the past ten years:

Years.

1883188418851886188718881889189018911892

Total....

Semi-annualduty on cir-

culation.

$3,132, 006.733,024, 668. 242, 794, 584. 012, 592,021. 332,044, 922. 751, G16,127. 531,410, 331.841,254, 839. 651,216,104. 721,331,287.26

20,416,894.06

Cost of redemp-tion of notes

by theUnited States

Treasurer.

$147, 592.27160,896. 65181, 857.16168, 243.35138, 967. 00141,141.48131,190.67107,843. 3999, 366. 52

100, 593.70

1,377, 692.19

Assessmentfor cost ofplates, new

banks.

$25, 980.0018, 845. 0013 150. 0014,810.0018, 850.0014,100.0012,200. 0024,175. 0018, 575. 0015,700. 00

176,385.00

Assessmentfor cost ofplates, ex-

tendedbanks.

$34,120.001,950. 00

97, 800.0024.825. 001, 750. 003, 900.00

575. 00725.00

7,200.008,100.00

180,945. 00

Assessmentfor exam-iners' fees(sec. 5240,

K.S.).

$94, 606.1699, 642.05

107, 781. 73107, 272.83110, 219.88121,777.86130, 725.79136, 772.71138, 969.39161,983.68

1,209,752.08

Total.

$3,434, 305.163, 306, 001.943,195,172.902, 907,172. 512, 314, 709.631, 897, 046.871, 685, 023.301, 524, 355. 751,480, 215.631, 617, 664.64

23,361,668.33

iMor to the act of March 3,1883, the banks were required to pay atax on capital and deposits in addition to that on circulation. The totaltax collected on capital amounted to $7,885,887.74; on deposits,$60,940,067.16; and up to July 1? 1892, $72,670,412.30 on circulation,making a total of $141,466,367.20.

LOANS.

The following table gives a classification of the loans of the nationaloanks in each of the central reserve cities of Kew York, Chicago, andSt. Louis, in other reserve cities classified in groups, and in the rest ofthe count / at nearly the same dates in each of the last five years:Digitized for FRASER



OCTOBER 4, 1888.

No. ofbanks.

.v York• .ii\:sigO.->t. LouisGroup No. 1, 4 citiesGroup No. 2, 4 citiesGroup No. 3, 4 citiesGroup No. 4, 4 citiesCountry

Total

OnUnitedStates

bonds on

194

128413322

2,847

46 $2,132,3 59 $108,466, 001

3,U0

On otherstocks,

bonds, etc.,demand, jon demand.

359, 296|

148, 770|10, 765!75, 000

1,200577,484

3,304,674

9, 631, 825921,854

44, 271,1647, 806, 7946, 570, 9b1, 205, 596

42, 586,172|

On singlename paper

withoutother

security.

$28,626, 29514,155, 001

306, 45041,430,1207,182, 7797, 260, 6658, 501,966

135,967,639

All otherloans.

$153,271,02641,129,615]6,988,2421

182, 567, 237|37,435, 637!42,188, 407i21, 303, 327

721, 806,861

Total.

$292,495,48165, 275, 7378,216, 546

268,417, 29152,435,97556, 095, 01031, 012, 089

900, 938,156

221,460,344 243,430, 915 1, 206,690,352| 1,674,886,285

S E P T E M B E R 30, 1889.

15, 947, 708866, 900

43,237, 3348, 308, 2838, 618, 6189, 051,215

On demand,with U. S.

bonds,otherbonds,

stocks, orcollaterals

as security, jas security.

On time,with U. S.bonds, oth-er bonds,stocks, orcollaterals

Total.

New YorkChicagoSt. LouisGroup No. 1, 4 cities.Group No. 2, 4 citiesGroup No. 3, 4 citiesGroup No. 4, 4 citiesCountry 154, 475, 783

$119, 366, 41731, 275, 0737, 863, 955

145,457, 84229,328, 01439, 473, 64516,140, 667

638,484,540

$109,579,49512, 702,7791,846, 621

54, 280, 6949,770,7058, 337, 0563,432,808

54,314,240

$43,085,67612,455, 5152, 897,770

43, 847, 64312, 056, 470

6, 419,1977,661,230

125, 279, 276

$303,898,16672,381,07513,475, 246

286,823, 50459,463,47262, 848,51636,285, 921

970, 553,839

Total 272,372,4101,025,390,153 254,264,398 253,702,7771,805,729,739

OCTOBER 2, 1890.

New YorkChicagoSt. LouisGroup No. 1, 5 cities*!Group No. 2, 4 cities*.Group No. 3, 6 cities*tGroup No. 4, 4 cities*.Country

Total

29, 044, 06316, 714, 6732,172, 008

45, 604, 6398, 683, 687

21,118, r10,116,981

164, 665, 256

122, 226, 904i27, 897, 562!16, 274, 7891

146, 363, 79933,311, 33855,649,97818,602, 080

685,600,4011

102,372, 932i17,125,2194, 346, 312

56,582, 852111, 002, 53810, 540, 565]6,225,020! 10; 313,144'

63,538, 244i 144, 715, 700!l, 058, 519,601

43,466, 652 297,110, 55116, 506, 704 78, 244,1586,681,993i 29,475,102

48, 664,875| 297,216,16513,140,1821 66,137, 74510,752, 917! 98,062,140

45,257,225

105,926,851 271,733,682 294,242,167|l, 970,022,687

SEPTEMBER 25, 1891.

New York.ChicagoSt. Louis . - -

On paperwith single

name,unsecured.

Group-No. 1, 5 cities*t .1No. 2,4 cities*..]No. 3, 7 cities*t.No.4,4 cities*..)

Country

$25,125, 31317, 937,7912,093,451

42,118, 7488,457, 434

18, 809,1017,498, 9611

j On demandOn demand! with U.S.

, oth-erwise un-

secured.

On time,with IT. S.

in i w i t n i n " i Don(*s, other bonds, otherdorsers,oth-| bonds, bonds,

erwise j stocks, or | stocks, orunsecured, j collaterals j collaterals

jas security.jas security.

$116,957, 04<" ' — 301

141!34,889,114,617,1

Total.

$2, 925,418'$113,787,1961 $42, 783,829! $301, 578, 8023,704,939! 13,525,638 17,508,229] 87,565,897

558,571| 3,999,711 6,595,233 27,864,107

Total.

141, 021,29, 991,54, 500,14,130,

6(52, 814,

853!803!479J558!

9, 015,155!1, 084, 03413,361, 241!2,106, 638j

35, 679, 262 i

54,233,863 48,397,495 294,787,11411,149,9281 14,393,999! 65,077,1989,923, 642J 11, 684,9591 98,279,4225, 596,114J 9, 954, 626! 39, 286,897

54, 065,103 i 162, 943, 75711, 074, 914,8033,333! 150,412,548!

7,677J 281,453, 347 1,068,922, 313j 58, 435,2851 266, 281,195) 314, 262,127|1, 989, 354,240



SEPTEMBER 30, 1892.

Few YorkChicagoSt. LouisGroup—

No. 1,5 cities*! -No. 2,4 cities* . .No. 3,7 cities*t -No. 4,4 cities*..

Country

Total

On demand,paper withone or moreindividual

or firmnames.

48239

133545026

3,430

3,773

On demand, Isecured by |

stocks, ''bonds, andother per-

sonal secu-rities.

95,920, 315

$4, 931, 784;$117, 751, 227 $117,796, 0257,853, 3231, 079,406

11,2, 072,1988, 028, 4685,751,077

54, 205, 372

18,128,1492, 744, 362

53,328, 5798, 910, 933

20, 377, 8747, 380, 208

171,265,156

320, 283,166

On time,secured by

stocks,bonds, andother per-sonal secu-rities, or onmortgages

or otherreal-estatesecurity.

$65, 573, 00021, 006, 8018,192, 840

54, 982, 55414, 945,45713, 879, 88111, 288,439

176,901,""

Total.

$344,199,941103, 913,02532,877, 372

317.983, 39467, 325, 570

109.984, 26641,445,455

395 1,135,769,806

366,770,367 2,153,498,829

* Group No. 1, Boston, Albany, Brooklyn, Philadelphia, and Pittsburg. Group No. 2, Baltimore,Washington, New Orleans, and Louisville. Group No. 3, Cincinnati, Cleveland, Detroit, Milwaukee,Des Moines, St. Paul, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Omaha, and San Fran-cisco.

t Brooklyn, St. Paul, and Minneapolis were not reserve cities prior to 1890.

In the table below is given a full classification of the loans in NewYork City alone for the last seven years:

Loans and discounts.

On indorsed paperOn single-name paperOn U. 3. bonds on demandOn other stocks, etc., on de-

mandOn real-estate securityAll other loans

Total

Oct. 7,1886.

45 banks.

$121, 381, 38024, 646, 0082, 002, 550

91, 636, 791211,432

13, 854, 215

253, 732, 376

Oct. 5, 1887.

47 banks.

$115, 316, 62517, 585, 4961,445, 900

95,075,844146, 885

28, 443,431

258,014,181

Oct. 4, 1888.

46 banks.

$117,707,04428, 626, 2952,132,159

108,466,001113, 494

35,450,488

292,495,481

Sept. 30,1889.

45 banks .

$119,369,40431, 866, 5781,124,109

108, 258,112201, 878

43, 078,085

303, 898,166

Oct. 2,1890.

47 banks.

$122, 226, 90429, 044,063

583, 820

101, 789,112228, 778

43, 237, 874

297,110, 551

Loans and discounts.Sept. 25, 1891.

49 banks.

On paper, with single name, unsecuredOn paper, with one or more indorsers, otherwise unsecuredOn demand, with one or more indorsers, otherwise unsecuredOn demand, with U. S. bonds, other bonds, stocks, or collaterals, as securityOn time, with IT. S. bonds, other bonds, stocks, or collaterals, as security

Total

$25,125, 313116, 957, 046

2, 925,418113,787,19642, 783, 829

301,578,802

Loans and discounts.Sept. 30, 1892.

48 banks.

On demand, paper with one or more individual or iirm namesOn demand, secured by stocks, bonds, and other personal securitiesOn time, paper with two or more individual or firm namesOn time, single-name paper (one person or firm) without other securityOn time, secured by stocks, bonds, and other personal securities, or on mortgages or

other real-estate security

Total

$4, 931, 784117,751,227117, 796, 02538,147, 905

65,573, 000

344,199,941



The subjoined tables bring forward to the latest date the usual sum-mary of information as to the course of. deposits and reserve since theact of June 20, 1874, went into effect. They show the amount of de-posits and the state of the reserve at about October 1 of each year, ineach central reserve city, in all the reserve cities, and in the States andTerritories, with a general summary embracing all active national banks:

NEW YORK CITY.

Date.

Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892

Average for19 years...

No. ofbanks.

484847474747474850484444454746415474948

47

Net de-posits.

Mittions.204.6202.3197.9174.9189.8210.2268.1268.8254.0266.9255.0312.9282.8284.3342.2338.2332.6327.8391.9

268.7

Reserverequired(25 percent) .*

Millions.51.250.749.543.747.452.667.067.263.566.763.778.270.771.185.584.583.281.997.9

67.2

Reserve held.

Amount.

Millions.68.360.560.748.150.953.170.062.564.470.890.8

115.777.080.196.484.992.586.1

103.4

75.6

Ratio todeposits.

Per cent.33.429.930.727.526.825.326.423.325.426.535.637.027.228. 228.225.127.826.326.4

28.3

Classification of reserve.

Specie.

Millions.14.45.0

14.613.013.319.458.750.644.550.363.191.564.163.673.959.178.453.862.6

47.0

Other law-ful money.

Millions.52.454.445.334.336.532.611.010.918.919.727.023.712.516.122.125.613.932.040.5

27.9

Due fromagents.

Millions.

Redemp-tion fund.

Millions.1.51.10.80.81.11.10.91.01.00.90.70.50.40.40.30.20.20.30.3

0.7

*A11 lawful money.

CHICAGO.

Oct. 5,1887Oct. 5,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892

64.669.378.782.992.9

106.5

16.217.319.7

' 20.723.226.6

19.721.025.024.831.230.5

30.530.231.730.033.628.6

12.913.115.317.020.122.4

6.77.89.67.8

11.08.1

0.050.050.050.050.050.05

ST. LOUIS.

Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892

10.37.9

12.026.224.229.2

2.62.03.06.56.17.3

2.72.13.25.65.86.1

26.427.026.721.323.821.1

1.31.01.63.13.84.6

1.31.11.62.52.01.5

0.030.020.010.020.020.02


182188189188184181184189193200203203217223224228259265263

RESERVE, CITIES.*[Reserved 25 per cent, one-half in lawful money.]

221.4223.9217.0204.1199.9288.8280.4335.4318.8323.9307.9364.5381.5338.5384.9419.0457.8451.9519.3

55.356.054.251.050.057.272.483.979.781.077.091.195.484.696.2

104.8114.4113.0129.8

76.074.576.167.371.183.5

105.2100.889.1

100.699.0

122.2114.0100.7116.9121.9129.8138.8156.1

34.333.335.133.035.636.536.230.028.031.132.233.529.929.730.429.128.330.730.1

4.51.54.05.69.4

11.328.334.628.326.330.342.044.536.340.037.843.145.553.1

36.737.137.134.329.433.025.021.924.130.133.334.926.023.224.526.724.931.529.0

31.132.332.024.429.135.748.240.633.240.832.342.441.340.051.556.761.061.073.0

3.73.63.03.03.23.53.73.73.53.43 .12.92.21.20.90.60.70.81.0

* Includes Chicago and St. Louis up to October 5,1887,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


STATES AND TEHEITOKIES.

jJate.


No. ofbanks.

1, 7741,8511.8531J8451, 8221,8201, 8591,8952, 0262, 2532, 4172,4672,5902,7562, 8472,9923,2073, 3333,430

Net de-posits.

Millions.293.4307.9291.7290.1289.1329.9410.5507.2545.8577.9535.8570.8637.6690.6739.2807.6859.2861.8975.5

Reserverequired(15 percent).*

Millions.44.046.343.843.643.449.561.676.181.986.780.485.695.6

103.6110.9121.1128.9129.3146.3

Reserve held.

Amount.

Millions,100.6100.199.995.4

106.1124.3147.2158.3150.4157.5156.3177.5186.2190.9209.8224.6225.5235. 5274.8

Ratio todeposits.

Per cent.34.332.534.332.936.737.735.831.227.527.229.231.129.227.628.427.826.227.328.2


Specie.

Millions.2.41.62.74.28.0

11.521.227.530.031.235.241.547.850.850.250.554.360.366.6

Other law-ful money.

Millio?is.33.733.731.031.631.130.328.327.130.030.830.929.930.132.634.536.237.736.838.9

Due fromagents.

Millions.52.753. 355.448.956.071.386.492.480.184.179.795.999.5

100.9119.0132.4128.5133.0163.5

Redemp-tion fund.

Millions.11.911.610.810.711.011.211.311.411.311.310.510.28.76.66.25.55.25.45.8

* Reserve 15 per cent, two-fifths in lawful money.

SUMMARY.


2,0042,0872,0892,0802,0532,0482,0902,1322,2692,5012,6642,7142,8523,0493,1403,2903,5403,6773,773

719.5734.1706.6669.1678.8768.9968.0

1, 111. 61,118.61,168. 71, 098.71, 248. 21, 301. 81, 388.41, 543. 61, 655. 51, 758. 71, 758. 62, 022.5

150.1152.2147.5138.3140.8159.3201.0227.2225.1234.4221.1254.9261.7278.0311.9333.1353.7353. 5408.1

244.9235.1236.7210.8228.1260.9323.0321.6303.9328.9346.1415.4377.2394.2446.2459.6478.2497.4570.9

34.032.033.531.533.633.933.428.927.228.131.633.329.028.428.927.827.228.328.2

21.38.1

21.322.830.742.2

108.2112.7102.8107.8128.6175.0156.4165.1178.1164.3195.9183.5209 1

122.8125.2113.4100.297.095.964.359.972.080.691.288.568.779.990.199.786.8

113.3118.3

83.885.687.473.385.1

107.0134.6133.0113.3124.9112.0138.3140.8140.9170.5189.1189.5194.0236.4

17.116.314.614.515.315.815.916.115.815.614.313.611.48.37.66.46.16.67.1

In the preceding tables the specie held represents the aggregate ofgold and silver coin, Treasurer's certificates, and clearing-house goldcertificates. A table will be found in the Appendix, page 153, showingthe amount of each kind of coin and certificates held by the banks ineach State and reserve city in October, 1888, September, 1889, October.1890, September, 1891, and September, 1892.

FAILED BANKS.

Seventeen national banks, with an aggregate capital of $2,450,000,were placed in the hands of receivers during the year, as shown by thefollowing statement. In one case creditors have received dividendsamounting to principal and interest in full; in another case principal infull; in another, 85 per cent; in another, 70 per cent; in two cases, 50 percent; in five cases, 30 per cent; in two cases, 25 per cent, and in onecase 20 per cent.

9647 5


66 REPORT OF THE COMPTROLLER OF THE CURRENCY,

STATEMENT OF F A I L E D BANKS, THEIR SURPLUS AND LIABILITIES, ACCORDING TOLAST REPORT OF CONDITION.

Name and location of bank.Date of

authority tocommencebusiness.

i As shown at date of last repor&of con-j dition.

Date of | Receiver jfailure, appointed!

j Capital.Surplusand un-dividedprofits.

Otherliabili-ties.*

i Date ofI last reI port ofI condi-I tion.

Maverick National Bank iof Boston, Mass Dec, 31, 1864

Corry National Bank ofCorry, Pa | Nov. 12,1864

Cheyenne National BankDec. 2, 1885

Dec. 29,1887

of Cheyenne, Wyo.California National Bank

of San Diego, Calirst National Bank of Wil-First Nmington, N. C j July 25, 1866

iHuron National Bank of j

Huron, S. Dak Nov. 21, 1884

First National Bank ofDowns, Kans Oct. 12, 1886

First National Bank ofMuncy, Pa Feb. 23,1865

Bell County National Bankof Temple, Tex Aug.25, 1890

First National Bank of !Deming, N. Mex | Apr. 22, 1884

First National Bank of |Silver City, N. Mex j Sept. 17,1880

1891.

Nov. 2

Nov. 7

1891.

Nov. 2

Nov. 21

Nov. 13 ! Dec. 5

I 1891.

|

$400,000 fl,018,862 $10,097,888 Sept. 25

100, 000J 22,418J

150, OOO! 22, 814|

Nov. 12 | Dec. 18 500,000! 120,232!i l l !

Nov. 24 ! Dec. 21

548, 293; Sept. 25

306, 838| Sept. 25

905,303| Sept. 25

i 1892.

Dec. 18 i Jan. 7 j

1892. I !

Jan. 23 j Feb. 6 ii j

Jan. 11 j Feb. 9 jFeb. 3 I Feb. 19 |

Feb.

Feb.

Feb. 29 i

Feb. 29

Lima National Bank of .Lima, Ohio ! Jan. 16,1883 ! Mar. 1

National Bank of Guthrie, jOkla July 31, 1890

Cherry vale National Bank i iof Cherry vale, Kans I Apr. 16, 1890 ! June 10 ! July

First National Bank ofErie, Kans

First National Bank ofRockwall, TexXVUUJ&. W Hill, 1 O A

Vincennes National Bankof Vincennes, Ind.

Total.

Mar. 21I

June 13 | June 22

2

Jan. 15, 1889 | June 25 | July 2

May 29,1888 j June 11 j July 20 j

July 17, 1865 ! July 6 ! July 22

I

250, 000

75,000

50, 000

100,000

50, 000

100,000

50, 000

200,000

100,000

50, 000J

50, 0001

125, 000

100,000

2, 450, 0001

23,543

2,320

1,

24,

6,

18,

9,

51,

5,

4,

5,

25,

42,

404,

532

493

089

946

858

234

176

599

071

082

534

803

584,

49,

79,

932;

5271

842

88, 657:

88,

153,

121

215

45

48

82

242

13,641

509

4441

503

835

583

572

532

193

451

Dec. 2

Dec. 2

Dec.

Dec.

Dec.

Dec.

1892.

Mar. 1

May 17

May 17

May 17

July 12

July 12

•Total, as per report, except capital, surplus, circulation, undivided profits, and unpaid dividends.

CAUSES OF FAILURE.

The doors of the Maverick National Bank of Boston, Mass., wereclosed on the last day of the report year (October 31, 1891, too late tobe included in the annual report) by the national bank examiner,acting under instructions from the Comptroller of the Currency. Forsome months the condition of the bank had been a source of anxiety tothe Comptroller on account of excessive loans to certain of its direc-tors. The aggravated character of these loans, however, was not re-vealed to the Comptroller, either through the reports of the examineror the attested reports of condition. The bank had a large volume ofbusiness and did a large collection business throughout the country.Speculative banking and excessive loans to directors for speculativepurposes were the causes of failure. Conservatively managed, its vol-ume of business and good will would have possessed very great value.Its assets were easily convertible. The receiver has paid to creditors85 per cent, and expresses the opinion that an additional dividend will



be paid, not exceeding 5 per cent, dependent upon the result of pend-ing* litigation and the amount realized from the assessment upon share-holders. An assessment of 100 per cent has been levied by the Comp-troller upon the shareholders of the bank, the amount of collectionappearing in the table on page 224 of the Appendix.

The doors of the Corry National Bank of Corry, Pa.? were closed tobusiness November 7, 1891. The entire management of the bank hadbeen practically confided to the president and cashier, whom it appearswere highly respected and enjoyed the full confidence of the com-munity until their disastrous administration of aifairs of the bank be-came known. A good many loans were made in excess of the 10 percent limitation. False debits were made to other banks, and a corre-sponding credit given to certain individuals for the purpose of making ashowing which would justify the payment of dividends to shareholders.Large rates of interest were paid on certificates of deposit, and theexpenses of the bank were extravagant. A large amount of paper ofbad character had been kept alive by renewals, interest in many casesbeing included in the renewals. The discoveries of the examiner, indi-cating criminal violations of law, were promptly reported to the UnitedStates attorney.

An assessment of 100 per cent has been levied by the Comptrollerupon the shareholders of the bank, the amount of collection appearingin table on page 224.

Dividends amounting to 50 per cent have been paid to creditors.The doors of the California National Bank of San Diego, Cal., were

not ox>ened after close of business November 11,1891. The failure wasregarded as a great calamity by the local community, and considerableeffort was made, in which many creditors joined, to accomplish a resump-tion of business. Under the peculiar circumstances and in view of re-peated assertions in communications to the Comptroller from interestedparties that a sufficient cash fund would be made immediately avail-able to restore the impaired capital, as much time was given before theappointment of a receiver as seemed to be consistent with the Comptrol-ler's discretion under the law. When it became known, ui)on thoroughexamination, that the entire capital and surplus of the bank had beenlost and all efforts to resume had proved futile, the president of thebank, who had personally exerted himself in the interests of resump-tion of business, committed suicide. The funds of the bank were usedto promote local enterprises of a public character involving large sumsof money, and during a period characterized by a marked increase inprices and unusual activity in business. Succinctly stated, the presi-dent of the bank, in conjunction with one or more directors, at the dateof its organization inaugurated schemes or deals in the interest ofthemselves and the local community which involved large sums of money.The necessary loans were for a time obtained from the Eastern States,but as these matured and demand for payment was made recourse washad to this bank. The local boom collapsed before any of these enter-prises became paying investments. At length, the extreme danger tothe bank became apparent to the management, and it appears tliat thepresident alone was forced to assume the attendant responsibility, andfinally being unable to contend with the reductionin deposits and shrink-age in values suspension became inevitable.


Dividends amounting to 30 per cent have been paid to creditors.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


The Cheyenne National Bank of Cheyenne, Wyo., closed its doors tobusiness November 13, 1891, a run having been caused by the suspen-sion of the California National Bank of San Diego, Cal. A few dayslater the cashier committed suicide. The president of the CaliforniaNational Bank of San Diego was likewise the president of the CheyenneNational Bank, and the character of management in both cases wasalmost identical. The personal presence of the president, his correctmanner of life, and his energetic attention to business are said to havegiven him the entire confidence of the community and enabled him toconsummate questionable transactions without suspicion. From thefirst, the funds of the bank were diverted to his use. One commonmethod was to purchase stocks of little or no value, sell them to irre-sponsible persons, taking notes in payment, which notes he caused tobe discounted by this bank. He borrowed money in the Eastern Stateswith which to purchase a controlling interest in the stock of the bank,using this stock as collateral. When demand was made, he would paythe loans with funds belonging to the bank realized upon accommoda-tion paper obtained from his immediate friends. The cashier became alarge and irresponsible debtor, and together these officers misappro-priated an amount equal to the entire capital of the bank. Many badloans were made, business was unduly extended^ and the managementwas reckless and extravagant.

Dividends amounting to 25 per cent have been paid to creditors.The doors of the First National Bank of Wilmington, N. C, were

closed by order of the board of directors November 24, 1891. Thereason given to the public was that the capital had been impaired byheavy losses incurred in previous years, from which the bank could notrecover. No dividends had been paid since 1887. After a thoroughinvestigation, the receiver reported that the failure was due to badloans extending over a number of years, and to peculation and robberyby the cashier, a fugitive from justice. The directors took no interestin the management, and the cashier had been given complete control.A large part of the assets consisted of worthless bills receivable, whichhad been carried for a long time by renewal. Excessive loans had alsobeen made. False entries were made upon the books to conceal theactual liability from the examiner, and it was found that the cashierhad so manipulated the accounts as to successfully postpone the col-lapse for a considerable length of time. It now appears that the di-rectors were aware to a certain extent of the condition of the bank,but relied upon the hope that it would under most favorable circum-stances recover. The class of assets relied upon as good at date offailure amounted to only about 25 per cent of the whole, and the re-ceiver up to date has been unable to collect more than 15 per cent ofthe total assets.


Dividends amounting to 30 per cent have been paid to the creditors.The doors of the Huron National Bank of Huron, S. Dak., were

closed to business by the national-bank examiner December 18, 1891.The examiner found that for some time prior to that date the bank

had been in a crippled condition, but thought, with careful and eco-nomical management, the affairs could be placed upon a safe footing.The shareholders finally voted to go into voluntary liquidation, butupon the disclosure that a large indebtedness due from the officers andtheir friends was not collectible, the Comptroller was compelled under



the law to appoint a receiver. It appears that the local communitylost confidence in the bank from the fact that the management wassupposed to be pecuniarily interested in a very spirited controversyand rivalry that existed between several cities over the location of thecapital of the State, and this with other causes tended to make thebusiness of the bank unprofitable. The farming interests in the sur-rounding country were largely indebted to the bank, and the contin-ued crop failures made the loans almost worthless. It did not appearthat there had been criminal violations of law, but it did appear thatthe suspension was due to bad loans and unreinunerative business,which had been unduly extended.

The doors of the First National Bank of Muncy, Pa., were closed tobusiness January 11, 1892, by a national-bank examiner who had forsometime been in attendance for the purpose of ascertaining the exactcondition as to solvency. Criminal violations of law were apparent,and prompt communication was had with the United States attorney.There appeared to be a large shortage in cash as represented by thebooks of the bank. On the day upon which the examiner closed itsdoors, the want of public confidence was manifested by a slight run.The causes of failure may be stated as reckless management, incorrectbookkeeping, declaration of dividends that had not been earned, failureto charge off bad debts, and a persistent practice of allowing overdraftsin large amounts.

Had the management of the bank been good and efficient, the ap-pointment of a receiver would have been unnecessary and the bankmight have been put in a sound condition by levying an assessment tomake good the impairment of capital.

No assessment was levied upon the shareholders as the assets of thebank were sufficient to pay creditors in full. The remaining assetshave been turned over to an agent selected by the shareholders andthe trust closed, principal and interest having been paid in full on allproved claims.

The doors of the First National Bank of Downs, Kans., were closedJanuary 23, 1892, by the national-bank examiner, upon discoveringthat the bank was insolvent. Bad management, frequent irregulari-ties, and indications of collusion to violate the law were apparent, andthe information was promptly reported to the United States attorneyfor that district. On or about the date of organization the assets ofanother bank were purchased, a considerable portion of which provedto be worthless; accommodation notes were taken to cover up largeloans to certain individuals, the paper representing the actual loansbeing held as collateral. The management was extravagant and thecashier was reckless, his personal reputation being such as not to in-spire confidence. Before the doors were closed an effort was made bysome of the shareholders to change the management and restore thecapital by voluntary assessment, but a large part of the stock beingheld by nonresidents the attempt was unsuccessful and suspension be-came inevitable.

A dividend of 25 per cent has been declared to creditors.The Bell County National Bank of Temple, Tex., was closed by the

national-bank examiner January 30, 1892. The causes necessitatingthis action were numerous; bad and excessive loans, violations ofcorrect business principles, and the indifference of the directors, per-mitting the president and cashier to dominate the board, made it com-paratively easy to wreck the bank. These officers permitted no inter-ference, and would not allow a duly appointed finance committee to



perform its duty. Many of the shareholders were nonresidents andgave their proxies to the president and cashier, who were thus able toelect such directors as they chose. By means of this power the boardwas reduced in number in order to dispose of a few directors who in-sisted upon a knowledge of the condition of the bank or were desirousof performing their whole duty. The personal extravagance indulgedin by the officers resulted in the discounting of worthless paper pre-pared for the purpose, the borrowing of money from other banks at highrates of interest, the general welfare of the bank being wholly disre-garded. Soon after the receiver took charge, these officers were ar-rested for violations of law and bound over for trial. The most culpa-ble management was apparent, false entries in the books had beenmade to conceal misappropriations, and forgery had been resorted to.

Dividends amounting to 30 per cent have been paid to creditors.The doors of the First National Bank of Silver City and the First Na-

tional Bank of Deming, N. Mex., were closed to business on February4,1892. The same person was president of both banks and representedthe entire management, the boards of directors practically exercisingno control. For several years he had borrowed the funds of the bankson notes of his own and worthless accommodation paper made by rela-tives, friends, and clerks, until more than the combined capital of thebanks had been obtained for investment in speculative enterprises, suchas wild lands, cattle ranches, prospective railroad construction, etc.Fraudulent entries were made on the books and dividends not earnedregularly paid to the shareholders, who being mostly nonresidents tookno other interest in the management. Charges of embezzlement andmisappropriation of funds were promptly placed in the hands of theUnited States attorney.

An assessment of 82 per cent has been levied upon the shareholdersof the First National Bank of Deming. Dividends amounting to 25per cent have been paid to creditors of that bank, and 20 per cent tothe creditors of the First National Bank of Silver City.

The doors of the Lima National Bank of Lima, Ohio, were closed tobusiness March 1, 1892. From the date of its organization the man-agement of the bank continuously provoked criticism by the Comptrol-ler of the Currency for apparent violations of the restrictive provisionsof the law. The president, possessing considerable wealth and busi-ness sagacity, was the principal promoter of a number of local and for-eign enterprises, and diverted the funds of the bank to his individualuses. At times he would crowd paper, based on these outside schemes,into the bank to the almost entire exclusion of other and legitimateloans. Accommodation notes of clerks and other employes were re-sorted to, until the president's methods became a matter of public noto-riety. The depositors necessarily lost confidence, and deposits werewithdrawn to such an extent as to force the bank to rediscount all itsgood paper. When this crisis was reached an attempt was made toplace the bank in voluntary liquidation, but failed because it was im-possible at the time to realize from the assets the necessary funds forthe prompt payment of creditors. A sharp run, which exhausted nearlyall the cash on hand, precipitated its closing.

Dividends amounting to 50 per cent have been paid to creditors.The doors of the Cherryvale National Bank of Cherryvale, Kans.,

were closed June 10, 1892, by a national-bank examiner acting underinstructions from the Comptroller of the Currency. For some time themanagement of the bank had subjected it to criticism, and upon an ex-amination made in December, 1891, its condition was unsatisfactory andthe capital was found to have become impaired. An assessment wasDigitized for FRASER



ordered by the Comptroller, the management taking exception, insist-ing that there was no impairment and requesting a reexarnination.The request was granted, but the result still showing an impaired cap-ital, the Comptroller insisted upon the payment of the assessment, andshortly after the cashier made oath that it had been fully paid. Asubsequent examination disclosed the fact that the assessment had not,in fact, been paid, whereupon the examiner was instructed to takecharge. The condition of the bank was mainly due to the reckless man-agement of the president, who for his own use discounted worthlessaccommodation notes. A strenuous effort was made to prevent a receiv-ership by inducing creditors to accept obligations other than cash fortheir claims. Inasmuch as the assets of the bank were not sufficientto even permit of voluntary liquidation, no proposition other than im-mediate payment of creditors in full could be entertained. The presi-dent and cashier were afterwards arrested for embezzlement, perjury,and false entries in the books, and bound over for trial.

The doors of the First National Bank of Eockwall, Tex., were closedby the national-bank examiner June 11,1892. A former president ofthe bank, who was the original promoter, was engaged in wild specula-tions during his incumbency, and through loans to men of straw, for hisown use, absorbed the capital and earnings of the bank. Haying ac-complished this result, he sought other fields of operation, leaving thebank in such a crippled condition that a new management found it im-possible to place it on a solvent footing. The amount of deposits hadbecome insignificant, being at date of closing only $6,000, so that cur-rent business could not support the bank.

The doors of the National Bank of Guthrie, Territory of Okla-homa, were closed by its officers June 13, 1892. Certain informa-tion having cOrne to the knowledge of the Comptroller, a national-bankexaminer had been directed to make an examination. He arrived onthe day the bank suspended business, and found that a receiver hadbeen appointed by a Territorial court. It was claimed that creditorshad been paid in full, and therefore the Comptroller had no juris-diction. It appeared that a receiver had been appointed by the courtupon a petition presented in the supposed interest of some of theshareholders who were friendly to the management. The Comptrollerappointed a receiver, and a demand for possession of the records andassets of the bank was made and refused. The court maintained thatit had jurisdiction in the matter, and up to this time the Comptrollerhas been unable to place a receiver in charge.

The doors of the First National Bank of Erie, Kans., were closed tobusiness June 25, 1892. The failure was due to the payment of exorbi-tant rates of interest on deposits, and the injudicious manner in whichfunds of the bank were loaned to officers and directors, who were largeborrowers at a lower rate of interest than the bank itself paid for redis-counts. The immediate cause of failure was the large loss on these loanswhich had been made without proper security. It was developed thatthe stock held by the officers had been purchased with borrowed money,the stock being pledged as collateral, and that their financial resourceshad always been very limited.

On July 5, 1892, the president of the Yincennes National Bank ofYincennes, Ind., committed suicide. The bank had become insolvent.A national-bank examiner was immediately directed to take charge ofaffairs and closed the bank on the morning of July 7. For some yearsprior to insolvency a former president and large shareholder of thebank was connected with firms engaged in grain speculations, and itappears that his successor, the late president, was connected with himDigitized for FRASER



in similar speculation. Correspondence was found which connectedthe president with heavy losses, and it would appear that the cause offailure was his connection with board of trade speculations. Variousmeans were resorted to in using bank funds and considerable inge-nuity was exercised in covering up shortages. Successful attemptswere made to deceive the national-bank examiner, and it is stated tothe Comptroller that there was a systematic misappropriation of funds,which was acquiesced in, or known, to some extent by other officers andemployes of the bank. In addition to this, large loans were made with-out proper security and in violation of law. The bank at one time pur-chased a large block of its own stock, paying a high premium therefor.An administrator was promptly appointed for the estate of the latepresident, who immediately offered restitution to the fullest possibleextent, it being his desire to make as full a settlement as practicable,without reserve and without litigation.

A dividend amounting to 30 per cent has been paid to creditors.The affairs of eight national banks have been closed during the past

year and final dividends have been paid to their creditors.


A sbury Park National Bank, Asbury Park, TS.JFirst National Bank, Buffalo, N. YCentral National Bank, Chicago, 111First National Bank, Corry, PaFirst National Bank, Dansville, N. YFirst National Bank, Muncy, PaNational Bank of Shelbyville, TennVermont National Bank, St. Albans, Vt

Date of ap- | Total divi- Proportionpointment of I dends on of interest

receiver. principal. paid.

JulyApr.Dec.Oct.Sept.Feb.Dec.Aug.

2,189122,18821,1877

11,18878,18879,1892

13,18899,1883

Per cent.100. 0043.5065.5792.7522.1508

100.0030.17780.25

Per cent.

100

Out of 4,811 national banks organized since February, 1863, 181, orabout-3.76 per cent, have been placed in the hands of receivers. Thisincludes 9 which had previously been placed in liquidation by theshareholders, but upon their failing to pay depositors the Comptrollerappointed receivers to wind up their affairs. Of the 181 failed banks38 have paid creditors in full, principal and interest; 6 have paid prin-cipal and a part of the interest, and 13 have paid the principal only.The affairs of 110 of the 181 banks have been finally closed, leaving 70in process of settlement, of which 16 are virtually closed, with the ex-ception of pending litigation, leaving 54 receiverships in active opera-tion. In one case the receiver was withdrawn and the bank permittedto resume business.

The total amount so far paid to creditors of insolvent national bankshas been $48,052,938 upon proved claims, amounting to $70,830,366.The amount paid during the year has been $8,103,498, besides $1,320,317paid for dividends declared prior to November 1,1892, on claims provedsince that date. Assessments amounting to $17,925,850 have beenmade upon shareholders of insolvent national banks under section 5151of the Eevised Statutes of the United States. From this source thegross collections amount to $7,623,760, of which there has been receivedduring the past year $1,002,351. Suits are pending in some cases.

In the Appendix, p. 214, a table will be found showing, under vari-ous heads, amounts collected from the assets of each of the 181 insol-vent national banks, the amounts disbursed, and the purpose. Allmoneys and assets are accounted for, and the figures supply all infor-mation necessary to the ascertainment of percentages and lt>ss.


REPORT OF THE COMPTROLLER OF THE CURRENCY. 73DIVIDENDS, SEVENTY-TWO IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT

NATIONAL BANKS DURING THE PAST YEAR, WITH THE TOTAL DIVIDENDS INEACH CASE ur TO NOVEMBER 1, 1892.

Name and location of bank.Date of ap-

pointment, ofreceiver.

Dividends paid during the year.

Date.

Aug. 9,1883

July 1,1891

American National Bank of |Arkansas City, Kans J Dec. 20,1890

DoYermont National Bank of

St.Albans,VtDo

Red Cloud National Bank ofRed Claud, Nobr

DoDo I

Maverick National Bank of !Boston, Mass I Nov. 2,1891

DoDoDoDo

Pratt County National Bankoi Pratt, Kans

Spring Garden National Bank iof Philadelphia, Pa I May 21,1891

Do |First National Bank of Kan-

sas City, Kans Aug. 17.1891National City Bank of Mar- I

shall, Mich ! June 22,1891Do

First National Bank of Ells-

Dec. 7,Oct. 26,

Jan. 2,June 6,

Jan. 7,Apr. 19,Aug. 1,

Jan. 14,Feb. 23,Apr. 14,June 4,Oct. 31,

1891189218921892

189218921892

18921892189218921892

Apr. 7,1891 | Jan. 18,1892

Jan. 25,June 20,

18921892

Jan. 26,1892

-do .

Amount.

worth, KansDo

First National Bank of Cold-water, Kans

National Bank of Shelbyville,Tenn

DoDoDo

Ninth National Bank of Dal-las, Tex

Middletown National Bankof Middletown, N. Y

DoFirst National Bank of Clear-

field, PaDo

Corry National Bank ofCorrv, Pa

DoDo

Central National Bank ofChicago, 111

Cheyenne National Bank ofCheyenne, Wyo i Dec. 5,1891

Exchange National Bank ofNorfolk, Va

Feb. 11,1891

Aug. 31,1892

Jan. 27,Oct. 22,

Oct. 14,1891

Dec. 13,1889

July 16,1891

Nov. 29,1884

Oct. 7,1891

Nov. 21,1891

Dec. 1,1877

Park National Bank of Chi-cago, 111

First National Bank of RedCloud, Nebr July 16,1891

Spokane National Bank of

Apr. 9,1885

July 14,1890

Spokane Falls, WashDo.

Feb. 3,189.1

People's National Bank ofFayetteville, N. C Jan. 20,1891

First National Bank of MeadeCenter, Kans | Dec. 24,1890

First National Bank of !Muncy, Pa i Feb. 9,1892

Do IFirst National Bank of

A noka, Minn Apr. 22,1889First National Bank of Corry,

Pa ".. Oct. 11,1887City National Bank of Hast-

ings, Nebr Jan. 14,1891

Jan. 28,

Feb. 4,.do .

1892 i1892 !

1892

1892

Apr. 16,Apr. 26,

18921892

Feb. 9,1892

Feb. 15,Feb. 23,

Feb. 17,Aug. 6,

Feb. 18,May 9,Oct. 31,

Feb. 23,

Mar. 14,

Mar. 22,

. . . . do . .

Mar. 31,

. . . . d o ..Sept. 13,

Apr. 15,

Apr. 18,

Apr. 19,Sept. 14,

Apr. 22,

Apr. 25,

Apr. 26,

18921892

18921892

18921892

1892

1892

1892

1892

1892

1892

1892

1892

1892

1892

1892

1892

1892

$47,325.4623, 664. 70

29, 328.7724, 091. 56

4, 316. 5425, 741. 7717, 295. 86

2, 045, 983. 721, 374, 436. 391,111,546.04

372,160. 04378, 268. 78

16, 320. 29

160, 058. 88168, 369.14

24, 997. 35

31,009. GQ23, 257. 33

16, 762. 7211,197. 96

8, 394. 62

11. 500. 0011. 299. 6611,450.008, 412. 31

14,147. 34

65,127. 0265,127. 02

28,189. 9636, 259.14

155, 420. 7253. 650. 6853, 907.52

16, 687. 02

62, 209. 84

144,329.90

32, 570. 98

5,492.06

Per cent.

Totaldividendspaid de-positors.

2010

75.75

12.503020

4020155

50

1010

2015

1510

25

8.1488.115.927

15

301010

5.57

25

5

14.09

20

Per cent.

4050

74.5080.25

12.5042. 5062.50

74, 200.07211, 019.81

17,170.14

5, 552.81

68, 464. 721, 305. 66

10, 811.28

4, 788. 31

14, 741.14

2055

15

30

100

10

2.75

15

Propor-tion ofinterestpaid de-positors.

Per cent.

4060758085

70

1020

25

7085

3040

25

8.1416.1424 2530.177

15

90100

2550

304050

65.57

25

100

20

3590

35

30

100100

92.75

30

100

100



DIVIDENDS, SEVENTY-TWO IN NUMBER, PAID TO THE CREDITORS OF INSOLVENTNATIONAL BANKS DURING THE PAST YEAR, ETC.—Continued,


First National Bank of Belle-ville, Kans

Second National Bank of Me-Pherson, Kans

Madison National Bank ofMadison, S. Dak

First National Bank of Dans-ville,N.Y

First National Bank of Wil-mington. N. C

1)0Lima National Bank of Lima,

OhioCalifornia National Bank of

San Diego, CalDo.Do

Asbnry Park National Bankof Asbury Park, N. J

German-American NationalBank of Washington, D. C.

Pacific National Bank of Bos-ton, Mass

First National Bank of Pa-latka,Fla

First National Bank of An-derson, Ind

Bell County National Bankof Temple, Tex

Harper National Bank ofHarper, Kans

Vincennes National Bank ofVincennes, Ind

State National Bank of Well-ington, Kans

DoKeystone National Bank of

Philadelphia, PaFirst National Bank of Erie,

KansFirst National Bank of Dein-

ing,N.Mex *First National Bank of Silver

City,N.MexFirst National Bank of

Downs, Kans

Total.

Date of ap-pointment of

receiver.

Dec. 12,1890

Mar. 25,1891

June 23,1888

Sept, 8,1887

Dec. 21,1891

Mar. 21,1892

Dec. 18,1891

July 2,1891

Nov. 1,1878

May 22,1882

Aug. 7,1891

Nov. 23,1873

Feb. 19,1892

Feb. 10,1890

July 22,1892

Sept. 25,1890

May 9,1891

July 2,1892

Feb. 29,1892

. . . .do

Feb. 6,1892

Dividends paid during the year.

Date.

Apr. 26,1892

. . . .do

Apr. 28,1892

May 13,1892

May 19,1892Aug. 15,1892

May 26,1892

June 7,1892Aug. 31,1892Oct. 31,1892-

June 30,1892

. . . .do

July 11,1892

July 28,1892

July 30,1892

Aug. 1,1892

Sept. 26,1892

Sept. 29,1892

Oct. 4,1892Oct. 31,1892

Oct. 15,1892

Oct. 26,1892

Oct. 31,1892

. . . .do

. . . .do

Amount. Per cent.

$4, 577.32

7,338. 07

7, 621. 79

46, 545.88

75, 620.8277,852. 63

54, 075.92

63,856. 9371,633.8373,564.99

8,753. 21

18,502.18

71, 913. 83

91, 542. 81

5, 028. 30

6, 814.19

4, 381. 38

63, 094. 60

14, 280. 214,152. 01

151, 674.70

23,420.70

33, 617.49

16, 526. 23

8, 745.57

8,103,498. 28

Totaldividendspaid de-positors.

15

20

15

22.1568

1515

50

101010

100

18.75

3

35

3.50

30

20

30

25

10

70

25

20

25

Propor-tion of

interestpaid de-

positors.

Per cent.

70

20

30

22.1568

1530

50

102030

100

68. 70

64

35

42

30

100100

10

70

25

20

25

Per cent.

100

INACTIVE RECEIVERSHIPS.

Sixteen banks remain in the hands of receivers, the affairs of whichare practically wound up, and the trusts are kept on the inactive listbecause of pending litigation or of the possession of assets, an imme-diate disposition of which would entail unnecessary sacrifice. The ex-penses of a trust in this condition are nominal and limited to what isactually necessary to proper and careful attention to the matters in abey-ance. Titles to property pass through a receiver and the courts, butfinal dividends are sometimes paid from the office of the Comptroller,especially in the event of a considerable lapse of time after a receiverhas realized upon all available assets.

By comparison with the report of 1891 it will be observed that only twoof the banks then reported on the inactive list have been stricken out. Intwo other cases the receiverships will be terminated within thirty days.It is expected that the unsettled affairs of other banks in the list will



be disposed of witliin the next year and the receiverships formally ter-minated.

The following is a list of receiverships in an inactive condition:

ISTaine and location of bank.Date of ap-

pointment ofreceiver.

Divi-dendspaid.

First National Bank, Albion, N. Y Aug. 26,First National Bank, Anderson, Ind Nov. 23,Third National Bank, Chicago, 111 I Nov. 24,First National Bank of Union Mills, Union City, Pa Mar. 24,German-American National Bank, Washington, D. C Nov. 1,First National Bank, Monmoufch, 111 | Apr. 22,Mechanics' National Bank, Newark, N. J | Nov. 2,First National Bank, Livingston, Mont i Aug. 25,First National Bank, Pine Bluff, Ark j Nov. 20,First National Bank, Leadville, Colo.First National Bank, St. Albans, Vt .First National Bank, Sioux Falls, S. Dak

Apr. 22,, , Mar. li,

Fifth National Bank, St. Louis, Mo I Nov. 15,Middletown National Bank, Middletown, N. Y I Nov. 29,Commercial National Bank, Dubuque, Iowa Apr. 2,Gloucester City National Bank, Gloucester City, N. J June 10,

1884187318771883187818841881188418861884188418861887188418881890

Fer cent.28.5039.50

*1007050

*10067.405954540254096

1005040

*And interest.

The total number of national banks organized since February 25,1863, is 4,811, of which 3,788 are now in operation, 1,023 having passedout of the system, accounted for as follows:Passed into voluutary liquidation to wind up their affairs 671Less number afterward placed in the hands of receivers 9

662Passed into liquidation for purpose of reorganization 80Passed into liquidation upon expiration of corporate existence * 102Placed in hands of receivers 181

1,025Less number restored to solvency and resumed business 2

Total passed out of system 1,053

LEGISLATION.

During the past year provision was made by Congress, in an act ap-proved May 12, that any national bank located in the city of Chicagoand State of Illinois might be designated by the World's ColumbianExposition to conduct a banking office upon the Exposition grounds,such designation to be approved by the Comptroller of the Currency,and the branch bank to be subject to the same restrictions and to havethe same rights as the bank to which it belongs. The ChemicalNational Bank of Chicago was designated October 18, 1892. The textof the act is as follows:

That any national bank located in the city of Chicago and State of Illinois may bedesignated by the World's Columbian Exposition to conduct a banking office uponthe Exposition grounds, and upon such designation being approved by the Comp-troller of the Currency, said bank is hereby authorized to open and conduct suchoffice as a branch of the bank, subject to the same restrictions and having the samerights as the bank to which it belongs: Provided, That the branch office authorizedhereby shall not be operated for a longer period than two years, beginning not earlierthan July first, eighteen hundred and ninety-two, and closing not later than Julyfirst, eighteen hundred and ninety-four.

* Sixty of these have been reorganized.



Under the act approved July 28, provision was made for the redemp-tion of certain national-bank notes which had been issued to, or re-ceived by, any national bank, but were either lost or stolen from thebank and put in circulation without signature by the officers or uponforged signatures. The text of the act is as follows:

That the provisions of the Revised Statutes of the United States, providing for theredemption of national-bank notes, shall apply to all national-bank notes that havebeen or may be issued to, or received by, any national bank, notwithstanding suchnotes may have been lost by or stolen from the bank and put in circulation withoutthe signature or upon the forged signature of the president or vice-president andcashier.

In the Comptroller's report for 1890 comments were made upon theprovisions of section 3 of the act approved June 30, 1876, affecting therights of shareholders of an insolvent national bank after creditors hadbeen paid in full, principal and interest, under a receivership. In afew cases shareholders had declined to elect an agent, and there seemedto be no means for distributing cash on deposit with the Treasurer ofthe United States for the benefit of the trust among shareholders bythe payment of dividends. There were othfer difficulties in the appli-cation of the law with respect to title to real property passing throughan agent, legal questions arising which provoked litigation. Theamendment, which is in fact in full substitution of the entire sectionreferred to, is as follows:

That section three of an act entitled "An act authorizing the appointment of re-ceivers of national banks, and for other purposes, approved June thirtieth, eighteenhundred and seventy-six," is hereby amended so as to read as follows:

" SEC. 3. That whenever any association shall have been or shall be placed in thehands of a receiver, as provided in section fifty-two hundred and thirty-four andother sections of the Revised Statutes of the United States, and when, as providedin section fifty-two hundred and thirty-six thereof, the Comptroller of the Currencyshall have paid to each and every creditor of such association, not including share-holders, who are creditors of such association, whose claim or claims as such creditorshall have been proved or allowed as therein prescribed, the full amount of suchclaims, and all expenses of the receivership and the redemption of the circulatingnotes of such association shall have been provided for by depositing lawful moneyof the United States with the Treasurer of the United States, the Comptroller of theCurrency shall call a meeting of the shareholders of such association by giving noticethereof for thirty days in a newspaper published in the town, city, or county wherethe business of such association was carried on, or if no newspaper is there pub-lished, in the newspaper published nearest thereto. At such meeting the share-holders shall determine whether the receiver shall be continued and shall wind upthe affairs of such association, or whether an agent shall be elected for that purpose,and in so determining the said shareholders shall vote by ballot in person or byproxy, each share of stock entitling the holder to one vote and the majority of thestock in value and number of shares shall be necessary to determine whether thesaid receiver shall be continued or whether an agent shall be elected. In casesuch majority shall determine that the said receiver shall be continued, thesaid receiver shall thereupon proceed with the execution of his trust and shallsell, dispose of, or otherwise collect the assets of the said association, and shallpossess all the powers and authority, and be subject to all the duties andliabilities originally conferred or imposed upon him by his appointment assuch receiver, so far as the same remain applicable. In case the said meeting shallby the vote of the majority of the stock, in value and number of shares, determinethat an agent shall be elected, the said meeting shall thereupon proceed to elect anagent, voting by ballot, in person or by proxy, each share of stock entitling theholder to one vote, and the person who shall receive votes representing at least amajority of stock in value and number shall be declared the agent for the pur-poses hereinafter provided, and whenever any of the shareholders of the associationshall, after the election of such agent, have executed and filed a bond to the satis-faction of the Comptroller of the Currency, conditioned for the payment and dis-charge in full of each and every claim that may thereafter be proved and allowed byand before a competent court, and for the faithful performance of all and singularthe duties of such trust, the Comptroller and the receiver shall thereupon transfer anddeliver to such agent all the undivided or uncollected or other assets of such associa-



tion then remaining in the hands or subject to the order and control of said Comp-troller and said receiver, or either of them; and for this purpose said Comptrollerand said receiver are hereby severally empowered and directed to execute anydeed, assignment, transfer, or other instrument in writing that may be neces-sary and proper, and upon the execution and delivery of such instrument to the saidagent the said Comptroller and the said receiver shall by virtue of this act be dis-charged from any and all liabilities to such association, and to each and all thecreditors and shareholders thereof. Upon receiving such deed, assignment, transfer,or other instrument; the person elected such agent shall hold, control, and dispose ofthe assets and property of such association which he may receive under the termshereof, for the benefit of the shareholders of such association, and he may in his ownname, or in the name of such association, sue and be sued, and do all other lawfulacts and things necessary to finally settle and distribute the assets and property inhis hands, and may sell, compromise, or compound the debts due to such association,with the consent and approval of the circuit or district court of the United Statesfor the district where the business of such association was carried on, and shall atthe conclusion of his trust render to such district or circuit court a full account of allhis proceedings, receipts, and expenditures as such agent, which court shall, upondue notice, settle and adjust such accounts and discharge said agent and the suretiesupon said bond. At such meeting, held iis hereinbefore provided, administrators orexecutors of deceased shareholders may act and sign as the decedent might have doneif living, and guardians of minors and trustees of other persons may so act and signfor their ward or wards or cestui que trust. The proceeds of the assets or property ofany such association which may be undistributed at the time of such meeting or maybe subsequently received shall be distributed as follows:

"First. To pay the expenses of the execution of the trust to the date of such pay-ment.

" Second. To repay any amount or amounts which have been paid in by any share-holder or shareholders of such association upon and by reason of any and all assess-ments made upon the stock of such association by the order of the Comptroller of theCurrency in accordance with the provisions of the statutes of the United States;and

" Third. The balance ratably among such stockholders in proportion to the numberof shares held and owned by each. Such distribution shall be made, from time totime, as the proceeds shall be received and as shall be deemed advisable by the saidComptroller or said agent."

LEGAL DECISIONS.

A digest of prominent national-bank cases up to date will be foundin the Appendix, p. 95. This digest has become necessary in view ofconsiderable inquiry by the general public, and it affords a convenientand ready source of reference to every national bank. It is not practi-cable to include the syllabus of every decision affecting a national bank,and generally those which are not an exposition of United States stat-utes are excluded. Much interest has been evinced during the pastfew years by bank officials and the general public as to the duty ofdirectors, and the Supreme Court of the United States recently deter-mined that the directors of a national bank must exercise ordinary careand prudence in the administration of the affairs of the bank, and thisincludes something more than officiating as figureheads; that they areentitled under the law to commit the banking business as defined to theduly authorized officers, but are not absolved from the duty of reason-able supervision, nor permitted to be shielded from liability because ofwant of knowledge of wrongdoing, if that ignorance is the result ofgross inattention.

CLEARING-HOUSE ASSOCIATIONS.

In our smaller cities it is the custom of banks to send all claimsagainst other banks in the same place by runners or messengers tosuch banks for payment. In such manner are their exchanges con-summated, and in such cases the payment of these claims represents a



money transaction. In our larger cities, in order to save time and laborand avoid the risk attendant upon the transporting of money about thestreets, and minimize the amount of actual money required to adjustits exchanges, clearing-house associations have been established,wherein each bank is credited with what claims it has against theother members of the association, and debited with the amount thateach of the other members of the association hold against it. The bal-ance only is paid or received in money. Thus each bank adjusts itsday's exchanges, as though all transactions were with one bank in-stead of with many banks which constitute the other members of theassociation.

The total clearing-house transactions in the fifty-seven clearing-houseassociations in the United States for the past year aggregate the enor-mous sum of $61,017,839,067, and this great volume of business wastransacted by the use of only about 8 per cent in currency or money.These clearing-house transactions have such a direct and important bear-ing upon the currency of the country that a report upon the currency wouldbe incomplete that did not include the history of the clearing-housetransactions for a year. For that reason the following tables, givingfull information upon the subject, are submitted.

TRANSACTIONS OF THE NEW YORK AND OTHERASSOCIATIONS.

CLEARING-HOUSE

The present membership of the New York Clearing-House Associa-tion comprises 46 national banks, 18 State banks, and the subtreasuryat New York, 65 members in all. There are 48 national and 46 Statebanks in New York City, and 2 national and 28 State banks not beingmembers, clear through other banks which are members of the associa-tion.

The following information with respect to the operations of the clear-ing-house associations in the United States has been kindly furnished,upon request, by Mr. William Sherer, manager of the Clearing-HouseAssociation at New York City:

COMPARATIVE STATEMENT FOR TWO YEARS OF THE TRANSACTIONS OF THE NEWYORK CLEARING HOUSE, SHOWING AGGREGATE AMOUNT OF CLEARINGS, AGGRE-GATE BALANCES, AND THE KINDS AND AMOUNTS OF MONEY PASSING IN SETTLE-MENT OF THESE BALANCES.

Year j Aggregateended— | clearings.

Kinds of money and amount of each kind.

U. S. goldcertificates.

U.S.Treasurynotes.*

Treasurycertificatesfor legal

tenders, sec.5193, IT. S.RevisedStatutes.

Legaltenders

and minorcoin.

Percentagesto balances

Goldcertificates.

Legalten-ders.

Oct. 1,1891..Oct. 1,1892..

Increase..Decrease..

Dollars.34, 053, 698, 770 1.36, 279, 905,2361.

Dollars. Dollars., 584, 635, 500!l, 028,443, 000:102,435.,861,500,5751 791,022,000 357,

Dollars. Dollars. Dollars,435, 000 353,510, 000 100,247,500 64.9+135.1-971, 000 483, 350, 000 229,157, 000 42. 5 57.5

2,226,206,466 276,865,0751 J255,536, 000.237,421,000 !

129, 840, 000|128,909, 500|

*United States Treasury notes are issued in pursuance of the provisions of the act of Congress direct-ing the purchase of silver bullion and the issue of Treasury notes thereon, approved July 14, 1890.They are payable on demand in coin.


EEPOUT OF THE COMPTROLLER, OF THE CURRENCY. 79

The following is a comparative statement of transactions of theYork clearing-house for thirty-iiine years and shows for each year thenumber of banks, aggregate capital, clearings and balances, average ofthe daily clearings and balances, and the percentage of balances toclearings:

Year.

18541855185618571858185918601861,1862,1863186418651866,1867.18681869187018711872,18731874187518761877187818791880188118821883188418851886188718881889189018911892.......

Total

No. ofbanks.

5048505046475050505049555858595961626159595959

' 58575957606163616463646363646364

Capital.*

$47,044,90048, 884,18052,883, 70064,420, 20067,146, 01867,921,71469,907,43568, 900, 60568, 375, 82068,972,50868,586, 76380,363, 01382, 370, 20081,770, 20082,270,20082,720,20083, 620, 20084,420,20084,420,20083,370,20081, 635, 20080, 435, 20081, 731, 20071,085, 20063, 611, 50060, 800, 20060,475,20061,162, 70060, 962,70061,162,70060,412,70058, 612, 70059, 312, 70060, 862, 70060,762, 70060, 762, 70060, 812, 70060, 772, 70068, 233, 500

t68, 515, 265

Clearings.

$5, 750,455, 9*75, 362, 912, 0986, 906, 213, 3288, 333, 226,7184, 756. 664, 3866,448,005, 9567, 231,143,0575, 915, 742, 7586, 871,443, 59114, 867,597, 84924,097,196, 65626,032,384, 34228,717,146,91428, 675,159, 47228,484, 288, 63737,407, 028,98727, 804,539,40629, 300, 986, 68233, 844, 369, 56835,461,052, 82622, 855,927,63625,061,237,90221, 597, 274,24723, 289, 243, 70122, 508, 438,44225,178,770, 69137,182,128, 62148,565, 818, 21246, 552, 846,16140, 293,165,25834,092, 037. 33825, 250, 79li 44033, 374, 682,21634,872,848, 78630, 863, 686, 60934,796,465,52937, 660, 686,57234,053, 698, 77036,279,905, 236

+986, 597, 212,585

Balances paidin money.

$297,411,494289,694,137334,714, 489365,313, 902314, 238,911363, 984, 683380, 693,438353, 383, 944415,530, 331677,626,483885, 719,205

1, 035, 765,1081,066,135,1061,144, 963,4511,125,455, 2371,120, 318, 3081,036,484, 8221, 209, 721,0291,428,582, 7071,474,508,0251, 286, 753,1761,408, 608, 7771,295,042,0291, 373,996, 3021, 307, 843, 8571,400, 111, 0631, 516, 538, 6311,776,018,1621,595,000, 2451, 568, 983,1961, 524, 930, 9941,295, 355, 2521,519, 565, 3851,569,626, 3251, 570,198, 5281, 757, 637,4731, 753,040,1451,584, 635, 5001,861,500, 575

1244,285,630,425

Averagedaily

clearings.

$19,104,50517,412,05222, 278,10826, 968, 37115,393,73620, 867, 33323,401, 75719, 269, 52022, 237, 68248,428, 65777, 984, 45584,796, 04093, 541,19593,101,16792,182,164121,451, 39390, 274,47995,133,074109, 884, 317115, 885,79474, 692, 57481, 899,47070, 349,42876, 358.17673,555, 98882,015, 540121,510,224159, 232,191151, 637,935132,543, 307111, 048, 98282,789, 480109,067, 589114,337,209101,192,415114,839, 820123, 074,139111, 651,471118, 561,782

t82,470, 719

Averagedaily bal-ances paidin money.

$988 078940.565

1, 079; 7241,182. 2461, 016, 9541,177, 9441,232,0181,151, 0881, 344, 7582, 207. 2522, 866, 4053, 373, 8283,472, 7533, 717,4143, C42, 2503, 637,3973, 365, 2103,927, 6664, 636, 6324, 818, 6544, 205,0764, 603, 2974, 218, 3784, 504, 9064, 274, 0004, 560, 6224,956,0095, 823, 0105,195, 4405,161,1294,967, 2024, 247,0694, 965,9005.146, 3165,148,1925, 800, 7845,728, 8895,195,5266, 083, 335

t3,701, 883

Bal-ances toclear-ings.

Per ct.5.25.44.84.46.65.65.36.06.04.63.74.03.74.04.03.03.74.14.24.15.75.65.95.95.85.64.13.53.43.94.55.14.54.55.15.04.74.65.1

4.4

* The capital is for various dates, the amounts at a uniform date in each year not being obtainable.t Yearly average for 39 years.\ Totals for 39 years.

The clearing-house transactions of the assistant treasurer of theUnited States at New York for the year ended October 1,1892, were asfollows :Exchanges received from clearing house $330, 904,236.19Exchanges delivered to clearing house 124, 324, 688.45

Balances paid to clearing house 206, 579,547.74

The balances were paid to the clearing house as follows:United States gold certificates $83, 355,000.00United States Treasury notes 75,275,000.00Legal tenders and change 47,949,547.74

206,579,547.74


80 KEPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR OCTOBER, 1892, AND OCTOBER, 1891.

Clearing house at—

New YorkBostonChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiGalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon ..Fort WorthDuluthPeoriaWashington, D. C .St. JosephNew HavenSalt Lake CityRochesterToledoSpringfieldWorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopekaWacoBirminghamBinghamton

Exchanges for month ended—

October, 1892. October, 1891.

$3,078, 486, 836456, 632, 613465, 469. 612345, 878, 910106, 999, 56876,149. 85767,102, 98167,455, 88772,132, 80019, 042, 99050,166,41543,711,18249,144, 00039, 245, 54736, 604, 53934, 673,51035, 244,43014,425, 05328,961,40025, 731, 60626,889,36121, 645, 86027, 941, 5135, 224, 2179, 339, 621

17, 086.1003,958, 7528,453, 4049, 667, 288

11, 301, 7932,425,3028, 770, 0008,802,1159, 981,4918,810, 2556, 869, 7027, 636, 0007, 262, 523

N o report6,410,1106 127,3976,203, 9404,104, 0005, 789, 7163, 460, 7644,877,6455, 560, 2374,405,3804, 614, 8453,182, 8824, 380,0903, 095, 8035,410,1472,025,0002, 286, 0832,940, 0152, 264, 6561,948, 6672,419, 8842, 268, 5051,284,500

Comparisons.

Increase. Decrease

$3,282,109, 628455,197, 952421. 521,165 {311, 008, 476 I104,433,739 j83,146, 98063, 803,11763,546, 00160, 666, 500 i26, 216. 521 j46,745, 573 J46,079,497 \43,743,000 j37, 663, 594 j34,251,767 I30,632,199 t29,481,919 I14, 376, 525 j29, 730, 600 t24,710,213 I24, 370, 375 |21,049,891 j19,970, 064 I8,545,637 |

14,888,842 i14,834,300 i3,405,639 !8, 612, 4679,810,106

12, 923, 9242, 414, 8578, 327, 6478,149,0477, 267, 2517, 426, 7017,114, 9666, 649, 6496, 550, 919

No report6,104, 8615, 875,8765, 847, 2875,819, 9635, 044, 4134,479, 509 j4,490,4064,422, 6264, 056, 6944, 068,1393,778,8373, 700, 6032,474, 5244, 338, 7911, 800,0002,471, 0722,491, 8231, 998, 9681, 899, 2044, 736, 5812,447,5741,131, 000

Total 5, 400,385,099 j 5,484, 855, 999| 5,400,385,099

$1, 434, 66143, 948, 44734, 870, 434

2, 565, 829

3,3,

11,

3,

299,909,466,

420,

864886300

842

5, 401, 0001,58J, 9532, 352, 7724,041,3115, 762, 511

48,528 | .

1,021, 393 J.2,518,786 L

595,969 !.7,971,449 i.

2,251,800 I.553,113 !.

10, 445442, 353653, 068

2,714, 2401, 383, 554

986,351 !.711,604 I.

* 305, 249 L251,521 I.356,653 L

745,303

387,239 !1,137,611 !

348,686 !546,706 j

679,487621,279

1,071, 356225,000

153,500 |

153,511, 396

3, 622, 792

6, 997,123

7,173, 531

2, 368,315

769, 200

3, 32.1, 4205, 549, 221

159,063142, 818

1, 622,131

245, 264

1,715, 963

1,01.8," 745

595,955

184, 989

2,316, 697179,069

237, 982, 296153,511,396

Decrease. 84,470, 900 84,470,900



COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR WEEKS ENDED OCTOBER 29, 1892, AND OCTOBER 29,1891.

Clearing house at—Exchanges for week ended—

October 29,1892.1 October 29,1891,

Comparisons.

Increase. Decrease.

New YorkBostonChicagoPhiladelphia.St. Louis..San FranciscoBaltimorePittsburgCincinnatiGalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon . -Tort WorthDuluthPeoriaWashington, D. 0 .St. JosephNew HavenSalt Lake CityRochesterToledoSpringfieldWorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopeka"WacoBirminghamBinghamton,

Total.

Increase.

9647 6

$760, 238,112107,151, 050110, 073, 50886, 062, 55125, 236, 25617, 812,10914, 820, 84516,426, 61715, 613, 0004, 585,16012, 373, 4619, 518, 23410, 215, 8408,165, 8829, 306, 4327,435,1517,872, 7673, 709,1557, 057,1006, 212, 9996, 284,1205,176, 7517,165,4801,171, 6392, 597, 8063, 937, 3001, 000, 0001, 957, 6832, 208, 7472,441, 339

584, 8432,100,0002,126, 7662, 381, 9181,946, 2811,478, 4991, 676,9501, 894,367

N o report1,403, 3531, 371,9741,467, 735992,059

1,478, 576826,429

1,035,8271, 336. 907

939, 8001,097,084

652, 8921, 039, 665600,000887,453474,200499, 933474, 757431,654418,204834,947553, 082334,300

$687,083, 28996,413, 33589, 692,16766, 456, 33021, 865, 93619, 367,19713, 588, 76213, 622, 34513, 200,8004, 724, 80110,313,16610, 610,1359, 247, 6008, 269,4987, 568,9206,661,5096,190,0032,708, 0677,148, 4005, 221,4444,920,1584, 327,9324, 763, 3032,266, 6723,782,1143,155, 400

784, 5971, 793, 0381, 809, 9022,249,817502,498

1, 769, 9121, 699, 3961,445,4941,600, 0001, 299,0241.446,4801, 356,152

N o report1,235,1641,217, 5001, 323,8021,354, 838993,909884.575817,782957,978847, 037749,421978,200746, 893519, 560874,139367, 000531,344380,892

" 424,354385,407

1, 320, 797572, 996238,300

$73,154,82310, 737, 71520, 381,34119, 606,2213

12

370,320

232,804,

2,412

083272200

2,060,295

1

11

1

2

968.

737,773,682,

240

512642764

001, 088

988363848402

555962819177

781,900215, 403164, 645398,845191, 52282,345

330, 088427, 370936,424346, 281179,475230,47053*8, 215

168,189154,474143, 933

484, 667

218, 045378, 92992, 763347, 663

292,77280,44013, 314

107, 200

93,8657,300

32, 797

'6, 000

1,207,167,5491,058,650,481

1,058, 650,481 155, 061. 3636,544, 295

148,517,068 148,517,068

$1, 555,088

139, 641

1, 091,90i

91,300

1,095,0331,184, 308

362, 779

"58,"i46

325,308

31,411

485, 85019, 914

6, 544,295


82 •REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table shows the transactions of the clearing houseslocated in fifty-seven cities for the year ended September 30, 1892, fromofficial returns received from the manager of the New York Clearing-House Association, comparisons being made with the year ended Sep-tember 30, 1891, the increase or decrease in the exchanges being indi-cated :

COMPARATIVE STATEMENT OF THE EXCHANGES OF THE CLEARING HOUSES OF THEUNITED STATES FOR YEARS ENDED SEPTEMBER 30, 1892, AND SEPTEMBER 30, 1891.

Clearing-house at- -

Exchanges for years ended-

September 30,1892.

September 30,1891.

Comparisons.

Increase. Decrease.

New "YorkBoston ,ChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiOxalvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon.Fort WorthDuluthPeoriaWashington, D. C.St. JosephNew HavenSalt LakeRochesterSpringfieldWorcesterPortland, MeNorfolkTacomaLowell.....Grand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopeka

Total.

Increase.

$36,279,4, 901,

959,3, 671,1,211,

833,772,743,728,276,494,

905,236096,976861,142149,047370,719617,126435,133635,356711,350252,495906,132931, 005287, 201405,192849,753737, 532

427,409,353,347,

102, 715, 466280, 637, 800271, 350, 612287, 324, 716259, 519, 344271,668,937118,636,627]40, 387, 378177,384, 700

49, 298, 231*96,295,409109, 746, 541

*108, 903,86228, 841, 33593, 413,42895, 873,11298,005, 35489,814, 34574,492,12989,463, 68277,594, 99768, 875, 78164,732, 39662,605,68752,409, 22947,154, 23742, 736,15548, 622,34254,367,93647, 687, 53752, 386, 73440, 027, 89644,573,06932, 235,90149, 972, 363

*22, 684, 00027, 566,18624,138,424

*24,352,93820, 512,044

$34,053,698, 7704,795,594,0524,338, 693,1673,372, 915, 5511,124,330,218

905, 864,727724, 710, 877699, 447, 762655, 896, 900304,153, 201451,745,355532,110,103343,247, 803386, 012, 271338, 884, 381310,737,141367, 501,443163,893, 754276,980, 218227, 802,173264, 540,195228, 393,982218,446, 893103, 555, 836127, 310, 0}4157, 559, 500

53, 267, 73079, 833,817

104,306, 61770,416, 97437,042,947

102, 676, 55388, 619, 27688,173,98477, 661,16270, 343,94080,845,16675,7«1, 36963,624, 28661, 714, 69463, 512, 78056, 710, 90650, 383. 69041,114^ 78042,265,67850, 557, 86244,904,34551,945,91037, 097,42242,482, r28, 237,98938, 290, 77817, 872, 00027, 849, 36423, 282, 93216, 581,94119,921,416

!, 226,206, 466105,502, 924621,167,975298, 233,49687,040,501

47, 724, 25644,187, 59472,814, 450

43,160, 977

84, 039, 39823,392,92114, 965, 37237, 000, 3911,197, 369

3, 657, 58243, 548, 43922, 784, 52131,125, 36253,222,04415, 060, 79113,077, 36419,825, 200

16, 461, 5925, 439, 92*438,486, 888

f\7,253, 8369, 831, 37012,153,1834,148,1898, 618, 5161, 813, 6285,251,4953,017,702

1, 621, 3756, 356, 6648, 810, 0742, 783,192440, 824

2, 930,4742, 090,1803,997, 91211, 681, 5854,812, 000

855, 4927,770,997590, 628

61,017,839, 067 57,181, 347, 284 4,071,153,113

57,181,347,284

3, 836,491, 783

234, 661, 330

3, 836,491, 783

$72, 247, 601

162,167, 335

"43,179,098

61,178, 288

3,969,4G9

8, 201, 6129,263,125

907, 0934, 301, 6773, 229,453

283,178

234, 661, 330

* For nine months,



In 1891 there was a notable decrease in the volume of exchanges,amounting to over $3,000,000. The year 1892 being placed in compari-son, there has been an increase of over $3,800,000.

CLEARING HOUSE OF THE NEW YORK STOCK EXCHANGE.

There was organized on the 17th day of May, 1892, a Stock ClearingHouse Association in the city of New York, which has since been invery successful operation. The object of this association was to avoidthe personal delivery of stocks and enable each broker to adjust hisdeliveries and receipts of stocks in precisely the same manner as hewould do were all his transactions of a day with a single broker, insteadof the various brokers belonging to the association. The principle is thesame as that which controls the bank clearing house, and the savingin time, labor, risk, and use of money or certified checks is equally asgreat.

The following statement shows the transactions from date of organi-zation to October 31:

Date. *

May 17 to Octo-ber 31,1892

Sharescleared both

sides.

84,808, 800

Total valueboth sides.

$5, 591, 048,200

Sharebalances one

side.

9,202,400

Valueshare balances

one side.

$576,110,200

Cashbalancesone side.

$7,661,400

Numberstocks

cleared.

4 to 16

The practical good accomplished by this exchange is very apparentand the wisdom of its establishment can not be too highly commended.When perfected and extended so as to clear all stocks dealt in uponthe exchanges it will practically do away with the evil of overcertifica-tion of checks. During, the brief period of its existence it is estimatedthat it has reduced bank clearing house transactions $1,643,000,000and avoided certification of checks to that amount.

SAVINGS BANKS AND LOAN AND TRUST COMPANIES OF THE DISTRICTOF COLUMBIA.

By act of Congress certain financial institutions, other than na-tional banks, doing business in the District of Columbia, are placedunder the supervision of theJComptroller of the Currency, report to him,and are examined precisely the same as national banks. These consistof The National Savings Bank, The National Safe Deposit,Savings andTrust Company, The Washington Loan and Trust Company, and TheAmerican Security and Trust Company. A detailed report of theircondition on the 30th day of September, 1892, will be found in the Ap-pendix.

STATE, SAVINGS, PRIVATE BANKS, LOAN AND TRUST COMPANIES.

Conforming to the provision of law that devolves upon the Comp-troller of the Currency the duty of obtaining and publishing in hisannual report to Congress statements showing the condition of banksand banking institutions incorporated under State authority, the de-sired information has been procured, through the courtesy of publicofficials, in all but nineteen States and Territories. Of the States fromwhich no official returns have been received two are located in the



Middle, eight in the Southern, and nine in the Pacific and Territorialgeographical divisions. To statements received from official sourceshave been added like information received directly by this Bureaufrom incorporated and private banks and bankers, located in States inwhich there are no provisions of law requiring such information to bereported to the State authorities. Over 6,000 such banks and bankershave been called upon to furnish statements for this report.

The number of incorporated banks in existence on June 30,1892, was4,668. The number of banks, statements of whose condition have beenreceived by this Bureau, either directly or by means of their officialreports to their respective State governments, showing their condi-tion on or about the close of the fiscal year ended June 30, last, is4,418, or over 94 per cent of all engaged in business at that time. Theincrease this year over last in number of reporting banks is 664, thematerial increase being accounted for, partially, by the fact that in oneState (Nebraska) the banking department, in its abstract, includedprivate with incorporated banks.

Statements showing the condition of 5,579 incorporated and privatebanks have been received, the aggregate resources amounting to$3,751,649,173. The principal items of assets are $828,739,486 loans onreal estate; $388,749,959 loans on collateral security other than realestate; $984,274,847 other loans and discounts; $154,025,395 UnitedStates bonds; $403,224,457 State, county, and municipal bonds;$379,077,437 railroad, bank, and other stocks and bonds; $261,278,559due from banks and bankers; $97,070,359 real estate, etc.; $197,789,384cash and cash items. The aggregate capital employed amounts to$386,394,845; surplus and undivided profits, $323,715,176; deposits,$2,911,594,571. . Of the 6,579 reports 3,191 are made by State banks,having an aggregate capital of $233,751,171; surplus and undividedprofits $90,358,180; deposits, $648,513,809. The resources of 168 re-porting loan and trust companies are $600,244,908; the capital$80,645,972; surplus and undivided profits $61,768,148, and deposits$411,659,996.

The condition of the savings banks of the country is* of special inter-est owing to the enormous volume of funds in their custody, and to thefarther fact that these funds are largely the savings of people of linnited means. Eeports have been received from 1,059 savings institu-tions, including 416 stock sayings banks, which associations do both acommercial and savings business. Of this number 643 are conducted,presumedly, in the sole interest of the depositors, and are classified asmutual savings banks. The resources of the latter class amount to$1,605,415,679, being nearly 82 per cent of the total assets of bothclasses. An examination of the abstract of the reports of these banksshows that of this class 450 are located in the Eastern, 181 in the Mid-dle, 1 in the Southern, and 11 in the Western geographical divisions.

A noticeable feature in this connection is the approximately uniformaverage deposit, in thesebanks,intheEastern,Mid die, and Western divis-ions, being $356.87, $352.28, and $376.58 respectively and the average inall such banksbeing $356.65. It is also noteworthy that while the entiredeposits in mutual institutions are savings accounts, but 82 pAr centof the deposits in stock savings banks, as shown by the reports, are ofthat class, and the actual percentage is undoubtedly much less, for therea-son that in a number of States, notably Vermont, Iowa, and California,no classification of deposits is made, although accounts of a commercialnature are taken. The average rate of interest paid or credited to de-positors in mutual savings banks appears to be about 4 per cent; simi-


REPORT OF THE COMPTROLLER OF THE CURRENCY. 85lar information is not at command, in respect to stock savings associa-tions, to enable even an estimate to be made, although it would seemthat the rate is slightly in excess of that paid by the former class*Stock savings banks, with the exception of 15 in the Eastern and 15 inthe Middle States, are located in the Southern, Western, and PacificStates and Territories.

The aggregate resources of all savings banks amount to $1,964,044,861,of which loans on real estate amount to $714,832,576; loans on collateralsecurity other than real estate, $79,173,174 and other loans and dis-counts, $229,711,725. The following figures represent their investmentsin bonds, stocks, etc.: In United States bonds, $133,344,199; State,county and municipal bonds, $393,190,240; in all other bonds and stocks,$246,001,306. The amount invested in real estate is $33,097,998 and thefunds deposited in other banks and cash on hand, $81,576,253 and$33,208,271 respectively. Of the liabilities of these 1,059 institutions,$37,407,475 represents their capital, $132,880,724 surplus, $27,448,960other undivided profits, $1,712,769,026 savings deposits and $45,560,592other deposits,

Of the 5,579 reports of condition received by this Bureau 1,161 were fromprivate banks and bankers having an aggregate capital of $34,590,227surplus and undivided profits $11,259,164, deposits $93,091,148.

The following tables present summaries of this information:

AGGREGATE KESOURCES AND LIABILITIES OF ALL STATE BANKS, LOAN AND TRUSTCOMPANIES, SAVINGS AND PRIVATE BANKS, 1891-'92.

RESOURCES.

State banks.

3,191 banks.

Loans on real estate.Loans on collateral security other thai

real estate ;Other loans and discounts |Overdrafts •United States bonds ;State, county, and municipal bonds jRailroad bonds and stocks |Bank stocks 'Other atocks and bonds iDue from other banks and bankers ,Real estate, furniture, etc !Expenses and taxes paid •Cash and cash items • •Other resources

Loan andtrust com-

panies.

168 com-panies.

$45,025,576 $55,093,822

6351256,413,894855| 73,760,8320471 155,999

42, 903,611, 750,

4,815,912,

2, 313,459,901,

45,595,104, 629,32,037,

3, 278,129, 745,

16, 329,

123 18,059,5786,404,311

612 27,617,7008951 1,608,344

" 52,516,845312| 54,975,325310! 22,617,764995! 648,2695781 22, 600, 045!044 7,767,180!

Savingsbanks.

1,059 banks.

$714,832,576 $13,782,512

79.173,174229,711,725

328, 763133,344,199393,190,240131,215,829

43, 688, 73971,096,73881,576, 25333,097,998

832,05933, 208. 27118,748, 297

Total 1,040, 697,731J600,244,9081,964,044,861146,661,673 3,751,649,173

LIABILITIES. « i |

Capital stock i 233,751,171; 80,645,972' 37,407,475Surplusfund ; 66,725,191| 45,824,747; 132,880,724Other undivided profits « 23,632,989| 15,943,401 27,448,960Debenture bonds s 11,365,280'State bank notes - ! 137,232!Dividends unpaid ! 756,905 108,479 41,412Individual deposits j 648,513,809411,659,996! 45,560,592Savings deposits ; j |l, 712,769,026Due to other banks and bankers i 48,596,672i 3,771,465j 3,593,717Other liabilities i 18,583,762* 30,925,568! 4,342,955

Privatebanks.

1,161banks.

10,259,25269,051,4352,067,6271,709,4951,316,540

404,178703,932

3,268,24220,097, 6699, 317,287

846,19712, 235,490

1, 601, 813

34,590,2277,730,5873,528,577

1,745,6955,975,439

Total.

5,579 banks.

$828,739,486

388,749,959984,274,8477,367,436

154,025,395403,224,457159,697,31946, 902, 910172, 477,208261, 278,55997,070, 3595,605,520

197, 789, 38444, 446, 334

386,394,845253,161,24970,553, 92711,365,280

137,232906,796

93,091,1481,198,825,545712,769,02657,707,54959,827,724

Total 11,040,697,731jfl00,244,90811,964,044,861146,661,673 3,751,649,173



N U M B E R , C A P I T A L STOCK, S U R P L U S , U N D I V I D E D P R O F I T S AND D E P O S I T S O F ALLS T A T E B A N K S , L O A N AND T R U S T C O M P A N I E S , AND S A Y I N G S ( M U T U A L AND S T O C K ) ,A N D P R I V A T E B A N K S , 1891-'92.

Classes.

State banks . . . .Loan and trust companiesSavings banks (mutual) . .Sayings banks (stock)Private banks

Tota l . . . . . . . .

ISTo.banks.

3,191168643416

1,161

Capitalstock.

$233,751,17180, 645, 972

37,407,47534, 590, 227

Surplus.

$66,725,19145, 824, 747

122,457. 26710,423,4577, 730, 587

Undividedprofits.

5,579 386, 394, 845 253,161, 249

$23,632, 98915,943,40:22, 804,1424, 644, 8183, 528, 577

70, 553, 927

Deposits.

$648,513,809411, 659, 996

1,459,221, 779299,107, 83993, 091,148

2,911, 594, 571

The distribution of the circulating medium, as shown by the cashholdings of national banks on July 12, 1892, and by other banks atdate of latest reports to this Bureau, is exhibited in the table following.The total cash, etc., held by banks other than national was $197,789,384,of which $8,889,370 was gold, $1,925,187 silver, $22,119,226 specie notclassified, $46,812,692 paper currency, and $118,042,909 cash not classi-fied and cash items. The total amount held by all the banks was$586,405,103.

STATEMENT SHOWING THE AMOUNT OF GOLD, SILVER, ETC., HELD BY NATIONALBANKS ON JULY 12, 1892, AND BY OTHER BANKING INSTITUTIONS ON OR ABOUTTHE SAME DATE.

Classification. Nationalbanks (3759).

Other (5579)banking in-stitutions.

Total.

Gold coinGold Treasury certificatesGold (clearing-house) certificatesSilver, dollarsSilver, fractionalSilver, Treasury certificatesNational-bank notesLe^al-tender notesUnited States certificates of deposits for legal tendersFractional currencySpecie, not classifiedCash not classified

$96, 723, 08385, 530,1008,498, 0007,466, 5965,579, 302

25,523,39921, 325, 840

113, 915, 01623,115, 000

939,383

$8,889,370-

} 1,925, 187

*46,812, 692

22,119,226118,042,909

$105, 612,45385,530,1008,498,000

14,971,08525,523,39921,325, 840

160,727, 70823,115,000

939,38322,119, 226

118,042,909

Total. 388,615,719 197,789,384 586,405,103

* Including national-bank notes and coin certificates.

The following table exhibits by States, Territories, and geographicaldivisions the capital employed by national banks on July 12,1892, andby the State, stock savings, private banks, and loan and trust companiesat date of latest returns to this Bureau, the aggregate capital of allclasses by States, and the total of each class and of all, from which itappears that the total capital amounts to $1,071,073,048. The capitalof the national banks is $684,678,203; State banks, $233,751,171; stocksavings banks, $37,407,475; private banks, $34,590,227; loan and trustcompanies, $80,645,972.



TABLE SHOWING, BY STATES AND TERRITORIES, THE CAPITAL OF THE NATIONALBANKS ON J U L Y 12, 1892, AND OF THE STATE, STOCK SAVINGS, AND P R I V A T EBANKS AND LOAN AND TRUST COMPANIES AT DATE OF LATEST REPORTS TO THISBUREAU.


Maine

"VermontMassachusettsRhode IslandConnecticut

Total E a s t e r nStates

New YorkNew JerseyPennsylvaniaDelaware ,Maryland

Total Middle States.

"VirginiaWest VirginiaNorth CarolinaSouth CarolinaGreoi sjiaFloridaAlabamaMississippi r

LouisianaTexasArkansas.KentuckyTennessee

Total Sou thernStates

OhioIndianaIllinois . -

"WisconsinIowaMinnesotaKansasNebraska

To ta l WesternStates : . . .

OregonColoradoUtahIdaho"MontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahomaIndian Territory

Total Pacific States.i

Total United States.

Nationalbanks .

$11, 0%, 0006, 217, 5007,160, 000

99,042, 50020, 277, 05023, 024, 370

166, 731, 420

85, 666, 06014, 456, 64571, 234,190

2,133, 98516, 804, 9602, 827, 000

193,122, 840

4, 656, 3002, 736, 0002, 588, 5001,623,0004, 538, 8001, 350, 0003,919,0001,165,0004, 435, 000

26, 202, 8001, 600, 000

15,409,40010,473,953

80, 697,753

24,140, 00043, 797, 80013,428, 00038, 856, 00015, 034, 000

7, 442,15014, 325, 00015,166, 00012, 667,10013,473, 600

198,329,650

282,0004,415,0008,985, 0002,800, 000

625, 0004,740,0001,140, 0001,050,0002,465,0002, 660,0007,640,000

270,0008,225,000

175, 000324, 540

45, 796, 540

684, 678,203

State banks.

$916, 6752, 340, 000

3,256, 675

1 32,303,7001,735, 8508,456, 860

680, 0001, 612,200

44, 788, 610

6,138,1471, 343, 5372,122, 5001, 533, 0275,961,595

238, 550748, 050

3,115,8362,820,121

450, 0001, 223, 894

19, 220, 8524, 017, 967

48, 934, 076

18,265, 5456,492, 6053, 586, 7006, 565,5002, 016,0006,286, 9007,430,2008, 631,0007, 953, 353

*14,032, 650

81,260,453

1,342, 0001,185,7751, 369, 720

607, 00032,000

145,000879, 814

1,890,1412,002,100

281, 06445, 776, 743

55, 511, 357

233,751,171

Stock sav-ings banks .

Pr iva tebanks .

$7'>5 000

725, 000

1, 069,706

410,54234, 525

1,514, 773

100, 00040, 000

718, 360568, 709

20, 000275,000

100, 000139, 350

35, 038

678,450

2,674, 907

1,896,575

6,122,0008,198,410

5,304,000225,000

21, 745,985

600,0001, 009, 047

80, 000

"860,600*

8,197,763

10, 746, 810

$827,243

1,981,435

191, 624

3, 000, 302

220, 540

251,800

336,88091,326

484, 090

2,869,276

4,253, 912

1,160, 8603,665,2823. 070,3534; 599, 741

772,6041, 367, 3655,404, 914

674,4432,824, 004

23,539,566

141,824525,400307,85072 50090, 000

240, 90010,000

511,024155, 54493,860

1, 565,49582,050

3, 796,447

37,407,475 34,590, 227

Loan andtrust com-

panies.

$1, 008, 900

8, 275, 0002, 353. 8201, 111, 600

12,749,320

25, 650, 0001, 470, 000

21, 343, 678500, 000

1, 500, 0003, 250, 000

Total.

$12, 018,9006, 217, 5007,885, 000

107, 317,50023, 547, 54526,475, 970

183,462,415

144,447,00317,662, 495

104, 085, 8693,313,985

20, 519, 326fi 111 R9R

53, 713, 678 296,140, 203

11, 014, 9874,179, 5375, 002.8003,874,387

11,405,9841, 699,8765,426,1404, 280, 8367, 355,121

29, 661,4262, 858,932

34, 630,25215,170,370

136,560,648

3,050,000 4fi.fi1fi.40fi

4, 710, 000730, 000

2,122, 0383,570,936

14,182, 974

--

80, 645,972

55,852,26220,085,05360,853,24126, 751, 01415,096,41534, 586,15228, 267, 37923,444,45727,506,250

339,058, 628

282,0005, 898,824

11,296,1755,486, 617

697,5005,437, 0001,412, 9001, 285, 0003, 855, 8384, 705, 685

10,595,960551,064

63,765, 001257,050324,540

115, 851,154

1,071,073,048

* Includes all banks other than national.

The population of the United States by States and Territories onJune 1,18927 as estimated by the Government actuary, the aggregatecapital, surplus, undivided profits, and individual deposits of nationaland State banks, loan and trust companies, and savings and privateDigitized for FRASER



banks of the United States at date of reports of the various classesnearest thereto, the average of these per capita, and the per capita av-erage of such funds in each class of banks are shown in detail in thefollowing table. It appears that the population of the country on thedate named was 65,593,000 and the total banking funds $6,390,094,128,an average of $97.42. The per capita averages in each class of banksare: National banks, $42.21; State banks, $14.83f loan and trust com-panies, $8.45; savings banks, $29.81 and private banks, $2.12. Thetable referred to is presented herewith:

TABLE SHOWING, BY STATES AND TERRITORIES, THE POPULATION OF EACH ON JUNE1, 1892, AND THE AGGREGATE CAPITAL, SURPLUS, UNDIVIDED PROFITS, AND INDI-VIDUAL DEPOSITS OF NATIONAL AND STATE BANKS, LOAN AND .TRUST COMPANIES,AND SAVINGS AND PRIVATE BANKS IN THE UNITED STATES ON OR ABOUT JUNE30, 1892; THE AVERAGE OF THESE PER CAPITA OF POPULATION, AND THE PERCAPITA AVERAGES OF SUCH RESOURCES IN EACH CLASS OF BANKS AND IN ALL.

States and Territories.Population

June 1,1892.*

All banks. National! Statebanks, banks.

Capital, etc.Aver-age percapita.

Aver-age percapita.

Aver-age percapita.

Loan J

compa-nies.

Aver-age percapita.

Aver-age percapita.

Privatebanks.

Aver-age percapita.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee IOhio |Indiana iIllinois !Michigan !Wisconsin jIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory...UtahWyomingWashington

Total.

664,000382, 000333,000

2,353, 000360, 000776,000

6, 212,0001,522, 0005,497, 000

173,0001,059,000

257, 0001,685,000

784, Q001,660,0001,181,0001,898, 000

420, 0001, 565,0001,326, 0001,156, 0002,377,0001,195, 0001,883, 0001,789, 0003,770, 0002,234, 0003,975,000-2,186,0001,771,0001, 964, 0001,418,0002,790,0001,480, 0001,225,000

478,00044,000

1,286,000352,00063,000

223,000386, 000100,000160,000161,000123, 000190,000223,00074,000

410,000

$85,438,64895,127,68645,591,380

792,197,295133,889,192210, 733,460

1,788,965,731131,373,896600,432,44215,618,609

114,129,71923, 628,11046,079,69116,583,39115,195,63516,309,84930,828,8767,991,388

14,976,81612,667,42737, 629,38670,967,8548,197,436

95,864,03944,156,220

253,570,57982,201,949

318,, 083,219144,315,566101,931,893127,179,219114,089,026177, 810,89566,886,57775, 581,36349,290,328

853, 990287,486,967

20, 917,1041,438,708

13,190,08213,483,0883,026,606

25,186,8704, 684,2671, 014,085

657,28016,411,7754,890,896

31,337,620

$128.68249. 02136. 91336.67371.91271. 56287.98

86. 32109.2290.28

107.7791.9327.3521.159.15

13.8116.2419.029.569.55

32.5529.856.86

50.9124.6867.2636.808O.X)O66.0157.5564.7480.4563.7345.1961.69

103.1219.41

223.5559.4222.8359.1434.9330.26

157.4129.098.243.46

73.59

76.43

$42.6443.2656.84

138.53128.6287.5489.6550.6665.8645.8757.5361.6013.5812.374.475.546.54

15.577.162.73

20.1626.213.64

20.5016.7243.6424.7448.7328.4023.10

' 25.4039.9125.3223.9736.8083.7319.4121.4547.8412.6741.0020.7628.74

142.7024.256.173.46

38.2452.2958.76

$5.60 $80.44205.76

65,593,000 6,390,094,128 97.42 42.21

$5.409.16

41.23f> 969.56

12.655.51

13.327.723.873.158.582.081.006.82

10.75.54

3.0630.416.208.655.407.573.78

28.6412.1127.5933.5915.10

f24.896.91

32.2142.827.17

47.«565.53

17.478.062.26

29.96

80.07165.93195. 07167. 69108.7924.1713.8723.7042.02

.37

$0.75

"*2.46

1.06.21

5.12.85.34

.45

*.*45

\*60

.271.03

1.64.30.16

2.80

6.36.68

1.894.441.93

1.76 I10.641.87

12.0531.70

.0816.006.53

7.61

90.6410.4010.1614.4413.19

108.91

13.593.29 1.49

13.061.559.90

18.14

"7." 23*"

14.83 8.45 29.81

4.334.795.291.455.739.341.982.896.12

.4.87

2.551.183.70

.981.521.12.06

2.07

4.1512.25

.54

2.12

* Estimated by Mr. Joseph S. McCoy, Government actuary,t Average of all banks other than national.Digitized for FRASER



Iii the Appendix 227 tables will be found showing, by States, Terri-tories, and geographical divisions, the condition of banks other thannational, as obtained from both official and unofficial sources 5 aggre-gate resources and liabilities of each class ; comparative statements ofcondition of State banks, 1872 to 1892; loan and trust companies,1887->88 to 1891-?92; savings banks, 1887-?88 to 1891-?92; privatebanks, 1888 to 1892; deposits in savings banks, number of depositors,and average amount due each, by States, in 1890-791 and 1891-792; thegro\A th of savings banks in the United States as shown by the num-ber of associations, number of depositors, and amount of deposits inthe years 1820,1825, 1830, 1835, 1840, and 1845 to 1892, inclusive;the number, liabilities, and assets at date of failure of State, savings,private banks, and loan and trust companies in each State that failedduring the year ended June 30,1892; the aggregate number, liabilities,assets and percentage of assets of State, etc., banks that failed duringthe fiscal years ended on June 30,1891 and 1892; reports of condition ofThe First Bank of the United States in January, 1809 and 1811; prin-cipal items of resources and liabilities of The Bank (second) of theUnited States 1817 to 1840; number of banks, amount of specie, circu-lation, and capital in 1774,1784, and 1790 to 1804; the number andcapital of banks by States, etc., at eight different periods from 1792 to1830; the number, capital, circulation, deposits, loans, and specie ofbanks at various periods from 1811 to 1840; the principal items of re-sources and liabilities by States, of banks in the United States in 1819,1834 to 1863, and 1873 to 1892; the number of State banks in the UnitedStates and their principal resources and liabilities in the years 1834 to1863 and 1873 to 1892, inclusive; the number, average capital, and de-posits of all banks, other than national, as shown by reports to the In-ternal Eevenue Bureau on November 30,1875 and 1876, and on May 31,1877 to 1882, inclusive; percentage of depreciation of bank notes duringthe suspension of specie payments from 1814 to 1817; discount of banknotes in New York in January, 1835 to 1838, inclusive; highest and low-est price of bank notes in Philadelphia in each year from 1814 to 1823and from 1834 to 1838.

CONCLUSION.

Prior to the passage of the free-banking act a deep-rooted prejudiceobtained against national banks as monopolies. They were believed topossess special privileges inimical to the interests of the general pub-lic. The act of January 14, 1875, removed all restrictions and ex-tended the powers and privileges of a national bank to any five reputa-ble men who might choose to organize such an institution, thus remov-ing all proper ground of criticism.

All prejudices are long lived, but the one against national banks haspossessed unusual vitality. There are many strong and excellentlywell managed State banks. Some of our States have good bankinglaws, well enforced, with competent and effective supervision. It isundeniable, however, that away from its immediate locality, a nationalbank enjoys greater prestige than a State institution. The systemlends a credit and standing to its individual members. The actualadvantage which national banks possess have won favor, and theprejudice once so strong, has yielded and is fast disappearing beforethe commercial advantages which the system affords. The large per-centage of increase in national banks formed is found in sections wherethe prejudice was once strongest. It is very gratifying to note this.There is no possible conflict of interests between the national system



and State systems of banking. National banks do a purely commercialbusiness. The various other banking functions are performed by Stateinstitutions, and the different boards of direction are so interwoven asto indicate the utmost harmony between State and national institutions.

More liberal provisions of law as to circulation or a reduction of theamount of United States bonds which national banks are compelled toown, would result in largely increasing the number of banks. As it is,each year marks a steady growth in number and in public confidencein the system. They have given the country the best currency and thebest commercial service it has ever had, and the good solid businesssense of the country can be relied upon to protect and preserve thesystem.

The work of the Bureau of the Currency is well systematized and isperformed by a thoroughly competent and well equipped force of em-ployes.

This force consists of ninety employes, the number having diminishedfrom one hundred and twenty-five in 1876 to ninety at the present time,notwithstanding the fact that the large increase in the number of as-sociations, under the supervision of the Bureau, has necessarily in-creased the amount of labor to be performed.

I have found all subordinates competent, courteous, and faithful inthe discharge of their duties, and it is with pleasure that I acknowl-edge the valuable aid rendered by those charged with the labor of pre-paring the statistical matter which appears in this report.

In the second volume of this report, comprising over 1,300 pages, willbe found a detailed statement of the condition of all the nationalbanks, as shown by the report of condition of September 30,1892, ar-ranged by States alphabetically and properly indexed.

A. B. HEPBURN,Comptroller of the Currency.

Hon. CHARLES F. CRISP,Speaker of the Rouse of Representatives.


APPENDIX.


NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THECOMPTROLLER OF THE CURRENCY, OCTOBER 31, 1892.

Name. Grade.

A. Barton Hepburn...Robert M. NixonHopkins J. Hanford..George M. CoffinWatson W. Eldridge .Edwin Z. PerkinsGeorge W. RobertsonAmos WebsterTheodore 0. EbaughCharles J. StoddardEdward A, DemarayWillis J. FowlerJ ohn A. HebrewEndicott KingGeorge T. MayEdmund E. SchreinerCharles McC. TaylorWalter TaylorThomas P. KaneHarriet M. BlackWilliam E. ColladayGeorge W. CollisonSarah F. FitzgeraldWashington K, McCoyIsaac C. Miller :Joseph K. MillerThomas H. RidgateCharles A. StewartWilliam D. Swan*Ephraim S. WilcoxGeorge H. WoodWillard E. BuellEliza R. HydeR. Leroy LivingstonMary L. McCormickMorris M. OgdenCarrie L. PennockMargaret L. SimpsonEbenezer SouthallArthur M. WheelerFrederick WiddowsEliza M. BarkerEveline C. BatesMargaret L. BrownePhilo L. BushSarah M. CartwrightLoren H. MillikenMarie RichardsonEliza A. SaundersTheresa E. TilleyAnna M. WhitesideLouisa CampbellVirginia H. ClarkeSarah G. ClemensMary L. ConradWilliam S. DavenportArthur L. HitchcockAlice M. KennedyEmma LafayetteFranklin L. MitchellAnna E. RhodesWarren E. SullivanHenry F. LoveaireThomas H. AustinEllen CareyGeraldine CliffordHarry DresbachE. Allen FrostMargaret E. GoodingMary B. HarvellCharles S. HydeFrank T. Israel

ComptrollerDeputy ComptrollerChief clerkChief of division

dodo

SuperintendentTellerBookkeeperAssistant bookkeeperClerk class 4

dododododododo

StenographerClerk class 3

dododododododododo ».dodo

Clerk class 2 1d o Idodododododododo

Clerk class 1dodo

..... .dododododododo

Clerk class E ...Tdododododododo

, dododo

EngineerClerk class D

dodododododododo

Salary.

$5, 0002,8002,5002, 2002,2002, 2002, 2002, 0002, 0002,0001,8001, 8001, 8001, 8001,8001, 8001, 8001,8001, 6001, 6001, 6001, 6001,6001,6001, 6001, 6003,6001, 6001, 6001, 6001, 6001,4001,4001,4001, 4001, 4001,4001. 4001. 4U01, 1001, 4001,2001,2001, 2001, 200

• 1, 2001, 2001, 2001, 2001, 2001, 2001, 0001, 0001, 0001, 0001, 0001, 0001, 0001, 0001, 0001,0001,0001, 000

900900900900900900900900900

* Additional aa bond clerk, $200.93



N A M E S AND C O M P E N S A T I O N O F O F F I C E R S AND C L E R K S , ETC.-—Continued.

Name.

Lucretia W. KnowltonMary A. MartinWilliam A. Nestler .Mary E. OliverAdelia M. StewartGeorge C SuttonJulia 0. TownsendWilliam J . TuckerClara L. WillardWilliam GriffithsSilas HolmesRobert E. MinturnJohn F. RobertsonLangston W. AllenJohn EarleSamuel M. FreemanM^adison L. JonesDaniel H. MasonWilliam W. Watson '. . . .

Grade.

Clerk class Ddodo

. . . .dodo . .dodododo

MessengerAssistant messenger

dodo

Watchmando

FiremanLaborer

dod o . .

Salary.

$900900900900900900900900900840720720720720720720660660660

EXPENSES OF THE OFFICE OF THE COMPTROLLER OF THE CURRENCY FOR THETEAR ENDED JUNE 30, 1892.

For special dies, plates, printing, etc $76, 935.33For salaries 102,, 670.76For salaries, reimbursable by national banks : 16, 644.42Total expenses of the office of the Comptroller of the Currency from its organization,

May, 1863 to June 30,1892 7,^64,464.51The contingent expenses of the office are not paid by the Comptroller, but from the general appro-

priation for contingent expenses of,the Treasury Department; no separate account of them is kept inthis office.

NAMES AND ADDRESSES OF NATIONAL BANK EXAMINERS, OCTOBER 31, 1892.

Names. Post-office.

Ainger, D. BAlden,LSBostwick, FredericBetts, MadisonBrush, Chas. HCampbell, Chas. JCarskadon, James TChamberlain, Wm. HClary, CharlesCook,Dayid ADay, DanielDengler, Chas. HDiamond, John EDorr, Chas. MEwer, Alfred

Ford, Geo.HGalbreath. G. WGatchell, JeremiahGannon, John J 4Getman, E. M uGriffith, John M *Groesbeck, Leonard H :Hardt,Wm.M :

Heald, Wm. HHolman, Geo. WJamieson, Chas. TKellogg, Edgar JKemp, Harlan WKimball,Wm.HMcHugh, JohnMcKnight,J.MMiller, Wm., jrParker, Frank WStone, Geo.WStone, Geo. ASturges, James DTate,S.McDWilder,IraHWilson, Amos EWilson, Eugene TYoung, Hugh

Charlotte, Mich.Warren, Pa.Pine Plains, N. Y.Wilmington, Ohio.Fergus Falls, Minn.Montgomery, Ala.Keyser, W. Ya.322 Geary street, San Francisco, Cal.Spokane, Wash.Ottawa, 111.Providence, R. I.Pottsville, Pa.Sioux Falls, S. Dak.Great Falls, N. H.P. O. Box 2352,50 State street, room 25,

Boston, Mass.Burton, Geauga County, Ohio.Sedalia,Mo.East Black stone, Mass.Dallas, Tex.976 Broadway, West Troy, N. Y.Wahoo, Nebr.Lansingburg, N. Y.422 North Thirty-second street, Phila-

delphia, Pa.Spokane, Wash.Rochester, Ind.Urbana, Ohio.Craig, Mo.Montpelier, Yt.45 Broadway, New York, N. Y.Cresco, Iowa.Louisville, Ky.Mercer, Pa.Lewiston, Me.1603 Broome street, Wilmington, Del.Dallas, Tex.511 Webster avenue, Chicago, 111.Morganton, N. C.Flint, Mich.McPherson, Kans.Ellensburg, Wash.Central Hotel, Pittsburg, Pa.


A DIGEST OF NATIONAL-BANK CASES.

CONTENTS.I. Constitutional law.

(1) Powers of Congress; (2) Powers of the States.

II. Powers and liabilities of national banking associations.(1) Implied powers; (2) As to collateral securities; (3) Special deposits; (4)

Government securities; (5) Certified check; (6) Purchasing check; (7)Stock; (8) Deposits to secure performance of contract; (9) Loans in excessof one-tenth capital; (10) Real estate; (11) Certificates of deposit; (12)Lien on dividends; (13) Contracts and obligations of old corporation; (14)Place of business; (15) Circulating notes; (16) Business of liquidatingassociation.

III. Ultra vires.(1) Dealing in stocks; (2) Purchasing negotiable paper; (3) Lending credit; (4)

Mortgages on real estate; (5) When association can not set up want ofpower.

IV. Stock.(1) Purchasing its own stock; (2) Lien on stock; (3) May be attached; (4)

Capital set free belongs to shareholders; (5) Contract to give shares forbusiness; (6) Transfer of stock; (7) Subscriptions to increase of capitalstock; (8) Specific performance of contract to sell.

V. Shareholders.(1) Estopped to deny incorporation; (2) Individual liability; (3) When lia-

bility disqualifies from voting; (4) Right to inspect books.

VI. Officers.(1) Tenure of office; (2) Bonds of officers; (3) Directors must act as a board;

(4) Borrowing of association; (5) Liability for violations of law; (6) Di-rectors of converted banks; (7) Retirement of directors.

VII. Interest. *(1) What interest associations may take; (2) On claims against insolvent and

liquidating associations; (3) Usury.

VIII. Insolvent associations.(1) Not subject to bankrupt act; (2) What constitutes insolvency; (3) Assets

a trust fund; (4) United States has no priority; (5) Claims for torts; (6)Preferences; (7) Bases for estimation of dividends; (8) Set-off; (9) Claimfor breach of contract of lease.

JX. Receiver.(1) Officer of the United States; (2) Whom he represents; (3) How far subject

to Comptroller's orders; (4) Power of courts to appoint; (5) Debtors ofassociation can not question legality of appointment; (6) Receiver's de-cision not final; (7) Sale by; (8) Contracts of; (9) Expenses of receiver-ship for association whjcjj. has gone into liquidation.



X. Taxation.(1) What may be taxed; (2) Rate; (3) Valuation; (4) Exemptions; (5) Col-

lection of tax from association; (6) License tax; (7) Powers of taxingofficers; (8) Enforcement of taxes; (9) Location of association for taxingpurposes.

XI. Jurisdiction.(1) Jurisdiction of Federal courts prior to the act of July 12,1882: (2) Juris-

diction of Federal courts subsequent to act of July 12, 1882; (3) Jurisdic-tion of State courts; (4) United States can not be subjected to jurisdictionof court; (5) Citizenship.

XII. Suits.(1) By and against associations; (2) By shareholders; (3) By receivers; (4)

By creditors of insolvent association; (5) For usury; (6) To enforce lia-bility of shareholders; (7) Execution; (8) Attachments; (9) Abatement;(10) Estoppel; (11) Suits against liquidating associations; (12) Transi-tory and local suits; (13) Survival of suits.

XIII. Evidence.(1) Certificate of Comptroller; (2) Evidence of insolvency; (3) Necessity for

assessment by Comptroller.

XIV. Crimes.(1) Under United States laws; (2) Under State laws; (3) Term "United

States currency" in penal statutes.



I. CONSTITUTIONAL LAW.

1. POWERS OF CONGRESS:

(a) Congress has the constitutional power to incorporate banks. (McCulloch v.Maryland. 4 Wheat., 316; Osborne v. Bank of the United States, 9 Wheat,738.)

(b) Congress has power to clothe national banking associations, as to their con-tracts and dealings with the world, with any special immunities and privi-leges exempting them, in their trade and intercourse with others, from thelaws and remedies applicable in like cases to other citizens. (The Chesa-peake Bank v. The First National Bank of Baltimore, 40 Md., 269.)

(c) Thus, the provision of the banking law that no attachment, injunction, orexecution shall issue against a national banking association before finaljudgment in any suit, action, or proceeding in a State court is constitu-tional. (Ibid.)

(d) The tax imposed on State or national banks paying out the notes of indi-viduals or State banks for circulation is constitutional. (Veazie Bank v.Fenno, 8 Wall., 533.)

(e) So is the tax imposed on them for paying out the circulating notes of mu-nicipal corporations. (Merchants' National Bank of Little Book v. UnitedStates, 101 U. S.,1.)

(f) Such a tax is not a direct tax within the meaning of the clause of the Con-stitution which declares that "direct taxes shall be apportioned among theseveral States according to their respective numbers." (Veazie Bank v.Fenno and Mechanics1 National Bank of Little Bock v. United States, supra.)

(g) Congress having, in the exercise of undisputed constitutional powers, un-dertaken to provide a currency for the whole country, may secure the ben-efit of it to the people by appropriate legislation. (Veazie Bank v. Fenno,supra.)

(h) Congress has the power to divest the United States courts of their jurisdic-tion of suits by or against national banking associations. (National Bankof Jefferson v. Fare et al., U. S. C. C. (E. D. Texas), 25 Fed. Bep., 209.)

2. POWERS OF THE STATES:

(a) National banking associations, being instruments designed to aid the Gov-ernment in the administration of a branch of the public service, can notbe controlled by the States, except in so far as Congress may see properto permit. (Farmers and Mechanics7 Bank v. Bearing, 91 U. S., 29.)

(b) No authority from the State is necessary to enable a State bank to con-A ert itself into a national banking association. (Casey v. Galli, 94 U. S.,673.)

(c) National banking associations located outside of a State are subject to itsrestraining acts prohibiting all corporations, not authorized by the law ofthe State, from keeping therein offices for the purpose of discount and de-posit. (National Bank of Fairhaven v. The Phoenix Warehousing Company.6 Run, 71.)

(d) It is competent for a State by penal enactments to protect its citizens intheir dealings with national banking associations located within the State.(State v. Fuller, 34 Conn , 280; see also Taxation and Jurisdiction.)

II. POWERS AND LIABILITIES.

1. IMPLIED POWERS :

To the enumerated powers of national banking associations are to be super-added all the powers incidental to the business of banking. (Pattison v.Syracuse National Bank, 80 N. Y., 82.)

2. AS TO COLLATERAL SECURITIES :

(a) A national banking association may take stock of a corporation as collat-eral security for a loan. (Shoemaker v. The National Mechanics7 Bank, 2Abb. U. S., 416; Canfield v. The Slate National Bank of Minneapolis, U. S.-C. C. (Dist. Minn.), Thomp. Nat. Bank Cos., 312.)


98 REPOKT OP THE COMPTROLLER OF THE CURRENCY.

2. As TO COLLATERAL SKCIKITIKS—Continued.(b) And it may take for such |mrposo the stock of another national banking

association. {National J><i/iky. Case, 99 U. S., 628.)NOTE.—Bnt this point was not necessary to the decision of the case.(c) A national banking association may take a pledge of personal chattels as

security for a loan. (Piilxhurg Locomotive and Car llorks v. State NationalBank of Keokuk, U. S. 0. C. (Eighth Circuit, 1875), 2 Cent. L. ,/., 692; 1New York Weekly Digest, 332.)

(d) A national banking association may take as security for a loan the indorse-ment of a married woman, charging her separate estate. Such security isto be treated as personal security, within the meaning of the banking law,and not as a mortgage. (Third National Bank v. Blake, 73 N. Y., 260.)

(e) A national banking association may take as*collateral security for a loana warehouse receipt i'or merchandise. (Cleveland, Brown *f Co., v. Shoeman,40 Ohio St., 176.)

(/) A national banking association may take as security for a loan the stockof a corporation whose entire capital is vested in real estate. Such a loandoes not amount to a lending upon mortgage. (Baldwin v. Canfield, 26Minn., 43.)

(g) An agreement by a national banking association to the effect that, in casea note discounted by it shall not be" paid, a mortgage given by the makerto his indorser shall inure to the benefit of the association, is not inhibitedby the national banking law. (First National Bank v. Haire, 36 Iowa, 443;see also National Bank v. Matthews, 98 U. 8., 621.)

(h) A national banking association having taken a mortgage on real estate tosecure a debt previously contracted may. in order to protect itself, pay offa prior lien on the said real estate; and the lien which it thus acquires itmay enforce. (Ornn v. Merchants1 National Bank, 16 Kans., 341; Holmes v.Boyd,90Ind.,S32.)

(?) Where a national banking association has taken collaterals to secure aloan, and, after the loan has been repaid, holds them to secure future ad-vances, it is not a gratuitous bailee; and it is responsible for the loss ofsuch collaterals occasioned by its lack of ordinary care and diligence,though at the time the bailor was not indebted to it. ( Third NationalBank of Baltimore v. Boyd, 44 Md., 47.)

o. SPECIAL DEPOSITS:(a) A national banking association may receive special deposits. The pro-

vision in section 5228, Revised Statutes, authorizing an association "todeliver special deposits'7 implies that it may receive them as a part of itslegitimate business; and this implication is as effectual as an expressdeclaration to the same effect would have been. (National Bank v. Gra-ham, 100 U. S., 699.)

(b) National banking associations have power to receive special deposits eithergratuitously or otherwise. (Pattison v. Syracuse National Bank, 80 N. Y., 82.)

(c) But the executive officers of an association can not bind it as a-gratuitousbailee, unless they have a special authority from the board of directors soto do, or there exists a general custom or usage to that effect. (FirstNational Bank of Lyons v. Ocean National Bank, 60 N. Y., 278.)

4. GOVERNMENT SECURITIES:(a) National banking associations can engage in the business of dealing in and

exchanging Government securities ( Van Leaven v. First National Bank,54 N. Y., 671; Yerkes v. National Bank of Port Jervis, 69 N. Y., 383; Leachv. Hale, 31 Iowa, 69.)

(b) And where an association receives United States bonds of one class for thepurpose of having* them converted into bonds of another class, it is not amere mandatary, but is responsible for the failure to deliver the bonds ondemand. (Leach v. Hale, supra.)

5. CERTIFIED CHECK:A national banking association may "certify" a check. A ucertified" check

is not within the meaning of section 5183, Revised Statutes, which pro-hibits the issuing of post-notes or any notes to circulate as money otherthan such as are authorized by the national banking law. (Merchant*'National Bank v. State National'Bank, 10 Wall., 604.)

6. P U R CHASING CHE C K :A national b nk may buy a check drawn upon another bank; and whether the

check is payable to order or to bearer is immaterial. (First National Bankof Bo Chester v. Harris, 108 Mass.. 514.)


REPORT OF THE COMPT1K JELER OF THE CURRENCY. £)!J

7. STOCK :(a) A national banking association, in the compromise of a claim growing out

of its legitimate business, may take railroad stock. (First National Bankof Charlotte x. National'.Exchange"Bank of Baltimore, 92 TJ. S., 122.)

(/>) And when necessary to do so, it may pay the difference between the valueof the stock and the amount of the claim. (Ibid.)

(e) A national banking association may take and hold the coupons of munici-pal bonds, and may maintain actions thereon. (First National Bank ofNorth Bennington y. Town of Bennington, U. S. C. C. (Dist. VI.), Browne's:V. B. Gas., 437; see also Lyons v. Lyons National Ban):, 19 Blatch., 279.)

8. DEPOSITS TO SECURE PERFORMANCE OF CONTRACT:A national banking association may receive a deposit to be held by it as secu-

rity for the faithful performance of a contract between the depositor andanother. (BusJniell v. The Ghaiitauqua County National Bank, 10 Hun, 378.)

NOTE.—But the court put the decision upon the further ground that even werethe contract ultra vires, the association, having received the deposit^ wasestopped from setting up its want of power.

9. EOANS IN EXCESS OF ONE-TEXTII CAPITAL:

(a) Sec. 5200, lie vised Statutes, which provides that the total liabilities toany association of any person, etc., shall not exceed one-tenth part of thecapital stock paid in, was intended only for the guidance of the associa-tion, and, though its franchises may be liable to forfeiture for violation ofthe law, the association may recover of the borrower the full amount ofthe loan. (Gold Mining Company v. Rocky Mountain National Bank, 96 TJ.8., 610; O\Harev. Second National Bank of Titusville, 11 Venn. St., 96; Shoe-maker v. The National Mechanics' Bank, 2 Abb. V. S., 416; Stewart Y. Na-tional Union Bank of Maryland, 2 Abb. TJ. S., 424.)

(b) A note is not illegal because at the time it was discounted by the associa-tion the maker was indebted to the association in a sum equal to more thanone-tenth part of its capital. (O'Hare v. Second National Bank of Titusville,supra.)

(c) And a court of equity will not enjoin an association, at the instance of theborrower, from transferring to innocent third persons notes and securities,on the ground that the notes represent part of a loan made in excess of 10per cent of the capital of the association. (Elder v. First National Bank ofOttawa, 12 Jians., 238.)

(d) Where a State bank makes a loan to one person of an amount iu excess ofone-tenth part of its capital, and is afterward converted into a nationalbank, it may, after conversion, extend the time for payment of such loanwithout violating section 5200, Revised Statutes. (Allen v. The First Na-tional Bank of Xenia, 23 Ohio St., 97.)

10. REAL ESTATE:(a) Where a national banking association acquires real estate which it is not

authorized to take, the conveyance to it is not void, but only voidable.And the title of the association to such real estate is good until assailedin a direct proceeding by the Government. (Reynolds v. CrawfordsvillcBank, 112 U, S., 405; see also National Bankv, Matthews, 98 TJ. S., 621; Na-tional BankY. Whilnm/, 103 TJ. S., 99; Swope v. LeffingiceU, 105 TJ. 8., 3;ForlierY. New Orleans Bank, 112 U. S., 439.)

(b) The amount of real estate which a national banking association may pur-chase to secure a pre-existing debt is not limitedto the exact amount ofthe debt, but as much may be purchased as is necessary to secure the debtdue, so long'as the security of such debt is the real object of the purchase.(Upton v. National Bank of South Heading, 120 Mass., 153.)

(c) Where the purpose is to secure a debt previously contracted, a nationalbanking association may take a conveyance of real estate worth more thanthe debt, and pay the difference between the debt and the value of theproperty. (Libby v. Union National Bank, 99 III., 622.)

(d) Where a national banking association sells real estate it may take a mort-gage thereon to secure the payment of the purchase-money. (New OrleansNational Bank v. Raymond, 29 La. Ann., 355.)

11. CERTIFICATES OF DEPOSIT:National banking associations may issue certificates of deposit. Such certifi-

cates are not post-notes within the prohibition of section 5183, RevisedStatutes. (Hunt v. Appellant, 141 Mass. 515; Riddle v. First National Bank.21 Fed. Rep., 503.)



12. LIEN ON DIVIDENDS:An association lias equitable lien upon dividends declared for any just debt

due to it from the shareholders. (Hager v. Union National Bank. 63 Me.,509.)

13. CONTRACTS AND OBLIGATIONS OF OLD CORPORATION:(a) Where a State bank has been converted into a national banking associa-

tion it may enforce all contracts made with it while a State corporation.(City National Bank v. Phelps, 97 N. Y., 44.)

(b) And it is liable, after the conversion, for all the obligations of the old insti-tution. (Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. TheNational Bank of Crawford, 69 Penn. St., 426.)

(e) A national banking association organized as the successor of a State bankmay take and hold the assets of the bank whose place it takes, thoughthere was not in form a conversion from a State to a national corporation,but the organization of a new corporation. (Bank v. Mclntire, 40 OhioSt., 528.)

(d) And such association will be liable to the depositors of the former bank.(Bans v. Exchange Bank, 79 Mo., 182.)

14. PLACE OF BUSINESS:(a) The provisions requiring "the usual business" of the association to be

transacted "at an office or banking-house in the place specified in its or-ganization certificate" must be construed reasonably; and a part of thelegitimate business of the association which can not be transacted at thebanking-house may be done elsewhere. (Merchants? Bank v. State Bank,10 Wall., 604.)

(b) Although the general business of a national banking association is to betransacted at its place of business, yet if the association is fully advisedof the facts, and does not object, and there is no fraud, its officers, whenacting within the general scope of their authority, may bind it by actsdone at another place. (Burton v. Burley, 9 Biss., 253.)

(c) Under Revised Statutes, section 5190, providing that " the usual businessof each national banking association shall be transacted at an office orbanking-house located in the place specified in its organization certifi-cate," a national bank can not make a valid contract for the cashing ofchecks upon it at a different place from that of its residence, through theagency of another bank. (Armstrong v. National Bank of Springfield, 38Fed. Rep., 883.)

(d) Whatever the terms of such an arrangement being made before the dateof the drawee bank's certificate of authorization, it is invalid under Re-vised Statutes, section 5136, providing that no banking association " shalltransact any business except such as is incidental and necessarily prelim-inary to its organization, until it has been authorized by the Comptrollerof the Currency to commence the business of banking." (Ibid.)

15. CIRCULATING NOTES:The circulating notes of a national banking association are valid though they

do not bear the imprint of the seal of the Treasury. Such imprint wasintended to be simply evidence of the contract, and forms no part of thecontract itself. (United States v. Bennett, 17 Blatch., 357.)

16. BUSINESS OF LIQUIDATING ASSOCIATION:After an association goes into liquidation there is no authority on the part of

its officers to transact any business in its name so as to bind its share-holders, except that which is implied in the duty of liquidation, unlesssuch authority has been expressly conferred by the shareholders. (Rich-mond v. Irons, 121 U. S., 27.)

III. ULTRA VIRES.

1. DEALING IN STOCKS:(a) A national banking association is not authorized to act as a broker or agent

in the purchase of bonds and stocks. (First National Bank of Allentown v.Hoch, 89 Penn. St., 324; Weckler v. The First National Bank of Hager stow n,42 Md., 581.)

(b) A national banking association can not deal in stocks. The prohibition isto be implied from the failure to grant the power. (First National Bank v<National Exchange Bank, 92 U. S., 122.)

NOTE,—But see, as to its power to deal in Government securities, Powers, 4,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


2. Pi'i:.ciiA»sij\<i XK<ioi IAHLM I ' A P K K :

A national banking' association can not purchase negotiable paper. (Lazexw v.National Union Bank of Baltimore, 52 Md., 78; First National Bank ofRochester v. Pier son, 2i Minn., 140; see also Farmers and Mechanics1 Bankv. Baldwin, 23 Minn., 198. But see Smith v. The Exchange Bank of Pitts-burg, 26 Ohio St., 141.)

3. LENDING CREDIT:(a) A national banking association can not lend its credit. (Johnson v. Char-

lotiesville National Bank, 3 Hughes, 657; Seligman v. Charlottesville NationalBank, 3 Hughes, 647.)

(&) A national banking association can not guaranty the paper of a customer/or his accommodation. (Seligman v. Charlottesrille National Bank, supra.)

(c) The accommodation paper of a national banking association is void in thehands of one who takes it with knowledge of its character. (Johnson v.Charlottesville National Bank, supra.')

4. MORTGAGES ON REAL ESTATE:(a) National banking associations are by implication prohibited from taking-

mortgages on real estate as security for contemporaneous loans. (NationalBank v. Matthews, 98 U. S., 621; Fowler v. Scully, 72 Penn. St., 456; KansasValley National Bank v. Itowell, 2 Dill., 371; Commonwealth Bank v. Clark,4 Mo., 59; Crocker v. Whitney, 71 TV. F., 161; Fridley v. 7*owew, 87 77Z., 151.)

(ft) But where such security has been taken, no one bnt the Government canbe heard to complain that the association has exceeded its powers. (Na-tional Bankv. Matthews, supra; National Bank v. Whitney, 103 U. S., 99;Sivope v. Leffingivell, 105 £7. #., 3; Reynolds v. National Bank, 112 [7. #., 405;Fortier v. National Bank, 112 17. £., 439.)

NOTE.—These decisions overrule, on this point, Kansas Valley National Banky.Bowell, 2 Dill., 371; Crocker v. Whitney, supra; Fowler v. Scully, supra;Matthews v. Skinner, 62 Jfo., 329; Woods v. Peojrte's National Bank of Pitts-burg, 83 Peww. ££., 57; Fridley v. Bowen, supra.

5. WHEN ASSOCIATION CAN NOT SET UP WANT OF POWER :Where a national banking association has entered into a contract which it was

not authorized to make, a party who has enjoyed the benefit of such con-tract cannot question its validity. (Casey v. La Societede Credit Mobilier,2 Woods, 77; German National Bank v. Meadowcroft, 95 III., 124.)

IV. STOCK.

1. PURCHASING ITS OWN STOCK:Where a national banking association purchases shares of its own stock, and

divides them among its directors, to whom the shares are transferred uponthe stock books, the transaction is void, and no title passes. (Meyers v.Valley National Bank, U. S. B.C. (E. Dist. Mo.), 13 National BankruptcyRegister, 34.)

2. LIEN ON STOCK :(a) A national banking association can not acquire a lien on the stock of a

shareholder. And a by-law prohibiting a transfer until all liabilities of theshareholder to the association are discharged, or a provision to that effectin the certificates of stock, is void. (Bullard v. National Bank, 18 Wall.,589; Bank v. Lanier, 11 Wall., 369; ConkUnv. The Second National Bank,45 .V". Y., 655.)

(b) A national banking association can not take a pledge of its stock to securea deposit made by it with another bank. Such a transaction amounts to alending upon the security of its own shares. (Bank v. Lanier, supra.)

(c) Though a bank is prohibited from lending money upon the security of itsown shares, yet, if the shares have been sold and the proceeds applied tothe payment of the debt, the courts will not aid the shareholder to recoverthe value of the shares. He can dispute the validity of the transactiononly while the contract is executory, and the security still subsists in thepossession of the bank. (National Bank of Xeniav. Stewart, 107 U. $.,676.)

3. MAY BE ATTACHED:The stock of a shareholder indebted to it may be attached by the association

and sold on execution. (Hager v. lTnion National Bank, 63 Me., 509.)



4 . C A P I T A L S E T FRKI: P . I -XONMJS T O s i i A i u : n ( > u > i ; i : s :

When a national banking association reduces its capital stock the amount ofcapital thus released belongs to the shareholders pro rat a and must be re-turned to them; and it cannot be retained by the association lor a surplus.(Seeley v. Xeiv York National Exchange Bank, 8 Daly, 400; S. C, 4c Abb. X.C, 61; affirmed, 78 X. Y., 008.)

5. CONTRACT TO GIVE SHARES FOR BUSINESS:

Where an association has made or ratified a contract to give a person a certainnumber of the shares of its stock, upon condition that he will continue todo his business with it, and derives the benefit from this contract, theother party may recover of the association the value of the shares. (Richv. State National Bank of Lincoln, 7 Xebr., 231.)

Q. TRANSFER OF STOCK:

(a) The transfer of shares in national banking* associations is not governed bydifferent rules from those which are ordinarily applied to the transfer ofshares in other corporate bodies. (Johnson v. Laflin, 103 U. 8., 800.)

(5) The entry of the transaction in the books of the association is required, notfor the translation of the title, but for the protection of the parties, andothers dealing with the association, and to enable it to know who are itsstockholders. (Ibid.)

(c) A shareholder in a national bank, while it is a going concern, has the abso-lute right, in the absence of fraud, to make a bona fide and actual sale andtransfer of his shares, at any time, to any person capable in law of pur-chasing and holding the same, and of assuming the transferred liabilitiesin respect thereto; and this right is not, in such cases, subject to the con-trol of the directors or other stockholders. (Johnson v. Laflin, 5 Dill., 65.)

(d) Under the pretense of prescribing the manner thereof, an association cannot clog the transfer with useless restrictions. (Johnson v. Laflin, supra.)

(e) When a shareholder, acting in good faith, delivers his certificates of stock,with a blank power of attorney for making the transfer, and receives thepurchase-money, the sale is complete and the title x^asses. (Ibid.)

(f) Where a cashier who is intrusted by the directors with the duty of trans-ferring the stock of the association refuses, for insufficient reasons, totransfer shares, and the association subsequently becomes insolvent, theowner of the shares may maintain an action against the receiver for theinjury sustained. (Case v. Citizens' Bank, 100 IT. S., 446.)

(g) Where a shareholder who has sold his stock has delivered to the bank thecertificates of stock and a power of attorney, with the request that thetransfer be made upon the books of the bank, and has had no reason tosuppose that such transfer was not made, he will not, should the bankafterward become insolvent, be held liable as a shareholder, although hestill appears as such on the books of the bank. (Whitney v. Butler, 118U. S.t 655.)

(h) But where the president of the bank is himself the purchaser of the stock,then the delivery of the certificates and power of attorney to him with therequest to make'the transfer upon the books of the bank'would not be suf-ficient to discharge the seller from liability as a stockholder. (Richmondv. Irons, 121 U. S., 27.)

(i) Where a shareholder of a national bank makes a bo.ia fide sale of his stock,and goes with the purchaser to the bank, indorses the certificate, and de-livers it to the cashier of the bank, with directions to make the transferon the books, he has done all that is incumbent upon him to discharge hisliability, and he is not liable, though the cashier failed to make the trans-fer, upon the subsequent suspension of the bank, for an assessment madeby the Comptroller of the Currency, under Revised Statutes, section 5151,to pay the bank's debts. (Hayes v. Shoemaker, 39 Fed. Rep., 319.)

7. SUBSCRIPTIONS TO INCREASE OF CAPITAL STOCK:

(a) Where one subscribes for shares in the increase of the capital of a nationalbanking association in a certain amount, such subscription and paymentare upon the implied condition that the increase shall be in the exactamount so fixed; and if such amount is changed, the subscriber may avoidthe subscription and recover the amount paid in. (Eaton v. Pacific Bank,144 Mass., 260.)

(b) And the certificate of the Comptroller of the Currency that the amount ofthe increase in another sum has been paid in, which amount includes whatwas paid by the dissenting subscriber, will not be conclusive upon suchsubscriber. (Ibid.)


REPORT OF THE COMPTROLLER OF THE CURRENCY. 1(U

7 . S l T H S C R J P ' M o X K T O I N « I I K A S K O i < r . V I ' I T A I , S T O C K — C o i l l h i l l e d .

( ( ! ) B u t i f s u c h s u b s c r i b e r l i a s a s s e n t e d t o ovy r a t i i i e d t h e < ' h a n g c h e w i i l b eheld a shareholder. (Delano v. Butler, 118 IT. s.% MA.)

(d) National banks have no authority to increase their capital stock except asprovided by Revised Statutes, .sec. 5142, and act of Congress May 1, 188(J;and. where an increase is attempted to be made without obtaining tin* con-sent of two-thirds of the stock, the payment in full of the amount of suchincrease, and the certificate and approval of the Comptroller of the Cur-rency, as required by those statutes, the proceedings are invalid, and pre-liminary subscriptions «:o such increase can not he enforced. (/trmxfroiujv. Slav age et a I., 37 Fed, Hep., 508.)

(e) A subscriber who has made payments on his subscription to the proposedincrease, believing that the statutory requirements would be compliedwith, ii entitled to have the amount thereof allowed as a claim againstthe assets of the bank in the receiver's hands. (Ibid.)

(/) When the previous proceedings looking to an increase in the capital storkof a national bank have been regular and all that are requisite, and a,stockholder subscribes to his proportionate part of the increase and payshis subscription, the law does not attach to the subscription a conditionthat it is to be void if the whole increase authorized be not subscribed;although there maybe cases in which, equity would interfere to protecthim in case of a material deficiency. (Jxp'ntivaU v. Butler, 133 U. S., 595.)

(g) The Comptroller of the Currency has power bylaw to assent to an increasein the capital stock of a national bank less than that originally voted bythe directors, but equal to the amount actually subscribed and paid for bythe shareholders under that vote. (Ihid.)

(h) Where one subscribes lor shares in an increase of capital stock of anational bank and pays for the same without waiting to see whether the,whole amount of the increase is taken, he is bound by such subscriptionand payment, though the amount of the increase is afterward reduced bythe bank and the 'Comptroller of the Currency. (Butler v. Eaton, 111jr. K, 240.)

8. SPECIFIC PERFORMAXCK OF COXTRACT TO SKLL:

A specific performance of a contract to sell the stock of a national bankingassociation will not be enforced in favor of a purchaser who places his claimfor equitable relief upon the ground that he desires to obtain control ofthe association. Such an object is contrary to public policy. (Foil*Appeal, 81 Penn. St., 434.)

V. SHAREHOLDERS.

1. ESTOPPED TO DENY INCORPORATION:

A shareholder who has held himself out to the world as such is estopped todeny that the association was legally incorporated. {Casey v. (Udll, 94U. 8., 673; Wkeehek v. Ko*t, 77 III., 296.)

2. I N D I V I D U A L LIABILITY :

(a) The question whether there is a deficiency of assets, and when it is neces-sary to enforce the individual liability of shareholders, is for the Comp-troller to determine; and his decision in this matter is final and conclusive.(Kennedy v. Gibson, 8 Wall., 498; National Bank v. Case, 99 V. S.. 628;Casey v. Galli, 94 U. $., 673.)

(b) The amount contributed by each shareholder should bear the same propor-tion to the whole amount of the deficit as his own stock bears to the wholeamount of the capital stock at its par value. And the solvent shareholderscan not be made to contribute more than their proportion to make goodthe deficiency caused by the insolvency of other shareholders. (UnitedStates v. Knox, 102 U. S.] 422.)

(c) A shareholder who disposes of his stock will continue to be liable thereonuntil the transfer is noted on the books of the association. (Bowdellx.Farmers and Merchants' National Bank of Baltimore, U. 8. C. C. (/). ~M(L,1877); Browne's X. B. Cos., 147.)

(d) The individual liability of a shareholder adheres to his estate after hisdeath until his place as a. member of the association is taken by some newshareholder. (Davis v, Weed, lr. S. ]). C. (Dixt. Conn.), reported 41 Conn.,569.)

(e) The receiver has a valid claim against the estate generally of a deceasedshareholder who died prior to the insolvency of the hank, but whose, stockhas not been transferred. {IUvhmoitd v. Irons, 121 U. «S\,27j Darts v. Heed,

)Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


2. INDIVIDUAL LIABILITY—Continued.(/) And the fact that the title to the stock of a deceased shareholder vests in

his administrator does not relieve the estate from the burden of an assess-ment. (Davis v. IFeed, supra.)

(g) Nor will the fact that the administration is complete, and all the assetshave been distributed, defeat an action brought to recover the assessment.(Ibid. But see Witters v. Bowles, 32 Fed. Rep., 30.)

(h) The United States district court has jurisdiction of an action at lawbrought by the receiver of a national bank to recover an assessment madeupon a stockholder, and the action may be maintained in such eventagainst the executor of a deceased stockholder. (Stephens v. Bernays, U.S. C. C, E. D. Mo.)

(i) One who appears on the books of the association as the owner of shares ofits stock is individually liable, though he hold the stock merely as col-lateral security. (National Bank v. Case, 99 U. 8., 628; Moore v. Jones, 3Woods, 53; Bowdell v. Farmers and Merchants' National Bank of Baltimore,supra; Hale v. Walker, 31 Iowa, 344; Wheelock v. Kost, supra.)

(j) And a subscription to stock of a national bank and payment in full on thesubscription and entry of the subscriber's name on the books as a stock-holder constitutes the subscriber a shareholder without taking out a cer-tificate. (Pacific National Bank v. Eaton, 141 U. 8., 227.)

(k) But a pledgee of shares of stock in a national bank who in good, faith andwith no fraudulent intent takes the security for his benefit in the name ofan irresponsible trustee for the avowed purpose of avoiding individualliability as a shareholder, and who exercises none of the powers or rightsof a stockholder, incurs no liability as such to creditors of the bank incase of its failure. (Anderson, Receiver, v. Warehouse Company, 111 U. S.,479.)

(I) And where stock has been transferred as collateral security for a loan,with the understanding that in case of default in the payment of the loan theshares shall be sold, the transferee, upon default made, and before the bankcloses its doors, may sell the stock for a nominal consideration, thoughhis purpose be to avoid a personal liability; and such a transaction cannot be set aside as a fraud upon the creditors of the association. (Ma-gruder v. Colston, 44 Md., 349.)

NOTE.—The court jput the decision upon the ground that the sale was in pur-suance of a stipulation which formed a part of the contract between theoriginal owner and his transferee. See also Holyoke Bank v. Burnham, 11Cush., 187, upon the authority of which the Maryland case was decided.

(m) If the trusteeship of one who holds stock in trust does not appear upon thebooks of the association he will be individually liable. (Davis v. EssexBaptist Society, IT. S. D. C. (Dist. Conn.), reported 44 Conn., 582.)

(n) A transfer of shares for the purpose of avoiding liability, though made"out and out" is void. (National Bank v. Case, supra; Bowden v. Santos,1 Hughes, 158.)

(o) And where a shareholder, who has knowledge of the insolvent conditionof the bank, transfers his shares, without consideration, to a person un-able to respond to the assessment, the transfer may be set aside and theindividual liability of the transferrer enforced. (Bowden v. Johnson, 107 U.S., 251.)

(p) The real owner of the stock is liable as a stockholder, though when hepurchased the stock he had it transferred upon the books to another.(Davis v. Stevens, 17 Blatch., 259.)

NOTE.—The case of the owner of the stock is thus different from that of apledgee. (See Anderson v. Warehouse Company, supra.)

(q) Where shareholders have assessed themselves to the amount of the parvalue of the stock for the purpose of restoring impaired capital, the con-tributions made in pursuance of such assessment, though all used in pay-ing the debts of the association, will not so operate as to discharge theshareholders from their individual liability. (Delano v. Butler, 118 TJ. 8.9634.)

(r) The individual liability of the shareholders of an insolvent associationmay be enforced for the purpose of paying all of its liabilities, and notmerely for the purpose of paying its " debts," technically so-called; (Stan-ton v. Wilkeson, 8 Ben., 357.)

(s) The individual liability of the stockholders must be restricted in its mean-ing to such contracts, debts, and engagements of the association as havebeen duly contracted in the ordinary course of its business. And, there-fore, creditors of an association who make settlements after the associationis put into liquidation and receive from the president payment of their


REPORT OF TiJK OOMITROLLEK OF THE CURRENCY, 1 0 5

2. INDIVIDUAL LIABILITY—Continued.claims in paper of the association, or the individual notes of the presidenthimself, indorsed or guaranteed in the name of the association, are not tobe considered as creditors of the association entitled to subject the stock-holders to individual liability; for these are new contracts. (Richmond v.Irons, 121 U. 8., 27.)

(t) The individual liability ofthe stockholders is enforcible only in behalf ofall the creditors, and any security given by a stockholder for his liabilityin this respect should likewise be for the benefit of all the creditors. Ac-cordingly, a mortgage of all the individual property of a stockholder, madeafter the bank has closed its doors, for the purpose of securing a singledepositor, is void as against a judgment obtained against such stock-holder in an action by the receiver to recover the amount of his individualliability. (Gatch v. Fitch, 34 Fed. fie})., 566.)

(u) Where a married woman is by the State law capable of holding stock in anational bank in her own right, she is liable to an assessment upon hershares, though the law of the State does not authorize married women tobind themselves by contracts for the payment of money. The law annexesher obligations by its own force; no act or capacity to act on her part isrequired. (Witters v. Sowles, 35 Fed. Rep. 640; S. C. 32 Fed. Rep., 767.)

(v) Married women, AVIIO are permitted by the laws of the State in which theyreside to become shareholders in national banks, are liable to assessmentsunder the national banking laws. (In re., First National Bank of St. Al-lans, 19 Fed. Rep., 120.)

(w) The coverture of a married woman, who is a shareholder in a nationalbank, does not prevent the receiver of the bank from recovering judgmentagainst her for the amount of an assessment levied upon the shareholdersequally and ratably under the statute. (Keyser v. Hitz, 133 U. S., 138.)

(x) While it is undoubtedly the rule as regards stockholders that one put uponthe books as a stockholder without his consent can not be held for any lia-bility in respect to such stock, yet where the person to whom the stock istransferred is a director of the bank, and is concerned in the managementof its affairs, he must be presumed to have knowledge of the fact that thestock stood in his name, and if he has not repudiated the transfer to him-self is liable as the holder of such stock. (Brown v. Finn, 34 Fed. Rep.,124.)

(y) In such case the mere return of the dividends paid upon the stock to theperson by whom the transfer was made will not be a sufficient repudiationthereof. (Ibid.)

(z) A person who received dividends on shares of stock standing in his nameon the books of a national bank is estoppecUfrom denying his liability onthe ground that he returned the same by check to an officer of the bank.He is presumed to be the owner of the stock when his name appears uponthe books of the bank, and the burden of proof is upon him to show thathe is not in fact the owner. (Finn v. Brown, 142 U. S., 56.)

(aa) The State statute of limitations applies to a suit brought by the receiver ofa national bank against a shareholder to recover an assessment upon hisstock to pay the debts of the bank. (Butler v. Poole, 44 Fed. Rep., 586.)

3. W^HEN LIABILITY DISQUALIFIES FROM VOTING:The provision of section 5144, Revised Statutes, which disqualifies shareholders

" whose liability is past due and unpaid " from voting at meetings of share-holders, applies only to liability for unpaid subscriptions for stock. (UnitedStates ex rel. v Barry, 36 Fed. Rep., 246.;

4. RIGHT TO INSPECT BOOKS:Code of Alabama, 1886, section 1677, which provides that stockholders of all

corporations have the right to have access to and inspection and examina-tion of the books, records, and papers of the corporation at all reasonableand proper times, applies to national banks located within the State; andmandamus will lie against the officer having custody of the books to enforcethe right. (Winter v. Baldwin, 7 So., Rep., 734.;

VI. OFFICERS.1. TENURE OF OFFICE:

(a) The officers of a national banking association can hold their positions onlyby the tenure specified in section 5136, Revised Statutes, viz, the pleasureof the board of directors. (Harrington v. First National Bank of Chittenanao,S. C. N. T.. 1873. Thomp. N. B. Cas., 761; see also Taylor v. Hutton, 43 Barb.,195.;


10G REPORT (>V TllU COMPTROLLER OF THE CURRENCY.

1. TENURE OF OFFICK— ('oniiniKMl.

(&) Directors of nation:) 1 haul;ing associations may remove the president, bothunder the law of Congress and the articles of association, where the latterso provide. The power exists, though the association has adopted no by-laws. (Taylor v. Hut ion, supra.)

2. BONDS OF OFFICERS:

(a) It is not necessary that national banking associations shall signify their ap-proval of the official bonds of their officers by memoranda entered upon thejournals or minutes of the directors. The acceptance is to be presumed fromthe retention of the bond, and from the fact that the officer is permitted toenter upon or continue in the discharge of his duties. (Grover v. The Leba-non National Bank, 10 Bush., 23.)

(o) Where the sureties of an officer can reasonably be presumed to have beendeceived by the statement of the condition of the bank published justprior to the execution of the bond, and to have been led to think that therewas no deiicit, whereas there had been a misapplication of a large part ofthe funds by the officer whose bondsmen they became, which fact wouldhave been ascertained had the directors exercised ordinary diligence, thesureties are discharged from their liability. (Grover v. The Lebanon Na-tional Bank, supra.)

3. DIRECTORS MUST ACT AS A BOARD:

The election of an individual as a director does not constitute him an agent ofthe corporation with authority to act separately and independently of hisfellow members. It is the board duly convened and acting as a unit thatis made the representative of the association. The assent or determinationof the members of the board acting separately and individually is not theassent of the corporation. The law proceeds upon the theory that the di-rectors shall meet and counsel with each other, and that any determinationaffecting the association shall be arrived at and expressed only after a con-sultation at a meeting of the board, attended by at least a majority of itsmembers. (National Banlc v. Drake, 35 Kans., 564.)

4. BORROWING MONEY OF ASSOCIATION:

An officer may, in the ordinary course of business, borrow money of the asso-ciation. (Blair v. First National Bank of Mansfield, U. 8. 0. C. (N. I). Ohio),1877, 10 Chicago Legal News, 84.)

5. LIABILITY FOR VIOLATIONS OF LAW:

(a) All directors who participate in and assent to a loan in excess of one-tenthof the capital of the* bank, in violation of section 5200, Revised Statutes,will be liable to the bank for all damages sustained by it in consequence ofsuch loan. (Witters v. Soivles, 31 Fed. Rep., 1.)

(b) If a cashier, without authority from the directors so to do, makes a loan inexcess of one-tenth of the capital of the association, he will be liable, incase of loss, for the amount of the excess. (Second National Bank of Oswegov. Burt, XIVNew York Weekly Digest, 290. Reversed in court of appealson ground that transaction was discount of bill of exchange drawn againstactually existing values, 93 N. Y., 233.)

(c) The directors of a national bank will not be held liable for loss occasionedto the bank through the frauds of a co-director in which they had no part,and which were perpetrated without their connivance or knowledge. Itis not sufficient to charge them with liability that the frauds might havebeen prevented by the exercise on their part of a proper degree of super-vision over the affairs of the bank. (Movius v. Lee, U. 8. C. C. (N. 1). N.Y.), 30 Fed. Hep., 298.)

(d) But directors of a national bank must exercise ordinary care and prudencein the administration of the affairs of the bank, and this includes some-thing more than officiating as figureheads; they are entitled under thelaw to commit the banking business as defined to the duly authorizedofficers, but this does not absolve them from the duty of reasonable super-vision nor ought they be permitted to be shielded from liability becauseof want of knowledge of wrongdoing if that ignorance is the result ofgross inattention, (llr'tgg* v. Spaulding. 141 U. 8., 131.)

(e) Directors of a national bank are "officers" within the meaning of RevisedStatutes, United States, section 5209, which makes it a misdemeanor forbank officers to make false entries in any book, report, or statement of thebank, with intent to deceive any of its officers. (United States v. Means etal.,-42 Fed. Rep., 599.)



r>. LIABILITY roll vioi,A'iioxs <>i- LAW—Continued.(/) The personal liability of directors of a national "bank for violation of

Revised Statutes, United States, section 5204, by declaring dividends inexcess of net profits, and of section 5200, for loaning to separate persons,firms, or corporations amounts exceeding one tenth of the capital stock,can not be enforced in an action at law. ( Welles v. Graves, ilFed. Hep., 459.)

(</) Under Revised Statutes, United States, section 5239, providing that if thedirectors of a national bank shall violate any of the provisions of the titlerelating to the organization and management of banks, the franchises ofthe bank shall be forfeited, such violation, however, to be determined bya proper court of the United States in a suit therefor by the Comptroller,and that in cases of such violation every director participating therein shallbe personally liable for all damages which the bank, its shareholders, or anyother person shall have sustained in consequence thereof, the Comptrollercan not authorize the receiver to bring suit, under section 5234, to enforcesuch personal 1 lability, until it has been adjudged by a proper court that suchacts have been done as authoiize a forfeiture of the charter. (Ibid.)

(h) The right to maintain an action under Revised Statues, United States, sec-tion 5239, to recover from a bank director the damages sustained by his bankin consequence of excessive loans made by him while serving in the capac-ity of director, is not affected by the fact that the Comptroller has or hasnot procured a forfeiture of the bank's charter. (Stephens v. Overstoh, 43Fed Rep., 771.)

(i) For services performed by the district attorney in bringing a suit againsta national bank, and obtaining a forfeiture of its charter, he is not enti-tled to more than $10, the fees prescribed by section 824, there being noother law of the United States giving a compensation to a district attor-ney for such services. (Bashaw v. United States, 47 Fed. Hep., 40.)

(j) A stockholder of an insolvent national bank for which a receiver has beenappointed can not maintain an action at law against the directors for thepurpose of making them personally liable for the mismanagement of thebank, but the action must be brought by the receiver. (Howe v. Barney,45 Fed. Hep., 668.)

(1c) Revised Statutes, United States, sections 5234 and 5239, prescribing themethod of enforcing the liability of the directors of national banks forviolation of the banking law, are exclusive of other remedies, and a cred-itor of an insolvent bank for which a receiver has been appointed, can notsue its directors for the purpose of making them personally liable for themismanagement of the bank. (National Exchange Bank v. Peters et al., 44Fed. lieiL, 13.;

6. DIRECTORS OF CONVERTED BANKS:

(a) When a State bank is converted into a national banking association all ofthe directors at the time will continue to be the directors of the associa-tion until others are appointed or elected, though some of them may nothave joined in the execution of the articles of association and organiza-tion certificate. (Lock-wood v. TJie American National Bank, 9 R. I., 308.)

(b) And semble, that the directors of a bank at the time of its conversion intoa national banking association are not required to take the oath of direct-ors. (Ibid.)

(c) But even were the oath required, a majority of all who were directors atthe time of the conversion, and not merely a majority of those who takethe oath, are necessary to constitute a quorum. (Ibid*.)

7. RETIREMENT OF DIRECTORS:

(a) The law providing no particular mode by which a director is to resignfrom the board, an oral resignation would be as good as any. (Movius^v.Lee, 30 Fed.Eep., 298.)

(b) The president being the head of the board, a resignation to him is a resig-nation to the board. (Ibid.)

(c) A director is not prohibited from resigning during the year. The apparentpurpose of the provision in regard to the term of office is to make it con-form to the time of the new election, and not to absolutely require everydirector to serve the full term. (Ibid.)


108 REPORT Ol1 THtt COMPTROLLER OF THE CURRENCY.

VII. INTEREST.

1. WHAT INTEREST ASSOCIATIONS MAY TAKE:

(a) The provision in section 30 of the act of 1864 "that where, "by the law ofany State, a different rate is limited for banks of issue organized under-state laws, the rate so limited shall he allowed for associations organizedin any such State under the act," is enabling, and not restrictive; and,therefore, a national hanking association in any State may stipulate foras high a rate of interest as by the laws of such State a natural personmay, although State banks of issue are restricted to a less rate. {Tiffanyv. National Bank of the State of Missouri, 18 Wall,, 409.)

(b) But it is not to be inferred from Tiffany v. National Bank of Missouri thatwhatever by the laws of the State is lawful for natural persons in acquir-ing title to negotiable paper by discount is lawful for national banks.(National Bank v. Johnson, 104 U. 8., 271.)

(c) The interest which a national banking association may charge is limited tothe rate allowed to the banks of the State generally; and the fact that afew of the State banks are specially authorized to take a higher rate isnot a warrant for a national banking association to do so. {Duncan v. FirstNational Bank of Mount Pleasant, U. S. D. C. (W. D. Venn., 1878), 11 BankMag., 787; Gruber v. First National Bank, 87 Penn. St., 468.)

(d) Where the State law does not limit the rate of interest which may becharged on loans to corporations, a national banking association locatedin that State can not charge more than 7 per cent interest on such loans.(In re Wild, 11 Blatcli., 243.)

(e) Where by the statutes of the State parties are authorized to contract forany rate of interest, national banking associations in that State may like-wise contract for any rate, and are not limited to 7 per cent. (Hinds v.Marmelejo, 60 Cah, 229; National Bank v. Bruhn, 64 Texas, 571.)

2. ON CLAIMS AGAINST INSOLVENT AND LIQUIDATING ASSOCIATIONS :

(a) A depositor in a national banking association which has become insolventis entitled to interest on his deposit. (National Bank of Commonwealth v.Mechanics' National Bank, 94 U. 8., 437.)

(b) He is entitled to interest from the date of the suspension of payments; andno demand upon the association is necessary. (Chemical National Bank v.Bailey, 12 Blatch., 480.)

(c) Claims, when proved to the satisfaction of the Comptroller, are upon thesame footing as if put in judgment, and therefore bear interest; and thefact that, under certain circumstances, there might be thus a compound-ing of interest will not defeat the right to interest. (National Bank ofCommonwealth v. Mechanics' National Bank, supra.)

(d) But where a creditor has obtained judgment against an insolvent nationalhanking association for the full amount of his claim and interest, he is notentitled to interest upon the face of the judgment, but only upon theamount of the claim at the time of the failure. ( White v. Enox, 111 U. S.,784.)

(e) The creditors of an insolvent national banking association in the hands ofa receiver are entitled to interest on their claims during the period of ad-ministration. (Chemical National Bank v. Bailey, supra.)

(/) The assessments made by the Comptroller upon the shareholders of an in-solvent association bear interest from the date of the order. (Casey v.Galli, 94 U> S., 673.)

(g) In the case of book accounts in favor of depositors, interest begins to runagainst an association in liquidation from the date of the suspension ofbusiness. (Richmond v. Irons, 121 U. 8., 27.)

3. USURY:

(a) The usury laws of the States do not apply to national banking associations.(Farmers and Mechanics' Bank v. Dearing, 91 U. 8., 29; Central NationalBank v. Pratt, 115 Mass., 539; First National Bank v. Gorlinghouse, 22 OhioSt., 492; Davis v. Randall, Ho Mass., 547; Hintermister v. First NationalBank, 64 N Y., 212.)

(b) And the remedies provided by the State for the taking of usury can not beresorted to. (Farmersand Mechanics1 Bank v. Dearing, supra; Wiley v. Star-1)nek, 44 2nd., 298.)

(c) The taking of illegal interest by a national banking association does notrender the contract void. (Farmers and Mechanics' Bank v. Dearing, supra.)



3. UsuitY—Continued.(d) It does not invalidate an indorsement or a guaranty of the notes upon

which the usurious interest was paid. (Gates v. First National Bank ofMontgomery, 100 U. S., 239; Lazsar v. Nation ah Union Bank of Baltimore, 52Md., 78.)

(e) But usury destroys the interest-hearing power of the obligation; and therewill he no point of time from which it can bear interest. (Lucas v. Govern-ment National Bank, 78 Penn. St, 228.)

(/) The usury works a forfeiture of the entire interest accruing after maturityand before judgment, as well as that which accrues before maturity.(Shunk v. The First National Bank of Gallion, 22 Ohio St., 508.)

(g) The discounting of business paper by a national banking association at ahigher than the legal rate is usurious, though the law of the State fixes nolimit to the rate which natural persons may take for the discount or pur-chase of such paper. (Johnson v. National Bank of GloversviUe, 74 N. Y.,329; affirmed in National Bank v. Johnson, 104 U. S., 271.)

(h) By charging more than legal interest on overdrafts, a national bankingassociation loses the right to recover any interest at all. (Third NationalBank of Philadelphia v. Miller, 90 Penn. St., 241.)

(i) The liabilities of antecedent parties to a note or bill will not be affected bythe usurious character of the transaction between the payee and the asso-ciation; and the association may recover the full amount of the note or billfrom the maker or acceptor. (Smith v. The Exchange Bank of Pittsburg, 26Ohio St., 141.)

(j) Usurious interest which has been paid to a national banking associationcan not be applied by way of payment or set-off in any action by the asso-ciation to recover the amount of the loan. (Barnet v. Muncie National Bank,98 U. £., 855.)

(k) Nor can the penalty for taking the usurious interest be recovered bywayof counter-claim in such action, but a separate action must be broughttherefor. (Ibid.)

NOTE.—This case overrules portions of the decisions in Lucas v. GovernmentNational Bank, supra; Overholt v. National Bank, 82 Penn. St., 490; Cake v.The First National Bank of Lebanon, 83 Penn., St., 303.

(I) A director is not by reason of his position estopped from setting up thedefense of usury in an action brought against him by the association.(Bank of Cadiz v. Slemons, 34 Ohio St., 142.)

(m) Where a national banking association has discounted notes for anotherbank at a usurious rate of interest, the fact that the other bank hascharged illegal interest on those notes to its customers will not affect itsright to set up the defense of usury in an action by the association. (ThirdNational Bank of Philadelphia v. Miller, supra.)

(n) The amount which may be recovered from the association as a penalty istwice the amount of interest paid, and not simply twice the amount inexcess of the legal rate. (Crocker v. First National Bank of Chetopa, U. S.C. C. (Eighth Circuit), 3 Am. L. T. [N. S.],350; Overholt v. National Bank ofMount Pleasant, 82 Perm. St., 490; see also Barnet v. Muncie National Bank,supra.)

(o) The purchase of accepted drafts by a national bank from the holder withouthis indorsement at a greater reduction than lawful interest on their facevalue is a discounting of those drafts, within the meaning of Revised Stat-utes, United States, section 5197, which prohibits such bank from takinginterest on any loan or discount made by it at a greater rate than is allowedby the laws of the State where it is situated. (Danforth et al. v. NationalState Bank of Elizabeth, C. C. of Appeals (Third Circuit), 48 Fed. Hep., 271.)

VIII. INSOLVENT ASSOCIATIONS.

1. NOT SUBJECT TO BANKRUPT ACT:

National banking associations were not subject to the bankrupt act while thatact was in force. (In re Manufacturers7 National Bank, 5 Biss., 499.)

2, WHAT CONSTITUTES INSOLVENCY:The term " insolvency," as used in section 5242, Revised Statutes, forbidding

transfer of the assets of national banking associations after, or in contem-plation of, such insolvency, has the same meaning as it had when appliedto traders in the bankrupt act; that is, it does not mean an absolute in-ability of a debtor to pay his debt at some future time, upon a settlementand winding up of his affairs, but a present inability to pay in the ordinarycourse of business. (Casev. Citizens' Bank of Louisiana, 2 Woods, 23; Mar-ket Bank v. Pacific National Bank, 30 Hun, 50.)Digitized for FRASER



3. ASSETS A TRUST F I N D :Upon the appointment of a receiver all the assets of the association become in

his hands a trust fund which the statute of limitations does not touch oraffect. (Riddle v. First National Bank, U. S. C. C. (IF. 1). Penn.), 27 Fed.Rep., 503.)

NOTE.—But this point was not necessary to the decision of the case, for suitsagainst insolvent corporations are by a law of Pennsylvania expressly ex-cluded from the operation of the statute.

4. UNITED STATES HAS NO PRIORITY:(a) Section 3466, which gives the United States a priority for all claims it has

against insolvent debtors, does not apply to the case of an insolvent na-tional banking association. (Cook County National Bank v. United States,107 U. S., 445.)

(b) And as against the proceeds of the bonds deposited to secure circulationthe United States can set off no claim, except for money advanced to re-deem the notes. (Ibid.)

(c) And upon the failure of an association its 5 per cent redemption fund cannot be retained by the Treasurer to pay taxes due to the United States, butthe fund passes to the Comptroller as an asset of the association. (Jack-son v. United Slates, 20 Ct. Cls., 298.J

5. CLAIMS FOR TORTS:Claims arising out of the nonfeasance or malfeasance of the association should

be paid rat ably with the debts, technically so called. (Turner v. First Na-tional Bank of Keokuk et at., 26 Iowa, 562.)

6. PREFERENCES :(a) A preference, to be within the meaning of section 5242, Revised Statutes,

must be given to an existing creditor to secure a pre-existing debt. Atransfer by an insolvent bank to secure a contemporaneous loan is not aviolation of the law. (Casey v. La Society de Credit Mobilier, 2 Wood, 77.)

(b) Revised Statutes, United States, section 5242, which prohibits all transfersby any national banking association made after the commission of an actof insolvency, or in contemplation thereof, with the view to a preferenceof one creditor over another, is directed to a preference, not to the givingof security when a debt is created; and if the transaction be free fromfraud in fact, and is intended merely to adequately protect a loan made atthe time, the creditor can retain property transferred to secure such a loanuntil the debt is paid, though the debtor is insolvent, and the creditorhas reason at the time to believe that to be the fact. (Armstrong v. ChemicalNational Bank, 41 Fed. Rep., 234.)

(c) A banker's lien for the amount of the balance of its general account doesnot exist when the securities have been deposited with the bank for aspecial purpose, or for the payment of a particular loan. (Ibid.)

(d) Revised Statutes, United States, section 5242, which invalidates all trans-fers of the notes, bonds, or bills of exchanges of a national bank, after thecommission of an act of insolvency, with the view to the preferences of onecreditor over another, does not prohibit a bank which has in good faithaccepted the draft of a national bank the day before the hitter's insol-vency, and afterward paid the same, from applying the proceeds of col-lections made by it, on paper in its hands belonging to the insolvent bank,to the payment of the draft, since its lien on such collections runs fromthe date of the acceptance. (In re Armstrong, 41 Fed. Hep., 381.)

(e) The insolvency need be in the contemplation of the bank only. It need notbe known to the person to whom the transfer is made. (Case v. Citizens1

Bank of Louisiana, supra.)(/) After the directors of an insolvent association have voted to close its doors,

any transfer of assets whereby a creditor secures a preference must be pre-sumed to be made with an intent to prefer. (National Security Bank v.Price, 22 Fed. Rep., 697.)

(g) Where the officers of an association which is in danger of insolvency, forthe purpose and in the expectation of presenting a failure, make a pledge ofsecurities to a depositor to induce him not to withdraw his deposit, such apledge is not a preference within the meaning of section 5242, RevisedStatutes, and will not be set aside when the association afterward is de-clared insolvent. (Roberts v. Bill, 23 Fed. Rep., 311.)

(/<) Where an insolvent association receives a deposit a short time before clos-ing its doors, its officers knowing of the insolvency at the time, the receiptof such deposit is a fraud upon the depositor, and no title passes to the


REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill

EFERI:X(M;^—Continue.!.

association, and therefore the depositor may reclaim the whole amountof the deposit; and as he claims under his original title, and not under atransfer from the association, such reclamation does not amount to a pref-erence. (Graffie et at. v. Hartley, 99 N. Y., 131.)

(i) A trust was not impressed upon funds deposited on day the bank closed itsdoors in the absence of proof that the deposit had not gone into the generalfund of the bank and lost its identity before reaching the receiver. (In reNorth River Bank, 14 N. Y., 261.)

(j) But a creditor will not have a lien upon the funds of the association becausechecks given in settlement of balances were fraudulent, and were given ata time when the bank was hopelessly insolvent and its officers were con-templating flight. (Citizens1 National Bank v. Dowd, 35 Fed. Rep., 340.)

(7c) Where the proceeds of an item indorsed "for collection and return." weremingled with other moneys of the bank, if it was a breach of trust it was aconversion, and plaintiff became a simple contract creditor, with no prefer-ence at law. (Philadelphia National Bank v. Dowd, 38 Fed. Rep., 172.)

(I) Where by agreement and custom a national bank received drafts from itscorrespondent indorsed "for collection for the," and credited it to them ascash, with the understanding that any unpaid draft should be chargedback, and where the collecting bank failed before collection, the proceedsof the draft coming into the hands of a receiver, the correspondent bankhas the rights of a general creditor only. (First National Bank v. Arm-strong, 39 Fed Rep., 231.)

(m) Where plaintiff and defendant banks for several years had ucted as agentsfor each other in the collection of checks, notes, and drafts, the practicebeing for each to credit the other for checks when received and for draftsand notes when advised of their payment, and a check was returned un-paid after being credited, the amount thereof charged back again, butamounts actually collected being mingled with the general funds of eitherbank, and where plaintiff sent defendant a note "for collection andcredit" which on maturity was paid by a check and credit was immedi-ately given on the books, but defendant failed and the check passed intothe hands of a receiver—Held, that in view of the course of dealing thetwo banks stood in the relation of debtor and creditor with respect to theamount of the check, and it became part of the assets of the bank. (Frank-lin County National Bank v. Heal, 49 Fed. Rep., 606.)

(n) Whether the title to a check deposited with a bank passes to the bankbefore collection, so as to immediately create the relation of debtor andcreditor between it and the dex>ositor, is a question of fact, dependingupon the circumstances and course of dealing in each particular case.(City of Somerville v. Seal, 49 Fed. Rep., 790.)

Where a bank in accordance with its custom credited checks deposited by acustomer at the close of each day's business, retaining the right to subse-quently charge off the same if returned unpaid from the clearing house,and the bank became insolvent on a succeeding day, title in the checkspassed to the bank so as to create the relation of debtor and creditor.(Ibid.)

(o) Where a national bank collected all papers sent to it by complainant un-der an arrangement which constituted the bank the agent of complainant,the latter can recover, on the ground of a trust, from a receiver of thebank such portion only of the proceeds of its paper sent to the bank as itshows has passed into the receiver's hands, either in its original or somesubstituted form. (Commercial National Bank v. Armstrong, 39 Fed. Rep.,684.)

(p) Where checks and drafts sent from one bank to another indorsed "for col-lection "and credited "subject to payment" according to the dealingsbetween the banks, and part of them were paid to the receiver of the latterbank after its failure and the balances were credited to it by the payors,the amount paid the receiver should be accounted for as a trust fund, butthe balance as a general debt. (First National Banky. Armstrong, &2Fed.Rep., 193.)

(q) Negotiable paper with restrictive indorsement credited by agent on dateof receipt "subject to payment," although account is subject to be drawnupon, title is not transferred, and upon the insolvency of the agent beforereceiving notice of the .collection of the item, the owner is entitled to theproceeds in the hands of the collecting agent. (Fifth National Bank v.Armstrong, 40 Fed. Rep., 46.)



6. PREFERENCES—Continued.

(r) The drawers of a draft deposited with a bank for collection, and by it for-warded to a correspondent bank, are entitled to the amount as against thereceiver of the forwarding bank, which was insolvent, and known to beso by its officers when it received the draft, and suspended payment beforethe proceeds were withdrawn from the collecting bank, {importers andTraders' National Bank v. Peters et al., 123 Court of Appeals, N. Y., 272.)

(s) When a bank which has received a draft for collection sends it to anotherbank for that purpose, and on being advised that the latter bank has col-lected the draft credits the depositor and then becomes insolvent withouthaving received the money from the collecting bank, the depositor remainsthe owner of the draft, and is entitled to its proceeds from the collectingbank against the receiver and the creditors of the insolvent bank. {Arm-strong v. National Bank of Boyertown {Court of Appeals, Ky.), 11 S. W. Rep.,411.)

(t) A bank which collects a draft sent to it by another bank for that purpose,with directions to remit the proceeds to a third bank for the owner's ac-count does not thereby become a trustee, so that the fund can be followedinto the hands of a receiver, although it had become mixed with the othercash of the bank before his appointment; especially when it appears thatthe business was carried on, and money paid out, for several days afterthe collection was probably made. {Merchants and Farmers7 Bank v. Aus-tin et al., 48 Fed. Rep., 25.)

7. BASIS FOR ESTIMATION OF DIVIDENDS:

In estimating the dividends to be paid out of the assets of an insolvent associa-tion, the value of the claims at the time when the insolvency is declared isto be taken as the basis of distribution. ( White v. Knox, 111 U. S.f 784.)

8. SET-OFF:

{a) A person liable upon a note to an insolvent national bank may set offagainst his indebtedness the amount of his deposits with the bank. (Plattv. Bentley, Thomp. N. B., Cas., 758.)

{b) But a debtor can not set off the amount of a deposit assigned to him afterthe act of insolvency committed. {Venango National Bank v. Taylor, 56Venn. St., 14.)

(c) Funds received on the discounting of a note and deposited with the dis-counting bank, subject to the check of the depositor and which had beendrawn upon by him, but were intended by him to meet the note when due,can not be pleaded as a set-oft" in an action on the note brought by the re-ceiver of the discounting bank who received the note before maturity.(Armstrong v. Scott, 36 Fed. Bep.f 63.) _ *

(d) The endorser of a note discounted by a national bank and which maturesafter the bank becomes insolvent and a receiver is appointed is entitledto set-off against the note the amount of his deposit in the bank at thetime of its failure. {Circuit Court of Appeals {Third Circuit), 51 Fed. Rep,,506.)

NOTE.—This affirms Yardley v. Clothier, 49 Fed. Rep., 337, and overrulesArmstrong v. Scott, 36, Fed. Rep., 63, and Stephens v. Schuchmann, 32 Mo.App., 333.

{e) The commercial paper of a national bank becomes overdue and dishonoredafter the commission of an act of insolvency and appointment of a re-ceiver, and is subject to all equities between the bank and the originalparty to whom it was payable. ( U. S. D. C. (N. D. III.), May, 1890.)

(/) A set-off under Illinois statute in favor of the maker of a note or bill isavailable if the paper is assigned after due, whether arising out of thesame transaction or otherwise. {Ibid.)

9. CLAIM FOR BREACH OF CONTRACT OF LEASE :

Where a national bank has leased a banking house for a long term of years,and subsequently becomes insolvent, but during the time it continuedbusiness had not defaulted in paying the rent, the lessor has no claimagainst the receiver by reason of the insolvency or dissolution of the cor-poration or the forfeiture of its franchises, or by the refusal of the receiverto take under the contract and pay the rent. {Fidelity Safe Deposit andTrust Co. v. Armstrong, 35 Fed. Rep., 567.)



IX. RECEIVER.1. OFFICER OF THE UNITED STATES :

A receiver, when appointed by the Comptroller, with the concurrence of theSecretary, is an. officer of the United States. (Stanton v. Wilkeson, 8 Ben.,357.)

2. WHOM HE REPRESENTS:He represents the bank, its stockholders, and its creditors; but he does not in

any sense represent the Government. (Case v. Terrell, 11 Wall., 199.)3. HOW FAR SUBJECT TO COMPTROLLER'S ORDERS:

• (a) The clause of section 50, act of 1864, which prescribes that the receivershall be " under the direction of the Comptroller,;; means only that he shallbe subject to the Comptroller's direction, not that he shall not act withoutorders. He may bring suit to collect assets without having been instructedto do so by the Comptroller. (Bank v. Kennedy, 17 Wall.)

(b) The receiver of a national bank is the instrument of the Comptroller, andmay be removed by him. (Kennedy v. Gibson, 8 Wall., 505.)

4. POWER OF COURTS TO APPOINT:

(a) The power of the Comptroller to appoint a receiver is not exclusive; itdoes not oust the courts of equity of their authority in the matter; andtherefore a court of competent jurisdiction may place the bank in thehands of a receiver in cases where, according to the rules of equity, it maypursue such a course with regard to insolvent corporations generally.(Irons v. Manufacturers' National Bank, 6 Biss., 301; Wright v. Merchants'National Bank, 1 Flippin, 561.)

(b) Where a bank has gone into voluntary liquidation, and the Comptrollerhas no power to appoint a receiver, a proper court, in a case where suchaction is necessary to protect the interests of a creditor, will appoint a re-ceiver for it. (Irons v. Manufacturers' National Bank, supra.)

(c) Where a national bank is insolvent and in process of voluntary liquida-tion, and its affairs are being greatly mismanaged by its managing agents,to the injury of its creditors and stockholders, and some of the creditorsand stockholders are being favored to the injury of others, a receiver maybe appointed in such a case, even where the bank only has been made adefendant. (Elwood v. First National Bank, 21 Kans., 673.)

5. DEBTORS OF ASSOCIATION CAN NOT QUESTION LEGALITY OF APPOINTMENT:The legality of the appointment of the receiver can not be questioned by the

debtors of the bank when sued by him. The bank may move to have theappointment set aside, but the debtors can not. (Cadlev. Baker, 20 Wall.,650; see also Platt v. Beebe, 57 N Y., 339.)

6. RECEIVER'S DECISION NOT FINAL :The decision of a receiver rejecting a claim is not final. The claimant still

has the right to sue. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383.)7. SALE KY:

(a) The receiver can not sell the real or personal property of the bank withoutan order from a court of competent jurisdiction. (Ellis v. little, 27 Kans.,707.)

(b) Nor can he sell upon the terms in conflict with the order. (Ibid.)(c) And under an order permitting him to sell the property of the bank he

can not exchange, trade, or barter it for other property. (Ibid.)(d) A sale made by a receiver under order of a court is to all intents and pur-

poses a judicial sale. (In re Third National Bank, 9 Biss., 535.)8. CONTRACTS OF:

(a) As the power of a receiver of a national bank appointed by the Comptrolleris limited; a person dealing with him in his official capacity is bound as amatter of law to have knowledge of his authority to act, and if contractsand agreements are entered into with the receiver in excess of his author-ity as conferred by law, the parties contract at their own peril and theestate of the bank can not be charged for the default or inability of a re-ceiver acting outside of his functions as receiver and beyond the dutieswhich it involves. (Ellis v. Little, 27 Kans., 707.)

(b) The receiver can not charge the estate of the bank by any executory con-tract, unless authorized so to do by the provisions of the national bankinglaw and the order of a court of competent jurisdiction obtaine^upon theterms of said law. (Ibid.)



9. EXPENSES OV RECEIVERSHIP FOR ASSOCIATION WHICH HAS GONE INTO LIQUIDATION :Where after au association has gone into liquidation a receiver is appointed

at the instance of the creditors, the expenses of such receivership must bepaid by the creditors. The shareholders can not be made individuallyliable for such expenses. (Richmond v. Irons.)

X. TAXATION.1. WHAT MAY BE TAXED:

(a) A State can not tax the capital stock of a national bank as such. Thetax must be assessed upon the shares of the different stockholders. (Collinsv. Chicago, A Biss., 472.)

(b) Under Revised Statutes, United States, section 5219, which declares thatnothing in the national banking act shall prevent all the shares of stockof a national bank from being included in the assessment of the personalproperty of the owners of such shares, an assessment of the entire stock ofa national bank in solido against the bank its self is invalid. (NationalBank of Virginia v. City of Richmond et ah, 42 Fed. Hep., 877.)

(c) The assessment of the entire capital stock of a national bank in solidoagainst the bank itself is invalid. The bank may pay the tax assessed uponthe shares of its different stockholders, and it will have a lien thereonwhen it pays such tax until the same is satisfied; but if for any cause thetax levied upon the different stockholders is not paid by the bank, theproperty of the individual stockholders will be liable therefor. (FirstNational Bank of Leoti v. Fisher, 45 Kons. 726, April 11, 1891.)

(d) The individual stockholders of a national bank are allowed the same deduc-tions from the assessment against them upon their shares of stock as othertaxpayers in the State, owning moneyed capital,, are allowed. (Ibid.)

(e) The term "moneyed capital" as used in Revised Statutes, United States,respecting State taxation of shares in national banks embraces capitalemployed in national banks and capital employed by individuals whenthe object of their business is the making of profit by the use of theirmoneyed capital as money. (Talbot v. Silver Boiv County, Montana, 139U. 8., 438)

(/) Laws, New York, chapter 596, section 3, which provide that the stock-holders in banks and trust companies organized under the authority of theState or of the United States shall be assessed for the value of their sharesof stock, but which omits to provide for the taxation of the shares of stockin other private corporations, does not contravene Revised Statutes, UnitedStates, section 5219, which forbids the taxation of shares of national banksat a greater rate than is assessed on other umoneyed capital" in the handsof the individual citizens of the State. (Palmer v. McMahon, U. S. S. C).

(g) The shares of a national bank are taxable to the owners, and the bank isnot liable primarily or as the agent of the shareholders, under the act ofCongress or the various laws uf the State or Territory, for the payment ofa tax levied upon such shares; but if such bank, through its proper officers,voluntarily lists such shares as the property of the bank for taxation, andthe taxing officers of the State or Territory in pursuance of such erroneouslisting tax the same in the name of the bank, equity will not relieve thebank from the payment of such tax by enjoining its collection in the ab-sence of a proper application to all the statutory tribunals authorized tohear such matter and determine and grant the proper relief. (A IbuquerqueNational Bank v. Peoria et ah (S. C, N. Hex.), January 28, 1892.)

(h) The entire interests of the shareholders may be taxed without any deduc-tion for- that portion of the capital which is invested in United Statessecurities. (Van Allen v. The Assessors, 3 Wall., 573.)

(i ) New shares issued by a national banking association can not be taxed untilthe increase of capital has been approved by the Comptroller of the Cur-rency. (Charleston v. People's National Bank, 5 8. C.t 103,)

(j) The manifest intention of the law is to permit the State in which a nationalbank is located to tax, subject to the limitations prescribed, all the sharesof its capital stock without regard to their ownership; and, therefore, anational bank may be taxed upon the shares which it holds in anothernational bank. (Bank of Redemption v. Boston, 126 U. S., 60.)

(k) The undivided surplus of a national banking association, unless investedin Federal securities, may be lawfully taxed by the State. (North WardNational Bank of Newark v. City of Newark, 10 Vroom, 380; First National

#» Panic v. Peterborough, 56 N, II., 38.) '



1. WHAT MAY BE TAXED—Continued.(I) But, of course, if the surplus is taken into consideration in estimating the

taxable value of the shares, it is not to he taxed separately. (North WardNational Bank v. City of Newark, supra.)

NOTE.—But it has been held in Maryland that the stock of an associationrepresents its whole property, and where a tax is assessed upon the sharesa separate tax upon the real or personal estate amounts to double taxa-tion; and, therefore, where the organic laws of the State prohibit doubletaxation, such a tax upon the property of an association is void. (CountyCommissioners v. Farmers and Mechanics' National Bank, 48 Md., 117; seealsoNational State Bank v. Young, 25 Iowa, 311, wherein it was held thatthe State could tax only the shares eo nomine and the real estate.)

(m) The surplus fund of a national banking association is not excluded in thevaluation of its shares for taxation. (Strafford National Bank v. Dover. 59N. H., 316.)

(n) Where shares of stock are assessed at their actual cash value, without anydeduction for the real estate owned by the association, the real estateshould not be taxed eo nomine. (Commissioners of Bice County v. Citizens'National Bank of Faribault, 23 Minn., 280.)

(o) Real estate owned by a bank constitutes part of its assets, within themeaning of Code of Mississippi providing that banks shall pay a privilegetax, whose amount varies with their "capital stock or assets, " in lieu ofall other taxes. (Vicksburg Bank v. Worrell, 7 So. Itep., 219.)

(j>) The State can not tax the circulating notes of national banking associa-tions. (Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v.Klston, 32 Ind., 27; see also Huffin v. Board of Commissioners, 69 N. C, 498;Lily v. The Commissioners, 69 N. C, 300.)

2. RATE:

(a) Where the State banks are taxed upon the capital, no tax can be imposedupon the shares of national banking associations; for, as the capital of theState banks may consist of the bonds of the United States, which are ex-empt from State taxation, a tax on capital is not equivalent to a tax onshares. (Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People,4 Wall., 459.)

(b) But though the tax upon the State banks is not eo nomine a tax on shares,yet if it is equivalent to such a tax the shares in the national banking asso-ciations located in that State may be taxed. (Frazer v. Seibern, 16 OhioSt., 614; Van Slyke v. State, 23 Wis., 656; Boynoll v. State, 25 Wis., 112.)

(c) Where by local legislation different rates are prescribed for differentclasses of moneyed capital, the rate imposed upon shares of nationalbanks should approximate as closely as may be the rate imposed uponother moneyed capital of the same or similar class, viz, shares of Statebanks. (City National Bankv. Paducah, U. S. C. C. (Sixth Circuit, 1877),5 Cent. L. J., 347.

(d) Congress meant no more than to require of the States, as a condition tothe exercise of the power to tax the shares in national banks, that theyshould, as far as they had the capacity, tax in like manner the shares ofbanks of issue of their own creation. (LionbergerY. House, 9 Wall., 468.)

(e) Therefore, where a State has previously contracted with the banks whichit has chartered that they'shall not be taxed above a certain rate, a taxupon national-bank shares at a greater rate is not invalid if this rate isnot greater than that assessed upon all the moneyed capital within theState, except that of the State banks. (Ibid.)

(/) Any system of assessment of taxes which exacts from the owner of theshares of a national banking association a larger sum in proportion to theactual value of those shares than it does from other moneyed capital,valued in like manner, taxes the shares at a greater rate, notwithstandingthat the percentage of tax on the valuation is the same as that applied toother moneyed capital. (Pelton v. Commercial National Bank, 101 U. S., 143.)

3. VALUATION:(a) In estimating the value of the shares for the purpose of taxation refer-

ence may be had to all the property and values of the bank. (Saint LouisNational Banky. Papin, U. S. C. C. (Eighth Circuit), 3 Cent. L. J., 669.)

(b) If no excessive valuation is complained of, and a correct result is arrivedat, equity will not restrain the collection of a tax because the method ofcomputation was erroneous. (Ibid.)

(e) The shares may be valued for taxation at an amount exceeding their facevalue, if this amount is not at a greater rate than the valuation set uponother moneved capital in the State. (Hepburn v. School Directors, 23 Wall.,480.)Digitized for FRASER



3. VALUATION—Continued.(d) Under 1 he statute of New York, shares in national banking associations

should he taxed at their real or market value. (People v. The Commissionersof Taxes and Assessments, 94 U. S., 415.)

(e) Where shares in national hanking associations are purposely valued pro-portionately higher than the other moneyed capital in the State, the assess-ment is void. (Pelton v. National Bank, 101 U. S., 143.)

(/) And the collection of what is in excess of the rate imposed on the othermoneyed capital may he enjoined. (Ibid.)

(g) It is not required that the State should abandon systems of taxation oftheir own banks, or of money in the hands of their other corporations,which they may think the most wise and efficient modes of taxing theirown corporate organizations, in order to make that taxation conform tothe system of taxing the national banks upon the shares of their stock inthe hands of the shareholders; all that is necessary is that the system ofState taxation of its own citizens, of its own banks, and of its own corpo-rations shall not work a discrimination unfavorable to the holders of theshares of the national banks. (Davenport Bank v. Davenport, 123 U. $., 83.)

4. EXEMPTIONS:(a) The intention of Congress was that the rate of taxation of the shares

should be the same^as, or not greater than, the tax upon the moneyed cap-ital of the individual citizen which is subject and liable to taxation. (Peo-ple v. The Commissioners, 4 Wall, 244.)

(b) Therefore, it is not a ground of objection to the validity of a tax on sharesthat, while deductions for United States bonds are made from the personalestates of individuals and the capital of State corporations, no deductionsare made on account of the capital of national banking associationsinvested in such bonds. (Ibid.)

(c) The fact that by the statutes creating them, which statutes were passedprior to the national banking law, State banks are entirely exempt fromtaxation wiH not render a tax upon the shares of national banking asso-ciations void. (City of Richmond v. Scott, 48 Ind.} 568.)

(d) And a State tax upon shares in national banking associations is not ren-dered invalid by an exemption of the shares of other corporations, thecapital of which consists of property required to be listed for taxation assuch. (Mclver v. Robinson, 53 Ala., 456.)

(e) Merely a partial exemption of other moneyed capital will not invalidate atax upon shares in national banking associations. (Hepburn v. /SchoolDirectors, 23 Wall., 480.)

(/) But though Congress did not contemplate that there should be an absoluteequality (which in the nature of things is impossible), yet it did intendthat there should be a substantial equality; and therefore, if the exemp-tions in favor of other moneyed capital are so palpable as to show thatthere is a serious discrimination against capital invested in the shares ofnational banking associations, the tax will be declared unlawful. (Boyerv. Boyer, 113 U. 8., 690.)

(g) A State law which does not permit a deduction to be made from the as-sessed value of bank shares for all debts due by the holder thereof, whileauthorizing such a deduction to be made from the assessed value of mon-eyed capital otherwise invested, is void. (People ex rel. Williams v. Weaver,100 U. 8., 539, reversing S. C, 67 JV. T.,516, and overruling People v. Do-lan, 36 N. Y., 59.)

(h) In the assessment and taxation of shares of national-bank stock, the own-ers thereof, having no other credits or moneyed capital, are entitled to de-duct their bona tide debts from the value of such shares of stock. (Was-son v. Bank (Ind,), 8 N. E. Rep., 97.)

( i) Revised Statutes, section 5219, providing that shares of national-bank stockmay be taxed as part of the personality of the owner, and that each Statemay tax them in its own manner, except that the taxation shall not be at agreater rate than is imposed on other "moneyed capital" owned by citi-zens of the State, and that the shares of nonresidents shall only be taxedin the city wherein the bank is located, do not authorize the taxation of thestock of a bank in solido by the city in which it does business, but only theshares of individual*owners residing in the city are taxable, and they mustbe taxed separately, in order that the owner may deduct from their valuethe amount of his personal indebtedness, where the State laws or munici-pal ordinances permit such deductions, and require equality of taxation.(First National Bank of' Richmond Y. City of Richmond et al.} 39 Fed* Rep., 309.)



\ E^MPTIONS—Cojitin ued.

(j) The main purpose of Congress in fixing limits to State taxation on invest-ments in the shares of national banks, was to render it impossible for theState in levying such a tax to create and foster an unequal and unfriendlycompetition hy favoring institutions or individuals carrying on similar businessand operations and investments of a like character; and the language of thelaw is to be read in the light of this policy. And, therefore, the exemption

' of shares of stock in corporations, the business of which does not come intocompetition with that of the national bank (e. g., railroad companies, miningcompanies, manufacturing companies, and insurance companies), does notinvalidate a tax upon national-bank shares. Capital thus employed is not"moneyed capital" within the meaning of the act of Congress. (Mercan-tile Bank v. New York, 121 U. S., 138.)

(h) Bonds issued by a State, or under its authority by its public municipalbodies, although they undoubtedly represent moneyed capital, yet as fromtheir nature they are not ordinarily the subject of taxation, are not withinthe reason of the rule established by Congress for the taxation of national-bank shares, and the fact that the State exempts them from taxation doesnot deprive it of the right to tax shares of stock of national banks in theState. (Ibid.)

(I) Although deposits in savings banks constitute moneyed capital in thehands of individuals within the terms of any definition which can be givenof that phrase, yet they are not within the meaning of the act of Congressin such a sense as to require that, if they are exempted from taxation,shares of stock in national banks must thereby also be exempted fromtaxation; for it can not be supposed that savings banks come into any pos-sible competition with national banks. (Ibid.)

(m) Under act Louisana, 1888, section 27, relating to taxation of national bankshares, making no deduction for that part of the bank's property enteringinto their value which consists of nontaxable State and national securities,which deduction may, under the act, be made by individuals, a tax onnational bank shares violates Revised Statutes of the United States, sec-tion 5219, prohibiting the assessment of such shares at a greater rate thanmoneyed capital in the hands of individual citizens, and it is immaterialthat the same discrimination is made against other corporations. ( WhitneyNational Bank v. Parker, 41 Fed. Bep., 402.)

(n) The taxation of national-bank shares by the statute of Indiana withoutpermitting the owner of them to deduct from their assessed value theamount of his bona nde indebtedness as he may in the case of other invest-ments of moneyed capital, is a discrimination forbidden by the act ofCongress. (Brittony. Evansvilie National Bank, 105 U. 8., 322.)

5. COLLECTION OF TAX FROM THE ASSOCIATION:

(a) A State tax upon shares is valid, though the tax is collected from the bank.(National Bank y. Commonwealth f 9 Wall., 353.)

(b) And the State may require the banks to pay a tax rightfully laid upon theshares. (Ibid.)

(c) And where the tax on shares is payable by the association the collectionof the tax may be enforced by distraint of its property. (First NationalBank v. Douglas County, 3 Dill., 330.)

(d) But where the tax laws of the State make the bank the mere agent for pay-ing the tax on shares, and direct it to retain so much of the dividends aswill answer that purpose, other agents being required to pay taxes for theirprincipals only when they have under their control the property, money,or credit of such principals, the bank can not be made liable unless it hasthe control of the property, etc., of its shareholders, or has dividends inits possession, or has failed to retain them. (Hershire v. First NationalBank, 35 Iowa, 272.)

(e) Act Louisiana, 1888, section 27, providing that shares in banks shall beassessed to the shareholders, but requiring the bank to pay taxes so as-sessed, and authorizing it to collect the same from the shareholders,imposes a tax, not upon the bank, but upon its shares, as permitted byact of Congress, providing that a State may determine the manner of tax-ing the shares of national banks located in the State. ( Whitney NationalBank y. Parker, 41 Fed. Rep., 402.)

(/) No suit for the collection of a tax under State statutes imposed upon theshares'oi' stock of a national bank can be maintained against the receiverof an insolvent national bank where the property represented by the shareshas disappeared; for, there being nothing from which the receiver can be


118 UKPORT OF THE COMPTROLLER OF THE CURRENCY.

5. COLLECTION OF TAX FROM TIIK ASSOCIATION—Continued.

reimbursed, the tax will fall upon the assets of the bank, which belongto its creditors, and thereby violate the rule that a State can not tax thecapital stock of a national*bank. (City of Boston v. Beal, 51 Fed. lie}).,306.)

6. LICENSE TAX:

(a) National banking associations can not be subjected to a license or privilegetax. (Mayor v. First National Banlcof Macon, 59 Ga., 648; City of Carthagev. First National Bank of Carthage, 71 Mo., 508; National Bank of Chatta-nooga v. Mayor, 8 Heiskell, 814.)

(b) A State law prohibiting the establishment of banking companies in theState without the authority of the legislature was not intended to apply tobanking corporations created by authority of Congress, since such corpora-tions may be legally established in the State without the consent of thelegislature. (Stetson v. City of Bangor, 56 Me., 274.)

7. POWERS OF TAXING OFFICERS:

(a) Municipal officers can not assess a tax upon the shares of national bankingassociations until authorized to do so by some law of the State. (Stetson v.City of Bangor, 56 Me., 274.)

(b) The officers of a national banking association can not be compelled to ex-hibit to the taxing officers of a State the books of the association showingthe deposits of its customers. (First National Bank of Youngstown v. Hughes.V. S. C. C. (N.I). Ohio, 1878;, Broivne's N/B. Cos., 176.)

(c) Code Alabama, 1286, S. 1677, which provides that stockholders of all privatecorporations have the right to have access to, and inspection and examina-tion of the books, records, and papers of the corporation, at all reasonableand proper times, applies to national banks located within the State, andthe rights of stockholders are not curtailed nor the statute in conflict withRevised Statutes, United States, which provide that national banks shallnot be subject to visitorial powers other than those authorized by Congressor vested in the courts of justice. (Winter v, Baldwin, Ala., 7 So., 734.)

(d) The only remedy for the making of a false return to the auditor by thecashier of a bank, of the resources and liabilities of the bank for the pur-poses of taxation, is afforded by revised statutes of Ohio, section 2679, whichprovides that the auditor may examine the books of the bank, and any offi-cer or agent of it under oath, and make out the statement; and any officerof the bank may be fined not exceeding $100 for failing to make the state-ment, or for willfully making a false one. (Miller v. First National Bankt21N.E.liep.,860.)

(e) A national banking association is not exempt from examination by internal-revenue officers when it has in its possession any articles subject to aninternal-revenue tax. Such an examination is not the exercise of a visitorialpower, and therefore is not prohibited by the provision of section 5241,Revised Statutes, that the national banks shall not be subject to any vis-itorial powers except those authorized by the national-bank act or vestedin the courts of justice. (United States v. Rhaivn, U. S. D. C. (E. D. Penn.).Thomp. N. B. Cas., 358.)

if) Where by the tax laws of a State a perpetual lien for taxes attaches toproperty only by virtue of a levy thereon, and such levy is not made priorto the insolvency of the bank, the taxing officers of the State will be re-strained, at the instance of the receiver, from levying upon the propertyof an insolvent national bank, and selling it, for the purpose of collectinga tax. ( Woodward v. Ellsworth, 4 Colo., 580.)

(g) A State may require the cashiers of national banking associations locatedwithin its territory to transmit lists of the shareholders to the taxing offi-cers of the various towns in which the shareholders reside. (Waite v.Doivley, 94 U. S., 527.)

8. ENFORCEMENT OF TAXES:

A tax duly assessed upon shares may be enforced in accordance with the gen-eral laws of the State on that subject. (Weld v. City of Bangor, 59 Me.,416.)

9. LOCATION OF ASSOCIATION FOR TAXING PURPOSES:

An association which opens an office for the purpose of receiving deposits inanother place than that in which it was organized does not become "lo-cated7'in that place for purposes of taxation. (National State Bank ofCamden v. Pierce, V\ S. C. C. (E. 1). Penn.), 18 Alb. L. J., 16.)


ilEPOKT OF THE COMPTROLLER OF THE CURRENCY. 1 M)

XL JURISDICTION.

NOTE.—The jurisdiction of the Federal courts in national-bank cases was verymaterially changed by the proviso to the fourth section of the act of July12; 1882. The proviso is as follows:

" Provided, however, That the jurisdiction for suits hereafter brought by oragainst any association established under any law providing for nationalbanking associations, except suits between them and the United States,or its officers and agents, shall be the same as, and not other than, thejurisdiction for suits by or against banks not organized under any lawof the United States which do or might do banking business where suchnational banking associations may be doing business when such suitsmay be begun. And all laws and parts of laws of the United States in-consistent with this proviso be, and the same are hereby, repealed."

The jurisdiction of the United States circuit courts in suits by or against na-tional banks is thus deh'ned by section 4, act March 3, 1887:

"SEC. 4. That all national banking associations established under the laws ofthe United States shall, for the purposes of all actions by or against them,real, personal, or mixed, and all suits in equity, be deemed citizens of theStates in which they are respectively located; and in such cases the cir-cuit and district courts shall not have jurisdiction other than such as theywould have in cases between individual citizens of the same State.

"The provisions of this section shall not be held to affect the jurisdiction ofthe courts of the United States in cases commenced by the United States,or by direction of any officer thereof, or cases for winding up the affairs ofany such bank."

1. JURISDICTION OF FEDERAL COURTS PRIOR TO THE ACT OF JULY 12, 1882:(a) National banking associations may sue in the Federal courts. The word

"by" was omitted from section 57 of the act of 186i by mistake. (Kennedyv. Gibson, 8 Wall., 505.)

(b) A national banking association may sue and be sued in the circuit court forthe district in which the association is located, irrespective of the amountin controversy and the citizenship of the parties. (County of Wilson v. Na-tional Bank, 103 U. S., 770; Mitchell v. Walker U. S. C. C. (W. 1). Perm.,1879), Broione's N. B. Cas., 180; Commercial Bank of Cleveland v. Simmons,U. 8. C. C, (W. B. Ohio). 10 Alb. L. J., 155.)

(c) But where the amount in controversy does not exceed five hundred dollars,the association can not sue in a Federal court outside of the district inwhich it is established. (St. Louis National Bank v. Brinkman JJ. 8. C. C.(D. Kans.), 1 Fed. Pep., 45.)

(d) A national banking association located in one State may bring an action inthe circuit court of the United States sitting within another State againsta citizen of that State. (Manufacturers1 National Bank v. Baack, 8 Blatch.,147.)

(e) When a national bank is sued in a Federal court the suit must be broughtin the district in which the bank is located. And service upon an officer ofthe bank in another district will not give the court of that district juris-diction of the cause. (Maine v. Second National Bank of Chicago, 8 Biss.,26.)

(/) A United States district court has jurisdiction of a suit in equity by oragainst a national banking association located within the district. (FirstNational Bank of Pittsburgv. Pitlsburg and Castle Shannon Railroad Com-pany, 1 Fed. Rep., 190.)

(g) A circuit court has no jurisdiction of a suit by a private person to compelthe Comptroller of the Currency and the Treasurer of the United States todisclose what disposition has been made of the United States bonds depos-ited with the Treasurer by a national banking association, and for a decreedirecting those officers as to their duty regarding such bonds. (Van Ant-werp v. JSulburd, 7 Blatch., 425; Van Antwerp v. Hulhurd, 8 Blatch., 282.)

(h) Section 380, Revised Statutes, which provides that "all suits and proceed-ings arising out of the provisions of law governing national banking asso-ciations, in which the United States or any of its officers or agents shallbe parties, shall be conducted by the district attorneys of the several dis-tricts under the direction and supervision of the Solicitor of the Treasury,"does not enlarge the jurisdiction of the circuit court, and can not be heldto confer jurisdiction in such suits or proceedings upon a court not having,independently of this section, authority to entertain them. (Van Antwerpv. Rulburd, 7 Blatch., 426. supra.)



1. JURISDICTION OF FEDERAL COURTS, ETC.—Continued.(*) National banking associations, being corporations organized under the laws

of the United States, are entitled as such to remove into the circuit courtof the United States suits brought against them in the State courts.(Cruikshanky. Fourth National Bank, 21B latch., 322: sea also Removal Cases,115 V. S.,1.)

(j) A United States district court has jurisdiction to authorize a receiver tocompromise a debt. (Matter of Plait, 1 Ben., 534.)

(7c) An action at common law to recover a debt due to the bank may be insti-tuted by a receiver in a United States district court, he being an officer ofthe United States within the meaning of section 563, Revised Statutes.(Plait v. Beach, 2 Ben., 303; Stan ton v. IVUkeson, 8 Ben., 357.)

(I) The power of a national banking association to take a mortgage upon realestate is a question which the party raising it should be permitted to liti-gate in a Federal court; and he should not be sent into the State courts totry this question on the distribution of surplus moneys in a foreclosuresuit, or in a suit brought by the party holding the alleged invalid mort-gage. (inreDuryca, U. S. I). C. (S.\l). N. Y.), 17 National BankruptcyRegister, 495.)

2. JURISDICTION OF FEDERAL COURTS SUBSEQUENT TO ACT OF JULY 12, 1882:(a) The-tenth subdivision of section 629, Revised Statutes, which confers upon

the circuit court of the United States jurisdiction of all suits by or againstany national banking association established in the district for which thecourt is held, has been repealed by the proviso to section 4 of the act ofJuly 12, 1882. (National Bank of Jefferson v. Fare et al., TJ. 8. C. C. (E. I).Tex.), 25 Fed. Rep., 200.)

(b) The object of this proviso was to deprive the United States courts of juris-• diction of suits by or against national banking associations in all cases

where banks organized under State laws could not likewise sue or be suedin such courts. (National Bank of Jefferson v. Fare et al., supra.)

(c) But the proviso does not affect the right of the receiver of an insolvent as-sociation to sue in a Federal court. (Hendee v. Connecticut and P. R. R. Co.,26 Fed. Rep., 677.)

(d) Nor would the act of July 12,1882, take from the circuit court jurisdictionof a suit brought against a director for negligent performance of his duties;for, as such suit rests upon the requirements of the United States laws, andby-laws made pursuant thereto, it is a case arising under the laws of theUnited States. ( Witters v. Foster, U. S. C. C. (I). Vt.), 28 Fed. Rep., 737.)

(e) In an action against a national bank in a circuit court of the United States,if all the parties are citizens of the district in which the bank is situated,and the action does not come under section 5209 or section 5239 of the Re-vised Statutes, the circuit court has no jurisdiction. (Whittemore v.Amoskeag National Bank, 134 U. S., 527.)

(/) The Federal courts have jurisdiction of an action between a national banklocated in one State and a citizen of another State. (First National Bankv. Forest, 40 Fed. Rep., 705.)

(g) An action between a receiver of an insolvent national bank and a depositordoes not present a Federal question under Revised Statutes of the UnitedStates, section 5242, avoiding preferences to creditors of such an insolventbank. (Tehan v. First National Bank et al., 39 Fed. Rep., 577.) On motionto remand to State court.

(h) A receiver of an insolvent national bank is an officer of the United Stateswithin the meaning of section 563, Revised Statutes of the United States,which gives the district courts jurisdiction of "all suits at common lawbrought by the United States, or any officer thereof authorized by law tosue." ( U. 8. i>* C. (E. I). Mo.), Feb. 24,1890.)

3. JURISDICTION OF STATE COURTS:(a) State courts have jurisdiction of suits by and against national banking

associations. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; see alsoOrdway v. Central National Bank, 47 Md., 217, and Clafflin v. Houseman, 93U. S., 130.)

(I)) Where a national banking association is sued in a State court, the suit mustbe brought in the city or county in which the bank is located. (Cadle v.Tracey, 11 Blatch., 10i; Crocker v. Maine National Bank, 101 Mass., 240.)

NOTE.—But the New York court of appeals has held that the provision of thenational banking law as to the jurisdiction of State courts is j^ermissiveonly, and not mandatory, and that a State court, in a proper case, may en-tertain a proceeding against a national bank located in another State.


REPORT OF THE COMPTROLLER OF THK CURRENCY. 121

3. JURISDICTION OF STATE COURTS—Continued.(Cooke v. The State National Bank of Boston, 52 N. Y., 96; Robinson v. JVa-tional Bank of New Berne, 81 N. Y., 385; see also Adams v. Daunis, 29 Z«.4iw?., Sl5.) And in Talmage v. Third National Bank, 27 Hun, 61, the su-

preme court of New York' said: "The words of restriction to the placewhere said 'association is situated; apply to the county and municipalcourts, and not to the State courts. In the State courts of general juris-diction a national banking association can be sued whenever an individualcan be for the same cause/' In Cooke v. The State National Bank, ChiefJudge Church questioned the constitutional right of Congress to deprivethe State courts of jurisdiction in such cases.

(e) A State court can entertain an action brought to recover of a national"banking association the penalty for taking usury, (Ordway v. The CentralNational Bank, 47 Md., 217; Hade v. McVay, 31 Ohio St., 231; Bletz v. Colum-bia National Bank, 87 Penn. St., 87.)

(d) The State courts have jurisdiction of an action brought by a shareholderon behalf of himself and other shareholders to recover of the directors ofan insolvent association damages for injuries resulting from their negli-gence and misconduct. (Brinckerlwff v. Bostwick, 88 N. Y., 52.)

(e) A State court has no power to make an order directing the receiver of anational bank, who has been appointed by the Comptroller of the Currency,to pay a judgment obtained against the bank before the receiver was ap-pointed.' (Ocean National Bank v. Carll, 7 Hun, 237.)

(/) State courts have no jurisdiction of the case of an embezzlement of thefunds of the association by one of its officers. (Commonwealth v. Felton,101 Mass., 204; Commonwealth ex ret. Torrey v. Ketner, 92 Penn. St., 372.)

(g) The defense of usury may be set up in action brought in a State court.(National Bank of Winter set v. Eyre, 52 Iowa, 114.)

4. UNITED STATES CAN NOT BE SUBJECTED TO JURISDICTION OF COURT:Neither the Comptroller nor the receiver by putting in an appearance to a suit

can subject the United States to the jurisdiction of a court. (Casev. Ter-rell, 11 Wall., 199.)

5. CITIZENSHIP:A national banking association is for jurisdictional purposes a citizen of the

State in which it is located. (Davis v. Cook, 9 New, 134.)

XII. SUITS.

1. BY AND AGAINST ASSOCIATIONS :(a) Suit may be brought against a national banking association though it is

in the hands of a receiver. (Bank of Bethel v. Pahquioque Bank, 14 Wall.,383; Security National Bank v. National Bank of the Commonwealth, 2 Hun,287; Green v. The Wallkill National Bank, 7 Hun, 63.)

(b) Where the tax on shares is collected from the association it may bring asuit to enjoin the collection of an illegal tax. (Cummin gs v. National Bank,101 U. S., 153; Pelton v. Commercial National Bank, 101 'U. S., 143; Boyer v.Boyer, 113 U. S., 143.)

(c) A State law authorizing national banking associations which have beenconverted from State banks to use the name of the original corporation forthe purpose of prosecuting and defending suits is not in conflict with thenational banking law, and therefore proceedings based upon a judgmentobtained before the conversion maybe instituted by such association inits former corporate name. (Thomas v. Farmers' Bank of Maryland, 46Md., 43.)

(d) The conversion of a State bank into a national bank, with a change ofname, under the national bank act does not affect its identity or its rightto sue npon liabilities incurred to it by its former name. (Michigan In-surance Bank v. Eld-red, 143 U. S., 293.)

(e) A national banking association is a foreign corporation within the mean-ing of a State statute requiring corporations created by the laws of anyother State or country to give security for costs before prosecuting a suit inthe courts of the State. {National Park Bankv. Gunst, 1 Abb. N. C, 292.)

(/) As a national banking association can acquire no title to negotiable paperpurchased by it, it can maintain no action thereon in a State where theperson suing must be owner of the paper. (First National Bank of Rochesterv. Pier son, 24 Minn., 140.)


122 REPORT OP THE COMPTROLLER OF THE CURRENCY.

4. BY AND AGAINST ASSOCIATIONS—Continued.(g) But in a, State where the holder may sue without respect to the ownership,

an association may bring suit upon paper so acquired. (National Pember-ton Bank v. Porter, 125 Mass.. 333: Atlas National Bank v. Savenj, 127 Mass..75).

(h) Suits brought by a receiver can not be settled or compounded upon anorder of the Comptroller; this can be done only with the authority of thecourt. (Case v. Small, 2 Woods, 78.)

(i) An action for money against a national bank whose corporate existence isadmitted is not a suit arising under the laws of the United States. (UlsterCounty Savings Institution v. Fourth National Bank, 8 N. Y., 162.)

2. BY SHAREHOLDERS :(a) A shareholder of a national banking association can not maintain an action

against the directors to recover damages sustained for neglect and misman-agement of the affairs of the association whereby it became insolvent andits stock was rendered worthless. Such an action can be brought only bythe corporation itself. (Conway v. Halsey, 15 Vroom, 462.)

(b) But where the receiver refuses to bring an action against negligent di-rectors to recover the amount which the shareholders have been compelledto contribute to pay the debts of the association, an action against suchdirectors may be brought by a shareholder on behalf of himself and theother shareholders. (Nelson v. Burrows, 9 Abb. N. C, 280.)

(c) And when the receiver is a director/and one of the parties charged withmisconduct and against whom a remedy is sought, the action may bebrought by a shareholder on behalf of himself and the other shareholders.(Brinckerhoffv. Bostxvick, 88 N. Y., 52.)

3. BY RECEIVERS:(a) A receiver may sue either in his own name or the name of the bank. (Na-

tional Bank v. Kennedy, 17 Wall., 19.)(b) Suits and proceedings under the act in which the United States or their

officers or agents are parties, whether commenced before or after the ap-pointment of a receiver, are to be conducted by the district attorney underthe direction of the Solicitor of the Treasury. (Bank of Bethel v. Pahqui-oque Bank, 14 Wall., 383.)

(c) But section 380, Revised Statutes, is directory merely, and the employmentof private counsel by the receiver can not be made a ground of defense toa suit brought by him. (Ibid.)

(d) Receivers may sue in the courts of the United States by virtue of the act,without reference to the locality of their personal citizenship. (Ibid.)

(e) The provisions of the codes that every action must be brought in the nameof the real party in interest, except in the case of the trustee of an expresstrust or of a person authorized by statute to sue, does not apply to thereceiver of a national banking association suing in a Federal court heldin a State which has adopted the code procedure; for the right of the re-ceiver to sue is derived from the national banking law. (Stanton v. WilJce-son, 8 Ben., 357.)

(/) Under section 1001 of the Revised Statutes, no bond for the prosecution ofthe suit, or to answer in damages or costs, is required on writs of error orappeals issuing from or brought to the Supreme Court of the United Statesby direction of the Comptroller of the Currency in suits by or against in-solvent national banking associations or the receivers thereof. (PacificNational Bank v. Mixter, 114 U. S., 463.)

4. BY CREDITORS OF INSOLVENT ASSOCIATION:(a) The creditors of an insolvent association must seek their remedy through

the Comptroller, in the mode prescribed by the statute; they cannot pro-ceed directly in their own names against the stockholders or debtors of thebank. (Kennedy v. Gibson, 8 Wall., 498.)

(b) The writ of mandamus can not issue in a case where its effect is to director control the head of an executive department in the discharge of an ex-ecutive duty, involving the exercise of judgment or discretion. (UnitedStates exrel. Boynton v. Blaine, 139 U. S., 306.)

5. FOR USURY:(a) The penalty for all illegal interest paid to a national banking association

within two years prior fco the commencement of proceedings may be re-covered in a single action, whether the amount was in one payment or inseveral. (Hinttrmister v. First National Bank, 64 N, Y., 212.)


REPORT OF THE COMPTROLLER OF THE CUUliENCY. 1 2 3

5. FOR t - su R Y—C!onti 1.111 ed.(b) Where a bankrupt has paid usurious interest; ILLS assignee may bring an

action against the association to recover the penalty. ( Wright v. First Na-tional Bank of Greensburg, 8 Biss., 243; Crocker v. First National Bank ofChetopa, 4 Dill., 358; 3 Am. L. T. N. 8., 350.)

(c) The party who paid the usurious interest is the only party to the note whois entitled to sue for the penalty. (Lazear v. National Union Bank of Mary-land, 52 Md., 78.)

(d) Under Revised Statutes, United States, 5198, providing that a suit againsta national bank for taking usurious interest must be commenced withintwo years from " the time the usurious transaction occurred," the limita-tion begins to run from the time when such interest is paid. (NationalBank v. Carpenter, N J., 19 A., 181.)

6. TO ENFORCE LIABILITY OF SHAREHOLDERS:(a) When the full personal liability of shareholders is to be enforced the ac-

tion must be at law. (Kennedy v. Gibson, 8 Wall., 505: Casey v. Galli, 94U. S., 673.)

(b) And it may be at law, though the assessment is not for the full value ofthe shares; for, since the sum each shareholder must contribute is a cer-tain exact sum, there is no necessity for invoking the aid of a court ofequity. (Bailey v. Sawyer, 4 Dill., 463.)

(c) But the suit may be in equity. (Kennedy v. Gibson, supra.)7. EXECUTION:

A judgment against a national bank in the hands of a receiver only establishesthe validity of the claim; the plaintiff can have no execution on such judg-ment, but must wait pro rata distribution. (Bank of Bethel v. PahquioqueBank, 14 Wall., 383.)

8. ATTACHMENTS:(a) When a creditor attaches the property of an insolvent bank he can not

hold such property against the claim of a receiver appointed after the at-tachment suit was commenced. Such creditor must share pro rata with allothers. (First National Bank of Selma v. Colby, 21 Wall., 609; Harvey v.Allen, lQBlatch, 29.)

(b) No State court can issue an attachment against the funds of a nationalbank. Although the provision forbidding attachments was evidently madeto secure equality among the general creditors in the division of the pro-

« ceeds of the property of an insolvent bank, its operation is by no meansconfined to cases of actual or contemplated insolvency; but the remedy istaken away altogether and can not be used under any circumstances. Theeffect of the provision in section 5242, Revised Statutes, is to write into allState attachment laws an exception in favor of national banks, and allsuch laws must be read as if they contained an exception in favor of na-tional banks. (Pacific National Bank v. Mixter, 124 U. S., 721.)

NOTE.—This case overules the decision of the New York court of appeals inRobinson v. National Bank of New Berne (81 N. Y., 385), where it was heldthat the national banking law does not prohibit attachments against theproperty of national banks, except in cases where an act of insolvency hasbeen committed, oi is contemplated. See also National Shoe and Leather-Bank v. Mechanics' National Bank, 89 N. Y., 467; BaynorY. Pacific NationalBank, 93 N. Y., 371; Southwick v. First National Bank of Memphis, 7 Hun,96.

(c) Nor can an attachment be issued by a circuit court of the United States;for as by the law of Congress all power of issuing attachments againstnational banks before judgment has been eliminated from State statutes,thpre can be no laws of the State providing for such a remedy on whichthe circuit court can act. (Ibid.)

9. ABATEMENT:An action brought by the creditor of a national bank is abated by a decree of a

district or circuit court dissolving the corporation and forfeiting its fran-chises. (First National Bank of Selma v. Colby, 21 Wall., 609.)

10. ESTOPPEL:

(a) A shareholder against whom suit is brought to recover the assessmentmade upon him by the Comptroller will not be permitted to deny the ex-istence of the association, or that it was legally incorporated. (Casey v.Galli, 94 U. 8., 673.)



10. ESTOPPEL—Continued.(b) Where one sued by a national bank is accustomed, to deal with it as such,

• and does so deal with it in respect to the matter in suit, he is estopped fromdenying its incorporation. (National Bank of Fairhaven v. The Phoenix Ware-housing Company, 6 Hun, 71.)

11. SUITS AGAINST LIQUIDATING ASSOCIATIONS:A national bank which has gone into voluntary liquidation will continue to

exist as a body corporate for the purpose of suing and being sued until itsaffairs are completely settled. {National Bank v. Insurance Company, 104U. £.,54; Ordway v. 'Central Xational Bank, 47 Md,, 217.)

12. TRANSITORY AND LOCAL SUITS :The provision of the banking law, section 5198, Revised Statutes, which re-

quires that actions brought against national banking associations in Statecourts shall be brought in the county or city in which the association islocated, applies only to transitory actions; it was not intended to apply toactions local in their character. (Casey v. Adams, 102 U. $., 66.)

13. SURVIVAL OF SUITS:Whether a suit against a director for negligent performance of his duties, as

required by the statutes of the United States and the by-laws of the asso-ciation, will survive against the executor or administrator depends upon,State laws. ( Witters v. Foster, U. S. C. C. (Dist. Ft), 2o Fed. Hep., 737.)

XIII. EVIDENCE.

1. CERTIFICATE OF COMPTROLLER:(a) The certificate of the Comptroller of the Currency that an association has

complied with all the provisions required to be complied with before com-mencing the business of banking is admissible in evidence upon a plea ofnul tiel corporation ; and such certificate, together with proof that the as-sociation has been acting as a national banking association for a long time,is amply sufficient evidence to establish, at least prima facie, the existenceof the corporation. (Mix v. The National Bank of Blooming ton, 91 J^.,20;sea also Merchants' National Bank of Bang or v. Glendon, 120 Mass.,,97.)

(b) The certificate of the Comptroller that the association has complied withall the provisions of law touching the organization of associations removesany objection which might otherwise have been made to tbe evidence uponwhich he acted. {Casey v. Galli, 94 U. S., 673; Thatcher v. West Eiver Na-tional Bank, 10 Mich., 196.)

(c) And in a suit against the association or its shareholders such certificate ofthe Comptroller is conclusive as to the completeness of the organization.(Casey v. Galli, supra.)

(d) A letter from the Comptroller directing the receiver to institute suit, if notobjected to at the time, is sufficient evidence that the Comptroller has de-cided that the enforcement of the individual liability of the shareholdersis necessary. (Boivden v. Johnson, 107 U. 8., 251.)

2. EVIDENCE OF INSOLVENCY:(a) It is not necessary that the facts upon which the Comptroller bases his

action in appointing a receiver should be established by what is competentlegal evidence; but he is left to be satisfied as best he can be, under thepeculiar circumstances of each case, of the facts and the necessity for theexercise of his authority. (Platt v. Beebe, 57 N. Y., 330.)

(b) A return of nulla bona upon an execution issued against the property of anational bank is proof of its insolvency. (Wheelock v. Eost, 77 III., 296.)

3. NECESSITY FOR ASSESSMENT BY COMPTROLLER:It is not essential, in an action to enforce the individual liability of the share-

holders of an insolvent national banking association, to aver and provethat the assessment was necessary; for the decision of the Comptroller onthis point is conclusive. (Strong v. 8outhworth, 8 Ben., 331} Kennedy v.Gibson, 8 Wall., 505; Casey v. Galli, 94 U. S., 673.)


REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 5

XIV. CRIMES.

1. UNDER UMTED STATES LAWS:(a) The willful misapplication of the moneys and funds of a national banking

association, made an offense by section 5209, Revised Statutes, must be forthe use or benefit of the party charged or of some person or company otherthan the association. (United States v. Britton, 107 U. S., 655.)

(&) The exercise of official discretion in good faith, without fraud, for the ad-vantage or the supposed advantage of the association, is not punishable;but if official action be taken in bad faith, for personal advantage andwith fraudulent intent, it is punishable. (United States v. Fish, 24 Fed.Rep., 585.)

(c) It is not necessary that the officer should personally misapply the fundsof the association. He will be guilty as a principal offender though hemerely procures or causes the misapplication. (Ibid.)

(d) A loan in bad faith, with intent to defraud the association, is a willfulmisapplication within the meaning of the statute. (Ibid.)

(e) It is no defense to a charge of embezzlement, abstraction, or misapplicationof the funds of a national banking association tha fc the funds were usedwith the knowledge and consent of the president and some of the directors.The intent to defraud is to be conclusively presumed from the commissionof the offense. (United States v. Taintor, 11 Blatch., 374.)

(/) Where the president, charged as a trustee with the administration of thefunds of the bank in his hands, converts them to his own use without au-thority for so doing, he embezzles and abstracts them within the meaningof section 5209,'Revised Statutes. (In the matter of Fan Camp en, 2 Ben., 419.)

(g) If, with intent to defraud the association, an officer allows a firm in whichhe is a member to overdraw its account, he will be guilty of misapplyingthe funds of the association. (Ibid.)

(h) As the national banking law makes the embezzlement, abstraction, orwillful misapplication of the funds of a national banking associationmerely a misdemeanor, a person who procures such an offense to be com-mitted can not be punished under a State statute which provides that aperson who procures a felony to be committed may be indicted and con-victed of a substantive felony. (Commonwealth v. Felton, 101 Mass., 204.)

(i) An indictment charging defendants with aiding and abetting a director ina willful misapplication of the money of an association must state factsto show that there has been such misapplication committed by the director.(United States v. Warner, 26 Fed. Hep., 616.)

(j) Allowing the withdrawal of the deposit of one indebted to the associationcan not be charged as a misapplication of the money of the association.(United States v. Britton, 108 U. S., 193.)

(k) It is not a willful misapplication of the moneys of the association withinthe meaning of section 5209, Revised Statutes, for a president who is insol-vent to procure the discounting by the association of his note not wellsecured. (Ibid.)

(I) To constitute the offense of a willful misapplication of the moneys, funds,or credits of the association within section 5209, Revised Statutes, it isnot necessary that the person charged with the offense should have beenpreviously in the actual possession of such moneys, funds, and creditsunder or by virtue of any trust, duty, or employment committed to him.Nor is it necessary to the commission of this offense that the officer makingthe willful misapplication should derive any personal benefit therefrom.When the funds or assets of the bank are unlawfully taken from its pos-session, and afterward willfully misapplied by converting them to the useof any person other than the bank, with intent to injure and defraud, theoffense as described in the statute is committed. ( United States v. Harper.33 Fed. Rep., 471.)

(m) This criminal act may be done directly and personally, or it may be doneindirectly through the agency of another. If the officer charged with ithas such control, direction, and power of management by virtue of hisrelation to the bank as to direct an application of its funds in such man-ner and under such circumstances as to constitute the offense of willfulmisapplication, and actually makes such direction or causes such misap-plication to be made, he is equally as guilty as if it was done by his ownhands. (Ibid.)

(n) Any entry on the books of the bank which is intentionally made to repre-sent what is not true or what does not exist, with intent either to deceiveits officers or defraud the association, is a false entry within the meaningof the statute, (United States v. Harper, supra.)Digitized for FRASER



1. UNDER UNITED STATES LAWS—Continued.(o) It may be made personally or by direction. (Ibid.)(p) The erasure of figures already written in the books of a national bank and

the substitution of other figures which falsify the state of the account con-stitute a "false entry" within the meaning of section 5209, Revised Stat-utes, by which it is declared to be a misdemeanor to make " any false entryin any book, report, or statement of the association, with intent to injureor deiraud," etc. (United States v. Crecclius, 34 Fed. Bep., 30.)

(q) Where false entries are made by a clerk at the direction of the president,the latter is a principal. (In the matter of Van Campen, supra; United Statesv. Fish, supra.)

(r) Prior to the act of February 26, 1881, a notary public holding his commis-sion under a State had no authority to administer the oath required by sec-tion 5211, Revised Statutes; and therefore a cashier vyho made oath beforesuch notary to a false statement of the condition of his association was notguilty of perjury. (United States v. Curtis, 107 U. S., 671.)

(s) To constitute the offense of willful abstraction by an officer, defined by thestatute, it is necessary that the money or funds of the association shouldbe withdrawn by the officer or by his direction; that such taking or with-drawing should be without the knowledge or consent of the bank, or of itsboard of directors; that the money or funds so taken or withdrawn shouldbe converted to the officer's own use, or for the benefit and advantage ofsome person other than the association, and that this should be done withintent to inj ure and defraud the association. (United States v. Harper, supra.)

(t) A report of condition of a national bank, whether called for by the Comp-troller of the Currency or not, which is a report in the usual form made byan officer of the bank in his official capacity, if it contains a false entrymade with intent to deceive, is within Revised Statutes, United States, sec-tion 5209, which declares such false entries to be a misdemeanor. (UnitedStates v. Eughitt, 45 Fed. Hep., 47.)

(u) Where false entries were made by a bookkeeper in a statement requestedby a national bank examiner purporting to give the balance due todepos-itors, which statement it was the duty of the examiner to make and not thebookkeeper, an indictment for making " false entries in a statement of theassociationv will not be sustained. ( United States v. Eqe, 49 Fed. Rep., 852.)

(v) In an indictment of an officer of a national bank under section 5209, Re-vised Statutes, United States, for making false entries in a report to theComptroller of the Currency, it is no defense that such entries were madeby a clerk and verified by the officer without actual knowledge of theirtruth, since it was his duty to inform himself. ( United States v. Allen. 47Fed. Bep., 696.)

2. UNDER STATE LAWS:(a) An officer of a national banking association can not be punished under State

laws for embezzling the funds of the association. (Commonwealth ex rel.Torrey v. Ketner, 92 Penn. St., 372; Commonwealth v. Felton, 101 Mass., 204.)

(b) But where the offense committed by an officer is properly a larceny of thefunds, and not an embezzlement, he may be indicted under a State law.(Commonwealth v. Barry, 116 Mass., 1.)

(c) And an officer may be punished under State laws for making false entriesin the books of the association with intent to defraud it. (Luberg v. Com-monwealth, 94 Penn. St., 85.)

(d) The officers of a national banking association may be prosecuted underState statutes for fraudulent conversion of the property of individuals de-posited with, and in the custody of, the association. (Commonwealth v.Tenney, 97 Mass., 50; State v. Fuller, 34 Conn., 280.)

3. TERM "UNITED STATES CURRENCY" IN PENAL STATUTES:The circulating notes of national banking associations are included in the

phrase " United States currency" when used in a penal statute. (State v.Gasting, 23 La. Ann,, 1609.)



NUMBER OF BANKS ORGANIZED, IX LIQUIDATION, AND IN OPERATION, WITH THEIRCAPITAL, BONDS ON DEPOSIT, AND CIRCULATION ISSUED, REDEEMED, AND OUT-STANDING ON OCTOBER 31, 1892.

Banks. Circulation.

States and Terri- \ j Intories. iOrgan-jliqui-

I ized. j da-| ! tion.

MaineNew Hampshire jVermont iMassachusetts.,lib ode Is land. . .Connecticut

94 j60

I285 I

64 I

i Capital :U. S. bonds jIn op- stock paid, i on deposit.

Eastern States.. 667 I 72

New York 451 126New Jersey . 112 14Pennsylvania..-{ 435 61Delaware ! 18Maryland I 69 | 3Dist. Columbia . I 18 5

ora-tion.

825449

2675984

$11,135, 0006, 290, 0007,160,000

99. 633,15020, 277, 05022,999, 370

595 167, 494, 570

32598

374186613

Middle States. . . ! 1,103

"Virginia 52West Virginia . . 37North Carolina - B0South Carolina . 18Georgia j 40Florida | 22Alabama 37Mississippi 15Lou i s i ana . . . . . . . 25Texas 244Arkansas | 13Kentucky j 106Tennessee j 76

16 1

?!

24

213

2421 !

362923143218281321

223308255

$3, 861, 4002, 938,0003,050,000

22, 217, 4506,142, 2506,273, 000

44,482,100

22, 396, 7004, 31:8, 250

18,448, 050740, 000

2, 861, 000900,000

$39, 207, 32026, 082, 48534, 373, 060

321, 505, 62569, 270, 52589,935, 590

580, 374, 605

298, 310, 22554, 889, 360

206, 050, 0357, 629, 915

40, 016, 6305, 998, 770

193,472,745 49,664,000 612,894,935

4, 696, 3002, 856, 5602, 876, 0001, 623, 0004, 541,0001, 350, 0003,919, 0001,165,0004, 435, 000

27, 058, 4551,600. 000

15, 389| 40010,181, 380

Southern States J 715 131 584 81,691,095

Missour i . . .OhioIndianaIllinois -MichiganWisconsinIowaMinnesotaN orth Dakota . .South Dakota . . .KansasNebraska

Western States.

118337174284166114220

984151

212162

1,977

NevadaOregonColoradoIdahoMontanaWyomingWashingtonCaliforniaUtahNew MexicoArizonaOklahoma iIndian Ter 1

Pacific S t a t e s Iand Territories

Add for inuti- |lated notes \.

Total currency jbanks ..;

Add gold banks. j .

3426413401477461715

56 I.

8124011021210477162723440343137

565 I 1,412

1

11 j

517103431

24, 240, 00045, 864, 67013, 706,85039, 996, 00015, 034, 0007, 517, 05014, 550, 0001 5, 958, 8502, 515, 0002, 735, 000

12, 844,10013, 668,100

208, 629, 620

282, 0003, 945, 0009, 075, 000

750, 0004, 840, 0001, 360, 0007, 880, 0008, 675, 0002, 800, 0001, 070, 000300,000190, 000357, 300

1,418,750 |816,250819, 000468, 750

1,086,250380,000

1,152, 000353, 750

1, 202, 5005,390,350 !260, 000

3, 982, 5001,479, 000

13, 252, 9808,105,8007,170, 5805,877, 0459,182, 250

854, 9006, 339, 670

848, 82011,456, 88012, 080, 3101, 652, 020

37,136, 31512, 414,150

18,809,100 J.26, 371, 720

Redeemed.

$34, 982, 74623, 085, 84331,628,291296, 775, 03162, 702, 20083, 320, 764

532, 494, 875

750,412, 485186, 085, 5836, 886, 590

36,536, 8015, 206,5C8

559, 526,186

11. 835, 7357,225, 5916, 345, 4845, 426, 4388,070,125499,167

5,151, 699557, 363

9, 999. 3337,144, 2551, 361, 549

32, 867, 67110, 989, 987

107, 474, 397

2,495, 30012, 070, 5004, 376, 0506, 444, 5003, 293, 0002, 034, 2503, 527, 0001, 929, 800619, 000704, 750

2, 997. 2503, 087, 500

43, 578, 900

70, 500794, 800

1.699,250'193,750943, 350340, 000

1, 758, 0001,518,750

475, 000340, 00075, 50050, 00090, 000

19, 347,109, 242,54, 934,55, 851,30, 705,14, 622,25,160,13, 787,1, 647,1, 930,

11, 057,9, 416,

585 i

347,702,885 303,797,462

297, 9402, 484, 8406, 551, 310

624, 4402. 723, 640' 858. 750

3, 298, 2805,184, 9302, 002, 4601, 788. 290

172! 46078, 36091, 840

United States...! 4, 811 1, 025

349 i 48 301 41,524,300: 8,348,900 1 26,157,540

250, 2731,696,0664, 870,115464,164

1,892,817587,855

1, 599,4203, 675, 1951, 520, 6301,468, 899

97,58012,470 !11,350 i

Outstand-ing.*

$4, 224,5742, 996, 6422, 744, 769

24, 730, 5946, 568, 3256, 614, 826

47, 879, 730

23,912,0664, 476, 87519, 964,452

743, 3253, 479, 829

792, 202

53,368, 749

"174177245880,209825, 096450, 607

1,112,125355, 733

1,187, 971291, 457

1, 457, 5474, 936, 055

290, 4714, 268, 6441, 424,163

18, 897, 323

2,482,16612, 548, 3104,872,3756,188,1553,187. 3042, 038! 7633, 458, 5461, 952,122

564, 253662, 032

3, 047, 6912,903,706

43, 905, 423

47, 667788, 774

1, 681,195160,276830, 823270, 895

1, 698, 8601, 509, 735

481, 830321, 39174,88065, 89080, 490

18,144,834 8,012,706

.1 263,263

1, 603, 50J, 085 1, 521, 4'57, 754 |172, 063, 931

13.786 692,812,330 164,883,000 11,096,966,925

3,360,288; 104,952

1,524,796,942 172,432,146

* Including $25,191,083, for which lawful money has been deposited with the Treasurer of the UnitedStates to retire an equal amount of circulation which has not been presented for redemption.

tTwo banks restored to solvency and resumed business, making total going banks 3,788.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

1 2 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.

SUMMARY OF THE STATE AND CONDITION OF EVERY NATIONAL BANK REPORTINGDURING THE YEAR ENDED SEPTEMBER 'SO, 1892.

Doc. 2,1891.

3,092 banks.

Mar. 1,1892.

3,711 banks.

May 17,1892.

3,734 b a n k s .

J u l y 12,1892.

3,759 b a n k s .

RESOURCES.' Loans and discounts.

OverdraftsU. S. bonds to secure

circulationU. vS. bonds to secure

deposits ..iJ, S. bonds on hand..Stocks, securities, etcjDue from approved

reserve agentsDue from other na-

tional banksDue from State banks

and bankersBanking house, fur

niture, and fixturesOther real estate and

mortgages owned-.Current expenses

and taxes paidPremiums paidChecks and other

cash itemsExchanges for clear-

ing houseBills of other national

banksFractional currency,

nickels, and cents.Specie, viz :*

Gold coinGold Treasury

certificatesGold clearing-

house certifi-cates

Silver coin—dol-lars

Silver Treasurycertificates

Si 1 ver coin—frac-tional

Legal-tender notes . .TJ. S. certificates of

deposit for legal-tender notes

Five per cent redemp-tion fund w i t hTreasurer

Due from Treasurerother than redemp-tion fund

Aggregate

Total specie*..

LIABILITIES. |Capital stock paid in.Surplus fund. .• jOther u n d i v i d e d |

profits {National-bank circu-

lation outstanding.State-bank circula-

tion outstanding..Dividends unpaid...Individual deposits.IJ. S. depositsDeposits of U.S. dis- ,

bursing officers...!Due to other national

banks jDue to State banks j

and bankers jaSrotea and bills re- jdiscounted !

Bills payable |Liabilities other than

those above stated.

,981,436,697.26 $2,044,841,291.51 $2,095.283,302.27 $2,113,654,680.9519,595,927.79; 14,083,875.61 13,077,038.27j 14,102,510.35.61

153, 838, 200. 00! 158,109,300. 00

19,186, 500. 00 17,416. 500.4,279,750.00! 4,638.190.

128, 440, 959. 39

0000

138, 055. 947. 09

196,319,537.811 256,750.998.

124,827,315.25! 131,258,888.

32,425, 379. 39 32,171,053.

70,113,901. 51 70, 271, 609s

13, 935,485. 39 14, 855, 351.

13,279,136.79114, 695, 279. 96!

17,939, 023. 04

108,243, 483.92

20, 225,104. 00

837,175.54

10, 340, 571.14, 405, 799.

Sept . 30,1892.

3,773 b a n k s . ~

$2,153,498,829.4717, 542, 258. 64

163, 275, 300.00160,634, 550. 00! 161, 939,800. 00

16, 386, 000.001 15,447,000.00! 15,282,000.005, 41* 000. 00J 4, 854, 600. 00| 4, 882, 250. 00

144, 058, 062. 77j 151,125, 823,17| 154, 535, 514. 54

250, 249,071. 20j 252,473,640.18 236,434,330.89

130,124, 510. 011 137,125,158. 05i

32, 006,102. 99 33,497,034.87

71, 258, 998. 96

140, 516, 353.09

32, 572, 735. 51

71,179, 537. 83j 71, 900,286. 72

15,303, 080.35; 15,498, 777. 73J 15, 961, 625.14

11, 574,071.4114, 390, 888.43

17,644,105.991

129, 515, 655. 34|

.ool

4, 567.100. O2j 10, 317,125. 2313, 997, 560. 54

15, 036, 575. 86 16, 849, 439.46

14, 029, 616.43

17, 705, 961. 31

99, 954, 483.171 90, 364, 300.19; 105, 522, 711. 81

19,765,178. C

924, 866. g

22, 014, 231.00

924, 375. 50!

21, 325,840.00 19, 557, 474. 00

939, 382. 87!

84, 200, 589. 78J 88,426,189. 58

85,091,060.00 97,841,160.00

7, 689, 000.00

7,152, 798, 00

18,816, 462.00

4, 948,124. 9793, 854, 354. 00

8, 066, 000. 00

7, 304, 242, 00

22, 954, 656. 00

5, 555, 720, 7099,445, 735.00

8, 765,000.00 24,080, 000.00

I

6, 682, 280.101 6, 898,132. 04

1, 047, 684.181 1, 051, 339. 533, 237, 8667210, 07J3,436, 672, 358. 5(5 3,47a

207, 898, 034. 75 230,147, 968. 28

677, 356,927.00| 679,970,110.228, 221, 530.311 234, 069,984.

95,104, 913. 95j 96, 723, 0-83.13

96,656,060.0()| 85,530,100.00

934, 648.37

95, 021, 952. 77

71, 050,180. 00

8, 530, 000. 00j 8,498, 000. 00J 7,860,000.00

7, 259, 640.00j 7, 466, 596. OOj 6, 785, 084. 00

26, 040, 211.00 25,523, 399.001 22, 993,451.00i ;

5,453, 283. 20J 5, 579, 302.28J 5, 405, 710. 92107,981,402.00| 113, 915, 016. 00| 104,267,945.00

| jI i

26,405,000.001 23,115, 000. 00j 13,995,000.00

6, 990, 517,09 7, 092, 591, 94J 7,139, 564. 69

926,158. 95035; "128744 3,

239, "044,108.15

00 682,341 235,

108,116, 263.56

134, 792,873. 25

74,118. 501, 503, 539.

, 602, 052, 768.59 1, 702, 240,957.12, 757, 046.14, 478, 542. 91

3, 955, 227.37

292, 480, 956. 07

96,574,522.85! 103,

137, 627,107.25 140,

75, 097.1,470, 937.

5098! 1,68 1, 743,

! 11,

Aggregate

149, 334, 721. 20j 181, 688, 074.

16, 325, 642. 89J 8,517,205.7, 994^ 514.30; 3, 876, 404.

1,178. r.S6.43J 1, 013,181., 237, 860, 2i0.07J3,436, 672, 358.

94

3, 806, 323. 51 3,

372, 985, 405.111 361,

58; 181,

26!

232,158. 00192, 004. 9r

'6, 029. 20J

052, 343. 50

71, 507. 50657,310. 34787, 545.10 1,911,030.77

625,107.19

593,119. 06!

538, 222. 87'

090,080.27816,163. 49;

1,

493^

229;

684,238,

794,^86^

320, 480 ~

151 1,

J^MlO,

678,203.239, 970.

209,

106,987. 93

1)31787116,378769

25 686.94! 238,

141,

3,753,10,

3,

367,

188,

9,4,

227, 388. 88; 101

061, 533.

75, 076.904, 292.339, 679.823, 973.

356, 091.

143, 324.

683, 254.

181, 650.581,163.

00; 143.i

50183i 3,86 1, 765^

88^ 4,

I53! 352,94J 178,

I, 092, 506. 20;56 3,479,

4»8L983,035,128. 44 »; 4937794, 586. 713,510,

573. 015. 00871,424.84

652,754.66

423, 298.00

75, 076. 50888,865. 78422, 983. 68828,144. 24

044, 734.04

046,184.05

607,018. 34

132,487.71549,163.65

979, 746.97"0917897746



COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR FIFTEEN YEARS.

RESOURCES.

LoansBonds for circulationOther "United States bondStocks, bonds, etcDue from banksReal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates of depositDue from United States TreasurerOther resources

Total.

LIABILITIES.

Capital stockSurplus fundUndivided profitCirculation outstandinDue to depositorsDue to banksOther liabilities

Total.

RESOURCES.

LoansBonds for circulationOther United States bondsStocks, bonds, etcDue from banksReal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates

of deposit.Due from United States

Treasurer.Other resources

Total

LIABILITIES.

Capital stockSurplus fundUndivided profitsCirculation outstanding..Due to depositorsDue to banksOther liabilities

Total

9047 9

Oct. 3, Oct. 2,1864. 1865.

1, 643 1, 617banks. I banks.

Millions603. 3

( 331.8< 95.0( 15.9

122. 917.19.2

20;17.4

103.7

Millions609.7338.6

.321.5

103.620.612.8

157.411.8

134. 6

Millio7is. Millions.

107.314.718.1

190.016.272.3

420.166.733.8

297. 9568.2112

420.678.036.1

298.7603.1123.1

Oct. 1, I Oct. 1,1877. I 1878.

1,919 j 1,970banks, banks

Millions. 'Millions. •Millions. Millions. \Millions. Millions. Millions.944. 2288. 32a. 623.7

149.534.719.992.416.1

100. 320.

954. 4383. 328.027.8

134.838.121.280.018.5

109.742.8

931. 3337. 247.834.4

146.943.121.484.215.9

100.029.2

891. 9i336. 8!45. o!34.5

129. 9|45. 2j

834. 0347.694.736.9

138.946.730.764.416.982.432.7

458.3101.142.0

317.4631. 4171.9

8.5

479.6110.346.

335.1628.9143.811.5

491.0120. 354.5

340.3640.0173. 011.5

493.129. 051.5

334. 2683.8175.

1

504.134.453.0

319.1679.4179. 711.8

466.2116,940.9

301. 9668.4165.1

7.9

1, 767. 3



STATEMENT SHOWING THE AMOUNT OF AUTHOKIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIKST DAY OF EACH MONTH FROM JANUARY 1, 1871,TO NOVEMBER 1, 1892, THE AMOUNT OF UNITED STATES BONDS ON DEPOSIT TOSECURE CIRCULATION, THE AMOUNT OF CIRCULATION SECURED BY THE BONDSON DEPOSIT, THE AMOUNT OF LAWFUL MONEY TO REDEEM CIRCULATION, ANDTHE TOTAL AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTESOF NATIONAL GOLD BANKS.

Date.Authorized

capital stock.

IT. S. bondson deposit tosecure circu-

lation.

Circulationsecured byU. S. bonds.

Lawfulmoney ondeposit toredeem circulation.

ITotal

national-banknotes out-standing.

January—February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1871.$444,590, 411

448. 774, 311451, 487, 811452, 565, 811453, 715,801457,463, 651458,448, 651461,107,651463, 617, 976465,603, 976466, 578, 976468,173,976

January . .February. . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1872.469,470,471,472,475,477,479,482,484,486,

j 487,487,

408, 976457, 651822, 651656,351458, 651012, 051852, 051906, 851223, 351106, 851136, 851699,551

January . . .February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1873.

January..February...MarchAprilMay. . . . . . .JuneJulyAugustSeptember .OctoberNovember..December..

1874.

487, 781, 551489, 380,851490,486,151492, 898, 951494,428, 951496,480, 951496,496, 501497, 921, 501498, 801,501499, 111, 501499, 232, 701499, 533, 401

499,003,401498, 032, 201498,150, 901497, 505, 901497, 020,901497, 657,401498, 777,401500, 347,401500,706,401502,181,401502, 931,401503, 301,401

JanuaryFebruary...MarchAprilMayJuneJulyAugust- . . .September..OctoberNovember..December .

1875.503,347,503,467,503, 858,505,763,506,103,508,531,509, 386,510, 706,510,903,511, 084,511,613,510,686,

901901521300801283283283171471765 j765 !

$346, 297, 700349, 726,300352, 835, 000354, 259, 350355,987, 500358, 362, 750359, 885, 550361, 922, 550363,971, 000366, 094, 350367,114,450368, 680,300

370, 240,500371, 558, 900373, 764,450374, 637, 450376, 732, 950378,341, 200380, 440, 700382, 552, 200381,918, 200383, 977,2Q0384,968, 900385, 951,400

386, 355, 300386, 640, 800387,415,100388, 218, 350388, 983, 800389, 775, 000390,410, 550390, 855, 250391, 618, 450392, 616, 000392,852,100393,215, 900

393,000,900392, 644, 300392, 506, 950392,809, 200392,937,100392, 863, 000391,171, 200388, 566,100385, 889,100385,649,150385,421,750385,378, 250

385,128,250384,174,950382, 076, 650380,661,600379, 506, 900379,126,400376, 314, 500374,894, 362373,956, 762371,489,262367, 549, 412365, 836,912

$306, 307, 762308, 488, 372310, 665, 932314,003, 492315, 654, 761317, 563,171318,261, 241320,248, 271322, 484, 071323,762, 276325, 330, 656326, 760,426

328,465,431330,253, 559332, 094, 399333,556,529334, 521,855335, 644, 365337, 664, 795339, 094, 675340, 649, 960342, 227. 690343,112, 772344,097,112

344, 582,812345, 358, 892345, 507, 312346,164, 392346, 834, 666347,185,711347,267,061347,862, 361348,715,421350,173, 226350,412,046350,692,966

348,624,953348,255,299348,203,489348,505,184348, 323, 390348, 290, 340347,182,820344, 851,526342, 310,386342,270,676342, 367, 844342, 685,175

342,333,837341,121, 249338,948,494337, 855,479336, 697, 831336,110, 532334, 698, 341333, 468, 611333, 324, 225331, 239,470327, 578, 260326,725,728

$3. 309, 5483j 009, 5483, 096, 0483, 096, 0482,943,4272, 277,1092, 727,1092, 727,1092, 749, 7092,455, 2092, 521, 2092,838,734

2,976,154 j3, 934, 0204,205,720 I4,199,113 !3, 566, 059 j3, 288, 2593, 239,1593,174,3592,970, 6943,105,5642, 508,9862,404,876

I2,484, 0862, 892,1412,651,9512, 579,1892, 641, 9642, 300, 7031, 917, 6032,104,4982,104,4982, 350, 8962, 009,0961,928,796

2, 223, 2832, 776, 2783,081, 3233,120, 6233,360, 9323,560,1624, 798,2127,867, 25411, 057, 67911, 707,87011, 709,40212,021,071

11,794,41313,152,12115, 300,85017, 593, 09918,349, 76218, 344,94119, 709, 66719,440,07718, 535, 72719, 300,11220, 638, 64221,095,102

$309, 617, 220311,497, 920313, 761, 980317, 099,540318, 598,188320, 840, 280320, 988,350322, 975,380325, 233, 780326, 217,485327,851,865329, 599,160

331,441,585334,187, 579336, 300,119337, 755, 642338, 087, 914338, 932, 624340, 903, 954342, 269,034343, 620, 654345, 328, 254345, 621, 758346,501. 988

347, 066, 898348,251, 033348,159, 263348, 743, 581349,476, 630349,486,414349,184, 664349,966r859350, 819, 919352, 524,122352,421,142352,621,762

350,848,236351, 031, 577351,284, 812351,625,807351, 684, 322351,850, 520351, 981,032352,718,780353,368, 065353,978, 546354,077,246354,706,246

354,128,250354,273,370354,249, 344355,448, 578355,047, 593354,455,473354,408,008353,118,688351,859,952350, 539, 582348, 216, 902347,820,830



STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.Authorized

capital stock.

1876. jJanuary $51], 155,865February 510, G19, 965March 510.189,171April ! 509, 701, 671May ! 507, 881, 671June I 506,013,371Ju ly j 506, 008, 371August.September .OctoberNovember..December..

January—February..MarchAprilMayJuneJulyAugust . . .September.October —November.December .

1877.

J a n u a r y —February.. .MarchAprilMayJuneJulyAugust. . . .September .October. . . .November..December ..

January . . .February..MarchAprilMayJuneJulyAugustSeptember.October . . .November.December.

January..-February..MarchAprilMayJuneJulvAugust . . .SeptemberOctober —November.December.

January. .February.March . . .AprilMayJune

1878.

1879.

1880.

1881.

505, 226,171504, 971,171504, 027,171502, 752,171502, 652,171

501, 392,171497, 335, 071496, 770, 571494, 783, 571493, 821, 771493,126, 271487, 868, 771487, 221, 771486, 605, 271486,449,271486, 677,771486,742, 771

485, 557, 771484, 836, 371482, 952,071482,144, 671481, 019, 671480, 660, 571479,627,996477, 675, 996477, 698, 296476, 335, 396473, 865, 396473, 859,396

471, 609,396469, 995, 856467, 778, 606465, 890, 006464, 608, 206463,223,515462, 843, 515462,822, 515462, 567, 515463,117, 515462, 392, 515461,842,515

461, 557, 515461, 715, 515462, 407, 585464,177, 585464,507,585464,915,185465, 205,185465, 915,185466, 267,285466, 245, 085466, 590, 085467, 639, 085

467, 039, 084466, 981, 785466, 640,185466, 890,185467, 542, 685468, 557,685

U. S. bondson deposit tosecure circu-

lation.

$363, 601. 602361, 430, 462356,732,150350, 216. 350346,715! 350344, 463^ 850341, 394, 750340,071, 850338, 673, 850337, 955, 800337, 727, 800338, 261, 800

338,191, 300338, 885, 450338, 866, 550340, 537, 600340, 732,100340,415,100338, 713, 600337, 761, 600337, 684, 650338, 002, 450343,048, 900345,130, 550

346,187, 550346, 302, 050346,522, 550346, 336, 250347, 711, 850349,166, 450349, 546, 400348, 880, 900349, 049, 450349, 560, 650349,408, 900349,795, 000

349,068, 000348,939, 200350, 690,400351,196, 400352, 250, 550353,422,300354, 254, 600353, 201, 800355, 638,950359, 030, 500363, 802,400365,194, 900

367, 021, 000364, 765, 900362, 728, 050363, 656, 050363, 003, 650362, 715, 050361, 652, 050361,152,050361,113,450359, 935, 450359, 748, 950359,808,550

359, 823, 550359,811, 050345,739, 050351,480, 000354, 683, 000358,829,900

Circulationsecured by

TJ. S. bonds.

$324,484, 539321,319, 645318,413, 293312, 850, 786310, 084, 721307,912,468305,417, 013303,756, 276302, 847, 886301, 819, 811301, 658, 372301, 844, 917

302, 020,302,201,302,416,303, 52;304,407,304, 766,303,108,302, 239,302, 440,302, 885,305,094,308, 642,

Lawfulmoney ondeposit toredeem cir-

culation.

309, 890,415310,240, 005310,301,472310, 008, 832310, 826, 422312,435,462313, 020, 832312,995,592313,154, 7923x3,159,592312, 830, 797313, 355, 839

313,218.189312, 725, 809313, 691, 639314,244, 779315, 628, 352316,335,949317, 315, 679316, 412, 560317,534, 289320, 868, 979324, 054, 279326, 684, 059

328, 773,639326, 785, 599325, 032, 790325,425, 390325, 519, 740325, 301, 700324,242, 730323, 886, 720323,903, 330323, 056, 530322, 798,130322, 206, 550

322,832,101322, 654, 721305, 587, 202309,034, 317316, 226,247318,497,814

$21,995, 21722, 648, 88424, 405, 78027, 627, 30828, 755,19128, 753. 46227. 58i; 32325, 982, 33923, 087, 01622, 532, 93321,582,93620,114, 674

19, 575, 36418,160,48616, 728, 33616,146, 36315, 386,13714,329,27213,940, 52214, 426. 74614, 246^ 54614,438, 27213,113, 09111, 988, 924

11, 782, 09011, 839, 30511, 688,51912,184, 68212, 315, 25711, 552, 62311, 493, 45210, 910, 96710, 294, 3709, 988,1279, 629, 9189, 935, 217

10, 573, 48511,673,96012, 354, 53112,882,41713, 516, 55813,203,46212, 376, 01813, 545, 67713, 258, 69813,403, 26113,127,13913,381,719

13, 613, 69716, 945, 31018,604,19718,959, 68719,410, 91019, 882, 03320, 262, 69720, 266, 96720,153, 44820, 848, 36321, 035, 97721, 500, 091

21, 523,10221, 895, 97738,447, 71638, 538,10536, 374, 92035,653, 904

Totalnational-banknotes out-standing.

$346,479, 756343, 968, 529342, 819, 071}340,478, 094338, 839, 912336, 665, 930332,998, 336329,738,615325, 934,902324, 352, 744323, 241.308321, 959,591

321, 595, 606320, 361, 618319,145, 036319, 669,588319, 793, 587319, 096, 212317,048, 872316,665, 958316, 686, 698317,324, 069318, 207,231320, 631, 719

321, 672, 505322, 079, 310321, 989,991322,193, 514323,141, 679323, 988, 085324, 514, 284323, 906, 559323,449,162323,147, 719322, 460, 715323,291, 056

323, 791, 674324, 399, 769326, 046,170327,127,196329,144, 910329,539, 411329, 691, 697329, 958,237330, 792,987334,272, 240337,181,418340, 065,778

342, 387, 336343, 730, 907343, 636, 989344, 385, 077344, 930, 650345,183,733344, 505,427344,153, 687344,056,778343., 904, 893343, 834,107343,706, 641

344. 355, 203344; 550, 698344, 034, 918347, 572, 422352, 600, 567354,151,718



STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL HTOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH,, ETC.—Continued.

Date.Authorized

capital stock

JulyAugustSeptember.OctoberNovember.December .

1881.

JanuaryFebruary...MarchAprilMayJuneJulyAugustSeptember.OctoberNovember..December .

1882.

$169, 382, 685470,322,685471,282, 935472, 565, 935466, 307, 335467, 907,335

470,018,135472, 303,135473,*866, 240475, 411, 240478, 013, 940482, 954,940486, 511, 335487, 803, 635487, 538,635489, 741, 635491, 591, 635493,176, 635

January . .February. . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December ..

1883.

JanuaryFebruary..MarchAprilMayJuneJulyAugustSeptember.October —November..December .

492, 076, 635494,199, 635498, 262,135498, 017,135500, 269,135505, 379,135507. 208,135510, 283,135513, 543,135515, 528,135516, 608,135516, 348,135

518, 031,135517, 380, 635519,104, 635521, 573, 635523, 348, 635525, 992,165528. 784,165530,784,165532, 274,165532, 749.165532, 554,165531, 875,165

January I 529,910,165February 530,380,165March j 530,590,165Apri l . . . ! j 531,151,165May I 531,241,165June I 530, 830, 865July ! 531, 540,465August ! 532, 328, 465September ! 532, 749,965October j 532, 034, 965November i 532, 877,965December 533,447,965

1886.January ! 534,378,265February | 535, 398, 265March.." j 537,896,965April | 538, 652, 065

540, 414, 565543, 669, 565545, 206, 565549, 542, 565550, 252, 565

MayJuneJulyAugustSeptember ,October 553, 002, 565November 552,775,165Pecember . .T , . . , . „ . . , . . „ „ . 553,855,165


U. S. bonds.

$360, 488, 400362,684,000304, 285, 500365, 751, 500369, 608, 500371,336,100

371, 692,100371,270,200370, 602, 700369, 900, 700366, 359, 650364, 079, 350361, 212, 700362, 736,500361,452, 350362, 043, 250362, 505, 650362,174,250

360, 531, 650359, 567,450358,163,800357,201,400357, 339, 750356,588, 600356, 596, 500357, 298, 500355, 674,150353, 308, 650352, 877, 300351,174, 600

347, 538, 200343,475, 550341, 533, 050339.116,150337; 618, 650336, 257,150334,147, 850332, 588, 600331,371,100329,186, 000325, 316, 300320, 244, 700

318,655,050317,282, 600315, 854, 500315, 386, 850315,127,450313, 428, 700312,145, 200310, 225,150309, 768,050309, 074,550308, 364, 550307, 544, 250

306,008, 750302, 257, 000296, 780, 400289, 729, 650285, 447, 950279, 537,400275, 974, 800273, 549, 800270,524,150261, 848, 900245, 444, 050234, 991, 800

$321,148, 399323,478, 586325,324, 746326, 513, 546329,180,122331, 729, 532

332, 398, 922331, 682, 622331,230, 311331, 242, 702327, 729, 622323, 919, 522320, 312, 832319, 805,161320,769,739323, 487, 353324, 304,343323,820,480

322, 386,321," '320, 235,319, 849,319,899,319, 013,319, 249,319,461,318, 367,S16, 278,316, 020,314, 573,

120

Total,national-bank

notes out-standing.

310, 953, 321307, 828,001306,100, 465303, 099, 075302, 533, 855301, 238, 845299, 369, 370297,983,165297,136, 455295, 375,959291,849, 659287, 277, 980

285,496,055284,127, 895282,772,315282,336,725282, 434,075280,831, 610279, 528,175277, 826,775277, 371, 525277,149, 661276, 304,189275,821,779

274,466,748271,065, 593266,047,488259, 405, 300255, 322,541250, 257, 632247, 087, 961244, 675, 012242,168, 247234, 682,736219, 710, 656210, 525, 601

$33, 894, 27633, 846, 02732, 675, 94032, 237, 39431,164,12830, 438, 878

30, 023, 06630, 913, 79230, 713, 96930, 383, 93533, 340, 67735, 955, 81238,429, 20239,017, 62139,745,16339, 401, 78138,423.40438, 723, 848

$355,042,675357, 324, 613358,000, 686358, 750, 940360, 344, 250362,168,410

362,421, 988362, 596, 414361, 944, 280361, 626, 637361, 070, 299359, 875, 334358, 742, 034358, 822, 782360,514, 902362, 889,134362, 727, 747362, 544, 328

40, 265, 04940,540,87741,084, 788 I39, 945. 249 I39,368,60539,150, 32637,565,704 j36,310,284 i36, 222, 00537, 064, 60535, 993, 46136, 385, 055

39, 529, 50741, 671, 89240, 532, 83741,015, 56140, 571, 61339,768,85540,130, 51339, 913, 97139,495, 69040,453, 26941, 710,16344,235,274

43,662,56842, 784, 66341, 888, 59639,881,94138,468,63038, 032, 21739,541, 75739,503, 56739, 613,80240,274, 77239,542,97941, 704, 029

42,976, 70646, 951,83952, 049, 01756, 826,22758, 555,04761, 580,66261, 922,49962,151, 74562,505, 757G8, 828, 50581, 819, 23388,781, 909

362, 651,169362,167, 230361, 320, 389359,795; 065359, 268,126358,164,182356, 815,510355, 772,130354, 589, 221353,342, 671352, 013, 787350,958,161

350, 482, 828349,499, 893346, 633,302344, 714, 636343,105, 468341, 007, 700339,499, 833337, 897,136336,632,145335, 829, 228333,559, 813331,513, 254

329,158,623326, 912, 558324, 660, 911322,218, 666320,902, 705318,863, 827319, 069,932317, 330; 342316, 985, 327317, 424,433315,847,168317, 525, 808

317,443,454318, 017,432318,096, 505316, 231, 527313, 877, 588311, 838, 294309, 010,460306, 826, 757304, 674, 004303, 511, 241301,529, 889299,307,510



STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.Authorized

capital stock.

1887.January $555,865,165February 557, 684,165March 559,986,665April 561, 321, 665May 564,346,665June 571, 583, 665Ju ly 574, 703, 665August 578,826, 215September 581, 046, 215October 582, 683, 715November '• 583,188, 715December I 584, 203, 715

JanuaryFebruary . . .MarchAprilMayJuneJulyAugustSeptember ..OctoberNovember...December...

JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December ..

JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .October —November .December ..

JanuaryFebruary ..MarchAprilMayJuneJulyAugustSeptember .OctoberNovember-.December..

1891.

January....February ..March .AprilMayJuneJulyAugustSeptember .OctoberNovember..

1892.

584, 726, 915586, 505, 915588, 785, 915589,637, 915591, 437,915592,467, 915592, 852, 915594, 631,915595, 313, 915596, 041, 015596,796, 015597, 457, 315

598,239, 065599, 709, 365600, 684, 365602, 404, 365603, 264, 365607, 390, 365609, 670, 365612, 535, 365614,925, 365617, 844, 365620,174, 365621, 959,365

623,791,365630, 003, 865632, 757,865637,372, 865638, 932, 865644, 587, 865646, 937, 865651, 367, 865652, 852, 865655, 002, 865659, 782, 865662, 947, 865

665, 267, 865666. 977,865669, 007, 865671, 477, 865672,197, 865673, 422, 865

' 676, 247, 865681, 742, 865683.125! 865684, 660, 865684,755, 865685, 515, 865

685, 762, 265687, 332,265688, 332, 265688, 923, 665689,298,665690, 908, 665692,123. 665694, 428, 665695, 263, 665695,563, 665693, 868, 665

U. S. bondson deposit tosecure circu-

lation.

$229, 438, 350223,926, 650213, 639,150206,938,000202, 446, 550200,939,100191, 966, 700189,445, 800190, 096, 950189, 917,100188,828, 000187,147, 000

184,444, 950182,764, 950182,161, 700181,863,700182, 033, 450180, 005,150178, 312, 650177, 438, 800176, 508, 850173, 280, 250170, 003, 350166, 796, 550

163,480. 900160, 463^ 950157, 485, 700154, 590,150151, 522, 350149, 829, 850148,121, 450147, 758,450148,150,700147, 037, 200145, 668,150144, 709, 250

142, 849, 900142, 266, 750143,197, 000143,900,750144, 216,150144, 658, 650145, 228, 300145, 434, 750143,102, 350140, 428, 600140,190,900140,-427,400

140, 510, 650140,720,700140, 790, 200141, 036,150140, 949, 900141, 310,150142, 508, 900146, 089, 650149,839,200151, 229,100152,950,350155, 283, 700

157, 205, 950158, 515,050159, 513, 800160, 447, 300161, 352, 550162, 549, 050163,190, 050163, 500, 550164,012, 050164,498, 550164,883, 000


XJ. S. bonds.

$205, 316,200, 268,191, 004,185,009,181, 026,179, 309,171,629,169, 303,169, 951,169, 931,169,215,167. 863,

Totalnational-bank

notes out-standing.

165, 205, 724163, 833, 205163, 235, 505162,743,135162, 891, 912161,134, 338159, 642, 657158, 874, 203158,133, 712155, 365, 068152,366, 328149, 487, 373

146,372, 588143,580,313140,874, 515138,193, 798135, 375, 463133, 769, 313132, 244. 437131, 890, 777132,101,128131, 225,172130,207, 285129, 388,116

127, 742,440126, 747, 030127,410, 251128,046, 801128,920, 916128, 976, 526129, 767,150129, 854, 561127, 825,431125,430, 316124,958, 736125,253,195

125, 6.60, 361125, 859,360125, 957, 235126,054, 415125, 970, 955126, 267, 575127, 221, 391129, 708, 040133,790, 690135, 093, 378136,753, 837138, 605, 343

140, 084, 203141,435,288142, 319, 978143, 355,178143, 954, 506144, 680, 363145, 683, 023146,132, 463146, 460, 033147,191,593147, 241, 063

$91,455,92, 806,98,039,

102,114,103, 979,103, 051,107, 588,107,150,104, 313,102, 962,102, 826,102, 019,

875395485704299871447847124170136 i176 !

I103,193,154 i102,024,95299,492,361 |97,427,882 I95,692,133 I94,675,31092, 719, 66490,758,44788. 294, 85088, 236, 63987, 018, 90986, 955, 794

87, 287,43985, 688, 71683, 520, 21283. 032, 33383, 320, 72581, 753, 70479,134, 52676, 273, 66273, 701, 01372, 437, 56071, 816,13070, 258, 081

69, 487, 96567,895,25964, 857, 29262,480.33160, 665^ 66358, 573, 32256, 203, 62554, 537, 07255,455, 03756, 440, 70954, 796, 90753, 315,181

51, 627, 48549, 762, 37947,-706,13945, 750, 64944,448,42142, 969, 88440, 706,18338, 835, 01937, 543, 64936, 842, 32835,430, 72134, 388, 264

32, 994, 38231, 770, 20830, 301, 89729,174,27328, 522, 06927, 818, 98627, 000. 82726, 395, 25026,196, 39625, 596,16725,191,083

$296,771,981293, 074, 741289,044, 211287,124,255285, 005, 315282,360, 891279, 217, 788276, 454, 277274, 264, 509272,893, 850272, 041,203269, 882, 995

268, 398, 878265, 858,157262, 727, 866260,171,017258, 584, 045255,809, 648252, 362, 321249, 632, 650246, 428, 562243, 601, 707239,385, 237236,443,167

233, 660, 027229, 269, 029224,394, 727221.226,131218, 696,188215, 523, 017211, 378, 963208,164, 439205, 802,141203,662 732202, 023 415199,646 197

197,230,405194, 642, 289192, 267, 543190.527,132189, 586, 579187, 549,848185, 970,775184, 391, 633183, 280,468181,871,025179; 755, 643178,568,376

177,287,846175,721,739173, 663, 374171, 805, 064170, 419, 376169, 237.459167, 927, 574168, 543, 059171, 334, 339171,935, 706172,184, 558172, 993, 607

173, 078, 585173, 205, 496172, 621, 875172, 529. 451172,476, 575172, 499, 349172, 683, 850172, 527. 713172. 650, 429172, 786, 700172, 432,146Digitized for FRASER



CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS*


Maine . - -New Hampshire . . .VermontMassach usettsHhode IslandConnecticut

Division No. 1..

New YorkNew JerseyPennsylvania

Division No. 2..

DelawareMarylandDist. ColumbiaVirginiaWest Virginia

Division No. 3..

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexas . . .ArkansasKentuckyTennessee

Division No. 4..

OhioIndianaIllinois .MichiganWisconsin

Division No. 5..

IowaMinnesotaMissouriKansas ..Nebraska

Division No. G..

ColoradoNevadaCaliforniaOregonArizona

Division No. 7..

Indian Territory...OklahomaNorth DakotaSouth DakotaIdaho.MontanaNew MexicoUtahWashingtonWyoming

Division No. 8..

United States

Banks existing October 31,1891.

No.

795150

2635984

586

32595

368

Capital.

$10, 972, 5006, 305, 0007, 210, 000

98, 265, 27520, 277,05023,274,370

166,304,195

85, 636, 06014,418, 35072, 720, 390

788 172,774,800

1865133624

156

23143218

29

1321

207108154

502

237100203106

74

720

1516483

149140

587

492

3641

3

131

33

3344

83212136412

224

3, 694

2,133, 98516,766,145

2, 827, 0004, 556, 3002,511,000

28, 794, 430

2, 726, 2501, 623,0004, 381, 3801, 385, 000

4, 369, 000

1,165, 0004,435, 000

25, 762, 6001, 600,000

15, 317, 73010,480, 000

73, 244, 960

44, 595, 70012, 477, 00037, 396. 00015, 369, 600

7, 043, 000

116, 881,300

13, 470, 00014, 592, 00025,125, 00013, 878,99013, 703, 700

80, 769, 690

8, 640, 000282, 000

8, 425, 0004, 305, 000

200, 000

21, 852,000

175, 000200,000

2, 290, 0002, 850, 300

575,0004, 621, 5001,120, 0002, 750, 0006, 655, 0001, 390, 000

22, 626, 800

683,248,175

Bonds.

$3, 823, 9002, 912, 0002,947, 500

20,168, 4504, 596, 2505, 948, 000

40, 396,100

21, 982, 4504, 249, 500

17, 000, 050

43, 232,000

740,0002,511,000

900, 0001, 393, 750

728, 750

6, 273, 500

747, 750468,750,

1, 061, 750405, 000

1, 242, 000

353, 7501, 052, 5004, 997, 300

310, 0003, 513, 0001, 514, 000

15, 665, 800

9, 217, 3504, 073, 5506, 251, 0003, 043, 0001,869, 250

24,454,150

3, 333, 7501, 764, 8002, 507, 8003,122, 2502, 956, 250

13, 684, 850

1, 652, 75070, 500

1, 531, 250772, 300

50, 500

4, 077, 300

50, 00050, 000

569, 000749,750144, 050893, 350365, 000462, 500

1, 570, 500312, 500

5,166, 650

152, 950, 350

Circulation.

$3, 441, 5102, 620, 8002, 652. 750

18,15J, 6054,13*6, 6255,353,200

36, 356, 490

19,784, 2053, 824, 550

15,300, 045

38, 908, 800

666, 0002, 259, 900

810, 0001, 254. 375

655;875

5,646,150

672,975421, 875955, 575364, 500

1,117, 800

318, 375947,250

4,497, 570279, 000

3,161, 7001, 362, 600

14, 099, 220

8, 295, 6153,666,1955, 625, 9002, 738, 7001, 682, 325

22, 008,735

3, 000, 3751, 588,3202, 257, 0202, 810, 0252, 660, 625

12, 316, 365

1,487, 47563, 450

1, 378,125695, 070

45, 450

3, 669, 570

45, 00045,000

512,100674, 775129, 645804, 015328, 500416, 250

1, 413, 450281,250

4, 649, 985

137, 655, 315

Banks organized during year endedOctober 31, 1892.

No."

33

7

13

23

10

Capital.

$125,000210,000

615, 650

950, 650

300,000240, 000715, 000

15 1, 255, 000

1

i57

1

11

{ I22

i3

31

1112915

38

139131

27

4

2

1

7

321

43

182

26

*164

25,000

200, 000295,060

520,060

125, 000

150, 000100, 000

*100, 000100, 000

1,423, 455

80, 000160,000

2, 238, 455

1, 679, 5701,019, 8502,465, 000

50, 000446, 950

5,661, 370

695, 000628,850100, 000200,000

50, 000

1, 673, 850

251, 380

150, 000

100, 000

501, 380

147, 30090, 00050, 000

175, 000200, 000100, 000

50, 000650, 000100, 000

1, 562, 300

14, 363,065

Bonds.

$37, 50062, 500

162, 500

262, 500

75,00062,500

175, 000

312, 500

12,500

50, 00087, 500

150, 000

31, 250

37,50025; 00025, 00025,000

361,250

25, 00040, 000

570, 000

300, 000315, 000225, 000

12, 500125,000

977, 500

181, 250177, 500

50, 00050,00012, 500

471, 250

65,000

37, 500

25, 000

127,500

37, 50025, 00012,500

50, 00050, 00025, 00012, 500

162, 50025, 000

400, 000

3,271,250

Circulartion.

$33,75056, 250

146, 250

236, 250

67, 50056, 250

157,500

281,250

11, 250

45, 00078, 750

135,000

28,125

33, 75022, 50022,50022, 500

325,125

22, 50036, 000

513, 000

270, 000261, 000202,500

11, 250112, 500

857,250

163,125159, 75045, 000

1 45,00011, 250

424,125

58, 500

33, 750

22,500

114, 750

33, 750. 22,500

11,250

45, 00045, 00022,50011,250

146, 25022, 500

360, 000

2, 921, 625

*One bank restored to solvency.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS*


NPW HamDshire"VermontMassachusetts"Rhode Island

Division No. 1..


Division No. 2..

Dist ColumbiaVirginia"Wpsti Virginia

North CarolinaSouth Carolina .GeorgiaFlorida.Alabama

Texas

T©nness€>e

Division No. 4. .

OhioIndianaIllinoisMichiganWisconsin

Division No. 5..

IowaMinnesotaMissouriKansasNebraska

Division No. 6

Colorado

CaliforniaOregonArizona.

Division No. 7..

Indian Territory...OklahomaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming

Division No. 8..

United States

Increase in capital, bonds, and circulationof banks existing October 31,1891, andnumber of banks concerned in suchincrease.

No.

3

3

314

8

11

9

11

541

2

12

63

13

13

2

23

7

1

2

81

12

66

Capital.

$800, 000

800, 000

160, 00025, 000

300, 000

485, 000

50,00050,000

462, 200

562, 200

425, 000420, 000100, 000

60, 000

1, 005, 000

550, 000825, 000

50, 000275,000

1,700,000

175,000

250,000120, 000

545, 000

10,000

150, 000

825, 00010,000

995, 000

6,092, 200

Bonds. Circulation.

$1, 2506,250

112, 500

120, 000

96, 050

96, 050

177, 50050,00025, 000

15, 000

267, 500

87, 50017, 500

31, 250

136,250

31, 500

12, 50022, 500

66, 500

2,500

37, 500

117,5002,500

160, 000

846, 300

$1,1255,625

101,250

108,000

86,445

86, 445

159, 75045, 00022, 500

13, 500

240, 750

78,75015, 750

28,125

122,625

28,350

11, 25020,250

59, 850

2,250

33,750

105, 7502,250

144, 000

761,670

Total increase in capital, bonds, andcirculation and number of banksconcerned in such increase.

No.

33

10

16

54

14

23

1

15

7

1

222

31

13

41

16161017

50

1912144

40

6

431

14

423

4321

163

38

229

Capital.

$125,000210, 000

1,415,650

1, 750, 650

460, 000265, 000

1, 015, 000

1,740,000

25, 000

200, 000295, 060

520, 060

125,000

200, 000150, 000200,000

1, 885, 655

80, 000160, 000

2, 800, 655

2,104, 5701, 439, 8502, 565, 000

50, 000506, 950

6, 666, 370

1, 245, 0001, 453, 850

100, 000250, 000325, 000

3, 373, 850

426, 380

400, 000120, 000100, 000

1, 046, 380

157, 30090, 000

200,000

175, 000200, 000100, 00050,000

1,475, 000110, 000

2, 557, 300

20,455, 265

Bonds.

$37. 50062i 500

162,500

262,500

76, 25068, 750

287, 500

432,500

12, 500

50, 00087, 500

150,000

31,250

37, 50025, 00050, 000

457,300

25, 00040, 000

666, 050

477,500365,000250, 000

12, 500140, 000

1, 245, 000

268, 750195, 00050, 00050, 00043, 750

607, 500

96,500

50, 00022, 50025, 000

194, 000

40, 00025, 00050, 000

50, 00050, 00025,00012, 500

280, 00027, 500

560,000

4,117,550

Circula*tion. *

$33,75056,250

146,250

236, 250

68,62561, 875

258, 750

389, 250

11, 250

45, 00078, 750

135, 000

28,125

33, 75022, 50045, 000

411, 570

22, 50036, 000

599, 445

429, 750306, 000225, 000

11, 250126,000

1, 098, 000

241, 875175, 50045, 00045, 00039, 375

546, 750

86, 850

45, 00020,25022,500

174, 600

36, 00022,50045, 000

45, 00045, 00022. 50011. 250

252. 00024, 750

504, 000

3,683,295



CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—ContiimecL,


New HampshireVermontMassachusettsE,hode IslandConnecticut

Division No. 1..


Division No. 2..

M^arvlandDist. ColumbiaVirginia

Division No. 3..

North Carolina

GeorgiaFloridaAlabama

Texas

Tennessee

Division No. 4..

OhioIndianaIllinoisMichiganWisconsin

Division No. 5..

IowaMinnesotaMissouriKansasNebraska

Division No. 6..

CaliforniaOregonArizona. . .

Division No. 7..

Indian TerritoryOklahomaNorth DakotaSouth DakotaIdahoMontanaNew Mexico"UtahWashingtonWyoming

Division No. 8..

United States

Decrease in capital* bonds, and circulation, with number of banks concerned insuch decrease.

Failed and liquidating banks.

No.

12

3

2

4

6

1

1

1

112

6

2

13

82

32

15

21394

19

2

2

1

4

3

21

11

70

Capital.

$50,000500,000

550, 000

250,000

. 708,000

958, 000

100, 000

100,000

250, 000

50, 00050, 000

500,000

385, 000

350,000

1, 585, 000

883,900200, 000

285,600100,000

1,469, 500

200,00070,000

1,100, 000600,000250, 000

2, 220,000

650,000

650, 000

100, 000

275, 000

300,000

250, 000150, 000

1,075,000

8, 607, 500

Bonds.

$12, 50075, 000

87, 500

75, 000

295, 500

370, 500

25,000

25, 000

50, 000

13, 00012, 500

100,000

96, 250

75, 000

346, 750

339, 000125,000

112, 50025,000

601, 500

50, 00017,50075, 000

150, 00065, 000

357,500

87,500

87,500

25, 000

• 70,000

75, 000

62, 50037, 500

270, 000

2,146, 250

Circulation.

$11, 25067,500

78, 750

67, 500

265, 950

333,450

By banks existing October 31, 1891.

No.

2

2

4

14

5

I22, 500

22 500

45, 000

11, 70011, 25090,000

86, 625

67,500

312, 075

305,100112, 500

i6i, 25022, 500

541, 350

45, 00015, 75067, 500

135, 00058, 500

321,750

78,750

78,750

22, 500

63, 000

67, 500

56, 25033, 750

243,000

1, 931, 625

2

11

4

11

2

62

8

1

1

2

2

26

Capital.

$125, 000

275, 000

400,000

25, 000535, 000

560,000

300, 000

50,00050,000

400,000

10,00025,000

35,000

450, 000141, 900

591,900

500,000

500,000

150, 000

150, 000

2, 630, 900

Bonds.

$111, 500

Circula-tion.

$100,350

1111, 500

12,500

12,500

124,000

100, 350

11, 250

11, 250

111, 6Q0Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

REPORT OF THE COMPTROLLER OE THE CURRENCY. 137

CHA.NCJICS IN CAPITAL, BONDS, AND CIRCULATION, BV GEOGRAPHICAL DIVISIONS—

Continued.


MaineNew HampshireVermontMassachusetts

Connecticut

Division No. 1

New YorkNew JerseyPennsylvan ia

Division No. 2

DelawareMarylandDistrict of ColumbiaVirginiaWest Virginia

Division No. 3

North Carolina .South CarolinaGeorgiaFloridaAlabamaMississippi..LouisianaTexas

KentuckyTennessee

Division No. 4

OhioIndiana ..Illinois

Wisconsin

Division No. 5

Iowa . . . .MinnesotaMissouri ..KansasNebraska

Division No. 6

ColoradoNevadaCalifornia .. .OregonArizona

Division No. 7

Indian TerritoryOklahomaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming

Division No. 8

United States

Increase and i«

Total increas

Capital .

$125 000210, 000

1, 415, 650

1, 750, 650

460, 000265, 000

1, 015, 000

1, 740, 000

Bonds.

$37 50062, 500

162, 500

262, 500

76, 25068, 750

287,500

432,500

125 000

200. 000295, 060

520, 060

125, 000

200, 000150, 000200,000

1, 885, 655

80, 000160,000

2, 800, 655

2,104, 5701, 439, 8502, 565, 000

50, 000506, 950

6, 666, 370

1, 245, 0001,453,850

100, 000250, 000325, 000

3, 373, 850

426, 380

400, 000120, 000100, 000

1, 046, 380

157, 30090, 000

200,000

175, 000200 000100, 00050, 000

1, 475,000110,000

2, 557, 300

20,455, 265

12 500

50, 00087, 500

150, 000

31,250

37, 50025,00050, 000

457, 300

25,00040, 000

666, 050

477,500365, 000250, 00012,500

140, 000

1, 245, 000

268, 750195,00050, 00050, 00043, 750

607, 500

96 500

50, 00022, 50025, 000

194, 000

40,00025,00050, 000

50, 00050 00025, 00012, 500

280, 00027, 500

560,000

4,117, 550

c e a s e during

e.

Circulation.

$33 75056, 250

146,250

236,250

68, 62561,875

258, 750

389, 250

11 250

45, 00078, 750

135,000

28,125

33, 75022, 50045, 000

411, 570

22, 50036, 000

599, 445

429.750306, 000225;000

11,250126, 000

1,098,000

241, 875175, 50045, 00045, 00039,375

546,750

86, 800

45, 00020,25022, 500

174, 600

36,00022.50045, 000

45,00045, 00022, 50011, 250

252,00024,750

504,000

3, 683, 295

year ended October 31, 1892.

Total decrease.

Capital .

$125, 00050 000

500,000

275 000

950, 000

250, 00025, 000

1, 243, 000

1, 518, 000

100, 000

100, 000

250, 000

50, 00050, 000

500, 000

685,000

50, 000400, 000

1, 985, 000

883. 900210, 000

25, 000285,600100, 000

1, 504, 500

200, 00070, 000

1,100, 0001, 050, 000

391, 900

2, 811, 900

Bonds.

$111, 50012 50075, 000

Circulation.

$100, 35011 25067, 500

199, 000

75, 000

295, 500

370, 500

25, 000

25, 000

50,000

13,00012, 500

100,000

96, 250

12. 50075,000

359, 250

339, 000125, 000

112,50025,000

601, 500

50, 00017, 50075,000

150,00065, 000

357, 500

!650, 000500, 000

1,150, 000

100, 000

275,000

300, 000

• 250, 000300, 000

1,225,000

11, 244, 400

87, 500

87, 500

25, 000

70, 000

75, 000

62. 50037,500

* 270, 000

2, 270, 250

179,100

67, 500

265, 950

333,45G

22, 500

22, 500

45, 000

11,70011, 25090, 000

86, 625

11, 25067,500

323,325

305,100112, 500

101, 25022, 500

541,350

45, 00015, 75067, 500

135, 00058, 500

321, 750

78, 750

78, 750

22, 500

63,000

67, 500

56, 25033,750

243,000

2, 043,225



CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—Continued.


Maine .Hew HampshireVermontMassachusetts[Rhode IslandConnecticut

Division No. 1


Division No. 2

DelawareMaryland..,District of ColumbiaVirginiaWest Virginia

Division No. 3

North Carolina .South CarolinaGeorgiaFloridaAlabama . . .MississippiLouisianaTexasArkansasKentucky -Tennessee .. . .

Division No. 4

OhioIndianaIllinois[Michigan"Wisconsin

Division No. 5

IowaMinnesota .MissouriKansasNebraska

Division No. 6

ColoradoNevadaCaliforniaOregonArizona

Division No. 7

Indian TerritoryOklahomaNorth DakotaSouth Dakota -Idaho[MontanaNew Mexico"Utah"Washington^Vyoming

Division No. 8 *.

United States

Net increase and decrease—capital, bonds, and circulation.

Net increase.

Capital.

$125,00085,000

915,650

1,125,650

210, 000240,000

450, 000

25,000

100,000295,060

420,060

150, 000100, 000

1,200, 655

30,000

1,480, 655

1, 220, 6701, 229, 8502, 540, 000

406,950

5,397,470

1, 045, 0001, 383,850

2, 428, 850

426,380

100, 000

526, 380

157, 300

200, 000

175,000200, 000

50, 0001, 225, 0C0

2, 007,300

13, 836, 365

Bonds.

$37,500

87, 500

125, 000

1,25068, 750

70, 000

12, 500

25,00087,500

125,000

24, 50012, 500

361, 050

12,500

410, 550

138, 500240, 000250, 000

115,000

743, 500

218, 750177,500

396, 250

96, 500

22, 50025, 000

144, 000

40, 000

50, 000

50,00050, 000

12, 500217, 500

420, 000

2,434, 300

Circulation.

$33,750

78,750

112,500

1,12561,875

63, 000

11,250

22, 50078, 750

112, 500

22, 05011,250

324,945

11, 250

369,495

124, 650193,500225, 000

103, 500

646,650

196,875159, 750

« . •

356, 625

86,850

20, 25022, 500

129, 600

36, 000

45,000

45, 00045, 000

11,250195,750

378,000

2,168, 370

Net decrease.

Capital.

$50,000

275, 000

325, 000

228,000

228,000

125, 000

300,000

240, 000

665,000

235, 600

235, 600

1, 000, 000800. 000

66, 900

1, 866, 900

250,000380, 000

630,000

10,000

275, 000

200, 000

190, 000

675, 000

4, 625, 500

Bonds.

$49, 00012, 500

61,500

8,000

8,000

18, 750

50, 000

35,000

103,750

100, 000

100, 000

25, 000100, 000

21, 250

146, 250

37,500

37, 500

70, 000

50, 000

10,000

130,000

587, 000

Circulation.

$44,10011, 250

55, 350

7,200

7,208

16, 875

45,000

31, 500

93, 375

90, 000

90, 000

22, 50090,00019,125

131, 625

33,750

33,750

63, 000

45, 000

9,000

117,000

628,300


KEPORT OF THE COMPTROLLER OF THE CURRENCY. 189

TABLE SHOWING BY STATES THE AMOUNT OF NATIONAL-BANK CIRCULATION ISSUED,THE AMOUNT OF LAWFUL MONEY DEPOSITED IN THE UNITED STATES TREASURYTO RETIRE NATIONAL-BANK CIRCULATION FROM JUNE 20, 1874; TO OCTOBER 31,1892, AND THE AMOUNT REMAINING ON DEPOSIT AT THE LATTER DATE.

States and Territories.Additionalcirculationissued sinceJune 20,1874.

Lawful money deposited to retire national-bank cir-culation since June 20,1874.

For re-demption

of notes ofliquidating

banks.

To retirecirculationunder actof June 20,

1874.

To retirecirculation

under act ofJuly 12,1882.

Totaldeposits.

Lawfulmoney ondeposit

with theUnitedStates

Treasurerat date.

MaineNew HampshireVermontMassachusettsEhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia-.VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana—«TexasArkansasKentuckyTennesseeMissouriOhio.IndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoIdaho - . .MontanaWyomingNorth DakotaSouth DakotaWashingtonCaliforniaUtahN e w MexicoArizonaOklahomaIndian TerritoryLawful money depos-ited prior to June 20,1874, and remaining'at that date

$3,499, 3592, 402, 6954, 077, 50543,307, 0957, 628, 8559,483, 550

48, 930, 4606, 407. 27032,859;345

914, 8104, 233, 895790,150

2, 210, 820844, 499

1, 647,160405,180

1, 376, 340414,000

1,190, 670356, 600

2, 863, 5605, 687,450

646, 4508,165, 0392, 345,4204, 700,130

21, 290,1068, 280,1908, 574, 5655, 270, 9203, 478, 5905, 339, 3492, 722, 3053, 800, 3053, 657, 825

76,950781, 750

2, 306, 855202, 895

1,101, 220266, 345864, 450803,475

2, 077,1853,007, 620713,150382,500121. 04067,50080, 990

$888, 787527,118

1, 096, 4071, 966,100

317, 0171, 070, 3619, 622, 5651,431,9884, 969, 251

184,800455, 664

1, 208, 869950, 310389, 66081, 050365,12563, 210

317, 598

""666," 413*340, 51767,130

1, 802, 5041, 051, 4011, 486, 6058,170,9345, 466, 0033, 937,1483, 347, 4561, 359, 2931,947, 6631, 087, 3041, 563, 085

370, 290

""""i6,"720369,97511, 250189,940

107, 640133,820129,200269, 640161,19159, 75050, 59021,800

$4, 465, 2352.416,1705, 009, 603

53,940,6138, 858,456

13, 777, 50757, 455, 9619, 022,99236,100, 274

997, 0006, 348, 665899,740

2, 377, 275922. 740

2,153, 2101, 896, 6751,678, 855

7, 7901, 076, 320

38,4503, 671, 9001,135, 308403,120

8, 630, 0682,172, 7566,159, 34119,951,00611, 959, 25311,913,1265, 5.35, 0052,702, 3884, 826, 9382, 614, 8271, 012, 2751,151,665

18, 500180, 860712, 72090, 268

334, 61020, 250

195,570100, 330374, 600

1,340,500527, 550285, 2008, 500

$2, 568, 0181,472,1751, 913, 262

24, 669, 8975, 977, 0426,422, 927

15, 525, 8423, 084, 530

15, 837, 882458, 645

3, 665, 62576, 310

699, 630551, 01576, 920

129, 830547,910

113, 972

802,256'90, 80581, 700

1, 302, 992445,818604, 259

5, 010, 3791, 246, 6441, 546, 506

399, 284638,828646, 965430, 91463, 201

221, 980

82,450263, 81014,76229, 470

$7,922,0404, 415, 4638, 019, 272

80, 576, 61015,152,51521,270,79582, 604, 36813, 539, 51056, 907, 4071,455, 64510,199, 0901,431, 7144, 285, 7742, 424, 0652, 619, 7902,107, 5552, 591, 890

71,0001, 507, 890

38, 4505,140, 5631, 566, 630

551, 95011, 785, 5643,669, 9758, 250, 20533,132, 31918, 671,90017, 396, 7809, 331, 7454,700, 5097,421,5664,133, 0452, 638, 5611,743, 935

13, 500274, 030

1, 346, 505116, 280554, 02020, 250

303, 210234,150503,800

1, 610,140688,741344, 95053,09021,800

Total *272,656,387 60, 085,142 297, 560, 965

$682, 578424, 559364, 584

4, 333, 768915,391

1, 300,1013,977, 364

803, 3823, 443, 319

147, 550696, 29424, 543

199, 896128,18863,83168, 724

131, 65444,165

126, 011147

258, 933137, 91428. 631598i 289279,295309,704825, 507860,481539, 337480, 296263, 912295. 991151, 879388, 426145,164

99822, 384166,5617,542

14, 892

8,49350, 70063,738210,57043,66735,4881,390-

19, 890

3, 813, 675

97, 714, 449 459,174,231 ^25,086,131

* This includes circulation issued under act of July 12,1882.t Exclusive of $104,952 on deposit to retire circulation of national gold banka.



STATEMENT SHOWING THE AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, THEAMOUNT OF LAWFUL MONEY ON DEPOSIT WITH THE TREASURER OF THE UNITEDSTATES TO REDEEM NATIONAL-BANK NOTES, AND THE KINDS AND AMOUNTS OFUNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATION AND PUBLIC DE-POSITS ON OCTOBER 31, 1892, WITH THE CHANGES DURING THE PRECEDING YEARAND THE PRECEDING MONTH.

National-bank notes. October 31,1891.

September30, 1892.

Total circulation.

Total amount outstanding at the dates namedAdditional circulation issued during the intervals:

To new banksTo banks increasing circulation

$172, 067, 721

2, 867, 62010, 856, 244

$172, 680,918

78, 770526, 319

AggregateSurrendered and destroyed during the intervals .

Total amount outstanding Oct. 31, 1892* . . .

185,791, 58513,464, 391

173, 286, 007958,813

172, 327,194 172, 327,194

Increase in total circulation since Oct. 31, 1891Decrease in total circulation since Sept. 30, 1892

259,473353,724

Circulation based on United States bonds.

Amount outstanding at the dates namedAdditional issued during the intervals as above .

136, 753, 8371.3, 723, 864

147,191,593605, 089

Aggregate. 150,477, 701 147,796, 682

Retired during the intervals:By insolvent banksBy liquidating banksBy reducing banks

761,8201, 311, 8801,162, 938

309, 080191, 25055,289

Total retired during the intervals .

Outstanding against bonds Oct. 31, 1892 .

3, 236, 638 555,619

147, 241, 063 147,241,063

Increase in circulation since Oct. 31, 1891 . .Increase in circulation since Sept. 30, 1892 .

10,487,22649, 470

Circulation secured by lawful money.* October 31,1891.

October 31,1892.

Amount of outstanding circulation represented by lawful money on de-posit with the Treasurer United States to redeem notes:

Of insolvent national banks : .Of liquidating national banks ".Of national banks reducing circulation under section 4 of the act of

June 20,1874Of national banks retiring circulation under section 6 of the act of

July 12, 1882

$719, 8175, 279, 966

9, 679, 513

19, 634, 588

Total lawful money on deposit. 35, 313, 884

$1,108, 5595, 056, 407

3, 287, 919

15, 633, 246

25, 086,131

Lawful money deposited in October, 1892National-bank notes redeemed in October, 1892

Decrease in aggregate deposit since Oct. 31,1891Decrease in aggregate deposit since Sept. 30, 1892

10, 227, 753

547, 598950, 792

403, i94

United States registered bonds on deposit.To securecirculating

notes.

To securepublic de-

posits.

Pacific railroad bonds, 6 percent* $11, 852, 000Funded loan of 1891, 4* percents continued at 2 per cen t 21, 897, 850Funded loan of 1907, 4 percents ! 131,133,150

$1,116, 0001, 553. 000

12, 563; 000

Total on deposit ! 164, 883, 000 15,232,000

* Circulation of national gold banks, not included in the above, $104,952.



STATEMENT OF QUARTERLY INCREASE OR DECREASE OF NATIOXAL-BANK OIKCU-LATION, FROM JANUARY II, 1875, TO OCTOBER 31, 1892.

National bank.

Issued. I Retired.

From Jan, 14 to Jan. 31,1*75 .For quarter ended —

Apr. 30, 1875July 31,1875Oct. 31.1S75Jan. 31,1870Apr.July(Jot*.Jan.Apr.JulyOct.J an.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.Jan.Apr.JulyOct.

1876..1876.3876.1877.1877.1877.1877.1878.1878.1878..1878..1879..J 879"..1879..1879...1880..1880..1880..1880...1881..1881..1881...188.1..1882..1882..1882..1882..1883..1883..1883..1883..1884..1884..1884..1884..1885..1885..1885..1885..188(5..1886..1886..1886..1887..1887..1887..1887..1888..1888..1888..1888..

1889.1889.1889.1890.1800.,1890.1890.1891.1891.1891.1891.1892.1892.1892.1892.

TotalSuriendered to tliis office and retired from

Jan. 14,1875, to Oct. 31,1892

$537,580 |

4,409,2204,124,165 I1,915,710 !2,504,600 I

877,5801,107,1102, 604, 3903,188, 6304, 363, 0103, 000, 2305, 754,1606,725,5853, 036, 7604, 252, 9802/276,360.'$i 097, 0607, 039, 3003,674, JgQ9,122", W P7. 289, 8053T163, 8201,748,6601,199, 9302, 234, 780

12,690,8909, 569, 4106, 484, 5505, 625, 2002, 991, 4004, 054, 7409, 792, 9104, 588. 8503, 638, 6503,527,1002, 755, 6002,748, 2702, 052, 2942, 778, 9602,792,1701, 265, 5202,125, 2602,160,1105, 591, 7607, 751, 7944,700, 3841, 469, 3251, 566, 7001, 243, 5502, 961, 7752, 936, 6704, 021, 3506,144, 6297,755,4166,188,5311, 049, 765

930,4451,179,1651,376, 2001,783,9201, 428, 8953,469, 3452, 481, 9901, 817, 5251, 765, 5401, 397,1354, 065, 7758, 230,0005,241,4453, 217, 9452, 992, 8052, 271, 669

267, 921,887

Grand total | 267,921, 887

$255, 600

3, 336, 8045, 423,9305, 553, 971.3, 852, 7315.425, 5399, 6G3, 98-18,564, 7274, 759, 0155, 005, 5964, 984, 3993, 516, 3212, 701, 8851, 906, 7203,453, 0802, 924, 430

747, 3271,822,988'2, |15, 524

• 1,754,558" 674,1291, 555, 7662,427, 3981, 535, 7601, 361, 5344.426, 5964, 734, 5783! 182, 5513, 354,1534,414, 8655, 741,4565,611,4974, 927, 0206, 510, 2456\ 868, 2456, 369, 2735; 172,7148,430, 8047, 883, 9976,833, 8747, 812. 0558 :

Increase.

$281,980 I

1,072,416 j

.Decrease.

8 135:5, 731,6, 758,5, 581,8, 397,8. 425,6, 468,9, 580,

11, 014,11.307.8, 42li

12,190,15, 005,15,115,11, 277,11, 031,11, 789,11, 791,7, 894,8, 865,8,496,7, 545,6, 444,5, 896,6, 578,5,973,4, 462,4, 220,3, 934,2, 824,2, 439,

431, 825, 542

16, 283, 878

448,109, 420

1

I

2, 237, 8394, 023. 7001,130, 039

797, 900

2, 34!), 7335, 216. 312959,306

7, 367, 7426, 615, 6761, 608, 054

873, 2468, 264, 2944. 834, 8323, 301, 9992, 271, 047

4,181, 413

2,170,533

3, 767,1501, 020, 938

168,061

64, 516, 210

64,516, 210

$1, 299,7613, 638, 2611, 348,1314, 547, 9598, 556, 8745, 960. 3331,570,386042,586

1,984,169

648,070

678,738335, 830

1, 423,4651,686,710

338,1702,871,5953, 341,1453, 613, 6732,424,4446,378,5105,105,0374, 041, 7046, 576, 5356, 009, 8523, 571, 5631,166, 394

3, 696, 7796, 956,1614, 901, 5278, 337. 4238,052, 2828, 371, 0484, 400,1796, 045,5307,250,1638,926, 654

10, 228, 00310,101,05310,609,99610,415,4386,110, 5337,436,1065,026, 9605, 063,1264, 626, 6504,131, 0545,181,4441, 907, 746

716,484

167, 617

228,419,865

16,283,878

244, 703, 743Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

STATEMENT OF NATIONAL-BANK NOTES ISSUED, KEDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31, IN EACH

YEAR FROM 1864 TO 1892, INCLUSIVE.

Tear. Ones. Twos. Fives Tens. Twenties. Fifties.One

hundreds.Five

hundreds.One th on

sands. Total.

1804. Issued .

1805.

RedeemedOutstanding j

Issued $2, 020,167Redeemed iOutstanding

$26, 924,100 $19,708, 260 $6, 536, 920

1866...

1867..

1868...

2,020,167

7, 699,1827,680

7, 691, 502

8,396,17958, 606

8, 337, 573

8, 947, 79827-2, 997

8, 674, 801

j Issued ' | 9,663,584! Redeemed I 973, 427

Outstanding 8, 690,157

IssuedRedeemedOutstanding.

IssuedKedeemedOutstanding.

IssuedRedeemedOutstanding

1870...

1871.

1872.

1873...

1874...

IssuedRedeemedOutstanding

IssuedRedeemedOutstanding .




10, 843, 6932, 752, 6888,091, 005

12, 673, 8675,471, 7997, 202, 068

14, 297, 3607,919, 3886,377,972

15, 526,1899,891, 6065, 634, 583

16, 550, 25911,143, 606

5,406, 653

$1, 346, 778

" i , " 346," 778'

5,156, 01211, 700

5,144, 312

5, 622, 72242,356

5,580,366

5, 990, 468156,016

5, 834,452

6, 468, 392497, 538

5,970,854

7,256, 5581, 437, 3185, 819, 240

8, 482, 4343,114, 8905, 367 544

9,565,2564, 816, 7784, 748,478

10,390,2226,241,4464,148, 776

11, 078, 2267,110,03o

26, 924,100

84, 796, 000104, 820

84, 691,180

111, 115, 620153,175

110, 962,445

113, 535,300753, 855

112, 781,445

115,738,1402, 515, 095

113, 223, 045

118, 674, 7405,146, 030

113, 528,710

124,376, 6209,035, 250

115,341, 370

142,195,82017, 014, 975

125,180,845

159,666,74029,803,335

129, 863, 405

174,472, 28045,709,815

128, 762, 465

196, 215,68065, 208,025

131, 007, 655

19,708, 260

53,493, 210195,800

53, 297,410

75, 807, 000225, 390

75,581, 610

77,899, 270510,620

77, 388, 650

79,227, 6201, 300, 500

77, 927,120

81,107, 8202, 847, 390

78, 260, 430

85,118,9505, 060, 560

80,058, 390

98, 246, 3009, 689,570

88,556, 730

112,534. 52016, 997; 02095, 537, 500

125, 603, 99025.730, 70099, 873, 290

133, 370. 76039,127, 07094,243, 690

6, 536, 920

28, 209, 50026,580

28,182, 920

42, 278,70042, 060

42,236, 640

43, 615,720198, 080

43,417,640

44,430, 700759,760

43, 670, 940

45,490,0401, 496,400

43,993,640

48,208,9802, 701,960

45, 507, 020

56,132, 0405, 076,520

51,055,520

64, 513, 7608, 777,040

55,736,720

72,164, 38013, 061,42059,102, 960

79, 242,18019, 832,16059,410,020

$2, 491,300

"2,"49i,"30b"

10, 349, 70046, 550

10, 303,150

16,473, 70076, 050

16,397, 650

17,469,850432,300

17, 032,550

17,775,450880,950

16, 894,500

18, 205,3501, 502,05016,703, 300

19,180, 6002, 501, 05016,679, 550

21, 806, 8504, 277, 25017, 529, 600

24, 859, 9506, 309, 00018, 550, 950

27,987,1008,448, 800

19, 538, 300

33, 348, 50011. 577,80021, 770, 700

$2, 903, 400

2, 903,400

15, 033, 60089,500

14, 944,100

24, 657, 500172, 700

24,484,800

26, 243, 600877, 000

25,366, 600

26, 766, 6001, 598, 000

25,168, 600

27,526, 3002, 708,100

24, 818, 200

28, 667, 2004, 587, 500

24, 079, 700

32, 365, 5007, 846,100

24,519,400

36,779, 70011, 098,90025, 680, 800

41, 661, 00014, 405, 70027, 255, 300

49, 250, 20019, 657, 20029, 593, 000

$250, 000

250, 000

5,446,500 1 $4,404,0001,000

5, 446, 500 4,403, 000

6, 669, 500302, 500

6, 367, 000

6, 691, 500671, 500

6, 020, 000

6, 744, 500 I909,000

5, 835, 500

6,838, 5001, 347, 0005, 491, 500

6, 980, 0002, 096, 0004, 884, 000

7, 326, 5003, 078, 0004, 248, 500

7, 810,5003, 933, 5003, 877, 000

8, 233, 0004, 829, 0003,404, 000

8, 657, 0005,838, 0002, 819,000

4, 728, 000507, 000

4,221, 000

4, 728, 0001, 563, 0003,165, 000

4, 746, 0001,858,0002, 888, 000

4, 769, 0002, 501, 0002, 268, COO

4, 779, 0003, 380, 0001, 399, 000

4, 843, 0004, 028, 000

815,000

4, 933, 0004, 315, 000

618,000

5,158, 0004, 530, 000

628, 000

5, 250, 0004, 683, 000

567, 000

$58,813, 980

""58* 813," 980

205,099, 455

464, 250

204, 635, 205

294, 585, 2141,498, 255

293,086,959

304, 202,1415,107,317

299, 094, 824

310, 367, 27610, 250, 318300,116, 958

318, 743, 72619, 018, 935

299. 724, 791

335,411, 60133, 552, 326301, 859, 275

384,072, 31159, 597,104324,475, 207

434, 960, 78693, 969, 961340, 990, 825

481,196,161132, 848,487348, 347, 674

532, 962,805184,176, 899348, 785,906


1 8 7 5 . . .

1876 . . .

1877 . . .

1878 . . .

1879 . . .

1880 . . .

1 8 8 1 . . .

1882 . . .

1883 . . .

1884. . .

1885 . . .

Issued ) 18,048,176Redeemed I 14,092,126Outstanding 3,956,050

Issued 18,851,264Redeemed 15,556,708Outstanding 3,294,556

Issued 20,618,024Redeemed | 16,815,568Outstanding 3,802,456

1886.

1887...











22,480,41518,194,1964,286,219

23,169, 67719, 600,477

3, 569,200

23,169, 67720, 875, 215

2, 294,462

23,169,67721, 838, 565

1, 331,112

23,169, 67722, 353,877

815,800

23,169, 67722, 593, 909

575, 768

23,169, 67722, 671, 936

497, 741

23,169, 67722, 731, 963

437, 714

23,169, 67722, 757, 987

411, 690

23,169, 67722, 776,403

393, 274

12, 079, 5049, 233,2462,846,258

12, 614,89610, 249,0922,365,804

13,793,93611, 111, 0522, 682,884

15, 035,53012,053,3842,982,146

15,495, 03813,002, 5402,492,498

15,495, 03813,887,7781, 607, 260

15,495,03814, 572, 868

922,170

15,495, 03814, 968, 280

526, 758

15, 495, 03815,141, 806

353, 232

15,495,03815, 206, 570

288, 468

15, 495, 03815, 257,754

237, 284

15,495, 03815,279,612

215,426

15,495,03815, 293,440

201,598

235,275, 920124,633, 860110,642, 060

258,917, 640161,910,28097,007,360

284,084, 240190,579,34093,504, 900

305,956,440213,417,16592,539, 275

327,892,200229, 980, 38097,911, 820

345,659, 880245,749,12099,910, 760

368,062, 520267, 582,440100,480, 080

393,487,120296,566,16596, 920, 955

417, 236, 040325, 712, 83591, 523, 205

440, 505, 940355,196, 78585, 309,155

466, 042, 000384, 085, 33081, 956, 670

488, 336,800405, 546, 32082, 790, 480

502, 277, 620425,853, 95576, 423, 665

174,105, 07076,085,32098, 019,750

200, 086, 520103, 692,14096,394,380

222, 660,640124, 347, 79098, 312, 850

241, 572, 930138, 591, 490102, 981,440

259,042, 230149,305, 990109,736, 240

272, 031, 680158,211,100113, 820, 580

294,775,190173, 466, 350121, '60S, 840

320,422, 600197, 709, 340122, 713,260

345,440, 860227,123, 550118, 317,310

371,821, 020260, 501, 070111, 319, 950

398, 040, 010293, 828, 720104, 211, 290

416, 959, 700317, 672, 78099, 286, 920

427, 627,990337, 999, 28089, 628, 710

105, 921,28040,489, 28065, 432, 000

121, 729,84057,444, 92064,284,920

135, 525, 06070, 470, 56065, 054, 500

146, 883,34079,063, 56067,819,780

157, 399, 02085,146, 86072,252,160

165, 327, 96090,096,40075, 231, 560

178,816,34098,099,84080, 716, 500

195,035,680 I111,434,14083,601,540 j

211,576,920 '128,492, 76083, 084,160

228,841, 820149, 635, 24079, 206, 580

246, 363,460171, 275, 94075,087, 520

258,912, 360187, 957,12070, 955, 240

266, 022,900201, 838, 86064,184, 040

44, 209, 25019, 051, 85025,157,400

49, 281, 75025, 789, 20023,492, 550

53,990, 05031,733,95022, 256,100

57, 379,90036,411,10020, 968, 800

60, 589, 05039, 263,15021,325,900

62, 694, 25041,274,95021,419, 300

67, 879, 70044, 594, 50023, 285, 200

72, 667, 20049, 009,10023, 658,100

77, 801,45054, 535,15023, 266, 300

83, 051, 50060,828, 65022, 222, 850

87, 927, 65067, 288,10020, 639, 550

90, 759, 70072, 565, 05018,194, 650

92,481, 65076,807,15015, 674, 500

64, 585, 80029, 942, 80034, 643, 000

71, 092, 00039, 578, 50031, 513, 500

76, 733, 70047,931,70028, 802, 000

81, 292, 30054,185, 90027, xO6,400

85, 074, 00058,160,40026,913, 600

87, 951, 00061, 060,10026, 890, 900

95,973,20066, 020, 20029, 953, 000

103, 513, 80071, 913, 00031, 600, 800

111, 474, 20078,912,50032, 561, 700

119,977,00087,454,300 j32,522,700 j

128, 770, 60097,192, 20031, 578, 400

134, 202.100105, 533,000

28, 669,100

137, 516, 600112, 745, 300

24, 771, 300

9, 223, 0007, 236, 5001, 986, 500

9, 345, 5008,108, 5001, 237, 000

9, 906, 0008, 807, 5001,188, 500

10, 090, 0009, 447, 500

642, 500

10, 270, 0009, 643, 500

626, 500

10. 366, 5009, 742, 000

624, 500

10, 964, 50010, 247, 500

717, 000

11,378,50010, 440, 000

938, 500

11, 566, 50010, 683, 500

883, 000

11, 853, 00010, 990, 500

862, 500

11,947, 00011, 363, 500

583, 500

11, 947, 00011, 569, 000

378,000

11,947, 00011, 646, 500

300, 500

5, 540, 0005, 047,000

493, 000

5, 549, 0005,272,000

277,000

5, 678,0005,411, 000

267,000

6,214, 0005,900, 000

314, 000

6, 350,0006, 057, 000

293, 000

6, 373, 0006,124, 000

249, 000

7,154, 0006, 943, 000

211,000

7,197, 0006, 990, 000

207, 000

7, 287, 0007,092, 000

195, 000

668, 988, 000325, 811,982343,176, 018

747,468, 410427, 601,340319,867, 070

823, 079, 650507,208,460315, 871,190

886, 904, 855567, 264, 295319, 640, 560

945, 281, 215610,160, 297335,120, 918

989, 068, 985647, 020, 663342, 048, 322

1, 062,290,165703, 365, 263358, 924, 902

1,142, 366, 615781, 383, 902360, 982, 713

1, 221, 047, 685870,288, 010350,759, 675

7, 379, 000 1,302, 093, 9957,156,000 i 969,641,051

223,000 332,452,944

7, 379, 0007, 238, 000

141, 000

7, 379, 0007, 290, 000

89, 000

7, 379, 0007, 305, 000

1, 385,134,4351, 070, 261, 507

314, 872, 928

1,447,161, 8751,146,170, 869

300, 990, 5Q6

1,483, 917,4751, 212, 265, 888

woo

Io

o

74.000 I 271, 651,587 a-*


STATEMENT OF NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ETC.—Continued. *—*•

Year. Ones. Twos. Fives. Tens. Twenties. Fifties.One

hundreds.Five

hundreds.One thou-

sands. Total.

1890..

1891.- -

1892...

IssuedRedeemed...Outstanding.

IssuedRedeemed...Outstanding.

IssuedRedeemedOutstanding..



$23,169,677! 22,783,281! 386,396

23,169, 67722, 794, 643

375, 034

23,169, 67722, 800, 061

369, 616

23,169, 67722,802, 625

367, 052

23,169, 67722, 806, 348

363,329

$15,495, 03815, 298,872

196,166

15,495, 03815, 306, 858

188,180

15,495, 03815, 311,146

183,892

15, 495, 03815,313, 292

181, 746

15,495, 03815, 316,106

178, 932

$520,506, 800453,086, 54067,420, 260

532,659,620476, 027, 77556, 631,845

544,788,840494,306,19050,482, 650

561,426,260511, 284, 97550,141, 285

577,190, 300527, 218, 37049,971, 930

$442,223, 330364,436, 60077,786, 730

451,361,990386,221,11065,140, 880

461,240, 000403,621,26057,618,740

474,952, 880421,173, 99053, 778, 890

491,530, 600437,176,70054,353, 900

$275,754,140218, 806, 92056, 947, 220

281,804, 220232, 686,32049,117, 900

288, 323, 560244, 251, 90044, 071,660

297, 355, 680256,301. 38041, 054, 300

308, 389, 420267,451, 74040,937, 680

$94, 893, 35081, 230, 40013, 662, 950

95,997, 25084, 750,70011,246,550

97,468,10087. 709, 8009,758,300

99, 848, 70090, 406, 4009,442, 300

102, 085, 55092, 916,7009,168, 850

[NOTE.—First issue Dee. 21,1863; first redemption Apr. 5,1865.]

$142,217,600119,872, 00022, 345, 600

144, 384,000125, 601,80018, 782, 200

147, 273,300130, 537,20016, 736,100

151, 976,100135,172, 50016, 803, 600

156, 315,100139, 439, 80016, 875, 300

$11, 947, 00011, 706, 500

240, 500

11, 947,00011, 737, 500

209, 500

11, 947, 00011, 764, 000

183, 000

11, 947. 00011,779^ 500

167, 500

11, 947, 00011, 794, 000

153, 000

$7, 379, 0007, 320,000

59, 000

7, 379,0007, 327,000

52,000

7, 379, 0007, 333, 000

46, 000

7, 379, 0007, 337, 000

42, 000

7. 379, 0007,345, 000

34, 000

$1,533,585 9351, 294, 541,113239, 044, 822

1, 564,197, 7951, 362, 453, 706201,744,089

1, 597, 084, 5151, 417, 634, 557

179, 449, 958

1, 643, 550,3351,471, 571, 662171,978, 673

1, 693, 501, 685i; 521, 464; 764

172, 036, 921

O

O

o

O

o

o



STATEMENT OF NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND OUTSTAND-ING OCTOBER 31, 1892.

Denomina t ions .

F i v e sT e n s . . . . .T w e n t i e s - - - - - - - - . . . . . . . .F i f t i e sOne h u n d r e d sF i v e h u n d r e d s . . . . . . .One t h o u s a n d s

TotalFractions unredeemed

Issued.

$364,140746, 470722, 580404! 850809, 700342, 500

75,000

3,465, 240

Redeemed.

$343, 090716,460695,340396, 200793,800340,500

75,000

3, 360, 390+102

3, 360, 288

Outstand-ing.

$21,05030,01027. 240

8, 65015, 9002,000

104,850- 1 0 2

104, 952

STATEMENT OF NATIONAL BANK NOTES ISSUED DURING THE YEAR ENDED OCTO-BER 31, 1892, WITH THE TOTAL AMOUNT ISSUED, REDEEMED, AND OUTSTANDING.

Denominations.Issued

during theyear.

Total is-sued pre-

vious years.Total issues

to Oct. 31, 1892.Total redemp-

tions Oct. 31, 1892.CirculationoutstandingOct. 31, 1892.

OnesTwosFives -TensTwentiesFiftiesOne hundredsFive hundredsOne thousands

Total | 49, 951,350 1, 643, 550, 335 1, 693, 501,Unpresented fractions of notes to be deducted from notes redeemed

and added to amount of currency outstanding

$15, 764, 04016, 577, 72011, 033, 7402, 236, 8504, 339, 000

$23,169, 67715,495, 038

561, 426, 260474, 952, 880297, 355, 68099,848,700

151, 976,10011, 947,0007, 379. 000

$23,15,

577,49 L,308,102.156,

11,7,

169, 677495, 038190, 300530, 600389,420085, 550315,100947, 000379,000

T o t a l .

$22, 806,15, 316,

527, 218,437,176,267, 451,

92, 916,139, 439,

11, 794,7,345,

348. 00106. 00370.00700.00740. 00700. 00800. 00000.00000.00

$363,178,

49, 971,54, 353.40, 937,

9,168,16,875,

153,34,

329. 00932.00930.00900. 00680. 00850.00300.00000. 00000. 00

1, 521, 464, 764. 00

27, 010. 25

1, 521,437, 753. 75

172, 036, 921. 00

27, 010. 25

172, 063, 931. 25

9647 10



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, BONDS ACTUALLY HELD ON SEPTEMBER 30, 1892,MINIMUM AMOUNT OF BONDS REQUIRED BY LAW, AND THE EXCESS OF BONDS ONSEPTEMBER 30,1892, AND SEPTEMBER 25, 1891.

States, Territories, andreserve cities.


BostonRhode IslandConnecticut

Division No. 1

New YorkNew York CityAlbanyBrooklyn

New JerseyPennsylvania

PhiladelphiaPittsburg

Division No. 2

DelawareMaryland

BaltimoreDistrict of Columbia

"Washington"VirginiaWest Virginia

Division No. 3

North CarolinaSouth CarolinaGreorgiaFlorida.AlabamaMississippi^LouisianaNew OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4

Ohio .CincinnatiCleveland

IndianaIllinois

ChicagoMichigan .. - -DetroitWisconsin

Milwaukee

Division No. 5

Iowa» - . . . . . . . . . . . . .Des Moines

MinnesotaSt. PaulMinneapolis

MissouriSt. LouisKansas CitySt. Joseph

KansasNebraska

Omaha

Division No, 6

No. ofbanks.

815449

213555984

595

26648

65

983074126

797

184322

1123628

160

2314321829131110

22310721055

522

2161310

10618823968

743

737

1574

595

579

114

142128

9

592

Capital.

$11,090, 0006, 272,5007,160,000

46,130, 70053,100, 00020. 277, 05022,999, 370

167, 029, 620

33, 344,06049, 650, 000

1, 550, 0001, 352, 000

14,528,35037,742,39022, 465, 00010,900, 000

171, 531,800

2,133, 9853,561, 700

13, 243, 260252,000

2,575, 0004,656,3002,800, 650

29, 222, 895

2,625,1801,623, 0004, 541, 0001,350, 0003,919,0001,165,000

810, 0003,625, 000

26, 315,4951,600,000

10,477, 9004,901,500

10,179,455

73,132, 530

26, 889,8709,100,0008, 050,000

13,447, 00017,046,00022,900, 00010, 634, 000

4, 400, 0006, 652, 650

850,000

119,969,520

13, 820,000700, 000

5, 668, 8504, 800, 0004,931,0004, 590, GOO

10. 700, 0006, 900,0002, 000, 000

12,442,1009, 368,1004,150, 000

80, 070,050

United States bonds.

Heid Septem-ber 30,1892.

$3, 848,9002,913,0003, 050, 000

16, 610, 4505, 610, 0006, 242, 2506,183,000

44,457, 600

14,363,7006, 709, 000

300, 000542,000

4, 319, 75012,445, 5504,187, 5001, 780, 000

44, 647, 500

740, 0001, 548, 5001, 300, 000

250,000650, 000

1, 418, 750791, 250

6,698, 500

769,000468,750

1,086,250380,000

1,152,000352,750252, 500950,000

5,296,850310,000

3,477,500500,000

1,479, 000

16,475,600

8,493, 5002,767,000

675, 0004, 221,0505,132,0001,300,0002, 443,000

500,0001,684,250

350,000

27, 565,800

3,364, 500150, 000

1, 267, 300300,000350, 000

1,182, 800450,000550,000300, 000

2, 892, 7502, 326, 250

730, 000

13,863,600

Minimumrequired.

$2,097, 5001, 543,1251,477, 5008, 565,1752, 750, 0002, 437, 5003,412, 075

22, 282, 875

7,398, 6652, 400, 000

300, 000250, 000

2,942,0878,306, 8422, 037, 5001, 275, 000

24, 910, 094

455,200877, 500

1,100, 00050, 000

575,000985,000698, 662

4,741,362

631, 295393, 250935, 250337, 500786, 000291,250202,500500,000

5,226,374300,000

2, 313, 225500,000

1,451,114

13,867, 758

5, 890, 793650,000500, 000

2, 974, 2504,167, 7501,150, 0002,279, 750

400,0001, 610, 663

150,000

19,773, 206

3, 080, 000150, 000

1,173,462250, 000350, 000

1,135, 000450,000525,000175, 000

2, 723. 0252, 254, 525

450,000

12,716, 012

Excess of bonds.

September30,1892.

$1, 751, 4001, 369, 8751, 572, 5008, 045, 2752, 860, 0003, 804,7502,770, 925

22,174, 725

6, 965. 0354,309, 000

292, 0001,377, 6634,138, 7082,150, 000

505, 000

19, 737; 406

284, 800671,000200, 000200,000

75, 000433,750

92, £88

1,957,138

137. 70575, 500

151, 00042, 500

366. 00062.50050,000

450, 00070,47610, 000

1,164, 275

27, 886

2,607,842

2, 602,7072,117, 000

175,0001, 246, 800

964, 250150, 000163, 250100,000

73, 587200,000

7, 792, 594

284, 500

93, 83850, 000

47, 800

25, 000125, 000169,725

71, 725280,000

1,147,588

September25, 1891.

$1,746,4001,360,7501,452, 5007,002,5751, 625, 0001, 878, 7502, 357,675

17,423, 650

6, 380, 7854,416, 500

100, 000292, 000

1, 336,4133,277,4521,543,000

155,000

17,501,150

284,800444, 550100,000200, 00075,000

446, 00091, 750

1, 642,100

87, 62575,500

151, 50055, 000

361, 00062,500

350,00054, 35010, 000

579,775

12,750

1, 800, 000

1,987, 63890, 000

175, 0001, 280, 800

955, 750150,000200, 750

116, 750100,000

5, 056, 688

307,500

77, 30050,000

47,800

125, 000107,225102,975

817,800



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, ETC.—Continued.

States, Territories, and No. ofreserve cites. banks. Capital.

United States bonds.

Held Septem-ber 30, 1892.

Minimumrequired.

Excess of bonds.

September30,1892.

September25,1891.

ColoradoNevadaCalifornia

San FranciscoOregonArizona

Division No. £

Division No. 7

!N"orth Dakota —South DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming.. -OklahomaIndian Territory.

236

United States 3,773

$9, 065, 000282,000

5, 675, 0002, 500, 0003,945,000300,000

$1, 699,25070,500

1,418, 750100,000513, 55075, 500

$1, 378,75070, 500

1,118, 750100, 000811,25075, 000

$320,500

3o6000

$367, 750

"'366,6662,300500

136 21,767,000

2,465, 0002, 610, 000700,000

4, 740, 000915, 000

2,800,0007, 875,4001, 210, 000185,000349 200

4,177,550 3, 554, 250 623,300

619,000654,750181, 550905, 850315, 000475, 000

1, 795, 500302, 50050, 00090, 000

603, 750652, 500175, 000897, 500235,000462, 500

1, 756, 350302,50046, 25087,300

15, 2502,2506,5508, 3P0

80, 00012, 50039,150

3.7502,700

23, 849, 600 5, 389,150 5,218, 650 170,500

9,800500

678,050

15, 2503,500300

17, 35080,00012, 50053, 275

182,175

686, 573,015 163, 275, 300 107, 064, 207 56, 211, 093 45,101, 613



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, FOR THE YEARS 1891AND 1892, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THEINTERVAL.

States, Territories, andReserve Cities.

M^&ine - - . . . .New HampshireVermontMassachusetts

BostonRhode IslandConnecticut . . . . . .

Division No. 1.,

New YorkNew York City.AlbanyBrooklyn . .

jTow .TersevPennsvlvania

PhiladelphiaPi ttsburg

Division No. 2

Delaware]tfarvland

BaltimoreDistrict of Columbia)

Washington"VirginiaWest Virginia

Division No. 3

North CarolinaSouth CarolinaGeorgiaFlorida

liOllisiRTlcl

Texas

LouisvilleTennessee

Division No. 4

OhioCincinnatiCleveland . . . .

IndianaIllinois

ChicagoMichigan

Detroit"Wisconsin

Milwaukee .

Division No. 5

IowaDes Moines

Minnesota . .St. PaulMinneapolis

3dissouriSt. LouisKansas CitySt. Joseph '.

KansasNebraska

Omaha . . . . .

Division No. 6

September 25,1891.! September 30,1892.

N o .

63443997

2334

300

2131

65235

11

516

1440

12819

102

16112317201310

1787

48

38

381

168

80163

87

63

561

1382

44

55

1138125

1

504

Capital .

$5,235, 0004, 605, 0003, 760, 000

10, 927, 500

2, 550, 0003, 673, 300

30, 750, 800

18, 934, 660150,000

5, 558, 35020,142, 390

150, 000100, 000

45, 035,400

1,02^, 8002, 865, 800

100,0002,191,0001, 648, 000

7,825, 600

1, 341,000973, 000

1, 841, 0001,200, 0001,529,0001,165, 000

610, 000

13,673,100600,000

4, 572, 270

2,905, 000

30,409, 370

14, 248, 850

7,147,00012, 401, 000

7,019, 000

4,683, 000

45,498, 850

9, 660,000200, 000

t 2, 767, 000

3,820, 000

100, 0009, 611, 9908, 043,100

100,000

34,302, 090

No.

664638

103

%\34

310

213

68244

11

527

1440

12724

106

18112318221310

1947

49

42

407

171

83168

85

67

574

1472

52

53

11

134122

512

Capital .

$5, 390, 0004, 572, 5003, 710, 000

12, 260, 700

2, 550, 0003, 648,300

32,131, 500

18, 994, 660

5, 768, 35020,627,370

150,000100,000

45, 640, 380

1,020, 8002, 910,000

100, 0002,141, 0001, 994, 650

8,166, 450

1,525,180973. 000

1, 941, 0001,350, 0001, 744, 0001,165, 000

610, 000

15,105,495600,000

4,652, 900

3,204,455

32,871,030

14, 563,170

7,297,00012, 671, 000

6, 919, 000

5,042,650

46,492, 820

10,120,000200,000

3, 293, 850

3,740,000

100, 000100,000

9,492,1007, 818,100

34, 864, 050

Increase.

N o .

3

6

11

39

12

5

5

2

j "2

16

1

4

26

3

35

4

15

9

8

1

18

Capital .

$155, 000

1, 333, 200

1, 488, 200

60, 000

210,000484, 980

754, 980

44,200

346, 650

390, 850

184,180

100, 000150, 000215,000

1,432, 395

80,630

299, 455

2 461,660

314, 320

150, 000270,000

359, 650

1, 093,970

460,000

526, 850

100,000

1, 086,850

Decrease.

N o .

1

•

1

1

1

11

1

2

2

2

431

10

Capital .

$32, 50050, 000

25, 000

107,500

150, 000

150, 000

50, 000

50, 000

r

100, 000

100, 000

80, OdO

119,890225, 000100,000

524, 890



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, ETC.—Continued.

States, Territories, andKeserve Cities.



Division No. 7

North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"Wvoming.OklahomaIndian Territory

Division No. 8

United States

September 25,1891.

No.

351

22

35

96

3241

824117

531032

191

2,651

Capital.

$2, 340, 00082,000

2,125, 000

2,075,000200, 000

6, 822, 000

2, 040,0002, 585, 000

575,0001, 854, 000

940,000600, 000

3, 702, 900835, 000200,000150,000

13,481, 900

214,126, 010

September 30,1892.

N o .

381

22

364

101

3139112610

8541146

200

2,737

Capital.

$2, 515,00082,000

2, 075, 000

2, 245, 000300,000

7, 217, 000

2, 015, 0002, 410. 000

700,0001, 990, 000

740, 000650, 000

3,825,400810,000185,000349,200

13, 674, 600

221,057, 830

Increase .

No .

3

11

5

32

11114

13

105

Capital.

$175, 000

170,000100, 000

445, 000

125, 000136,000

50, 000122,500

199, 200

632, 700

8,354,210

Decrease.

No.

1

1

4

19

Capital.

$50, 000

50. 000

25, 000175, 000

200,000

25, 00015, 000

440, 000

1,422, 390



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, FOR THE YEARS 1891AND 1892, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURINGTHE INTERVAL.

States, Territories, and Re-serve Cities.

Maine . - . . .New HampshireVermont


Division No. 1



Philadelphia- .Pittsburg

Division No. 2

DelawareMaryland


WashingtonVirginiaWest Virginia

Division No. 3

North CarolinaSouth Carolina - .GeorgiaFlorida . . . . . .AlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4

OhioCincinnatiCleveland

IndianaIllinois

ChicRiroMichigan

DetroitWisconsin

Milwaukee

Division No. 5

IowaDes Moines

Minnesota iSt PaulMinneapolis

MissouriSt LouisKansas CitvSt Joseph

KansasNebraska

Omaha

Division No. 6

September 25,1891.

No.

158

11110563650

286

5248

65

30634225

271

43

221

1184

53

639

9

1028

3231015

117

46131020182112

863

157

92

5649

113958

78

Capital.

$5 700 0001, 700, 0003,450, 000

34, 557, 77551 800 00017, 727, 05019, 601, 070

134, 535, 895

14, 049,40050,711,9701, 550, 0001, 352, 0008, 760, 000

17, 320, 00022, 738, 39510, 800, 000

127, 281, 765

1,113,185651,700

13, 238, 965252, 000

2, 475,0002, 355, 300

806, 000

20,892,150

1, 350, 500650,000

2, 577, 350

2, 675, 000

200, 0003, 625,000

11,160, 0001,000, 0005, 825, 0004, 901,5007,475,000

41,439, 350

12,244,0009,100,0008 050 0005, 330, 0003, 975, 000

20, 600, 0003, 900, 6004.400, 0001,450, 000

850,000

69, 899, 600

3,100, 000500, 000

2 375 0004, 800. 0004, 840, 000

850, 00010 650 0007, 800, 0001, 900, 0003, 400, 0001, 210, 0003,900,000

45, 325,000

September 30,1892.

N o .

158

11110553650

285

5348

65

30634025

270

43

221

1194

54

539

7

10293

231013

113

451310232023118

163

10275749

103869

8t)

Capital.

$5 700 0001,700, 0003,450, 000

33, 870, 00053 100 (J0017, 727, 05019, 351, 070

134,898,120

14, 349, 40049, 650, 000

1, 550, 0001, 352, 0008, 760,000

17,115, 02022,315,00010, 800, 000

125, 891, 420

1,113,185651, 700

13, 243, 260252, 000

2, 475, 0002,515,300

806,000

21,056, 445

1,100, 000650,000

2, 600, 000

2,175, 000

200, 0003, 625, 000

11, 210, 0001, 000, 0005, 825, 0004,901,5006, 975, 000

40, 261, 500

12, 326, 7009,100,0008 050 0006,150,0004, 375, 000

22, 900. 0003, 715,0004, 400, 0001, 610, 000

850, 000

73,476, 700

3, 700, 000500,000

2 375 0004, 800,0004, 931. 000

850, 00010 700 000

6, 800, 0001, 900, 0002, 950, 0001, 550, 0004,150, 000

45, 206,000

Increase.

No.

1

1

1

1

1

1

39

2

1

8

1.

1

11

4

Capital.

$] 300 000

1, 300, 000

300, 00Q

;

300, 000

4, 295

160, 000

164, 295

22,650

Decrease.

No.

1

1

2

2

1

2

50, 000

72, 650

82, 700

820,000400. 000

2, 300, 000

160, 000

3, 702, 700

600, 000

91,000

50 000

340,000250, 000

1,331, 000

2

5

1

1

2

1

1

2

Capital.

$687, 775

250, 000

937, 775

1, 061, 970

204, 980423, 395

1, 690. 345

250, 500

500,000

500,000

1,250, 500

185,600

185,600

1,000, 000

450,000

1,450, 000



TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, ETC.—Continued.

!September25,1891.States. Territories, and re- j

serve cities.



Division No. 7

North DakotaSouth DakotaIdahoJSklontanaNew ^MexicoUtahWashingtonWyomingOklahomaIndian Territory

Division No. 8

United States

No.

141

1225

34

11

816

112

30

1,026

Capital.

$6, 300,000200, 000

3, 800, 0002, 500, 0002, 200, 000

15, 000, 000..

250, 000200,000

2, 750, 000175,000

2,150, 0002, 852,100

550, 000

8,927,100

463,300,860

September 30,1892.

No.

151

1225

35

2

8

616

36

1,036

Capital.

$6, 550. 000200, 000

3, 600, 0002, 500, 0001, 700, 000

14, 550, 000

450, 000200, 000

2, 750, 000175,000

2,150, 0004, 050, 000

400,000

10,175, 000

465, 515,185

Increase.

No.

1

1

1

5

6

22

Capital.

$250, 000

250,000

200, 000

1,197, 900

1, 397, 900

8, 578, 545

Decrease.

No.

12

Capital.

$200, 000

500, 000

700,000

150, 000

150,000

6, 364, 220



CLASSIFICATION" OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THERESERVE Cm US AND IN THE STATES AND TERRITORIES ON SEPTEMBER 30, 1892.

Cities, States, andTerritories.

. ofbanks.

New York City . . . .ChicagoSt. LouisBostonAlbanyBrooklynPhiladelphiaPit tsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeDes MoinesSt. PaulMinneapolisKansas City :St. JosephOmahaSan Francisco.

Total of cities.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew J erseyPennsylvania.DelawareMarylandDistrict of Columbia . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgia -FloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhioIndianaIl l inois.Michigan -WisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth Dakota

i South DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahoma

Indian Territory . .

^ Totalofcountrybanks

United States

343

815449

2135984

26698

30718431

36282314

18291311

223107255

2161061889674

1575957

14212853

3441

334013411I-701346

On de-mand, pa-per with

one ormore

names.

On de- |mand, se-1cured bystocks,

bonds, andother col-laterals.

$4,931, 784 $1177 "" '" ~\.9, 344, 428

490, 95495, 925

1,048, 57911

018, 801464, 932165,125366,699

75,442630, 678925,906552, 8r "524,198121,114303, 527970,220913. 621473, 859601, 297762, 300

41, 714, 943

904,4531,634,4691,202, 2223, 739, 793

626,5621, 430,1624, 745, 6461,181, 7451, 797, 865

112, 948554, 627

500513, 505

84, 842105, 737

74, 650329, 35::132,10L399,589

99,44079,116

1, 932,839201, 777

1,112, 2891,341,3623, 602, 5332,150, 3655, 351, 356,1,177, 922

981,6261, 977,2921, 210, 619

189, 746480, 782

1,040, 7092, 218, 396

439,5873, 341, 9331,628,780

41, 04996, 897

198,970193, 821

1,167, 942172,839429, 981

1, 719, 75853.183

On time,paper withtwo or moreindividual

or firmnames.

20

20,

,751,227617, 396722, 783]190, 351.!791. 074J905, 39a458, 864547, 561502, 301944, 039151,581142, 302183, 837101, ' " "914, 487711,417

40, 485508, 815672, 758993, 405195, 227546,808963,296

On time,single-

name pa-per with-out othersecurity.

217,557, 297

977, 0711, 471,177

537,1478, 361, 2071, 604,2173, 521, 9634, 299, 3656, 961. 5832, 293, 029

533, 367244, 486

97, 0681,430, 653

53, 828164,157364, 038993,337

31, 091504, 376161, 319119, 528

1,120,835238,196453, 430

2, 273,1872, 400, 967

934, 9512, 421, 0951,190, 789

994, 3341, 092, 737

755, 396154,399319.454553, 669883, 603

65, 5752,335, 668

479.45518,089

141, 703332, 008'

67, 050J128, 534

52,624J336,119

1, 276, 21726, 901

$117. 796. i40, 307.:16,137,74,444,

3, 967, 395| 463,4, 355, 505| 586,

38, 264, 726! 22, 729,23, 747, 799! 2,022,14,106, M54I 7, 035,

5, 056,5,618.5, 875,

13, 648,14,062,11, 430,

3, 078,1, 512,5, 667,:6,164,5, 769,2,471.5, 233,

852,

On time,secured by

stocks,bonds, etc.,or by real

estate.

362

Total.

419, 569,801149, 018,010189,868,972 1,017,729, 023

847,969681,667

1, 003, 52322,478,144

8,591,23!9, 317, 760

10, 828,1764, 802,145

11, 561, 777228,,590683, 971

i, 573, 000, 006, 801i, 192, 840!, 392, 759., 007, 0681., 570, 501j!, 350, 413',661,8141>, 403, 5121

668, 757!t, 076, 796t, 796, 3921[, 194, 7675,550," 518!., 608, 386;.. 160, 278|

514.737!, 041, 674., 809, 520', 225,152., 113, 631!, 826, 899

122, 757

$344,199,941103, 913, 024

32, 877, 372153, 898, 706

8, 720,15210, 514, 026

104, 852, 51939,997,99233,112,669

7, 899, 25]14, 057,21012, 256, 43930, 485, 89023, 645, 26518,139, 7536,125, 9082, 732, 049

15, 942, 86312, 912, 53718, 084, 3615, 672, 422

11, 760, 9545, 927, 720

2, 445, 2531,709, 8841, 607, 905

14, 629, 6706, 853, 760!6, 788,183(8,124, 693!4, 308, 807|

12, 265, 666560,623983, 938200. 659

2, 924,106452,261906, 996

2, 404,1362, 957, 247

696, 5292,141, 728

1, 693 .

54, 205, 372 55, 770, 992 677, 626. 891171, 265,156 176, 901, 395 1,135, 769, 806

95,920, 315 273, 328. 289(1, 097,196, 692(320, 283,166 366, 770, 367 2,153, 498, 829

406,09713,347,423

748. 4333,300,9994, 615, 0228, 941, 5714, 536, 0337,710, 9553,481,1153, 028, 8056, 849, 8393, 708,1041, 687, 2538, 982,5425, 851,4215, 776,931

39, 9162,410, 2291, 650, 320

82,1184, 597, 3772,733,962

281, 8692, 230, 207

374, 6481,416, 0733, 460,576

785, 017116, 294101,564

21, 669, 90111,768, 45314,184,471

111, 948, 68837,107,95150,225, 567105, 576,32552, 530, 005

110, 327, 0115, 749, 32710, 313, 514

664, 37216, 621, 5757, 216,1385,979, 7175,773, 996

10, 274, 8164,160, 2997.637,1572, 634, 2322, 033, 770

48,760,2533, 332, 784

21, 028, 74223, 111, 84371, 703, 65637, 213,41454,937,30734,075, 89824, 478, 86638, 076, 46918, 417, 7149,711,468

23, 045,17723, 051, 20527,500,121

720,09112, 747, 94511,493,241

411,6156, 967, 0695.525,1581, 695, 061

15,546, 3162,142,1365,102. 541

16, 959; 1192, 840, 012

321, 977461, 323



TABLE, BY STATES, ^TERRITORIES, AND RESERVE CITIES, EXHIBITING THE AMOUNT OF

EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS ONOCTOBER 4, 1888, SEPTEMBER 30, 1889, OCTOBER 2, 1890, SEPTEMBER 25; 1891, ANDSEPTEMREJR 30, 1892.

OCTOBER 4, 1888.

States, etc.

MaineNew HampshireVermontMassachusetts -


Gold coin.

$(508,811.76272,931.70324, 242. 49

2, 075.139.183, 995, 172. 09

399, 803. 351, 288,182.11

Division No. 1 -.; 8, 964, 342. 68

GoldTreas-

ury cer-tificates.

$8,400!.7,780,.7, 600!.

239. 520].6,619,800'

67, 670!.182,770i.

Goldclearing-

house cer-tificates.

7.133, 540;

Silver coin.

Dollars. Fractional.

$36, 08871,48340, 823315,188108, 68759, 372134,863

766, 504

New York 3. 48!) 057. 48 I '21 fi, 790 ' 385,126New York Cits ., 7,13S. G(i9. 50 04, 305 120 ! 362,213Albany - - - -' 402 9(50. 5()i 535, 700 18, 500

New Jers( :y i 1, 091 490. f>')| 309 470 ! 194, 805Pennsylvania 3.748.764.42 284,U>0 541,141

Philadelphia ! 2.2(54.915 00. 172. 450 $8. S90. (K)0 346,946Pittslmvn ' 2. 130, S5S. 7o| S23.100 1 154,299

Division No. 2 . . 20, 206, 716.19J67, 64(5, 790| 8, 890, 000j2, 003, C

DelawareMaryland

BaltimoreDistrict of Columbia..

WashingtonVirginia . . -Wes t Virginia

131, 453.50)322. 302.12

1,385,293.5096, 471. 00201,783.00394. 598. 00225,096.13 10, 400;

22,640,44.180|

468,680!116,500;531,040;

9,4801

$28,894. 9128, 661, 8028, 023. 36

200, 543.7481,047. 7644, 740. m

103, 636. 67

515, 548. 93

SilverTreas-

ury cer-tificates, j

$35,30316,4325,045

140,162693,32187,10286,480

Total.

$717,497. 67397, 288. 50405, 733. 85

2, 970, 552. 9211,498,027.85

658, 748. 041,795, 931,78

1, 063, 845| 18, 443, 780. 61

266, 313. 30219, 845. 64

8,171. 00107, 949. 01251,439. 4ll169,237.19

38, 003.53

255, 317; 5, 612, 603. 781, 771, 348j 73, 797,196.14

14,000! 979.331.50171, 323; 1, 875, 037. 60191,152| 5, 016, 656. 83548,152! 12, 391, 700.19

94, 708! 3, 240, 969. 23

Division No. 3 . . ! 2, 756. 997. 25 1. 202. 920

Nor th Carolina ! 160.South CarolinaGeorgia j 144. 273.Florida 39.353.00Alabama j 306. 792. 00,Mississippi - - -! (54, S*!9. 5()jLouisiana j 12, 480. 00:

New Orleans i 123. 4 '2. 00!Texas I 4Sl.531.20iArkansas 33. 175. 00,Kentucky 389. 062. 301

Louisville- 290, 718. 00|Tennessee 392,423. 00 \

1(50. 598. 00' - 50, 873j 17,108. \M. 00; 420 63,841 19,

55.500 ' 191,5263. 5S0 i 46, 4(58

19.5204. 0004. 500,

127, 9201

139,590.14,27041,390'

1,500117.100

Division No. 4 . . 2, 547, 730. 09i

Ohio 2,422.423.80 146,640! i 292,133Cincftmati 3(59, 997. 50' 271. 000j ] 00, 552Cleveland 729 789. 50 1 SO 000.

Indiana 1, 729. 01!. (52 113, 250,Illinois 1,972.502 50 198 02O1

Chicago 9 757,1 OS 50 2, 426. 750,Michigan 1, 154. 512. 93 21). 3 K)

Detroit ' 972. 17J. 50 5 9(50"Wisconsin ' 785 011. S7' 12 300

Milwaukee 455. 377. 00 loo 000

Division No

IowaMinnesotaMissouri

St. LouisKansas City

"St. Joseph .KansasN ebraska

Omaha

Division No. 6

220 (567. 00:

487.21'). 00,1,0

852.50,

89. 740. 00'967.519.80595. 725. 45,881,497.101 32 950

7, 332, 326. 67 820,1901

3, 046, 000 102, 913, 495

37, 89465,154

249,8726,980

192,624,84, 470!

8, 309'

268,188536, 499

2, 244,840229, 271953,586618,431272, 925

108, 562

116, 6191,385

45, 29340,18576, 736

505, 643;218, 363!

40, 210|36, 895!

1, 400|72, 270

228,200,531,107,437,149,136,933,

1, 305,120,550,342,836,

418.10142. 05005. 03552. 39180. 36503. 65668. 05523. 85749. 95572.10984. 33022. 75858. 85

529.290 1,346,531

116, 657.11, 671. 7514, 904. 9162, 733. 89104, 820. 92254, 807.1045, 064. 6753,500.3646, 524. 549, 040. 00

39,132205,120247,130215. 851135 93345.38593. 80720,233

176.2265.136)34,53920. 00072. 817'

4, 378;134,32869.250'67. 536:

74, 774. 07|91, 569. 40)

8. 621. 51{7, 878. 001

38, 738. 9713, 668. 70

48, 451.1022. 980. 8528, 685.12

58, 79012,1608,587

92, 40087,12026, 32763, 94732, 58211. 540

9 000:r>5 ooo251 200

50. 260'1\ 2(5011. OOO

. 20. 347, 939. 72 ',{, 484, 160 1

1.240,734 5Si 75 (WO1,791.471 24, 5 SSO



AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD, BY THE NATIONALBANKS, ETC.—Continued.

OCTOBER 4, 1888—Continued.

States, etc.



Total.

DakotaIdaho . . .MontanaNew MexicoUtahWashingtonWyoming

ury c er - j h o u s e c er-tiflcates. tificates. Dollars. Fractional.

$1, 334,134.6546, 727. 50

2, 286,137. 90928,622.50875, 572. 5014,010. 00

$11,698 $1285

52,220, 2

20, 843'

455, 536. 2155, 546. 59

616, 790.98142,170. 82940, 619.30

15, 947.10

17,2401, 630

40,6001, 000

55, 50010,700

660

50,8796,762

48, 589,557

6,21342, 3444,927

21,154. 901, 217.35

11, 744. 004,522. 355, 597.457, 804.294, 804. 40

„, 49616,117!

32, 224'2,1005,009

,895792

64,933 2,939,026.44

Division No.

470, 615.00117, 510.85870, 407. 00124,448.85396,127. 75749, 740. 99210,176. 00

Division No.

United States .. 7, 298, 298 177,987, 816. 64

SEPTEMBER 30, 1889.



Division No. 1..

New YorkNew York City ..Albany



Division No. 2.. 18, 717, 977.79 52, 393, 070| 7, 000, 000 1, 397,5311, 203, 983.47

DelawareMaryland

BaltimoreDistrict of Columbia.


Division No. 3..

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana


LouisvilleTennessee

Division No. 4.

$611,151.51276, 224.05317, 710.80

2, 201, 966.474,457, 576.00

421, 327. 251,305, 898.51

9, 591, 854. 59

50 48,3, 232, 797. 647, 096. 549. 50

329, 347. 701, 071, 654. 423,670,770.531, 573, 046.001, 743, 812 00

138, 871.00301, 597. 97

1, 024, 545.5098, 840. 50

108, 076. 00311. 021. 50216,166. 68

2,199,119.15

155, 029. 7695,171.00

215, 454. 3846, 536. 90163,60L 5033, 641. 5015, 267. 5068, 241.00

472, 210. 5534,144. 50

444, 211.50330, 711. 50454,167. 50

2,528, 389. C

$4,830.5,300 .10, 210 .294, 200 .

5, 369, 820 .89,5601.262, 820,.

6,036,740k

1,036,370I, 925, 260450, 000189, 270,350,7401467, 430 $7, 000. 000974,000

11,89050,670

1, 343, 04090, 000601,0208,73013,800

2,119,150

570

21,1,

13,1,8,58,71,12,41,63,

118,

225, 000

225,000

412, 680!.

$39, 92856, 87225,589252,37087, 89741, 79591, 519

595, 970

253,903220,69917,160104, 237464, 605217, 425119, 502

42,15541,35054,3943,78311, 24779, 68413,778

246, 391

$36,167. 5137, 729. 8939, 073.247, 212. 0286,117. 5471, 292. 71112, 373. 23

629,966.59

267, 762. 70255, 586.026, 047.00

172, 035. 35267, 083.43182, 861. 0252, 607.95

22,915.6441, 876. 0242, 230.881, 481.25

19, 582. 0035, 629. 8311, 744.25

175, 459.87

935, 526 347, 298. 78

$40, 03625, 01412, 650250,783703, 01876,139158,487

1,266,127

362,5242,589, 798

21,482

389,397757, 031179, 576

4,596, 788

71,12077.104

287,8409,891

201, 61184,92715, 856

748, 349

277. 85430. 90717.19812. 60782.05504.65461. 85162.15226. 50660.15273. 21917.40735.37

1, 254,068

$732,113.02401,139. 94405, 233.49

3, 246, 531.4910,704, 428. 54

700,113. 961,931, 097. 74

18,120, 658.18

5,153,357. 3459, 087, 892. 52

824, 036. 701, 834,176. 775,142, 595.9610,197, 793. 023, 069, 497. 95

85, 309,350.26

286,951. 64512, 597.99

2, 977,050. 38203, 995.75941, 536. 00519, 992. 33271,344.93

5, 713, 469. 02

5,477, 961. 87



AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS, ETC.—Continued.

SEPTEMBER 30, 1889—Continued.

States, etc.


IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5 . .

IowaMinnesotaMissouri

St. LouisKansas CitySt. Joseph

KansasNebraska

Omaha

21, 974, 416. 51

Division No. 6

Colorado' NevadaCalifornia

San Francisco..OregonArizona

Division No. 7.

DakotaIdahoMontanaNew MexicoUtahWashingtonWyoming

Division No. 8

United States

Gold coin.

!2, 425,317,631,

1, 680,1, 837,1, 594.1, 082,

995,806,602,

974. 67739. 00680. 00614. 69607. 81795. 00062. 69425. 50332.15185. 00

902, 414.101, 752. 621. 30

251, 010. 201, 061,101. 001, 284, 739. 50

148,987.50849, 880. 59546, 096.15950, 567. 35

7, 747, 417. 66

1, 738, 927. 5238, 590. 00

2,118, 974. 50824, 265. 00984, 984. 50

16, 005. 00

5, 721, 746. 52

348, 812.10109, 630. 00614, 095. 00147,122. 5i457, 235. 53

1, 248. 730. 0i194, 983. 50

GoldTreas-

ury cer-tificates.

$109,300312, 000240, 000256, 750190,390

2, 622, 00039, 24057, 37C11. 880

120,00C

3, 958, 930

56,1207, 31C

10,290395, 00C130,540

80, 46026,15013, 73015. 600

735, 200

28, 79C5C

24, 5501 4 0 , 4 1 0

1, 390

195,19C

16, 56C7,000

42, 05C

17,12

3,120, 608. d's\ 159, 99C

71, 601, 529. 94 66, 010, 95C

Gold3learing-[Ouse cer-tificates.

Silver coin.

Dollars. •Fractional.

$254, 52650, 70831,729

151,382211, 287221, 473118, 55450, 49760,88612,169

$151, 936. 9517, 977.40

6, 834. 9799, 572. 80

144, 057. 64135, 375.19

73, 262. 9754,499. 0549, 836. 25

7, 820. 00

J ] , 163, 211 j 741,673.22

145,199,40,25,80,14,

134,57,86,

479643955200227458J444780172

$110.00040, 000

150, 000

784, 358

76, 934804

141, 3147,500

19,.142

246, 562

26, 7789, 22047,28513, 06219, 00351, 0797, 030

82, 674. 61113, 786. 93

22, 257. 6415, 032. 6040, 736. 45

5, 989.63, 584.9033, 492. 3S32, 387. 98

SilverTreas-

u ry cer-tificates.

$76, 972292,400

25, 00084, 67998,129

769,15034, 00;61, 42322, 8256,700

1, 471, 283

58,97625, 66231, 09681,000

162,11066, 96785, 02757, 85922, 946

409, 943. 02

43, 207. 803, 713. 65

52,423. 334, 800. 00

24,138. 231,076. 70

129, 359. 71

20, 238.463, 663.48

24, 684. 205, 790. 558, 217. 65

22,159. 506, 462. 40

173,457 91, 216. 24

7, 375, 000:5, 543, 006 3, 728, 900.90 10, 067, 062 164, 326,448. 84

i 1

591, 64c

27, 495140

21, 292,50C

18, 08C

Total.

$3, 018,990,935,

2, 272,2, 481,

15, 342,1, 347,1, 219,

951,748,

709. 62824.40243. 97998.49471.45793.19124. 66714. 55759.40874. 00

29,309, 513. 73

1,245, 663. 752, 099, 023. 23

355, 608. 841, 577, 333. 601, 698, 352. 95

316, 862. 051,159, 086.49

708, 957.471,107, 673.30

10, 268, 561. 68

1,915, 354. 3243, 297. 65

2,468, 552. 831, 019,475. 001, 048,460. 73

17,223.70

69, 506

22, i6,689

14,905725

8,35312, 903

2,915

19, 298

6, 512, 364.23

435,196. 56136, 202.48743, 019. 20166, 700.05569, 799.18

1, 352, 061. 50211, 590.90

3,614,569.87

OCTOBER 2, 1890.



Division No. 1..



$602,268,316,

2, 306,3, 651,

403,1, 384,

874. 89771. 25702.85246. 38524. 50039.36923. 24

8, 934, 082.4'

3, 060, 378. 348, 631, 003. 00

415,144. 50132, 848. 00

1,167, 601. 913, 929, 012.10I I S y j . V i t . U J L i * . . . . . . . . <-», « 7 i i « 7 , \Jj.ij. J - V

Philadelphia 1, 731, 829. 50Pittsburg -

Division No. 2.

1, 738, 876. 50

20, 806, 693. 85 71, 992, 900

$41, 8204,150

12,120330,130

6, 538, 790156, 540288,270

7, 371, 820

630,17055, 551, 590

511,000584, 200256, 520402, 830

3,150, 210 $3,150, 000906, 380

$48, 05956. 09830, 081

293, 38680, 26636, 931

104, 210

649, 031

,267, 232

15, 43513, 333

155, 844491, 700316, 751187, 768

3,150, 000 1,735,477

$39,218.3349,127. 2137, 316. 78

252,934. 5992, 004. 0180, 276. 60

117, 233. 67

8, 111. 19

276,835. 54328, 370. 03

8, 554. 7532, 783. 20

183, 705.67314,143.18281,162. 31

70, 891.15

1,496, 445. 83

$67,88455, 64728, 414

369,949996, 026140, 846283, 495

1, 942, 261

255, 8733, 681, 74F

16,792180, 871444, 643480, 232923, 777314, 846

'8, 779

$799, 856. 22433, 793.46424, 634. 63

3, 552, 645. 9711, 358, 610. 51

817, 632. 962,178,131.91

19, 565, 305. 66

675. 88940. 03921. 25035. 20314. 58917. 28729. 81761. 65

4, 510,78, 459,

966,944,

2, 208,5, 617,9, 553,3, 218,

105, 480, 295. 68



AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

States, etc.

DelawareMaryland

BaltimoreDistrict of Columbia .

WashingtonVirginia -West Virginia

Division No. 3..



LouisvilleTennessee

Division No. 4..


IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5..

IowaMinnesota

St. PaulMinneapolis


KansasNebraska

Omaha

Division No. 6..

ColoradoNevada . •California

San FranciscoOre°"onArizona

Division No. 7..

North DakotaSouth* DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahomaIndian Territory

Division No. 8..

United States..

Gold coin.

$156, 931.14294, 910. 81457,112. 50103, 923.50108, 436. 50369, 895. 00257,912.28

1, 749,121.73

184, 338. 30223, 350. 35422, 448. 69

29, 654. 65289, 812. 0039,719. 007, 530. 00

154, 462. 50737, 805.15

30, 010. 00548, 288. 80218, 568.00422,654. 50

3, 308, 641. 94

2, 420, 812. 37275, 719. 60786. 965. 50

1,932. 387. 581, 807,274. 55

10, 849, 786. 501,158, 699. 04

822, 327. 50896,186. 70617, 000. 00

21, 567,159. 34

1,192, 871.10651, 600.70

1, 017, 869. 45739,050. 25257, 992. 50497, 523. 50886, 925.00162,267. 50856,101. 30636, 827. 75

1, 811,377. 50

8, 710, 406. 55

1, 920, 630. 9140, 932. 50

1,800, 211. 50843, 042. 50

1, 301, 926. 5049, 770.00

5, 956, 513.91

162, 277. 90186,939.9098,263.40

668,908. 05214 217 50444,215.50

1. 626,303. 80218,145.00

11,485. 001,457. 50

3,632, 213.55

74,664, 833. 34

OCTOBER

GoldTreas-

ury cer-tificates.

$7, 00067,450

2, 260,200110, 000

1,131, 89047, 68014,850

3, 639, 070

5602,080

73, 660

20, 8202,700

15, 740301, 500194, 410

15, 83044, 40034, 600

109,880

816,180

103, 810475, 000177,000145,490237, 250

5, 215, 40059,250

116, 58039, 840

225, 000

6, 794, 620

67,3504,840

30, 00011,120

1, 848, 790152,430

71, 26097, 50024,17036, 390

2, 343, 850

31, 550220

57,1402,0002,270

340

93, 520

26,07017,1002.070

60, 320

119, 00056, 7902,140

T5Q

283,640

93, 335, 600

2, 1890—Continued

Gold

clearing"house certificates.

$29, 000290, 000

319, 000

3, 469, 000

Silver coin.

Dollars.

$30, 29151,34075,1027,2877, 863

74, 55524,910

271, 348

27, 62757, 233

123, 65371,55495, 97134,83625, 52056, 915

352, 72431, 45176, 66026, 548

201,882

1,182, 574

304, 69869,23625,466

214, 933222, 857197,478117, 51040, 35371,72421,948

1, 286, 203

193, 01847, 698

104, 95046, 00257, 67927, 221

123, 99512,168

150,99372, 47588, 490

924, 689

92,6343,787

100, 96611,00017, 729

1,800

227,916

13, 26314,8702,098

56.13212, 26520, 28880, 9069, 016

8462,612

212, 296

6, 489, 534

Fractional .

$25, 558.1148, 257.8550,451. 385, 485. 75

42,164. 5535, 531. 8020,057.17

227, 506. 61

23,101.2024,123. 7332, 397.1018, 243. 9823,156.5519. 943.1513, 295. 4534, 445. 9884, 456.1217, 965. 9933, 482. 2010, 348. 0555, 865. 52

390, 836.02

150, 806. 2227, 373. 8915, 010.25

111, 890. 35143, 473. 63216,478. 7285, 285. 8546, 908. 0560, 399. 087,820. 00

865, 446.04

90, 547. 2434, 221.1565,461.0525,192. 0023, 049. 0514,413.1433, 585.127, 222. 05

67, 525. 7044, 779 3724,460. 70

430,456. 57

42,211. 004, 459. 20

50, 488. 305, 570. 00

20, 640. 201,113.70

124, 482.40

12, 77a 4011, 517. 301, 341.25

34.918.996, 022. 60

13, 392. 3130, 841.54

5, 327. 95821.08360.42

117, 322. 84

4,320, 607. 50

SilverTreas-

u r y cer-tificates.

$85, 829110,370381,72013,792

297, 724129,12021, 340

1,039, 895

8,17213, 486

123, 9894.635

65, 36930,05453, 915

424,191355, 980

36, 51941, 82932, 29699.422

1, 289, 857

125,131172,950

22, 032175, 912

, 148,488527, 51666, 55949, 72052,1377,891

1, 348,336

117, 64427, 443

118,10511, 20040,972

672, 484170, 27644,439

107, 71973, 64037, 506

1,421, 428

40,113218

28, 8318,000

16,999520

94, 681

42,77423, 0473,801

30,487

48, 73931, 682

5, 2514,5453,721

194, 047

13,629,284

Total.

$305, 609.25572,328.66

3, 224, 585. 88240, 488. 25

1, 588, 078.05656, 781. 80339, 069.45

• 6,926,941.34

243, 798. 50320, 273. OS776,147. 79124, 087.63495,128. 55127, 252.15116, 000.45971, 514. 48

1, 725, 375. 27131, 786. 99744, 660. 00322, 360. 05889, 704. 02

6, 988, 088.96

3,105, 257. 591, 020, 279.491, 026,473. 752,580,612.932, 559, 343.18

17, 006, 659. 221, 487, 303. 891, 075, 888. 551,120, 286. 78

879, 659.00

31, 861, 764. 38

1, 661, 430. 34765, 802. 85

1, 306, 385. 50851, 444. 25390, 812. 55

3, 060, 431. 641, 367, 211.12

297, 356. 551, 279, 839. 00

851,892.121, 998, 224. 20

13, 830, 830.12

2,127,138.9149, 616. 70

2, 066, 636. 80'1,159, 612. 501, 359, 564. 70

53, 543. 70

6, 816,113. 31

257,164.30253, 474. 20107, 573.65850, 766. 04232, 505.10645,634. 81

1,826, 523. 34239,879. 9517, 847. 088,150.92

4,439, 519. 39

195,908,858.84



AMOUNT OF EACH KIND OF COIX AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

SEPTEMBER 25, 1801.

States, etc. Gold coin.


BostonBhode IslandConnecticut

Division No. 1..

New YorkNew York City ..AlbanyBrooklyn



$686, 071. 30274,384.50334, 232. 20

2, 451, 009. 493,414,499. 35

GoldTreas-

ury cer-tificates.

$48,77025,79018,110268, 250

3, 835,130419,431.90 210,670

1, 520, 844. 90 351, 440

9,106,473.64 4,758,160

3, 226,137. 64j 665, 7709,845,117.00 37,523,360

348, 577. 00 j 454, 000126.711.501- 392,000

1, 253, 470. 56 302, 2904, 307, 482. 36! 487, 9601, 872, 449. 001 1, 740, 720 $6, 675, 0002, 203, 511. 50i 515, 580

Division No. 2 . . 23,183, 462. 56 42, 081, 680

DelawareMaryland

BaltimoreDistrict of Columbia .


128, 212. 00368, 635. 46596,612.50117,559. 50136, 071. 40535,150.34273, 611. 68

Division No. 3 . . j 2,155, 852. 88



LouisvilleTennessee

266, 716. 8666, 441.85

237,152.62,301.40

221,738.5053,490. 5028, 499. 50

187, 836. 50949, 942. 20

70, 445. 00536,133.67319, 407. 00538, 586. 50

14,!66, 550

1, 271, 650120,000

1, 234,18059, 73015, 340

2, 782, 430

4,420500

18,8802, 550

23, 4003,5404,040

258, 32080, 46017, 95048, 990!24, 80092, 840

Gold Silver coin.clearing-

house cer-!tificates. ' Dollars. Fractional.

$37,42857,41430,175

230, 78263, 77641, 33277, 653

538, 560

$40, 981.0443,181, 4148, 748. 68

273,482. 61131, 608. 95

83, 205. 28123, 855. 48

745, 063.45

6, 675, 00l)i 1,483,118 1, 621, 583.10

I-Divis ionNo. 4-.{ 3,538,692.28 580, 690|.

Ohio .Cincinnati .Cleveland

IndianaIllinois

ChicagoMichigan

Detroit.....Wisconsin

Milwaukee.

Division No. 5..

IowaDes Moines


MissouriSt. LouisKansas CitySt. Joseph."

KansasNebraska

Omaha

25,670,921.24

Division No. 6 . . 11, 025, 004. 00

I 2,801,760.86 165,840!353, 328. 50 747, 450743, 412. 50 266, 000

2, 261, 623. 30 395, 9302,423,284.75 407,290

13, 018,145. 501 5, 449, 5001, 384, 866. 091 69, 700

725, 296. 00 38, 0001, 284, 673.74

674, 530. 00

1, 308,112,735,

1, 714,616,304,

1, 437,1, 038,

195,1,115,

771,1, 672,

988. 24710. 00091.94857. 97167. 50751. 00512. 00627. 50733. 50800. 05823. 90940. 40

45, 300170, 000

7, 755, 0101-

87,260 .

20, 30014,000

36, 23545, 34284,2182,73517, 94691, 02424, 683

302,183

1,174, 786

"283^85867,76634, 045

220,358280, 2 • •

222, 513127, 80833,01787, 00716, 230

1,372, 870

177, 69018,40454, 61130, 90653,09162, 39637,117141, 93121, 533

133, 37778, 55291, 303

31, 758.4550, 316. 0959, 786. 892,151. 7522, 667. 3067, 721. 3024, 359. 81

258, 761. 59

36, 255. 4833, 700. 2544, 567. 3022, 598. 9524, 789.759, 580. 9518, 327. 5038, 571. 95

102, 383. 914, 942. 3037,181.8610, 319. 3562,196. 31

445,415. 86

176, TlT29,437. 7423. 507. 00124, 001. 38187,171.87201, 863. 2592, 223.3937, 310. 0074, 814. 0112, 722.02

959,164.74

99, 872.209, 522.35

37, 661. 0418, 063.9523, 045. 6535, 253.1816, 771. 7034,862. 3510, 657. 2063, 423. 5245,625. 8442, 766. 26

1, 868, 030 1 900, 911 437, 525. 24

SilverTreas-

u ry cer-tificates.

$90, 39171, 55045,545

490,1081, 481, 759|

187, 918

Total .

$903,641. 34472, 319.91476, 810.88

3, 713, 632.108, 926, 773. 30

942, 557.18313, 274J 2, 393, 067. 38

2, 680, 545| 17,828, 802. 09

^2876751^78872967105, 871, 631 53, 796, 891.49

19, 91ll 852, 291.50271, 562| 835, 997. 03528, 855! 2, 431, 017. 82686, 739i 6, 317, 921. 82

1, 651,178 12, 472, 766. 55237, 345 3,145, 557. 35

9, 595, 896

1,441, 621

15, 0907,461

126, 98413, 57178,97432, 37345, 526

626, 495491, 866

25, 34163,37014, 200183, 551

84, 640, 739.

6, 940, 848.47

364, 758. 34153, 258.10517, 407.10150, 864. 35428, 612. 25120,449. 45135,174. 00

1,186, 215. 452, 019, 723.11

141, 061. 30756, 422. 53408, 923. 35981, 516. 81

1, 624, 802| 7, 364, 386.14

168,081470,212

28, 621219, 825249,155

1, 250, 59193, i7194, 79761,83140, 754

3, 595, 653. 941, 668,194. 241, 095, 585. 503, 221, 737. 683, 547,169. 62

20,142, 612. 751,767, 768. 48

928,420. 001, 553, 625. 75

914, 236. 02

2,677, 038 38,435, 003. S

111. 52950, 00053, 304

227, 210181,75042,105

832, 430264, 032

72, 751134, 639

71, 49652,193

2, 093, 439

1, 785,190,900,

2, 005,874,457,

3, 736,1, 658,

327,1, 492,

994,1, 902,

339. 446^6. 35967. 98037.92054.15535.18180. 70092. 85754. 70449. 57157. 74702. 66

16, 324, 909. 24



AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS; ETC.—Continued.


States, etc. Gold coin.

GoldTreas-

ury cer-tificates.

Goldclearing-house cer-tificates.

Silver coin.

Dollars. Fractional.

SilverTreas-

ury cer-tificates.

Total.


San Franc isco . .Oregon '.Arizona

Division No. 7

Nor th DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahoma

Indian Territory . . .

Division No. 8

United States

$1,886, 841.6037, 210. 00

1, 701, 832. 501, 026, 225. 001, 409, 640. 97

36,130. 00

$52, 720!

""2i,"890

4,230

6, 097, 880. 07 78, 840

185, 076.175, 387.128, 630.738, 850.145, 850.526, 641.

1, 556,435.217,156.

6, 385.5, 647.

25, 80019, 400

2606% 200

101,40057, 580

.190

$35, 000590, 000

$208, 6841,77098,45513,00018,0372,927

$52, 031.042, 015.4574, 232.4023,200. 0034, 693. 981,766.85

$52, 516280

19, 9253,00013,675

$2, 252, 792. 6441, 275. 45

1,951,334.901, 655,425. 001,480, 276. 95

40,823. 85

625, 000 342,873

11,88220, 5579,150

48, 91513,49240, 55871, 53811, 355

7095,116

187,939. 72

"13/713T2010,172. 39

5, 211.7545, 281, 696, 343.15

21, 825. 3653, 877.935,883.65

101.25886. 60

9, 396 7, 421,928. 79

41, 00239, 71213, 88542, 6902,041

18, 71635, 9856,467

7205,780

277, 473. 92265, 228. 89157,137. 65939, 936. 69167, 726.15709,140. 71

1, 775, 416. 53241,051.65

7, 915. 2517, 430.10

163, 296.97 206, 998 4, 558,457. 54

84,464, 347. 24|60,173, 670 7, 300, 000 6, 348, 573 4,¥l^75o767 20, 409, 735 183, 5157o75f91

3,686,060.57 268,830| 233,272

SEPTEMBER 30, 1892.


BostonHhode IslandConnecticut

Division No. 1 . .

New YorkNew York City...AlbanyBrooklyn


PhiladelphiaPittslrarg

Division No. 2..

DelawareMaryland



26, 575,361.38 49, 899, 020 7, 730, 000 1,513,514 1,793,863.46

Division No. 3.



LouisvilleTennessee

Division No. 4..

$743,629.39318,934.18367,132.50

2, 705, 756.353, 713, 614.00

482, 412. 301, 622,266.05

9,953,744.77

3,475, 672.12,146, 883.

312, 807. 50130,174.50

1, 318, 017.174,407, 338.182,102,139.502, 682,329. 50

00 44.

137, 330. 90385,519.66983,166. 00

83, 847. 00243, 560.40420, 718.40292,404.53

2, 546,546.89

241, 342. 0091, 960.35

258, 390.9458,459. 28

238, 697.00102, 270. 8042,275.50

133,561.001,224, 397.90

71,275. 00483, 863. 25462,426. 00566,592. 50

3,975,511.52

7, 87034,330|18, 490'

228, 0904,990, 210

197, 120230,410

5, 776, 520L.

774.700;-,618,480'

438, 000462, 250!332,690501, 920|

2,109, 380 $7, 730, 00066i,600|

, 11, 580|71, 320,

1,130,400142, 000

1,098, 78062, 00026, 260

2, 542, 340

2,640

27, 3001,54044,8002,9706,040

373,090146, 54021,48054,93039,780115,120

$43,07765,43432, 795236, 32763,39129, 24882, 265

552, 537

231,719151,29011, 68317, 740156,190495, 726313,277135,889

26, 69034, 84567,8283,995

17, 97682, 21537,112

270, 661

53O32§6, 845128,375105, 042107,69310,74436, 29576, 557486,91639,57281, 88129, 652184,994

836,230... 11,426,698

$47,450.7648, 332.4848, 565.19296, 995. 63128, 725. 5595,906. 80

148, 681. 97

814, 658.38

304, 826.98467,497.0710,161.4546, 339. 99186, 759.75369,144.33287, 594. 54121,539. 35

41, 537. 9545.902. 6071, 094.103,144. 25

33, 284. 2075, 014.0828, 806. 55

298, 783. 73

38,128. 6838,200. 9079, 903.9326, 618.1539, 305.0010, 573.6514, 020. 0552, 243.18119, 597. 2310,972.5539, 961.5410, 544.6373, 738.11

553,807.60 2,729,049

$101,32481,67538, 643589, 326

1, 864, 358195,167334,144

3,204, 637

413, 3855,183,921

29,422250,547549,640832, 631

2,079, 813488, 635

9, 827, 994

118,133161,455941, 89448. 512372, 710135,31390, 406

1, 868, 423

10,36435,85280,7865,856

88, 90821,51041, 580

1,601,183558,56541,50685, 35327, 320130, 266

$1,013, 351.15548,705. 66505, 625. 69

4, 056, 494. 9810,760, 298. 55

999, 854.102,417, 767.02

20,302, 097.15

5,200, 303.0162, 568,071.07

802,073. 95907, 051. 49

2, 543, 296.926, 606, 759.5114,622,204.044, 089, 992. 85

97, 339, 752. 84

335,271. 85699,042. 26

3,194, 382.10281,498.25

1,766,310. 60775, 260.48474, 989. 08

7, 526,754.62

345, 606. 68252,858. 25574, 755. 87197, 515.43519, 403.00148, 068.45140, 210. 55

2,236, 634.182, 535, 016.13184,805.55745,988. 79569,722. 63

1,070, 710.61

9, 521, 296.12



AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

SEPTEMBER BO, 1892—Continued.

States, etc.


IndianaIllinois

ChicagoMichigan".

Detroit"Wisconsin

Milwaukee

Gold coin.

$2, 922,539,

1, 035.2, 458,2, 841,

14, 644,1, 400,

938,1, 507,

819,

193. 04215. 00070. 50641. 26613.78030.00258. 38042. 50862. 29550. 00

GoldTreas-

ury cer-tificates.

Gold Silver coin.clearing-house cer-tificates, i

$198,815,302,591,436,

5,969.60,50,55,

125,

"; Dollars. Fractional.

830770000150160880i780|] 501420j000!

Division No . 5.. '29,106,476.75J 8, 605,140 1, 449, 883

IowaDes Moiiies



KansasNebraska

Omaha

Division ]STo. 6..



Division No. 7..

North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"WyomingOklahoma

Indian Territory

Division No. 8..

"United States..

11, 601, 213. 51

1, 471,123,

192. 70268. 00

1, 691,671.314|

1, 319,841,173,

1,123,992,

2, 025,

711.80912. 50155. 70193. 0(.267. 50012.00074. 05968. 81212. 00

2, 546, 291. 8544, 765. 00

1, 552, 025. 001, 086, 610. 001, 313, 437. 50

68, 310.00

6, 611, 939. 35

296, 862. 00271, 733.50164,863. 40930, 457. 50160, 492. 50746, 022. 75

1, 744, 552.10303,330.35!20, 307. OOl12, 537. 50 i

U8,7i'80'.000 .830'.

58,

170 .OOOj .390 .480 .920 .580 .750|.730 L000 .

2,644,630.

3, 630

19, 940402,100

3, 020

$80,00050. 000

4, 651,158. 60

95, 021, 952. 77

508, 690 130, 000

22,950.10,620 .1, 230...

71, 810 .4,860!.73,910!.49,570 .

360 .460 .

1, 840 i.

237,610!.

71, 050,1801 7, 860,000 6

$329,52494, 76732,171

236, 457284,849223,114118, 76925, 76795,1429,323

168, 03813,33662, 67682, 30053, 66459,23534,223141, 9!15, 577142, 57286, 08586, 217

945, 846

199,9251, 68277,04030,00025, 7723,245

337, 664

19,85228, 45"9,906

61, 27020, 88441.15978.16017, 5136,4694,611

288,281

$189, 223. 7221, 092.1522, 970.00

136, 619.34189, 027.43188,982.9089, 904.6148,841. 0573, 426. 6610, 959. 00

971, 046.86

127,169.2520, 272.1542, 392. 7617,786. "'"42,627. 7826,089. 0522, 704. 8545,402. 75

7, 726. 3077, 017. 9159, 647. 8854, 602. 05

543, 439.40

83,157. 242, 247. 30

71, 898. 7913,460. 0037, 877.115,036. 85

213, 677. 29

23,244.17, 031.9,816.

57, 349.8, 788.

27, 066.60,455.

8, 592.1,478.2,611.

216, 434.20

SilverTreas-

ury cer-tificates.

Total.

$208, 833557. 460

41, 000218,749239.932

1, 289, 847!99, 811J

113, 304105,294

9,533

2, 883, 763

2, 028,1, 433,3, 641,3, 991,

22, 315,1, 769,1,176,1, 837,

974,

603. 76301.15211. 50616. 60582. 21853.90522.99104. 55144. 95365.00

43, 016, 309. 61

613. 95676.15862. 21218.47404.28436. 75524. 85074. 25217.30896. 96236. 69755.05

156, 4349,800

49, 71817,25074,20052,567

., 132. 924240,56179, 322

169, 48392, 80550, 724

2,125, 788 17, 860, 916.91

2,041,173,

1, 018,1, 811,

847,467,

4, 591,1, 522,

334,1, 567,1,258,2,226,

98,779

3i,6027,000

13, 908

151,289

21, 75728, 5596,92046,1941,032

17, 87458, 3233.4128,804

3, 011, 783.0948. 694. SO

1, 832, 505. 791, 589,170. 001, 394, 014. 61

77, 091. 85

7, 953, 259.64

384, 665.85356, 400. 54192,735. 53., 167, 081.15196,056. 83906, 031. 78

L, 991, 060.55333,208. 0237, 518.7031, 232.85

202, 508 5,595,991. 80

5,405,710. 92 22, 993,451 209,116,378.69


1 6 0 REPOKT OF THE COMPTROLLER OF TPIE CURRENCY.

LAWFUL MONEY RESERVE OF THE NATIONAL BANKS, AS SHOWN BY TTIE

910n121314151617181920212223242526272829303132333435363738394041424344454647484950

Cities, States, and Territories. I No. ofI Banks.

New York CityChicagoSt. Louis

Total of central reserve cities.BostonAlbany .-BrooklynPhiladelphiaPittsburgBaltimoreWashingtonNew OrleansLouisvilleCincinnatiClevelandDetroitMilwaukeeDes MoinesSt. PaulMinneapolisKansas CitySt. JosephOmahaSan Francisco

Total of other reserve cities -.Total of all reserve cities

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of ColumbiaVirginia"West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhio....IndianaIllinoisMichiganWisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth DakotaSouth DakotaIdahoMontana ,New MexicoUtahWashingtonWyomingOklahomaIndian Territory

Total of country banks.Total of United States..

263^"343"

81544921359842669830718431362823143218291311

2231072552161061889674157595714212853234414334011341114701346

3, 773

Deposits.

$391, 870, 202106,537, 90229,228,153

"527:636, 257

129,9,13,109,39,27,10,17,10,32.20,19,7,2,

13.10,19,5.15,4,

976, 025857, 014016,325657, 325441, 290033, 004554,851266,940099, 475824, 510109, 647020, 292,437,669770, 888,977,194, 517, 843,983, 543,489,468, 348, 555,859,578

519,301, 436., 046,937, 693

13, 563, 5819, 224, 3308, 822, 503

76, 951, 20720,788,21335, 832, 63598,889,90955,188, 257110,159, 8245, 243,708

10, 354, 376956, 328

15, 695, 4416, 862, 0503,941,0223, 402, 0585, 931, 2264,450, 2795, 380, 9051,604,0121,444,641

31, 878, 5442,116,04314, 309, 35316, 388,21963, 758, 04336, 916,11853,836, 84731,423, 70724, 617, 29530, 043, 62516, 688, 7208, 349,544

21, 390, 05720, 328, 74229,850, 509

500,10412, 713, 28110, 676, 761

500,4986, 515,0185,12o, 3742, 034,529

15, 274,4672, 513, 4954, 626, 02814, 647, 6102,796, 028

651, (348385, 419

"9757542,131

2, 022,479,824"

Reserverequired,

25 per cent.

$97, 967, 55026, 634,4767, 307,J)38_

1317909,064~327"4947606

2, 464,2533,254,081

27, 414, 3319, 860, 3226, 758, 2512, 638, 7134,316,7352, 524,8698, 206,1285, 042, 4124, 755, 0731,859,417

692, 7223,494,2992, 629, 4614,995, 8861, 372, 3673,837,1391,214,894

~129, 825, 359~

261/734^423(15per cent.)

2, 034, 5371, 383, 6501, 323, 37511,542,6813.118,2325; 374, 895

14, 833, 4868, 278, 23916, 523, 974

786, 5561,553,156143,449

2, 354,3161, 029, 308591,153510, 309889, 684667, 542807,136240, 602216, 696

4, 781, 782317,406

2,146,4032.458,2339,563, 7065,537,4188,075, 5274,713, 5563, 692, 5944,506, 5442,503,3081,252,4323,208, 5093, 049, 3114,477, 576

75, 0161, 906, 9921, 601,514

75, 075977,253768, 806305,179

2, 291,170377, 024693,904

2,197,142419, 40497,74757^813

146,331, 320

408, 065, 743

Reserveheld.

103, 416, 90130, 510, 5616.157, 311

140, 084, 77337,131, 3693, 258, 6583, 376,177

31, 848, 41911, 827, 9998, 718. 3083, 826, 8214,664, 6572, 962, 5829, 694, 7096, 645, 9305, 633, 7502. 360, 657' 717, 563

3, 326, 8873, 090, 0037, 262, 4401, 580, 0936, 253, 2851, 918, 635

156,098, 942296; 183, 7i^

4, 229, 2972, 639, 9562, 645,963

18, 028,1585,077, 205

10, 316, 95026, 242, 92814,762,01831, 085, 3211, 717, 4202, 547, 617

362, 5123,844,9052,169, 6131,072, 399706,645

1,561,4431,142, 3841, 294, 392450,556335,815

9,221,975583,974

4, 232,1743,975, 64318,559,01313,436, 95814,414,8669,270,4596,654, 9318,555,1553, 992, 7212, 376,7188,452,3775, 813, 89610,981,295

85, 3393, 610, 8212,456,852158,41""

1,448, 31, 278,013

479, 3224,468,808

637, 3181, 755, 6354, 296,986

918, 047238,131181, 796

274, 769,504570, 953, 219

Ratio ofreserve.

>er cent.26.3928.6421. 0726. 55

"2875733.0625.9429.0429.9932.2536.2627.0129.3329.5332.9529. 6231.7425.9023.8029.3836.3428.7840.7439.4830.06

31.1828.6229.9923.4324.4228.7926.5426.7528.2232.7524.6038.0624.5031.6227.2120.7726.3325.6"24.0628.0923.2528.9327.6029.5824.2629.1136.4026.7829.5027.0328.4823.9228.4739.5228.6036.7917.0628.4023.0131.6622.2324. 9323.5629.2625.3637.9529.3432.8336.54

_47JL728.17

"28723Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


REPORTS OF CONDITION1 AT THK CLOSE OF BUSINESS OX SEPTEMBER 30, 1892.

Cash reserve.

$97,679, 96526, 575,976

_7L28_61788131, 542, 729"

"16,12ir567~1, 225, 3771, 614, 846

13, 612, 9474, 890,1233,349, 8761, 305, 857-2,136, 9921, 251,1844, 041, 9342, 506, 4232, 366,287

921, 836342, 986

1, 740, 3991, 306, 8552,485, 568679,434

1, 902,144605,197

64, 407L832_"19579507561"

746, 531501, 974482, 291

4,325, 7471,134,9502, 038, 6655, 678, 8603, 233, 9656,400,183

301, 323595. 33052, 880

917, 245397,481223,176195, 686337,461260,177302, 89289, 87482,134

1, 820, 655121,183798, 227957, 615

3,682, 5252,141, 6373,139,1341, 841, 4491,446, 9241,743,737980, 420479. 882

1, 232, 7111,178, 6771, 760, 652

28,737737, 259626, 35228. 667381,013296,537119,029900, 617145,140269. 012848, 432162, 36238,19921,505

56,2277114

Held.

$103,129, 31630, 452, 0616.137, 061

139, 718,438"

16,242,1071, 201,1211, 661, 515

20,086, 7946, 982, 6575, 315, 5882, 666, 6513,001, 6211, 534, 4555, 364, 3072, 748, 2112, 327,4581, 342,422341,530

2, 002,2521,414, 2992, 667, 974632,780

2, 970,3791,660, 717

82,164. 838

221, 883, 276~

1, 291,410731, 621781,801

6,282,1761,581, 6023, 207, 6958,269*, 2905, 047, 86310,934, 860

521,5351,017,591

311, 0341, 778, 800926, 432617,629489,724916, 242456,031799,918329, 448222,100

5,117,424339, 256

1, 321, 2032,138, 8067, 669, 2406,159,1186, 048, 2392, 680, 8942, 429, 9463, 384, 9481, 390, 241835,240

2,518,4491, 811, 5484,507, 560

49,5411, 968, 3891,431, 320100,798587,139612,485252.930

. 1,735,932276, 496993,138

2,134, 835364,10872, 50549,518

"1057496,1)48

Classiiication of reserve held.

Specie.

$62,568,07122, 315, 8544, 591, 52589, 475, 450

142, 540, 621

1, 013, 351548, 706505, 626

4, 056, 495999, 854

2,417, 7675, 200, 3032, 543, 2976, 606, 760

335, 272699, 042281, 498775,260474, 989345, 607252, 858574, 756197, 515519, 403148, 068140, 210

2, 535,016184, 805745, 989

1, 070, 7113, 848, 6043, 641, 6173, 991, 5821, 769, 5231, 837,1452, 041, 6141, 018. 862

467, 4371, 567, 8971, 258, 2373, 011, 783

48, 6941, 832, 5061, 394, 014

77, 092384, 666356,401192,735

1,167, 081196, 057906, 032

1, 991, 061333.20837, 51931,233

66, 575, 758

252,177, 675 j 327, 379, 324 I 209,116, 379

Lo.-altenders.

$32, 642, 2456, 876, 2071, 315, 536

40,8377988

5, 046,299,754,

3, 874.2, 892,

961,860,764,964,

2, 466,1, 315,1,151,

368,167,191,566,

1,145,298,743,71,

24, 901

65, 742, 655

278,059182, 915276,175

2, 050, 681581, 748789, 928

2, 908,9872.494, 5664,318,100

176, 263318,54929, 536

1, 003, 540451,443272,022236, 866341,486258, 516280, 515181, 38081, 890

2, 582, 408154, 451575.214

1, 068, 0953, 820, 6362, 517, 5012, 036, 657

911, 371592,801

1, 343, 334371, 379367,803 |940,552553, 311

1.495, 777847

135, 88337, 30623, 706202,473256, 08460,195

568, 85180, 43987,106

143, 77430, 90034, 98618,285

1^7525,290 j

1, 590, 000

1,160, 00040. 000

870, 000

4.395,000

13, 600, COO

175,000

160, 00010, 00010, 00050,000

20,000

Due fromreserveagents.

" $20,638, 3892, 044, 0371,690, 272

11, 573,1884, 765, 2673,344, 2201,133,1701,620, 2861,405, 6274, 208,1423, 868,1543,283, 7921, 002, 440

369, 2831, 311,1351, 659,9544,569, 716

933, 8133, 250, 056

253. 41872, 924, 409

72, 924,409

10,000 I

395, 000

104, 267, 945 | 13, 995,000

2, 769, 6771, 779, 6201, 746, 515

11, 017, 6683, 214, 7476, 831, 022

17, 337, 3039, 520,82919,626, 9461,162,6351,465,195

40, 2282, 004, 9001,207,576

421, 557195, 827599,171669,253444, 569105,190102,353

3, 874, 408230,268

2, 760,1351, 772, 642

10, 532, 3787, 094, 5168,138, 9346, 479, 6314,149, 7005, 023, 0062, 550, 2221,488, 7525, 807,1983, 899, 7296, 397, 789

32,6251, 578, 589989, 89854, 261836,460638,064218,785

2, 693, 249346, 647741,122

2, 086, 089540,439163,376128, 229

163, 509, 922

236, 434, 331

Redemptionfund withTreasurer.

$287, 58558,50020, 250

""3667335"

13,50024, 390188,43780, 07558, 50027, 00042,75022, 500

122, 26029,56522,50015,7456,750'13,50015,75024,75013,50032, 8504,500

1,009,695

1, 376, 030

168, 210128,715117,647728,313280, 856278,233636, 335193,326523, 51633,25064, 83111, 25061,20435,60533, 21321,09446,03117,10049, 90515, 91811, 362230,14314,450

150, 83664,195357, 395183,324227, 693109,93575, 285

147, 20152,25852,726126, 730102, 61875, 9463,172

63, 84435,6343,40724,72027,4647,60639,62714,17521,37576, 06213,5002,2504,049

5,763,534

7,139, 564Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


LIABILITIES OF THE NATIONAL BANKS, AND THE R E S E R V E R E Q U I R E D AND H E L D OIST H R E E DATES IN THE YEARS 1887, 1888, 1889, 1890, 1891, AND 1892.

STATES AND TERRITORIES EXCLUSIVE OE RESERVE CITIES.

Date.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

No. ofbanks.

2,6762,7242,756

2,8092,8292,847

2,9142,9442,992

3,1253,1513,207

3,2963,3093,333

3,3933,4183,430

Net de-posits.

Millions.682.8683.0690.6

707.5711.8739.3

769.8789.1807.6

845.3835.4859.2

847.4846.8861.8

929.2950.3975.6

Reserverequired.

Millions.102.4102.4103.6

106.1106.8110.9

115.5118.4121.1

126.8124.3128.9

127.1127. 0

• 129.3

139.4142.5146.3

Reserve held.

Amount.

Millions.ll>8. 9189. 5190.9

193. 9199. 2209. 8

223. 9229.3224.6

223. 2222.2225. 5

225.1224. 7235. 5

274.2282.2274.8

Ratio todeposits.

Per cent.29.127.727. 6

27.428.028.4

29.129.127.8

26.426.626.2

26.626.527.3

29.529.728.2


Specie.

Millions.51.148.950.8

51.049.150.2

53.553.350.5

52.952.754.3

61.362.860.3

65.366.466.6

Otherlawfulmoney.

Millions.32.931.332.6

33.831.534.5

36.937.236.2

37.337.137.7

36.536.436.8

38.738.838.9

Duefrom

agents.

Millions.107.8102.6100.9

102.8112.2118.9

127. 8133.3132.4

127. 6127.0128.5

122.1120.3133.0

164.5171.2163.5

Redemp-tion

fund.

Millions.6.86.66.6

6.46.36.2

5.65.65.5

5.45.35.2

5.25.15.4

5.75.85.8

NEW YORK CITY.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr . 30,1888J u n e 30,1888Oct. 4,1888

May 13,1889J u l y 12,1889Sept. 30,1889

May 17,1890J u l y 18,1890Oct. 2,1890

May 4,1891J u l y 9.1891Sept. 25,1891

May 17,1892Ju ly 12,1892Sept. 30,1892

464647

464646

454545

464747

474949

484848

299.7294. 0284.3

316.7338.4342. 2

361. 0359.2338.2

322.3326.8332.6

327.3330.3327.8

437.3424.5391. 9

74.973.571.1

79.284. G85.5

90.289.884.5

80.681.783.2

81.882.681.9

109. 3106.198.0

82.882.680.1

94.8102.796.4

103.797.384.9

85.088.492.5

88.398.986.1

127.8124.7103.4

27.628.128.2

29.930.328.2

28.727.125.1

26.427.027.8

26.929.926.3

29.229.426.4

63.665.063.6

69.473.473.9

71.561.859.1

65.264.278.4

58.655.653.8

85.2 i75.8 !62.6 I

18.817.216.1

2,5.028.822.1

32.035.325.6

19.624.013.9

29.543.132.0

42.348. 540.6

CHICAGO.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr. 30,1888J u n e 30,1888Oct. 4,1888

May 13,1889J u l y 12,1889Sept. 30,1889

May 17,1890J u l y 18,1890Oct. 2,1890

May 4.1891J u l y 9,1891Sept. 25,1891

May 17,1892J u l y 12,1892Sept. 30,1892

181818

181919

191920

201919

202021

222223

68.066.364.6

71.371.869.3

74.377.678.7

85.084.182.9

96.091.892.9

111.4114.4106.5

17.016.616.2

17.818.017.3

18.619.419.7

21.321.020.7

24.022.923.2

27.928.626.7

20.722.019.7

21.222. 521.0

26.424.725.0

26.424.524.8

32.528. 531.2

36.834.030.5

30.433.130.5

29.731.430.2

35.531.831.7

31.029.130.0

33.931.033.6

33.029.828.6

0.40.40.4

0.40.40.3

0.20.20.2

0.20.20.2

0.20.20.3

0.30.40.2

13.014.612.9

7.67.26.7

13.414.113.1

14.615.115.3

15.314.717.0

19.719.320.1

23.323.122.3

7.88.47.8

11.7

11.09.87.8

12.79.1

11.0

13.410.98.2

0.050.050.05

0.050.050.05

0.050.050.05

0.050.050.05

0.050.050.05

0.050.050.05



LIABILITIES OF THE NATIONAL BANKS, AND THE RESERVE REQUIRED AND HELD OJSTHREE DATES, ETC.—Continued.

ST. LOUIS.

Date.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July" 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept, 25,1891

May 17,1892July 12,1892Sept. 30,1892

No. ofbanks.

555

444

455

888

899

999

Net de-posits.

Millions.9.1

10.810.3

8.78.97.9

7.511.312.0

26.027.226.2

25.023.624.2

27.827.529.2

Reserverequired.

Millions.2.22 72*. 6

2.22.22.0

1.92.83.0

6.56.86.5

6.25.96.1

7.06.97.3

Reserve held.

Amount.

Millions.3.33.42.7

3.53.72.1

3.54.63.2

6.56.65.6

6.15.65'. 8

7.96.56.2

Ratio todeposits.

Ter cent.36.431. 926.4

40.142.027.1

46.840.126.7

25.024.421.3

24.423.823.8

28.423.621.1


Specie.

Millions.1.51.61.3

1.61.81.0

1.92.21.6

3.33.33.1

3.74.03.8

5.95.04.6

Otherlawfulmoney.

Millions.1.81.81,3

1.81.91.1

1.72.31.6

3.13.32.5

2.41.62.0

2.01.41.5

Duefrom

agents.

Millions.

Redemp-tion

fund.

Millions.0. 030.030.03

0.030.030.02

0.01O.OL0.01

0.020.020.02

0.020.020.02

0.020. 020.02

OTHER RESERVE CITIES.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18, 1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

210221223

221224224

224226228

239259259

262265265

262262263

345.1335.5338.5

355.4372.5384.9

415.3427.8419.0

425.0461.9457.8

448.9442.0451.9

520.6534.3519.3

86.383.984.6

88.893.196.2

103.8106.9104.8

106.2115.5114.4

112.2110.9v113.0

130.1133.6129.8

106.198.4

100.7

105.9113.4116.9

132.8131.4121.9

122.8131.3129.8

136.9134.1138.8

184. 0178.6156.1

30.729.329.7

29.830.430.4

32.031.029.1

28.928.428.3

30.530.330.7

35.433.430.1

38.034.836.3

36.742.940.0

43.743.537.8

41.443.743.1

51.649.145.5

59.359.053.0

26.424.223.2

24.523. 624.4

28.927.926.7

25.228.124.9

26.729.031.5

38.037.429.1

40.237.740.0

43.745. 951.5

59.659. 356.7

55. 658.861.0

57.955. 36.1.0

85.881. 372.9

1.41.21.2

1.01.00.9

0.70.6.0.6

0.60,70.7

0.70.70.8

0.90.91.0

SUMMARY.

May 13,1887Aug. 1,1887Oct. 5,1887

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

2,9553,0143,049

3,0983,1203,140

3,2063,2393,290

3,4383,4843,540

3,6333,6523,677

3,7343,7593, 773

1,404. 71, 389. 71, 388.4

1,459.61,503. 51, 543.6

1, 627.91,665.01, 665.5

1, 703. 61, 735. 41, 758. 7

1,744. 61, 734.51, 758. 6

2, 026. 32,051.02, 022. 5

282.9279.1278.0

294.1304.7312.0

330.0337.3333.1

341.4349.3353.7

351.3348.9353.5

413.7417.7408.1

411.9396.0394.2

419.3441.5446.2

490.3487.3459.6

463.9473.0478.2

488.9491.8497.4

630.7626. 0571. 0

29.328.528.4

28.729.428.9

30.129.327.8

27.227.327.2

28.028.328. 3

31.130. 528.2

167.3165.1165.1

172.1181.3178.1

185. 2175.9164.3

178.1178.6195.9

194.9190.8183.5

239.0229. 3209.1

87.682.379.9

92.994.390.0

111.2112.399.7

96.2102.386.8

107.8119. 3113. 5

134.4137.1118. 3

148.1140.3140.9

146.5158.1170.5

187.4192.5189.1

183.2185.8189.5

180.0175.6194.0

250. 3252. 5236.4

8.88.38.3

7.6

6.66.56.4

6. 36.36.1

6.26.16.6

7.07.17.2



STATE OF THE LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AS

STATES AND

Dates. No. ofbanks. Net deposits. Reserve re-

quired.

Oct. 7,1886..Dec. 28,1886..Mar. 4,1887..May 13,1887.,Aug. 1,1887.,Oct. 5,1887.,Dec. 7,1887.,Feb. 14,1888.Apr. 30,1888.June 20,1888..Oct. 4,1888.Dec. 12,1888.Feb. 26,1889.May 13,1889..July 12,1889.Sept. 30,1889.Dec. 11,1889.Feb. 28,1890.May 17,1890.July 18,1890.Oct. 2,1890.Dec. 19,1890..Feb. 26,1891.May 4.1891.July 9,1891.Sept. 25,1891.Dec. 2,1891..Mar. 1,1892..May 17,1892.July 12,1892..Sept. 30,1892.

2,5902,6122,6442,6762, 7242,7562,7782.7872,8092, 8272,8472,8582,8782,9142,9442,9923,0263,0763,1253,1513,2073,2413, 2653,2963,3093, 3333,3493,3703,3933,4183,430

$637, 564,136651, 697, 492675,355,824682,845,855682, 963,777690, 622, 007684,059,721707,423,152707, 530, 013711, 849,213739,325, 350730,883,243757, 591,413769,817,794789, 081, 203807, 628, 795807,532, 815883, 504,222845,329,596835,341,554859,249,215819,407, 422828, 643,459847,402, 314846, 759, 676861, 837, 570867,016,129909,876,403929,173, 506950,252, 797975, 542,131

$95, 634,62097, 754, 624

101. 303,374102,426,878102,444, 566103, 593, 301102,608,958106,113,472106,129, 502106,777, 382110,898,802109, 632, 486113, 638,712115,472, 669118, 362,180121,144, 318121,129, 922125,025,633126, 799,439124, 301, 233128,887, 382122, 911,113124, 296, 519127,110, 347127, 013, 951129,275, 635130,052,419136,481,460139, 376, 025142, 537, 920146, 331, 320

KESERVE

Oct. 7,1886.Dec. 28,1886Mar. 4,1887.M a y 13,1887.Aug. 1,1887.Oct. 5,1887.Dec. 7,1887.Feb. 14,1888.Apr. 30,1888.June 30,1888.Oct. 4,1888.Dec. 12,1888.Feb. 26,1889.M a y 13,1889.July 12,1889.Sept. 30,1889.Dec. 11,1889.Feb. 28,1890.M a y 17,1890.July 18,1890.Oct. 2,1890.Dec. 19,1890.Feb. 26,1891.M a y 4.1891.July 9,1891.Sept. 25,1891Dec. 2,1891Mar. 1,1892M a y 17,1892July 12,1892Sept. 30. 1892.

262263265279290293292290289293293292291292295298300307313333333332335337343344343341341341343

664,245,121671, 648, 508712, 504, 320721, 869,242706,708, 847697, 767, 889695,790,194747,718,913752, 040.152791, 629,383804,241,438774,053,284840,117, 539858, 084,652875,916,968847, 868, 586801,625,021844,646,301858, 292,596900,058,542899,412,106814,046,939

. 877,391,354897, 207,393887,727,112896,799, 099916, 744, 509

1,061,786,6471, 097,165, 0671,100, 686,1791,046,937, 693

166,061,280167,912,127178,126,082180, 467, 310176,677,212174,441, 972173, 947. 548186,929,728188, 010, 038197,907, 346201,060,359193, 513,321210, 029,385214,521,163218,979,242211, 967,147200, 406, 255211,161, 575214, 573,149225, 014, 635224, 853, 027203, 511,735219, 347, 838224,301, 848221,937,778224,199, 774229,186,127265,446, 662274,291, 266275,171,544261, 734, 423



SHOWN BY THE REPORTS FROM OCTOBER 7, 1886, TO SEPTEMBER 30, 1892.

TERRITORIES.

165

Reserve held.

Amount.

$186,19L, 889192,278,974203, 307, 527198, 863, 737189, 537, 562190, 919,164185, 803,160201, 787, 492193, 936,932199,159, 391209,844, 956200, 111, 504224,480, 351223, 875, 655229, 353,725224,634,194212, 516,298233,749,310223,205,878222,203, 056225, 523, 671210, 262, 300229,938, 230225,163,434224, 652, 075235, 508, 045235,620,574270,973,086274,129, 725282,158,477274,769,504

Ratioto liabili-

ties.

Per cent.29.229.530.129.127.727.627.228.527.428.028.427.429.629.129.127.826.328.026.426.626.225.727.726.626.527.327.229^829.529.72.82

Classification of reserve held.

Specie.

$47, 824,96750, 326, 81950, 884,17251,145, 53148,955, 45550,821, 07851, 696, 35751, 835, 86650, 988, 35049,123, 69850,188,33650, 661, 05652, 214, 87553, 549,16653,312,87450,467,98752,496, 02355, 084, 88552,896,44952, 752, 31154, 250, 69557, 551,70161, 575, 87061,303,14062,776, 08960, 314, 56661,590,89962, 867, 01365, 324, 74766, 394,00666, 575, 758

Legaltenders.

$29, 672,27731, 879,13730, 643, 36832, 418, 63430,878, 29132,129,93631, 997, 31632, 264, 78433, 260, 05431, 021,95633, 789, 74733,326, 86734, 734. 24436, 235, 91236,758, 35235, 712, 39437, 389, 77538, 450,33236,823,18436, 674, 23537, 218, 06037, 562, 84136, 682, 70836,124, 88436, 038,17836, 394,05936,532, 67737,017, 68238, 308, 29538,405, 00438, 525, 290

United Statescertificates of

deposit.

$460,000500, 000555, 000545, 000470,000475f 000520, 000510,000515,000505, 000680, 000530, 000855, 000705, 000485, 000510, 000510, 000505,000475,000440, 000440, 000445, 000425, 000425, 000415,000440, 000415, 000440, 000405,000

« 405,000395,000

Duefrom reserve

agents.

$99,493, 068101,746, 037113, 943, 928107,857, 035102, 597, 807100, 879, 87995, 002, 425110, 693, 685102, 759,410112,183, 937118,950, 556109, 573, 502130, 841, 596127,753, 288133,246, 766132,423,322116,716, 620134,379, 587127, 639,363127,015, 635128,452, 576109, 582, 313126,076, 254122,115, 434120, 273,937132, 984,453131, 609, 289165, 033,135164, 423, 561171, 219,102163,509,922

Redemp-tion fund withTreasurer.

$8,741,5777, 826,9817, 281, 0596, 897, 5376, 636, 0096, 613, 2716, 587, 0626,483,1576,414,1186, 324, 8006, 236, 3176, 020, 0795, 834, 6365, 632, 2895, 550, 7335, 520,4915,403,8805,329,5065, 371,8825,320, 8755,162, 3405,120,4455,178, 3985,194,9765,148,8715, 374.9675,472, 7095,615,2565, 668.1225, 733, 3655,763, 534

12345678910111213141516171819202122232425262728293031

CITIES.

190, 985, 722200,813, 518214, 686,473212,950,477206,466,135203, 291, 575196, 092, 726227, 815, 221225, 407,142242, 342,965236,321, 317228 1.26, 466259,776,653266,431, 684257, 944,870234,930,688223,275,478237,434,449240, 691,424250,833, 366252,720, 301234, 027, 627261,136,678263, 829,903267, 083,198261, 869,394277, 898,632346, 349, 747356,540, 373343,758,250296,183,715

28.729.930.129.529.229.128.230.530. 030.629.429.530.931.129.527.727.828.128.027.928.128.729.829.430.129.230.332.632.531.228.3

108, 562, 730116, 656, 737120, 794, 734H6,170,136116,148, 755114, 264, 376107, 544, 286121, 994, 748121, 085, 661132,168, 579127, 799, 480122, 073, 222130, 069, 926131, 627, 286122, 590, 995113, 858,462118,593,435126,461, 252125,269, 045125,851, 752141, 668,163132, 511, 305139,664, 492133,636,268127, 993,448123,200, 509146, 307,135167, 280, 955173, 719, 360162,924, 474142, 540, 621

33,140, 04535, 860, 69135, 584, 79047,176,45443, 599, 05141,621, 31943, 364, 65950, 052, 88650, 314,15650, 973, 68747, 309, 71449, 228,19353, 890, 61661, 602,47360,698,48051, 039, 69947,101,11948,101, 27051, 265, 80855, 806,13343, 386, 67144,614, 28552, 717, 69160, 250, 36564, 361, 63361,221,54957, 321, 67762, 428, 05369, 673,10775,510, 01265, 742, 655

5, 395, 0005 695, 0007, 090, 0007, 480, 0007, 340, 0005, 715, 0005, 645, 0009,610,0008, 815, 00011, 810, 0008, 385, 0008, 690, 00012, 930, 00012, 650,00014,405, 00012,435, 0008, 535,0008, 325, 0007, 660,0009.385, 0005, 715, 000.5,315,00011, 230, 00011, 090, 00018,430. 00015,280,0008, 350,00023, 640, 00026, 000, 00022, 710.00013,600,000

41, 271, 50940, 371, 94249, 217, 25340, 210, 83937, 672, 34939, 993, 70937, 957, 34044, 647, 55543,718,49345,949.66251, 508, 03847, 013, 69661, 860. 59959, 619, 00859. 343, 30856, 712, 95948,173,14553, 684, 54555. 566, 94358, 806,13360, 999, 21050.638, 37056,569, 34957, 889, 28855, 317,14861,005, 87564,710,24991. 717, 86385, 825, 51081, 254, 53872,924,409

2, 616,4382,229.1481,999,6961, 913. 0481. 705, 9801, 697,1711, 581, 4411, 510, 0321, 473, 8321,441,0371, 319, 0851,121,3551,025, 512932, 917907.087884, 568872. 779862. 382929. 628984, 247961,257948, 667955,146963, 982980, 969

1,161, 4611, 209,5711, 282,8761, 322,3961, 359, 2261,376, 030

123456

8910111213141516171819202122232425262728293031


166 REPORT OF THE COMPTROLLER OF THE

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION AT EVERY DATE ON WHICHREPORTS OF CONDITION HAVE BEEN MADE, FROM MARCH 13, 1883, TO SEPTEMBER30. 1892. INCLUSIVE, TOGETHER WITH THE AMOUNT OF RESERVE REQUIRED ANDTHE AMOUNT HELD AT EACH OF THOSE DATES, AND THE CLASSIFICATION OF THER E S E R V E HELD, SHOWING AMOUNTS AND PERCENTAGES IN EACH CASE.

[Division No. 1.—Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, and Connecticut, ex-cluding reserve cities.]

Dates.

1883.

Mar. 13. . .May 1..--June 22.--Oct. 2 . . . - .Dec. 31 . . .

1884.

Mar. 7 . . - .Apr. 24...June 20...Sept. 30...Dec. 20 . . .

1885.

Mar. 10...May 6 . . . .July 1 . . . .Oct". 1Dec. 24 . . .

1386.

Mar. 1 . . . .June 3Aug. 27. . .Oct. 7Dec.28 . . .

1887.

Mar. 4 . . . .May 13. . .A u g . l . . . .Oct. 5Dec.7 . . . .

1888.

Feb. 14...Apr. 30...June 30...Oct. 4Dec. 12 . . .

1889.

Feb. 26. . .May 13 . . .July 12.. .Sept. 30. . .Dec. 11 . . .

1890.

Feb. 28 . . .May 17.. .Jnl'v 18. . .Oct. 2Dec. 19 . . .

1891.

Feb. 26 . . .May 4 . . . .July 9 . . . .Sept. 25 . . .Dec 2. . . .

1892.

Mar. 1 . . . .May 17.. .July 12. . .Sept. 30.. .

No.of

banks

507509510511512

514514514514515

514511512506506

507510509510511

511513512512514

514514515515516

517518521522523

524527527527527

528528530530530

533532537540

AIQOUllli OIreserve

required, 15per cent ofnet deposits.

$15. 342, 23515, 309,78315, 369,90616,161,03016,426,477

15,959,00716, 081, 73315,103, 68615, 614, 04615,216,181

15. 553,91316,093, 61716, 589, 06617,218, 57717,150, 864

17,185,20716,473, 71817, 388,51618, 295, 90917t 815,957

17,464,11817, 918.11317,228,49917, 758,95417, 341, 009

18,229,52818. 287,86218, 929. 57119.889, 59319,338,797

19, 631,28820, 634, 60721,622,30221, 643.95320,841,025

20. 878,97821, 229,73922,127,47522,292,44420, 763, 952

20,499,18921,301. 30422,232. 92221,827, 71022,188, 592

22, 847, 26723. 690.46424.761. 27724, 777,370

Reserve held.

Amount.

$28. 288,56427,968, 62828.844, 23031,164.43534, 548,821

32.510,90131,256.42727,470, 66332,199, 34531, 576,643

33,563,39634, 886, 76634, 597,44834,416,31432,831, 670

32,588, 87032.509. 78631, 345. 78835, 762,44133, 229,398

34.081,09933. 354. 31128.645. 01432,079,54929,625,990

33,096,44032,928,90735,172, 82936,547, 99433, 598, 583

36. 075,90540. 294,49540, 580, 34738, 925.30533,648,578

36, 300, 363.36,242,62237,817.04737 510,30034,649.318

33.004,36135, 962.15341. 064.13838, 281,90838,708,647

42,870, 87444. 846. 76147,840.95542.937,529

Ratio.

Per ct.27.6627.4028.1528.9331. 55

30.5627.1527.2830.9331.13

32.3732.5231.3129.9828.71

28.4427.9127.0429.3227.98

29.2727.9224.9427.1025.64

27.2327.0127.8727.5626.06

27.5729.2928.1526.9724.22

26.0825.6125.6425.2425.03

24.1525.3227.7026.3126.17

28.1528.4028.9825.99


Lawful money (6per cent).

Amount.

$7, 552,0207,495, 8467, 685, 7187,650,6788,144,345

7,875, 7508,138,3148. 231,4108,199, 7708,273,291

8, 416, 6898, 641,1218, 951. 5959, 549. 3459,562,800

9,772, 58810, 304,20810,316, 25910, 335,49110, 888, 902

10, 261, 66310,470, 24910, 202,65710,081.04710,316,792

9,937, 63310,402, 52610,047,52010, 745, 76510, 784,645

10,535. 53711,125. 89011,779; 20511.534 535Hi 673,180

11. 504. 23711,090,79812,364, 57812.182,92212,134, 781

12,034, 23412.111,65813,388. 47512, 789! 92513,093i 798

12. 813. 42113. 366,46514.094.48513,876,306

Ratio.

Per ct.7.387.347.507.107.44

7.407.598.177.888.16

9.128.058.108.328.36

8.538.858.908.479.17

8.818.778.888.518.92

8.188.537.968.118.37

8.058.098.177.998.40

8.267.848.388.208.77

8.818.539.038.798.85

8.418.468.548.40

With reserveagents (9 per cent.)

Amount.

$16, 299,16716,040, 29916, 722, 02919,099,06721, 965,101

20,374, 51718,787,10314,972, 79219, 833, 27819, 211,124

21,146, 72122,184,17621. 637, 81320, 832, 60519,311, 376

18, 969, 98018, 555, 74817, 449, 28021. 995,85419,338,260

21.137.11720^ 384.44416,106, 38519, 698, 40217,045,118

20, 928. 68520, 330, 96622, 986, 25123, 704. 06220,835, 576

23, 657,94327,409. 24827, 066, 97125. 693, 20620,382, 427

23, 270,17323, 622,16423, 909. 78023.896;05821,119, 223

19, 554,27122,443, 50626. 267, 23923, 964, 95124, 050, 937

28,400, 95329, 823,14532, 058,14027, 359,249

Ratio.

Per ct.15. 9415.7216. 3217.7320.06

19.1517.5214.8719.0518.94

20.3920.6819.5818.1516.89

16.5615. 9315.0518.0316. 28

18.1517.0614.0216.6414.74

17.2216.6818.2117.8816.16

18.0819.9218.7717.8114.67

16.7216.6116.2116.0815.26

14.3115.8017.7216.4716.26

18.6518.8819.4216.56

Fiveper centredemp-

tion fund.

$4,437, 3774, 432, 583

. 4, 436, 4834,414, 6904, 439, 375

4, 260, 6344,331,0104, 266, 4614,166, 2974, 092, 228

3,999, 9864, 061, 4694, 008, 0404, 034, 3643, 957, 494

3, 846, 3023, 649, 8303, 580, 2493,431,0963, 002, 236

2, 682, 3192.499, 6182, 335, 9722, 300,1002,264, 080

2. 230.1222,195, 4152,139,0582,098,1671. 978, 362

1, 882, 4251, 759, 3571,734,1711, 697, 5641, 592! 971

1, 525, 9531, 529,6601, 542, 6881,431,3201,395,314

1, 415, 8561,406, 9891, 408, 4241, 527, 0321, 563, 912

1, 646, 5001,657,1511, 688, 3301,701,974


ftEPGRT OF THE COMPTROLLER OF THE CtJRREtfCt. 1 6 ?

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 2.—New York, New Jersey, and Pennsylvania, excluding reserve cities.]

Dates.

1883.Mar. 13 . . .May 1June 22.. .Oct. 2Dec. 31 . . .

1884.Mar. 7. . . -Apr. 24.. .June 20.. .Sept. 30.. .Dec. 20 . . .

1885.Mar. 10...May 6 . . . .July I----

Dec. 24 . . .1886.

Mar. 1 . . . .June 3 . . .Auis.27...(k;t. 7Dec. 28 . . .

1887Mar. 4 . . . .May 13.. .

oSV ""'Dec. 7

1888.Feb. 14 . . .Apr. 30 . . .June 30...Oct. 4Dec. 12 . . .

1889.Feb. 26. . .May 13. . .July 12.. .Sept. 30.. .Dec. 11 . . .

1890.Feb. 28 . . .May 17.. .July 18*..Oct2Dec, 19 . . .

1891.Feb. 26 . . .May 4 . . . .July 9 . . . .Sept. 25. . .Dec. 2 . . .

1892.Mar . l . . .May 17.. .July 12...Sept. 30...

No.of

banks

525532537545'549

550554561563560

559559561557567

570571572572575

576580586587591

593596598601603

603607608615617

625629626633640

647655657658658

659666671671

Amount ofreserve re-quired, 15

per cent ofnet deposits.

$26,151, 83126, 557,41046, 409, 02726,885,13226,992.446

27, 00327, 24025,50225, 24524, 531

25, 25825, 20425,61526, 29126,843

27, 45327, 53328, 25328,-83028, 792

470954692939549

857559062732401

354873322549675

29, 020, 46529, 685, 01529,837,42830, 064, 96030, 090,137

31,181,31, 422,31,184,32, 659,32,191,

32,774,33,020,33, 539,34, 329,34, 059,

34, 511,34, 518,33, 516,34, 306,32, 687,

582827265379080

651608199752110

854143164011250

33, 316, 85533, 826,15233, 855,16334, 601,02334, 616, 832

36,154, 96137, 433, 63438, 092, 33939, 635, 699

Reserve held.

Amount.

$4845504850

5353454950

307, 519564, 935817, 532979,043577, 804

829,445358,232241, 638189, 650799, 720

55,463, 53853, 071, 03951,945,84756,170,95858, 345, 580

56, 026, 94554, 618, 39156, 916, 20854,836, 08953,341, 795

54, 867, 76756, 268, 20951, 361, 67652, 990, 78452,172, 378

57,5556,62,57,

63,62,64,61,56,

61,56,57,56,52,

520,460782, 017274, 855056, 372440, 943

083, 678586, 794388, 650470, 079484, 694

087, 952982, 396433,692273, 548770,142

60,131, 79057, 359, 85158, 352, 44960, 307, 43859, 361, 535

69, 465, 24870,853,51975,068,92572, 090, 267

Ratio.

Per ct.27. 7125.7428.8627.3328.11

29.9029. 3826.6129. 2331.06

32.9431.5830.4232. 0532. 60

30.6129.7530. 2128. 5327.79

28.3628.4825.8226.4426.01

27.6726.6327.0728.5026.77

28.9628.4328.7826.8624.88

26. 5524. 7625. 7024.6524. 22

27.0725.4425.8526.1425.72

28.8228.3929.5627. 28

Lawfiipei

Amou

$15,23216, 60316,24016,91217, 734

16,98318,85418,80118,69418, 036


1 money (6^cent).'

at.

686462341419066

453082649389445

18, 925,75420,044,60419,178, 30520.055,44818,913,441

18, 960, 01120, 795, 35720,185, 33620,192, 34120, 260,434

19,40520,19319, 29119, 77520, 038

20, 111,20,93619, 371,21, 624,20,803,

628.151157576795

377380217500560

21,144, 62621, 670, 36321, 675, 39120, 987, 60821,179, 732

21, 451, 06420, 335, 34320, 674, 80620, 867,12621,676,126

22,198,2L 838,i!3, 393,22, 805,22, 237,

571831089835717

21,790,28223, 085, 52124, 013, 76424, 252, 012

Ratio.

Per ct.8.749.389.229.449.86

9.4310. 3811.0611.1111. 03

11. 2411. 9311.2311.4410.57

10.3611.3310.7110.5110. 61

10.0310.209.709.879.99

9.679.999.319.939.69

9.689.849.699.179.23

9.328.849.259.129.95

10.009.68

10. 369.899.20

9.049.259.469. 18

W i t h reserveagents (9 per cent).

Amount .

$30,026, 50625, 905, 78131,528,88429, 011,33129,840,086

33,924,11531, 556,16023, 558,01527, 634, 80129,977, 889

33, 766, 99930, 262, 85730,033,21233,297,30836, 653, 591

34, 334,35931,241,89834,176, 30032, 249,12030, 849, 802

33,449,63134,160, 47430, 226, 40831,370,44130, 215, 646

35, 617,57433, 066, 27735,146, 22938, 705,11034, 986; 054

40,351,39939, 393, 65641, 229, 45639, 007, 88533, 867, 848

38, 212, 89635, 226, 53735, 410, 56734,120,44629, 824,190

36, 659, 92634, 242, 90833, 695, 29336, 214, 26335, 820,101

46, 353, 24046,432,15949, 612, 88246,485, 078

Ratio.

Per ct.17.2214.6317.9116.1916.58

18.8417.3813. 8616.4218.33

20.0518.0117.5919.0020.48

18.7617.0218.1416. 7.816.07

17.2917.2615.2015.6515.01

17.1315.7816.9117.7816.30

18.4717.8918.4317.0414.91

16.6115.3115.8514.9213. 64

16.5115.1814.9215.7015.52

19.2318.6119.5417.59

Fiveper centredemp-

tion fund.

$3, 048, 3273,055, 6923, 048, 3273, 055,2933,003, 652

2, 921,8772, 947, 9902, 881, 9742, 860, 4602, 785, 386

2, 770, 7852, 763, 5782, 734, 3302, 818, 2022, 778,548

2, 732, 5752,581,1362, 554, 5722,394, 6282,131, 559

2,012,5081, 914, 5842, 844, 1111, 844, 7671,817, 937

1, 791, 5091, 779, 3601, 757, 4001,726,7621, 651, 329

1, 587, 6531, 522, 7751,483, 8031,474, 5861, 437,114

1, 423, 9921,420, 5161,348,3191, 285, 9761,269, 826

1, 273, 2931, 278,1121, 264, 0671, 287, 3401, 3U3, 717

1,321. 7261, 335, 8391, 342, 2791, 353,177

•Brooklyn transferred to division No. 9 from July 18, 1890.



TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 3.—Delaware, Maryland, Virginia, West Virginia, and the District of Columbia, exclud-ing reserve cities.]

Dates.

1883.

Mar. 13 . . .May 1June 22 . .Oct. 2Dec. 31 . . .

Mar. 7 . . . .Apr. 24. . .June 20 . .Sept. 30.. .Dec. 20 . . .

1885.

Mar. 10. . .May 6 . . . .July 1.-- .Oct. 1 . . . .Dec. 24 . . .

1886.

M a r . l . . . .June 3 . . .Aug. 27. . .Oct.7Dec. 28 . . .

1887.

Mar. 4 . . . .May 13 . . .Aug. 1 . . .Oct.5Dec. 7

1888.

Feb. 14. . .Apr. 30 . . .June 30.. .Oct.4Dec. 12 . . .

1889.Feb. 26 . . .May 1 3 . . .July 12. . .Sept. 30 . .Dec. 1 1 . . .

Feb. 28 . . .May 1 7 . . .July 18. . .Oct. 2Dec. 19 . . .

1891.Feb. 2 6 . . .May 4 . . . .Ju ly 9Sept. 25 . .D e c . 2 . . . .

1892.

M a r . l . . . .May 17. . .July 12.. .Sept. 30 . .

No.of

banks

7777788282

8383838888

8887878889

8990918991

9192939494

9494959696

9698

102104105

107108110112113

115116117121122

123123125126



$3,527,5163,528,4713,621,3984,152,5163,998,036

3,877,3533,812,0383, 513,1533, 702,8253,365,854

3, 361,0442,854,1302, 919, 4363, 286, 3463,162,147

3,163, 3283,259,1033,490,3593,525,4343, 459, 845

3, 541,9883,434, 2113.681, 5323, 789,9073,748,997

3,827,4793, 789,8983,902, 9114,364, 2754,159,106

4, 210, 6194,129, 7434, 262, 0534,433, 2994,285,277

4,364, 4784,559, 7453,888,4245,127,1244,821, 664

4, 870,4354,867, 4134,945,0345, 211, 836,5,050,442

5,197,8885,339,5495,525,1655,866,785

Eeserve held.

Amount.

$5, 733, 7885, 790, 2246,406,4957,383, 8006, 620,987

6,822,5906,446, 8145,375,1136, 837,1016,467,992

6, 282, 5325, 624, 6985, 311, 3977, 338, 9277, 070,981

6, 579,1136,761, 8813, 337, 7217,125,8566, 826, 991

6,685, 2256,233, 7636,591, 6656,641,4216,728,437

6, 737, 3646, 554, 7636, 688, 5708,474, 9*387, 612, 357

. 7,830, 6307, 338,1167, 356, 7387, 390, 2677, 058,474

7,384, 2347,767,2578,567, 8458,665,1768,137,749

8,552, 0988,078, 8278,368, 5849,103,3328,947,957

9,553,07910,024, 83210,051,02510,642,067

Eatio.

Per ct.24.3824.6126.5426.6724.82

26.3625. 3722.9527.7028.82

28! 0429.5627. 2933.5033.54

31.2031.1231. 5330.3229. 60

28.3127.1626.8626.2926. 92

26.4025.9425.7129.1327.45

27.9026.6525.8925.0024.71

25.3825. 5526.2825. 3525.32

26.3424.9025.3826.2026.58

27.5728.1627.2927.21



Amount.

$2,337, 8632,713, 8962, 774, 7613, 088,0383,018,536

2, 873, 8673,045,6512,975,9313,220,4172,942,926

3,043, 6372,985,2422, 758, 2773,134,6872,887,760

3, 079, 9483, 414,4203, 313, 4683,405, 4433,124,102

3, 061,1223,351, 7553,397, 9253,402,4713,329,980

3,272, 8493, 340,7763,320,1743,672,3053,502,069

3,583,3773,852,4933, 634,2473, 387,1523, 483,691

3,252,1393, 652, 8053, 689, 9223, 925,1544,178,148

4,157,4384, 553,1514,424,5074,351,7714,273, 584

4,043, 3204,579,8614, 539, 5974, 555,393

Eatio.

Per ct.9.94

11.5411.4911.1511.33

11.1211.9812.7113.0513.12

13.5815.6914.1714.3113.70

14.6015.7114.2414.4913.54

12.9614.6413.8413.4713. 32

12.8313.2212.7612.6212. 63

12.7713.9912.7711. 4612.19

11.1812.0211.3211.4813.00

12.8414.0313.4212.5212.69

11.6712.8712.3211.65

With reserveagents (9 per cent).

Amount.

$3, 008, 0542, 691,4673,243, 7853,901,1933,210,691

3, 582, 6883, 027, 8322, 025, 9603,246, 5283,164,161

2,895,1862,289,3212,199,9653,850,4863,825, 340

3,153, 2023,034,1363, 714,3803,414,1343,414, 702

3, 370, 5682, 640, 6642, 952, 6173, 004,1413,157, 971

3,236,1232,988, 5033,150,7504, 582, 2803,898, 858

4,043, 2413,283,6843,528, 8453,808,9643,399,343

3,956, 771.3, 942,4584, 701, 9874, 575, 2693, 793,410

4,225, 8173,355, 7173, 774,1344,562,2354,482, 701

5,312. 3455,254,6675,306, 6245,880,534

'Eatio.

Per ct.12.7911.4413.4414.0912.05

13.8611.918.65

13.1514.10

12.9212.0311. 3017.5718.15

14.9513.9715.9614.5314.80

14.2711.5312.0311. 8912.64

12.6811. 8312.1115.7514.06

14.4011.9312.4212.8911.90

13. 6012.9714.4313. 3911.80

13.0110. 3411.4213.1313.32

15.3314.7614.4115.04

Fiveper centredemp-

tion fund.

$387, 871384, 861387, 949394, 569391, 760

366, 035373, 331373, 222370,156360,905

343, 709350,135353,155353, 754357, 881

345, 963313, 325309,873306, 279288,187

253, 535241, 344241.123234, 809240,476

228,392225, 484217, 646220,353211,430

204, 012201,939193,646194,151175,440

175,324171, 994175, 935164.753166,191

168, 843169, 959169, 943189, 326191,672

197,414190,304204, 804206,140



TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 4.—ISTorth Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Louisiana.Texas, Arkansas, Kentucky, and Tennessee, excluding reserve cities.]

Dates.

1883.

Mar. 1 3 . . .May 1 . . . .June 22 . .Oct. 2 . . . .Dec. 3 1 . . .

1884.

Mar. 1....Apr. 24.. .June 20 . .Sept. 30 . .Dec. 2 0 . . .

1885.

Mar. 10 . . .May 6 . . . .July 1 . . . .Oct. 1 . . . .Dec. 24 . . .

1886.

Mar. 1 . . . .June 3 . . .Ang.27. . .Oct. 7 . . . . .Dec. 28 . . .

1887.

Mar. 4 . . . .May 13. . .Anj j . l - . . .Oct. 5Dec. 7 . . . .

1888.

Feb. 14 . . .Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .

1889.

Feb. 26 . . .May 13. . .July 12.. .Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 11...JulV 18.. .Oct. 2 . . . .Dec. 19 . . .

1891.

Feb. 26 . . .Mav 4J uly 9 . . .Sept. 25. . .Dec. 2

1892.

Mar. 1May 17. . .July 12 . . .Sept. 30...

^To.of

banks

164169175191197

201204208216220

226229232232235

240245251251253

265279290296301

305307313318321

324339346364374

393406424448459

467477479478481

489496500500

Amount ofreserve re-quired, 15per cent of

ne t deposits.

$6,116, 9816,190, 8926,143, 3316, 267, 9686,761,077

6, 816, 0626, 874, 4316,449,1636, 042, 8646,491, 216

6, 669, 7846, 483, 4956, 442, 5906, 388, 3307,142, 914

7, 583, 9527, 493, 0637, 301, 4997. 520, 0938, 863, 744

9,951, 6829, 403, 4139, 227,1239,183, 3269, 671,142

10, 241, 7439, 775,1809, 683, 4379, 543, 970

10,201, 944

11,495, 29811,100,50711,035, 03611, 566, 48712, 872, 658

14,175, 89513, 714, 05713. 739, 54513, 710,44213, 510, 003

13, 804, 22413, 436, 29412, 738,15812, 036, 62812,811,339

13,763,26813, 622, 35313, 467, 05713, 626, 945

Reserve held.

Amount .

$13, 254,16012, 890, 74312. 353, 97510J 275,18212, 940,873

13, 644, 67212,348, 51711, 364,13611,168, 56514, 560, 732

15, 098, 82013, 065, 47712, 404, 35711, 874, 40415,834,011

16, 308, 78815, 598, 45213, 956, 92913, 597, 69221, 096, 851

22,483, 36618. 093, 36915, 981, 04616, 341, 03418, 963, 708

21,109, 20517, 945, 76317. 925, 94316, 380, 46719, 622,145

26, 797, 30922, 345, 57620, 836, 09120, 014,74124, 737, 345

30,120,23823,414, 83721, 907, 96522,104, 52823,155, 918

26,336, 77422, 473, 09121,332, 30020, 885, 76526, i,36, 093

30, 781, 09628,184, 55627, 206, 23124, 577,400

Ratio.

Per ct.32.5031.2330.1624.5928.71

30.0326.9526.4327.7233.67

33.9630.2328.8827. 8833. 25

32.2631.2328. 6727.1235.70

33.8928.8625. 9826.6929.41

30. 9227. 5427. 7725.7428. 85

34.9730. 2028.3225. 9628.83

31.8725.6123.9224.1825.71

28.6225.0925.1226. 0330.48

33.5531. 0330.3027.05


Lawful money (6. per cent).

Amount .

$6, 396. 9606, 543! 4346, 475. 7246, 589, 2766, 968! 159

6, 883, 3586, 803,1626, 826, 4096, 334. 6357, 007, 016

7, 964, 8077, 503, 3987,159, 3936, 826. 2798,001, 784

8, 523, 8638.108,4137. 650, 3997. 565,1819, 659, 357

10,365,0659, 623, 4588, 924, 8339, 728, 521

10, 375, 365

11, 248, 3109, 916, 3209, 397. 8549. 557, 3119, 752, 368

12,195, 33311,482, 28111, 054:, 09810,771,02011,49.>,248

14, 846. 75012, 862. 87312, 097, 30212, 400, 75313, 418, 057

14,779, 79412, 991,10512, 403, 53911, 898, 50413, 54f), 523

15,204,41714, 563, 49613,784, 48012, 747, 780

Ratio.

Per ct.15.6915.8515. 8115.7715.46

15.1514.8415.8815.7216.19

17.9117. 5016.6716.0316.80

16.8616.2315.7215. 0916.35

15.6215.3514. 5115.8916.10

16. 4715.2214. 5615.0214.34

15.9115.5215. 0313.9713.39

15. 7114. 0713.2113.5714.90

16.0614.5014.6114.8315. 86

16.5716. 0415.3514.03

With rest?agents (9 per

Amount.

$6,086,1995, 555, 7245, 075. 8923,887. 6905,170, 209

5, 979, 6874,762, 0253, 782, 006.4, 087, 4486, 806, 367

6, 385,1844, 765, 7394,532,1874, 322, 6387,141,940

7,114,1696, 863,1965, 699, 0625, 474, 973

10, 914, 071

11, 607, 0397, 965, 0436, 555, 6116,100,1548, 072, 837

9, 353,1217, 522, 7738, 027, 6146, 338. 2849, 382,165

14,122,44610, 385, 0599, 301, 2428, 756, 707

12,731,317

14,753, 74210,017,3199, 268,1029,139, 4079,173, 073

10, 970,7138, 891, 6298, 344, 2358, 394, 262

11, 877, 366

14, 949, 81612, 974, 79512,765, 34611,175, 373

rvecent).

Ratio.

Per ct.14.9213. 4612. 399.30

11.48

13.1610.398.80

10.1515.73

14.3611. 0310.5510.1515.00

14.0713.7411.7110.9218.47

17.5012,7110.669.96

12.52

13.7011.5412.449.96

13.79

18.4214.0312.6411.3614.84

15. 6110.9610.1210.0010.18

11.929.939.83

10. 4613.91

16.2?14. 2914.2212. 30

Fiveper centredemp-

tion fund.

$771, 001791,585802.359798, 216802, 505

781,627783, 330755, 721746,482747, 349

748, 829736, 340712, 777725,487690,287

670, 756626, 843607, 468557,538523,423

511,262504,868500, 602512, 359515, 506

507,774506, 670500,475484, 872487,612

479, 530478, 236480, 751487,01.4510,780

519,746534, 645542, 560564, 368564, 788

586, 267590, 357584, 526592, 999613, 204

626, 863646, 265656,405654,247




[Division No. 5.—Ohio, Indiana, Illinois, Michigan, and Wisconsin, excluding reserve cities.]

Dates.

1883.

Mar. 13.May 1 . .June 22.Oct. 2 . . .Dec. 31 .

1884.Mar. 7 . .Apr. 24.June 20.Sept. 30.Dec. 20 .

1885.Mar. 10.May 6 . .July 1 . .Oct.1 . .Dec. 24 .

1886.Mar. 1 . .June 3 .Aug. 27.Oct. 7 . . .Dec. 28 .

1887.Mar. 4 . .May 13.Aug. 1..OctTs...Dec. 7 . .

Fob. 14 ..Apr. 30..June 30 .Oct. 4 . . . .Dec. 12 ..

Feb. 26 .May 33.July 12.Sept. 30.Dec. 11 .

1890.Feb. 28 .May 17 .July 18.Oct. 2 . . .Dec. 19 .

1891.Feb. 26 ..May 4 . .July 9...Sept. 25.Dec. 2 ...

1892.Mar. 1 . . .May 17.July 12.Sept. 30.

No.of

banks

530536544554554

558560569574572

567568567570570

571575582580576

582584594598600

603606609611615

620622624626630

635644650650655

654657660663666

672674678680

$19, 081, 96018,892,57018, 680, 83818, 563, 09917, 961,597

17, 808, 93317,392,60116, 640, 34015,784,480'15,040, 275

15,800, 69215,954,51916,118, 86916, 501,18716, 497,191

17,184, 66317,452,85018, 315, 95118, 438,10118, 828.474

19. 446, 23620,082, 77820, 814, 21820, 570, 95920, 237,953

20, 788,46920, 795, 51620, 756, 62721, 297,37321,150,669

22,108,19022, 532, 98223,197, 38423,355,25123,037, 979

23, 999, 08324,458, 34725,234,24025, 804, 61825,120> 570

26, 052, 63226, 750, 84527,027, 98428, 583, 96328,159, 822

29,753,10330, 056, 39330, 626, 26731.582, 801

Reserve held.

Amount.

$36, 507,83534,009,15732, 831, 22334, 705, 55234,790, 630

34, 832, 32032, 294, 59430, 968, 07331, 545, 49433,478, 235

36,876,18635,963,16836,162, 98737,477,34536,226,910

38, 467, 95836,682, 62241, 364, 41239, 891, 41040, 251,058

42,186, 62941, 866,93844,475, 53340, 983, 91639,116, 212

40,918,15839,175, 38639, 806, 20042, 224, 35242, 096, 506

46,152, 83745, 216, 70748, 488, 99647, 310,10643,421,760

47, 348, 22145,815,95347, 608,32748,563, 27646,041,343

52, 449, 59950, 936, 35649, 363, 90756, 669,15452, 506, 985

60, 508,50360,761,49362,196,54362, 336, 227

Ratio.

Per ct.27.1727.0025.1428. 0429.05

29. 3427.8129.1529. 9833.39

35.0733.8133.6534.0732.93

33.5731.5333. 8832.4532.07

32.5431.2732.0529.8828.99

29.5228.2628.7729. 7420.85

31.3130.1031.3530.3928.27

29.5928.1028.3028. 2327.49

30.2028.5627.4029.7427.97

30.5030.3230.4629.61



Amount.

$16,401,30117,003,34215, 616, 97316,503, 65916,853, 215

16,461, 98416, 913,97816,186, 84716,127, 23615, 563, 364

16,882, 60917,117,10615,936,89517, 019, 46216, 050, 698

16, 692,49417,849,50917,118. 27217, 974,62418, 082, 937

18, 037, 63819,111,57618, 401, 23019,171, 01618,425,529

18.290,04118, 869, 67717, 754, 453•18, 466, 51018, 089, 328

18,299,54519, 984,14520,064,24919, 052,15319, 053,439

19, 385,16019, 214,28019, 719, 23020,149, 63820, 682,244

21,751,13522, 312. 36822, 496, 48123,177, 04722,416, 277

22,473, 20223,505, 07423, 899, 69424, 987,436

Ratio.

Per ct.12. 8913.5012.5413.3414.07

13.8714.5914.5915. 3315.52

16.0316.0914.8315.4714.59

14.5715.3414.0214.6214.41

13.9114.2713.2613. 9813.66

13.2013.6112.8313. 0112.83

12.4213.3012.9712.2412.41

12.1211.7811. 7211.7212.35

12.5212.5112. 4912.1611.95

11.3311.7311.7111.87


Amount.

$18,281,36415,146, 61315,394,64816, 347, 35016,142,536

16, 636,81113, 623,18213, 081. 87613, 764,17916, 332, 719

18, 475, 89817, 336, 75718, 738,13418,934, 89018, 653, 616

20, 284, 81017,426,44622, 867, 31520, 594, 22020,974,170

23, 012, 35421, 673, 40425, 021, 68720,771, 85219, 629,800

21, 600, 66319, 298, 65621, 045, 05122, 763, 43323, 025,148

' 26, 888, 63924, 287,40827, 489, 59427, 327, 97023,439,190

27,043,13625, 672, 58826, 955, 38927,493, 75924,449,070

29, 785, 73127, 709, 58625, 973,48732, 572, 51829,173,153

37,105,51636, 314,16837,353, 55736, 395,159

Ratio.

Fiveper centredemp-

tion fund.

Per ct.14.3812. 0312.3613.2113.48

14.0111.7511.7913.0816.29

17.5416. 3D17.4517. 2116.96

17.7814.9818.7316.7516.71

17.7516.1918.0315.1414.55

15.5913.9215.2116.0316.33

18.2416.1717.7817.5515.26

16.9015.7416.0215.9814.60

17.1515.5414.4117.0615.54

18. 7118.1218. 2917.29

$1,825,1701, 859, 2021,819,6071, 854, 5431, 794, 879

1, 733, 5251, 757, 4341, 699, 3501, 654, 0791, 582,152

1,517, 6791, 509, 3051, 487, 9581,522,9931,522,596

1,490, 6541,406, 6671, 378, 8251, 322, 5661,193, 951

1,136, 6371,081,9581, 052, 6161, 041, 0481, 060, 883

1,027, 4541, 007, 0531, 006, 696994,409982, 030

964, 653945,154935,153929,983929,131

919, 925929, 085933, 708919, 879910,029

912, 733914,402893,939919,589917, 555

929, 785942, 251943,292953, 632


ftEPO&T OF t H E COMPTROLLER OF TI*E CURRENCY. 1 ? 1


[Division No. 6.—Iowa, Minnesota, Missouri, Kansas, and Nebraska (Omaha transferred, to divisionNo. 9, October 5, 1887; Kansas City and St. Joseph transferred to division No. 9, May 13, 1887), ex-cluding reserve cities.]

Dates.

1883.

Mar. 1 3 . . .May 1 . . . .June 22.. .Oct.2Dec. 31 . . .

1884.

Mar. 1....Apr. 24 . . .June 20 . .Sept. 30.. .Dec. 20 . . .

1885.

Mar. 10 . . .May 6July 1 . . . .Oct: 1 . . . .Dec. 2 4 . . .

1886.

Mar. 1June 3 . . .Aug. 27. . .Oct.: 7Dec. 28 . . .

1887.

Mar. 4 . . . .May 1 3 . . .A u g . l . . . .Oct. 5D e c . 7 . . . .

1888.

Feb. 14 . . .Ai)r. 30 . . .June 30 . .Oct. 4Dec. 12 . . .

1889.

Feb. 26 . . .May 1 3 . . .July 12. . .Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 17...July 18*..oct: 2Dec 19 . . .

1891.

Feb. 2 6 . . .May 4July 9 1 . . .Sept. 25 . . .Dec. 2 . . . .

1892.

Mar. 1 . . . .May 17 . . .July 12. . .Sept. 30.. .

No.of

banks

207216227257270

287298309329329

336340346359363

377391404406418

427428438455462

460468471476480

487490497503516

522531522529526

525526525534540

540539541543

Ait immt O"PA.k. IULXJ L.LJJL KJ KJJL

reserve re-quired, 15


$7, 692, 3008, 007, 3088, 669, 01G9, 087, 8549, 269, 439

9,365,6099, 712,1199, 546, 7629,158, 2318, 643,147

9, 202,1469, 643, 675

10,105, 53210, 526, 27910, 511, 542

10, 872, 98812, 203, 04612,349,30012, 377, 73312, 811,418

14,184. 87313, 368,18312, 435, 31312, 258, 40211, 440, 774

11, 915. 47212,191,17512,423, 41912, 646, 57412,102, 288

12,420, 63712, 585. 26212, 925, 28613, 015,63113,209,115

14, 037,49514, 672, 00311, 820, 32812,650, 53712, 020,926

12,152,02012, 807, 89512, 271, 88912, 709, 60912, 764, 884

14,021, 84714,113,35314, 379, 92514, 520,103

Reserve held.

Amount.

$13, 786,06513,928, 63616 331,52815] 692, 92716, 068,106

16, 334, 76817, 385,10616, 682, 58516, 305,17815, 874, 452

18, 064,15119,112, 99620,186, 37319,159, 72719,128,184

19,373, 30223, 020, 43224, 464, 92721, 931, 86723, 073, 002

27, 752, 34326, 723, 83725, 056, 69522, 367, 31020, 023, 408

24,167, 65124, 217, 97425, 363, 99623. 898, 70720i 169, 802

22, 812, 39823, 606, 07424, 386,42523, 831, 36023,663,534

26, 557, 78228,417, 45823, 587, 97225, 045, 60621, 890, 313

24,124. 91824, 484, 89921, 873, 39924,150, 96523,452,871

28, 524, 56328, 839, 73329, 371, 59129.190, 867

Ratio.

Per ct.26.8826. 0928.2625.9026.00

26.1626.8526.2126.7027.55

29.4529. 7329. 9627.3027.30

26.7328. 3029.7226.5826.99

29. 3529.9930.2227.3726.25

30.4229.8030.6228.3525.00

27.5528.1328.3027.4626.87

28.3829.0529.9329.7027.32

29.7828.6826.7428.5327.56

30.5130.6530.6430.16



Amount.

$6, 048, 0706, 926, 4766. 739, 738l\ 240, 9807, 756, 806

7. 297, 4148, 463, 0969, 366, 0908,130, 8787, 734, 917

8, 442, 2748, 803, 8138, 868, 0498, 896, 8059, 309, 286

8, 838,14011, 204, 90610,229, 54511, 019, 34211, 752, 951

11, 860, 36612, 010, 36910, 458. 69010,275, 4849, 831,122

10, 418, 84010, 851, 91210, 547,10110,011,69710,197, 298

10,019.19710,460,41910, 374, 9529, 352, 807

10, 728, 448

10,142. 22110,129,3898, 660, 2279, 037, 2199,113,606

9,109, 6929,383,4769, 271,1898, 975, 6419, 081,102

9, 292, 7599, 659. 6189, 901, 2049, 940,427

Ratio.

Per ct.11.7912.9811.6611.9512. 55

11. 6913. 0714.7213. 3213. 42

13. 7613. 6913.1612.6813.28

12.1913. 7712.4313. 3513. 76

12.5413.4812.6212.57

.12.89

13.1213.3512.7311.8712.64

12.1012. 4712. 0410.7812.18

10.8410.3610. 9910. 7211.37

11.2410.9911.3310. 5910.67

9.9410.2710. 3310.27


Amount.

$7,237,1376, 496, 8629,100. 8167, 922, 3627, 788, 201

8, 526, 4868, 406, 6806, 806, 0447, 677, 9767, 642, 884

9,131, 6479, 806, 853

10, 827, 6819, 768, 8299, 315,121

1.0, 043, 85411, 339, 22013, 747, 42410, 422, 06610,848,107

15, 441, 59014, 290, 84914,175,76911,660, 633

9, 753, 960

13, 308, 83012, 924, 37914, 367, 35813,436, 3219,520, 418

12, 336, 47112, 687, 25713, 553, 97614, 013,99712,464, 371

15, 945, 07917,803, 22514, 559, 61015, 542, 67612,303,422

14, 548, 74614, 634, 33712,140, 44614, 702, 96913, 887,498

18, 745, 33418, 696, 82418, 986, 84918, 768, 907

Ratio.

Per ct.14.1112.1715. 7513. 0812. 60

13. 6612.9810. 6912.5813. 26

14.8915.2516. 0713.9213.29

13.8613.9416.7012.6312. 70

16.3316.0417.1014.2712.79

16.7515.9017. 3515.9411.80

14.9015.1215.7316.1514.15

17.0418.2018.4818.4315.36

17.9617.1414.8417. 3516.32

20.0519.8719.8119.29

Fiveper centredemp-

tion fund.

$500, 858505,298490,974521), 585523, 099

510,868515, 330510, 451494, 324496, 651

490, 230502. 330490, 643494, 093503, 777

491, 308476, 306487, 953490, 459451, 944

450, 387422, 619422, 236431,193438, 326

439, 981441,683449, 537450,689452,086

456, 730458,398457, 497404; 556470,715

470, 481484, 844462,949465, 711473, 285

466,480467, 086461,764472, 355484, 271

486,470483,291483. 538481, 533

* St. Paul and Minneapolis transferred to division No. 9 from July 18, 1890.fDes Moines transferred to division No. 9 from July 9,1891.




[Division No. 7.—Colorado, Nevada, California, and Oregon, excluding reserve cities.]

Dates.

1883.

Mar. 13..May 1June 22 .Oct. 2Dec. 3 1 . .

1884.

Mar. 7 . . .Apr. 24..June 20 .Sept. 30 .Dec. 20..

1885.

Mar. 10..May 6J u l y l . . .Oct.l . . .Dec. 24 . .

M a r . l . . .June 2 ..Aug. 27 .Oct. 7 . . .Dec. 28 ..

1887.

Mar. 4 . .May 13..Aug . l ..Oct 5 . . .Dec. 1...

Feb. 14..Apr. 30..June 30 .Oct. 4 . r .Dec. 12..

1889.Feb. 26..May 13..July 12 .Sept, 30 .Dee, 11.

1890.Feb. 28. .May 17..July 18..Oct. 2 ...Dec. 19 ..

1891.Feb. 26 . .May 4 . . .July 9 . . .Sept. 25 .Dec. 2 . . .

1892.M a r . l . . .May 17..July 12..Sept. 30 .

No.of

banks

102102107109

111114118120123

126127125125126

127129129130


percent ofnet deposits.

Reserve held.

Amount. I Ratio.

$2, 866, 8672, 890, 6422, 984, 6563, 206,0083, 241,147

3,009,7613, 028, 5312, 748, 6212,660, 5482,560,777

2, 663,3532, 683,4382,721,0042,920,866 I3,189,900

3, 329, 624 j3,598,749 |3, 863, 2863, 971, 5894, 329,961

4, 674,4445, 276,4355, 719, 2206, 330,0976, 291, 325

6,149, 7316, 042,609 |5, 924,9636,036,3175,935, 642

6, 215,145 !&, 418, 048 i6,469,509 |6,871,682 !

6, 822, 808

6, 985, 5977, 280, 6057,407, 9457, 973, 0787, 220, 289

7,002,9737,441, 6377,253, 7227,410, 6977, 230,867

7, 512. 5337.708. 7687,811,9798,061,098

Per ct$6,081, 382 31. 865,487,840 1-28.516,355,648 j 31.975, 839, 540 I 27.356,447, 703

5,626, 902 ! 28.085, 791, 614 j 28.685,492,659 I 29.975,798, 359 32.5, 524,939 32.36

5,978, 5515,699, 6925, 697, 4786, 635,0057, 038, 522

7, 529, 9827,672, 8978, 288, 0127, 896, 9109,221,771



Amount.

33.6731.8631.4134.0733.10

33.9231.9832.1829.8331.95

10, 289,333 33.0211,540,554 32.8111, 799, 916 j 30. 9513,784,605 32.6612,882,230 I 30.71

12,446, 90211,396, 74911, 634, 94812,503, 94411, 717, 229

13,833,28313,674,03114,125,45815,136, 84613, 759, 793

14, 398, 96114,457, 21914,436,31615, 402,79812,965,412

13,974,03114, 707,47513,418,37814, 066,11213,262,170

16,105, 60016, 803,46016, 013, 90917,134, 307

30.3628.2929.4631.0729.61

33.3931.9632.7533. 0430.25

30.9229.7929.2328.9826.94

29.9329.6529.7528.4727. 51

32.1632. 7030.7531.88

Ratio.

With reserve p j v eagents (9 per cent). p e r c e n t

• — redemp-Amount.

Per ct.$3,594,598 j 18.833,133,2023,203,1573, 098,3703,558,027

16.2816.1114. 5116.50

3,217,300 16.053, 207,082 15.883,664,908 i 20.003,346,017 | 18.863,180, 260 18. 63

3,450, 529 I 19.433,336,534 i 18.652,966,876 I 16.363,260,554 I 16.743,732,709 ! 17.55

3, 947,515 17. 784,034,927 16.824,096,387 j 15.914,104, 213 j 15.505, 276, 940 18. 28

5,672, 3025,990, 8896,134, 7297, 276,7037,540,479

7,457,0146, 557, 8826, 338,1826,338,0486, 789, 265

7,408, 6117,084, 9117,124, 8996, 826, 8117,133,411

7,499, 8057,148.9566,844, 0937,188,1637,689, 352

7,904, 3108,210, 3607,670, 3827,112, 9517, 049, 001

7,878, 2547,998, 0337,837, 3237,956, 810

18.2017.0316.0917.2417.98

18.1916.2816.0516.0517.16

17.8816.5616.5214.9015.16

16.1014.7313.8513.5215.97

16.9316. 5515.8614.4014.62

15.7315.5615.0514.81

Ratio, ition fund.

Per ct.$2, 374, 534 12.442,240,755 j 11.643,033,3662, 619, 3072,763,101

15.2612.2712.80

2,287, 585 11.462,462, 898. | 12. 201,717,837 ! 9.37 '2,341,155 | 13.202,239,427 13.12

2,419,5862, 256,1982, 626,1413,264,4173,192, 688

3,465,653 j3,527,8774,075,587 I3,672,731 i3, 828, 979

4,504,0285,438,6125,548, 5906, 385, 3965, 218, 778

13.6312.61 i14.48 I16.76 j15.01 i

$112,250113,883119,125121, 863126, 575

122,008121, 634109, 914111, 187105, 252

108,436106, 960104,461110,034113,125

15.61 I14.70 !15.82 j13.8713.26 i

14. 4515,46 (14.55 i15.13 {12.44 I

4,861,593 •! 11.864,708,066 11.695,171,147 ! 13.096 03 8116, 034, 8114, 800,478

6,297, 7976,459, 7416,870,1598,181,249

15,0012.13

15.2015.1015.9317.86

6,489,222 j 14.27

6, 756,9137,166, 9797, 450,1248,070,1445,126, 361

5,916, 6756,335, 4585, 590,9726, 782, 5566,038,406

8,045, 7138,621,3767, 992, 3008, 998,901

14.5114.7715.0815.1810.65'

12.6712.7711.5613.7312.53

16.06J6.7815.3516.75

116, 814110, 093116, 038119, 966115, 853

113,003611,053116,507122,506122, 973

128,295130, 801125, 619131,085127,486

126,875129,379130,400128, 786137,160

142, 243141, 284142,099144,491149, 699

153,046161, 657157, 024170, 605174, 763

181, 633184,051184, 286178,596




[Division No. 8.—Arizona/North Dakota. South Dakota, Idaho, Montana, Xew Mexico, Utah, Wash-ington, Wyoming, Oklahoma, and Indian Territory.]

Dates.

1883.

Mar. 1 3 . . .May 1June 22. . .Oct. 2Dec. 31 . . .

1884.

Mar. 7 . . . .Apr. 24 . . .June 20...Sept. 30...Dec. 20 . . .

1885

Mar. 10. . .M a y 6 . _ . .July 1 . . . .Oct'.lDec, 24 . . .

1886.

Mar. 1 . . . .June 3Aug. 27. . .Oct. 7Dec. 28 . . .

1887.Mar. 4 . . . .May 13. ...Aug. 1Oct. 5Dec. 7

1888.Feb. 14 . . .Apr. 30 . . .June 30.. .Oct. 4Dec. 12 . . .

1889Feb. 26 . . .May 1 3 . . .Ju lVl2 . . .Sept. 30...Dec. 11 . . .

1890Feb. 28 . . .May 17 . . .July 18*..Oct!'2tDec. 19 . . .

1891.

Feb. 26 . . .Mav 4Ju ly 9 . . . .Sept. 25 . . .Dec.2 . . . .

1892.

M a r . l . . . .May 1 7 . . .Ju ly 12. . .Sept. 30 . . .

Ko.of

banks

5455607074

7884878786

88899294

107

107109113114111

121125128128130

131130130132131

133138144151152

159166174188198

20321021ft224226

227234237240


net deposits.

$1,857, 4142, 072, 5052,234, 5102, 362, 0812, 280, 534

2,206,5202,256, 8462,194, 6322,162,1772,193,537

2,132, 2232,124, 7492,317, 9302,492, 4322,633, 914

2,643, 6042,745, 6572,615,7772, 675, 2132,852,550

3, 019, 5683, 258, 7303, 501, 2333, 630, 6963, 787, 621

3, 779,4673, 824,4353,972,1894,461, 3214,552, 960

4, 782,8845, 050,9125, 311, 4115,928, 2636, 001,950

6, 072,2536, 366, 8006, 567,1127, 023,1286,766,459

6, 598,1916,678,8076, 689, 0796, 894,1697,229,641

7, 230, 5937, 411, 5117, 873, 9098, 260, 517

Reserve held.

Amount.

$3,171,8543,196, 3433, 787,4333,453,1053, 746,766

3,406, *74. 3,584. 760

3,402! 6953, 263 0413, 581,574

3, 703, 3843, 587, 9973, 939, 5964, 420, 2394. 881, 391

4, 716, 8174, 688,1875,173, 7895,149, 6245,258,108

4,961,7654, 782, 7565, 626, 0175, 730, 5456, 290, 797

5, 791,3125, 935, 3736, 292, 0507, 758,1827,853,939

7, 894, 3118,813, 8629,191, 020

10, 555, 4909,742,120

10,551, 55910,108,13610, 843, 89211,958,43910,652,105

11, 364, 65911,160, 78210, 878, 92012,043, 37113,344, 276

13,164.12313, 815, 37114,409, 29815, 860, 840

Ratio.

Per ct.25.6223.1325.4221.9324.64

23.1623.83

. 23. 2622 6424^49

26.0525. 3325.4826. 6027.80

26.8625.6129.6728.8727. 65

24. 6522.0224.1323. 6824.91

22.9823.2823. 7626.0825. 88

24.7626.1825.9626.7124.35

26.0723. 8124.7725.5423.61

25.8425.0724.4026.2027.69

27.3127.9627.4528.80



Amount.

$1, 944, 8931, 946, 7491,946, 9242,000, 3742,450,974

2, 332,1362,421, 7832. 377, 0612, 077, 6732, 357,403

2, 525, 5902, 387, 8872, 354, 5792, 600, 691S, 16G, 234

3, 057, 4263, 091, 6593,135, 2693, 360, 6093,560, 333

3.418, 7563, 357, 7183,492, 5253, 715,1964, 255, 601

3,874,5863, 887, 9313. 874,1534, 241,9474, 599, 390

4, 617,8934, 829,5764,849,1854, 778, 2955,648,649

5,958, 8415, 760.1895,911.1996,157. 7806,667, 228

6, 748,4046,452,0756,181, 6056, 036, 9516,841,534

6, 819,0407,279,9747,035,4637,179,884

Ratio.

Per ct.15.7114.0913.0712.7016.12

15. 8516.1016. 2514.4116.12

17.7716.8615.2415.6518.03

17.4116.8917. 9818.7918.70

16.9815.4614.9615. 3516.85

15. 3815.2514.6314.2615.15

14.4814.3413. 6912.0924.12

14^721&5713. 501^.1514.78

15.3414.4913. 8613.1314.19

14.1514.7313.4013.04

Wi th reserveagents (9 per cent).

Amount.

$1,118,4331,139, 2931, 726,1811, 331,4381,177,548

955, 8151,038, 881

899, 2841, 006, 7541,114, 624

1, 068, 6091, 089,153.1, 473, 4601, 704, 7331,594,293

1, 535,4121,471,1911, 913,1851, 669, 9701, 577, 946

1, 421, 6011,303,5452, 010, 7401, 888, 8601, 908, 315

1, 787, 0961, 919, 7902, 289, 5373, 386, 2553,124, 805

3,143, 6603, 847, 2354, 206, 5235, 633, 3443, 942, 902

4,440, 8764,18S, 0934,760, 0765, 614, 8173, 793,564

4,414, 3754, 502, 2934, 488,1315, 790, 6996, 279,127

6,120, 2186, 306,4277,143,4048, 446, 721

Ratio.

Per ct.9.038.25

11. 598.467.75

6.506.906.157.407.62

7.527.699.53

10. 269.08

8.748.04

10.979.368.25

7.066.008.577.807.56

7.097.538.65

11. 3910.29

9.8611.4311.8814.259.85

10.779.87

10.8711.998.41

10.0410.1110.0612.6013.03

12.7012.7613. 6115.34

Fiveper centredemp-

tion fund.

$108,528110, 301114, 328121, 293118, 244

118, 523124,096126, 350118, 614109, 547

109,185110,957111, 557114,815120, 864

123, 977125,339125,335119, 045119,829

121,408121, 493122. 752126, 489126, 881

129,630127, 652128,360129, 980129,744

132, 758137, 051135, 312143, 851150, 569

151,842159, 854172,617185, 842191,313

201,880206, 414209,184215,721223, 615

224, 865228, 970230,431234, 235

* Oklahoma included from July 18,1890. t Indian Territory included from Oct. 2,1890,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES, THE NUMBEROF BANKS IN OPERATION, ETC.—Continued.

[Division !N"o. 9.—Reserve cities—Boston, Albany, Philadelphia, Pittsburg, Baltimore, Washington,New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee, St. Louis, and SanFrancisco.]

Dates.

1883.

Mar. 1 3 . . .May 1 . . . .J une 22 . .Oct. 2Dec. 31 . . .

1884.

Mar. 7 . . . .Apr. 24 . . .June 20 . .Sept. 30.. .Dec. 20 . . .

1885.

Mar. 10. . .May 6J u l y l . . . .Oct. 1Dec. 24 . . .

1886.

M a r . l . . . .June 3 . . .Aug. 27. . .Oct. 7Dec. 28 . . .

1887Mar. 4 . . . .May 13* . .Aug. I t . . .Oct. 5Dec. 7

1888.

Feb. 14 . . .Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .

1889.

Feb. 2 6 . . .May 13 . . .July 12...Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 17.. .July 18 + . .Oct. 2Dec. 19 . . .

1891.

Feb. 26 . . .May 4J u l y 9 § . . .Sept. 25. . .Dec. 2

1892.

Mar. 1May 17 . . .July 12.. .Sept. 30. . .

3*o.of

banks

198199200200202

202202204203203

202202202203202

205212

' 215217218

220210221223223

222221224224223

223224228228229

234239259259258

260262265205264

261262262263


net deposits.

$77. 419, 86778, 644. 54683,005,15380,961,10983, 646,150

85, 297, 59184, 514, 59375, 708, 56176, 984, 34278,739,375

83,462, 53786, 628, 76689,118,59491,118.63991,151,185

94, 506, 30496, 810, 23793, 802, 95995, 363, 71994, 305,102

99,518,66086, 270, 86983, 889,16684, 621,16484,031,602

88,281,91288, 841, 97593,119, 90496, 217, 30792, 796, 351

100,132, 732103, 814, 057106, 953, 841104, 752,157999,449, 783

102, 211, 212106, 243, 919115, 477, 384114,438, 382104,320, 461

109,081, 971112, 226, 065110, 503, 938112, 977, 749112,935, 945

124, 370, 037130,145, 842l'*3, 586, 733129, 825, 359

Reserve held.

Amount.

$89,796,888. 91, 787, 852103,900, 990100, 638,235105, 535, 835

111, 255, 631104,165, 95891,103, 67699, 022, 475

103, 685,153

118,522,306123, 962, 577123, 423, 045122,186,751117,043,6081

124,034, 337122, 784,157110,584,456113, 951, 757112, 821, 235

124,447,510106,121, 301

98, 389, 974100, 714, 63397,132, 024

107, 045, 750105, 914, 479113, 399, 111116, 864, 734110,791, 225

129,178, 251132,810, 931131, 366,426121, 912,119112,113, 813

119, 560, 033122,780, 265131. 308,097129,777,284120,929, 702

131, 659, 897136, 955, 966134,147, 401138, 786, 632142, 314, 957

177,149,110184, 027, 948178, 591, 989156. 098, 942

Pvatio.

Per ct.29.0029.1831.2931.0831.54

32.6130.8130.0832.1632.92

35.5035. 7734.6233.5232.11

32.8131.7129.4229. 8829.91

31.2630.7529.3229.7528.90

30. 3129.8030. 4430. 3629.85

32. 25.31.9830.7129.1028.18

29.2428. 8928. 4328. 3528.98

30.1730. 5030. 3530. 7131.50

35.6135.3533.4230. 06


Lawful money (12Jper cent).

Amount.

$49, 661, 80154,129, 58259, 515, 28356, 425, 50763,273,391

61, 563, 51262,160,25059, 623, 04563, 578, 99266,011, 790

74,383,40480,109, 09879,828,13976,907, 63274, 674,927

77,446,73380, 738, 93368, 232, 50670, 489,13570,633, 785

73, 631, 55664,496,95459, 504, 53459,524,84858, 086, 213

61, 380, 00861,211,74966,493,97764, 447, 94162, 971, 624

66, 585, 76572, 531, 58171, 388, 35664, 592, 01763, 330, 689

65, 270, 44866, 575, 94471,778,45768, 071, 51769, 599, 015

74, 395, 30278, 363, 33678,122, 40976, 990, 72676, 766, 567

84, 522, 05197, 255. 97296, 347, 40582,164, 838

Ratio.

Perct.16.0417. 2117.9317. 4218.91

18.0418.3919.6920.6520.96

22.2823.1222.3921.1020.48

20.4920. 8518.1918.4818.72

18.5018.6917.7317.5917.28

17.3817.2217.8516.7516.96

16.6217.4716.6915.4215.92

15.9615.6715.5414.8716.68

17.0517.4617.6717.0416.99

16.9918.6818.0415.82

With reserA^eagents fl2^ per cent).

Amount.

$36, 592, 76134, 090, 02740, 821, 35340, 798, 99038, 944,133

46,437, 30838, 827,19728,403, 33832. 340, 90034, 672, 781

41,172,44340, 912, 04940, 661, 80942, 402, 60039, 551, 479

43, 904, 24739, 567, 42340,072, 68941,271,50940, 371,942

49, 217, 25340,210, 83937,672, 34939, 993, 70937, 957, 340

44, 647, 55543, 718, 49345, 949, 66251, 508| 03847, 013, 696

61, 860, 59959, 619, 00859, 343, 30856, 712, 95948,173,145

53, 684, 54555, 566, 94358, 806,13360,999, 21050, 638, 370

56, 569, 34957, 889, 28855, 317,14861, 005, 87564, 710, 249

91, 717, 86385, 825, 51081, 254, 53872, 924, 409

Ratio.

Per ct.11.8210. 8412. 2912. 6011.64

13. 6111. 499.38

10. 5011.01

12. 3311. 8111.4111. 6310. 88

11.6110.2210.6810.8210.70

12. 3611.6511.2311.8211. 29

12. 6312. 3012. 3413. 3812. 67

15.4414. 3613.8713.54,12.09

13.1313.0812. 7313.3312.14

12.9612.9012.5113.5014,32

18.4416.4915.2114.04

Fiveper centredemp-

tion fund.

$3, 542, 3263, 568, 2433, 564, 3543,413,8383, 320, 311

3, 254, 8113,178,5113, 077, 2933.102, 5833,000, 582

2, 966, 4592, 941, 4302, 933, 0972, 876, 5102, 817, 202

2, 683. 3572, 477, 8012, 279, 2612,191,1131, 815, 508

1,598.7011,413; 5081, 213, 0901,196,0761, 088, 471

1,018,187984, 2M955,472908,755805, 905

731,887660, J>42634, 762607,143609,979

605, 000637,378723,507706, 557692,317

695, 246703,312707,844790, on838,141

909,196946, 466990, 046

1, 009, 695

* Kansas City and St. Joseph included from May 13,1887, and Chicago and St. Louis transferred todivision No. 10.

t Omaha included from August 1,1887.t Minneapolis, St. Paul, and Brooklyn included from July 18,189Qf§Dea Moines included from July 9, 1891.



TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE CENTRAL RESERVE CITIES, THENUMBER OP BANKS IN OPERATION, ETC.—Continued.

[Division No. 10.—Central reserve cities— New York, Chicago, and St. Louis.]

Dates.

1883.

Mar. 13 .M a y l . . .June 22.Oct. 2 . . .Dec. 31 . .

1884.

Mar. 7 . .Apr. 24 .June 20 .Sept. 30 .Dec. 20-.

1885.

Mar. 10 .May 0...J u l y l . . .Oct. 1 . . .Dec. 24..

1886.

Mar. 1June 3Aug. 2 7 . . . .Oct. 7Dec. 28

1887.

Mar. 4May 13Aug.l jOct. 5 jDec.7 .1

1888.

Feb. 14 ..Apr. 30 .June 30 .Oct. 4 . . .Dec. 12..

Feb. 26May 13July 12Sept. 30Dec. 11

1890.

Feb. 28 .May 17.July 18.Oct. 2 . .Dec. 19 .

Feb. 26..May 4 . . .July 9. . .Sept. 25 .Dec. 2...

New York City.

No. ofbank«.

1892.Mar.lMay 17July 12Sept. 30

Amountof reserverequired,25 per centof net de-

posits.

$62, 437, 90163, 422, 34069, 809,61066, 735, 37469, 509, 209

75, 373, 069

45

Ratioof

reserveheld.

70,540,86357, 948, 70263, 737, 68468, 335, 552

73,191,70574,436,13678,181,21178, 214, 62675, 516, 839

80, 887, 72774,187, 97770, 386, 87970,697, 56173,607,025

78, 607, 42274, 921, 63773,497,5147.1, 084, 77672, 379, 059

80, 277, 20279,168, 38884, 608. 09185, 539, 98882, 639, 532

91, 069, 61890, 257, 74889, 801, 52284, 536, 69979, 476, 706

84, 259, 37780, 585, 34481, 702, 35983,147, 96875,113, 249

84, 503, 62281,835.20382, 571, 59581, 940, 34688, 258, 830

109, 948, 706109,335,717106,122,17397, 967, 550

Chicago.

No. ofbanks .

Amountof reserverequired,

25 per centof net de-posits.

Eatioof

reserveheld.

St. Louis.

No. ofbanks.

Amountof reserverequired,

25 per centol net de-posits.

Per ct.23. 5925. 4828.8126. 5327. 58

28.94 I

Per ct.

Eatioof

held.

I Per ct.

20. c;29.8235. 6338. 29

40.1241.48 !42.47 !36.9832.76 I

33.28 ! !30. 28 J27.46 !27. 2429. 89

28. 7027. 6428.1128.1827.18 I

30. 2929. 9330. 3428.1629.12

28. 7228. 7327. 0825.1026. 99

26.1726. 3927. 0527. 8128.11

28.9126. 9629.9326. 2628.69

29.3129. 2329. 3626. 39

1818191919

1919192020

2020191919

2020202121

22222223

18 '$16, 993, 94018 I 16,579,93418 16, 161.73518 ! 15, 537, 512

16, 167, 80617. 822, 50017! 961, 50617, 332, 75616, 056, 945

16, 813, 6431^, 564, 21119,411,76519,682,82018, 500,455

19,020,60221,248,98021, 034, 07820, 721, 49618, 398, 815

19, 713, 70823,991, 72322, 943,15123, 216,49222,112,475

24,4243. 85427. 847, 90328. 594,13326. 634, 476

30. 4133.1430. 5328. 80

31. 6829. 7531. 3730. 2430. 88

33. 6035. 5031. 7931.6930. 29

30.4731.0129.0929.9831.42

32.7733. 8831.0233. 6231.53

33.4533. 0129. 7728. 64

$2, 280, 8642, 710, 6002, 574, 2971,999,375

2, 202, 8082,177,1752,217,8451, 970,3082, 020, 493

2, 013, 3921,885,1472, 812,1142,995,2492, 979, 311

5, 670, 3846, 494, 9066,800, 8146,545,1815, 679, 210

6,048, 5376, 248, 8575, 913, 0946, 065,1875,878, 877

6, 701,0656, 961, 8046, 868. 5057, 307, 038

36. 4031. 8926.4429.79

34.0540.1142.1027.0728.90

42.1246.7540.9526.7124. 80

28.5725.0324.4221.3524.28

24.4924.4023. 7823. 8327.32

28.3428.3623.6121.07



AVERAGE WEEKLY DEPOSITS, CIRCULATION, AND RESERVE OF THE NATIONALBANKS OF NEW YORK CITY, AS REPORTED TO THE NEW YORK CLEARING HOUSE,FOR THE MONTHS GIVEN, IN THE YEARS 1886, 1887, 1888, 1889, 1890, 1891, AND1892.

Weekended—

Circulation. Net deposits. Total.

Sept. 4,1886Sept, 11,1886Sept. 18.1886Sept. 25,1886Oct. 2,1886

9, 1886 !16,1886 j23,

Liabilities.

()ct.Oct.Oct.Oct. 30,1886 I

Sept.Sept,Sept.Sept.Oct.Oct.Oct.()ct.Oct.Nov.Nov.

Sept.Sept.Sept,Sept.Sept,Oct.Oct.Oct.Oct.Nov.

Sept.Sept,Sept,Sept.Oct.Oct. "Oct.Oct.Nov.Nov.

Sept.Sept,Sept.Sept,Oct.Oct.Oct.Oct.Nov.Nov.

Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.

Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.

3,1887 i10,1887 j17,1887 j24,18871,18878,1887

15,188722,188729,18875.1887

12.1887

1.18888,188815.188822,188829,18886,188813,188820,188827.18883.1888

7.188914.188921,188928,18895,188012,188919,188926.18892,18899.1889

6.189013.189020,189027,18904,189011,189018,189025.18901,18908.1890

5.189112.189119,189126,18913,189110,189117,189124,189131.18917.1891

3.189210.189217,189224,18921,18928,189215,189222,189229,18925,1892

$8, 059, 2008,058,0008,104,8008,136,1008,161, 8008,110,7008, 215, 9008, 246, 4008, 234, 900

8,112,0008,115, 6008,126, 0008, 235, 3008, 202, 5008,186, 8008,199,1008,216, 2008,115,1008, 046,1008,033, 700

7, 770, 4007, 850,4007,892, 9007, 927, 7006, 836,4006, 515, 3006, 516, 7006, 488, 7006,484,5006, 303, 200

3, 961, 9003, 978,1003, 931, 3003, 945, 5003, 957,1003, 943,9003, 893, 2004, 037, 4004, 053, 6003,991, 200

3,690,7003, 700,1003, 585, 7003, 479, 3003, 505,0003, 521, 3003,518, 8003, 497. 2003, 500, 8003,493, 500

5,459,4005, 527,0005, 501, 200!5, 567, 7005, 619, 0005,629,1005, 576, 5005, 573, 4005, 592, 6005, 587, 400

5,424, 2005,530,8005, 601, 0005, 642, 6005, 672, 0005,573,9005,569,1005, 608,8005, 633, 7005,650, 800

$283,366,700282,417, 800281,466, 500283,170, 900282, 295, 800281,170, 758295, 713, 900283, 693, 500284, 522, 500

281, 345,100279, 915, 600279, 288, 500278, 573, 000281, 647, 300285,703, 700289,861,500289, 542, 800289, 601, 900289, 954,700288,289, 700

341,477,200336, 495, 600312, 995, 600333. 959, 700336, 016, 200349, 506, 800337, 755,000343, 953, 000343, 813, 200343, 587,300

345, 344,200346, 601,000342, 298, 800340,542, 700334, 991, 500329,923, 400328, 225, 600325, 328,100325, 635, 600320,166, 700

309,128,200304, 626, 200309,181, 200324, 335, 300331, 436, 600325, 794, 800320, 667, 900317, 395, 500314, 709,700309,975,100

332,378, 600332,578,000!335,317, 300333,004,000331, 492,100332, 294,100339, 667, 000341,023,000343, 572, 700345,411, 300

419, 587,400414, 929,500408,312,700399, 038,400395,234, 300390,012, 300384,724, 200378, 739, 600374.072,300371, 530, 500

$291,425,900290, 475, 800289,571,300291, 307, 000290, 457. 600289, 281, 458303, 929, 800291, 939, 900292, 757, 400

289,457,100288,031,200287,414,500286, 808,300289,849,800293,890, 500298,060, 600297, 759,000297, 717,000298, 000, 800296, 323,400

349, 247, 600344, 346, 000320, 888, 500341, 887, 400342, 852, 600356, 022,100344. 271, 700350,441, 700350, 297, 700349,950, 500

349,306,100350, 574,100346,230,100344, 488, 200338,948, 600333, 867, 300332,118, 800329, 365, 500329, 669, 200324,157, 900

312, 818, 900308, 326, 300312, 766, 900327, 814, 600334, 941, 600329,316,100324,186, 700320,892, 700318, 210, 500313,468, 600

. 337,838,000338,105, 000340,818, 500338,571, 700337, 111, 100337, 923, 200345, 243,500346,596,400349,165, 300|350, 998, 700

425,011,600420,460, 300413,913,700404, 681,000400,906,300395, 586, 200390, 293, 300384, 348, 400379, 706, 000377,181, 300]

Reserve.

Legal ten-ders.

$61, 371, 600 $19,071,40063, 403. 700 16, 929, 30063, 823, 900 15, 876, 70066, 714, 600 15, 252, 20064, 111, 700 14, 607, 70065, 090, 900 13, 069, 50065, 028, 600 13,133,10065, 688, 400 12,803,80066,188,100! 13,177,200

59,175, 700!58, 851, 30059, 052, 90060, 635, 900!64,619,200164, 317, 50064, 663,10064, 918, 70066, 005, 80064, 639, 80063,791, 600

73,344,20069, 844, 50069, 723,70070,054,90074,146,50074,411, 30073, 901, 50081, 457, 70081, 212,60080,140, 200

65, 635.10063, 824J 30060, 894, 90060, 375, 90058,407, 20059, 565, 90062, 537, 90062, 403, 20062, 450, 00061, 240, 500

68, 678, 80056, 963, 60063,588,60079, 205,50080,839,40073,148, 90066,552,40065,680,50066, 088, 80062, 360,900

49, 293,20051, 750, 70053, 065, 90052, 824, 20054, 783, 40059, 731, 80065, 532, 00069, 327, 70071,771,50071, 728,600

67,699,70066,210,10065, 742, 40063, 667, 20062, 208, 20062,137, 50062, 030, 80061,205,20062, 313, 90062, 274, 600

18, 786,10017, 769,00016, 389,60016, 259,60015, 767, 50016, 269, 70016,885,40016, 735, 80017, 542.40017, 810, 70018, 070,800

30, 867, 30028, 797,60028,238,90026, 320, 60024,994,10023, 204, 30022, 017, 80021,386,80021, 329, 80021, 700, 800

31,687,50030, 527,10029,468,40028, 933, 70027, 257, 90024, 873, 40023, 570, 30022. 715, 20022, 748, 70020,416, 800

19, 062, 80019,146,50017,403, 40016,692, 30015, 353, 90014,436,70014, 642, 50015, 611, 80016,334, 30015, 517,400

44, 509, 80041, 488, 50039, 540, 90035, 676, 30032, 879, 900,30, 905,70029,610, 50027,347,30026,779,40023,665,800

45,381.70044.185, 60$43, 884, lOOj43, 760, 700]43, 225. 300i39, 862, 80037, 053, 90038, 529. 90036, 526, 00034, 685, 500

Total.

$80, 443, 00080, 333, 00079, 700, 60081, 966, 80078, 719,40078,160,40078,161,70078,472,20079, 365, 300

77, 961, 80076, 620, 30075, 442, 50076, 895, 50080, 386, 70080,587,20081, 548, 50081, 654, 50083, 548, 20082, 450, 50081,862,400

104,031,50098, 642,10097,962,60096, 375. 50089,140, 60097,615, 60095,919, 300102, 844, 500102, 542,400101, 841, 000

97, 322, 60094, 351, 40090, 363,30089, 809, 60085, 665,10084,439, 30086,108, 20085,118, 40085,198, 70081, 657, 300

87, 741, 60076,110,10080, 992,00095,897, 80096,193, 30087, 585, 60081,194,90081, 292, 30082, 423,10077, 878, 300

93, 803, 00093, 239, 20092, 611, 80088, 500,50087, 663, 30090,637.50095,142;50096,675,00098, 550, 90095, 394,40f0

113,081,400110,395,700109,626,500107,427, 900105,433, 50C102, 000, 30C

99, 084, 70099, 735,10098, 839, 90096,960,100

Ratio toliabilities.

I Per cent.27. 6C27.6627.5228.1427.1027.0225.7226. 8827.11

26. 9326. 6026. 2526.8127.7327.4227.3627.4228.0627. 6727.63

29. 7928.6530.5328.0228. 9227.4227.8629.3529.2729.10

27.8626.9126.1025.9325.2725.2925.9325.8425.8425.19

28.0524.6825.9029.2528.7226.6025.0525.3325. 9024.84

27.7.727.5827.1726.1426.0026.8227.5627. 8928. 2227.18

26.6126.2626.4926.5526.3025.7825,3925.9526.0325.71



TABLE SHOWING THE MOVEMENT OF THE RESERVE OF THE NATIONAL BANKS INNEW YORK CITY DURING OCTOBER FOR THE LAST SIXTEEN YEARS.

Week ended -

October 6,1877October 13,1877October 20,1877October 27,1877October 5,1878October 12,1878October 19,1878October 26,1878October 4,1879October 11,1879October 18,1879October 25,1879October 2,1880October 9,1880October 16,1880October 23,1880October 30,1880October 1,1881October 8,1881October 15,1881October 22,1881October 29,1881October 7,1882October 14,1882October 21,1882October 28,1882October 6,1883October 13,1883October 20,1883October 27,1883October 4,1884October 11,1884October 18,1884October 25,1884October 3,1885October 10,1885October 17,1885October 24,1885October 30,1885October 2,1886October 9,1886October 16,1886October 23,1886October 30,1886October 1,1887 '.October 8,1887October 15,1887October 22,1887October 29,1887October 6,1888October 13,1888October 20,1888October 27,1888October 5,1889October 12,1889October 19,1889October 26,1889October 4,1890October 11,1890October 18,1890October 25,1890October 3,1891 ,October 10,1891October 17,1891October 24,1891October 31,1891October 1,1892October 8,1892October 15,1892October 22,1892October 29,1892

Specie. Legal ten-ders. Total.

$14, 665, 60014,726. 50014, 087, 40015, 209, 00014,995,80012,184, 60013,531,40017,384,20018,979,60020, 901,80024, 686, 50025, 636,00059,823,70062, 521, 30062,760, 60060, 888,20061,471, 60054, 954, 60053, 287, 90051,008, 30054,016,20055, 961, 20047, 016, 00048, 281,00049,518, 20048, 374,20051, 586, 70050, 894,00047, 262, 90046, 372, 80067. 470,60068, 922,50067, 579, 40067, 638, 00092, 351, 60093, 642, 50091, 945, 30087,309,10084, 954. 60064, 111, 70065,723, 80065, 228, 60065, 668,40066,195,10064, 619,20064, 317, 50064,663.10064, 918, 70060, 005, 80074, 411, 30073,901, 50081,457, 70081,212.60058,407,20059, 565, 90062, 537, 90062,403, 20080, 8,"9,40073,148, 90066, 552,40065,680. 50054, 783, 40059, 731, 80065, 532, 00069,327, 70071, 771,50062,208,20062,137, 50062, 030, 80061, 205, 20062,313,900

$36,168, 30035,178,90035,101,70034, 367,80038,304, 90037, 685,10036,576,00035, 690, 50034,368,00032,820,30029,305,20026, 713. 90011, 129,10010,785,00010,939,20010,988,20010,925, 00012,150,40012,153,80012,452, 70012,496, 50012,947,90018,384,50018, 002, 70017,023, 90017, 204, 70020,122,50021,145, 80020,719, 70020, 617,60025, 817,30027,654,10027, 875, 50027, 354. 20024, 516,60023, 002,00022, 221,10021, 059, 80021,874, 90014, 607,70013,209,10013,133,10012,803, 80013,177, 20015,767,50016, 229, 70016,885,40016, 735, 50017,542, 60023, 204,30022,017,80021, 386,80021, 329, 80027,247,90024, 873,40023, 570,30022, 715, 20015, 353, 90014,436,70014, 642, 50015, 611,80032,879,90030, 905, 70029,610, 50027, 347,30026,779,40043,225, 30039, 862, 80037, 053,90038, 529, 90036, 526, 000

$50, 833, 90049,905,40049,189,10049,576,80053,300, 70049,869,70050,107,40053,074,70053,347, 60053,722,10053, 991,70052, 349,90070,952, 80073, 306, 30073,699,80071,876,40072, 396,60067,105, 00065,441, 70063,461, 00066, 512,70068,909,10065,400,50066,283,70066,542,10065,578,90071,709, 20072,039,80067,982,60066,990,40093, 287, 90096,576, 60095,454, 90094,992, 200116,868, 200116, 644,500114,166, 400108, 368, 900106, 829, 50078, 719, 40078,932, 90078, 361, 70078,472,20079, 372, 30080, 386, 70080. 587, 20081,548,50081, 654,50082,848,40097, 615,60095,919,300

102, 844, 500102, 542,40085,655,10084,439, 30086,198,20085,118,40090,193, sue87,585, 60081,194,90081, 292, 30087,663, 30090, 637, 50095,142, 50096, 675, 00098,550, 900105,433, 500102,000, 30099, 084, 70099,735,10098.839, 900

Ratio of reserve to—

Circula-tion anddeposits.

Per cent.27.026.26.526. 825.724.424.725.823.323.423.523.025.425.425.524.825.023.123.123.224.625.624.024.725.024.825.525.424.524.534.535.234.834,636.035.834.933.533.027.127.026.726.927.127.727.427.327.427.827.427.829.329.325.325.325.925.828.726.625.025.326.026.827.627.928.226. 325 825.425.926.0

Deposits.

Per cent.29.529.229.029.428.427.027.328.525.825.926.125. 526.427.227.126.626.724.824.925.026.627.426.326.626.826.527.026.825.925.936,336,930, 536.337.137.036.034.534.127.927.727.427.727.928.528.228.128.228.627.928.429.929.825.625.626.226. 229.026.925.325.62«. 427.328.028.328.726.726.125.526.326.4

9647 12



ABSTRACT OF REPORTS OP EARNINGS AND DIVIDENDS

FROM SEPTEMBER 1, 1891,

States, reserve cities, andTerritories.

No. ofbanks. Capital stock. Surplus. Capital and

surplus.Gross earn-

ings.

MaineNew Hampshire.VermontMassachusetts . .


785150

207565984

Division No. 1. 585

New York .New York City .AlbanyBrooklyn

New JerseyPennsylvania . . .

Philadelphia .Pittsburg

26548

Division No. 2 . 784

DelawareMaryland


Washington.VirginiaWest Virginia .

Division No. 3 .

North CarolinaSouth CarolinaGeorgiaFlorida..

27 | Alabama28 j Mississippi29 Louisiana30 New Orleans. .31 Texas32 Arkansas33 Kentucky34 j Louisville35 j Tennessee

Division No. 4.

156

1431182913111020710701053

$11, 385,000. 006, 205, 000. 007, 210, 000.00

45,517, 500.0051,800,000.0020,277.050.0023,274; 370. 00

$2,586, 271.291,598, 222.251,873, 600. 0015,422, 925.3914, 724, 914.864, 682, 533.487,550, 375.14

$13,971, 271.297, 803,222. 25i), 083, 600. 0060, 940,425. 3966, 524, 914. 8624, 959, 583.4830, 824, 745.14

$766, 871.51532. 040.47520, 356. 35

3,581,537.823,823,452.081,143,059. 831, 722, 646. 25

165,668,920.00 48,438, 842.41 214,107, 762. 41 12,089,964.31

32,984, 0C0.0049, 300,000. 001,550,000. 001, 352,000. 00

14, 318, 350. 0037,194, 890.0022, 958, 000.0010,900, 000. 00

10,395,421. 7939,413, 276. 731. 300, 000. 00li 996, 000. 006,515,400.0016,195, 607.7313, 445, 803. 086, 414, 557. 03

43, 379,88, 713,2,850,3,348;

20, 833,53, 390,36, 403,17,314,

481. 79276. 73000.00000. 00750. 00497. 73803. 08557. 03

3,576,9,734,

296,282,

1,790,3, 968,2, 651,1,162,

540. 75557.23954. 46535. 42766.12762. 70517. 24215.07

170, 557, 300. 00 95, 676, 066.36 266, 233, 366. 36 23, 463, 848. 99

2,133, 975.003,542, 405. 0013,243, 260. 00

252, 000. 002, 575, 000. 004,596, 300. 002, 561,000*. 00

961, 636.001,284, 724. 584,423, 900. 00

100, 000. 001,115,000.002,318,200 00632, 839. 86

3,095,4,827,17, 667,

352,3, 690,6, 914,3,193,

611. 00129. 58160. 00000. 00000.00500. 00839. 86

193, 213. 08421,384.30995, 474. 8327,662.91

298, 353. 26623, 034. 76313, 795. 33

28,903,940.00 | 10,836,300.44

2, 501, 000. 00 719,159. 261, 623. 000. 00 875, 500. 004, 341, 000. 00 1, 210, 530.061, 250, 000.00 242,000. 004,214, 000.00 1,047, 973.261,165, 000.00 425, 550. 00

810, 000. 00 205, 849. 083, 625, 000. 00 1, 858, 500.00

25,191, 650. 00 4, 788, 908. 651, 600, 000. 00 460, 000. 00

10, 3G8,100. 00 2,857.469.134,901,500.00 1,141,300.009,480,000.00 2, 242,787.77

39, 740, 240. 44 2, 872, 918.47

71, 070, 250. 00

3,220,159.262,408, 500.005,551,530.061,492, 000.005, 261,973. 261, 590, 550. 001, 015, 849. 085, 483,500. 0029,980,558. 652, 060,000.0013,225, 569.136, 042. 800. 0011, 722, 787.77

232, 281. 69230, 777.96448,952. 68210, 890. 29373, 339. 38130,896.1699,159.46637,850. 20

2, 753,144.23214, 628. 50838, 875.73426, 760. 69971, 987.85

18, 075, 527. 21 9,145,777.21 7,569,544.82



OF NATIONAL BANKS IN THE UNITED STATES.

TO MAECH 1, 1892.

179

Char

Losses andpreminms.

$274,475.14127, 805. 8346, 035. 66

607, 329. 761,120, 909. 39

193, 695. 02196, 014. 54

2, 566, 265. 34

516, 030. 741, 499,112. 80

47, 762. 8731,134. 97

228, 827. 90692,532.65457, 757. 01114,165. 97

3, 587, 324. 91

13,403. 3451, 742. 06

116,950.502, 991. 43

31,314.6653.126. 3828, 318.58

297, 846.95

14, 362.1636. 995. 8790,481.9023,517.7946, 002. 1815.132.076, 040. 37

258, 271. 21645, 731.4939, 351. 4990, 810.4992, 658. 76

182, 520. 76

1, 541, 876. 54

ged off.

Expenses andtaxes.

$208, 610. 59162, 665. 04

• 164,839.041, 419, 318. 791,460,152. 80

237,130. 25448,183.49

4,100, 900. 00

1, 427,180. 284, 294, 096.11

138,828.36130, 385. 83608, 868. 72

1,155,064.56978, 365. 82409, 900.49

9,142, 690.17

61.114. 56169. 421. 91307. 540. 63

12,423. 65138, 690.84252, 744. 36102, 584. 94

1, 044, 520. 89

92, 591. 77114, 432. 32227,112.70101, 828. 56186.111.4868, 049. 3049, 059. 69

307, 254.171,053, 653.14

69,217.92290. 543. 42157, 439. 29397, 489. 37

3,114, 783.13

Net earnings.

$283,785. 78241, 569. 60309. 481. 65

1, 554, 889. 271, 242. H89. 89

712, 234. 561, 078, 448. 22

5, 422, 798. 97

1, 633, 329. 733, 941, 348. 32

110, 363. 23121, 014. 62953, 069. 50

2,121,165.491,215,394.41

638,148. 61

10, 733, 833. 91

118. 695.18200. 220. 33570, 983. 70

12, 247. 83128, 347. 76317,164. 02182, 801. 81

1, 530, 550. 63

125, 327. 7679. 349. 77

131, 358. 0885. 543. 94

141, 2*25. 7247, 714. 7944. 059. 4072, 324.82

1,053, 759.60106. 059. 09457, 521. 82176,662 64391. 977. 72

2, 912, 885.15

Dividends.

$396,100. 00239, 750. 00255, 000. 00

1, 542,176. 401, 367, 785. 60

620,177. 25871,025.00

5, 292 014. 25

1, 323, 760. 732, 397, 345. 22

8(5, 000. 0091. 988. 90

218, 390. 001, 341, 346.10

810, 075. 00405, 000. 00

6, 673, 905. 95

101,186.82185, 221. 84421, 558. 30

10, 080. 0071, 500. 00

188. 315. 00136, 680. 00

1,114, 541. 96

105, 330. 00239, 770. 00142. 610. 0041, 500. 00

153,235.0053, 250. 0031, 400. 00

134, 750. 001,159,374.39

64, 500. 00389, 445. 00150,560.00353, 650. 00

3, 025, 374.39

Katios.

jSTet earn-ings to cap-

ital andsurplus.

Per cent.2.033.103.412. 551.872.853.50

2.53

3.774.443.873.614.573.973.343.69

4.03

3.834.153.233.483.484.595.73

3.85

3.893.172.375.732.683.004.341.323.515.153.462.923.34

3.27

Dividendsto capitaland sur-

plus.

Per cent.2.843.072.812.532.062.482.83

2.47

8.052.703.022.751.052.512.222.34

2.51

3.273.842.392.861.942.724.28

2.80

3.279.592.572.782.913.353.092.463.873.132.942.593.02

3.39

Dividendsto capital.

Per cent.3.483.863.543.392.643.063.74

3.19

4.014.865.556.801.523. 613.533.72

3.91

4.745.233.184.002.784.105.34

3.86

4.2114.773.293.323.644.573.883.724.604.033.763.193.73

_ > 2 6

1234567

89

101112131415

16171819202122

23242526272829303132333435



ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS OF

FROM SEPTEMBER 1, 1891,


No. ofbanks. Capital stock. Surplus.

Capital andsurplus.

Gross earn-ings.

OhioCincinnati..Cleveland. -

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee.

Division No. 5.

IowaDes Moines .

MinnesotaSt. PaulMinneapolis.

MissouriSt. LouisKansas City.St. Joseph...

KansasNebraska

Omaha


San Francisco.OregonArizona

Division No. 7.

North DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory .Utah"WyomingWashington

Division No. 8.

United States

2121310

1001822197

8693

$26, 390,8,900,8, 050,

12, 477,18, 512,20,900,10,819,4,400,6, 255,

850,

100.00000.00000. 00000.00000. 00000.00GOO. 00000.00000.00000. 00

$7,055, 391.892,470,000.00

. 1,735,000.004, 520,015.495,901), 215,599,682, 500.003,124, 687. 60

631. 000.001,887, 750.14

475, 000. 00

$33,445,491. 8911,370, 000.009, 785, 000.00

16,997,015.4922,412. 215. 5930, 582, 500. 0013, 944, 287. 60

5, 031, 000. 008,142, 750.141, 325, 000. 00

$2, 611,944,899,

1, 579,2,110,3,473,1, 249,

548,836,181,

1.48250. 59884.14779. 29655. 34096. 96456. 23553. 28711.92193.82

715 115,553,700.00 37,481, 560. 71 153, 035, 260. 71 14,435,580. 05

1474

535

9114

148130

9

12, 9t)5, 700. 00700. 000. 00

4, 425, 000. 004, 800, 000. 004, 840, 000. 004, 685, 000.00

10, 700, 000. 007,800,000.002, 000, 000.00

13,492,100. 009, 498,100.004, 000,000.00

2, 875,310,

1, 093,1, 288,

687,750,

1, 51)1,960,197,

1, 882,1, 679,

529,

274.86MO. 00462. 05000. 0050.J. 00724. 65510. 000.0.00000. 00086.10972. 43200. 00

15, 780,1,010,5, 518,6,088,5, 527,5,435,

12, 201,8,760,2,197,

15,374,11,178,4,529,

274. 8630.). 00462. 05000. 00500. 00724. 6550). 00000.00001). 00186.10072.43200. 00

1,376.040.34890,046.71 '634. 556.45513,662.51482,56 J. 25482. 046.45

1, 208, 637. 69739, 918. 80202, 710.41

1, 336,998. 401, 087,546. 61

5l>2,457. 64

Division No. 6 1, 585 79, 845,200.00 13,755,020. 09 93,600,220.09 8,656,212 26

8, 640,000. 00282.000. 00

5, 425, 000. 002, 500,000. 004, 365, 000. 00

200,000. 00

2,186, 996. 76128, 000. 00

1,438. 772. 27825,000. 00822, 982. 66

33, 815.00

10, 826, 996. 76410, 000. 00

6, 863, 772. 273, 325, 000. 005,187, 982. 66

233, 815. 00

1,372, 214. 224U. 094. 48

687,810.80268,512. 80473, 068.19

31, 715. 96

21,412,000. 00 5, 435,566.69

2, 315,2,660,

525,4, 640,1,025,

200,200,

2,750,1,250,6, 780,

000. 00000. 00000.00000.00000.00000.00000.00000. 00000.00000.00

218 22, 345,000.00

3,671 675, 356,310.00

471,324.11629,000.00181,500.00675, 067.00208, 894. 6010, 000. 009, 500.00

896, 000. 00232,400.00

1, 664,331. 65

26,847,566.69 j 2,873,416.45

775.94408. 28431.72058.62492. 34326. 31240. 95176. 63839.10415. 65

2,786,3,289,

706,5,315,1,233,

210,209,

3, 646,1,482,8,444,

324.11000. 00500.00067. 00894. 60000. 00500. 00000. 00400.00331. 65

371,292,116,828,145,25,22,286,136,924,

4, 978, 017. 36 27, 323,017. 36 3,149,165. 54

234, 676,901. 27 910, 033, 211. 27 75,110, 650. 89


"REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 8 1

NATIONAL BANKS IN THE UNITED STATES—Continued.

TO MARCH 1, 1892.

Charg

Losses andpremiums.

$250.485.75136, 692. 5453,486. 69

204, 562. 27228, 235, 60412,893.90123,102.46115,470. 35

74. 074.892, 500.00

1, 601, 504.45

173,037. 813,276. 85

70, 267. 5784, 873.2573, 511.1585,428. 01

128, 366.97215, 087.16

57, 605.15308, 246.06

88,173.07104, 009. 55

1,391,882.60

190,179. 222, 926. 06

115,793. 5117, 494. 6839, 621.42

357. 75

366, 372. 64

65,228.1636, 385. 85

7, 5(58. 37121, 111. 37

10, 414. 764, 077. 04

70,540. 9827,155.3391,948,35

434,430.21

11,787,503.64

edoff.

Expenses andtaxes.

$976,624.56355, 783. 38255, 051. 24586,948.12701, 841.32

1,197, 031.49509,013. 57308,619.48341, 648.4089,565.68

5, 322,127. 24

533,170.1139,951.09

199, 238. 65128,146.76146, 830. 91193,105.74745,742. 94345, 237. 97

72, 692. 93627, 952. 93500, 312. 62329, 553. 86

3,861, 936.51

528, 584.1116, 601. 81

254, 870. 9262, 306. 09

161, 413.2011, 771. 54

1, 035, 547. 67

117, 494.92149, 632. 0643,424. 00

354. 488. 9169, 280.128, 011. 949 347 34

134, 496. 0364,434.09

386, 941.78

1, 337,551.19

28, 960,056.80

Net earnings.

$1, 384,8S8.17451, 774. 67591.346. 21788, 268. 90

1,180, 578.421, 863,171. 57

617,340. 20124,463. 45420, 988. 6389,128.14

7,511, 948. 36

669, 832.4245, 818. 77

365, 050. 23300,642. 50262, 218.19203, 512. 70334, 527. 78179, 593. 6772,442. 33

400, 799.41499. 060.92

68, 894. 23

3,402, 393.15

653.450. 8920, 566. 61

317,146.37188, 712. 03272,033. 5719,586. 67

1,471,496.14

189, 052.86106, 390. 37

65, 439. 35352, 458. 3465,797. 4613, 237. 3312 893 6181,139. 6245, 249. 68

445, 525.52

1,377,184.14

34,363,090.45

Dividends.

$941,11G. 09330, 500.00259,000.00606, 230.00762,040. 00847,000. 00490,744.92146,000. 00295,583.8848,000.00

4,726,214. 89

630, 364.6435.000 -00

206, 700. 00195,000.00122,700. 00185,779.79296.000.00239,750. 00

66, 000. 00405, 913. 64379, 725. 00113, 000. 00

20, 875,933. 07

391,800. 0016,920.00

228, 000. 00100,000. 00184, 850. 0013,115. 00

934,685.00

105,100. 0077,050. 0077, 500. 00

180, 200. 0058,250.008,000. 007 250 00

123, 500. 0031, 750. 00

235,584.00

904,184.00

25, 546.853.51

Ratios.

Net earn-ings to

capital andsurplus.

Per cent.4.143.976.044.645.276.094.432.475.176.734.91

4.244.546.774.944.743.742.742.053.302.614.461.52

3.64

6.045.024.62

' 5.685.248.38

5.48

6.793.239.266.635.336.306 152.233.055.28

5.04

3.78

Dividendsto capital

andsurplus.

Per cent.2.812.912.653.573.402.773.522.903.633.62

, 3.09

3.993.463.753.202.223.422.432.743.002.643.402.49

3.07

3.624.133.323.013.565.61

3.48

3.772.34

10.973.394.723.813 463.392.142.79

3.31

2.81


Per cent.3.573.713.224.864.624.054.543.324.735.654.09

4.885.004.674.062.543.972.773.073.303.014.002.83

3.60

4.536.004.204.004.236.56

4.31

4.542.89

14.763.8S5.684.003 634.492.543.47

4.05

3.78

36373839404142434445

464748495051525354555657

585960616263

64656667686970717273


1 8 2 REPORT OF THE COMPTROLLER OF THE CURRENCY

ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM'MARCH 1, 1892,



surplus.Gross earn-

ings.

MaineNew Hampshire .VermontMassachusetts ...

BostonRhode Island ... .Connecticut

Division No. 1.

New YorkNew York City .Albany ..Brooklyn.

New Jersey .Pennsylvania

Philadelphia .Pittsburg

Division No. 2...

DelawareMaryland



Division No. 3.North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New Orleans . -TexasArkansasKentucky

LouisvilleTennessee

Division No. 4.

OhioCincinnati .Cleveland ..

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee..

Division No. 5 .

795249

209555984

$11, 010, 000. 006,180, 000.007,160, 000. 00

45, 617. 500.0052, 400,000. 0020, 277, 050. 0023,274, 370.00

$2, 678, 933.601, 844,465. 771, 872, 650.00

15, 457,450.4114,047,399. 774,626, 048.147,545, 415.98

$13, 688,933.608, 024,465. 779,032, 650. 00

61, 074,950. 4166,447, 399.7724,903, 098.1430, 819,785.98

$761,269.84514,222.28525, 986. 61

3,442, 976.973,720,012.421,113.573.901, 663,483. 35

587 165,918,920.00 48, 072, 363.67 213,991,283. 67

26448

6

9530141

32,944,060.0049, 600, 000.00

1, 550, 000. 001,352,000 00

14, 390. 350. 0037, 512, 390. 0022,450, 000. 0010, 900, 000.00

10, 825, 664.5940, 277, 592. 52

720, 000. 002,033, 000.006, 888, 456. 58

16, 500,005.4413, 586, 303. 086,632,589. 33

43,769,89, 877,

2, 270,3, 385,

21,278,54, 012,36,036,17, 532,

724.59592. 52000.00000.00806. 58395.44303.08589. 33

11, 741,525. 37

3, 628, 802702~8, 830, 652. 08

289,452. 09290,434.90

1, 822, 200. 924,008, 563. 562, 652, 625.521,348, 763.14

170, 698,800.00 97,463,611. 54 268,162,411. 54 22, 871,494. 23

2,133,985.003, 561, 700. 00

13, 243, 260.00252, 000. 00

2, 575. 000. 004.496, 300. 002, 661, 000. 00

966, 060.121, 314,423. 264, 477, 900.00

100, 000.001,166, 000. 002, 421,900. 00

664,115.57

3,100, 045.124. 876,123. 26

17,721,160. 00352, 000. 00

3, 741, 000. 006, 918, 200.003, 325,115. 57

156 | 28,923,245.00

1432192913111021310711056

11,110,398.95 40,033,643.95

738, 065.63887, 600.00

1, 241,575. 65259. 350. 00

1,209, 975. 09428, 707. 58238, 752.42

1,909, 167.964,850, 427. 31

482, 000. 002,844, 874. 701, 014, 800. 002, 264, 915. 52

3, 239,2, 510,5, 782,1, 659,5,128,1, 593,1, 048,5, 534,

30, 290,2,082,13, 302,5, 916,

12, 744,

065.63600. 00575. 65350. 00975.09707. 58752.42167.96427. 31000. 00774.70300. 00370. 52

510 72,462.855.00 18, 370, 211.86 90,833, 066.86

213131010518222968713

26,4658,9008,059

12, 58216, 60621, 90010,6344,4006,420850

723

100.00000. 00000. 00000. 00000. 00000 00000. 00000 00800. 00000.00

7,172, 430. 232, 560. 000 001, 775.000.004, 580. 443. 866,102,114.4110,004,500.003,152. 283. 29648,000 00

1,880,216.01475, 000. 00

33, 637,530. 2311, 460, 000. 009,825,000.0017,162,443. 8622, 708,114. 4131,904, 500. 0013, 786. 283.295, 048, 000. 008, 301, 016.011,325,000.00

116. 807, 900. 00 38,349, 987.80 155,157,887.80

201,819.43371, 254. 96

1, 012, 088.1031,482.66297,593. 60636, 602. 71289, 221. 95

2, 820, 063.41

645. 75283. 72627.13982. 96324.83862. 80666. 29996.77711. 30935.19609.84816. 31702.28

256,310,488,251,388,170,127,660,

2, 658,170,857,336,986,

7, 666,171.17

13, 943, 781. 21



OF ^NATIONAL BANKS IN THE UNITED STATES—Continued.

TO SEPTEMBER 1, 1892.

Charged off.

: Losses and! premiums.

! $143,511.15; 122, 645.04I 74, 302. 31| 757,280.38

521, 402.79305,120.82257, 498.42

2,181,760.91

451,754.401, 231, 364. 20

49, 362.4616, 656. 41

297, 972.53759, 404.96592,407. 70166,599. 85

3, 565, 522. 51

22, 903.1329, 054. 53

147,264.454, 084. 00

23. 835. 2056.487. 0942,139. 73

325, 768.13

14, 796. 8623, 523. 7197, 299.1825, 2-il. 8484,900. 6229, 524. 4621, 564.98

108, 393. 48309, 719. 85

25, 822. 85119,642.15143, 284. 80157, 990. 50

1,161, 695. 28

379,198. 91165,372.44

35, 275.49249, 532. 27258, 369.31232, 627. 07187, 998. 2856, 284. 4686,302. 8416, 483. 03

1,667,444.10

Expenses andtaxes .

$212, 474. 75176, 985.69167,058.69

1,183,526. 711, 570, 394.87

247, 515. 28459, 515.33

4,017, 471. 32

1,403, 202. 434.178, 680. 65

149, 711. 84130,175. 21609, 580. 32

1,421, 290. 311, 032.807.40

488, 818. 85

9,414, 267. 01

60, 059. 27155, 559.95365, 504.25

10,115. 58131,918. 70254, 039. 9288,159. 51

1, 065, 357.18

94. 997. 86116,446.80207. 961. 94125,167. 81181,525.97

68, 076. 0745,551.96

313, 569.791, 049, 923. 41

72. 904. 82287, 653. 27127, 593. 69497, 792.84

3,189,166.23

1,038,017.33367, 778. 67259, 815.18595, 749. 39870,100. 51

1, 283, 075. 44433,463.55341, 280. 86358, 822. 86108, 821.7C

5, 656, 925.49

Net earnings.

$405, 283.94214, 591. 55284, 625. 61

1, 502,169. 881,628, 214.76

560, 937. 80946,469.60

5, 542, 293.14

1, 773, 845.193,420, 607. 23

90, 377. 79143,603. 28914, 648. 07

1, 827, 868. 291, 027, 410.42

693, 344.44

9,891, 704. 71

118, 857. 03186, 640.48499,319.40

17, 283.08141,839. 70326, 075. 70138, 922, 71

1, 428, 938.10

146, 851.03170, 319. 21183,366. 01101, 583. 31121. 898. 24

73, 262. 2760, 549. 35

239. 033. 501, 299, 068. 04

72, 207. 52450, 314. 42

65, 937. 82330, 918.94

3, 315, 309. 66

1, 269, 671. 38293. 971. 56304. 932. 92750, 064. 51

1,071,349.651, 679,485. 51

576, 538. 64174, 804. 96426, 426. 0472,126.45

6,619,411. 62

Dividends.

$400,437.50240,150. 00248. 500. 00491, 672. 89

1,435, 500. 00618,172. 25865, 831. 50

4, 300, 264.14

1, 380, 755. 642,445, 220.00

53, 167.7792, 490. 00

654, 737. 001,497,021.10

803, 025.00409,000.00

7, 335,416.51

101, 986.82136, 926. 50490, 792. 60

10,080. 0072, 500. 00

180, 065. 0085, 240. 00

1, 077, 590. 92

99,250. 0078, 870.00

144,110. 0046, 898. 95

134,110.0043, 250. 0026, 400. 00

123, 000. 001,105, 675. 00

46, 500. 00453, 515. 00117, 560. 00322, 850. 00

2,741, 988. 95

998,126. 64317, 500. 00254, 000. 00626, 731. 23755, 515. 00822, 000. 00474, 600. 00146,000.00286, 675. 0046, 500.00

4, 727, 647. 87

Ratios.

Net earn-ings to

capital andsurplus.

Per cent.2.962.673.152.462.452.253.08

2.59

4.053.813.984.244.303.382.853.95

3.68

3.833.832.824.913.794.714.18

3.57

4.536.783.176.122.384.595.774.324.293.473.391.112.60

3.60

3.772.573.104.374.725.264.183.465.145.44

4.27

Dividendsto capital

andsurplus.

Per cent.2.932.992.750.802.162.482.81

2.01

3.152.732.342.733.082.772. 232.33

2.74

3.292.812.772.861.942.602.56

2.69

3.063.142.492.832.612.712.522.223.652.233.411.992.53

3.02

2.972.772.593.653.332.583.442.893.453.51

3.05


Per cent.3.643 893.471.082. 743.053.72

2.59

4.194.943. 436. 844.553.993.583.75

4.29

4.783.843.714.002.824.003.20

3.73

3.974.863.183.353.423.713.263.394.352.914.342.403.08

3.78

3.773.573.164.984.553.754.463.324.475.47

4.05

12\\4567

89

101112131415

16171819202122

23242526272829303132333435

36373839404142434445



ABSTRACT OF REPORTS OF EARNINCS AND DIVIDENDS

FROM MARCH 1, 1892, TO



surplus.Gross earn-

ings.

IowaDes Moines

Minnesotap St. Paul' Minneapolis


KansasNebraska

Omaha

Division No. 6.


San Francisco .OregonArizona i

Division No. 7.

North DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory .UtahWyomingWashington

Division No. 8.

15045557589104

142128

581

$12,975.700,

5, 348,4, 800,5,124,4, 640,10, 700,6. 800,2,000,

12, 892,9, 343,4,150,

000.00000.00730. 00000. 00000.00000.00000. 00000. 00000. 00100. 00100. 00000.00

$2, 994, 369.28311, 500.00

1, 082, 773.121, 298, 000. 00639, 000. 00750, 668. 63

1,617,000.00852,500. 00209,000.00

1, 648, 565. 741, 660, 832.42525, 500. 00

$15, 969, 369. 281,011, 500. 006,431, 503.126, 098, 000. 005, 763, 000.005,390, 668.6312,317,000.007, 652,500. 002,209,000.00

14, 540, 665. 7411, 003, 932. 424, 675, 500. 00

$1, 551, 509. 2687, 566. 80623,318.91501,455. 68374, 020.13452,917.91

1,123, 338.42683,128. 08204, 864. 06

1, 328, 272.381,103, 691.45475, 345.48

79,472, 930. 00 13, 589, 709.19 93, 062, 639.19 8, 509,428. 56

9,015, 000. 00282, 000; 00

5,375,000. 002,500,000. 004,415,000.00

200, 000.00

2, 239, 550. 09128,000. 00

1,457,957. 86950,000. 00853,000.0034,150.00

133 21, 787,000. 00 5,662,657.95

2, 215,2,660,

525,4, 740,

975,150,260,

2, 800,1,100,7, 580,

000. 00000.00000. 00000.00000.00000. 00000.00000. 00000.00000.00

501. 768. 65628, 875.00170, 000. 00721,800. 00214, 800. 0041, 000.0014, 900.00945,300.00199,600.00

1, 734, 880.62

225 23, 005,000. 00 5,142,924.27

United States 3,701 679, 076, 650, 00 237, 761,865. 23

11,254, 550.09410, 000. 00

6, 832, 957. 863.450, 000. 005,268,000. 00

234,150. 00

1,391,002.9538, 723.3664,1,320.1026.3, 937. 03546,748.4229,033. 22

27,449, 657.95 2,910, 765. 08

2,716,3,288,695,

5,461,1, '"

161,274,

3,74,5,1,299,9, 314,

768.65875.00000.00800. 00800.00000.00900. 00300.00600.00

28,147, 924.27 2,984,837. 08

916, 838, 515.23 73,448,066.11



or NATIONAL BANKS IN THE UNITED STATES—Continued.


185

Charged off.

Losses andpremiums.

$206,000.9526, 866. 7964,638. 2025, 210. 81

117, 958.9342, 801.47

115,646.30381,311.3449,142. 08

453, 357.48142,304.07126,101. 84

1, 751, 340. 26

191,199.431, 963. 98

92, 629. 6716, 328. 7428, 213.741, 381. 66

331,717.22

33.820. 8147, 206.1810, 038. 08

140, 789.1813, 500.75

289. 97230.75

28, 648.0073, 389. 9497, 925. 50

445, 839.16

11,431, 087.57

Expenses andtaxes.

$621,413.7234,160. 53

289,572.45175,049.74186, 284.63194, 831. 55532,215.54331,907.8071,779.86

560, 659.84569, 291.34326, 373.95

3, 893, 540.95

643,290.3612, 261. 54

252,660.9160,481.15

203,133. 2411,240.26

1,183, 067.46

160,550.07183,102. 7727,023.45

278, 973.9863,950.199,402. 04

10, 856.72102, 772.3154,534.62

411,091. 93

1, 302,258.08

29,722,053.72

Net earnings.

$724, 094. 5926, 539. 48

269,108. 26301,195.1369, 776. 57

215,284.89475,476.58

30,091.0683, 942.12

314, 255.06392, 096.0422, 869. 69

2,864,547.35

556,513.1624,497.84

296, 029. 52187,127.14315,401.4416,411.30

1, 395, 980.40

90,096. 3275, 626. 5154,023.43

324, 942. 6657, 719.1319,149. 7613, 478. 71

169,489. 716,675.93

438, 889. 54

1, 236, 739. 84

32,294, 924.82

Dividend*.

$592, 900. 0035, 000. 00

233, 300. 00195,000.00127, 500.00183,106. 43291, 000. 00110, 250.0066, 000. 00

357, 625. 00335, 675.0095, 000. 00

2,622, 356.43

407, 550. 0019, 920. 00

217, 500. 00100, 000.00387,100.00

9, 000.00

1,141, 070. 00

70, 700.0068,550. 008. 000. 00

127, 700. 0044, 740. 5311, 500. 007, 900. 00

130, 500. 0039, 750.00

398,185. 07

907, 525. 60

24, 853, 860. 42

Net earn-ings to

capital andsurplus.

Per cent.4.532.624.184.941.213.993.86

0.393.802.613.560.49

3.08

4.945.974.335.425.997.01

5.12

3.322.307.775.954.85

11.894.904.53

O.5I4.71

4.39

3.52

Ratios.

Dividendsto capital

and

surplus.

Per cent.3.713.463.633.202.213.402.361.442.992.463.052.03

2.82'

3.624.863.182.907.353.84

4.16

2.602.081.152.343.767.142.873.483.064.27

3.22

2.71


Per cent.4.575.004.364.062.493.952.721.623.302.773.592.29

3.30

4.527.064.05

» . 4.008.774.50

5.24

3.192.581.522.694.597.673.044.663.615.25

3.94

3.66

464748495051525354555657

5859606162(53

64656667686970717273

NOTE.—Figures printed in boldface type signify loss.



TABLE, BY STATES AND RESERVE CITIES, OF THE RATIOS TO CAPITAL, AKD TOFUOM MAKCH 1, 1888,

l23456789101112131415161718192021222324.2526272829303132333435363738394041424344454647484950515253545556575859606162636465666768697071727374

States, Territories,and reserve cities.

Maine . . . . . ^ . . .New HampshireVermontMassachusetts

BostonRhode IslandConnecticut . . . .New York

New York City..AlbanyBrooklyn



DelawareMaryland


Washington . . . .VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New Orleans...TexasArkansasKentucky

LouisvilleTennesseeOhio

CincinnatiCleveland

IndianaIllinois

ChicagoMichigan

Detroit"Wisconsin

MilwaukeeIowa

Des MoinesMinnesota

St. PaulMinneapolis...

MissouriSt. Louis

Ratio of dividends to capital for six months ended—

?.ct.3.83.83.73.52.83.23.44.04.35.4

4.53.83.73.8

•4.74.03.54.03.23.84.13.88.33.83.93.34.11.64.35.74.83.63.74.13.93.32.63 94*. 84.15.63.84.96.5

Kansas CitySt. Joseph

KansasNebraska

OmahaColoradoNevadaCalifornia

San Francisco...OregonArizonaDakotaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtanWashingtonWyomingOklahomaIndian Territory

Average

4.2

4.83.03.93.35.85.63.1

10.24.04.11.9

17.46.04.0

4.0

P.ct3.93.93.73.52.93.23.53.94.35.0

4.43.93.63.84.74.23.74.03.23.83.23.14.53.73.93.43.62.03.75.13.94.03.73.73.73.42.74.15.23.74.43.95.8

20.34.5

4.1 3.6

4.218.94.23.34.75.53/49.34.87.51.94.06.04.0

4.0 3.9

3.93.93.53.32.83.23.53.94.25.7

4.64.03.63.75.14.23.94.04.63.83.93.44.54.34.53.86.52.03.84.37.13.83.73.43.93.42.94.24.93.94.43.94.84.94.9

3.2

J\ctJp.ct

4.43.83.63.75.03.93.64.03.03.84.03.74.54.93.83.96.23.04.75.96.23.93.53.94.13.63.24.25.1

10.94.93.96.14.95.5

3.6

4.53.23.83.63.64.83.7

12.06.04.45.63.56.0

3.9

P.ct. P.ct

4.93.73.53.74.93.83.84.02.43.85.03.74.53.53.14.04.24.24.13.9

13.93.53.23.13.83.75.74.55.34.94.13.78.54.95.7

3.4

4.13.14.02.83.24.33.3

11.76.04.64.04.76.0

3.9

4.15.53.63.52.82.93.73.74.94.46.74.53.83.63.74.93.83.44.02.54.33.54.04.65.04.63.85.33.74.34.26.03.63.23.54.73.83.25.15.24.04.43.44.14.95.7

3.83.93.53.02.83.13.73.94.74.86.84.63.83.73.74.83.83.54.02.53.93.94.34.83.64.33.34.03.34.13.44.13.62.83.23.73.82.84.85.14.54.73.34.84.55.64.83.54.53.13.43.32.23.32.63.43.24.0

CO I 6.0

5.02.9

11.23.66.32.66.02.72.21.43.9

P.ct3.53.93.53.42.63.13.74.04.95.56.81.53.63.53.74.75.23.14.02.84.15.34.2

14.83.33.33.64.63.93.74.64.03.83.23.73.63.23.24.94.64.04.53.34.75.64.95.04.74.12.54.02.83.13.33.04.02.84.56.04.24.04.2

P.ct3.63.93.51.12.73.03.74.24.93.4

4.54.03.63.74.83.83.74.02.84.03.24.04.93.23.33.43.73.33.44.32.94.32.43.13.83.63.25.04.53.74.53.34.55.54.65.04.44.02.53.92.71.63.32.83.62.34.57.14.04.08.84.5

P.ct.3.13.13.02.72.32.72.73.12.63.2

Ratio of dividendsto capital andsurplus for sixmonths ended—

P.ct3.13.12.82.52.32.72.73.12.82.9

3.32.82.52.63.43.02 7Z.22 42.73.33.15.72.93.42.73.41.42.94.64.12.92.93.43.12.82.33.03.63.14.63.43.84.04.5

3.5

3.92.13.62.45.04.9S.57.62.93.31.8

15.35.73.3

3.0

l

P.ct3.13.13.12.72.32.62.73.02.62.9

3.22.82.42.63.43.12.83.22.42.72.62.53.12.83.42.82.91.72.54.13.33.32.93.03.02.82.43.23.92.73.6•3.55.4

12.93.6

3.4

3.415.83.82.44.04.62.76.73.56.21.73.55.53.3

3.0

P.ct3.13.12.82.52.22.62.73.02.83.1

3.22.82.42.43.43.02.83.22.43.13.23.03.12.42.83.33.51.73.14.04.83.02.93.13.03.02.54.43.83.33.53.64.13.44.0

3.1

3.0

2.7

4.32.73.7

15.33.84.43.44.34.43.13.43.35.02.6

2.9

NOTE.—-Figures printed in bold-faoe type InDigitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


CAPITAL AND SURPLUS, OF THE EARNINGS AND DIVIDENDS OF NATIONAL BANKSTO SEPTEMBER 1, 1892.

Ratio of dividends to capital andsurplus for six

far.

1L8

90.

^ ' '

P. ct.3.13.12 93.02.12.42.7

3. 02.72.4

*3.Y2.72.42.43.52.92 73.22.1

3.12. 93!l3.83.33.24.63.23.04.85.03.12.83.23 ?2.92.73. 23.97.74.03.44.73.24.3

3.1

3.72.73.43.33.14.03.29.54.43.64.32.94.8

5.04.51.06.44.94 .13.81.9

3.2

i fCO

P.ct.3.13.42 92.32.22.12.7

3. 52.72.1

3.42.62.32.43.42.82.82.91.72.74.93. 0'6.02.72.73.23.23.32.73.2

11.12.82.62.53 03.04.83. 43.92.93.23.26.73.24.4

2.9

3.52.83.62.62.73.63.08.04.43.73.13.44.6

2.82.20.83.35.03.02.62.0

2.9

P.ct.3.24.42 92.62.22.4Z. o

2. 92.82.42.83.12.62.32.33.42.82.62.91.82.92.73. 2s!i3.83.93.13.93.03.03.84.82.82.P2.93 73.02.73. 83.92. 73^53.03.23.24.5

3.13.32.64.32.93.13.02.83.02.94.14.44.03.03.63.9

4 .12.37.93.15.12.04.82.32.21.43.0

montl

l-iCO

P.ct.3.03.12 82.32.22.52.8

3.02.72.62.83.22 72^32 43^32.82.62.91.72.63.13 43] 02.83.62.73.02.72.72.93.22.82.32.72 93.02.43. 73.83.03.72.93.72.94.63.23.03.52.73.02.91.93.02.32.92.83.34.43.61.23.64 .3

3 42.64.42.15.83.82.92.22.45.12.8

is ended—

P.ct.2.83.12 82.52.12.52.8

3. 02.73.02.71.02.52.22.33.33.82.42.91.92.74.33 39^62.62.82.93.33.12.53.93.12.42.63.02.82.92.63. 63.42.83.52.93.63.63.93.53.73.22.23.42.42.73.02.63.42.53.64.13.33.03.65.6

3.82.3

11.03.44.73.42.82.13.83.52.8

|S

P.ct.2.93.0

0.82.22.52.8

3.12.72.32.73.12.82.22.33.32.82.82.91.92.62.63 13*.l2.52.82.62 72'. 52.23.62.23.42.02.53 02.82.63. 63.32.63.42.93.43.53.73.53.63.22.23.42.41.43.02.53.02.03.64.93.22.97.33.8

2.62.01.12.33.83.54.33.17.12.92.7

Ratio of earnings to capital

P.ct.4.03.74.12.83.03.42.0

4.14.62.8

*5.*2*4.03.75.04.33.83.03.64.84.32.94. 07.14.36.64 86.17.23.85.77.33.83.36.23.92.43.44. 55.06.85.84.96.33.64.7

5.5

4.92.45.23.97.16.73.7

19.310.0

9.74.9

10.413.16.1

8.23.45.3

12.92.0

4.3

CO

P.ct.3.64.03.73.03.33.42.9

5.22.6

4.93.83.24 .14.65.53.73.44.83.63.65 15.55.56.64.18.67.01.45.38.43.82.55.14.23.64.4

3. 64.45.64.94.77.38.64.9

3.9

4 .34.55.20.66.06.53.09.8

13.09.45.0

11.59.55.0

**5." 9*7.65.07.9

10.63.6

4.3

««00

P.ct.4.44,04.03.43.93.53.3

4.93.4

5.04.63.53.84.94.34.14.24.84.84.34 24.83.74.64.35.94.65.35.77.44.14 .15.14.34.23.8

4. 65.85.54.55.05.5

10.04.8

4.6

4.94.95.67.75.17.05.49.86.16.65.68.5

12.56. 7

'"8*0*8.35.8

12.310.9

1.8

4.5

i lP.ct.

3.93.23.73.43.42.53.2

4.95.4

5.64.1*> Q

3.94 .74.83.04.15.84.74.55 17 1?>. 75.76.18.85.16.2(117.94.03.73.74 . 14.03.84. 45.35.34.74.76.04.75.1

3.3

4.24.84.98.53.76.14.9

10. 06.16.26.87.98.64.1

*"6."5*4.75.98.5

10.31.4

4.3

end

P.ct.4.03.63.42.61.73.03.6

4.52.3

6.14.53.54.24.24.33.64.56.24.64.44 04.44.66.26.36.06.85.66.36.44.45.44.84.04.73.75. 05.46.14.94.35.86.25.1

5.4

4.62.84.85.83.85.94.89.15.35.34.47.5

10.2

7.15.06.0

11.96.08.79.52.5

4.T

and Jed—

CO

P.ct.3.73.93.63.22.70.93.8

5.3O*6

"*5.*5"3.93.54 .14.93.93.24.35.55. 85.03 47.24.55.55.46.99.44 .15.8

16.54.72.95.13.95.54 .1

4.96.34.93.56.55.24.8

3.5

4.47.64.45.53.24.93.89.06.34.95.28.47.2

2.73.54.39.55.26.38.13.4

4.3

mrplu

P.ct.4.54.23.93.13.33.13.7

5.21.65.55.34.53.94.54.54.23.37.84.55.55.74 15.64.77.64 .14.46.64.05.96.84.84.04.64.55.34.2

6.16.25.73.66.14.45.4

5.24.84 .55.34.63.75.13.54.64.89.34.85.55.48.66.3

5.04.5

11.16.66,36.57.81.34.04.64.6

3 for £

mP.ct.

2.83.42.93.03.22.53.3

3. 54.74.04.94.73.33.73.21.93.93.03.23.84.45.05 46.85.28.43.47.08.44 .15.45.02.90.93.13.63.83.7

5.97.84.63.25.83.14.78.73.64.13.04.34.81.03.42.43.53.06.15.65.15.16.57.6

4.21.47.45.64.07.35.54 .54.75.84.0

jix months

si

P.ct.2.03.13.42.51.92.83.5Q Q0. 0

4.43.93.64.64.03.33.73.84.13.23.53. 54.65.73 93.22.45. 72.73.04.31.33.55.13.52.93.34 14.06.0

5.36.14.42.55.26.74.24.56.84.94.73.72.72.03.32.64.51.56.05.04.65.75.28.4

6.83.29.36.65.32.25.33.06.36.1

3.8 j

g.00CO

P.ct.3.02.73 12.52.42.23.1

4.03.84.04.24.33.42.83.93.83.82.84.93.84.74.2A 56.83.26.12.44.65.84.34.33.53.41.12.63.82.63.1

4.75.34.23.55.15.44.52.64.25.01.24.03 9

O . 43.82.63.60.54.96.04.35.46.07.0

3.32.37.85.94.84.54.7

0 . 511.94.93.5

1234567QO

9101112131415161718192C2122

242526272829303132333435363738394041424344454647484950515253545556575859606162636465666768697071727374

* column for 1890 and 1892 signify percentage of loss.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ARRANGED BY GEOGRAPHICALDIVISIONS, FOR SEMIANNUAL PERIODS FROM SEPTEMBER 1,1883, TO SEPTEMBER1,1892.

Geographical divisions.

Sept., 1883, to Mar., 1884:New England States. . .Middle StatesSouthern StatesWestern States

Total

Mar., 1884, to Sept., 1884:New England States. . .Middle StatesSouthern StatesWestern States

Total

Sept., 1884, to Mar., 1885:New England States. . .Middle StatesSouthern States :Western States

Total


Total


Total


Total


Total


Total

Sept., 1887, to Mar., 1888:New England States . . .Middle StatesSouthern StatesWestern States

Total

No.of

banks

565715248963

2,491

568723264

1,027

2,582

567732278

1,073

2,650

562731287

1,085

2,665

559738294

1,117

2,708

563744303

1,174

2,784

563754313

i,225

2,855

566764343

1,269

2,942

567780358

1,339

3,044

Capital.

$167,478, 070175, 317,31538, 214, 310

126, 959, 605

507, 969,300

167, 600, 370175, 767, 35540, 638, 300

134, 599,700

Surplus.

$41,863,16164,841,1789,854, 923

29, 041, 587

Dividends.

$5. 726, 3567, 639, 6701, 700,1136, 016, 667

145, 600, 849 21,082, 806

41,905, 90564, 580,40610,726,20930,508,955

518,605,725 147,721,475

167,400,370173, 212,14542,648,400

139, 638,800

41,413, 82664,741, 00911, 527,94231, 088, 344

522,899,715 148,771,121

165, 668, 370172, 907, 35243, 500, 300

142, 523, 580

40,786, 00764, 247, 88811, 505, 47730, 364,123

524,599,602 146,903,495

165, 203,920172,435, 29544,437,400

148,879, 580

530,956,195

165, 352, 320173,628,87545,444, 000

153,138,453

537, 563, 648

165,252,370175,873, 73546, 213,240

161, 016,425

548, 355, 770

164,837,370176, 635, 65651,515,315

165, 556,200

558,544,541

164,405,920183,382,39553,124, 400

176,224, 033

577,136,748

41,128, 38767, 583, 30912, 053, 52432, 767, 699

153, 532,919

41, 581, 84570,044,18711, 967, 32133,470,425

157, 064,778

41,897,07273,445, 03312. 463, 05035,926,745

163, 731,900

43,118, 79076, 574,17913, 247,28538, 314,299

171,254, 553

43,459,76980,679,52714,258,40340, 999,447

179,397,147

5,551,6037,089,6731, 691, 5205,838, 871

20,171, 667

5, 661, 5377,156, 6801,790,7265, 828,707

20,437,650

5, 391,4016,953, 3321, 655, 2616, 218,477

20, 218,471

5,375, 2267, 044, 5351,969,1906, 946, 485

21, 335,436

5, 338, 6357,328, 7981,994, 5376,485,172

21,147,142

5,318,4807, 574, 6272,143, 8707, 111, 610

22,148, 587

5,355,7877, 357, 4002,137,3287,153,305

22,003,820

5,426,1787,346,5152,298, 0398, 017, 876

23,088,607

Net earn-ings.

$6, 095, 9159,529,9782, 950, 0969,418, 775

27,994,764 <

5,738,4568,198, 9122,747, 0187,683,633

24, 368, 019

4, 388, 8127, 474, 7522,426, 8587, 310, 780

21, 601, 202

4,725, 3957, 297,1592, 282, 7827, 718, 959

22,024,295

5, 925, 3819, 484, 3242, 705, 2749,412,687

27, 527, 666

6,736,4799,789,1352, 553, 0558, 834, 050

27,912,719

6,176,70712, 072,4192, 646, 393

10, 803,275

31, 698, 794

7,224,78111,360, 8933,268, 973

10, 953,427

32,808,074

6,187, 59511,201,7083,257,542

11,954,449

32,601,294

Ratios.

sirPr. ct.

3.44.44.44.7

4 . 1

3.34.04.24.3

3.9

3.44.14.24.2

3.9

3.34.03.84.5

3.9

3.24.04.44.6

4.0

3.24.24.34.2

3.9

3.24.34.64.4

4.0

3.24.24.14.3

3.9

3.34.04.34.5

4.0

Div

iden

ds t

oca

pita

l an

dsu

rplu

s.

Pr. ct2.73.23.53.9

3.2

2.62.93.33.5

3.0

2.73.03.33.4

3.0

2.62.93.03.6

3.0

2.62.93.43.8

3.1

2.5-3.03.43.5

3.0

2.63.03.63. 6

3.1

2.62.93.33.5

3.0

2.62.83.43.7

3.0

* ! .

IllC§ O OQ

Pr. ct.2.94.06.16.0

4.3

2.73.45.34.7

3.7

2.13.14.54.3

3.2

2.33.14.24.5

3.3

2.83.94.75.2

4.0

3.24.04.04.7

4.0

3.04.84.55.5

4 .5

3.54.55.05.4

4 .5

3.04.24.85.5

4 .3



EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ETC.—Continued.

Geographical divisions.

Mar., 1888, to Sept., 1888:New England States...Middle StatesSouthern StatesWestern States

Total

Sept., 1888, to Mar., 1889:New England States...Middle StatesSouthern StatesWestern States

Total


Total


Total


Total

Sept., 1890, to Mar., 1891:New England States .. .Middle StatesSouthern StatesWestern States

Total


Total


Total


Total

General average

No.of

hanks

568793369

1,363

3,093

568793382

1,404

3,147

571796403

1,424

3,194

576811436

1,471

3,294

582834475

1,521

3,412

583851522

1,586

3,542

589874544

1,605

3,612

585880558

1,648

3,671

587882570

1, 662

3,701

3,077

Capital .

$164,649,820184, 220, 575

54, 802, £00179, 865, t*50

583, 529,145

164, 506, 720184, 628, 445

56, 974,485187,144, 200

593, 253, 850

165,101, 920184,195 745

58, 905. 530191, 247, 990

599,451,185

165, 631, 980186,198, 725

62, 949, 360200, 625,480

615, 405, 545

165, 500, 920188, 261,155

68, 491,105212, 520, 566

634, 773,746

165, 525, 420189, 215, 74575,175,100

222, 670, 320

652, 586, 585

165, 392, 090192,973, 87678, 244, 000

231,019, 971

667, 629,937

165, 668, 920192, 303, 940

78, 227, 550239,155, 900

675, 356, 310

165,918, 920192,464. 74579, 620,155

241,072,830

679, 076,650

584,871,900

Surplus.

$44,197,41882, 998, 75914, 844, 53442, 376, 280

184,416, 991

44, 904,040$6,496, 36715. 715,13645, 391, 957

192, 507, 500

45,476, 95387. 936. 23616, 387, 35947, 328, 336

197,128, 884

46,157,18191,010,40517,141, 07050, 237, 778

204, 546, 434

46, 488, 59894, 608, 92118,081, 49652, 690,124

211, 869,139

47, 263, 87198, 565, 39719, 232, 96154, 368, 512

219, 430, 741

48, 053, 95399, 692,77620,344, 33458, 011, 532

226,102, 595

48,438, 842103,561,32721, 026, 56761, 650,165

234, 676, 901

48, 072, 364105,487,99521,456,22762, 745, 279

237,761, 865

184, 578, 849

Dividends.

$5, 349, 5827, 564, 8222,189, 9378, 338. 710

23,443,051

5, 508,1637, 379, 6922,357.7188, 045, 400

23, 290,973

5, 307, 0867, 636, 8742, 365, 3688, 016, 259

Net earn-ings.

$6, 739, 24011, 544, 2583,105, 262

11, 370,432

32, 759,192

6. 932, 21212,241.399

3, 497. 41012,438, 868

35,109, 889

6, 920. 88912, 060. 4333, 818, 379

11, 708, 674

23, 325, 587 ,34, 508. 375

5, 520, 9777, 629,1702, 861, 628

10, 237, 991

5, 606. 83012, 2 8. 7884, 229, 776

J2, 203,145

26,249, 766 J35, 248, 539

5,144,5887, 946, 3012, 695, 2109,123, 018

24, 909,117

5, 530,4737, 720,4333, 026, 4929,491, 377

25, 768,775

5, 231,8547, 911, 6272, 778,0249,104,730

25, 026, 235

5, 292, 0147,463,4533, 350, 3699,441, 017

25, 546, 853

4,300,2648,147, 7023,007,2949, 398, 600

24.853,860

23, 002, 689

6, 239, 35812, 534, 6304, 730. 666

13, 302, 370

36, 807, 024

7, 275, 21513,189,635

4, 842,13914, 838, 985

40,145, 974

6, 512,91011,475, 7154, 299, 226

13, 329, 789

35,617, 640

5,422,79911, 764, 3293,412, 941

13, 763,021

34, 363, 090

5, 542, 29310, 855. 6443,780; 308

12,116,679

32, 294, 924

31,410,632

Ratios.

11,2 &•5 *>• °

5Pr. ct.

3.24.14.04.6

4.0

3.34.04.14.3

3.9

3.24.14.04.2

3.9

3.34.14.55.1

4.3

3.14.23.94.3

3.9

3.34.14.04.3

3.9

3.24.13.63.9

3.7

3.23.94.33.9

3.8

2.64.23.83.9

3.7

3.9

Div

iden

ds t

oca

pita

l and

surp

lus.

Pr. ct.2.62.8

,3.13.8

3.0

2.62.73.23.5

Ear

ning

s to

capi

tal a

ndsu

rplu

s.

Pr. ct.3.24.34.45.1

4.3

3.34.54.85.3

3. 0 4.5

2.52.83.13.4

2.9

2.62.83.64.1

3.2

2.42.83.13.4

2 9

2.62.73.23.4

3.0

2.42.72.83.2

2.8

2.52.53.43.1

2.8

2.02.72.93.1

2.7

2.9

3.34.55.14.9

4.3

2.64.45.35.2

4.3

2.94.45.55.0

4.3

3.44.65.15.4

4.6

3.03.94.44.6

4.0

2.53.93.44.6

3.8

2.63.63.74.0

3.5

4.1



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THEPROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THEUNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF THEIRCAPITAL, CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDINGOCTOBER 31, 1892.

Name and location of bank. Date ofliquidation. Capital.

Circulation.

Issued. Ketired. Outs tan d-

First National Bank, Penn Yan, N.Y.* ..First National Bank, Norwich, Conn.* .Second National Bank, Ottum v\ a, Iowat..Second National Bank, Canton, Ohiot...First National Bank, Lansing, Mich. f..First National Bank, Columbia, MoFirst National Bank, Carondeiet, MoFirst National Bank, Utica, N. Y.*Tittston National Bank, Pittston. Pa.|..Fourth National Bank, Indianapolis, Ind.Berkshire National Bank, Adams, Mass.|National Union Bank, Rochester, N. Y..First National Bank, Leonardsville, N.Y.Farmers' National Bank, Richmond, Va.Farmers' National Bank, Waukesha,

WisNational Bank of Metropolis, Washing-

ton, D. CFirst National Bank, Providence, Pa...National State Bank, Dubuque, Iowa...First National Bank of Newton, New-

ton ville, MassFirst National Bank, New Ulm, Minn..National Bank of Crawford County,

Mead ville, PaKittanning National Bank, Kittanning,

Pa.JCity National Bank, Savannah, Ga.tOhio National Bank, Cincinnati, Ohio...First National Bank, Kingston, N. Y . . .First National Bank, Blutfton, IndNational Exchange Bank, Richmond, Va.First National Bank, Skaneateles, N. Y.First National Bank, Jackson, MissFirst National Bank, Dowiiinattown, Pa.First National Bank, Titusville, PaAppleton National Bank, Appleton, Wis.Natiomil Bank of Whitestown, N. YFirst National Bank, Isew Brunswick,

N. J . . .First National Bank, Cuyahoga Falls,

Ohio '-.-..:First National Bank, Cedarburg, Wis...Commercial National Bank, Cincinnati,

OhioSecond National Bank, Watertown, N. Y.First National Bank, South Worcester,

N.YNational Mechanics and Farmers' Bank,

Albany, N. YSecond National Bank, DesMoines, Iowa.First National Bank, Steubenville, Ohio.Eirst National Bank, Plumer, PaFirst National Bank, Danville, VaFirst National Bank, Dorchester, Mass.First National Bank, Oskaloosa, Iowa..Merchants and Mechanics' National

Bank, Troy, N. YNational Savings Bank, Wheeling, W.Va.First National Bank, Marion, OhioNational Insurance Bank, Detroit, Mich.National Bank of Lansingburg. N. YNational Bank of North America, New

York, N.YFirst National Bank, Hallowell, MeFirst National Bank, Clyde, N.YPacific National Bank, New York, N.Y.Grocers' National Bank, New York, N. YSavannah National Bank, Savannah, Ga.First National Bank, Frostburg, MdFirst National Bank, La Salle, 111National Bank of Commerce, George-

town, D.C : . . .

Apr, 6,1864May 2,1864

doOct. 3,1864Dec. 5,1864Sept. 19,1864Mar. 15,1865June 9-1865Sept. 16,1865Nov. 30,1865Dec. 8,1865Apr. 26.1866July 11,1866Oct. 22,1866

Nov. 25,1866

Nov. 28,1866Mar. 1.1867Mar. 9,1867

Mar. 11,1867Apr. 18,1867

Apr. 19,1867

Apr. 29,1867May 28,1867July 3,1867Sept. 26, 1867Dec. 5,1867. . . .doDec. 21,1867Dec. 26,1867Jan. 14,1866Jan. 15,1866Jan. 21,1866Feb. 14,1866

Feb. 26,1868

Mar. 4,1868Mar. 23,1868

Apr. 28,1868July 21,1868

Aug. 4,1868

do.Aug. 5,1868Aug. 8,1868Aug. 25,1868Sept. 30,1868Nov. 23,1868Dec. 17,1868

Dec. 31,1868Jan. 7,1869Jan. 12,1869Feb. 26,3869Mar. 6,1869

Apr. 15,1869Apr. 19,1869Apr. 23,1869M a y 10,1869June 7,1869June 22,1869July 30,1869Aug. 30,1869

Oct. 28,1869

$100, 00030, 000

200, 000100, 000100, 000400,00050.000

100, 000

100,000

200,000100,000150,000

150,00060,000

300,000

200, 000100, 000500, 000200, 00050, 000200, 000150, 000100, 000100, 000100, 00050, 500120, 000

100, 000

50, 000100,000

500,000100,000

175, 500

350, 00050,000150,000100, 00050,000150, 00075,000

300, 000100, 000125, 000200, 000*150, 000

1,000,00060.00050,000

422. 700390,000100,00050, 00050,000

100,000

$90, 00025, 500

$89, 87525, 399

100, 000

192, 50045, 00085, 000

90,000

180,00090,000127,000

130,00054,000

450,000180, 00045. 0U0180, 000135, 00045, 50090, 00086, 75045, 00045, 500

90, 000

45,00090, 000

345,95090, 000

157,400

314,95042, 500135,00087,50045,000132,50067,500

184,75090,000109,85085,000135,000

333,00053, 35044,000134,99085,25085, 00045,00045,000

99 373

191, 50344, 41583, 288

89, 540

177, 00388, 780125, 685

128, 81753, 245

444,140177,79544, 586179, 355133,77245,42089, 01185, 78544,37945, 248

88, 699

44,46289,497

343,85588,970

155,821

313,01042,152133,31286,17744,695130,59766,992

183,14589,450109,01484,453

133, 787

330,82752,93643,270134,07284,91684,48544,75244,525

$125101

95)7585

1,712

2, f 971.2201,315

1,183755

5,8602, 205

414645

1,22880

989965621252

1,301

538503

2,0951, 030

1,579

1,940348

1,6881,323

3051,903

508

1,60555083G547

1,213

2,173414730918334515248475

90,000Slew bank with same title, t Never completed organization. ; Consolidated

89,085 915with another bank.Digitized for FRASER


EEPOET OF THE COMPTROLLER OP THE CURRENCY. 191

NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Narne and location of bank. Date ofliquidation. Capital.

Circulation.

Issued. Retired. Outstand-ing.

Miners' National Bank, Salt Lake City,U t hUtah.

First National Bank, Vinton, IowaNational Exchange Bank, Philadelphia,

PPa

YFirst National Bank, Decatur, 111National Union Bank, Owego, N.First National Bank, Berlin, WisCentral National Bank, Cincinnati, Ohio.First National Bank, Dayton, OhioNational Bank of Chemung, Elmira, N.Y.Merchants' National Bank, Milwaukee,

W i sFirst National Bank, St. Louis, MoChemung Canal National Bank, Elmira,

N.Y

Muskingum National Bank, Zanesville,OhioOhio

United National Bank, Winona,Minn...First National Bank, Des Moines, Iowa..Saratoga County National Bank, Water-

f d N Yford, N. Y.

Dec. 2,1869Dec. 13,1869

Jan. 8,1870Jan. 10,1870Jan. 11,1870Jan. 25.1870Mar. 31,1870Apr. 9,1870June 10,1870

June 14,1870July 16,1870

Aug. 3,1870Central National Bank, Omaha Nebr. * . . Sept. 23,1870First National Bank, Clarksville, Va Oct. 13,1870First National Bank, Burlington, Vt Oct. 15,1870First National Bank, Lebanon, Ohio Oct. 24,1870National Exchange Bank, Lansingburg,

N.Y Dec. 27,1870

Jan. 7,1871Feb. 15,1871Mar. 25,1871

Mar. 28,1871Mar. 31.1871May 2,1871June 24,1871Aug. 11,1871

Nov. 22,1871

Dec. 26,1871Jan. 6,1872Jan. 9,1872

May 10,1872

May 24,1872

Atlantic National Bank, Brooklyn, N. Y. | July 15,1872 |Merchants and Farmers' National Bank, j

Quincy, 111 Aug. 8,1872 !First National Bank. Rochester. N. Y i Aug. 9,1872Lawrenceburg National Bank, Law- i

renceburg, Ind ! Sept. 10,1872Jewett City National Bank, Jewett City, | !

Conn l-.j Oct. 4,1872Oct. 22,1872 iNov. 7,1872 |

Nov . 8,1872 INov. 16,1872 !

Jan. 14,1873 \Feb. 18,1873 i

Feb. 28,1873 I

State National Bank, St. Joseph. MoFirst National Bank, Fen ton, MichFirst National Bank, Wellsburg, W. Va.Clarke National Bank, Rochester, N. Y..Commercial National Bank, Oshkosh,

WiW i sFort Madison National Bank, Fort Mad-

ison, IowaNational Bank of Maysville, KyFourth National Bank, Syracuse, N. Y.. .American National Bank, New York,

N.Y.Carroll County National Bank, Sand-

wich, N.H.. 'Second National Bank, Portland, Me

First National Bank, Knoxville, Tenn...First National Bank, Goshen, IndKidder National Gold Bank, Boston,

Mass.Second National Bank, Zanesville, Ohio..Orange County National Bank, Chelsea,

VtVtSecond National Bank, Syracuse, N. Y...Richmond National Bank, Richmond,

Ind.*First National Bank, Adams, N. Y Mar. 7.1873 jMechanics' National Bank, Syracuse,

Farmers and Mechanics' National Bank,Rochester, N. Y

Montana National Bank, Helena, Mont..First National Bank, Havana, N. YMerchants and Farmers' National Bank,

Ithaca. N.YNational Bank of Cazenovia, N. Y.Merchants' National Bank, Memphis,

TennManufacturers' National Bank, Chi-

cago 111Second' National j&jik, Chicago, Hi

Apr. 15,1873. . . .doJune 3,1873

June 30,1873July 18,1873

Ang. 30,1873

Sept. 25,1873do

$150, 00050, 000

300,000 !100.000 |100. 000 i500. 000 I500.000150,000 i100,000 I

100,000!200,000 j

100,000 I100,000 !50,000 i300,000 i100,000 i

100,000

100,00050,000100, 000

150, 000100, 000100,000100, 000200,000

100,000

75,000300, 000105, 500

500, 000

50,000100,000200, 000

150,000400.000

60,000100, 000115, 000

300,000154,700

200,000100,000

230,00075, 000

Mar. 11,1873 | 140', 000 j

100,000100, 000

50, 000

50, 000150, 000

250,000

500, 000100, 000

* New bank, with same title.

$135,00042, 500

175. 75085,25088, 25044, 000425,000135, 00090,000

90, 000179,990

90,000

$134,10642, 293

173,76384,21587,327 j43,622421,145133,830 !89,488 j

89,330 !178,597

27, 000270. 00085,000

90, 000

90,00045,00090,000

135,00090, 00049, 50090, 000180,000

90, 000

67,500 j270,000 I91,700 I

450, 000

45, 00081, 000165, 000

135,000 |206,100 !

i48,75080,910

103, 500

120,000138,140

180, 00090,000

207, 00066,900 j

93, 800 j

83,250 !31,500 i45,000

45, 000116, 770

225,000

438,75097,500

89,149 i

26,890 !267,003 i

84,338 !

89,424

89, 27544,59589,208

134,03889,45549, 01889, 263

178,246

66,990269, 709

90, 858

444,051

44,46380.014

163^ 660

133,705203, 810

200, 000 I 180,000 I 177, 940

48,25279,096

102, 258

120,000136,498

177,76688, 845

207, 00066, 010

92, 880 I

82,317 |31,38544,410

44,294115, 326

222,363

433,327 ]96,141 I

207

1,9871,035

923378

3,8551,170

512

6701,393

851

1102,997

662

576

725405792

962545482737

1,754

5101, 291

842

5,949

537986

1,340

1, 2952, 284

2,060

8141,242

1,642

2,2341,155

890

920

933115

7061,444

2,637

5,4281368



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont?d.

"Nam© and location of bank. Date ofliquidation. Capital.

Circulation.


Merchants' National Bank, Dubuque,Iowa

Beloit National Bank, Beloit, WisUnion National Bank, St. Louis, MoCity National Bank, Green Bay, WisFirst National Bank, Shelbina, MoSecond National Bank, Nashville, Tenn..First National Bank, Onedia, N. YMerchants' National Bank, Hastings,

MinnNational Bank of Tecumseh, MichGallatin National Bank, Shawneetown,

111First National Bank, Brookville, PaCitizens' National Bank, Sioux City,

IowaCitizens' National Bank, Charlottes ville,

VaFarmers' National Bank, Warren, 111...First National Bank, Medina, OhioCroton Kiver National Bank, South

East, N. YMerchants' National Bank of West Vir-

ginia, Wheeling, W. VaCentral National Bank, Baltimore, Md. .Second National Bank, Leavenworth,

KansTeutonia National Bank, New Orleans,

LaCity National Bank, Chfettanooga, Tenn.First National Bank, Cairo, 111First National Bank, Olathe, KansFirst National Bank, Beverly, OhioUnion National Bank, La Fayette, Ind . .Ambler National Bank, Jacksonville,

Fla.*Mechanics' National Bank, Chicago, 111..First National Bank, Evans ville, Wis . . .First National Bank, Baxter Springs,

KansPeople's National Bank, Pueblo, ColoNational Bank of Commerce, Green Bay

Wis

Sept. 30,1873Oct. 2,1873Oct. 22,1873Nov. 29,1873Jan. 1,1874Jan. 8,1874Jan. 13,1874

Feb. 7,1874Mar. 3,1874

Mar. 7,1874Mar. 26,1874

Apr. 14,1874

Apr. 27,1874Apr. 28,1874May 6,1874

May 25,1874

July 7,1874July 15,1874

July 22,1874

Sept. 2,1874Sept. 10,1874Oct. 10,1874Nov. 9,1874Nov. 10,1874Dec. 4,1874

Dec. 7,1874Dec. 30,1874Jan. 9,1875

Jan. 12,1875....do

First National Bank, Millersburg, Ohio.First National Bank, Staunton, VaNational City Bank, Milwaukee, WTisIrasburgNational Bank of Orleans, Iras-

burg, v tFirst National Bank, Pekin, 111Merchants and Planters' National Bank,

Augusta, GaMonticello National Bank, Monticello,

IowaIowaCityNationalBank, Iowa City, IowaFirst National Bank, Wheeling, W. Va. .First National Bank, Mount Clemens,

MichFirst National Bank, Knob Noster, Mo. . .First National Bank, Brodhead, WisAuburn City National Bank, Auburn,

N YFirst National Bank, Eldorado, KansFirst National Bank, Junction City,

KansFirst National Bank, Chetopa, KansFirst National Bank, Golden, ColoNational Bank of Jefferson, WisGreen Lane National Bank, Green Lane,

PaState National Bank, Topeka, KansFarmers'National Bank, Marshalltown,

IowaBichland National Bank, Mansfield,

OhioPlanters' National Bank, Louisville, Ky.First National JSaak, Gallatin, Tenn . .

.do. . . .doJan. 23,1875Feb. 24,1875Mar. 17,1875Mar. 25,1875

Mar.30,1875

. . . .doApr. 14,1875Apr. 22,1875

May 20,1875May 29,1875June 24,1875

Juue 26,1875June 30,1875

July 1,1875July 19,1875Aug. 25,1875Aug. 26,1875

Sept. 9,1875Sept. 15,1875

Sept. 18,1875

Sept. 25,1875Sept. 30.1875Oct. 1,1875

$200,00050, 000

500, 00050,000100, 000125, 000125, 000

100, 00050, 000

250, 000100, 000

50, 000

100, 00050, 00075, 000

200,000

500, 000200,000

100, 000

300, 000170, 000100, 00050, 000102, 000250, 000

42, 500250, 00055, 000

50,00050, 000

100, 000100, 000100, 000100,000

75, 000100,000

200, 000

100, 000125,000250,000

50,00050,00050,000

200,00050, 000

50, 00050,00050, 00060, 000

100,00060, 000

50,000

150,000350, 00075,000

* N o circulation.

$180, 00045,000150, 30045, 00090, 00092, 920110, 500

90, 00045, 000

225, 00090,000

45,000

90,00045,00045,000

166, 550

450, 000180, 000

90, 000

270, 000148, 00190, 00045, 00090, 000224,095

125, 90045,000

36,00027, 000

90, 00060, 40090, 00060,000

67,50090,000

169, 000

45, 000104,800225,000

27,00043,80045,000

141.30045,000

45,00036,00027,00054,000

90,00030, 600

27,000

130,300315, 00045,000

$176,41044, 299148,41344, 29589, 28091, 635

108, 936

88,52544, 310

223, 01388,835

44,840

89, 20944, 45344, 720

163, 600

444, 915178, 776

87,910

267, 920147, 01988, 64244, 63988, 516

220, 259

123, 83044,562

35,64026,823

89,18560,02889,08259,125

66, 53788,675

167,270

44,705103,082221,678

26.90043,42844,485

138,93044,528

44,67535, 68626,81853,007

89,65730,462

26,830

127, 934310,04844,610

$3, 590701

1,887705720

1,2851,564

1,475690

1,9871,165

160

791547280

2,950

5,0851,224

2,090

2,080982

1,358361

1,4843,836

2,070438

360177

815372918875

9631,325

1,730

2951,7183,322

100372515

2,370472

314182

343138

170

2,3664,952


KEPOKT OF THE COMPTROLLER OF THE CURRENCY. 193



First National Bank, Charlestown, W.Va

People's National Bank. Winchester, 111First National Bank, New Lexington,

Ohio.First National Bank, Ishpeming, Mich ..Fayette County National Bank, Wash-

ington, Ohio

Oct. 12,1875Oct. 20,1875

Oct. 26,1875

Nov. 8,1875

Nov. 13,1875Nov. 17,1875Dec. 17, i875Dec. 28,1875Jan. 11.1870... .doJan. 19,1876Jan. 26,1876Jan. 28,1876Feb. 5,1876Feb. 16,1876

Feb. 21,1876Feb. 24,1876Mar. 7,1876Mar. 11,1876Mar. 23,1876May 13,1876May 25,1876June 21,1876June 22,1876July 10,1876July 11,1876

July 29,1876Aug. 7,1876Aug. 17,1876

Second National Bank, Lawrence, Kans .\ Aug. 23,1876

Merchants' National Bank, Fort Wayne,Ind ,

Kansas City National Bank, KansasCity, Mp

First National Bank, Sehoolcraft, Mich.First National Bank, Curwensville, Pa ..National Marine Bank. St. Paul, Minn ..First National Bank, Rochester, IndFirst National Bank, Lodi, OhioIron National Bank, Portsmouth, Ohio ..First National Bank, Ashland, NebrFirst National Bank, Paxton, 111First National Bank, Bloom field, Iowa...Marietta National Bank, Marietta, Ohio .Salt Lake City National Bank, Salt Lake

City, UtahFirst National Bank, La Grange, MoFirst National Bank, Atlantic, IowaFirst National Bank, Spencer, IndNational Currency Bank, New York, N. YCaverna National Bank, Caverna, KyCity National Bank, Pittsburg, PaNational State Bank, Des Moines, Iowa..First National Bank, Trenton, MoFirst National Bank, Bristol, TennFirst National Bank, Leon, IowaAnderson County National Bank, Law-

renceburg, K;renceburg, KyFirst National Bank, Newport, IndFirst National Bank, DePere, Wis..

Date ofliquidation.

Oct.Oct.

2,18754,1875

Commercial National Bank, Versailles, KyState National Bank, Atlanta, GaSyracuse National Bank, Syracuse, N. Y.Fir»t National Bank, Northumberland, Pa Oct. 6,1876First National Bank, Lancaster, MoFirst National Bank, Council Grove,

Kans.National Bank Commerce, Chicago, 111...First National Bank, Palmyra, MoFirst National Bank, Newton, IowaNational Southern Kentucky Bank,

Bowling Green, KyFirst National Bank, Monroe, IowaFirst National Bank, New London, Conn.Winona Deposit National Bank, Winona,

MinnFirst National Bank, South Charleston,

OhioLake Ontario National Bank, Oswego,N.Y

First National Bank, Sidney, OhioChillicothe National Bank, OhioFirst National Bank, Manhattan, Kans..National Bank, Monticello, KyFirst National Bank, Rockville, IndGeorgia National Bank, Atlanta, GaFirst National Bank, Adrian, MichFirst National Bank, Napoleon, OhioFirst National Bank, Lancaster, OhioFirst National Bank, Minerva, OhioKinney National Bank, Portsmouth, Ohio.First National Bank, Green Bay, WisNational Exchange Bank, Wakefield, R.I.First National Bank, Union City, Ind . . .First National Bank, Negaunee, Mich . . .Tenth National Bank, New York, N.. Y ..First National Bank, Paola, KansNational Exchange Bank, Troy, N. YSecond National Bank, Lafayette, Ind

9647 13

Aug. 26,1876Aug. 31,1876Sept. 25,1876

Nov. 14,1876

Nov. 28,1876Dec. 2,1876Dec. 12,1876Dec. 16,1876

Dec. 23,1876Jan. 1,1877Jan. 9,1877

Jan. 28,1877

Feb. 24,1877

.do .Feb. 26,1877Apr. 9,1877Apr. 13,1877Apr. 23,1877Apr. 25,1877May 31,1877June 11,1877June 30,1877Aug. 1,1877Aug. 24,1877Aug. 28,1877Oct. 19,1877Oct. 27,1877Nov. 10,1877Nov. 13,1877Nov. 23,1877Dec. 1,1877Pec. 6,1877Dec. 20,1877

Capital.

$100, 00075,000

50, 00050,000

100, 000

100,000

100, 00050,000

100, 000100, 00050, 000

100, 000ioo,ooo50, 00050, 00055, 000150, 000100, 00050, 00050, 00070, 000100, 00050, 000

200, 000100, 00050, 00050,00060, 000

100, 00060, 00050, 000100, 000170, 000200, 000200, 000100, 00050, 000

50, 000250,000100, 00050, 000

50,00060,000100,000

100,000

100,000

275, 00052, 000100, 00052,00060,000200, 000100,000100, 00050, 00060, 00050, 000

100, 00050, 00070, 00050,00050,000

500, 00050, 000

100, 00!)200, 000

Circulation.

Issued.

$90,00067, 500

45, 00045,000

81. 280

46, 820

65, 99145, 00090, 00059. 71045, 00090, 00090, 00045, 00045, 00049, 50090,000

45, 00045, 00045, 0006B, 00045,00045, 00068, 92950, 79545, 00045,00045,000

45,00045, 00031, 50067,500

153, 00073, 725

117, 96162,10627, 000

26, 50071,46546,14045, 000

27, 00035, 70038, 300

63, 285

90, 000

66,40546, 20053,82544, 20049,500173,09045, 00043, 50045, 00054, 00045, 00090, 00045,00034,65045, 00045, 000441,00044,3509!), 00052,1(57

Retired.

$89,13266, 863

44,62844,468

80, 528

46, 255

65,12744,49288, 49858,31543,02988,49289.16744,59444,39848,48088, 352

44,14044, 44644,48062, 52043,96044, 65568, 28249, 49544, 52644, 66744,110

44, 73044, 41831,24166, 760150,97772, 355114,42160, 26526, 857

26,15370,22944,91143, 836

26, 74235, 327

36, 556

61,850

88,03562, 20645, 24752,17543, 61348,500169,86043,65942,86644,10852, 32244, 36288, 89043,89933, 70144,03544, 225

421, 76044, 04787, 75748, 699

Outstand-ing.

637

372

532

752

565

864508

1,5021, 3951,9711, 508

833406602

1,0201,648

860554520480

1,040345647

1,300474333

270582259740

2,0231,3703,5401,841

143

3471,2361,2291,164

258373

1,744

1,435

1,965

4,199953

1, 650587

1,0003, 2301,341

634892

1,678638

1,1101,101

949965775

19, 240303

2,2433,468Digitized for FRASER





Circulation.

Issued. Eetired. Outstand-ing.

Dec. 31,1877Jan. 8,1878....do

Jan.Jan.Jan.Feb.Feb.Mar.Mar.Mar.Mar.

Mar.Mar.Mar.Mar.Apr.Apr.Apr.Apr.

10,187819,187822,13787,1878

28, J 8781,18782,18784,18785, 1878

14,187819,187826,187830,18785,187820,187824.187825,1878

State National Bank,Minneapolis,Minn..Second National Bank, St. Louis, MoFirst National Bank, Sullivan, IndRockland County National Bank, Nyack,

N.YFirst National Bank, Wyandotte, Kans ..First National Bank, Boone, IowaFirst National Bank, Pleasant Hill, Mo ..National Bank of Gloversville, N. YFirst National Bank, Independence, Mo.National State Bank, Lima, IndFirst National Bank, Tell City, IndFirst National Bank, Pomeroy, OhioEleventh Ward National Bank, Boston,

MassFirst National Bank, Prophetstown, 111..First National Bank, Jackson, MichFirst National Bank, Eau Claire, Wis...First National Bank, Washington, Ohio.First National Bank, 'Middleport, Ohio..First National Bank, Streator, 111First National Bank, Muir, MichKane County National Bank, St. Charles,

111 I.First National Bank, Carthage, MoSecurity National Bank, Worcester, Mass.First National Bank, Lake City, ColoPeople's National Bank, Norfolk, VaTopeka National Bank, Topeka, Kans ..First National Bank, St. Joseph, MoFirst National Bank, Winchester, Ind...Muscatine National Bank, Muscatine,

IowaTraders' National Bank, Chicago, 111Union National Bank, Rah way, N. JFirst National Bank, Sparta, WisHerkimer County National Bank, Little

Falls, N. Y.. . .Farmers' National Bank, Bangor, MePacific National Bank, Council Bluffs,

IowaFirst National Bank, Anamosa, IowaSmithfield National Bank, Pittsburg, Pa.First National Bank, Buchanan, Mich...First National Bank, Prairie City, 111- - - -Corn Exchange National Bank, Chicago,

Franklin National Bank,Columbus, Ohio.Traders' National Bank, Bangor, MeFJrst National Bank, Gonic, N. HFirst National Bank, Salem, N. CFirst National Bank, Granville, OhioCommercial National Bank, Petersburg,

Va doFirst National Gold Bank, Stockton, Cal doFirst National Bank, Sheboygan, Wis doFirst National Bank, Boscobel, Wis Jan. 21,1879National Marine Bank, Oswego, N, Y Jan. 25,1879Central National Bank, Hightstown, N.J . Feb. 15,1879Brookville National Bank, Brookvill©,

Ind Feb. 18,1879Farmers' National Bank, Centreville,

Iowa Feb. 27,1879First Nationa 1 Bank, Clarinda, Iowa ! Mar. 1,1879Waterville National Bank, Waterville, Me Mar. 3,1879First National Bank, Tremont, Pa Mar. 4,1879First National Bank, Atlanta, 111. Apr. 15,1879Union National Bank, Aurora, 111 Apr. 22,1879National Bank of Menasha, Wis Apr. 26,1879National Exchange Bank, Jefferson City,

Mo May 8,1879First National Bank, Hannibal, Mo May 15,1879Merchants' National Bank, Winona,

Minn June 16,1879Farmers' National Bank, Keithsburg, 111. J uly 3,1879First National Bank, Fran k '.in, Ky July 5,1879National Bank of Salem, Salem, Ind . . . . ' Juty 8,1879

May 31,1878June 1,1878June 5,1878June 15,1878July 31,1878Aug. 7,] 878Aug. 13,1878Aug. 24,1878

Sept. 2,1878Sept. 4,1878Sept. 10,1878Sept. 14,1878

Oct. 11,1878Nov. 22,1878

ISTov. 30,1878Dec. 14,1878Dec. 16,1878Dec. 21,1878Dec. 24,1878

Jan. 4,1879....doJan. 14,1879....do.-..do....do

$100,000200, 00050,000

100, 00050, (JOO50, 00050, 000

100, 00050, 000

100,00050,000

200, 000

200, 00050, 000100, 00060, 000

200,00080, 00050, 00050, 000

50, 00050,000

100, 00050, 000

100, 000100, 000100,00060, 000

100,0002"0.000100,00050, 000

200, 000100,000

100, 00050, 000

200, 00050, 00050,000

500,000,100, 000100,00060. 000150,00050,000

120,000300, 00050,00050,000

120, 000100,000

100, 000

50,00050, 000125,00075,00050,000

125, 00050, 000

50,000100,000

100,00050, 000

100,00050,000

$82, 50053, 05545,000

89, 00045, 00032,40045, 00064,75027, 00033, 47144,50075, 713

89,40045, 00088,40038, 46169,75031,50040,50044,200

26, 30044,50049, 00029, 30085, 70589, 30067,11052, 700

44,20043.70089, 20045, 000

178,30089,100

45, 00044, 50078,75027,00027, 000

59,16093. 07076, 40045. 597128, 20034, 365

99,800238, 60045, 00043,90044, 30032,400

89, 000

41, 50045, 000110,30064,60026, 50082, 00044,500

45,00088,200

35,00027,00054, 00044,400

$80,15448, 83444,425

87,20644,23531, 79544,15863, 72625, 64132. 20244,00071, 911

88, 20543, 78086, b5537,70267, 01031,09540, 06543, 624

25,85843,83048, 32029,10983. 93087, 21764. 62050, 998

42,13640,53286,69043,908

173,32887, 362

43, 73043, 34276. 6t;026, 60825, 860

53, 58089,85373, 63243, 948

124, 63033,129

96, 388225,00144, 25142,89641, 94831, 868

85,965

40, 89844, 244106,82361, 8-i125, 92079,30543,565

43,90084, 364

34,34626, 31052, 46543, 803

$2, 3464,221

575

1,794765605842

1, 0241,3591,269500

3,802

1,1951,2202,045759

2,740405435576

442670680191

1.7752,0832,4901,702

2,0643,1(582.5101,092

4,9721,738

1,2701,1582,150

3921,140

5,5803,2172,7G81,6493 5701,236

3,41213,599

7491,0042,352532

3,035

602756

3,4772,759580

2,695935

1,1003,836

654690

1,535597



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cout'd.

Nanie and location of banks. Date ofliquidation. Capital.

Circulation.

Issued. Retired. Outstand-

Fourth National Bank, Memphis, Tenn.Bedford National Bank, Bedford, Ind ...First National Bank, Afton, IowaFirst National Bank, Deer Lodge, Mont.First National Bank, Batavia, 111National Gold Bank and Trust Company,

San Francisco, CalGainesville National Bank, Gainesville,

Ala.First National Bank, Hackensack,N. J_.National Bank of Delevan, Delevan, Wis.Mechanics' National Bank, Nashville,

TennManchester National Bank, Manchester,

Ohio.First National Bank, Meyersdale, PaFirst National Bank, Miffiinburg, PaNational Bank of Michigan, Marshall,

July 19,1879Julv 21,1879Aug. 15,1879Aug. 16,1879Aug. 30,1879

Sept. 1,1879

Nov. 25,1879Dec. 6,1879Jan. 7,1880

Jan. 13,1880

..do.

Mich.National Exchange Bank, Houston, Tex.Ascutney National Bank, Windsor, Vt..First National Bank, Seneca Falls, N. Y.First National Bank, Baraboo, WisBundy National Bank, Newcastle, Ind ..Vineland National Bank. Vineland. N. J .Oceau Count}' National Bank, Tom's

Eiver, N.J .Hungerford National Bank, Adams, N.Y.Merchants' National Bank, Minneapolis, I

Mar. 5,1880Mar. 8,1880

May 14,1880Sept. 10,1880Oct. 19,1880Nov. 23,1880Nov. 27, 1880Dec. 6,1880Jan. 11,1881

.do .

Minn.Farmers' National Bank, Mechanics-

burg, OhioFirst National Bank, Green Spring, Ohio.First National Bank, Cannon Falls,

MinnFirst National Bank, Coshocton, Ohio ..Manufacturers' National Bank, Three

Rivers, MichFirst National Bank, Lansing, IowaFirst National Bank, Watertown, N. Y.First National Bank, Americus, GaFirst National Bank, St. Joseph, Mich..First National Bank, Logan, OhioFirst National Bank, Rochelle, 111First Nationl BaiiK, Shakopee, MinnNational State Bank, Oskaloosa, Iowa...First National Bank, Hobart, N. YAttica National Bank, Attica N. YNational Bank of Brighton, Boston,Mass .Clement National Bank, Rutland, Vt.x..First National Bank, Lisbon, IowaFirst National Bank, Warsaw, IndBrighton National Bank, Brighton, Iowa-Merchants'National Bank, Denver, Colo.Merchants' National Bank, Holly, Mich.First National Bank, Alliance, OhioNational Union Bank, New London,

ConnNational Bank of Royalton, VtFirst National Bank, Whitehall, N. Y ..National Bank of Pulaski, TennFirst National Bank, Alton, 111

Jan. 27,1881

Jan. 31,1881

Feb. 18,1881....do

Havana National Bank, Havana, N. Y..First National Bank, Brownsville, Pa, . .Second National Bank, Franklin, Ind . . .Merchants' National Bank, Georgetown,

Colo.CommercialNationalBank, Toledo, Ohio.Harmony National Bank, Harmony, Pa.First National Bank, Liberty, IndManufacturers' National Bank, Amster-

dam, N. YFirst National Bank, Bay City, MichFirst National Bank, Ripley, OhioNational Bank of State of New York,

New York, N. YFirst National Bank, Wellington, Ohio.Second National Bank, Jefferson, Ohio..

Feb. 21,1881....do

Feb. 25,1881....doMay 26,1881June 17,1881June 30,1881July 8,1881Aug. 9,1881Aug. 10,1881Aug. 13,1881Aug. 27,1881Aug. 30,1881Oct. 4,1881Aug. 1,1881Nov. 1,1881Dec. 1,1881Dec. 15,1881Dec. 24,1881Dec. 31,1881Jan. 3,1882

Jan. 10,1882. . . .doJan. 18,1882Jan. 23,1882Mar. 30,1882Apr. 15,1882May 2,1882June 20,1882

June 22,1882July 6,1882July 7,1882July 22,1882

Aug. 1,1882Nov. 8,1882Nov. 10,1882

Dec. 6,1882Dec. 12,1882Dec. 26,1882

$125, 000100.00050, 00050, 00050,000

750, 000

100, 000100,00050, 000

100, 000

50, 00050, 000100, 000

120, 000100, 000100,00060,00050,00050, 00050,000

100, 00050, 000

150, 000

100, 00050, 000

50, 00050,000

50, 00050, 000100, 00060,00050, 00050, 00050, 00050, 00050, 000

100, 00050, 000300,000100, 00050, 00050, 00050, 000

120, 00050,00050,000

300, 000100,00050,00070, 000100,00050, 00075, 000

100, 000

50,000100, 00050, 00060, 000

80, 000400,000100, 000

$45, 00087, 20026, 50045. 00044,300

40, 000

90, 00090,00027, 000

90, 000

48,30330, 60090,000

100. 80031, 50090,00054, 00027, 00045, 00045,000

119,40545,000

98, 268

30,14045,000

45, 00053,058

45, 00045.00075, 51045, 00026,50045. 00045, 00045, 00081, 66590, 00045,000

270, 000

45,00048,50045, 00072, 00045, 00045, 000

112,81890, 00045, 00043,70090, 00045, 00067, 50081 060

45, 00090, 00045, 00054,000

72, 000156,10069,201

$43,30085, 59425. 55443,97042,420

29,590

87, 09587,84025, 920

85,400

46, 69830,15086,485

97, 26330,23287,12652, 76826,40344, 53944,416

Hi, 11042,121

96,367

29.14544, 024

44, 39351, 770

43, 98943. 50271, 34543, 98025. 66543,61544, 05443, 69578, 89586. 81644, 280260, 890

bank with same title

800, 000 379, 004100.000 90,000100,000 | 90,000

no circulation.

44,13046, 94543, 90470, 49043, 87243, 699

107, 75086, 95342,41941, 899• 86, 23443, 36964, 07075,800

44,20387, 91043, 66052, 346

70,160150,83663,934

382, 38787,04786,774

$1. 7001, 606

9461,0301,880

10, 410

2,9052,1601, 080

4,600

1, 605450

3, 515

3,5371,2682,8741. 232'597461584

5,2952,879

1,901

995976

6071,288

1,0111, 4984,1651,0208.<5

1, 385946

1, 3052,7703,184

7209,110

8701,5551,0961,5101,1281,301

5,0683, 0472,5811,8013,7661,6313,4305,260

7972,0901, 3401,654

1, 8405, 2645,267

14, 6172, 9533, 226



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OP SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.


liquidation. Capital.

Circulation.

Issued. Retired. Outstand-ing-

First National Bank, Painesville, Ohio . .Saint Nicholas National Bank, New

York, N.YFifth National Bank, Chicago, HIFirst National Bank, Dowagiac, Mich . . .First National Bank, Greenville, 111Merchants' National Bank, East Sagi-

np,w, MichLogan County National Bank, Russell-

ville, KyNational Bank of Vandalia, 111Traders' National Bank, Charlotte, N. C-First National Bank, Norfolk, NebrFirst National Bank, Midland City,

Mich*Citizens' National Bank, New Ulm,

MinnNational Bank of Owen, Owenton, Ky ..Merchants' National Bank, Nashville,

TennIndiana National Bank, Bedford, IndStockton National Bank. Stockton, Cal . .Wall Street National Bank, New York,

N . YCommercial National Bank, Reading, Pa.Corn Exchange National Bank, Chicago,

111.*Farmers' National Bank, Sullivan, Ind . .City National Bank, La Salle, 111Hunt County National Bank, Green-

ville, TexWaldoboro National Bank, Waldoboro,

MeThird National Bank, Nashville, Tenn . .Madison County National Bank, Ander-

son, Ind 1First National Bank, Phoenix. ArizCobbossee National Bank, Gardiner, Me.Mechanics1 and Traders' National Bank,'

New York, N.YPrinceton National Bank, Princeton,

N. JKearsarge National Bank, Warner, N. H.Second National Bank, Lansing, Mich.. .First National Bank, Ellensburg, Wash..German National Bank, Millerstown, Pa.Exchange National Bank, Cincinnati,

OhioFirst National Bank, Rushville, 111Mechanics' National Bank, Peoria, 111...First National Bank, Freeport, PaGenesee County National Bank, Batavia,

N . YValley National Bank, Red Oak, Iowa. . .Merchants' National Bank, Bismarck,

N.Dak ]Manufacturers' National Bank, Minne-

apolis, MinnFarmers and Merchants' National Bank,

Uhrichsville, OhioMetropolitan National Bank, New York

N.Y ;First National Bank, Grand Forks, N.

DakIron National Bank, Gunnison, Colo...Freehold National Banking; Company

Freehold, N.J f. . . . . . . ' .Albia National Bank, Albia, IowaFirst National Bank, Carlinville, HI. . .Freeman's National Bank, Augusta, MeFirst National Bank, Kokomo, IndFirst National Bank, Sabetha, Kans . . .First National Bank, Wyoming, 111First National Bank, Tarentum, PaFirst National Bank, Walnut, 111Farmers' National Bank, Franklin, TennCitizens' National Bank, Sabetha, Kans

Dec. 30,1882

...do

...doJan. 3,1883Jan. 9,1883

..do .

-do.Jan. 11,1883Jan. 10,1883Feb. 3,1883

Feb. 5,1883

Mar. 1,1883Mar. 5,1883

June 30,1883Aug. 25,1883Oct. 1,1883

Oct. 15,1883Oct. 23,1883

Nov. 10,1883Dec. 24,1883Jan. 8,1884

Jan. 22,1884

Jan. 31,1884Feb. 20,1884

Mar. 25.1884Apr. 7,1884Apr. 18,1884

Apr. 24,1884

May 17,1884June 30,1884July 31,1884Aug. 9,1884Aug. 12,1884

Aug. 27,1884Sept. 30,1884Oct. 4,1884Oct. 10,1884

Oct. 11,1884Oct. 20,1884

Oct. 28,1884

Nov. 1,1884

Nov. 10,1884

Nov. 18,1884

Dec. 2,1884Dec. 8,1884

Dec. 10,1884Dec. 16,1884....doDec. 26,1884Jan. 1,1885Jan. 2,1885Jan. 13,1885....doJan. 21,1885Jan. 24,1885Jan. 27,1885

$200,000

500,000500, 00050, 000150,000

200,000

50,000100, 00050,00045,000

30, 000

50, 00056, 000

300,00035,000100, 000

500, 000150,000

700,00050,000100, 000

68,250

50,000300, 000

50,00050, 000150,000

200, 000

100, 00050, 00050, 00050, 00050,000

500,00075,000100, 00050,000

50,00050,000

73,000

300,000

50,000

3,000,000

50,00050,000

50, 00050,00050,000100,000250,00050, 00050, 00050, 00060,00050,00050,000

$162, 800

450,00029,70045,00059,400

101,100

40, 05090, 00038, 80011, 240

27, 00048,900

141, 20011,25090, 0J0

102,800135, 000

* N o circulation issued.

45, 00022, 500

17,300

44,000167, 600

45, 00011,24090, 000

85,400

72,50023, 58640,00013,50045,000

78, 00066. 50072,00044, 200

45,00022,150

22, 500

45,000

34, 600

1,447,000

19,25011, 250

93, 00011, 24022,45090, 00045,00010,74011, 2dO42, 50036,00010, 740XI, 240

$154,376

424,53022,59943,36856,164

95, 299

38. 98085.93037, 50011, 040

26,16046, 960

134, 81011,25087, 610

92, 822129,790

42, 77021,260

16,180

41,124160,140

43,72011,06084,506

77,810

69,80522, 46536, 89413, 05041,185

73, 72061, 36966,42341,100

43, 51020, 660

22, 040

42, 690

32, 800

1,313, 037

18,80010, 860

86,42510,97020,84783, 55642, 50010, 54510,51039. 31033,88010,43010, 940

' $8,424

25,4707,1011,6323, 236

5,801

1,0704,0701,300200

8401,940

6,390

2,390

9,9785,210

2,2301,240

1,120

2. 8767,460

1,280180

5,434

7,590

2,6951,1213,106450

3,815

4,2805,1315,5773, lOt)

1,4901,490

460

2,310

1,800

133,963

450390

6,575270

1, 6036,4442,500

195690

3,1902,120

31030Q


REPORT DP THE COMPTROLLER OP THE CURRENCY. 19?



First National Bank, Tucson, ArizRipon National Bank, BApon, WisFarmers' National Bank, Franklin, Ohio.First National Bank, Prescott, ArizNational Union Bank, Swan ton, VtGerman National Bank, Memphis, Tenn.Merchants and Farmers' National Bank,

ShakoDee MLinnFirst National Bank, Superior, WisShetucket National Bank, Norwich, ConnCumberland National Bank, Cumber-

land, R. I . . .First National Bank, Columbia, Tenn--.Union National Bank, New York, N. Y..First National Bank, Centerville, Ind...Manufacturers' National Bank, Apple--nton Wis

irst National Bank, Plankinton, S. Dak.Valley National Bank, St. Louis, MoFirst National Bank, Belton, TexFirst National Bank, Granville, OhioConcordia National Bank, Concordia,

KansCitizens' National Bank, Beloit, WisFirst .National Bank, Dayton, WashFirst National Bank, Macomb, 111First National Bank, Jesup, IowaDallas National Bank, Dallas, TexFirst National Bank, Lewistown, 111First National Bank, Cedar Rapids, IowaFirst National Bank, Socorro, N. Mex ..Custer County National Bank, Broken

Bow, NebrRoanoke National Bank, Roanoke, Va...Fi^st National Bank, Brown ville, NebrFirst National Bank, Leslie, MichMount Vernon National Bank, Mount

Vernon, 111 . ..National Bank, Piedmont, W. VaFirst Natianal Bank, St. Clair, MichFirst National Bank, Milford, MichNational Bank of Kingwood, W. VaMerchants' National Bank. Lima, Ohio..Hubbard National Bank, Hubbard, Ohio.Commercial National Bank, Marshall-

town, OhioFirst National Bank, Indianapolis. IndFirat National Bank, Concord, MichJamestown National Bank, Jamestown,

N DakFirst National Bank, Berea, OhioFirst National Bank. Allerton, IowaSecond National Bank, Hillsdale. Mich..Topton National Bank. Topton. PaFirst National Bank, Warsaw, 111First National Bank, Hamburg, Iowa . . .Darlington National Bank, Darlington,

s.cUnion National Bank, Cincinnati,Ohio..Roberts' National Bank, Titus ville, Pa..National Bank of Rah way, N. JOlney National Bank, Olney, 111Metropolitan National Bank, Leaven-

worth, Kans . . .Ontario County National Bank, Canan-

Winsted National Bank, Winsted, Conn.Council Bluffs National Bank, Council

Bluffs, Iowa . . . . .First National Bank, Homer, 111First National Bank, Beloit, WisMystic National Bank, Mystic, Conn . . .Exchange National Bank, Louisiana, Mo.Exchange National Bank, Downs, Kans.First National Bank, Tecumseh, Nebr ..Third National Bank, St. Paul, Minn...First National Bank, Marshall, MoFirst National Bank, Greene, Iowa

Date ofliquidation.

Jan. 31,1885Feb. 7,1885Apr. 1,1885Apr. 9,1885Apr. 28,1885May 6,1885

May 12,1885May 16,1885May 18,1885

June 5,1885July 14,1885July 21,1885Oct. 3,1885

Oct. 10,1885Oct. 21,1885Dec. 4,1885Jan. 6,1886Feb. 15,1886

Mar. 12,1886Mar. 22,1886Mar. 24.1886Apr. 14,1886Apr. 20,1886May 8,1886May 12, 1886May 28,1886July 31,1886

Aug. 9,1886Sept. 16,1886.. .TdoSept. 25,1886

Oct. 11,1886Oct. 14,1886Oct. 20,1886Oct. 21,1886

doOct. 22.1886Oct. 2a, 1886

Oct. 25,1886Nov. 11,1886Nov. 27,1886

Nov. 29,1886Dec. 1,1886Dec. 6, 1886Dec. 18,1886Dec. 28, 1886Dec. 31,1886. . . .do

Feb. 10,1887Feb. 14,1887Feb. 28,1887Mar. 9,1887Mar. 11,1887

Mar. 15,1887

Mar. 23,1887Apr. 12,1887

May 5,1887June 22, 1887June 30, 1887July 7,1887July 12,1887Aug. 1,1887Nov. 3,1887Nov. 4,1887Dec. 6,1887Dec. 15,1887

Capital.

$100, 00050, 00050, 00050, 00050, 000

175, 300

50, 00060, 000

100, 000

125, 000100, 000

1,200,00050, 000

50,00050, 000

250,00050,00050,000

50, 00050,00050, 000

100, 00050, 000

150,00050, 000

100,00050,000

50, 00050, 00050, 00050, 000

51,10050, 00050, 00050,000

125, 00050, 00050, 000

100, 000500, 00050, 000

50, 00050,00050, 00050,00050,00050, 00050,000

100, 000500,000100,000100, 00060,000

100, 000

50,00050,000

100, 00050, 00050,00052, 45050, 00050, 00050, 000

500, 000100, 00050,000

Circulation.

Issued.

$28,10016, 20027, 35011, 25043,800

120,100

10,24018,90072,000

106, 20066. 80025,10027,350

45,00011, 25044,96023,49026, 500

11,24011, 24013,49089, 52025, 76033, 75045, 00035, 49015, 500

11, 24011, 25039, 68013,410

45, 00045,00039, 31045,00096, 14045, 00045,000

22, 500162, 325

11, 250

11,25045,00011, 25013,89218,00038, 25013,500

22, 500237, 23075, 61042, 50027, 000

22,500

11, 25011, 250

22, 50011, 25011, 25047,20511,25011, 25011, 70045, 00022, 50010,750

Retired.

$27,44015,77525, 97010, 04040,160

104,820

9,94018,43066, 672

98,75861,19915, 20224,750

42, 37410, 37039, 92021,70025, 264

10, 83010,25012, 84079, 76124, 79030, 99039,71031,64514,150

11,24010, 09035,04911,820

41,35739,48036, 46439,38082,05039, 62042, 032

20,250143, 94510, 850

9,98041, 82810, 02010,69115, 91031, 73511,745

21,060207,57768, 31035, 30225, 090

20,060

10,5709,645

20, 66010, 78510,03043, 42210,60510,58510, 88040, 00021,0209,170

Outstand-ing.

$660425

1,3801,2103,640

15, 280

300470

5,328

7,4425,6019,8982,600

2,626880

5,0401,7901,236

410990650

9, 759970

2,7605, 2903,8451,350

1,1604,6311,590

3,6435,5202,8465,620

14, 0905, 3802,968

2,25018, 380

400

1,2703,1721,2303,2012,090.6,5151,755

1,44029,6537,3007,1981,910

2,440

7801,605

1,840465

1,2203,783

645665820

5,0001,4801,580


i98 REPORT OF THE COMPTROLLER OF THE CURRENCY.



Circulation.

Issued. Retired.Outstand-

ing.

Fulton National Bank, New York, N.Y.*.Fayetteville National Bank, Fayette-

ville, N.CNational Bank, Somerset, Ky

Dec. 20,1887

Dec. 31,1887

First NatL^i'Ba^nk, Richburg, N. Y ! Jan. 10,1888Scituate National Bank, Scituate, R. I-. . | Jan. 11,1888National Bank, Franklin, Ind i Jan. 31,1888First National Bank, Hampton, IowaFirst National Bank, Greensburg, KansF i s a n a a , G e g ,First National Bank, Central City, Nebr.Duluth National Bank, Duluth, Minn . . .Bismarck National Bank, Bismarck, N.

DakFirst National Bank, Ashton, S. DakCitizens' National Bank, Sioux Falls, S.

DakFirst National Bank, Stanton, MichFirst National Bank, Fairmont, NebrFirst National Bank, Greenleaf, Kans -. -National Bank Genesee, Batavia, N. Y...Strong City National Bank, Strong City,

KansCitizens' National Bank, Saginaw, Mich.Saugerties National Bank, Saugerties,

N:Y.Hyde National Bank, Titusville, PaState National Bank, Omaba, NebrCincinnati National Bank, Cincinnati,

ObioFirst National Bank, Wortbington,

MinnSouth Framingham National Bank,

South Framingham MassFirst National Bank, Alameda, CalFirst National Bank, Grass Valley, Cal.Merchants' National Bank of West Vir-

ginia, Morgan town, W. VaFirst National Bank, Cawker City, Kans.San Diego National Bank, San Diego,

CalNational Exchange Bank, Auburn, N. YNational Bank of Dayton, WashFirst National Bank, Colby, KansFirst National Bank, Russell Springs,

KansFirst National Bank, Columbia, S. Dak..Citizens' National Bank, Kingnian, KansBowery National Bank, New York, N. Y.Second1 National Bank, Iona, MichFirst National Bank, Johnstown, N. Y..First National Bank, Canandaigua, N. Y.Pendleton National Bank, Pendleton,

OregonIowa City National Bank, Iowa City,

Iowa •Fleming County National Bank, Flem-

ingsburg, KyMerchants' National Bank, El Dorado,

KansMerchants' National Bank, Des Moines,

IowaNorwich National Bank, Norwich, ConnFirst National Bank, Franklin, NebrFarmers and Mechanics' National Bank,

Buffalo, N.YFirst National Bank, Dp Bois City, Pa .First National Bank, Cimarron, Kans..Traders' National Bank, San Antonio,

TexMerchants' National Bank, Duluth,

MinnWright County National Bank, Clarion,

Iowa «National Bank, Lawrence, Kans

Feb. 10,1888Feb. 11,1888Feb. 20,1888

Mar.Mar.

1,1

Apr. 24,1888Apr. 30,1888

1,18889,1888

MayMayMay 21,1888

May 26,1888June 1,1888

June 16,1888June 21,1888July 18,1888

Aug. 1,1888

Sept, 5,1888

Sept. 8,1888Sept. 4,1888Sept. 18,1888

Oct.Oct.

4,18889,1888

Nov. 7,1888Nov. 16,1888Nov. 21,1888....do

....doNov. 26,1888Dec. 24,1888Jan.Jan.

2,18898,1889

Jan. 16,1889Jan. 26,1889

Feb. 4,1889

Feb. 7,1889

Feb. 9,1889

Feb. 26,1889

Mar. 1,1889Mar. 15,1889Mar. 27,1889

Apr.Apr.Apr. 27,1889

Apr. 29,1889

M a y 20,1889

June 19,1889June 29,1889* N o circulation.

$300, 000

200, 00050. 00050, 00056, 000'50, 00050, 00050, 00050, 000300, 000

50,00050,000

50, 00050, 00050,00050, 000

. 75,000

50, 000100, 000

125, 000300,000100, 000

280, 000

75,000

100, 000100, 00050, 000110, 00050, 000

100, 000200,00050, 00050,000

50,00050, 00050, 000

250, 00050, 000100,00075, 000

50,000

200,000

50,000

100,000

100, 000220,00060, 000200, 00050,00050,000

100,000

200,000

50, 000100,000

$39, 58045, 00025, 90535, 01811,25011,25011, 24010, 71045, 000

11, 25011, 250

11, 25011, 25011, 25011,25044, 434

11, 25045,000

93,31674, 73022,500

52,510

16, 875

21, 72027, 00011, 250

80, 83011, 250

22, 50097, 52011,25011, 250

10,69011, 25011, 250

217, 71021,87086, 59017,100

11,250

45, 000

26, 622

22, 500

22, 50077,15013, 000

26,10011, 25010,170

22, 500

45,000

11,25049,809

$34, 50635, 40523, 88030, 48110,0959,94010, 3259,91038,140

?•; 200

10, 4309, 95010, 52010,54036, 014

10,19037,670

77, 90556,84018, 450

40, 990

15,220

17, 05021,5108,940

63, 3409,140

18, 30076, 8708,73010,190

9,0909,9758,540

171,11016,28472, 533

11,030

9,230

34,450

19, 999

19,04017,35553, 66011, 444

19,2948,9708,965

16,390

37,770

7,99033, 610

$5, 0749,5952, 0254, 5371,1551,310915800

6,860

1,0501,660

8201,300730710

8,420

1,0607,330

15,41117,890

4,050

11, 520

1,6554,6705,4902,31017, 4902,110

4,20020,6502, 5201,060

1, 6001,2752,71046v6005, 58614,0576,070

2,020

10, 550

6,623

3,460

5,14523,4901,556

2,2801,205

6,110

7,230

3,26016,199





liquidation.

National Bank, Le Roy, N. YHalstead National Bank, Halstead, Kans -Farmers' National Bank, Mt. Sterling, KyFirst National Bank, Keyport, N. JNational Bank, Huntsviile, AlaGerman National Bank, Newton, Kans ..First National Bank, Clay Center, Nebr..Vernon National Bank, Vernon, Tex.* . . .Butler National Bank, Butler, MoSecond National Bank, Lebanon, Tenn ..National Bank, Kinderhook, N. YFirst National Bank, Woodstock, 111Farmers and Merchants' National Bank,

Valley City, N. Dak .•Union National Bank, La Crosse, Wis...Harper County National Bank, Anthony,

Kans ."..Lumberman's National Bank, Williams-

port, PaFirst National Bank, South Haven, Mich.Durango National Bank, Durango, Colo..First National Bank, Fox Lake, WisFirst National Bank, Ogallala, Nebr |First National Bank, Stockton, Kans jFirst National Bank, Rulo, NebrFirst National Bank, Eagle Grove, Iowa.Toledo National Bank, Toledo, OhioNational Exchange Bank, Kansas City,

MoNational Bank, New Castle, KyPlymouth National Bank, Plymouth,

MichFirst National Bank, Lockport, N. YMerchants' National Bank, Amsterdam,

N. YNational Bank of Texas, Galveston, Tex.Bowie National Bank, Bowie, Tex.*First National Bank, Union Springs,N.Y.Ferris National Bank, Swan ton, VtFirst National Bank, Rock Island, 111First National Bank, Ketchum, Idaho .. .Winchester National Bank, Winchester,

KyFirst National Bank, Harper, KansFirst National Bank, Loup City, Nebr...American National Bank, Waco, TexHamilton County National Bank, Web-

ster City, IowaPlanters' National Bank, Henderson, Ky.Wakefield National Bank, Wakefield,R.I.Jewell County National Bank, Mankato,

KansCitizens' National Bank, Flint, MichN. Village Bank, Bowdoinham, MeLa Fayette National Bank, La Fayette,

IndLincoln National Bank, Stanford, KyCanastota National Bank, Canastota,

N YFirst National Bank, Whitehall, Mich ..Meade County National Bank, Meade

Center, KansFarmers' National Bank, South Charles- !

ton, Ohio !First National Bank, Columbus, Ohio...Commercial National Bank, St. Paul, J

Minn \German American National Bank, Kan- i

sas City, MoFirst National Bank, Hill City, KansFirst National Bank, Frankfort, Kans ..Second National Bank, Owosso, Mich"WestSide National Bank, Wichita, Kans.Anthony National Bank, Anthony, Kans.Commercial National Bank, Rochester,

N. y

June 29,. . . .do . .July 1,

.do .

1889

1889'

Capital.

July 3,July 19,Aug. 8,Aug. 17,Aug. 23,Sept. 18,Oct. 1,Oct. 31,

1889188918891889 I1889188918891889

Dec,Dec.

1,18899,1889

Dec, 20,1889

Dec. 31,1889. . . .doJan. 6,1890Jan. 11,1890. . . . doJan, 15,1890Jan. 20,1890. . . .doJan. 21,1890

Jan. 28,1890Feb. 4,1890

Feb. 25,1890Feb. 28,1890

Mar. 15,1890Mar. 19,1890Mar. 27,1890Mar. 31,1890Apr. 18,1890Apr. 19,1890Apr. 28,1890

Apr. 29,1890Apr. 30,1890June 21,1890June 24,1890

June 30,1890....doJuly 1,1890

July 2,1890A ug. 5,1890Aug. 28,1890

Aug. 2-9,1890Sept. 8,1890

Sept. 25,1890Sept. 30,1890

Oct. 6,1890

Oct. 15,1890do

Oct. 27,1890

D e c ' 5,1890Dec. 20,1890Jan. 8,1891Jan. 13,1891....do....do.......

Jan. 27,1891

$100,00050,000

250, 00050, 00050, 00060. 00050, 00060, 00066,00050, 000125, 00050, 000

65,000100, 000

50,000

100, 00050, 00050, 00050, 00050, 00050,00050, 00050,000100, 000

200, 00060, 000

50, 000100, 000

100, 000100, 00050, 000

' 50,00050, 000100,00050, 000

200, 00050, 00050,000250,000

50, 000150,000100,000

50,000125,00050,000

300, 000200, 000

55, 00050,000

50, 000

50, 000300, 000

500, 000

250,000 I50, 000100, 00060, 000100, 00050, 000

200,000

Circulation.

Issued. Retired.

$22,500 i11,250 !

195. 6801L25044,90013, 50011,250

14, 85011, 25078, 22027, 000

14, 63022, 500

11,250 j

32,58011, 25011,25048, 00511, 25011, 25030,36011, 25035,920

45, 00017, 670

11. 25028,573

32,68037, 487

15, 80511, 24024, 65411,250

45,00011, 25011,25045,000

11,25033, 75059, 249

11,25032, 64135, 748

64, 03345,000

55, 92711,250

11, 250

11,710220r 465

45,000

45,00010, 75022,50013,50022, 50010, 750

41,820

$17, 3609, 630

130, 6409, 740

26, 0529, 5309,420

Outstand-ing.

10, 5857,120

61, 46119,900

10, 51016, 510

7,570 i

21,250 I7,47111,250 I.32, 844 I7,770 i'8,430 j18,770 |8,600 !

20, 625

27,12011, 210 I

8,34516,600

26, 00022,921

9,48111, 24014,6028,230

28, 6006,9307,590

29, 400

7,19018, 69038,166

8,02018, 28321,140

32,71125,500

37,1735,580

6,110

7,490129, 205

25, 770

23, 3806,470

12, 5708,00011,8304,900

22,260

$5,1401, 62065,0401, 51018,8483, 9701,830

4,13016, 7597,100

4,1205,990

11, 3303,779

15, 7613,4802, 82011,5902,65015, 295

17, 8806,460

2,90511,973

14, 566

6,324

10,0523,020

16,4004,3203,66015, 600

4,06015, 06021,083

3,23014,35814, 608

31, 32219,500

18,7545,670

5,140

4,22091,260

19,230

21,6204,2809,9305,440

10, 6705,850

19,560

*No circulation.



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.— Cont'tL.


Circulation*


Mercantile National Bank, Louisiana,Mo

National Bank, El Dorado, KansFirst National Bank, Suffolk, VaCitizens' National Bank, Medicine Lodge,

KansRome National Bank, Rome, GaWindsor National Bank, Windsor, Vt . .Beadle County National Bank, Huron,

S.DakAmerican National Bank, Sioux City,

IowaUnited States National Bank, Atchison,

KansFirst National Bank, Ashland, KansWashington National Bank, New York,

N . Y .First National Bank, Burr Oak, Kans...Glenwood National Bank, Glenwood

Springs, ColoFirst National Bank, Cardiff, TennEast Saginaw National Bank, East Sag-

inaw, MichTwin City National Bank, New Brigh-

ton, MinnMerchants' National Bank, Bingham-

ton, N.YFirst National Bank, Merced, CalNational Bank of Union County, Mor-

ganfleld, KyCitizens' National Bank, Belton, Texas..Citizens' National Bank, Gatesville.

TexasOrd National Bank, Ord, Nebr .Firft National Bank, Indianola, Nebr...National Bank, Anderson, S. CFirst National Bank, Flushing, Mich . . .First National Bank, Francestown, N. HColumbus' National Bank, New York,

N.YCitizens' National Bank, Colorado, Tex.First National Bank, La Grange, GaProduce NationalBank, Philadelphia, Pa.Merchants' National Bank, Kansas City,

MoFirst National Bank, Manitowoc, Wis...First National Bank, Fairlield, TexCommonwealth National Bank, Phila-

delphia, PaMerchants' National Bank, Fort Dodge,

IowaGiles National Bank, Pulaski, TennFirst National Bank, Quanah, TexNorthwestern National Bank, Aberdeen,

S.DakCastleton National Bank, Castleton, Vt.First National Bank, Chamberlain, S.

DakSedan National Bank, Sedan, KansBronson National Bank, Painted Post,

N.YFirst National Bank, Ainsworth, Nebr.First National Bank, Leoti, KansFirst National Bank, Blaine, WashErath County National Bank, Stephen-

ville, TexAmerican National Bank, Birmingham,

Ala 7First National Bank, Wilber, NebrFirst National Bank, Greenville, Mich.National Exchange Bank, Columbus,

OhioCitizens' National Bank, Roanoke, Va..Inter-State National Bank,New York,

N. YFirst National Bank, Platte City, Mo...First National Bank. Jetmore, Kans

Jan. 27,1891Feb. 9,1891Feb. 12,1891

Feb. 19,1891Feb. 23,1891Feb. 24,1891

Feb. 26,1891

Mar. 12,1891

Mar. 24,1891Apr. 15,1891

Apr. 13,1891May 15,1891

May 23,1891May 25,1891

June 23,1891

..do

June 25,1891June 30,1891

.doJuly 1,1891

....doAug. 22,1891Aug. 31,1891Sept. 1,1891Sept. 21,1891Oct. 10,1891

Oct. 15,1891Nov. 3,1891Dec. 1,1891Dec. 8,1891

Dec. 22,1891Dec. 26,1891Dec. 28,1891

Dec. 31,1891

....do....Jan, 12,1892....do

Jan. 15,1892Jan. 22,1892

Feb,Feb.

6,18929,1892

Feb. 29,1892Mar. 3,1892Mar. 4,1892Mar. 9,1892

Mar. 15,1892

Mar. 22,1892do

Mar. 28,1892

Apr. 1,1892Apr. 4,1892

Apr. 15,1892Apr. 25,1892Apr. 30,1892

$50, 00050,00050, 000

50,000100, 00050, 000

50,000

150, 000

250,00050,000

300,00050,000

100,00050,000

150,000

50,000

100, 000

200,000100,000

50,00050,00050,00050,00050,00050,000100,000

200,00060,00050, 000300,000

1,000,00050,00050,000

208,000

100,000100,00050,000

100, 00050,000

50,00050, 000

50, 00050,00050, 00050, 000

50, 000

250,00050, 00050, 000

100, 000100,000

200, 00050, 00050,000

$11, 25010, 74511, 250

11, 25022, 50022, 500

22,500

33, 750

45,00013,250

45,00011, 250

22, 50011,250

33,750

11,250

61, 638

43,40088,090

10,75011,25011,25011,25014,05011,25061,135

45, 00013, 50011,70045,000

45,00014, 81611,250

65,480

22, 50022, 50011,250

22,50014,630

11, 25011, 250

22, 50011,25010,25011,250

11,250

45, 00013,00011, 250

50,67021,700

45, 00011, 25011,250

$5,2606,0155,890

6,02812, 25012, 040

9,720

18,130

21,1905,890

24, 5005, 540

10,4404,330

12,8%0

3,470

24,445

19,30035,650

3,7004,0803,9804,2155,0904,11023,470

26, 85010,0305,66016, 240

10,0103,0103,200

19, 620

5,0104,6622,550

6,0303,000

3,1702,470

5,6602,1603,6805,050

2,350

14,5302,0602,775

9,9603,920

9,9801,5501,780

$5,9904,7305,360

5, 22210, 25010,460

12,780

15,620

23, 8105,360

20,5005,710

12,0606,920

20,900

7,780

37,193

24,10052,440

7,0507,1707,2707,0358,9607,14037,665

18,1503,4706,04028, 760

34, 99011,8068,050

45,860

17,49017,8388,700

16,47011,630

8,0808,780

16.8409,0906,5706,200

8,900

30,47010,9408, 475

40,71017, 780

35,0209,7009,470



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—ContM.


liquidation. Capital.Circulation.

Issued. Eetired. Outstand-ing.

Tampa National Bank, Tampa, FlaBirmingham National Bank, Birming-

ham, AlaFirst National Bank, Stafford, KansNational Bank of Commerce, Hutchin-

son, KansFirst National Bank, Grafton, MassFirst National Bank, Dorchester, Nebr..First National Bank, Salina, KansLincoln National Bank, Lincoln, Nebr...First National Bank, Aurora, MoFarmers' and Traders' National Bank,

Oskaloosa, IowaFirst National Bank, San Luis Obispo,

CalFirst National Bank, De Smet, S. Dak . . .Merchants' National Bank, Chatta-

nooga, TennNational Bank of the Republic, Tacoma,

Wash

May 2,1892

....doJune 15,1892

doJune 21,1892July 5,1892ily i

.do .July 12,1892July 22,1892

July 30,1892

Aug. 27,1892Sept. 14,1892

Sept. 24,1892

Oct. 1,1892

$50,000

250, 00050,000

100, 000100, 00050,000150, 000100,00050, 000

100,000

150,00050, 000

250,000

200, 000

$11, 250

45, 00011,250

22, 50025,10211,25038, 75022, 50011, 250

22,500

33,75011,250

45,000

45, 000

$1,800

13, 6001,320

2,8002, 6411,0602, 0902, 320

1,650

1, 350450

1,170

Total. 80, 978, 010 42, 909, 599 39, 630, 838

$9,450

31,4009,930

19, 70022, 46110,19031, 66020,18011, 250

20,850

32, 40010, 800

43,830

45, 000

3, 278, 761



NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT J U L Y 12, 1882, WITHDATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRKD, AND OUT-STANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE,OCTOBER 31, 1892.

Name and location of bank. Pate ofliquidation. Capital.

, Circulation.

Issued. Retired. Out-standing.

First National Bank, Kittanning, PaNational Bank of Beaver County, New

Brighton, Pa» ,National Bank, Beaver Dam, WisMerchants' National Bank, Cleveland,

Oh ioUnion National Bank, Chicago, 111First National Bank, Le Roy, N. YEvansville National Bank, Evansville,

IndNational Albany Exchange Bank, Al-

bany, N.Y tNational Bank, Galena, 111National State Bank, Lafayette, IndFirst National Bank, Knoxville, 111Farmers' National Bank, Ripley, Ohio...City National Bank, Grand Rapids,Mich.Lee County National Bank, Dixon, 111...Fort Wayne National Bank, Fort Wayne,

IndNational Exchange Bank, Tiffin, Ohio ...National Bank, Malone, N. YJefferson National Bank, Steubenville,

OhioFirst National Bank, Battle Creek, Mich.Central National Bank, Danville, KyKnox County National Bank, Mount

Vernon, OhioFirst National Bank, Houghton, Mich...National Bank, Fort Edward, N. YNational Bank, Salem, N. YNational Exchange Bank, Seneca Falls,

N.Y : 1Trumbull National Bank, Warren, Ohio.Attleboro National Bank, North Attle-

boro, MassAmerican National Bank, Detroit, Mich.First National Bank, Paris, 111First National Bank, St. Johns, MichSecond National Bank, Pontiao, Mich . . .Raleigh National Bank, Raleigh, N. C ..-First National Bank, Danville, KyOhio National Bank, Cleveland, OhioNational Bank, Lebanon, KyMonmouth. National Bank, Monmouth,

111Muskegon National Bank, Muskegon,

MichFirst National Bank, Richmond, KyFirst National Bank, Port Huron, MichTin ion National Bank, Oshkosh, WisFirst National Bank, Grand Haven, Mich.First National Bank, Plymouth, Mich...National Bank of Wooster, OhioDefiance National Bank, Defiance, Ohio .First National Bank, New London, Ohio.Citizens' National Bank, Mankato, Minn.Third National Bank, Sandusky, Ohio...Third National Bank, Urbana, Ohio

Total

July 2,1882

Nov. 12,1884Dec. 24,1884

Dec. 27,1884Dec. 29,1884Jan. 2,1885

Jan. 3,1885

Jan. 10,1885Jan. 11,1885Jan. 16,1885....doJan. 17.1885Jan. 21,1885....do

Jan. 25,1885Mar. 1,1885Mar. 9,1885

Mar. 21,1885Mar. 28,1885....do

Apr. 1,1885Apr. 18,1885Apr. 22,1885May 4,1885

May 6,1885July 5,1885

July 17,1885July 24,1885Aug. 12,1885Aug. 14,1885Sept. 1.18^5Sept. 5; 1885Sept. 22,1885Jan. 1,1889Apr. 7,1889

Aug. 18,1890

Aug. 27,1890Oct. 3,1890Oct. 15.1890Jan. 23,1891June 5,1891Nov. 14,1891Nov. 29,1891Dec. 7,1891Mar. 23,1892Apr. 27,1892Sept. 19,1892Oct. 15,1892

$200,000

200,00050,000

800, 0001 000,000150,000

800, 000

300, 000100, 000300, 00060, 000

100, 000300, 000100, 000

350, 000123, 000200,000

150, 000100, 000200, 000

75,000100, 000100,000100, 000

100,000150,000

100,000400, 000125, 00050,000

100,000400,000150, 000400, 000100,000

100, 000

100, 000250,000135, 000200, 000200, 00050,00053, 900100, 00050, 00070, 000

200, 000100, 000

$199,500

97, 30041,100

228,10062, 800135, 0U0

543, 050

243, 90055, 900117, 00043, 60087,40045, 00041, 500

257, 30050, 50065,900

132, 60089, 200180, 000

53,20045, 00088,90086,100

88,400132,400

84, 300251, 500111, 50021,00043, 000123, 900130, 50057, 76345, 000

21,800

21,72066, 97957, 48045, 00045, 00045, 00048,51022, 50011,25015, 75045, 00022, 500

$190,440

89, 34638, 799

202. 75947, 9.5125,421

482,429

227, 05050, 543100,53840, 74479, 20140, 38337,908

236, 58043,68958,168

121,65277, 470162, 974

47, 67039, 22780,79679, 938

82, 974119,490

78,302231,62599,80218,49039,033

106, 287115,97642, 24535, 326

10,420

12, 98535,40932,14642, 96019, 88312,17312,0166,2392,9182,4831,050

$9, 060

7, 9542,301

25,34114, 8:559, 579

60, 621

16,8505, 357

16,4622,8568,1994,6173,592

20, 7206,8117,732

10, 94811, 73017,026

5,530'5,7738,1046,162

5,42612, 910

5,99819, 87511, 6982, 5103, 96717, 61314, 52415, 5189,674

11,380

8,73531, 57025, 3342,04025,11732, 82736, 49416, 2618, 33213,26743, 95022, 500

9, 643,900 4, 547,602 3, 861, 922 685. G80



NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITEDSTATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME ORDIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULA-TION ISSUED, RETIRED, AND OUTSTANDING ON OCTOBER 31, 1892.

Name and location of bank. Pate ofliquidation. Capital.

Circulation.


First National Bank, Bondout, N. YFirst National Bank, Huntingdon, Ind ..First National Bank, Indianapolis, Ind..First National Bank, Valparaiso, IndFirst National Bank, Stillwater, Minn . .First National Bank, Chicago, 111First National Bank, Woodstock, 111....Second National Bank, Cincinnati, Ohio.Second National Bank, New York, N. Y.First National Bank, Portsmouth, N. H .First National Bank, Richmond, IndSecond National Bank, Cleveland, Ohio .First National Bank, New Haven, Conn.First National Bank, Akron, OhioFirst National Bank, Worcester, Mass ..First National Bank, Barre, MassFirst National Bank, Davenport, Iowa ..First National Bank, Kendallville, Ind..First National Bank, Cleveland, Ohio . . .First National Bank, Youngstown, OhioFirst National Bank, Evansville, IndFirst National Bank, Salem, Ohio.

Oct. 30,1880Jan- 31,1881July 5,1881Apr. 24,1882Apr. 29,1882

.do .Apr. 30,1882Apr. 28,1882

doApr. 29,1882May 5,1882May 6,1882

.do .May 2,1882May 4,1882May 9,1882

doMay 12,1882May 13,1882May 15,1882

First National Bank, Scranton, PaFirst National Bank, Centreville, Ind . . .First National Bank, Fort Wayne, Ind..First National Bank, Strasburg, PaFirst National Bank, Marietta, PaFirst National Bank, Lafayette, IndFirst National Bank, McConnelsville,

OhioFirst National Bank, Milwaukee, Wis ..Second National Bank, Akron, OhioFirst National Bank, Ann Arbor, Mich..First National Bank, Geneva, OhioFirst National Bank, Oberlin, OhioFirst National Bank, Philadelphia, Pa. . .First National Bank, Troy, OhioThird National Bank, Cincinnati, Ohio . .First National Bank, Cambridge City, Ind

.do .

.do .May 18,1882

'do'.May 22,1882....doMay 27,1882May 31,1882

..do ..do .

May 31,1882June 1,1882....do....doJune 10,1882....doJune 14, 1882June 15,1882

First National Bank, Lyons, Iowa | doFirst National Bank, Detroit, Mich j June 17,1882First National Bank, Wilkesbarre, Pa . . . June 20,1882First National Bank, Iowa City, Iowa...First National Bank, Nash

City,ua, N. H

First National Bank, Johnstown, Pa .First National Bank, Pittsburg, PaFirst National Bank, Terre Haute, Ind..First National Bank, Hollidaysburg, Pa.First National Bank, Bath, Me "First National Bank, Janesville, WisFirst National Bank, Michigan" City, Ind.First National Bank, Monmouth, 111First National Bank, Marion, IowaFirst National Bank, Marlboro, Mass . . .

June 24,1882....do

.do.June 29,1882....doJune 30,1882....do '......do....doJuly 3,1882July 11,1882Aug. 3,1882

National Bank of Stanford, Ky 1 Oct. 3,1882First National Bank, Sandusky, Ohio.... Oct. 6.1882First National Bank, Sandy Hill, N. Y. . .First National Bank, Lawrenceburg, IndFirst National ank, Cambridge, Ohio . .First National Bank, Oshkosh, WisFirst Nationsil Bank, Grand Rapids, MichFirst National Bank, Delphos, OhioFirst National Bank, Freeport. IllFirst National Bank, Elyria, OhioFirst National Bank, Troy, N. YSecond National Bank, Detroit, MichSecond National Bank, Peoria, 111National Fort Plain Bank, Fort Plain,

N.YLogansport National Bank, Logansport,

Ind

Dec. 31,1882Feb. 24,1883. . . .do. . . .do. . . .do. . . .do. . . .do. . . .do. . . .do. . . . do. . . .do

. . . . d o . . . .

National Bank of Birmingham, AlaFirst National Bank, Westfield, N. YFirst NationalBank, Independence, Iowa

Dec. 1,1883May 14,1884June 1,1884Oct. 31,1884

$300,000100,000300, 00050,000

130,0001, 000, 000

50,000200, 000300, 000300, 000200, 000

1,000, 000500, 000100, 000300, 000150, 000100,000150, 000300,000500, 000500, 00050,000200,00050, 000

300, 000100,000100, 000150, 000

50, 000200,000100,000100, 000100, 00050, 000

1,000,000200,000800, 00050, 000

100, 000500, 000375. 000100,000100, 00060, 000

750, 000200,00050, 000

200, 000125, 000100, 00075,00050,000

200, 000150, 000150, 00050, 000

100, 000100, 000100, 000400, 00050, 000

100. 000100, 000300, 00

1,000, 000100, 000

200, 000

100, 00050, 00050. 000

ioo;ooo

$270.00090, 000

279, 24845, 00083,45690,00045,000

180, 000376, 890286, 00087,400

510, 800355, 310114,822252,000135, 00045, 00090, 000

266, 462441,529442,870110, 54045, 00064,52545, 00079, 20099, 000175,060

84, 640229,170102, 70685, 07890,00058, 382799, 800180, 000609, 50045, 00090, 000336, 345337, 50088, 40090, 00054, 000

594, 000141, 57545, 000180, 000121, 05045, 00045,00045, 000180,Q00135, 00090, 00045, 00090, 00080,80047, 800155, 90045, 00053. 50090. 000

229, 550363, 70090,000

174,300

16,85045, 00042, 80090,000

$258,74186, 980

261,15743, 24480, 85581,99343, 310171, 3.15363, 435274,19681,248

486, 265343,935108, 052243, 558129, 28641, 81086, 420252,452428, 376422, 840105, 92040,56061,31939, 70676, 03794,570

164, 986

80,563219,87298, 30780, 79485, 35054, 699753,400172, 723582, 00042, 05985,138326, 218322, 23585, 46585,24051, 645

572, 435133, 50843, 435

171, 822116, 31043, 92243,34443, 025173, 086130,19684,98542, 64886,17077,17845,760150,03041,93151, 05885, 874219,216342,65082, 738

166, 701

15, 08043, 28739, 45284,780

$11,2593,02018,0911,7562,6018,0071,6908,68513.45511, 8046,152

24, 53511, 3756,7708,4425,7143,1903,58014, 01013,15320,0304,6204,4403,2065,2943,1634,43010, 074

4,0779,2984,3994,2844,6503,68346, 4007,277

27. 5002, 9414,86210,12715,2652, 9354,7602,355

21, 5658,0671, 5658,1784, 7401,0781, 6561,9756,9144,8045,0152,3523,8303,6222,0405,8703,0692,4.424,12610, 33421,0507,262

7,599

1,7701,7133,3486,220





First National Bank, Stureis, MichNational Bank, Kutland, VtKent National Bank, Chestertown, Md..National Fulton County Bank, Grlovers-

ville N YFirst National Bank, Centralia, 111National Exchange Bank, Albion, Mich.First National Bank, Paris, MoFirst National Bank, Yakima, WashFirst National Bank, Flint, MichFarmers' National Bank, Stanford, Ky . .Adams National Bank, Adams, N. YPoland National Bank, PolandJN. YSandy River National Bank, Farming-

ton TVTfiSecond National Bank, Aurora, 111Indiana National Bank, Lafayette, Ind..

Total

Date ofliquidation.

Dec. 31,1884Jan. 13,1885Feb. 12,1885

Feb. 20,1885Feb. 25,1885Feb. 28,1885Mar. 31,1885June 20,1885June 30,1885Dec. 31,1888July 10,1889Jan. 14,1890

Nov. 1,1890July 13,1891Nov. 30,1891

Capital.

$50,000500, 00050,000

150,00080,00075, 000

100, 00050, 000

200, 000200, 00050, 00050, 000

75,000100,000100, 000

18,145, 000

Circulation.

Issued.

$43, 850238, 70018,200

135, 00070,60030, 60089,15514,650

122, 50045,00012, 24013, 500

58,26022,50090, 000

12, 672, 213

Retired.

$41,256218, 98916, 500

125, 84064, 89027, 92382, 68413, 900

111,20031, 8319,2809,910

30,4027,070

20, 573

11, 941,143

Outstand-ing.

$2,59419,7111,700

9,1605,7102,6776,471

75011, 30013,1692,9603,590

27, 85815,43069,427

731, 070



NATIONAL BANKS IN LIQUIDATION UNDER SECTION 1, ACT JULY 12, 1882, WITH DATEOF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDINGOCTOBER 31, 1892.


First National Bank, Pontiae, MichFirst National Bank, Washington, Iowa.First National Bank, Fremont, Ohio May 22,1882Second National Bank, Dayton, Ohio May 26, 1882First National Bank, Girard, Pa June 1,1882First National Bank, Xenia, Ohio Feb. 24,1883First National Bank, Peru, 111 doFirst National Bank, Elmira, N. Y doFirst National Bank, Chittenango, N.Y do ...First National Bank, Eaton, Ohio. July 4,1884First National Bank, Leominster, Mass.. July 5,1884First National Bank, Winona, Minn July 21,1884American National Bank, Hallowell, Me. Sept. 10,1884First National Bank, Attica, Ind I Oct. 28,1884Citizens' National Bank, Indianapolis,

Date ofliquidation.

Dec. 31,1881Apr. 11,1882

Ind.First National Bank, North East, PaFirst National Bank, Galva, 111First National Bank, Thorntown, Ind.. .Muncie National Bank, Muncie, IndMercbants' National Bank, Evansville,

Ind.Saybrook National Bank, Essex, Conn...Union National Bank, Albany, N. YBattenkill National Bank, Manchester,

VtFirst National Bank, Owosso, MichCoventry National Bank, Anthony, K. I . .State National Bank, Keokuk, IowaTolland Gounty National Bank, Tolland,

Conn .City National Bank, Hartford, Conn"West River National Bank, Jamaica, Vt.National Bank of Lebanon, Tenn .Greene County National Bank, Spring-

Nov. 11,1884Dec. 23,1884Jan. 2,1885Jan. 13,1885Jan. 28,1885

Feb. 6,1885Feb. 20,1885Mar. 7,1885

Mar. 21,1885Apr. 14,1885Apr. 17,1885May 23,1885

June 6,1885June 9,1885Aug. 17,1885Aug. 30,1886

Feb. 8,1888field,MoUnion Stock Yards National Bank, Chi- ;

cago, 111 | Feb. 29.1888First National Bank, Decatur, Mich j Sept. 20,1890First National Bank, Mason, Mich ! Oct. 28,1890First National Bank, Holly, Mich Oct. 31,1890German National Bank, Evansville, Ind.i Dec. 24,1890Farmers and Merchants' National Bank, ;

Vandalia, 111 Jan. 10,1891National Bank of Chester, S. C Mar. 2,1891First National Bank, Burlington, Wis . . . Dec. 19,1891Lansing National Bank, Lansing, Mich.. j Mar. 5,1892Ash tabula National Bank, Ashtabula, i

Ohio July 11,1892

July 17,1892Second National Bank, New Mexico,

S t F N MSanta Fe, N. M

Total

Capital.

$50,000100,000100, 000300, 000100, 000120, 000100, 000100,000-150, 000

50. 000300, 000

50, 00075, 00056, 000

300, 00050, 00050, 00050, 000

200, 000

250, 000] 00, 000250,000

75, 00060,000

100. 000150, 000

100, 000550,000

60,00050,000

100, 000

500, 00050, 00050, 00060, 000

250, 000

100,000100,000

50, 000185, 600

80, 000

150, 000

5, 721, 600

Circulation.

Issued.

$88, 89088, 56590,000

262, 94190, 000

108, 00045, 00090, 000

135, 00044,: 00

244,40044,20067,50050,400

87, 80024, 55036, 00043, 740

161, 000

90, 80061, 200

144,400

57, 70047, 70089, 00045,000

44,10090,00054,00024,550

22,500

45,00011,25013, 50024, 95098,030

22, 50033, 25010, 75036,700

67, 850

33, 750

2, 970, 766

Ret i red.

$84,95881,93485,630

250, 36186.575

102,8 n041,54985, 730

130, 40540, 6P5

232, 7804i,9::663,43547,528

75,36622, 42032. 98639, 670

149,390

79, 35857,400

135,025

53,22144, 33782, 76839,175

40, 02378, 26250, 34021,280

17,345

36, 3635/8957,135

13, 62365, 870

9,84017,1502,4815,980

4,700

2,492

2, 569, 301

Out-standing.

$3,9323, 6314,370

12, 5803,4255,1103,4514,2704,5953,60511,6202, 2644,0652,872

12,4342,1303,0144,070ll, 610

11,4423,8009,375

4,4793, 3636, 2.J25,825

4,07711,7383,6603,270

5,155

8,6375,3556,365

11, 32732,160

12,66016,1008, 26930,720

63,150

31, 258

401,465



NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OP RECEIVERS,AT DATE OF FAILURE, CAUSE OF FAILURE, DIVIDENDS PAID WHILE SOLVENT,REDEEM CIRCULATION, THE AMOUNT REDEEMED, AND THE AMOUNT OUTSTANDING


Organization.

Char-ter

num-ber.

Date. Capital. Sur-plus.

Total dividendspaid during

existence as anational bank-

ing associa-tion.

Amount. Per

Fi rs t National Bank, Attica, N . Y . . . ,Venango National Bank, Franklin, PaMerchants' National Bank, Washing-

ton, I). C.First National Bank, Medina, N. T ...Tennessee National Bank, Memphis,

Tenn.First National Bank, Selma, AlaFirst National Bank, New Orleans,

La.National Unadilla Bank, TJnadilla,

N.Y.Farmers and Citizens' National Bank,

Brooklyn, N. Y.Croton National Bank, New York,

N.Y.First National Bank, Bethel, ConnFirst National Bank, Keokuk, Iowa ..National Bank of Vicksburg, Mi^s....First National Bank, Rockford, 111...First National Bank of Nevada, Aus-

tin, Nev.Ocean National Bank, New York,

N.Y.Union Square National Bank, New

York, N. Y.Eighth National Bank, New York,

N.Y.Fourth National Bank, Philadelphia,

Pa.Waverly* National Bank, "Waverly.

N.Y.First National Bank, Fort Smith, Ark.Scandinavian National Bank, Chica-

Walikill National Bank, Middletown,N Y

Crescent City National Bank, NewOrleans, La

Atlantic National Bank, New York,N.Y

First National Bank, Washington,D C

National Bank of the Commonwealth,New York,N.Y

Merchants' National Bank, Peters-burg, Va

First National Bank, Petersburg, Ya.First National Bank, Mansfield, Ohio.New Orleans National Banking As-

sociation, New Orleans, LaFirst National Bank, Carlisle, PaFirst National Bank, Anderson, Ind..First National Bank, Topeka, Kans -.First National Bank, Norfolk, Va .. . ,Gibson County National Bank,

Princeton, Ind ,First National Bank of Utah, Salt

Lake City, UtahCook County National Bank, Chicago,

111 ?...First National Bank, Tiffin, OhioCharlottesville National Bank, Char-

lottesville, VaMiners' National Bank, Georgetown,

ColoFourth National Bank, Chicago, 111.*.First National Bank, Bedford, Iowa ..

199 Jan. 14,1864May 20,1865Dec. 14,1864.

Feb. 3,1864June 5,1865

Aug. 24,1865Dec. 18,1863

July 17,1865

June 5,1865

Sept. 9,1865

May 15,186580 Sept. 9,1863

803 Feb. 14,1865

2291225

1537162

1463

1223

1141

4291331

1232

1691

384

286

1192

1631

1978

1473

1937

1388

26

1372

15481378436

18252144

1660271

2066

1695

1845900

21992762298

May 20,1864June 23,1865

June 6,1865

Mar. 13,1869

Apr. 16,1864

Feb. 26,1864

May 29,1865

Feb. 6,1866

May 7,1872

Ju ly 21,1865

Feb. 15,1872

Ju ly 1,1865

Ju ly 16,1863

Ju ly 1,1865

Sept. 1,1865J u l y 1,1865May 24,1864

May 27,1871June 29,1863Ju ly 31,1863Aug. 23,1866Feb. 23,1864

Nov. 30,1872

Nov. 15,1869

Ju ly 8,1871Mar. 16,1865

J u l y 19,1865

Oct. 30,1874Feb. 24,1864Sept. 18,1875

$50, 000300, 000

• 200,000

50, 000100,000

100, 000500, 000

150, 000

300, 000

200, 000

60, 00050, 00050,00050, 000

155,000

1,000,000

250, 000

250, 000

100, 000

106,100

50, 000

250, 000

175, 000

500, 000

300, 000

500,000

750, 000

140, 000120, 000100, 000

600, 00050,00050, 00050, 000

100,000

50,000

100, 000300, 000100,000

100,000

150, 000100, 00050,000

$1, 780

2, 236

465

9,424

59, 472

Is

IS

$7, 500

421, 052

140, 000

24, 403

18, 000

103, 250

25,000

183, 000

805, 000

429,250

134,20097, 770

102,666

108,00042, 00031,15046, 00090,500

6,000

125,000

53, 333108, 279

149,2-15

4,500184, 008

4.9

42.1

61

161

57.2

95.981.5

102. 6

188462.392

90.5

12.

125

17.108.2149.2

3184

* Formerly in voluntary liquidation.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


TOGETHER WITH THEIR CAPITAL AND SURPLUS AT BATE OF ORGANIZATION ANDCIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TOON OCTOBER 31, 1892.

Capital.

$50,000300,000200, 000

50, 000100,000

100,000500, 000

120,000

. 300,000

200, 000

60, 000101), (J00

50, K)050, 000

250, 000

1, 000, 000

200,000

250, 000

200, 000

106, 100

50,000

250, 000

175, 000

500,000

300, 000

500, 000

750,000

400,000200, 000100, 000

600. 00050, 00050,000

100, 000100, 000

50, 000

150, 000

500. 000100, 000

200, 000

150, 000200, 00030,000

Failures.

Surplus.

$2, 28820,435

4,78837, 903

32,000

4,61020, 0005, 0001, 4005,580

150, 000

40, 000

33, 905

27,139

2,509

17,000

3,045

56, 000

108,000

56, 027

18,30211, 80116,000

14,16125,0;)023,8397, 0003,000

1,000

18,719

80. 00020, 000

22, 254

968

: . ; . . .

Keceiver ap-pointed.

Apr. 14,1865May 1,1866May 8,1866

Mar. 13,1867Mar. 21,1867

Apr. 30,1867May 20,1867

Ang. 20,1867

Sept. 6,1867

Oct. 1,1867

.Feb. 28,1868Mar. 3,1868Apr. 24,1868Mar. 15,1869Oct. 14,1869

Dec. 13,1871

Dec. 15,1871

do

Dec. 20,1871

Apr. 23,1872

May 2,1872

Dec. 12,1872

Dec. 31,1872

Mar. 18,1873

Apr. 28,1873

Sept. 19,1873

Sept. 22,1873

Sept. 25,1873do

Oct 18,1873

Oct. 23,1873Oct. 24,1873Nov. 23,1873Dec. 16.1873June 3,1874

Nov. 28,1874

Dec. 10,1874

Feb. 1,1875Oct. 22,1875

Oct. 28,1875

Jan. 24,1876Feb. 1,1876. . .do

Causeof

failure.

WTJTJ

TY

BQ

wTJ

G

BTJ

Y

XJ

U

U

Y

B

B

M

A

M

V

RRP

WUYpGX

Y

YE

U

YY

•ff

Lawfulmoney de-posited.

$44,00085. 000

180,000

40, 00090, 000

85, 000180, 000

100, 000-

253,900

180, 000

26, 30090, 00025. 50045, 000

129, 700

800, 000

50,000

243, 393

179, 000

71, 000

45, 000

135,000

118, 900

450, 000

100,000

450; 000

234,000

360,000179, 20090,000

360, 00045, 00045,00090. 00095,000

43,800

118,191

285,10045, 000

146, 585

45,00085, 701)27,000

Issued.

$44,00085, 000

180, 000

40,00090,000

85,000180, 000

100, 000

253,900

180, 000

26, 30090, 00025,50045,000

129,700

800,000

50, 000

243, 393

179,000

71, 000

45,000

135,000

118, 900

450,000

100, 000

450, 000

234,000

360, 000179,200

90, 000

360, 00045, 00045,00090. 00095,000

43,800

118,191

285,10045,000

146,585

45,00085 700271000

Circulation.

Redeemed.

$43, 75784, 784

179,364

39, 75689, 728

84, 591178,866

99, 800

252,837

179, 671

26,13589, 65425, 43344,718

128, 702

792,867

49, 742

241,016

177,780

70, 093

44, 525

134, 650

117, 724

447,890

98,835

442, 629

230,768

356, 320176,910

88, 887

355, 00044,41544.18088, 88393, 570

43,480

117,123

283,14343, 962

144, 355

44,61082 83626! 730

Outstand-ing.

$243216636

244272

4091,134

200

1,063

329

165346

67282998

7,133

258

2,377

1,220

907

475

350

1,176

2,110

1,165

7,371

3,232

3,680> 2,290

1,113

5,000585820

1,1171,430

320

1,068

1,9571,038

2,230

3902, 864

270

123

45

67

g

9

10

1112131415

16

Yl

18

19

20

21

22

23

24

25

26

27

282930

3132333435

36

37

B839

40

414243



NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,


Organization.

Char-ter

num-ber.

Date. Capital. Sur-plus.



ing associa-tion.

Amount.Percent.

87

89

92

96

First National Bank, Osceola, Iowa...First National Bank, Dnluth, Minn...First National Bank, La Croase, Wis..City National Bank. Chicago. IllWatkins National Bank, VVatkins. N. YFirst National Bank. Wichita. Kans ..First National Bank. Green Held, Ohio*National Bank of Fishkill. N. YFirst National Bank. Franklin. Ind...Northumberland County National

Bank, Shamokin. Pa.First National Bank. Winchester. Ill .National ExhangeBank, Minneapolis,

Minn.National Bank of the State of Mis-

souri, St. Louis, Mo.First National Bank, Delphi, IndFirst National Bank. Georgetown. ColoLock Haven National Bank, Lock

Haven, Pa.Third National Bank. Chicago, 111Central National Bank. Chicago, 111...First National Bank, Kansas City, Mo.Commercial National Bank, Kansas

City. Mo.First National Bank, Ashland, Pa.*...First National Bank. Tarrytown, N. Y*First National Bank, Allentown, Pa.*.First National Bank, Waynesburg,

Pa.*Washington County National Bank,

Greenwich, N. YFirst N ational Bank, Dallas, TexPeople's National Bank, Helena, Mont.First National Bank, Bozeman, Mont..Merchants' National Bank, Fort Scott,

Kans. *Farmers' National Bank, Platte City,

MoFirst National Bank, Warrensburg,

MoGerman American National Bank,

Washington, D. CGerman National Bank, Chicago, 111.*.Commercial National Bank, Saratoga

Springs, N. YSecond National Bank, Scran ton, Pa.*.National Bank of Poultney, VtFirst National Ban M Monticello, Ind..First National Bank, Butler, PaFirst National Bank, Meadville, Pa . . .First National Bank, Newark, N. JFirst National Bank, Brattleboro, Vt..Mechanics' National Bank, Newark,

N.JFirst National Bank, Buffalo, N. Y.. . .Pacific National Bank, Boston, Mass..First National Bank of Union Mills,

Union City, PaVermont National Bank, St. Albans,

Vt . . .First National Bank, Leadville, Colo..City National Bank, Lawrenceburg,

Ind.*First National Bank, St. Albans, Vt...First National Bank, Monmouth, 111 ..Marine National Bank, New York, N.YHot Springs National Bank, Hot

Springs, ArkRichmond National Bank, Richmond,Ind

177619541313818456191310197150689

1484719

1665

194919911273

236204716121995

403364161305

1266215721052027

1927

2356

1856

23581734

122749

1200220830911552470

12512352373

110

15832420

28892692751

1215

2887

2090

Jan. 26.1871Apr. 6 1J72June 20 1865Feb. 18,1865June 2. 1864Jan. 2 1872Oct. 7,1863Apr. 1,1865Aug. 5.1863Jan. 9,1865

July 25,1865Jan. 16,1865

Oct. 30,1866

Mar. 25.1872May 31,1872June 14,1865

Feb. 5,1864Sept. 18,1872Nov. 23,1865June 3,1872

Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864

June 13,1865July 16,1874May 13,1873Aug. 14,1872

Jan. 20,1872

May 5,1877

July 31,1871

May 14,1877Nov. 15,1870

June 6,1865Aug. 5,1863May 31,1865Dec. 3,1874Mar. 11,1864Oct. 27,1863Aug. 7,1863June 30,1864

June 9,1865Feb. 5,1864Nov. 9,1877

Oct. 23,1863

Oct. 11,1865Mar. 19,1879

Feb. 24,1883Feb. 20,1864July 7,1882June 3,1865

Feb. 17,1883

Mar. 5,1873

$50, 00050, 00050. 000

250. 00075, 00050, 00050, 000

200, 00060, 00067, 000

50,00050, 000

3, 410, 300

100, 00050, 000

120, 000

120, 000200, 000100, 000100, 000

60, 00050, 000

100,000100, 000

200,000100, 000100,000

50,000

50,000

50,000

50,000130, 000250, 000

100,000100, 000100, 00050,00050,00070,000

125, 000100,000

500, 000100,000250,000

50,000

200, 00060, 000

100,000100, 00075, 000

400,000

50,000

270, 000

$36, 205

2,976

15, 000

1,0007,214

2,000

11,872

251,802

2,000

$23, 50025, 00031,500

182, 50085. 45036. 97580, 300

143. 000222. 319670, 000

71,750124, 000

46.1506373

113.973.9

160.671.5

370.51000

143.5248

45, 000

153, 600

1, 035, 00038, 000

540, 50025, 000

187,131132, 250

205,94045,75010, 00020,000

34,731

4,000

57, 750

113,000392,12592,0007,400

139, 000248,400605, 250387,000

1,198,000287, 50075,000

91,955

186,00063,000

3,000197,00015,000

659,643

3,000

274,000

45

128

862.19

540.25

311.9264.5

102.945.1040

8,

115.5

113392.19214.8

278354.8484.387

239.6287.530

183.9

105

319720

164.9

101.5* formerly in voluntary liquidation.



TOGETHER WITH THEIR CAPITAL AXD SURPLUS, ETC.—Continued.

Failures.

1

Capital.

$50, 000100, 000

50, 000250, 000

75, 00060,00050, 000

200, 000132, 00067, 000

50,000100, 000

2, 500, 000

50, 00075, 000

120, 000

750, 000200,000500, 000100, 000

112. 500100, 000250, 000100, 000

200, 00050, 000

100,00050, 000

50, 000

50,000

100, 000

130,000500,000

100, 000200, 000100, 000

50,00050,000

100,000300, 000300,000

500, 000100,000961, 300

50, 000

200, 00060,000

100, 000100.000

75, 000400, 000

50,000

250,000

96

Surplus .

$10, 000

25. 000130, 000

3, 00012, 00010, 00030, 00028, 538

17,13520, 000

248, 775

20, 00065, 000

8, 000

200, 00010, 00025, 0006,392

19, 00025, 000

220, 000

24,0005,0008,0007,000

13,500

10, 600

2, 000125,000

40, 47670, 0004,0002, 000

10, 60020,00062, 58457, 000

400,00050,000

13,455

25, 00015, 000

40,00015, 000

225, 000

180

33,000

47—14

Receiver ap-pointed.

Feb. 25,1876Mar. 13.1876Apr. 11,1876May 17.1876July 12,1876Sept. 23,1876Dec. 12,1876Jan. 27,1877Feb. 13,1877Mar 12.1877

Mar. 16.1877May 24,1877

June 23,1877

July 20.1877Aua;. ;8,1877Aug. 20,1877

Nov. 24.1877Dec. 1.1877Feb. 11,1878. . . .do

Feb. 28,1878Mar. 23.1878Apr. 15,1878May 15.1878

June 8,1878. . . d o . . .Sept. 13,1878Sept. 14,1878

Sept. 25,1878

Oct. 1,1878

Nov. 1,1878

doDec. 20,1878

Feb. 11,1879Mar. 15,1879Apr. 7,1879July 18,1879July 23,1879June 9,1880June 14,1880June 19,1880

"Nov. 2,1881Apr. 22,1882May 22,1882

Mar. 24,1883

Aug. 9.1883Jan. 24,1884

Mar. 11,1884Apr. 22,1884.. .doMay 13,1884

June 2,1884

-July 23,1884t

Causeof

failure.

yPPV(1EUEM

WM

O

WTIV

VVXV

VVXV

pVQQX

N

X

PB

XXXXERFX

CPssVB

GcPET

E

H

Lawfulmoney de-

posited.

$45, 00045, 00045, 000

137, 20967, 50043, 20029, 662

177, 20092, 09260,300

45, 00090, 000

1, 693, 660

45, 00045, 00071, 200

597. 84045,00044, 94044,500

75,55489, 20078,64169,345

114,22029,80089, 30044, 400

35, 328

27, 000

45,000

62, 50042, 795

86, 90091, 46590,00027, 00071,16589. 500

32(3. 64390,000

449,90099, 500

450,000

43,000

65, 20053,000

77, 00089,08027, 000

260,100

40, 850

158,900

Issued.

$45, 00045, 00045,000

137, 20967, 50043,20029, 6(52

177,20092, 09260, 300

45, 00090, 000

1, 693, 660

45, 00045, 00071, 200

597. 84045,00044. 94044, 500

75, 55489, 20078, 64169, 345

114, 22029,80089,30044, 400

35,328

27, 000

45, 000

62, 50042, 795

86, 90091, 46590, 00027, 00071,16589,500

326, 64390, 000

449, 90099. 500

450, 000

43, 000

65, 20053,000

77, 00089, 98027, 000

260,100

40,850

X68,900

Circulation.

Redeemed.

$44, 49344, 47844,153

133, 81065, 86442, 60028, 596

174,12989, 63259.040

44,10588, 055

1, 673, 647

44, 08044,40569, 583

578, 37744,19342,14043, 325

72, 30486, 66575,18068, 535

111, 51829,19388, 07143, 665

34,573

26, 685

43, 951

62, 02638, 510

84,83387, 31387, 29726, 42267, 76085, 821

314,13084,203

427, 99696, 255

444, 002

41, 285

60, 39351, 545

74, 86084, 89825,680

247, 743

87, 990

Outstand-ing.

$8-1-7507

3, 3991, 036

6001,0663.0712, 4601. 260

8951, 945

20,013

92059f>

1, 617

19,463807

2, 8001,175

3, 2502. 5353, 461

810

2, 702605

1. 229735

755

315

1,049

4744, 285

2,0674,1522, 703

5783,4053, 679

12, 5135,797

21, 9043,2455,998

1,715

4,8071,455

2,1405, 0821, 320

12, 357

2, 860

Ha, f?§&

44454647484950515253

5455

56

575859

60616263

64656667

686970

72

73

74

7576

7778798081828384

858687

88

8990

91929394

95



NATIONAL BANKS THAT HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,

97

9899

100

101

102103

104105106

107

108

109110111

112113114115

116

117118119120

121122

123124

125126127

128129

130131132133134135136

137138139

140141142

143

144145


First National Bank, Livingston,Mont.

First National Bank, Albion, N. YFirst National Bank, Jamestown, N.

Dak.Logan National Bank, West Liberty,

Ohio.Middletown National Bank, Middle-

town, N. Y.Farmers' National Bank, Bushnell, 111.Schoharie County National Bank,

Schoharie, N. Y.Exchange National Bank, Norfolk, Va.First National Bank, Lake City, Minn.Lancaster N&tional Bank, Clinton,

Mass.First National Bank, Sioux Falls, S.

Dak.First National Bank, Wahpeton, N.

Dak.First National Bank, Angelica, N. Y..City National Bank, Williamsport, Pa.Abmgton National Bank, Abington,

Mass.*First National Bank, Blair, NebrFirst National Bank, Pine Bluff, Ark.Palatka National Bank, Palatka, Fla..Fidelity National Bank, Cincinnati,

Ohio.Henrietta National Bank, Henrietta,

Tex.National Bank of Sumter, S. CFirst National Bank, Danesville, N. Y.First National Bank, Corry, PaStafford National Bank, Stafford

Springs, Conn.Fifth National Bank, St. Louis, Mo . . .Metropolitan National Bank, Cincin-

nati, Ohio.First National Bank, Auburn, N. Y...Commercial National Bank, Dubuque,

Iowa.State National Bank, Kaleigh, N. CSecond National Bank, Xeriia, Ohio...Madison National Bank, Madison, S.

Dak.Lowell National Bank, Lowell, Mich..California National Bank, San Fran-

cisco, Cal.First National Bank, Anoka, Minn . . .National Bank of Shelby ville, Tenn ..First National Bank, Sheffield. AlaThird National Bank, Malone, N. Y...First National Bank, Abilene, Kans ..Harper National Bank, Harper, Kans.Gloucester City National Bank, Glou-

cester City, N. J.Park National Bank, Chicago, 111State National Bank, Wellington, KansKingman National Bank, Kingman,First National Bank, Alma, KansFirst National Bank, Belleville, Kans.First National Bank, Meade Center,American National Bank, Arkansas

City, Kans.City National Bank, Hastings, Nebr..Peoplel's National Bank, Fayetteville,

Char-ter

num-ber.

3006

1662578

2942

1276

17911510

11371740

583

2465

2624

56421391386

2724277632663461

3022

308275

605686

28352542

2311801

1682277

3597

12803592

2800219836173366242734313936

350235643559

376933863695

3992

30992003

Organization.

Date.

July 16,1883

Dec. 22,1863Oct. 25,1881

May 7,1883

June 14,1865

Feb. 18,1871Aug. 9,1865

May 13,1865Nov. 29,1870Nov. 22,1864

Mar. 15,1880

Feb. 2,1882

Nov. 3,1864Mar. 17,1874July 1,1865

June 7,1882Sept. 18,1882Nov. 20,1884Feb. 27,1886

Aug. 8,1883

Nov. 26,1883Sept. 4,1863Dec. 6,1864Jan. 7,1865

Dec. 12,1882July 12,1881

Feb. 4,1864Mar. 11,1871

June 17,1868Feb. 24,1864Dec. 7,1886

June 14,1865Oct. 20,1886

Sept. 14,1882Oct. 29,1874Jan. 14,1887July 15,1885June 23,1879Jan. 6,1886Oct. 26,1888

May 11,1886Oct. 1,1886Sept. 16,1886

Aug. 3,1887Aug. 28,1885May 5,1887

Mar. 15,1889

Dec. 27,1883June 27,1872

Capital.

$50,000

50,00050,000

50,000

200,000

50,000100,000

100, 00050, 000

200, 000

50, 000

50^000

100,000100, 000150, 000

50, 00050, 00050, 000

1, 000,' 000

50, 000

50, 00050,000

100,000150, 000

200, 000500,000

100, 000100,000

100,00060, 00050, 000

50, 000200, 000

50,00050, 000

100, 00050,00050,00050,00050, 000

200,00050,00075,000

50,00050, 00050,000

100, 000

50, 00075,000

Sur-p lus .

$23,128

32, 894



ing associa-tion.

Amount.

$170,500

4,000

356,000

38, 500

337, 50090,142

285, 000

10, 000

12, 000

186, 00038,500

15, 000

10, 000

i, 666

307, 382

23, 000

2,784

12, 250

13,50075,825

168,500306, 000

75,000215,000

266, 000146, 806

278,0005,000

159, 494

18,00081, 625

2,00075, 35010, 000

24,0005, 000

20,500

14, 00017,5008,857

28, 000

44,547182,500

Percent.

341

8

178

77

337.5180.2142.5

20

24

18638.5

204.9

46

. 3

24.5

27151.6168.5204

37.543

266146.8

463.310

318.9

36163.2

4150. 620

121027. 3S

283517.7

28

89.1243.3

* Restored to solvenoy.



TOGETHER WITH THEIR CAPITAL A.VI) SURPLUS, ETC.—Continued.

Failures.

Capital. Surplus.Receiver

appointed.

! Cause| ofi failure.

Lawfulmoney

deposited.

Circulation.

$50,000

100,000

50,000

50, 000

200, 000

50, 00050,000

300,00050, 000

100, 000

50, 000

50, 000

100, 000100,000150, 000

50, 00050, 00050, 000

1, 000, 000

50, 000

50, 00050, 000

100, 000200,000

300. 0001 000,000

150, 000100, 000

100,000 j.150,00050,000 I

50, 000200,000

50, 00050, 000

100,00050, 000

100, 00050. 00050,000

200, 00050, 000

100, 000

75, 00050, 00050.000

300, 000

100,000125,000 I

Aug. 25,1884 ; X

$20, 000 A u g . 26,188412, 50!) ; Sept. 13,1884 !

1, 000 ! Oct. 18,1884 |

40, 000 | Nov. 29,1884 !

7, 50015,000

. Deo. 17,1884

I Mar. 23,1885

350,000 j Apr. 9.1885 j10,000 ; Jan. 4,1880 !20, 000 ! Jan. 20,188(5 j

i I30,447 j Mar. 11,1886 j

4,000 | Apr. 8,1880 j

20,100 j Apr 19,188612,500 I May 4,188625, 300 | Aug. 2, .1886

11, 000 I Sept. 8,188620, 000 I "Nov. 20,1886

! .Juno 3.1887

50. 000 June 27, 1887

8. 000 Aug. 17, 1887

I10, 00015. 00010,18324, 000

30,000180, 000

20. 000

Aug. 24,1887Sept, 8,1887Oct. 11,1887Oct. 17,1887

Nov. 15,1887Feb. 10,3888

Feb. 20,1888 |Apr. 2,1888

Apr. 11, 188814,000 j May 9. 18883,000 June 23,1888

10,00010,000

4, 30025, 000

400

Sept, 19.1888Jan. 14,1889

Apr. 22.1889Dec. 13.1889Dec. 23,1889Dec 30,1889

17,(500 Jan. 21,1890! Feb. 10,1890I June 12.1890

21, 000 I July 14,18903, 915 Sept, 25,18901,000 Oct. 2,1890

1,6035. 000

4; ooo24,000

32,000

Nov. 21,1890Dec, 12.1890Dec. 24/1890

Dec. 26,1890 |

Jan. 14.1891 !Jan. 20,1891 j

BE

P

I

LB

OEB

J

J

ADLUVVB

ABVB

FV

RvBVs

QB

WFFFFWX

H

V

O

JR

$11, 240

90,000

18, 650

23,400

176, 000

44, 00038, 350

228, 20044, 420

72, 360

10, 740

17,120

89, 00043,14025, 425

26,18026, 28019, 21090, 000

11, 250

11, 25015. 73073,829

139, 048

44, 430277, 745

44, 40062,170

22,50048,47011, 250

24, 87045,000

11,25016, 71022, 50010, 75021, 24010,75011,250

45, 00011,25022,500

16, 87511, 25010,750

45,000

22. 50028, 800

Issued.

$11,240

90, 00018, 650

23, 400

176, 000

44, 00038,350

228,20044, 420

72, 360

10, 740

17,120

89, 00043,14025, 425

26,18026, 28019,21090, 000

11,250

11, 25015, 73073, 829

139,048

44, 430277,745

44, 40062,170

22, 50048, 47011, 250

24,87045, 000

11, 25016, 71022, 50010, 75021,24010, 75011, 250

45, 00011, 25022, 500

16, 87511, 25010,750

45, 000

22,50028, 800

Redeemed.Outstand-

ing.

$10, 975

84, 226

18, 207

22,400

166,068

41,928

34, 860

209, 95441, 99664, 714

9,950

15,920

81, 206

35, 76025, 425

24, 95525, 07017, 85584, 317

10, 610

9,53013,48562,395120,423

37, 980231, 340

32, 43955, 822

17, 73538, 68510,415

20, 59036, 910

9,23210, 96516, 4108,100

19, 2507,4508,610

28, 8006,740

14, 685

11, 0737,5056,975

20, 930

10,71015, 731

97$265

5,774

443

1,000

9,932

2,0723,490

18, 2462,424 1 1057,646 106

790 107

1, 200 I 108

7,794 109

7,380 1110

Ill

100

101

104

1, 2251.2101,3555, 683

640

112113114115

116

1,720 1172,245 11811,434 11918,625 ! 120

I6,450 I 12146,405 122

11,961 I 1236, 348 j 124

4, 765 ! 1259, 785 ! 126

835 127

4,2808,090

128129

2,018 1305, 7456.090 i2,6501,9903, 3002,640

16, 2004,5107,815

5,8023,7453,775

24,070

11,79013,069

131132133134135136

137138139

140141142

143

144

145



NATIONAL BANKS THAT HAVE WEEN PLACED IN THE H A N D S OF RECEIVERS,

146

147148

149

150

151

152153

154

155156157

158159160

161

162163

164165

166167

168

169

170171172173

174175

176177178

179180181


Spokane National Bank, SpokaneFalls, Wash.

First National Bank, Ellsworth, Kans.Second National Bank. McPherson,

Kans.Pratt County National Bank, Pratt,

Kans.Keystone National Bank, Philadel-

phia, Pa.Spring Garden National Bank, Phila-

delphia, Pa.National City Bank, Marshall, Mich..Red Cloud National Bank, Red Cloud,

Nebr.Asbury Park National Bank, Asbury

Park N JNinth National Bank, Dallas, TexFirst National Bank, Red Cloud, Nebr.Central Nebraska National Bank,

Broken Bow, Nebr.Florence National Bank, Florence, Ala.First National Bank, Palatka, FlaFirst Natioual Bank, Kansas City,

Rio Grande National Bank, Laredo,Tex.

First National Bank, Clearfield, Pa...Farley National Bank, Montgomery,

Ala.*First National Bank, Coldwater, Kans.Maverick National Bank, Boston,

Mass.Corry National Bank, Corry, PaCheyenne National Bank, Cheyenne,

Wyo.California National Bank, San Diego,

Cal.First National Bank, "Wilmington,

•wr nN. C.Huron National Bank, Huron, S. Dak.First National Bank, Downs, Kans . . .First National Bank, Muncy, PaBell County National Bank, Temple,

Tex.First National Bank, Deming, N. Mex.First National Bank, Silver City, N.

Mex.Lima National Bank, Lima, OhioNational Bank of Guthrie, OklaCherry vale National Bank, Cherry-

vale, Kans.First National Bank, Erie, KansFirst National Bank, Rockwell, Tex..Yincennes National Bank, Yincennes,

Ind.Total

Organization.

Char-ter

num-ber.

3838

32493791

3787

2291

3468

20233181

3792

441528113927

413532233706

4146

7684180

3703677

5693416

3828

1656

32673569837

4404

31603554

285943834288

396338901454

Date.

Jan. 24,1888

Sept. 11,1884Sept. 16,1887

Sept. 8,1887

July 30,1875

Mar. 13,1886

July 29,1872May 10,1884

Sept. 17,1887

Sept, 12,1890Nov. 8,1882Sept. 28,1888

Oct. 3,1889July 15,1884May 17,1887

Oct. 28,1889

Jan. 30,1865Dec. 18,1889

May 9,1887Dec. 31,1864

Nov. 12,1864Dec. 2,1885

Dec. 29,1887

July 25,1866

Nov. 21,1884Oct. 12,1886Feb. 23,1865Aug. 25,1890

Apr. 22,1884Sept. 17,1886

Jan. 16,1883July 31,1890Apr. 16,1890

Jan. 15,1889May 29,1888July 17,1865

Capital.

$60, 000

50, 00950,000

50 000

200,000

500, 000

100, 00050,000

100 000

300, 00050, 00060,000

50, 00050,000

100, 000

100, 050

100, 000100,000

52, 000400, 000

100, 000100, 000

150, 000

250, 000

Sur-plus.

$61, 390

50,000 i50,000 i

100,000 i50,000

50, 00050, 000

100, 000100, 00050, 000

50, 00050, 000

100,000

27, 330, 400 547, 080



ing associa-tion.

Amount.

$54 5008,500

122,730

122,198

162, 50023, 275

18, 00057, 2508,400

50,00025, 000

209, 000

2, 080984, 000

198, 00026, 000

79, 000

290, 710

27, 75017, 693

212, 9882,500

56, 25030, 000

87, 5002, 5003,500

5,95415, 000

441, 000

20, 252, 357

Percent.

10917

61.4

24.4

162. 546.5

6114.514

100. 025

209

4241

19826

52. 7

116. 3

55.535.4

2135

112.560

87.52.57

11.930

441

74.1

* Restored to solvency.A Defalcation of officers.B Defalcation of officers and fraudulent management.C Defalcation of officers and excessive loans to others .D Defalcation of officers and depreciation of securities.E Depreciation of securities.F Excessive loans to others, injudicious banking, and depreciation of securities.G Excessive loans to officers and directors an d depreciation of securities.H Excessive loans to officers and directors and investments in real estate and mortgages.I Excessive loans to others and depreciation of securities.J Excessive loans to others and investments in leal estate and mortgages.K Excessive loans and failure of large debtors,L Excessive loans to offlo eri and directors.



TOGETHER WITH THEIR CAPITAL AND SURPLUS, E T C . — C o n t i n u e d .

Lawfulmoney de-

posited.

Eeceiverappointed. .

Feb. 11,1891Mar. 25,1891

50, 000

500, 000

750, 000

3,000

100,000

132, 500

Apr. 7,1891 i H

May 9,1891 I O

10, 750

41,180

45, 000

! June 22,1891! July 1,1891

i July 2,1891

July 16,1891. . .do

July 21,1891

300, 00075, 00060, 000

45, 00016, 22513,500

60, 000150, 000150.000

July 23,1891Aug. 7,1891Aug. 17,1891

12,90033, 25033, 750

Oct. 7,1891. . . .do

i Nov. 21,1891Dec. 5,1891

Dec. 18,1891

Dec. 21,1891

Jan. 7,1892 |Feb. 6,1892Feb. 9,1892Feb. 19,1892

18, 00010, 75094. 89911, 250

18, 0007,870

05, 64911, 250

| Feb. 29,1892. . . . do

200. 000100, 00050, 000

Mar. 21,1892June 22,1892July 2,1892

45, 00021, 80011, 250

35. 02219, 89011.250

50, 000125, 000100,000

. . . .doJuly 20,1892July 22,1892

11,25026, 72041,320

M Failure of large debtors.1ST Fraudulent management.O Fraudulent management, excessive loans to officers and directors, and depreciation of securities.P Fraudulent management and depreciation of securities.Q Fraudulent management and injudicious banking.R Fraudulentmanagement, defalcation of officers, and depreciation of securities.S Fraudulent management, injudicious banking, investments in real estate and mortgages, and de-

preciation of securities.T Fraudulent management, excessive loans to officers and directors, and excessive loans to others.TJ Injudicious banking.V Injudicious banking and depreciation of securities.W Injudicious banking and failure of large debtors.X Investments in real estate and mortgages and depreciation of securities.Digitized for FRASER



INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RE-TEM, WITH AMOUNTS OK NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLLECT-ASSETS, EXPENSES OF RECEIVERSHIP, CLAIMS PROVED, DIVIDENDS PAID AND


organization.Capitalstock.

Receiverappointed.

First National Bank, Attica, N. YVenango National Bank, Franklin, PaMerchants' National Bank, Washington, D. CFirst National Bank, Medina, N. YTennessee National Bank, Memphis, Tcnn :First National Band, Selma, Ala[First National Bank, New Orleans, LaNational TJnadilla Bank, Unadilla, N. lr

Farmers and Citizens' National Bank, Brooklyn. N. Y .Croton National Bank, New York, N. Y 'First National Bank, Bethel, ConnFirst National Bank, Keokuk, IowaNational Bank of Vicksburg, MissFirst National Bank, Rockford, 111First National Bank of Nevada, Austin, NovOcean National Bank, New York, N. YUnion Square National Bank, Now York, ]ST. YEighth National Bank, New York, N. YFourth National Bank, Philadelphia, PaWaverly National Bank, Waverly, N. YFirst National Bank, Fort Smith', ArkScandinavian National Bank, Chicago, 111Wallkill National Bank, Middletown, N\ YCrescent City National Bank, New Orleans, LaAtlantic National Bank, New York, N. YFirst National Bank, Washington, 1). CNational Bank of the Commonwealth, New York, N. Y.Merchants' National Bank, Petersburg, VaFirst National Bank, Petersburg, Va..First National Bank, Mansfield, OhioNew Orleans National Banking Association, New Or-

leans, LaFirst National Bank, Carlisle, PaFirst National Bank, Anderson, IndFirst National Bank, Topeka, KansFirst National Bank, Norfolk, VaGibson County National Bank, Princeton. IndFirst National Bank of Utah, Salt Lake City, UtahCook County National Bank, Chicago, 111First National Bank, Tiffin, OhioCharlottesville National Bank, Charlottesville, VaMiners' National Bank, Georgetown. ColoFourth National Bank, Chicago, 111.*First National Bank, Bedford, IowaFirst National Bank, Osceola, IowaFirst National Bank, Duluth, Minn '.First National Bank, La Crosse, WisCity National Bank, Chicago, 111Watkins National Bank, Watkins, N. YFirst National Bank, Wichita, KansFirst National Bank, Greenfield, Ohio *National Bank of Fishkill, N. YFirst National Bank, Franklin, IndNorthumberland County National Bank, Shamokin, Pa.First National Bank, Winchester, 111National Exchange Bank, Minneapolis, MinnNational Bank of the State of Missouri, St. Louis, Mo..First National Bank, Delhi, IndFirst National Bank, Georgetown, ColoLock Haven National Bank, Lock Haven, PaThird National Bank, Chicago, 111Central National Bank, Chicago, 111First National Bank, Kansas City, MoCommercial National Bank, Kansas City, MoFirst National Bank, Ashland, Pa.*First National Bank, Tarry town, N. YFirst National Bank, Allentown, Pa.*First National Bank, Waynesburg, Pa.*Washington County National Bank, Greenwich, N. Y..First National Bank, Dallas, TexPeople's National Bank, Helena. MontFirst National Bank, Bozeman, MontMerchants' National Bank, Fort Scott, Kans.*

Jan. 14,1864May 20,1865Dec. 14,1864Feb. 3,1864June 5,1865Aug. 24,1865Dec. 18,1863July 17,1865June 5,1865Sept, 9,1865May 15,1865Sept. 9,1863Feb. 14,1865May 20,1864June 23,1865June 6,1865Mar. 30,1869Apr. 6,1864Feb. 26,1864May 29,1865Feb. 6,1866May 7,1872July 21,1865Feb. 15,1872July 1,1865July 16,1863July 1,1865Sept. 1,1865July 1,1865May 24,1864

May 27,1871July 7,1863July 31,1863Aug. 23,1866Feb. 23,1864Nov, 30,1872Nov. 15,1869July 8,1871Mar. 16,1865July 19,1865Oct. 30,1874Feb. 24,1864Sept. 18,1875Jan. 26,1871Apr. 6,1872June 20,1865Feb. 18,1865June 2,1864Jan. 2,1872Oct.Apr.Aug.Jan.July 25,' 1865Jan. 16,1865Oct. 30,1866Mar. 25,1872May 31,1872June 14,1865Feb. 5,1864Sept. 18,1872Nov. 23,1865June 3,1872Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864June 30,1865July 16,1874May 13,1873Aug. 14,1872Jan. 20,1872

7,18631,18655,18639,1865

$50,000300, 000200,00050, 000

100, 000100, 000500, 000120, 000300,000200, 00060,000100,00050, 00050,000

250, 0001,000, 000

200, 000250,000200, 000106,100

50, 000250,000175, 000500,000300, 000500, 000750,000400, 000200, 000100, 000

600, 00050, 00050, 000

100, 000100, 00050, 000

150, 000500,000100, 000200, 000150, 000200, 000

30, 00050, 000

100, 00050,000

250, 00075, 00060, 00050,000

200,000132,000

67, 00050, 000

100,0002, 500, 000

50, 00075, 000

120, 000750,000200, 000500,000100, 000112,500100,000250,000100, 000200,000

50, 000100, 000

50, 00050, 000

186518661866186718671867186718671867186718681868186818691869187118711871187118721872187218721873187318731873187318731873

Apr. 14,May 1,May 8,Mar. 13,Mar. 21,^ p r . 30,May 20,Aug. 20,Sept. 6,Oct. 1,Feb. 28,Mar. 3,Apr. 24,Mar. 15,Oct. 14,Dec. 13,Dec. 15,Dec. 15,Dec. 20,Apr. 23,May 2,Dec. 12,Dec. 31,Mar. 18,Apr. 28,Sept. 19,Sept. 22,Sept. 25,Sept. 25,Oct. 18,

Oct. 23,1873Oct. 24,1873Nov. 23,1873Dec. 16,1873June 3,1874Nov. 28,1874Dec. 10,1874Feb, 1,1875Oct. 22,1875Oct. 28,1875Jan. 24,1876Feb. 1,1876Feb. 1,1876Feb. 26,1876Mar. 13,3876Apr. 11,1876May 17,1876July 12,1876Sept. 23,1876Dec. 12,1876Jan. 27,1877Feb. 13,1877Mar. 12,1877Mar. 16,1877May 24,1877June 23,1877July 20,1877Aug. 18,1877Aug, 20,1877Nov. 24,1877Dec. 1,1877Feb. 11,1878Feb. 11,1878Feb. 28,1878Mar. 23,1878Apr. 15,1878May 15,1878June 8,1878J une 8,1878Sept. 13,1878Sept. 14,1878Sept. 25,1878

* Formerly in voluntary liquidation.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


y AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING SYS-ED FROM ALL SOURCES, LOANS PAID AND OTHER DISBURSEMENTS, LOSSES ONREMAINING ASSETS RETURNED TO STOCKHOLDERS.

Nominal assets at date of suspension.

Estimatedgood.

$50,82383, 713

18, 42450, 000

116, 422853,14886, 748

1,175, 656255, 23539, 48698, 24021, 5847,000

129, 7211 867, 641' 364, 973229, 617653, 65886, 49315, 800100,000127, 769379, 020336, 833

1, 000, 0001, 435,113

342, 260100, 00094, 483

300,00028,07750,00025, 00077, 72351, 2966, 300

619, 836140, 000169, 52020,00027,12329, 75274, 37618,09335, 000

453, 03786,01459, 226

194, 66586,49267, 24667, 541135, 231935, 999175, 25434,368220,481

1, 330, 215157, 438

1,118,11852, 349107, 318100,99419,879

311,32448,14932, 5599,01021,225

Estimateddoubtful.

$28, 05357, 029860, 9292,029

395, 41296, 556276, 40069,857121, 683144, 9034,80979, 65249, 959

811497,292

"""736," 997'

40, 00014,174100, 00050,000110,45058, 852

1, 277, 690473, 372252, 25050, 000173,378

100, 00055, 38680,00085, 00056, 35032,011204,600

1, 250,103120,000

• 105,218190,069131,22726,85819, 938118, 30025, 000478,91744,58218, 38757, 675

262, 90958,188112, 02666,02590, 704

2, 818, 9666,250

52, 627150, 650631, 797161,441313, 72674, 72441, 584

132,44515,86927, 89436, 24595, 251$76, 04615,543

Estimatedworthless.

$115, 538818,154

101, 072

78,415701,11686, 856

272, 75765, 36183, 830

125, 05722, 569

91,412942, 28391,355

165, 442

37, 49425, 000168,100

' 25,000148, 920283, 550

453, 593321, 72279,4097,954

376, 87029, 267

103, 05778, 85780, 29729,0553,274

151, 43963, 620

257, 655

65, 8029,3595,73735,85565, 09785,8059,105

67, 531

51,403200,90925, 94179,101

124, 371633, 7446,596

629,11324, 990

330, 704170, 712405, 00051,17519,070

153,467185, 22042, 284

236, 97167, 423166,151

$33346,588

Additionalassets re-

ceived sincedate of

suspension.

$13,69227,741

5,40026, 57957, 732

156, 57519, 449

121, 01721, 57212, 21213,426

30, 37142, 236

124, 832lli 89549, 409

32, 5176,537

24, 86625,102168,603128, 337215, 724404, 431103, 60943, 22521,095

654,1852,574

100. 60714,2413,54212,81615, 258678, 34918,43930, 69627, 2873,0849,63515,16213,81644, 81586,24821, 7383,681376

49,44124, 21714, 77014, 27018,411

433, 40013, 47830, 39834, 350

364, 81216, 68019, 8176,7238,859

20, 2892,1711.861

13; 7494. 305

67, 942$21, 0901,892

Totalassets.

Offsetsallowed and

settled.

$208,106986, 637860, 929126, 925471,991349,125

1, 987, 239212,910

1, 691,113487, 071140,337316, 37594,11238,182

760, 6612, 934, 756468, 223

1,181,465653, 658196, 50461, 511392, 966227, 871806, 993807,572

2, 493, 4142, 766, 5091, 019, 841272, 634296, 910

1,431,055115, 304333,664203, 098217, 912125,178229, 432

2, 699, 787342, 059563, 089237, 356227,23675, 604

115, 213186,064169,912

1,104, 007161,439148,82558,051558, 418369,806219, 983226, 937368, 717

4,822,109201, 578746,506430,471

2, 657, 528506, 271

1, 856, 661184,971176,831274,750339, 71560,014

589, 938156,122361,903

$136, 47985,248

19, 445

6,84558, 645

55, 34230, 6411,570

33, 4544,608

274317, 742285, 736101, 71938, 911

303, 50415, 780

6,21130, 3788,949

98, 460280, 955368, 992103, 8423,225%735

8,9647,068

10, 41026, 9512,1913,5952,869

452, 95360,44724,8828,7612,1003,5103,0431,1394,296

48,3813,15117,409

13,19260,3118,4876, 537

21, 498166, 83162, 77436, 59841, 32459, 3237,245

1,482, 72522,96216, 072

164, 94920,608

71418, 54130, 08812,492$7, 700

178

Loss onassets coin-pounded orsold underorder ofcourt.

$114, 236796.197686, 66593. 638

380,383179, 894929, 289132, 806400, 903187,58670,122

123, 40957, 938

Nominalvalue

of assetsreturned to

stock-holders.

219,7501, 254, 358

379,794

56, 01137, 629

224, 70322, 084

285, 346161,013765, 356589, 213616, 642146, 764182, 231

715, 58451, 294235,127118, 08355, 91754,332

196, 2311, 948, 095

84, 70958, 715

186, 2546,266

49, 92930, 319111,78085,019470,90818,63567, 34544,344223, 375203, 79299, 588117,173139,309

1,771, 6991, 310

606,580143,664310,813287, 68222, 55967, 396

268, 00047, 2396,972

106, 29232, 372

$20,14165, 804

33,363

53,473

36, 95734, 259

112,818

'279,' 987'

$89, 855

123456789101112131415161718192021222324252627282930

31323334353637383940414243444546474849505152535455565758596061626364656667

707172



INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

737475767778798081828384858687888990919293949596979899

100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129

'130131132133134135136137138139140141142143144145146147


organization.

Farmers National Bank, Platto City, Mo May 5,1877First National Bank, Warrenaburg,' Mo J uly 31,1871German American National Bank, Washington, D. C .. May 14,1877German National Bank, Chicago, I I I / Nov. 15,1870Commercial National Bank, Saratoga Springs, N. Y June 6.1865Second National Bank, Scran ton, Pa.* Aug. 5,1863National Bank of Poultney, Vt May 31,1865First National Bank, Moriticello, Ind ' Dec. 3,1874First National Bank, Butler, Pa ! M u\ 11,1864First National Bank, Meadville, Pa ! Oct. 27,1863First National Bank, Newark, N. J ! Aug. 7,1863First National Bank. Brattleboro, Vt ! J une 30,1864Mechanics' National Bank, Newark, N. J ; Jnne 9, 1885First National Bank, Buftalo, N. Y ! Feb. 5,1864Pacific National Bank, Boston, Mass ! Nov. 9,1877First National Bank of Union Mills Union City, Pa . . . O,-t. 23,1863Vermont National Bank, St. Albans', Vt •' ><'t, 11,1865First National Bank, Leadville, Colo Mar. 19,1879City National Bank, Lawrenceburg, Ind.* Feb. 24,1883First National Bank, St. Albans, Vt i Feb. 20,1864First National Bank, Monmouth, 111 j July 7,1882Marine National Bank, New York, N. Y -3 line 3,1865Hot Springs National Bank, Hot Springs, Ark Feb. 17,1883Richmond National Bank, Richmond, Ind 'Mar. 5,1873First National Bank, Livingston, Mont J uly 16,1883First National Bank, Albion, N. Y i Dec. 22,1863First National Bank, Jamestown, N. Dak I Oct. 25,1881Logan National Bank, West Liberty, Ohio May 7,1883Middletown National Bank, Middletown, N. Y ! Jnne 14,1865Farmers' National Bank,Busbnell, 111 j Feb. 18,1871Schoharie County National Bank, Schoharie, N. Y I Aug. 9,1865Exchange National Bank, Norfolk, Va ! May 13,1865First National Bank, Lake City, Minn Nov. 29,1870Lancaster National Bank, Clinton, Mass ". Nov. 22,1864First National Bank, Sioux Falls. S. Dak j Mar. 15,1880First National Bank, Wahpeton, N. Dak | Feb. 2,1882First National Bank, Angelica, N. Y I Nov. 3,1864City National Bank, Wilfiamsport, Pa I Mar. 17,1874Abington National Bank, Abington, Mass.i I July 1,1865First National Bank, Blair, Nebr June 7,1882First National Bank, Pine Bluff, Ark Sept. 18,1882Palatka National Bank, Palatka, Fla Nov. 20,1884Fidelity National Bank, Cincinnati, Ohio I Feb. 27,1886Henrietta National Bank, Henrietta, Tex { Aug. 8,1883National Bank of Sumter, S. C Nov. 26,1883First National Bank, Dansville, N. Y Sept. 4,1863First National Bank, Corry, Pa Dec. 6,1864Stafford National Bank, Stafford Springs, Conn Jan. 7,1865Fifth National Bank, St. Louis, Mo Dec 6,1882Metropolitan National Bank, Cincinnati, Ohio June 23,1881First National Bank, Auburn, N. Y Jan. 13,1864Commercial National Bank, Dubuque, Iowa Mar. 4,1871State National Bank, Raleigh, N. C June 2,1868Second National Bank, Xenia, Ohio Jan. 1,1864Madison National Bank, Madison, S. Dak | Nov. 29,1886Lowell National Bank, Lowell, Mich June 14,1865California National Bank, San Francisco, Cal Oct. 20,1886First National Bank, Anoka, Minn Sept. 14,1882National Bank of Shelbyville, Tenn I Oct. 29,1874First National Bank, Sheffield, Ala I Jan. 14,1887Third National Bank, Malone, N. Y J uly 15,1885First National Bank, Abilene, Kans I June 23,1879Harper National Bank, Harper, Kans I Jan. 6,1886Gloucester City National Bank, Gloucester City, N. J . . ! Oct. 26,1888Park National Bank, Chicago, 111 '. ; May 11,1886State National Bank, Wellington, Kans Oct. 1,1886Kingman National Bank, Kingman, Kans j Sept. 16,1886First National Bank, Alma, Kans ! Aug. 3,1887First National Bank, Belleville, Kans : Aug. 28,1885First National Bank, Meade Center, Kan s j May 5,1887American National Bank, Arkansas City, Kans | Mar. 15,1889City National Bank, Hastings, Nebr ". | Dec. 27,1883People's National Bank, Fayetteville, N.C j June 27,1872Spokane National Bank, Spokane Falls, Wash Jan. 24.1888Firs t National BanK, Ellsworth, Kans Sept. 1L 1884

* Formerly in voluntary liquidation.t Restored to solvency.

Capitalstock.

$50, 000100, 000130. 000500, 000100, 000200.000100, 000

50, 00050, 000

100, 000300, 000300, 000500, 000100,000961, 300

50, 000200, 000

60. 000100, 000100, 000

75, 000400, 000

50, 000250, 000

50, 000100, 00050, 00050, 000

200,00050, 00050,000

300, 00050, 000

100, 00050, 00050, 000

100, 000100, 000150,000

50, 00050, 00050,.000

1,000, 00050,00050, 00050, 000

100, 000200, 000300, 000

1,000, 000i.yj,ooo100,000100, 000150,00050,00050,000

200, 00050, 00050,000

100, 00050, 000

100,00050, 00050, 000

200, 00050, 000

100, 00075, 00050,00050, 000

300,000100, 000125, 000100, 00050,000

Receiverappointed.

Oct. 1,1878Nov. 1,1878Nov. 1,1878Dec. 20,1878Feb. 11,1879Mar. 15,1879Apr. 7,1879July 18,1879July 23,1879June 9,1880June 14,1880June 19,1880Mar, 2.1881Apr. 22,1882May 22,1882Mar. 24,1883Aug. 9,1883Jan. 24,1884Mar. 11,1884Apr. 22,1884Apr. 22,1884May 13,1884June 2,1884July 23,1884Aug. 25,1884Aug. 26,1884Sept, 13,1884Oct. 18,1884Nov. 29,1884Dec. 17,1884Mar. 23,1885Apr. 9,1885Jan. 4,1886Jan. 20,1886Mar. 11,1886Apr. 8,1886Apr. 19,1886May 4,1886Aug. 2,1886Sept. 8,1886Nov. 20,1886June 3,1887June 27,1887Aug. 17,1887Aug. 24,1887Sept. 8,1887Oct. 11,1887Oct. 17,1887Nov. 15,1887Feb. 10,1888Feb. 20,1888Apr. 2,1888Mar. 31,1888May 9,1888June 23,1888Sept. 19,1888Jan. 14,1889Apr. 22,1889Dec. 13,1889Dec. 23,1889Dec. 30,1889Jan. 21,1890Feb. 10,1890June 12,1890July 14,1890Sept. 25,1890Oct. 2,1890Nov. 21,1890Dec. 12,1890Dec. 24,1890Dec. 26,1890Jan. 14,1891Jan. 20,1891Feb. 3,1891Feb. 11,1891



CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC—Continued.

Nominal assets at date of suspension. |!

Estimatedgood.

Estimated Estimated

$9, 56190, 953256, 286104, 966133.169264! 90868, 07823. 64612i 647115, 012418, 95151, 574

1,114. 503488, 892648, 710161, 699124,11472,19713, 993

217, 314172, 940

3, 496, 49531, 058367,10933, 54355. 7637r519

60, 096600, 81013.17096, 981

1,273,71157, 487

144, 85048, 51020, 50559, 810154, 879122, 551235, 47450, 79315,646

2, 464, 07974.17166, 08117,449

156, 586208, 243580, 321

1, 668,952268,961333, 506152, 390181, 87017.13655;535

400, 00383. 7761, 898

153, 26274, 66238. 89625| 7756, 675

342, 92123, 31911, 4169, 233

10, 7946, 201

206,30348.128101,878 I314.354 '102,952

doubtful

$18,691194, 457139, 514101, 971167, 503101,17897, 2576,734

134, 71622, 54564, 041

185,00265. 526

1, 416, 79346, 829

520. 91756, 04214. 50096, 87596. 543

816, 91627, 77472, 35615. 30444, 44629, 826£.69553, 692

3, 87439, 593

1, 441. 37891,990

138, 707137, 859

66, 96528,45926, 825168,3648.000

82, 61232. 092

915, 57735. 999

worthless.

8, 39720, 239119. 809929^ 388787, 598160, 617324, 872176. 652214, 56091,15371,12461,51944, 69898.099117, 24031, 44292, 99521,22412, 317

256, 39577, 7651.01, 63527, 27350, 86642,808376, 97759, 64224, 882

190, 09046, 213

$42. 29611. 57837, 923

475, 05228, 969104, 85818, 3844,374

34, 73712, 86355, 895

3Q2, 65478, 286696, 987

1, 397, 33416. 309118! 618102.112

2; 55449, 9519, 688

1, 568, 94027,190

171, 31922, 255113, 32929, 352

167, 07562, 22928, 010938,916 i7,2918, 0943,82144,90970,45824. 3985, 4626. 8344,9098,791

2,494, 51112, 995

15937, 572m, 71060, 86961, 622125,236510,79015.112137, 56178. 49620, 0251,316

216,70417, 22544,59272,56833, 82781. 89719! 67456. 237142,55111, 64664, 79240, 70922,42621, 56455, 732110,400124, 5049,060

43,981


jceived sincedate of

suspension.

$1, 94433, 37561,14729, 88117, 08547, 59119, 56015. 01727, 50319,19841,17343, 895231,05836, 916444,12823. 64020, 61752,0691,599

77, 58432, 854

860, 4006,407

124, 054867

212, 5003,312

56, 057126, 93511,8994, 809

263, 86357, 99469,96410, 5784,1387,798

35, 20221,6335,4396,2121, 790

567, 87925, 69617, 76956, 22029,50129,17795, 471

7,111193,510

29, 2218, 398

69,6527,352

46. 81195J 05021, 948

6,0928,4962, 3836,1194,5258,03441,5369,9537, 55814, 9552,144969

106, 31517, 40625, 261216,1283,644

Totalassets.

$72, 492330, 363494, 870711. 870346, 726518, 535203, 279

49, 771209, 603169, 618580. 060398^ 123608, 849

1, 288, 3211, 906. 9653 248^477

784. 266282^ 420

32 646441,724312, 025742, 751

6, 92,429734, 838

71,969426, 038

70. 009138'. 848948, 512

9J, 172169,303917, 868

3, 214, 768361, 615200, 768136, 517166, 525241, 304317, 810255, 747144, 526*

58, 319442, 046

6,148, 86184, 009

119, 638273, 036418,158666, 802

1, 588, 8972,133, 8781, 702, 711

475, 001544, 578135,666174,786773,, 276167 647150. 681351. 566142, 314219,907

71.19883. 263

783, 403122, 683185, 401

92,17086, 23071, 542

745, 327235, 576276, 525729, 632196, 790

Offsetsal lowed and

settled.

$10, 94755, 255

165, 8466,170

17, 47536, 737

3, 3538,411

11, 9203, 345

154, 9454,902

73. 925172, 063201, 268

4, 37619,1718,971

529.8885,320

904, 5585, 3*1

32, 23384

42, 2695

11,14022,1893,411

508188,920

58418, 88354,1161,1681,2844,1043, 7215,645

127

629,7526,594

88319, 8068,971

10, 556164. 276

17, 52846, 27171,17267, 84913, 275

2, 0011,840

21, 0192,196

1,416725

5,323232

76 124801

1,531

275162

3 975175

8,14467. 2092,420

Loss onassets com-pounded orsold under

order ofcourt.

$8, 207118, 507

92, 883521, 783101, 810203. 982

25. 72964

106, 56226, 04386 953

80166, 364

650. 736753 395

89, 925483, 83418,41816 017

152, 03811, 671

109. 23031, 402

348, 49223,118

144, 07049,15575, 679

169,112350

89, 506272,287

36, 03021, 268

106, 87210, 211

81676, 659

2, 35876, 736

973,892

1,05768, 034

124, 58010,146

582,02616, 000

127,552121, 369220,176

39, 557990

33, 240128, 879

15, 519122, 751

25, 3544, 6827,4466,813

23,6968,934

21,911517

3, 0004; 8673 560

' 7,2241, 772

1, 282

Nominalvalue of

assets re-turned to

stock-holders.

$69. 65972. 75477, 592

26, 439

302, 654

18, 517

41, 079

65, 57360, 998

77, 72570, 71538, 91743, 697

44 068

37, 585

'""i33,"585*

1,164, 063

161, 275

39, 557

7374

767778798081828384858687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129i 130I 131I 1 3 2133134135136! 137i 138139140141I 142S 143I 144[145! 146147



INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF R ESYSTEM, W I T H AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

Name and location of bank. Date of or-ganization.

Capitalstock.

Receiverappointed.

148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181

Second National Bank, McPherson, Kans . . . .Pratt County National Bank, Pratt, KansKeystone National Bank, Philadelphia, PaSpring Garden National Bank, Philadelphia, Pa.National City Bank, Marshal, MichRed Cloud National Bank, Red Cloud, Nobr ..Asbury Park National Bank, Asbury Park, N. JNinth National Bank, Dallas, Tex |First National Bank, Red Cloud, NebrCentral Nebraska National Bank, Broken Bow, Nebr. . .Florence National Bank, Florence, AlaFirst National Bank, Palatka, FlaFirst National Bank, Kansas City, KansRio Grande National Bank, Laredo, TexFirst National Bank, Cleartield, IowaFarley National Bank. Montgomery, Ala.*First'National Bank, Coldwater, KansMaverick National Bank, Boston, MassCorry National Bank, Corry, PaCheyenne National Bank, Oheyenue, AVyoCalifornia National Bank, San Diego, CalFirst National Bank, Wilmington, N. CHuron National BanK, Huron, S. DakFirst National Bank, Downs, KansFirst National Bank, Muncy, PaBell County National Bank' Temple, TexFirst National Bank, Dem ing. N. MexFirst National Bank, Silver City, N. MexLima National Bank, Lima, OhioNational Bank of Guthrie, OklaCherry vale National Bank, Cherry vale, Kans .First National Bank, Erie, Kans.First National Bank, Rockwall, TexVincennes National Bank, Vincennes, lad

Sept. 16,1887Sept. 8,1887July 30,1875Mar. 13,1886July 29,1872May 10,1884Sept. 17,1887Sept. 12,1890Nov. 8,1882Sept. 28,1888Oct. 3,1889July 15J884May 17,1887Oct. 28,1889Jan. 30,1865Dec. 18,1889May 9,1887Dec. 31,1864Nov. 12,1864Dec. 2,1885Dec. 29,1887July 25,1866Nov. 21,1884Oct. 12,1886Feb. 23.1865Aug. 25,1890Apr. 22,1884Sept. 17,1886Jan. 16,1883July 31,1890Apr. 16,1890Jan. 15,1889May 29,1888July 17,1865

Total 33, 030, 900

I

$50, 00050, 000

500, OOo750, 000100, 000

75, 000100,000300, 000

75, 00060, 00060, 000

lfiO, 000150, 000100, 000100,000100,00052,000

400, 000100, 000150, 000500, 000250, 000

75, 00050, 000

100,00050, 000

100,00050, 000

200, 000100, 000

50, 00050. 000

125; 000100, 000

Mar. 25,Apr . 7,May 9,May 21,J u n e 22,July 1,July 2,July 16,July 16,July 21,July £3,Aug. 7,Aug. 17,Oct. 3,Oct. 7,

do

189118911891189118911891189 L18911891189118911891189118911891

Oct. 14,Nov. 2,Nov. 21,Dec. 5,Dec. 18,Dec. 21,Jan. 7,Feb. 6,Feb. 9,Feb. 19,Feb. 29,

do

18911891189118911891189118921892189218921892

Mar. 21,June 22,

•July 2,

18921892 I1892 I

July 20,1892July 22,1892

* Restored to solvency.



CEIYEK, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Nominal assets afrdate of suspension.

Estimatedgood.

24,983575, 606280, 592157, 65233,82324, 089123,89534, 04037, 21427, 436

157, 63086, 05042. 15274, 758

Estimateddoubtful.

$85, 85856, 756996, 992555,43038, 725118,33332, 015229, 95641, 22691, 67480,860

214, 99187, 66527,18151. 564

Estimatedworthless.

$29, 71817,166

153, 9131, 485, 688

64113, 63556, 240218,92882,1179,321

15, 460112, 844118, 023101, 848142,122


ceived sincedate of sus-

pension.

$7,4355,371

122,446220, 59317,17317,19623,46212,4845,0591,599

9733, 911

17, 8805,352

37, 008

Totalassets.

$130,548104, 276

1, 848, 9572, 542, 303214,191182, 987135, 806585, 263162, 442139,808124,729489, 376309, 618176,533305, 452

Offsets al-lowed and

settled.

Loss on as-sets com-

pounded orsold under

order ofcourt.

$2,156397

103, 261112,165

11, 6983,120

33910, 600

740

$4, 301667

13, 5412, 2562,606

92, 652

13

1,06917.;;O:J i5,2(50 I

218 !2,203 I

2, 89815,190

1,808213

Nominalvalue ofassets re-turned to

stockhold-ers.

8149150151152

.|]5:5-I J54.155.150-1157.158-! 159160101162103

-1164-I 165. | 166

16,1214,170, 649

429, 340130, 365541, 363140, 80841, 22117, 57062, 38168, 26424. 71563; 241124,113

50,0644, 747, 445

152,513298,762535, 479369,14017, 77860, 938106. 71865, 727

209, 54986,124276, 990

19, 455772, 59761,48031, 617360,716181,99539,14739, 6219,6962, 650

32, 2155,048

58, 257

2, 988442, 37548.66163. 902

172. 83310, 383li5901. 491

27! 1001, 0806: 4373. 05219,401

88, 62810,133, 066

691,994524,646

1,610,391702, 32699, 736119, 620205, 895137, 721272, 916157, 465478, 761

2, 4581, 072,195

15, 5558, 822

19, 7628, 493

92129

7, 09327, 8474, 2651, 557

32, 869

2,401123,1519, 2491,910 I j 1675,78 4 1 168

20,000 1 169I 170

6,504 1 171$74,869 172

4,629 ! 173! | 174

I 1752, 206 I '0

177178179181)181

15. 58360, 36931, 523

106, 351

31,1105, 11179, 936109, 297

45,046,031 I 36,862,327 26, 724, 828

1911, 549156

24, 622

11,125, 380

100, 81797, 982221,266389,429

1, 286 j

"4,'382"

119, 758, 566 10,207,458 | 26,372,544 3,262,033



INSOLVENT NATIONAL BANKS, DATES * OF ORGANIZATION, APPOINTMENT OF RE-SYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

Nominalvalue of

remainingassets.

Collectedfrom assets.

$200910 |

, j

15 !16 |17 !181920212223242526 |2 7 I2 8 j29 !30313233343536373839404142434445464748495051 j52 I53 |54 I55565758596061626364656667686970

8,639

67, 835

291,357

196,790

250,854

Collected T ,

$75,209120, 995174,26433, 28791,608162,386999,30579, 904

1, 234, 868268, 84468, 645159,51231, 56637. 908223,169

1, 394, 662276, 649762,760350,154124, 71323, 882162,052175, 409512,698548, 099

1, 447.1031, 808; 304299,357122, 645108,944706, 50756, 94279, 48858, 06491, 96967, 25130, 3328,739

196, 903188,13542,34122, 08022,16548,48873,14580,597584,71886,18064,07113,707

321, 851105, 703111,908103, 227207, 910

2,846, 622103, 235103,328245.483

1,492,008157,544351, 37794, 61347,941109,80151,10712, 061284,43819, 74266.185

$1,1641,24516,4884,000

348, 961

"i36,'i72"

10,07942, 795109, 707228, 5805,200

19, 67511,400

303, 813

2,25037,597

66,535

93,619106,45111,2691,100

42, 2124,51058,826

15, 5522,664

122,12791, 93043, 2328,0449,540

245,108

47, 949

65,132

16.45554, 53616, 447123, 43016, 50023, 622

$76, 373122, 240190, 75237, 28791, 608169, 886

1,037,52982, 029

1, 234, 868268, 84497.580

168, 44831, 56637, 908223,169

1, 743, 623276, 649898,932350,154124, 71323,882172,131218, 204622, 405776, 679

1, 452, 3031, 808, 304299,357142, 320120, 344

1, 010, 32056, 94279,48860, 314

129, 56667, 25130,332365, 274196, 903281, 754148,79233,34923, 26548,488115, 35785,107643, 54486,18079,62316, 371

443, 978197,633155,140111,271217, 450

3, 091, 730103,235103,328293,432

1,492,008222, 676351, 37794, 61347,941126, 256105,64328, 508407, 86836, 24289, 807

Loans paidand otherdisburse-

ments.

$275816935507

17,4777. 054

18,65572, 399

20815,5073,7862,9264, 932

203,17072, 365

596, 665

2, 296"

1, 3006,248

18,96435, 83916, 393

746,15320, 3154,545

3,6304,350

14,289559296

56,92174,8962,309

445

3,9283,6165,385

63,4751,579

16,773

5,000520

4,7978,805

753658,784

4,059

7,846207,607

1, 7913, 048

1, 576

114, 220

9,762

Dividendspaid.

$70, 811101, 387165,769

32, 30565, 335

132, 608884, 429

58, 6611,138, 870

143, 30786, 737

134, 92916, 65429, 277

•• 163,9821, 326, 487

175, 92"0263, 065342, 05477,50815,142

143, 209175, 430549,427661, 816

1,374, 339747,428259, 487125, 667107, 258862, 263

46, 63462, 03231, 668

101, 54562, 64619,002

228,412108,318226,308135,79718,25812, 62434,53688,69765, 783

545,59360, 64759,1219,456

388, 856173, 512136, 474

89, 715202,753

2,165, 38881, 94173,890

254, 6471,071,774

193,941316, 828

52, 51433,105

107,57579, 72521,710

262,88729 37766, 810

Legalexpenses.

$6, 46311, 2811,2586,182

12, 24743,1836,673

28, 67717,134

5, 3153,9771,7732,7059,091

76, 64810,4379,436

3,085362

6. 03716, 70925, 37627, 33024, 24113,637

728250

1, 27067, 5691,2674, 7186,0758,232

1,16642,067

21,4953,9464,7311, 3672,0778,8045,060

13,802592

2, 2002,751

25, 0405,146

9662,0821,898

79, 8022, 690

11,9876,668

13,45113,1045,444

5763,9745,546

11, 0062,315

10,129825

' 1, 352

Receiver ssalary and

otherexpenses.

$5, 56214, 39013,.4272,908

19,15624, 52492,4409,442

48, 66635, 9835,320

14,0089,3533,000

45,164137, 31816,71329, 7668,1008,2641,878

21, 56419, 81728, 63851, 44537,12853, 28718, 82711,85811, 36276,8584,691

12,3918', 278

19, 2304, 309

10,16437,87413,68931,6428,604

10, 3489', 2747,935

10, 0058,879

19, 88013, 874

1, 5294,164

25, 0829,716

12, 90310,66912,046

161, 03610, 91917,25124, 27173, 89915, 60127, 3141,6045,013

13,13513, 3364,4834,9506 040

11,883



CEIVEK, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Balance inhands of

Comptrolleror receiver.

Amount Amount ofreturned to j assessment

shareholders ' upon share-in cash. holders.

249202

50

"7SM~

125,277 j00

33. 500 |.6, 500 !.

124 .185

9, 488

8, 730

26,720 !3, 620

36,871 !5,849 I

15, 682

$50. 000300, 000200, 00050,000

100.000500. 000120, 000

26,00039, 300

100, 000

1 $1

1

1

214 !

!

400.

135,

000

000

125. 00052, 500

350, 000300. 000300i 000

400, 00050,000100,000600,000

50, 00045,000100, 000

500, 000

200, 000150, 00034, 00050, 000

75, 00050, 000

250,000

Amount ofclaimsproved.

60, 00030, 000

140, 000132,00067, 00050, 00053, 000625. 000

72,000

200,000

35,000125.00036. 000

160, 00050, 000

loo, ooo

$122, 089434, 531669, 51382, 338

376, 392289, 467

1,119.313127, 801

1,191, 500170,75268,986205!25633, 87069,874

170, 0121, 282, 254

157,120378, 722645. 55879,86415,142

254. 90117l! 468657,020597, 885

1,619,965796,995992. 636167. 285175,081

1,429, 59567, 292

144, 60655, 372

176. 60162, 64693.021

1, 795, 992237, 824376, 756177, 51235,80156, 45734,53591, 801

135, 952703, 65859, 22697, 46435, 023

352, 062185, 760175, 952140,735227, 355

1, 935, 721133,112196, 350254, 647

1, 061, 598298,324392,39475,17529,204

118,37190, 42436, 109

"261,88777 104

168, 048

Dividends,per cent.

5823. 3724. 7039.1517.33346. 607945.909688.50

10068. 3349. 2041. 9092.7010010010010010010057. 4610084. 831001001003476

57. 506273.504358.3057. 5010024. 39114. 9416662. 5676. 505122. 50

10010048.4077. 512

100702710010081.5963. 6089.17910010037. 6483

10010065.57

1001G010090.50886010038.1040. 7285

Interestdividends,per cent.

Finallyclosed.

50

Jan. 2,1867Feb. 2.1885May 14,1883July 28,1870Feb. 4,1870Nov. 25,1882Sept. 28,1882Dec. 19,1874Nov. 18,1874Aug. 15,1872Apr. 7,1881Nov. 30,1872Nov. 25.1882Dec. 4,1875May 16,1884Apr. 20,1882Nov. 16,1874Sept, 1,1875Feb. 13,1872Oct. 2,1877Jan. 3,1876Feb. 15,1886Jan. 8,1880June 1,1881

! Apr. 29,1884j Ju ly 24,1876Mar. 31,1883

I May 1,1876! May 15,1876Nov. 30,1883Mar. 21,1887Dec. 6,1882

100

38. 50100

100100

Sept.JuneSept.MayNov.Mar.Apr.JuneMar.Mar.Feb.Jan.JulyFeb.MayJulyNov.Aug.Sept.Jan.JulyJuneMar.Oct.Oct.Mar.

100100

11.18782.1883

18,187614.187920,188319.1879

5,18862.18844,1886

28.188328,187831.188120.188228,188523,188814.188025.188211.1884 114.188118.188323,188110,188026,188815,18815.18853,1882

Feb.JulyMar.Aug.JuneMar.Sept.JulyMar.Feb.

23,18926.18819.18825,187920,18829,18857, 18855,187924,188512,1889




Nominalvalue ofremainingassets.

888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142

$30, 065

" '3275I9"

"i59,"605'

11, 877

101,9528,250

1, 760, 9624,157

109,416

136, 32033, 959

1, 499, 931

59, 33426, 023

155, 259

132, 017

1,239, 925

6, 309

3, 300

2, 259, 078

522,292285,470

109,178

116,13261, 545

281,15624, 305174,18440, 86056,451171,58856, 460

133, 93582,15556,41859,707

CollectedTom assets.

$78, 57319, 26620, 819

156, 601126, 536183, 917157, "205, 062

96, 60529, 41991,121

113, 791338,162

89, 7661,366, 608

457, 2721,191, 340

150,019281,261145, 615

16, 577143, 478261, 075

4, 229, 03237,129

294, 77922, 74484,44020, 84952, 029

625,19446, 33279, 289

2, 216, 736148, 611245, 704

59, 07528, 47777,305

165, 669198, 513204,047

64, 36314,251

2, 579, 324104, 68282,06931,798

139,485263, 871920,500

1,391,306437,763224,700186, 976330, 47123,497

100,149507, 246

88, 38727, 93070, 41091, 23940, 31617,56919,707

511, 99556, 48828, 0249,498

26,5376,806

Collectedfrom assess-ment upon

share-holders.

$1,810 I2,880

Totalcollections

Irom allsources.

Loans paidand otherdisburse-

ments .

16. 27772. 57fi80, 257

54,950

4, 67723, 001

267. 31164. 055

495, 55013, 450

734,7248. 321

123, 9195,190

23, 73212,89264, 650

272, 47419.16976, 93618, 86994,200

""'23,503142,72650,0001,400

167,196

58, 30415,73036, 700

1,180

301,668

18,13534,00234, 656

248, 662

72,577'37, 900

18, 400

59, 64532, 50026, 70718,500

40, 88510,019

720

21, 24033,229

4, 6203,600

$80,38322,14620,819

172, 878199,112264,174157. 782260. 012

96, 60534. 096

114.122113, 791605,473154, 421

1, 862,158470, 722

1, 926, 064158,340405,180150, 80540,309

156, 370325, 725

4, 501, 50656, 298

371.71541, 613

178, 64020, 84975,532

767,92096, 33280, 689

2, 383, 932148 611304,008

74, 80565,17777, 305

165, 669198, 513204, 047

65,54314,251

2, 880, 992104, 682100, 20465,800

174,141263, 871

1,169,1621, 391, 306

510, 340262, 600186, 976330, 471

41, 897100,149566, 891120,887

54, 63788, 91091, 23981,20127, 58820, 487

511, 99577, 72861, 2539,498

31,15710,406

$2,125272

1, 63347,31553. 89849, 466

2, 02157. 745

5310

8, 420

10, 037

1, 910194, 579

2475, 0993,392

17, 50217,527

472, 674

64, 035

6, 3596, 5151,893

16, 654

174, 080231

82, 47216, 261

625

"i6,"i77

106,424

82163, 069

777519

1, 01717,306

782, 3905,6475,8101, 9831,169

5821, 466

59,53525,1081,177

49,17431, 30319,0272,4173, 405

41, 90610, 875

1,5523, 8986,01, 097

I I Receiver'sDividends j Legal | salary and

paid. l expenses. otherI expenses.

$69,43716,67011, 803

100, 870105, 763182, 572137, 428166, 58788,17620, 99882, 06096,176

528, 30599, 847

1, 790, 932389, 222

1, 534,161127, 863321 870

83, 78826, 80972, 967

260,1913, 615, 540

39, 812275, 684

25, 006117, 289

8,80759, 057

651, 26686, 26359,461

1,968, 088131,024188, 482

22, 55852,40266, 394

135, 574117, 878

82, 94650, 5979,492

2,164, 22786, 44280,12046, 546

161, 497255, 495

1, 084, 638400, 998412, 785217, 660172, 909318,554

14, 87593,051

482, 01381, 08743, 28911,90146. 37552, 94717, 52511, 828

452, 01760, 82451, 600

" " 2 1 , " 3615,553

$6341, 488

8503,838

15,827

5,38510,245

1,7927,1673,22519,3382,973

46, 75545, 44980, 3108,911

24, 2799,6522, 2239,65710,446105,2154,7455,1682,602

28, 75052

5,01246,4741,8255,01095,545

1922,8555,7051,8401,1551,425

198324

106, 2321,9907,1527,7462, 280882

26, 496630

25,7553, 7032,9881, 8101,3421, 9234.6903/1045, 0324, 3962,089

105270137

4,455250

1,5971,635585745

$8,1873,7163, 0058.176

23, 05132,13612,11924, 5517,517

11, 29616,4756,739

22, 69010,83224, 39234,141

111, 23718, 22758, 78426, 3717,885

24, 53120, 031172, 60411, 02926, 82813,17813, 3865,4759,440

27, 2018, 24416, 21579,1442, 31422,71315, 22410,2996,6077,3215,2084,279

11, 5821, 34863,2628, 4634,80210, 7319,8453,988

29, 46911,57228,19114, 0539,0964,622

11, 6663,348

13, 9109,8765,13910,4875,2506, 6035, 4462, 551

12, 7815,4175,3782, 6672,5452,393



CEIVER AND CLOSING, SINCE THE ORGA.NIZA.TIOX OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Balance inhands of


$108

573

79

5, 8273, 339

25, 895

31, 71317,530

135, 473

82712, 856

13026, 325

367, 075

15, 05711

3,364

384, 202

11, 253

37, 96221, 374

13, 432

6, 7431, 712

12, 9526, 2222, 5191,9302, 566

836362

1,1261,298

65118

Amount re-turned to

shareholdersin cask

$3, 42012, 679

829884859

7,65125,10340, 769

712

14. 8507,486

3,1495,172

75!22910,074

3 329

7,7878,130

2, 489

195,716

4, 316

361

Amount ofassessmentupon share-

holders.

$21, 50017,000

50,000130,000121, 750

160, 000

10, 00050, 000

300,00075,000

500,000100. 000961, 300

50, 000200, 000

60, 00050,000

100, 00075, 000

400, 00025,000

250. 00032,500

100,000

50,000200,000

50, 00050, 000

300, 000

100, 00050,00050, 000

50, 000

1, 000, 000

1*9, 500'50, 00060, 000

300,000 i

150, 000100, 000100, 000

50, 000

75,00050,00050, 000

100, 00010,00065,00012,50020, 00024, 00040,00080, 00025 50011, 00012, 000

Amountof claimsproved.

$70,19127, 80132, 449156, 260282. 370197, 353128,832132.4G181, 80121,182

108, 38593, 625

580, 592104, 749

2, 654, 690894. 767

2, 397! 129186,993422, 772209, 46846, 441294, 521241, 521

4,531,37536, 526

365, 93126,322

409, 9308,131

84, 978651, 27486, 258

140, 3332, 895, 515

127, 524171, 58162,162112,13563, 669

130. 772116,62680, 452108,1759, 379

4, 328, 61982, 15675, 343210, 074174,120247, 920

1,129,983398, 236825, 578435, 319326, 222311,02849,81790,136

456, 667108.127143,45479. 36958, 74375,38721.90729.569

465, 76056, 67283.98012,75330,51018, 543

Dividends,per cent.

98. 9256010010068. 7010010010010099.1338110010010067.40543.50647080.254081.10251008010075.2595


100100

Finallyclosed.

Feb. 12,1889Apr. 8.1881Oct. 10,1879Mar. 15,1881

42. 30100100100

100100100

Mar. 1,1884Jan. 17,1881Apr. 24,1886Aug. 1,1881Feb. 6,1883Aug. 6,1887Feb. 4,1882Feb. 18,1885Oct. 12,1885

I Apr . 30,1892

i June 6,1892II Oct. 25,1886

100

IOO"

28.5010069.50

10010042.3768

100100

4047100100100100451005010010022.156892.7510096100505053100301001007530.1771580708040100100(32. 50

Sept. 25,1889Sept. 30,1890

! Oct. 29,1885Jan. 22,1890

100100

100100100100

100100

100

160

Feb. 10,1888Sept. 30,1890

June 1,1886Sept. 14,1891

Mar. 20,1890Mar. 2,1888Aug. 18,1887Feb. 17,1887Apr. 30,1887

Oct. 17,1887

July 11,1889Mar. 5,1891M a y 13,1892Apr. 25.1892Oct. 20,1888

June 27,1888

! Jan. 15,1891Jan. 21,1889

100100

A pr. 24,1890

I Apr. 20,1892

100100

7030

7172737475767778798081828384858687888990919293949596979899100101102103104105106107108109-110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142




143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180181

Nominalvalue of

remainingassets.

Collected I r r , , ! TP n + ! from assess-! fotal Loans paidCollected m e n + l l l l o n I collections and other

from assets. s] ia re_ I from all j disburse-holders. i sources. | inents.

$446, 967191,227216,143200, 584129,083

78, 52065,431

1, 518, 5392, 200, 674

50,758139, 268

472, 599148, 569131, 847109, 692441, 672226, 489137,445215, 302

$290, 82536, 95050, 466

461, 83964, 00545,57137,781213, 616227. 208149,12940, 59942,8J 5102, 06413,1207, 961

13, 96827, 44362, 67937, 06287, 734

$24, 500

7,524780 I

123,093227,617

22, 750

82,100

$290, 82561, 45050, 466461, 83971, 52946,35137, 781

336, 709454, 825149,12963, 34942, 815102, 06413,12010, 84113, 968109,54362, 67937, 06287, 734

$158, 30416, 307

59867, 81120, 93531, 265"7,6935,059

49, 8178, 0002,823

32, 21477, 7651,1425,6688, 8781,62217,23835,5801,503

Dividendspaid.

$118,32329,48240, 023

34.5, 20344, 7927,338

22, 868151, 675337, 019131,79153,7638,75314,1475,607

91, 54325,269

72, 518

Legalexpenses.

$3,5921,143621

4,840255748

1,39314,1906,95512227618

426121848139

1,21948501

Receiver'ssalary and

otherexpenses.

$10, 3683,5036,655

13, 3144,6562,6753,42423,66917, 8823,5552,0151, 8306, 0752,1822,0591, 6923,1894,2841,1402, 971

' 71,2592, 450, 859

409, 613360,220

1,386,681583,55683,90095,913

83, 238257,799130,771346, 520

12, 510!, 486, 861

257,577153.694198,16490,27715, 74417,014

123,933

128, 28020, 304

"i58, 06579, 377

22, 00710, 85225,13797.166

27, 980

12, 5106, 615,141

277, 881153, 694356, 229169, 654

15, 74417,014

123,93322,00738,83225,13797,166

77362, 0743,948

51,04988, 4012,149

11,6745, 363

11, 9464,856

8564,774

784

8,482I, 430, 568

269, 53669,928

221, 080155,714

8,74580, 636

7, 59233, 61816, 52685, 532

9513, 697

1, 0734,768

8588

606

11474

550

1, 99338, 5383,9213, 5165, 9134, 9271,6311, 4272, 6552, 0151, 7732,2873,364

94,90667,902

219, 949311, 540

5,91128, 7941,317

73, 507

5,911 ;28,794 j1,317 i

73,507 j

1, 0634, 432

204445

23,421

63,094

445326437162

25, 802, 388 54,114,143 7,623,760 61,737,903 I 6,632,269 48, 052, 938 I 1, 677, 469 | 3, 055, 824 !



CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Balance inhands of


$23811, 0152,569

30, 671891

4, 3252, 403

142,11643,1525, 6614, 472

4,0773, 7632, 9932, 550

13, 05014, 669

29110, 241

1,16770,264

47628,1283«,0676,0062,431

873

7,4302,5111,5426,936

4,317518676

9,806

1,459, 528

Amount re-turned to

shareholdersin cash.

Amount ofassessmentupon share-

holders.

$100,000

$28, 696

859, 875

38,00039, 000

500 000750 000

37,500

45, 00054,000

150, 000

400, 000100, 000

500,000250, 000

82,000

17, 925,850

Amount ofclaimsproved.

$236, 64798,274

114, 363384, 313111, 98040,50834, 517

1, 516,7871, 686,102

155, 04887, 0738, 753

94, 36037, 33571,97036, 768

263,372101,077

9,274145, 035

39,2397, 565, 376

539,071280, 844735, 673521, 93512,28234,98279, 33025, 399

134,47382, 636

171, 065

7,72333, 4575,486

214,378

70, 830, 366

Dividends,per cent.

5030359040207010208562.50

1001520

3525

50

258550253030

2510030252050

70

30


Finallyclosed*.

1

June 30,1892

i

100

Feb. 15,1892

Oct. 12,1892

34314414514614714814915015115215315415515615715815916016116'?

f 163164165166167168169170171175173174175176177178179180181

9647- -15


ABSTRACT OF REPORTS OF CONDITION

OF

State Banks, Loan and Trust Companies, Savings and Private Banks,1891-'92,

ABBANGED BY STATES, TEEBITOBIES, ANDGEOGRAPHICAL DIVISIONS.

NOTE.—Reference marks in the tables following indicate the character of the source of informationfrom which reports were received.

227



ABSTKACT OF REPORTS OF CONDITION OF STATE

States, etc. Date of re-port.

No. ofbanks.

RESOURCES.

Loans onreal estate.

Loans on col-lateral se-

curity otherthan realestate.

Other loansand dis-counts.

New Hampshire (no report)Khode Island -• i Nov. 37,1891Connecticut - j Oct. 1,1891

Total Eastern States.

10

June 11,1892Dec. 31,1891

„ . Nov. —,1891Delaware* . - . . - ! Juno (JO, 18Q2Maryland* '

1 New York .2 New Jersey3 I Pennsylvania

$1,439, 6464, 828, 996

14 6, 268, 642


VirginiaWest Virginia*North Carolina-South Carolina*Georgia*..Florida*Alabama*MississippiLouisiana!TexasArkansas*KentuckyTennessee*.....

Total Southern States.

Missouri . . .OhioIndianaIllinoisMichigan .."Wisconsin .IowaMinnesota .KansasNebraska I.

Total Western States .

ColoradoCaliforniaOregon * ..Arizona* *.North Dakota.South Dakota.Montana*...'..New Mexico t-UtahWashington *..Wyoming * . . .

Total Pacific States, etc .

Total United States

.do .

19022824

! 306

May 17,1892June 30,1892July 12,1892June 30,1892. . . . do. . . .do . . . . ! . .....doMay 17,1892June 30,1892....do

.do .

.do.

.do-

2816263

574

May 16,1892Oct. 5,1891Oct. 31,1891July 28,1892Sept. 30,1892Ju ly 4,1892June 30,1892Ju ly 12,1892June 4,1892July 12,1892

42277727841109141117281525

July - ,July 1,June 30,

.do

189218921892

July 30,May 14,June 30,

do

189218921892

June 10,June 30,....do ..

18921892

21161

125

68110

84

1131

434

3,191

$5, 396, 633527,134

31,605 $1, 339, 335

182, 227, 3386, 794, 049

27, 559, 579973, 396

2, 293,783

5,955, 372 1, 339, 335 219, 848,145

203,775641,140118,181461,999

63,13910,500

535,059

277,9142, 206, 834

96,183131, 785

83, 225 558, 507

29, 3241,623, 541

279, 075

3, 513, 899

797, 0714,172, 858

986, 239

9,762,450

17, 212, 6063,537, 2404, 806, 9652, 812,7839, 342, 452

271,686956,176

6,348,1896,979, 475

759, 5901,472,874

35, 460, 5026,483, 842

96, 444, 380

6, 228. 8059, 650, 423 13, 584, 802

59, 941,730

1,056, 066

8, 010, 65222,806,909

5, 286, 56935,318,03819, 717, 22530,420, 04413, 785, 78226, 896, 402

16, 935,294 13, 584, 802 222,183, 351

17,301,942298,558

96,805

16, 640,457274, 936169,446

55, 965

'398*046"

364,86921, 881

745,459

110,508763, 082928, 072197, 241321,534168,003726,771217, 958893,218610, 408

69, 542

18, 621, 011 18,217, 048 67,006,337

45, 025, 576 42, 903, 635 611, 750; 855 I

* Unofficial. t Semiofficial (all others official). \ Includes all banks other than national.



BANKS IN THE UNITED STATES, 1891 -'92.

RESOURCES.

Over-drafts.

$20, 261

20, 261

180, 385168, 670

1,497

350, 552

163, 0872,900

76, 6229,827

118, 94110, 92210, 705

43, 24638, 66521. 278

179, 02572, 222

747, 440

1, 260, 383459, 808161, 570157, 06659 253

305,125

196, 652311,424313,786

3,225, 067

52, 548

84, 23013, 36038, 87376, 77524, 7021,500

133,11644,4892,134

471, 727

4, 815, 047

UnitedStatesbonds.

$474, 800

28, 000

502, 800

24,850

24, 850

80, 691232, 73519,5407,068

7,02037,419

384, 473

912,123

State,county,munici-pal, etc.,

bonds.

$21,143482, 373

503, 516

108, 59729 68011,41475,5182,000

58 506

9 031710, 86126, 223

1, 032, 730

387, 449

387, 449

22, 05011 263

197,13878, 737

80,483

389,671

2, 313, 366

Railroadbonds and

stocks.

$8. 450252, 844

201, 294

20,775

17, 249

158, 294

196, 318

Bankstocks.

$83,939

83,939

6,81551, 410

58, 225

32,425

1,8004,085

21, 3501, 700

7, 000688,871

500

757, 731

i

2,000

2,000

459, 612

2,000

2,000

901, 895

All otherbonds and

stocks.

$132,5941, 021, 496

1,154, 090

Drie fromother banksand bank-

ers.

$158, 8101,195, 382

1, 354,192

11,773 917 26 665 9m633,892

6, 845, 247347,14557,815

19, 658,016

1, 804,81860, 633

143,767370, 654723, 86722, 70549, 000

354, 383247, 246

2,419102,421

1, 358, 350209, 638

5, 449, 907

5, 822, 9482, 212, 831

351, 313693, 232998, 255

2, 374, 021

517, 410572, 741712, 396

14, 255,147

4, 432. 076439,' 887

6,56739,88163,34417,492

78,647329

5, 078, 223

45,595, 383

1, 067.1875,158, 027

216, 758479, 382

33, 586, 645

1, 970,331874,482771,965237, 630

1, 899, 269196,309212, 384

1,368,236199,45743,198

814, 7955, 852,1381, 503, 240

15,943, 434

10, 535, 0293, 219, 5282,116, 5144, 814,1281, 253, 0487,684,710

5, 244, 2573, 291, 6702, 818, 796

40, 977, 680

445,44010,038,420

165,16020, 951

268, 094750, 560217,059154, 231337.156347,12623,164

12,767, 361

104,629, 312

Real es-tate, fur-

niture, andfixtures.

$169,967174, 738

344, 705

5, 657, 824215, 897

1, 724, 34271, 975

392, 815

8, 062, 853

702,189238, 530263,433149,512480,70144,52990, 375

531, 597366, 69081, 021

126, 8471,568, 542

428,121

5, 072, 087

3,195, 768990,156383, 478438, 833271,584

1,029,482

1, 675, 8561,965,5971, 000, 782

10, 951,536

219, 4535, 552, 093

92, 86065,245

194,216470,810119,22410, 925

318,191559, 280

3,832

7, 606,129

32,037,310

Currentexpensesand taxes

paid.

$16,26512, 824

29, 089

901,33819, 284

222,49810,20426, 732

1,180, 056

146,21536, 80451,23625,809

135,76211, 77025, 39870, 34663,8562,900

44, 62281, 76897,824

794, 310

180, 36677,33750,18544, 33069, 381

134, 776325,63858, 214

940, 227

16,474

9,67219,80971, 503

118, 8778,906

88022, 22564, 5122,455

335, 313

3, 278, 995

122

12345

12345

7

q10111213

12345678q

10

12

45

789

1011



ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS

States, etc.

RESOURCES.

Cash andcasli items.

Otherresources. Total.

New Hampshire (no report) .Rhode IslandConnecticut


New YorkNew Jersey...Pennsylvania.Delaware *Maryland*


VirginiaWest Virginia *.North Carolina..South Carolina*.Georgia*Florida * . . . ,Alabama*..- —MississippiLouisiana tTexasArkansas *KentuckyTennessee* .....


910

Missouri...OhioIndianaIllinoisMichigan ..Wisconsin .IowaMinnesota .KansasNebraska £..

Total Western States ..ColoradoCaliforniaOregon *Arizona*North Dakota.South Dakota.Montana*New Mexico t. -UtahWashington * .Wyoming*

Total Pacific States, etc.

Total United States

$92,534448, 357

$2, 093, 7557, 702, 054

540. 891

59,122, 944514,543

3, 264, 5(3575, 323

452, 427

63, 429, 802

1, 516, 998529, 957449,548322, 746

1, 612,183117,185127. 565830,143

3, 927, 062382, 965326, 300

7; 267, 6361, 349, 598

$593, 63059, 413

2, 684, 880

13, 924

3, 351, 847

32, 850926

2,478276, 72237, 604

474

136, 859133, 821

34, 668

18, 759, 886

11,266, 7952, 476, 0841,115, 5313,175, 495

527,2624,443, 323

3, 663, 0191,978,9091,

30, 639,112

323,06613, 985,132

361, 07366,549

291, 063407, 467198,990

304,576345,749

13, 334

16, 375, 887

129, 745,578

656, 402

10, 2293,682

19, 50810,077

6,530, 42411,094

82,488

6, 667,502

220,4014, 977, 006

11,2121,542

334, 04155,483

958

21, 05731,593

5, 653, 293

16, 329, 044

9, 795, 809

287,122, 6679,472, 935

53, 330. 5712, 258' 3435, 903, 942

358, 088, 458

23,549, 0946,182,1037, 234, 3564, 340, 748

17, 355, 582895, 382

1, 615, 5889,502, 894

12,527,7441, 310, 7583, 889, 322

59,281,06311,471,190

159,155,824

98, 332,14933, 404,41112, 239, 61732,162, 424

8, 450, 37851, 224, 08026, 247, 64941,863,10823, 294,84733,912, 977

361,131, 640

3, 387, 890125, 690, 208

3, 687,710668,778

3,559, 2055, 308, 4572, 227, 403

544, 2283,029, 5394,307, 792

114, 790

152, 526, 000

1,040,697,731

•Unofficial, t Semiofficial (all others official). I Includes all banks in the State other than national.



IN THE UNITED STATES, 1891-'92—Continued.

231

LIABILITIES.

Capitalstock.

$916, 6752, 340, 000

3, 256, 675

32, 303,7001, 735, 8508,456, 860

680, 0001, 612, 200

44, 788, 610

6,138,1471, 343, 5372,122, 5001, 533, 0275,961, 595

238, 550748, 050

3,115, 8362, 820,121

450, 0001,223, 894

19, 220, 8524, 017, 967

48, 934, 076

18. 265, 5456,492, 6053, 586, 7006, 565, 5002, 016, 0006, 286, 9007,430, 2008, 631,0007, 953,35314,032,650

81,260, 453

1,185,77545,776,7431,342, 000281,064879,814

1, 890,141607, 000145,000

1,369, 7202,002,100

32,000

55,511, 357

233, 751,171

Surplus.

$536, 521

536, 521

15, 343, 921770, 500

3,662, 214346. 050416, 000

20, 538,685

1, 593, 697362,618325,714134, 821

1, 283, 33714, 33036, 018353,760396, 267129,85590, 416

5, 560, 878610, 254

10,891,965

8, 235, 8601, 006, 055

521, 9391, 802,972393, 357

2,145, 407

894, 893711, 333814, 970

16, 526, 786

116, 78017,548, 632

53, 90123,670229, 620108, 67929, 9401,000

71, 50046,904

608

18, 231, 234

66, 725,191

Other un-dividedprofits.

$166, 404147, 768

314,172

10, 648,402244,125

1,164, 34441, 664158, 212

12, 256, 747

793. 929117, 336191,683223. 697672. 78120^ 55176, 313

380, 840688,11046, 732110, 268

1,192, 647361, 705

State-banknotes.

$974

974

8,060

71, 065

79,125

8,565

48, 345

4,876,592 \ 56,910

1569, 284303,176589 325246,183643, 648

1, 620, 893861, 282526, 948

5, 360, 739

101, 416

63, 20236, 943

208, 343104J 67112, 48387, 253146, 7053,723

824, 739

23, 632, 989

223

223

137,232

Dividendsunpaid.

$5, 6143, 407

9,021

13, 701

3, 63821, 057

38, 396

4,72511, 7193, 49912, 58878, 456

132

48, 3731,164

398, 73524, 902

584, 293

li 3807,4834,7941, 527

10, 802

50, 2591,3006,804

97,409

11, 000

11,495

1,6711,2002,000

420

27, 786

756, 905

Deposits.

$86!!, 8874, 082, 611

4, 946, 498

197, 876, 5066, 331, 477

39, 302,1161,121, 3363, 647,825

248, 279, 260

13, 918,9414, 228, 7913, 792, 4621, 832,9838, 380, 370599, 513705, 691

5,190,9638, 515,934

662, 9402, 233,18831,283,5116,105, 364

87, 45<*. 651

67. 234,14724; 518, 0547, 654, 96421,155, 6955, 609, 274

41, 659, 71316, 361, 01227, 977,87412, 823, 20915,123, 847

240,117, 789

1, 899, 22553,247, 2632, 204, 217

298, 6542,110, 3102, 823, 4291, 433, 890372, 752

1, 384, 0471, 867, 365

78,459

67,719, 611

648, 513, 809

Due tobanks.

$104, 079591, 747

695, 826

27,135, 043250, 483381, 49963, 01240,648

27, 870, 685

511, 575114,886302,93382, 224418, 8569,1846,227

15, 40618,280170,416

1,199, 021247, 529

3, 096, 537

3,185, 642434, 77487, 773

1, 951, 509116, 888

1, 864, 814185,860764, 893

8, 592,153

8, 055,27012, 89513,44725, 71717, 3084,95110,99357,160143, 730

8, 341,471

48, 596, 672

Otherliabilities.

J530,122

36,122

3, 807, 035126, 799292, 4732, 6438,000

4,236,950

588, 0803,216

405, 565521, 408560,18713,12243. 289461, 49534, 9681,78761,140377, 074103, 469

3,264, 800

1, 410, 955369,25977, 58292, 62967,149

477, 3872, 456, 437823,375758, 510

2, 642, 805

9,176, 088

73, 6941, 062, 300

15, 000313, 744198,88645, 751

59,859100,568

1,869, 802

18,583,762

1

3

]

c4

1

I*(r

c

!

1C11VA12

j

a-Ar,

cr

s

1

£

AF

{

ic1(11



ABSTRACT OF REPORTS OF CONDITION OF LOAN AND

1

2345

12;j

456

12345

12345

1

3456

1

o

J

5

States.

Maine

New Hampshire (no report)MassachusettsRhode IslandConnecticut

Total Eastern States

New YorkNew JerseyPennsylvania*Delaware*Maryland*District of Columbia

Total Middle States

Missouri *IllinoisIowa *MinnesotaMichigan

Total Western States

Total United States

Date of re-port.

Aug. 31-Nov.30,1891.

Oct. 31,1891Nov 17 1891Oct. 1,1891

Jan. 1,1892Dec. 31,1891June 30,1892

dodo

July 12,1892

June 30,1892July 28,1892June 30,1892Julv 12 1892Sept. 30,1892

No. ofbanks.

12

18

10

47

321533123

88

58893

33

168

States.

MaineNew Hampshire (no report)MassachusettsRhode IslandConnecticut


New YorkNew JerseyPennsylvania *Delaware *Maryland *District of Columbia

Total Middle States

Missouri *IllinoisIowa *MinnesotaMichigan


Total United States

RESOURCES.


$870, 608

12, 084, 2702 294 610

15,249,488

13,373, 463

8,461,417297, 88043, 825

3,110,729

25, 287, 314

3, 246, 991

9,914, 5021,400, 527

14, 562,020

55,098, 822

Loans on col-lateral se-

curity otherthan realestate.

$26,070,0111 634 950

27, 704,961

173, 5o2, 8293,110,028

40,463,832379, 802

6,134, 7561,983,294

225, 624, 541

2,211,132

873,260

3,084,392

256,413, 894

RESOURCES.

Cash andcash items.

$113,128

4,129, 419850,123183,126

5, 275, 796

'303^ 4854, 784, 619

8.564102, 305159,812

12, 632, 756

37, 3484,083,913

60,149481,18428. 899

4, 691, 493

22,600,045

Otherresources.

$237,387

237,387

4, 604, 330369, 639938,074

5,912, 043

932,57145,599

435, 616199, 238

4,726

1,617,750

7, 767,180

Other loansand dis-counts.

$1,588,059

20,341, 6614 629,8042,981, 210

29,540,734

17,210,1451,272, 8004, 337, 202

250,468

9,676

23,080, 291

362,79317,076,155

297,8503,197, 956

205, 053

21,139,807

73,760,832

Total.

$4,279,477

81,862, 70615,416,8595,838, 267

107, 397, 309

300,7657575"8, 933,149

103, 821, 3081, 600,660

10, 022, 3248, 321,477

433, 464,493

8,171,28328, 540, 65913, 660,1697,456, 7441, 554, 251

59, 383,106

600, 244,908

* Unofficial (all others official).



TRUST COMPANIES IN THE UNITED STATES, 189i-?02.

Over-drafts.

$6, 798

6,798

60315,163

448

16, 214

10,18292,50230 303

132,987

155,999

UnitedStatesbonds.

$1,

1,

15,

1,

139, 023500, 000

639,023

049, 721

165, 034

203, 200

16,417, 955

2,600

2, 600

18, 059,578

State,county,munici-

pal, etc.,bonds.

$182, 973

1, r11, 308

Railroadbonds and

stocks.

$335, 416

7. fi'2r.3.802 ! 2.50"

,843\ 942

3,338,083 10 ,465 ,201

376, 55676 000

2,192,471100, 250

2, 745, 277

301, 380

19 571

320, 951

6,404, 311

i6, 734, 876172,284

16, 907,1G0

2, 850

242. 489

245, 339

27,617,700

Bankstocks.

$60, 014

490, 57288, 280

638,866

51,175

51,175

427, 803

490, 500

918, 303

1,608,344*

All otherbonds and

stocks.

$498,991

865,1,023,1,449,

3,837,

36, 082,2, 595,5, 353,

30,653,

288173)50

)02

518iU560>,74

220,487

44, 935, 951

63,8402, 370, 673

151, 359351,806,;

3, 743,

i711:49

S92

52, 516, 845

Due fromother banksand bank-

ers.

$258, 867

5, 727,43525,786

8fi7, 308

6, 90JJ, 396

26, 753, 732708, 992

12, 978, 938292, 850386,969874,702

Eeal es-tate, fur-

niture, andfixtures.

$124,134

1,195,102678, 963306,840

2,305, 039

6, 864, 866571, 788

7,940,35373, 705

484,9761, 653,086

41,996,183 17,588,774

389,3894, 826, 097

627,460

226,800

6, 069, 746

54,975,325

175, 42528, 380

475, 3781, 777, 564

267, 204

2, 723, 951

22, 617,764


paid.

$9,900

216,7748,926

13, 935

249, 535

220, 50918, 83323, 7245,793

268, 859

9,57914, 74041,73248, 70415,120

129,875

648,269

LIABILITIES.

Capitalstock.

$1,008,900

8,275, 0002,353,8201, 111, 600

12, 749, 320

25, 650, 0001,470, 000

21,343,678500, 000

1, 500, 0003, 250, 000

53, 713, 678

3,050, 0004, 710, 0002,122, 0383,570, 936

730, 000

14,182, 974

80, 645, 972

Surplus.

$72,300

3, 730,52,

275,

4,130,

288300?52

340

31, 380, 877125, 900

7, 524, 52670, 000

619, 206200, 000

39, 920, t

70, (1, 253, \

303,.122 i

25, (

509

300200567L31)00

1, 773, 898

45, 824, 747


$121, 72S

2, 232, 269581, 254245, 297

3,180, 549

3, 938, 921316, 740

6, 479,19629, 740

270, 70195, 532

11,130, 830

6,79^29*41*

5(

5,503I, 0303,986«. 6435,860

1, 632,022

15, 943,401

Debenturebonds.

$181,700

181,700

361,200

361, 200

1,958, 055

8, 864, 325

10, 822, 380

11, 365, 280

Dividendsunpaid.

$2, 381

"'Hi'3,386

6,481

72, 762

72, 762*

21,3362,1665,734

29, 236

108, 479

Deposits.

$2,516,143

61, 553, 54312, 429, 071

3, 934,765

80,433, 522

234,466, 6976, 507, 679

60, 686, 280795, 870

4,153, 663

306, 610,189

2,177, 83018, 551, 857

1, 001,3992,196, 070

689,129

24, 616,285

411, 659,996

Due tobanks.

$6,189

267,467

273, 656

74, 860231,076

11,082

317, 018

13,8683,101, 268

49, 042

16, 613

3,180,791

3, 771,465

Otherliabilities.

$370,135

6, 071, 606

6, 441, 741

5, 329, 080437, 970

7, 483, 790205, 050

7, 632,417250,000

21,338, 307

814, 691130,138

1, 015, 0781,148,964

36, 649

3,145, 520

30,925,568

1

2345

193456

12345

1o345

123456

12345


ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 1891-'92.

O

o

QO

OF

d

i

1872-73.*

—banks.

1873-74.

—banks.

1874-'75.

551 banks.

1875-'76.

633 banks.

1876-77.

592 banks.

1877-'78.

475 banks.

1878-79.

616 banks.

1879-'8O.

620 banks.

1880-'81.

652 banks.

1881-'82.

672 banks.

Resources:Loans and discountsOverdraftsUnited States bondsOther stocks, etcDue from banksHeal estate, etcOther resourcesExpensesCash itemsSpecieLegal tenders, e tc . . .

Total

Liabilities:Capital stockCirculationSurplusUndivided profits...Dividends unpaid-..DepositsDue to banksOther liabilities

Total

$119,332,341237,104

1, 544, 2969, 617, 66712,605,1003,269, 233944, 079886, 348

18, 977, 3243, 020,1398,447, 776

$154,377,672212, 772

1,961,44716,437, 81519,050,0465,372,1861,164,9991, 284, 34410,434, 0181, 980,083

25,126, 706

$176, 308,949377,297344, 984

23, 667, 95019, 851,1469, 005,6574,909,1901,353,0668, 624,0861,156,456

26, 740, 215

$178,983,496348, 604869,144

19, 364,45023, 096, 8128, 561, 2246, 863,0831, 559, 4049, 059,5471, 926,10027,623,988

$266, 585,314516, 565929, 260

23, 209, 670*25, 201, 78212, 609,1606, 442, 7101, 211, 4169, 816, 4562, 319, 659

34,415, 712

$169, 391,427319, 959

2,150, 88019, 398, 28725,107,14911,092,11810, 694, 390

914, 7267,320, 8453,041, 676

28,480, 374

178, 881,407 237,402,088 272,338, 996 278, 255, 852 383, 257, 704 277, 911, 831

$191,444,093447,302

7, 739,20321, 916, 02422,169,06514,264, 8359, 221, 760801,005

8, 767, 3911, 979, 701

37, 088, 961

315,839, 340

$206, 821,194528, 543

7,142, 53217,117,11736,180, 435

. 14, 227, 9275, 801, 796878,696

11,176, 3746, 201, 617

48, 828, 255

$250, 819, 4201, 335, 31012,048,45224, 904, 90346, 657, 32813, 914, 23810,542, 266

965, 32716, 900, 32517,071,44523, 797,046

$272, 520, 2171,196, 3698, 739,172

19, 780, 52749, 919,18313, 037, 93912, 306. 578

999J 94418, 546, 07317, 201,48924, 586, 682

354, 904,486 418, 956,060 438, 834,173

42,705, 834174, 714

2,109, 73210,027, 668

33,492110, 754, 0348, 838, 3554, 237, 578

59, 305, 532153,432

2,942, 70712,363, 205

337, 290137, 594, 96114, 241, 60410, 463, 357

69,084,980177, 653

6,797,1679,002,133

83, 722165,871,43910, 530, 84410, 791,058

80,425, 634388, 397

7,027, 81710,457, 346

393,419157, 928, 65813, 307, 3988,327,183

110,949, 515387, 661

5,665, 85418, 283, 567

335, 904226, 654, 5389,412, 876

11, 567, 789

178,881,407 237, 402, 088 272,338,996 278, 255,852 383, 257,704

95,193, 292

7,983, 99611, 693, 064

324,176142,764,49110, 348, 9119, 215, 603

104,124,871389, 542

16,667, 5745, 666, 221

501, 831166, 958, 22913, 093,0698,438, 003

90, 816,283,

18, 816,6, 721,474,

208, 751,18,462,10, 577,

92, 922, 525274, 941

20,970,1677, 943, 466567; 171

261, 362, 30318. 870, 46616, 039, 021

91, 808, 213286, 391

23,148, 0508, 902, 579

481, 858281, 835, 49618, 262,17214,109,414

277, 911, 831 315, 839, 340 354,904,486 | 418,956,060 438,834,173

* In compliance with House resolution, making it one of the duties of the Comptroller of the Currency, the Annual Eeport for 1873 contained the first report of State andsavings banks made to this office, and was the first call of that character ever made upon State by Federal officer.


ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 189I-'92—Continued.

Resources:Loans on real estateLoans on collateral security

other than real estateLoans and discountsOverdraftsUnited States bondsState, county, and municipal

bondsRailroad bonds and stocks...Bank stocksOther stocks, bonds, etcDue from banksJteal estate, furniture, etc...Other resources. . -ExpensesCash itemsSpecieLegal tenders, etc

Total.

Liabilities:Capital stock.Circulation...Surplus .Undivided profits ..Dividends unpaid ..Individual deposits.Due to banksOther liabilities

Total .

1882~'83.

754 banks .

122, 358, 2271,392,9615, 287, 606

22, 083, 30458, 709, 51613,592,791

9, 943, 706918, 403

35. 118, 37917* 429, 81725, 302, 316

1883-'84.

817 banks .

$331,049, 5101, 262, 7252, 337, 705

31,452, 01948, 836, 68915, 058, 411

7, 671. 8761, 025, 237

28,219, 41425, 376, 56528, 787, 615

512,137,026 521,077,766

102, 454, 861187, 978

25, 762, 73811, 287, 623

442, 652334, 995, 702

20, 651, 93016, 353, 542

110, 020, 351177, 554

31, 483, 94212, 718, 894

473,735325, 305, 66927,125,10813, 712, 513

512,137,026 | 521,077,766

1884-'85.

975 banks.

$347, 880, 5201, 349, 9982,994,806

32, 644, 85959, 062,40515, 873, 312

5, 791. I l l1,130,883

25. 972, 92229, 867,72430,994, 221

553,562, 761

125, 258,24098,129

30, 669, 57511, 574,736

493,926344, 307, 996

29, 950, 45311, 209, 706

553, 562, 761

1885-86.

849 banks .

$331,183,6261,169, 3884, 392,421

$435,854, 3642. 395, 6102, 530,156

27,194, 69349, 747, 42914, 605, 853

8, 224, 8861, 047, 782

51,668,21824,734, 68414, 726, 940

528, 695, 920

109, 611, 596103,430

27, 813, 50810, 095, 760

430, 699342, 882, 767

27, 800, 2809, 957, 880

528, 695,920

1886-!87.

1,413 banks . 1,403 banks .

$432, 002,6632, 001, 7812, 097, 634

30, 544, 69964, 774, 88120, 475,10215, 237, 6432,123, 672

-110, 845, 718

684,781, 845

141, 000, 377228, 956

38, 519, 72014, 452, 490

749, 749446, 560, 022

32, 445, 41410, 825,117

1887- 88.

34, 787, 03758, 778, 20620, 246, 65414, 710, 2371, 768,158

10.5, 314,947

671, 707, 317

154, 931,148,

41, 374,15, 510,

1, 045,410, 047,

34, 538,14,109,

1888-'89.

1,671 banks .

$31,128, 369

97, 583,192376, 623, 827

3,071, 7243, 051, 722

983,802320, 422310, 668

33, 709, 27879, 819,38025, 255,4378,940, 8282, 026, 800

133,210,164

1889-'9O.

2,101 banks .

$34, 266, 559

77, 806, 917469, 397, 745

,063, 263, 313, 757

2,447, 030675, 444482, 987

35, 030, 00686, 010, 06227,189, 6977,760. 635

. 2, 602, 607

120,765,422

796,035,613 870,812,131

166, 651, 582120,161

48, 030, 46416, 810, 573

762,838507, 084, 48143,167, 03113, 408, 483

188, 737, 307120,148

51,937, 07721, 823,544

781,819553, 054. 584

37, 016, 37117,341,281

1890-"91.

2,572 banks .

$37, 247, 244

78, 509, 230507,461.243

4, 044, 7021,100, 307

2,156, 065595, 572426, 850

37, 529,42082, 531, 53028,791. 44115. 281, 5662, 865; 083

107,453, 889

905, 994,142

208, 564, 841110, 534

60, 006, 62321,109, 910

709,830556, 637, 012

38. 826. 00320. 029, 389

684,781,845 I 671, 707, 317 j 796,035,613 870,812,131 | 905,994,142

1891-'92,

3,191 banks .

$45, 025, 578

42,003,635611, 750, 855

4,815,047912,123

2, 313, 366459, 612901, 895

45, 595, 383104,629, 312

32, 037, 31016. 329. 044

3, 278, 995

129, 745, 578

1, 040, 697, 731

1, 040, 697, 731

O

W

f

2oHi

t o



12

16

AUSTKACT OF REPORTS OF CONDITION OF THE MUTUAL AND STOCK

State, etc.

MUTUAL SAVINGS BANKS.

Maine ,-New HampshireVermontMassachusettsRhode IslandConnecticut


New YorkNew Jersey...Pennsylvania*

Delaware t.Maryland!-

Total Middle States ..Total Southern States,

West Virginia.!

Ohio!IndianaWisconsin.

Total Western States..

Total mutual savingsbanks.

STOCK SAVINGS BANKS.

Total Eastern States, Ver-mont.

Pennsylvania!Maryland!District of Columbia t

Total Middle States .West Virginia !North CarolinaSouth Carolina !Georgia !Florida!Alabama tLouisianaTexas!Arkansas tTennessee !


Ohio!IllinoisMichigan .IowaMinnesota

Total Western States.

ColoradoCaliforniaNew Mexico* .

UtahWashington!.

Total Pacific States, etc

Total stock savingsbanks.

Total all savings banks

Date ofreport.

Oct. 31,1891June 30,1892

. .do.Oct. 31,1891Nov. 17,1891Oct. 1,1891

Jan. 1,1892... .doNov. a n d

Dec, 1891,and June30,1892.

June 30,1892....do

June 30,1892

-.-.doOct. 31,1891July 4,1892

June 30,1892July 12,1892June 30,1892....do

.do.

.do -

.do.

.do...do.

June 30,1892July 28,1892Sept. 30,1892June 30,1892July 12,1892

July —, 1892Ju ly 1,1892June 30, andJu ly 5,1892.June 10,1892June 30,1892

* Semiofficial.

June 30,1892

... .do.do .

. . . .do

No. ofbanks.

537121

1803887

$6,964, 74430,566,42810, 877,871

153,727,16426, 828, 04249,440,464

278,404,713

1222412

274, 219, 70414, 326,41216,036,614

3, 013,1295,465,869

181 313, 061, 728

643 602,734,720 52, 744,198

51

122295

10413

246

89

41G

1,059

RESOURCES.


179, 614

Loans oncollateralsecurity

other thanreal estate.

Other loansand !

discounts.

$6,055,3176, 652,942473,195

5, 879,1103, 741, 4009, 508, 866

$1, 869,1407,153, 8031, 480, 814

101, 660, 6147, 373,1773, 623, 830

32, 310, 830 123,161, 378

7,470, 3291,743, 3386,454, 590

2, 223, 647

17,891, 904

8,294,909 i 2,541,4642,793,756 \

11,088,665 2,541,464

3,172,297

793, 406335. 53142, 042

1,170,979

25, 755118, 865464, 621728,53541, 258

247,99275,39122,420

178, 516

1,903, 353

3,349, 022

3, 507,316

6,856, 338

98, 505, 07173,258

416,560

98, 994, 889

112,097, 856

714,832, 576

124,002,030

403,526

1,830,2328,50019, 045

1, 857, 777

145,995

*964,"449"

1, 095, 226550, 34752, 826

417,332

3, 615, 464

4, 209,121

3,454, 692

7,663,813

12, 257, 72678,252

552,418

12, 888, 396

26,428,976

79, 173,174

Over-drafts.

318, 972128, 227

447,199

23,186

258, 208112,059 |

370, 267

1,423,638

548, 853807,680

1, 356, 533

244, 386135, 809

2, 013,113180, 44130, 011

625, 542

27354,659

1, 206, 579

4,490, 813

1,108,85932,154, 91931,828,52326, 072, 069

91,164, 370

2,546,884488,71177,664

3,192,473968,609

7, 274, 341

105,709, 695

229,711,725

11654315

11, 732

*"i*286'80

6,408

21, 234

4,31438,106146, 688

1,784

190, 892

11,305

78,46326, 869

116,637

328,763

t Unofficial (all others official).Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


SAVINGS BANKS IN THE UNITED STATES, 1891-792.

RESOURCES.

UnitedStatesbonds.

$605,800275,850110,750

1,197, 2502, 326,100

857, 275

5, 373, 025

107, 313, 8606, 080, 9934, 666, 543

7, 000, 000

125, 061, 396

2,053, 566125,120

2,178, 686

132, 613,107

1,350

13,500115, 000

15, 715

144, 215

50, 000

50,000

201, 050334, 477

535, 527

731, 092

133,344,199

State,county,

municipal,etc., bonds.

$15, 914, 5619, 656, 6444, 941, 095

45,413, 0688, 341, 823

28, 518, 605

112, 785, 796

226,793, 3017, 491,105

17, 941, 590

81, 00014, 587, 390

Railroadbonds and

stocks.

$13,323,4239, 802, 032

37, 646, 68410, 320, 98424, 818, 698

95,911, 821

3, 958, 24518,737, 231

170,71510, 529, 945

266,894,386 , 33,396,136

10, 026, 832208 532

772,100

10, 235, 364

389, 915, 546

1,746, 699

3,00076, 728

772,100

130, 080, 057

133, 600

79, 728

35,00045, 937

537, 05333,250

245, 727

2,80039,315

939,082

373,525

373, 525

135, 660

135, 660

3, 274, 694

393,190, 240

133, 600

39, 500

476, 860

30,000

8, 450

554,810

447, 362

447, 362

1,135, 772

131, 215, 829

Bankstocks.

$2, 852, 2122, 682, 760

236, 76028, 335,143

2, 567, 5436, 374, 643

43, 049, 061

49,824

54,412226,304

330, 540

9,570

9,570

43, 389,171

160, 230

18,230

18,230

1,900

10, 634

80,115

92,649

20,959

7,500

28,459

299, 568

43,688,739J

All otherbonds and

stocks.

|$3, 886,1898, 346, 403

4, 825,187

17, 057,779

93, 3581,368, 821

82, 839553,707

2,098, 725

15, 500

92, 0007, 050

99, 050

19, 271, 054

269,382220, 944

2,000

492, 326

37 993739, 111

17, 9269, 000

22, 504135, 415

1,000

415, 890

1,378, 839

415,1685, 582,261

23, 904, 056

288,421

30,189,906

19,568,228

30,000166, 385

19, 764, 613

51, 825, 684

71, 096, 738

Due fromother

banks andbankers.

""$593," 014*11,149, 921

11,742,935

35,446, 0351,143, 0273, 557,497

385, 760

40,532, 319

16, 048

1, 564,194

5,000

1,569,194

53,860,496

489,101

429, 20495,49314, 585

539,282

21,954

398,440122, 268

35, 65545, 940

29,20627,030

205,691

- 886,184

2, 737,8557,569, 590

10,026, 783

1, 692, 440

22, 026, 668

43,3513, 217, 541

2,116

254,847256, 667

3, 774, 522

27, 715, 757

81, 576, 253

Real estate,furniture,and fix-tures.

$1, 068, 4341,133, 812

235 9'>94,169, 2472, 056, 2393, 462, 680

12,126, 341

9, 623,1731, 203, 8541, 010, 229

286, 025589,403

12,712, 684

1,252

917, 946190, 808

3,240

1, 111, 994

25, 952, 271

92, 870

505, 08952,447

630

558,166

33, 4006,715

167,14683,9091,636

98,782750

39, 9216,812

154,331

593,402

145, 600214,599

1, 386, 549

290,740

2, 037,488

27, 2213,348,093

376,362112,125

3, 863,801

7,145, 727

33, 097, 998


paid.

$166, 322

1,880154, 879

323, 081

5,10613, 312

616

19,034

342,115

21,2824,2076,838

32, 327

1,0191,233

32,83816, 3352,708

12, 592

1

4

r>6

789

1011

12

131415

16

171819

20

23

25

5 371 I 274,174

37,913

114,183

21, 65219,935

193,018

28,v401

263,006'

20,969

18, 60240,857

80,428

489, 944

832,059

2829

3031323334

353637

3839



ABSTRACT OF REPORTS OP CONDITION OF THE MUTUAL AND STOCK

State, etc.

EESOUECES.

Cash andcash items.

Other re- Total.

LIABILITIES.

Capitalstock. Surplus.

12

MUTUAL SAVINGS BANKS.

$884,8921,918,752

170, 624819, 982

1,463, 778Connecticut | 3,157,874


New Hampshire.VermontMassachusetts,..Rhode Island .

$126,159467; 29963,122567, 784421,605478,090

$53,550,87178,656, 72519,183,174

390, 565, 96770,265,878

130, 241, 025

$2,092.2005, 073, 267

633, 37113, 273, 683

4,444,445

New YorkNew Jersey...Pennsylvania*Delaware!Maryland t - - -

8,415, 902 2,124, 059

7, 622, 575802, 515

1, 885, 85434, 091

530,254

742,463, 640 25,516,966

Total Middle States 10,375,289

Total Southern States, WestVirginia, t

Ohio!IndianaWisconsin


Total m u t u a l savingsbanks.

STOCK SAVINGS BANKS.

Total Eastern States, Vermont . .

Pennsylvania t

Maryland t

District of Columbia!Total Middle States

West Virginia ! .North Carolinat.South Carolina! -Georgia!Florida!Alabama tLonisianaTexas!Arkansas!Tennessee!

1,160

745, 604475, 647

15, 309

1, 236, 560

20, 028, 911

93,471

113,34087, 5601,478

202, 378

49, 4425,862

312, 311102,673

23, 596180, 262165,42548, 78923, 785

405, 986

Total Southern States I 1,318,131

Ohio!Illlinois . . .Michigan..IowaMinnesota.


ColoradoCaliforniaNew Mexico *.UtahWashington t.

4,138, 230Total Pacific States, etc

Total stock savings banks . .

Total all savings banks J 33,208, 271

199, 3233,512, 9053,588, 913

126, 009

7,498, 657532, 89840,45157, 035

208, 494

675,987, 63436, 875, 74571,915, 5664,100, 098

42, 583,879

8, 337, 535

20, 409

20, 409

•10,482, 003

87,358

23,1981,496

24, 694

5,950

""i26"

238,622

14, 721

13, 50010, 207

134,2686, 691. 687

19,436

7,427,150 6,869.098

141, 8363,366, 981

44, 283279,970305,160

13,179, 360

850, 694299,723

'65, 06454, 942

1, 270, 423

8, 266, 294

831,462, 922

236, 760

26, 942,1304,166,953

143, 274

31,252, 357

1, 605, 415, 679

7, 670, 540

4, 550, 4861, 957, 416

102, 333

6, 610, 235

599, 099352, 425

6,173,1801, 674, 941

143,990997, 354

1, 920, 535751,584194, 609

3,165,148

15,972, 865

13, 226, 35149,436, 99971,208, 79832, 763,756

9,409, 239

176, 045,143

3, 642, 260141,052,074

296, 5324,295, 7813,043, 752

152, 330, 399

358, 629,182

18, 748, 297 jl, 964,044, 861

87, 317,105

6,117, 789455, 984998, 966

94,889, 844

3,000

1, 738, 748308,709

2,047,457

122,457, 267

$725, 000

1, 069, 706410, 542

34,525

62, 58398,906

1,514, 773 161, 489

100, 00040, 000

718, 360568,709

20,000275, 000100, 000139, 350

35, 038678,450

23, 2436.933

291, 61359,900

17, 016

£66,759

133,211

2,674,907 632,675

1, 896, 5756,122, 0008,198,4105, 304, 000

225,000

978, 6741,877,5001, 633, 772

180, 000

21,745, 985 4, 669, 946

600,0008,197,763

80, 0001,009, 047

860,000

66, 2074,544,686

9,300313,993

25,161

10, 746, 810 4, 959, 347

37,407, 475 10, 423,457

37,407, 475 132,880,724

• Semiofficial. t Unofficial (all others official).



SAVINGS BANKS IN THE UNITED STATES, 1891-792—Continued.

LIABILITIES.


$1, 038, 2931,089, 236

457, 2917 639 9253, 946, 3003,104, 054

17, 275, 099

Dividendsunpaid.

Deposi ts(not sav-

ings).

1 ___2,977,2401,465, 320

17 795459, 615

4,919,970

3,835

502.38998, 5014,348

605, 238

22, 804,142

174,190

168,49336, 9426,723

212,158

5,9414,790

252,58074, 3927,321

36,182124,803103,309

7,213127, 508

744,039

413, 600998, 782

1,784,706

64, 968

3, 262, 056

77, 093

2,02987, 63185, 622

252, 375

$87617, 052

17, 928

70883

4,1234,321

9,397

1,6406,246

7,886

3,426

. 2,000775

6,201

4, 644, 818 41, 412

27,448, 960 41,412

$2,122, 690513, 697

Savingsdeposits.

" $50, 278, 45272, 439, 66018. 065, 290

369 526 38666. 276,157

122 582,160

699,168,105

588 425,42133, 807, 63464, 266, 4353,626,319

41,103, 399

731,229,208

229,925

24, 700, 9933, 754, 622

138, 926

28, 594, 541

1, 459, 221, 779

6 609 452

967, 558874, 46960,178

2,636,387 1,902,205

223, 40213, 566

559, 666339, 06984, 702

387,180

109, 41998, 647

917,240

2, 732,891

683, 54717, 796, 08820,705,149

39,184, 784

207, 890798,640

1, 006, 530

45, 560, 592

45, 560, 392

243, 923282, 425

4, 225, 459572, 52331,912

220, 0461, 695, 732

279, 78351, 854

1,292,913

8,896, 570

9,194, 08521,106, 36936, 959, 57326.115, 3848, 786, 879

Due toother

banks .

$21,692

21, 692

Other lia-bilities.

$141, 92654, 56227, 222

125, 97321, 729

110, 366

481, 778

245,10890, 87166, 022

21 fiQP

423, 900

I

21, 692

1,993

27, 74422, 096

31, 281

18, 964

8, 372

5,'rn

5,121

910, 799

161,898

158, 5805, 808

907

165, 295

5273, 828

93,63533, 931

5530, 649

1,8577,454

110,450 171,936

51, 0931, 509, 3201, 816.579

102,162,290 3,376,992

2, 893, 276127,312, 088

149, 4492, 427, 9501,193, 967

133, 976, 730

47," 289*

37, 294

84, 583

253,547,247 • 3,572,025

1,712,769,026 3,593,717

8,77725,300

104, 3631, 344, 372

152,392

1, 635, 204

2,258950, 248

53, 754248, 49543,068

1, 297, 823

3, 4 3 2 , 1 ^

4, 342, 955

Ho. ofdepositors.

146,668169, 949

59, 5281,131, 203

136, 648317,925

1, 961, 921

1,516,289131, 739242, 90817,318

139,038

2, 047, 292

6,241

59, 56515, 418

948

75, 931

4,091, 385

21,212

5,5633,0971,303

9,963

2,1876, 247

21,3974,569

1701,6985,5571,950

258tl6, 392

60,425

25, 214+73, 872180,391+71, 68735,123

386, 287

+.21, 215+167, 667

900+13,596+8, 955

212, 333

(590, 220

4, 781, 605

Average

$342.80426. 24303.47326.67485.01385. 57

356.87

388. 07256. 62264. 57209.39295. 63

352. 28

36.84

414.69243. 52146. 59

376. 58

356.65

311. 59

173.93282. 3646.18

190.93

111. 5345.21

197.48125.30187. 73129.59305.15143.48200.1078.87

' 147.23

364. 64285. 72204.88364.29250.17

264.47

136. 38759. 32166. 05178. 58133.33

630.97

307. 34

358. 20

f

r

£1C11

l r

is1415

1C

171819

2021222324

2(272829

3031323334

3536373839

X Partially estimated.



AGGREGATE RESOURCES AND LIABILITIES OF SAVINGS BANKS FROM 1887-788 TO

1891->92.

Resources and liabilities.

Eesources.

Loans on real estateLoans on personal, etc., security...Other loans and discountsOverdraftsUnited States bondsState, county, and municipal !ondsRailroad bonds and stocksBank stocksOther stocks, bonds, and mortgagesDue from other banks and bankersReal estate, furniture, and fixturesCurrent expenses and taxes paid...Cash and cash itemsOther resources

Total.

Liabilities.Capital stockSurplus fundOther undivided profitsDividends unpaidIndividual deposits (sayings)Individual deposits (not savings)Due to other banks and bankers..Other liabilities

Total.

1887-88.

801 banks.

$501, 067,089165,177, 62676,909, 500

158, 201183,527, 275287, 449,12589,715, 35841,196,16654, 661, 63657,103,15728,989, 343

475,40721,565, 31711* 940, 849

1,519,936,049

16,350,321109, 636, 940

23, 059, 34237,488

1,364,196,550

1,054, 8105,600, 598

1,519,930,049

1888-'89.

849 banks.

$567, 373,144160,816,153

74,551, 588813, 211

158, 923, 630280,139, 464101,443, 381

42, 263, 654101, 819,419

61, 534,57629, 652, 572

593,92429, 928,53212,758, 967

1,622,612,215

23,311,848127,225,53319,845, 228

44,6961,425,230,349

19,160, 976992, 323

6, 801, 262

1,622,612,215

1889-'9O.

921 banks .

$634, 229, 41770, 227, 806r82, 091,574

303, 316148, 532, 828303, 919, 560110,405, 67843, 735,762111, 575,17765,126,47730, 211, 272

753, 96330,147, 97811,356,193

1,742,617,001

26,401, 035133,762,88322,774, 766

123,2981,524,844,506 1

25,179,4501, 996,1617, 534, 902

1890-'91.

1,011 banks.

$687, 583, 97793, 679,153

198,134, 045286, 254

139, 267,045320, 278, 708115, 991,821

45, 038,830107, 963, 932

70, 660,88230,438,232

971,26629, 720,47314,502,451

32,106,127130,042, 098

25, 815, 39519, 364

, 623, 079,749 131,746, 3932,766,2258,941, 718

1,742,617,0011,854, 517,069 1, 964, 044, 861

1891-'92.

1,059 banks.

$714, 832, 57679,173,174

229,711,725328, 763

133, 344,199393,190, 240131, 215, 829

43, 688, 73971, 096,73881,576, 25333, 097, 998

832, 05933, 208, 27118, 748, 297

1,854, 517,069 1,964,044, 861

37, 407,475132, 880,724

27, 448, 96041, 412

, 712, 769, 02645, 560,592

3, 593,7174,342, 955

TABLE SHOWING BY STATES THE AGGREGATE DEPOSITS OF SAVINGS BANKS, WITHTHE NUMBER OF THE DEPOSITORS AND THE AVERAGE AMOUNT DUE TO EACH, IN1890-?91 AND 1891-'92. •

States.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of ColumbiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaLouisianaTexasArkansas . .TennesseeOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaNebraskaColoradoCaliforniaNew MexicoUtah tWashington

Total

1890-'91.

Number ofdepositors.

140, 521166, 26472,702

1,083,817131,652305, 863

1,477, 819125, 073236,312

16,752135, 004

10, 2319,894

*5, 83417, 494

2, 5331,0781,7704,3664,309

11,16978, 88514,884

*61,103150, 326

726*57,146*30. 391

*136,497*1, 062*7,9946,850

4, 533,217

Amount ofdeposits.

$47, 781,16669, 531,02421, 620, 303

353, 592,93763, 719,491

116,406, 675574, 669, 97232,462, 60362,150,893

3, 602, 46938,916, 597

703,266375,440264, 348

3,286,155477, 487181, 630

65, 8161,420, 798

384,183

1,445, 83431, 258, 086

3, 552, 09916, 362, 30229,887,761

94, 68720,821, 495>7,688, 6773, 508, 751

114,164, 523165, 420

1, 682, 040834, 815

1, 623,079, 749

Averageto each

depositor.

$340.02418.19297.38326. 24483.99380. 58388. 86259.55263.00215. 05288. 2668.7337.9445.31

187. 84188.50168.4937.18

325.4289.16

129.44396.24238. 65267.78198.82130.42364. 35352.99130.45

836. 39155.76210.41121.87

358. 04

1891-'92.

Number ofdepositors.

146, 668169, 949

80, 740l,13L,203

136, 648317,925

1,516, 289131,739248, 471

17,318142,135

1,3038,4286,247

21,3974,569

1701,6985,5571,950

258*16, 39284, 77915, 418

*73, 872180, 391

948*71.C87

35! 123

*21, 215A167, 667

900*13,596

*8, 955

Amount ofdeposits.

$50,278,45272,439, 66024, 674, 742

369,526, 38666, 276,157

122, 582,160588,425,42133,807,63465, 233, 993

3, 626, 31941,977,868

60,178473,848282, 425

4, 225,459572,52331,912

220,0461, 695, 732

279,78351,854

1, 292, 91333, 895, 0783,754, 622

21,106, 36936, 959, 573

138, 92620,115, 3848, 786, 879

2, 893, 276127,312.088

149,4492,427,9501,193, 967

4,781,603 1,712,7(59,026

Averageto each

depositor.

$342. 80426. 24305.60326. 67485. 01385.57388. 07256. 62262.54209. 39295. 3446.1856.2245.21

197. 48125.30187. 73129. 59305.15143. 48200.1078.87

399. 80243. 52285. 72204. 88146. 59364. 29250.17

136. 38759. 32166.05178.58133.33

358. 20

* Partially estimated.



NUMBER OF SAVINGS BANKS, NUMBER OF DEPOSITORS AND AMOUNT OF DEPOSITS,IN THE UNITED STATES IN THE YEARS 1820, 1825, 1830,1835,1840, and 1845 to 1892.

Year.Num-ber ofbanks.

Deposits.

1820.1825.1830.1835.1840.1845.1846.1847.1848.1849.1850.1851.1852.1853.1854.1855 .1856 .1857.1858.1859 .1860.1861.1862 .1863.1864.1865.1866-1867-1868.1869.1870-1871.1872 .1873-1874.1875 -1876 .1877 .1878.1879.1880.1881 .1882.1883.1884.1885.1886.1887 .1888 .1889.1890.1891.1892.

10153652617074768390108128141159190215222231245259278285289293305317336371406476517577647669693771781675663639629629629630636646638684801849921

1,0111,059

8,63516, 93138, 08560, 05878, 701145,206158, 709187, 739199, 764217, 318251,354277,148308, 863365, 538396,173431, 602487, 986490. 428538, 840622, 556'693, 870694, 487787, 943887,096976, 025980,844

1, 067, 0611,188, 2021,310,1441,466,6841, 630, 8461,902,0471, 992, 9252,185,8322, 293,4012, 359, 8642, 368, 6302| 395, 3142. 400, 7852,268, 7072, 335, 5822, 528. 7492, 710, 3542, 876,4383,015,1513,071,4953,158, 9503,418, 0133, 838, 2914, 021, 5234, 258, 8934,533, 2174,781, 605

$1,138, 5762, 537, 0826, 973, 30410, 613, 72614, 051, 52024,506, 67727, 374, 32531,627, 47933, 087,48836, 073, 92443,431,13050,457,91359,467,45372, 313, 69677, 823,90684, 290,07695, 598, 23098,512.968

108, 438, 287128,657, 901U9, 277, 504146, 729, 882169, 434, 540206, 235, 202236, 280,401242, 619, 382282, 455, 794337, 009, 452392,781, 813457, 675, 050549, 874, 358650, 745, 442735, 046, 805802, 363, 609864, 556, 902924, 037, 30494L 350, 255866, 218, 306879, 897, 425802, 490, 298819,106, 973891, 961,142966,797,081

1,024, 856, 7871,073, 294, 9551,095,172,1471,141,530, 5781, 235, 247, 3711, 364,196, 5501, 425, 230, 3491, 524, 844,5061, 623, 079, 7491,712, 769, 026

9647 16



ABSTRACT OF REPORTS OF CONDITION OF THE

States, etc. Date ofreport.

No. ofbanks.

New York June 30,1892Pennsylvania doMaryland | do

Total Eastern States . *.

Virginia June 30,1892North Carolina* July 12,1892Georgia ! June 30,1892Florida j doAlabama j doTexas do


Missouri* ."May 16,1892Ohio June 30,1892Indiana doIllinois ....doMichigan doWisconsin* I July 4,1892Iowa.Minnesota .Kansas* —


June 30,1892....doJune 4,1892

Colorado June 30,1892California* July 3,1892North Dakota | June 30,1892South Dakota doOregon | doIdaho I doMontana I doNew Mexico doUtah I....doWashington | do .Wyoming %. | do .Oklahoma ; do .


Total United States T

76

69

95102

48149

48109185

34163

933

EESOURCES.


$422 177389^ 694

4,000

815, 871

65,011303,906

31,3151,365, 598

1,765,830

859,1231, 911, 744

418,7913, 558, 577

455, 853

1, 395, 733343,742413,447

9, 357,010

125, 405948,106588, 355

16, 30034, 2252,900

28,803500

68,10716, 60014, 500

1,161

1, 843,801

13, 782, 512

Loans oncollateralsecurity

other thanreal estate.

$130,547911,659

500

1, 042, 706

35,866

123,092287, 698

446, 656

2, 514,517372, 689

2,125, 527747, 998

1, 356, 630683, 620

7, 800, 981

429, 54147,75423,90173,42573,18943, 829

5,593500

26, 84924,689

219, 643

968,913

10, 259, 256

Otherloans anddiscounts.

$2, 494,3197, 954,780

244,870

10, 693, 969

462,409456, 906217, 626285, 309442,779

3, 438, 478

5, 303, 507

5, 049, 0636, 676,8245,453,4409,540, 476904,321

6, 608, 2989,565, 639929, 016

5, 080,045

49, 807,122

822, 9941,147, 955

61, 294142,76295, 34728, 78064, 8521,500

309, 607102, 260394,03875, 448

3, 246, 837

69, 051, 435

* Official (all others unofficial).



PRIVATE BANKS IN THE UNITED STATES, 1892.

EESOUECES.

Overdrafts.

$8,98735,4016,927

51, 315

94926,49710, 2565,618

17,786271,583

332,689

225,581109, 29881,497

339,66734,781

121,612362,53638,075

212,954

1, 526, 001

37, 799

1593,049

10, 5151,865

45,782

36,0958,561

12, 7131,084

157, 622

2, 067, 627

UnitedStatesbonds.

$106, 989267,151

4,952

379, 092

50

50

55, 000128,032

1,077,83343,438

16,00050

10,000

1,330,353

1, 709,495

State,county,

municipal,etc., bonds.

$39,91814,9913,250

58,159

1,007

6,562

92, 80022, 340

122, 709

428, 51439, 385

477,01249,000

87, 9428,141

1, 089, 994

15, 439

17,128

1,0095,6056,497

45, 678

1, 316,540

Railroadbonds and

stocks.

$165, 61286,5565,240

257,408

Bankstocks.

$31,02036,91711,140

79, 077

. 6,400

i24, 00034, 000

58,000

233

53,2752,800

5,000

61, 308

27, 462

27,462

404,178

7,50062, 276

76,176

98,32463,44884,159

• 22,824

189, 82418,100

476, 679

2, 000

70, 000

72, 000

703, 932

All otherbonds and

stocks.

$34,576352, 82722,109

409, 512

36, 81026, 28319,54918,68530,829

241,190

373, 346

193,908180, 681

11, 057625, 310

8,540221, 865207, 686

31,146324, 723

1, 804, 916

2,919143,858276,103

10, 00083,446

124,2083,889

26, 3109,735

680, 468

3, 268, 242

Due fromother

banks andbankers .

$755, 8932, 332,251

93,981

3,182,125

112, 47098, 48135,97348,424

197, 335765, 528

1,258, 211

1,082,1942,391,8031,529, 3303,136,826

402, 3011,505, 0782, 736,464

461, 6441,347,521

14,593,161

247,112193,180

39, 36544, 09844,39640, 58726, 651

1,062196, 650

33,44592,238

105, 388

1, 064,172

20, 097, 669

Eeal estate,furniture,and fix-tures.

$228, 356473,262

63,331

764,949

36,829111,695201,062

50, 256141,574446, 937

988, 353

349,811775,765345,065959,287255, 013775,482

1,461,278162, 805

1,315, 593

6,400, 099

295, 565511,47161,60366, 83035, 05815,6903,6465,500

73,83919, 99868,1866,500

1,163,886

9, 317,287

123

123456

123456789

123456789

101112



ABSTRACT OP REPORTS OF CONDITION OF THE PRIVATE

States, etc.

EESOURCES.


paid.

Cash andcash items.

Other re-sources. Total.

New YorkPennsylvania.Maryland

Total Eastern States .

VirginiaNorth Carolina *GeorgiaFloridaAlabamaTexas

Total Southern States .

Missouri* .OhioIndianaIllinoisMichigan...Wisconsin*IowaMinnesota..Kansas* —


ColoradoCalifornia*North Dakota.South Dakota .OregonIdahoMontanaNew Mexico...UtahWashington...WyomingOklahoma


Total United States

$8,23339,9302.291

$305,733944, 92322, 957

$36,11741, 225

727

$4, 768, 47713,881,567

486, 275

50, 454

76,4943,0712,7235,358

59,144

1,273,613 78, 069 19,136, 319

64, 00584,39230,80034, 549

144, 229974,124

6,655

4,545

39,76665,153

835, 2981,114, 654

529,444445,564

1,298,4138, 034, 049

83, 677 1, 332,099 116,119 32,257,422

101,97739, 084

116, 89421, 98450,203

142, 69921,137

130, 393

629,8791,423, 9711, 303,1491, 646,610

275,7421,029,4251,185,413

180,528933, 258

108,554309,518236, 25167, 36484, 750

378, 2635,856

8, 444, 55916, 850, 23711, 044, 28622, 943, 3093, 248, 521

10, 396, 71319, 091,1072, 883, 8609,767, 934

624, 371 8,607,975 1,190, 556 104,670,526

25, 800

10, 7116,8712,7094,2692,967

10017,4694,966

404,149225,48516, 90726,10045, 94519, 75710, 615

1 3,050101, 88516, 71591, 08460, 111

13, 685153, 36936, 2877,643

236,000

2, 449, 8703, 371,1781, 201, 813

397,078424, 830157, 700194, 90912, 212

955, 718236, 790934,177261,131

87,695 1,021,803 217, 069 10,597,406

846,197 12,235,490 1,601,813 146,661,673

* Official (all others unofficial).



BANKS IN THE UNITED STATES, 1892—Continued.

Capital.

$827,2431,981, 435

191, 624

3,000, 302

220, 540251,800336, 88091,326

484, 0902, 869, 276

4, 253, 912

1,160, 8603, 6J55, 2823, 070, 3534, 599, 741

772, 6041, 367, 3655, 404,914

674,4432, 824, 004

23, 539, 566

525, 4001, 565,495

511,024155,544141, 824

72, 50090, 00010, 000

307, 85093,860

240, 90082, 050

3,796,447

34, 590, 227

Surplus.

$489, 655966, 592

1, 456, 247

10,000137, 537

60,00072, 915

158, 277

438, 729

549, 046769, 686386, 514

1,184, 718150,978733, 571

1, 265, 25654, 247

295, 542

5,389, 558

31,845269, 207

58, 02913, 96825,2183,961

20, 86012,01510,950

446,053

7, 730, 587

LIABILITIES.

Other undivi-ded profits.

$125,564267,420

9,097

402, 081

33,23522, 85816, 53213, 21086,874

163,190

335,899

325, 859205, 185420, 014

66, 25388. 849

751,22667, 630

588,298

2, 513, 314

78,403

38,68523, 2037,6629,090

32, 336

50,1648,883

21,8147,043

277,283

3, 528, 577

Individual de-posits.

$3, 258, 85310, 319, 734

283,714

13, 862, 301

497,189587, 761170, 989269, 844619. 853

3,453, 957

5, 599, 593

6, 355, 44411, 575, 8047,041, 994

14, 856, 7202,196, 7157, 954; 786

10,928, 8932, 011, 7665, 349, 912

68, 272, 034

1, 691, 5991,437, 882

219,447185,401244, 08367,08956,154

150546,826109,838632, 900165, 851

5,357,220

93,091,148

Due to banks.

$22, 717251,760

1,840

276, 317

18,26426, 9693,5355, 717

10,50449, 024

114, 013

135, 209338, 975270, 380

97, 33931, 251

196,68114,17086,963

1,170,968

22,17071, 378±2, 901

6,0435,060

12, 831

6,6665,1876,5506,187

184,397

1,745,695

Other liabili-t ies.

$44,44594, 626

139, 071

56, 07087, 729

1,5085,467

24,1771, 340, 325

1, 515, 276

244, 000174, 631

69, 8601, 784, 777

30, 720252,142544,137

61, 604623,215

3, 785,086

100,45327,216

331,63718,962

3,5882,062

24,0187,007

21,063

536,006

5,975,439

123

123456

123456789

12345

7H9

101112



LOAN AND TRUST COMPANIES.

AGGREGATE RESOURCES AND LIABILITIES OF LOAN AND TRUST COMPANIES FROM1887-'88 TO 1891->92.

Resources and liabilities.

Resources.

Loans on real estateLoans on pers'l and collat'l securityOther loans and discountsOverdraftsUnited States bondsState, county, and municipal bondsRailroad bonds and stocksBank stocksOther stocks, bonds, and mortgagesDue from other banks and bankersReal estate, furniture, and fixtures.Current expenses and taxes paid..Cash and cash itemsOther resources

Total

Liabilities.

Capital stockSurplus fundOther undivided profitsDebenture bondsDividends unpaidIndividual depositsDue to other banks and bankers...Other liabilities

Total

1887-'88.

120 banks.

$46, 606, 390175, 033, 89320, 060, 365

24,31122,899,7662,006,479

15,702,430660,468

31, 309, 77019,791, 92213, 951, 791

605,17319, 788, 2986,212,421

383,653,477

53,243,51024,105, 37111,846, 31614,420, 537

198, 319257,878,114

2,046,96519, 914, 345

383,653,477

1888-89.

120 banks.

$53,349,045193,610,05444,491, 268

83,95727,193,2013,765, 747

19, 352, 398737,312

25, 676,35925, 084, 04014,455,406

438, 01825,236,5267,795,152

441, 268,483

59,445,93725, 583,90513,199, 20916,902,812

271,981299, 612,899

3,013,57223,238,168

441,268,483

1889-'9O.

149 banks.

$56, 669,834209,617,29761.595,409

91,36224,921,2032, 993,365

26.102,4101,230,642

40,459,87633,307,02816, 845,480

568,92419, 861,1379, 537, 369

503,801,336

70,676, 24734,594,75112,233, 25219,565, 215

203,460336,456,492

2,863, 24827,208,671

503,801,336

1890-'91.

171 banks.

$65,072,641225, 012, 23866,791,541

105,60816,057,0153,828, 397

29, 771,1251,159,776

43,157,00839,948,37317,357,290

743,68416,482, 20711,141,299

536,628,202

79,292,88938,412,19717, 091,64818,907,550

83, 396355,330, 080

2,210, 77225,299,670

536,628,202

1891-'92.

168 banks.

$55,098,822256, 413, 89473, 760, 832

155, 99918, 059, 5786,404, 311

27,617, 7001, 608, 344

52.516,84554; 975, 32522, 617,764

648,269- 22,600,045

7,767,180

600,244,908

80,645,97245,824,74715,943,40111,365,280

108,479411,659, 996

3, 771,46530,925,568

600,244,908



PRIVATE BANKS.

AGGREGATE RESOURCES AND LIABILITIES OF PRIVATE BANKS IN 1888, 1889, 1890,

1891, AND 1892.

Kesources and liabilities.1888.

1,203 bailks.

1889.

1,324 banks. 1,344 banks.

1891.

1,235 banks.

1892.

1,161 banks.

Resources.

Loans on real estateLoans on personal, etc., securityOther loans and discountsOverdraftsUnited States bondsState bondsRailroad bonds and stocksBank stocksOther stocks, bonds, etcDue from banks and bankersReal estate, furniture, etcCurrent expenses, etcCash and cash itemsOther resources

Total

Liabilities.

CapitalSurplus fundOther undivided profits ,Dividends unpaidIndividual depositsState, county, etc., depositsDeposits of State, etc., officers .,Due to banks and bankersOther liabilities ,

Total

$9, 574, 06966, 607, 00926, 795, 3792, 072, 3861, 718, 722

762, 4041,168, 584695, 492

4,417, 68920, 900, 89110,110, 310

908,57214, 827,1713,154, 578

$8, 386, 73517,121, 72065,480, 5341, 733, 2131,421,537814, 683470, 627514, 770

3, 216, 82319, 753,1739,474, 378815,829

11, 911, 8661, 845,449

$10,678, 57421, 363, 81972,922, 8022,437,1051, 643, 560936, 491536,068866, 787

3, 951, 60021, 726,4669, 812,101960,400

14,479, 5501, 705, 499

$15,997,25116,738,32168,180, 7832, 475,0251,509,155908, 983737,239634,140

1,883,19219, 380, 0599, 217, 951

797, 32611, 977, 5121,209, 081

$13,782,51210, 259, 25669,051,4352,067,6271,709, 4951, 316, 540404,178703,932

3,268,24220, 097,6699,317,287846,197

12, 235,4901, 601, 813

163, 713, 256 142, 961,337 164,020,822 151,646, 018 146, 661, 673

40, 842, 0749,588,2385, 289,748

84, 65894,878, 8422, 419,4401, 064,0394, 901,4484,644, 769

38,038, 6908,266, 5163, 555,590

67, 32683,183, 718

693, 969563,025

3,432, 3605,160,143

41, 042, 0189, 741,1834, 677, 667

36, 785.4588,993, 9873,152, 635

34.590,2277, 730, 5873,528, 577

99, 521, 667902, 481586, 210

3, 812, 7993, 736, 797

94,959, 727 93,091,148

2,240, 3715, 513, 840

1, 745, 6955,975, 439

163, 713,256 142,961, 337 164,020,822 151, 646, 018 146, 661, 673

NUMBER, LIABILITIES, ASSETS, AND PERCENTAGE OF ASSETS OF STATE, SAVINGS,AND PRIVATE BANKS AND LOAN AND TRUST COMPANIES THAT FAILED DURINGTHE FISCAL YEARS ENDED ON JUNE 30, 1891 AND 1892.

Class.

State banks -Savings banksPrivate banksLoan and trust companies .

Total

1891.

No.

245

*93

122

Liabilities.

$4, 569, 896645,000

32, 586, 615

37, 801, 511

Assets.

$3,155, 319365, 000

16, 923, 773

20,444, 092

Percent.

69.0556.5951.93

54.08

1892.

]STo.

246

*363

69

Liabilities.

$3,177,529917, 000

6,505, 099425, 000

11, 024,628

Assets.

$1,892, 091484, 500

3, 539, 598209,000

6,125,189

Percent.

59.5552.8354.4149.18

55.56

•Includes 6 banks in 1891 and 4 in 1892 that failed in South Dakota, their liabilities and assets, how-ever, not being given.


STATEMENT SHOWING, BY STATES, THE NUMBER, LIABILITIES, AND ASSETS AT DATE OF FAILURE OF STATE, SAVINGS, AND PRIVATE BANKSAND LOAN AND TRUST COMPANIES THAT FAILED DURING THE YEAR ENDED JUNE 30, 1892, AS EEPORTED TO THE BRADSTREET COMPANY. 00

States.

Massachusetts . . . . . . . . .New YorkPennsylvaniaMaryland

AlabamaMississippi - - -LouisianaTexas

Tennessee -

OhioIllinois

W iscon sinIowaMinnesota.KansasNebraska . . . . . . . . .ColoradoNew MexicoNorth DakotaSouth Dakota*Oklahoma

State banks.

No.

1

111131

11

64

12

24

Liabili t ies.

$193, 844

10,00027,000

150, 000780, 000685,000120, 000

132,685500, 000

426,000133,000

20, 666

3,177,529

Assets.

$165,381

6,00020,00075,000

310,000600, 00030,000

92,710250,000

250,00086,000

7,000

1, 892, 091

Savings banks.

No.

1

1

1

11

1

' 6

Liabilities.

$59,000

28,000

350, 000

400, 00020, 000

60,000

917, 000

Assets.

$47,000

20, 000

325,000

60, 0002,500

30, 000

484,500

Private banks.

No.

544132

1

3

3

1112

11

21

36

Liabilities.

$1, 690,0001, 378, 940

730,159300,000210, 000807,000

400,000

78,000

205, 000

90, 000200,000175, 000

67, 000

80, 00090,000

4,000

6, 505, 099

Assets.

$560, 0001, 098,535

473,563100,000130,000430,000

350, 000

50, 000

53, 500

45, 000100, 000

70, 00028, 000

10, 00040, 000

1,000

3, 539, 598

Loan and trust companies.

No.

11

1

3

Liabilities.

$400, 00015, 000

10, 000

425,000

Assets.

$200,0001,000

8,000

209, 000

Total all banks.

No.

7641331122341412118611141

69

Liabilit ies.

$2,149r 0001, 587,784

730,159300,000210, 000835, 000

10, 00027,000

550,0001,130,000

685,000198, 000400, 000225, 000132, 685590,000200, 000175, 000493, 000203, 00080, 00090,00020, 000

(*)4,000

11, 024, 628

Assets.

$807, 0001, 264,916

473,563100,000130, 000450, 000

6,00020, 000

425, 000635,000600, 00080,00060, 00056, 00092, 710

295,000100,00070, 000

278, 000124,000

10, 00040,0007,000

(*>1,000

6,125,189

k The State law practically prohibits the collection of information of this character.

O

Ha

5Oo3

f1

W

o



REPORT OF THE CONDITION OF THE NATIONAL SAVINGS BANK OF THE DISTRICT OFCOLUMBIA, AT WASHINGTON, D. C , AT THE CLOSE OF BUSINESS ON THE 30THD A Y OF SEPTEMBER, 1892.

DR. CB.

RESOURCES.

Loans and discounts (see schedule).Due from State and private banks

and bankersOther real estate and mortgages

owned (see schedule)Current expenses and taxes paid . . .Fractional paper currency, nickels,

and centsSpecie, viz:

Silver Treasury cer-tificates $2,453. 00

Fractional silver coin 22. 00

Total

$214, 713. 56

5, 774. 84

2, 000. 002, 599. 95

.91

2, 475.00227,564. 26

LIABILITIES.

Undivided profitsIndividual dep o s i t s

subject to check $209,040.15Time certificates of de-

posit 1,000.00

Total

$17, 524,11

210, 040.15

227, 564. 26

SCHEDULE.Loans and discounts.

On demand, secured by stocks, bonds, and other personal securities $38,707.81On time, on mortgages, or other real-estate security 175,210. 75On time, secured by stocks, bonds, and other personal securities 795. 00

Total 214,713.56

The highest rate of interest paid by the bank on deposits is 2 per cent.

I, Benjamin P. Snyder, president of the National Savings Bank of the District of Columbia, do sol-emnly vs'wear that the above statement is true, and that the schedule on back of the report fully andcorrectly represents the state of the several matters therein contained to the best of my knowledge andbelief.

• BENJAMIN P. SNYDER, President.DISTRICT OF COLUMBIA, County of Washington :

Sworn to and subscribed before me this 13th day of October, 1892.[SEAL.] WILLARD H. MYERS, Notary Public.Correct. Attest :

ANDREW WYLIE, )LEWIS CLEPHANE, \ Directors.M. G. EMERY, )

REPORT OF THE CONDITION OF THE NATIONAL SAFE DEPOSIT, SAVINGS ANDTRUST COMPANY OF THE DISTRICT OF COLUMBIA, AT WASHINGTON, D. C , ATTHE CLOSE OF BUSINESS ON THE 30TH D A Y OF SEPTEMBER, 1892.

DR. CR.

RESOURCES.

Loans and discounts (see schedule)..United States bonds on hand (par

value)Stock securities, etc. (see schedule).Due from State and private banks

and bankersBankinghouse. .• $665,026. 55Furniture and fixtures. 112,210.57

Current expenses and taxes paid . . .Premium on United States bonds . . .Checks and other cash itemsFractional paper currency, nickels,

and centaSpecies, e tc , viz:

Gold coin $160.00Gold Treasury certifi-

catds -' 9,660.00Silver dollars 10.00Silver Treasury certifi-

cates 1,000.00Fractional silver coin . 51.00

Total

!

$1, 279, 366.15

204,400. 00161, 250. 00

21,002.63

777,237.125,158.45

40, 975.1928,280.41

.33

10, 881.00

2, 528, 551.28

LIABILITIES.

Capital stock paid inUndivided piofitsIndividual deposits subject to checkBills payable

Total

$1,000,000.0059, 395.37

1, 219,155.91250,000.00

2, 528, 551. 28Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

2 5 0 REPOKT OF THE COMPTROLLER OF THE CURRENCY.

SCHEDULES.


On demand, secured by stocks, bonds, and other personal securities $284,695.00On time, secured by stocks, bonds, and other personal securities 328, 630. 00On time, on mortgages or other real-estate security 666, 041.15

Total 1,279,366.15

Stocks, securities, etc.District of Columbia 5s 50, 000.00District of Columbia 7s 3,000.00District of Columbia 3.65s 27,750.00Chesapeake and Potomac Telephone Comi>any 5s 16, 000. 00XL S. Electric Light Company 6s 6,000.00"Washington and Georgetown Railroad Company 6s 41, 500. 00Masonic Hall Association 5s 2, 000.00Washington Market Company 6s 1,000.00State of Pennsylvania 4s 10,00(>. 00Hannibal, Mo., 6s 4,000.00

Total 161,250.00

The highest rate of interest paid by the bank on deposits is 2 per cent.I, Benjamin P. Snyder, president of the National Safe Deposit Company of Washington, do solemnly

swear that the above statement is true, and that the schedules on the back of the report fully and cor-rectly represent the true state of the several matters therein contained to the best of my knowledgeand belief.

BENJAMIN P. SNYDER, President.

DISTKICT OF COLUMBIA, County of Washington:Sworn to and subscribed before me this 6th day of October, 1892.[SEAL.] WILLARD H. MYERS, Notary Public.

- Correct. Attest:E. FRANCIS RIGGS, )ANDREW WYLIE, ^Directors.M. Gr. EMERY,

R E P O R T O P T H E C O N D I T I O N O F T H E W A S H I N G T O N L O A N A N D T R U S T C O M P A N Y , ATW A S H I N G T O N , I N T H E D I S T R I C T O F C O L U M B I A , AT T H E C L O S E O F B U S I N E S S O NT H E 3 0 T H D A Y O F S E P T E M B E R , 1892.

D R . CR.

RESOURCES.

Loans and discounts (see schednle)..OverdraftsStock, securities, etc. (seeschedule).Due from other national banksDue from State and private banks

and bankers and trust companies.Banking house $557, 803.33Furniture and fixtures,

vault work, etc 37,048.52

Checks and other cash items (seeschedule)

Fractional paper currency, nickels,and cents

Specie, viz:Gold coin $10,158.00Silver dollars 350.00Silver Treasury cer-

tificates 23,242.00Fractional silver coin 858.60

Legal-tender notes

Total

$1,961,132.6845.99

18, 200.00217,419.18

11,684. 75

594,851.85

21,931.72

67.08

34,608.6017,354.00

2,877,295.85

LIABILITIES.

Capital stock paid inSurplus fundUndivided profitsIndividual deposits

subject to check.. $1,040,299.09Time certificates of

deposit. 688,894.36Certified checks . . . . 305.30

Due to other national banks•

Total

$1,000,000.00100, 000.0035,841.77

1, 729,498.7511,955.33

2, 877,295. 85



SCHEDULES.


On demand, secured by stocks, bonds, and other personal securities $358,575.01On time, paper with two or more individual or firm names 12, 476. 00On time, secured by stocks, bonds, and other personal securities 392, 956.10On time, on mortgages or other real-estate security 1,197,125. 57

Total 1,961,132.68

Included in the above a r e -Suspended and overdue paper 51,140.14Liabilities of directors (individual and firm) as payers 154,870.84

Stocks, securities, etc.Ohio National Bank stockEckington and Soldiers' Home Railroad bondsEdison Electric Illuminating Company's bondsChecks and drafts on banks, etc., in this city

$200.008, 500. 009,500. 00

21, 931.72

Total . 40,131.72The highest rate of interest paid by the bank on deposits is 5 per cent.I, Brainard H. Warner, president, of the Washington Loan and Trust Company, do solemnly swear

that the above statement is true, and that the schedules on back of the report fully and correctly rep-resent the true state of the several matters therein contained to the best of my knowledge and belief.

B. H. WARNER, President.DISTRICT OF COLUMBIA, County of Washington:

Sworn to and subscribed before me this 4th day of October, 1892.[SEAL.] S. A. TERRY, Notary Public.

Correct. Attest:JOHN R. CARMODY, ^JOHN JOY EDSON,W. E. BARKER,J . S. SWORMSTEDT,F. C. STEVENS,JOHN B. LARNER,THEODORE W. NOYES, y Directors.CHAS. B. BAILEY,N. H. SHEA,A . S. WORTHINGTON,Louis D. A^INE,ELLIS SPEAR,HORACE S. CUMMINGS,

REPORT OP THE CONDITION OF THE AMERICAN SECURITY AND TRUST COMPANY, ATWASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE30TH DAY OP SEPTEMBER, 1892.

D R . CR.

RESOURCES.

Loans and discounts (see schedule).OverdraftsStocks, securities, etc. (see schedule)Due from other national banksDue from State and private banks

and bankersBanking house $152,048.20Furniture and fixtures. 7,646.97

Other real estate and mortgagesowned (see schedule)

Current expenses and taxes paid . -.Checks and other cash items (see

schedule)Fractional paper currency, nickels,

Specie, viz:Gold coin $24,635.50Gold Treasury cer-

tificates 410.00Silver dollars 440.00Silver Treasury cer-

tificates 3,572.00Fractional s i l v e r

coin 404.20

Legal-tender notes

Total

$2,133,671.02163.92

91,000.00168, 673.99

86, 638.55

159, 695.17

126, 549.898,138.38

24,315. 88

57.31

29,461. 7023, 593.00

9, 851, 958. 81

LIABILITIES,

Surplus fundUndivided profitsIndividual d e p o s i t s ,

subject to check... . $845, 693.23Time certificates of de-

posit 224,388.34Certified checks 1,519.16

Debenture bonds

Total

$1, 250, 000. 00100,000. 0038,758.08

1,071,600.73391,600.00

2,851, 958.81Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


SCHEDULES.


OD demand, secured by stocks, bonds, and other personal securities $476,557.67On time, secured by stocks, bonds, and other x)<3rsonal securities 198, 702.00On time, on mortgages or other real-estate security 1,458,411.35

Total '. 2,133,671.02

Stocks, securiticsj etc.

"Washington Gas-light Company 43,000.00Choptank Steamboat Company bonds 5, 000.00Chesapeake and Potomac Telephone Company bonds 43,000.00Checks and drafts on banks, etc., in this city 20,463. 62Checks and drafts on other banks 3, 852. 26

Total 115,315.88

Other real estate and mortgages owned.

Premises, storage warehouse, etc 126,549.89

We, A. T. Britton, president, and Percy B. M^tzger, treasurer, of the American Security and TrustCompany, do solemnly swear that the above statement is true, and that the scheduler on back of thereport fully and correctly represent the true state of the several matters therein contained to the bestof our knowledge and belief.

A. T. BRITTON, President.PERCY B. METZGER, Treasurer.

DISTRICT OF COLUMBIA, City of Washington:Sworn to and subscribed before me the 5th day of October, 1892.

[SEAL.] HOWARD S. REESIDE, Notary Public.Correct. Attest:

C. J. BELL, )MYRON M. PARKER, jW. S. THOMPSON, } Directors.H. A. WILLARD,JAMES E. PITCH, j

CANADIAN BANKS.

SUMMARY OF THE CONDITION OF THE THIRTY-NINE CHARTERED BANKS OF THEDOMINION OF CANADA, ON OCTOBER 31, 1892.

RESOURCES.

Mortgages on real estateLoans on bonds and stocksCurrent loansLoans to the Canadian Provinces. -.Overdue debtsDeposits to secure circulationDominion bondsCanadian municipal, etc., securities.Rail way securitiesDue from other banks and agencies.Heal estate and bank premisesNotes of, and checks on, other banksSpecieDominion notesOther resourcesExcess of liabilities

Total resources

$846,79720,392,077

194,123, 3652,372,5272,452,1551,761, 2593,328,4968,523,9808,137, 590

28,119,1625,740,2298,954,3396,708,841

1% 813,2541,643,4931,425, 966

306, 343, 530

LIABILITIES.

Capital paid inReserve fundNotes in circulation -Due to the Dominion Government.Due to the Provincial GovernmentsDemand depositsTime depositsDue to other banks and agencies-. -Other liabilities

Total liabilities

$61,809,37224, 832, 47438, 688,4292,524, 7853, 993, 381

66,427, 72799,934,9707,922, 998

209,394

306,343,530


TABLESSHOWING

THE CONDITION OF THE FIRST AND SECOND CHARTERED BANKS OFTHE UNITED STATES, AND SIMILAR INFORMATION IN RESPECT

TO BANKS ORGANIZED UNDER STATE AUTHORITYAT VARIOUS DATES, FROM 1774 TO 1892,

253



REPORTS OF CONDITION OF THE FIRST BANK OF THE UNITED STATES.*

January, 1809. January, 1811.

RESOURCES.

Loans and discounts ,United States 6 per cent and other United States stock .Due from other banksReal estateNotes of other banksSpecie

Total.

LIABILITIES.

Capital stockSurplusCirculation outstandingIndividual depositsUnited States depositsDue to other banksUnpaid drafts outstanding .

Total .

$15,000,0002, 230, 000

800,000480,000

5, 000, 000

23, 510, 000

10, 000, 000510, 000

4, 500, 0008, 500, 000

23,510, 000

$14,578,2942, 807, 046

894,145500, 653393, 341

5, 009, 567

24,183,046

10, 000, 000509,678

5, 037,1255, 900,4231, 929, 999C34,348171, 473

24,183,046

* American State Papers, ^Finance, vol. 2, pp. 352 and 470.

STATEMENT SHOWING THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES OPTHE BANK (SECOND) OF THE UNITED STATES FROM 1817 TO 1840.

Tear.

18171818181918201821182218231824182518261827182818291830 .'...183118321833..1834183518361837183818391840

RESOURCES.

Loans and dis-counts.

$3,485,19541,181,75035, 786, 26331,401,15830,905,19928, 061,16930, 736,43233,432,08431,812,617

• 33,424,62130,937, 86633,682,90539, 219, 60240, 663,80544, 032,05766,293,70761,695,91354,911,46151,808,73959, 232,44557, 393,70945, 256, 57141, 618,63736,839, 593

Stocks.

$4,829,2349,475,9327, 391, 8237,192,9809,155, 85513, 318, 95111,018, 55210,874, 01418,422, 02718, 303, 50117, 764, 35917,624, 85916, 099, 09911,610, 2008, 674, 681

2,200

""i4"862,"i08'17,957,49716,316,419

Eeal estate.

$563,480626, 674

1, 302, 5511,495,1501,848, 3542, 039, 2262, 295, 4012, 345. 5392,886, 3972,629,1252,136, 5251,855,1691,741,4071,760,6321,486, 561816, 855

1,061,6631,054,5231,228,630

Bankinghouse.

$175, 201433,808

1,296, 6261,886,7241, 855, 9461, 956, 7641,871, 6351, 852, 9351, 792, 8701,678,1921, 634, 2601,557, 3561,444,8011, 344,7611,159,6371,181,0711,189,1251,238,896967,404420,244443,109424,382610,504

D u e by for-eign banks.

$1,033, 682621, 667261, 54883, 548

1,107, 63724, 599

1,434, 02024,178421,524460, 686356,740482, 240

1, 530, 5532,383,331

91, 6683,106,8331,801,6691,922,498

73,171

D u e fromState banks.

$8,848, 3151,203,8942, 624, 7972,727, 0801,178,1971, 717,7231,407,5731,287,8082,130, 095747,375

1,683,510

1,723,2971,199,458

3,944,8493, 688,1433,058,8704, 609,9734,088,0052,284,5983,657,2615,833,0007,469,422



STATEMENT SHOWING THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES OFTHE BANK (SECOND) OF THE UNITED STATES FROM 1817 TO 1840.—Continued.

Year.Notes of

State banks.

181718181819182018211822182318241825 '182618271828...182918301831183218331834183518361837183818391840

£587, 201837, 254877, 009443,166677, 022917, 629766, 248705,173056, 224114. 831068,483,447, 386293, 578465, 047, 494, 506,171,676292,655082, 640506, 200736, 491, 206, 754866,597791, 580383, 686

Specie. Circulation.

$1, 724,1092, 515,9492, 666. 6963,392! 7557, 643,1404, 761, 2994,424, 8745, 813, 6946, 746, 9523, 960,1586, 457,1616,170, 0456, 098,1387, 608, 076

10, 808, 0477, 038, 0238, 951,847

10, 039, 23715,708, 3698,417, 9882, 638, 4493, 770, 8424,153, 6071,469,674

$1, 911, 2008,339, 4486, 563, 7503, 589, 4814, 567, 0535, 578, 7824, 361, 0584, 647, 0776,068, 3949, 474, 9878, 549, 4099, 855, 67711,901, 65612,924,14516, 251, 26721, 355, 72417,518, 21719, 208, 37917, 339, 79723, 075, 42211, 447, 9686, 768, 0675, 982, 6216, 695, 861

Deposits. Due toState banks.

$11,233,02112, 279,2075, 792, 8696, 568, 7947, 894, 9858, 075,1527, 622, 34013, 701, 93632,033,36411, 214, 64014, 320,18614, 497, 33017, 061, 91816,045,78217, 297, 04122, 761, 43420. 347, 74910, 838, 55511, 756, 9055, 061, 4562, 332, 4092, 616, 7136, 779, 3943, 338, 521

LIABILITIES.

$1, 697, 401

734, 9001, 951,1032, 091. 8911, 522,1243,119,1722, 660, 6942,284, 5984, 957, 2913, 061, 8954,155, 366

I>ue toforeign

banks, etc.

$1, 357, 7781, 434, 0222, 053, 6502, 053, 0742, 040, 0001, 292, 7101, 020, 0002, 407, 282

251, 494280, 056

1, 467, 8061,447,748

6, 926, 36420, 479,46822, 030, 35113, 091, 087

Capital.

$35, 000, 00035. 000, 00035.' 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 00035, 000, 000

STATEMENT SHOWING THE SPECIE, CIRCULATION AND CAPITAL AND THE NUMBEROF BANKS IN THE UNITED STATES FOR THE YEARS MENTIONED.*

Year.

1774178417901791179217931794 . .1795179617971798]7991800 *1801180218031804

No. ofbanks.

4616171723242525262831323659

Specie.

$4, 000, 00010,000, 0009, 000, 000

16, 000, 00018, 000, 00020,000, 00021, 500, 00019", 000, 00016, 500, 00016,000, 00014, 000, 00017,000,00017, 500, 00017, 000,00016, 500,00016, 000,00017, 500, 000

Circulation.

$2, 000, 0002, 500, 0009, 000, 000

11, 500, 00011, 000, 00011,600,00011,000, 00010, 500, 00010, 000, 0009, 000, 000

10, 000,00010, 500, 00011,000, 00010,000, 00011,000, 00014, 000, 000

Capital.

$2,100, 0002, 500, 000

12, 900. 00017,100,00018. O00,00018^ 000, 00019,000,00019, 200, 00019,200, 00019, 200, 00021,200, 00021, 300, 00022, 400, 00022, 600, 00026, 000, 00039,500, 000

*Elodgett's Economics.



STATEMENT SHOWING THE NUMBER AND CAPITAL OF BANKS IN THE UNITED STATESAT EIGHT DIFFERENT PERIODS.

N~PW UamnshireMassachusetts . . . . .Rhode Island . . . .Connecticut

Total Eastern States . . .

New YorkNew Jersey . . . . . . . .

DelawareM ?r viandDistrict of Columbia

Total Middle States . . . .

Virginia . . . . . . . . .North Carolina . . . . . . . . . . . .South Carolina

TennesseeKentucky

Total Southern States ..

Total Western States-Ohio

Total State BanksBank of the United States

Total all banks

M~ aine -. . . . . . . . . . .

VermontMassachusetts . . . . . . .TJ,h ode IslandConnecticut

Total Eastern States . . .New YorkNew »TersevPennsvlvaniaDelawareM^arylandDistrict of Columbia

Total Middle States . . . .VirginiaNorth CarolinaSouth Carolina . . . . .(xeorsriaFloridaAlabamaMississippi . . . . . . .Louisiana . . . . . . . . . . . . .Tennessee .Kentucky

Total Southern States ..Ohio .IndianaIllinois

MichiganTotal Western States...Total State banks

Bank of the United StatesTotal all banks

1792.

No.

1211

5

2

1

11

5

1

1

111

12

Capital.*

$40*6,6662, 800, 000

400, 000500,000

4,100, 000

1, 260, 000

2, 000, 000

400, 000500, 000

4,160, 000

675, 000

675, 000

8,935,00010,000,000

18,935,000

1815. .

N o .

.810

21141063

261142

51710

111

4352

1322

22

12

12

208

208

Capital.t

$1, 380, 000941,152

11, 050, 0002, 027, 000

. 3, 655, 75019, 053, 902

18, 946, 3182,121, 932

15, 068, 818966, 990

7, 832, 0024, 078,295

49,014,355

4,121, 0971,576, 6003, 730,900

623,580

100, 0001, 432, 300

212, 962959,175

12,756, 614

1,434, 719

1,434,719

82,259, 590

82,259, 590

1801.

No.

11655

18

5

2122

12

2

2

321

33

Capital.*

$300, 000400, 000

3,850,0001, 070, 0002, 000,000

7, 620, 000

4, 720, 000

5, 000, 000110,000

1,600, 0001, 500, 000

12,930, 000

3, 000,000

3, 000, 000

23, 550,00010,000, 000

33, 550,000

1816.

No.

1410

26161076

271143

52010

116

12353

1342

33

~2T

21

~246~

246

Capital.t

$1, 860, 000998,121

11, 650, 0002, 317,3204, 017, 575

20, 843, 016

18, 566, 7562, 072,115

15,384, 597974,500

8, 604, 7824, 294, 013

49, 896, 763

4, 5l2,T77~2, 776, 6003, 832, 7581,502, 600

100, 000' 1,422,300

815, 2812, 059, 000

17,020, 716

2, 061, 927

2,061, 927

89, 822, 422

89, 822,422

1805.

No.

57

1812

5

47

723143

20

122

1

1

7

1

75

76

N o .

1510

128308

92

331436

• 61413

1164~354

3148

4274

20"221

25

~307~1

308

Capital. *

$1,100,0001,100, 0007, 425, 0001, 728, 0002,000, 000

13, 353, 000

5, 430, 0001, 000, 0007, 000, 000

110 0005, 800, 0002, 000, 000

21, 340, 000

1, 500, 000450, 000

3, 000, 000

500, 000

150, 000

5, 600, 000

200,000

40,493, 00010, 000, 000

50,493, 000

1820.

Capital.!

$1, 654, 9001, 005, 276

44,95510,485, 700

2, 982, 0263, 689, 337

19, 862,194

18, 988, 7742,130, 949

14, 681, 780974,900

6, 708,1315, 525, 319

49, 009, 853

5, 212,1922, 964, 8874,475,0003, 401, 510

469,112900, 000

2/597, 4202,119,7828, 807,431

30,947, 334

1, 797,463202, 857140,910250,000

2,391,230

102, 210, 61135, 000, 000

137,210, 611

1811.

No.

68

15135

47

834

64

25

1341111

12

4

881

89

Capital . *

$1, 250, 000815,250

6, 292,1441, 917,0U01, 933, 000

12, 207, 394

7, 522, 760739, 740

6,153, 050

4, 895, 2022,341,395

21, 652,147

1, 500, 0001, 576, 6003, 475, GOO

210, 000754, 000100, 000240, 460

7, 856,060

895, 000

42, 610, 60110, 000, 000

52,610, 601

1830.

N o .

181810664713

172

371833

5139

115

435912141

30

11

i12

3291

330

Capital.t

$2, 050, 0001, 791, 670

432, 62520,420, 000

6,118, 3974, 485,177

35, 297, 869

20, 083, 3532, 017, 009

14, 610, 333830,000

6, 250,4953, 875,784

47, 666, 974

5, 571,1003,195, 0004,631,000

. 4,203,62975,000

• 643,505950, 000

5,665,980737, 817

25, 673, 031

1,454, 386

100, 0001, 554, 386

110,192,26035, 000, 000

145,192, 260

* Authorized. t Estimated.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


STATEMENT SHOWING THE NUMBER OF BANKS IN THE UNITED STATES AND THEIRCAPITAL, ETC., IN THE YEARS MENTIONED.*

Year.

181118131814181518161817..1819182018291830

No.

88

208246

307329330

Capital.

$42,610,60065, 000, 00080 378 50488,185, 82389.380.709

125, 676, 446125, 000, 000102,110, 611110,192, 268145,192, 268

Circulation.

$22, 700. 000f 66, 000, 000

1104,500,00068, 000, 000

149,000, 00040, 641, 57448, 274. 91461, 323, 898

Deposits.

$31, 244, 95940, 781,11955, 559, 928

Loans.

"$ii7,666,666"

150, 000, 000

157,000,000

200, 451, 214

Specie.

$9, 600, 00028, 000, 000

16, 500. 00019, 000, 000

21,500,00016, 672,^6314,939, 64322,114, 917

*For the years 1813,1814,1815,1817,1819, and 1830, see Elliott's Funding System, pp. 735-737 and 984;for the other years see Considerations on the Currency and Banking Systems of the United States 1831,pp. 45,49, and 53.

t Estimated average.

STATEMENT SHOWING THE NUMBER OF BANKS IN THE COUNTRY, THEIR CAPITAL,ETC., IN THE YEARS MENTIONED.*

Year. No. Capital. Circulation. Deposits. Loans. Specie.

18111815.1816182018301834183518361837183818391840

208246308330506558567634663662722

$52, 720, 60182, 259, 59989, 822, 422137,210,611145,192, 268200, 005, 944231, 250, 337251, 875, 292290, 772, 091317,636,778327,132, 512358, 442, 692

$28,100, 00045, 500, 00068, 000, 00044, 863. 34461, 323, 89894, 839, 570103, 692, 495140. 301, 038149,185,890116,138,910135,170, 995106,968, 572

$35, 950, 47055, 559, 92875, 666, 98683, 081,365115,104, 440127, 397,185- 84,691,18490-, 240,14675, 696, 857

$200,451,214324,119, 499365,163, 834457, 506, 080525,115, 702485, 631, 687492, 278, 015462, 896, 523

$15, 400, 00017,000,00019, 000,00019, 820, 24022,114, 917

43, 937, 62540, 019, 59437, 915, 34035,184,11245,132, 67333,105,155

9647- -17* Elliott's Funding System, p . 984,



STATEMENT SHOWING BY STATES, ETC., THE PRINCIPAL RESOURCES AND L I A B I LSTATES, IN

States, etc.

MaineNew Hampshire .-MassachusettsVermontIthade IslandConnecticut

Total EasternStates

New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Colum-

bia

Total Midd leStates

VirginiaNorth CarolinaSouth CarolinaGeorgia ^AlabamaMississippiTennesseeKentucky

Total SouthernStates

OhioIndianaIllinois.. •-Missouri

Total WesternStates

Total S t a t ebanks

Bank of the UnitedStates

Total all banks..

RESOURCES.

Loans anddiscounts.

$2,512, 716.731, 446, 089.39

12, 928,188. 0477, 326. 00

3, 269,044. 28496,453.23

20, 729, 817. 67

291, 405. 0013,183, 861. 93

1, 509, 999. 49127, 579. 75

6,823, 374.98

21,936,221.15

7, 326, 777. 666,255,928.002,165, 639. 731,175,397.32

858, 729. 051,257, 859. 462,214, 729. 565, 859, 262. 30

27,114, 323. 08

2, 779, 314. G3300, 278. 91206,694.32456, 946. 00

3, 743, 233.86

73, 623,595. 76

29,392, 668. 39

103,016, 264.15

Due fromother banks.

$251, 730. 51129, 587. 26

1,451,303.01135, 269.03288, 256.98

52,688. 70

2, 308, 835.49

53,780. 001, 208, 828.44

120, 500. 0010, 835. 52

749, 269.14

2,143, 213.16

250, 988. 74506, 388. 00

63, 832.96136, 325. 00353, 033. 93

56, 361. 97218, 060. 73243, 737. 08

1, 828, 728.41

422, 269. 60395, 932. 70

59, 332.18447, 941. 00

1,325,475.48

7, 616, 252. 54

2, 964, 860. 65

10,581,113."19

Specie.

$339, 749. 45153, 831.53901, 700.4149, 690. 69

406, 867. 8044, 645. 70

1, 896, 485. 58

2,000, 000. 0021,413. 00

1, 061, 067. 23115, 502. 95

21, 030.15

265, 234. 00

3, 484, 247. 33

993, 672.76705, 582. 00245, 487. 98346, 445. 61192, 708. 4679,608. 01

343, 884.41693, 381.19

3, 600,770. 42

433, 612. 0486, 350. 8374, 715. 51

252,563 50

847, 241.88

9,828, 745.21

3, 254, 479.91

13, 083, 225.12

U.S. stocks.

$128,844. 03

ia l , 6G0. 60

260,504.63

109, 600. 00411, 676. 00

1, 285. 26

100, 443. 46

623, 004. 72

622,811.17

622, 811.17

1,506, 320. 52

7, 252, 501. 34

8,758,821.86

Other stocks,etc.

$6, 294. 38

48, 498. 2Q14, 714. 2391,539. 8888,040.00

249,086. 75

40,125. 00405, 631. 26

75,920. 00

635, 931. 93

1,157, 608.19

87, 302. 01152,093. 00

75, 399. 87

60, 688. 93

18, 905.40150, 610.98

545, 000.19

294, 765. 9925, 000.006,614. 00

326, 379.99

2, 278,075.12

2, 9e'8, 738.10

5,246, 813. 22

Real estate.

$90, 780. 5951,112. 93

421, 230. 37

137, 474." 6910, 988. 00

711, 586. 58

2, 200. 00351, 537. 02

91, 684. 512, 925.16

301, 970. 54

750, 317. 23

330, 965. 64190, 620. 00

76, 341. 5711, 700. 004, 675. 00

32,3^8.0040,4-T3. 58

6, 367. 62

693, 431. 41

92, 999. 702, 656.10

175.0011, 667. 38

107,498.18

2, 262, 923.40

780, 992. 59

3,043,915.99



ITIES OF THE STATE BANKS IN THE UNITED STATES, AND THE BANK OF THE UNITEDTHE YEAR 1819.

Capital.

$1, 536, 666. 661, 005, 276. 00

10,475,116.6844, 955. 00

2, 982, 026.12467, 937.50

16, 511, 977.96

20,488, 933. 00214, 740. 00

8, 595, 788. 59974,900. 75

86,290. 00

5,525, 319. 00

35, 885, 971.34

5, 212,192. 502 964 887 001. 800, 000. 00

' 600,000. 00321,112. 50900, 000.00

1,545, 867.504, 307,431.56

17, 651, 491. 06

1, 697, 463. 21202, 857. 07140, 910. 00250,000. 00

2, 291, 230. 28

72, 340, 770. 64

34,973, 828. 63

107, 314, 599. 27

Circulation.

$1, 336, 783. 00589,114. 00

2,474,107. 00185, 342.00738,192. 97138, 234. 00

5,461, 772. 97

12,500, 000.00110, 624. 00

3,919,894.80405, 972. 6244,435.50

838, 030.36

17, 818, 957. 28

2, 733, 745. 883, 851, 919. 00

788, 200. 00705, 203. 50166, 686. 62275, 447. 00898,129. 00

1, 403, 404.71

10, 822, 735. 71

1, 203, 869.46276, 288.50

52, 021. 00135, 258. 50

1, 667, 437. 46

35, 770, 903.42

3, 810, 111. 40

39, 581, 014.82

LIABILITIES.

Deposits

Publ ic .

$34,609. 86

106, 341. ?9

38, 857. 8122, 348.49

202,157.45

j25, 417. 0037, 322. 84

980, 510. 08

1, 043, 249. 92

37, 396.47

888', 138! 79

17, 003. 71

943, 704.15

191, 454. 22191, 484. 95119, 036.92700,679.05

1, 202, 655.14

3, 391, 766. 66

2, 862,964.14

6, 254,730. 80

Pr iva te .

$253, 582. 27117,441. 26

2,510,194.4446,121.77

464, 654. 0853, 4? 1.40

3,445,425. 22

127,186.002, 880, 928. 33

211,454.3727,153.41

464, 393. 30

3, 711,115.41

844, 659. 20635,761.00377, 163. 00202,481. 7670, 243. 92

212 980 01262, 866. 22

1, 035, 653.18

3, 641, 808. 29

262,999. 8825, 264. 6832, 568. 6072, 973.00

393, 806.16

11,192,155. 08

2, 631, 452. 76

13, 823,607.84

Due to banks .

1

1

3

3,

$4, 860. 55

953. 441, 748.00

7, 561.99

15, 772. 00009, 565. 53177, 237. 75

1, 727. 91

765, 510. 32

969, 813. 51

88, 931.96142.568.00

6 047. 50109,215.54

29, 884. 001, 752. 25

378, 399. 25

578,891.91104, 737. 23

683, 629.14

039, 403.89

817, 858. 33

857, 262. 22

Undividedprofits.

$39, 629.8768, 789. 85

319,134.16581.18

100, 059. 819,116. 24

537, 311.11

24,784. 00279,192. 39145, 326. 78

2, 763.76

302,460.99

754, 527.92

72, 780. 80315, 476. 00278,102. 7851,801.9523, 653. 5437, 740. 4382, 253. 25

205,117. 47

1, 066, 926. 22

88, 283. 289, 586.112. 994.49

10, 207. 33

111, 071. 21

2,469, 836.46

1, 913, 431. 42

4, 383, 267.88



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THEYEARS. 1834

1834.

States, etc.

Miaine . . . . . . . . . . . . .New HampshireVermontMassachusettsRhode IslandConnecticut

Total Eastern States..

X ew YorkPennsylvaniaMaryland --- . . . . .District of Columbia

Total Middle States . .

VirginiaNorth CarolinaAlabamaMississippiTennessee . . . . . . . . . . . .


Total United States . .

No. ofbanks.

202417

1035821

243

. 784188

135

KESOUECES.

Loans anddiscounts.

$4,359, 8743, 450, 8201,870,813

47, 200, 4779,607,2858, 307, 824

74, 797, 093

57, 689, 70431, 587, 0308, 530, 7863, 693, 720

101, 501, 240

20 | 11 7<v;t n. fi3511

30

408

1, 807, 2096, 381, 5955.461,4642,117,371

27, 519, 697

203,818,030

Stocks.

$10,000

234, 980365,000

609, 980

395, 3091, 390, 074

497,295942, 703

3, 225, 381

150, 64120, 325

24, 000

194, 966

4, 030, 327

Due frombanks, etc.

$455,975

355, 0792,824, 985

262, 859702, 979

4, 601, 877

9,560, 0182, 636,166

430, 239525, 371

13,151,794

913, 476399, 453423,449254,592456, 062

2,447,032

20, 200, 703

Real estate.

$97,07782, 35915,485

867, 762200, 725169, 466

1, 432,874

1, 580,7011, 211, 878

419.397395,495

3,607,471

649, 762234, 378

68, 04762, 609

1, 014,796

6,055,141

Notes ofother

banks.

$132,70192,62366, 442

1,952,417261,109

37, 724

2, 543, 016

6, 088, 7342, 678,175

924, 045308, 953

9,999, 907

592,99877, 585

492,54911,995

455,034

1, 630,161

14,173, 084

Speciefunds.

$286,116

1,119,417

1, 405, 533

1,405, 533

1835.*

MaineNew HampshireMassachusettsRhode IslandConnecticut


New YorkNew JerseyPennsylvaniaDistrict of Columbia. . .

Total Middle States .

VirginiaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaKentuckyTennessee

Total Southern States

MissouriOhioIndianaIllinois

Michigan


Total United Sta tes . .

3625

1056131

258

$6. 631.1353, 805, 383

48, 342, 02011,085,5438, 899,656

78, 763, 737

61, 968, 09443,189

28, 395,900> 3.115,524

156 I 93,522,707

11. 277, 3043, 886, 4417,714, 851

233,2099, 219, 586

10, 379, 65037,388,839

861, 2116, 040, 087

45

575

$149, 752365,000

514, 752

551,568 12, 241, 905

2,106, 819366, 712

3,025, 099 15,105, 680

128,715473,973

1, 229, 6627,959

16,93040,000

87,001,178 1, 897, 239

85, 7079,751, 973

531,843313,902

1, 336, 225

12, 019, 650

271,307,272

2,500

2,500

5,439, 590

9, 471

3, 797,927290, 290846, 648

5,614, 336

2, 600, 044263,731

975,162932, 816614, 664

8,3851,404,342

353, 2522, 850, 701

15, 357449,454

7, 604,133

20,0401, 433,836

29, 417209, 396272, 210

1, 964,899

30, 289, 048

$110,32386, 890

922, 544171, 680176, 521

1, 467, 958

1, 594, 93728, 528

1, 633,159268,425

3, 525, 049

633, 09363,519

306, 03314, 94781, 622

128, 20875, 705

231, 04631, 641

1, 565, 814

108, 5011,7154,671

22,794

137, 681

6,696,502

$287, 629110,508

2, 097, 798379, 618

52, 632

2, 928,185

6, 805, 045

2,366,852338, 060

9,509, 957

458,921499,023703, 963

16, 220382, 892158, 41040,67030, 822

166,377

$508, 854

1,249,408

1, 758, 262

670,3638, 736

679, 099

41,305

2,457,298 | 41,305

322, 3381, 272, 268'.

78,15020,150

121,445

1,814,351 .

16,709,791 { 2,478,666

* Incomplete.



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES IN THETO 1863.

1834.

EESOUECES.

Specie.

$137,420354, 39050 958

1,160, 296467, 407118, 640

2,289, 111

2, 657, 5032, 909,105

595, 205432, 077

6,593,890

937, 75178, 507477, 992113,22086,455

1, 693, 925

10,576,926

Otherresources.

$18, 440. 13,652

32, 092

403,232

403, 232

435,324

LIABILITIES.

Capitalstock.

$293, 0002,454, 308921,815

29, 409,4508, 041,1326, 851, 909

50, 609, 614

27, 755, 26417, 061, 9445, 270,0913,337,305

53,424, 604

5, 694, 5001, 372, 3254, 308, 2072, 666, 8051, 243, 827

15,285, 664

119,319,882

Circulation.

$1, 358, 9141, 068,1451,463, 7137,650,1471, 251, 4352, 407,496

15,199, 850

17, 820, 40210,366,2321,433, 6981,109, 389

30, 729, 721

5, 598, 392958. 934

2,054,4711,510,4261, 520, 880

11. 643,103

57, 572, 674

Deposits.

$704,079314, 971180, 792

13,308, 0592, 273. 2371,167, 964

17,949,102

19,119, 3389, 819,1403,125, 0351, 247, 655

33,311,168

2, 875,774421,012

1,108, 468545, 353125,486

5, 076, 093

56, 336, 363

D u e to banks.

$103, 598

2 0822,393, 301153,891

Other liabil-ities.

2,652,872

10 590 2652, 720, 349596, 236391, 822

14, 298, 672

634,39256 817

292, 8171, 020, 911

73,467

2, 078,404

19, 029, 948

1835.*

$207,765

1,136,444566, 416129,108

2,039, 733

7,169,949

3, 421,920474,199

11,066, 068

1,160,401754, 219

1,781,83514,312

916,135359, 302

2,824, 9042,284

290,472

8,103,864

155, 3411, 707, 835

751, 083243,223112,419

2, 969, 901

24,179, 566

$18, 07816, 904

34, 982

27, 813

11, 34429, 497

68,654

267,027

2,531,68470, 261383,391

3, 252, 363

44, 5311,708

132,917

179,156

3,535,155

$3, 785, 0002, 555, 008

30,410, 0008,750, 5817, 350, 766

52, 851,355

30, 481, 46050, 000

17,737, 0642,613,985

50, 882, 509

5, 840, 0002, 288, 0306, 783, 302114,320

5, 607, 6235, 890,162

26, 422,145792,423

2, 890, 381

56, 628, 386

5, 819, 692800, 000278, 739658,980

7,557,411

167,919, 661

$2, 346, 0761, 347,1249,430, 3581, 644, 2892, 685,400

17,453, 247

16,199, 50530, 247

7,569, 561692,536

24, 491,849

5, 593,1982,156, 3183, 69l, 329

133,5313,472,4132,418,4755,114,082

87,5643,189, 220

25, 859,130

5, 221, 520456, 065178, 810636, 676

6,493, 071

74, 297, 297

$1, 402,145437, 797

12, 921, 7011,699,0891,257,030

17, 717, 762

20, 088, 68520,532

8, 965,3111,125, 618

30, 200,146

3,115, 9741, 600, 9561,014, 674

67. 2151, 247, 9261, 888, 7627,106, 628

7, 828664, 002

16,713, 965

526, 3982, 090, 065127,236123,695686, 450

3, 553, 844

68,185,717

$249, 079

3, 490, 098189,48625, 673

3, 954, 336

16, 551, 841

3,722,479337, 681

20, 612, 001

149, 990

499, 8276,441

1, 008, 578680, 987

3, 997, 6678,147

119, 795

, 6,471,432

55,727667, 9423,9855,739

15,729

749,122

31, 786, 891

$2, 000

2,000

4, 886, 8451,000

615, 510

5, 503, 355

25.61110,000

186, 364

1, 339, 8:51206, 353119,165

1, 937, 324

213,713

200, 000

413,713

7, 856, 392

* Incomplete,



STATEMENT SHOWINO B I STATES, ETC., THE NUMBER OF STATE BANKS IN THE

1836.

States, etc. No. ofbanks.

MaineNewH ampshire.VermoutMassachusetts.. -Connecticut

Total Eastern States..New YorkPennsylvaniaMarylandDistrict of Columbia

Total Middle Sta tes . . .

VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabama.MississippiLouisianaKentuckyTennessee

552619

11731

EESOUECES.

Loans anddiscounts.

$7, 821,0234,501, 7012, 594, 675

56,643,17211, 736,163

248 ! 83, 296, 734727267li35, 987, 7769,520, 6833,157, 782

151 ,121,492,352


MissouriOhioIndiana \IllinoisMichigan

Total Western StatesTotal United States..

155_T

3211

710

"iris"

14, 329, 6803, 441, 241

16, 316, 31915,138,142

2, 340, 85015, 020, 50519,124,97751, 234,158

8, 818, 4069, 862,921

155,627,199

976,18517,079, 714

2, 004, 6831. 203, 7632, 099, 688

23, 364, 033

383, 780,318

Stocks.

$383, 700

r o mReal estate.

$650, 962

46,6095,126, 901

582, 703

383,700 I 6,407,175

803,1591, 621,0181,705,706

328, 300

15,991,1682, 834, 0731, 669, 711

529,148

4,458,183 21,024,100

167,166

984,1981,236, 749

600, 000

. 807,5681, 690, 000

584, 092

6, 069, 773

10, 911, 656

2, 264, 746674, 213

2, 014, 4351, 303, 029

213,9001,441,198

599, 3433,460, 917

587, 6111,152, 634

13, 712, 026_

109, 049"3, 318. 7081, 278, 223

55,6891, 671, 325

6, 432, 994

47, 576, 295

$129, 83187, 62240,502

1,140, 005191, 056

1,589,016

1,811, 9251, 699, 579

464, 903318,684

Notes ofother

banks.

84,949126, 048

3, 428, 85363,094

3,969, 550107237T57I

3, 971, 270715, 366320, 074'

4, 295, 091 115, 244, 284

560729T141,164902, 255

1, 016, 322280,562429, 436543, 085

1,680, 5651, 659,168

206, 518

629,107,148,309,

15,140,196,

3, 611,169,

59,

5, 388, 675

223,37517,2148,296

25, 707

274,592

11,547, 374

7,419, 366

2, 725, 262557,612

69, 983200, 710

3, 787, 238

30, 420, 438

Speciefunds.

$801, 913

1,770,118

2,572, 031

1, 277, 886

1, 277, 886

3,849,917

1S37.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticut

Total Eastern states..New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia

Total Middle states...

VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaKentuckyTennessee

Total Southern states.


Michigan


Total United States ..

532719

1296231

321

25494217

204

23101232471847147

$7, 066, 3504, 829, 5622, 405, 24958,414,18213,401, 34413, 246, 945

99,363, 63279, 313,1886, 700,072

44, 601,9331, 470, 687

14, 986, 4874, 204, 512

151, 276, 879

775, 769, 094

18, 899, 83816, 692, 2152,444,64218,133, 78824, 351, 41459,108,74111,631,47510, 960, 368

$10,000

143, 362416, 016

569.3781, 794,152

70, 8451. 551, 908193,126

1, 678, 515220,152

5, 508, 698

276, 734

1,402, 2261,253,334

152, 430

52, 000100, 000

2, 066,000

174 1186,013,004 I 5,302,724

1, 398. 81118,178, 6993,179, 2713. 098, 7512, 946, 697

64 I 28,802,229

763 465,455,744

14, 250

$599, 894

431,6935, 814, 224

45], 978941,314

8,239,10318, 832, 254

669, 2114, 697, 053277,284

1, 396, 558433,233

26, 305-, 593

V7681, 076882,473

1, 941,452408, 887126, 373

1,343, 6473, 607,412

•1, 945, 015790, 379

15, 380, 919

508, 2044, 597, 5791,457, 204

620, 7901, 496, 583

14, 250 8, 680, 360

11, b'95, 050 1587605, 975~

$137, 60480,44433, 728

1,155,723198,056175,883

1, 781, 438'272637857"' 150, 513

1,740, 24283,035530,141306, 073

$155, 566154, 30653, 793

2, 988, 617430,426296,725

4, 079, 43312,487, 610

344, 5604,147, 647

88, 3721, 521,432394,406

5,073,861 118,984,027

632, 710123,424210,191

1, 230, 04714, 969

797,137181. 675819,143

1, 571, 37776,334

465,430 • 638,1484,761.168

147, 07370,048

7,655,060

271, 55848,90114,179

2, 467, 2291, 301, 518412, 640

8, 265, 201

449, 0641, 710, 827

487, 753268, 653

37, 064 308, 305

3, 224, 602371,702

14, 882,061 34,553, 263

$85,0'J9

85, 0293,268,646

3, 268, 646

223,700

21:3,700



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—nontinued.

1836.

RESOURCES.

Specie.

$387,169535, 96076, 802

1, 455, 230

2,455,3616, 224, 6463, 876, 868

972, 090643 582

11, 717,1861, 552, 528

314. 8962, 500,4272, 602, 595

39. 0;71, 562. 494

659. 4702, 607. 5871,199, 354

211, 976

13, 250, 364371. 598

2, 924, 906869, 839279, 670172, 071

4,618,08432,040, 795

Otherresources.

$139, 454

139,454442,69643. 477

103, 650

589,8233,482

115,219237, 769191.97890,350205, 002

1, 465, 0116, 279, 650113,21841, 567

8,743, 2462.04429,075

226,4044, 465

100, 472

362, 4609, 834,983

LIABILITIES.

Capitalstock.

$5, 226, 7002.663,3081. 125. 624

34; 478.1108, 519, 368

52, 013,11031, 281, 46118, 858, 4827, 662, 6392,339,738

60,142, 3206, 511, 3001, 769, 2317, 936, 3188. 209, 9671,484. 3856, 558. 9698, 764; 550

.34, 065. 2845,116, 4004, 546, 285

84, 962, 689

8, 369, 7441, 279, 857

478, 220909, 779

11, 037, 600208,155, 719

Circulation.

$1, 912, 4181, 526,1122, 086, 86010,892, 2493, 874, 212

20, 291, 85121,127, 92710, 932, 0231,923,055

961, 798

34, 944, 8038,182, 7632, 050, 5187,488,7277, 971, 587714,589

6,172,1074,490, 5217,130, 5463, 819, 4804, 205, 508

52, 226, 346

9, 675,6441,981,650653,661

1,184, 498

13,495, 453120, 958,453

Deposits.

$1, 665, 277816 570348, 875

8,784, 5161,465,977

13, 081. 21529, 532, 61613, 347, 9773, 264,1863,385,523

47, 530, 3023, 548,414655,311

4, 021, 2103, 295, 930

449, 4513,152, 0476, 401, 51811,744,7121, 925,1011, 514, 065

36, 707, 7591, 382, 2626,125, 6141,673,887

252, 7342,114,943

13.t>49,440108^868,716

D u e to banks.

$279,479

23, 8745, 063, 887

488, 793

5, 856, 033

19, 783,4824, 097, 3332,004, 560

460, 768

26, 346,143457, 685193,181

1, 8(53, 3761, 074, 247221.165

1,123, 8641, 027, 0207,161,4521,149, 969

392, 568

14, 664, 527297,928

1,420, 61378, 82313,17552,922

1, 863, 46148, 730,164

Other liabil-ities.

$26,701

153,124

179, 825

4, 068, 891434, 844

13, 796

4,517,5312,423

41, 6301,125,497

349, 00047,506

1, 556, 8372,106, 6884, 091, 5741,769, 0171, 087, 381

12,177, 553

921,665128, 392200, 00025,000

1, 274. 39718,149, 306

1837.

$251, 294790,17597,333

1, 517, 984243, 482415,386

3, 315, 6546, 557. 020336,132

8,113, 990161, 860

1,139, 347438, 327

11,746, 676

1,624, 899883, 011

1, 664, 7862, 860, 326

108, 0631,572, 2461,369,4573,108, 4161,456, 384

378, 930

15,027,118

222, 9243,153,3341, 204,737

590, 794564,275

5,736,064

35,825, 512

$23, 94256, 019

79, 9611,123, 225

8, 0282,178, 211

2,31265, 54375, 912

3,453, 231

1,218

442, 392187, 01659,881

5,000528, 87625,000

1,249, 383

3,241

270,19711, 07028,161

312, 669

5,095,244

$5,157,2502, 839.5081, 274,970

38, 280,0009, 837,1718,744, 697

66,133, 59637,101,4603,970, 090

23,750,338817. 775

10.438, 6552, 204,445

78, 282, 763

6, 731, 2002, 525, 0008, 636,118

11, 438. 8282, 046. 71G7, 572.176

12, 872, 81536, 761), 4557,145, 3265,092, 665

100, 830, 293

9, 247, 2961, 585, 4812,014, 7601,400,000

14,247,537

259,494,189

$1, 366, 7851,662,9531,457,441

10, 273,1191, 864,1323, 998, 325

20, 622,75524,198, 0001,755,829

13, 794,014806, 665

3,310, 8351,136,557

45, 001,900

9,107, 3473, 319,4287, 223, 6168,058, 739

701, 8017,090, 8195, 073, 4257, 909, 7884,105,1554, 272, 635

56, 862, 753

8. 326,9741,970, 5951, 565, 3731, 350, 325

13, 213, 267

135, 700,675

61,202, 345i, 1*7, 374282, 283

14,059,4492,113. 2701, 484,966

20, 289, 68730, 883,1791,139, 827

12, 902, 251410, 824

4,840,4771, 950, 736

52,127, 294

5, 309,5541, 387,1205, 048, 4772, 943,632442,097

3,073, 9795, 345,38411,487,4313,428, 6662, 230,833

40, 697,173

2, 262,9007,590, 9332, 738,405

828, 6442, 379, 380

15, 800,262

128, 914, 416

$321, 566

44,1125, 721,970603,974639,824

7,331.44620,462, 823

388, 5127, 224,953

69, 2631,443. 476597,235

30,186, 262

548, 391262, 070

1, 885,1731, 546, 834

136, 8981, 839, 2372, 226, 677

11, 817, 3411, 635, 924236,937

22,135, 482

299, 7491, 471, 659

66, 86737,342

218, 035

, 2,093, 652

61, 746,842

$288,130

288,1307, 078,167532,032

1, 411,498

705,1393,059

9, 729, 895

294, 747

803,578377,96733,455

1, 723, 817893, 422

1,733, 682380,495

6, 241,163

63,7771,681

65, 458

16,324,646Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

264 REPORT OF THE COMPTROLLER OP THE CURRENCY.

STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THUS

1.S38.

States, etc.


Total Eastern States.New York . , .New JerseyPennsylvaniaDelawareMarylandDistrict of Columbia . .

Total Middle States .VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaArkansasKentuckyTennessee

Total Southern StatesMissouriOhioIndianaIllinoisMichigan"Wisconsin


Total United States -

No. ofbanks.

502719

1206231

~309~

RESOURCES.

Loans anddiscounts.

185,^89,167

1,034, 85217, 212, 694

3, 556, 3414, 416, 5773, 773, 370

152, 67630,1467510

786 1427,120, 811

Stocks.

$367, 392531,63811,846

5, 027. 800604, 631730, 283

$128,15482, 25036, 699

1, 066, 327

2, 7957207 13719671952,438,001 645,9091, 345, 312

193, 333

/5507240 25,3727906

636, 404127,424211, 759

2. 358, 781466,134158,499

1, 618, 6764, 235,476

473,895177,763533,356512, 048107,392117,625058, 274508, 701

450

45, 2741, 340,338281, 393234,145569, 01145, 908

50,101387,42797, 30127,533123,1.3

223,930864,597209,185

70, 718233,031

27,432

17,8il702T

1839.



New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia- - -

Total Middle States .VirginiaNorth CarolinaSouth Carolina.GeorgiaFloridaAlabamaLouisianaArkansasKentuckyTennessee


MissouriOhioIndianaIllinoisMichigan"Wisconsin



502819

1186231

199

2710133877

163

1622

159

68, 300, 4866, 725, 742

37, 613, 2661, 643, 249

15,844,1633, 221, 299

133,348,205

$5,160

119, 740567, 269692,169

911,6233, 002, 2971, 288, 315

188,1641,899, 352

236, 661

14,122, 940"1,857, 7003,653,815

209, 8141,933,601

245,1867, 526, 412 22, 023,056

659,391

1, 090, 9361, 682,445

337, 840

3, 263, 75084,130

3, 347, 880"

1779257823"

6,189, 500

1, 467, 302571,025

1, 393, 8611,138,115

244,8331,799, 278

106,1801, 421, 0671, 037, 3499, 865. 339

422, 7921, 588, 623

226, 521701, 290623,948

3^563,17T

41~6il70G9"

$190, 21083, 43038,975

1,141,595

238,7941, 693, 004

2, 557, 655

1, 705. 68278i 966

553,818270,336

"5745373I6"

$170, 205128, 816

92, 6841, 552, 070

342,409223,190

2,509, 374

3, 907,137374, 449

3, 483, 977158, 497

1, 358, 239217,492

9, 499, 791

760, 596132,149166, 025

1,442, 220247, 225

1,119, 8711, 723, 244

59, 612861, 798

1,341,317

$590,769

590,769

2, 838, 694

2, 838, 694

8,828

144, 38657,158

166, 663

411^656

T370097048

7, 854, 057

5937350"1,180,379155, 813331,860340,129

8,828

2,501,73T

22, 364, 953 I 3,438; 291



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.

1838.

RESOURCES.

Specie.

$271, 981148, 793157, 033

2, 394, 624474, 278535, 447

3, 982,156

4,139, 732418,992

3, 726^ 343122, 810

1, 259, 908318, 354

9, 986,139

1,366,582705,389

1,323, 7792, 659, 723

161, 310695, 966766, 360

2, 729, 98396. 455

1, 716 489595,667

12, 817, 703

628,1672, 674,2121, 221,181

684, 487435, 07383,494

5,726, 614

32, 512, 612

Otherresources.

<"$309, 979250, 205560,184

6,012, 661380.117

2, 782, 4332, 337

57, 649169,793

9, 404, 990

123,30534,49598, 325

493,239122,412213, 380

4, 731, 9251, 791, 030

141, 052321, 301345, 792

8, 416, 256

67,335

298, 6584,944

253, 681

624, 618

19, 006, 048

LIABILITIES'

Capitalstock.

$4,984, 0002,839, 5001, 304, 530

34, 630, 0009, 852, 3538, 754,467

62, 364, 850

36, 611, 4604, 997, 012

24, 745, 405990, 668

11, 249, 3192,175,970

80, 769, 834

7, 005, 3562, 980, 6407, 947, 419

12, 036, 7482, 387, 5858, 399, 24819,231.12339, 943; 832

413,1058,499, 0945, 309, 454

114,153, 604

607, 39811,331,6181, 900, 6874, 673. 0501, 918! 365

119, 62520, 550, 743

277, 839, 031

Circulation.

$1,177,5551, 111, 0742, 043, 8439,400, 5132,154,5241, 920, 552

17,808,061

12, 432,4781,345.241

10, 569; 649668, 386

3, 002,085764, 822

28, 782, 661

7,178, 7762, 267, 7934,456, 6187,459, 563

621, 3937,235,1107, 472, 3347,558, 465

8,1003, 600, 5702, 621,185

50, 479, 907

94, 0006, 221,1362,308,1301, 990, 9931, 724, 409

141, 36312,480,031

109,550, 660

Deposits.

$826, 806466, 092330, 772

9, 621, 2171,395 466-

869, 80113, 510,154

15, 895, 684820,805

8, 786,192473,235

3,401,2381, 222, 052

30, 599, 206

3, 028. 954756, 591

3, 490, 2062, 789, 675

417,1915,109, 2474, 638, 6697, 426, 468

87, 2422,159, 7001, 502, 271

Due to banks.

$278,985

4,9733, 526, 687

650, 667224, 378

4, 685, 690

15,221,487495, 993

8,032, 78745 587

2, 689, 978553, 511

27. 039, 343

342,568187,774698, 765

2, 414, 223173, 404

2, 216. 7623, 039, 2019,131, 466

872,112660, 513

31,406, 214 I 19, 736, 788

748, 6554, 071,975

952, 009789, 562

1, 313,28943, 228

312, 761481, 344136, 647348, 995196, 366

1637,918,718 i 1,476,276

83, 434, 292 52,938,097

Other liabil-ities.

$201, 205

69, 565360, 770

6,142, 0474, 365,1763, 996, 340

1,105, 065

15, 608, 628

1, 600, 386

1,610,411405, 422637, 376

1,293, 3513, 505, 3643,748, 343

102,0951, 245, 0052, 370,481

16,518,234

297, 8081, 509, 459

5,720188, 830113, 9599. 435

2,125, 217

34, 612,849

1839.

$241,951187,961129, 319

1, 838, 272462,002502,180

3,361, 685

6,602,708433, 778

3, 282, 213141, 589

1, 679, 066415, 573

12, 554,927

2, 360,423723, 875

2,000,1492, 531, 737

188, 2881, 687, 0463,987, 697

316, 0451,613,1331,177, 969

16, 586, 362

691,0702, 616, 8141, 345, 832989,172290,05865, 680

5, 998, 626

38, 501, 600

*$278, 869286, 351565, 220

1,139, 662421, 882

2, 317, 603

148, 910175, 910

4, 203, 967

48, 71425,935

241, 093112,705989, 563

6,062, 271

65, 91826, 239

7, 572, 438

122, 251

103, 346221,216187, 513634, 326

12,975, 951

$4, 771, 5002, 939. 5001. 325, 530

34, 485, 6009, 868, 7738. 832. 223

62. 223.126

36,801.4604.009, 93023,866,2111,071,318

11, 419, 9991, 855, 790

79, 024, 708

8, 074, 4563,100, 7508 952 343

16, 037, 3152, 322, 552

11, 996, 33240, 930, 376

628,1058, 918, 2046, 488,192

107, 448, 625

1, 027, 87010,153, 8462, 216, 7005, 435. 0553. 018, 701

139, 12521, 991, 297

" 270, 087, 750

$1, 909, 0971, 510, 6911, 966, 8127, 875, 3221, 886,1083, 987, 815

19,135, 845

19, 373,1491, 795,188

11, 384,151708, 053

3, 798, 067950,132

38, 008, 740

8, 231, 9182,114,1404,566,3275, 639, 708

867,0096, 779, 6786, 280, 588461,775

5, 418, 3202, 607, 830

42, 967, 293

671, 9508,157, 8712, 951,7953, 729, 513

969, 544235. 573

16, 716, 246

110, 828,124

$927, 281522 036308, 349

6, 728, 7171 554.9051, 285, 867

11, 327,155

18, 370, 044847, 435

8,100, 675402,326

4,219, 9321, 397, 399

33,337,811

3,106,136588, 389

2, 732. 5832, 309, 554

820, 3244,919,5987, 657,161

134, 3691, 862,495

863, 47224. 994, 081

1,101, 6382, (380, 604

490, 6171, 591, 5351, 298, 598

109, 9677,272.959

76, 932, 006

$172,143

16,8672, 428, 021

875, 296307,567

3, 799, 894

15, 344, 098157, 639

3,819,60457, 898

2,151, 469327,008

21, 857, 716

1,107, 937156, 436

1, 308, 2062, 347, 774

307, 7512, 257, 5128,119,708

8,5371, 029, 467755,489

17, 398, 817

481. 9731,254; 879

269, 905533, 494390,997

2, 931, 248

45, 987, 675

$50, 05956, 059

4, 587, 6005, 796, 3563,157,791

1,138, 5903, 059

14, 683, 396

1, 452, 717

1, 921,1271, 403, 8251,162,1411, 574,1793,522, 093

972, 8032, 961, 399

14,970,284

123,159

270,008

7LM94

1,104, 561

30,814,300

* Includes real estate.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


STATEMENT SHOWING BY STATES, ETC.. THE NUMBER OF STATE BANKS IN THE

1S4O.

States, etc.No. ofbanks, j Loans and

I discounts.

MaineNew HampshireVermontMassachusettsEhode IslandConnecticut

492717

1156231

I

Total Eastern States. .

New YorkNew JerseyPennsylvaniaMarylandDistrict of Columbia

Total Middle States ..

VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaMississippiLouisianaArkansasKentucky

301

96264921

198

27101439

$5, 901, 6114, 099, 6122,011,296

46,513,68512, 561, 21510,428,630 I

Stocks.

$538,300

Due from|banks, etc.

$333,515337. 620373' 343

4, 702, 491312. 937902,028

Heal estate.

81,516,049 i 538,300 j 6, 961, £

52, 788. 2064, 938, 78034, 806, 84113,593.6422,575, 613

3,653,170 ! 6,543,12525,128 ! 710, 475

1,381,319 i 2,682,8231,910,092 ! 1,611,042230,868 i 236,622

108, 698,082 j 7, 200, 577 111, 784, 087

15, 596,5, 047,18.34718, 783,4, 737.

48, 333,49,138,3. 956,10. 522,

1, 204, 284

i, 577, 7121. 785. 304759. 000

3,573,829

500.0002, 706,000

1, 485, 957497. 261986, 864

1, 785, 049102. 845

4, 638, 258247. 651237, 649

1, 342, 284

$257, 88076, 89338,126

1,169, 803322,225287, 324

2,152, 251

2, 937, 695324,989

1, 713, 758505, 290228, 485

5, 710, 217

713, 85943, 767262, 231

4. 217, 49397, 426

4, 839, 3837. 428. 395

48, 052348, 477

Notes ofother

banks.

2, 838, 450

4, 401. 400257, 052

2, 668,1411,116, 667188,278

8, 631, 538

428. 690222,892298,742

2,140,16169, 370

1, 693, 975782, 70125,'025 !576,997 !

Speciefunds.

$11,589

11,589

2, 310,161

2, 310,161

203,138

Total Southern States. 169 1169,463, 686 il2,106,129 11, 324, 418 i 17, 999, 08,3 6, 288, 553 | 203,138

MissouriOhioIndianaIllinoisMichigan"Wisconsin

Total Western States.Total United States .. 741

2, 077, 84113,414,0874,581,4865. 930, 2582,152, 954133,670

1, 501, 585294, 000

2, 544. 7505,570

28,290.296 I 4.345,905

387,968,113 24,190,911

303. 611891.590208,801759,537223, 599

3_L065_

"2, 417, 703_

3274887142" 26, 806,860 ~i 19, 428, 013"

1841.*


Total Eastern States.New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia...

Total Middle States .VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaLouisianaArkansasKentuckyTennessee

Total Southern StatesMissouriOhio*IndianaIllinoisMichigan"Wisconsin

Total Western StatesTotal United States..

$600, 804389, 759594,718

4, 461, 046603,938

1,192, 403

4,630, 39240, 098

4. 400,21459,411939, 953219, 989

10, 061, 0021.138,0434,708,176

395, 0822, 007, 906

122, 210104,216,417 110,290,057

1, 440, 684538, 784538,869988, 402

1, 499, 6931, 816, 630117,310

1, 213, 525kl 0 1! 8 9 6

9,450,793

2, 222, 2931, 339, 688

500, 000, 935, 200168, 921,370,669

1,628, 2039, 878, 3283, 689, 5955, 454, 9381, 713, 769224,365

227589, 198

294, 0002,128, 629

74,541

80,580"

223,629534,42175,5121M04

9287546"

3074177605" J23, 012, 600

* Incomplete.Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES,—Continued.

1840.

RESOURCES.

Specie.

$195, 699193.359120, 315

2, 991, 804537, 895499,032

4, 538,104

5, 864, 634414, 807

2,798, 0021, 319, 559

199, 472

10,596,474

1, 889. 568586, 628

1, 847, 4981, 300, 694

46.188807, 977

2, 847, 497227, 867

1, 261, 500

10,875,417

562,9021, 752. 4461, 076. 551756, 96442,78441, 397

4, 233, 044

30, 243, 039

Otherresources.

$63, 402

63, 402

1,081, 96742, 693

3, 944, 91172, 555

257, 806

5, 399, 932

13.19030,273

373, 744328,102173. 490

3,863.6497,911,363

27, 500"

12, 721, 311

5. 0601,327^455

717,782175, 750117, 000

2, 4482, 345,495

20, 530,140

LIABILITIES-

Capitalstock.

$4, 671, 5002, 837. 5081,196, 770

33, 750, 0009. 880,5008, 806, 204

61,142, 482

36, 801, 4603, 822. 607

24, 206, 40510. 526. 4941, 768, 074

77,125, 040

10,139. 4063.154,761

11, 584, 35515,098.6943, 976,121

30, 379, 40341, 736. 7683. 495, 8579, 329, 088

128. 894,453

1,116,12310, 507, 5212. 671, 6185i 423,1851,229,200

100, 000

21,047,647

288, 209, 622

Circulation.

$1, 224, 6581, 088, 7501, 099, 7849,112, 8821, 719, 2302, 325, 589

16, 570, 893

10, 629, 5141,415, 7089, 338. 6363, 079. 241

636, 727

25,099,826

6,707, 7012, 246,1814,439,4045, 518, 822418,778

15,171, 6394, 345, 5331,139,1203, 940, 333

43, 927, 511

410, 7404, 607,1272, 865,5683, 724, 092

261, 296109,185

11, 978, 008

97,576, 238

Deposits.

$669,199420, 801238, 574

8. 636, 923818,470863, 526

11, 647,493

16, 473, 235808, 708

7, 524. 3873,186,438987,123

28, &79, 891

2,819,295525, 387

2, 279,2181, 985, 413421, 274

8, 691, 6015, 415, 230

367, 3311, 049, 648

23, 554, 397

1,174, 5322, 017, 360

472, 748805, 244342, 7609,591

4, 822, 235

69,004,016

D u e to banks.

$76, 712

3, 961, 800546, 856293, 765

4, 879,139

7. 055, 584207,020

• 2, 015, 2201, 859,174258, 878

11, 395, 876

816,144206. 040

1, 062, 5561, 299. 703

133, 6757, 065. 4993, 831, 947

16,8981,156,192

15, 588, 654

529, 441683.552148, 829230; 70796, 325

851, 688, 939

33, 552, 608

Other liabil-ities.

$583. 74880. 987

604, 735

3, 773, 35526, 021

3, 576, 544765,88828, 372

8,170,180

49, 290

2, 795. 469582. 937607.415

1, 532. 2205, 949, 906

596, 437

12,173, 734

19. 7431, 348. 540

1,93924, 891613, 887

2, 009, 000

23,017, 649

1841.*

$269 730194, 31194, 507

3,111,837327,206454,298

4.451,889

5,429,622436, 049

3, 280, 207155 691

1, 556, 020245, 629

11,103.218

2, 318, 791802,709

1, 608, 537685,183

1, 589, 5103.163, 243203,813

1, 328. 093979^81

12,679, 860

509, 5971,052. 7671, 076, 551

942, 895123, 635

3, 705, 445

317940,412^

$15,408

233, 397160,149408,954

861, 64360, 243

3, 725, 078

137, 31187,637

4,871,912

55, 3414, 076

107,212233. 505434, 904

124,402

959. 440

23, S()82, 6KS. 692

717,782

160,17280, 537

3, 670, 991

97911,297

$4, 371, 5002, 735, 0001,116, 026

33, 360, 0009, 823, 5588, 826, 382

60, 232,466

36, 401, 4603, 834, 816

23,120, 730881,648

10, 214, 9081, 745,155

76,198, 717

10, 283, 6233, 225, 00011,782.35812,100,18014, 379, 25541,711,2143, 532, 7069, 386, 8568. 035. 581

115, 036. 773

1. 178.8668. 103, 243L», 071, 6185. 386, 7651,000,000

100.000

18, 440, 492

""269,908,448

$1,754, 3901,229,7081,599,4589, 509,1121, 565, 8802, 784, 721

18, 443, 269

15, 235, 0562, 099, 0696, 983, 085860 963

2, 529, 843121,975

27,829, 991

6, 852,4852, 092, 8773, 008, 5141, 728, 0427,211,1416, 443, 785995,905

4, 453, 5593.727.515

" 36,513,823

348.5303,584,3412, 865, 5684, 367, 829

568,17790, 305

11,824,750_ _ _ _ . _ „

$870 745420 532217, 373

7,144, 8991,455 6821,182, 583

11, 300, 814

17, 053, 2791,074,8439, 833, 476312 247

3,136, 979653,386

32, 064, 210

2, 754, 630489,188

1, 712, 745980, 428

2, 827, 6223,094.730

146, 0181,213,0781,109,719

14.328. 158

322,9091,938, 682472, 748200, 844183. 90917,414

3.136, 506

6078297688"

$45 281

14, 4384,413, 506518,615364, 819

5, 356, 659

10,374.682211,307

4, 885, 61128 209

1, 860^015268,197

17, 628, 021

872,15290, 363

589, 597681,948

1,486, 3457, 090, 815

28, 308766, 983559,088

12,165,599

87,871410, 287148. 829149,1045,678

175

801,944

"35,052,223

$1, 459, 821

96. 2751.556,096

2, 937. 485

3, 447, 292

225. 5293.135

6,613,441

725, 74392, 000

521, 2971, 060, 6692,152, 5087, 777, 812

250, 000138, 655428.155

13,146,839

509,5901,022,503

1, 939

512," 84985.451

2,132, 332

2374487708



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE

1843.*

States, etc.

Maine . .New HampshireVermontMassachusettsRhode IslandConnecticut


New YorkNew JerseyPennsylvaniaDelaware*M arylandDistrict of Columbia


"VirginiaNorth CarolinaSouth Carolina*GeorgiaAlabamaMississippiKentuckyTennessee


^MissouriIndiana


Total United States...

No. ofbanks.

402717

1116231

288

1032549

320

6

206

27101124

RESOURCES.

Loans anddiscounts.

$4,987,5193, 83], 4541, 832, 497

44, 610, 39112, 562,78510, 683,413

78, 508,059

56, 338, 6855, 252, 403

27, 747, 5031, 516, 347

11,442, 0621, 830,297

104,127, 297

16,170, 3934, 326. 377

13,890,0337.721.899

7 23,065,52217 13,349,48117 i 9,047,91723 | 11,346,947

136

313

98, 918, 569

1,013,4094,419,104

16 5,432,513

646 286, 986, 438

Stocks.

$157

111, 548718, 860

830,565

8,182, 62916,770

4, 846, 08744, 473

1, 673, 811321, 668

15, 085, 438

1,168,422

2, 048, 8442, 006,801

199, 740828,299

2, 999. 250440, 250

9,691,606

175, 000294, 000

469, 000

26, 076, 609

Due frombanks, etc.

$551, 395258, 592245,905

3, 415, 084366, 799635, 693

5, 473,468

8, 961,819700, 600

4. 588, 496179, 278

1, 551, 24266,460

16,047, 895

525,618440, 097492, 238213, 579

1, 476, 254308, 477

1,098,117915,174

5,469,554

63, 520182,151

245,671

27, 236, 588

Real estate.

$216,968

42*043*1,174, 459

224, 380368, 849

2,026, 699

5, 790,057326,408

1, 879, 96074,296

594,771185,428

8, 850, 920

911, 677109,509223, 309

6,256, 2331,144, 309

700, 548518, 696

1,110, 373

10, 974, 654

56, 353241,051

297,404

22,149,677

Notes ofother

bai^ks.

$145,029115,493

72,1761,883, 207

277, 018206, 728

2, 699, 651

5, 809, 538233,931

3, 013, 395105, 250882, 588201,279

10,245, 981

753, 715328. 681197, 516548, 379

1, 749. 818205,345452, 598347, 679

4, 583, 731

148,195177, 244

325,439

17, 854, 802

Speciefunds.

""$32," 412"

32,412

1, 634,47275, 413

589, 509

276,198

2, 575, 592

31, 200

47,07442, 806

48, 385

169, 465

99,035

99, 035

2, 876,504

1843.*

MaineNew Hampshire.VermontMassachusetts ..Rhode IslandConnecticut

402416

1036231

Total Eastern States.. I 276

New YorkNew JerseyPennsylvaniaDelaware*MarylandDistrict of Columbia...


VirginiaNorth CarolinaSouth Carolina1*GeorgiaAlabamaLouisianaKentuckyTennessee



Michigan



1072648320

$4,405, 6603,173, 8251, 863, 290

42,993, 29111, 779, 0809, 798, 392

74, 013, 538

52. 022, 2604. 564, 002

17^ 934, 3721, 332, 901

10, 547, 9201, 859, 904

12,446, 08316, 545

3, 474,15829, 921

1, 009, 449246,761

210 88,261, 359 17, 222, 917

27 13, 386, 7224, 048, 81013, 716, 2205,451,7512,948, 92920,420, 9487, 710, 3828, 898, 022

142 76.581.784

55

824, 7406,925, 6442, 866, 6293, 688,167557,159

14, 862. 339 3, 727, 044

$135, 845837, 974

973,819 11, 017, 746

10, 620,316

1,141, 077

1, 920, 0631, 377, 046

32, 758

2,864,513575, 553

7, 911, 910

175, 0001, 207, 412259,080

2, 085, 552

$283,505365, 574598, 711

8,280. 895540, 681

7, 700, 044539,131

1, 338, 76981, 579857, 213103, 580

585,622279, 695753,534338,91665,282

* 879," 471761, 039

3, 663, 559

95, 622469, 568227. 63472,16522, 759

887, 748

253, 719, 020 29, 835, 690 J26,189, 369

$256,14874,31840, 736

1,181, 886236, 927402, 419

2,192,434

3, 848, 725349, 256

1, 555, 79075, 843

596, 596197, 044

6, 623, 254

951,121,277,

5, 635,781,

2, 472,690,

1, 225,

12,154, 733

56, 875869, 521260,847

1, 243, 327128, 644

2, 559, 214

23, 529, 635

$103, 522182,74386,591

1,991, 842323, 995179, 274

2,867, 967

4, 888,987181, 346

1,696, 48854,896586. 900142, 856

$4, 888, 89716, 810

7,551,473

409, 085253,852291, 297403,646171,301

"536*355"220, 589

2, 286,125

143, 250458,10637, 76524, 7847,668

671, 573

13, 377,138

336,677

i, 241, 047

133, 738

73, 583

207, 321

83, 75029, 92960, 730

9,850

184, 259

i, 632, 627



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1S42.*

KESOURCES.

Specie.

$183, 861177. 07189! 266

2, 682, 309297, 850471,238

3, 901, 595

5,471, 694449, 859

2, 763, 994166, 443

1, 553. 621114, 456

10, 520, 067

2, 404, 479868,560

1, 355,178537, 585685,18311,223

1,491, 8051,140, 459

8, 494, 472

162,8481,127, 901

1, 290, 749

24,206, 883

Otherresources.

$ii,"i39"29, 605

443, 548

484, 292

25,2554,482, 341

158, 5823, 414

4, 669, 592

10,044

220.570301. 40198, 857

626,176410, 738

LIABILITIES.

Capitalstock.

$3,414, 0002, 789, 5001,153, 997

32, 631. 06010, 041. 2038, 876, 317

58, 906, 077

45, 283, 4533, 763, 951

23, 207, 622888, 470

10, 709, 3321, 786, 920

Circulation.

$1, 585, 8201, 027, 488

848, 4918, 049, 9061, 666. 8462, 555, 638

15, 734,189

14, 559, 9931, 599,1438, 307, 458

725, 8291, 832, 920

111,658

85,639,748 27,137,001

10, 363, 3623, 225, 000

11. 472. 92212, 678, 65814, 346, 8349, 261, 2009, 451, 0538, 596,181

1,667,786 79,395,210

243, 3215,463

248, 784

7, 070, 454

1,179, 5662, 743,191

3, 922, 757

227,863, 792

7, 740, 8881.989.3792, 932,1542, 832, 8921, 728. 0422,374,1893, 465, 0563, 641, 928

26, 704, 328

198, 0872,871,689

3, 069, 776

72, 645, 294

Deposits.

$792. 598371,234217,177

6,130,164693, 046

1,062, 725

9, 266, 944

17, 473, 2001, 066, 566

11, 755, 019278. 597

2, 934, 824707, 842

34, 216, 048

2, 707.153562, 554

1, 743, 000858, 533980, 428611 695

1,169, 9191,101, 944

9, 735, 226

354, 243317,890

672,133

53,890,351

Due to banks.

$15,057

14,4283, 307, 011

434. 980337, 656

4,109,132

9, 702, 055163,351

4, 344, 97617, 894

1, 231, 885160, 284

15, 620, 445

496, 06367, 712

682, 538292,938681,948115,242571, 233338, 716

3, 246, 390

56, 097116, 065

172,162

23,148,129

Other liabil-ities.

$118, 318

1, 326, 238551,95289, 569

2, 086, 077

1, 631, 948

1, 342, 254

1, 049, 480

4, 023, 682

303,8041, 241, 2431, 060, 6697, 794, 336

94,725135, 809

10, 630, 586

147, 344

147, 344

16, 887, 689

1843.*

$175,301162,12674. 900

7, 298, 815310, 215438, 752

8, 460,109

8, 477, 076448, 269

4, 020. 678100, 717

2, 537, 822229, 501

15, 814, 063

2,121.366893, 917

1.036,4031, 200. 971

28. 2044,451.0231, 730.187

930, 420

12, 398, 491

332, 730895, 051811. 234798. 99860, 709

2, 898, 722

3.9, 571, 385

$26, 095

24, 744292,428

343, 267

770, 37244,375

4,405, 537

95,1303,485

5, 318, 899

3, 808

282.689280, 00435, 240

5,100, 000555, 664

6, 257, 405

340. 210318. 852714. 005

44,520

1, 417, 587

13, 337,158

$3, 314, 0002,469, 2001,120, 000

31, 089, 80011, 063, 8438, 580, 393

57, 637, 236

43, 950,1373, 634, 298

18, 638, 743890,000

9, 746. 2791, 668, 307

78, 527, 764

10, 359, 6423, 225. 000

11,459,71810, 250. 7023, 067. 700

20, 929. 3409, 368, 0858, 551, 400

77, 211, 587

1. 200, 2646, 805, 3522, 727, 5325 016 640

428, 700

16,178, 488

$1,106, 261916.147

1, 287, 3699. 219. 2671,415,2032, 379, 947

16, 324,194

12,031,8711, 079, 4796, 217, 364

366, 9441, 743, 768

253, 874

21, 693, 300

4, 947, 0361,520,9992. 914, 4431, 972, 215

19,8711, 087, 5772,801,2961, 777, 075

17,040, 512

303,4101,911,9831, 828, 3712, 212.127

98, 099

6, 353. 990

229, 555, 075 61, 411, 990

$542,017354 395223, 439

10,213, 887808, 534

1, 061, 944

13, 204, 216

19, 313, 826875, 020

7, 677, 868229, 449

2, 977,174822, 713

31, 896, 050

2,105, 728505,536

1, 835. 8171, 056, 842

629, 6595, 338, 6131,192, 086

790, 940

13, 455, 221

453, 2601.144. 915

212. 463181, 41673,353

2, 065,407

60, 620, 894

$65, 961

1,8028,195, 813

413. 874216, 601

8, 894, 051

12, 072, 679140, 992

1, 738, 85324, 085753, 499128, 894

14, 859, 002

441, 47631,855686, 219112, 050106, 089

425,867271, 982

2, 075, 538

44, 999213. 29464,22917,550

$91,734

714, 597261, 34970, 414

1,138, 094

1, 495, 88814, 000

429, 831

932, 5291,408

2, 873, 656

67,560

312,7981, 251,122

97, 765

47, 389351,369

2,128, 003

260,69068,193

3, 256, 685

340,072 3,585,518

26,168, 663 9, 725, 271



STATEMENT SHOWING HV STATES, KTC, THE NUMBER OF STATE BANKS IN THE

1844.*

States, etc.

10, 267, 207738,428

2, 610. 029117.963

1, 542J912768, 717

614, 824 1, 328, 856 355, 984

MaineNew HampshireVermont..MassachusettsRhode IslandConnecticut


New YorkNew JerseyPennsylvania.Delaware:

MarylandDistrict of Columbia...


VirginiaNorth CarolinaSouth Carolina'AlabamaLouisianaKentuckyTennessee

Total Southern States. |

Missouri jOhio....IndianaMichigan



1845.*MaineNew HampshireVermontMassachusettsRhode IslandConnecticut


New YorkNew JerseyPennsylvaniaDelaware*MarylandDistrict of Columbia...


VirginiaNorth CarolinaSouth Carolina *AlabamaLouisianaKentuckyTennessee



Michigan


Total United States

35 I19 I17 i

104 !61 i32 i

$4,785,3132, 768, 7302,314,929

52,648,72913, 714, 25512, 315, 387

268 | 88,547,343

148 ! 70,793,35426 | 5,509,99647 ! 25,646,5333 1,430,515

20 ! 11, 842,1726 j 2,621,698

j

$192,763381,859

574, 622

10,244,04361, 967

2, 519, 82428, 111

1, 215.146286; 266

250 1117,844,268 114,355,357

2718111

281923

127

~58

1315

44

15, 889, 0144, 620,449

14, 440,1121, 430, 751

18, 417, 6699, 781, 0139, 337, 780

73, 916, 788

1,166, 6013,186. 6192, 834. 4212, 286, 902

414, 526

290,197,468

1,078,150

1, 470, 77423, 568

" 675," 907"725, 687

3,974, 086

95, 718

51, 015, 942527,624359, 492

4, 902. 907671, 878

1, 041. 717

8, 519, 560

^ 7720, 324

2, 589, 358160,562

1, 000, 531451, 342

12, 606, 967

1, 051, 612379, 579

1, 345, 936182, 235

£,'712," 524"1,087, 664

5, 759, 550

86, 368528. 655719;331

414,326 I 30,363629 I 170, 762

-I-520, 673

19,424, 738

1, 535,479

28,421, 556

$243,720 ! $217,42736,155 | 100,39760,323 I 68,723

1,097,969 | 3,010,113252, 490403, 603

2, 094, 260

3, 894, 77.8421,190

1, 544, 32480, 648636,137195, 317

6, 772, 394

395,425264, 405

4, 056,490

2,387, 008233, 284

1, 886, 73168,042

666, 245221, 564

$4, 839, 886153, 780

1, 244,755

5,462,874

1, 059, 604 i116,779 !267,796 |141.117 i

3,318,355 |.795.816 !

1,140,232 I

637, 245305, 262218, 657111, 235

" 792," 760300, 929

6, 839, 699

84, 293376, 407326, 059

1,191. 50512, 771

1, 991, 035

177697, 388~

2, 366, 088

259, 890145, 81311, 83625,286

442, 825

12, 328, 277

214, 555

!, 452, 976

38, 967

38, 967

9,80058, 32790,125

2,093

160,345

i, 652, 288



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1844.*

BESOURCES.

Specie.

$223, 769137,25392, 562

4 587 140382, 645445, 430

5,868,799

10, 086. 542516,801

4.944,383109, 932

3, 790, 905452, 055

19, 900, 618

2, 464, 932945. 645

1, 680, 553613. 729

7, 889,1992,228,0901,109, 909

16, 932, 057

1, 260, 294792, 483965, 226242, 845

3, 260, 848

45, 962, 322

Otherresources.

$91, 566

22, 637441, 975

556,178

679.03992, 673

3, 718, 592

145,8088,769

4,644,881

3, 394

246. 29226, 532

5,300,1)00m 88587, 979

5, 648, 082

491,0537, 345

563, 54928, 072

1, 090, 019

11, 939,160

LIABILITIES.

Capitalstock.

$3,009,0002 008 2981,137, 500

30, 020, 00010,133. 2138, 292, 238

54,600,249

43, 649. 8873, 623. 88615,195, 857

890, 0009,540,3741, 659, 435

74,559,439

10,369,1373, 225, 00011, 460, 2131, 500. 000

20, 049,1408, 590, 5268, 536, 567

63, 730,583

1,200, 5882,167, 6282,130. 555719,100

6,217,871

199,108,142

Circulation.

$1,606,6631.021,914L 743, 80712,183,1582. 886, 5703, 490, 963

22,933,075

16, 335, 4011. 569, 2356, 846. 741379!861

2, 273, 550557,279

27, 962, 067

5, 877, 0872, 081, 8533. 667,106124, 031

1,721,5464, 038, 8242.. 345,193

19, 855, 640

731, 0802, 246. 9992, 310, 690

681., 976

5, 970, 745

76, 721, 527

Deposits.

$927, 498394,778289. 079

12, 234J3041, 577, 2661, 847,447

17, 270, 372

- 32,229,2931,221,895

11, 334. 202243 003

4, 231, 6641, 391, 241

50, 654, 298

2,873,832489, 687

2, 205, 227558, 213

6, 473, 2151, 820, 9471,186, 749

15,607,870

1,116.672505, 430211, 561254,180

2, 087, 843

85, 620, 383

D u e to banks.

$65, 260

5, 066, 787803,889347,939

6, 283, 875

15, 610, 654141,397

2, 707, 42120,1.77

1, 228, 577189, 834

19,898,060

622, 06265, 656

368, 311296, 382

759, 009258, 053

2, 369, 473

54, 63399, 95939, 91218, 204

203, 708

28, 755,116

Other liabil-ities.

$81,114

796,800125, 032

1,002,946

1,953, 4359, 221

83, 211

929, 436

2, 975, 303

309, 983600

29, 24061, 865

401, 688

32, 779260, 375

293,154

4,673,091

1845.*

$192, 445136 187109. 137

3 357 904283, 379454, 508

4, 533, 500

6, 893. 236515,871

4, 486, 275107,770

2, 200, 580456, 622

14,660,354

2, 730, 6831, 078, 8231, 864, 999

791, 4598, 282, 9812, 648, 7061, 545, 968

18, 943, 619

1,594. 596742, 001

1,120,01378, 697

201, 800

3, 737,107

41, 874, 640

$33, 389

25, 890399, 932

459, 211

595, 05245, 234

2,190, 300

82, 66137,998

2, 951, 245

2,963

309,516

4, 644, 075115, 260

5, 071, 814

618,33823, 595560,572

44, 850

*1, 247, 355

9, 729, 625

$3, 009, 0001, 587. 4881,138, 360

30, 970, 00010. 244, 3708, 359, 748

55, 308, 966

43* 674,1463, 620, 481

14. 587. 226890. 000

8, 858, 3321, 649, 280

73, 279, 465

10, 337, 9743, 225, 000

11, 065, 6681, 500, 000

19,670. 5808, 203, 4288, 284, 929

62, 287, 579

1, 200.1012,171, 8072,105, 2122, 713, 640

202, 650

8, 393,410

199, 269,420

$1, 980, 5381,124 5311, 400, 617

14, 339, 6862, 670, 3064,102, 444

25,618,122

18,513,4021, 988, 0419, 208, 530468, 488

2, 607, 682535, 478

33, 321, 621

7,158. 8032, 351, 2104, 306, 991

486, 4402, 099, 3314, 934, 0983,119, 827

24,456, 700

798 8802, 348, 6933,101. 0001,183, 256

247, 111

7, 678, 940

91, 075, 383

$1.116, 961696 492261,837

11, 668.1331, 407, 4661, 969, 801

17,120, 690

27, 840. 6001, 483, 082

13,183, 585316. 216

3, 947.1131, 869, 749

48, 640, 345

3, 699, 241596, 539

1, 772, 498465, 443

8, 418, 7642,024,1811,323,168

18, 299, 834

1,313 098436 579320, 30341,145

420, 730

2, 531, 855

86, 592, 724

$70, 604

25, 9885, 046,120

623. 561317, 392

6, 083, 665

11, 501,102149,769

2, 674, 67710, 343

1, 360, 897468, 511

16,165, 299

427, 241114, 859

1, 358, 454155, 302

1,189, 803558,578

3, 804, 237

154 456104 02041, 9932, 2193,688

306, 376

26, 359,577

$173,256

1, 083. 218117,012

1, 373, 486

2,095, 6328,40028,000

914,811

3, 046, 843

4,383810, 032

'25, 63667,810

407,861

76, 86723, 000

99, 867

4,928,057




1846.*




New YorkNew JerseyPennsylvaniaDelaware *

Total Middle States..

VirginiaNorth CarolinaSouth Carolinav

GeorgiaAlabamaLouisianaKentuckyTennessee


MissouriOhioIndiana

Michigan


Total United States..

351717

1056132

RESOURCES.

Loans anddiscounts.

$5, 269, 0083, 015,1392, 449, 67851, 326,11414,151,26713, 031, 865

Stocks. Due frombanks, etc.

$25, 000

192,601250,124

267 89,243,071 467,725

15026463

75,555,533 ill, 150, 4646,017,282 i 88,818

28, 912,133 2,784, 6541, 550, 321 27, 753

10,181. 2861, 006, 7382, 660, 625226, 454

225 |112,035,269 14, 051, 68914, 075,103

143

56

16, 368,166 | 1,051,4114,688,514 !

1, 618, 2971,306, 251

14,181, 7725, 549, 2322,194, 916

21, 582, 74411,061,7336,224,544

81,851,621

2,958, 4957, 963, 4043, 721,8051,024,693

15, 668, 397

298, 798,358

55, 400

579, 200630,682

5,241, 241

1,249, 57337, 00017,085

1, 303, 658

21,064, 313

Real estate.

$993,150403,596466, 624

5, 568, 088607,828

1,416, 893

9, 456,179

1, 540, 590663, 861

1,103,446726, 303424,685

1, 536,484520,466

6, 515,835

47, 8991, 374, 240

241, 573

1, 663, 712

31,710,829

$170,62442, 57473,042

1, 098, 000227,078366, 958

1,978, 276

3, 629, 471387,887

1, 420, 78086, 265

5, 524,403

1, 050,188117,000424, 272

6, 521, 667142, 296

3,539,871561, 941807,244

13,164,479

136, 015371,359348,170217, 356

1, 072, 900

21^740, 058

Notes ofotherbanks.

$165,53786, 54166,162

2, 854, 754400,315276, 758

3, 850, 067

2, 503,174307,409

2,097, 97375,404

Speciefunds.

370, 372

680,766

4,983,960 j 8,051,132

455,172439, 909249, 084326, 41025,197

714, 028280, 824

2, 490, 624

1, 031,86584,18841,421

1,157, 474

12,482,125

185, 736143, 910

5,700

335, 346

8,386,478

1847.*



New YorkNew JerseyPennsylvania-.Delaware*Maryland .


VirginiaNorth Carolina .South Carolina*GeorgiaLouisianaKentuckyTennessee


Missouri..OhioIndiana...Michigan.



3219181096232

$5,150,2083,174, 9992, 908, 567

57, 260, 93814, 558, 86312,781,857

272 95,835, 432

1492646214

237

141

73, 502, 7446,170, 469

27, 435, 662504,819

11, 503, 278

119,116,972

15, 348, 4835, 043, 84215, 640, 2846, 758,158

23, 869, 72410,249,5196, 741, 035

$221 130301,901

$1, 263, 358377, 604867, 523

5, 571,240563,142

1,250,410

523,031

11,408,91277,812

2,412, 9216,397

726,074

11,161, 8081, 081, 2942,797, 214

75,441619, 653

14,632,116

583,825

1, 710, 0661, 891, 684

566,10748, 088

83,651,045 4,799,770

2,449, 3338, 291, 8753, 596, 391231,703

14,569, 30255

705 J313,172, 751

966, 23836, 0004,080

1, 006, 318

20,961, 235

9,893,277

15, 735,410

738, 976446, 724

1, 057, 560885, 261

1,871,773828,380

5, 828, 674

68, 4371, 835, 505803, 06563, 502

2, 770, 509

$162, 04142,88771, 510

1,062,950221, 558349, 044

1,909,990

3,601,249419, 683

1,749,23120,843432,066

6, 223, 072

896,163120, 279371, 865

6, 559,9483,127, 214460,448640, 901

12,176, 818

170, 403

343, 84510,828

525, 076

$265, 89087,302158,791

3,263,463342,461227,481

4, 345, 388

2,610, 790286, 974

2,293, 06530, 770636, 273

5, 857, 872 13, 359, 695

392, 279337,175510, 370335,142

615, 222301,986

2, 492,174

11, 030967,742119, 97611, 239

i;109,987

34, 227, 870 I 20, 834, 956 113,805,421

$43,139

43,139

7, 554, 20268, 833

5, 736, 660

56, 007141, 086

621,131

818, 224

4,407

"i6,079

20, 486

14, 241,544




1846.*

RESOURCES.

Specie.

$262, 237126, 67989. 208

3, 051, 755280,158481, 832

4, 294, 869

8, 361, 383584,960

4,181, 007122,565

13, 249,975

2, 487,4211, 261, 0611,723,5611,104,2351,165, 2726, 636, 3942, 624.132921,856

17, 923, 932

1,453, 6141, 249,4851, 079, 308139, 772

3, 922, 239

39,391,015

Otherresources.

$32, 512

23, 6L4268

56, 394

313,53621, 644

1, 643, 591

1, 978, 771

58,47110. 332

130, 87797, 634

4,446,1278,750

4, 752,191

158, 008626, 33346, 520

830,861

7,618, 217

LIABILITIES.

Capitalstock.

$3,009.0001, 619, 0001,161, 080

31,160,00010, 665, 4028,409, 544

56, 024, 026

42, 956,4893, 59ft, 048

14, 871, 837890,000

62, 314, 374

10, 336, 0853, 225, 00011, 036, 2608, 970, 7891, 500, 000

17, 528, 9107,119,160

* 4, 809,999

64, 526, 203

1, 200, 5824, 364. 4212, 087, 894

815, 697

8, 468, 594

191,333,197

Circulation.

$2, 242, 8461,375,9851, 559, 832

14, 591, 9142, 534, 3094, 565, 466

26, 870, 352

20, 926, 9302, 394, 371

10,029, 366611,442

33, 962,109

7, 762, 6942, 954, 5783, 911, 3602, 471, 2641, 445, 9064, 206, 7486, 064,4312,425, 999

31,242, 980

2,195, 8404, 504,1303, 527, 351362, 828

10, 590,149

102, 665,590

Deposits.

$1, 215,538544,987329, 723

9,459, 3751,292,8541,893, 273

14, 735, 750

33, 279, 7521, 822, 364

13, 564, 248373, 506

49,039, 870

3, 848, 242639. 507

2,353,1681,318,266934,164

9,449, 0352,018,121760,476

21,320,979

1, 296, 4283, 038, 747

402, 067294,890

5, 032,132

90,128,731

D u e to banks.

$66,145

10, 2595, 285, 015736, 285362,128

6,459,832

14, 843, 359192, 619

3,218,77930, 815

18,285, 572

273,15267,199980,190157,33437,443

1,175, 077252,087

2,942,482

37, 858505, 64776, 437

205

620,147

28, 308, 033

Other liabil-ities.

$191,102

901,271104, 356

1,196, 729

1, 495, 343900

58,683

1, 554, 92G

39, 71310,43261,989

1, 525,4979,421

133,56517, 554

1, 798,171

853, 439

266, 864

1,120, 303

5, 670,129

1847.*

$472. 776141, 794105. 684

3, 943; 973305, 735462,165

5,432,127

9, 203, 242588, 790

57, 3752,005. 078

11, 854, 485

2, 487, 5911, 339, 928966, 012

1, 523, 7465,720, 5612, 617. 955787, 855

15,443,648

1,554, 2641, 619, 3361, 003, 647

68, 487

4, 245,734

36,975, 994

$76, 225332, 542

408, 767

172, 54029, 407

4,912, 814

5,114, 761

27,82174

436,110119,469

4, 210, 07113,540

167, 064

4,974,149

315, 4371,102, 716

538, 82874,777

2,031, 758

12, 529, 435

$2, 834, 0001, 738, 5001, 287, 44232,113,15010, 803, 9878, 605, 742

57, 382, 821

43, 075, 2873, 721, 286

20,806,064210, 000

7, 999, 004

75, 811, 641

9, 275, 5243,225,000

12, 028,10611,121, 80217,090, 2507, 020, 9005,472, 059

65, 233. 641

1,201.3264,437. 9032, 083, 824176,167

7, 899, 220

20G, 327, 323

$2, 545, 0111, 508,1292, 353, 05117,196, 3622, 619,1544,437, 631

30, 659, 938

21,166, 2502, 553,188

11,230, 092225, 845

2, 400, 267

37, 575, 642

6, 968,8193, 088, 0604, 429, 5273, 400, 6674, 750.1595, 7 J 0.9942, 829, 861

31,181, 087

1, 743, 2205, 701, 6023, 336, 533

141, 854

16, 923, 209

110, 339. 876

$1,647,811479 348394, 560

10,265, 555i, 376,1361, 782,921

15,946, 331

34,197, 9671, 821, 83712,560, 287

12 i, 5453, 863, 891

52, 565, 527

3, 096, 782663, 687

2, 325,1441, 234, 4897, 983,1671, 534, 092

823, 957

17, 661, 318

1, 298, 8492,398, 009444,682144.129

4, 285, 669

90,458, 845

$60, 937

9777, 263, 202689,710245, 816

8,260, 642

15,128,305191,583

3,419,16119, 099

982, 731

19, 740, 879

399, 70349, 655

1,181, 093292,228871,159

1,423,733256, 315

4, 473, 886

53, 706919, 55347,886

1, 021,145

33,496, 552

$75,734

764, 715194, 2027,809

1, 042, 460

550, 77012. 400

2i2, 272

781, 442

13, 98311, 393

224, 9961, 021, 3151, 604, 885

13,783

2,890, 355

437,41094, 3103,133

534, 853

5,249,110

9647 18* Incomplete,




1848.*

States, etc No. ofbanks.

RESOURCES.

Loans anddiscounts. Stocks. Due from

banks, etc. Real estate.Notes of

otherbanks.

Speciefunds.

MaineNew Hampshire.VermontMassachusetts—Rhode IslandConnecticut

3]21211126233

$5,189, 0883, 613, 7362, 831, 58753, 110,10014, 501, 9.4013, 424, 654

$60,000

221,716505, 978

$579,143346, 415502, 247

3,469,034564,100

1, 692,179

$129, 00649, 25162, 887

1,073,116231, 752329,407

$182,35364,19878, 552

2, 336, 817532.936227, 603

$1,483

54,978

Total Eas tern S ta tes . .

New YorkNew Jersey...Pennsylvania.Delaware *Maryland

280

1712447

220

Total Middle States - 264

VirginiaNorth Carolina .South Carolina *GeorgiaAlabamaLouisianaKentuckyTennessee

Total Southern States,

Missouri-.OhioIndiana...Michigan.



144

756

92, 671,105 787,694 7.153,118 1, 875,419 3,422,459 56,461

77,162,4856, 292, 288

33, 870, 857561, 081

13, 291,129

12, 581,625100, 720

2, 367, 20426,232

706,173

131,177, 840 15, 781,954

17, 302, 8836, 307, 989

14, 620, 5755, 860, 6962, 379, 026

21, 479, 37810, 779, 6759, 714, 559

88,444, 781

2, 698, 08612,452,6653,498,912

170,231

18, 819, 894

647,521333,000

3,055, 8692. 382,454

79,658

558,0001,096,932

8,153, 434

1,600,43336,00061,120

1,697, 553

331,113, 620 26,420, 635

8,829, 5811,011,9133,904, 847

95,164764,506

14,600, 011

, 563, 32$329,406942, 274344,802953, 691

1, 826, 609724,097

4, 207

20,5192, 656, 2221,081,194

65, 505

3,823, 440

32,266,776

3,608,151288, 520

1,345, 30520, 843

527,530

3, 338, 354301,136

3,039, 44615, 037

609, 456

5, 790, 349 7,303, 429

871,129,349,

3, 958,179,

2, 977,424,

635,438349, 954348, 714174,158

756, 723354, 075

9,790,105

122757?

"368*178

2, 619, 062

38,2801,533,978

299, 25023, 892

490,751

17,946,624

1, 895,400

6,118, 0869,500

2, 305, 639

99, 785

!, 533,010

75,000

128,885100,000346,090

36, 819

686, 794

8,760

8,760

15,240,350 9,285,025

1849.*

MaineNew Hampshire.VermontMassachusetts...Rhode Island....Connecticut


New YorkNew JerseyPennsylvania..Delaware*Maryland


VirginiaNorth Carolina.South Carolina .GeorgiaAlabamaLouisianaKentuckyTennessee

Total Southern States.Missouri..OhioIndiana...Michigan.



322324

1196336

297

~17925452

20

271 130, 019, 560

149

$5,275,1713, 779, 5093,613, 227

56,599,31014, 684, 87714,043, 096

97, 995,ISO

$10,99S

145,489275, 904

462, 391

81, 911,4125,887, 225

29, 296, 076539, 997

12, 384, 850

12,451, 63787, 932

2, 383, 2725, 692

829, 269

15, 757, 802

17, 338,1824, 937,174

19, 742, 0096, 953,1663. 564,189

19,173, 28111, 043, 2338, 564, 013

585, 671443,000

2, 308, 7641, 690, 378

75, 218

552. 400545, 935

$711, 894296, 863648, 421

4, 472. 951539, 452

1,470. 853

8,140,434

8,561,0901,164, 2883,131, 245

149, 645903, 234

13,909, 502

978,127174, 438

1,468, 4431, 753,467

566, 7432,538. 9501, 602, 590

539, 800

$118, 06059, 95989, 125

1,126,162232, 412332, 745

1, 958, 463

3,446, 867271.440

1, 267, 90920. 857

450, 736

$179,09351,455

151, 0493, 737,151

451, 364196, 268

4, 766, 380

2, 344,140287,142

2, 298,44522, 947

743, 339

5,457, 809 5, 696, 013

354,179129, 797409, 392

6,487,104155, 586

2, 720, 612406,006642,162

91, 315, 247 6, 201, 366 9, 622, 558 11, 804, 838

3,152, 02814, 912, 6653,551,544

233, 268

74 21, 849, 505

71, 00062, 953

53, 9042,117, 283

693, 06485,142

133, 953 2, 949, 393

791 |341,179, 502 22, 555, 512 134, 621, 887

125, 850332, 812382, 076

18, 077

459, 233272, 887411, 986315, 535

520, 475250, 453

8, 337

58, 337

6, 385, 0622,064

2,132, 056

24, 000

8, 543,182

359, 325

"373," 926*'

2, 230, 569

36, 5601, 324, 025

147, 4515,894

1, 513, 930

14, 206, 892

733, 251

7,619

7,619

9, 342, 389

* Incomplete .Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

REPORT OF THE COMPTROLLER OF THE CURRENCY, 275


RESOURCES.

Specie.

$5^1 536161. 711121, 043

2, 578, 030320, 581517,700

4, 220, 601

6, 722, 326636, 387

4, G'!8, 07374, 410

2, 244, 884

14, 316, 080

2, 888, 7181, 596, 269

837, 7671, 264, 5731,108,6087, 578, 7102.920,1511, 312, 770

19, 507, 566

2, 314, 7182, 664, 5471, 083, 979

61,965

6,125, 209

44,169, 456

Otherresources.

$16,124

16,124

68,36824, 090

1, 809, 224

4, 302

1, 905, 984

42.15514, 050

205, 886113,445

3, 548, 7898,75087,162

4, 020, 237

206,1531, 013, 919597,37701, 793

1, 879, 242

7, 821, 587

LIABILITIES.

Capitalstock.

$2, 920, 0002, 088, 0001, 596, 695

32, 985, 000• 10, 037, 241

8, 726, S81

58, 353, 317

43. 908. 7463, 309, 26116,192, 258

210, 001)8, 541, 830

72,162, 095

9, 684, 9703, 402, 4009,153. 5828, 035, 070~1, 500, 000

15, 575, 9707, 071, 0008, 243, 299

62, 666, 291

1,204, 7166, 056, 3572, 082, 874

139, 450

9, 483, 397

202, 665,100

Circulation.

$2, 315, 5211, 514, 4201,733,48213,196,0292, 698, 4954, 891, 265

26, 349, 212

23,047,8262, 722, 541

14, 336,196283,961

3,106, 901

43, 497, 425

8, 997, 5983,512,4483. 981, 683

— 2, 784, 4462,133, 2103, 709. 0536, 484, 8143, 966, 764

35, 570, 016

2, 404,1608, 647, 3273, 606, 452226, 901

14,878, 840

120, 295,493

Deposits.

$1,107, 387440, 332273,477

8, 094, 9701, 260, 4992, 023, 721

13, 200, 386

31,981,4071,718, 84715,110, 433

148, 7934-, 211, 278

53,170, 758

3, 958, 988717, 798

2,277, 5681, 017, 636

654, 3428, 654, 4221,983, 5131, 300, 000

20. 564, 267

1, 364, 6504,545, 081

653, 44565, 981

6, 629,157

93, 564, 568

D a e to banks.

$112, 955

12,2524, 083, 650

620, 323299,397

5,128, 577

13, 273, 620212, 437

4, 301, 09122, 020

1, 667, 249

19,476, 417

365, 03547, 659

1, 845, 632104,124

1, 289,1421, 304, 233374, 385

5, 330, 210

138, 073858, 30734,545

328

1, 031, 253

30,966,457

Other liabil-ities.

$22, 386

470, 014149,83310, 830

653, 063

767,68211, 818291,179

3, 556

1, 074, 235

45, 294

26. 8601, 286, 475403. 327

1, 342, 47415,09033,165

3.152, 685

459,683

2,140

461, 823

5, 341, 806

1849.*

$339, 231155. 707120, 798

2, 749, 917262, 908575, 656

4, 204, 217

5, 481, 874616. 624

4, 020, 73152, 315

2,145, 013

12, 316, 557

2, 392, 8001, 326, 9381, 216, 7741,547,626

618. 1318,153, 4502, 858. 5851,117, 479

19, 231, 783

2. 427, 6853.155. 3621, 273, 895

58, 326

6. 915, 268

42, 667, 825

$1,105

12," 856"787

14, 748

537, 82112, 088

1, 241, 410

i"i32~

1, 792, 451

13, 651252,050

1,404, 775

3, 018, 71639, 36379, 628

4, 808,183

191. 5331, 872. 785

502. 241'588

2, 567,147

9,182, 529

$3, 098, 0002,178, 0001, 826. 975

34, 630, Oil11,161, 9968, 928, 264

61, 823, 246

44, 362, 8693, 497. 06116, 011, 830

210,0008, 557, 732

72, 639, 492

9, 686, 5703, 407, 300

13. 236. 96712, 595, 0101. 500. 000

15, 226, 5707, 030. 0007, 086, 943

69, 769, 360

1, 208.1676, 58+. 2202, 089, 908' 147. 650

10. 029, 945

214, 2G2, 043

$2, 252, 7641, 508, 6082. 322, 962

15, 700, 9352, 543, 4444, 511, 570

28, 840, 283

22, 509, 9822, 420, 714

10, 083, 098310, 846

2, 780,476

38,105,116

7, 825, 8322, 955,1215, 237. 2364,118, 4191. 679,1964,165, 0726, 273, 4583, 291, 762

35, 546, 096

2. 569, 9509. 491. 0373, 708. 031

195, 598

15, 964, 616

118, 456, 111

$1,119, 252443, 629330,195

10, 621, 7331, 335, 6481, 831, 291

15, 681, 748

33, 849, 9631, 650, 986

12, 727, 700113, 255

3, 994,162

52, 336, 066

3, 719, 613502, 518

2, 236, 7441, 697, 0991,160, 0648,427, 7921, 870, 8201, 061, 840

20, 676, 490

1, 735, 4094, 567, 783

556, 050101,156

6, 960, 398

95, 654, 702

$55,183

21, 4484, 720, 815

488, 897378, 403

5, 664, 746

12. 778, 245223. 522

3, 316, 54322, 950

1, 502, 437

$140,913287, 249

428,162

1,854,4264,28089, 042

3,142

17, 843, 697 1, 950, 890

314, 73744, 557

2, 023, 359406, 580383, 283

1, 640.1991, 038J 282

345, 705

8,078552, 700

1, 774, 205141, 487906, 061

6,196, 702 ! 3, 382, 531

170. 6951, 396, 462

82, 29283

1, 345, 397

4,414

1,649,532 j 1,349,811

31, 354, 677 7, 111, 394




1850.*

States, etc. . ofbanks.

MaineNew Hampshire.VermontMassachusetts . -Rhode IslandConnecticut .


New YorkN e w Je rsey . . .Pennsylvania .Delaware*Maryland

322227

1266337

KESOURCES.

Loans anddiscounts.

$5, 830, 2303, 852,1574, 423, 719

63, 330, 02415, 492. 54714, 510,178

307 107,438,855

95, 637, 8076, 377, 034

34, 927, 4691, 653, 595

13, 767, 558


VirginiaNorth Carolina .South Carolina .AlabamaLouisianaKentuckyTennessee


Missouri..OhioIndianaMichigan.



18924 !474

21

285 jl52, 363, 463

18,163, 3005.169, 007

20. 601,1372,116, 591

18, 602, 64911, 637, 2079,008,699

85, 298,590

3619141

281622

136

81

3,265, 27516, 305, 869

3, 912, 7961, 080, 664

24,564,604

Stocks.Due frombanks, etc,

$40, 500

~I5i|277427,935

619, 712

12,577,9581,100,1623, 023, 601218,314

1, 068,587

14, 810, 509

372. 442150,000

1, 849, 46371, 018

546, 000624, 081

3,613,004

237. 215140, 777

377,992

19,42l7217

Real estate.

$778, 955432, 782

1, 001,7895, 335. 003Ul[ 164

1, 498, 815

9, 488, 508

17, 988, 622

1, 813, 048790, 026

2, 850, 942928, 290

3, 879, 9961, 601, 303938, 786

12, 802, 391

28, 8202,198,997749, 863166,187

3,143,867

43.423, 388

$111, 90547, 84794, 497988, 235283, 344335, 347

1, 861,175

3, 745. 579292, 730

1, 232, 83285, 024

384, 760

5, 740, 925

811,270131, 469377,571152,601

2, 743, 270417, 312582,853

Notes ofother

banks.

$187,435109, 817127,637

4,048, 521537,761221,378

5, 232, 549

2,453, 919383, 008

2, 802,11872, 992

790, 505

6,502, 542

433,848402, 517715, 093

16, 029

5, 216, 346

114,175400, 078369,860237, 519

1,121,632

13, 940, 078"

700, 054496, 656

2, 764,197

71,312,157

101,97057, 094

Speciefunds.

$2,376

85, 846

88,222

9, 259, 681

2, 315, 38317, 72759,789

11, 652,580

7,664239, 278

492, 667

739, 609

1, 508, 041

16, 007,329

179,682

" 1,244

180, 926

12, 661, 337

1851.

VermontMassachusettsRhode Island

Total Eastern States. ,

New YorkNew JerseyPennsylvaniaDelawareMaryland


VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaLouisianaKentuckyTennessee

Total Southern Statei

MissouriOhioIndiana

Michigan

Total "Western Statei

Total United States.

31131

20226536

23

310

155

83

$5. 566,19366, 341,10917,871,385

89, 778, 687

108, 229,4127, 237, 451

37,154, 9532, 263, 315

14, 850, 479

169, 735, 610 16, 777,523

19, 733, 3256,056, 726

23, 169, 27011, 286, 3424, 669, 314

23,199, 70110, 603, 64011,366, 028

110, 084, 346

3,533, 46318, 046,754

4, 395, 0991, 358, 704

$10,150

119,704

129, 854

14,035, 54742. 432

1, 699. 86852 986

946, 690

16,943, 5691,304,6074, 663,193

306,5661,144,077

24, 362, 012

402, 214150, 000950, 332

2,173, 94171, 503

614,1621,062, 678

5,424, 830

108,485406,647

27,334,020 j 515,132

779 396,932,663 J22.847, 339

$745, 8196, 550, 232

7, 296, 051

1,925, 6521, 074, 7946, 532, 2972,996,039

960, 3342, 702,1542, 093,3041, 559,418

19,843,992

66, 0283, 574,165

598,014397,909

$99, 698998,213271,541

1, 369, 452

3,350, 249267,991

1, 008. 534117, 983421, 248

5,166,005

$122,0036, 235, 787

626, 305

6, 984, 095

2, 852, 019417,488

2, 519,61974,602

965, 795

$11,345, 041

6, 829, 523 13, 532,471

7r»3,831127, 806340,929

6, 780, 564125, 697

2, 633, 243325,204662, 580

11, 769,854

123, 928459, 385364, 233226,588

4,636,116 | 1,174,134

552,153483,947895, 717535,506

63, 865

475, 395733,186

3, 739,769

37, 5101,363,985224. 842109i 096

56,138,171 I 19,479,445

1, 735,433

197288^820

2, 088,09122, 54376, 796

93, 396682,719200,000

1, 241,443

2, 217,558

3,150

3,150

|15,753,179

* Incomplete.




RESOUKCES.

Specie.

$475, 589149, 571127, 325

2, 993,178297, 661583, 841

4, 627,165

7, 259, 681620, 689

3, 828, 754147, 612

2,468, 235

14, 324, 971

2, 709, 0551, 410, 2541, 711, 9021, 307, 3926. 979, 7722,683, 3731,143,919

17,945, 667

1, 902, 9863, 369, 4701, 285, 406

107, 210

6, 665, 072

43, 562, 875

Otherresources.

$13, 461

13,461

464, 04011, 379

2, 393,114

19, 682

2, 888, 215

68, 04211, 281

348,5301, 229, 2012, 656, 609485, 28529, 750

4,828, 698

193, 9732,626, 369210, 51568, 532

3, 099, 389

10, 829, 763

LIABILITIES.

Capitalstock.

$3, 248, 0002, 203, 9502,197, 24036, 925, 05011, 716,3379,152, 801

65, 443, 378

47, 361, 3253, 565, 28817,182,174

940, 0008,704, 711

77, 753,498

9, 731, 3703, 407, 30013,139, 5711, 500, 000

14, 257, 5207, 030, 0007, 026, 987

56, 092,748

1, 208, 7517, 272, 8402, 082, 910

392, 530

10, 957, 031

210, 246, 655

Circulation.

$2, 654, 2081, 751, 0962, 856, 027

17, 005, 8262, 553, 8654, 888, 029

31, 709, 051

24, 634, 3852, 548,35111, 405, 455

651,1213, 091, 408

42, 330, 720

8, 944, 7523, 415, 7888,741.7652, 558, 8685, 069, 8676, 682, 5243, 913, 491

39, 327, 055

2,594, 79010, 826, 0363, 304, 260624, 431

17, 349, 517

130, 716, 343

Deposits.

$1, 223, 671453,671546, 703

11,176. 8271,488, 5962, 251, 525

17,140, 993

42, 030, 3841, 894, 23715, 701,150

290, 5565,183, 609

65, 099,936

4, 238, 875720, 788

3, 322,1321, 216, 3198, 210, 7052, 209, 0351, 320, 959

21, 238, 813

1, 377, 2884, 878, 236663,462266,412

7,185, 398

110, 665,140

D u e to banks.

$48, 006

32, 9846, 549, 929650, 560380,691

7,602,170

18, 498, 239298, 560

3,965. 8731KX 535

1,732i 813

24, 606, 020

328, 99262, 350

2,047,77920, 740

1, 763, 931894, 21043, 852

5,161, 854

150,153907,370107, 24216, 802

1,181, 567

38, 611, 611

Other liabil-ities.

$38,285

442, 084138, 773299,671

918,813

2, 945,132

128, 234

3,178

3, 076, 544

642, 231395,124450, 529

307, 937

1, 795, 821

1, 528, 753

189,195

1, 717, 948

7, 509,126

1851.

$179,0502,478,858277,715

2,935, 623

11, 937, 798652, 885

7, 212, 919188. 253

2,738, 834

22, 730, 689

2, 928,1741, 645, 0282, 429, 0201,938, 5121, 798, 8205, 750, 8382, 307, 8791, 456, 778

20, 255, 049

1,098,2632, 931, 6781.197, 880125. 722

5, 353, 543

51,274,904

$50, 996

50, 996

1, 772, 616134, 336

2, 099, 549

53, 758

4, 060, 259

37,46918, 785145,121

1,406. 68181, 000

2,934, 353417, 819

5,041, 228

273, 3172, 982, 728247,04870, 504

3,573, 597

12, 726, 080

$2, 603,11238, 265, 0009,418,810

50, 286, 922

49, 866, 8203, 754, 900

18, 675, 4871, 440, 0109,115,156

82, 852, 373

9, 868,1453, 789, 25013, 213, 02113,050,1981, 800, 000

12, 370, 3906, 456, 9277, 452, 265

68, 000,196

1,209,1317,623, 3332, 082, 950431, 338

11, 346, 752

212, 486, 243

$3, 377, 02719, 694, 6983, 076, 593

26,148,318

27, 926, 2633, 046, 03811,990, 862

833, 9603, 532, 870

47, 329, 993

10, 256, 9974, 249, 88311,771,2709,820, 8743,568, 2855,090, 0866, 339, 0236, 814, 376

57,910, 794

2, 522, 50011, 832, 5113,421.445897, 364

18, 673, 820

150,062, 925

$627, 77713, 839, 903i, 910, 018

16, 377, 698

53,092,4472, 362, 332

17, 944, 032558, 858

5, 966, 834

79, 924, 503

4, 717, 732942, 098

3, 491, 7332,414, 7941,474,9628, 275, 7582, 021, 3611,949,497

25, 287, 935

1, 098, 9815, 522,974

630, 323416, 215

7, 668,493

129, 258, 629

$90, 4557, 001, 921934,210

8, 026, 586

25, 878, 059373, 407

5, 889, 691170, 877

1, 928, 214

34,240,248

328,84160, 682

3,065, 893609, 763194,911

1, 384, 232• 977,338

61, 638

6, 683, 298

76,2801, 712,580118, 34442, 589

1, 949, 793

50,899, 925

$3,877, 770

515,975

3,395

4, 397,140

4,825702, 043

2,105, 371660, 732

8, 737,043

672,150

12, 882,164

1,620, 843

494,102

2,114,945

19, 394,249




States, etc.

Maine'• few HampshireVermontMassachusettsRhode IslandConnecticut



Total Middle States...

North CarolinaXiouisiana


OhioIndianaMichigan



No. ofbanks.

3931''2

1377151

KESOURCES.

Loans anddiscounts.

$7, 042,4615, 669, 4465, 660, 724

77,172,07918. 737, 09320, 572, 263

361 134,854,066

Stocks.

$63, 098

115, 833326, 714

505, 645

Due frombanks, etc.

$956 489771,170

1,104, 8626, 6G6, 412

948, 3132, 540, 700

12, 987,946

232 H I 752 4.79 ,19 ZC& Q27 14. 717 SQFi2954

8, 399, 26236, 398, 246

315 1156,550,980

2029

49

7014

6, 075, 41922,407, 783

636, 4161, 501, 965

21,502, 318

150, 000

28,483,202 150,000

19,241, 2254. fi91 79fi

5 l! 273, 709

89

814

2, 721, 236

743, 890

25,136,660 3,405,126

345, 024,908 25, 623, 089

569,3723, 308,438

18, 595, 705

Heal estate.

$118,52356, 483

101,0861. 090. 463

258, 923418, 232

No ten ofother

banks .

$224,364120, 929168,685

5, 346,162726,039316, 668

2,043,710 6,902,847

4, 012, 003254, 382998, 970

5, 265, 355

1,074,794 i 127,8061,489,910 1.315 41 n

2,564, 704

2, 848, 500925, 325216, 401

3, 990, 226

38,138, 581

7 '1,443, 216

462, 227324, 826181, 938

968, 991

9,721, 272

2, 622, 670

2, 436,147

5, 058, 817

483, 947

483, 947

1, 418, 561334, 286

68, 320

1, 821,167

14, 266, 778

Speciefunds.

$96, 450

172, 697

269,147

12, 235, 862

930, 713

13,166, 575

1, 214, 626

1,214,626

148, 259

37, 249

185,508

14, 835, 856

MaineNew HampshireVermontMassachusettsRhode IslandConnecticnt


New YorkDelaware*MarylandDistrict of Columbia...


Virginia •.North CarolinaSouth Carolina*GeorgiaAlabamaMississippiLouisianaKentuckyTennessee



Michigan



I35331437753

$11,166,5196,518,1886, 840, 93237,187,17722, 844, 91124, 601,165

2574193

159,158, 892

141,45«,2331, 359, 50115,135, 5871, 516, 641

283 1159,469,962

21,784.3577,126,00817,970,3417, 088, 2524,876, 031160,746

17,038,35914,088,7987, 207, 691

$117,125

121,414644,962

$1,581,596587,859

1,301,0337. 971, 6901, 004, 8631, 890, 685

83,501 14,337,726

16,128,301 |13,800,95550

683, 51260, 386

188, 0701, 991, 902

160, 509

97,340,583 9,301,535

3,109, 55916,787,2524, 249, 994586, 404

1,416,328

16,872,249 ; 16,141,436

2,198, 304414, 520

1, 061,2241, 655, 758

698, 2965, 943

2, 438, 2193, 330, 7221,182, 524

12, 985, 510

~~114, 557~4, 331, 7411, 432, 292

880, 541276, 455

740, 947150, 000

1,487,785421,193329,27613,052

5, 742, 394295,903120, 985

51,8722,803, 438163, 846

1, 780, 617508,678

$116, 84254,153104,768

1, 069, 852264,812384, 800

1, 995, 227

$365, 490157,667185,999

7, 340, 461844, 329436,538

9, 330, 484

4,262,480 il6,134, 610.37,896 | 117.224328, 813 1,100, 380115, 816 103.110

$202, 204

202, 204

127,143

4,745,005 17,455,324 I 127,143

752,674 j122,905 !303,801 i245,839 j66,37010,070 '

1,340,463 !354,390 j289,191

820. 266354. 870544. 083334, 844227, 670

552, 244278, 576

I '3,485, 703 3,112, 553

301, 5702, 072, 560554, 754233, 576110,417

122, 869432,569319. 44813.202129.520

116 26,149,537 j 5,308,451 j 7,035,586 I 1,017.608 j 3,272,877

893 442,118,974 ,32, 365, 736 50,500,258 11,243,543 ,33,171,238

1, 649, 336

1, 649, 336

8,58196,1238,378

113,082

2, 091, 765




1852.

RESOURCES.

Specie.

$662, 301175,157176, 379

3, 563, 782414, 970825, 379

5, 777,968

10, 73J0, 634877, 507

6, 685, 729

18,293, 870

1, 645, 0294, 355, 381

6, 000,410

2, 806, 9021, 245, 407

161, 48-3

4, 213, 792

34, 286, 040

Otherresources.

$15,996

22, 7575, 283

44,036

735,178

2, 399, 936

3,135,114

2,4554,130, 216

4,132, 671

712, 338266,301216,429

1,195, 068

8, 506, 889

LIABILITIES.

Capitalstock.

$3,923, 0003, 076, 0002, 721,168

43,270, 50014, 037,44112, 509, 807

79,537, 916

59, 026, 7404, 325,115

18, 895,187

82, 247, 042

3, 789, 25012, 201, 870 •

15,991,120

7, 818, 7612, 083, 007

861, 228

10,762, 996

188, 539, 074

Circulation.

$3, 254, 8822, 625, 7073, 779,131

21,172, 3603, 322, 3147,118, 625

41, 273,019

27, 311. 9543,126, 083

11, 993, 456

42, 431, 493

4, 249, 8833, 514, 274

7, 764,157

11, 545,1053. 772,193920,951

16, 238,149

107, 706, 818

Deposits.

$1, 525, 627743, 857872,420

15, 067, 2042,174, 8833, 472, 210

23, 856, 201

56. 211, 5352, 824,48016,132, 749

75,168, 764

943.1256, 948,116

7, 891, 241

5, 996, 37.2657, 843698,470

7, 352, 685

114, 268, 891

D u e to banks.

$93, 455

31,1718, 608, 238892.108642, 637

10, 267, 609

19, 083, 264433, 230

4,148, 640

Other liabil-ities.

$474, 051

1,423,419

1,897,470

4, 869, 099

351,448

23,665,134 | 5,220,547

60,682919,930

980, 612

3,580, 026123, 81722, 858

3,726, 701

38, 640, 056

8, 497, 481

8,497,481

444,525132, 52715, 059

592,111

16, 207, 609

1853.

$1,132, 610180,239188,173

3, 731. 765359,699

1,145, 857

6, 738, 343

9, 993, 815205,555

2, 838, 071175, 546

13,212, 987

3, 238, 8741,388, 5451,669, 5501,443,7141,175,107

19, 2115, 946.9903, 634, 043972,034

19, 488, 068

1, 253, 3112, 631, 3191, 308, 933419, 531197,294

5, 810, 388

45, 249, 786

$16,324

28,145713, 414

757, 883

1, 067, 0222,071

21, 98778, 250

1,169, 330

126, 4933,944

1,076, 26266. 68438,479

1,149, 01512, 023143,344

2, 616, 244

48,028851, 234207,803

43, 751

1,150, 816

5, 694, 273

$5,913, 8703, 376, 0002, 914, 040

49, 050,17515, 917, 42913,164, 594

90,336,108

62, 207, 216610, 000

8,064, 930847, 728

71, 729, 874

10, 583, 7003, 605, 0009, 825, 6853, 810, 4002, 000, 000132, 726

10, 934,1307, 658, 7003,460,114

52, 010, 455

1, 210, 6227,115, 1112, 083, 0071, 702,456665, 803

12, 776, 999

226, 853, 436

$5,317,7503, 021, 5794, 764,439

25, 620, 4724, 895, 529

10, 224, 441

53, 844, 210

^ 2 9 , 934, 657770, 440

4, 254,412243, 881

35, 203, 390

12, 020, 3784, 276, 9787, 050, 5734, 201, 6042, 763, 015

49,9254, 409, 2718, 823,1244, 879,196

48, 474, 064

2,427, 72011, 373, 2103, 860, 5241, 351, 788896,140

19,909, 382

157,431, 046

$2, 545, 673868, 357734, 216

19, 007, 6512, 238, 8563, 542, 935

28, 937, 688

70, 474, 394315, 795

7, 282, 355891, 886

78, 964,430

5,191, 297990,130

5, 319, 2191, 639,3542, 268, 398

12,42810, 555, 8492, 456, 2671, 364, 603

29, 797, 545

1, 073,1387, 440, 650868, 066522,476579, 969

10, 484,299

148,183, 962

$136, 880

22,1368,593.4421, 062, 615716, 770

10, 531, 843

30, 303, 44655,138

1, 676, 361107, 618

32,142, 563

450, 331104,364764, 916673,02935, 2882, 721

810,4542, 060, 923199,513

5,101, 539

150, 9953,166, 979108, 392315,44163, 084

3, 804, 891

51, 580, 836

$362,729829, 581

1,192, 310

9, 689,181

131, 734867

9,821, 782

16, 30110, 77258, 4694,2601,0661, 222

8, 098, 37715,302

8, 205, 769

138, 487357, 86314,116182, 382

692, 848

19,912, 709




1S54.





Total Middle States ..j

Virginia iNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentuckyTennessee


MissouriOhioIndiana.IllinoisMichiganWisconsin


Total of United States.

3640

15387

_ 6 3

~439~

RESOURCES.

Loan a anddiscounts.

60 $12,114,6976, 891, 6216, 572, 951

93, 341, 95325, 233,30428, 292. 321

Stocks. Due frombanks, etc.

$140,864

172, 440, 847•~3l2~l2b3,~6087077~

" 10, 663,62748, 656, 8842,915, 602

111,9881, 298, 677"175517529"

$1, 681, 637602,447

1, 079, 6868, 225, 682932, 619

2, 205, 0681477277139"

25"442

21,453, 585j 974,8951,141, 649

62, 681825, 399_

•2474587209"

11, 529, 939432,378

5, 375, 738352, 286

1, 681,03619, 371, 377

5525181831193528202"

6684429710

24,913, 78910, 366, 24724, 365, 69013,567, 4695, 865,142362, 585

29, 320, 58221,398,38611, 846, 87914270067769"

1641,247

2,259, 81264,175

2, 775,0592,193, 848471,156

842, 000802,124538, 042

9, 946, 2163, 958, 05517, 380, 2557, 247, 366316,841

2,199, 0931,163, 066

32,2647676" |~979537750"630,320,923 45, 909, 704

2, 808, 3373, 257, 0642, 671, 903

637, 725578, 721

Real estate.

2, 710,1801, 842, 5691, 611,7091, 735, 422362, 08484,049

2, 416, 5263,284, 4051,443, 72115,490, 665

152, 7813,534,9701, 985,114878, 612742, 843325, 946

577209744T

756, 551137,154419,370

8,176, 93265, 3219,970

1, 954,164416,192

_516L980_^ 4 5 2 , 634^

1167151332,909289, 67331,158144,9988,461

923,350"2275157944"

Notes ofother

banks.

$554, 679124, 860125, 902

5, 325, 595880, 724459, 502

774717262"3,488,

42,3,804,

81,158,

Speciefunds.

$34, 071

206,921240,992

18,175, 67032, 849

3,879,120177, 293

1,595,0927, 576,323 |23,860,024

821639

1, 271643,645,603,111,

13,

282,5901, 438,342715, 305385, 339108,941151,154

^081,671227985,907^

199,84873, 324

247, 852

1,

4,

115451,856,

780396651

543126

1,191

978890892

171, 855128, 86063, 8924, 28220,136389, 025

25, 681, 933"

1855.

MaineNew Hampshire.VermontMassachusetts....Rhode IslandConnecticut


New YorkNew Jersey.. -Pennsylvania.DelawareMaryland

Total Middle States .. |

VirginiaNorth Carolina .South Carolina .GeorgiaAlabamaMississippiLouisianaKentuckyTennessee


MissouriOhioIndianaMichigan..Wisconsin.

$12, 770,1818,037, 4276, 710, 92899, 506, 71226, 385, 45823,704, 458

$1,403, 817769, 963

1,150, 3627, 010, 3231, 242, 3622, 272, 606

$108,19256, 519123,237

1, 281, 602323 092375, 612

$399, 798241, 38354, 556

4, 547, 7101,157, 251

341, 754

163, 216, 3929,177, 334

48, 641, 3933, 048,14117, 588, 718

12, 475, 2921, 810, 7074, 840,118402,179

1,490,609

5,178, 831240, 921

1,159, 740124, 356333, 930

23, 331, 93911, 468, 52723.149, 09811, 648, 5594, 397, 298

352, 73927,142, 90717, 307, 56711, 755, 729

3,127, 300123,275

1, 670, 3052, 331. 661768, 6505,914

4,187,180743, 033871, 076

,434672, 991

1,198, 4211, 094, 368271, 80160, 710

3,154, 4373,319,7181, 057,140

786, 952145, 033510, 565

8, 308,92953, 58811,904

3, 317, 422416. 920486, 455

1,125,106409, 764441, 864633. 74457, 0615,450

111. 185298.222249, 298146. 03524. 320

2,466, 2476,148, 837555, 431

1, 044, 021

905, 555911, 000118, 784341,174

158, 310173, 5736,162

103,184

160 | 30, 087, 618 10, 214, 536 6, 588, 631 829, 060 2, 276, 513Total Western States. j

Total United States . . . l7325 579, 429,123 J50, 168,965 53, 882, 989 24,172, 860 ,22^329, 252 2^944,889~




1854.

RESOURCES.

Specie.

$1,163,522176,434196, 680

3, 828, 403312, 606

1,207, 3816, 885, 02614,169,905

805,5334, 331, 656

133,3673,405, 090

22, 845, 5513, 271, 0421, 857, 0481, 621, 9731, 576, 8131,125, 954

5,6697,468,4604, 596. 2491, 983, 790

23, 506, 998937, 835

2, 319, 0641, 820, 760565,152357, 672182,482

6,182,96559,420,540

Otherresources.

$85,132

35,429564, 522685,083151,528224, 448652,756

28, 2561, 056, 988

26, 259

1, 369, 582712, 95031,5004,742

2,163, 055307, 36867, 322

4, 682, 778121, 372

127, 2381, 368, 203

95,170

1, 711, 9838,136,832

LIABILITIES.

Capitalstock.

$o, 393, 3693, 626, 0003, 275,656

54,492, 66017.511,16215, 597, 891

100, 896, 73879, 018, 9805,147, 74119,768, 8641, 343,1859, 558,409

114, 837,17912, 796, 4664, 818, 565

16, 073, 58012, 957, 6002,100, 000240,165

17, 359, 26110, 869, 6656, 599, 872

83, 815,174

1, 215, 4058, 013,1545, 554, 5522, 513, 7901, 084, 718600, 000

18, 981, 619318, 530, 710

Circulation.

$4, 623,9063,079,5483, 986, 709

24, 803, 7585,035,073

11, 219, 56652, 748,56032, 573,1894, 917,41217,420, 3481,286,9334, 918,38161,116, 26314, 298, 7927, 320. 6679, 715, 7839, 518, 7773,171, 487

234, 7456,969, 807

13. 573, 5106,821,836

71, 625,4042, 487, 5809, 839, 0087,116,8272, 283, 5261,270, 989485,121

23, 483, 051208, 973,278

Deposits.

$3, 816,104775, 410745,170

19, 346, 5952,772, 3673, 910,160

31, 365, 80675, 554, 4814,133. 454

22, 747', 991860, 947

8, 621, 952111,917,9256, 513, 0271, 808, 5873, 752, 2602, 523, 2271, 671. 448

33, 39311, 743,1523,102,1592, 200, 922

33,348,1751, 313, 7447, 693,6101, 764, 7471,286,1021, 078, 606

654, 42313,791,232

190,423,138

D u e to banks.

$161, 592

15,7156, 930, 0991,046, 6581, 008, 6559,162,71920, 227, 967

486, 5614, 640, 970

107, 0752, 348, 791

27, 811, 364635,127186,993

1, 878, 291722, 035663,164

2, 022. 6362, 809, 031

108, 4709,025,747

228, 9451, 866,172445, 359

82,496

2, 622, 97248,622, 802

Other liabil-ities.

$164, 625

979

329,4251,022,9401, 517, 9695, 848, 627

36,647

71, 6455, 956, 919

5, 49551,013159,193

1, 089, 935

2, 348, 859

447,4254,101, 920

249, 887100, 622294, 034438,488710, 954

1, 793, 98513, 370, 793

1855.

$877,166236, 411201, 548

4,409,402385, 767810,101

6, 920, 395

13, 661, 565826. 452

3, 944, 60290,149

2, 987, 225

21, 509, 993

2, 728, 4821, 291. 4361, 283, 2841, 451, 8801,125, 490

8, 0636, 570, 5684,152, 9881, 473,040

20, 085, 231

975. 4911, 690,1051, 894, 357

143,123334, 383

5, 037, 459

53, 553, 078

$49, 428

70, 285673, 037

792, 750

767, 642158, 396599, 66229,140

595, 223

2,150, 063

75, 30912, 769

571, 049423.130

50, 0001, 985, 373

216, 505166,395

3, 500, 530

i," 006," 525"

15, 3458,791

1, 030, 661

7, 474, 004

$7, 326, 3024, 449, 3003, 603. 460

58, 632, 35018, 682, 80217,147, 385

$5, 057, 2973, 589, 4823, 704, 34123,116, 0255, 404,1046, 871,102

109.841,599 | 47,742,351j

83. 773. 2885, 314, 88519, 864, 8251, 393,175

10, 411, 874

120, 758, 047

14, 0B3. 8385, 205. 07316, 603. 25313. 413, 1002, 296, 400240,165

20,179,10710, 369, 7176, 717, 848

89, 058, 501

1, 215, 3987,166, 5817, 281, 934980, 416

1, 400, 000

18. 044, 329

337, 702, 476

31, 507, 7803, 552, 585

16, 739, 0691, 380, 9914,118,197

57, 298, 622

10, 834. 9636, 667, 7626. 739. 6236. 698. 8692, 382,176221,760

6, 586, 6018, 628, 9465, 850, 562

54, 611, 262

1, 460, 6508,074.1328,165.856500. 942740, 764

18. 942, 344

178, 594, 579

$2. 548, 999958, 474801, 039

21, 973, 2602, 914, 5963,433,081

32, 629, 449

84, 970, 8703. 290. 462

21, 076, 464859. 010

7, 268. 888

117, 465, 694

5, 615, 6661,130, 3292, 871, 0952, 034, 4551, 278, 022

42, 73811, 688, 2963, 011, 7192,413, 418

30, 085, 738

1, 247, 6515, 450, 5662, 289. 6051,170. 9741, 482, 053

$145, 727

4,7885, 947, 8361,192, 449945, 844

8, 236, 644

21, 081, 456483. 875

3, 930, 665127, 510

1, 511, 970

27,135, 476

815, 830112. 047

1,197, 949462, 091181, 558

1,154, 5382, 577, 824211, 681

6, 713, 518

284, 776949, 727803, 84995, 597

11,640,849 2,133,949

191, 821, 730 44,219,587

$7,647

357, 539482, 975

848,161

4, 731, 884

2, 716, 872

891, 230

8, 339, 986

51, 54616, 90753, 936

1,199, 30915, 000

2, 232. r>73296, 60585, 501

3, 951, 777

411, 652

187, 522456, 739

1, 055, 913

14,195, 837




States, etc.




Total Middle State* .

VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentuckyTennessee


MissouriOhioIndianaIllinoisMichigan

Wisconsin


Total United States .

No. ofbanks.

754941

1729871

RESOURCES.

Loans anddiscounts.

$13, 066, 9578. 846, 4217, 302,951

101,132,79228, 679, 34328,511,149

506 1187,539,613

338 Ii92,161,11335 10,999,91971 52, 549,19911 2,906, 25331 20, 616, 005

1,459, 758

2o7~59o7l5O~760. 697

2, 714, 23244,086644,600

486 1279.232,487

144, 994,995

644, 310, 955

Stocks.

$114, 589

" 128," 539'1, 216, 630

Due frombanks, etc.

$1,396,430741,475

1,142,1047, 574, 7921, 255, 3223, 432, 975

Eeal estate.

15, 543, 098

12, 665, 5171,639,2495, 647, 642

387, 0791,649,166

24,753,705 121.988,653

2, 647, 366123, 985

3,483, 0111, 671, 234

713,0264,894

2, 591, 400678,389

1,466, 455

13,379, 700

2, 476, 7511, 705, 0703, 777, 676

517, 9451, 200, 083

9, 677, 525

49, 270, 808

19,247, 273

28, 3313,117,1781, 274, 9922,354, 571

402, 520363,161

7,540, 753

64,319. 777

$113, 78975. 893

135,2681,426,392

478,652453,132

2, 683, 126

5, 857, 537265, 228

1,128, 674. 137, 524318, 890

7, 707, 859

807, 981171,037600, 880

4, 853, 50380, 64812, 613

2, 341, 335488,504541 711

9, 898, 212

985, 946

21, 275,143

banks . funds.

$464, 562136,50443,146

5, 248, 3801. 281, 754

367,319

$39, 440

246, 248

7,541,665 285,688

2,958,038 118,096,545502,949 [

4,460,673 155,37639, 830 156, 055

1,482,744 I 82,961

9,444,234 118,490,937

999, 764317, 690424,135846, 675561, 482

7,740

965, 878859,956

513,697

16,037

4,983,320 | 555,733

33.8701, 632, 969

598, 262517,06697,265

603,848

3, 483, 280

25,452, 499

10.C;-559369, 60037,165

6, 43357,218

576, 975

19,909,333

1857





VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaTexasKentuckyTennessee


MissouriOhioIndianaIllinoisMichiganWisconsin..Nebraska



764741

1739374

179, 983,396

31146711131

470

205, 892, 49913, 380. 08555, 287, 234

3, 021, 37822, 293, 554_

29978747750"

;13, 277, 6217, 389, 8137, 905, 711

92, 458, 57225,823,15233,108, 527

24. 027, 533581, 773

2. 301, 62633,076

758, 27827, 702, 28i

24, 899, 57512, 636, 52128, 227, 37016, 649, 201

6, 545, 209657, 020

31, 200, 296

$39,991

$1,158,277829,169926, 326

5, 522, 0881. 410, 6752,^51,143

1274977678"

3,184, 96694,116

3. 268, 8762, 249, 083

142, 201519

4. 794, 885

12,179,1692, 237, 2045,143. 330

506, 5141, 894, 791

21L961,:008~

2740572TF846, 416

1,180,9381, 368, 971

665. 302257, 505

6,416, 728

$138, 25182, 000

136, 5821, 608, 613

527, 787^ 2 0 , 2413, 313, 474

6, 868, 945224, 711

1, 206, 569130, 000402, 217

8, 832, 442 11, 071, 854

872, 368192, 475631, 273

8, 368, 28078,14811, 413

2,470, 683

$375,216158,132122, 923

4, 385, 650860, 778443, 900

6, 346, 599

2, 935, 205710, 072

5, 719, 23440, 680

1, 666, 663

307, 073"

22,6787628"

24, 477, 093

1, 509, 089366, 076539,497

1, 480, 570504, 28726, 503

$36, 351

270, 722

1,593,696195, 601

13, 4021,378

31, 928

3540227

23, 404, 55116L89jUJ90161,113,133

739,1262,^*50^3081679247080"

4,115, 4302^380,70019, 637, 201

465, 907

590, 715

13,681,262

840, 9591, 069, 408 62, 767

i, 336, 389 109, 475

4,112, 79115, 223, 2417,039, 6911, 740, 6711, 903, 6035, 280, 634

418, 097

212 j 35,718,728

1, 413 1676, 670, 007

75, 9912, 479, 5581.338.4183, 952, 450

245, 061453,771 '129, 804

137187, 205~ "87675. 053"

587"9457440"J62, 770, 940

2, 749, 6861, 694, 3576,129, 613

588, 3892, 025,160

98, 254310,145227, 59952, 83260, 110

150, 3153,975

198, 9101,199. 863

557, 238433, 717159, 489701,16115, 069

903, 230 3, 263, 447

26, 730, 408 27, 018, 289

39, 00768, 56819, 2979,] 4173,222

210

209, 385



UNITED STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES—Continued.1856.

BESOURCES.

Specie.

$753, 085236,013208, 858

4, 555, 571548, 348

1, 006, 493

7, 308, 368

10 910 330782, (559

6, 738, 650180, 051

3,398,101

Otherresources.

$52, 881

70.133488; 138

611,152

71,587678,018

3, 814698,890

22,009, 791 1,452, 309

3,151.1091, 360, 9951, 228, 2211,955, 9661,274,944

7,7448,191, 6254, 611, 7662,231,418

24,013,788

4, 355, 0502,096, 8091, 599, 014759,474152, 080531, 713

9, 494,140

62, 826, 087

114, 4334,067

951,832135, 298

2, 233, 412535, 730143, 696

4, xl8,408

1,195, 047132, 946

1,108,14821, 3471,501

2, 458, 989

LIABILITIES.

Capitalstock.

$7 899 7944,831,0003, 85(5, 94658, 598, 80020,275. 89918,913,372

114, 375, 811

85 589 5905, 682, 262

22, 026. 5961,493,185

11, 202,606

Circulation.

$5, 077, 2483,677 6893,970,72026, 544, 3155, 521, 9099,197, 762

53, 989, 643

31, 340, 0034, 285, 07916, 883,1991,192, 2045,297,983

125, 994, 239 58, 998, 468

13, 600,1886,031.945

17.516,60011,508.7172,297,800240,165

19, 027, 72810,454, 5728, 593, 693

89, 271, 408

1,215,4056,491,4214,045, 3253, 810, 946730,438

1, 870,000

18,193,535

8,640,918 347,834,993

13,014.9265, 750, 0926, 504. 67910,092,8093,467, 242324, 080

7, 222, 61412, 634, 5338, 518,545

67, 529, 520

2, 805, 6609, 080,5894, 516, 4223, 420, 985

573,8401,060,165

21, 457, 661

201, 975, 292

Deposits.

$2,115, 2021, 058, 803797, 535

24,369,1263,141, 6574, 090, 835

35, 573,158

88, 852, 3953, 994, 54125,340, 814

852,1648,370, 345

127, 410, 259

6, 204, 3401,101,1133, 068,1882, 525, 2562 837,556

35,606L4, 747,4703, 608, 7573, 740,101

37, 868, 387

1, 331,1267,101,3251, 957, 0971, 267, 2341, 866, 9582, 806, 341

15, 830, 081

210, 681, 885

D u e to banks.

$118,976

7 3484, 807, 6021,475, 221875,287

7, 284, 434

26, 045, 439616, 321

4,955,485125, 303

1, 924, 756

33,667,304

6, 663, 995234, 832

1,100,2991,334, 098481, 289

1,687, 53 L2,555, 953

467, 070

Other liabil-ities.

$317

659,703911,458

1, 571,478

3,615,502

96,7928,000

938,108

4, 658, 402

36, 60210,71046, 532623,91810, 000

2,301,747532. 000664, 910

8,525,067 4,226,419

172,4251, 712, 040

379. 804241,90353, 425

1,073,874

3, 633,471

53,110, 276

296,202161, 975

128,216

586, 393

ll~042^692

185?

$703,143275.933188., 588

3, 611, 097570, 850

1,129, 7086, 479, 319

12, 898, 771849, 926

5, 973,138146. 367

3. 522, 561

23, 390, 763

3. 092, 7411, 156. 9*331,197, 7741, 702,1081,139, 312

7,9126, 811,162

4, 406,1062, 094, 632

21, 608, 680

1, 245,1842, 016. 8141, 420, 076635, 81092, 762

542, 938136. 325

6, 089, 909

57, 568, 671

$17,185

50, 760614, 763682,708

288, 296303, 7301, 065

23, 528616, 619

484, 6827,913

698, 662534, 619

1,252

1, 493, 905

363, 92424,169

3, 609,126

687,337380, 911

11,1451,8922,154

1, 083, 439

5, 991, 892

$8,135, 7355,041,0004. 028. 74060, 319. 72020, 334. 77719. 923, 553

117, 783, 525

96, 381, 3016, 582, 770

23, 009. 3441, 428, 185

12. 297, 276

140, 298, 876

13, 863, 0006. 425. 250

14, 837, 04215, 428. 6902, 297, 800

336, 00021, 730, 400

10, 596, 3058, 454, 423

93, 969, 510

1, 215. 4056, 742. 4214,123, 0895,872.144841, 489

2. 955. 000205,000

21, 954. 548

374, 006, 459

$4, 641, 6462, 289, 9394, 275. 51718,104, 8273,192, 86110, 590, 42143, 095, 011

34, 019, 6334, 759, 85517, 368, 0961, 394, 0945,155, 096

62, 696, 774

12, 685. 6276, 301, 26210, 654, 6529,147,0113,177, 234

556, 3459,194,139

13, 682, 2158, 401, 948

73, 800,433

2, 780. 3809,153. 6294, 731. 7055, 534. 945

670. 5491, 702, 570353,796

24, 927, 574

204, 519, 792

$2,116, 526875, 789746. 557

17, 631,1902,510,1084, 688, 843.

28, 569, 013

96, 907, 9704, 891, 97027,593,534

868, 4149, 611, 324

139, 873, 212

7, 397, 4741,170, 0263, 502. 7333,126, 5302, 423. 269

83, 43513, 478, 729

4, 473, 3784, 875, 346

40,530, 920

1,188, 9826, 543. 4201, 852, 7421. 002, 3991, 347, 9563, 365, 562

125, 29115, 426, 352

224, 399,497

$145, 084

1, 6394,106, 6941, 661, 2041, 020, 7116, 935, 332

29,014,1251, 438, 6584,215,515

147, 2501, 895. 284

36, 710, 832

729, 507224, 821

3,518.9621, 663. 429

703, 443

965, 555

2, 983, 373944, 917

11, 734, 007

111. 9841, 202. 961272, 815210. 483118, 962

1,7491, 918, 954

57, 299,125

$1, 343, 948381,402

1, 503,1353, 228, 485

6, 767,333

127,059

679,701

7, 574, 093

98, 2356,645

3, 355,119872, 6445, 000

2, 207, 583

50, 000951, 262

7, 546,488

392. 758177. 309157.98152, 646

1, 290, 486

2,071,180




1S5S.


RESOURCES.

Loans anddiscounts. Stocks. Due from

banks, etc. Real estate.Notes of

otherbanks.

Speciefunds.

MaineNew HampshireVermont rMassachusettsRhode IslandConnecticut


New YorkJ^ew JerseyPennsylvaniaDelaware •.Marylan d

Total Middle States. . .

VirginiaNorth CarolinaSouth CarolinaGeorgiaAlabamaMississippiLouisianaKentucky


MissouriObioIndianaIllinoisMichiganWisconsin

Nebraska



705241

1748376

$11,210,2458, 252, 7546. 392, 992

104, 423,47224,065, 89426, 799,430

$106,500

161, 309938,755

$876, 022889, 330701, 545

6, 366, 7211, 700,1852, 584, 819

$135,26366, 086

222, 5601, 584, 885

536, 4031, 085,173

$245,121170.99441,780

4,933,428755,049273,381

$615,441

232, 625

' 262,'595'

496 181,144,787 1, 206, 564 13,118, 622 3, 630, 370 6,419, 753 1,110, 661

29447761131

459

162, 807, 37611, 364, 31949,149, 323

2, 544, 21221, 804, 111

247, 669,341

11,726. 9731, 609, 8173,773, 227

507, 2553,226,1.12

7,423, 614344, 045

1,353, 28557,655

417, 925

1, 857, 658494,197

4, 814, 97858, 639

1,473,413

14,130, 673

75, 829108,516

3,164

23, 338,41111, 967, 73322, 056, 56112,677, 863

5, 585, 424393,216

23, 229,09617.681, 283

26, 576, 900

3 T 7180, 270

3,223,8872, 358, 584

146, 5391,007

5, 318,418738, 705

20, 843, 384

0857424709, 830331,109194, 465162, 972219,086951, 205431,131

9, 596, 524

1, 674, 733383, 018889, 722454,156151,726

975

725,460

200 jll6,929,587 15, 558, 974

72~0002,088, 7781,416,7376,164, 017322,466

3, 626,468

15, 085,222

96, 6262,139, 364920,421

2,813, 57877,034

498, 79435, 601

14, 201,066

29T773"522, 041109, 22459, 567115, 661229, 2363,850

4, 279, 790

324,705768, 243395, 536265, 03431,411

467,4111,000

27, 546, 002

573,289,717

13, 690,466 6, 581,418 1, 069, 352 2, 253,340

57,032, 904 55,628, 646 28,497, 312 21, 651, 768

14, 318,182

6,287

259,576

"47,'254

i39

313,256

121, 354236,6616,433

10, 04367,439

441, 930

16, 184, 029

Maine 68New Hampshire 52Vermont 46Massachusetts 176Rhode Island 90Connecticut .

Total Eastern States.. ~~5UG~~New York 300"New Jersey 46Pennsylvania 87Delaware 12Maryland

Total Middle States. . . 47fVirginiaNorth Carolina 28South Carolina 20Georgia 28AlabamaLouisiana 12Kentucky 37Tennessee 39

Total Southern StatesMissouriOhioIndianaIllinoisMichiganWisconsinMinnesotaKansasNebraska

Total Western States.Total United States ..117489"

$11,815,1278,591,6886, 946, 523

109,435,51225,131,] 5027, 856, 785189,776,785'200,5777198"12, 449, 46046, 825, 2663. 009, 2852l!8541934

284,716,143

$176, 400

"161,3091, 267, 40617605,115"25,268788T

785,5232, 954,443

22, 610

29,924, 42522,419,53212, 247, 30024,444, 04417,929, 0669, 058, 37929,424,27827,404, 94213, 262, 766

233 1156,190, 287— 29"

533748

398

21

~~273"

9, 830,42611,171,3436,468, 3081, 296, 6161,153, 5479, 262, 457

5,18548, 25697, 087

39, 333, 225670, 016, 440"

$1,478,896772,173

1,167,6025,194, 3431,491, 5222,994, 958_13, O997494

3, 569,437128, 951

3, 321, 9691, 605,127160,219

5, 564, 590793, 641

15,169, 5592, 223, 9354, 418,436308,222

1, 017, 64123,137, 793

275577I82""1, 291, 3432, 200, 4504, 073, 6652,192, 0199, 268, 2546, 535, 2152, 575, 465

167 7217512" • 307 "693759T

5977679"2, 613, 6151.177,4892, 627, 690137,059892,77530, 8064, 0683;_127_

8, 084, 308

417, 3352, 069, 7891, 252 9816, 486. 652258, 776

5,114, 41550, 000

15, 649, 948637901,000 7570157188"

$145, 56672, 912

190, 5651, 601, 072536,403

1, 915, 0474,461, 5658, 264, 425421, 793

1, 423, 25381,499

484, 82510, 675, 795

2,2951,155

1,471, 64826, 799, 682

$273, 304181,96469, 435

5,183, 459802,660326, 617

6, 837, 4392,044, 765578, 006834,12461, 44669, 863

$69,667

255, 844325, 511

18,436, 967

3, 349, 824114,812

1, 521, 6633, 588, 204 [23, 423, 266

814, 060317,362600, 290720,692872, 746

1, 017,580581, 723

4, 924,4531,007, 5751,152,433505,685271, 52654, 953852, 2834,223

1,3993, 850, 07719,200,173

496,66351, 642

402,451

1991, 287, 0772, 238, 032348,658150, 74136, 6239, 272

22, 57983, 893

512

26652, 304




1858.RESOURCES.

Specie.

$294,423178, 556

11,112, 716732, 622915, 844

13,234,161

29, 313,4211, 308, 8514, 580, 528203, 228

2,614,728

38, 020, 756

2, 710, 7771, 035, 8691,104.1281,417, 5451, 302, 312

59110, 370, 7014, 027,825

21, 969, 748

1. 424, 0041,734,9951, 261, 720233,23923, 776576, 5435,683

5, 259, 960

78,484, 625

Otherresources.

$73,954

93,365877,000

1,044, 319

467, 855288. 802244,120

23414,741

1, 015, 752

381, 98714,275

1, 005, 448549,63924,50630, 209

1,147, 2872,611

3,155, 962

116, 084910, 43610, 8914,75715, 72745, 266

1,103,161

6, 319,194

LIABILITIES.

Capitalstock.

$7,614,2005,041,0004, 082. 41661,819, 82520,070, 74120,917,168

119, 545, 350

107,449,1437,494,91225,691,4391, 355, 01012,451,545

154,442, 049

14, 651, 6006, 525,100

14, 885, 63116, 015, 2563, 235, 6501,110, 000

22, 800, 83010,782, 588

90, 006, 655

2, 620, 6156, 560. 7703, 585,9224, 679, 325851,804

5,515, 00015, 000

23, 828, 436

387,822,490

Circulation.

$2, 964, 3273,115, 6433,024,14120,839,4382,644,1955, 380, 247

37, 967, 991

23. 899, 9643, 395, 936

11, 610,4581, 240, 3704, 041, 021

44, 287, 749

10, 347, 8745, 699. 4276,185, 8255, 518,4252, 581, 791169, 400

4, 336, 6248, 884, 225

43,723,591

1, 718, 7506, 201, 2863,363,9765, 238, 930364, 676

2, 913, 07141, 641

19, 842, 330

145, 721, 661

Deposits.

$1, 743,9391,069, 920615, 874

32, 076, 0062, 624, 2264,140,088

42, 270, 053

83,043,3533, 696, 60518, 924,113

609,1797, 541,186

113. 814,436

6, 971, 3251,037, 4572, 955, 8542, 215, 8531,408. 837

49, 78111, 638,1203, 232,132

29, 509, 359

1, 482, 4423,915,7811,417, 966658,521310, 479

• 2,077, 8623,673

9,866, 724

195,460, 572

Du e to banks.

$139,304

5,4417, 654, 2351,150, 667684, 907

9, 634, 644

21, 268, 562507, 077

5, 847, 97072, 297

4,194, 677

31, 890, 583

899, 79682, 347

3, 074, 740533, 819571,55631,792

1, 340, 6193,195,352

9, 730, 021

242,117280, 786380, 56919, 66278,975

1, 002,109

52,257,357

Other liabil-ities.

$76, 069

1,443

•296,889893; 155

1, 267. 556

2, 829, 05680, 76380,706

549, 933

3, 541, 058

87, 21066

1,700,612882,662

60

1, 915

2, 672, 525

282, 07160, 954131,762124,198

1,278, 8722, 576

1, 880, 433

9, 361, 572

1859.

$663,754255, 278198. 409

7, 532, 647608, 833989, 020

10, 248, 841

28, :i:$f), 984952, 231

11, 345,536217,342

3,120, 011

43,971,104

3, 077, 6871, 248, 5252, 601,4143, 751, 9983, 371, 956

16, 218, 0274, 984,1412, 863, 01838,116, 766

3, 921, 7891, 845, 4411,869, 000269, 58542, 018706, 00915,2728,2686,629

8,684, 011

101, 020, 722

$176,412

93,365799, 244

1, 069, 021

397, 330391,194453, 521

67,5741, 309, 619

413,67545,696

2, 964, 540678, 274

873, In144, 0758,258

5,127, 989

711,157111, 0891,83714,440

1,250

1,341841,114

8, 347, 743

$7,408, 9455, 016, 0004, 029, 24064,519, 20020, 321, 06921,512,176

122, 806, 630

110,258, 4807, 359,122

24,565,8051, 638,185

12,560,635

156, 382, 227

14, 685, 3706, 525, 20014, 888,45120, 479, 1113, 663, 490

24, 215, 68912, 216, 7258, 361, 357

105, 035, 393

5, 796, 7816, 707,1513, 617, 6294,000, 334

745, 3047, 995, 000

50, 00052 00056, 000

29, 020,199

413, 244, 449

$3. 886,5393, 271,1833, 882, 983

22, 086, 9213, 318, 6817, 561, 519

44, 007, 826

28, 507,9004,054, 77011, 980, 480

960, 8463, 977, 971

49, 481, 967

10, 340, 3426, 202, 6269,170, 333

11, 687, 5826, 651,1179, 094, 009

14, 345, 6966, 472, 822

73, 964. 527

6, 069,1208, 040, 3045, 379, 9365, 707, 048

331, 9784, 695,170

48,6438,895

23, 34630, 304, 440

197, 758, 760

$2,472, 9931,187,991787,834

29, 249, 0383,130, 4755, 574, 900

42, 403, 231

110, 465, 7984, 239, 235

26, 054, 568832, 657

9, 028, 664

150, 620, 922

7,401, 7011, 502, 3123, 897, 8405, 317, 9233,830, 607

21,822 5385,144, 8794, 659, 80953, 577, 609

3,123,6224, 389, 8311,723, 840640,058555,693

3, 022, 38413 3312, 695

2iJ, 34813, 494, 802

260, 09G. 564

$89, 271

19,1326, 937, 042

936, 081926, 308

8, 907, 834

35,134, 049770,935

4, 569,62586,180

1,725, 807

42, 286, 596

982, 351184, 356

3,746,6041, 727, 9951, 006, 8322,198, <)824 338 ;>(541, 073, 269

15, 258, 753

579, 830488, 878179, 36615. 62135,165

1, 573, 694

4,4182, 873, 972

69, 327,155

$3, 780

296, 8895.808

306, 477

2, 824, 618

""429*167

417, 6673, 671, 452

58,7807, 766

3, 214, 920552, 2542,131

1,781,058

441,1656, 058, 074

206,23568, 215525,344126, 111

925, 905




I860.

States, etc.No. ofbanks.



New YorkNew JerseyPennsylvania-DelawareMaryland


VirginiaNorth Carol inaSouth CarolinaGeorgiaFloridaAlabamaLouisianaKentuckyTennessee


MissouriOhioIndianaIllinoisMichiganWisconsinIowa



RESOURCES.

Loans anddiscounts .

$12,654,7948,794, 9486, 748, 500

1 19,164, 43426,719, 87730,518, 689

2047601, 242

2007351733214, 909,17450, 327,1573,150, 215

31 i 20, 898,762485 j289,1)36, 640

"2479757792"12,213,27227, 801, 91216,776, 282

464, 63013,570,02725,401, 60925, 284, 86911/751^019

168, 239, 412

214,1041,104, 343175087819"

26, 8977874962, 911

2, 513, 6744.750

848, 283

1,562

15,461,19211,100,4627, 675, 861

387,229892, 949

7, 592, 361724^228

43, 834, 282

706, 311, 576

Stocks.Due from

banks, etc.

$190,372

"37584,078363,828

2,994, 6882, 583,158100,125524, 513

5, 842, 096851, 562

1, 233, 432

18,077,480"

725; 6701,153, 5521, 349, 4669, 826,691

192, 8315, 031, 504101, 849

187 38 V ^ 6 3

6971957354

Real estate.

$1.019,902756, 200

1, 292. 5953, 966, 7261,143,5912, 904, 963

1170837977"

1275247349"2, 395, 0283,073, 210

411,9821, 657, 016

20706175852"27756,047"1,081,4031,592, 6442, 005. 768

25, 8531, 208, 5067, 305,1155,099, 6782, 613, 910

2376887^24"

64,004, 650

$181,19975,646174, 736

1, 599, 813604, 015922, 817

3,558, 226

171, 3002,141, 881477, 971595, 759

13/700, 219

2267609718, 913258, 30992,429130,861326,461

1, 753, 582

30,~493,252

Notes ofother

banks.

$290,225157,38558,558

5, 763, 676974, 620373,853

7,618,317

17,376, 750

779, 565495,362

5, 365,560

1,046, 015898, 337418, 991343, 269

44, 644925,110

_2M16UL

3, 890, 027

26, 089, 565

Speciefunds.

$103, 537

262, 065365,602

103,862

17,480,612

29,83854,254

101, 939

"26,*866"20, 900932, 092

1. 159, 823

157, 37880, 79939, 39723,87164,430

365,875

19, 371,912

1861.

MaineNew HampshireVermontMassachusettsRhode Island


New YorkNew JerseyPennsylvaniaDelaware *Maryland


VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaLouisianaKentuckyTennessee


MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska



71 $13,406,2955240

18390

8, 368, 5416, 013,730

111, 038, 82827,980, 865

436

30660

31

166, 808, 259

2097721780013,864,04555 327, 4721, 970, 305

^^299, 233J303,182,"855

2578667262"14,980, 74622,230,19912, 046, 073

424,26210, 934, 06026, 364, 51322,455,17511, 696, 435

29, 605, 318899, 831

2, 377, 774

217 136, 997, 725

426539942

1101332

_ 1371

17, 373, 46910, 913, 0078,158,138

546, 876578, 043

7,723, 7231,169, 870

123,16348, 01472, 406

46,706,709

17518" 05376957548"

$82,741

195,234"277,975 12, 630, 658

635, 685

"376857135"537,714

2, 699, 8721.. 644. 597

125,000565, 826

5. 783, 687467, 357409,372

13, 962, 0961,853,1514, 548, 839

313, 5151, 874, 439

22, 552, 040

1, 893,416630,355587, 645

1,244, 39140,118

1,131, 530

15, 918, 560

4,354, 229'829, 845

10, 711, 529

1, 281, 7483, 206, 5801,198, 9613, 793, 753

133,796749, 063284, 008

18, 2856,6964,443

21, 746,403 110, 677, 333

717461, 546~j 567571,"5W

$235, 53178,252

167, 3801, 626, 404

613, 7472, 721, 314

8,827 331469, 724

1,765,25540, 685

_539,_329_if, _6427_324

"1,070,669"239, 456684,144

4, 696,243

171,3002,128,413

523, 382571, 219

10, 084, 826

3217754671, 590316, 024116, 551

39, 200

6, 5337,885

1,479. 537

"25,928, 001

$308, 707203, 822

4,050, 939966,079^

"57529754T

2, 287, 843533, 669

43,918524228

16,044, 3221, 049, 0904,912, 286

C7,421

4, 389, 658

"270037703"513,183277, 649768,15118,412

684, 601

22,073,119

763,383400,296

5, 429, 378

1, 531,816841, 682355, 025287, 411

52, 3521,162, 936

522, 6959,8024.4142,209

4, 770, 342

20,118. 925

$138, 550

138, 550

22, 93945,820

26, 721774

105, 7866,073,419

149,167958,977

7, 383, 603

97, 559110, 987105,875

37, 920.100,879

14, 672

467, 892

30,063,164


EEPOET OF THE COMPTROLLER OF THE CURRENCY. 287


1860.

RESOURCES.

Specie.

$670, 980243, 719185,677

6, 567, 888450,929950,753

9, 069, 946

20, 921, 545940, 700

8. 378. 474' 208,924

2, 779,41833, 229, 061

2,943, 6521, 617, 6872, 324,1213,211,974

32, 8762, 747,17412,115, 4314, 502, 2502, 267, 710

31, 762, 875

4,160,9121, 828, 6401, 583, 540

23. 81224,175

419, 947255, 545

8, 296, 571

82, 358, 453

Otherresources.

$168," 662'

100. 223873, 238

1,142,123

1,418590. 884685, 561

41, 5001,319, 363

433, 42368, 000

1, 455, 4581,110, 377

28. 2961, 082. 041188,39184, 355

4, 450, 341

961,720"221, 457

1, 679, 27736,119

1,329, 66849, 308

4, 277, 549

11,189, 376

LIABILITIES.

Capitalstock.

$7, 506, 8904, 981, 0003, 872, 64266,482. 05020, 865. 56921, 606, 997

125, 315,148

111, 441, 3207, 844. 412

25, 565, 5821, 640, 775

12, 568, 962159, 061, 051

16, 005,1566, 626. 478

14, 962. 06216, 689, 560

300, 0004, 901, 000

24, 496, 86612, 835. 6708, 067, 037

104, 883, 829

9, 082. 9516, 890, 8394, 343, 2105, 251, 225

755, 4657, 620, 000460, 450

34, 404,140

423, 664,1C8

Circulation.

$4,149, 7183, 332, 0103, 784, 67225,012,7453, 558, 2957, 702, 436

47, 539, 876

29, 959, 5064, 811, 83213,132, 8921,135, 7724,106, 86953,146, 871

9, 812,1975, 594, 057

11, 475, 6348, 798,100

183, 6407, 477, 976

11, 579, 31313. 520, 2075, 538, 378

73, 979, 502

7, 884, 8887, 983. 8895, 390, 2468, 981, 723222.197

4, 429, 855563, 806

35,456, 604

210,122, 853

Deposits.

$2,499,1881, 234, 627

814. 62330, 246,5233, 553,1045, 506, 507

43, 854, 572

104, 070. 2735, 741, 46526,167,843

976, 2268, 874,180

145, 829,987

7, 729, 6521,487, 2734.165.6154, 738, 289

129, 5184, 851,15319, 777, 8125, 662, 8924, 324, 79952, 867, 003

3, 357,1764, 039, 6141, 700, 479697, 037375, 397

3. 085, 813'527, 378

13, 782, 894

256, 334,456

Due to banks.

$102,392

15, 0428, 960, 6811,022, 2771,166, 778

11, 267,170

28, 807, 4291,141, 6643.837,554102,166

1, 324, 74035, 213, 553

1,138, 327100,139

1, 499, 2181, 287, 268

5,144874, 800

1,165, 6753, 259, 717264,627

9, 594, 915

1, 200, 010790, 56889, 53026, 53313, 969

16. 6892,137, 299

58, 212, 937

Other liabil-ities.

$153, 916153, 916

3, 059, 277

975,192

357,1954, Wl, 664

34, 6001,196, 4781, 417, 837

787, 733

196, 0492, 201,138

462, 4206, 296, 255

ill, 781140, 895552, 33876, 206

1,493. 52925. 056

2, 432, 805

13, 274, 640

1861.

$653, 354318,106173.332

8, 777,193471, 581

10, 393, 5G6

26, 427, 3342. 353, 0597, 818. 769126 614

2, 267.15838, 992, 934

3, 017, 3591. 059, 7151, 628, 3361, 634,197

774, 0712, 715,119

13, 656, 0584, 466, 9961, 284,115

30, 235, 966

3, 820, 5302. 377,4662, 296, 648

302, 90528. 389

372. 518378,030

2, 2284, 3505,627

9, 588, 691

89, 211,157

$110,548140,548

430, 4498, 246, 9441, 045, 641

9, 723, 034

340, 79128, 912

2, 388, 994502, 51212. 30228, 835

1, 293, 840308.147995, 366

5, 899, 699

842. 32577. 293

2, 035, 736

i, 722, 729222, 4531,894

4044, 902, 834

20, 666,115

$7, 656, 2505, 031, 0003, 916, 000

67, 344, 20021, 070, 619

105, 018. 069

111, 821, 9564, 164. 70925, 808. 5531 088,175

12, 567,122155, 450, 605

16, 486, 2117, 863, 4(56

14, 992, 48610, 357, 200

425.0004, 976. 000

24. 634. 84413, 729, 7257, 985,143

101,450, 075

11,133. 8997,151,0394, 744, 5706, 753, 743

250. 0006, 782. 000589,130156, 00093,13060, 400

37,713,911

399, 632, 660

$4,313,0052, 994. 4082, 522; 68719, 517, 3063, 772, 241

33,119, 647

28, 239, 9505 117,817

15, 830. 033675 278

3, 558, 24753. 421, 325

19, 817,1485, 218, 5984, 089, 0866, 040, 775

116. 2505. 055. 2226^881, 374

10, 873, 6303, 844, 796

61, 936, 879

8, 204, 8458,143,6115, 755. 20111. 010, 837

47,5104,310.175

689, 6008,7025, 443

16, 00738,191, 931

186, 669,782

$2, 869, 8731, 376,853715. 207

33, 956, 7112, 986, 956

41, 905, 600

114, 845. 372559 579

27, 032.104516, 393

9, 086,162152, 039, 610

7,157, 2702, 034, 3913 334, 0872, 776. 407

108, 6063, 435, 685

17, 056. 8603,725, 8282, 852, 767

42, 481, 801

3, 360, 3844, 046. 8111, 841. 051807, 763436, 837

4,083,1311,154, 925

54. 06514,78310,717

15, 810,467

252,237,478

$151,437

8, 666, 5261, 396,1849, 548,147

29, 492, 678

4,118, 92540 246

2,108, 92035,760, 7C9

1, 310, 068105, 631

1, 312, 659874. 999

2, 250, 855753, 359

3, 073, 919328,576

10, 010, 066

1, 247, 3353, 206, 580117,86864.2004,777

50,5041024

4, 691,298

60,010,280

$61,1775, 902, 598818,714

6, 782, 489

9, 572, 786

1, 073,159

426. 43411, 072, 379

317. 905291, 466

2, 868.100272, 402

16*6. 9821, 012,115

1, 501, 9226, 424, 892

101,696152, 650422, 220139, 878

1,632 20192.89816, 202

4225,530

2, 563, 697

26, 843,457




States, etc.

MaineVermontMassachusetts.Rhode Island..Connecticut . . .


New YorkN ew Jersey —Pennsylvania.DelawareMaryland

Total Middle States..

Total Southern StatesKentucky

Missouri...OhioIndianaIllinois* .Michigan ..Wisconsin.IowaMinnesota*Kansas



RESOURCES.

No. of •banks. Loans and

discounts.

$12, 679, 2447,124, 697

127, 592, 511

459

30252

1116

28

26, 560,11727, 086, 326

Stocks.Due from

banks, etc.

1,131

496, 6382, 828, 612

201,042.895 3,406,381

108,058,966 '56,278,05912,796,026 i 1,502,51846,749, 190 110,231,700

1, 004, 088 I 4, 55017, 440, 111 856, 425

Real estate.

$2. 084, 2632,882, 0577,15:5, 8221,041,0484, 359, 577

17, 520, 767

$255, 060171, 761

1, 696. 554683;188

111, 111, 319

113,917,882

18, 798, 7092, 752, 9544, 700, 260

152,1281, 837, 068

499 j276,048,381 168, 873, 252 128,241,119

44 15, 391, t

788, 0284, 573, 5121, 094, 912

43, 450

236 I 34,467,295

1,238 [526,950,237

2, 343, 360

233, 6131.850,516

219,723

3, 659,482

268, 622464,064334,186

750

7, 956, 516

57, 377, 884

10,916, 272

9, 218, 278468, 057

1, 858, 30042,269

540, 089

12,126, 993

589, 974

528,965702, 657354,709

96, 440317,880

9,280

2, 010, 021

128, 644, 870

Notes ofother

banks .

$219, 370

9, 355, 035887,274454, 593

2,121, 735549,722

3, 666,13027,126

1, 469, 699

18, 995, 773

7, 834, 512

700,553

3,160,1221,426, 066

445,144

65, 500693, 246271, 550

6, 061, 628

25, 512, 965

Speciefunds.

$359,029

433,222

792, 251

446,18617, 238

120,476

19,579,672

144,84567, 275

17,903> 61,448

4,450

295,921

20, 667, 845

1863.

MaineNew HampshireRhode Island .*.Connecticut


Few York :New JerseyPennsylvaniaDelawareMaryland

Total Middle States.. .

LouisianaKentuckyTennessee


MissouriOhioIndianaIllinoisMichiganIowa

Minnesota



$13,658,1727, 513, 369

30, 579,29, 873,190

$5,136, 6061,434, 7032, 081, 620, 532, 478

$260,52085, 909

752, 2941, 538,841

$527,107314, 327

1, 361,309392, 236

15, 767, 27447, 248, 090

963.93423,919.

, 793, 9572,639

130, 656

12,939,200 29,091,963

6 1 16,225,53344 I 17,621,49514 ! 4,820,972

1, 254, 2416, 647, 6131,928,595

576, 436623,039243, 535

3, 667, 361650, 957

1, 726, 801

453,9922,327, 0151,123,242

12, 080, 50112, 298, 4005, 250, 245

221,3801, 092, 90(51, 508, 668

133,951

1, 295, 8133, 768, 8201, 589, 768

501, 947183,728226, 350324,212

621, 520697, 450348, 860206,231

91, 429

1, 357, 0233, 813, 3631, 901, 359

109, 29544, 826

616,41522, 200

4,440,7262, 801, 282

110,151451, 736490, 65720, 783

261,136349, 58455,793

203,694

1,966,522 7,864,481

18,986,305 43,455.672

* Incomplete.



STATES AND THEIK PRINCIPAL RESQUBCES AND LIABILITIES—Continued.

1862.

RESOURCES.

Specie.

$710, 392199, 313

9,595, 530606, 977

1.529, 855

12, 642, 067

29,102, 7151,493,10311,464, 600

196, 7253, 682, 471

45, 939, 614

5,991 015

2, 967,1083, 655, 9444, 577, 259

37,996304,478725,443

12, 268, 228

76, 840, 924

Otherresources.

$195.300123, 261

318,361

2,179, 91398, 524

2,102,1863. 6048i 420

LIABILITIES.

Capitalstock.

$7,970,650211,460

67,544, 20021,243,52921, 794, 937

118,764, 776

109, 403, 3798, 258,91226,135, 630

409, 86412,155, 979

4,392,047 j 156,363,764

1, 5G2, 395

19, 249550,106321, 715

2, 453,465

7,164, 473

13,453, 306

11, 249, 6815, 695, 9504, 579, 985

419,2493, 807,000720,390156, 00052, 000

26, 680, 255

315, 262,101

Circulation.

$4, 047, 7803, 911, 00028, 957, 6303, 306, 5306,918,018

47, 140, 958

30, 559, 0203,927, 53516, 384, 643

445, 6193, 794, 295

55, 111, 112

7,405, 015

6, 511, 8519, 217, 5206,844, 7001, 415, 076413. 030

1,419; 4231, 281, 453

81.2362, 770

27,187, 059

136,844,144

Deposits.

$3,307. 6285, 621,85044, 737, 4903, 742,1716,142, 754

63,551, 893

146, 215, 4885,687, 923

28, 986, 370405, 362

7, 637, 602

188,932, 745

4, 369, 218

2, 068,4735, 762, 3552, 076, 548

120,1242, 341,112809, 387

6,330

13,184, 329

270,038,185

Duo to banks.

$83, 601925,627

17, 413, 850965, 208964, 752

Other liabil-ities.

$638, 9161,117, 3835, 796, 2241, 244,8832, 296, 834

20,353,038 1 11,094,240

34,431. 61545(>; 572

3,979, 824353,009

1,167, 555

40, 382, 575

1,352,737

1, 450. 723450, 035162, 890

749,628

47, 876

2,861,152

64, 949, 502

14,152, 6581,552,7606,707, 008147,582

1, 631,140

24,191,148

2, 095, 774

3, 025, 2782, 418, 0431, 400, 385

125, 6231,257, 718108,422

4,414

8, 339, 883

45, 721, 045

$747,145356, 000305, 270

1, 423, 009

2, 831,424

37, 803,0471,180, 8849,467, 234

66,1792, 750,183

51, 267,527

8, 806, 0806, 322,510

55, 266

15,183, 856

3, 666, 0173, 023, 2853,455, 731

104, 01830, 339

544, 96725, 658

10,850, 015

80,132, 82-2

$206,4352, 209, 387

$7,983,0004, 678, 70020,890,12921, 812,943

2,415,822 55,364,772

2,094, 39796,292

5, 994, 87619,62681, 766

8, 286, 957

4,742,578339,95248,333

5,130,863

1, 501,206

425,460

117, 02221, 337

2, 065, 025

17, 898, 667

108, 668, 2978,187,162

25, 917, 650385, 000

12,112, 309

155, 270,418

17, 388,16613, 798, 0303, 561, 700

34,747,896

11,247,6815, 674, 0004,492, 835894,845416, 590797, 970318,000

23,841, 921

269, 225,007

$6, 488,4784,192, 0346,413,404

13, 842, 758

30, 936, 674

39,182,8198,172,398

27, 689, 504678, 340

6, 649, 030

82, 372,091

8, 876,5199, 035,7244,540,906

22,453,149

4,037,2779, 057,8376,782,890619, 286131,087

1, 249, 000198,494

22, 075,871

157,837,785

$5, 076,1071, 725, 8665,376,4148, 890, 237

21, 068, 624

200, 824, 7569, 599, 269

43, 038, 218509, 381

13,779, 279

267, 750,903

5, 810, 2517, 676, 3051,125, 633

14,612,189

3,434, 26211, 697, 8183, 017, 597400, 213

1,420, 8521. 287, 273

92,876

21, 350, 891

324, 782, 607

$128,578

1, 605,1211, 387, 274

3,120, 973

57, 389.106853,193

8, 447, 3117, 652

1,799,287

68, 496, 549

352.4632, 829^ 898

91,136

3,273,497

546, 8961, 014, 752110,126110, 73919, 21848, 6033,100

1, 853, 434

76, 744,453

$(353, 397397,111

1,127,8932, 363, 781

4, 542,182

19, 047, 0841, 503, 7925, 899, 983

93,1051,485, 750

28, 029,714

125,5191, 958, 828711,412

2,795,759

2,638,2401,978, 3401, 303, 776

42,112110, 934121, 22511, 660

0 206, 287

41,573,942

9647 19



STATEMENT SIIOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN THE1872-73

States, etc.

!N"ew Hampshire . . . . .Hhode Island. . . .Connecticut


New York CityNew YorkNow JcrsovPennsylvania


Michigan .."Wisconsin . . . . . . . . .Minnesota



No. ofba ks.

RESOUECES.

Loans anddiscounts.

$72, 9844,155,2112,574, 053

6, 802, 248

48,198,72929, 340,173

3, 302,17820, 331, 359

101,172,439

5, 078,4075, 775, 946

740,405

11, 594, 758

119,569,445

Stocks,bonds, etc.

$4, 000153, 376

35,790

193,166

1, 686,4851, 634, 348

225, 0785, 727,122

9, 273, 033

678, 986992,130

24, 648

1, 695, 764

11,161, 963

Due frombanks, etc.

$203126, 455482,128

608, 786

3,872, 3993, 003, 873

918, 6321, 911,373

9, 706, 277

783, 8111, 434, 687

71,539

2, 290, 037

12, 605,100

Real es-tate, etc.

$1,85443, 63292,400

137,886

1, 550, 463493, 578121, 854798, 092

2,963, 987

65,998101, 362

167, 360

3, 269,233

Expenses,etc.

$3, 8395,102

8,941

271,789228, 253

15,084282,189

797,315

70, 2081,1758,709

80, 092

886, 348

Cash andcash items.

$6, 567233,861150, 680

391,108

24,411, 7551, 582, 242

376, 7281, 845, 080

28, 215, 805

898, 663869, 964

69, 699

1, 838, 326

30,445, 239

M^aine . . . . . . . . . . . . . . . .New Hampshire"Hhode IslandConnecticut

Total

New York CityNew York

PennsylvaniaDistrict of Columbia


Total Southern States-Virginia

MissouriIllinoisMichigan"WisconsinIowaMinnesotaKansas



$308,72255,834

4,451,1532,757,500

7,573, 209

44, 275, 47026, 741, 948

3 528 68322,127,128

582, 816

97,196, 045

5, 502, 794

22,120, 0316 376 3065,603 0465, 268, 4782, 968,1621, 045, 2351, 073, 859

44,455,117

154,727,165

$7004,000

136, 62695, 039

236,365

1,945,1071, 84B. 564

547 7606,896,796

139,417

11,375;644

495, 834

2,019, 0831,998 283

786,7841, 294, 334

'"*"29,"286*26, 928

6,154, 698

18,262, 541

$40,82610, 816

200,140609, 240

861, 022

3, 851, 2154,452, 8311 145 0781,921, 278

11, 773

11, 382,175

417, 976

2,196, 038

953, 3842,538, 530

383, 981106,429210, 511

6, 388, 873

19, 050, 046

$4, 0001,854

40,19492, 400

138, 448

1, 606,422569,191145 812

1, 012,71631, 900

3, 366, 041

74, 805

573, 416794, 619

82, 629107,324139, 930

14, 69080, 284

1, 792, 892

5, 372,186

4,7484,950

9,698

416, 098103, 718

12 ]52362, 322

7, 072

901, 362

40, 286

223,416

55, 0702,550

21^ 649

332,998

1, 284, 344

$82, 4422, 545

249, 258157, 549

491,794

23, 468, 3451, 585,116

379 6652.172, 067

46,145

27, 651, 338

465,103

4, 581, 7451, 777, 308

943, 270921, 374360, 388140,776207,711

8,932,572

37, 540, 807

*$tock Savings Banks included.



UNITED STATES AND THEIR RESOURCES AND LIABILITIES IN THE YEARSto 1891-'92.*

RESOURCES.

Otherresources.

$84,40868, 006

541783, 962

936,917

3,4095,753

7,162

944,079

Total.

$85, 6084, 716, 3743, 340,153

8,142,135

80, 076, 02836, 350, 4734, 960, 095

31, 679,177

153, 065, 773

7, 576, 0739,176, 673

920, 753

17, 673,499

178, 881,407

LIABILITIES.

Capital stock.

$50,0003, 149. 9501, 450, 000

4, 649, 950

17,285, 2009, 653, 6901, 482, 7507,187,300

35, 608, 940

1, 447, 444715,000284, 500

2, 446,944

42, 705, 834

Surplus andprofits.

$27, 053232, 044330, 920

590,017

6,120, 3223,133, 095

477, 9661, 402, 307

11,133, 690

312, 21971, 34230,132

413, 693

12,137, 400

Circulation.

$1,55424, 59429, 918

56, 066

38,14263, 68715, 415

117,244

1,404

1,404

174, 714

Deposits.

$6.7111, 060, 3791, 214, 780

2, 281, 870

51, 514, 76320, 935,1172, 857, 63520, 761,456

96, 068,971

5, 816, 4106. 200, 547' 386, 236

12, 403,193

110, 754, 034

Other liabil-ities.

$290249,407314, 535

564, 232

5,117, 6012,564,884126, 329

2, 328,114

10,136,928

2,188, 380219,885

2,408, 265

13,109,425

1873*74.

6,09416

6,110

90, 639146, 56722, 917471,87015,198

747,191

122, 959

231,128

1,27026, 57113,15316, 617

288, 739

1,164,999

$436, 69075, 049

5, 088,2133, 716, 694

9, 316, 646

75, 653,29635,445,9355, 782,067

34, 964,177774,321

619, 796

7,119, 757

31, 944, 85710 946 5168,424,183

10,133, 8603. 879,0321,' 379, 8821, 637, 559

68, 345, 889

237, 402, 088

$225, 00050, 000

3,187.5501,450, 000

4, 912,550

16, 635, 2009, 671, 0901, 741,3708, 370,168

73, 480

36, 491, 308

2, 407, 316

8,156, 6502 339 6181, 932, 735

862, 6881, 015, 956560, 000626, 711

15, 494, 358

59, 305, 532

$31,10011, 013

300, 904323, 364

666,381

6, 313,8553,438, 355242,836

1, 876, 2144,146

11, 875, 406

372, 064

1,525, 757

390, 02662, 660219,90977, 641

110, 068

2, 392, 061

15, 305, 912

$3, 6331,334

22,03329,425

56,425

37, 93940, 83414,076

329

93,178

2,425

1,404

3,829

153, 432

$174, 7599 975

1, 348, 0001,525,975

3, 058, 709

44, 608,14617, 817, 0323, 562,18423,395,439

688, 338

90, 071,139

4,191,798

20, 912, 3198 606 8986 101 4226, 618, 7802, 555, 412708,941870, 965

46,374,737

143, 696, 383

$2,1982 727

229, 726387,930

622, 581

8,058,1564,478, 624221,601

1,322,0278,357

14,088,765

148,579

1, 347,706

2,588, 32887, 75533,30023, 815

4,080,904

18, 940, 829

for the years 1872-73 to 1885-'86.



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS IN


EESOURCES.

Loans and Stocks, Due from Keal es- Expenses, Cash anddiscounts, bonds, etc. banks, etc. tate, etc. etc. cash items.

MaineNew HampshireVermontRhode IslandConnecticut


New YorkNew York CityNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia


Virginia"West VirginiaLouisianaTexasArkansas


OhioIndianaIllinoisMichigan"WisconsinIowaMinnesota

Kansas



$292,59657, 763

1, 524, 9784, 651,6342, 632,372

$7008,875

259, 3(50123, 327280, 719

$46, 4749,237

42, 508184,709708, 844

$4,0001,995

50040,19492,400

95,6753,312

$24, 59739

58, 883216, 456

69, 530

28 9,159, 343 672,981 991, 772 139, 089 8,996 369, 505

562716

1212

175

26, 378, 88144, 016, 2234,081,525

25, 539, 024454, 745

6, 339,414656, 575

2,481,2252,300,037

970,1796,392,600

7,350979,210252, 357

4, 335, 2063, 985,663

785,1473, 241, 541

84, 746405, 45931,038

562, 3991, 616,019

179,9812, 242, 510

26, 501604, 018146, 083

202,510542, 82916,033

340, 2285,767

29, 20917,412

i, 522, 81218, 788, 431

418, 0402,412, 874

28, 341871, 388

97, 202

244 107,466, 387 13,382,958 12,868, 800 5, 377, 511 1,153,988 24,139,088

3,997, 2272,164,2474,449, 312

422,10672,112

40 11,155, 004

10599

2623408

19

21,356, 6481,121,1236, 989, 5366, 876,106S, 109, 5914,152, 4741,154,4211,145,613

48, 905,512

551 176,786,246

710, 084100, 450

1, 796, 96160, 248

249,200266, 253

1, 365, 582108, G2716,055

51, 06171,902

1,005, 31452,296

42,6118,288

3,2011,757

293, 401166, 227

2, 514,113152, 826

39, 948

2, 667, 743 2,005, 717 1,180,573 55, 857 3,166, 515

2,706, 668167, 837

2,184, 225939,147

1,153,22840,15051,81946,178

83, 381

943,1361,737,761

918,875115, 277186,427

502,6769,467

1, 079, 879182, 977128,097270, 24124,289

110,858

9,774

44, 89610,47110,15629, 50629,423

3, 839, 645112, 860

1, 890, 8041, 017,445

851, 040536, 760153, 794343, 300

7,289, 252 3, 984, 857 2, 308,484 134, 226 !, 745, 648

24,012, 934 19,851,146 9, 005,657 1,353,066 1,420, 757

MaineNew HampshireVermontRhode IslandConnecticut


New YorkNew York CityNew JerseyPennsylvaniaMarylandDistrict of Columbia


VirginiaWes t VirginiaSouth Carolina ,GeorgiaLouisianaTexasArkansasKentucky


Missouri ,OhioIndianaMichiganWisconsinIowaMinnesotaKansas



28

562811

122135

~235~

"97

10921132626491019

273

633

295,02657, 258

1,297, 6254,519, 0622, 508,371

8,677,342

24,811, 89738, 344, 382

3,162, 58523,785,4855,292,178

626, 67696, 023, 203

3, 081, 0864,137,437

247,6823, 020,7631, 028, 642

427,194"1179427804"

3,239,1402,164, 247

1,000,1385,195,358

939,494108, 724

13,184,23126,827,420

22,080, 0042, 953, 3561, 464.0057,113, 5826, 026, 4925,441, 7311,421, 6271,303,338

47,804,135

179,332,100

7008,875

330,950121,931336, 768

799,224

958,891100,450319,484

28, 6201, 235,277

89,341

680,2973,412, 360

2,001, 650168,426

61, 054798, 849823, 226

135,24790,754

i, 079,206

20,233, 594

55, 08512, 76226, 570

199,929790, 460

1,084,806

3, 333,5913,550,522

946, 6142,949,062

390,22145,453

11, 215, 463

245, 888266,25381,13039, 632

1,025, 733247,109

75, 9801,686,5173, 668,242

2,780,117216,258191, 556821,107

2,159, 673520,348194, 707244,535

7,128,301

23,096,812

4,0001,854

50040, 79497,821

144, 969

621,2341, 625, 480

196,6781, 562, 012

602,631221,564

4, 829, 59975,02371,902

132,97076,730

712,444126,052

_ 1 ^1,828,431

892,253

17,882220,275172, 580288, 81238,536

135,1881,765,526

8, 568, 525

3,5425,197

8,739

200,601287,118

22, 247410,255

22, 80324, 691

967, 715

1,486,13019,188, 976

305,3712,484, 2761,058, 069

126,21524, 649, 037

53, 6798,288

26, 00817,056

30,063

25, 638160, 732

265,149

14,93187,6636,790

27,07820,579

422,190

1, 559,376

29, 306265

56, 628201,407179,319

466,925

271, 503166,227120,377

96, 6262,716,994

347,83976,015

1,191,7534,987, 334

4,490,484601,715195, 684927,841

1,429,107491,411167, 540185,501

8,489,283



THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued.

BE8OURCES.

Other re-sources.

3007,258

16

7,574

49, 47158, 75839, 275

223,1012,506

79, 91137, 026

490, 048

388, 78421, 01647, 98111,0721,982

470,835

3, 788, 04124,103

31, 05019, 56277,97?

3, 940, 733

4, 909,190

Total.

368, 36777,909

1, 886, 5385, 229, 2533,787,193

11, 349,260

35,532, 50471, 407, 9606, 490,180

40, 391,878609, 956

9, 308, 6091, 237, 693

164,978, 780

5, 732, 3682, 798, 383

11, 229, 263810, 376131, 854

20,702, 244

32,193, 6781, 528, 545

12,144,44410, 003, 7079, 990,1885, 959, 7061,548, 6681,939,776

75,308, 712

272, 338,996

LIABILITIES.

Capital stock.

225,00050,000

252,5003, 210, 2001,450, 000

5,187,700

9, 229, 89015, 585, 200

1, 967,12011, 022, 906

285, 2003,697, 852

183, 600

41, 971, 768

2,197, 805659, 611

3, 792, 300306, 443

50, 000

7,006,159

5,838,492652, 000

1, 925, 0002,182, 8261,113, 2311, 831,285

599, 550776,969

14, 919,353

69,084,980

Surplus andprofits.

6,50013, 32528,678

266,106333,794

648,403

3,253, 8686, 250, 371

275, 0432,140, 689

12, 417589,158

19, 779

12,541, 325

336, 642120, 705328, 80829,1513,142

818,448

720,65117, 334

373,179215, 673

326, 76030, 594

106. 933

1,791,124

15,799,300

Circulation.

3,609

21,71928, 831

54,159

39,66838,2276,564

10,565

17, 610

112, 643

9,447

9,447

1,404

1,404

177, 653

Deposits.

106,20912, 907

1, 590,0381, 537, 7011, 666,185

Other liabil-ities.

27, 0491, 677

15, 322193, 527308, 383

4,913,040 j 545,958

18, 249, 66943, 555, 3394,122,212

25, 666, 376252,479

4, 665, 2111, 024, 001

07,535,287

3, 057, 7981, 946, 7156,149, 202

436, 63278, 246

11,668, 593

21,535, 202751, 324

9, 602,1657,408,0556, 909, 2153, 757, 338

825,101966,119

51, 754, 519

165, 871,439

4,759, 4095, 978,823

119,2411, 551, 342

59, 860338, 76910,313

12, 817, 757

140,12371,352

949, 50638,150

466

1,199, 597

4,099, 333107,887244,100197,153

1,966.33844,32393,42389,755

6,842, 312

21,405,624

9,6575,032

16

14, 705

47,59843,59237,561

4,278,56096, 65921,727

4, 525, 697

110,05921,016

194, 59617,08433,55236,0482,146

1, 011,4021,425,903

577,127155,58338,449

85,14823, 64326, 611

906, 561

6,872,866

384,11781, 014

1,721,9305,091, 6973,917,952

11,196,710

33,582,13767,177, 5074, 918,738

38,490, 4138,491,2031,493,520

154,153,518

4, 954,1832, 798, 3831, 870, 6531, 275, 886

10,919, 3581,815,946

262, 86518, 413,14842, 310, 422

33, 086, 7844,095,3381, 983, 5619, 969, 317

10, 617, 8686, 827,4502, 008, 3782, 006, 506

70, 595, 202

278,255,8 52

225,00050,000

280,0003, 227,8501,450,000

5,232,850

9,128,11715, 335, 200

1, 620, 00010, 876, 619

3, 457,137221,200

40, 638, 273

1, 855, 399659, 610585,783756, 700

3, 584, 500819, 208

50, 0008, 691, 016

17, 002,216

8,150, 0661,171, 480

870, 8502, 228, 5101, 328, 6342, 284, 755

766, 863751,136

17,552,294

80, 425, 633

32,90312,09432,169

252, 351328,980

658,497

3,177, 3525,408, 744

317, 7312, 214, 368

474, 76430,991

11,623,950

287,171120, 705174,116114, 910266, 219

94, 8226,087

1, 374,4922, 438, 522

1, 669, 579

100, 943244,287

492, 270128, 404128, 711

2, 764,194 .

17,485,163

3,555

20, 58928,727

52, 871

38,33432,1019,589

59016,499

97,113

9,217

227, 792237,009

1,404

1,404

388, 397

118,97717,173

1,405,0131, 303,2741, 680, 323

4, 524,760

17, 312,77639, 462,136

2, 780, 03521,130, 570

4, 213, 7801,213,344

86,112, 641

2, 628, 2971,946,715

899, 903320,177

6, 300, 854800,104205,778

7,341, 34820,443,176

22, 611, 9802, 774, 0491, 002, 8007,271,4887, 098,1493, 943,0591, 047, 2031, 099, 353

46, 848, 081

157,928,658

3,6821,7474,748

287, 633429, 922

727,732

3,925, 5586, 939, 326

191,3834, 268, 266

329, 02327,985

15, 681, 541

183. 31671, 353

210, 85184, 099

758,568101, 812

1,000778, 500

2,189,499

655,159149,809

8,968225,032

2,189, 681107, 366

65, 90827, 306

3, 429,229


2 9 4 REPOftT OF THE COMPTROLLER OF THE CURRENCY.


States, etc.

MaineNew Hampshire

Rhode IslandConnecticut

Total Eastern States-.

New York CityNew JerseyPennsylvaniaMaryland .. . . .District of Columbia


South CarolinaKentucky . . . . .


Ohio . . . . . .Indiana . . . . . . . . .Michigan . . . . . . . . . . . ."WisconsinIowaMinnesota . . . •Kansas .. . . . . . . .


Total Pacific States-California .i


No. ofj anks .

215

154

27

552612

113152

223

454

58

44133026511326

203

81

592

RESOURCES.

Loans anddiscounts.

165,32159,473

1,211, 6574,401, 5092,407,696

8, 245,656

22,192.43135,839i 001

3, 009, 65125, 457,464

5, 787, 002286,199

92,571, 748

910, 61719, 319, 718

20, 230, 335

5, 689, 7861,446, 2197,208, 0585, 780, 8145, 208,0111, 510, 5541, 509, 568

28, 353,040

117,701,100

267,101,879

Stocks,bonds, etc.

7008,875

467, 755148, 722381,858

1, 007,910

3,326,1264, 645, 0341, 021, 7202, 795, 3081,156, 814

364,487

13,309,489

105,0261, 378,470

1, 483, 496

407, 61626, 878

743, 6931,396, 762

303,462124,947187, 977

3,191, 335

5,146,7Q0

24,138, 930

Dae frombanks, etc.

42, 498

120, 411233,744608,692

1, 005, 345

3,366,0062,782, 207

714,3153, 080,188

532, 92112, 038

10,487,675

31, 6951, 915, 246

1, 946, 941

554, 614294, 955888,439

2, 013, 632601, 489269,248348,544

4, 970, 021

6, 790, 900

25, 201,782

Real es-tate, etc.

4,0001,8541,500

50,173117,823

175, 350

682,1691,592,847

200,1741, 595, 901

662, 21174, 973

4, 808,175

137,251765, 060

902, 311

253,14423, 712

265,063177, 565311,691

51,998158,951

1, 242,124

5, 481, 200

12, 609,16Q

Expenses,etc.

3,8638,3603,392

15, 615

199,062265, 98929, 669

323, 03914, 3812,683

834,823

6,44320, 233

26,676

74, 78118, 83759,3139,444

99, 04827, 67345, 206

334,302

X, 211,416

Cash andcash items.

27 0263,242

44,434199, 250178,923

452, 875

1,407, 95717, 027,109

277, 4832, 318, 311

972, 02842, 240

22, 045,128

59, 6352,024, 560

2,084,195

510, 986218, 291 •

1,142,813944, 754493,727245, 869297, 489

3, 853, 929

18,115,700

46, 551,827

•Now HamnshireVermont . . . .Rhode Island * . . . . . . .Connecticut

Total Eastern States- -

New York . . . . .New York CityNew Jei seyPennsylvaniaMaryland


Louisiana . . . . . . . . . . . . . .Kentucky


Ohio

AVisconsinMinnesota . .Kansas

Total Western States-

Total Pacific States-California

TotalTJnited States...

11

154

26

522310

10614

205

1051

61

3626281423

127

56

475

$84,38567,458

1,269, 7294,031,7901, 915,343

7, 368, 705

20, 259,96431,468,634

2,440. 405

4,

81,

715,

22

46

335,156496,820

000,979

048,335846,483

894,818

179,308912.879

5, 354,4732,547,7651,160,775

20,155, 200

38 291,684

169,711, 386

1,

4,4

12

11

3

1

1

$14,992354, 746266,478498, 573

134, 789

154, 646659,126361,447151,441865,244

191, 904

499,769787,461

287t230

339,91793, 399

441, 23876,95733,645

985,156

2,950,088

21 549,167

3,2,

2

9

2

2

2

4

7

25

$22,

42,192,601,

859,

028,756,589,851,347,

574,

508

997162890

557

782207210979834

012

558,050140,

698

415

699

749

960968,506235,504322, 941213, 339,

156

818

107

250

581

149

1,

1,

5.

1,

1

3

11

$1,5,

116,137,

261,

769,487,231885,671,

045,

808885,

644

?r>8325223108188

854872397489

612

330755451484195

215

668962

630

71367422082Q682

105,109

035

092

552

118

$4,803

4,803

155, 548154, 370

11, 568273,304

41, 018

635, 808

32 21012, 978

45,188

86, 50164, 39220, 3193*7,07620, 639

228,927

914,726

$11,3371, 619

15, 092207,127148, 739

383,914

1,363, 54016,249, 266

187, 7182,024, 244

706, 362

20, 531,130

2,228, 2701, 579, 347

3, 807, 617

539, 8831, 010,172

986, 678282, 915256, 510

3, 076,158

11,044, 076

38,842,895


ftEPORT OF THE COMPTROLLER OF THE CURRENCY. 2 9 5


RESOURCES.

Other re-sources.

$35, 62815, 210

50,838

37,53922, 01759,488

2, 623, 53858, 88113, 084

2,814, 547

17, 082651, 041

668,123

126, 32460,132

73, 36934, 815134, 562

429, 202

2, 480,000

6,442, 710

Total.

' $239,54573, 444

1, 885, 2485,056,9683, 698, 384

10, 953, 589

31, 211,19062,174, 2045, 312, 500

38,193, 7499,184, 238795,704

146, 871,585

1, 267, 74926, 074, 328

27, 342, 077

7, 617, 2512, 089, 054

10, 307, 37910, 322, 9717, 090, 7972,265,1042, 682, 297

42, 374, 853

155,715. 600

383, 257, 704

LIABILITIES.

Capital stock.

$125,00050,000

332, 5003,237, 8501,450, 000

5,185, 350

9, 043, 90013, 685,2001, 464, 250

10,104, 8693, 668, 475

65,980

38, 032, 674

483,30012, 037,493

12, 520, 793

2, 259, 819876,100

2, 396, 0001,288,2312, 416,153

770, 579947, 016

10, 953,898

44, 256, 800

110,949,515

Surplus andprofits.

$31, 68713, 88737,106

237, 550295, 080

615, 310

2, 757, 2904,945,310

153.2872, 336, 963

540, 08917,131

10,750, 070

84, 5681,893,447

1,978,015

321,545125, 439286, 222

575, 493122,142170,385

1, 601,226

9, 004, 800

23,949,421

Circulation.

$3, 5121,170

16, 51528, 661

49, 858

29, 01526, 043

5009,197

64, 755

2,670268,975

271,645

1,403

1,403

Deposits.

$72,2902,996

1, 505, 8971, 358, 9931, 422, 612

4, 362, 788

16, 214, 29537,788,4233, 573, 660

23, 638, 3554, 447, 021712,593

86, 374,347

569,12410, 825,141

11, 394, 265

4, 671, 5821, 057,0587, 409, 6736, 662, 9743, 983, 3951, 346, 8961,476,560

26, 608,138

97,915, 000

387,661 j 226,654,538

Other liabil-ities.

$7*0565, 3919,745

216, 060502* 031

740, 283

3,166, 6905,729. 228

121\ 3032,113, 062519,456

11, 649, 739

128, 0871, 049, 272

1,177, 359

364, 30530,457

215,4842, 370, 363

115, 75625, 48788, 336

3, 210,188

4, 539, 000

21, 316,569

$22, 7694,86114, 581

42,211

97,91250, 59046, 534741,263108,150

1,044,449

191,768284, 270

476, 038

103, 040

8, 32241, 26154, 863

207,486

8, 924, 206

10, 694,390

$118, 23085, 923

1, 711, 2054, 823, 6183, 316, 615

10, 055, 591

29, 829, 72256, 825, 9483,868, 333

32, 262, 8717, 236, 623

130,023,497

12, 367. 07022,487,200

34,854,270

5,923, 3229, 375, 02210, 269, 7543,417, 7351, 928,453

30,914,286

72, 064,187

277, 911, 831

$75,00050, 000

342, 5003, 227, 8501,450, 000

5,145, 350

8, 293, 00012, 275, 2001, 350, 3009,187, 8823,429,433

34,535,815

4, 353, 05510,968, 668

15, 321, 723

1,921, 7251, 907, 5001, 420, 2811, 091, 450

669, 313

7, 010, 269

33,180,135

95,193, 292

$11,01614,19444, 063

242, 631188,029

499,933

2, 688, 4484, 541, 804

140, 3271, 973,129379,574

9,723,282

247,9611,527,639

1,775, 600

332, 664450, 24572, 657

166, 23999, 724

1,121, 529

6,556, 716

19,677, 060

$1, 5941,130

16, 46628, 271

47,461

26, 28925, 2823,293493

8, 692

64,049

8,762266, 623

275, 385

1,403

1,403

388, 298

$25, 85910, 778

1, 306, 7601,138, 5981, 293, 330

3,775,325

16,121,67534, 418, 9462, 226,41619,477,1733,232,563

75, 476,773

6, 082, 8008, 823,277

14, 906, .077

3, 203,1856, 860,7226, 977, 5502, 008, 3981, 071, 079

20,120, 934

28,485, 382

142,764,491

$4,7619,82117, 882198, 073356, 985

587,522

2, 700, 3105, 564, 716147,997

1, 624,194186, 361

10,223,578

1,674,492D00, 993

2,575,485

465, 748156,555

1,797, 863151, 64888, 337

2, 660,151

3, 841, 954

19, 888,690





New Hampshire.VermontRhode Island .Connecticut .


New YorkNew York City.New Jersey . .Pennsylvania.Maryland.


Louisiana .TexasKentucky .


MissouriOhioIndianaMichiganWisconsinIowaMinnesota

Total Western States.I 2

Total Pacific States-California


RESOUEOES.

$7,375534, 272532, 210458,021

3, 700, 9884,267, 884421, 582

2, 504, 9851,173, 951

Loans and Stocks, Due from Real es- Expenses, Cash anddiscounts, bonds, etc. banks, etc. tate, etc. etc. cash items,

29, 655,227

$66,442261, 862537, 668

865, 972

4, 333, 6602, 882,653358, 613

2, 056, 210366, 786

9, 997,922

1,161, 636178,591

2, 235,928

$1, 85416,149137,256133,472

288, 731

799,4211,609,786233, 603

1, 983,326697, 789

5, 323, 925

738,808148,128739,126

3,576,155 1,626,062

459, 225397,178

1, 099, 0422,385,709 |891, 992199,799

5,432, 945

2, 296, 073

22,169, 067

1,516,817261,142131, 041392, 871207,003318,17594,470

2, 921, 519

4,104,598

14, 264, 835

$3, 6763,bl95,499

12, 694

95, 264122, 62310,065187,07115, 617

430,640

35,93019, 09612,978

68,004

$54422, 360134,364158, 889

316,157

1, 434, 36713,581,690

236, 940991,271669, 555

16,913, 823

2, 288, 511212, 577

1,878, 878

49,74133, 77943,19732, 552114,90315,495

4,379,966 ,

!l27T967659~522, 525357, 920

1, 111, 2821,007,199642,518255, 694

289,667

801, 005

16,093, 797

10,132, 310

47,836, 053

New HampshireVermontRhode IslandConnecticut


New YoTkNew York CityNew JerseyPennsylvaniaMaryland


LouisianaTexasKentucky




Total Pacific S t a t e s -California

Total "United States . .

24

172

108322026305921

296

58

~620

$65, 2221,308,6263,148, 8211,745,181

6,267,850

23,260,354~42, 924, 6342,115, 905

15, 651,0313, 510, 372

87, 462, 296

6,108. 888845,139

16,832,978

23, 787,005

24, 617,1824, 689, 7841, 903, 8299, 586,4008, 670. 7966, 328, 5684, 724,776

60, 521, 335

29, 311. 251

20773497737

$12,394688,555284,095503, 201

1,488, 245

2, 756,0031, 040,853466, 567

2,453, 818480, 261

7,197, 502

2, 653,14029, 820

2, 049,176

4, 732,136

3, 820, 264297, 797103, 54184, 671

1, 250, 723518, 71970, 931

6,146, 646

4, 695,120

24, 259, 649

$16, 36482,783310, 854651,011

1, 061, 012

4, 618, 6553,096, 084447, 332

2, 994, 600444, 369

11,601,040

1,435, 795175, 879

3, 542, 340

5,154, 014

663, 706691, 081

1, 590, 5752, 858, 8461, 438, 468482, 529

7, 725, 205

10, 639,164

36,180,435

$1, 85421, 205140,308128,853

292, 220

792,5921,442,140289, 504

2,181,496490, 573

5,196, 305

745,141148, 556848,273

1, 741, 970

1, 278, 420275, 225161, 304444, 004180, 771386,857184, 297

2, 910, 878

4, 086,554

14, 227, 927

$87

4.3995,416

9,902

91,906124, 7713,714

221,20320, 658

1,792, 84317, 497,740

230, 5521, 577, 897594, 027

462,252 21, 693, 059

52, 39322,08513, 352

87, 830

54, 27722, 73346,94237, 622117,65039,488

318, 712

$54338, 747179,454158,662

377,406

2, 657, 670264, 620

1, 809, 289

4, 731, 579

20, 258, 634654, 893377,461

1. 365,1961, 350, 8291,118,812493, 362

25, 619,187

13, 785, 015

878,696 66,206,246




J878->79.

KESOURCES. LIABILITIES.

Other re-sources.

$5, 2163,786

71, 449

80,451

142, 93673,25892,441

781, 30828, 322

1,116, 265

304,42614, 618

286, 970

606, 014

Total. (Capital stock.

$91,1621,737,7604, 451, 0703, 085,188

$50, 000350, 000

3, 067, 8501,450, 000

9, 365,180

28, 996, 08357, 583, 790

3. 780,61024, 001, 2757,489, 974

121,851,732

12, 823, 0461, 266,038

21, 870,474

4, 917, 850

7,493, 00<?11,825,2001,353,3508,195, 7653, 377, 255

35, 959, 558

1, 280, 66287, 624

818

1,40374,67430,080

1; 475, 261

38,878, 9445, 817, 5523, 090, 993

10. 926, 24211,583,684

7, 944, 8132. 316, 692

80, 558, 920

32, 244, 570

4. 458,198'630, 000

9, 905, 516

14, 993,714

9, 254, 0161, 844, 2921, 228, 6002, 024, 4001, 476,1312, 321, 605

607,180

18, 756. 224

Suplns andprofits.

$52,988246, 011196. 310

495, 309

2, 534, 0244,697. 207132.136

1,486, 389367.924

9, 217, 680

142. 7465()! 997

1,456. 077

1, 649. 820

2, 547, 084280,432186.696536. 670150, 851478. 960124. 949

Circulation.

$1,130

14. 63519, 532

35, 297

19, 28618, 0923,214

62, 9286,789

110,309

8,747

233,786

Deposits.

$22,2581, 325, 642

906, 3531,107, 202

3, 361,455

16, 756, 5713». 431, 8802,170,405

13,427, 5313,282,932

71,069, 319

6, 393, 341570, 225

9, 309, 613

242,533 I 16,273,179

1,403

4,305,612 •1, 403

5, 943, 769 | 68; 103, 95!) j 33, 212, 513 j 6, 665 344

9,221,760 ] 315,839,340 1 104,124,871 2J, 3J!i, 7U5

23, 895, 7803,445,0551, 623, 2008,191,4067,618,7774, 900, 7211,487, 378

Other liabil-ities.

51,102, 317

$17, 7749,130

216, 221312,144

555, 269

2,193, 2025,611,411

121, 505828, 662455, 074

9, 209, 854

1,820,01414, 816

965, 482

2, 800, 312

3,182, 064247, 773

52, 497173,766

2, 336, 522243, 52797,185

6, 333,334

25,091,959 I 3,134,134

166,958,229 j 22,032,903

1S79-'8O.

$20. 4755, 917

11, 908

38,300

229, 52353, 62242, 384

1, 286, 2669,709

1, 621, 504

343, 63110,00099,136

452, 767

446, 712100,17040,927

22396,51948,324

732, 875

2, 956, 350

5, 801, 796

$96, 4642.160. 3914, 073. 8483. 204, 232

9, 534, 935

33, 541. 87666,179! 8143. 595, 95826, 366, 3115, 549, 969

135, 233, 958

13, 996, 6581, 496, 09925,194, 544

40, 687, 301

50,421,2126, 735, 8523, 300, 87613,117,78814, 349, 81010, 005, 5936, 043, 707

103,974, 838

65,473, 454

354, 904,486

$50, 000350. 000

2, 574, 3851, 350, 000

4, 324, 385

7, 203, 00011,5'JO. 2001 115,7078,115, 9432, 051, 332

29, 986,182

4, 458,198630, 000

10, 790, 899

15, 879,097

5, 602, 9121,707,6451,106, 5002, 023, 7501, 404,4312,494, 5102, 013, 650

19, 353, 398

21, 273, 513

90, 816, 575

$15. 62266. 412

243. 720189. 580

515, 384

2, 837. 9385, 214. 745128 083

1, 584. 522289, 334

10, 051 622

161. 20864.796

1,518,525

1, 744, 529

2. 628, 206304, 243178 034528, 890333,135486. 565255,179

4, 714, 252

8, 509, 374

25, 538, 111

$1,130

12,67219, 506

33,308

19,24618, 001

503

37, 750

8,712

203, 315

212, 027

223

223

283, 308

$29,2471, 728, 8441,156,6211, 256, 679

4,171, 391

20, 333, 89741,378,1512 °39 08216, 073,1153, 111, 342

83,135, 587

7, 086, 841759,105

11, 547, 565

19, 393, 511

33, 667,9454, 403, 4251,984 478

10, 359, 5009, 830, 0086, 810, 8363, 436,472

70,492, 664

31, 558, 458

208, 751, 611

$46515, 13586, 450388, 467

490, 517

3.147, 7958, 068, 747113 086592, 73197,458

12, 019, 817

2, 281, 69942,198

1,134, 240

3,458,137

5, 522,149320, 53931 864

205, 6482, 782, 013213,682338,406

9,414, 301

4,132,109

29, 514, 881



STATEMENT SHOWING BY STATER ETC., THE NUMBER OF STATE BANKS IN

1SSO-»81.



Total Eastern Sta tes . .

New YorkNew York CityNew JerseyPennsylvaniaMaryland

Total Middle S t a t e s . . .

South CarolinaGeorgiaLouisianaTexasKentucky




Total Pacific S t a t e s -California

Total United S ta tes . . .

167

61

RESOURCES.

Loans and | Stocks, Due from Real es- Expenses, Cash anddiscounts. J bonds, etc. banks, etc. tate, etc. etc. cashiteins

$78, 0981, 537, 9513, 215, 5202, 243, 310

7, 074, 879

30, 092, 50547, 705, 242

2, 682, 87216, 224, 428

3, 766, 469

100, 471, 516

457, 6335, 889, 3016,108. 888

y55, 37019, 501, 474

$7, 275776, 080309. 792237, 034

1,330,181

3,178,1991,149,944

350,1253,391,629

44], 574

8,511,471

452,1453, 709, 8882, 653,140

13, 8571, 994, 053

99 • 32,912,666 I 8,823,083

120291929315324

33,071,347 I 6,893,511| 5,140,746! 2, 059, 332

10, 605; 39111,843,7958, 875, 9247, 584, 010

461,16977,749

1, 869, 4811,236,101

692, 725215. 557

305 79,180,545 11,446,293

56 j 32,515,124 6,842,327

652 252,154,730 36,953,355

$136, 722256, 327740, 202

$6, 65426, 266132, 926128,812

1,133, 251 294,658

5,521,8823, 035, 266390, 334

3., 920,191449,388

13, 317, 061

8,9861,021, 6871, 435, 795308, 072

3, 435, 959

6, 210, 499

9, 443,298733,452515,354

1, 740, 9913, 047, 7221, 693, 7191, 002,593

18,177,129

7, 819,388

46, 657, 328

799, 6191, 235, 514226,623

2, 219, 645433, 780

4,915,181

42~468~366, 751745,141131,160936,748

2, 222, 268

1, 320,440274, 329152,487461,146183,126385, 000200, 723

2, 977, 251

3, 504,880

13,914,238

$3, 6135,376

175, 685168,1333,928

181, 23712, 590

541,573

5,24060, 59852,39318, 92916, 624

153,784

$1,41620, 353197, 453170, 510

389,732

1, 839, 65818,149, 084

147, 7412, 329,101443,031

22,908, 615

35, 5171,234,3232, 657, 670319,020

2, 295, 268

6, 541, 798

12, 662, 946757, 294326,923

1, 513, 7121, 373, 5261, 012, 624994,827

41,10217,14427,04530, 659103, 28641,745

260,981 18,641,852

9,286,819

965,327 57,768,816

i





South CarolinaGeorgiaLouisianaTexasKentucky

' Total Southern States.



Total Pacific States Cal-ifornia

Total United States. . .

24

$72,3602, 006,1743, 033, 2172, 316, 247

$7, 2751, 030, 602231, 816118, 675

7,427,998 I 1,388,368

33, 307, 72249,717, 8832, 636, 50318,968, 6683, 940, 311

171 |1O8,571,O87

1,131, 9996, 085, 2516, 411,1561,164, 267

20, 586, 505

92 j 35, 379,178

4, 681,170393,67880,761

1, 757, 4771, 240, 855577, 208258,232

324 j 88,011,330 I 8,989,381

1342717 j28 !345727

36, 737, 6845, 090,1232,071,24012, 216,91633,554,72010,128, 2908, 212, 357

2, 660,109800, 994753, 209

4,736, 826489, 583

9, 440, 721

588,120494,117285, 09110, 082

1, 508, 212

2,885,622

61 34, 326, 993

672 273,715,586

5, 815, 607

28,519, 699

$928111, 636314, 594850, 653

1,277,811

4,977, 8143, 884, 598388, 294

2,279, 317410, 023

13,940,046

120,370716,590488,011409,474

3, 063,837

$10,15424, 023139,587144, 055

317,819

764, 2651, 216, 388151, 223

2,106,195425,783

4,663, 854

81,763260, 044316,45168,152933, 325

4, 798, 282 1, 659, 735

8, 637, 8C0704,917591,184

2,169, 2563, 298,4981, 316, 8041, 381, 376

18, 099, 835

11, 803, 209

49,919,183

1, 363, 892291, 551144, 365377, 580194,306336, 041153,035

2, 860, 570

3, 535, 961

13,037,939

$2, 096

2,096

138,172185, 63213,104209, 27216,266

2, 205, 92922, 347, 289

141. 2152, 683, 824456,420

562,446 27, 834, 671

21,92135, 61517,83823,28019, 289

117,923

50,37615, 01266,49822, 898111, 07151,624

317,479

999,944

$12, 09542.843160,096228, 848

443, 882

146, 525956,420

2, 288,189489,120

2, 233, 371

6,113,625

8, 554,330695,985388, 264

1, 853,9491, 707, 8991,158, 0971,050, 677

15,409,201

10, 532,859




ISSO-'Sl.

RESOURCES.

Other re-sources.

$79,17413,4018,124

100, 699

196, 36380, 81831, 662

832, 7647,607

1,149, 214

2, 8131, 076, 794343,63118, 395

395, 331

1, 836,964

298, 90580, 02650, 057

22375,69451, 717

556, 622

6, 898, 767

10, 542, 266

Total.

$93, 4432, 576, 5464, 129, 0323, 533, 368

10, 332, 389

41, 803, 91171, 524. 0013, 833,' 28529, 098, 9955, 554,439

151, 814, 631

1, 004, 80213, 359, 34213, 996, 6581,764, 803

28, 575, 457

58, 701, 062

63, 690, 4477, 488,1183,199, 04616,217,76617, 715,152124838,97210,091,172

131, 240, 673

66, 867, 305

418, 956, 060

LIABILITIES.

Capital stock.

$50, 000450, 000

2, 568, 8851, 350, 000

4, 418, 885

7, 603, 00011, 387, 700

999, 6077,458, 5791, 808, 340

29, 257, 226

-* 140, 0002, 534, 7754,458,198

625. 00010, 943, 027

18,701,000

8, 868, 8701,731.8001,068, 9402,179,2851, 524, 4312,456,7552, 263, 650

20, 093, 731

20,451,683

92,922, 525

Surplus andprofits.

$16,83862, 771

212, 538205,135

497, 282

3,178, 2375, 744, 527134 ?M

1,555,152320,443

10, 932. 643

34, 660661.833161,20892, 263

1, 795, 999

2, 745, 963

3, 304. 026305, 676178 M 5613,167259,558520, 394421,413

5, 602, 559

9,141,186

28, 919, 633

Circulation.

$1,130

11, 62019, 494

32, 244

16, 00917, 611

471

34, 091

8," 712*

199,671

208, 383

223

223

274,941

Deposits.

$14, 8722, 052, 8781, 225, 8161, 520,191

4, 813, 757

27, 003, 06448, 627, 4552, 588, 92118, 524, 0393, 243, 688

99,987,167

811, 9514, 634, 5387, 086, 8411, 021,175

14, 448, 066

28, 002, 571

46, 081,1705, 088,1361, 947, 03013. 229,16812, 486, 8409. 667, 2167, 239, 855

95,739,415

32, 819, 393

261,362, 303

Other liabil-ities.

$10, 60310, 897110,173438, 548

570, 221

4. 003, 6015. 746, 708110, 473

1, 561. 22518l| 497

11, 603, 504

IS,1915, 528.1962,281,699

26,3651,188, 694

9, 043,145

5, 436, 381362, 5064, 751

196,1463, 444,100

194, 607166, 254

9,804, 745

4,455, 043

35,476, 653

1881->83.

$164, 92713, 2887,600

185, 815

93, 456123, 35133, 636

1,262, 8392,221

1, 515, 503

191, 9882, 50012,052433,938

640, 478

4,644, 50260,79984, 906

233120,995107, 703

5,019,138

4,945,644

$102, 8123, 380, 2053, 894, 6943, 666, 078

11, 043, 789

44,147, 46778,276,1354,117,184

34, 246, 9415, 740, 607

166,528, 334

2, 090, 6988, 740, 0259, 809, 2162,176, 42728,778,477

51, 594, 843

64,619,3787, 287, 4293, 375, 73218,441,67620, 019, 20913, 748, 50611,215, 004

138, 706,934

70,960,273

$50, 000450, 000

2, 374, 0351,449, 328

4, 323, 363

7, 783, 00010, 987, 7001, 064, 3507,161, 7401, 837. 025

28,833,815

470, 0002, 834, 9752, 213, 700478, 798

10, 859, 887

16, 857, 360

10,197, 7081, 374, 300964, 800

2, 022, 4001, 534, 4312, 650, 3552,458, 250

21,202,244

20, 591,431

$16, 33876, 267188,497207, 489

488, 591

3, 645,1146, 007,577171, 008

1, 664, 684342,133

11, 830, 516

114. 415683, 707252, 469180, 733

1, 855, 721

3, 087, 045

4, 346, 304298, 40119 ,, 589776, 323422, 955695,013545, 692

7,277, 277

9, 367,200

$1,130

9,14919, 396

29, 675

15, 99713, 701

441

30,139

8,"670'

217, 684

226, 354

223

223

$34,8392,836,1131,167, 6591, 535, 491

5, 574,102

27, 494, 70554, 458, 5512,771,054

24, 744, 8373, 307, 682

112, 776, 829

1, 407, 2984, 266, 0576, 407, 4291, 434, 91514,531,655

28, 047, 354

44, 427, 2305,351,6612, 210, 43815, 342, 62914, 427. 80110,172, 0937,901, 5"74

99, 833,426

35,543,785

$50417, 825155,354454, 374

628, 058

5, 208, 6516, 808, 606110,772675, 680253, 326

- 13, 057, 035

98. 985955. 286920. 94881. 981

1, 313, 530

3, 376, 730

5,648,136263,0677. 905

300! 3243, 633, 799231,045309,488

10, 393, 764





RESOURCES.

Loans anddiscounts. bonds, etc. banks, etc.

Stocks,d t

Due from Eeal ©s- Expenses, Cash andtate, etc.

petc. cash items.

New HampshireVermontKhode IslandConnecticut

Total Eastern States..New YorkNew York CityNew JerseyPennsylvaniaMaryland

Total Middle Sta tes . .South CarolinaGeorgiaLouisianaTexasKentucky

Total Southern States.MissouriOhioIndianaMichiganWisconsinIowaMinnesota

Total Western States .ColoradoCalifornia

Total Pacific Statesand Territories


$82, 4382,426, 7442,716, 7923, 896, 341

$7,2751,114,134

175, 726285, 387

$990135, 847215, 508933,426

$5,35431,769

127, 074151, 079

$10,282

$1,14663, 788

121, 824277,305

28 9,122, 315 1, 582, 522 1, 285, 771 315,276 10,282 464, 063

33,801, 23062, 552,593

3, 201, 35923, 207,4064,414,314

2,428, 244970,780688,951

5,003,534434, 030

6, 978. 0735,954, 590

444, 8373, 528, 092

515, 763

727,0841,550,330

131, 6722, 031, 929

413,217

173,237186,029

9,946190, 52113,098

2,171, 65042,405,285

186, 9252, 330,350

424, 630

180 127,176, 902 9, 525,539 17, 421,355 4,854,232 572,831 47,518,840998, 569

5, 770, 8926,849, 7151,164, 267

21, 585,777

638,0231, 055, 972

804, 55610,082

1, 343,175

61,404504,435725, 205409,474

3,146, 684

64,498221,646374, 69868,152

844, 207

4,17650, 2852,439

23, 28022, 805

92, 522844, 726

2,077, 626489,120

2, 204, 555

95 36,369, 220 3, 851, 808 4, 847, 202 1,573, 201 102, 985

155291730357634

45, 623, 6935, 625,8402, 533, 943

15, 218, 65414, 030,14312, 738, 77410, 903,119

5,708, 549

4, 688,351485,52033, 550

1,052,0381, 429, 799

672, 995

10,288, 680534,395357, 320

2,789,7923,591,8681,522, "5571, 283, 963

1, 357,476277,179130,530323,699350, 869

45, 80317, 26762,65624,028

275, 825 75, 593

9,568, 343707,314339, 275

1,177,6411, 755,5151, 020, 6411,141,107

376 106, 674,166 8,362,253 20,368, 575 2,715, 578 225,347 15, 709, 836

1,039, 33443, 369, 251 4, 048, 788

138,33214,648, 281

100, 7894, 033, 715

6,958 314, 0268,109,198

75 44,408, 585 4, 048,788 14,786, 613 4,134, 504 6,958 8,423,224

754 223,751,188 27,370,910 58,709,516 13,592,791 918,503 7, 824,512

18S3-'§4.

New HampshireVermont • . . . . . .Khode IslandConnecticut

Total Eastern States..New YorkNew York CityNew JerseyPennsylvaniaMarvland

Total Middle States . .South CarolinaGeor°iaLouisianaTexasKentucky

Total Southern States.[MissouriOhioIndiana . . . . . . . . . . . . .^Mi('lii(Tan"WisconsinIowa . . . . . . . . .Minnesota

Total Western States.ColoradoM^ontana •California



17

106

24

5829

7910

183

42146

68101

178292130438338

422

83

74

85

815

$86, 7651, 875,4652, 561, 2703, 713, 4318, 236, 931

31,417, 90260, 836, 224

3, 219, 27924, 793, 3814, 256,105

124, 522,891

1, 735, 2797,893, 9474, 738,0501,748,866

22, 626,17538, 742, 316

42,183,0455, 625, 8402, 872,970

15, 218, 65413, 934, 56313, 241, 75912, 320, 994

105, 897, 825

1,039, 324191,602

53, 681, 335

54, 912, 271

332, 312,234

$7, 4001,113,233

182,330256,454

1, 559, 417

2,739,4352, 060,028

534, 3505, 558,410

392,18911, 284, 412

793, 2866, 335, 944

170,1993,680

1,281,9768, 585, 085

3,807, 996485, 520

55, 6501, 052, 0381,474,513

315,3097,191,026

48,7315,121, 053

5,169, 784

33,789,724

$2,62197,178

218,344772,883

1,091, 526

6,139,4825, 343, 430

541,8383,478,121

481,49615, 984,367

84, 411600,457272,204408,701

3,065,5384,431, 311

9,681, 662534, 395615,169

2, 789, 7923, 271, 3551, 531,6871,450, 676

19,874,736

138,33243, 737

7, 272,680

7,454, 749

48, 836, 689

$1, 8545,590

213, 229143, 612364, 285

687, 7512, 044,724

121,1681, 997, 282

458, 5735,299,498

95, 548394, 813516, 775

71, 010920, 071

1,998, 217

1, 536, 049277,179157, 648323, 699369,749621,466399,548

3,685,338

100, 7898,076*-

3, 602,208

3, 711, 073

15,058,411

$3,149

3,149

118, 944263, 794

11,306161,65215,271

570, 967

12, 56655,1841,647

34, 90919, 539

123, 845

45, 80324,43962, 65614, 907

166,496314,301

6,9586,017

12, 975

1,025, 237

$2,17148, 671

146,090324, 240521,172

2, 914, 35341, 668, 326

233, 5782, 925,151

618, 70348, 360, 111

172, 7451,330, 7781, 723,140

417, 3722, 576, 5576, 220, 592

10, 061, 080707,314370, 050

1,177, 6412,130, 965

912,4871, 036,168

16, 395, 705

314,02629, 556

10,542,432

10, 886,014




1882->83.

KESOURCES.

Other re-sources.

$205, 0713,708

208,77989, 683532,36734, 549

1,454, 5677,962

2,119,128

56, 67128, 50012,052

274, 246

371,4693, 081, 038

66, 09662, 202106, 076

223564, 39517, 228

3, 897, 25841, 298

3, 331, 774

3,373, 0729,969, 706

Total.

$97, 2033,977,3533, 370,9145,543, 538

12. 989, 00846, 369, 201114,151, 9744,698, 23937, 746, 3996, 223, 014

209,188, 8271, 859,1928, 504, 627

10, 862, 7392,176, 42729, 421,449

52, 824,43474, 607, 5817, 742,1473,474, 087

20, 730, 55621,182,44515, 846, 36714, 369, 830

157,953, 0131, 640, 737

77, 541, 007

79,181, 744512,137, 026

LIABILITIES.

Capital stock.

$50, 000510, 000

1, 980, 7151, 849, 880

4,390,5957,814, 00013, 912, 7001,046, 4717, 275, 0061, 935, 945

31,984,122170, 000

2, 869,1002, 563, 700

478, 79811, 027,197

17,108, 79511, 068, 6811, 404, 300974, 800

2, 308, 5501, 649, 4313, 701, 7933, 095, 300

24, 202, 855449, 500

24, 318, 994

24, 768,494102, 454, 861

Surplus andprofits.

$15,64086, 767169,410328, 496

601,3133, 867, 6907, 271, 553309, 265

1, 893,477400, 692

13, 742, 67782, 603804, 438386, 254180, 733

2,130, 576

3, 584, 6045,127,157399,196228, 931879,229620, 861789, 778593, 947

8, 639, 09988, 335

10, 394, 333

10,482, 66837, 050, 361

Circulation.

$1,130

6,39319, 375

26, 8989,55813, 683

43

23, 284

8,607

128,966

137, 573

223

223

187,978

Deposits.

$28,6833,363, 7061, 032, 8772, 880,940

7, 306,20630,053, 50483,740, 3713,157, 88527, 303, 7953, 711,063

147,966,6181, 553,9884, 296, 4726, 732,2391, 434, 915

14, 816, 240

28, 833, 85452, 805, 8995, 724, 7812, 243, 707

17, 335, 82914, 647,16411, 200, 79810,043, 934

114, 002,1121, 063, 562

35, 823, 350

30, 886, 912334,995, 702

Other liabil-ities.

$1,75016, 880

181, 519463, 847

663,9964, 624, 4499, 213, 067184, 618

1,274,121175,271

15,472,12652, 601534, 617

1,171, 93981,981

1, 318,470

3,159, 6085, 605. 844213, 87026, 649206, 948

4,264, 766153, 998636, 649

11,108, 72439,340

7, 004, 330

7, 043, 670

37,448,124

1883-'84.

$81,4874,755

86, 242123, 098917, 58431, 242

1,456, 8824,071

2, 532,8778,862

180, 675165,33812, 683253,555621,113222, 70166, 09645,519106, 076

223

34,056474, 67141, 298

4783,915,197

3,956, 9737,671,876

$100, 8113, 221, 6243, 329, 6675, 210, 620

11, 862, 72244,140, 965113,134,110

4, 692, 76140,370, 8796,216,408

208, 555,1232, 902, 697

16, 791, 7987,587, 3532, 697, 221

30, 743, 41160, 722, 48067, 992,5337, 742,1474,141,44520,730, 55621,196, 27516, 307, 39915, 723,247

153, 833, 6021, 640, 737328,197

84,134, 905

86,103, 839

521, 077, 766

$50, 000420, 000

1, 790, 5291, 850, 0004,110,5297, 803, 00014,312,7001, 049, 3507, 398, 9271, 979, 245

32, 543, 222470, 000

3,046, 0002, 563,700643,971

11, 210, 40217, 934, 07312,605, 0431,404, 3001,179, 8002, 308, 5502, 203, 2004, 324, 4933, 625,000

27, 650, 386449, 50075,000

27,257,641

27, 782,141110, 020,351

$18,675113,482157, 323366,192655, 672

3, 973, 0457, 8.11, 537369, 616

2,131, 316393,601

14, 679,115157,745

1,983,169305, 340282, 443

2, 357,9655, 086, 6626,126, 254399,196294,102879, 229689, 205803, 476887, 567

10,079, 02988, 33554,762

13, 559, 261

13, 702,35844, 202,836

$1,130

5,41619, 37025, 9169,55854,100

25563, 913

8,618

78,88487, 502

223

223

177, 554

$30. 581?, 663, 2351, 219, 3652, 496, 3666, 409, 547

28, 357, 20281,109, 2963. 058, 48929, 825, 4483, 604, 419

145, 954, 8552,092, 885

457, 6074,109, 5651, 500, 763

15, 708, 27628,169, 09644, 598, 8875, 724, 7812,654,14017,335,32915,411,48110,971,56310, 335, 632107,032, 3131, 063, 562179,344

36,556, 952

37, 799,858325,365,669

$42524, 907

157, 034478,692661,058

3,998,1609,846, 477

215, 3061, 015,187238, 888

15, 314, 018182, 067

7, 005, 022600,130270, 044

1, 387, 8849,445,1474, 662, 349213,87013,403

206, 9482,892,166207,867875, 048

9, 071,65139, 34019, 091

6,761, 051

6, 819,48240,311,356



STATEMENT SHOWIING BY STATES, ETC., THE NUMBER OF STATE BANKS IN

States, etc.

New HampshireVermontHhode IslandConnecticut

Total Eastern States..New YorkNew York cityNew JerseyPennsylvania .Maryland

Total Middle States ..VirginiaSouth CarolinaGeorgia"PloridaLouisianaTexasKentucky


OhioIndianaMichiganWisconsinloAvaMinnesotaKansas

Total Western States.Colorado .MontanaCalifornia



No. ofbanks.

18

106

25

04

98110

192

525

21 "146

69

158

18738274450823454

516

83

73

84

975

Loans anddiscounts.

$82,1 804,£ 601,3, 515,

8, 003,

32.210,68, 779,

3, 852,23,737,4,412,

132, 971,

8.146,1,710,7, 627,

704, 036,1, 748,

21, 574,

0090K0005980

983

133052494720123

522

947779512765049866512

44,915, 430

43, 547,6, 964,3, 035,

16, 796,15,51012, 924,9, 901,4, 221,

112, 903,

935191

49, 309

50, 436

349, 230

9H6564906

7?,4605183563106

287602588

477

518

Stocks,bonds, etc.

$12,927,182,298,

1, 421,

2. 910,2,103,

561,5, 776,

486,

11, 838,

1,157,

400700327872

299

94?288210446773

659

071978, 975

6, 334,12,

9983,

586500292680

1, 288, 885

10, 773

5, 364852

501,4331,782

989

070453140

266

266,94935

9,784

19

662765

06448, 731

1,753

1,820

35,139

158

953

665

fcESOUKCES.

Due frombanks* etc.

$261,162,085,

1,109,

8, 697,4, 890,

461,3, 958,

393,

18,401,

1, 241,123,444,

1,505,408

3,251

5,976

10, 722848443

3,0954,271

086338991

415

169908481064665

287

734796043236434701720

664

815093929640498

2,417, 9012, 048, 226

90724, 755

37143

8,404

8,819

187289

589737424

750

59,062, 405

Heal es-tate, etc.

$1,5,

219,

854190554

142,954

369,

685,2, 243,

129,2, 039,

430,

5, 528,

387,103,348,

6,567,

71,777,

2,262,

1 689,

552

987427021437890

762

658741422583127010919

460

606445, 839172,393,402722450

888602405233968

248,4074, 525, 949

14 0008,076

3,164

3,186

15, 873

513

589

312

ExpenseSjetc.

$3,

3,

177,212,

11,181,

21,

337

337

035048043641977

603, 744

79,11,62,

3,34,14,

207,

48,24,53,18

12238

305

4

993470990

414909890

666

188903681050

734154710

40<)6,017

10

1,130

426

883

Cash andcash items-

340,

47,

1,

1

$46939,756

146,192304, 934

491,351

288, 604765,387279, 783694, 061517,586

545,421

051, 084237, 739097, 228

22. 8872, 772, 582

417. 3722

8

101

1

11

442, 300

041,192

984,442070,167431, 679442, 610185,015992, 902079, 605157, 280

19, 343, 700

11

11

86

260, 72229, 556

122, 925

413, 203

834, 867

lS85->86.





FloridaTexasKentucky


MissouriOhioMichiganWisconsinIowaMinnesotaKansas


ColoradoWyomingCalifornia



. 6428107910

191

199351946594168

467

$82, 0111, 931,1842, 411, 4504, 317, 9168/7427561"

"397628, 75974 316,4543, 678,175

22; 035, 365_ Ml?, 110144, 077, 863

787539"1, 038, 023

21, 944, 00223, 060, 564

11, 948, 986

46, 635, 42811, 247, 394

4, 407, 56612,524, 290

6,405, 84312,483, 8794,397,468

98,101, 868

"17169,895"3 419,120

75 56,781,143

86 ! 58,370,158

849 1332,353,014

$9,900857,972173, 054417,924

1, 458, 850"•276887589"2,089, 770

619, 0765, 906,740

644, 811

1,110, 8881,110, 88847TF27503"8,990,663

136,3061,392," 406

273, 24274,223

14, 979, 343

2, 089, 047

2, 089, 047

31; 587,114

$10,899 $1,8547,315

210, 433J227,j373_446, 975

6,603,533 j 806,3406, 382, 548

778, 5084, 604,145

311, 026

2, 240, 051129, 641

2, 039,408452, 079

18,679,760 j 5,667,519

5, 50061,187

979,4061,046,093

10,167, 4842,198, 389

805, 6973, 783, 052

1,654,639708,402

19, 317, 663

331, 67169, 620

7, 457,534

7, 858, 825

49774Y,T29T

122, 31112, 663

3, 204, 039

3, 339, 013

14,605,853

$2,192

2,192

206,455350, 800

16,498184, 282

19, 259

3, 373, 47548,842, 070

272, 0052, 742,406

526, 822777, 294 55, 756, 778

21, 02226, 03447, 056

62, 32324, 24219, 270

57, 627__45L130_

208,592

$3,110216, 704127,545

J13JM594786, 953

28,543306, 290

3,067,6423,402,475

12, 749, 3711, 007,269

614, 4261,581,5561, 754, 7391, 544, 9231,181, 846

20,434,130

5,998 432,3716,650 I 170,830

10,146,305

12,648 [10,749,506

1,047,782 |91,129,842



THE UNITED STATES AND THEIR RESOURCES AND LIABILITIES—Continued,

18S4->85.

RESOURCES.

Other re-sources.

$68,5133,834

72,34791, 958C31, 56132,800

1, 327, 46731,371

2,115,15798, 8701. 246

266, 8343, 882

238,110.12,683

444, 249

1, 065. 874236,01598, 74242,16494, 694

2,707128,419602, 741103, 773

4781, 830, 741

1,934, 9925, 791, 111

Total.

$96, 7323,107, 2343,318, 5874,948,731

11, 471, 284

48,061,828. 119,605,671

5, 327, 83239, 714, 8366, 294, 385

219, 004, 55212,163, 3573,167, 74616,181, 615

117, 8539,121,0082, 697. 22129, 794,475

73, 243, 27572, 544, 88510, 328, 0464, 201, 60923, 310, 07724,169, 95817, 057, 64113, 872, 3726, 736, 672

172, 221, 2601, 708, 844328,197

75, 585, 349

77, 622, 390553, 562, 761

LIABILITIES.

Capital stock.

$50, 000455, 000

1, 785, 8311, 850, 000

4,140, 8318,163. 00014,187, 7001, 299, 3508, 050, 2052, 006, 805

33, 707, 0602,881,439500,000

7, 921, 95050,000

2, 582, 200643. 971

11, 369, 391

25, 948, 95113, 011, 4232, 537, 0001, 449, 2003,494,1702, 462. 2006, 366, 0433, 854, 5002,149, 22133, 323, 757

390, 00075, 000

27, 672, 641

28,137, 641125, 258, 240

Surplus andprofits.

$17, 673120, 520185,544399, 322

723, 0594,143, 4637, 462, 312521,461

2, 366, 023422, 628

Circulation.

$1,130

5,41619, 356

25, 9025, 4702, 605

233

14, 915, 892 8, 308790, 382168, 231

1, 274, 8903, 611

344, 548282, 443

2, 444, 534

5, 308, 6396, 419. 827

502, 094351,223

1,131,183782,175996,435859, 039405, 004

11, 446, 980144, 00454, 762

9, 650! 975

9,849, 74142, 244, 311

8,017

55, 302

63,919

98,129

Deposits.

$17, 9612, 480, 9461,172, 3662, 284, 665

5, 955, 93831,278,72385,495,2153, 409, 80028,161,7543, 651,156

151,996.618

7, 846, 4922,341.3545, 271. 547

48, 5685, 816, 5361, 500, 763

14, 548, 675

37, 373, 93546, 859, 7596, 880, 2012, 360. 96118, 357,10816, 026. 61411,524,6208, 310,1204, 035, 429

114. 354, 8121,160, 451379,344

33, 286, 788

34, 626, 583344, 307, 916

Other liabil-ities.

$9, 96850, 768169,430395, 388

625, 5544,471,17212,457, 839

97,2211,136, 849213,563

18,376.644645,044158,1(51

1,713,22815, 674369,107270, 044

1, 376, 573

4, 547, 8316, 253, 876408, 75140, 225327, 616

4,898, 969170, 543848,713147, 018

13, 095, 71114, 38919. 091

4,974,945

5, 008, 42541, 654,165

1885*->86.

$56, 6988,397

65,095105. 295302, 24129, 442855, 40597,146

1, 389, 52916, 26077, 943

2,154, 0352, 248, 238

264. 991122^ 82651, 663332, 445

43177,748850,104

8053, 671,115

3,671, 9208, 224, 886

$107,7743. 069. 8733,188; 2916, 701, 97313, 067, 91153, 412, 446134, 523, 9345, 523. 34538, 367, 7516, 470, 253

238, 297, 729139, 434

1,717, 26231, 384, 51433, 241, 21075, 660, 65224, 281,1006,122, 02519, 906, 3718, 697, 52916, 581, 2256, 749, 051

157, 997, 9532, 062, 246679,688

83, 349,183

86, 091,117528, 695, 920

$50, 000394, 000

1, 766, 6852, 500. 0004, 710, 6858, 238. 90013, 802, 7001, 310, 2207, 940, 3232. 006, 85533, 358. 998

50, 000563, 494

11, 899, 87712, 513, 37112,588, 5732, 221, 8901, 302, 3502, 217, 2003,168, 3434, 363, 6002, 338, 648

28, 200, 604449, 400123, 000

80, 255, 538

80, 827, 938109, 611, 596

$16,3606,000

156, 947417, 657596, 964

4, 755, 8106, 278. 994563, 653

2,421,479462, 568

14, 482. 5043, 024

128. 9551,121, 9041, 253, 8836. 780, 5531, 752, 504382, 336718, 533626, 733835,820371, 242

11. 467, 721124, 542

9, 983, 654

10,108,19637,909, 268

$1,130

3,14819, 28623, 5645, 4702,605

iii8,186

71, 45771, 457

223

223

103,430

$38, 3592, 530, 2881, 096,1503, 318, 2336, 983. 03035, 266, 674102, 745, 8563, 460, 398

26, 564, 5323, 738, 950

171, 776, 41081, 360891,149

15,441,33416, 413, 84348, 436, 59419. 956, 7774, 201, 83816,427.6844, 728. 24110,416, 2173, 683,160

107, 850, 5111,481, 492540, 323

37,837,158

39,858, 973

342,882,767

$1,925139,585165, 361446, 797753,668

5,145, 59211, 633, 779

189, 0741, 441,417261, 769

18, 671, 6315,050

133, 6642, 849, 9422, 988, 6567, 854, 932349, 929235, 501542, 731174, 212965, 588356, 001

10,478,8946,812

16, 3655,272,833

5,296, 010

38,188, 859





RESOURCES.

Loans anddiscounts.

Stocks,bonds, etc.

Due frombanks, etc.

Eeal es-tate, etc.

Expenses,etc.

Cash andcash items,

New HampshireRhode IslandConnecticut


New YorkNew York CityNew JerseyPennsylvaniaDelawareMaryland


VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee


MissouriOhio ,IndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska


OregonColoradoCalifornia

Total Pacific Statesand Terr i tor ies . . . .


1 ! $87,02810 ! 2,685,1768 I 4,546,467

$9,900131, 559531, 636

$139, 968937,685

$1, 854225, 005232,127

$3, 233$7, 009

142, 778552, 445

19 7, 318, 671

200 157, 619, 331

239

21246324862566554

149140

864

673, 395 1, 077, 653 458, 986 3, 233 702, 232

44,129, 47180, 720,180

3, 340, 39724, 079,175

845, 8874, 504, 221

2, 438, 7771, 867, 945

519,1955, 812, 003

2, 506605, 869

5, 510, 2986, 389,106

526. 5764, 517; 022

91,847357, 695

794, 6952. 214,526

123, 7192, 929, 561

25,828• 434,168

180, 941381, 881

12, 532196, 660

44812,105

3,143,13253,616, 559

295, 8492, 783, 798

39,194522, 459

11, 246, 295 17, 392, 544 6, 522, 497 784, 567 60,400 991

5, 945, 9933, 253, 7621, 721, 2112,819, 6839, 804, 984

842,4551. 723, 8351,288,4785, 259, 0761, 444, 712

510, 39020,895, 9076, 525, 539

1, 055, 276218, 635101,450

1,922, 3676,971, 614

48,01059,510

116, 552815,319

35, 96094, 832

1, 200,406521, 507

894, 581368, 681196, 383242,440

1, 020, 958149, 701225, 661308, 688

81, 601230, 904203,153

3,108,1331,095,163

149, 460156, 888119, 321123, 055575, 973395, 902131, 830

228,642132, 230

28, 023805,540221,612

52, 6709,957

14, 45616, 51572,129

6, 51224,69516, 42111, 61714, 6702,138

26, 93051, 392

582,058291, 786267, 837279, 212

1,458, 058134, 367221, 900157,025

1, 914, 995389, 791128,168

2, 641, 8211, 050, 786

62, 096, 025 13,161, 438 8,126, 047 3,137, 074 320,102 9, 517, 804

44, 363, 3119, 696,3553, 485, 2645,698, 571

24, 014,65016,446, 294

7, 630, 38315,538,37611,578,793

6,418, 920

4,767, 9291,144, 060

101,292444,594

1,904, 0671, 898, 984

969,995466, 980117, 836

8, 068,5911,568, 795

801, 6751, 420, 2453,669,4024, 210, 4551, 413, 2272,434, 3232,603,1941,

2, 086, 530€08,160224, 330430, 744499, 710496,414545,905835,374

• 904,562672,956

144,870, 717 11, 815,687 27,516,599 6, 304, 685

241,2211, 782, 962

66,157, 63510,565

2,378, 217

42, 210808,987

10, 335, 491

22,19350, 057

3,188, 231

100

1,422

68,181, 818 2,388,782 11,186, 688 3, 260,481

440, 086, 562 39,285, 297 65,299,531 20, 683, 723

73468, 59235,35729, 470

112, 32725, 428

69, 848576,135118, 848

10, 934, 7991, 256, 661

569, 914921, 557

2, 664, 7132, 656, 852

674,0361, 872,9012, 383,193

601,867

1, 036, 739 24, 536,493

1,44318,604

60, 369461, 273

15,579,298

20,047 16,100, 940

2,164, 688 111,258,460


REPORT OF THE COMPTROLLER OF THE CURRENCY. o 0 5


1886->87.

RESOURCES.

Other re-sources.

$130, 257110,401321, 564450, 78511,314

305

1,024, 626

44, 25823, 26154,222

181,159, 231

36, 08513,958213,116230, 05521, 208

344, 529, 597146, 352

6,471,395

3, 958,117107, 2182,84951,325262, 565

' 4,33112,755

288, 695274, 51176, 323

5, 038, 749

4,0207,565

3, 725,798

3, 737, 383

16, 272,153

Total.

$105,-7913, 327. 7196, 800, 300

10,233,870

56, 327, 571145, 300, 5985,139, 832

40, 769, 0041, 017, 0246,436, 822

254, 990, 851

8, 724, 2964, 322, 9702, 474. 8805,403, 29021,122, 9471, 613, 0322,401,3892,168, 8788, 541, 3052. 269, 475' 966, 738

33,208,3349, 612, 351

102, 829, 885

74,180, 01114, 449, 6415, 220, 6318, 996, 50633,127,43425, 738, 75810, 276, 30622, 009, 51218, 787, 4289, 333,442

222,119, 669

371,4563,14,0, 013

101, 364, 670

104,876,139

695, 050,414

LIABILITIES.

Capital stock.

$50,0001, 764, 6852, 390. 000

4, 206, 685

8, 428, 00014, 712, 7001, 209, 3507, 888, 473356, 000

1, 979, 390

34, 573, 913

1, 900, 255819.855691, 410788,704

10, 295, 840290,100735,000759, 650

2, 017, 300761,098265,000

11, 555. 6862, 924; 254

33, 804,152

11, 626, 4033, 079, 6951, 676, 6001, 655, 5004, 556,1503, 350. 3403, 579, 843•5,228,0006, 618, 5452, 864, 606

44, 235, 682

170,000505,000

31, 061, 935

31, 736, 935

148, 557, 367

Surplus andprofits.

$15, 216160,775497, 598

673, 589

5, 235, 0758, 937, 631492,120

2, 662, 60051,143

460, 072

17, 838, 641

650,713304,169228, 706365,767

1, 563, 762376,590228,14297,534

548, 693212, 76151, 433

2, 891, 327633, 088

8,153, 285

6, 590, 349585,859379, 510890, 495

1,389,1011,121, 834694, 799

1,193,1251,370,121795,997

15, 017,190

25, 423168 555

11, 402, 287

11, 596, 265

53, 278, 970

Circulation.

$1,1303,14819, 286

23, 564

5.470

2,605

71, 066

6979, 210

isyioi'

8, 597

35,976

58,364

223

*29. 095*38,500

67,818

228, 956

Deposits.

$35,3421,177, 8833, 407,182

4,620,407

37, 688, 748112, 699,1723, 284. 20129,117, 308

497, 4273, 799,136

187, 085, 992

5, 956, 7692, 897,1231, 424, 7854,121, 2546, 392. 996830.198934| 266

1,102,9065, 660i 873976, 851593, 264

16, 852. 3505, 590, 552

53, 335,187

49,173, 70410,314,7883,126, 8495,178. 06926,069; 05019, 960,4175, 747, 28614,429,5169,151, G2G4, 836, 266

147, 987, 571

173, 3902, 279,135

52, 513, 971

54, 966,496

447, 995, 653

Other liabil-ities.

$4,103219,228486, 294

709,625

4, 970, 2788, 948, 490154,161

1, 029, 557112, 454198,155

15,413,095

216,559288, 032129, 979127, 565

2, 869, 349116,144503, 981208,788305, 842318, 76557, 041

1,872, 995463, 857

7,478, 897

6, 783, 555469,29937, 672

1,272.4421,113,1331,305,944254, 378

1,158, 8711,618,041798, 073

14, 811,408

2,643187, 323

6, 386, 477

6, 576, 443

44,989, 468

* Doubtless un error in reports.

9C47 20





RESOURCES.

Loans and Stocks, Due fromdiscounts, bonds, etc. banks, etc.

Real es- Expenses, Cash andtate, etc. etc. cash items.

New Hampshire.Rhode IslandConnecticut

Total Eastern States.. 19

$92,1972, 506, 8134, 676, 540

7, 275,550

$9,900234, 952711, 048

$165, 2531, 264, 025

$3, 454230, 600211, 627

$4, 5703,922

$7,481123,615468,470

955, 900 1,429, 278 445, 681 8,492 . 599,566

New YorkNew Jersey . .Pennsylvania.DelawareMaryland

1228

772

126, 489, 7613, 442, 091

26, 413, 454597,098

4, 697,490

6, 045,035418,525

5, 543, 287192, 007913, 684

12, 967, 652438,128

4,031,118115, 516389, 765

3,155,994118,191

1, 784,81885,113

612, 693

710, 25617, 220

162,0146,844

32, 543

50, 073, 23328o, 040

2, 846,10316, 281

553,669

Total Middle States .. 218 161,639,894 13,112, 538 17, 942,179 5, 756, 809 928, 877

Virginia"West Virginia..North Carolina.South Carolina .GeorgiaAlabamaMississippiLouisianaArkansasKentuckyTennessee


MissouriOhioIndianaMichigan.."Wisconsin.IowaMinnesota.KansasNebraska..

238253231647461

177

Total Western States. 771

Montana...DakotaCalifornia .

2

110

Total Pacific Statesand Territories....


135

1403

12, 036, 7061.629, 6492, 807, 968921,942

9,188, 3171, 280, 8052, 374, 6103, 823, 493

609, 67627, 662, 7335, 024, 698

485, 45471, 796

165, 57322, 416362, 693110,206188,256415,10128, 780997,897170, 463

89,1104,708

27, 39113,43369,6648,996

33, 0934,664699

17, 8G548, 727

53,775,326

7174,138297,11771,114

1, 259, G56214. 898498i 431

3, 627, 371146, 573

4, 571, 784840, 610

67,355, 597 8, 511,123 7, 951, 327 3, 018, 635 318, 350 12, 600, 815

5.1, 050, 7724, 291, 9323, 823, 3047, 272, 52318, 878, 9379,137, 23816, 776, 87811, 755, 7674, 451, 436

6, 296, 241268, 474113,445167,112

2, 005, 679

961,912199,429210, 635

8, 672,163575,667769,126

1, 090, 2074, 435, 3311, 962, 9862, 607, 4411, 794, 924

764, 512

2,595,679281, 257225, 213206, 219637, 811646, 822

1, 030, 932995,156399, 982

36, 32138,90616, 96927, 828

156, 763140, 21576, 894

11,053,118534,832557,538765,141

3, 054, 837830,279

1, 925, 4483,190, .778

377,519

127, 438,787

286, 735975, 921

69, 031, 960

10, 222, 927 22, 672, 357 7, 019,071 493,896 122,289,490

7,90328, 726

4,045, 554

115. 414206, 690

8,460, 96118, 543

64,125107,830

15,877,795

70, 294, 616 4, 082,183 8, 783,065 4, 006, 458 18, 543

434,004,444 30, 884, 671 58, 777, 206 20, 246, 654 1, 768,158

16, 049, 750

105,314,947




18S7->88.

"RESOURCES.

Oilier re-sources.

$59, 8012

59, 803

293. 3875, 849

1, 225, 6143

9.156

1, 534. 009

38,475750

54, 8327

4, 427, 8233, 43613,30672, 642

24187.9826, 323

4, 805, 600

2, 919, 0121,758

3,188

9,80252

182, 7731,329

3,117, 914

6. 6855,186, 226

5,192, 911

14,711, 237

Total.

$113, 0323, 325, 6047, 335, 634

10,774, 270

199, 735, 3184, 726, 044

42, 006, 4081, 012, 8627, 209, 000

254, 689, 632

16,139, 8152, 240, 8673, 85lj 3521,110, 21120. 429,1692, 054,1983, 942. 2198, 616, 490991,191

37, 982, 9217, 203, 014

104, 561, 447

82.586.9855, 990, 2415, 527, 5329, 521. 359

29, 040, 42312,587.12723. 459, 42618, 259, 0426, 282, 307

193, 254, 442

489,2451, 424. 671

106, 513, 610

108, 427, 526

671, 707, 317

LIABILITIES.

Capital stock.

$50, 0001,766,0852, 390, 000

4, 206, 685

24, 920, 7001, 085, 0007, 852. 589

420, 0002, 484, 480

36, 762, 769

3, 468, 739453. 744

1, 095,170420,000

7, 664, 477705, 625

1, 079, 0002,117. 259

2K8 00012. 597, 9372, 3:-iG, 690

32, 226, 641

13, 430. 0031,504,] 001,742.5002, 071, 2003,821.1004, 028, 743

• 5. 733, 0006, 5(59. 0992, 201,100

41,101, 445

150, 000590, 425

39, 893, 903

40, 634, 328

154,931, 868

Surplus andprofits.

$14, 549173, 853438, 533

626, 935

16, 374, 623341. (354

2, 892, 77771,419

536, 279

20, 216, 752

1,167, 989241, 900340, 048110. 700

2, 680, 518216. 699368, 210567, 30846,811

3, 357, 941578, 580

9, 676, 704

7, 667, 806319, 079259,136549, 013

1, 301, 602930, 462

1, 544, 270985,129370, 509

13, 927, 006

8,57087, 535

12, 341, 586

12,437,691

5G, 885, 088

Circulation.

$1,1013,1429,556

13, 799

8,065

71, 066

65

79,196

8," 582*

19, 732

28, 314

27,125

27,125

148, 434

Deposits.

$40, 2571,267,5673, 985, 603

5, 293, 427

140, 043,1553,128, 522

30, 412, 607455,175

3, 861, 217

177, 900, 676

10, 653, 3011, 471. 3071,181, 422

436, 7205, 328, 861

716, 3332, 245. 5115, 819J 890618,174

19, 919, 0444, 033, 526

52, 424, 089

54, 058, 8073, 837, 0183, 304. 2016, 539, 253

22, 429, .4907,167, 008

14, 702. 7279, 887, 8583, 314, 267

125, 240, 629

330, 675549, 228

48, C09,118

49,189, 021

410, 047, 842

Other liabil-ities.

$7,125114, 357511, 942

633, 424

18, 388, 775170,868777, 36966, 268

326, 959

19, 730, 239

849, 78673, 916

1, 2?4, 712142,791

4, 755, 313415, 541249,498103. 45138, 206

2, 088, 267254, 218

10, 205, 699

7, 430. 369330, 044221, 695361, 893

1,488. 231460. 914

1, 479. 429816, 356369, 306

12, 958, 237

197, 4835, 969, 003

6,166, 486

49, 694, 085





New Hampshire.Rhode IslandConnecticut


New YorkNew Jersey—Pennsylvania..DelawareMaryland.....


VirginiaWest Virginia.North Carolina .South Carolina.GeorgiaFlorida..Alabama .Mississippi.Louisiana.TexasArkansas.Kentucky .Tennessee .

RESOURCES.

Loans and Stocks, Due fromdiscounts, bonds, etc. banks, etc.

$10. 500]39; 447762,184

148, 821, 9674, 830, 966

29, 701, 4891,512,2524,8Q9, 222

618, 544964, 782130, 936952,176098, 004383, 029183, 858447, 711515, 592655, 253

$2, 427178,601

1, 030, 063

1, 211, 091

NevadaOregonColoradoUtahMontanaWyoming.New MexicoDakotaWashingtonArizonaCalifornia



26, 082111, 278

5,12728, 933

333,854152, 460

3, 827, 067

23, 889, 000

1, 212, 515302, 875704, 649123, 824

2, 943, 64539, 422

401. 5691, 633. 202

79, 875297, 080458, 506

4, 234, 400841,476

13, 273, 038

12, 207, 7741, 553, 591

817,7322, 578, 084

640, 2545, 548, 2311, 464, 5082, 690, 6622,145, 7371,126, 474

30, 773, 047

20, 20446, 342

796, 67426, 724

164, 326148,511

22, 808189, 435672, 239

58, 5578, 527, 384

10, 673,204 5, 814, 077

.Real es-tate, etc.

Expenses, Cash andetc. cash items.

$3, 454223, 977201, 984

429,415

4, 295, 718177,197

1,767,172104, 099646", 443

6, 990, 629

431, 48585, 511

156, 50252," 320

538, 74521,41572, 366

273. 034337, 063

70,19248, 636

1,088, 530132, 935

3, 308, 734

2, 943,140640, 457233,513455,104150, 460665, 802705, 207

1,196, 6841,172. 255

549, 960

8, 712, 582

10,40232, 791

175, 3376,745

75, 34473, 6879,892

97, 033147,576

50, 5145,134, 756

79,819,380 25,255,437

$5, 33712, 095

$7, 250110, 854466, 948

17,432 585,052

776, 04022, 590

186, 6911, 0103, 755

69,776, 796370, 635

2, 962, 36964, 345

566, 043

73, 740,188

50, 82912, 60550, 6414,800

95, 3225,101

20, 38153, 70211, 50311, 6155,740

17, 92137, 052

377,212 11,967, 024

96, 44532, 25519, 88126, 37935, 867

127, 831121, 757

73,998

534,413

4,4335,104

58,6533, 6222,6433,875

17716, 534

6,5216,095

107,657

959, 089198, 220502, 289215, 282

1, 835, 99892, 901

245, 626939, 021

2, 028, 348172, 960203, 850

3, 723, 961850,079

17, 471, 6421,102, 878

456, 9271, 538, 949

329, 5443,120, 055

816, 5282,123, 4371, 776, 373

553, 044

29, 289, 377

32,46747, 236

408, 21813, 031

156, 690182, 813

14, 6849G, 489

488,581110,157

16, 077, 557

17,627,923

2,026,800 jl33,210,164




1888->89.

RESOUECES.

Otherresources.

$2122, 811

2

122, 815

378, 6081,917

1, 209, 7573

306

1, 650, 591

13, 8541, 575

30, 02653, 32127, 888

3941,855

270. 838

523, 528.170, 45156, 481

450,218

446, 050

4134, 380

442

3,73153, 6617, 374

Total.

$98,7753,180, 5687,116, 622

10, 395, 965

249, 516, 7696, 508,157

47. 448, 4691, 883,1187,420, 323

312, 836, 836

16, 836. 9192, 840, 7-164,109. 7612, 486, 493

17, 556, 218450. 206

2, 470, 6006. 977, 0508. 762. 4201. 379, 8471, 929, 673

43. 928, 5677, 024, 017

116, 752, 517

93, 770.19717. 095, 4825, 841, 256

13, 925, 4475, 419, 911

32, 660. 34013.170,10324^ 983, 42917, 066, 9219, 448, 792

245,214 233,387,878

44,317

42. 8073

3,06554

11, 017340

3,4926, 406, 936

6, 471, 990

8, 940, 828

397, 401543,411

4,142, 246253, 355

1,122, 9331. 402, 411' 202, 409

1, 334. 3253, 970, 596

695, 968108. 597, 362

122, 662, 417

796, 035, 613

LIABILITIES.

Capital stock.

$50. 0001. 760.' 6852j 390, 000

4, 208, 685

27. 765, 7001, 454,1508, 280, 893

656. 0002. 497, 500

40, 654. 243

3. 801, 615676, 320

1, 235, 944718, 922

4,103, 60080, 000

840. 3751.660,1482,130, 200

505,100498. 000

13, 877, 8861, 874, 689

32, 002, 799

14,113,1733, 472. 7501, 850, 0002, 371, 5001, 660, 7S23, 940, 8004, 416, 7436, 308, 0006, 778. 2543, 545, 400

48, 457, 402

200. 000139, 533910,000100, 000240. 000368! 92580, 000

644. 200867, 200220, 000

37, 560, 595

41, 330, 453

166, 651, 582

Surplus andprofits.

$15, 281173,636469,124

658, 041

19, 051, 241662, 217

3, 389, 798120 517534,587

23, 758, 358

1, 270,112190, 260344, 532157, 846

1, 840, 50332, 948

161, 651563,914669, 915144, 250186, 705

4,128, 351452,705

10,143, 692

7, 680,113760, 536299, 618

1. 095,166395, 996

1, 665, 9351,101, 6511, 643,5401, 074, 872453, 888

16,171, 315

13, 38022, 782304, 02211, 49367,44088, 8793,042

75, 533108,11747,109

13, 367, 834

14,109, 631

64, 841, 037

Circulation.

$3,1399, 556

12, 695

8,065

71, 065

22

79,152

8,582

19, 732

28, 314

120,161

Deposits.

$31. 7481, 070, 2943, 819, 658

4, 921, 700

180, 826, 5614, 077, 28035.180, 588

930, 3314,142, 605

225,157, 365

10. 777,116i; 513, 6672, 220, 4641,183,4427, 491. 533316, 898

1.175, 7204, 593, 9785, 899, 661676, 787

1, 214, 51122, 608, 8464, 549, 099

64, 221, 722

62, 869, 27012, 443,1263,473,61010, 275, 6642,951, 63525, 657, 7817, 271, 51515, 553, 3198,116, 7514, 661, 742

153, 274, 413

148, 895368, 048

2, 888, 842137, 968812, 451788, 37392, 380

487, 6212. 794, 248' 379, 595

50, 610, 860

59, 509, 281

507,0847481

Oilier liabil-ities.

$1. 746166. 814428, 284

596, 844

21. 865. 202'374,510526,127176. 270245, 609

23,187, 718

988, 076,460. 499308! 821426, 283

4,120. 582'20. 360292, 854159, 01054, 06253, 71030, 457

3, 293, 752147, 524

10. 355, 990

9,113, 641419, 070218,028183,117411, 498

1,395, 824380,194

1, 478, 5701, 097, 044787, 762

15, 484, 748

35,12613, 04839, 3823,8943,042

156, 234* 26,987

126, 971201, 03149, 264

7, 058, 073

7, 713, 052

57, 338, 352





New HampshireRhode IslandConnecticut

Total Eastern States . .


Total Middle S t a t e s . .

Vi rg in ia . . .West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee




OregonColoradoUtahMontanaNorth DakotaSouth Dakota ! .Washington •ArizonaCalifornia

Total Pacific Statesand Territories.


18

16421821

7, 321, 246

161,113, 6416, 592, 335

33,142, 5181, 687,1383, 784, 710

270

76172118426

1247

64

1512352

439

3014945263780

10576

224148

1,091

2,101

RESOURCES.

Loans and Stocks, Due fromdiscounts, bouds, etc. banks, etc.

$60, 7792, 475, 3194, 785,148

206, 320, 342

15,088^2723, 588, 3783, 399, 8552, 601, 410

17,456,#40825, 208

1, 864, 3637,424, 9496, 235,170

886, 7881, 471, 583

40, 573, 20310, 992, 850

16, 542, 884

112, 408, 969

557292, 96314, 762, 4825, 073,43810, 545, 8844, 050, 34026, 739, 07212, 574, 23922, 042, 21114,911,5418,070,834

174, 063, 004

86, 420, 923

586, 534, 484

$20,300260, 258874, 309

1,154, 867

1,528,743279, 734

88, 04760, 625

' 997,71426, 570

140, 285504, 348413, 464

61, 5271, 965, 688

210, 081

6, 276, 820

5, 533, 8902, 305, 633

184, 499239, 419

1, 294, 5191,890,979

3 8 i , 4339, 469

90, 111

12, 260,123

120,73856, 772

""i3,"225414, 303196, 659244,268

16, 9502,651, 609

3, 714, 524

9, 949, 224

212 3991, 050! 228

1, 269, 451

18, 053, 622677, 621

5, 558, 23288, 492

354, 923

24, 732,

328,7185,161, 4681,462, 952

14, 422, 366

7 ,1, 957, 0151, 373, 5021,916,692

680, 3556, 911, 6802, 217, 3952, 995,4961, 946, 5681, 653, 567

32, 247, 284

57,518563, 518

41, 49149, 02737, 965

498, 717728, 615114. 639

11, 246, 581

13, 338. 071

Keal es-tate, etc.

$3, 454209, 35820.1, 031

413, 843

4, 806,174200,115

1, 683, 971166, 622332,897

7,189, 779

506, 657132, 672177,754

59, 911724, 282

45, 256101, 995376, 368329,44671,10866,116

1,190, 245321, 203

4,103, 011

2, 582. 340583,131283,713282, 251243, 722720, 610955,830

1, 405, 2481, 479, 971

725,190

9, 262, 006

6, 221, 058

86,010,062 27,189, C

Expenses, | Cash andetc. jcash items

$4,19911,457

$2, 765100,756475,581

15,656 ; 579,102

894,80931,908

223, 39310, 4357,028

61, 229, 000! 388,519

3, 246, 344129,134325,199

1,167, 573

61, 21219, 26647,16127,17752, 6468,418

16, 039105, 812

17, 9053,036

22, 805102, 07980,133

65, 318,196

563, 689

111, 79533, 50214,29720, 85932, 561

90, 281189,165142, 891

635,351

13,11431, 6822,730

15, 730102, 580

41, 49313, 009

220, 338

2, 602, 607

14,132, 697

87958^285"1, 219, 219

718, 7901, 730, 352

460, 3353, 706, 480

970,4922, 585,1702. 512, 716

' 597, 789

23,459, 628

86, 506834, 92667,71354,53883, 535

307, 695879, 677107, 870

14, 903, 339

17, 275, 79

120,765,422




1889->9O.

311

BESOUItCES.

Otherresources.

$2, 50057, 587

60, 087

464, 73821, 078

1,091,819451303

1, 578, 389

23, 90022

1, 313207, 6815,421724

3,981146, 09060, 963

450,095

77,1084, 08713, 354

11, 203164, 09713, 739

283, 588

5,3083,912

2, 50223, 905

106, 57171, 5266, 809

5,167, 943

5, 388, 476

" 7, 760, 635

Total.

$90, 6223, 319, 8767, 403, 754

10, 814, 252

254, 647, 2028, 487, 809

52, 277, 2032,102, 2115, 335, 628

322, 850, 053

20, 886. 4745,153, 5524, 747, 8043, 232, 246

23, 217, 3281,163, 7302, 776, 5499, 590, 665

10, 607, 9911,368,9132.160, 097

53, 045,19114,407,113

152, 357, 653

82, 962, 49221, 016, 3837, 671, 531

14, 742, 2496, 750,130

40, 001, 38216, 717, 95629, 511, 21321, 543, 52711, 294,121

252, 210, 984

1, 111, 7465, 654, 668592.967508, 501

1, 372, 6994, 626, 7226, 597, 931

721, 719111,392,236

132, 579,189

870, 812^131"

LIABILITIES.

Capital stock.

$50, 0001, 766, 6852, 340, 000

4,156, 685

29, 039, 8251, 624, 0238, 267, 305

680, 0001, 623,149

41, 234, 302

4, 591, 0481, 006, 8301, 431, 4501,128, 0006, 500, 407

275, 800962, 846

2, 903, 7862,130, 200

450, 000820, 000

16, 259, 7804, 673, 831

43,133,978

14, 435,3043, 607, 5002,174, 8002, 636, 5002, 017, 0004, 509, 3005, 299, 2436, 913, 7008. 201,1404, 366, 801

54, 221, 288

482, 6451, 245, 0.00

200, 000140,000614. 880

2, 290, 6101, 902,150306,260

38, 809, 509

45, 991, 054

188, 737, 307

Surplus andprofits.

$13,554163. 296504, 821

741, 671

21,064,787759,905

3, 805. 870348, 302441,407

26, 420, 271

1, 494, 692397, 948390,147226, 271

2, 451, 59437, 977183, 365658 <»70758, 464147, 91198,618

5, 629, 0981,197, 015

13, 672, 070

6, 512, 488936, 388518, 698

1,300,390505 272

1, 935. 2661, 323, 0861, 785, 8781, 325, 289820, 206

16,962,961

31, 408320, 88527, 64330, 41799, 067336, 999299. 84486, 883

14, 730, 402

15, 963, 548

73, 760, 521

Circulation.

$3,1389/550

12, 688

8, 064

71,165

22

79. 251

8, 577

19, 732

28, 309

120, 248""

Deposits.

$24, 7171, 229, 5964, 063, 279

5, 317, 592

183,139, 5925, 667, 58339,467, 922

987, 2652, 954, 287

232, 216, 649

13, 767, 4243, 638. 0212, 552, 8171, 507, 985

11, 090, 547559, 749

1, 237, 5744, 321, 2637, 486, 897

760, 2921,107, 743

27, 004, 0777, 437,181

82, 471, 570

60, 932, 25415, 988, 9084, 913. 915

10, 076, 2173. 905, 71830i 648,1619, 437, 205

18, 975, 45910, 807, 7804, 8,9, 774

170,535,391

551,4924, 046, 355

354, 824300. 244439,195

1, 634,6344,149, 483322,167

50, 714, 988

62, 513, 382

553, 054, 584

Other liabil-ities.

$2, 351157,161426,104

585, 616

21,394,934436, 298664, 94186, 614316, 763

22, 899, 580

1, 033, 310110, 753373, 390369, 990

3,174, 780290; 204392, 764

1, 706, 646223.85310,710133,736

4,132, 5041, 099, 086

13, 051, 726

1,082,416483, 5876ii 118729,142322,140

2, 908, 655658, 422

1, 836,1761,149, 3181, 257, 340

10, 491, 344

46, 20142/42810, 50037, 840

219, 557364, 479246, 4546, 40£

7,137, 331;

8, 111, 205

55,139, 471




States, etc.

Rhode Island .Connecticut ..


New YorkNew Jersey...Pennsylvania .DelawareMaryland


VirginiaWest Virginia.North Carolina.South Carolina.GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee


Missouri...OhioIndianaIllinois....Michigan ..Wisconsin .IowaMinnesota .KansasNebraska..


OregonColoradoUtahMontanaISTew Mexico . . .North Dakota .South Dakota..Washington . . .ArizonaCalifornia



:NTo. ofbanks .

16

176228447

293

161. 551, 7667, 081, 937

35, 752, 3241,438,2193, 014, 554

208, 838,800

19291934151054114

2115164

524

4016453403991

12293

134356

1,393

65246

144

346

2,572

RESOURCES.

Loans and Stocks,discounts, bonds, etc.

$1, 567,2484, 848, 308

6, 415, 556

16, 985, 4624,126, 5334, 948,0653, 0*9, 0898, 079. 7981,128, 8751, 543,1507, 474,5327, 528, 950900,132

2,188, 79939, 747, 9929,490, 277

16, 036, 688

1, 576, 843155, 434120,098334, 906185, 713194, 460104,083587, 403358, 810

107,191,654

60, 500,10219, 604, 4635,974, 00616, 812,7904, 569, 02531, 694, 67416, 510,90326, 621, 93510, 472, 32318, 672, 685

211, 432, 906

1,374, 7413, 523, 8371, 812. 322624, 098143,608

1. 367, • "2, 516, 3312, 399, 569486, 449

79,134, 622

93, 383, 503

627, 262,419

$266, 994984, 295

1, 251, 289

7, 730, 437530,153

6, 913, 718301, 201561,179

79, 7372,185,185213, 606

6, 096, 278

72, 743, 570185, 091531, 388

1, 336, 6942, 390, 319

490,623422, 539192, 967

13, 648, 972

395, 308151,12310, 32615, 98549, 500

202,184447, 44732, 997

3, 470,117

4,774, 987

D u e frombanks, etc. tate, etc.

$171,8151, 059, 994

1, 231, 809

17, 976, 005890, 814

5, 373, 249241, 744284,137

24, 765, 949

554,1394, 658, 0191,160, 386

12, 292, 344

9,938,1422, 836, 7981,167, 9093, 644, 3381,142. 9386, 749,484

3, 768,4031, 578, 2421, 803, 548

32, 629,802

197, 557764, 644150, 99993, 92460, 842

320, 9.63393, 834366, 50352, 391

9, 203, 969

11, 611, 626

41,808, 214 82,531,530

Real es- Expenses,

$169, 507199,178

etc.Cash andcash items.

$12, 32314,146

368, 685 ! 26, 469

7, 572,162

643, 009164, 710209, 412119, 393239, 880105, 47187,741

489, 777373, 85773,82699, 576

1, 363, 505428, 974

4, 399,131

2, 939,924781. 746346; 586266, 525269, 639778, 610

1, 612,0691, 055, 5831, 030, 805

9, 081,487

113, 904202, 323316. 97034,1324,495

123, 711430,671657,40456, 312

5, 430, 054

7, 369,976

28,791,441

801, 06218,136197, 72310, 3547,725

47, 622, 911497, 485

3, 093, 21182, 913380,367

1, 035, 00051, 676, 887

83, 09514, 85741, 43022,07290, 38213, 31715,144121,17640, 3613,28236,47591, 90399, 216

672, 710

161,44938, 22475,29142,23549,440

113,857182, 847195,538

858, 881

14, 61215,88228, 7375,4652, 76131,486119,15639,91814,006

272, 023

2, 865, 083

$102,174535, 852

638, 026

1, 517, 894410, 643553, 316326,162983,150111, 201217,591653,498

2, 829, 638374, 635306,191

4, 089, 0251, 377,407

13, 750, 351

10, 047,7351, 511, 594691, 982

2, 847, 780469, 995

4, 255, 580

3,205,9991, 080, 587493,535

24,604,697

184,440409,887345,11076, 63770,155148,119291,125241, 25975, 629

14, 941, 567

16, 783,928

107,453,889




1890'91.

RESOURCES.

Otherresources.

$46,895

46, 895

738, 35560, 227

1, 618,16424, 296

2, 441, 042

31, 6141,49643,55952, 924

154, 32551, 491

1802,3211,167

145, 99599,148

584, 220

319. 0174; 629

57, 043

5, 258, 8384, 607

218, 66462, 211

5, 925, 009

12, 72926, 64462,164

33, 61811

5156,148, 719

6, 284,400

15, 281,566

Total.

$2,336, 9567, 641,773

9, 978, 729

241, 641,9779, 279, 873

54, 716, 6042, 267, 2144,460, 860

312, 366,528

22, 861, 5225, 633, 8616, 622, 8364, 049, 796

10, 839, 3211, 862, 3472,173, 9259, 941, 97811,230,1841, 354,1963, 266, 084

52, 281, 02412, 869, 014

144, 980, 688

88, 781, 68427, 958, 5478, 408, 427

24, 235,1557, 830, 52645,918,10721, 769, 74135, 817, 49315, 010, 78522,451, 289

298,181, 754

2, 293, 2915, 094, 3402,720,628

850, 241337, 361

1, 992, 2053, 986, 9194,152, 111

718, 299118, 329, 048

140, 480, 443

905, 994,142

LIABILITIES.

Capital stock.

$1,049, 6022, 240,000

3,389, 602

31,370, 7001, 656, 6668, 411, 200

680, 000-1,303,150

43,421, 716

5. 775, 600969, 225

1, 848, 7221, 342, 9483,731,506

584, 300814.400

3, 268i 0952, 620, 200

475, 2401,130,45817,902,7955, 016, 974

45, 480, 523

16, 730, 0364, 842, 7302, 486,1834,135, 5002,147, 8005,161, 2006,460, 8988, 111, OOO5, 782,4909, 034, 260

64, 892, 097

813,8251, 370, 5001,444, 210265, 000100, 000728, 000

1, 755, 3382, 014, 820

325, 20042, 564, 010

51, 380, 903

208, 564, 841

Surplus andprofits.

$186, 698621,908

808, 606

23, 614,435957, 959

4, 286, 982306, 446444, 648

29, 610, 470

1, 917, 578490, 822443,580307, 247

1, 041,41849, 466170, 517768, 517

1, 002, 831152,527378, 703

6,132, 6441,248,670

14,104,520

7,450.9521, 230, 587

588, 7362, 089,106

607, 0042, 261, 630

2,185,1731,147,4161,166, 350

18, 726, 954

72, 495261,282141, 51167, 4447,10089, 844330, 045215,08859, 580

16, 621,594

17, 865,983

81,116, 533

Circulation.

$3,128

3,128

8,004

71, 065

79,129

8,577

19,700

28, 277

*

110, 534

Deposits.

$985,3184, 053,301

5, 038, 619

165,127,8406, 070. 233

41, 226,9461,171,0262, 555, 820

216,151, 865

13, 943, 253; 3, 899, 725

3, 741, 3291, 737, 7644,121, 013

944, 031762, 691

4, 215,1387, 519, 792

702, 5331, 621,166

25. 065, 5615. 971,126

74, 218,122

60, 790,19221,194, 8565,160, 73116, 572, 9864, 873, 324

37, 304, 84212, 900, 21223,180, 2136, 880, 6879, 587, 075

198,505,118

1, 368, 3063, 416,1951, 090, 971430, 286230, 261

1,050,1971, 680, 9381,516, 712297, 634

51, 611, 788

62, 693, 288

556, 637, 012

Other liabil-ities.

$112,210626,564

738,774

21, 520, 938595, 015720,411109, 742157, 242

23,103, 348

1, 225, 031274, 089589, 205661, 837

1, 945, 384284, 550426,337

1,690, 22878,78423. 896

132, 7573,160, 924632, 244

11,125,246

3, 810, 504690, 374172, 777

1,437,563202, 398

1,190, 4352,348, 6312,341,1071, 200,1922, 663, 604

16, 057, 585

38,66546, 36349, 93687, 511

124,164220,598405, 49135, 885

7,531, 656

8, 540, 269

59, 565, 222





EESOURCES.

Loans anddiscounts.

Stocks,bonds, etc.

Due frombanks, etc.

Beal es-tate, etc.

Expenses,etc.

Cash andcash items.

Rhode Island

Connecticut



Total Middle States ..VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee


MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasNebraska *


OregonColoradoUtahMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCalifornia


Total United States . -

$1,439,6464, 849, 257

$216,5331, 021, 496

$158,8101,195, 382

$169, 967174, 738

$16, 26512, 824

$92,534448, 357

14 6, 288, 903

19022824

306

182, 407, 7236,962,719

32,956, 2121,500,5303, 660, 220

227.493,404 20,983, 851

9027322451913551642816263

574 110, 468,169

42277727841109141117281525

67,430,23, 695,8,172,

22, 963,5, 345,

35, 623,19, 717,30, 616,15,153,27,210,

1,863 255, 928, 514

12211183468110315

161

2, 585,2,163,2, 026.1,

71,297,

2,3*0,3, 244,2, 798,

476,86, 705.

1, 238. 029

633, 8927, 320,047383, 553872,442

1,354,192 344, 705 29, 089 540, 891

26, 665,2911, 067,1875,158. 027

216, 758479, 382

33, 586, 645

1, 804, 818222, 430173,447383.868820,71946, 05550, 700

354, 383305.752

2; 419119,352

2, 941, 232236, 361

1, 970. 331874; 482771, 965237, 630

1,899, 269196, 309212, 384

1,368, 236199,45743,198814,795

5, 852,1381,503,240

7,461,536

5, 903, 6392, 833, 015370, 853700, 300998, 255

2, 374, 021

15, 943, 434

10, 535, 0293,219,5282,116,5144, 814,1281, 253. 0487, 684, 710

517,410579, 761749, 815

5,244,2573, 291, 6702, 818, 796

15, 027, 069 40, 977, 680

461, 937

96, 229329

2.00039, 881260,482161,13017, 830

4,432, 076

434 104,316,123 5,471,894 12, 767, 361

3,191 "704, 495,:i, 113 [50,182, 379 104, 629, 312 32, 037,310

5, 657, 824215,897

1,724, 34271, 975392, 815

901,338 |59,122,94419, 284 I 514, 543

222, 49810, 20426, 732

8, 062, 853 1,180, 056 63, 429, 802

702,189238, 530263,433149,512480, 70144. 52990,375531,597366, 69081,021126,847

1, 568, 542428,121

146, 21536, 80451,23625, 809135, 76211,77025, 39870, 34663, 8562,900

44,62281, 76897, 824

5, 072,087 794, 310

3,195, 768990,156383,478438, 833271,584

1, 029, 482

180, 36677, 33750,18544, 33069,381

1, 675, 8561, 965, 5971,000,782

134,776325, 63858,214

10, 951, 536 940, 227

92, 860219, 453318,191119, 224

10, 925194, 216470, 810559, 28065, 245

5, 552, 093

9,67216,47422,2258,9062, 455

8S071, 503118. 87764, 51219, 809

7, 606,129 335, 313

3, 278,995

3,264, 56575,323452,427

1,516,998529, 957449, 548322, 746

1, 612,183117,185127, 565830,143

3,927, 062382, 965326, 300

7, 267, 6361, 349,598

18, 759, 886

11, 266, 7952,476, 0841,115,5313,175, 495

527, 2624,443, 323

3, 663, 0191,978, 9091,992, 694

30, 639,112

361, 073323, 066304, 576198, 99013,33478, 888

291, 063407, 467345, 74966, 549

13, 985,132

16, 375, 887

129,745,578

* Includes private, etc., banks.




RESOURCES.

Otherresources.

$50:?. 6:'O53, 413

2, 684, 880

13, 924

3, 351, 847

32, 850926

2,478276, 722

37, 604

474

136, 859133,821

34, 668

656, 402

10, 2293,682

19, 50810, 077

6, 530, 42411, 094

82, 488

6, 667, 502

11.212220. 401

21! 057958

334. 04155.48331, 593

1, 5424, 977, 006

5,653,293

16, 329, 044

Total.

$2, 093, 7557, 702, 054

9, 795, 809

287,122, 0679, 472, 935

53, 330. 5712, 258, 3435, 903, 942

358, 088, 458

23. 549, 0946,182,1037, 234. 3564, 340, 748

17. 355, 582895. 382

1.615.5889, 502, 894

12, 527. 7441, 310. 7583. 889, 322

59, 281, 06311, 471,190

159,155, 824

98, 332,14933. 404, 41112. 239, 61732,162, 4248, 450, 378

51, 224. 08026, 247, 64941, 863,10823, 294, 84733, 912, 977

361,131, 640

3, 687. 7103, 387, 8903, 029, 5392, 227, 403

114. 790544. 228

3, 559. 2055, 308; 4574, 307, 792

6Q8, 778125, 690, 208

152, 526, 000

1, 040, 697, 731

LIABILITIES.

Capital stock.

$916,6752, 340, 000

Surplus andprofits.

$166, 404684, 289

3,256,675 ; 850,693

32, 303. 7001, 735, 8508, 456. 860

680. 0001, 612, 200

44, 788, 610

6,138,1471, 343. 5372.122. 500i; 533. 0275,9(51,595

238. 550748. 050

3,115,8362, 820.121

450.0001, 223, 894

19. 220, 8524; 017, 967

48, 934, 076

18, 265, 5456, 492. 6053, 586, 7006, 565, 5002,0!G,0006, 280. 9007, 4;.HX 2008, 631, 0007, 953. 353

14, 032, 650

81, 260, 453

1, 342, 0001,185, 7751, 369. 720

C07, 00032,000

145.000879, 814

1, 8fiO. 1412, 002,100

281,06445, 776, 743

55,511,357

233, 751,171

25, 992, 3231, 014, 6254, 826, 558

387, 714574, 212

32, 795,432

2, 387, 626479, 954517, 397358, 518

1, 956,11834, 881

112,331734, 600

1, 084, 377176, 587200. 684

6, 753, 525971,959

15, 768, 557

8, 235. 8601, 575. 339

825,1152, 392. 297

639. 5402, 789, 055

2, 515, 7861, 572, 6151, 341, 918

Circulation.

$974

Deposits .

$863. 8874, 082; 611

974 j 4,946,498

8, 060

71, 065

79,125

8, 565

48, 345

56, 910

223

21,887,525 | 223

117,103218,196158, 753134, 611

4.33113, 483

229, 620377, 022193, 609

60. 61317, 548, 632

19, 055, 973

90, 358,180 137,232

197, 876, 5066, 331. 477

59, 302,1161,121. 3363, 647, 825

248, 279, 260

13, 918, 9414, 228, 7913, 792, 4621, 832, 9838, 380, 370

599, 513705, 691

5.190, 9638,515,934

662, 9402, 233,188

31, 283. 5116,105, 364

87, 450, 651

67, 234,14724, 518, 054

7, 654. 96421,155, 695

5, 609, 27441. 659, 71316, 361, 01227, 977, 87412, 823. 20915,123, 847

240,117, 789

2, 204, 2171, 899, 2251, 384, 0471, 433, 890

78, 459372,752

2,110, 3102, 823. 4291, 867, 305

298, 65453, 247, 263

67, 719, 611

648, 513, 809

Other liabil-i t ies.

$145,815595,154

740, 969

30, 942, 078390. 983673, 972

69. 29369, 705

32,146, 031

1,104. 380129, 821801, 997616, 220

1, 057. 49922,43849, 516

461, 49598, 74721, 231

231. 5561, 974, 830

375, 900

6, 945, 630

4, 596, 597818,413172, 838

2, 048. 932185,564488,189

2, 456. 4372, 738, 448

945, 6703, 414, 562

17, 865, 650

24, 3»084, 694

117,01951,902

12, 993339, 461217, 865244, 718

28, 4479,117, 570

10,239.059

67,937, 339



TABLE SHOWING THE AGGREGATE NUMBER OF STATE BANKS IN THE UNITED

Year.No. of

banks.

RESOURCES.

Loans anddiscounts. Stocks. D u e from Real estate, Notes of

banks, etc. etc. other banks

1834.1835.1836.1837.1838.1839.1840.1841.1812.1843.18441845.18461847.1848.18491850.185118531854,18551856.1857185818591860186118621863

506704713788829840901784692

7077077157517828248797501208130713981416142214761562160114921466

$324,119,499365,163, 834457,506, 080525,115, 702485. 631, 687492, 278,015462,896, 523386, 487, 662323. 957,569254,544, 937264,905, 814288, 617,131312,114,404310. 282,945344, 476, 582332, 323,195364, 204. 078413, 756, 799408,943,758557, 397, 779576,144, 758634,183, 280684,456, 887583,165, 242657,183, 799691,945, 580-696,778,421646, 677, 780648, 601,863

$6,113,1959, 210, 57911, 709, 31912, 407,11233,908, 60436,128, 46442,411,75064,811,13524, 585, 54028, 380, 05022, 858, 57020, 356, 07021,486, 83420,158, 35126, 498, 05423, 571, 57520, 606,75922, 388, 38922, 284,69244, 350, 33052, 727, 08249,485, 21559, 272, 32960, 305, 26063, 502,44970,344,343'74,004, 87999, 010, 987180, 508, 260

$27,329, 64540, 084, 03851,876, 95559,663, 91058,195,15352, 898, 35741,140,18447, 877, 04530,752,49620, 666, 26435, 860, 93029, 619, 27231, 689, 94631,788, 64138, 904, 52532, 228, 40741, 631, 85550,718,01548,920, 25855,516, 08555, 738, 73562, 639, 72565, 849, 20558, 052, 80278, 244, 98767, 235,45758. 793, 90065, 256, 59696, 934,452

$10,850,09011,140,16714,194, 37519,064,45119, 075, 73116, 607,83229,181,91033,524,44433,341,98822, 826, 80722, 520, 86322,177,27019, 099, 00021, 219, 86520, 530, 95517, 491, 80920,582,16620, 219, 72410,180, 07122, 367, 47224, 073, 80120, 865, 86726,124, 52228,755, 83425,976,49730, 782,13130,748,92732, 326, 64931, 880, 495

$22,154,91921, 086, 30132,115,13836,533, 52724,964, 25727, 372, 96620, 797,89225, 643,44719,432, 74413, 306, 67711, 672, 47312, 040,76012, 914, 42313,112,46716, 427, 71612, 708, 01616, 303, 28917,196, 08330,431,18922, 659, 06623,429, 51824, 779,04928,124,00822,447,43618, 858,28925, 502, 56721, 903, 90225,253,58958,164,328

$26, 641, 7533, 061, 8194, 800, 0765,366, 500

904,0063, 612, 5673, 623,8743,168, 7083,115, 3276, 578, 3756,729, 9806, 786, 0268, 386, 478

13, 789,78010,489, 822

8, 680*, 48311, 603,24515, 341,196

25,579, 25321,935, 73819,937, 71025, 081,64115,380, 44126, 808, 82219, 331, 52129,297, 87827, 827,97146,171,518

NOTE.—The figures for the years 1834 to 1840 are taken from Ex. Doc. No. Ill, Twenty-sixth Congress.For the years 1851 to 1863 (with the exception of the year 1853) they are taken from the report on thesecond session, and are incomplete.

STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE BANKS* IN THE UNITED

Year.No. ofbanks.

RESOURCES.

Loans and Stocks, Due from Keal estate, Expens*discounts, bonds, etc. banks, etc. etc. etc.

Cash andcash items.

1873.1874..1875.1876.1877.1878.1879.1880.1881.1882.1883.1884.1885.1886.1887.1888.1889.1890.1891.1892.

551633592475616620652672754815975849

1,4221,4031,6712,1012,5723,191

$119,569,445154, 727,165176, 786, 246179, 332,100267,101,879169, 711,386191, 891, 393207, 349, 737252,154, 730273,715, 586223,751,188332, 312, 235349,230, 518332, 353,014440, 086, 562434, 004,444508, 407,112586, 534, 484627,262, 419704,495,113

$11,161, 96318, 262, 54124, 012, 93420, 233, 59424,138, 93021, 549,16729, 655, 22724, 259, 64936, 953, 35528, 519, 69927,370, 91033,789, 72435, 639, 66531, 587,11439, 285, 29736, 884, 67138,375, 89239, 949, 22441, 808, 21450,182, 379

$12, 605,10019, 050, 04619, 851,14623, 096,81225, 201. 78225,107,14922,169, 06736,180, 43546, 657, 32849, 919,18358. 709, 51648, 836, 68959, 062, 40549, 747, 42965, 299, 53158, 771, 20679, 819, 38086, 010, 06282, 531, 530104,629,312

$3, 269, 2335, 372,1869, 005, 6578. 568, 52512, 609,16011, 092,11814, 264, 83514, 227, 92713.914, 23813, 037. 93913, 592, 79115, 058,41115, 873, 31214, 605, 85320, 683, 72320, 246, 65425, 255, 43727,189, 69738,791, 44132,037,310

$886, 3481, 284, 3441, 353, 0661, 559, 3761, 211, 416914, 726801, 005878, 696965, 327999, 944918,403

1, 025,2371,130, 8831, 047, 7822,164, 6881, 768,1582,026, 8002, 602, 6072, 865, 0833,278,995

$30,445, 23937, 540, 80736, 420, 75738, 592, 57846, 551, 82738, 842, 89547, 836,05366, 206, 24657, 768, 81660, 334, 24477, 834, 51282, 383, 59486, 834, 86791,129, 842111, 258,460105, 314, 947133, 210,164120, 765, 422107, 453, 889129,745,578

* Stock savings banks included for the years 1873 to 1886, inclusive.



STATES AND THEIR PRINCIPAL RESOURCES AND LIABILITIES IN THE YEARS 1834 TO 1883.

RESOURCES.

Specie.

$43, 937, 62540, 019, 59437, 915. 34035.184,11245,132, 67333,105,15534, 813, 95828, 440,42333, 515, 80649, 898, 26944, 241, 24242, 012, 09535,132, 51646, 369, 76543, 619, 36845, 379, 34548, 671, 04847,138, 59259, 410, 25353, 944, 54659, 314, 06358, 349, 83874, 412, 832

104, 537, 81883, 594, 53787, 674, 507

102,146,215101, 227, 369

Otherresources.

$1,723,5474, 642,1249, 975, 220

10, 423, 63024,194, 11728, 352, 24824, 592, 58011,816.6098,186, 317

13, 343. 59912,153.69310, 072, 4667,913.591

12, 203,1128, 229, 6827. 965. 463

11, 919, 5488. 935. 9723, 873, 5717, 581), 8308, 734, 5408, 882, 5165, 920, 3366. 075, 9068, 323, Oil

11,123,17116,657,51113. 648, 00622, 003, 443

LIABILITIES.

Capital stock.

$200, 005. 944231, 25()| 337251, 875, 292290, 772, 091317, 636, 778327,132, 512358, 442, 692313, 608, 959260,171,797228, 861,948210, 872, 056206, 045, 969196, 894, 309203,070,622204, 838,175207, 309, 361217, 317, 21.1227,807, 553207,908,519301, 376. 071332,177, 288343, 874, 272370, 834, 686394, 622, 799401, 970, 242421. 880, 095429, 592, 713418,139, 741405.045 829

Circulation.

$94,839,570103,692,495140, 301, 038

• 149,185, 890116,138, 910135,170, 995106,968. 572107,290, 214

83, 734, Oil58, 563, 60875,167, 64689, 608, 711

105, 552, 427105,519,766128, 506, 091114, 743, 415131, 366. 526155,165, 251146, 072, 780204, 689, 207186, 952, 223195, 747, 950214, 778, 822155, 208, 344193, 306, 818207,102,477202, 005, 767183,792, 079238, 677, 218

Deposits.

$75, 666,98683,081,365

115,104, 440127, 397,185

84, 691,18490, 240,14675, 696, 85764, 890,10162, 408, 87056,168, 62884.550, 78588, 020, 64696, 913, 07091, 792, 533

103, 226,17791,178!623

109, 586, 595128, 957, 712145, 553, 876188, 188, 744190. 400, 342212, 705, 662230, 351, 352185,932, 049259,568, 278253. 802,129257, 229, 562296, 322,408393, 686, 226

Due to banks.

$26, 602, 29338,972, 57850, 402, 36962, 421,11861, 015, 69253,135, 50844,159, 61542, 861, 88925, 863, 82721, 456, 52331, 998, 02426, 337, 44028, 218, 56828, 539. 88839, 414, 37130, 095, 36636, 717, 45146, 416, 92849, 625, 26250,322,16245,156, 69752, 719, 95657, 674,33351,169, 87568, 215, 65155,932,91861, 275,25661,144, 052

100,526, 527

Otherliabilit ies.

$19, 320, 47525, 999, 23436, 560, 28959, 995, 67962, 946, 24843, 275,18342,896, 22612,775,106

7, 357, 0335, 842, 0105, 853,9025, 331, 5724, 706, 0775,501,4016, 706, 3578, 835, 3096, 438, 327

28, 024. 35013, 439, 27615, 599, 62312, 227, 86719, 816, 85014,166, 71315, 048, 42714, 661, 81523, 258, 00421, 633, C9353,814,145

second session. Those for 1841 to 1850 are from Ex. Doc. No. 68, Thirty-first Congress, first session,condition of the banks for 1863. Those for 1853 are from Ex. Doc. No. 66, Thirty-second Congress,

STATES AND THEIR RESOURCES AND LIABILITIES IN THE YEARS 1873 TO 1892, INCLUSIVE.

RESOURCES.

Otherresources.

$944, 0791,164, 9994, 909,1906, 872, 8666, 442, 710

10, 694, 3909, 221, 7605, 801, 796

10, 542, 26612, 306, 5789, 969, 7067,671,8765, 791, 1118, 224, 886

16, 272,15314, 711, 2378, 940, 8287, 760, 635

15, 281, 56616, 329, 044

Totalresources.

$178. 881, 407237, 402. 088272, 338, 996278, 255. 852383, 257, 704277, 911, 831315, 839, 340354, 904,486418, 956, 060438. 834,173512,137,026521, 077, 766

. 553,562,761528, 695, 920695, 050, 414671. 707, 317796, 035, 613870, 812.131905, 994,142

1, 040, 697, 731

LIABILITIES.

Capitalstock.

$42, 705, 83459, 305, 53269, 084. 98080, 425, 633

110, 949, 51595. 193, 292

104,124, 87190, 816, 57592, 922. 52591, 808, 213

102, 454, 861110, 020. 351125, 258. 240109. 61li 596148, 557, 367154,931, 868166. 651, 582188, 737, 307208, 564, 841233, 751,171

Surx>lua andprofits.

$12,137, 40015, 305, 91215, 799, 30017, 485,16323, 949, 42119, 677, 06022, 333,79525, 538, 11128, 919. 63332. 050, 62937, 050, 36144, 202, 83642, 244, 31137, 909, 26853, 278, 97056, 885, 08864, 841, 03773, 760, 52181.116, 53390, 358,180

Circulation.

$174, 714153,432177, 653388, 397387, 661388, 298389, 542283, 308274. 941286, 391187, 978137, 55498,129

103. 430228! 956148, 434120,161120,248110, 534137, 232

Deposits.

$110, 754, 034143, 696, 383165, 871, 439157, 928, 658226, 654, 538142, 764,491166. 958, 229208, 751, 611261, 362, 303281, 775,496334, 995, 702325, 365, 669344, 307,916342, 882, 767447, 995, 653410, 047, 842507, 084,481553,054,584556. 637, 012648, 513, 809

Otherliabilities.

$13,109, 42518, 940, 82921, 405, 62422, 028, 00721, 316, 56919, 888, 69022, 032, 80329, 514, 88135, 476,65832, 913, 44437,448,12440, 311, 35641, 654,16538,188, 85944, 989, 46849, 694, 08557, 338, 35255,139,47159, 565, 22267, 937, 339



STATEMENT SHOWING BY STATES, ETC. , THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES IN THE U N I T E D STATES, ANDTHEIR AVERAGE CAPITAL AND DEPOSITS IN THE YEARS 1875-1882, INCLUSIVE.

States, etc.November 30,1875.

No. Capital. Deposits.

November 30,1876.

No. Capital. Deposi

MaineNew Hampshire.VermontMassachusetts...Rhode Island....Connecticut

Total Eastern States....

New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.

Total Middle States

Virginia"West Virginia..North Carolina.South Carolina .GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee


Missouri. -.OhioIndianaIllinoisMichigan..Wisconsin.IowaMinnesota.KansasNebraska..

Total "Western States..

67702124158107

564

7548495916

1, 491

8123201970423242710014

1,701

NevadaOregonColoradoUtahIdahoMontanaWyomingNew Mexico -DakotaWashington .ArizonaCalifornia

Total Pacific States andTerritories

Total United States

168296463384

122

209

$271, 992151, 000260,000

4, 062, 0674, 062, 5753, 062, 093

$30, 964, 82230, 588, 0407, 821, 859

239, 983,98454, 019, 46579, 735, 441

66782123558112

$177, 658151, 000302, 500

3, 963, 7883, 923, 2223, 027, 892

$27, 017, 95030, 937, 3588,] 23, 983

248,122, 98452, 888,12582, 818, 889

11, 869, 727

60, 756. 3752, 555 575

21, 576, 273680, 563

4, 830,102566, 825

443,113, 611

450, 543, 22436, 905,11499, 040,1051, 003, 05224,844,1593, 701, 763

570 11, 546, 060 449,909, 289

82767453105712

59, 948, 3002, 418,12020,114, 787

708, 5964,698, 722615,102

443, 375,17736,110,777102, 746, 0781, 684, 846

25, 419,7613, 646, 919

90, 965, 713 616, 037,417

3, 521, 6301, 369, 503909,169

1, 044, 3765,114,917

45,0001,195, 2081, 098,1013", 626.1873, 289, 386241, 437

13, 357, 8401, 644, 660

7,401,1843, 863.1641, 432, 522

903, 0263, 396, 830205, 291

1, 514, 7921, 211, 7516, 537,1783, 988, 290187, 344

12, 013, 9672, 312, 245

1,426

7725151869318292698139031

88, 503, 627

3, 563, 8781,426, 858576, 662

1,006, 4524, 823, 597

39, 0001, 095,9001, 251, 5773, 665, 5843, 400, 041225.167

13, 080, 6531, 723, 291

612, 983, 558

7,188, 4283, 939, 744885,795

1, 008, 0343, 383, 964

240, 8211, 501, 3051,196, 7526, 330, 7024, 302, 285

264, 30012, 062, 6622, 775, 023

45, 030,584 512 35, 878, 660 45, 079, 815

219293149356154992666810935

34, 644, 94036, 883, 94310, 533, 77632, 431, 81111, 084, 5049, 881, 0348, 738, 3622, 539, 6372, 800, 8681, 250, 342

50,537, 285

252.777625. 922452, 638141,455121, ] 9389, 31919, 949

159,225, C 1, 748 50, 705, 272 150, 789,217

29, 651175, 589

1. 777, 9321, 206. 7731, 011, 360

629, 77066, 47679, 47817, 33332, 388113, 996162,952

22, 533, 565 103, 210, 811

24, 442, 058 108, 309, 269

4,488 214, 272,197 1, 871, 716,487

1, 690,3571, 209, 8301,007, 576

588, 28325, 99069,86354, 36833, 743

137, 911272,4504,167

113, 661, 934

118, 756, 472

1, 377,518,351



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.

States, etc.May 31,1877.


May 31,1878.




New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia

Total Middle States

VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgia^FloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee


Missouri... •.OhioIndianaIllinoisMichigan"WisconsinIowaMinnesotaKansasNebraska

Total Western States...

NevadaOregonColoradoUtahIdahoMontanaWyomingNew MexicoDakotaWashingtonArizonaCalifornia


Total United States....

6672

23158109

$173, 90552, 333335, 000

3, 946, 7203, 894, 6732, 869, 642

$26, 499, 21830, 896, 2348,107, 445

251,193,18853, 031, 37082, 893, 262

712122958107

11, 272, 273 452, 620, 717 555

81665

447105511

57, 484, 5162,170, 83819, 327, 348

717, 4114, 727, 381

601, 276

433, 367, 85235, 457,18485, 704, 8171, 780, 859

25, 590, 6363, 664, 838

7855940995410

$28, 957, 42828, 309, 6248,140, 383

228, 563, 75350, 028, 32878, 858, 210

1,404 85, 028, 770 585, 566,186 1,326

241419665202825107159033

524

2262891463611631022797111439

3, 407,1101, 455, 900574, 451

1, 003,1054, 392,147

47, 0001, 034, 7331, 264, 3963, 612,1923,494,002258, 333

12,684,3381, 768,147

34, 995; 834 48, 805, 597

33, 914, 70438, 424, 99711,128, 83032, 436,48310, 784, 88110, 094, 7828, 730, 4772, 508, 6853,116,2891,184, 932

6, 809, 8583, 917, 534872, 287

1, 095, 8594, 363, 519

271, 0571, 747, 0311, 413, 0337, 360, 0144, 891, 428376, 619

12, 667, 5683, 019, 790

77221318676223224102159131

77, 088, 818

3, 281, 6671, 496. 792588, 290911.523

4, 317. 81789, 483993, 276

1, 289, 5734, 589, 9053, 707, 057225, 576

12, 298, 3991, 769, 671

520

11, 336, 8129,179. 3165. 626. 955

10, 319, 7973, 846, 6952, 061, 4135,178, 6431,168, 9651, 725, 224465, 664

1,790 50, 909, 484

226 41, 296, 810

4,501 223, 503,171

2082851503501681002877710948

35, 559, 029

10, 700, 3028, 963, 3565, 081,1758,122, 6463, 745, 0752,116, 2785, 255, 0131, 510, 5021, 472, 344503, 595

152, 325, 060 1,78 47,470, 286

1, 545, 4091, 349,112971.936587, 89416,18293, 80098,98736, 342140, 321317, 6965,000

107, 387,4114

117

422, 857, 726

~40M76.17219, 326, 49886, 258, 9961, 798, 52125,163, 7333,151, 613

544, 075, 533

6, 499, 5803, 927, 737978,018

1, 004, 8683, 948, 488233,405

1, 813, 6051, 732, 5978, 042, 2334, 626, 420298,605

11, 937, 3192,731,199

47, 774, 074

26, 571, 79435, 558, 83410, 224, 03919, 305, 3169, 916, 7319,461, 5788, 224, 7853, 233, 6932, 598, 7461,189, 250

126, 284, 766

1, 914, 5831,489, 547934, 915714,55516, 358

188, 918148, 68261,180

277, 927537, 45025, 885

95, 492, 804

112, 550, 090 217 34,148, 094 ! 101, 802, 804

1,351,867, 650 4,400 205, 382, 832 1, 242,794,903



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OP STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.

States, etc.


Total Eastern States . .

New YorkNew JerseyPennsylvania ,DelawareMarylandDistrict of Col rnnbia

Total Middle States . . .

Virginia"West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee

Total Southern States .


Total Western Sta tes . .

NevadaOregonColorado ,UtahIdahoMontana"WyomingNew MexicoDakota.Washington1

ArizonaCalifornia


Total United States

May 31, 1879.

No.

667122

22153

103

536

78855

3728

507

1,230

752112Id606

242922

103148430

494

199265149350-16210229082

12646

1, 771

191232103845

1247

115

231

4, 312

Capital. Deposits,

$41,20961, 000

351, 2004,167, 4123, 565, 9612, 640, 000

10, 826, 782

53,008, 4061,554,54015, 747, 854

640. 4124, 442i 612

377, 550

75, 771, 374

3, 226, 6541, 478, 645442, 377720, 633

3, 957, 48681, 783

1, 0G0, 9991, 226, 2684, 099, 6483, 620, 868207, 903

12, 040,1131, 758, 029

33, 921, 406

10, 389, 2698, 638, 2094, 836, 2928, 019,1773, 438, 0132,149,1605, 084, 2191, 670, 3191, 369, 532444, 349

46, 038, 539

368. 7371, 078. 739635| 180230, 0006,083

154, 204106, 4115,000

103. 093207, 00081, 827

31, 707,109

34, 683, 383

201,241,484

$22, 801, 40226,766, 0557, 890,150

209, 872,02342, 614, 40874, 227, 500

384,171,538

405, 697,18618, 073, 79179, 951,1171, 745, 570

24, 521, 2422,571,645

532, 560, 551

6/769."857"3, 797, 525833, 385806, 592

4, 545, 928215,970

1. 908, 8071, 682,1066, 376,1325, 503, 345336, 328

11, 406,1142, 837, 835

47,019, 984

27,180, 80132,857, 56810, 541, 86120, 231. 00911, 032; 6219, 414, 9849, 291, 2843, 526, 0903,175, 8051, 250,437

128, 502, 460

1, 688, 3181, 353,1721, 724, 854857, 93345, 304284,136191, 29086, 251200, 995339, 99176,107

81, 019, 951

87,868,302

1,180,122, 835

No.

64712221856105

536

513638507

1,300

762013135892633H105158630

498———1982691443501691183099514883

13153811213451845

111

239

4,456

May 31, 1880.

Capital.

$47, 31951,000353, 700

5,638,0993, 308, 5042, 616, 896

12,015, 518

58, 501,9511, 324, 55314, 952, 414

675, 689

357, 060

79, 510, 943

3, 036, 9741, 247,128790, 321511, 499

4, 0C8, 27983, 8'3O

1, 040, 2411, 083, 6902,903, 2963, 701, 080245,110

11, 366, 6941, 769, 228

31, 847, 370

9. 955, 7308.152, 3054, 365, 4348, 364, 8093, 412, 8402, 213, 5745.153, 9061, 906, 3751, 564,144653, 890

45, 743, 007

364, 4571, 245, 208584, 917206, 0005,358

446, 708128, 0546,667

127, 511257, 000112, 932

21, 535,175

25, 019, 987

194,136, 825

Deposits.

$21,721,96428, 301, 5498, 531,140

208, 822, 03943,134, 70878, 457, 961

388,969, 361

467, 941,19420,391,11895, 219, 0912,127, 426

26, 634, 2033, 305, 875

615, 618, 967

7, 757, 2024, 034, 7431, 596, 632658, 812

5, 910, 827287, 289

2, 269, 6472, 634, 9154, 719, 4656, 332, 751

577, 62813, 501, 7873, 222, 740

53, 504,438

33, 995, 91539,192, 93013,172, 78329, 645, 87114, 650, 00013, 752, 92813, 326,1915, 000,1504, 877,1502, 019, 814

169, 633, 732

834, 5481, 033,1033, 479, 8771, 233, 952

18, 368724, 031271, 201181, 925396, 279525,109243, 673

82, 426, 012

91, 368, 078

1, 319,094, 576



STATEMENT SHOWING BY STATES, ETC., THE NUMBER OF STATE, SAVINGS, ANDPRIVATE BANKS AND LOAN AND TRUST COMPANIES, ETC.—Continued.

States, etc.May 31,1881.

No. Capital.


Total Eastern States. . .

New Yoik.New Jersey .Pennsylvania.Delaware.Maryland.District of Columbia.

Total Middle States . . . . ! 1,337

$53, 20076, 000

352, 8045,165,7303, 719, 7892, 620,100

VirginiaWest Virginia-.North Carolina .South Carolina..GeorgiaFloridaAlabamaMississippiLouisiana,TexasArkansasKentuckyTennessee

543, 232, 48J23, 877, 530

114, 665. 8812, 299| 302

28, 747,1624,144, 875


MissouriOhioIndianaIllinoisMichigan . . .Wisconsin..IowaMinnesota..KansasNebraska....


NevadaOregonColoradoUtahIdahoMontanaWyomingNew Mexico.DakotaWashington .ArizonaCalifornia . . .


Total United States

74191314547

272816120149031

507

"212"26614536317511633711217598

1, 999

4,681

3, 068, 9851, 228, 983504, 640549, 956

3,438, 668101. 079

1,179, 085989, 872

2, 418, 2614, 047, 964217,302

11.197. 848li 796; 536

30,739,179

10,129,1287, 943, 5674, 433, 4888, 544, 5753,489, 5282, 268, 7615, 671, 46S2, 875, 9711, 921, 571944, 372

48, 222, 429

381, 851892, 844903, 440208, 2256, 561

512, 706135, 20813, 333

216, 263284, 050147,319

20, 800, 919

24, 502, 719

210,738, 203

Deposits.

$24, 363, 29032,163,12410,046,910

235, 282,401)43,039,20184, 289, 272

M a y 31,1882.

No.

67682324155110

223,104, 509

1, 254, 6491,434, 5683, 864, 9481,582, 519

19, 097904, 498421, 310459, 518484, 335657,015635, 256

84,642,713

96, 360, 426

1,527,439, 008

2115135110

ro2718138219332547

2,203

15511661515

111

349

5,063

Capital. Deposits.

$88,125144, 250450, 000

8,262,417 I3,586,5313,017,466

$27,406, 71136, 656, 79111, 900, 529245, 065, 76046, 580, 21588, 894, 964

15,548,789 ! 456,504,970

82, 836, 0581, 255, 201 !

14,971,758 s559,686 i

3, 837,155408,742 '

103,368,600 , 816,916,257

8.191, 770lj 185, 057567, 201624, 577

3, 532, 000133; 521

1.191,1751, 032, 3612, 500, 7134, 686. 443

288, 84311.510,5381, 825, 065

li,240, 7855,165, 8271, 265, 0231,841,8126, 615, 730897,442

3, 839, 3242, 638, 0705,746,91210, 581, 852

735, 83716, 877, 9983, 375, 985

32,269,264 70,822,643

237271154353184125371136218154

10, 940, 7127, 597, 9994, 620, 20315, 694, 4453, 530, 6742, 357,1136, 517, 4743, 283, 9102, 850, 7801, 487, 097

53, 442, 01951, 601, 58818, 642, 51551, 523, 88822,471, 21021, 514, 85524, 555, 91311,924,1547, 788, 8544, 348, 024

58,886,407 267,813.267, 813, 020

312, 778951, 542

1,188, 340336, 45811, 575570, 858193,42625,927432,224418, 657129,056

20, 286, 075

24, 856,916

~234~929,976

1,139, 2832, 915, 8654,946,7142,119, 659

57, 3901,434,947772,078793, 359839,573

1, 008, 857862,746

8% 751,121

106,641, 592

1, 718; 698,482

9647 21



PERCENTAGE OF DEPRECIATION OF BANK NOTES DURING THE SUSPENSION OFSPECIE PAYMENTS FROM 1814 TO 1817.*

Date.

1814.

September...OctoberNovember. . .December

1815.

January . . .February , .MarchAprilMayJuneJulyAugust . . .SeptemberOctoberNovember.December .

In NewYork.

Per cent.10101111

15

In Phila-delphia.

Per cent.

545

11414124131612412*

59

111115151614

In Balti-more.

Per cent.20151014

1014162019202141518

Date.

181G.

January . . .February . .MarchAprilMayJuneJulyAugustSeptember.October . . .November.December .

1817.

January . . .February. .

In NewYork.

Per cent.1249

124101241246532If2i

2%24

In Phila-delphia.

Per cent.1414

•1241441417151074»477

4 |4

In Balti-

Per cent.151318232020151210

324

* Considerations on the Currency and Banking System of the United States, p. 106; by Albert Gal-atin, Philadelphia, 1831.

DISCOUNT ON BANK NOTES AT N E W YORK IN JANUARY OF THE YEARS MENTIONED.

Banks of—

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew York City ,.New York, country...PhiladelphiaPennsylvaniaNew JerseyDelawareBaltimoreMarylandDistrict of Columbia..Virginia....North CarolinaSouth CarolinaGeorgiaAlabamaLouisianaMississippiOhioMichiganCanadaVirginia* WesternFloridaTennesseeKentuckyIllinoisIndiana

1835.

4 toi4 to I

1836.

Par*Par to §

4 to 14Par to &

1 to 2"

1 to2 2

1 t o l lPar to 1

2 to 2*14 to 2"2 to 245 to 6

1*14 to 3\\ to 24

3 too

1837.

11111

vJ.1

Par to 41 to 2

3 to 3424 to 324 to 324 to 52 to 5

54 to 5

3 to55

1055

1838.

24 to 324 to 32* to 3

" 2424 to 3\ to 24

Par.Par.

22 to 2i1 to 2£2 to 3

3 to 43

3 to 4to

4 to 55 to 68 to 105 to 7

12 to 156

5 to 612 to 15

155 to 67 to 87 to 8



HIGHEST AND LOWEST PI;ICES OK BANK AND TREASURY NOTES AND AMERICANGOLD AT PHILADELPHIA IN EACH YEAR FROM 1814 TO! 823, AND FROM 1834 TO 1838.

Banks of— 1814. 1815. 1817. 1818.

Philadelphia Standard.pPennsylvania (other)..

New JerseyDelaware

Baltimore

0 to 7£d .Standard.

—to 7 to 3 alOd.

1 to 4d . . .

3 to 5d

Maryland (other)District of Columbia .

5 to 2<1 . . .

64 to 2 a3d.

_|Standard.10 to 4 4 a

14d.Par to 5d.3d to 44 p.

Standard. 1 StandardParto9d.

ParPartolOd.

Par to 6a30d.

ParParto30d.

Par to lid. '

2 to 30d . .. j 10 to 4d .. | 6d to par . Par to2£d.

7 to 2|d .. 4- d to par.I

3tol0d --! 7to3al0d.

1819.

Virginia

Virginia, Western1 ! !

North Carolina \ 5 to lOd ..| 8d. to 2h\).\

South Carolina i 5 to lOd .. 1 }

Georgia j 5 to lOdi ' '

Tennessee ' ;Kentucky

5 to lOd .. 8 to 2d. a I 6p. to par.! Ip . to2d . J PartolOdpar. I I • ;

Cp. t o pa r . j l p . t o 3 d . . I 14 t o 6d ..

8p. to2p J 4p . to2d. . | 4 to 3d ..

- I 0 t o l d . . . .

6 to 5d

Ohio

Treasury notes

American gold

6 to 10(1 . .

74to5d ..' 7to'',a]!Hi.

2 tolOd ..' 9d to (5p .

7 to V!

6 to44d.. .

1(5}..

lf« to 4d . .

:: to 11 :i -tip

17 to 7p r» td 4p. a

1 to 4d . . .

4i to 12|d.

44 to lOd..

4i to 12|d.

Standard.Par to 5d.

Par to 2d.Par

1 to 24 aid.

2 to 8d -. .l i to 34 a

Id.H to 8 a"3d.

8 to 12id -

3 to 174 a4d.

2 to 8 alid.

2i tol4 a2d.

124 to 20d.a.

0 to 25 a12M.

0 to 15 a30d.

1820.

Standard..Par to 4 a

2d.Par to Id.Par.

id.

l i to 3d.l i to 3d.

1 to 3d.

10 to 12* a8d. "

2i to 10 a2id.

Par to 6 aId.

11 to 10 alid.

Few sales.

12i to—a30d.

12i to 25d.

Banks of—

Philadelphia . .P e n n s y l v a n i a

(other).New JerseyDelaware

Baltimore

Maryland (other) . .

District of Colum-bia.

Virginia

Virginia, Western.North Carolina

South Carolina

Georgia

Alabama . . .Louisiana . .

Mississippi.Tennessee..

KentuckyIllinoisIndiana

1821.

StandardPar to 3d

PaiPar

i to 3 alid.

f to2d -.

8 to 5d - -2 to 4i a

2idfl i to 2 a

Id.l i to 5 a

lid.

1835.

StandardPar to 3d

Par to IdPar

i to | d ..

1 to lid .

i to lid .

1 to 3d ..

5d2i to 124

a 4*d.1 to 5d -.

2* to 9 a4|d

4 to 8 a5id.

StandardPar to 5d

Par to idPar to ldi

1 to lid .

l i to Id .

2 to |d ..

5d6i to 12i

a 3d.5 to 2d ..6i to 15

a2d.

7 to 3d ..

- to 35d. J 35 to — a ! 35da—. I 30d. j

30to50d. 45to75d.! 70d

Ohio

MichiganAmerican gold

5tol2kl.

1 to 5p .

5 to 8 a I 6 to 5d ..6d. I

i . l 5 toip -.

Standard! Standard!Par to l^d! Par to 2di

Par to Id I Par to Id IPar to ld ' Par to Ul

a par. |i d . . . . . . .

I | to2d . l l o f d ..

14 to 3 a h to Id ..Id.

1838.

StandardParto2id

Par to ldiPar to •!<]'

1837.

StandardPar to 3d

StandardParto2d.

Par to 2di Par to id.PartoJd'Partofd.

to 3 a it to Id - -

2 to5d . . .

0 to 5d .

2 to 4d .

2 to 2£d

Id.11 to IJd | 2 told -.3tola2d " '

2to7a2d

4to7a5d

7 to lOd .5d

10 to 8d .5d

2 to 3d ..

8 to 4d ..3 to 2id -

5 to 4d ..5d

3 to 2id -0 to 4d ..0 to 4 a

3d.2i to 3d .

2d

1 told ..

4 to id ..

4 to l^d .

14 to 24d

2 to 3d ..

2 to 3d . .

2 to 3d . .

3 to 7d ..24 to 6d .3 to 6d ..3 to 6d - -

i i to 1I id.I Par to2dPar

2 to 3d ..3 to 5d ..3 to 3id -

2 to 3d . .

2 to 3d ..

i to 3d ..

2i to 6d .

2i to lOd

3 to 12d -

5 to 15d -5 to 15d .6 to 20d .5 to 15d .

2i to 8d .3 to 8d ..3 to 8d ..

3 to 6d ..

2£tol5d.

i to lid.

1 to 2d.

1 to 2d.

l i to 4d.

3 to 5d.3 to 5d.

3 to lid.

34 to lOd.

7 to 20d.5 to 124d.

15 to 35d.12Jto30d.

34 to 74d.5 to 74d.5 to 74d.

4 to 7d.

0 to 20d.


AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKSFROM

OCTOBER, 1863, TO OCTOBER, 1892.

325


326 REPOUT OF THE COMPTROLLER OF THE CURRENCY.

AGO KEG ATE RESOURCES AND LIABILITIES OP THE NATIONAL

1§63.

Resources.

Due from nat'l and other b'ksReal estate furni.tu.r6 6tc •

Checks and other cash items.Bills of nat'l and other banks.Specie and other lawful mon'y

Total

JANUARY. APRIL. JULY. OCTOBER 5.

66 banks.

$5,466,088.335, 662, 600.00

106,009.12

2, 625,597.05177,565.69

53, 808. 922,503.69

492,138. 58764, 725. 00

1,446,607.62

16,797,644.00

1864.

Loans and discountsU. S. bonds and securitiesOilier items

Duo from national banksDue from otherb'ksandb'krs.Real estate, furniture, etcCurrent expenses

Checks and other cash items-Bills of nat'l and other banks.Specie and other lawful mon'y

Total

JANUARY 4.

139 banks.

$10, 666, 095.6015,112,250.00

74,571.48

*4, 786,124. 58381,144. 00118, 854.43

577, 507.92895, 521. 00

5, 018, 622. 57

37, 630, 691. 58

APRIL 4.

307 banks .

$31, 593,943.4341,175,150. 00

432, 059. 95

4, 699, 479. 568, 537, 908. 94

755,696.41352, 720.77

2,651,916.961, 660, 000. 00

22, 961,411.64

114, 820, 287. 66

JULY 4.

467 banks

$70, 746, 513.3392, 530, 500. 00

842, 017. 73

15, 935, 730.1317,337, 558. 661, 694, 049. 46

502,341. 31

5, 057,122. 905, 344,172.00

42, 283, 798. 23

252, 273, 803.75

OCTOBER 3.

508 banks .

$93,238, 657. 92108, 064, 400. 00

1, 434, 739.76

19, 965, 720. 4714,051,396.312, 202, 318.201, 021, 569.02

7, 640,169.144, 687,727.00

44,801,497.48

297,108,195. 30

1865.

Loans and discountsU.S. bonds and secu rities —Other items

Due from national banks. . . .Due from other b'ks and b'krs.Real estate, furniture, etcCurrent expensesPremiums paid

Checks and other cash itemsBills of nat'l and other banksSpecieLegal tenders and frac'l cur y

Total

JANUARY 2.

638 banks .

$166, 448, 718.00176, 578, 750. 00

3, 294, 883. 27

30, 820,175.4419, 830, 072. 834, 083, 226.121,053, 725. 341, 323, 023. 56

17, 837, 496.7714, 275,153. 004, 481, 937. 68

72, 535, 504. 67

512, 568, 666. 68

APRIL 3.

907 banks.

$252, 404,208.07277, 619, 900. 00

4, 275, 769. 51

40,963,243.4722, 554, 636. 576, 525,118. 802, 298,025.651, 823,291. 84

29, 681, 394.1313, 710, 370.00

6, 659, 660.47112, 999,320. 59

771, 514, 939.10

JULY 3.

1,294 banks .

$362,442, 743.08391, 744, 850. 0012,569,120. 38

76,977, 539. 5926, 078, 028.0111,231,257.28

2, 338, 775. 562, 243, 210.31

41, 314, 904.5021, 651, 826. 00

9,437, 060.40168,426,166. 55

1,126,455,481.66

OCTOBER 2.

1,513 banks.

$487,170,136. 29427, 731, 300. 00

19, 048, 513.15

89,978,980. 5517, 393, 232. 2514, 703, 281. 774, 539, 525.112, 885, 501. 06

72, 309,854.4416, 247,241. 0018, 072, 012. 59

189, 988,496. 28

1, 359,768, 074.49

* Including amount due from national banks.



BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892.

Liabilities.

Capital stock

Undivided profi tsIndividual and other deposits.Due to nat'l and other banks*.

Other items

Total

JANUARY. APRIL. JULY. OCTOBER 5.

66 banks.

$7,188, 393. 00

128, 030. 068,497,681.84

981,178.59

2,360.51

16,797,644.00

Capital stock

Surplus fundUndivided profits

National b'k notes outstandi i !i_Individual and other deposits.Due to nat'l and other banks*.

Other items

Total

JANUARY 4.

139 banks .

$14, 740, 522. 00

432, 827.81

30,155. 0019, 450, 492. 53

2,153, 779, 38

822, 914. 86

37. 630, 691. 58

APRIL 4.

307 banks.

$42, 204,474. 00

1, 625, 656.87

9, 797, 975. 0051, 274, 914. 016, 814, 930. 40

3,102, 337. 38

114, 820, 287. 66

JULY 4.

467 banks .

$75, 213, 945.00

1,129, 910. 223, 094, 330. 11

25, 825, 665. 00119,414,239 0327, 382, 006. 37

213, 708. 02

252, 273, 803.75

OCTOBER 3.

508 banks.

$86,782, 802. 00

2, 010, 286.105, 982, 392.22

45, 260, 504. 00122,166, 536. 4034, 862, 384.81

43, 289.77

297,108,195.30

1865.

Undivided profits

National b'k notes outstanding

Individual and other deposits.United States deposits

Due to national banksDue to other b 'ks and bankers*

Other i tems

Total

JANUARY 2.

638 banks.

$135, 618, 874.00

8,663,311.2212, 283, 812. 65

66, 769, 375. 00

183, 479, 636.9837, 764, 729. 77

30, 619,175. 5737,104,130. 62

265, 620. 87

512,568,666.68

APRIL 3.

907 b a n k s .

$215, 326, 023. 00

17, 318, 942. 6517, 809, 307.14

98, 896, 488. 00

262, 961, 473.1357, 630,141. 01

41,301,031.1659, 692, 581. 64

578, 951. 37

771,514,939.10

JULY 3.

1,294 banks.

$325, 834, 558.00

31, 303,565.6423,159, 408.17

131, 452,158.00

398, 357, 559. 5958, 032, 720. 67

78, 261, 045. 6479, 591, 594. 93

462, 871. 02

1,126,455,481.66

OCTOBER 2.

1,513 banks.

$393,157,206. 00

38,713, 380. 7232, 350, 278.19

171, 321, 903. 00

500,910, 873.2248,170, 381. 31

90, 044, 837. 0884,155,161.27

944,053.70

1, 359, 768, 074.49

* Including State bank circulation outstanding.



AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

I8 60.

Resources.

Loans and discountsU. S.b'ds dep'd to secure circ'nOther U. S. b'ds and securitiesOth'r stocks, b'ds, andmortg'sDue- from national banks . . . .Duefrom other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items.Bills of national and other b'ksSpecieLegal tenders and fract'l cur'y

Total

JANUARY 1.

1,582 banks.

$500, 650,109.19298, 37G, 850. 00142, 003, 500.0017,483, 753.18

93, 254, 551. 0214,658,229.8715, 436, 296.163,193, 717. 782, 423, 918.02

89, 837, 684. 5020, 406,442. 0019,205,018.75

187, 846, 548. 82

1,404,776,619.29

APRIL 2.

1,612 banks.

$528, 080, 526. 70315, 850, 300. 00125, 625, 750. 0017,379, 738. 92

87, 564, 329. 7113, 682, 345.1215, 895, 564. 464, 927, 599. 792, 233, 516.31

105,490,619.3618,279,816. 0017, 529, 778. 42

189,867,852.52

1,442,407,737.31

JULY 2.

1,634 banks.

$550, 353,094.17326, 483, 350.00121,152,950.0017,565,911.46

96, 696,482. 6613, 982, 613.2316, 730, 923.623, 032,716. 272, 398, 872. 26

96, 077,134. 5317, 866, 742. 0012, 629, b76. 30

201, 425, 041.63

1,476,395,208.13

OCTOBER 1.

1, 644 banks.

$603,314,704.83331, 843,20<T. 0094, 974, 650.0015,887,490. 06

107, 650,174.1815,211,117.1617,134,002.585,311, 253. 352,493,773.47

103, 684,249.2117, 437,779.009,226,831.82

205, 793, 578.76

1,526,962,804.42

1 § 6 7 .

Loans and discountsU. S.b'ds dep'd to secure circ'nIT. S. b'ds dep'd to sec're dep'tsTT. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, andmortg'sDue from national banksDue from other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items-Bills of national banksBills of other banksSpecieLegal tenders and fract'l cur'yCompound-interest notes

Total

JANUARY 7.

1,648 banks.

$608, 771, 799. 61339, 570, 700.0036,185, 950. CO52, 949, 300. 0015, 073, 737.45

92, 552, 206. 2912, 996,157. 4918, 925, 315. 512, 822, 675.182, 860, 398. 85

101,430, 220.1819, 263, 718. 00

1, 176,142. 0019, 726, 043. 20

104, 872, 371. 6482, 047, 250. 00

1,511,222, 985.40

APRIL 1.

1, 642 banks.

$597,648,286.53338, 863, 650. 0038, 465, 800. 0046, 639,400. 0020,194, 875.21

94,121,186. 2110, 737, 392. 9019, 625, 893. 815, 693,784.173,411,325.56

87, 951, 405.1312, 873, 785. 00

825, 748. 0011,444, 529.1592,861,254.1784,065, 790. 00

1,465,451,105.84

JULY 1.

1, 636 banks.

$588,450, 396.12337, 684, 250.0038, 368, 950.0045, 633, 700. 0021, 452,615. 43

92, 308, 911. 879, 663, 322. 82

19, 800, 905. 863, 249,153. 313, 338, 600. 37

128,312,177.7916, *38, 769.00

531, 267. 0011,128, 672.«8

102,534,613.4675,488, 220. 00

1,494,084,526.01

OCTOBER 7.

1, 642 banks.

$609, 675, 214.61338, 640,150.0037, 862,100. 0042,460, 800. 0021, 507, 881.42

95,217, 610.148, 389, 226.47

20, 639, 708. 235, 297, 494.132, 764,186. 35

134, 603, 231. 5111,841,104.00

333, 209. 0012, 798, 044. 40

100, 550, 849 9156, 888, 250. 00

1,499,469,060.17

1 § 6 8 .

Loans and discounts . - -.U. S.b'ds dep'd to secure circ'nTJ. S. b'ds dep'd to sec're dept'sTT. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, andmortg'sDue from national banksDue from other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items.Bills of national banksBills of other banks

SpecieLegal-tender notesCompound-interest notes . . .Three per cent, certificates...

Total

JANUARY 6.

1,642 banks .

$616,603,479.89 •339, 064, 200.0037, 315, 750.0044,164, 500.0019, 365, 864. 77

99, 311,446. 608,480,199. 74

21,125, 665. 682, 986, 893. 862,464, 536. 96

109, 390, 266. 3716, 655, 572. 00

261, 269. 001,927,876.78

20, 981, 601. 45114,300,491.0039, 997, 030. 008, 245, 000. 00

1, 502, 647, 644.10

APRIL 6.

1,643 banks.

$628, 029, 347.65339, 686,650.00

37, 446, 000. 0045, 958, 550.0019, 874, 384.33

95, 900, 606.357, 074, 297.44

22, 082, 570. 255, 428, 460.252, 660,106. 09

114,993, 036. 2312, 573, 514. 00

196,106. 001, 825, 640.16

18, 373, 943. 2284, 390, 219. 0038, 917, 490. 0024, 255, 000. 00

1,499,668,920.97

JULY 6.

1,640 banks.

$655,729, 546.42339, 569,100. 0037, 853,150. 0043, 068, 350. 0020, 007, 327.42

114,434,097.938, 642, 456. 72

22, 699, 829. 702, 938, 519. 042,432, 074. 37

124, 076, 097. 7113, 210,179.00

342, 550.001, 863, 358.91

20, 755, 919. 04100,166,100. 0019,473, 420. 0044, 905, 000. 00

1,572,167,076.26

OCTOBER 5.

1, 643 banks .

$657,668,847.83340, 487, 050. 0037, 360,150. 0036,817,600.'0020,693,406.40

102,278,547.777,848,822. 24

22, 747, 875.185, 278, 911. 221, 819,815. 50

143,241,394.9911, 842, 974.00

222, 668. 002, 262, 791. 97

13,003, 713.3992,453,475. 004,513, 730.00

59, 080, 000.00

1,559,621,773.49


REPORT OF THE COMPTROLLER OP THE CURRENCY,

BANKS FROM OCTOBER, 1863; TO OCTOBER, 18(J2-Continued.

1§66,

329

Liabilities.

Capital stock


National b'k notes outstand'gState bank notes outstanding.

Individual depositsU. S. depositsDep'ts of U.S.disb'sing officers

Due to national banksDue to other b'ks and bankers.

Total

JANUARY 1.

1,582 banks.

$403,357,346.00

43, 000, 370.7828, 972, 493.70

213, 239, 530.0045,449,155. 00

522,507, 829.2729, 747, 236.15

94, 709, 074.1523, 793, 58i. 24

1, 404, 776, 619. 29

ArRIL 2.

1,612 banks.

$409, 273,534.00

44, 687, 810. 5430, 964,422.73

248, 886, 282. 0033, 800, 865. 00

534,734,950.3329,150, 729. 82

89,067,501.5421,841,641.35

1, 442, 407, 737.31

JULY 2.

1,634 banks.

$414,270,493. 00

50,151, 991. 7729, 286,175.45

267, 798, 678. 0019,996,163.00

533,338,174.2536,038.185.03

3, 066, 892. 22

9G, 496, 726. 4225, 951, 728.99

1,476, 395, 208.13

OCTOBER 1.

1,644 banks.

$415,472,369. 00

53,359, 277. 6432, 593,486. 69

280, 253, 818. 009, 748, 025. 00

564, 616, 777. 6430,420,819.80

2, 979, 955.77

110, 531, 957. 3126, 986, 317.57

1,526,962,804.42

Capital stock


National b'k notes outstaml'g.State bank notes outstanding.

Individual depositsU. S. depositsDep'ts of U.S.disb'sing officer*


Total

JANUARY 7.

1,648 b a n k s .

$420,229, 739. 00

59, 992,874.5726, 961, 382. 60

291,436, 749. 006,961,499. 00

558, 699, 768. 0627, 284, 876. 93

2, 477, 509.48

92,761,998.4324,416, 588,33

1, 511, 222,985.40

APRIL 1.

1,642 b a n k s .

$410, 399,484. 00

60, 206, 013. 5831,131, 034. 39

292, 788, 572. 005, 460, 312. 00

512, 046,182.4727,473, 005. 66

2, 650, 981. 39

91,156,890.8923,138, 629. 46

1,465, 451,105. 84

JULY 1.

1,636 b a n k s .

$418, 558,148. 00

63, 232, 811.1230, 656, 222.84

291, 769, 553. 004,484,112.00

539,599,076.1029,838,391.53

3,474,192. 74

89,821,751.6022, 659, 267. 08

1, 494, 084, 526. 01

OCTOBELt 7.

1,642 b a n k s .

$420, 073, 415.00

66,695, 587.0133, 751, 446.21

293, 887, 941. 004,092,153.00

540, 797, 837.5123,062,119.924, 352, 379. 43

93, 111, 240.8919, 644, 940.20

1,499.469.060.17

1 868.

Surplus fund - - -Undivided profits

National b'k notes outstan d' g.State bank notes outstanding.

Individual depositsU.S. deposits...Dep'tsof U. S.difb'sing officers


Total

JANUARY 6.

1,642 b a n k s .

$420,260, 790.00

70, 586,125, 70• 31,399,877.57

294,377, 390.00 •3, 792, 013. 00

534, 704, 709. 0024, 305, 638 02

3, 208, 783.03

98,144, 669.0 L21,867,648.17

1,502,647,644.10

APRIL 6.

1,643 b a n k s .

$420, 676, 210.00

72,349,119.6032, 861, 597. 08

295, 336,044. 003,310,177.00

5H2, 011, 480. 3622, 750, 342.774, 976, 682. 31

94, 073, 631. 2521, 323, 636. 60

1, 499,668, 920. 97

JULY 6.

1,640 b a n k s .

$420,105, 011. 00

75, 840,118. 9 i33, 543,223. 35

294,908, 264 003,163, 771. 00

575, 842, 070.1224, 603, 676. 96

3, 499, 389.99

113,306,346.3427, 355, 204. 59

1,572,167,076.26

OCTOBER 5.

1,643 b a n k s .

$420,634,511.00

77, 995, 761. 4036,095, 883.98

295, 769, 489. 002, 906, 352. 00

580, 940, 820.8517, 573, 250.644,570,478,16

99,414, 397. 2823, 720,829.18

1,559,621,773.49


8 3 0 REPORT OF THE COMPTROLLER OF THE CURRlSNC*.


I860.

Resources.

Loans and discountsU. S. bonds to secure circ'lat'nU. S. bonds to secure deposits.U. S. b'ds and sec'ties on hand.Oth'r stocks, b'ds, and mortg'sDue from redeeming agents.Due from other national b'nksDue from State b'ks and b'k'rsKeal estate, furniture, etcCurrent expenses

Checks and other ca3h items .Bills of other national banks.Fractional currencySpecieLegal tender notesThree per cent, certificates . .

Total

JANUARY 4.

1,628 banks.

$644, 945, 039. 53338, 539, 950. 0034, 538, 350. 0035, 010, 600.0020,127,732.9665,727, 070. 8036, 067, 316.847, 715, 719. 34

23, 289, 838. 283, 265, 990. 811, 654,352.70

142, C05,984.9214, 684,799.002,280,471.06

29, 626, 750.2688, 239, 300.0052, 075, 000. 00

1, 540,394, 26a 50

APRIL 17.

1,620 banks.

$662,084,813.47338, 379, 250. 0029,721,350.0030,226,550.0020, 074,435.6957, 554, 382. 5530,520, 527. 898, 075, 595. 60

23, 798,188.135, 641,195.011, 716, 210.13

154,137,191.2311, 725, 239. 002, 088, 545.189, 944, 532.15

80, 875, 161. 0051,190, 000. 00

1, 517, 753,167.03

JUNE 12.

1,619 banks.

$686,347,755.81338, 699, 750.00

27, 625, 350. 0027.476, 650.0020,777, 560.5362, 912, 636. 8235, 556, 504. 53

9,140, 919. 2423,859,271.175, 820, 577. 871, 809,070.01

161, 614, 852.6611, 524, 447.001, 804, 855. 53

18,455, 090. 4880,934,119. 0049,815,000.00

1,564,174,410.65

OCTOBER 9.

1,617 banks.

$682,883,106.97339,480,100. 0018, 704, 000. 0025,903,950. 0022, 250,697.1456, 669,562.8435, 393, 563.478,790,418.57

25,169,188.955, 646,382.962, 092, 364. 85

108, 809, 817.3710, 776, 023. 002, 090, 727. 38

23, 002, 405.8383, 719, 295. 0045,845,000.00

1,497,226, 604.33

1870.

Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand.Other etoeks and bd'sDue from red'g ag'ntsDue from navl banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash item sCl'r'g-honseexch'gg.National bank notes.Fractional currency.SpecieLegal-tender notes..Three per cent, certfs

Total

JANUARY 22.

1,615 banks .

$b*8S, 875,203. 70339, 350, 750.00

17, 592, 000. 0024,677,100.0021, 082,412. 0071, 641, 486. 0531, 994, 609. 269, 319, 560. 54

26, 002, 713.013, 469, 588. 002,439,591.41

111, 624,822.00

15,840,669.002, 476, 966.75

48, 345, 383. 7287, 708, 502. 0043, 820, 000. 00

1,546,261,357.44

MARCH 24.

1,615 banks.

$710,848,609.39339, 251, 350. 00

16,102, 000. 0027, 292,150 0020,524, 294.5573,435,117. 9829, 510, C88.1110, 238, 219. 8526, 330, 701.246,683,189. 542, 680, 882. 39

11,267,703.1275, 317, 992.2214, 226, 817.002, 235, 499. 02

37,096, 543.4482, 485, 978.0043, 570, 000. 00

1,529,147,735.85

JUNE 9.

1,612 banks.

$719, 341,186.06338, 845, 200. 00

15, 704, 000. 0028, 276, 600. 0023,300,681.8774,635,405.6136,123, 750. 6610, 430, 781.3226,593,357.006, 324, 955. 473,076,456.74

11, 497, 534.1383, 936, 515.6416,842, 582. 00

2,184, 714. 3931,099,437.7894,573, 761.0043, 465, 000.00

1,565,756,909.67

OCTOBER 8.

1,615 banks.

$715, 928, 079.81340,857,450.00

15, 381, 500. 0022, 323, 800. 0023, 614, 721.2566,275,668.9233, 948, 805. 659, 202, 496.71

27, 470, 746. 975, 871, 750. 022,491, 222.11

12, 536, 613. 5779, 089, 688. 3912, 512, 927. 00

2, 078,178. 0518,460,011.4779, 324, 577.0043, 345, 000. 00

1,510,713,236.92

DECEMBER 28.

1,648 banks.

$725, 515, 538.49344,104, 200. 00

15,189, 500. 0023, 893, 300. 0022, 686, 358. 5964, 805, 062.8837, 478,166. 499, 824, 144.18

28, 021, 637. 446, 905, 073. 323, 251, 648. 72

13, 229, 403.3476, 208, 707.0017, 001, 846. 002,150, 522. 89

26, 307,251.5980, 580, 745. 0041, 845, 000. 00

1,538,998,105.93

Loans and discounts.Bonds for circulationBonds for deposits. .U. S. bonds ou hand..Other stocks and b'dsDue from rod'gag'ntsDue from nat'l banksDue from State banksReal estate, etcCurrent expensesPremiums i>aid „Cash itemsCl'r'g-house exch'gs.National bank notes.Fractional currency.SpecieLegal-tender notes . .Three per cent, cert'fs

Total

MARCH 18.

1,688 banks.

$767, 858, 490. 59351, 556, 700. 0015,231,500.0023,911,350.0022, 763, 869.2083,809,188.923D, 201,119. 9910, 271, 605. 3428, 805, 83 4.796, 694, 014.178, 939, 995.20

11,642, 644. 74100, 693, 917. 54

13,137, 006. 002,103, 298.16

25, 769,166.6491, 072, 349. 0037, 570, 000. 00

1,627,032,030. 28

APRIL 29.

1,707 banks.

$779,321, 828.11354,427,200.00

15, 230, 500. 0022, 487,050.0022,414,659. 0585, 061, 016. 3138, 332,679.7411.478,174.7129, 242,762. 796, 764,159. 734, 414,755. 40

12,749,289.84130,855,698.1516, 632, 323.002,135, 763. 09

22, 732, 027.02106, 219,126. 0033, 935, 000. 00

1,694,440,912. 94

JUNE 10.

1,723 banks.

$789, 416,568.13357, 388, 950. 00

15, 250, 500.0024, 200, 300.0023,132, 871.0592,369,246. 7139,636,579.3511,853. 308.6029, 637, 999.306, 295, D99.465, 026,385.97

13,101, 497. 95102,091,311.7519,101, 389. 002,160, 713. 22

19, 924, 955.16122,137, 660.0030, 690, 000.00

1,703,415,335.65

OCTOBER 2.

1,767 banks.

$831,552,210-00364, 475, 800. 0028, 087, 500.0017,753, 650.0024,517,059.3536,878,608.8443,525,362. 0512,772, 669. 8380, 089, 783. 856,153, 370.295,500, 890.17

14,058, 268.86101,165, 854.5214,197, 653.00

2, 095, 485. 7913, 252, 998.17

109,414,735.0025, 075, 000. 00

1,730,566,899.72

DECEMBER 16.

1,790 banks .

$818,996, 311.74366,840, 200.0023,155,150. 0017, 675, 500.0023, 061,184. 2077, 985,600.5343, 313, 344. 7813,069,301.4030, 070, 330. 577, 330, 424.125, 956, 073. 74

13, 784, 424. 76114, 538, 539.9313, 085, 904. 00

2, 061, 600. 8929, 595, 299. 5693, 942, 707. 0021, 400,000. 00

1,715,861,897.22 'Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


BANKS FROM OCTOBER, 1863, TO OCTOBER 1892—Continued.

331

Liabilities.

Capital stock


Nat'lbank notes outstanding.State bank notes outstanding.

Individual depositsU. S. depositsDept's U. S. disburs'g officers.

Due to national banksDue to State banks and b'k'rs.

Notes and bills re-dlscounted.Bills payable

Total

JANUARY 4.

1,628 b a n k s .

$419, 040, 931. 00

81,169, 936.5235, 318, 273. 71

294, 476, 702.002, 734, 669.00

568,530,934.1113, 211, 850.19

3, 472, 884. 90

95,453,139.3326, 984, 945. 74

1, 540, 394, 266.50

APRIL 17.

1,620 b a n k s .

$420, 818, 721.00

82, 653, 989.1937, 489, 314.82

292, 457,098.002, 615, 387.00

547, 922,174.9110,114,328.32

3, 665,131. 61

92,662,648.4923, 018, 610.62

2,464, 849.811, 870, 913.26

1, 517,753,167.03

JUNE 12.

1,619 b a n k s .

$422, 659, 260. 00

82,218, 576. 4743, 812, 898. 70

292,753, 286.002, 558, 874. 00

574, 307, 382. 7710, 301, 907. 712,454, 048. 99

100, 933, 910. 0328, 046, 771. 30

2, 392, 205 611, 735, 289.07

1, 564,174, 410.65

OCTOBER 9.

1,617 b a n k s .

$426, 399,151.00

86,165, 334. 3240, 687, 300. 92

293, 593, 645.002, 454, 697.00

511,400,196.637,112,646.674, 516, 648.12

95, 067, 892. 8323, 849, 371. 62

3, 839, 357.102,140, 363.12

1,497,226,604.33

IS7O.

Capital stock

Surplus fundUndivided profits —

Nat'l bank circulat'n.State bank circulat'n.

Dividends unpaid

Individual deposits..U. S. depositsDep'ts U. S. dis. offic's

Due to national banksDue to State banks ..

Notes re-discounted..Bills payable

Total

JANUARY 22.

1,615 b a n k s .

$426, 074, 954. 00

90,174, 281.1434, 300, 430.80

292, 838, 935.002, 351, 993.00

2, 299, 296. 27

546, 236, 881. 576, 750,139 192, 592, 001. 21

108, 351, 300. 3328, 904, 849.14

3, 842, 542.301, 543, 753. 49

1,546,261,357.44

MARCH 24.

1,615 b a n k s .

$427, 504, 247. 00

90, 229, 954.5943,109, 471. 62

292, 509,149. 002, 279, 469. 00

1,483,416.15

516, 058, 085. 266,424,421.254, 778, 225. 93

109, 667, 715. 9529, 767, 575. 21

2,462, 647.492, 873, 357.40

1,529,147,735.85

JUNE 9.

1,612 b a n k s .

$427, 235, 701.00

91, 689, 834.1242, 861, 712. 59

291,183, 614. 002, 222, 793. 00

1, 517, 595.18

542, 261, 563.1810, 677, 873. 922, 592, 967. 54

115,456,491.8433, 012,162. 78

2, 741, 843. 532, 302, 756.99

1,565,756,909.67

OCTOBER 8.

1,615 b a n k s .

$430, 399, 301. 00

94, 061,438. 9538, 608, 618.91

291, 798, 640.002,138, 548. 00

2,462,591.31

501,407,586.906, 807, 978. 494, 550,142. 68

100,348,292.4529, 693, 910. 80

3, 843, 577. 674, 592, 609. 76

1,510,713,236.92

DECEMBER 28.

1,648 b a n k s .

$435, 356, 004. 00

94, 705, 740. 3446, 056,428. 55

296,205, 446. 002, 091, 799.00

2,242,556.49

507,368,618.676, 074,407. 904,155, 304. 25

106, 090,414. 5329, 200, 587. 29

4, 612,131. 084, 838, 667. 83

1,538,998,105.93

1871.

Ca pital stock

Undivided profits

ISTat'l bank circulat'n.State bank circulat'n.

Dividends unpaid

Individual deposits..U. S. depositsDept's \J. S. dis. offic's

Due to national b'nksDue to State banks ..


Total

MARCH 18.

1,688 b a n k s .

$444,232, 771. 00

96, 862, 081. 6643, 883, 857. 64

301,713, 460.002, 035, 800.00

1,263,767.70

561,190, 830.416, 314, 957. 814, 813, 016. 66

118, 904, 865.8437, 311, 519.13

3, 256, 896.425, 248, 206. 01

1,627,032,030.28

APRIL 29.

1,707 b a n k s .

$446, 925, 493. 00

97, 620, 099. 2844, 776, 030. 71

306,131,393 001, 982, 580. 00

2,235, 248.46

6il ,025,174.106, 521, 572. 923, 757, 873. 84

128, 037, 469.1736,113,290.67

3, 573, 723.025, 740, 964. 77

1,694,440,912.94

JUNE 10.

1,723 b a n k s .

$450, 330, 841. 00

98, 322, 203.8045, 535, 227. 79

307, 793, 880. 001, 968, 058. 00

1, 408, 628. 25

602,110,758.166, 265,167. 944, 893, 907. 25

135,167, 847. 6941, 219,802. 96

3,120, 039. 095, 278, 973. 72

1,703,415,335. 65

OCTOBER 2.

1,767 b a n k s .

$468, 255, 696. 00

101,112,671.9142, 008, 714.38

315, 519,117. 001, 921, 056. 00

4, 540,194.61

600, 868, 486. 5520,511,935.985, 393, 598. 89

131,730,713.0440, 211, 971. 67

3, 904, 552. 574, 528,191.12

1,730,566,899.72

DECEMBER 16.

1,790 b a n k s .

$460, 225, 866. 00

101, 573,153. 6248, 630, 925. 81

318, 265, 481. 001, 886, 538. 00

1, 393, 427. 98

596, 586, 487. 5414, 829, 525. 655, 399,108. 34

118, 657, 614.1638,116, 950.67

4, 922,455. 785, 374, 362. 67

1,715,861,897.22




Kesourees.

Loans and discounts.Bonds for circulationBonds for deposits...U. S. bonds on hand. .Other stocks and b'dsDue from red'g ag'ntsDue from na'tl banksDue from State banksReal estate, etcCurrent expenses. -Premiums paidCash itemsCleai'g-houseexch'gaNational-bank notes,Fractional currency.SpecieLegal-tender notes . .U.S. cert'fs of depositThree per cent, cert'fs

FEBRUARY 27.

1,814 banks.

$839, C65, 077.91370, 924, 700. 00

15, 870, 000. 0021, 323,150.0022,838, 388.8089,548, 329. 9338, 282, 905. 8612,269, 822. 6830, 637, 676. 756,265,655.136,308, 821.86

12,143,403.1293,154, 319.7415, 552,087. 002, 278,143.24

25, 507,825.3297, 865, 400. 00

18, 980, 000. 00

APRIL 19.

1,843 banks.

$844,902, 253. 49374, 428, 450. 0015,169, 000.0019, 292,100. 0021, 538, 914. 0682,120, 017.2436, 697, 592. 8112, 299, 716.9430, 809, 274.987, 026, 041. 236, 544, 279. 29

12,461,171.40114,195, 966. 3618, 492, 832. 002,143, 249. 29

24, 433, 899.46105, 732,455. 00

15,365, 000. 00

JUNE 10.

1,853 banks.

$871, 531,448. 67377,029, 700.00

15, 409, 950.0016,458,250.0022,270,610.4791,564,269.5339, 468, 323.3913, 014, 265. 2631,323,843.216, 719, 794.906, 616,174. 75

13,458,753.8088, 592, 800.1616, 253, 560. 002,069,464.12

24, 256, 644.14122, 994, 417.00

12, 005,000. 00

Total 1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43

OCTOBER 3.

1,919 banks.

$877,197, 923. 47382, 046, 400. 00

15, 479, 750. 0012,142, 5 0.0023, 533,151. 7380,717,071.3034,486, 593.8712, 976, 878. 0132, 276, 49a 176, 310, 428. 796, 546, 848. 52

14,916, 784.34110, 086, 315. 3715, 787, 296. 002,151, 747. 88

10, 229, 756. 79105,121,104.00

6, 710, 000.007,140, 000. 00

DECEMBER 27.

1,940 banks.

$885, 653,449.62d84, 458, 500. 0016, 304, 750.0010,306,103.0023,160,557. 2986,401,459.4442, 707,613. 5412, 008, 843. 5433,014,796.838,454,803. 977, 097, 847.86

13,696,723.8590,145, 482. 7219, 070, 322. 002, 270, 576.32

19, 047, 336. 45102, 922, 369. 0012, 650, 000. 004,185, 000. 00

Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on band . .Other stocks and b'dsDue from red'g ag'nt sDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsNational-bank notes.Fractional currency.SpecieLegal-tender notos . .U.S.cert 'fs of depositThree per cent, cert'fs

Total..

FEBRUARY 28.

3,947 banks.

$913,265,189.67384, 675, 050. 00

15, 035, 000.0010, 436, 950. 0022, 063,306. 2095, 773, 077.1039, 483, 700. 0913, 595, 679.1734, 023, 057. 77

6, 977, 831. 357, 205,259. 67

11, 761, 711. 50131,383, 860.9515, 998, 779. 002, 289, 680.21

17, 777, 673.5397,141, 909.0018, 460, 000.001, 805, 000.00

1,839,152,715.21

1 8 7APRIL 25.

1,962 banks.

$912, 064, 267. 31386,763, 800. 0016, 235, 000.009, 613, 550. 00

22, 449, 146. 0488, 815, 557. 8038, 671, 088. 6312, 883, 353. 3734, 216, 878. 077,410, 045.877,559, 987.67

11,425, 209. 0094,132,125.2419, 310, 202. 002,198,973.37

16,868, 808. 74100, 605, 287. 0018, 370, 000. 00

710, 000.00

1,800,303,280.11

3 .JUNE 13.

1,968 banks.

$925, 557, 682.42388, 080,300.00

15, 935, 000. 009, 789, 400. 00

22, 912, 415. 6397,143, 326. 9443, 328, 792. 2914, 073, 287. 7734, 820, 562. 777,154, 211. 697, 890,962.14

13,036,482.5891, 918, 526.5920, 394, 772. 002,197, 559.84

27, 950, 086. 72106,381,491.0022, 365, 000.00

305, 000.00

1,851,234,860. 38

SEPTEMBER 12.

1,976 banks.

$944, 220,116.34388, 330,400.0014, 805,000.008, 824, 850.00

23, 709, 034. 5396,134,120.6641, 413, 680. 0612, 022, 873.4134, 661, 823. 216,985,436. 997, 752, 843. 87

11, 433, 913.2288, 926,003. 5316,103, 842. 002, 302, 775. 26

19, 868, 469.4592, 522, 663. 0020, 610, 000. 00

1,830,627,845.53

DECEMBER 26.

1,976 banks .

$856, 816, 555. 05389, 384, 400. 0014, 815, 200. 008, 630, 850. 00

24, 358,125.0673, 032, 046. 8740, 404, 757. 9711,185, 253. 0835, 556, 746.488, 678, 270.397, 987,107.14

12, 321, 972.8062,881,342.1621, 403,179. 00

2, 287, 454. 0326, 907, 037. 58

108, 719, 506. 0024, 010, 000.00

1,729,380,303.61

1874.

FEBRUARY 17.

1,975 banks .

MAY 1.

1,978 banks.

JUNE 26.

1,983 banks.

OCTOBER 2.

2,004 banks.

DECEMBER 31.

2,027 banks.

Loans anddisconnts.Bonds for circulationBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'i banksDue from-State banksReal estate, etcCurrent expenses . . .Premiums paid....Cash itemsClear'g-house exoh'gsNational-bank notes.Fractional currency.SpecieLegal-tender notes..U.S. cert'fs of depositDep. with U. S. Treas

$897, 859, (500.46389, 614, 700. 0014, 600, 200. 0011,043, 400.0025, 305, 736. 24

101, 502, 861. 5836, 624, 001. 3911,496,711.4786, 043, 741. 506, 998, 875. 758, 741, 028. 77

10, 269, 955. 5062, 768,119.1920, 003, 251. 002, 309, 919. 73

33, 365,863.58102, 717, 563. 0037, 235, 000. 00

$923, 347, 030. 79389, 249,100.00

14, 890, 200,0010,152, 000. 0025, 460, 460. 2094, 017, 603. 3141, 291, 015. 2412, 374. 391. 2836, 708; 066 39

7, 547, 203. 058, 680, 370. 84

11, 949, 020. 7194, 877, 796. 5220, 673, 452. 002,187,186. 69

32, 569, 969. 26101,692, 930. 0040,135, 000. 00

$926,195,671.70390, 281, 700. 0014, 89,0, 200.0010, 456, 900. 0027, 010, 727. 4897, 871, 517. 0645, 770, 715. 5912,469, 592. 3337, 270, 876. 51

7, 550,125.208, 563, 262. 27

10, 496, 257. 0063,896,271.3123,527,991.002, 283, 898. 92

22, 326, 207. 27103,108,350.0047, 780, 000. 00

91, 250.00

$954, 394, 791.59383, 254, 800. 0014,691, 700. 0013, 313, 550. 0027, 807, 826.9283, 885,126. 9439, 695, 309.4711,196, 611. 7338,112,926.527,658,738.828, 376, 659. 07

12, 296, 416.7797, 383, 687.1118,450,013.002, 224, 943.12

21, 240, 945. 2380, 021, 946.0042, 825, 000. 0020, 349,950.15

$955,862,580.51382,976,200.0014, 714, 000.0015,290,300.0028,313,473.1280,488, 831.4548,100,842. 6211, 655,573.0739,190, 683.045, 510, 566.478, 626,112.16

14, 005, 517. 33.112,995,317.5522, 532, 336. 002, 392, 668.74

22, 436, 761.0482, 604, 791. 0033, 670, 000. 0021, 043, 084. 36

Total 1,808,500,529.16 1,867,802,796.28 1,851,840,913.64 1,877,180,942.44 1,902,409,638.40Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

REPORT OF THE COMPTROLLER OP THE CURRENCY, 333

BANKS FROM OCTOBER; 1863, to OCTOBER, 1892—CoTitiuuecL

1 8 7 2 .

Liabilities.

Capital stock

Surplus fundUndivided prof i ts . . . .

Nat ' l bank circulationState bankcircnlati en

Dividends unpaid

Individual deposits..U. S. deposits -Dep'tsUS.dis.officers

Due to national banksDuo to State banks . .

Notes re-discounted . .Bills p:\yable . . . . . . . .

Total . . . . . . . . . .

FERRUARY 27.

1,814 banks.

$464, 081, 744. 00

103, 787, 082. 6243, 310, 344, 46

321, 634, 675.001, 830, 563. 00

1,451,746.29

503,645,666.167,114,893.475, 024, 699.44

128, 627, 494.4439, 025,165. 44

3, 818, 686. 910,062,890.91

1,719,415,657.34

APRIL 19.

1,843 banks.

$467, 924, 318. 00

104, 312, 525. 8146, 428, 590.90

325, 305, 752.001, 763, 885. 00

1, 561,914. 45

620, 775, 265. 786, 355, 722. 953, 416, 371.16

120, 755, 565. 8635, 005,127. 84

4, 225, 622. 045,821,551.76

1,743,652,213 55

J U N E 10.

1,853 banks.

$470, 543, 301. 00

105,181, 943. 2850, 234, 298. 32

327, 092, 752. 001,700, 935. 00

1,454, 044.06

618,801,619.496, 993, 014. 775, 463, 953.48

132, S04, 924. 0239, 878, 826.42

4, 745,178. 225, 942, 479. 34

1,770,837,269.40

OCTOBER 3.

1,919 banks.

$479, 629,174. 00

110,257,516.4546, 623, 784. 50

333, 495, 027. 001, 567,143. 00

3,149, 749. 61

613,290,671.457, 853, 772. 414, 563, 833. 79

110, 047, 347.6733, 789, 083. 82

o, 549, 431. 886, 040, 562. 66

1,755,857,098.24

DECEMBER 27.

1,940 banks.

$482, 606, 252. 00

111, 410, 248. 9856,762,411.89

336, 289, 285. 001, 511, 396. 00

1, 356, 934.48

598,114, 679. 267, 863, 894.935,136, 597.74

124, 218, 392.8334, 794, 963.37

6, 545, 059. 786, 946,416.17

1, 773, 556, 532.43

Capital stock


Nat ' lbank circulationStatebank circulation

Dividends unpaid

Individual deposits..U.S. DepositsDep'ts U. S. dis.officeis

Due to national banksDue to State b a n k s . . .

Notes rediscounted . .Bills payable

Tofal

FEBRUARY 28.

1,947 banks.

$484, 551, 811. 00

114,681,048.7348, 578, 045. 28

336, 292, 459. 001, 368, 271.00

1, 465, 993. 60

656,187,551.617, 014, 848. 345, 835, 696. 80

134,231,842.9538, 124,803. 85

5,117,810.505, 672, 532. 75

1,839,152,715.21

APRIL 25.

1,982 banks.

$487, 891, 251. 00

115, 805, 574. 5752, 415, 348. 46

338,163, 864. 001,280,208.00

1, 462, 336. 77

616, 848, 358. 257, 880, 057. 734, 425, 750.14

126, 631, 926.2435, 036, 433.18

5,403, 043.387, 059,128.39

1,800,303,280.11

J U N E 13.

1,968 banks.

$490,109,801.00

116,847,454.6255, 306,154.69

338, 788, 504. 001, 224, 470.00

1, 400, 491.90

641, 121, 775. 278, 691, C01. 956, 416, 275.10

137, 856, 085. 6740, 741, 788. 47

5, 515,900. 677, 215,157.04

1,851,234,860.38

SEPTEMBER 12.

1,976 banks.

$491,072, 616.00

120, 314. 499. 2054,515,131.76

339, 081, 799. 001,188, 853. 00

1,402, 547. 89

622, 685, 563. 297, 829, 327. 738, 098, 560.13

133, 672, 732. 9439, 298,148.14

5,987, 512.365,480, 554. 09

1,830,627,845.53

DECEMBER 26.

1,976 banks.

$490, 266,611.00

120, 961, 267. 9158, 375,169.43

341, 320, 256. 001,130, 585. 00

1, 269, 474.74

540, 510, 002.787, 680, 375. 264, 705, 593. 36

114, 996, 666.5436, 598, 076. 29

3,811,487.897, 754,137. 41

1,729,380,303.61

1874.

Capital stock

Surplus fundUndivided profits . . .

Nat ' l bankcirculationStatebank circulation

Dividends unpaid

Tndividual deposits. .U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks . .

Notes rediscounted..Bills payable . . . .

Total . . . . . . . . . .

FEBRUARY 27.

1,975 banks

$490, 859,101. 00

123,497,347.2050,236, 919.88

339,602, 955. 001, 078, 988. 00

1,291,055.63

595, 350, 334 907, 276, 959.875, 034, 624. 46

138, 435, 3F8. 3948,112,223.40

3; 448. 828. 924, 275, 002. 51

1,808,500,529.16

MAYl.

1,978 banks.

$490,077, 001.00

125,561,081.2354, 331, 713.13

340, 267, C49. 001, 049, 286.00

2, 259,129.91

649, 286, 298. 957, 994, 422.273, 297, 689. 24

135, 640,418.2448, 683, 924. 34

4, 581, 420.384, 772, 662. 59

1,867,802,796.28

J U N E 26.

1,983 banks.

$491,003,711.00

126, 239, 308. 4158,332, 965. 71

338, 538, 743. 001, 009, 021. 00

1, 242,474.81

622,863,154.447, 322, 830. 853, 238, 639. 20

143, 033, 822. 2550, 227, 426.18

4, 436, 256. 224, 352, 560. 57

1,851,840,913.64

OCTOBER 2.

2,004 banks.

$493,765,121.00

128, 958,106. 8451,484, 437. 32

333, 225, 298. 00964, 567. 00

3, 516, 276. 99

669, 068, 995. 887,302,153.583, 927, 828. 27

125,102,049.9350, 718, 007. 87

4, 197, 372. 254, 950, 727. 51

1,877,180,942.44

DECEMBER 31.

2,027 banks.

$495,802,481.00

130, 485, 641. 3751,477, 629.33

331,193,159. 00860,417.00

6, 088, 845. 01

682, 846, 607. 457, 492, 307. 783, 579, 722. 94

129,188,671.4251, 629, QO?,. 86

6, 365, 652.975, 398, 900. 83

1,902,409,638.46Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



1 8 7 5 .

Resources.

Loans and discountsBonds for circulationBonds for deposits...U. S. bonds on band..Otber stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses .. .

Cash itemsClear'g-houseexch'gsBills of otber banks.Fractional currency.SpecieLegal-tender notes ..U. S. cert'fs of depositDue from IT. S. Treas

Total.

MARCH 1.

2,029 banks.

$956, 485, 939.35380, 682, 650. 00

14, 492, 200. 0018, 062,150. 0028, 268, 841. 6989,991,175.3444, 720, 394.1112, 724, 243. 9739,430, 952.127, 790, 581. 869,006, 880.92

11, 734, 762. 4281,127, 796. 3918, 909, 397. 00

3, 008, 592.1216, 667,106.1778, 508,170.0037, 200, 000. 0021,007,919.76

1,869,819,753.22

MAYl.

2,046 banks.

$971, 835, 298. 74378,026, 900.00

14, 372, 200. 0014, 297, 650.0029,102,197.1080, 620, 878. 7546, 039, 597.5712, 094, 086.3940, 312, 285.997, 706, 700.428,434, 453.14

13,122,145. 88116, 970, 819. 0519, 504, 640. 002, 702, 326. 44

10,620,361.6484, 015, 928. 0038, 615. 000.0021,454,422.29

1,909,847,891.40

JUNE 30.

2,076 banks.

$972,926,532.14375,127, 900.00

14,147, 200. 0012, 753,000.0032,010,316.1889, 788, 903.7348, 513,388.8611, 625,647.1540, 969, 0e0.49

4, 992, 044.348, 742, 393. 83

12,433,100.4388, 924, 025.9324,261,961.002, 620, 504. 26

18,9c9, 582. 3087, 492, 895. 0047, 310, 000.0019,640,785.52

1,913,239,201.16

OCTOBER 1.

2,088 banks.

$984,691,434.40370, 321, 700.0014,097, 200. 0013, 989, 950.0033,505, 045.1585, 701, 259. 8247,028, 769.1811, 963, 768. 9042, 366, 647.65

7, 841, 213.058, 670, 091.18

12, 758, 872. 0375,142, 863.4518, 528, 837. 002, 595, 631. 788, 050, 329.73

76,458, 734.0048, 810, 000. 0019, 686,960.30

1,882,209,307.62

DECEMBER 17.

2,086 banks .

$962,571,807.70363, 618,100.00

13,981,500.0016, 009, 550. 0031,657,960.5281, 462, 682. 2744, 831, 891. 4811, 895, 551. 0841, 583, 311.94

9, 218, 455. 479, 442, 801. 54

11, 238, 725. 7267, 886,967. 0417,166,190. 002, 901, 023.10

17, 070, 905, 9070, 725, 077.0031,005,000.0019, 202, 256. 68

1,823,469,752.44

Loans and discounts.Bonds for circulationBonds for depos i t s . . .U. S. bonds on hand . .Other stocks and b'dsDue from res've agtsDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses - . .Premiums paidCash itemsClear'g-houseexch'gsBills of other b a n k s . .Fractional currency.SpecieLegal-tender notes . .U. S. cert'fs of depositDue from TJ. S. Treas

Total

MARCH 10.

2,091 banks.

$950,205,555.62354, 547, 750. 0014, 216, 500. 0025,910,650.0030, 425,430.4399, 068, 360.3542,341,542.6711,180, 562.1541,937,617.25

8, 296, 207. 8510, 946, 713.159, 517, 868.86

58, 863, 182.4318, 536, 502. 00

3, 215, 594.3029, 077, 345. 8576, 768, 446. 0030, 805, 000. 0018,479,112.79

1,834,369,941.70

187

MAY 12.

2,089 banks .

$939, 895,085.34344, 537, 350.00

14,128, 000. 0026,577, 000. 0030,905,195.8286, 769, 083. 9744, 328, 609.4611,262,193. 9642,183,958.78

6, 820, 573. 3510. 414, 347.289, 693,186. 37

56, 806, 632. 6320, 347, 964. 00

2, 771, 886.2621,714,594.3679, 858, 661.0027, 380, 000. 0016,911, 680.20

1,793,306,002.78

6 .

JUNE 30.

2,091 banks.

$933, 686, 530.45339, HI , 750.0014, 328, 600. 0030, 842, 300. 0032, 482, 805.7587, 989, 900. 9047, 417, 029. 0310, 989, 507.9542, 722, 415. 27

5,025, 549.3810, 621, 634. 0311, 724, 592. 6775, 328, 878. 8420, 398, 422.00

• 1, 987, 897.4425, 218,469. 9290, 836, 876. 0027,955, 0C0. 0017, 063, 407.65

1,825,760,967.28

OCTOBER 2.

2,089 banks.

$931,304, 714.06337,170, 400. 0014, 698, 000.0033,142,150.0034,445,157.1687, 326, 950.4847, 525, 089. 9812, 061, 283. 0843.121, 942. 01

6; 987, 644. 4610,715, 251.1612, 043,139. 6887, 870, 817. 0615,910, 315. 001, 417, 203. 66

21,360, 767.4284, 250; 847. 0029,170, 000. 0016, 743, 695. 40

1,827,265,367.61

DECEMBER 22.

2,082 banks.

$929,066,408.42336,705,300.0014,757,000.0031,937, 950.0031, 565, 914.5083, 789,174. 6544, Oil, 664. 9712,415,841.9743,498,445. 499, 818,422.88

10,811, 300.6610, 658, 709. 2668, 027, 016.4017, 521, 663.001,146, 741. 94

32, 999, 647. 8966,221,400.0026, 095, 000. 0016, 359,491.73

1,787,407,093.76

Loans and discounts-Bonds for circulationBonds for deposits...IT. S. bonds on hand..Otber stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of depositDue from TJ. S. Treas

Total

JANUARY 20.

2,083 banks.

$920,561,018.65337, 590, 700.0014, 782, 000.0031, 988, 650.0031, 819, 930.2088,698, 308.8544, 844, 616. 8813, 680, 990.8143,704,335.474,131, 516, 48

10, 991, 714.5010, 295, 404.1981,117, 889. 0418,418, 727. 001, 238, 228. 08

49, 709, 267.5572, 689, 710. 0025, 470, 000. 0016,441, 509. 98

1,818,174,517.68

187APRIL 14.

2,073 banks .

$911, 946, 833.88339, 658,100. 0015, 084, 000. 0032, 964, 250. 0032, 554, 594.4484,942,718.4142, 027, 778.8111, 911,437.3644,736, 549. 097, 842, 296.86

10, 494, 505.1210, 410,623.8785,159,422,7417, 942, 693.001,114.820.09

27, 070; 037. 7872, 351, 573. 0032,100, 000. 0016, 291,040.84

1,796,603,275.29

7 .

JUNE 22.

2,078 banks.

$901,731,416.03337,754,100. 0014,971, 000.0032,344, 050. 0035, 653,755. 2982,132, 099.9644, 567, 303. 6311, 246, 349.7944, 818, 722, 077, 910, 864.84

10,320, 674. 3410,099,988.4657, 861, 481.1320,182, 948.00

1, 055,123.6121, 335, 996. 0678, 004, 386. 0044,430, 000. 0017, 932, 574. 60

1,774,352,833.81

OCTOBER 1.

2,080 banks.

$891, 920, 593. 54336, 810, 950.00

14,903, 000.0030, 088, 700. 0034, 435, 995.2173,284,133.1245, 217, 246. 8211,415, 761. 6045, 229, 983.256, 915, 792. 509, 219,174, 62

11, 674, 587. 5074,525, 215.8915, 531, 467. 00

900, 805.4722, 658, 820. 3166,920, 684.0032, 410, 000.0016, 021,753.01

1741,084,663.84

DECEMBER 28.

2,074 banks .

$881, 856, 744. 87343, 869, 550.00

13, 538, 000.0028,479, 800. 0032,169, 491. 0375, 960, 087. 2744,123, 924. 9711, 479, 945. 6545, 511, 932. 258, 958, 903. 608, 841, 939. 09

10, 265, 059.4964, 664,415. 0120, 312,692. 00 •

778, 084. 7832,907, 750. 7070,168, 248, 0026, 515, 000.0016, 493, 577.08


REPORT OF THE COMPTROLLER OF TOE CURRENCY.

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892 —Continned,

1 § 7 * .

Liabilities.

Capital stock


Nat'l bank circulationState bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDept'sU.S.dis. officers

Due to nat'onal banksDue to State banks ..


Total.....

MARCH 1.

2,029 banks .

$496, 272, 901. 00

131, 249, 079. 4751, 650, 243. 62

324, 525, 349.00824, 876. 00

1,601,255.48

647, 735, 879. 697, 971, 932. 755, 330, 414 16

137, 735,121. 4455, 294, 663. 84

4, 841, 600. 204, 786, 436. LI

1,869,819,753.22

MAY 1.

2,048 b a n k s .

$498, 717.143.00

131, 604, 608. 6055, 907, 619. 95

323, 321, 230. 00815, 229. 00

2, 501, 742. 39

695, 347, 677,706. 797, 972. 002, 766, 387. 41

127, 280, 034. 0253, 037, 582. 89

5, 671, 031. 446, 079, 632.94

1,909,847,891.40

JUNE 30.

2,076 b a n k s .

$501,508,563.50

133,169, 094. 7952,160,104. 68

318,148, 406. 00786, 844.00

6,105, 519. 34

686, 478, 630. 486, 714, 328. 703, 459, 0G1. 80

138, 914, 828. 3955,714,055.18

4, 261, 464, 455, 758, 299. 85

1,913,239,201.16

OCTOBER 1.

2,088 b a n k s .

$504, 829, 769. 00

134,356,076.4152,001,953.50

318, 350, 379. 00772, 348. 00

4, 003, 534. 90

664,579,619.39(i, 507, 531. 594, 271,195.19

129.810,681.6049, 918, 530. 95

5, 254, 453.666, 590, 234.43

1,882,209,307.62

DECEMBER 17.

2,086 b a n k s .

$505, 485, 865.00

133, 085, 422. 3059,204,957.81

314, 979. 451. 00752' 722. 00

1, 353, 396. 80

618,517,215.746, 652, 55G. 674, 232, 550, 87

119, 843, 665.44" 47,048,174. 58

5,257,160. 617, 056,583.64

1, 823, 469, 752.44

1 §

Capital stock

Surplus fundUndivided profits...,

Nat'l bank circul ationState bank circulation

Dividends unpaid




Total

MAECH 10.

2,091 b a n k s .

$504, 818, 666. 00

133, 091, 739. 5051,177, 031. 26

307, 476,155. 00714,539. 00

1,405,829. 06

620,674,211.056, 606, 394. 904, 313, 915.45

139, 407, 880. 0654, 002,131. 54

4, 631, 882.576, 049, 566. 31

1,834,369,941.70

MAY 12.

2,089 b a n k s .

$500, 982, 006. 00

131,795,199.9441), 039, 278. 75

300, 252, 085. 00667, 060. 00

2, 325, 523. 51

612, 355, 096. 598, 493, 878. 182, 505, 273. 30

127,880,045.0446, 706, 969. 52

4, 653, 460. 085, 650,126. 87

1,793,306,002.78

JUNE 30.

2,091 b a n k s .

$500, 393, 796. 00

131,897,197.2146,609,341.51

294, 444, 678. 00658, 938.00

6,116, 079. 30

C41, 432. 886. 087, 667, 722. 973, 392, 939. 48

131,702,164.8751,403, 995. 59

3,867, 622. 246,173, 006. 03

1,825,760,967.28

OCTOBER 2.

2,089 b a n k s .

$499, 802, 232. 00

132, 202, 28?. 0046,445,215.59

291, 544, 020. 00628, 847. 00

3, 848, 705. G4

651,385,210.197, 256, 801.423, 746, 781. 58

131, 535, 909.0448/250,111.63

4, 464, 407. 316,154, 784. 21

1,827,205,067.61

DECEMBER 22.

2,082 b a n k s .

$497,482,016.00

131,390,664.6752, 327, 715.08

292, 011, 575. 00, 608, 548. 00

1, 286, 540.28

619, 350, 223.060, 727,155.144, 749, 615. 39

122, 351, 818. 0948, 685, 392.14

4, 553,158. 7G5, 882, 672.15

1,787,407,093.76

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDept's U.S. dis. officers



Total

JANUARY 20.

2,083 b a n k s .

|493, 634, 611. 00

130, 224,169. 0237, 456, 530. 32

292, 851, 351.00581, 242. 00

2,448, 909.70

659, 891, 969. 767, 234, 696. 963,108, 316. 55

130, 293, 566. 3649,965,770.27

4, 000, 063. 826,483, 320. 92

1,818,174,517.68

1 §7APRIL 14.

2,073 b a n k s .

$489, 684, 645.00

127, 793, 320. 5245, 609, 418. 27

294,710,313.00535, 963. 00

1, 853, 974.79

641, 772, 528. 087, 584, 267.723, 076, 878. 70

125, 422, 444.4348,604,820.09

3,985,459.755, 969, 241.94

1,796,603,275.29

7 .

JUNE 22.

2,078 b a n k s .

$181, 044, 771. 00

124, 714, 072.9350, 508, 351.70

290, 002,057. 00521,611.00

1, 398,101. 52

636, 267, 529.207,187, 431. 673, 710,167.20

121,443, 601.2348, 352, 583.90

2, 953,128. 586, 249,426. 88

1,774,352,833.81

OCTOBER 1.

2,080 b a n k s .

$479, 467, 771. 00

122,776,121. 2444, 572, 678.72

291,874,236.00481,738.00

3, 623, 703.43

616,403, 987.127, 972, 714. 752,376, 983.02

115, 028,954.3846, 577, 439. 88

3,791,219.476,137,116.83

1,741,084,663.84

DECEMBER 28.

2,074 b a n k s .

$477,128, 771. 00

121,618,455.3251,530,910.18

299, 240, 475 00470, 540.00

1,404,178. 34

604,512,514.526, 529, 031.093, 780, 759. 43

115,773,660.5844, 807, 958. 79

4, 654, 784. 515, 8 43, 107.03

I, 737,295,145.79



RESOURCES AND LIABILITIES OF THE NATIONAL

§ .

Resources.

Loans and dis< onnts.Bonds for circulationBonds for deposits .U. S. bonds on hand.Other stock sand b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsCiear'g-house exch'gsBills of other banks.Fractional currency.Specie ."Legal-tender notes ..TJ. S. cert'fis of depositDue from U. S. Treas.

Total

MARCH 15.

2,063 banks .

$854, 750, 708. 87343,871,350.00

13,329,000.0034, 881, 600. 0034, 674, 307. 2186, 016,990. 7839, 692,105. 8711, 683, 050.1745, 792, 363. 73

7, 786, 572.427, 806,252 00

10,107,583. 7666, 498, 965.2316, 250, 569.00

697, 398.8654, 729, 558. 0264, 034, 972.0020, 605, 000. 0016, 257, 608. 98

1,729,465,956.90

MAY 1.

2,059 banks.

$847, 620,392.49345, 256, 350. 00

19, 536, 000. 0033, 615 700. 0034. 697, 320. 5371, 331,219.2740, 545, 522.7212,413, 579.1045, 901, 536. 93

7, 239,365. 787, 574, 255. 95

10,989,440.7895, 525.134. 2818, 363| 335. 00

661, 044. 6946, 023, 756. 0667, 245, 975. 0020, 995, 000. 0016,364, 030.47

1,741,898,959. 05

JUNE 29.

2,056 banks.

$835, 078,133.13347,332,100.0028,371.000.0040,479, 900. 0036, 694, 996. 2478, 875. 055. 9241, 897, 858. 8912,232, 316. 3046,153, 409.354, 718, 618.667,335,454.49

11, 525, 376. 0787,498, 287. 8217, 063, 576. 00

610, 084.2529, 251,469. 7771, 643,402. 0036, 905, 000. 0016, 798, 667.62

1,750,464,706. 51

OCTOBER 1.

2,053 banks.

$833, 988, 450.59347, 556,650. 0047, 936, 850.0046, 785, 600. 0036, 859,534. 8285, 083, 418. 5141, 492, 918.7512, 314, 698.1146, 702, 476.26

6, 272, 566. 737,134, 735. 68

10, 982, 432. 8982, 372, 537. 8816, 929,721. 00

515,661.0430, 688, 606. 5964. 428, 600. 0032, 690,000. 0016,543,674. 36

1,767,279,133.21

DECEMBER 6.

2,055 banks.

$826, 017, 451. 87347, 812, 300.0049,110, 800.0044, 255, 850. 0035,816,810.4781,733,137.0043,144, 220 6812, 259, 856. 0946, 728,147. 36

7, 608,128. 836, 978, 768. 719, 985,004. 21

61, 998, 286.1119,392,281.00

496, 864. 3434, 355, 250. 3664, 672, 762. 0032, 520, 000. 0017, 940, 918. 34

1,742,826,837.37

1879.

•

Loans and discounts.Bonds for circulationBonds for deposits ..U. S. bonds on hand .Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksHeal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houvse exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'fs of depositDue from TJ. S. Treas.

Total

JANUARY 1.

2,051 banks.

$823, 906, 765. 68347,118, 300. 0066, 507, 350. 0044, 257, 250. 0035, 569, 400.9377, 925, 068. 6844,161,948.4611, 892, 540.2647, 091, 964, 70

4, 033, 024.676, 366, 048. 85

13, 564, 550. 25100, 035, 237.82

19. 535, 588, 00475, 538. 50

41, 499, 757. 3270,561,233.0028, 915,000. 0017,175, 435.13

1,800,592,002.25

APRIL 4.

2,048 banks.

$814, 653,422. 69348,487, 700. 00309, 348, 450. 00

54, 601, 750. 0036, 747,129. 4074, 003, 830.4039,143, 388. 9010, 535, 252. 9947,461,614.546, 693, 668. 436, 609, 390. 80

10,011,294.6463, 712, 445. 5517, 068, 505. 00

467,177.4741,148, 563.4164,461,231.0021, 885, 000. 0017, 029,121.31

1,984,068,936.53

JUNE 14.

2,048 banks.

$835, 875, 012. 36352, 208, 000. 00257, 038, 200. 0062,180, 300.0037, 617, 015.1393,443,463.9548,192, 531.9311, 258, 520.4547,796,108.26

6, 913, 430. 465, 674,497. 80

10, 209, 982. 4383,152, 359. 4916, 685, 484. 00

446, 217.2642, 333, 287.4467, 059,152. 0025,180,000.0016, 620, 986.20

2,019,884,549.16

OCTOBER 2.

2,048 banks .

$878, 503,097.45357, 313, 300.00

18, 204, 650. 0052, 942.100. 0039, 671, 916. 50

107, 023, 546. 8146, 692, 994. 7813, 630, 772. 6347, 817,169.366, 111, 256. 564, 332, 419.63

11,306,132.4812. 964, 964. 2516, 707, 550. 00

396, 065. 0642,173, 731. 2369,196, 696.0026, 770, 000.0017, 029, 065.45

1,868,787,428.19

DECEMBER 12.

2,052 banks .

$933, 543, 661. 93364, 272, 700. 00

14, 788, 800. 0040, 677, 500. 0038, 836,369. 80

102, 742,452. 5455, 352, 459. 8214, 425, 072.0047,992, 332. 997, 474, 082.104,150,836.17

10,377,272.77112,172, 677.9516, 406, 218. 00

374, 227. 0279, 013, 041. 5954,715,096.0010, 860, 000.0017, 054,816. 40

1,925,229,617.08

1880.

Loans and discounts.Bonds for circulationBonds for deposits ..TJ. S. bonds on hand.Other stocks and b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsDlear'g-house exch'gsBills of other banks .Fractional currency.

Legal-tender notes ..TJ. S. cert'fs of depositDuefromU.S. Treas.

Total

FEBRUARY 21.

2,061 banks.

$974, 295, 360.70361,901,700.0014, 917, 000. 0036, 798. 600.0041,223, 583. 33

117, 791, 386. 8153, 230, 034.0314, 501,152. 5147, 845, 915. 776, 404, 743. 543, 908, 059. 27

10, 320, 274. 51166, 736, 402 6415, 369, 257. 00

397,187.2389,442,051.7555, 229,408. 0010, 760, 000. 0016, 994, 381. 37

2,038,066,498.46

APRIL 23.

2,075 banks.

$992, 970, 823.10361, 274, 650.00

14, 722, 000. 0029, 509, 000.0042,494, 927. 73

103,964,229.8454, 493, 465. 0913, 293, 775. 9447, 808, 207. 09

7, 007, 404.193,791,703.339, 857, 645. 34

99, 357, 056.4121, 064, 504. 00

395, 747.6786, 429, 732. 2161, 048, 941. 007, 890, 000. 00

17,226,060.01

1,974,600,472.95

JUNE 11.

2,076 banks.

$994,712,646.41359, 512. 050. 00

14, 727, 000. 0028, 605, 800. 0044, 947, 345. 75

115, 935, 668. 2756, 578,444.6913,861,582.7747, 979, 244. 536, 778. 829.193,702,354.609,980,179. 32

122, 390, 409. 4521, 908,193. 00

387, 226.1399, 506, 505. 2664, 470, 717. 0012,510,000.0016, 999, 083.78

2,035,493,280.15

OCTOBER 1.

2,090 banks.

$1,040,977,267.53357,789,350.00

14,827,000.0028,793,400.0048,863,150.22

134,562,778.7063,023,796.8415,881,197.7448,045,832.546,386,182.013,488,470.11

12,729,002.19121,095,249.7218,210,943.00

367,171.73109,346,509.4956,640,458.007,655,000.00

17,103,866.00

2,105,786,625.82

DECEMBER 31.

2,095 banks.

$1,071,356,141.79358,042,550. 00

14,726,500.0025,016,400.0048,628,372.77

126,155,014.4069,079,326.1517,111,241.0347,784,461.47

4,442,440 023,288,602.63

14,713,929.02229,733,904.5921,549,367.00

389,921.75107,172,900.9259,216,934.006,150,000.00

17,125,822.37


REPORT OF THE COMPTROLLER OF THK CURRENCY. 337

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—CODtinued.

1 § 7 8 .

Liabilities.

Capital stock


Nat'l bank circulati'nState bank circulat'n

Dividends unpaid—

Individual deposits..U. S. depositsDep's U.S. dis.officers


Notes re-discounted .Bills pay able

Total

MARCH 15.

2,063 b a n k s .

$473, 952, 541. 00

120, 870, 290.1045, 040, 851, 85

300, 926, 284. 00439, 389. 00

1, 207, 472. 68

602, 882, 585.177,243, 253.293, 004., 064. 90

123, 239, 448. 5043, 979, 239, 39

2, 465, 390. 794,215, 196.23

1,729,465,956.90

MAY 1.

2,059 b a n k s .

$471, 971, 627.00

119, 231,126.1343, 938, 961. 98

301, 884, 704. 00426, 504. 00

1, 930, 669.58

625,479, 771.1213, 811, 474.142, 392, 281.61

109, 720, 396. 7044, 006, 551, 05

2, 834, 012. 004, 270, 879.74

1,741,898,959.05

JUNE 29.

2,056 b a n k s .

$470, 393, 366. 00

118,178, 530.7540, 482, 522. 64

299, 621, 059. 00417, 808. 00

5, 466, 350. 52

621, 632,160. 0622,686,619.67

2, 903, 531.99

117, 845,495. 8843, 360, 527.86

2, 453, 839.775, 022, 894. 37

1,750,464,706. 51

OCTOBER 1.

2,053 b a n k s .

$466,147,436. 00

116,897,779.9840, 936, 213. 58

301, 888, 092. 00413, 913. 00

3,118, 389.91

620,236,176.8241,654,812.08

3, 342, 794. 73

122,^96,513.9242, 636, 703.42

3, 007, 324, 854, 502, 982.92

1,767,279,133.21

DECEMBER 6.

2,055 b a n k s .

$464, 874,996.00

116, 402,118. 8444, 040,171. 84

303, 324. 733. 00400,715.00

1, 473, 784. 86

598, 805, 775.5640, 269, 825. 72

3,451, 436. 56

120,261,771.5441,707,755.07

3, 228,132. 934,525,617.45

1,742, 826, 837. 37

I 879.

Surplus fundUndivided profits —

Nat'l bank circulat'nState bank circulat'n

Dividends unpaid

Individual deposits..U. S. depositsDep's U. S. dis.officers


Notes re-discounted .Bills payable

Total.,

JANUARY 1.

2,051 b a n k s .

$462, 031, 396.00

116,200,863.5236,836. 269. 21

303, 506, 470.00388, 368. 00

5,816,348.82

643,337, 745.2659, 701, 222. 90

3, 556, 801. 25

118,311,635.6044, 035, 787! 56

2, 926, 434. 953, 942, 659.18

1,800,592,002.25

ArRlL 4.

2,048 b a n k s .

$455, 611, 362.00

114, 823, 316. 4940,812,777.59

304, 467,139. 00352.452. 00

2,158, 516.79

598, 822, 694.02303,463. 505. 69

2, 689,189. 44

110, 481,176. 9843, 709, 770.14

2, 224, 491. 914, 452, 544.48

1,984,068,936.53

JUNE 14.

2,048 banks .

$455, 244,. 415.00

114,321,375.8745, 802, 845. 82

307, 328, 695. 00339, 927. 00

1, 309, 059.13

648,934,141.42248,421,340.25

3, 682, 320. 67

137, 360, 091. 6050, 403, 064. 54

2, 226, 396.394, 510, 876. 47

2,019,884,549.16

OCTOBER 2.

2,018 b a n k s .

$454, 067, 365.00

114,786,528.1041, 300, 941. 40

313, 786, 342.00325, 954. 00

2, 658, 337.46

719, 737, 568. 8911,018,862.74

3,469, 600. 02

149, 200, 257.1652, 022,453. 99

2, 205, 015. 544, 208, 201. 89

1,868,787,428.19

DECEMBER 12.

2,052 b a n k s .

$454,498,515.00

115,429,031.9347, 573, 820.75

321, 949,154. 00322, 502. 00

1, 305, 480. 45

755, 459, 966.016, 923,323. 973, 893, 217. 43

152,484,079.4459,232, 391. 93

2,116,484.474, 0U, 649.70

1,925,229,617.08

1880.

Capital stock

Surplus fundUndivided profitsNat'l bank circulat'nState bank circulat'n

Dividends unpaid . . .

Individual deposits..17. S. depositsDep's U. S.dis. officers

Due to national banksDue to State banks..


Total

9647

FEBRUARY 21.

2,061 b a n k s .

$454, 548, 585. 00

117, 044, 043.0342,863, 804. 95

320, 303, 874. 00303, 452.00

1, 365, 001.91

848,926, 599. 867, 856, 791. 973,069, 880.74

170, 245, 061. 0865, 439, 334. 51

1, 918,788. 884,181, 280. 53

,038,006,498. 46

APRIL 23.

2,075 b a n k s .

$456, 097, 935.00

117,299,350.0948, 226, 087. 61

320, 759, 472.00299, 790. 00

1, 542, 447. 98

791,555,059.637, 925, 988. 373, 220, 606. 64

157, 209, 759.1463, 317,107. 96

2, 616, 900. 554, 529, 967. 98

1,974,600,472.95

JUNE 11.

2,076 b a n k s .

$455, 909, 565. 00

118,102, 014.1150,443, 635,45

318, 088, 562. 00290, 738. 00

1, 330,179. 8 J

833, 701, 034. 207, 680, 905. 473, 026, 757.34

171,462,131.2367, 938, 795.35

2, 258, 544.725, 260, 417.43

2,035,493,280.15

OCTOBER 1.

2,090 banks .

$457, 553, 985. 00

120,518,583.4346,139, GOO. 24

317, 350, 036. 00271, 045. 00

3, 452, 504.17

873,537,637.077, 548, 538. 673, 344, 38G. 62

192,124, 705.1075, 735, 677. 06

3,178, 232. 505, 031, 004. 96

2,105,786,025.82

DECEMBER 31.

2,095 b a n k s .

$458, 540, 085. 00

121, 824, 629. 0347, 946, 741.64

317,484,490.00258, 499. 00

6,198, 238. 38

1, 006, 452, 852. 827, 898,100. 943, 489, 501. 01

192, 413, 295.7871,185, 817. 08

3, 354, 697.184, 636. 876. 05

2,241,68:1,820.91

•22Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



! § § 1 .

Resources.

Loans and di scounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand .Oth<M stocksfcndb'dsDue from res'vo ag' tsDuo from nat'l banksDue from State banksKeal estate, etcCui rent expensesPremiums paidCash itemsClear'g-houscexeh'gsBills of other banks .Fract ional currency.SpecieLegal-tender notes . .U. S. cert 's of depositDue from U. S. Treas .

MARCH 11.

2,094 banks.

$1,073,786,749. 70 $1339,811,050.0014,851,500.0046,626,150.0049.515,154.92

120,820,691.0962,295,517.3417,032,261.6447,525,790.027,810,930.833,530,516.71

10,144,682.87147,761,543. 9617,733,032.00

386,569.63105,156,195.2452,156,439.006,120.000. 00

17,015,269.83

MAY 6,

2,102 banks.

,093,649,382.18$!352,653,500.0015,240,000. 0044,116.500.0052,908.123.98

128,017,627. 0363,176,225. 6716,938,734.5647,791,348. 366,006,109.784,024,763.60

11,826,603.16190,633,558.01

25,120,933.00386,950. 21

122,628,502.0862,510,296.00

8,0-1.3,000. 0018,456,600.14

JUNE 30.

2,115 banks.

,144,988,949.45$!358,287,500.0015,265,000. 0048,584,950. 0058,049,202. 63

156,258,637.0575,703,599.7818,850,775.3447,834,060.204,235,911.194,115,980.01

13,534,227.31143,960,236. 8421,631,932.00

372,140.23128,638,927.5058,728,713. 009,540,000.00

17,251,868.22

Total 2,140,110,944.78 2,270,226,817.76 2,325,832,700.75 2,358,387,391.59 2,381,890,866.85

OCTOBER 1.

2,132 banks.

09 $1,173,796,083.363,385,500.00

15,540,000.0040,866,750. 0061,952,402.95

132,968,183.1278,505,440.1719,306,826.0247,329,111. re6,731,936. 484,138,485. 71

14,831,879.30189,222,255. 9517,732,712.00

373,945.96114,334,736.1253,158:441.006,740,000. 00

17,472,595.96

DECEMBER 31.

2,164 banks.

1,169,177,557.16368,735,700.00

15,715,000.0031,884,000.0062,603,218.93

123,530,465. 7577,633,902.7717,644,704.6247,445,050.464,647,101.043,891,728.72

17,337,964. 78217,214,627.1024,190,534.00

366,361.52113,680,639.6060,104,387.007,930,000.00

18,097,923.40

I 8 8 2 .MARCH 11.

2.187 banks.

MAY 19.

2,224 banks.

JULY 1.

2,239 banks.

OCTOBER 3.

2,269 banks.

DECEMBER 30.

2,308 banks.

Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'dsDue from res'vo agt 'sDue from nat ' l banksDue from State banksKeal estate, etcCurrent expenses . . .Premiums paidCash itemsClear' g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender n o t e s . .U.S. cert 's of deposit.Due from U. S. Treas .

$1,182,661,609.53$!367,333,700.0016,093,000.0028,523,450.0064,430,086.18

117,452,719.7568,301,645.1215,921,432. 0747,073,247.458,494,030.213,762,382.59

13,308,120. 70162,088,077. 94

19,440,089.00389,508. 07

109,984,111.0450,633,57 >. 00

9,445 000. 0017,720,701.07

,189,094,830.360,153,800.00

15,920,000.0029,662,700.0065,274,999.32

121,189,045.2300,883,512.7510,890,174.9246,950,574.286,774,571.865,062,314. 52

12.295,250.96107,270,091.7125,220,186.00

390,236. 36112,415,806.7305,969,522.0010,395,000. 0017,099,385.14

35 $1,208,932,655.92 $1,243,203,210.355,789,550.0015,920.000. 0027,242,550. 0066,691,399. 56

118,455,012.3875,366,970. 7416,344,688.0646,425,351. 403,030,464.695,494,224. 35

20,166,927.35159,114,220.0821,405,758.00

373,725.8-3111,694,202.5464,019,518.0011,045,000.0016,830,407.40

357,631,750.0016,111,000.0021,314,750. 0066,168,916.64

113,277,227.8768,516,841.0617,105,408.4446,537,066.417,238,270.176,515,155.03

14,784,025. 21208,366,540.0820,689,425.00

396,367. 04102.857,778.2763,313,517.008,645,000. 00

17,101,367.94

08 $1,230,456,213.97357,047.650.00

16,344,000.0015,492,150.0066,998,620. 30

122,066,106. 7576,073,227.7618,405,748.4946,993,408.415,130,505. 536,472,585.82

16,281,315.67155,951,194.8125,344,775.00

401,314.70106.427,159.4068,478,421.008,475,000.00

17,954,009.42

Total 2,309,057,088.72 2,277,924,911.13 2,344,342,686.90 2,399,833,676.84 2,360,793,467.

1 § 8 3 .

Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand .Other stocks and b \ l sDue from res'vo ag ' tsDue from nat ' l banksDuo from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currency.SpecieLegal-tender notesU.S. cert 's of deposit.D lie from U. S. Treas .

MARCH 13.

2,343 banks.

$1,249,114,879.354,740,500. 00

16,799,000.0017,850,100.0008,428,085. 67

121,024.151. 6067,203,503.8016.91)3,341.7247,063,305.688,949,015.287,420,939.84

] 1,300,731. 07107,790,0t55.1719,730,526.00

431,931.1597,962,3(56.3460,848.008.008,405,000. 00

16,726,451.30

MAY 1.

2,375 banks.

43 $1,202,339,981.354,480,250.0016,949,000.0015,870,600. 0068,340,590.70

109,306,823.2368,477,918.0219,382,129.3347,155,909. 807,754,958.867,798,445.04

15,4Gl,050. 16145,990,908.1822,655,833.00

446,318.94103, GO 7,266. 3208,250,468.008,420,000.00

17,497,694. 31

JUNE 22.

2,417 banks.

87 $1,285,591,354,002,900. 00

17,110,000.0016,978,150.0068,5,32,073. 03

126,646,954. 6266,164,038.2119,451,498.1647,502,163.528.829,278.268,079,726.01

11,109,701.1890,702,075.0826,279,856.00

450,447.36115,354,394.6273,832,458.0010,085,000.0017,407,900.20

902.19 $1,309,244,781. 64 $1

OCTOBER 2. DECEMBER 31.

2,501 banks .

351,412,850. 0017,081,000.0013,593,050.0071,114,031.11

124,918,728. 7165,714,229.4418,266,275.0548,337,665.026,808,327.308,064,073.60

13,581,049.9496,353,211.7622,675,447. 00

443,951.12107,817,983. 5370,672,997. 009,970,000.00

16,586,712.60

Total 2,298,918,165.11 2,360,192,235.85 2,364,833,122.44 2,372,656,364.82 2,445,880,917.49

2,529 banks .

1,307,491,250.34345,595,800.00

16,846,000.0013,151,250.0071,609,421.62

126,999,600, 9277,902,785.0719,402,047.1249,540,760.354,878,318.448,647,252.98

17,491,804.43134,545,273. 9828,809,699.00

427,754.35114,276,158.0480,559,796.0010,840,000.0016,865.938. 85



BANKS FROM OCTOBER, 1863, TO OCTOBER, 1892—Continued.

188 1.

Liabilities.

Capital stock .

Surplus fundUndivided profits...Nat'l bank circulationState bank circulat'n

Dividends unpaid

Individual deposits..U. S. depositsDep'sTJ. S.dis. officers


Notes re-discounted.Bills payable

Total.

MARCH 11.

2,094 banks.

$458, 254, 935. 00

122,470, 996.7354, 072, 225.49

298, 590, 802. 00252, 765. 00

1, 402,118.43

933, 392, 430. 75 17,381,149.253, 839, 324. 77

181,677,285.3771,579,477.47

2, 616,203.054, 581, 231. 47

!, 140,110, 944.78

MAY 6.

2,102 banks.

$459, 039,205.00

124,405, 926.9154, 906, 090.47

309, 737,193. 00252, 647. 00

2, 617,134.37

101[, 027, 040, 514.9, 504,081. 253, 371,512.48

191,250,091.9080, 700. 506. 06

2, 908, 370.454, 493, 544.77

2,270,226,817.76

JUNE 30.

2,115 banks.

$460,227, 835. 00

126, 679, 517.9754, 684,137.16

312, 223, 352. 00242, 967. 00

5, 871, 595. 59

223, 503, 034.1991, 035, 599. 65

2, 220, 053. 025,169,128. 57

OCTOBER 1.

2.132 banks.

$463, 821, 985. 00

128,140, 617.7556, 372,190.92

320, 200,069.00244,399. 00

3, 836, 445.84

, 031, 731, 043. 42 I, 070, 997,431. 71 1,102, 679,163.718,971,826.73 8,476,689.74 8,796,678.733, 272, 610.45 3, 631, 803.41 3, 595, 726. 83

205, 862, 945. 8089, 047, 471.00

3,091,165.304, 664, 077.12

DECEMBER 31.

?, 164 banks.

$465,859,835.00

129, 867,493.9254, 221, 816.10

325,018,161.00241,701. 00

6, 372, 737.13

197, 252, 326. 0179,380,429.38

4,122,472. 794,482,325.25

2,325,832, 700.75 2,358,387,391.59 2, 381,890,866.85

1 8 8 2 .MARCH 11.

2,187 banks.

MAY 19.

2,224 banks.

JULY 1.

2,239 banks.

OCTOBER 3.

2,269 banks.

DECEMBER 30.

2,308 banks.

Capital stock


Nat ' l bank circulationState bank circulat'n

Dividends unpaid

Individual deposits . .TJ. S. depositsDep 'sU. S.dis. officers



$469, 390, 232. 00

130,924,139.6660,475, 764. 98

323, 651, 577. 00241,527.00

1,418,119,12

$473, 819,124. 00

129, 233,358. 2462, 345,199.19

315, 671, 236. 00241, 319. 00

1,950, 554.88

$477,184,390.00

131,079,251.1652,128,817. 73

308,921, 898. 00235,173.00

6, 634, 372.20

., 066,707, 248.75 19, 817, 224. 442, 867, 385.63

194,868,025.4684, 066, 023.66

4,195, 210.995,637, 665. 88

Total.

1, 036, 595, 098. 20 1, 001, 687, 693. 74 18,853,242.16 9,741,133.363,372, 363.96 3,493, 252.88

187, 433,824.90 192, 007, 865.2678, 359, 675. 85 78, 911, 787.20

3, 912, 992. 38 3, 754, 044. 384,428, 531. 51 5, 008, 343. 00

2, 309, 057, 088.72 2,277, 924, 911.13 2, 344,342,686.90 2, 399,833, 676.84 2,360,793,467. 09

$483,104,213.00

131,977,450.7761,180, 310.53

314, 721,215.00221,177.00

3,153,836.30

,122,472, 682.46 1,8.817,411.213,627,846.72

180, 075, 749. 7779, 885, 652.22

5,747, 614. 684,848,517.18

$484,883,492.00

135, 930,969.3155, 343, 816. 94

315, 230, 925. 00207, 273.00

6, 805,057. 82

,066,901,719.859, 622, 303. 503,786,262.20

194,491, 260.6077,031,165.82

6,703,164. 453, 856,056. 54

1 8 8 3 .MARCH 13.

2,343 banks.

MAYl.

2,375 banks.

JUNE 22.

2,417 banks.

OCTOBER 2.

2,501 banks.

DECEMBER 31.

2,529 banks.

Capital stock.


Nat ' l bank circulationState bank circulat'n

Dividends unpaid

Individual depos i t s . .U. S. depositsDep's U. S.dis. officers

Due to national banksDue to State b a n k s . .


$490,456,932.00

136, 922,884.4459, 340,913.64

312,778, 053. 00206, 779. 00

1,389,092.96

$493, 963, 069.00

137, 775,004.3960, 739, 878. 85

313, 549, 993.00198,162.00

2, 849,629.87

$500, 298, 312. 00

138, 331, 902. 0668, 354,157.15

311, 963, 302. 00189,

1,454,

253.00

232.01

$509,699,787.00

141,991,789.1861,560,652.04

310, 517,857.00184,357.00

3,229,226.31

$511,837, 575.00

144,800,252.1358, 787, 945. 91

304,944,131. 00181,121.00

7,082, 682.28

1,004, 111, 400. 55 1, 067, 962, 238. 35 1, 043,137, 763.111, 049,437,700. 571,106, 453, 008.239, 613, 873. 33 11, 624, 894. 57 10,130,757. 88 10,183,196 95 10, 026, 777. 793,787,225.31 3,618,114.79 3,743,326.56 3,980,259.28 3,768,862.04

191, 296, 859.1480, 251,968. 26

5,101,458. 693,660, 724. 79

180,445, 876.9278, 544,128.82

5, 557,183.3, 364, 061.60

194,150,84, 744,

5,197,3,137,

676.43666. 35

514.12259.77

!, 828, 676.27!, 602, 073. 01

', 387, 537.40, 053, 252.81

200,867, 280.0684,776,421.60

8,248,562. C74, 106, 297. 78

Total. 2, 298, 918,165.11 2, 360,192, 235.85J2, 364, 833.122.44!2, 372, 656, 364. 82 2,445,880, 917.49Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



1884 .

Resources.

Loans and discountsBonds for circulationBonds for deposits . .U. S. bonds on hand. .Other stocks and b'dsDue from res've ag'tDue from nat ' l banksDue fiom State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert'sClear'g-bouse exc'gs.Bills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert's of depositDue from U. S.Treas.

Total

MARCH 7.

2,563 banks.

$1,321,548,289. 62 $1339,816,150.00

16, 850, 000". 0018, 672, 250. 0073,155,984.60

138, 705, 012.7464, 638, 322. 5817, 937, 976. 3549,418,805.02

7, 813. 880. 569, 742, 601.42

11, 383, 792. 57

68, 403, 373. 3023, 485,124. 00

491, 067. 76122, 080, 127. 3375,817,093.0014. 045, 000. GO!16,465,785 " '

APRIL 24.

2,589 banks.

54 $1,333,433,230.337, 342, 900. 0017,135, 000. 0015, 560, 400. 0073, 424, 815. 97

122,491,957.9868,031,209.9018,145, 827. 6149, 667,126. 87

8, 054, 296. 829, 826, 386.

11,237,975.71

83,531,472.5826, 525,120.00

489, 802. 51114,744,707.0977,712,628.0011,990,000.0017,408,976.58

JUNE 20. SEPTEMBER 30.

2,625 banks

1,269,862,935.334, 346, 350. 00

17,060, 000. 0014,143, 000. 0072,572, 306. 9395, 247,152. 6264, 891, 670.1316, 306, 500. 9150,149, 083. 90

8, 8G6, 558. 0910, 605, 343.4911, 382, 292. 6910, 335, 000.0069, 498, 913.1323, 386, 695. 00

473, 046. 66109, 661, 682 1176,917.212.00

9, 870, 0.0. 0017,022,099.554

96 $1,245,294.093.37

2,664 banks.

327, 435, 000. 0016, 840, 000. 0013, 579, 600. 0071, 363, 477. 46

111,993,019.6566, 335, 544. 5715,833,982.9849, 900, 886. 916.913, 508. 85

11,632, 631.6813,103, 098. 55

1, 690, 000. 0066, 257,118.1523, 258, 854. 00

469,023. 89128, 609, 474. 7377, 044, 659. 0014, 2U0, OiO.OOj17, 739, 906. 28!

DECEMBER 30.

2,664 b a n k s .

$1,234,202,226.44317, 586, 050. 00

16, 740, 000. 0012,305,900.0073, 449, 352.07

121,161, 976.8069, 459, 884.4518, 329, 912.0149, 889, 936.06

9, 670, 996.1411,923,447.1511,924,152.89

1, 870, 000. 0070, 195, 955. 9522, 377, 965. 00

456, 778.26139, 747, 079. 53

76, 369, 555.0019,040,000.0015,442,306.52

(0, 500, 638. 51|2, 396, 813,834. 92,2, 282, 598, 743. 96 2, 279, 493, 880. 07J2, 297,143,474. 27

1§§5.

MARCH 10.

2,671 banks.

MAT 6.

2,678 banks.

JULY 1.

2,689 banks.



Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCaah itemsCl'g-house loan cett 'sClear'g-house exc'gs.Bills of ot her banks. .Fractional currency.Trade dollarsSpecieLe.ual-ten'ler notes . .U. S. cort's of depositD u e fro m U.S. T reas.

$1,232,327,453.69 $1313,106,200.0016,815,000.0014, G07, 650. 0075,152,919.35

136, 462, 273. 2666, 442, 054.8717, 572, 822.6549, 699, 501.42

7, 877, 320. 2712, 330, 437.6011,228, 856. 821,530,000.00

59, 085, 781. 9922,013,314.00

519 529. 96

,241,450,649.79$]312,168. 50:). 00

16, 740, 000.0014, 769, 250.0075, 019, 208.99

130, 903,103.7767, 866, 656. 5717, 348, 938.1149, 886, 378. 87

7, 096, 268. 0612, 358, 982. 7011,276, 626. 48

1, 430, 000. 0072, 259,129. 3926,217,171.00

513,200.12

92 $1.257,655,547.310,102,200.00

17, 607, 000. 0014, 588, 800. 0077,249, 159.42

132, 733, 904. 3477, 220, 972.2917,180, 008. 4650, 729,896. 08

3, 533, 759. 4912, 690, 663.4117, 214, 373. 521,380,000.00

113,158, 675.3223, 465, 388. 00

489, 927.18

167,115,873.67 177,433,119.3071,017, 322. 00 77, 336, 099. 0022, 760, (J00. 00l 19. 135, <jO>>. 0015, 079, 935. 8u| 15,473, 270. "

177, 612, 492. 0279, 701, 352. 0022, 920, 000.0014,617,897.02

1,306,143,990.307, 657, 050. 00

17, 457, 000. 0014, 329, 400. 0077, 495, 230. 25

138, 378, 515.1578, 967, 697. 8617, 987, 891. 4451, 293, 801.16

6, 853, 392.^212,511,333.4114, 347, 579. 531,110, 000. 00

84, 926, 730. 7623,062, 765. 00

477, 055.171, 605, 763.69

174, 872,572.5469,738,119.0018, 800,000. 0014, 897,114 24

46*1,343,517,559.96"" 304,776,750.00

18, 012, 000. 0012, 665, 750.0077, 533, 841. 38

139,239, 444. 8079, 452, 309.6718, 553, 946. 4651, 963,062.01

9, 416, 971. 0111, 802,199. 8612, 810,187.64

630, 000.0092, 351, 296. 7723,178,052.00

415, 082.641, 670, 961. 77

165, 354, 352.3767, 585, 466. 0011, 765, 000. 0014,981,021.79

Total 2, 312, 744, 247. 35J2,316, G62, 452. 99!i, 421, 852, 016.47|2, 432,913, 002. 38J2,457, 675, 256.13

1886.

Loans and discounts.Bonds for circulationBonds for deposits .TJ. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert 'sClear'g-honse exc'gs.Bills of other banks .Fractional currency.Trade dollarsSpecieLegal-tender uotes . .TJ. S. cert 's of deposit15% fund with Tit as .DuefromU. S.Treas.

MARCH 1.

2,768 banks.

$1,367,705,252.296, 661,400. 00

18, 637, 000. 0016, 580, 050. 0080, 227, 388. 98

142, 805, 686. 9176, 933, 579. 6718, 834, 235. 8852,262,718.077, 705, 850. 57

12,237,689.1515,135, 538. 48

505, 000. 0099, 923, 656.8420, 503, 303. 00

470,175.181,681,530.65

171, 615, 919. 3967, 014, 886. 0012, 430, 000. 0012, 953, 248. 20

1, 513, 019.67

JUNE 3.

2,809 banks.

1,398,552,099.279, 414,400. 00

18, 810, 000. 0012, 535, 550. 0083,347,119.93

133, 027,136. 5377, 632,198. 4717,720, 924. 2653,117,564 428, 684, 672. 33

13,298, 269.2312,181,455.80

205, 000. 0076,140, 330. 6025,129, S38. 00

452, 361. 341, 713, 384. 35

157, 459, 870.4979, 656, 788. 0011, 850, 000. 0012,198,526.431,416, 892. 00

AUGUST 27.

2,849*banks.

71 $1,421,547,199.270, 315, 850. 00

19, 984, 900.0014, 368,950. 0082, 439, 901. 64

143, 715, 221. 4578,091,411.5818, 387, 215.7653, 834, 583. 58

5, 837,175. 2113,641,463.7210,408, 981. 58

85, 000. 0062, 474, 605. 9021, 602, 661. 00

451,308.891,857,041.56

149, 000, 492.1064, 039, 751. 008,115, 000. 00

11, 868, 912. 521, 599, 303. 36

Total J2,494, 337,129.44 2, 474, 544,481. 89 2,453, 666, 930. 07 2, 513, 854, 751.17 2, 507, 753,912.95



22 $1,450,957,054.93'$1258,498,950.0020,105, 900. 0012, 326, 5U0. 0081,825,266.40

140, 764, 579. 0180, 526, 615. 7720,140,256. 2754, 090, 070. 947,438, 741.12

14, 303, 529. 5513,277,169. 64

95,536,941.1522, 734, 085. 00

434, 220. 931, 889, 794. 55

156, 387, 696. 0062,812,322.005, 855, 000. 00

11,358,014.972,592,042.91

,470,157,681.13228, 384, 350.0021,040,900.0010, 576, 200. 0081, 431, 000. 66142,117,979.2888, 271, 697. 9621, 465,427.0854, 763, 530.3710, 283, 007.7915,160, 621.6713, 218,973.44

70, 525,126. 9226,132, 330.00

447, 833.091,827, 364. 20

166, 983, 556.0167, 739, 828.006, 195,000.0010, 056, 128. 89

975, 376.98




Liabilities.

Capital stock.

Suiplus fund

Undivided profits

Nat'l bank circulati'nState bank circulati'n

Dividends unpaid

Individual deposits..U. S. depositsDep'sU.S.dis. officers


Notes re-discounted..Bills payable . .Cl'g-liouse loan cert's

Total .

MARCH 7.

2, "63 b a n k s .

$515, 725, 005. 00

145, 741, 679.9063, 641, 861. 56

298, 791, 610. 00180, 589. 00

1,422, 901. 91

APRIL 24.

2,589 b a n k s .

$518, 471, 844. 00

146, 047,958. 0767,450, 459. 00

297, 500, 243. 00180, 576.00

1, 415, 889. 58

1, 046, 050,167. 90 1, 060, 778, 388. 069, 950, 875. 243, 856, 461. 66

207, 461,179. 6388, 466, 363. 89

C, 234, 202. 322, 968, 740. 50

11, 233, 495.773, 588, 980, 50

192, 868. 942. 3186,778, 138.85

7, 299, 284. 583,193, 635.20

JUNE 20.

2,625 b a n k s .

$522,515,996.00

145,763,416.1770, 597, 487. 21

295,175, 334. 00179, 666. 00

1,384,686.71

979, 020, 849 6310, 530, 759. 44

3, 664, 326.13

155, 785, 354. 4470, 480, 617.11

11, 343, 505. 554, 262, 244. 57

11, 895, 000. 00

SEPTEMBEtt 30. I DECEMBER 20.

2,664 b a n k s . 2,664 b a n k s .

$5247089^^65700

146, 867,119. 0670,711,369.95

280,197,043. 00171, 645.00

1, 331,421.54

987, 649, 055. 6810, 655, 803.723, 749, 969. 85

187, 296, 348.3072, 572, 384.43

8, 433, 724. 673,415, 524.07

$524,271,345.00

147, 055, 037. 8163, 234, 237. 62

289,775,123.00179, 653. 00

3, 686,160. 33

975, 243, 795.1410, 367, 909. 92

3, 703, 804. 34

173, 979,149. 8072, 408, 206. 8a

11, 008, 595. 074, 580, 862.15

, 390, 500, 638.51 2, 396, 813, 834. 92

- 1885.

, 282, 598,742. 96J2, 279, 493, 880.07 2, 297,143, 474.27

Capital stock

Surplus fundUndivided profits. - .


Dividends unpaid. - . .

Individua. deposits..U.S. depositsDep's U. S. dis. oflic'rs


Notes re discounted..Bills payable

Total..

MARCH 10. MAY 6

2,671 b a n k s .

$524,255,151.00

145, 907, 800. 0260, 296,452. 56

274, 054,157. 00162, 581. 00

1,301,937.73

99G, 501, 647.40 1, 035, 802,188.56 1,106, 376, 516. 80 1,102, 372, 450. 35 1, 111, 429, 914. 9811, 006, 919. 47

3, 039, 646. 40

205, 877, 203.82,190, 567. 43

6, 299, 722.151, 850, 462.10

2,678 banks .

$525,195, 577^00

145,103,776.0160,184, 358.12

273, 703, 047. 01)144, 498.00

2, 577,236. 08

11, 600, 707. 523, 330, 522. 70

199,081,104.408J, 966, 092. 25

5,736,012.022,167, 333.33

2, 312, 744, 247.35 2, 346, 682, 452. 99

JULY 1.

2,689 b a n k s .

$526,273, 602. 00

146, 523, 799. 9452, 229, 946.61

269,147,690. 00144, 489. 00

6, 414, 263.98

10, 995, 974. 683, 027, 218. 02

203, 932. 800. 0588, 847,454.11

5, 864, 000. 852, 074, 259 ir

2,421, 852, 016. 41;

OCTOBER 1.

2,714 b a n k s .

$527, 524,410.00

146, 624, 642. 0659, 335, 519.11

208, 869, 597. 00136, 898. 00

3, 508, 325. 38

11,552,621.982,714,399.37

213,534, 905. 0886,115,061.25

8, 432, 792. 642,191, 380.16

2, 432, 913, 002. 38

DECEMBER 24.

2,732 b a n k s .

$529, 360, 725. 0

150,155, 549. 5269,229, 645. 82

267,430, 837.00133, 932. 00

1, 360, 977. 27

12, 058, 768.363, 005, 783.11

216, 564, 533.9685, 060,162. 27

9, 932, 828. 241,951,598.60

2, 457, 675, 256 .1 3

1886.

Capital stock

Surplus fund

Undivided profits


Dividends unpaid....

Individual deposits..U. S. deposits , -Dep's U. S. di«. offic'rs



Total.

MARCH 1.

2,768 b a n k s .

$533, 360, 615.00

152, 872, 349. 0159, 376, 381. 80

256, 972,158.00133, 931.00

1, 534, 905. 58

JUNE 3.

2,809 b a n k s .

$539,109, 291. 72

153,642, 934. 8867, 662, 880. 02

244, 893, 007. 00132,470.00

1, 526, 776. 66

AUGUST 27.

2,849 banks .

OCTOBER 7.

$545, 522, 598. 00

157, 003, 875. 6062, 211, 565. 63

238, 273, 685. 00128, 336. 00

1, 863, 303. 62

1,152, 660, 492. 06 1,146, 246, 911.43 1,113, 459,187. 35 1,172, 968, 308.64 1,169, 716, 413.1312,414,566.52 13,670,721.76 14,295,927.74 13,812,023.69 13,705,700.733,019,018.72 2,798,864.55 2,884,865.62 2,721,276.77 4,276,257.85

223, 842,279.4691,254, 533.23

9,159,345.792, 444, 958. 36

2, 507, 753, 912.05

219,778,171.80 204,405,273.11 218,327,437.33 218,395,950.5492,663,570.46 90,591,102.81 90,366,354.90 90,246,483.31

8,376,095.20 8,718,911.71 7,948,698.27 10,594,176.561,174,874.29 1,145,240.26 1,881,095.01 2,067,693.48

494, 337,129. 44J2, 474, 544, 481. 89 2,453, 666, 930. 07 2, 51.3, 864, 751.17

2,852 b a n k s .

$548, 240, 730.00

157,249,190.66, 503, 494. 72

228,672,610.00125,002.00

2,227, 810.59

DECEMBER 28.

2,875 bankfcT

$550, 698, 675.00

159, 573,479.2179, 298, 286.13

202, 078, 287.00115,352. 00

1,590,345.06




1 8 8 7 .

Resources.2, 955 banks.

Loans and discountsBonds for circulationBonds for deposits..U. S. bonds on hand.Other stocks and b'dsDue from resv'e agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses.. -Premiums paidCash itemsClear'gshouse exc'gsBills of other banksFractional currencyTrade dollarsSpecieLegal-tender notes..U. S. cert's of deposit5% fund with TreasDue from U.S.Treas,

2, 909 banks.

$1,515,534,674. 67 $1,560,291,810. 73 $1,560,371

MARCH 4. MAY 13.

211,537,150.0022, 976, 900. 009,721,450.00

87, 441, 034. 86163,161,181.37

86, 460, 829.0921,725,805.9955,128, 600.788,064,292.40

15, 537, 721.2213, 308, 520. 0489, 239,194. 5922,235, 206. 00

577, 878.031,803, 661.40

171, 678, 906.1566,228,158.00

7, 645, 000. 009,280, 755.331,856,195.13

200, 452, 300. 0024, 990, 500.00$, 157, 250.00

88,031,124.15148, 067, 874 43105, 576, 841. 9922,746,190.4355, 729, 098.767,781,151.97

16,806,431.8313, 065, 663.7986, 829, 363 7325,188,137. 00

556,186. 75184, 203.08

167,315,665.6279, 595, 088.00

8, 025, 000. 00«, 810, 585. 351,113,554.81

AUGUST 1.

3, 014 banks.

1,741. 05 $1189, 032, 050. 0026, 402,000. 007, 808, 000.00

88, 374, 837. 99140, 270,155. 75299, 487, 767. 8030, 952,187. 8656, 954, 622. 585,158, 940. 8617,353,130.1716, 914, 070. 02128, 211, 628. 4822, 962, 737. 00

564, 266. 7263, 671. 97

165,104,210.2874, 477, 342.007, 8 L0, 000. 008,341,988.77660, 818.42

Total 2,581,143,115.05 2, 629, 314, 022. 42 2, 637, 276,167.72 2,620,193,475. 59 2, 624,186,330. 55

OCTOBER 5.

3,049 banks.

587,549,133.76|1,583,941189 0*3,100.0027, 757, 000.006, 914, 350. 00

88, 831, 009. 96140, 873, 587. 98

93, 302, 413. 9422,103, 677.1857,968,159.718,253, 890.72

17,288, 771.3514,691, 373. 3888, 775, 457.9921, 937, 884.00

540, 594. 50509.25

165,085, 454. 3873, 751, 255.006,190,000.008. 310, 442.35

985,410.14

DECEMBER 7.

3, 070 banks.

1,484. 96186, 431, 900.0042,203, 000.006, 988,550. 00

90, 775, 413. 31132,959, 765. 34

98, 227, 065.3021, 995, 356. 4158, 825,168.1610,600,817.3518, 797, 205. 7913, 326, 455. 7785, 097, 380.4123, 447, 294.00

554, 906. 55328.09

159,240,643.4875, 361, 975.006,165. 000.008,168,503.201, 068,117.43

t 8 8 8.

Resources.

id discounts $1,584,170,370. iLoans anBonds for circulationBonds for deposits. .U . S . bonds on hand.Other stocks and bd'sDue from res've ag'tsDue from nat ' l banksDuefrom State banksReal estate, etcCurrent expenses . . .Premium s paidCash itemsClear'g-house exc'gsBills of other banks .Fractional currency.Trade dollarsSpecieLegal-tender notes . .U. S. cert 's of deposit5 % fund with Treas.Due from U.S. Treas.

FEBRUARY 14.

3,077 banks.

181, 845,450. 0056, 863, 000. 006,450, 500. 0094,153, 688. 97155, 341, 240.8692, 980, 682. 4821, 880, 069. 6059, 366, 247. 856, 531, 237. 7119, 779, 498. 5612, 255,978. 6973,418, 037. 2923,145, 206. 00

683,148. 93437, 59

173, 830, 614.6282,317,670.0010,120, 000. 007,993,189.221, 240, 035. 56

APRIL 30.

3,098 banks.

$1,606,397,923.95181, 042, 950. 00

56, 643, 000. 007, 639, 350.00

95, 296, 917.07146, 477, 902. 8395,519,102.2622, 709, 703. 0160, 111, 356. 869,843,637.81

19, 501,481. 0614, 644, 675 77

117, 270, 706.8624, 434, 212.00

662, 722. 27351.15

172,074,011.1983, 574, 210. 009, 330, 000.007, 887, 950.361, 361, 033. 74

JUNE 30.


$1,628,124,561.177, 543,900. 0055, 788, 000.00

7, 830,150. 0096,265,812.31

158,133,598.31101, 689, 774. 9022, 714, 258.2761,101, 833.195,685,313.21

18, 903, 434. 5416, 855, 801.1574, 229,763. 6921, 343,405. 00

632, 602. 42371. 76

181,292,276.7081,995,643.0012,315,000.007, 765, 837.161, 236, 675. 66

3,150 banks.

83 $1,684,180,624. 27 $1,676,554,863,

Total 2, 664, 366JJ04.44 2, 732,423,198.19 2, 731, 448,016.16 2, 815, 751, 341.07 2, 777, 575, 799. 00

OCTOBER 4.

-,684,-_.,171, 867, 200. 0054,208,000.00

6, 507, 050. 0099, 752,403.73

170, 458, 593.8399,821,090.5723, 767, 260. 5362,634,791.74

8, 498, 758. 2817, 615, 898. 0215, 071, 024. 30

102, 439, 751. 6721, 600, 818. 00

684, 268.41419. 05

178, 097, 816, 6481, 099, 461. 00

8. 955, 000. 007, 555,401. 72

935, 799. 31

DECEMBER 12.

. . , 3.67162, 820, 650. 0048, 949, 000. 006, 374, 400. 00

102, 276, 898.17156, 587, 199. 27107,175, 402. 5924, 217,165. 5163, 436, 066. 7411,342,192.4516,681,256.5614,140, 858.1291, 765, 292. 9921, 728,238.00

628, 387.42763. 56

172, 734, 278. 5082, 555, 060.009, 220, 000.007,141,434.411, 246, 391. 04

18 89.

Resources.FEBRUARY 26.

3,170 banks.

MAY 13.

3,206 banks.

JULY 12.

3,239 banks.

SEPTEMBER 30. DECEMBER 11


Loans and discounts.Bonds f i r circulationBonds for deposit . . .U. S. bonds on hand . .Other stocks and b'dsDue from res ve ag'tsDue from nat ' l banksDae from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exc'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert'b of deposit5 % fund with Treas .Due from U. S. Treas .

$1,704,067,489.156, 728, 200.00

46, 384, 000 006, 395, 000.00

102, 215, 066. 01192, 702,196.35101, 327, 319.18

24, 651, 712.3366, 248,183.937,418,190.08

16, 729, 244. 8812, 676, 652.1184, 111, 547. 6322,411, 826. 00

717, 823. 63182,284, 803. 00

88, 624, 8(XT. 0013, 785, 000.006, 860, 148. 441,066,950.07

67 $11,739,651,934.149, 520, 850. 0044, 882, 000.00

6, 690, 800. 00103, 030, 575. 31187,372,295.47107, 091, 577.4426, 924, 218.2466, 855, 303.688, 984, 846.65

17,~<)58, 275. 4415,049,325.16

101,452,588.5425, 722, 720.00

698, 369.91185,176,450.86

97, 838, 385. 0013, 355, 000.00

6, 565, 205. 971, 001, 795.11

1,779,054,527.147, 502, 200. 0044. 832, 000. 006, 810,100.00

106, 712,474. 80192,590,073.67108, 999, 878. 96

25, 956, 516. 9867, 377,183.12

3, 760, 961.1717,120, 726. 3114, 350, 765.37

101, 552, 062. 6724,761,487.00

719,273,63175, 903, 868.9897, 456, 832.0014,890, 000.006, 457, 820. 661,161, 617. 26

66 $1,817,257,703.' 146, 471, 700. 00

44, 063,000. 004, 438, 200. 00

109,313, 635. 01189,136, 281.01117, 869, 749. 372S, 417, 511. 2669, 377,173.73

8, 525, 924, 8416, 613, 917.9317,059, 786. 57

136, 783,162. 2620, 875, 528. 00

682, 034. 93164, 326, 448.84

86, 752, 093. 0012, 945, 000.006,405,058.18

976, 737.81

17 $1,811,686,891.57"" 143, 434, 700. 00

41,681,000.003, 740, 350.00

111, 344, 480.32164,889, 765.16118, 206,354. 9128,143, 681.3370, 694,191. 3711, 902, 368.2215, 847, 602.8515,134,700.19

103,719,453.4320, 388, 807. 00

720, 462. 37171,089,458.10

84, 490, 894. 009,045, 000. 006, 276,659.401,239,867.01

Total 2,837,406, 213.9312, 904, 922,517 45 2, 937, 976, 370.24 2, 998,290, 645. 91 2, 933, 676, 687. 23Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



18 87.

Liabilities.

Capital stock

Surplus fundUndivided profits...Nat'lbankcirculat'nState bank circulate

Dividends unpaid..

Individual depositsU. S. deposits

Dep'sU.S.dis.offic'rs

Due to national ba'ks

Due to State banksNotes re-di a countedBills payable

Total.

2,909 banks.

$555, 351, 765.00

164, 337,132. 7267, 248, 949.16

186, 231, 498. 00106,100.00

1,441,628.17

L, 224, 925, 698. 26 115, 233, 909. 944, 277,187. 61

249, 337,482.40

103,012,552.48

7, 550, 837.102, 082, 374. 21

MAY 13.

2,955 banks.

$565. 629, 068.45

167, 411, 521.0370,153, 368.11

176, 771, 539.0098, 716.00

1,977, 314. 40

L, 266, 570, 537. G717, 556, 485.93

3, 779, 735.14

2^4, 575, 545.12

102, 089, 438.63

10,132, 799. 642, 567, 953.30

AUGUST 1.

3, 014 banks .

$371, 648, 811. 00

172, 348, 398.9962, 294, 634. 02

166, 625, 658. 0098, 697. 00

2,239, 929. 46

581,1, 285, 076, 978.19,180, 712. 774, 074, 903. 62

235, 966, 622. 46

103,003, 598.14

11,125, 236. 082, 985, 987. 60

2, 581,143,115.05 2, 629, 314, 022.42J2, 637, 276,167. 72 2, 620,193, 475. 59 2, 624,186,330.55

OCTOBER 5. I DECEMBER 7.

3,049 banks.

$578, 462, 765. 00

173, 913, 440.9771, 451,167.02

167, 283, 343. 0098, 699. 00

2, 495,127. 83

3, 070 banks.

$580, 733,094.42

175,246,408.2679, 899, 218. 06

164,904,094.0098, 676. 50

1,343,963.98

., 249,477,126. 95 1, 235, 757, 941.5920, 392, 284. 03| 38, 416, 276. 874, 831, 666.14J 4, 515, 024. 05

227,491, 984.15| 223, 088,927. 85

102, 094, 625.68! 98, 809, 344. C6

17, 312, 806. 394, 888, 439.43

16,268, 247. 745,105,112.57

1 §§ 8,

Liabilities.

Capital stock

Surplus fundUndivided profits...Nat'l bank circulat'nState bank circulat'n

Dividends unpaid...

Individual deposits.U. S. deposits

Dep's U.S.dis.offic'rs

Due to national ba'ks

Due to State banks.Notes re-discounted.Bills pay able

Total .

FEBRUAKY 14.

3,077 banks .

$582,194, 263. 75

179, 533, 475. 386,930.87

159,750,193.5098, 652. 50

1, 534, 314. 51

1, 251, 957, 844. 42 155,193, 899.194, 255, 3G2. 02

241, 038, 499. 93

105, 539, 405. 53

12, 806, 722.853, 796, 739. 99

APRIL 30.

3,098 banks.

$585, 449, 487. 75

180, 053, 507.2778,196,768.91

158, 897, 572. 0094, 878. 50

1,766,496.41

L, 309, 731, 015.16 154. 691. 454.694, 789, 093= 63

237, 056, 940. 91

104, 502, 668. 21

12, 724, 238. 714, 469, 076. 04

JUNE SO.

3,120 banks.

$588, 384~018T25

183,106, 435. 7070, 296,173. 67

155, 313, 353.508% 372. 50

7,381, 894. 42

, 292, 342, 471. 28 154, 679, 643.933, 690, 652. 65

248, 248, 440.03

109,871,372,41

13,096,119.554, 955, 068.27

2, 664, 366, 304.44 2, 732, 423,198.19 2, 731, 448, 016.16 2, 815, 751, 341. 07 2, 777, 575,799.00

OCTOBER 4.

3,140 banks.

$592, 621, 656. 04

185, 520, 564. 6877, 434, 426. 23

151, 702, 809. 5082, 354. 50

2, 378,275. 70

,350,320,801.11152,140, 562. 97

3, 993,900.51

260, 697, 968. 60

114,936, 397.15

17, 305, 750. 616, 615, 813. 47

DECEMBER 12.

3,150 banks .

$593, 848,247. 29

187,292,469.9788, 302, 639. 01

143, 549, 296. 5082, 354.50

1, 267, 9C0.19

1,331.265,617.0846, 707, 010. 384,415, 608.41

252, 291,134. 80

108, 001, 606. 46

14, 844, 303.005,707,581.41

18 8 9.

Liabilities.

Capital stock

Surplus fundUndivided profits...Nat'l bank circulat'nState bank circulat'n

Dividends unpaid...

Individual deposits .U. S. depositsDep's U.S.dis.offic'rs

Due to national ba'ksDue to State banks .

Notes re-discounted.Bills payable

FEBRUARY 26.

3,170 banks.

MAY 13.

3,206 banks .

$598, 509, 330. 70

192, 458, 759. 9076, 901, 041.65

137,210,136.5082, 347. 50

1,338,700.37

i, 354,973, 535. 80 1, 422, 042,136. 9243, 554, 480.271 42, 905, 811.224,544, 501. 55 4,136, 285.33

$599,472, 742. 88

193, 746,169.5283, 956, 827. 81

131,128,137.0081, 899.50

2, 007, 607. 72

921.

289, 753. 579.16127, 751,135.48

9, 249, 531.333, 013,127. 72

286, 204, 070. 64124, 755, 971.73

10, 340,502. 044, 083, C95.14

JULY 12.

3,239 banks.

$605, 851, 040. 50

198,911,G05.9072, 532, 956. 94

128, 887. 425. 0081, 008. 50

3,517,596.07

081,L, 442,137, 979.43, 247, 804.173, 451,189.34

295, 841,107.17131, 383, 466. 80

10,133,196.244, 019, 334. 53

Total 2, 837,406, 213.93|2,904,922,517.45 2, 037, 976, 370. 24 2, 098,290,645.91 2,933, 076,687. 23

SEPTEMBER 30.

3,290 banks.

DECEMBER 11.

3, 326 banks.

$612, 584, 095. 00

197, 394, 760. 5584,866, 869.13

128,450, 600.0080, 410. 50

3, 600, 054.96

, 475, 467, 560. 3741, 588, 613. 71

4, 936, 644. 66

293, 015,192. 86132, 327, 094. 47

16, 782,511.367,196, 238.34

$617, 840,164. 67

198, 508, 794.1497, 050, 091. 86

126,039,541.3081, 006.50

1, 289, 651.13

1,436,402,685.6539,224, 588. 514,672. 950.14

267,159, 449. 09123,713,409,48

15, 723, 378.115, 970, 976. 65




1§9O.

Resources.

Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand.Other stocks and b'dsDue from res've agt 'sDue from nat ' l bank*Due from State banksReal estate, etcCurrent expenses . . .

* Premiums paidCash itemsClear'g-house exc'gsCl'g-houseloan cert 'sBills of other banksFractional currency.SpecieLegal-tender notes. .U. S. cert's of deposit5% fund with Treas.Due from U; S. Treas.

FEBRUARY 28.

3,383 banks.

MAY 17.

3,438 banks .

$1,844,978,433.00142,531,500.00

31, 620, 000. 005, 870, 550.00

116,848,501.23188,064, 131. "93114,379,065.00

28, 800, 812. 2172, 5G6, 724.919, 038,138. 73

14. 735, 693.9515,187, 240.17

112,613,788.35

00 $1

21, 318, 480.00807,162.57

181.546,137.8086,551,002.00

8, 830 000. 006, 191, 888.87

855,119. 70

1,901,107,351.113, 790, 900. 00

29, 893, 000. 005, 591, 800. 00

117,051,244,07183,206, 306. 36113, 600, 039.35

28, 345, 930.6774,211,949.999,916,955. 10

14, 450, 752. 2115, 443, 751. 6568,428,149.94

19, 813, 670. 00746,199. 91

178,165,494.4388, 088, 992.008,135,000.006,301,510.51

867, 223.14

JULY 18.

3,484 banks.

89 $11,933,509,332.144, 624, 750. 0029, 663, 000. 005,624, 350. 00

116, 469, 536.45185, 821, 768. 04112, 207, 068.3527, 311, 955. 0775,657, 886. 824, 257, 598. 2714, 316, 075. 03L3, 875, 200. 3488, 237, 944.43

21,184, 428. 00793, 646.45

178, 604, 063.5692, 480,469. 009, 825, 000.006,305,121.1, 001, 631. 02

OCTOBER 2.

3,540 banks.

13 $11,986,038,320.139, 969, 050.00

28, 386, 500. 002, 297, 500.00

115, 528, 951. 02189.451, 786.49118; 289, 612.46

28, 485, 223. 3276, 835, 316.029, 099, 402.20

14, 248, 488.1017,201,819.17

106, 767,176. 06

18, 492, 392.00766, 846.68

195, 908, 858.8480, 604, 731. 006,155. 000. 006,123, 597. 88

816,923.48

Total |3, 003, 334, 970.28 3, 010, 216, 220. 33 3, 061, 770, 825. 70 3,141,487,494. 85 3, 046,938, 825.59

DECEMBER 19.

3,573 banks.

1,932,393,206.08139,688, 150.00

27, 858, 500.002, 075, 600. 00

116, 609, 301. 40160, 220, 682. 79111, 573,147. 08

28, 434, 882.7978, 060, 490.1313, 434, 642. 4414, 568, 760.0315, 057, 481. 8488, 818, 299.1113, 395, 249. 0018, 832, 221. 00

755,021.82190,063,006.20

82. 177,126. 005,760, OuO. 006, 069,110. 841,093, 947.04

1891.

Resources.

Loans and discountsBonds for circulationBonds tor deposits . .U. S. bonds on handOther stocks and bd'sDue fromres'veugt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash i tems.Clear'g-house exc'gsCl'g-houseloan cert 'sBills of other banks .Fractional CurrencySpecieLegal-tender no t e s . .TJ. S. certs of deposit5%fund with Treas.Due from U. S. Treas.

FEBRUARY 26.

3,601 banks.

$1,927,654,559.80 $1140,183,450.00

27, 904, 500. 003, 466, 250.00

121,099,034.59182,645,602.94110, 850, 874. 53

27, 955, 862.7779, 096, 556. 48

8, 396, 041. 9314, 491, 627. 0513,349, 234. 6677,828,113.56

610, COO. 0019, 076, 085. 00

864,742.88201, 240, 362. 82

89, 400, 399. 0011, 655, 000. 006,133, 544.121,100,310.17

MAY 4.

3,633 banks.

JULY 9.

3,652 banks.

,969,846,379. 67 $1140,498,400.00

27, 934, 500. 003, 768, 850. 00

122, 333, 707. 66180,004,721.63112, 500, 098. 73

28, 172, 653.2380, 874, 918. 5811, 405, 934. 0414, 960, 592.4817, 602, 457. 69

126, 447, 384.31120, 000. 00

20,450, 257. 00830,198.62

194,939,411.3190, 375, 249. 0011,515,000.006,158, 9G0. 87

729, 226. 35

21,418, 977.863,181.

190, 769, 537.100,399,811.

18, 845, 000.6,129, 840.1,155, 473.

Total 3, 065, 002,152. 30 3,167,494, 901.17|3,113, 415, 253. 79 3,213, 080, 271.02 3, 237. 866,210.07

SEPTEMBER 25.

3,677 banks.

,963,704,948. 07 $2,005,463,205.93 $2,001,032,625. 05142, 586, 400. 00 150, 035, 600. 00 153, 838, 200. 0025,150, 500. 00 20, 432,500. 00 19,186, 500. 00

4, 963, 650. 00 4,439, 450. 00 4, 279,750. 00122, 347,244. 98 125,179,076. 40 128, 440, 959. 39175, 591, 085. 51 193, 990, 323. 44 196, 319, 537.81114, 471, 803. 70 115,196, 682. 26 124, 827, 315. 2527,742,727.64 29,471,898.95 32,425,379.3981, 919,491. 00 83, 270,122. 08 84, 049, 386. 90

4, 624, 889.19 9, 879, 231.42 13, 279,136.7914, 351, 727.16 14, 705, 700. 70 14, 695, 279. 9616, 073, 092.99 13, 272, 545.10 17, 939, 023. 0480, 305,873. 21 122, 039, 882.10 108, 243, 483. 92

19, 991,167.00867, 462. 37

183, 515, 075. 9197, 615, 608. 0015, 720, 000.00

6, 536, 931. 511,457, 807.85

DECEMBER 2.

3,692 banks.

20, 225,104. 00837,175. 54

207, 898, 034. 7593, 854, 354. 008, 765, 000.006,682,280.101, 047, 684.18

1892.

Resources.

Loans and discountsBonds for circulationBonds for depositTJ. S. bonds on handOther stocks and bondsDue from reserve agentsDue from national banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsClearing-house exchanges ...Bills of other banksFractional currencySpecieLegal-tender notesTJ. S. certificates of deposit ..5% fund with TreasurerDue from TJ. S. Treasurer ...

Total

MARCH 1.

3,711 banks.

12,058,925,167.12158,109, 300. 00

17, 416, 500. 004,638,190.00

138, 055, 947. 09256, 750, 998.13131, 258, 888.4532,171,053.9685,126,961.7410,340,571.2914.405,799.7417,644,105.99

129,515,655.3419,765,178.00

924, 866 86230,147,968.28

99, 445, 735. 0021,080,000.006, 898,132. 041, 051, 339. 53

3,436, 672, 358. 56

MAY 17.

3,734 banks.

$2,108, 060, 340. 54160, 634, 550. 00

16, 386, 000. 005, 412, 000. 00

144 058, 062. 77250, 249, 071. 26130,124,510. 01

32, 006,102. 9986, 562, 679. 3111,574, 071.4114, 390, 888.4315, 036, 575.8699, 954,483.1722, 014, 231. 00

924, 375. 50239, 044,108.15107, 981, 402.00

26, 405, 000. 006, 990, 517. 09

926,158.95

3, 479, 035,128.44

JULY 12.

3,759 banks.

$2,127, 757,191. 30101,939,800.00

15, 447, 000. 004, 854, 600. 00

151,125, 823.17252, 473, 640.18137,125,158.05

33, 497, 034.8786,678,315.56

4, 567,100.0213, 997, 560. 5416,849,439.4690, 364, 300.1921,325,840.00

939, 382.87229,320,480.41113,915,016.0023,115,000.007,092,591.941, 409, 312.15

3, 493, 794, 586. 71

SEPTEMBER 30.

3,773 banks.

$2,171,041,088.11163, 275, 300. 00

15, 282, 000. 004, 882, 250. 00

154,535,514.54236, 434, 330. 89140,516, 353. 09

32, 572, 735.5187, 861, 911. 8610,317,125.2314, 029, 616.4317, 705, 961. 31

105,522,711.8119, 557, 474. 00

934, 64-f. 37209,116,378.69104, 267, 945. 0013,995,000.007,139, 564.691,106, 987. 93



BANKS PROM OCTOBER, 1853, TO OCTOBER, 1892—Continued.

189O.

Liabilities.

Capital stock

Surplus fundUndivided profits..

Nat'l-bank circul'nState bank circul'n

Dividends unpaid..

Individual depositsU. S. depositsDep'sU.S.dis.offic's

Due to nat'l banks.Due to State banks.Notes and bills re-

discountedBills payableCl'g-house loan c't's

Total

FEBRUARY 28.

3,383 banks.

$626, 598, 200. 00

204, 433, 604.1985, 753, 976. 34

123, 862, 282. 0081, 003. 50

1, 612, 499. 50

MAY 17.

3,438 banks .

$635, 055, 276. 09

207,136,196.1394, 049, 477. 44

125, 791, 910. 0077, 352. 50

1, 766, 523. 94

1, 479, 986, 027.48J1, 480, 474, 472.28,194,911.44j 27,047,519.80

321

4, 277, 638.17 3, 672, 054. 34

297, 098, 933.4l| 281, 994, 358.12137, 067, 285. 29| 132, 465, 337.41

13, 419, 992. 957, 265, 719. 29

10,371,343.293, 997, 265. 6

JULY 18.

3,484 banks.

$642, 073, 676. 00

01212, 614, 661. (79, 854, 737.1

126, 323, 880. C77, 335.1

2, 844, 708. 73

:, 521, 745, 665.27,025,610.

3, 552, 392.

288, 296, 836.135,305,641.

15, 027, 632.7, 028, 049.

23 1,3828

OCTOBER 2.

3,540 banks.

$650, 447, 235. 00

213, 563, 895.97, 006, 635.

122, 928, 084.77, 333.

2, 876, 836. 34

L, 564, 845,174.25, 118,559.4,229,511.

285, 081, 259.141, 350, 726.

23, 660, 329.10, 301, 913.

DECKM15ER 19.

3,573 banks.

$657, 877, 225. 00

214,965,633.07111,772,985.42

123, 038, 785. 5077, 328. 50

1,167, 262. 71

67 1,485,095,855.7039| 24, 922, 203. 36421 4,456,472.43

I25! 253,082,126.3221 i 121,438,255.50

511 25,598,405.7254J 11,501,225.76.. 11,945,000.00

3, 003, 334, 970.28; 3, 010, 216, 220. 33 3,001, 770, 825. 70 3,141, 487, 494. 85J3, 046, 938, 825. 59

1891.

Liabilities.

Capital stock

Surplus fundUndivided profits..

Nat'1-bank circul'nState-bank circul'n

Dividends unpaid..Individual depositsU. S. depositsDap's U.S.dis.offie'sDue to nat'l banks.Due to State banks.Notes and bills re-

discountedBills payableLiabilities other

than those abovest ated

Cl'g-house loan c't's

FEBRUARY 26.

3,601 banks.

$662, 518, 459.15

220,515,678.7095, 972, 506. 90

123,112, 529. 0076, 700. 50

1,338,745.251,483,450,033.17 1,

24,923,402.244, 323, 333, 50

280, 514, 008. 37142,324, 868. 94

17, 330, 630. 557, 456, 781. 57

MAY 4.

3,633 banks.

$667, 787, 406.15

222,491, 983. 46101,502,654.60

123, 447, 633. 0074,117. 50

2,104,185. £

3,652 b a n k s .

$672, 903,597.45

227,199, 041. 4687,448,472.14

123, 915, 643. 0074,138. 50

4, 645, 261. 20 1,453,735.58, 575' 506| 099.18 1,535 058J 568. 73 1, 588, 318. 081. 37 124,411,600.10 21,523,185.64 15,700,672.404, 781, 045. 7 5 4, 387, 991. 08 4, 560, 600. 33

" - 288,570,703.96142, 018, 070. 06

16,604,735.21 19,719,695.08 21,981,952.568, 482, 342.63 8, 067, 812. 8d 10, 778, 944.87

277, 500, 322. 78 270, 744, 474. 60142, 455, 7G8. 771 137, 727, 372. 05

1,144, 416. 46 285, 000. 00 .

Total 3, 065, 002,152. 30|3,167, 494, 901.17 3,113,415, 253.79 3,213, 080, 271. 02J3, 237, 866, 210. 07

SEPTEMBER 25.

3.677 b a n k s .

$677, 426, 870. 25

227, 576, 485. 91103, 284, 673.73

131, 323, 301. 5074,118. 50

DECEMBER 2.

3,692 banks.

$677, 356, 927.00

228,221,530.31108,116, 263. 56

134, 792, 873. 2574,118. 50

1. 503, 539. 69L, 602, 052, 706.59

14 478, 542.913, 955, 227.37

292, 480, 956.07149, 334, 721. 20

16, 325, 642.897, 994, 514.30

1,178, 586. 43

1892.

Liabilities.

Capital stock


National-bank circulation..State-bank circulation

Dividends unpaidIndividual depositsU. S. depositsDeposits U. S. disbursing

officers

Due to national banksDue to State banksNotes and bills redisconntedBills payableLiabilities other than those

above stated

Total

MARCH 1.

3,711 banks.

$679, 970,110. 00

234, 069, 984. 3496, 574, 522. 85

137,627,107.2575, 097. 50

1, 470, 937. 981,702,240,957.68

12, 757, 046. 94

3, 806, 323. 51

372, 985, 405.11181,688,074.58

8, 517, 205. 363, 876, 404. 20

1,013,181.26

3, 436, 672, 358. 56

MAY 17.

3,734 banks.

$682,232,158.00

235,192,004.95103,376,029.20

140, 052, 343. 5071, 507. 50

1,657,310.341, 743, 787, 545.10

11, 911, 030. 77

3, 625,107.19

361, 593,119. 06181, 538, 222. 87

9, 090, 080. 273, 816,163. 49

1, 092, 506. 20

3,479,035,128.44

JULY 12.

3,759 banks.

$684, 678,203.25

238,239, 970. 9488, 227, 388. 88

141, 061, 533. 0075, 076. 50

3, 904, 292. 831, 753, 339, 679. 86

10, 823, 973. 08

3, 356, 091.88

367,143, 324. 53188, 083, 254.94

9,181,650.144,581,163.01

498, 983. 87

3, 493, 794, 588. 71

SEPTEMBER 30.

3,773 banks.

$686,573,015.00

238, 871, 424. 84101, 65^ 754.06

143, 423, 298. 0075, 076. 50

3, 888, 865. 781, 765, 422, 983. 63

9, 828,144.24

4, 044, 734.04

352, 046,184. 05178, 607, 018. 3417,132,487. 7 L6, 549,163. 65

1,979,746. 97

3,510,094,897.46


A SUMMARY

OF THE

STATE AND CONDITION

OF

THE NATIONAL BANKSON

MAKCII 1, MAY 17, JULY 12, AND SEPTEMBER 30, 1892.

Anasigtul by States, Territories, and Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city therein.

347



ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891,

MAINE.

Resources.

Loans and discountsBondsfor circulation.Bonds for deposits ..U. S. bonds on hand..Dtherstocks and b'dsDue from res' ve ag'tsDnefrom nat'l banksDue from State banksBanking house, etc..Real estate, etc . . . . .Current expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.Specie —Legal-tender notes ..TJ S. cert's of deposit5%fundwithTreas.Due from TJ. S.Treas.

Total

DECEMBER 2.

79 banks.

$21,869,271.673, 823, 900. 00

190, 000. 00

1, 314, 076. 581, 971, 427. 50

811, 789. 9328,162.14

588, 829. 9725, 723. 9681,254.30

138, 318. 08264, 960. 84115, 997. 00345, 928. 00

6, 566, 07933, 057. 23300, 407. 00

164, 269. 255, 395. 00

32,979, 334.64

MARCH 1.

79 banks.

$20, 473,441. 383, 823, 900. 00

190, 000.00

1, 767, 767.402,743,805.63

623, 822. 2221,605.87

590, 349. 8424, 983.9656, 662. 98

133, 411. 82220, 7.10. 05115, 8 L3. 60303, 858. 00

7, 230. 50947, 740.69251,135. 00

166. 625. 2511,450.00

32,474,374.19

MAY 17.

79 banks.

$20, 845, 308,163, 823, 900. 00

190,000,00

1,881,691.412, 238,179. 71

753, 370.9548, 513.32

590, 269.4324, 783. 9669,441.09

133, 939. 39177,644.11

81, 278. 71288, 763. 00

6, 400. 51961, 739.46259, 491. 00

168, 785. 256, 480.00

32, 549, 979 46

JULY 12.

79 banks.

$21,284,982.153, 823, 900. 00

180, 000. 00

I, 934, 786. 992, 720, 204.90

672, 463. 0135, 932.67

572, 724. 2723, 883. 9621,431.14

121,829.32210,195. 51140,125.12313, 679. 00

6, 216.98971,801.75274, 469. 00

170,215.2513, 370, 00

33, 492, 211. 02

SEPTEMBER 30.

81 bauks .

$21,724,110.013, 848, 900. 00

180, 000. 00500. 00

1, 954, 623. 332, 769,676.80

785, 099. 0558, 038.08

592, 828. 0523, 893.9666, 870. 09

123, 854. 63215,016.51104, 302. 00306, 990. 00

5, 507. 271,013,351.15

278, 059. 00

108,210.2512, 659. 79

34,232,495.97

NEW HAMPSHIRE,

Lon n s an d d i scountsBonds foi circulation.Bonds for deposits...U. S. bonds on hand .Otlierstocks and b'dsDae from res've ag'tsDue from nat'l banksDue from StatebanksBanking house, etc..Real estate, etcCurrent expenses ...Premiums paidCash itemsClear'g-houseexeh'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'sof deposit.5% fund with Treas.Due from TL S.Treas.

Total

51 banks .

$11, 880, 319. 332, 812, 000. 00

300, 000. 00100. 00

2, 030, 535. 971,742, 928.49

463, 572. 0225, 248. 03

246,714.047,956.19

69, 824.16117, 475. 00183,077.82

204, 048.008, 960. 52

503, 992. 84192, 812. 00

125, 719. 756, 260. 50

20, 921, 544. 66

52 banks .

$11, 220, 253. 672, 837, 000.00

225, 000. 00100. 00

2, 047, 306 861,653,377.12

239, 456. 2147, 809. 62

246, 274. 468,321.70

44, 279. 80108, 650.00161, 761. 88

236, 042.009, 465. 29

472, 252.43173,291.00

126,539. 7543.85

19, 857, 225.64

52 banks.

$11,290,701.102, 749, 500.00

225, 000. 00100. 00

2,169, 406. 911, 777, 094. 42

245, 982. 0836,612.68

264, 069. 088, 836. 35

63, 039. 38104,271.87163, 436. 38

224, 785. 007, 736. 94

499, 287. 98175, 295.00

120, 407. 5050.00

20,125,612.65

53 banks.

$11,576,931.542, 762,000.00

225, 000.00100.00

2,217,658.541,938,411.74

300, 091. 0355, 727. 60

267, 555. 7619, 989. 4629, 621.35

105, 412.38142, 478.23

239, 507. 007, 543. 00

485, 491. 26183, 426. 00

123 689. 502, 550. 00

20, 683,184. 39

54 banks .

$11, 842, 854. 522, 913, 000. 00

175, 000. 0015, 100. 00

2, 242, 668. 041, 779, 620.22

340, 643.49 !44, 246. 87

262,438.12 >37, 763. 9965. 708. 62

124; 703. 08166,903.42

227, 487. 007,122.13

548, 705. 66182, 915. 00

128, 715.0011, 320. 00

21,116, 915.16

V ERMONT.

Loans and discountsBonds for circulationBonds for deposits...IT. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from StatebanksBanking house, etc ..Real estate, etcCurrent expenses . . .Preminras paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal tender notes ..TJ. S. cert'sofdeposit.5% fund with Treas.Due from IJ. S.Treas

Total 21,475,857.17

50 banks .

$14,212,346.722, 947, 500. 00

159, 500. 0019, 8oO. 00

915,112. 561, 323, 794. 79

420, 095. 8336, 012. 21

209, 490. 4275,716.3362, 822.89

118.040.4792, 974.12

83, 631. 006,158.12

462, 582.91218, 613. 00

111, 595. 8020.00

50 banks .

$13,824,772.262, 957, 500. 00

159, 500. 0019, 850. 00

833, 380.101, 590, 329.29

309,172. 37-56, 080.20

' 217, 490.4273, 395. 8732, 032. 83

111,570.1382,485. 93

77,841.006, 938. 79

473, 834. 36229, 796- 00

10, 000. 00107, 767. 50

500. 00

21,174, 237.05

49 banks .

$13,870,313.502, 945, 000. 00

50, 000.00125, 250. 00912,034.75

1, 817, 964. 59320,647.0124, 404.17

216,990.4273, 052. 3165,157. 56

109,742.1582, 671. 41

86, 355. 005, 767.75

459, 358. 89279, 580. 0010, 000. 00

11(5, 255. 001, 690. 00

21,572,234.51

49 banks.$14,114,114.91

2, 945, 000. 0050, 000, 00

125, 750. 00927, 773. 02

2, 276,121.79317,497. 5635,158. 70

215,610.1159,172. 518,349.18

104, 960. 7972, 729.40

110,123. 006, 678. 31

480, 799. 76293, 201. 00

118, 285. 007, 750. 00

22, 269, 075.04

49 banks .

$14,262,259.863, 050, 000. 00

50, 000. 00145,600.00882, 667.17

1, 746, 515.11342, 992. 98

25, 367. 82215, 610.1154, 847. 2642,311.36

116, 653. 6668, 111. 52

100, 786. 005, 890. 22

505, 625. 60276,175. 00

117, 647.50

22, 009, 061.26Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


ARRANGED BY STATES AND RESERVE CITIES.

MAINE.

349

Liabilities.

Capital stock


Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.officers

Due to national bank?Due to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total...

DECEMBER 2.

79 banks.

$10, 980, 000. 00

2, 689;--452. 951,731,515.57

3,372,018.00

35, 879. 69

12,485,182.0875, 732. 9097, 258.22

508, 222.66210,554.24

89,701.33682, 197.58

21, 019.42

32, 979, 334. 64

MARCH 1.

79 banks.

$11, 002, 500. 00

2, 677, 271. 291,589, 154.78

3, 349, 498. 00

45, 518. 52

12,279,281.89105, 197. 0776, 602. 89

428, 349. 24200,197. 72

36, 505.81624, 236 98

32, 474, 374. 19

MAY 17.

79 banks.

$11,010,000.00

2, 665, 903. 341, 676,447.78

3, 395, 203. 00

45, 037.54

12,038,071.4998, 998.1379, 855. 07

602,182.06258, 993. 71

44, 908. 68611,826. 1822,492.48

32, 549, 979. 46

JULY 12.

79 banks.

$11, 0J0, 000.00

2, 682, 933. 601,451,104.90

3, 395, 313. 00

110,389.43

13,056,203.1193, 074. 0064,169. 88

647, 327.18264,915.28

53, 320. 26640, 203. 4622,656.86

33, 492, 211. 02

SEPTEMBER 30.

81 banks.$11,090,000.00

2, 690,133. 601, 599, 756.55

3, 402, 263. 00

80, 925.97

13, 544,166.2864, 588. 71

107, 479. 74

720, 809. 87300, 039. 58

63, 918. 71545,500.192-\ 913.77

34,232,495.97

NEW HAMPSHIRE.

Capital stock


Nat'1-bank circulationState-bajik circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'ts if. S.dis. officers


Notes rediscounted . .Uills payableOther liabilities

Total

51 banks.

$6, 205, 000. 00

1,607,198.13819,461.53

2, 479, 585. 006, 828. 00

22, 385.78

8,260,192.85189, 471. 72111,488.10

760, 728. 87400, 939. 62

57, 365. 06900. 00

20, 921, 541 66

52 banks.

$6,130, 000. 00

1, 593, 763. 26736, 474. 83

2,482, 945. 006, 828. 00

22, 883. 21

7, 441, 587.1699,155.23

121, 315. 67

676, 466. 31455, 935. 98

89, 870. 99

19, 857, 225. 64

52 banks.

$6, 180, 000.00

1, 570, 021. 67793, 636. 71

2, 433,180. 006, 828. 00

26, 938. 40

7, 588, 943. 02175,248.3455, 592. 41

792, 305. 29406, 553. 60

71, 685. 2124, 680. 00

20,125, 612. 65

53 banks.

$6, 217, 500. 00

1, 572, 016. 78683, 732.47

2, 445, 380. 006, 828. 00

56, 376. 91

7, 995, 896. 72107, 378. 35114, 814. 55

918,478.814S2,188. 67

47,143.1335, 450. 00

20, 683,184. 39

54 banks.

$6, 272, 500. 00

1, 571,166. 78802, 967. 53

2, 549,160. 006, 828. 00

30, 523. 53

8, 355, 238. 0090, 089. 2381, 026. 91

911, 550. 93368, 279.03

42, 500.1235, 000. 00

85.10

21,116,915.16

VERMONT.

Capital stock



Dividends unpaid


Due to national banksDue to State banks...


Total

50 banks.

$7, 210, 000. 00

1,811,710.001,051,985.91

2,621,265.00

7, 098.42

7,975,061.9893, 385.484, 645. 09

451, 923. 30201, G70.80

37, 111. 1910, 000. 00

21, 475, 857.17

50 banks.

$7,210,000.00

1,873,600.00832,190. 03

2, 600, 255. 00

14, 572.94

8, C09, 475. 7692,541.825, 624. 81

377, 007. 82137, 968. 87

11,000.0010, 000. 00

21, 174,237.05

49 banks.

$7,160, 000. 00

1, 863, 600. 00982,511.45

2, 611, 470. 00

7, 443. 35

8,227, 410. 9445, 651. 21

4, 274.12

500, 729. 59146, 395. 80

12, 748. 0510, 000. 00

21, 572, 234. 51

49 banks .

$7,160, 000. 00

1, 872, 450. 00768, 365. 60

2, 599, 740. 00

51, 808.14

9, 074,162.1441, 3U5.14

2, 685.14

503. 003. 80172, 079.73

10,000.0010, 000. 003, 475. 35

22, 269, 075.04

49 banks.

$7,160, 000. 00

1, 864, 900. 00895,147. 32

2, 644, 015. 00

15, 939.33

8, 766, 375. 9040,107.372,896.87

13, 256. 21453, 073. 57

125, 349. 6918,000.0010, 000. 00



ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED

MASSACHUSETTS.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand . .Other stocks and b'dsDue from res've ag'tsDue from nat ' l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch' gsBills of other banks . .Fractioual currency-Specie -Legal-tender notes . .IT. S. cert 's of deposit.5 % fund with Treas -Due from XT. S. Treas.

Total

DECEMBER 2.

207 banks.

$105,148,122.3815, 562, 450. 00

200, 000.0020, 250. 00

5, 563, 325. 8011, 469, 654. 781, 370, 851. 67

139, 489.172, 848, 688. 69

246, 776. 88581,667.73908, 050. 61994, 033. 28114, 986. 02

1, 097, 267. 0065, 430. 90

3,797, 770. 371,626, 442.00

195, 000. 00678, 519.7535,160.67

152, 663, 937. 60

MARCH 1.

209 banks.

$106, 058, 585. 9615, 916, 450. 00

110, 000.0017,4J00.00

5, 792, 740. 0013, 058, 459. 78

1, 383,147.97141, 425.16

2, 873, 519. 55216, 818. 99609,584.44933, 328. 95890, 052. 95110,166.19893, 944. 0057, 551. 67

3, 782, 551. 881, 532, 633. 00

210, 000. 00711,220.2529, 685. 00

155.329, 065. 74

MAY 17.

209 banks.

$107, 869, 393.2716,194, 950. 00

100, 000. 0012, 200.00

6,132, 290. 9713, 446, 699.721,251,196. 94

121, 481. 282,902,192.26

259,712.03276, 966, 28939, 416. 90835,128.9192,113. 27

1,055,716.0050, 685. 78

3,887,150.651,7C5, 485. 00

175, 000. 00705, 405. 2527, 600. 00

158, 090, 789.61

JULY 12.

213 banks.

$108, 881, 931.2416, 407, 450. 00

• 100, 000.0013, 200. 00

6, 613, 039.7113, 614, 259.911, 324, 213. t*9

166, 970. 752, 895, 245. 93

220, 487. 01288, 474.10961,162. 38781, 208. 06124, £57. 25

1,131, 601. 0050, 905. 83

4, 091, 644. 642, 052, 884. 00

175,000.00718,174. 2542, 210. 00

160, 554, 919.75

SEPTEMBER 30.

213 banks.

$112,104. 450. 2816, 610, 450. 00

100, 000.00' 47, 800. 00

6, 868, 524. 5611, 017, 668. 481, 307, 926. 24

339,147.712, 970, 388. 82

214, 624. 21342, 949. 07953, 510. 50943, 270. 59106,618.19939, 921. 0055, 040. 48

4,056.494,982, 050, 681. 00, 175,000.00

728, 313. 2554, 525.00

161, 787, 304.36

CITY OP BOSTON.

Loans and discountsBonds for circulationBonds for deposits...U. S. bonds on handOther stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc ..Real estate, etc ,Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..V S. cert's of deposit.5% fund with Treas .Due from TJ. S. Treas

Total

55 banks.

$147, 323, 811.154, 725, 000. 00

315, 000. 00

4, 446. 232. 7422,564,193. 8212,702, 949.98

461, 907. 312, 630, 063. 32

141, 478. 96629, 889. 99503, 338.40348, 013. 79

10, 621, 723. 56906, 289. 0020, 644. 07

10,730,290.574, 564, 356. 00

845, 000. 00212, 596.15120, 724. 23

224,813,503.04

55 banks.

$152,165,177.804, 975, 000. 00

315, 000. 00

5. 244, 580. 8725, 462, 294. 7911,827, 597. 31

692,518.182, 635, 143. 61

178,586.111,132,111.18

573, 309. 09322, 884. 32

11, 979, 014. 33626, 022. 0018,604. 51

11,216,196.724, 317, 376. 00

925, 000. 00219, 375. 0075, 630.00

234, 901,421.82

55 banks.

$156,702,142.615, 425, 000. 00

315, 000. 00355, 800.00

6, 393, 836. 4728,129, 300. 7512,887, 360. 52

644,691.432, 631, 316. 44

201,008.84256, 960. 55640, 725.42221,027.29

10,116,358.77718,291.00

14, 719.1712,658,318.475,122, 268. 00

275,000.00224, 661. 00118, 000. 00

244, 051, 786. 73

55 banks.

$161, 213, 462. 035, 575, 000. 00

315, 000. 00300, 800.00

6,086,418.8923,213,812.1613, 281, 073. 93

806, 043. 622, 640, 038. 79

208, 383.16542, 878. 52648, 481.17427, 272.80

10, 280, 298. 63800, 912. 00

16, 809. 7212, 545,193. 675, 649, 067. 00

205, 000.00249, 747. 50191, 710. 00

245,197,403. 59

55 banks.

$154, 048, 231. 52-5, 610, 000.00

2 6 \ 000. 00252, 350.00

5, 948, 339.3820, 638, 389. 4114, 682, 268. 84

438, 609. 712, 738, 504.41

20;, 157. 9167, 952. 03

62 i, 180.14672, 943.18

11, 534, 977. 51621,410.0018, 399. 67

10, 760, 298. 555, 046, 808.00

435, 000. 00250, 872. 50125, 620. 00

234, 985, 372. 76

RHODE ISLAND.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts -Due from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsDlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5% fund with Treas.Due from U. S .Treas

Total

59 banks.$36,878,215.79

5,436, 250. 00125, 000.00330, 250. 00

2, 019, 844. 382,624, 875. 791,263,796.44

219,612.80911, 550.28149,809.12122,967.80587,352.15151,910.82386, 295. 30376,601.00

16, 696. 731, 010, 907. 83

597, 452. 00

220,817.7527, 702.50

53, 457,908. 48

59 banks.

$35, 632, 223.986,191, 250. 00

125,000.001, 750. 00

2,102,641.203, 908, 816. 581,024, 223.23

65,156.98920,743.87161,402.16102, 319 27675, 867. 03156, 277.60423, 356. 02250, 630. 0019,071.34

980, 837.46549,155. 00

265,381.2528, 481. 75

53,58' 584.72

69 banks.

$37, 223,103. 226,191,250.00

125, 000. 001, 950. 00

2, 227, 698. 483, 567, 552. 84

955, mo. 6180, 330.14

924,340.60174, 463. 58107, 209.14658, 880. 94136, 009. 51434, 037. 31339, 487.00

19,308.621, 028, 600. 07

622,140.00

270,578.7521, 640. 00

55,109, 545. 81

59 banks.

$37,231,046.916,217,250.00

100, 000. 0050. 00

2, 449, 236. 423,815,444.381,194, 300. 87

100, 842. 25934, 766. 21258, 518.5673, 226.32

647, 794.63180, 843. 66348,001.59386, 618. 00

17, 952.361, 013, 768.12

653, 017. 00

279,731.2521, 997. 50

55, 924, 406. 03

59 banks.

$37,144, 568. 026,242.250J0

100, 000. 0050.00

2, 433, 334. 043, 214, 747. 221,103, 969.62

334, 731. 91937, 580.16267,525.07102,160. 99645, 984. 63161, 872. 80373, 032.13244,556. 0014, 858. 62

999, 854,10581, 748. 00

280, 856. 2531, 377. 50

55, 215, 057. 06


REPORT OF THE COMPTROLLER OF THE CURRENCY.. 351

BY STATES AND RESERVE CITIES—Continued

MASSACHUSETTS.

Liabilities.

Capital stock



Dividends unpaid

Individual deposits -.U. S. depositsDep'ts U.S.dis.oliicers


Notes rediscounted..Bills pay able0 th er liabilities

Total

DECEMBER 2.

207 banks.

$15,517,500.00

15,371,975.395, 658, 027. 87

13, 758, 244. 50

109, 538. 79

67, 979, 960. 67187, 743. 68

5, 800. 71

2,045,165.24363, 258.13

614, 140.33450, 010. 50

2, 565. 79

152,663,937.60

MARCH 1.

209 banks.

$45, 002, 500. 00

15,354,425.396, 201, 308. 94

14, 078, 859. 50

85, 473. 04

70, 676,469. 38102, 195. 03

6, 870. 40

'2,076,810.55309, 930. 35

404, 634. 88429, 588.28

155, 329, 065.74

MAY 17.

209 banks.

$45, 617, 500. 00

15, 424,457. 305, 394, 767.78

14,183, 574. 50

128,176. 68

73, 316, 610.1794 932.40

4, 866.15

2, 783, 808. 51495, 626. 03

328, 906.00316, 339. 91

1,224. 08

158, 090, 789. 51

JULY 12.

213 banks.$45, 942, 500. 00

15, 470, 357. 305,541,021.86

14, 410, 749.50

197, 883.53

75,085,431 0381,330.476, 238. 50

2, 806, 996. 56513, 748. 64

131, 303. 86367, 358. 50

160, 554, 919. 75

SEPTEMBER 30.

213 banks.

$46,130, 700. 00

15, 535, 565. 675, 296, 834. 62

14,726,034.50

790,627. 49

75,144, 584. 4576, 970, 842,155.78

3,114, 919. 81315, 562. 05

154, 827. 95340, 761. 58157, 759. 62

161, 787, 304. 35

Capital stock



Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.oflicers


Notes rediscounted..Bills payableO ther liabili Lies

Total

CITY OP BOSTON.55 banks .

$52, 400, 000. 00

13,924,914.805,371,051.49

4, 229, 830. 00

42, 480. 49

104, 800, 334. 85209, 089. 32100, 405. 90

31,420,423.4511,837,963.02

411,000.00

224,813,503.04

55 banks.

$52, 400, 000. 00

13, 924, 914. 867,000, 452. 43

4, 287, 735. 00

27, 738. 96

105, 489, 763. 98194, 945. 728:', 476.12

36, 708, 298. 3014, 390, (JOG. 39

321,000.00• 13, 400. 00

234, 901,421. 82

55 banks.

$53,100, 000. 00

14, 047, 399. 775,139,129.42

4,473, 940. 00

51, 795.96

113, 437,789. 06197, 011.14

95, 751. 74

36,377.378.0516, 964, 4G0.14

17, 000. 4540, 500. 00

109, 625. 00

244, 051, 786.73'

55 banks.

$53,100, 000. 00

14, 027, 399. 776,134, 075. 00

4, 744, 590. 00

34, 360. 96

110,433,171.68214, 008. 0485,143. 26

39, 447, 092. 4816, 902, 547. 40

3,715.0071, 500. 00

245,197, 403. 59

55 banks.

$53,100, 000.00

14,331,557.744, 069, 768. 70

4, 987, 760. 00

1,205, 390. 46

104,725,915.03160, 325.1)5104, 033.54

35,461, 463. 4815, 590, 223. 52

240, 500. 00402, 435. 24

234,985, 372. 76

Capital stock


Nat'1-bank circul ationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. deposits •Dep'ts (J.S.dis. officers


Notes rediscounted..Bills payable0 tner liabilities . . . . .

Total

RHODE IS59 banks.

$20, 277, 050. 00

4,708.012.181,935,722.53

4, 717, 310. 00

94,236.98

17,729,518.0325,479.1071,119.43

£2,357,141.391, 418, 718. 24

23, 000. 00100, 000. 00

53, 457, 908.48

59 banks.

$20, 277, 050. 00

4,722,521.991,876,008.24

5,431,960,00,

75, 573.03

18,335,881.9678,413.3828, 422.15

1, 588, 551. 901,170,142. 07

53, 584, 584. 72

L AND .59 banks.

4,739,158.111,805, 303. 59

5, 4">3, 383.00

91,985.12

18, 813, 234. 9076, 006. 3940, 939. 64

2, 107,879.411, 014, 603. 65

55, 109, 545.81

59 banks.

$20, 277, 050. 00

4,680,611.401, 68 i, 876. 80

5, 520, 960. 00

158, 812. 81

19, 497, 272. 9276,812.9411,872.57

2, 062. 471. 771, 942, 739.12

5,925.64

55,924,406.03

59 banks .

$20, 277, 050.00

4, 702, 072. 641, 805, 710. 40

5, 574, 755. 00

228, 320. 89

19, 362, 890. 8123, 205. 8561, 721. 30

1,588,264.111, 580, 099. 82

10, 966. 24

55, 215, 057.06


3 5 2 - REPORT OF THE COMPTROLLER OF THE CURRENCY.


CONNECTICUT.

Kesources.

Loans and discountsBondsforcirculation.Bonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear 'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes . .TJ. S. cert's of deposit5% fund with TreasDue from TJ. S. Treas

Total

DECEMBER 2.

84 banks .

$17,826,968.555, 988, 000. 00

250, 000. 0050, 200. 00

3,997,951.174, 918, 254. 871,790,601.33

209,193.601, 576, 818. 22

200, 282. 94284,193.92494,170. 46475, 738.13229,771.31479,168. 0023,589.34

2, 459, 336.30795, 466. 00

262, 989. 2840,110. 00

72, 352, 803.22

MARCH 1.

84 banks .

$48,902,425.526,168, 000. 00

250, 000. 00115,200.00

4, 278, 564.285,446,104.252, 992, 146.11

392 409.541, 582, 750. 31

201, 347.99154,391.94487, 465.18426, 942. 43321,241.22315, 471. 0024, 446. 31

2,503,409.69706, 785. 00

2GS\ 966. 0040, 8'JO. 00

75, 578, 886. 77

MAY 17.

84 banks .

$48, 456, 075. 866,183, 000. 00

250, 000.0050, 200. 00

4,553,184.386, 975, 654. 061, 855, 603. 34

500, 746. 711, 561,155. 87

177, 884.69255,078.90493, 258.79331, 399. 90301,667.83512, 435. 0025,431.40

2, 492, 310.14761, 026.00

27a 745. 0020, 900.00

76, 032, 757. 87

JULY 12.

84 banks .

$49,131, 701.086,183, 000. 00

250, 000 0050, 200. 00

4, 673, 966. 947, 693, 697. 412, 960, 414.42

341,826.921, 576, 270. 86

174, 695. 8870,482. 86

452, 634.42420,147. 04341,189.53561,045.0024, 383. 08

2,552,413.16866, 569.00

278, 235. 0025, 080.00

78, 627, 952.60

SEPTEMBER 30.

84 banks.

$50,355, 005. 986,183, 000. 00

250, 000.0050,200.00

4,926,847.436, 831, 021.523, 520, 538. 43

400, 267.191, 592, 987. 87

188, 796. 36194, 617.78448, 366.92363, 273. 47314,436.05517, 295. 0023, 001. 06

2,417, 767; 02789.928. 00

278, 233.0030, 070. 00

79, 675, 653. 08

Loans and discountsBonds ftfr circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'tsDue from nat'lbanks.Due from State banksBanking house, e t cReal estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills oi other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas

Total

265 banks.

$99,818,651.4213, 950, 350. 00

600, 000.00389, 250. 00

8, 619, 375. 0915,080,531.092, 733, 942. 32

839, 579.402,791,257.861, 353, 680. 70

679, 735. 37781,414.77904, 189. 89163, 984. 89784,186. 0047,011.04

4, 733, 419. 812, 652, 448. 00

155, 000. 00614,106.7529, 376.1 i

157, 721, 490. 54

NEW Y264 banks.

$98, 295, 969. 7614, 138, 200.00

575, 000. 00472,100.00

8, 967,183. 7718,010,302.572, 989, 436. 031, 032,292. 452, 780, 765. 791, 390, 866. 88

419, 852. 38744, 123. 19

1, 007, 936. 43158, 35<i. 57739, 345. 0052, 807. 02

4,821,881.932, 550, 889. 00

160, 000. 00617, 944. 5038, 268. 74

159, 963, 585. 01

ORK.265 banks.

$101,711,346.9014, 238, 200. 00

575, 000.00457,150. 00

9,163, 384.6717,468,312. 132, 839, 128. 651, 055, 440. 162, 8:5, 630.481, 403, 386. 70

590, 333. 83763, 959. 52836, 239. 30151,378.00852, 565. 0052, 630. 57

5, 008, 023. 952, 784, 784. 00

160, 000. 00633. 4*2. 7522,4U0. 24

163, 582, 766.85

266 banks.

$101,620,826.3214, 288, 700. 00

525, 000. 00468, 250. 00

9, 401, 425. 6718,167,049.633, 504, 977. 031,187, 064. 252, 845,119. 651,417,132.32

184,693. 38765, 536.48997, 658.66159,188.76

1,007,516.0049, 066.90

4, 984, 455.18- 2, 886, 943. 00

160. 000. 00631,431.0026, 290. 94

165,278,325.17

266 banks .

$106,104,176. 0214. 363, 700.00

525, 000. 00445, 300. 00

10, 088, 656. 6017, 337, 302. 57

3, 991, 308.691,140,451.922,868, 282. 861, 477, 749. 08

483,841.27742,166. 38910, 822 37168, 162.55877, 568. 0048,112.86

5,200, 303. 012, 908, 987. 00

160, 000. 00636, 335. 2528, 082.64

170, 506,309.07

Loans and discountsBonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit5 % fund with Treas.Due irom TJ. S. Treas.

Total

N E

49 banks .

$308, 688, 974. 696, 854, 000. 0*01, 675. 000.001,279, 300. 00

26,146,153. 91

32, 360, 554. 595, 307, 675. 07

11, 325, 344. 891,137, 680. 361, 620.702. 91

946, 641. 963, 009,705. 57

64, 746, 474. 301, 577. 652. 00

61, 397. 3376,157,176.1623,827,151.00

990, 000. 00297,180.00319, 678. 87

568, 328, 443. 61

W YORK CITY49 banks .

$363,926, 949. 326,854, 000. 001,575,000.00

952, 050.0031, 088, 569. 51

24, 920, 956. 094, 283, 070. 74

10,996 381.021, 325, 584. 99

848, 456. 42838,811.83

3,108, 544. 0380,665,861.331,221,533.00

50, 962.1488,311,705.0627, 324, 253. 0012, 985, 000. 00

297, 180.00265, 859. 84

661, 840, 729. 22

48 banks.

$365,332, 944.676, 904. 000.001, 200, 000. 001,202,100.00

30, 211, 789. 71

28, 306, 263. 644, 363, 945.85

11, 381, 631. 921, 115, 344. 881, 292, 315. 78

769, 686. 362,407, 176.18

62,041,762.761,587,158.00

54.945.4585,198,081.1227,721,157.0014, 625, 000. 00

299, 430.00278,453. 32

646.293,186. 64

48 banks .

$353, 627,161. 826, 774, 000. 001,100, 000. 00

739, 800. 0031, 378, 290.98

30. 020, 515.684,727,921.41

11,394.548.401,131, 785.11

151.428.24629, 517. 05

3,136,198.1050, 610, 330. 661,585,401.00

54, 612. 2675, 848, 579.1437,712,299.0010, 775, 000. 00

292, 680.00478, 533.35

622,168, 602. 20

48 banks .

$344,513,018.626,709. 000. 001,100,000. 00

859, 800.0030, 224, 670. 94

30,597,526.684,136, 249.47

11, 404, 859. 441,118,664.57

885,288. 01650.671.11

3,291,472.4661, 541, 923. 971,112, 890. 00

52, 623.1362, 568. 071. 0732, 646, 245.007,915,000.00

287, 585. 00245, 291.63

601,860, 851.10


BY STATES AND RESERVE CITIES—Continued.

C O N N E C T I C U T .

Liabilities.

Capital stock

Surplus fund

Undivided profits


Dividends unpaid-..

Individual deposits...U. S. depositsDep'ts U.S.dis. officers



Total.

DECEMBER 2.

84 banks .

$23, 274, 370. 00

7,490,833.582, 982, 698. 07

5, 300, 905.004, 317. 00

52, 841. 26

30, 460,577. 80226, 868. 39

17, 576. 68

2, 069, 958. 55307, 556. 89

114, 300. 0050, 000. 00

72, 352, 803.22

MARCH 1.

84 banks .

$23, 274, 370. 00

7, 540, 375.142, 630, 766.20

5, 285,195. 004, 317. 00

76, 554. 35

33, 768,-264. 23236,711.75

9, 368. 59

2, 238, 913. 47345,638. 64

19, 642. 75140, 000. 00

8, 769, 65

75, 578, 886. 77

NEW Y

MAY 17.

84 banks .

$23, 024, 370. 00

7, 515, 955. 473,034,855.18

5, 490, 785. 004, 317. 00

32, 885. 41

33,511,463.60239, 408. 51

5, 774. 61

2, 478, 797. 88580, 294. 72

27, 874, 9085, 000. 00

975. 59

76, 032, 757.87

ORK.

JULY 12.

84 banks .

$23, 024, 370. 00

7,545,415.982,434,630.16

5,488, 355. 004,317.00

108,020.34

34,816,044.54196, 8 L6. 72

1, 650. 35

4. 240, 203. 79716,159.86

1, 956. 8650, 000. 00

SEPTEMBER 30.

84 banks .

$22, 999, 370. 00

7, 556, 335. 652, 904. 239.18

5,511,220.004, 317. 00

53,117.19

33, 558, 022. 93184, 947. 26

8, 358. 96

5,801,701.97979, 022.94

40, 000. 0075, 000. 00

78,627,952.60 , 79,675,653.08

Capital stock



Dividends unpaid

Individual deposits . .U. S. depositsDep'ts U.S.dis.officers

Due to national banksDue to State banks. . .

Notes rediscounted . .Bills payableOther liabilities

265 banks.

$32,984, 060. 00

10,132, 620. 778, 495, 367. 97

12, 337,102.5022, 334. 00

54, 810. 77

87, 868, 397. 94532, 463. 9253, 713. 69

3,099,141.481, 350, 294. 83

711,719.4646, 449. 7033, 013. 51

264 banks .

$32, 944, 060. 00

10,514,447.287, 387, 552. 97

12, 384, 857. 5022, 334.00

69, 445. 04

91, 535, 344. 33507, 806. 6958, 0'96. 00

2, 752, 385. 041, 294, 048. 83

403, 589. 4368, 610. 8620,407. 04

265 banks .

Total 157,721,490.54 159,963,585.01 163,582,766.85 165,278,325.17 170,500,309.07

$33, 044, 060. 00

10, 615, 880.818, 230, 462. 07

12, 582, 587. 5022, 334. 00

51, 987. 74

93,309,771.07500, '582. 9363,617.21

3, 296, 249. 261, 237, 6^8. 97

465, 824. 9760, 537. 7195, 382. 61

266 banks .

$33,164, 060. 00

10,847,270.597,146, 963. 84

12, 613,792. 0022, 334. 00

191, 211. 37

94,059,851.63406, 688. 6685,840. 15

4, 554, 792. 731, 306, 686. 58

778, 884. 7799, 948. 85

266 banks .

$33, 344, 060. 00

10, 8G6, 664. 597,913,827.99

12, 755, 907.0022, 334.00

52, 879. 58

97,243, 883. 75393, 492. 8162, 967. 28

5, 792, 749. 25J, 521, 427. 82

483, 713. 6614, 425. 0937, 976. 25

Capital stock


Nat11-bank circulationState-bank circulation

Dividends unpaid




Total

N E

49 banks .

$49, 600, 000. 00

37, 950,180. 5617,970, 839. 50

5, 751, 990. 0024, 328. 00

116,439.44

269, 304,112. 951, 280, 210.50

219, 012. 97

130, 615, 051. 7755, 492, 848. 73

3, 429.19

568, 328, 443. 61

W YOR49 banks.

$49, 800, 000. 00

39, 588, 276. 7315, 841, 305.44

5, 694. NO. 0024, 328. 00

197, 476. 62

301,112, 078. 001, 263, 466. 48

282, 949.87

180, 790, 947. 6067, 239, 327.78

6, 432. 70

661, 840, 729. 22

K C I T Y48 banks .

$49, 600, 000. 00

40, 238, 276. 7316,981,820.95

5, 800, 330.0024, 328.00

148, 725. 05

293, 373, 739. 60799, 000. 86242, 337. 29

170,126, 925. 6568,951,269.81

6, 432. 70

646, 293,186. 64

48 banks .

$49, 600, 000. 00

40, 531, 417. 0114, 734. 592. 09

5,

276,

163,70,

622,

051, 130. 0024, 328. 00

3(54, 255.19

524, 893. 63660, 915. 96278, 442.19

301,732.46296, 622. 86

194, 272.81

168, 602. 20

48 banks .

$49, 650, 000.

40,547,592.16, 349, 367.

00

5261

5, 761, 500. 0024, 328. 00

244, 073.

276, 804, 087.682, 731.241, 542.

149, 900, 326.61, 386, 030.

269, 271.

07

558235

3654

28

601,860, 851.10

9647—23Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



C I T Y O F A L B A N Y .

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsD ue from res'veag'ts.Due fromnat'lbanks.Due from State banksBanking house, etc...Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..TJ. S. cert's of deposit.5% fund with Treas.DuefromTT.S. Treas.

Total

DECEMBER 2.

6 banks.

$8,815,110. 43400, 000. 00

50, 000. 0050,000. 00

291,434.901,686,619.851,055,671.42

230, 549. 36298, 000. 00

20, 911. 07

24, 000. 0035,851,34

146,831.1450, 170.00

829. 21724, 840. 50361, 600. 00100, 000. 00

18, 000.00

14,360,419.22

MARCH 1.

6 banks.

$8, 257, 305. 97400, 000. 00

50, 000. 00

529, 708. 863, 023, 806. 481, 424, 626. 21

109, 540. 56298, 000. 00

22, 111.07

24, 000. 0093, 089. 75

141, 228. t>351,701.001,410.33

837,155.00311,901.00100, 000. 00

18, 000. 001, 000. 00

15, 694, 644. 86

MAY 17.

6 banks.

$8, 308, 990.19400, 000.00

50, 000. 00

616,285.893, 067, 032. 701,392 191.01

65,231.93298, 000.0022, 111.07

23, 000. 0035, 318. 90

137, 535.2073, 760. 001,104.75

918,195. 50373, 741. 00100, 000. 00

18, 000. 00

15, 900, 504.14

JULY 12.

6 banks .

$8, 247, 472.96300, 000. 00

50, 000. 00

634, 213. 982, 675, 5(50. 771, 725, 429. 25

160, 062. 51298, 000. 0026, 611. 07

23, 000. 0031, 669.43

151, 025. 5296, 019. 00

795.55839, 223. 20402, 094.00100, 000. 00

13, 500. 00

15, 774, 677. 24

SEPTEMBER 30.

6 banks .

$8, 724,435.95300, 000. 00

50, 000. 00

425, 561. 922, 044, 536. 801,434,587.47

132, 333. 33298,000.00

23, 803. 07

23, 000. 0067, 837. 08

203, 070. 5663, 687. 00

803. 42802, 073, 95299, 047. 00100, 000, 0013,500.00

15, 005, 777. 55

CITY OF BROOKLYN.

Loans ana discounts.Bonds for circulation.Bonds for deposits.r.TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash items --Clear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes...TJ. S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.

Total.

5 banks.

$9,100,624.89542, 000. 00100, 000.00

2, 001, 989. 042, 368, 323. 31

35, 273.2854, 483. 90

176, 799. 4620, 434. 4386, 346.6040, 223. 78

293, 639. 86897, 915. 94202,122. 00

10, 796. 78891,701.06784, 305. 00

24, 380. 00

17,631, 359.33

5 banks .

$8, 938,542,100,

55,2, 490,2,057,

35,30,

175,20,30,38,73,

1, 255,155,

6,874,728,

437. 65000. 00000. 00000. 00433. 62113.29303. 89303.81899. 00434.43605. 79423. 78058. 40208. 38813. 00524. 63481. 89655. 00

24, 390. 003, 400. 00

17, 635, 486. 56

5 banks.

$9, 448,119. 58542, 000. 00100, 000. 00

55. 000. 002,473, 207. 372, 40G, 573. 21

52, 075. 2563, 504. 36

175, 899. 0017, 29'J. 8350, 020. 9140, 248. 7864,163. 27

812, 240. 99241,215.00

9,415.031, 031), 314. 22

913, 733. 00

24, 390. 00

18,528,420.40

5 banks .

$10, 860, 933. 40542, 000. 00100, 000. 00

55, 000. 002, 273, 729. 292, 775, 005.36

70, 396. 0571,757.12

175,899.0016, 277. 065,677. 32

47, 948. 7866, 666.30

1, 039, 551. 50240, 740. 00

8, 063. 031, 225,189.981, 060, 292. 00

27, 780. 00

20, 662, 906.19

5 banks .

$10, 516, 418. 42542, 000. 00100, 000. 00

55, 000. 002,387,941.181.690,271.91

67,934.9655, 029. 35

175, 899. 0014, 559. 7930, 624. 4945, 748. 7869, 999. 79

908, G41. 51167, 598. 00

7, 906. 72907, 051. 49754, 463. 00

24, 390.00

18,521,478.39

NEW JERSEY.

Loans and discounts-Bonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'lbanksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paid......Cash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5 % fund with Treas"Due from U.S. Treas"

Total

95 banks.

$50, 285, 542. 494, 226, 000. 00

275,000. 001,200. 00

6, Of 8, 929. 086, f?42. 246. 081, 697, 848. 89

336, 205. 702, 388,160. 84

307, 615. 20381, 551. 34380, 051. 24

1, 238, 807. 07

362, 859. 0034,181.90

2,277,811.092, 232, 074. 00

10,000.00181,187.50

12, 859. 78

79,300,131.20

95 banks .

$49, 095, 490. 73• 4, 226, 000. 00

275, 000. 001, 200. 00

6,100. 031.859, 992, 056. 651,635,488.60

490, 426. 372,442,714.43

324, 767. 71217, 010. 56356, 165. 27

1,173, 599. 94

372, 736. 0032,160.18

2,357,187.482,169, 514. 00

10,000.00180, 367. 50

15,989.78

81,467, 907. 05

97 banks .

$50,175,225.114,263,500.00

275, 000. 001, 300. 00

' 6, 902, 297.349, 799, 923. 902, 280,197. 29

463, 408.382, 489, 690, 66

360,189. 52295, 232. 83341,721.99

1, 068,479. 59

373,476.0033, 268. 09

2, 384, 046.172,345, 123.00

10, 000. 00185, 680. 00

13, 909. 78

84, 061, 669. 65

98 banks .

$49, 954, 655. 014, 294, 750.00

275, 000. 001,200.00

7,108,180.8810, 494, 753. 70

2, 575, 483. 91517, 328. 05

2, 504,917. 26364, 434. 00112,148.89330, 343.49

1, 332, 345.80

430, 209. 0040, 400. 49

2, 506, 588. 052, 665, 605.00

10, 000. 00187, 465. 00

17, 988. 78

85, 723, 797. 31

98 banks .

$52, 571, 231. 264,319,750.00

275, 000. 0058, 200.00

7, 598, 968. 559, 520, 828. 512, 362, 729. 00

426, 509- 622, 532,484. 06

335, 056. 65222, 755.94333, 824. 74

1, 215, 694. 26

409, 625. 0037, 735. 60

2, 543, 296. 922, 494, 566. 00

10, 000. 00.193, 326. 25

9, 069. 78



BY STATES AND RESERVE CITIES—-Continued.

CITY OF A L B A N Y .

Liabilities.

Capital stock



Dividends unpaid

Individual deposits -.U. S. depositsDep'tsU.S.dis. officers


Notes rediscounted ..Bills payable

Total

DECEMBER 2.

6 banks .

$1, 550, 000. 00

1, 297, 000.00223, 889. 07

349, 410. 00

6, 695. 70

6, 863, 240. 0849, 339. 88

660.12

3, 074, 413, 93945, 770. 44

14,360,419.22

MARCH 1.

6 banks .

$1,550,000.00

1,300,000.00182, 384. 67

357, 290. 00

9, 894. 21

7,119,115.5849,351.76

648. 24

3,866,122,951,209,837.45

50, 000, 00

15, 694, 644. 86

MAY 17.

6 banks .

$1, 550, 000. 00

1,300,000.00202,100. 00

352, 600. 00

1, 236. 63

7, 237, 668. 3849, 351. 76

648. 24

3, 820, 617. 401, 386, 281. 73

15, 900, 504.14

JULY 12.

6 banks .

$1, 550, 000. 00

1, 302, 000. 00210, 886. 89

263, 960. 00

4, 748.63

6, 988, 242. 9344, 380. 76

619.24

3, 828,105. 02f, 581, 733. 77

15, 774, 677. 24

SEPTEMBER 30.

6 banks .

$1, 550, 000.0D

1, 282, 000.00214. 525. 21

268, 560. 00

13, 904.19

6, 870, 548. 5539, 836.4 L

194. 97

3, 617, 470. 561,148, 737. 66

15, 005, 777.55

CITY OP BROOKLYN.

Capital stock


Natl-bank circulationState-bank circulation

Dividends unpaid




Total

5 banks .

$1, 352, 000. 00

1, 893. 000. 00550, 352. 79

486, 600. 001,851.00

1, 021. 60

12,905,610.2025, 778, 2973,941.40

182, 203. 43159, 0U0. 62

17, 631, 359. 33

5 b a n ks .

$1,352,000.00

2, 003, 000.00365, 030, 64

475,390.001,851.00

779. 40

12,800,903.0623, 884. 4177, 030. 77

193, 923, 39279, 747. 21

1,946.68

17, 635, 486. 56

5 banks.

$1,352,000.00

2, 003, 000.00443, 919, 29

487. 800.001, 851. 00

562. 00

13, 725, 280. 6944, 598. 2456, 046. 05

200,751.09200, 612. 04

18, 528, 420.40

5 banks.$1, 352, 000. 00

2, 035, 000. 00331, 464, 65

478, 850. 001, 851. 00

18, 467. 40

15, 955, 540. 0886, 307. 8415, 453.13

222, 592. 91165,289.18

20, 662, 906,19

5 banks .

$1, 352, 000. 00

2, 035, 000. 00413,071.67

477, 900. 001, 851. 00

5,187. 00

13,661,868.6772, 023. 4728, 762.76

265, 651. 74182, 034. 98

26,127.10

18,521,478.39

NEW JERSEY.

Capital stock



Dividends unpaid

Individual deposits...U. S. depositsDep' ts U. S. dis. officers



Total

95 banks .

$14,

6,3,

3,

46

3

79,

318, 350. 00

433, 605. 82962, 632. 22

739, 866.007, 827. 00

36, 988. 79

665, 726. 75226, 312. 67

38, 521. 30

032,601.60425, 096.79

152,100. 88250, 501. 38

10, 000. 00

300,131. 20

95 banks .

$14, 318, 350. 00<

6, 600, 400. 003, 545, 041. 95

3, 720, 471:007, 827, 00

62, 210. 67

49, 578, 281.11219, 407. 32

45, 995. 93

2,794,192.47411, 441. 71

81, 287. 8973, 000. 0010, 000. 00

81,467, 907.05

97 banks.

$14,

6,3,

3,

50,

3

84

411, 350.00

638, 900. 00876, 897. 39

738, 841. 007, 827. 00

36, 969. 95

773, 005. 45230,182.2332, 586. 95

509, 335. 71553, 971. 72

60, 793. 95181,008.3010,000.00

061, 669.65

98 banks .

$14, 456, 645. 25

6, 924, 700, 003, 326, 887. 67

3,759,401.007,827. 00

134, 014. 24

52, 244, 504.17163,213.2389, 062.68

3, 879, 596. 39539, 561. 78

37, 061.36151,100. 00

10, 222. 54

85, 723, 797. 31

98 banks .

$14, 528, 350.00

7, 078,150, 003, 462, 481. 48

3, 790, 736. 007, 827. 00

149, 826. 68

53, 783, 863. 92157, 250. 2379, 407. 39

3, 738, 485.14478, 287. 04

36, 087. 26179, 000. 00




PENNSYLVANIA.

Resources.

Loans and discounts -Bonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total

DECEMBER 2.

298 banks.

$103,787, 669. 9411, 735, 550. 00

390, 000.00156, 600. 00

13, 356, 378. 3614,097, 323. 662,286, 592. 741,105, 365. 524, 341, <»50.391,129,139. 99

504, 610.981,183, 159. 791, 046,219.95

993, 940. 00•67,314.14

6, 295, 874. 743,871,088.00

10, 000. 00508,423 21

33, 890. 20

166, 900, 791. 61

MARCH 1.

300 banks.

$102,170,325. 7211, 852, 550. 00

370, 000. 00258,750. 00

13, 833, 477. 8618, 350, 879. 733, 360, 947. 231, 548, 277. 774, 358,761.701,J75,349.38

668, 385. 281,131,258.431,010,893.82

888, 370. 0077, 054.42

6, 029, 595. 023,681,212.00

10,000. 00523,413.2530, 966. 05

171, 330,467. 66

MAY 17.

304 banks .

$105, 989, 663. 6912, 038, 050. 00

379, 000. 00163, 450. 00

14, 887, 458.7419,163,922. 602, 730, 544. 611,361,089.324, 396,469.281, 248, 419. 25

527, 304.281,143,177. 64

942, 001. 66

1, 048, 209.0075, 615.37

6, 305, 557. 824, 077, 987. 00

10, 000.00516, 745.65

38, 629. 30

177, 043,295.21

JULY 12*

307 banks.

$105, 514, 434.1212,145, 550. 00

360, 000. 00270, 200. 00

15, 514, 388.4120, 951, 077. 81

3, 654,108. 901, 679, 201.974, 398,116.301, 202, 346. 58

279, 088. 421,133,048.331,105, 577. 75

964, 383.0076, 479.38 •

6, 617,126. 714,273,047.00

10, 000.00523, 382. 5046, 857.10

180,718,414.28

SEPTEMBER 30.

307 banks .

$110, 710, 577.0012, 445, 550. 00

360, 000. 00310, 400.00

16, 087, 613. 3519, 626, 946. 374, 509, 870.771, 889, 043. 004, 385, 363. 721, 293, 829. 49

655, 542. 821,165, 626. 821,105, 228.17

934, 489. 0076, 533.12

6, 606, 759. 514, 318,100. 00

10, 000.00523,515.5048, 377. 60

187, 063, 366. 24

Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ S b o n d s o n h a n dOther stocks and b'dsDue from res've ag'tsDuefrom nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas

Total

CITY43 banks .

$90,457, 567.443,997, 500. 00

300, 000. 00

4, 275, 565.659, 615, 774. 857,181,903.801, 045, 251. 793, 418, 321.18

329, 840. 74248, 704. 20481, 058. 20

1,235 757.239, 864. 300.57

319, 870. 0052, 788. 50

12, 473, 2D9.184, 887, 049. 002, 930, 000.00

173, 587. 5083, 552.53

153, 377, 692. 36

OP PHILADELPHIA.41 banks.

$93, 237,604.643, 947,500. 00

250,000. 00

4, 380,355. 5215, 201, 222. 816, 947, 873. 441,164,474. 233, 405,7d3. 85

384, 328. 08632, 966. 22444,308.77

1, 215, 073. 7814, 289, 631. 05

228, 542. 0054, 265. 84

15,276,444.164, 667, 706. 004, 530, 000. 00

177, 637. 5087, 589. 08

170, 523, 316.97

41 banks.

$94, 939, 446.353, 947, 500. 00

250, 000. 00

4, 829, 430.1214, 674, 836. 867, 935, 504. 991, 303,962. 093, 507, 335. 36

359, 557.17185, 528.52430, 458. 68

1,134,395.838,632,710.20

279, 066. 0040, 442. 84

17, 839, 458.334, 978, 686. 005, 500, 000. 00

177, 637.5037, 819.08

170, 984, 675. 92

41 banks.

$99, 014, 700. 924,187, 500. 00

250, 000. 00

5,211, 284.6113, 748,116. 218,128,199. 631, 349, 625. 033, 505, 913.07

346, 413.18313,164.16451, 611.53

1,216,672.658, 852, 316. 57

223, 438.0050, 901. 83

18, 200, 345. 365,198, 731. 006, 310, 000. 00

179, 869. 5080, 799. 08

176, 819, 602. 33

41 banks.

$104, 892, 053. 034,187, 500. 00

250, 000. 00

5, 268, 827.7111, 573,188.228, 558, 643. 201, 339 275. 673, 508, 133. 05

341, 728. 48774, 271. 85459, 111. 53

1, 252,789. 7010, 866, 531. 80

193,164.0061, 734. 90

14, 622, 204. 043, 874, 590. 001, 590, 000. 00

188, 437. 5028, 759. 08

173, 830, 943.76

Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDuefromres've ag'tsDue from nat'lbanks.Due from State banksBanking house,etc. .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks. .Fractional currency .SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

CITY26 banks.

$37, 463, 077.221, 430, 000. 00

500, 000. 008, 300. 00

383, 615.173, 864, 358.171, 566, 411.92

300, 244. 502,526, 062. 50

766,944. 78161,354.76153, 004. 57241, 836. 71

1, 753, 772.43258,013.0011,863.94

3,212,102.702,432, 267. 00

64, 325. 0025, 710. 00

57,123, 264.37

O F P I T26 banks .

$36, 666, 833. 361, 430, 000. 00

450, 000. 00100,200.00763, 051. 67

6,819,290.392, 452, 835. 62

292, 968. 092, 552,323. 73

767,756.231.83,519.43169, 573.62.243, 691. 91

2, 067,115. 09250,636.0016, 941. 88

3,517,506.152, 002, 720. 00

64, 325.0015,492. 00

60, 826, 780. 23

TSBURGH.26 banks.

$38,874, 792. 211, 780,000. 00

300,000. 00

970, 386. 4*15, 285, 542.612, 378. 497. 33

321,165. 882, 559, 692, 95

829, 421. 35160, 356. 29181, 294. 62235, 002. 02

1, 799, 846.63483,102.00

13, 748. 083,987,109.402, 769,170. 00

78, 252. 509, 660. 00

63, 017, 040. 28

26 banks.

$39, 603, 867.181, 780, 000.00

300, 000.00300.00

1, 496, 820.265, 877, 626. 252, 844, 257. 88

306, 576. 262,608,429.11

892, 522. 3968, 692.16.

178,119. 62192, 257. 91

1, 932,318.87274, 245. 0016,379.88

3, 726, 320. 652, 341, 667. 00

80. 075. 0016, 000. 00

64, 536,475.42

26 banks .

$40, 042, 776.101, 780,000. 00

250, 000. 00

1, 898, 080. 774, 765, 266. 882,176, 260. 97

283, 984. 922, 700, 603. 00

955,281. 95230, 657. 00172,119. 62243, 896.00

2, 012, 035. 52302, 729. 0020, 269. 59

4, 089, 992. 852, 892, 664.00

80, 075. 0022, 000. 00

64, 918, 693.17



BY STATES AND RESERVE CITIES—Con tinned.

PENNSYLVANIA.

Liabilities.

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDep'tsU.S.dis.officers



Total

DECEMBER 2.

298 banks.

$37, 419, 890. 00

15, 800, 530.614, 561, 870. 20

10, 304,095.001,543.00

233, 077. 28

94, 712, 967. 70338, 903.48

22, 409. 77

2, 307, 454. 46533, 322. 36

419,561.97181,090.28

469. 50

166, 900, 791. 6L

MARCH 1.

300 banks.

$37, 457, 390.00

16,137,431.744, 509, 349. 24

10, 390,130. 001, 543. 00

165, 535. 70

99, 482, 589.41348, 815.10

13, 331. 07

1,908,607 28452, 503. 21

279, 717. 72131, 590. 28

51, 933. 91

171,330, 467. 66

MAY 17.

304 banks.

$37, 743, 840. 00

16,261,993.774, 336, 780.62

10, 572, 195. 001, 543.00

333, 905. 87

104, 318, 897. 08355,871.08

7, 370. 27

2,170, 792. 28545, 745.17

285, 675.1455, 590. 2850, 095.65

177, 043, 295. 21

JULY 12.

307 banks.

$37, 869,190. 00

10,557,061.913, 898, 936. 33

10,629,265.001, 543. 00

374, 691. 01

105,933,631.22325, 984. 84

5,740. 04

4,1)11,775.57745, 191. 50

266, 306. 2090, 400. 28

2, 600. 09

180, 718,414.28

SEPTEMBER 30.

307 banks.

$37, 742, 390. 00

16,435,551.235,120,026.99

10, 834, 945. 001,543.00

157, 401. 00

110, 624, 883. 40293, 368. 2618, Q60. 76

4, 710, 609. 76851, 458. 31

196,185.8175, 990. 28

352. 44

187, 063, 366. 24

Capital stock



Dividends unpaid

Individual deposits. .U. S. depositsDep'ts U.S.dis. officers



CITY OP PHILADELPHIA.41 banks.43 banks.

$227931, 315. 00

13, 435, 803.082, 379, 724.83

3, 422, 050. 00

89, 720.15

88, 230, 653. 31302, 883. 53

18, 022, 433. 454, 430, 424. 01

100, 000. 0026, 685. 00

$22, 450, 000. 00

13, 446, 303. 083, 055, 636.65

3, 510,100. 00

44, 760. 86

97, 218, 514. 91210,924.67

23, 497, 848. 246, 984, 224.42

104, 944. 14

Total 153, 377, 692.36 170, 523, 316. 97 170, 984, 675. 92 176, 819, 602. 33

41 banks.

$22, 650, 000. 00

13, 681, 303. 082,149, 046. 81

3,461, 050, 00

140, 896. 96

100,483,929.53203, 518. 90

21, 265, 14G. 856,849,783.73

100, 000. 00

41 banks.

$22, 405, 000. 00

13,811,303.082, 308, 879. 60

3, 635, 070. 00

109, 985. 06

103,601,004. 18199, 793. 39

41 banks.

$22, 465, 000. 00

13,811,303.083,154, 590. 88

3,685,110.00

39,111.10

99, 659, 619. 76173, 734. 91

22, 900, ] 88. 527,623,221.11

23, 373, 259. 927, 369, 214. 05

104, 557. 39 100,000.00

173, 830, 943. 7(>

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDep'ts U.S.dis.officera



Total

CITY26 banks.

$10, 900, 000. 00

61

1

31

31,

1)7,

247, 557. 03356, 040. 84

251,010.00

78, 819. 63

137, 515. 99450, 542. 70

66, 719.69

819,227.14734, 070.02

81,761.33

123, 264. 37

OP PITT26 banks.

$10, 900, 000. 00

6, 414, 557. 031, 174, 687. 21

1, 243, 930.00

61, 336. 03

33, 465, 642.02224, 987. 7873, 319. 76

4,941,372.872, 326, 946. 93

60, 826, 780. 23

SBURG26 banks.

,10, 900, 000. 00

6, 429, 557. 031, 319, 308. 57

1,168, 430. 00

95, 914.13

35,384,764.92284, 760. 55

33, 068. 22

4, 842, 413.672, 208, 823.19

50, 000. 00

63, 017, 040. 28

H .26 banks.

$10, 900, 000. 00

0, 632, 589. 331, 087, 040. 31

1, 506, 370. 00

139, 592. 38

30, 287, 907. 95222, 851. 09

94, 854.12

5, 032, 880.202, 522, 035. 74

110, 000.00

288. 30

64, 536, 475.42

26 banks.

$10, 900, 000. 00

6, 632, 589. 331,539,782.96

1, 540, 020. 00

70, 534. 63

35, 780, 978.87207, 779.12

57, 398. 39

5, 340,155.412, 759,454. 46

90, 000. 00

64,918,693.17




DEL AW ARE.

Resources.

Loans and discounts.Bonds for circulationBonds for deposits . .IT. S. bonds on hand .Other stocks and b'dsDue from res've ag'ts.Due from nat'l banksDae from State banksBanking house, etc..Real estate, etcCurrent expenses . -Premiums paidCash itemsClear'g house exch'gsBills of other banks .Fractional currency .SpecieLegal-tender notes . .U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total

DECEMKER 2.

18 banks.

$5, 370, 065.86740, 000.0050, 000. 006, 000. 00

365, 283.74913,618.89151. 504. 3726, 825. 94

322, 423. 0549, 019. 0941, 504. 3660,406. 8154, 621. 22

. 71,591.0532, 694. 00

5,119.24326,123.47185, 987. 0010,000.0031, 325. 70

800.00

8, 814, 913. 79

MARCH 1.

18 banks.

$5, 400, 300.10740,000.0050, 000.0026, 000. 00

369,169. 81716,078.80158, 583. 3745, 028.16

322, 013.1348, 602. 4225, 282.1963, 538. 7558, 332.8945, 229. 7131,619.00

7, 719. 93298,138. 71155,171.0010, 000. 0033, 250. 00

8,604, 057. 97

MAY 17.

18 banks .

$5, 358, 909.63740, 000. 0050, 000.0026, 000,00

396, 608. 561,010,099.86

84,192. 7552, 950. 30

322, 013.1352,311.8737, 442.3661, 727. 7546, 580.1268, 906. 9229, 398.006, 619. 26

299, 599. 87145, 220. 0010, 0d0. 0031,440.0012, 000.00

8, 842, 020.38

JULY 12.

18 banks .

$5, 379, 741.00740, 000. 0050, 000. 0020, 000.00

485, 783. 41952, 920. 49190, 455. 29

95, 920. 05322, 839.18

52, 051.4410, 601. 9459, 889. 0083, 788. 8781, 350. 7942, 047.004, 256. 31

275, 425.51161, 816. 00

10, 000. 0033, 250.00

9, 052,136.28

SEPTEMBER 30.

18 banks .

$5,753,681.75740,000. 00

50, 000. 0020, 000. 00

502, 323. 621,162, 634. 98

239,911.67100,145.69322,839.18

51, 961. 3235, 050. 6559, 889. 0033, 493. 98

117, 779. 3141,431.00

5, 669. 57335, 271. 85176, 263. 0010, 000. 0033,250. 0018, 631. 48

9, 810, 228. 05

Loans and discountsBonds for circulationBonds for deposits ..U. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue from nat'l banksDue from State banksBanking house, etc.Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with TreasDue from IT. S. Treas.

Total

43 banks .

$9, 588, 211. 471,311,000.00

150, 000.0010, 500. 00

1,162, 836.151, 287, 205. 98

290,466.14104,430.12527, 862. 2435, 853. 04

100, 959. 48150,180. 6745, 824.11

36,417.005, 4<>9. 80

649, 371. 25275, 330. 00

55, 046. 752, 020. 00

15, 788, 984. 20

MARYL43 banks.

$9,319,511.661, 436, 000. 00

50, 000. 0010, 500. 00

1,211,454.921,615, 88". 44

373, 654. 92105, 615. 58534, 069. 3837, 759.1445, 727. 25

138, 893.4562, 365. 83

37, 737. 007, 500. 86

694,871.04321,742.00

60, 994. 759,421.00

16, 073, 699. 22

AND.43 banks .

$9,652,574.161, 436, 000.00

50, 000. 0010, 500. 00

1,354,414.781, 394, 950.93

394, 365. 23120, 626. 75537, 259. 6838, 689. 6077. 233.26

140,106. 9554, 401.08

39, 575. 008, 613. 88

718, 760. 60397,661.00

61, 268.431, 870. 00

16, 488, 871. 33

43 banks .

$9,915,747.751, 498, 000.00

50, 000. 0010, 500. 00

1, 506, 830. 761, 261, 515. 95

475, 297.26111,034.54535, 236. 6437, 906.10

248,122.15145, 256. 9049, 811. 66

56, 066. 008, 067. 74

696, 390.74338, 564. 00

67, 738. 434,110. 00

16, 792, 896. 62

43 banks .

$10, 359,189.901, 54S, 500. 00

50, 000. 0010,500.00

1, 563, 331.291, 465,195.12

482, 261.48134,129.17535, 253. 3138,053.8476,839. 64

149,888.1558, 217. 95

47, 692. 007, 938. 62

699, 042.26318, 549.00

64, 830.937,240. 00

17, 616, 652. 66

Loans and discountsBondsforcirculationBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res Ve ag' tsDue from nat'lbanks.Due from State banksBanking-house, e t c .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas

Total

C I T Y22 banks.

$30, 906, 925.121,200,000.00

250, 000. 00

1,286,987 632,835,117.242,110,338.65

461, 770. 591,321,860.04

173, 972. 61223, 395. 44

81, 468. 8778, 552. 40

2, 300, 358. 61175, 927. 0014, 735. 78

2 977 180.341,127, 030. 001, 240, 000.00

54, 000. 0010, 130. 00

48,829, 750. 32

OF B A22 banks.

$29, 596, 493. 241, 250, 000. 00

200,000. 00

1,441,917.514, 359, 077. 941,697,789.32

323,304.601, 299, 832. 27

273, 105. 63. 120, 360. 78

86, 270.2487, 932. 63

2,133, 033. 69153,516.0016, 998. 73

3 378 936 301,361,488.002,140, 000. 00

55,100.0015, 210. 00

49, 990, 30G. 88

LTIMORE.22 banks.

$32,190, 414.921, 250, 000. 00

200, 000. 00

1, 564, 041. 673, 049,122. 981,825,839.31

331,169.441, 305, 929. 63

271, 355. 63167, 002.4879, 746. 6170, 405.66

2,003,977.05193, 933. 00

11,717.273 738 575 871,176^ 851. 002, 500, 000. 00

52, 920. 0023, 670. 00

52, 009,672. 52

22 banks .

$31, 646, 139. 791,300,000.00

150, 000. 00

1, 830, 405. 843, 697, 219. 312, 299, 899. 21

351, 064. 721,297,364.01

294, 706. 8657,310.7577, 447.9880, 368. 58

1,747,413.76182, 492. 0013,412.86

3 649 418 911,114, 784. 002, 650, 000. 00

58, 500. 0022, 273. 50

52, 520, 222. 08

22 banks .

$33,134, 634. 771, 300, 000. 00

150,000. 00

1,939,309.433, 344, 220. 051,998,324.70

319, 519. 391 334, 720. 24

266, 625. 86193,324.4577, 494. 98

100, 792. 881, 868,179. 86

159, 624.0011.790.82

•> IQl qco in961, 206. 00

1,160, 000. 0058, 500.0011, 650. 00

51,581,299.53




D E L A W A R E .

Liabilities.

Capital stock

Surplus fund .Undivided profits


Dividends unpaid

Individual deposits ..U. S. depositsDep'ts U.S.dis.officers



Total

DECEMBER 2.

18 banks .

$2,133, 985. 00

959, 436. 47288, 860.78

660, 412. 50571.50

• 7, 640.72

4, 500, 752. 6136, 768. 5412, 965. 66

191,316.1511, 703. 86

10, 500. 00

8, 814, 913. 79

MARCH 1.

18 banks .

$2,133, 985. 00

961, 636. 00245, 050. 63

656, 612. 50571. 50

9, 860. 76

4,267,624.1737, 698. 2711,718.73

215, 539. 243, 761.17

60, 000. 00

8, 604, 057.97

MAY 17.

18 banks .

$2,133,985.00

961, 636. 00291,020.34

657, 692. 50570.50

8, 274. 94

4, 459,324.2539, 754. 5210, 245. 48

237, 396. 517,164. 23

14, 975. 0019, 981.11

8, 842, 020. 38

JULY 12.

18 banks .

$2, 133, 985. 00

964, 336. 00227, 712. 01

653,182. 50570. 50

29, 942. 24

4, 577, 876. 2336, 961. 85

8, 058. 65

350, 240. 0611,371.24

7, 900.0050, 000. 00

9, 052,136. 28

SEPTEMBER 30.

18 banks .

$2,133,985. 00

963, 600.47282, 818. 34

658, 062. 50570. 50

8, 073. 97

5, 354, 844. 8933, 444. 636, 555.31

322, 480.2915, 792.15

30, 000.00

9, 810, 228. 05

Capital stock

Surplus fundUndivided profits....

Nat'1-bank circulationState-bankcirculation

Dividends unpaid

Individual deposits . -U. S. depositsDep'ts U. S.dis. officers



Total

43 banks .

$3, 533, 015. 00

1, 254, 624. 58510, 463. 42

1,130,185. 00

21,750. 07

8, 724, 562. 38100, 000. 00

50, 000. 00

357, 272.7443,621.01

38, 380. 0025, 000. 00

110. 00

15,788,984.20

MAR YL-43 banks .

$3, 556, 700. 00

1, 290, 724. 58375, 648. 47

1, 212, 725.00

19,947.40

9,316,440.7050, 000. 00

176, 936.1462, 920. 93

11,650.00

16, 073, 699. 22

A.ND.43 banks .

$3, 561, 700. 00

1, 290, 958. 26487, 380. 69

1, 219, 380. 00

17,505.67

9,472,221.1550, 000. 00

247,245.22, 36, 982. 47

65, 497. 8740, 000. 00

16, 488, 871. 33

43 banks.$3, 561, 700. 00

1, 308, 458. 26357, 597.19

1, 243, 755. 00

47,192. 56

9, 632, 818.1445, 000. 00

381, 403. 5181,012.13

68, 689. 2665, 053. 00

217.57

16, 792, 896. 62

43 banks.$3, 561, 700. 00

1,314,423.26448, 052. 88

1, 290, 885. 00

24,122. 28

10, 337, 945. 5640, 000.00

432, 931. 7946,591.72

63, 050.1756, 950. 00

17, 616, 652. 66

Capital stock



Dividends unpaid

Individual deposits. - -U. S. depositsDep'ts U. S.dis. officers



Total

C I T Y22 banks .

$13, 243, 260. 00

4, 293, 000.001,519,611.33

1, 035, 050. 004, 831. 00

48, 411. 38

23,602,318.48208, 295.13

4,107, 645. 44737, 327.56

30, 000. 00

48, 829, 750. 32

OF BALTIMOR22 banks .

$13, 243, 260.00

4, 423, 900. 001,116, 358. 61

1, 046, 950. 004,810. 00

53, 657.13

24,143,891.14210, 893. 67

4, 839, 414. 43907,231.90

49, 990, 306. 88

22 banks.

$13, 243, 260. 00

4, 448, 900. 001, 379,178. 00

1, 051, 030. 004, 790. 00

75, 832. 35

25, 882, 376.76209,188. 78

4, 859, 671. 28805, 440. 35

50, 000. 00

52,009, 672. 52

E .22 banks .

$13, 243, 260.00

4, 477, 900. 00897, 014. 66

1, 041, 000. 004, 790. 00

235, 369. 06

27,163, 294. 44159, 368.78

l, ".T, 521. 73950, 703. 41

52, 520, 222. 08

22 banks .

$13, 243, 260. 00

4,477, 900. 001,269,842.65

1,109, 855. 004, 790.00

56,764.23

24, 469,166. 08157, 518.10

5, 616, 563.571,078,639.90

100, 000. 00

51, 584, 299. 53




DISTRICT OF COLUMBIA.

Resources.

Loans and discounts.Bonds for circulation.

U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbanks.Due from State banksBanking bouse, etc..Real estate etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

DECEMBER 2.

1 bank.

$642, 010.26250,000.00

1, 200. 00196, 792. 5076, 915. 697,612.79

170. 8123, 000.00

10,122.679, 000. 00

24, 061. 36

2, 510. 0024.45

236, 402. 7525,115. 00

11,250.00

1,516,188. 28

MARCH 1.

1 bank.

$548,126. 86250, 000.00

1, 200. 00198, 426. 50125, 248. 72

16, 664. 20

23, 000. 00

3,714. 299, 000. 007, 752.57

2, 635. 0040.93

234, C75. 2548, 467. 00

if, 250. 66

1, 480, 201. 32

MAY 17.

1 bank.$529, 270.36250,000. 00

1, 200.00208, 376. 50132,106.8925, 495. 00

23, 000. 00

6, 564. 569, 000.005,184.45

3, 450. 0066.54

' 282,664.0040, 250.00

11,256:66"

1, 527, 878. 30

JULY 12.

1 bank.

$613, 853. 02250, 000.00

1, 200. 00204, 292. 50

93, 763.4113,614.28

23, 000. 00

260.299,000. 00

10, 896. 90

4, 225. 0030.50

297,759. 5032,125.00

l l , 250. 66"

1, 565,270.40

SEPTEMBER 30.

1 bank.$664, 935.10

250, 000.00

1,200.00199, 292. 5040,228.2111,123. 33

20. 0023, 000.00

4, 386.969, 000.008, 484.25

2,505.0033.13

281, 498.2529, 536.00

ii*256"66"

1,536,492.73

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res Ve ag'ts.Due from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks.."Fractional currency.SpecieLegal-tender notes...U.S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.

Total

C I T Y12 banks.

$7, 613, 523.17650, 000.00100,000.00230, 700. 00687, 788. f>4792, 329. 09377,124.9624, 703. 68

999, 518. 4674, 079. 50

101, 500.5176, 504. 69

* 169, 266. 60177,313.4523, 235. 008, 201. 29

1, 575,460. 00547,311.00

27, 000. 00

14,255,559.94

OF WASHINGT12 banks.

$7, 555, 758. 80650, 000.00100, 000. 00226, 350. 00684, 815.41952,462. 56430, 837.75

17, 310. 281, 031, 982. 65

23, 005. 5950, 438. 6274, 794. 26

186, 617. 04240,107. 54

13,085.00JO, 239. 67

1, 711, 836. 60560,485. 0010, 000. 0025, 900. 00

5, 516.00

14, 561, 542.77

12 banks .

$7, 578, 371. 82650, 000. 00100, 000. 00229, 750. 00704, 644. 07

1, 338, 308.41620, 840. 41

18, 534. 611, 052, 506. 48

7, 864. 7590,156.6473, 838. 76

133,410.52168, 896. 2926, 004.009, 709.22

1, 9S6, 358. 73668, 754. 00100, 000. 0027, 000. 00

1, 869.00

15,586, 817.71

O N .

12 banks.$7, 820, 966. 78

650, 000.00100,000.00230, 450. 00714, 511.57

1,133,446. 65557. 767.14

20; 504. 921, 063, 764. 09

8, 300.0031, 753.1872, 951.51

237, 349. 72192,597.0223,417. 0011,227.24

1, 898, 274. 90674, 511. 0030, 000.0027, 000.00

15,498, 792.72

12 banks .

$7, 909, 757. 84650,000.00100, 000. 00230, 700. 00698, 428. 96

1,133,169.83596, 700. 1148, 099. 30

1, 064, 272. 658, 300. 00

54, 301. 04107, 683.22250, 307. 88196, 934. 2240, 614. 0011, 794.18

1,766,310.60860, 340. 0040, 000. 0027, 000.0055, 391. 00

15,850,104.83

VIRGINIA.

Loans and discounts.Bonds for circulation.Bonds for deposits...U S bonds on handOther stocks and b'dsDuefromres'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks ..Fractional currency.SpecieLegal-tender notes ..U.S. cert's of deposit5% fund with Treas.Due fromU. S. Treas.

Total

36 banks.

$15, 763, 506. 821, 393, 750. 00

711, 000.00

804,408.341, 506, 063.26

900, 281.92577, 260.10443, 531. 7029, 983. 39

177, 879. 85211,614.02169, 012. 85218, 354. 51154, 871.00

11, 930. 06829 280. 40906,521.00

62, 685. 77

24, 871, 934.99

36 banks.

$15, 923, 686. 601, 393, 750. 00

711,000.001,200.00

839, 061. 002,021.811.29

856, 540. 62440, 476. 56473, 499. 35

33, 943. 3975, 784. 78

191, 885. 25136,161. 81252, 820. 04123, 739. 00

10,691.24779,087. 07671, 236. 00

58, 884. 081, 820.00

24, 997, 078.08

35 banks .

$15, 918, 401.181, 368, 750.00

611, 000. 001,200. 00

920,160. 312, 051, 250. 49

869, 756. 29529, 042.40473, 565.19

36, 933. 79147, 396.00171,835.25125, 619. 84195, 448. 66205,521. 00

10, 067.77744 124.40

1,042,101.00

52. 429. 0863. 50

25,480, 666.15

36 banks .

$15, 715,129. 37I, 418, 750. 00

611, 000. 001 800.00

1,156, 229.572,226, 294.091, 091, 552. 89

520, 008. 50500, 442. 8830, 209. 9920,117.08

166, 934. 50138, 281. 27200, 638.00212, 627. 00

14, 431. 69869 783 08

1, 008, 642.00

58, 819. 082, 000. 00

25, 963, 690. 99

36 banks .

$16, 679,439.621, 418, 750. 00

711, 000. 003, 350. 00

1,187, 003.232, 004, 900. 331,102,268.67

420, 577.34538, 318. 32

33, 326. 59109, 896. 59182,682.50161,792.39219, 111. 99130, 568*. 0012,107.54

775, 260 481,003, 540. 00

61,203.756,195. 33

26, 761, 292. 67


REPORT OF THE COMPTROLLER OF THE CURRENCY..


DISTRICT OP COLUMBIA.

361

Capital stock


Nat'1-bank circulationState-bank circu lation

Dividends unpaid

Individual deposits - -

Dep'tsU.S dis officers

Due to national banksDue to State banks


Total

DECEMBER 2.

1 bank.

$252,000.00

100,000.0066, 071. 40

216,600. 00

3, 528. 00

858, 336. 66

19, 652. 20

1, 516,188.28

MARCH 1.

1 bank.

$252, 000. 00

100, 000. 0053, 970. 37

195, 800. 00.%

3, 712.00

852, 520.40

20, 888. 851 309. 70

1,480, 201. 32

MAY 17.

1 bank.

$252,000. 00

100, 000. 0069, 076.13

166, 550.00

3, 540. 00

926, 038.12

9, 262. 051 412 00

1, 527, 878. 30

JULY 12.

1 bank.

$252, 000.00

100, 000. 0055,971.48

150,050. 00

5, 488.00

974, 551. 70

26, 849.79359 43

1,565,270.40

SEPTEMBER 30.

1 bank.

$252, 000. 00

100, 000.0066, 766. 83

147, 750.00

3, 876.00

937,291.67

28, 808.23

1, 536,492.73

Capital stock



Dividends unpaid

Individual deposi ts . .U. S. depositsDep'tsU.S. dis. officers


Notes rediscounted .Bills payableOther liabilities

Total

CITY12 banks.

$2, 575, 000. 00

1,017,000.00356, 675.04

538, 580. 00

1, 487. 50

9,410, 263. 7099, 814. 31

174, 084. 4130, 654. 98

52, 000.00

14, 255, 559. 94

OF WASHINGTON.12 banks.

$2, 575. 000. 00

1,115, 000. 00214, 500. 28

522, 570. 00

2, 059.00

9,760, 898. 27104, 992. 25

191, 933. 5522,589. 42

52, 000.00

14,561,542.77

12 banks.

$2, 575, 000. 00

1,115,000. 00305, 007. 64

519.130.00

1, 690. 00

10, 638, 570.29100, 350.56

259, 639. 8628, 429.36

44, 000.00

15, 586, 817.71

12 banks.

$2, 575, 000. 00

1, 160,000.00212, 748.71

524,560.00

9, 750. 50

10, 481,978. 6571, 602. 20

364,113. 3959, 039.27

40, 000.00

15,498, 792.72

12 banks.

$2, 575, 000. 00

1,186, 000. 00245, 293.27

530, 080.00

7,580.00

10, 726,482.4358, 336.44

414,188.2667,144.43

40, 000. 00

15, 850,104. 83

VIRGINIA.

Capital stock



Dividends unpaid

Individual deposi ts . .U. S. depositsDep'tsU.S.dis.officers



Total

36 banks.

$4, 575, 490. 00

2, 221, 650. 0081o, 429. 82

1, 242, 075.00

1, 941. 00

13, 568, 929.83567,113. 76151,242.50

702, 653. 81592, 670. 59

213, 867. 98218, 870. 70

2^871,934.99

36 banks.

$4, 586, 300.00

2, 323, 200. 00581, 270. 46

1,246,815.00

3,145. 00

14, 087,113. 04562,446. 66116, 726. 23

631, 666. 60600, 322. 38

185, 672. 7147, 400. 0025, 000. 00

24, 997, 078. 08

35 banks.

$4, 496, 300.00

2, 323, 200. 00826, 982.03

1,215,485. 00

1, 929.00

14, 819,030.18267,113.83121, 367. 25

681, 465. 32577, 484. 92

130, 308.6220, 000. 00

'25,480,666.15

36 banks.

$4, 656, 300.00

2,434, 400.00487, 404. 68

1, 230, 385. 00

18, 529.00

15, 277, 379.12400, 211. 97163, 741.19

685, 052. 85535, 717.52

64, 240.42

10, 329. 24

25, 963, 690.99

36 banks.

$4, 656, 300.00

2,431,900.00685,897.42

1, 241,115.00

7,164.50

15, 417,280.16447, 996. 25172, 680.13

700, 739. 80774,196.73

78, 522. 68

147, 500.00

26, 761, 292. 67



ABSTRACT OF REPORTS SINCK. SEPTEMBER 25, 1891, ARRANGED

WEST VIRGINIA.

Resources.

Loan 8 and discountsBonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue from nat'l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

DECEMBER 2.

24 banks.

$6, 578, 695.38728, 750. 0050, 000. 004, 600. 00

223, 720. 25698, 896. 70480,977.16129, 064. 36254, 567.1018, 664. 9369, 684, 9961, 738. 9746, 365.32

93, 292.004,416.70

407, 853. 83421, 601. 00

31,363.271, 206. 73

10,305,458. 69

MARCH 3.

25 banks .

$6, 634, 098.18753, 750. 0050, 000.00

100.00227, 677.16833, 324.42435, 546. 87162, 287.10258,861.68

29, 307. 2632, 876. 4154, 525. 0034, 230. 48

67, 883.004,911.52

405,960.19423, 972. 00

33, 035. 002,151. 73

10, 444,498. 00

MAY 17.

26 banks .

$6, 851,192. 56766, 2? 0. 0050, 000.00

5. 700. 00207, 807.46666, 260. 22438, 835. 88212, 339.65282, 419. 6925, 300. 6658, 907. 3856,960.3843, 337.11

72, 277.005,146.64

418, 044.54481,433. 00

33,917 251, 749. 33

10, 677, 878. 75

JULY 12.

27 banks .

$7, 008, 663.86778, 750 0050, 000. 00

100. 00240, 663. 93772, 131. 41464, 524.26155, 890. 74288, 546. 24

25, 300. 667, 647. 61

55, 694.3843, 280. 62

62, 596. 005, 824.17

396,188.37452, 901. 00

33, 747.101.031.73

10, 843, 482. 08

SEPTEMBER 30.

28 banks .

$7, 324, 928. 92791, 250. 0050, 000. 00

2, 500. 00134, 583.11

1, 207, 570. 19652, 979.18178, 672. 41335, 904. 75

34, 550. 6643, 628.3556,408.5138, 884.40

82, 496. 004,566.10

474, 989. OS451, 443. 00

35, 604. 753, 298. 93

11, 904, 264. 34

NORTH CAROLINA.22 banks. 22 banks. 23 banka. 23 banks. 23 banks.

Loans and discountsBonds for circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State bankaBanking-house, e t c . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks. .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5%fundwithTreas .Due fromTJ. S. Treas

i, 181,428.68707, 750. 00130,000.00

i, 962, 427.75737, 750. 00100, 000. 00

$6, 024, 081. 00769, 000. 00100, 000.00

$6, 032, 559. 28769, 000. 00100,000.00

$6, 093, 938 29769, 000. 00100, 000. 00

314,474.32365, 999. 32245, 839.42145, 872.35200, 608.4158, 570. 0166, 419.4371, 525. 6444, 231. 09

283, 356. 62490, 612.30219,199. 25145, 707.15209, 394. 4857, 461 3730, 221.5464, 700. 0056, 429.95

245, 283. 07509, 895. 85232, 475.16151, 213.70220, 055. 2978, 319.4260, 423.4469, 278.1350, 735. 76

237,589.19371.673.24215,364.39104,129. 71233, 614. 9888, 734, 256, 009. 80

64, 415. 6342, 731.59

242,152. 77421, 557. 03232, 707. 24128, 944. 96238, 385. 4888, 634. 2540, 059. 9364, 415. 6358, 085. 80

65, 813.002,952.80

306, 076.48268, 054. 00

60,915.004, 374. 21

297, 377. 21234, 351. 00

89, 658. 004, 286. 68

342, 472 96250, 210.00

60, 890. 004, 390. 35

322, 513. 21210, 908. 00

53, 400. 004,710.25

345, 606. 68272, 022. 00

29, 338.75 28,148. 753, 910. 00

Total. 9, 204, 953. 70 8, 986, 336. 58

31, 988. 751,198. 90

9, 230, 576.11

31, 683. 751, 819. 20

33,213.152, 370. 00

8, 898, 026.57 9,189, 203.46

SOUTH CAROLINA.

Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paid..Cash itemsClear' g-house exch'gsBills of other banks..Fractional currency .SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with TreasDue from TJ. S. Treas

Total

14 banks .

$5, 498, 774.01468, 750. 00200, 000. 00

100. 00591, 289. 76184, 916.16176, 634.18238, 347.24125,991.8327,310.0182, 573. 7814, 550.0093, 622.14

39,151. 003, 202.98

244, 097.45274, 660. 00

18, 943. 5010, 000. 00

8, 292,914. 04

14 banks .

$5, 445,126. 31468, 750.00200, 000.00

luo. 00560,428. 04233, 756. 45232, 064. 9698, 449. 64

123, 896. 8326, 882, 2642, 853.1112, 300. 0034, 383. 85

28, 581.007, 962.68

307, 389. 60275, 780.00

21,403.7512,108. 70

8,132, 217. IS

14 banks .

$5, 602, 477. 61468, 750. 00150, 000. 00

100.00508, 099.82271, 744. 54226, 359. 65156,169. 51123, 904. 3311,383.5577,503.3213, 300.0038,739.92

24,984. 008, 408. 20

296,465. 75260, 259. 00

21.093.7510, 376. 90

8,270, 119.85

14 banks .

$5,481,771.10468, 750. 00150, 000. 00

100. 00502, 073. 57320,162.99144,108. 55105, 894.70124,012.10

12, 583. 553,161.11

12, 250.0022, 363.93

22,825. 009,401. 62

287, 944. 95209, 505. 00

19, 680.454, 700.00

7,901,288.62

14 banks .

$5, 867,808. 47468,750.00150, 000. 00

100. 00503, 837.27195, 826. 85125, 425,18153, 976. 74124,005.4512, 583. 5549, 902. 7612, 250. 0053, 443. 96

34, 555. 007, 766. 07

252, 858.25236, 866. 00

21, 093. 753,19M. 50

8, 274, 248. 80




WEST VIRGINIA.

363

Liabilities.

Capital stock



Dividends unpaid

Individual deposits-. -U. S. depositsDep'tsU.S.dis.onicers



Total ^

DECEMBER 2.

24 banks .

$2, 534, 310. 00

594, 359. 05322, 096. 27

643, 595.00

26,187. 58

5, 555, 068.1050, 000. 00

322,911.96122,142.37

134, 788. 36

10, 305,458. 69

MARCH 1.

25 banks .

$2, C26, 000. 00

634, 267. 02203, 986. 93

669, 830. 00

7, 673. 08

5, 796, 394.4850, 000. 00

280, 528. 56140,119. 49

15, 698. 4420, 000. 00

10, 444, 498.00

MAY 17.

26 banks .

$2, 686, 000. 00

634, 267. 02305, 218. 87

664, 630. 00

4, 543. 58

5, 853, 266. 3550,000. 00

317,524.43119,817,57

42, 610. 93

10, 677, 878. 75

JULY 12.

27 banks .

$2, 736, 0 00.1 0

650,996.91167, 442. 84

677,115.00

25, 542. 08

6, 111, 857. 8948, 900. 001,100. 00

242, 906. 23121, 864. 21

48, 756.925, 000. 00

10, 843,482. 08

SEPTEMBER 30.

28 banks .

$2, 800, 650.00

661, 996. 91275, 510. 70

706, 890. 00

7, 96J. 58

6, 891, 584. 8743, 326. 40

1, 673. 60

355, 842. 28129, 255. 81

19, 572.1910, 000. 00

11, 904, 264. 34

Capital stock



Dividends- unpaid

Individual deposits...U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks.. -


Total

N O22 banks.

$2, 486,000. 00

647, 545. 85463, 642. 02

590,415.00

262. 00

3,794,751.3282,432.0450, 567.96

171, 633. 2294, 058. 60

592, 989.30158, 000. 00

72, 656. 39

9, 204, 953. 70

RTH C AROLINA22 banks.

$2, 496,000. 00

719,159.26320,106.98

616,575.00

442. 00

4,043,039. 9655, 334. 0744, 062. 93

99, 259. 6076, 817. 54

383, 228.15132, 311. 09

8, 986, 336. 58

23 banks .

$2, 563, 500. 00

719,15k 26419, 493. 58

617,855.00

337. 00

4,099,701.6356, 651. 3643, 348. 64

192, 724. 8697, 448. 36

290, 820.1755, 000. 0074, 536.25

9, 230, 576.11

23 banks .

$2, 588, 500. 00

737, 565. 63293, 305.66

647,175.00

11,076.00

3, 785,158. 6567, 337.1232, 662.88

191, 094.4496, 063. 98

332, 560. 5555, 000, 0060,526. 66

8, 898, 026. 57

23 banks .

$2, 625,180. 00

738, 065. 63359, 055.48

643, 925. 00

618. 00

3, 898, 8fl3. 9044.618.6650, 381. 34

174, 003.3291, 372. 70

478,179. 4385, 000. 00

9,189, 203.46

Capital stock



Dividends unpaid

Individual deposits...U. S. depositsDep'tsU.S.dis. officers



Total

S O14 banks .

$1,623,000.00

873,100.00951,102. 37

409,170. 00

10, 515. 30

3, 255, 513. 54160, 560. 5745, 994. 03

160, 536. 58439, 914. 05

180, 407. 60182, 500. 00

600. 00

8, 292, 914. 04

UTH CAROLINA14 banks .

$1, 623, 000. 00

875, 500. 00799, 517. 28

395, 340. 00

10, 919. 40

3, 485, 939. 05160, 766. 5634, 924. 65

132, 088. 85357, 506.11

198,610.2858,105. 00

8,132, 217.18

14 banks .

$1, 623, 000. 00

875, 500. 00908, 007. 06

410, 435. 00

8, 844. 00

3, 536, 866.08122, 080. 4029, 766. 51

110,105.24330,478. 74

231, 931. 8283,105. 00

8, 270,119. 85

•

14 banks .

$1,623,000.00

887, 600. 00779, 777. 03

417, 235. 00

16,185. 90

3, 231, 080. 51129. 874. 88

A 23, 215. 02

89, 287. 24369.197.10

174, 230. 94160, 605. 00

7, 901, 288. 62

14 banks .

$1, 623, 000.00

887, 600.00828, 828.57

407, 275. 00

10, 051. 50

3, 049, 988. 96115,753.9835, 241.20

99,196.73405, 782. 32

416, 530. 54395,000.00

8, 274,248. 80



ABSTRACT OP REPORTS SINCE SEPTEMBER 25, 1891, ARRANGED

G E O R G I A.

Resources.

Loans and discounts.Bondsfor circulationBonds for deposits ..U. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.

Total.

DECEMBER 2.

31 banks.

$9, 947, 334. 481, 048, 750. 00

100, 000. 0050, 000. 00

370, 000.59562,145.63356, 344. 71230, 331.98469,230.74112, 282. 20145,123.14137,021.88174, 476. 50

199, 254. 009, 428. 65

596, 996.93493, 326. 00

42, 992.612.132. 05

15, 047,172.09

MARCH 1.

32 banks.

$9, 628, 206.941,086,250.00

100, 000.0050, 000. 00

367, 426.38449, 765. 22317, 553.15240, 895. 86473,017. 69

82, 868. 8672, 038.09

126,119.11154, 599. 98

256, 382. 0013, 281. 38

865, 867.66606,178. 00

44, 414. 7010, 244. 58

14, 945,109. 60

MAY 17.

32 banks.

$9, 737, 555. 961,086,250.00

100, 000.00

386. 792. 86635| 408. 21292,113,57203, 006. 66475, 325. 32

92, 898. 01137,515.97116, 597.86

72, 706.4164,114. 57

167, 697. 0013,917.36

733, 595. 58410,387.00

46, 771. 951, 899.11

14, 774, 553. 40

JULY 12.

32 banks .

$9, 876, 389. 511,086,250.00

100, 000. 00

387, 013.44628, 753. 76245, 236.17150, 844. 84474,148.73102, 305. 8515,024.10

113,156.6190, 754. 8247, 555.41

178, 546. 0013, 472. 87

803, 380. 50366, 826. 00

47, 050.505, 440.16

14, 732,149. 27

SEPTEMBER 30.

32 banks .

$10, 584, 504. 651, 086, 250. 00

100, 000. 00

375,717.93599,170. 59262, 435.18220,122. 73475, 467. 60103, 708. 8293, 690. 51

113,156. 61237, 994. 64

158, 286. 0012,374.37

574,755. 87341,486.00

46, 030.6612, 254. 25

15,397,406.41

FLORIDA.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ S bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency -SpecieLegal-tender notes ..U.S. cert's of deposit.5 % fund with Treas.Due from U.S. Treas.

Total

18 banks.

$3, 989, 177. 63367, 500. 00100,000.00

210, 745.23317,155. 52261,439.87123, 748. 85191, 028. 9862, 353.9465, 679. 9261, 958. 7347, 592. 07

99, 331. 002, 841. 78

129, 567. 92241,463.00

15,087. 001, 200. 00

6, 287, 871.44

19 banks.

$4, 091, 298. 79392, £00. 00100, 000. 00

255,196. 57639, 544. 39400,614.74201,719.71191, 959.4068, 435. 3044, 934.3664, 384. 4255,490.30

163, 780. 663, 236. 38

150, 990. 69368, 214. 00

17, 662. 002, 670. 00

7, 212, 631. 05

18 banks .

$4, 074,141. 35380,000.00100,000. 00

252, 780. 27969, 344. 92451, 849. 67124,139.50194, 878.1558, 347. 0665, 705. 3959, 930.1263, 400. 36

136,105.002, 092.65

177, 340.10301, 634. 00

17,100. 001, 000. 00

7,429, 788. 54

18 banks .

$4,157. 609. 84380, 000. 0075, 000. 00

258,159. 31798,186.86449, 415. 37151,000.09193,723.1760, 414. 0631, 885. 0958, 455.12

118,757.01

162, 663. 002, 460. 33

179, 482.-21298, 661. 00

17,100. 00

7, 392, 978.46

18 banks .

$4, 272, 448.75380, 000.00

75,000.00

264.192.47669, 252. 66372, 412. 67128, 671.27194,182.1760,414.0659.304. 9257, 455.1270. 048. 50

107, 354. 003, 788. 67

197,515.43258, 516. 00

17,100. 001, 260. 00

7,188, 916. 69

ALABAMA.

Loans and discounts.Bondsfor circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue fronrres've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsUlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

29 banks.

$7, 756, 705. 961,202, 000. 00

100, 000. 00152, 000. 00

1, 090, 586.91893, 574. 57388, 611.86168, 670. 67448,106. 35131, 648. 38147,707. 01154,191.16110,182. 76

104, 053. 003, 903. 81

482, 783.48416, 690. 00

51, 940, 00895.29

13,104, 251. 21

31 banks .

$7,368,415.381,252, 000. 00

100,000.00100, 000. 00

1,124, 041. 77918,581.40685, 930. 45287,159. 39452, 4C3.29165, 053. 5268, 575.32

159,326. 04104, 439. 63

i32, 747. 664, 537. 05

699, 401.98324, 447.00

53, 865. 007, 270. 90

14, 008, 255.12

29 banks .

$7, 279, 797.731,152,000.00

100, 000. 00111,500.00

1, 095, 546. 31555, 514. 94590,905.99310, 223. 42442, 032. 30122, 506. 68134, 047. 72146,481.04107, 913. 28

145, 571. 006, 946. 31

548, 691.43379, 294. 00

51,840.005, 075. 29

13, 285, 887.44

29 banks .

$7, 534, 656.551,152, 000. 00

100, 000. 0013, 500. 00

1,132,017.37517, 041. 64611,243.86245,185.52439, 346.62123, 697. 9042,202.33

145, 402. 2976,426.32

119, 726.005, 622. 57

578, 569. 76269, 675. 00

51, F40. 007,815.29

13,165, 969. 02

29 banks.

$7, 816, 835. 661,152, 000. 00

100, 000. 001,000.00

1,142, 903. 97444, 569. 08471, 340. 75243, 447. 84449, 207.07133, 371. 5486, 819.10

140, 643. 5494,141. 68

124. J8K.006,708.15

519,403.00280, 515. 00

49, 905.29

13, 250, 999.67~Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


BY STATES AND RESERVE CITIES—Continued

G E O R G I A .

1Liabilities.

Capital stock



Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU. S. dis. officers


Notes rediscounted...Bills payableOther liabilities

Total

DECEMBER 2.

31 banks.

$4, 341, 000.00

1,192, G91.14924, 315. 75

918, 910. 00

2, 322.50

6, 097, 316. 0024, 531. 8770, 981. 32

340, 049. 82193, 075.00

755,682.98160, 000. 0026,295 71

15,047,172.09

MARCH 1.

32 banks.

$4, 466, 000. 00

1, 229, 294. 33784 171. 97

915,310.00

4, 312.00

6, 415,190. 9627, 338. 4864, 267. 05

268, 738.37262, 778.20

465, 708. 2442, 000. 00

14, 945,109. 60

MAY 17.

32 banks.

$4, 515, 200. 00

1,215, 432. 73939, 261. 74

952, 360. 00

5, 005. 00

5, 895, 396. 0542, 831. 7546, 873. 24

331, 449.40246,850.81

501, 392. 6882, 500. 00

14, 774, 553. 40

JULY 12.

32 banks.

$4, 538, 800. 00

1, 240, 555. 38681, 890.17

934,260.00

29,928.50

5,900, 624. 6851,125. 4355, 325. 61

289,941.17220, 516.31

731, 394. 2157, 787. 81

14,732,149. 27

SEPTEMBER 30.

32 banks .

$4, 541, 000. 00

1,241,555.38790, 853.12

977,605. 00

4, 855. 50

5,955, 547.1734,128. 7654,196. 66

292, 613. 68230, 728, 03

1,130, 823.11143, 500. 00

15, 397, 406.41

FLORIDA.

Capital stock



Dividends unpaid




Total

18 banks .

$1,235, 000.00

218, 650. 00215, 432. 73

319, 940. 00

616. 00

3, 627,154. 0064, 831.9233, 350. 49

116, 948.36108,439. 94

281, 508. 0066, 000. 00

6,287,871.44

19 banks.

$1, 365, 000. 00

217, 000. 00182,719.45

328, 760.00

1, 074. 00

4, 506, 594.4482, 202. 5614,831.73

177,351.70182, 215.00

116, 382.1738, 500. 00

7, 212, 631. 05

] 8 banks.

$1, 340, 000. 00

225,500.00226, 989.22

322,16). 00

1,109.00

4, 829, 927. 0468, 787. 4130, 474. 94

145, 669. 59175,119.26

39, 052.0825, 000. 00

7, 429, 788. 54

18 banks .

$1, 350, 000.00

259, 000.00165, 257.44

323, 810. 00

11, 347. 95

4, 754, 522. 8253, 305. 0522, 556.14

196, 308.66172, 876. 79

63, 993. 6120, 000.00

7,392, 978. 46

18 banks.$1, 350, 000. 00

259, 350.00231,714.42

324, 620. 00

1,146.00

4, 480, 833. 5939, 941.4535, 712.17

183. 607. 47104, 628.16

147, 363. 4330, 000.00

7,188, 916. 69

AL AB AM A.

Capital stock



Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S. dis. officers



Total

29 banks .

$4, 214, 000.00

1, 044, 096.16731,144. 88

1,075,750.00

3,765. 00

5, 825, 255. 7680, 957. 2116, 626.28

226, 894. 86119, 057.48

433, 203. 5833, 500. 00

13,804, 251.21

31 banks .

$4, 364, 000.00

1,011,162.19606, 221.13

1, 088, 440. 00

10, 829.00

6, 082, 704.8878, 885. 2216, 676.00

238, 837.94143,156. 21

336, 842.5530, 500. 00

14, 008, 255.12

29 banks.

$3,899, 000. 00

976,883.49703, 903.90

1, 025, 930. 00

3,694.00

5, 888, 546. 8998,199. 208, 837.41

207,044.5780, 222.45

357, 975. 5335, 000. 00

650. 00

13, 285, 887. 44

29 banks .

$3, 919, 000.00

984, 253.49555, 099.19

1, 029, 400. 00

24, 581. 80

5, 728, 653.8776, 990. 0010, 968. 41

225, 449.72131,050.33

455, 522. 2125, 000.00

13,165, 969. 02

29 banks .

$3,919,000.00

981, 267. 73585, 387. 97

1, 033, 647. 50

7,201.60

5, 413, 930.8762, 800. 5021,159.55

237,127. 9594,199, 54

832, 313. 9668,262. 50

700.00




MIS SISSIPPI.

Resources.

Loans and discounts.Bonds for circulation

U S bonds on handOther stocks and b'dsDue from res've ag'tsDue from nat'lbanksDue from State banksBauking house, etc..Heal estate, etcCurrent expensesPremiums paidCash items.Ulear'g-houseexch'gsBills of other banks.Fractional currency.

Legal-tender notes . .IT. S. cert's of deposit$ % fund with Treas.Due from IT. S. Treas.

Total...

DECEMBER 2.

13 banks.

$2, 942, 947. 60353, 750. 00

191, 455. 89240, 752.45180,138. 6044, 508. 6072,572.7661, 547. 2851, 628. 5436, 285. 9515, 620.80

l i , 689. 002, 385. 20

112 715.15189, 343. 00

12, 565. 50

4, 519, 906. 32

MARCH 1.

13 banks .

$2, 459, 628.10353, 750. 00

60 000 00187,162. 50

v 506,652.55208, 904. 59

50, 992. 7375,137. 5484, 908. 4221,975.8227, 917. 2036, 540.97

12, 549.004, 307. 71

157 368 83201,135. 00

15, 244. 887, 000. 00

4,471,175. 84

MAY 17.

13 banks .

$2, 420, 352.41353, 750. 00

90 000 00205, 394. 94358,604.61142,367.2169, 023 1274, 996.73

100, 268, 5333, 786.3232,717.1011, 089. 89

15, 536. 005,139. 66

149 370 85223,105. 00

15, 664.581,600.00

4, 302, 767. 05

JULY 12.

13 banks .

$2, 458,165.17353, 750. 00

90 000 00212, 603.23328, 305. 2999, 764.1348, 750. 5274,811.98

100, 823. 867, 569. 53

31, 867. 2017, 556. 78

11,126. 005, 575. 38

161 018 05177, 023.00

15,917.506, 746. 88

4, 201, 374. 50

SEPTEMBER 30.

13 banks .

$2, 742, 748. 47353, 750. 00

4-0 000 00231, 640 08105, 189. 9780, 226. 3943, 634. 83

66, 456. 8129, 648.6632,817.209, 857. 60

15, 291. 005, 892. 37

148 068 4*5181, 380. 00

15, 917. 50146. 58

4, 213, 703. 03

LOUISIANA.

Loans and discountsBonds for circulationBonds for deposits...XT fc>. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue fromnat'lbanks.Due from State banksBanking house, etc . .T fvil fi«iiiate etcCurrent expensesPremiums paidCash itemsClear'g-house excli'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .IT. S. cert's of deposit5 % fund with Treas.Due from XJ. S. Treas.

Total

11 banks.

$2, 044, 034.06202, 500. 0050, 000.00

55, 473. 86258, 958. 36101, 209. 9819, 952. 0626, 200. 73

30, 576.1818, 262. 5048, 047. 32

51.733.001, 094.16

176, 900. 70101, 232. 00

9,112.50

3,195, 287. 41

11 banks.

$1,930,401.20202, 500. 00

50, 000. 0022, 605. 01

530, 959.28124, 917. 9912,125. 9729, 567. 08

21, 257. 6016,777.5058,145.66

37,703.001,165.50

236,756.10.100, 899. 00

9,112. 50

3, 384, 893. 39

11 banks.

$1, 959, 315. 50252, 500. 00

36,142. 83389, 605. 5265,221.4116,090.5339, 329. 3d

33, 722. 4416, 777. 5013,921.44

34,765. 002, 493. 73

245, 231. 0579, 754. 00

9,112. 50

3,193, 982. 83

11 banks.$2, 086, 527.00

252, 500. 00

37, 081. 40236, 960. 02

55, 190. 036,721.54

40, 904. 78

8, 580.4215, 952.5010, 329. 84

24,430.001, 566. 04

199, 701. 8857,715. 00

11, 362. 50

3, 045, 522. 95

11 banks .

$2, 350, 371. 78252, 500. 00

54, 592. 85102, 352. 9229, 631. 304, 947. 05

41,951.494, 000. 00

20, 021. 5515, 325. 6313,501.59

10, 210. 001, 205. 97

140, 210. 5581,890.00

11, 362.50

3,134, 075.18

CITY OP NEW ORLEANS.

Loans and discounts.Bond s for ci rculationBonds for deposits...IT. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcUurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TT. S. cert's of d€vposit.5 % fund with Treas.Due from IT. S. Treas.

Total

10 banks .

$15, 014, 680. 91850, 000. 00100, 000. 00302, 750. 00

2, 013, 400. 551, 437, 872. 67

388,125. 69545, 532. 47435, 996. 53

51, 826. 83216, 850. 00174. 460. 25

8, 963. 571, 539, 232. 21

97, 756. 009, 931.98

1, 264, 373. 70983, 480. 00

38, 250.006, 000. 00

25,479, 483. 36

10 banks .

$13, 530, 399. 57950,000.00

210, 800. 001,615,920.502, 743, 457. 06

462, 461. 66741, 927. 06439, 659.11

53, 400.1686, 889. 89

157, 631. 7415, 667. 57

1, 677, 878. 59123, 597. 00

9, 583. 511,825,170.751, 490, 715. 00

42, 750. 00

26,177, 909.17

10 banks .

$12, 046, 288. 34950, 000. 00

200, 050. 002, 085, 264. 251, 844, 778. 42

460, 252.56556. 999. 31552, 373. 07

55, 345. 55169, 207. 69155, 000.0018,116.60

861,144.1999, 914. 0015,908.92

2,501,288.701, 807, 586. 00

42, 750. 00

24,422, 267.60

10 banks.

$12, 624, 763.41950,000.00

210, 300. 002, 376, 755. 561, 674, 383.27

399, 053. 49233,434.16554, 369. 5734, 601.9118,129. 83

148, 861. 7510, 765. 40

1, 040, 856. 89103, 069. 00

18, 331. 34.1, 976, 041. 071,380,022.00

42, 750. 005, 000.00

23,801,488.65

10 banks .

$14,611, 290.28950, 000. 00

201, 000. 004,101,439.681, 620, 286. 50

331,626.78259, 303.39570, 397. 94

32, 033.13143, 462. 86146, 750. 00

3,482. 611,087,010.07

71,017.0017,315.36

2, 236, 634.18764, 987. 00

42, 750. 00

27,190, 786. 78Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



M I S S I S S I P P I .

Liabilities.

Capital stock

Surplus fund"Undivided profits


Dividends unpaid




Total

DECEMBER 2.

13 banks .

$1,165, 000.00

419, 700. 00193, 879. 71

312, 550. 00

300.00

2, 015, 089.19

108, 036. 6542, 049.10

229, 801. 6733, 500.00

4, 519, 908. 32

MARCH 1.

13 banks .

$1,165,000.00

425, 550. 00140, 06S. 79

308, 720. 00

947. 00

2, 239, 647.17

56, 078. 5078, 064. 38

57,100. 00

4, 471,175. 84

MAY 17.

13 banks.

$1, 165, 000. 00

425, 550.00182,454.26

306, 830. 00

10, 337. 00

2, 034, 318. 73

46, 397. 0542, 509. 84

52, 070.1737, 300, 00

4, 302, 767. 05

JULY 12.

13 banks .

$1,165,000. 00

428, 707. 58118, 370. 60

307,130. 00

11, 382. 00

1, 902, 567. 41

51, 350. 6919, 303. 99

157, 762.2339, 800.00

4, 201, 374. 50

SEPTEMBER 30.

13 banks .

$1,165, 000 00

428, 707. 58150.. 936. 88

303, 980. 00

' 5, 485.00

1,613,817.83

92, 919. 9313, 297. 56

388, 558. 2551, 000. 00

4, 213, 703. 03

L OUISI AN A.

Capital stock



Dividends unpaid




Total

11 banks.

$810, 000.00

193, 225.00188, 565.22

181,115. 00

56.00

1,638,360.0250, 000. 00

19,3:3.061, 635. 58

77, 900.9335, 056. GO

3,195, 287.41

11 banks.

$810, 000. 00

209, 944. 30157, 568. 72

179, 420. 00

1, 568. 00

2, 007,022 09

11,370.251, 860. 62

6,110.6119. 80

3, 384, 893. 39

11 banks.

$810,000.00

209. 944. 30205; 995.60

186,470. 00

828.00

1, 7-19, 950. 72

20, 9G4. 211, 830. 00

8, 000. 00

3,193, 982. 83

11 banks .

$810, 000. 00

238, 752. 42124, 993. 58

226,140. 00

16, 732. 00

1, 582, 008. 72

14, 901.85633. 21

14, 861.1716,500. 00

3, 045, 522. 95

11 banks.

$810, 000.00

238, 752. 42156,124. 88

225, 850. 00

932.00

1, 442, 480.14

45,211.458()ti. 10

185,418.1928, 500.00

3,134, 075.18

CITY OF NEW ORLEANS.

Capital stock



Dividends unpaid

Individual deposits-..U. S. depositsDep'tsU.S.dis.officers



Total

10 banks.

$3, 625, 000. 00

1, 797, 500. 00684,109. 72

748, 845.00

16, 801. 85

13, 789, 335. 42110,000.00

1,105, 788. 431, 689, 216. 92

790, 886. 021,122, 000. 00

25,479, 483. 36

10 banks.

$3, 625, 000.00

1, 858, 500. 00486, 347. 36

840, 245. 00

23, 952. 85

15,508,090.76

1, 843, 342. 591,834,384.71

98, 045. 9060, 000. 00

26,177,909.17

10 banks .

$3,625, 000. 00

1, 858, 500. 00744, 862. 35

838, 095. 00

12,923. 85

14, 968, 956.55

1,141,693.351,142, 236.50

90, 000.00

24, 422, 267. 60

10 banks.

$3, 625, 000. 00

1,909,167.96430,956.41

836,145. 00

35, 918.19

14,514,890.13

984, 160. 501, 375, 250. 46

90, 000. 00

23, 801, 488. 65

10 banks.

$3, 625, 000. 00

1, 909,167.96618,739.76

843,395.00

19, 236.19

16, 886, 008. 80

807, 408.181,303,243.92

628, 586.97550,000. 00

27,190, 786. 78Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



TEXAS.

Resources,

Loans and discounts.Bonds for circulationBonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g -house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes...TJ. S. cert'sof deposit.5 % fund with Treas.Due from U. S. Treas

Total 74,293,276.29

DECEMBER 2.

207 banks.

$45, 485, 722. 944,923,100.00

318, 000. 00

1, 527, 350.715,399,194.603,915,295.551, 028, 539.082, 230, 773. 52

465, 228.15711, 237. 36608,870. 53526, 815. 7144, 421. 66

840, 789. 0020, 577. 33

2, 502,284.133, 510,417. 00

216,124. 7518, 534. 27

MARCH 1.

211 banks .

$44, 530, 714. 575, 039, 850. 00

318, 000. 00

1, 531, 819.715,468, 244. 643,911,968.97

985, 463. 252, 348, 505. 46

509,343.61385.379. 50586, 276.48389, 213. 28100, 065. 25926, 518. 00

31, 786. 772, 909,185. 723,778,098. 00

225, 779. 2016, 483.22

73, 992, 695. 63

MAY 17.

219 banks .

$47, 511, 291. 705,219,850.00

318, 000. 005, 000. 00

1, 790,182. 073, 842, 403. 463, 345, 786.91

827,599.132, 376, 975. 97

592, 017. 48673,154.37592,861.95354, 870. 3754, 705.16

746, 888.0039,310.85

3, 000, 591. 832,974, 034. 00

223, 919. 9517, 700. 47

74, 507,143. 67

JULY 12.

222 banks .

$47,188,135.175, 294,350. 00

318, 000. 00

1, 735, 319. 474,173,347. 733,154,411.00

857, 396. 872,414, 998. 54

602, 660.40195, 322. 28578, 910. 92287, 460.88

19, 543. 55572, 790. 0039,777.14

3,023,921.312, 389, 061. 00

229, 524. 9540, 625. 97

73,115,557.18

SBrTEMliER 30.

223 banks .

;52, 932, 780.245, 296, 850. 00

318, 000. 00

1,759,434. 483,874, 407. 843, 248, 341. 551,112, 537. 272,410, 629. 53

638, 598. 38457, 583.44582, 917. 9841C, 836. 50

36, 691. 98449, 697. 00

31, 826. 552, 535, 016.132, 582, 408. 00

230,143. 509, 743. 82

78,924,444.19

ARKANSAS.

10 banks. 10 banks. 10 banks. 10 banks. 10 banks.Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash items .Clear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert'sof deposit,

' 5 %fund with Treas.Due from U. S. Treas.

Total.

$3,450,759.46310,000. 00100, 000. 00

100. 0093,152.90445, 788. 90164, 063.26155,150. 5274, 547.4028, 660. 5242, 369.4452, 044. 6380,162.67

$3,124, 780. 08310, 000.00100, 000. 00

100.0091,975.44571, 842.43214, 711. 6997, 925. 5273, 752. 5228, 664.5211, 472. 2850, 904. 0060, 477.49

35, 059. 00422. 98

155,477. 00173, 589. 00

11, 820. 002,194. 00

$2, 984, 499. 53310, 000. 00100, 000. 00

100.0094, 763.71688, 380.50199, 662. 4684, 823. 4673, 552. 5425,311.4747, 770. 5250,404. 0052, 970. 04

$3, 069,180.23310, 000. 00

75, 000. 00100. 00

88, 510. 47467, 587. 95223, 842.69

75, 425. 6573, 780.1464,129. 7217,745.9645, 716. 5041,115. 07

$3, 423, 506.20310, 000. 00

75, 000. 00100.00

89, 431. 57230,268 39115, 399.40

54, 567. 8573, 794.7471,083.9622, 233.1045, 716. 5039, 254. 00

28, 628. 00848.18

140,141.15134, 511. 00

48, 208. 001,511.86

158,916. 90227,144. 00

33,139. 001,099.10

194, 459. 20159, 342. 00

5, 375, 361.68

13, 950. 001, 000. 00

5,055, 684. 30

11, 910. 00 13, 390. 00

5,159, 928. 99 4, 953, 563. 68

34, 310. 001,127. 36

184, 805. 55154, 451. 00

14, 450. 00200.00

t, 939, 699.62

KENTUCKY.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks andb'dsDue from res've ag'ts.Duefromnat'l banks*Due from State banksBanking house, etc ..Real estate, etcCurrent expenses—Premium s paidCash itemsClear'g-house exch 'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert'sof deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

71 banks .

$20, 373, 422.243,170, 000. 00

835, 000.0035,400.00

824,347. 641, 540, 971.17

575, 740.27199,390.33558,116. 03

93, 623.19204, 342. 21382, 246.25

98, 447. 05

194, 408.006, 602. 54

757, 918. 34524, 972. 00

5, 000. 00139, 375.27

3, 239. 88

30,522,562.41

71 banks.

$20,452, 362. 593, 255, 000. 00

780, 000. 005,100. 00

859, 676. 622,233,596.86

519, 617.18246,351.64556,427. 75

83, 924. 89101, 929. 03337, 454.13141, 699. 64

221, 502. 006, 527. 01

675, 740. 88531,228.00

130,0X0.275, 833.96

31,144, 952.45

71 banks . | 72 banks.

$21,422,150.433, 450, 000. 00

585,000. 006, 300.00

781,427.481, 829, 545.12

479, 808. 65248, 432.30584, 053. 4269, 488. 61

143, 475.41333, 521. 30107, 782. 28

187, 928.006, 366, 24

644, 601. 02497, 795. 00

149, 858. 672, 919.76

31, 530,453. 69

$21,207, 294. 833,485, 000. 00

575, 000. 005,100. 00

836, 617. 702, 204, 654. 46

577, 385. 31263, 467. 41587, 794.98

68, 879.9941, 331. 66

308,129. 87140,485.99

218, 515. 007, 784.92

676, 733. 40580, 068. 00

151, 200.273, 713.16

31, 939,156. 95

72 banks.

$21, 374, 539.103, 477, 500. 00

525, 000. 005, 600. 00

924, 753.182, 760,135. 23

675, 424.13352, 916. 71601,096.02

66, 555. 32145, 759.14306, 464. 24130, 739. 57

221, 955. 006, 264. 07

745, 988^ 79575, 214. 00

150, 835. 935, 550. 00


EEPORT OF THE COMPTROLLER OF THE CURRENCY.


TEXAS.

369

Capital stock

Surplus fundUndivided profits—


Dividends unpaid

Individual deposits..U. S. depositsDep'ts TJ.S.dis.officers



Total

DECEMBER 2.

207 banks .

$25,121, 650.00

4, 435, 612. 663, 012, 757. 07

4,376,625.00

10, 983.24

30, 424, 577. 08135, 344. 23178,339. 57

2, 877, 210. 221,133, 055. 24

1, 908, 830. 78668,151. 9810,139. 22

74, 293, 276. 29

MARCH 1.

211 banks .

$25, 416, 600. 00

4,623,116.651, 730,153. 69

4, 368, 765. 00

14, 665. 74

31,815,633.41212, 506. 07104,152.25

2, 902, 917. 801,164,147. 42

1, 378, 782. 28218, 841. 9642,413. 36

73, 992,695.63

MAY 17.

219 banks.

$26, 059, 500. 00

4, 569, 813.402, 554, 847. 70

4,587, 645. 00

6, 275. 54

30, 371, 239. 56216, 417. 86102, 2-9. 58

2, 700, 647. 95856,416.21

2,100, 668. 76378, 607. 73

2, 834. 38

74, 507,143. 67

JULY 12.

222 banks .

$26, 202, 800. 00

4, 809, 8?3. 261, 515, 614.12

4,611,825.00

158, 644. 04

29, 614,125. 93209,617.63107, 215. 51

2, 480, 925.04787, 795. 61

2,138,834.05437, 540. 91

40, 796. 08

73,115, 557.18

SEPTEMBER 30.

223 banks .

$26, 315,495. 00

4, 783,155. 702,177, 952.14

4, 704, 445. 00

13, 238. 84

32, 064, 729. 31158, 555. 40128, 409. 31

2,396, 533. 25918, 893. 96

4, 020, 368.121,212,747.23

23, 920. 93

78, 924, 444.19

ARK AN S AS.

Capital stock


Kat'1-bank circulationState bank circulation

Dividends unpaid

Individual deposits-..U. S. depositsDep'tsU.S.dis.officers



Total

10 banks .

$1, 600, 000. 00

414,000.00199, 360. 51

279, 000. 00

300. 00

2, 248, 275. 6491, 382. 2919, 493. 58

28, 975. 82113,413.84

376,160. 005, 000. 00

5, 375, 361.68

10 banks .

$1,600,000.00

460, 000. 0075, 093. 79

279, 000. 00

1, 804. 00

2, 284, 058.4979, 393. 3021,613.31

19, 650. 55123,256.06

99, :*14. 8012,500.00

5, 055, 684. 30

10 banks.

$1, 600, 000. 00

4G0, 000. 00153, 623. 68

279, 000. 00

520.00

2,412,376.5086, 797. 8f>14, 826. 07

15,016.73119,135.76

16,132.402, 500. 00

5,159, 928.99

10 banks .

$1,600,000.00

482, 000. 0074, U9D. 85

277, 600. 00

10,313.00

2,179, 904.8467, 890. 2710, 080. 58

13, 511. 30149, 314. 96

88, 248. 88

4, 953, 563. 68

10 banks.

$1, 600, 000. 00

482, 000. 00110, 552. 44

279, 000. 00

580. 00

2,074,923.4551,113.3823, 736. 43

32, 427. 3182, 768.11

202, 598. 50

4, 939, C99. 62

KENTU CK Y.

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDep'tsU.S.dis.ofiicers


Notes rediscounted ..Bills payableOtber liabilities

Total

71 banks .

$10, 423, 290. 00

2, 797, 965. 571, 050,119.15

2, 800, 690. 00

23, 502.00

11,463, 260. 74811,832.42

25, 361.65

376, 896. 38355, 335. 78

324, 723. 5969, 000. 00

585.13

30, 522, 562. 41

71 banks.

$10, 457, 900.00

2, 862, 469.13782,474.18

2, 909, 030. 00

24, 770.25

12,189, 030. 34700,219.2231,612.52

456, 639.42431, 347. 85

257, 964.8932, 000. 00

9, 494. 65

31,144, 952.45

71 banks.

$10,457, 900. 00

2, 864, 246.111,021,408.42

3, 091, 270. 00

18,662,85

12,128,985.85573,159. 53

13, 701. 50

484, 909. 02515, 488.19

329, 483. f,820, 000. 0011,178.64

31, 530, 453. G9

72 banks.

$10, 507, 900. 00

2, 838, 205. 20595, 503. 43

3, 092, 710. 00

76,501.18

12,796,733.85571,395.09

10, 059.14

583, 893. 23550, 369. 36

272.950.0140, 000. 00

2, 936. 46

31,939,156.95

72 banks .

$10, 477, 900. 00

2, 838, 305. 20884, 701. 60

3, 096, 890. 00

23, 375. 00

13, 736, 095. 70503, 795. 4523, 346. 30

602,624.81670, 410. 96

117,491.0570, 970. 876,377.43

33, 052~290T43

9647- -24Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis


ABSTRACT OF REPORTS SIXCE SEPTEMBER 25, 1891, ARRANGED

CITY OF LOUISVILLE.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on handOther stocks and b'dsDue from res Ve ag'tsDue fromnat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills or other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.

Total

DECEMBER 2.

10 banks.

$11, 229, 027. 21500, 000. 00300, 000. 00

146, 637. 003, 039, 501. 00

567,198. 90358, 343.63319,015.8770, 757. 5666, 708. 65

127, 875. 0042, 602.22

144, 027.3674, 885. 001,981.14

345, 087.10814,610.00

22,500.00

16,170, 757. 64

MARCH 1.

10 banks.

$11, 446, 548. 71500, 000. 00300, 000. 00

158,554.651, 293, 941.10

618, 267.18361, 962. 07320, 058. 36

73, 901. 0167,128.14

126, 375. 0045, 606. 97

107. 912. 6737,845. 00

3, 948. 41434, 420. 95602, 673.00

22, 500. 002, 000. 00

16, 523, 643.22

MAY 17.

10 banks.

$11, 910, 953. 54500, 000. 00300, 000. 00

165,108.151,151, 450.82

528, 724. 90333, 299. 76321, 301. 14

85, 885. 0145,711 74

106, 500. 0022, 052. 3957, 060. 6652, 809.00

2, 547. 98436, 842. 26882, 072. 00

21, 800. 002, 000. 00

16, 926,119. 35

JULY 12.

10 banks.

$11, 768, 793. 61500,000.00300, 000. 00

175, 803. 791, 283, 849. 06

614,824.16319, 037. 43324, 379. 44107,152. 3029, 430.98

102, 500. 0031,400.06

119,180. 8789, 017. 002. 662. 24

583, 665, 85845, 687, 00

22, 500. 0022, 000. 00

17, 241, 883 79

SEPTEMBER 30.

10 banks .

$12,310,394.13500, 000. 00300,000.00

184, 838.131, 405, 627. 24

652, 363. 99381, 600.10324, 417. 08117,529.2498,109.51

102, 500.0035, 889. 75

175,661.0691, 067. 00

3, 779.98569, 722.63964, 732. 00

22, 500.009, 000, 00

18,249,731.84

Loans and discounts.Bonds tor circulationBonds for depos i t s . . .TJ. S. bonds on h a n d . .Other stocks and b'dsDae from res've ag'ts.Due from nat ' l banks'Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert 's of deposit5 % fund with Treas.Due from U.S. Treas .

Total

55 banks.

$23, 536, 549. 381, 526, 500. 00

300, 000. 00

663, 508. 221,667, 911. Hi1, 052, 070. 35

492, 660. 78633, 408. 25234, 296. 53223, 580. 26231, 668. 74427, 522.43267, 286. 27249,134. 0014,394.89

874, 512. 671, 007, 445.00

65, 904.1512,135. 00

33,480,488.08

TENNE S55 banks.

$22, 573, 209.421, 516, 500. 00

300, 000. 00

596, 339.132.906,261.011, 641, 388. 89

495, 520. 26630,313.32266, 903. 06215,565.97218, 343. 00417,785.25440,125. 7930^, 956.00

19, 240. 781, 085, 034. 721,124, 320.00

66,301.7512, 602.34

34, 834, 710. 69

SEE.56 banks.

$23, 092,175. 621,529,000.00

300, 000. 00

739, 811. 482, 924, 345. 861,561,753.61

455, 573. 05694, 196. 96274,308.63233,621.24214, 638. 65327,199 26 •222, 413. 85316, 074. 0022, 090. 51

1, 213, 803. 571, 448, 803. 00

67, 003.7514, 999. 30

35,651, 812.34

56 banks .

$22,872,379.161, 529, 000. 00

300, 000. 00

788, 476. 262,7)8,670.501, 746, 884.17

424, 477. 46692, 968, 99287, 680. 53

70,903. 97204, 345. 85306,019.19171, 762. 33304, 916. 00

23, 047. 691, 266, 548 431, 371, 428. 00

67, 654.7512, 065. 00

35,159, 228. 28

55 banks.

$23, 620, 417.481, 479. 000. 00

300, 000. 00

703,221.541, 772, 642.1J1, 556,156. 31

363, 271. 12687,815.97293, 674. 22151, 659. 63192, 595. 85325, 257. 14150, 082. 79327, 996. 0020, 833. 63

1, 070, 710. 611, 068.095. 00

64,194.7537, 325.40

34,184, 949. 55

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res Ve ag'ts.Due from nat' 1 banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ S cert's of deposit5% fund will) Treas.Due from TJ. S. Treas

Total

214 banks.

$67, 937,133.177, 808, 000.00

578, 000. 00190,100.00

4,187, 440.177,355,790.121,587,078.19

515,168.021, 776, 605. 86

429, 058. 95344. 8o7. 16562, 228. 88495, 446.55109, 252. 53

1, 267,149. 0033,402.94

3 793 002 573,158, 669. 00

20 000 00339, 621. 2214, 084. 7<»

102, 502, 099. 09

OHI215 banks.

$67, 580, 059. 568, 230, 000. 00

528, 000. 00207, 240. 00

4, 175, 049. 849, 800, 916. 371, 857, 280. 08

507, 470.741, 775, 712. 64

420, 709.13500, 290. 64601,474.66560, 476. 23130.490.04

1, 326, 572. 0041,252 69

3 662 747 763, 359,107. 00

20 000 00345, 090. 7146, 084. 09

105, 676; 025. 08

o.214 banks .

$67, 888, 709. 438,280, 000. 00

528, 000. 00230, 800. 00

4,182, 407. 2710,190, 071. 381, 802, 314. 44

506, 854. 691, 777, 887. 57

374, 882. 93281, 793. 84609, 991. 66502, 776. 32145, 020. 23

1,327,312.0038, 759. 08

3 832 287 333, 624, 332. 00

20 000 00358,519.64

15, 172. 40

106, 517, 955. 21

214 banks.

$69,183, 860. 328, 216, 000. 00

478, 000. 00263,650 00

4, 283, 872.7111, 522, 897. 951, 857, 407. 21

627, 892. 901, 794, 688. 82

376, 477. 79261,816.23597, 755.62644, 393. 41

95, 658. 951, 367. 049. 00

40, 612. 483 766 621 013, 498, 099. 00

20 000 00353. 076. 8726, 377. 82

109, 276, 208. 09

216 banks.

$72,189, 039.128, 493, 500. 00

478, 000. 0Q352, 900. 00

4, 620, 558. 0310, 532, 377. 942, 033, 781. 67

542, 503.111, 806, 916. 35

393, 945.75571, 257. 96637, 521. 32536, 282. 54

85, 517. 351,503, 785. 00

36, 376. 463 848 603 763, 820, 636. 00

357, 394. 5912,031.15

112,853,528.10Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



C I T Y OF L O U I S V I L L

Liabilities.

Capital s tock .



Dividends unpaid

Individual depos i t s . .U. S. depositsDep'tsU.S.dis. officers



DECEMBER 2.

10 banks.

MARCH 1.

10 banks.

$4,901,500.00 I

1, 137, 800. 00340, 833. 34

449, 490. 00

16, 504. 00

5,594,081.70224, 299. 74105, 700. 26

1, 683, 389. 301, 356, 957. 89

259.601.41100, 000. 00

600. 00

$4, 901, 500, 00

1, HI , 300. 00317,593.79

449, 940. 00

6,190. 00

5, 049, 607. 00172, 904. 98157, 095. 02

2, 393, 753. 401, 922, 259. 03

10,000.00

i," sob. oo

Total 16,170, 757. 64 i 16, 523, 643. 22

MAY 17.

10 banks.

$4,901,500.00

1, 041, 300. 00359, 269.97

449, 940. 00

E.JULY 12.

10 banks.

$1,901,500.00

1,014,800.00332,612.49

449, 910. 00

17, 876. 00

5, 307, 39(5.36187,274.07142,725.93 |

2, 313, 971. 092,119, 865. 93

85, 000. 00

16,926,119.35

19, 002. 00

5, 523, 332. 86264, 910.22

65, 089. 78

2, 368, 764. 002, 276, 872. 44

25, 000. 00

17, 241, 883. 79

SEPTEMBER 30.

10 banks.

$4,901,500.00

1, 014, 800. 00462, 574. 65

448,190. 00

8, 331.00

5, 494,149. 90135, 786. 79191,213.21

3,042, 808. 762, 524, 877. 53

20, 000. 00

2, 500. 00

18, 249, 731. 84

TENNE SSEE.

Capital stock


Nat'1-bank circulationStat^-bank circulation

Dividends unpaid

Individual deposi ts . .U. S. depositsDep' ts U.S.dis.officers



Total

55 banks.

$10, 455, 500. 00

2, 207, 206. 531, 296, 233. 26

1, 332, 375. 00

1,162. 58

13, 658, 353. 33203, 469. 92

74, 408. 37

1, 580, 463. 911, 067, 691. 97

1,557,448.2146, 175. 00

33, 480, 488. 08

55 banks.

$10,420, 500. 00

2, 222, 978. 811, 050, 569. 22

1, 359, 375. 00

1, 997. 36

15, 653, 723. 04347,569. 24154,119. 20

1,771,919.701, 731, 078. 59

264, 023. 8156, 856. 66

34, 834, 710. 69

56 banks.

$10, 473, 953. 00

2, 226, 942. 941, 222, 817. 44

1,371,365.00

2, 003. 00

16,486, 244. 08177, 769. 40106, 103.12

1,518,733.921, 825, 514. 79

189, 866.7550, 498. 90

35, 651, 812. 34

56 banks.

$10, 473, 953. 00

2,200,914.68879, 030. 53

1,371,385.00

69, 612. 75

16, 228, 067. 02220, 636. 70

73,164. 56

1, 434, 778. 861, 915, 952.71

206, 552.4725,150. 00

35,159. 228.28

55 banks.

$10, 179, 455. 00

2,241,505.141, 099, 081, 80

1, 326, 935. 00

3, 691. 50

15,411,935.90217, 559.44

70, 034. 74

1, 475, 695. 891, 600, 807. 30

508,247.8444, 000. 00

34,184, 949. 55

Capital stock


Nat'1-bank circulationState bank circulation

Dividends unpaid

Individual deposits. -.U. S. depositsDep'ts U.S.dis.officers


Notes rediscounted .Bills payableOther liabilities

Total

214 banks.

$26, 510, 400. 00

7,010,702.012, 339, 533. 00

6, 893, 094. 75688.00

59, 353. 97

55, 790, 478. 36452, 378. 79137, 564. 78

1, 757, 106. 24859, 690. 53

423, 492. 65237, 000. 0030, 616. 01

102, 502, 099.09

OHIO.215 banks .

$26, 716. 800. 00

7,049,271.132, 493, 389.47

7,172,561.7568S. 00

25, 833. 40

58, 506, 063. 62420,105.19111,276.46

1, 728, 3O.r>. 10981, 022. 27

430, 765. 6034, 500. 005, 440. 09

105, 676, 025. 08

214 banks.

$26, 657,100. 00

7,018,865.952,201,939.83

7, 326, 760. 00688.00

71, 530. 27

59,614,483.49363,901.76162, 945. 39

1, 731, 982. 24901,620.67

365,713.8383, 337. 6717, 026.11

106, 517, 955.21

214 banks.

$26, 647, 800. 00

7, 092, 328. 282,198. 043.11

7, 267, 240. 00688. 00

86, 823.62

62, 586,170. 06294.114.35179, 902. 37

1,654,961.05941,281.86

212,791.1095, 265. 6218, 79S. 67

109, 276, 208.09

216 banks.

$26, 889. 870. 00

7, 164, 758. 282, 926, 909.41

7, 437, 047. 50688.00

59, 410. 59

64, 477, 519.98286, 386. 40162, 776. 00

1, 974, 580. 08982, 950. 88

166, 228. 92336, 590. 85

7, 805. 21

112, 853, 528.10




CITY OF CINCINNATI.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits ..TJ.' S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes .,.U. S. cert's of deposit.5 % fund with Treas.D ae from U. S. Treas.

Total

DECEMBER 2.

13 banks.

$27, 047, 870.851, 327, 000. 001,100, 000. 00

281, 550. 002, 445,005. 693, 265,320.692,141,169. 251, 023, 286.86

439, 761.2223, 957.0688, 829. 49

340, 585.5191,064.26

409, 489.30327, 649.00

3,402. 881, 763, 655.162, 229,469. 00

800, 000. 0043, 663. 50

45, 192, 829. 72

MARCH 1.

13 banks.

$27, 954,486.312,105, 000.00

950, 000.00335, 250. 00

2, 739, 677.584, 996, 677.182, 439, 887. 671, 093. 699. 96

439, 761. 2230, 957. 06

204,327. 71454, 486.9691,130.74

480, 258. 01395, 054. 00

5,117.112, 002, 500.701, 678, 716.001, 060, 000. 00

94, 718. 504, 265. 00

49, 555, 971. 71

MAY 17.

13 banks.

$28, 588,402.872,492.000. 00

950,000.00504, 700.00

2, 963, 506. 064,125, 034.252,485, 673. 751, 017, 609. 77

417,148.0730, 966. 6197, 748. 93

497,487.8676,111.01

237, 827.20514, 491.00

3,810.231, 908, 358. 502, 917, 267. 001,010,000.00

111, 597. 505, 000. 00

50, 954, 740. 61

JULY 12.

13 banks.

$29, 764, 890.912, 692, 000. 00

850, 000.00349, 550. 00

3, 036, 986. 484, 487, 437. 53

. 2,694,632.55854,913.77417, 023. 07

30,966. 61115, 247. 20517,114.16

74, 651. 29300, 001. 47392, 326.00

4, 201.461, 712, 921. 741, 966, 214. 001,000, 000. 00

120, 589. 009, 990.00

51, 391, 657. 24

SEPTEMBER 30.

13 banks.

$30,498, 739. 032, 767, 000. 00

850, 000.00137, 250. 00

3, 375, 341.174,208,142. 492, 643, 864. 53

898,113.46417,023.07

30, 966. 61225, 436. 85468, 934. 93114, 775.15227, 702.43

. 469. 217. 004, 680. 07

2, 028, 304.152, 466, 003. 00

870, 000. 00122,260.00

1,400.00

52, 825,153. 94

CITY OP CLEVELAND.

Loans and discountsBonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.

Total

10 banks.

$20,198, 828. 85675, 000. 00100, 000. 00

900. 00204, 981.33

1, 963,471. 001, 755, 611. 20

470, 348. 47488, 757. 83134, 079 7626, 435.7211,174. 2580, 445.39

226, 632. 08148, 963. 00

3, 269. 011,120,159. 021, 072, 000. 00

15, 000. 0029, 563. 771,000.00

28, 726, 620.68

10 banks.

$20, 828, 396.14675, 000. 00100, 000. 00

1, 000. 00191, 981. 33

5,203,861.372,201,120.01

832, 980.72488, 757. 83134, 079. 76181,481.0611,191.7566, 873. 44

241,991.98112, 299: 00

4, 390. 881, 300, 472.051, 272, 500. 00

28, 975. 001, 340. 00

33, 878, 692. 32

10 banks .

$21,055,888.12675,000.00100,000.00

1, 000.00215,395.33

3,743/717.452, 382, 443.12

862, 406. 96480, 257. 83136, 485.0310, 380. 7911,191.7572, 417. 84

207, 023. 29210, 605, 00

3, 665. 091, 300, 590.101, 609, 800. 00

30, 375.0070.00

33,108, 712. 70

10 banks.

$22, 483, 225. 33675, 000. 00

75, 000. 001, 000. 00

148, 290. 335, 062,012.872, 511, 828.01

687,106. 53480, 257. 83144, 485. 0364, 315*. 5811,191.7539,551.59

360, 705.10151, 729.00

4, 527. 381,441,528. 501, 475, 000. 00

29,915.002, 650. 00

35, 849, 319.83

10 banks.

$23, 715, 555. 55675, 000.0060, 000. 001,000.00

148, 290. 333,868,153.851, 981, 985.14

457, 292. 85480, 858.11144, 485. 03191, 313. 5711,151.7573, 300. 87

245, 329. 36160. 94L 00

4, 690. 561,433,211.501, 315, 000. 00

29, 565.001,000.00

34,998,124.47

INDIANA.

Loans and discounts .Bonds for circulation;Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency .Legal-tender notes . .TJ. S. cert 's of deposit.5 % fund with Treas .Due fromTJ. S. Treas.

Total .

100 banks.

$34, 905, 235. 843, 998, 550.00

850, 000.00267,100. 00

1,867,329.185, 830, 282. 962, 763, 933. 88

518,218.011, 006,874.17

290, 336. 67321, 413. 53226,106. 75309, 378. 33131, 571.10

1,122,895. 0025, 616.68

3 385, 969. 592. 095, 024. 00

171,867.3910, 377. 95

60, 098, 081. 03

T06 banks.

$35,407, 847.184,150 550. 00

600, 000. CO299, 750. HO

1, 986, 839. 856,552,033.912,613 799.62

487, 253. 541, 064, 499.14

301,419.24147, 357. 69245, 040. 19368, 885.49152,101.31

1,016, 098.0027,917.74

3,161,142. 582,153, 292. 00

177, 971. 2718. 835. 53

60, 932, 034. 2?

107 banks.

$36, 462, 718. 504,221,050. 00

600, 000. 00240, 950. 00

1, 957, 205.126, 929,076. 662, 776, 259. 24

701,273.811,152,636.04

324, 020. 08306, 000.16258, 031. 99407, 379. 20108,071.55.

1,083,130.0024, 968. 92

3,284, 53:5.692,100, 436. 00

179, 342. 7212, 937. 43

63, 130, 021.11

107 banks .

$36, 805, 785.464, 221, 050. 00

600, 000. 00225,700.00

2,080,051.746,315,818.212, 584, 021.85

536, 927. 551,150,717.23

310,104.2575,743. 69

241,822.77306, 302, 96108, 295.16

1, 472. 360.0024, 734. 74

3,501,296.082, 26-1. 059. 00

182,702.2519, 233.11

.63, 026, 726. 05

106 banks.

$37,570,571.714, 221, 050. 00

525, 000.00365, 400. 00

2,105,543.707,094,515.933, 429, 512. 99

604, 093. 831,158, 962. 72

290,027.55225, 082. 29

• 280, 364.50846, 877.10179,371.44

1, 519, 834. 0027, 078. 66

3,641,616.602,517, 501. 00

183, 324. 6121,521.25




C I T Y OF C I N C I N N A T I .

373

Liabilities.

Capital stock


Nat'l-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..IT. S. depositsDep'tsU.S.dis.officers



Total

DECEMBER 2.

13 banks .

$9,100, 000. 00

2, 490, 000.001,110, 429. 93

883,150.00

10, 314. 50

20, 527, 916.121, 045, 420.69

6,841,513.112, 838, 407. 91

345, 677. 46

45,192, 829. 72

MARCH 1.

13 banks.

$9,100, 000. 00

2, 535, 000. 001, 246, 727.10

1, 693, 060. 00

5,176. 00

21,221,070.71895, 828.63

8,645,604.833, 917, 004. 44

296, 500.00

49, 555, 971.71

MAY 17.

13 banks.

$9,100, 000. 00

2, 555 000.00983,031.54

2,091,600.00

13, 523. 00

22,162, 346. 83896, 028. 31

9,312,494.483, 545,167. 91

295, 548. 54

50,954, 740. 61

JULY 12.

13 banks .

$9,100, 000. 00

2, 635, 000. 001,034,053.71

2, 207, 730. 00

35, 430. 50

22, 598, 998. 42721, 037.15

9, 090, 672. 933,676,434.53

292, 300.00

51, 391, 657. 24

SEPTEMBER 30.

13 banks.

$9,100, 000. 00

2, 635, 000. 001, 305, 596. 29

2, 379, 850. 00

18, 479. 00

22, G05, 568. 28717, 523.15

9, 337, 499.184,384,338.04

75, 000. 00266, 300. 00

52, 825,153. 94

CITY OF CLEVELAND.

Capitalstock



Dividends unpaid

Individual deposits ..U. S. depositsDep'ts U. S. dis. officers


Notes rediscountedBills payableOther liabilities

Total

10 banks .

$8, 050, 000. 00

1, 735, 000. 00489, 482. 28

607, 500. 00

3, 584. 00

13, 732, 454. 8459, 815. 7437, 083. 07

1,728,509.601,074,812.58

12 000.00720, 000. 00476, 378. 57

28, 726, 620. 68

10 banks. .

$8, 050, 000. 00

1, 735, 000. 00741, 344. 56

603, 500. 00

985. 00

18,140, 026.4763, 598.2635: 312. 34

2, 420, 350. 051, 562, 255.50

50, 000. 00476, 320.14

33, 878, 692. 32

10 banks.

$8, 050, 000. 00

1, 775, 000. 00457, 591. 38

603, 900. 00

-14,310.00

18, 069, 556. 4666, 419. 2734, 014. 43

2, 167, 697. 041, 364, 812. 99

175, 000. 00330,411.13

33,108, 712.70

10 banks .

$8, 050, 000.00

1, 750, 000. 00625, 556. 01

601, 450. 00

4, 562. 00

20,094,572.9157,118.7618, 802.49

2, 390, 724. 901, 676, 716. 20

503, 500. 0076, 316. 56

35, 849, 319. 83

10 banks.

$8, 050, 000. 00

1,750,000.00865,169. 03

606, 350. 00

321. 00

18,122,227.1052, 783. 0210,627.19

3,117.150. 421,712,087.10

275, 000. 00436, 409. 01

34, 998,124. 47

INDIANA.

Capital stock



Dividends unpaid



Notes rediscounted ..Bills pavableOther liabilities

Total

100 banks .

$12,427,000.00

4, 017, 615. 892, 459,123. 85

3, 504, 275.00

22, 973. 50

33,154, 642. 79660, 498. 31125,154. 37

1,840,720.511.774,529.76

52, 897. 0540, 000. 0018, 650. 00

60, 098, 081. 03

106 banks .

$13, 020, 000. 00

4, 520, 015. 491, 587, 539. 53

3, 568, 364. 00

23, 760. 25

34,176, 943.37423, 834. 55117, 049. 65

1,510,976.881,736,146.24

166,354.3280, 000. 001,650.00

60, 932, 634. 28

107 banks.

$13,305,900.00

4,535,151.801, 886, 642.15

3, 658, 890. 00

20, 284. 43

35, 768,056. 80379. 000. 77160; 458.09

1,511,366.031, 780, 322. 39

77,298. 6545, 000.001, 650. 00

63,130, 021.11

107 banks.

$13, 428, 000. 00

4,613,198.711,418,937.80

3, 731,190. 00

53, 964.53

35, 755,190. 83366, 042. 83170, 632. 33

1, 490, 380.471, 820, 332. 29

123, 856. 2655, 000. 00

63, 026, 726. 05

106 banks .

$13, 447, (J00. 00

4, 580, 443. 861, 798, 560. 61

3, 736, 315. 00

21, 853. 03

37, 296, 585. 99176, 216. 28288, 282.00

2,107, 820. 762, 758,171'. 41

47, 000. 0055, 000. 00




I L L I N O I S .

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U.S.bonds on hand..Other stocks andb'dsDue from res've ag'ts.Due from nat'lbank s.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TT. S. cert's of deposit5 % fund with TreasDue from U. S. Treas

Total

DECEMBER 2.

182 banks.

$52, 057, 660.054, 983, 500.00

970, 000. 00231, 200. 00

4, 558, 644. 017, 518, 070.651, 394, 559. 20

348, 177.151, 675,184. 25

379, 270. 41374,102. 02487,341.16470, 591. 49135, 386. 32885,243.0031,249.35

3, 415, 722.181,793,551.00

10, 000. 00221, 563.2125, 972. 65

81, 966, 988.10

MARCH 1.

182 banks .

$53, 312,136. 824, 993, 500. 00

920, 000. 00271,300.00

4, 592, 597. 6310, 102,510.441,560,642.33

458,032.151, 690, 383. 08

431,535.28229, 220. 27448, 663. 93753, 798. 7895, 649. 04

1,100,203.0031,788.78

3,472, 451. 001,969,271.00

10, 000. 00222,039.10

15, 799. 52

86, 681, 526.05

MAY 17.

185 banks .

$54, 442,576. 055, 081, 000.00

920, 000. U0273, 300. 00

4, 455, 966. 899, 771, 578. 781, 490, 024. 52

278,120.171,710,477.26

442, 226. 41447, 303.23448, 297. 49540,411.5076, 387. 12

981,596.0035, 963. 39

3,607,712.822, 037, 366. 00

10, 000, 00221, 232. 21

14,912.86

87, 286, 452. 70

JULY 12.

188 banks .

$54, 236, 372.195,131, 000. 00

920, 000. 00276, 050. 00

4, 454, 784. 949, 278, 264.141, 332, 237.47

371,459. 001, 717, 657. 50

439,671.97114,812.10438,119.92460, 554. 94

91, 262. 03928, 025. 0037,382.31

3, 780, 222. 372,022,491.00

20, 000. 00224,861.21

11, 595. 86

86,286, 823. 95

SEPTEMBER 30.

188 banks.$55,821,574.96

5,132,000.00920, 000. 00273,150. 00

4, 679,157. 218,138,934.511,460.010.97

353; 774.081, 750, 445.74

427, 569. 67270, 760. 90430, 907. 49503, 213. 6483, 647. 65

973, 240. 0035, 803. 26

3,991,582.212, 036, 657. 00

20, 000. 00227, 692. 6118, 549. 40

87, 548, 671. 30

CITY OF CHICAGO.

Loans and discountsBonds for circulation.Bonds for deposits ..U. S. bonds on hand..Other stocks andb'dsDuftfroTn res'veaff'tsDue fromnat'lbanks.Due from State banksBanking house, e t c .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total

21 banks .

$88, 006, 424. 661, 200, 000. 00

300, 000. 0048, 500. 00

3, 740, 301. 70

14, 298, 758. 355, 397, 671. 97

680, 562. 81236, 480. 66222, 561. 70

54, 303.1059, 867. 80

7,025,706.19932, 587. 0022, 400. 93

19,971,168.616,471,891.001, 390, 000. 00

54, 000. 0085, 700. 00

150,198, 886.48

. 22 banks .

$92, 243, 773.071, 250, 000. 00

300,000.00668, 550. 00

4, 387,166. 98

21, 062, 479.164, 826, 563. 71

689, 635. 54238, 332. 22117, 465.15111,209.1079, 227. 92

6, 763, 014. 311, 728, 500. 00

36, 710. 3521,175,143.609,595,901.001, 860, 000. 00

56, 250. 0092, 500. 00

167, 282,422.11

22 banks .

$100,983,098.141, 250, 000. 00

300, 000. 00974, 750. 00

5,196, 852. 55

16,181, 228. 654, 823, 390. 30

724, 784. 09380, 659. 57201,141.53161,378.9848, 659. 33

6, 633, 998. 212, 074, 551. 00

32, 393. 4423, 284, 350. 7511,571,341.001,860,000.00

56, 250. 0071, 500. 00

176,810,327.54

22 banks.

$104,827,864.501, 250, 000. 00

300, 000. 001,017,000.006, 825,152. 07

15, 249, 242. 724, 726, 643. 85

865, 303. 61418, 296. 41

29. 374. 41166| 113.98112,367.70

6,484,719.701, 264, 638. 00

30, 885. b323, 083, 015.40

9, 300, 786. 001,610,000.00

56, 250. 00109,050.00

177, 726, 704.18

23 banks.

$103,999,437.231, 300, 000. 00

300, 000. 00704, 200. 00

5,168, 792. 70

15, 754, 753. 204, 384, 484. 78

870, 439. 59473, 274.51155, 821. 96152, 509. 1972, 491. 46

7, 623, 845. 081, 040, 553. 00

41,855.5222, 315, 853.906, 876, 207. 001,260,000.00

58, 500. 0059, 200. 00

172,612,219.12

MICHIGAN.

Loans and discountsBonds for circulation.Bonds for deposits ..U. S. bonds on hand-.Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from IT. S. Treas.

Total

98 banks.

$33,193, 880. 042, 505, 500. 00

100, 000. 008. 950. 00

620, 294.494, 570, 636. 48

533,121. 38259, 25H. 43

1,024,168.98476, 279. 61250, 633. 23210, 149, 58183, 725. 5580, 457. 02

457, 352. 0016, 075. 60

1,726 517.04816^ 492,00

112,185 0010, 710.40

47,156, 384. 83

98 banks.

$33,206,951.922, 505, 500. 00

100,000. 007. 950. 00

772,142.866, 113,141. 20

762, 425. 69296, 814. 79

1, 026, 567. 70477, 978.23129, 899. 67207, 796. 66175, 185. 5156, 957. 41

378, 240. 0021, 855. 46

1,685 483 56830, 591. 00

112, 747. HO25, 608. 00

48, 899, 927.16

96 banks.

$33, 438, 934. 232, 443, 000. 00

100,000.007, 950. 00

699. 520.145,311,750.09

491, 394. 59296,191.15

1,037,155.27470, 507.14223, 783.63204,109.16245, 257.49

91, 938. 43421,151.00

19,123. 051,705 411 10

968, 302. 00

109,935.0012, 454. 00

48, 297, 867.47

96 banks.

$33, 542, 838. 932, 453, 000. 00

100, 000. 007, 950. 00

754, 951. 316, 298, 718. 47

751,173. 54312, 236. 90

1, 054, 594. 92456, 825. 45

50, 275. 87189,211.16230, 624. 6696, 904. 92

509, 788. 0018, 626. 21

1 804 452 43941, 988. 00

109, 935. 0011,297.50

49, 695, 393. 27

96 banks .

$34,313,317.962, 443,000. 00

100, 000. 008, 950. 00

773, 456. 666, 479, 631. 27

817, 410. 65499, 326. 30

1, 058, 556.39* 461, 290. 65

193, 572. 84191,132. 79230, 672. 40127, 343. 23446. 535. 0017,3K6.72

1 769 522 99911,371.00

109, 934. 7012, 867. 50




I L L I N O I S .

Liabilities.

Capital stock



Dividends unpaid

Individual deposits ..IT. S. depositsDep'tsU.S.dis.officers



Total

DECEMBER 2.

182 banks .

$16, 504, 000. 00

5, 704, 627. 532, 979, 982. 62

4, 416, 347. 00

17, 396. 50

49,141,037.35897, 529. 34

29, 848.78

436, 981. 311, 635, 728. 58

141, 949. 0961, 560. 00

81, 966, 988.10

MARCH 1.

182 banks.

$16, 548, 000.00

5,849,851.042, 566, 663. 54

4, 418, 307. 00

90, 111. 78

53, 942, 519. 25843, 630. 98. 35, 589. 00

411, 235. 871,750,771.85

121, 845. 74103, 000. 00

86, 681, 526. 05

MAY 17.

185 banks.

$16,781,000.00

5, 846, 432. 343, 090, 716. 30

4, 464, 317. 00

21, 913. 56

53, 865,120. 00852, 650. 91

24, 538. 60

528, 707.111,416,141.25

298, 635. 6392, 000. 00

4, 280. 00

87, 286, 452. 70

JULY 12.

188 banks.

$16, 956, 000.00

6, 010, 028. 062, 445, 418.17

4, 513,197. 00

103,713.16

52, 999, 347. 02828, 088. 28

23, 858. 82

507, 784. 531. 562, 742. 55

231,305.13105, 000. 00

341.23

86,266, 823. 95

SEPTEMBER 30.

188 banks.

$17, 046, 000. 00

6,112,532.382, 879, 285. 30

4, 554, 477. 00

31, 551.16

53, 987, 212.44824, 450. 7228,147. 69

446,129. 981, 390, 027. 90

160, 856. 7388, 000. 00

87,548,671.30

CITY OF CHICAGO.

Capital stock



Dividends unpaid

Individual deposits.. -U. S. depositsDep'ts U. S. dis. officers



Total

21 banks .

$20, 800, 000. 00

9, P>15, 000. 003,186, 958. 35

752, 305. 00

3, 621, 50

65, 332, 498. 92282, 499. 22

14, 238. 72

28, 746, 731. 1421, 725, 033. 63

40, 000. 00

150,198, 886. 48

22 banks.

$21, 900, 000. 00

9, 707, 500. 002, 807, 241.15

779, 705. 00

4, 228. 00

68,077,231.82276, 328. 90

19, 016. 73

37,104,558.7126, 606, 611. 80

167, 282, 422.11

22 banks.

$21,900,000.00

9, 700, 000. 003, 316, 292. 35

770, 255. 00

7, 016. 50

80, 465, 503. 49245, 270. 44

16, 310.47

36, 539, 739. 9123, 830, 939. 38

10, 000.00

176, 810, 327. 54

22 banks .

$21,900,000.00

10, 004, 500. 002, 920, 542.38

799, 885. 00

25, 346. 00

80, 335,812. 97237, 762. 95

20, 987.17

36. 858, 231. 6224, 623, 636. 09

177, 726, 704.18

23 banks.

$22, 900, 000. 00

10, 051, 900. 003, 446, 892. 47

796, 055. 00

222, 492. 00

77, 602, 282.14276, 870.32

20, 020. 81

33,492, 538.0823, 727, 334. 70

31, 583. 60

41, 250. 00

172,612,219.12

MI CHIGAN.

Capital stock



Dividends unpaid

[ndividual deposits...U. S. depositsDep'ts U. S. dis. officers


Notes rediscounted ..Bills pay ableOther liabilities

Total

98 banks.

$10, 844, 60,0. 00

3, 095, 238. 331, 707, 419. 92

2, 211, 600. 00

36, 363. 86

27, 895, 506. 6395, 857.474, 634.45

324, 686. 80564, 683. 90

350, 519. 0923, 000. 00

2, 274. 38

47,156, 384.83

98 banks .

$10, 858, 270.00

3,179, 687. 601,329,713.13

2, 220,110. 00

15, 662. 22

29,632,791.8593, 961. 814, 762. 53

451,759.51942, 395. 41

Id4,522.3527, 000. 00

9, 290. 75

48, 899, 927.16

96 banks.

$10,634,000.00

3,116,567.601, 661, 250. 22

2, 175, 700. 00

13, 634.16

29, 276, 808.1595, 979. 67

2, 972. 64

256, 081.17764,198. 86

•278,586.6022, t)00. 00

28.40

48, 297, 867. 47

96 banks.

$10,634,000.00

3,198, 933. 291,155, 599. 33

2,173,110. 00

53, 219. 91

30, 796, 868.1089, 757. 79

201.79

487, 565. 68911, 848. 44

17?, 488. 9414, 500. 00

300.00

49, 695, 393. 27

96 banks.

$10, 634, 000 00

3, 220, 283.291, 479, 855.10

2,176, 270. 00

9, 257. 86

31, 843, 686. 2275, 995. 51

2, 342. 25

5*65, 378.11817, 662. 31

132, 528. 408, 000. 00




CITY OF DETROIT.

Kesources.

Loans and discounts.Bonds for circulationBonds for deposits...U.S. bonds on handOther stocks and b'dsDue from res' ve ag'ts.Due f rom nat'lbanks.Due from State banksBanking house, etc..Heal estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch' gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.

Total

DECEMBER 2.

8 banks.

$15;453, 582.25450, 000. 00400, 000. 00

147, 054. 202, 371, 396.16

909, 750. 98353,583.89116,424.49178, 538. 8858, 266.09

116, 500. 0039,139.21

451,009.29172, 630.00

5, 455. 23950, 665. 25

1,192, 275. 00

20, 250. 0012, 356. 01

23, 398, 876. 93

MARCH 1.

8 banks.

$10,1547,170.23450, 000. 00400, 000. 00

83,432. 523, 343, 534. 901,016,096.07

449,176. 59116, 424.49180,105.5033, 402. 61

106, 500. 0052,168.62

316, 479. 34151, 682.00

6, 230. 001,083, 417. 501,150,351.00

20, 250. 0010,977.21

25, 317, 398. 58

MAY 17.

8 banks.

$17, 288,601.14450, 000.00400, 000.00

96, 785.022, 701, 847.271, 039, 002.64

463, 955. 5217,153. 50

184, 474. 9453, 214. 00

106, 500. 0045,531.29

260, 565.26120, 076. 00

6, 251.631, 329, 545.80

989, 719.00

20,250. 002, 487. 06

25, 575, 960. 07

JULY 12.

8 banks.

$16, 754, 932.16500, 000. 00300, 000. 00

86, 785.022, 884, 002. 641,187,402.46

511, 061. 0716, 853.50

111,078.928, 053. 86

95, 500.0068, 384. 84

276, 657.83141, 703. 00

6,251.411, 279,736. 501, 218, 619.00

21, 430. 0025, 707. 06

25, 494,159. 27

SEPTEMBER 30.

8 banks.

$18,162, 563.99500, 000.00300,000.00

104, 785.023, 283, 792. 281, 317, 344. 69

384, 884. 6916, 853. 5091, 036. 6824, 652.1595,000.0043, 373. 34

307,001.00106, 077. 00

6,413.081,176,104.551,151,353.00

22, 500, 0022, 228. 91

27,115, 963.88

WIS CONSIN.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S.'Treas.

Total

72 banks.

$2:"!, 651, 778. 021,631,750.00

150, 000. 0011,650.00

739, 559.123, 898, 372. 66

448, 778. 52215,447. 25659, 867. 9569, 679.96

152, 419. 37149, 764. 61140, 206. 76

319, 555. 0012, 7i»4. 50

1, 570, 4G7. 93630, 863. 00

72,310.00929. 50

33, 526, 203.15

71 banks.

$22, 796,109.161, 671, 750. 00

150, 000. 00950. 00

750, 720. 384,536,915.21

644,184.41209,113. 55749,119.7327,975. 0094.615.oO

150, 761. 35194, 633.48

266, 785. 0015, 058. 93

1,531,320.06611,791.00

71,937. 00724. 20

34, 474,463. 96

72 banks.

$23,267, 597. 981, 696, 750. 00

150, 000. 00950. 00

935, 734. 034, 111, 690. 84

558, 926.57211,698.51763, 766.1230, 975. 00

161, 232. 52155, 308. 80138, 034. 51

286,743.0014,597.24

1, 657, 519, 09657,173. 00

73, 222.003, 540.40

34, 875; 459.61

73 banks.

$23,742, 207. 741, 671, 750. 00

150, 000.00950. 00

988, 061.133, 937, 859.41

508, 561.98196,209.82762, 487.1834, 975.0033, 665. 73

142, 069. 55168,131. 35

331,492. 0013, 796.49

1, 682, 664. 24597, 799. 00

72, 717.004, 576. 50

35, 039, 974.12

74 banks.

$24, 647, 222. 581, 684, 250. 00

150, 000. 001,050.00

1, 068, 596. 324,149,699. 87

486, 998.55218,197.25714, 200. 8691,776.67

119, 967. 70137, 820. 00199,300.55

289, 366.0013, 734.28

1,837, 144. 95592, 801. 00

75, 284. 606, 649.70

36, 484, 060. 88

Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'ds3)ue from res've ag'tsDue from nat ' lbanksDue from State banksBanking house, e t c .

Premiums paidCash itemsClear'g-house exch'gsBills of other banks . .Fractional currency.Specie .Legal-tender notes ..IJ. S. cert 's of deposit5 % fund with Treas .Due from TJ. S. Treas.

Total

CITY3 banks.

$5, 019, 403. 99250, 000. 00320, 000. 00

7,450. 00425, 970. 00

1,155,151.07230,689.11

61, 543.8275, 000. 00

49, 870. 733,139. 65

214, 080. 7118, 1^5. 0010, 657. 55

807, 441. 00465, 725. 00

• 12,170. 008, 000. 00

9,134, 457. «3

OP MIL3 banks.

$5, 047, 303. 05250,000.00320, 000. 00

7,450.00475, 495. 50

1,962, 932.33323, 673.9560,117. 0475, 000. 00

49, 653. 652, 637. 07

218, 665. 611G, 510. 003,156.42

867 575 00398, 938. 00

U, 250. 00* 1, 855. 00

10, 092, 212. 62

W AUKE3 banks .

$5, 353,269.16250, 000.00320, 000. 00

6, 950. 00483, 404.14

1, 652, 007.08614,413.70

72, 778.1775, 000. 00

46, 645.002, 808. 04

164,913.6417, 773. 00

3, 299. 59832 906.00346,168. 00

11, 250. 001,165. 00

10, 254, 750.52

E.3 banks.

$5, 886, 812. 53350,000.00

. 320, 000. 007, 950.00

603,437.411, 459,135.17

514, 917. 51102, 556. 8375,000. 00

46,073.7513, 002. 74

151,444.7614, 362.004, 398. 81

900 205 00369, 775.00

11, 755.004, 565.00

10, 835, 391. 51

3 banks .

$6,142, 821.61350, 000. 00320, 000. 00

8, 750.00746,412.99

1, 002, 489. 81199, 489. 3462,198.1975, 000.00

45,124.001, 975.45

201, 271.918, 951,002, 567.66

974 365 00368,057.00

15, 745.007, 595.00

10, 532, 813. 96




CITY OF DETROIT.

Liabilities.

Capital s.tock



Dividends unpaid



Notes rediscounted ..

Total

DECEMBER 2.

8 banks.

$4, 400, 000. 00

620, 000. 00651, 801. 40

375, 420.00

10. 00

10, 605, 003.56256,123.13127,312.26

2, 323, 020. 233, 928, 547. 71

111,638.64

23, 398, 876. 93

MARCH 1

8 banks.

$4, 400, 000. 00

631, 000.00497, 973.47

362, 070.00

135.00

10, 602, 400. 25309, 998.17

86, 568.85

3, 437, 218.234, 990,034.61

25, 317, 398. 58

MAY 17.

8 banks.$4,400, 000.00

634, 000. 00616, 854.16

377, 400. 00

166. 00

11,456, 550.16292, 364. 72102,653. 58

3,155, 534.434, 483,437. 02

57, 000. 00

25, 575, 960.07

JULY 12.

8 banks.$4, 400, 000. 00

648, 000.00441, 519. 38

386,630. 00

5, 219.39

10, 748, 243.18193,332. 78104, 348. 29

3,674,294.494, 892,571. 76

25,494,159.27

SEPTEMBER 30.

8 banks.$4,400,000. 00

651, 000. 00523, 084. 78

406, 280. 00

20, 287.13

11, 664, 200.52133, 273. 69161, 660.31

3, 956, 761. 085,199, 416.37

27,115, 963. 88

WISCONSIN.

Capital stock


Nat'1-bank circulationStite liink circulation

Dividends unpaid

Individual deposits. -.U. S. depositsDep'ts D. S. dis.officers



Total

72 banks .

$6, 245, 000. 00

1,798,185.021,107, 231. 73

1,440, 456.00

1, 824. 00

22, 299, 2G4.01105, 773. 48

38, 305.14

56, 34G. 23279, 934.14

82, 883. 4071, 000. 00

33, 526, 203.15

71 banks.

$6, 325,100. 00

1, 837. 364. 67836, 327.14

1,455, 336. 00

' 3, 359. 00

23, 299, 955. 79121,167.13

19, 839. 08

88, 906.44363, 558. 71

117, 550. 006, 000. 00

34, 474,463.96

72 banks.

$6,480, 800. 00

1, 850,129. 671, 070, 746. 20

1,490, 926.00

417.00

23, 324,465. 76137, 082. 77

7,104. 50

78, 798. 27366, 714. 55

62,195.196, 000.00

79.70

34, 875,459.61

73 banks.

$6, 592,150.00

1, 899, 2i6.01792, 418. 63

1,458,106. 00

30, 826. 00

23, 619, 960. 91127,360.87

6, 362.42

92, 354.31351, 9J3.15

57,188.5712, 000. 00

107.25

35,039,974.12

74 banks .

$6, 652,650. 00

1,902,216.011, 033, 686. 63

1, 504.436. 00

722.00

24,771, 050.72131, 392. 04

3,496.46

85, 586. 29330, 089.52

51,072.4017, 498.52

164. 29

36, 484,060. 88

CITY OF MILWAUKEE.

Capital stock


JSTat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S.dis.officers


Notes rediscounted . -Bills pay ableOther liabilities

Total

3 banks .

$850, 000.00

475, 000. 00292, 637. 60

224,400.00

4, 919, 898. 27119, 801.69194,650.53

1, 550,160. 47432, 019.49

75 889 58

9,134, 457. 63

3 banks .

$850, 000. 00

475,000.00268,861.72

225, 000.00

5, 423, 887. 02174/080.48140, 864. 21

1, 807, 525.12726, 994. 07

10, 092, 212. 62

3 banks .

$850,000.00

475, 000. 00302, 404. 23

225, 000.00

5,716,896.78178, 068.37138, 092. 55

1,723,410.45645, 878.14

10, 254, 750. 52

3 banks .

$850, 000. 00

475, 000. 00283, 371. 03

235,100. 00

6, 365, 437.1674, 515.31

227,241.89

1, 664, 945.08659, 781.04

*

10, 835, 391. 51

3 banks .

$850, 000. 00

475, 000. 00304, 458. 70

314, 900.00

5, 941, 507. 08147, 050.65169, 790.64

75, 247.121, 575, 983.65

576,461.54102,414.58

10,532,813. 96Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



IOWA.

Resources.

Loans and discounts.Bond s for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert'sof deposit.5% fund with Treaa.Due from U". S. Treas.

Total

DECEMBER 2.

147 banks .

$34, 662, 017. 663,183, 750.00

200, 000. 001, 850. 00

1, 302, 587. 663, 910, 518. 201,516,225,46

402,681.161, 533, 807. 50

215, 752. 94362, 652. 57272, 913. 27332, 083. 89139, 886. 38517, 258. 0018, 862. 33

1, 732, 001. 791,150, 864. 00

141, 427.154, 337. 86

51,601,477.82

MARCH 1.

149 banks.

$35, 316, 852. 623, 219, 500. 00

175, 000. 001, 850. 00

1, 287, 232. 536, 365, 150.191, 943, 656. H3

472, 319. 581,471, 650. 54

241, 321. 40190. 383. 34258, 900. 04477, 210. 00

70, 878. 02631, 927. 0022, 206. 09

1, 836, 213. 461, 335, 053. 00

140, 251. 6111, 707. 49

55, 469, 263. 74

MAY 17.

150 banks .

$36,341,190.053, 254, 500. 00

175, 000. 003, 350. 00

1, 323, 964. 555, 877, 370. 072,122, 969.34

479.521.511, 518' 117.97

218, 508. 33359, 844.26254, 683.97248, 587. 89

71, 475. 84611, 289. 0024, 503. 79

2,161, 630. 901,217,048.00

144, 290. 3110, 647.10

56, 418,492. 88

JULY 12.

154 banks .

$36,059,114.283, 314, 500. 00

160, 000. 005, 350. 00

1,408,933.116,109,811.012,210,475.39

" 558, 220. 311, 524, 552.20

283, 771. 82107, 475.17255, 061. 08273, 787. 6875,817.57

546, 683.0022, 413.12

2,145, 988. 571,264,319.00

145,165. 319, 456. 80

56, 480, 895. 42

SEPTEMBER 30.

157 banks .

$38, 590, 023. 583, 364, 500. 00

160, 000. 003, 550. 00

1, 408, 804. 705, 023, 000. 331, 841, 695. 35

449, 945. 221,559,422.91

289, 555. 07266, 955. 01

* 261, 223. 67380, 303. 8466, 863. 36

542, 886. 0021, 949. 53

2,041,613.951, 343, 334. 00

147,200.85. 10, 637. 31

57, 773, 470. 68

CITY OF DES MOINES.

Resources.

Loans and discountsBonds for circulationBonds for deposits..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks. .Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total ... 3,591,979.25

4 banks.

155, 881. 82309,185. 30106, 824.1358, 544. 34

124, 235. 6469,142. 0821,133.91.11,718.755, 884. 06

44,921.8946, 478. 002, 328. 33

110, 745.10151,161.00

6, 750.00

4 banks .

$1, 993, 638. 95150, 000. 09

224,134.71504, 544.49214, 035.10

63, 085. 86124,235.6479, 667. 9813, 236. 7711, 000. 006, 940. 78

68, 417. 6154, 673.002,124.11

120, 959. 30175, 693. 00

6, 750. 001, 000. 00

3,814,137.30

4 banks .

$2, 357, 273. 74150, 000.00

147, 294. 80742, 690. 41351, 278. 2648, 261. 29

124, 235. 6478, 908. 0414, 998. 7211,000.006, 776.10

59, 273. 9554, 543. 002, 707. 69

213, 900.40217,915. 00

6, 750. 00

4, 587, 807. 04

4 banks .

12, 519, 040. 72150, 000. 00

164, 967. 56557, 008. 91301,841.6857, 065. 87

124, 235. 6488, 356. 51

7,101.1611, 000. 005, 615.19

93, 795. 9884, 321. 00

5. 833. 54216| 108. 95186, 787. 00

6, 750. 001, 000. 00

4, 580, 829. 71

$2, 745, 722. 31150, 000. 00

214,721.39369, 282. 72267, 755. 2369,126. 64

125, 235. 6478, 719. 1418,189. 6610, 500. 00

3, 975. 43125, 579.13

50, 620. 004,147. 42

173, 676.15167, 854. 00

6, 750. 001, 000. 00

4, 582, 854. 86

MINNESOTA.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand .Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etc . .Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ...U.S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.

Total

54 banks .

$15,741, 543.991,164, 800. 00

50,000.00

295, 201. 803,043, 873. 50

395,182. 74242, 470. 97739, 354. 22210, 645. 16123, 674.42111, 237. 9387, 419.59

111,581.33189,142. 00

7, 019. 20942, 392.19418,101. 00

50, 061. 003,261.33

23, 926, 962. 37

55 banks.

$16, 588, 725.241,177, 300. 00

50, 000. 00

280, 031.192, 496, 693. 32

473,114. 70303,757,80758, 491. 04214, 475.48132, 527.80

„ 106,498.35126, 356. 9928, 904.19

110, 843. 008, 022.47

957, 344. 36354, 349. 00

52, 978.507, 786. 00

24, 228,199. 43

57 banks.

$16, 968, 690.881,212, 300. 00

50, 000. 00

287, 318. 042, 854, 506. 54

496, 884. 44250, 661.497&7,155.42209, 527.44202, 880. 94107, 558.3554,197. 44

110, 251. 7797, 044. 009, 310. 86

« 984,138. 78346, 458. 00

50, 813. 505, 037. 00

25, 084, 734. 89

58 banks.

$18, 305, 717. 651, 224, 800. 00

50, 000.0010,000.00

253, 232. 052, 207, 993. 78

432, 507. 40189, 003. 35799, 488.90210,181.09

47,986.51107, 303. 94

81, 535.5843, 597. 85

114,964.008, 358.10

862, 530. 88439, 756. 00

50, 528. 504,189. 50

25, 443, 675. 08

59 banks .

$18,550,319.48*1, 267, 300. 00

50, 000. 0010. 000. 00

281, 343. 552, 550, 222.12

282, 057. 58257,202. 44832, 377. 80216, 494.1497, 392.15

107, 474. 6468, 895. 8284,573 58

102, 955. 008, 300.42

1, 018, 862. 21371, 379. 00

52, 258. 504, J 89. 50




IOWA.

Liabilities.

Capital stock

Surplus fundUndivided |irofits


Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S.dis. officers


Notes rediscounted .."Bills payableOther liabilities

Total

DECEMBER 2.

147 banks .

$12, 790, 000. 00

2,787,617.691, 523, 100.18

2, 819, 057. 00

18, 239. 58

26, 771, 679. 07143,180. 77

41, 049. 91

1, 390, 859. 252, 558, 722. 33

588, 972.04169, 000. 00

51, 601, 477. 82

MARCH 1.

149 banks.

$13, 286, 575. 00

2, 925, 674. 861,159, 132.16

2, 796, 292. 00

21, 636. 92

28, 963, 912.11134, 004. 9927,163. 53

1, 996, 769. 093, 719, 807. 83

330, 595.25107, 700. 00

55, 469, 263. 74

MAY 17.

150 banks.

$13, 415. 000. 00

2, 962,444. 421, 535, 390. 60

2, 862, 747. 00

20, 278. 01

29, 397, 491. 72145, 457, 86

24, 301. 57

2, 218,605. 803, 637, 254. 89

143,021.0156, 500. 00

56,418, 492. 88

JULY 12.

154 banks .

$13, 625, 000.00

2, 997,169. 281, 016,138. 65

2,889,262.00

64, 279. 82

29, 471, 741. 65100,131.26

25, 475. 43

2, 415, 900. 783, 745, 581. 20

107, 215. 3523, 000.00

56, 480, 895. 42

SEPTEMBER 30.

157 banks .

$13, 820, 000. 00

3, 004, 369. 281, 362, 988. 89

2, 954, 384. 50

21, 915.17

30,491,755.6894,501.3745, 202. 39

66,174. 261, 854,135. 24

3, 565,105.15446, 938.75

46, 000. 00

57, 773, 470. 68

C I T Y O F D E S M O I N B S .

Capital stock



Dividends unjjaid

Individual deposits..U. S. depositsDep'ts U.S.dis.officersDue to national banksDue to State banks..

Notea rediscounted ..Bills payable

Total

4 banks .

$700, 000. 00

309, 000. 00153, 851. 24

133, 640. 00

1,614.00

1, 336, 965. 75

216,579.51680, 328. 75

10, 000. 00

3, 591, 979. 25

4 banks.

$700, 000. 00

310, 300. 00133, 429.64

131,380.00

2,179. 75

1, 413, 559. 73

074. 908. 00448, 380.18

3, 814,137. 30

4 banks.

$700, 000. 00

310,300. 00145, 035. 74

131, 430. 00

2,017.75

1, 707, 627. 20

424,715.141,166, 681. 21

4, 587, 807. 04

4 banks .

$700, 000. 00

311,500.00121,180.53

128, 660. 00

3, 157. SO

1, 582,176. 86

503,144. 671, 231, 010.15

4, 580, 829. 71

4 banks.

$700, 000. 00

311, 500. 00152, 385.45

135, 000. 00

1, 651. 50

1, 804,184. 81

452,214.011, 025, 919.09

4, 582, 854. 86

MINNE SOT A.

Capital stork

StirplusfundUndivided profits

N"at'l-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. deposits....Dep'ts U. S. dis. officers



Total

54 banks.

$5, 272, 000. 00

1,041,011.95961, 289. 09

1, 019, 880. 00

3, 587. 00

14, 521, 966. 5121, 280. 8025, 965. 90

390, 469. 44460, 942.18

217, 949. 50

20.00

23, 926, 962. 37

55 banks.

$5, 369, 200. 00

1, 082, 562. 05822, 984.48

1, 050, 335. 00

4, 683. 32

14, 752, 363. 3418, 30?. 7830, 458. 99

424, 834. 01469, 476.99

202, 474.16

523. 31

24,228,199. 43

57 banks .

$5, 432, 650.00

1, 065, 762. 05930, 828. 38

1, 058, 735. 00

1,405.12

14, 978, 602. 2530, 293.4519, 706.55

425,506.49868, 366. 70

214, 174. 388, 000. 00

704.52

25. 084, 734. 89

58 banks.

$5, 492, 000. 00

1,061,573.12722, 203. 28

1,076,815.00

37, 878. 37

15, 801, 502. 8621,474.7715, 602. 42

281,106.70689, 709. 74

223, 501. 0620, 000. 00

307. 76

25,443, 675. 08

59 banks.

$5, 668, 850.00

1, 063,173.12793, 050. 73

1,110,535.00

4, 596. 87

16, 399, 764.4633,351.49

6, 648. 51

276, 535. 66•610, 038.26

190, 452. 2456, 000. 00

606. 59




C I T Y OF S T . P A U L .

"Resources.

Loans and discounts.Bonds for circ illation.Bonds for deposits..U. S. bonds on hand.Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Dne from State banksBanking house, etc..Real estate, etcCurrent expenses . . .

Cash itemsClear'g-house excb 'gsBills of other banks.Fractional currency -SpecieLegal-tender notes..XT. S. cert's of deposit.5 % f and with Treas.Due from U. S. Treas

Total

DECEMBER 2.'

5 banks .

$13,17i; 284.1rt300,000.00475,000. 00

552, 062.902, 545, 071. 37

414, 432.96374, 312. 62816, 978.14209,316. 7154, 510. 7156, 781. 2583, 322. 72

409,175. 54261, 009. 00

3, 563. 251,881,141.34

523, 978.00

13,500.008, 566.35

22,154, 006.98

MARCH 1.

5 banks.

$13,210, 006. 46300, 000. 00475,000.00

559, 019. 562, 985,301. 37

491, 382. 27192, 587. 77831,991.37227,433.4349, 636. 7654, 712.1253, 458.17

359,543. 5048,148.001. 975. 69

1,929,204.03156,503.00

11,650. 005, 347.62

21, 942,901.12

MAY 17.

5 banks .

$13, 896, 684. 38300, 000. 00475, 000. 00

534,102. 862, 304, 097. 23

421, 547.13182, 268. 67841,485.76227,166.5375, 480. 6953, 712.1265,312.57

295, 394.9781, 332. 002,142. 60

2,157, 920. 80280, 658. 00

i3,i07.3217, 250. 00

22,224, 663. 63

JULY 12.

5 banks .

$15,113,268.10300, 000. 00475, 000. 00

545,467.141,814,395.13

300,169.85223, 447.90841, 601. 01246, 370. 25

1, 545. 2351, 730.5728, 857. 56

383, (581. 36131, 558. 00

3, 452.462, 378, 092.13

498, 528.00

13, 500. 008, 507.17

23,359,171.86

SEPTEMBER 30.

5 banks .

$15, 973, 906. 24300, 000. 00475, 000. 00

501, 699.741, 311,135.14

328, 662.82307,202.51841, 655. 01248, 098. 8434, 205. 2261, 730. 5771, 132.14

396, 501. 3538, 326. 00

2, 474. 991,811,218.47

191,034.00

13, 500. 0012,317.02

22, 909, 800. 06

Loans and discounts.Bonds forcirculation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking houae, etc..Real estate, etc ?Current expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of otherbanks..Fractional currency.SpecieLegal-tender notes . -TJ. S. cert's of deposit.$ %fund with Treas.Due from TJ. S. Treas-

Total

CITY6 banks .

$12,332,108.22300, 000.00100,000. 00

49, 563. 871, 821, 378. 381,161, 653. 72

401, 207.77566, 721.12208,138. 5899, 098. 7049, 500. 0012, 023.08

786, 219. 51129, 392. 00

2, 183.40716 792 82501, 000.00

13, 500. 003, 790.00

19,254,271.' 17

OP MIN6 banks .

$11,681,939.53300, 000. 00

50,000. 00

54, 995. 361, 687,299.05

677, 700.20168, 080. 48560, 649. 01358, 230. 9662,160.0635, 750.0021, 690.19

552, 656.5577,467. 002, 405. 95

775 916.50564,401.00

i3,400.66

17, 644, 741.84

NE APOLIS.7 banks.

$10, 923, 735. 58350,000.00

50,000.00

48, 971. 932, 396, 335.13

682, 771. 34278. 509. 49562, 516. 01371,463.61130, 821. 59

43, 875. 0022, 097. 93

451,443.33230, 002. 00

8, 236. 0(5855,145.13

1, 060, 410. 00

13, 500. 002, 250. 00

18,482,184.13

7 banks.$12, 802, 396. 39

350, 000. 0050, 000. 00

152, 796.171, 585, 569. 31

769, 640. 03411, 933.14265. 382. 37126, 027. 3519,096.9643, 375. 0020, 590. 56

381, 463. 4378, 862. 003, 685. 56

861 496 51453, 230. 00

15, 550. 00200. 00

18,391, 224.78

7 banks .

$12, 926, 689.02350, 000. 00

50, 000. 00

310, 804. 531, 659, 953. 51

624, 694. 39460, 739. 69265, 480. 52128, 716. 5945, 320. 6043, 375. 0016, 706. 56

633, 919.88122,260. 00

6, 329. 98847 404 28566, 895. 00

15, 750. 001, 100.00

19,076,139.55

Loans and discounts.Bondsfor circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesIremiums paidCash itemsDlear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit-5 % fund with Treas.Due from U.S. Treas.

Total

59 banks.

$10, 064, 007. 371, 207, 800.00

13, 850. 00763, 358. 53

1,182, 523. 01150, 383. 72191,382.41467, 689. 04

85,138.55136, 394. 83140,229.8794, 557.97

188,691.664, 524.54

439, 304.62383, 322. 00

53, 851. 00690.00

15, 567, 698. 46

MISS O59 banks.

$10, 222, 915. 491, 207, 800. 00

14,150. 00753,257.42

1, 821,338. 68179, 321. S5261, 724.49476, 611. 51

61, 638.9287, 903. 39

139,174.50107, 931.10

185, 023. 005, 284. 94

437,417.46354, 659. 00

54, 350. 60

16, 370, 501. 85

CJRI.58 banks.

$10,163, 647. 761,195, 300. 00

14,100.00770, 987. 20

1, fO6, 828.30190,501.00205,217. 03483, 072. 65

87,318.61125, 088. 86130, 658. 7576,510.708, 597. 98

138, 561. 004, 378. 34

415, 585.85325, 019. 00

53, 758.10600.00

15,895,731.13

58 banks .

$9, 801, 327. 301,185, 300. 00

14,150. 00792, 617. 32

1, 291,363. 87158, 727. 22221, 385. 78486, 932. 69108, 732. 0238, 577. 00

123, 518. 7578, 834. 51

1(54, 434.664, 586. 62

439,454. 63440, 573. 00

53, 948.10600.00

15, 405, 062. 81

57 banks .

$9, 957, 089. 271,182, 800.00

14,150. 00776, 292. 74

ft 1,488,751.67143, 902. 37156, 728. 89478, 554.62119, 627. 46

81, 603.15120, 215. 62

75, 598. 26

169,162.004, 222. 45

467,436. 75367, 803. 00

52, 725.70549. 00

15, 657, 212. 97




Liabilities.

Capital stock



Dividends unpaid —

Individual deposits..U. S. depositsDep' ts U. S. dis. officers



Total

C I TDECEMBER 2.

5 banks .

$4, 800, 000. 00

1, 283, 000. 001,218,149.11

264, 880. 00

1, 916. 00

8,981,021.53179, 407. 89319,412. 31

2, 965, 888.122,140, 332.00

22,154, 006. 96

Y OP ST. PAULMARCH 1.

5 banks .

$4, 800, 000. 00

1,288,000.001, 085, 580. 49

254, 790.00

3,133.00

9, 337, 862. 74169, 756. 58293, 796.86

2, 648,175. 062, 061, 806.39

21, 942, 901.12

MAY 17.

5 banks .

$4, 800, 000.00

1,288,000.001,279,732.90

260,670.00

1,220.00

9, 819, 726. 54216,284.03250, 328.47

2,403,429. 031, 905, 272.66

22, 224, 663. 63

.

JULY 12.

5 banks.

$4, 800,000. 00

1, 298,000.001,114, 016.92

259, 790. CO

20,153.00

10, 887, 790. 75261, 046. 77211, 876. 59

2, 525, 775.431, 980, 722. 40

23,359,171. 86

SEPTEMBER 30.

5 banks.

$4, 800, 000. 00

1, 298, 000.001, 294, 753. 32

269,160. 00

2, 968. 50

10, 316,417.80213,675.34258, 055.02

2, 879, 956. 891, 376, 813.19

200, 000.00

22,909, 800.06

Capital stock


Nat'1-bank circulati onState-bank circulation

Dividends unpaid

Individual deposits. - -U. S. depositsDep'tsU.S.dis.oflicers



Totai

C I T Y6 banks .

$4, 500, 000. 00

660, 000. 00753,195.98

253, 600. 00

176. 00

9, 607, 858. 9045, 225. 96

3, 789. 70

1, 364, 064. 761, 281, 401. 97

484, 957. 90300,000.00

19, 254, 271.17

OP MINNEAPOI6 banks.

$4,500,000.00

637, 500. 00600, 251. 70

253,120.00

782.00

8, 734, 689.4545, 869. 304, 264. 28

1, 371,148. 691, 428, 086. 42

69, 030. 00

17, 644, 741. 84

7 banks .

$4,605,000. 00

637, 500.00734, 984.98

249, 980. 00

248. 00

9,508, 049.9644, 367. 316,166.49

1, 353, 332.391, 216, 264. 49

126, 290. 51

18,482,184.13

.IS.7 banks .

$4, 874,000.00

639, 000. 00663, 483. 62

266, 830.00

46, 435.50

9,133, 615.8347, 489. 22

322. 20

1,521,627.201, 097, 842.01

100,578.20

18, 391, 224. 78

7 banks .

$4,931,000.00

639, 000.00774, 522. 47

291,680.00

1,152. 00

9, 419, 458. 2435, 357.56

3, 003. 57

1, 799, 711. 921,100, 773. 34

80,480.45

19,076,139.55

Capital stock



Dividends unpaid

Individual deposits...TJ. S. depositsDep'tsU.S.dis.officers



Total

59 banks.

$4, 680, 000. 00

713, 719.57461,414.34

1,081, 160.00

3, 267. 50

8,122, 483. 58

64, 379. 7882, 511. 47

164,762.22194, 000. 00

15,507,698.46

MISSO59 banks .

$4, 690, 000. 00

745, 281. 99296, 357.50

1, 081, 300.00

3,171.00

9,107, 060.03

44, 896.40.100, 589. 52

148, 845.41153, 000.00

16, 370, 501. 85

CTRL58 banks.

$4,640, 000.00

737, 781.99423,955.37

1,070, 820. 00

766.00

8,535, 492. 98

46, 553. 0368, 287.64

241,074.12126, 000.00

15,895,731.13

58 banks .

$4, 640, 000.00

742, 768.63249, 887. 07

1, 070, 870.00

20, 897. 00

8,193,481.71

75, 405.3962, 411.87

230, 286.76118,000.00

1, 054. 38

15, 405, 062.81

57 banks.

$4, 590, 000. 00

749, 668.63370,188.33

1, 059, 580.00

1, 076.50

8, 517, 629.17

25, 455.2573,153. 35

178,461. 7492, 000. 00

15,657,212.97




CITY OF ST. LOUIS.

Resources.

Loans and discountsBonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbauks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.

Total

DECEMBER 2.

9 banks.

$26, 582, 909.53450, 000.00250, 000. 00

2, 008, 301. 96

3, 331, 609.10589,219.01876, 089. 65184. 648. 3026,184. 70

102,125. 00137,067.67

1,598, 044. 38250, 336. 00

3, 387. 084, 013, 803. 202,351,055.00

40, 000. 0020, 250.00

6, 000.00

MARCH 1.

9 banks.

$28, 409, 765. 37450, 000. 00250, 000. 00

2, 249, 510. 60

5,127, 099, 59540, 272. 95876,149.65182, 922.1797,341.4594,125. 00

123, :*61. 531, 230, 399. 27

283, 648. 004, 293. 63

5, 248, 06X. 802, 291), 286. 00

30, 000. bO20, 250. 005, 000. 00

42, 8.21, 030.58 | 47, 519, 094. 01

MAY 17.

9 banks.

$29, 200, 030. 77450, 000. 00250, 000. 00

2, 332, 537. 60

5, 480, 604. 96691,498.46876,318.05182, 9*2.17125, 209. 229:), 625. 00

102, 4">2. 86958, 901. 47401,156. 00

3, 934. 895, 917, 9S9. 051, 928, 577. 00

30, 000. 0020, 250. 00

3, 000.00

49, 058, 007. 50

JULY 12.

9 banks .

$30, 301, 414. 03450, 000. 00250, 000. 00

6, 000. 002,170, 723. 98

3,917, 189.97810, 164. 01873, 308. 05192, 572.1747, 605. 0989, 800. 00

134, 535. 831, 482, 466. 74

190, 845. 003, 065. 06

5, 053, 353.151, 384, 048. 00

30, 000.00•20,250. 00

47, 407, 341. 08

SEPTEMBER 30.

9 banks.$32,931,509.76

450, 000. 00250, 000. 00

2,108, 483. 30

3, 791, 265.02695, 549. 39873, 308.05190, 048. 30111,202.6089, 300. 00

115, 609. 761, 240, 466. 36

115, 478. 004,100. 68

4, 591, 524. 851, 315, 536. 00

230, 000.0020, 250. 00

4, 500. 00

49,128,132. 07

KANSAS CITY.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res' veag'ts.Due from nat'lbanks.Due from State banksHanking house, etc -.Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas -

Total

11 banks .

$16, 949, 728. 92550, 000. 00100, 000. 00

"1,237,638.143,111,095.99

766, 088.13587, 201. 83381. 329. 84238, 796. 94

93, 952. 26107, 375. 0061,034. 19

680, 849. 31291,818.00

5, 764. 501,127,089.001, 338, 961. 00

24, 750. 5011,200.00

27, 664,673.05

10 banks.

$16, 318, 069. 60500, 000.00100. 000. 00

50, 000. 001, 374,155. 044, 579, 086. 66

714, 927. 29781, 056. 89381, 909. 78221,403.2758, 343. 6391, 250. 0081, 324. 46

589, 054. 67438, 895. 00

7, 336. 091, 559, 628. 551, 005, 464. 00

22, 500. 00

28, 874, 404.93

10 banks .

$17,119,482.81500, 000. 00150, 000.00

400. 001,381,114.443, 720, 371. 16

647,186. 66737,515.90382, r.ll. 28278, 205. 29

71,400.45iS, 563. 0069, 775. 78

382, 831. 69308,-822. 00

5,136.381, 477, 570.151, 096, 441. 00

22, 500. 00

28, 499, 827. 99

10 banks .

$17, 422,197. 70500, 000. 00100, 000. 00

1, 388, 846. 523,150,768.01

859, 630. 96730, 676. 74381, 229. 42305, 884. 2923, 595.3081,500.0053, 489.73

593, 779. 84331, 292. 00

6,153. 731, 784, 446. 751, 144, 150. 00

22, 500. 005, 000. 00

28,885,140.99

11 banks.

$18. 348, 087.15550, 000. 00100, 000. 00

1, 294, 836.994, 569, 715. 89

993,109. 41665, 570. 65392, 378. 57316, 557. 68

63, 078. 9582, 000.0053, 368. 59

503, 993.94371, 257. 00

8, 309. 851, 522, 074. 251,145,900.00

24, 750.0025,850. 00

31, 030, 838. 92

CITY OF ST. JOSEPH.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. l§. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.

Total

4 banks.$4, 992, 367. 60

300, 000. 0050, 000. 00

85,144. 58711, 708.11453, 545. 75

73, 908.18130, 350. 00

7 000.0019,179. 8532, 253.0380, 661.99

128,511.9432, 783.001, 023. 09

216, 459. 30255, 996. 00

13, 500. 001,000 00

7, 585, 392.42

4 banks.

$5,114,818.21300, 000. 00

50, 000.00

93,164.85800, 087. 72453, 868. 02246,425. 60129,218.49

6, 625. 009, 580.35

32, 253. 0358, 741. 63

134,923.2139, 765. 00

923. 56264,931.80285, 262. 00

13, 500. 00

8, 034, 088. 47

4 banks.$5, 423, 337.16

300, 000. 0050, 000. 00

86,481.29648, 113.56425, 780.80

72, 518. 09129,218.49

7,141. 8014,810.8632, 253. 0374,150. 6369, 784. 0019, 056. 00

740. 93318, 137. 35301, 952.00

13, 500. 003, 688.00

7, 990, 663. 99

4 banks.

$5, 532, 683. 28300, 000. 0050, 000.00

123, 83o. 83746, 477. 50735, 901. 84

57, 475.86128,350.00

7,141. 801, 401. 24

32, 253.0365, 591.1285, 257. 5727, 334. 001, 446. 90

338, 033. 35275, 653.00

13, 500. 661, 600.00

8, 523, 936. 32

4 banks.$5, 753, 317. 33

300, 000. 0050, 000. 00

160, 378.01933, 812. 64642, 383. 86

80, 849. 68128, 350. 00

9, 922. 7314, 308. 5631, 500. 0051, 921. 97

141,342.8725,105. 00

561.58334, 217.30298, 563. 00

13, 500. 00


REPORT OF THE COMPTROLLER ' OF THE CURRENCY. 383


C I T Y O P S T . L O U I S .

Liabilities.

Capital stock


Nafc'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..TJ. S. depositsDep'tsU.S.dis. officers



Total

DECEMBER 2.

9 banks .

$10, 700, 000.00

1, 451, 500. 00751, 588. 75

405, 000. 00

86, 588. 50

17, 823, 625.73250, 000.00

5, 659, 046. 275, 465, 457. 88

228, 223. 45

42, 821, 030. 58

MARCH 1.

9 banks .

$10, 700, 000. 00

1, 503, 000.00925, 417. 74

405, 000. 00

30,175. 50

18,621,6(54.18250, 0U0. 00

8, 712, 791. 796, 371, 044. 80

47,519,094.01

MAY 17.

9 banks.

$10, 700, 000.00

1, 528, 000. 001,010,995.58

359, 580. 00

12, 767. 50

21,111,200.98250, 000. 00

8, 060,358, 595, 945, 052.31

80, 052. 54

49, 058, 007. 50

JULY 12.

9 banks .

$10, 700, 000. 00

1, 616, 000. 00856, 456.16

360, 200. 00

5, 679. 00

19, 894, 674. 89250, 000. (JO

7, 761, 956. 785, 962, 374 25

47, 407, 341. 08

SEPTEMBER 30.

9 banks.

$10, 700, 000. 00

1,G68, 000. 001, 032,153. 84

405, 000. 00

56, 413. 50

20,006, 365. 54240,000.00

8,503,023.216, 265,109.15

252, 066. 83

49,128,132. 07

KANSAS CITY.

Capital stock



Dividends unpaid

Individual deposits.,.U. S. depositsDep'tsU.S.dis.officers



Total

11 banks .

$7, 800, 000. 00

940, 500. 00453, 064. 73

495, 000. 00

314. 00

9, 488, 693.6974,161.5921,169. 82

4,610,319.083, 772, 450.14

27, 664, 673. 05

10 banks .

$6, 800, 000. 00

960, 000. 00254, 330. 00

450, 000. 00

1, 324. 00

10, 042, 467.0379, 458. 7012, 281. 28

5, 558, 402. 824, 716,141.10

28, 874,404. 93

10 banks.

$6, 800, 000,00

964,500. 00324, 039. 79

450, 000.00

1, 308.50

9, 892, 659. 9779,936. 5614, 947. 89

5, 344, 622. 784, 627, 812. 50

28,499,^827.99

10 banks.

$6, 800, 000. 00

852, 500. 00159,519.22

450, 000. 00

15,008. 75

10,118, 940. 7579, 343. 6511, 335.53

5, 896, 942. 934, 471, 550.16

30, 000. 00

28,885,140. 99

11 banks.

$6, 900, 000. 00

855, 500. 00262, 864.45

495, 000. 00

21,500.25

10, 937,157.1865, 453. 9925,485.54

6,197,918.905, 269, 958. 61

31, 030, 838. 92

C I T Y O F S T . J O S E P H .

Capital stock



Dividends unpaid

Individual deposits-..U. S. depositsDep'ts U. S. dis. officers



Total

4 banks .

$2, 000, 000. 00

187, 500. 00112, 268. 82

270, 000. 00

15.00

3, 274, 966.4248, 960.45

259. 20

491,203.251,046,407.45

53,811.83100, 000.00

7, 585* 392.42

4 banks .

$2, 000, 000.00

197,000.0071, 214. 49

270, 060.00

431. 00

3, 422, 377. 7349,067.41

451.50

658, 913. 543,364,632.80

8, 034, 088.47

4 banks.

$2, 000, 000.00

198, 000. 001C7,O96.99

269, 390. 00

580.00

3, 325, 292.1249, 055. 02

586.27

768, 037.25lf 222, 626. 34

50, 000. 00

7, 990, 663. 99

4 banks.

$2, 000, 000. 00

209. 000. 0044| 789.50

270, 000.00

23, 411. 00

3, 503, 646. 2244, 862. 34

47.30

923, 005. 831, 505,174.13

8, 523, 936. 82

4 banks .

$2, 000, 000. 00

209, 000. 00111, 885. 46

270,000.00

829. 00

3,946,196.6244, 453. 55

169.30

858, 649.241,528,851.36




KANSAS.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc -.Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of otjher banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

DECEMBER 2.

149 banks .

$24,211,848.303,005,250. 00

500, 000. 008,000.00

779, 827.063, 252, 380. 86

847, 875. 68286, 712. 90

1, 705, 749.37.673,130.69356, 980. 50347,019.30512,076.1731, 735. 08

505, 504. 0014, 949. 37

1,479,451. 561, 067, 354.00

131, 266.755, 562.71

39,722,674.30

MARCH 1.

146 banks.

$23,608, 928.102, 967, 750. 00

450, 000.008,000. 00

747, 567.954, 395, 285. 721,204,283.41

228,230. 721, 676, 379. 25

717,314.10197,696.20304, 909.69365, 653. 3337, 010. 95

532, 964.0017,511.77

1,342,285.651, 071, 959. 00

131, 783.757,058.61

40,012,572.20

MAY 17.

145 banks.

$23, 480, 223. 362, 955, 250. 00

400, 000. 008, 000. 00

789,849.444,554,741.46

997, 612.10243,479. 50

1, 659, 348. 26717, 301.21322,408.67290, 638. 03368, 003.1835, 621. 75

488, 078.0018, 733. 23

1, 414, 666.021,087,326.00

12*9, 724.165, 433. 25

39, 996,437.62

JULY 12.

143 banks.

$23,445,461.562, 930, 250. 00

310,000.009,100. 00

849, 897. 354, 820, 306. 831, 006, 680.11

165, 297.601,615,011.07

800,026. 99142, 334. 07276,483. 88295, 273. 3833, 526.27

633,239. 0019, 787. 66

1,460,480. 081, 050, 320.00

129, 256. 751,566.75

39,994, 299.35

SEPTEMBER 30.

142 banks .

$23, 466,182. 912, 892, 750. 00

310, 000. 009,100.00

965, 608. 665, 807,198.18

977, 482. 07368, 556.27

1, 604, 787.12743, 018.99228, 296. 78266, 798.64298, 058.4637,413.62

587,321.0016,141.23

1,567, 896.96940, 552. 0010, 000. 00

126, 730. 506, 589. 28

41,230, 482. 67

NEBRASKA.

Loans and discounts.Bonds for circulation.Bonds for deposits . .TJ S. bonds on hand..Other stocks and b'dsDue fromres've ag'ts.Due from nat'lbanks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.Specie ,Legal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

131 banks .

$22,226, 625.932,391, 250.00

37i, 829. 822, 498, 202. 81

500, 319.64133,559. 03

T, 448,204. 71348, 021.56322, 544.89232,443. 51303,723.96

114, 275. 008,176.43

1,046,159. 60422,151.00

107,665.253,150.00

32,478,303.14

131 banks .

$22,130, 878. 992, 378, 750.00

343, 049. 223, 666, 866. 37

774, 991.97208, 703. 65

1,451,890.08383, 517. 90241, 983.69224,106. 32406, 092.19

164,124.0011, 700. 58

1, 095, 988. 24507, 491. 00

107,104. 755,131.53

34,102, 370. A8

129 banks.

$22, 077, 025. 582, 351, 250. 00

6, 000. 00362, 333. 36

3, 903, 377.52782, 961.69234, 981. 88

1, 383,197.93355, 325. 90379,144.07208, 958.05328,873.29

154, 727. 0012, 508.82

1,182, 553. 23525,192. 00

i04, 705.254, 209. 00

34, 357, 324.57

128 banks.

$21,916,887.982, 326, 250. Q0

361, 420. 694, 557, 372.95

945, 272. 23311,428.15

1, 381, 822. 37365,039.06147, 544. 77199, 419. 29252, 589.19

177, 315. 0012, 699. 52

1,253,213.19544, 568. 00

104, 640. 251, 259.00

34,858, 741.64

128 banks.

$23, 374, 255. 612,326, 250. 00

428, 639. 223, 899, 728. 51

882, 975. 90199, 259. 96

1, 409, 362. 15446, 955.12248, 103.84194,597.91381,073.76

142, 813. 0012, 507. 08

1, 258, 236. 69553, 311.00

102, 618. 254, 600.50

35, 865, 288. 50

CITY OP OMAHA.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ...TJ. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.

Total

9 banks.

$11,197,712.86525,000.00625, 000.0080, 000.0086,853. 80

1,198, 401.141, 004, 731.57

825,470.94838,564.3576, 270. 7286,879.53

202, 021. 88489,919.94466, 999.60131,311.00

4, 531.701,561,734.16

419, 059.00

21,355.00

19, 841, 817.19

9 banks.

$10, 748, 999. 60705, 000. 00525, 000. 00

108,618. 703, 577, 277. 361,083, 395. 96

805,473.13837, 681. 85

83, 300.7882,523,18

194,146.88211, 798.80294, 941. 77160, 780. 00

5,443.962, 049,019. 29

473,486.00

31,725.002, 070.00

21, 980,682. 26

9 banks.

$10,997,170.90705, 000. 00475, 000. 00

108, 895. 322, 743,982. 701,029,118.73

780, 515.32837, 681.85121, 639. 2770,132.04

178, 321. 88227, 665. 28260, 970. 88264,325. 00

6,165.132, 607, 539.44

925, 368. 00

31,725.0018, 340. 00

22, 479, 556. 74

9 banks.

$11,822, 974.12730, 000. 00475, 000.00

163, 330.153,416, 957. 371,663, 337.201, 287,144.17

837,681.85118, 873.2958,191. 77

176, 946. 88158, 337.47623, 688.42293, 370. 00

4, 547.452, 385, 868. 30

839, 850.00

31,725. 005, 400. 00

25, 093, 223.44

9 banks .

$11,829,236.46730, 000. 00475, 000. 00

7, 000. 00173, 578. 74

3,250, 055. 941,444,939.37

981,158. 35837, 681. 85119, 833. 3486,138. 63

174, 299. 38156,714.83272, 373. 66149, 401. 00

4,425. 852, 226, 755.05

743, 624.00

32, 850. 007, 350. 00




KANSAS.

Liabilities.

Capital stock



Dividends unpaid.;..

Individual deposits . -U.S. depositsDep' ts U. S. dis. officers



Total

DECEMBER 2.

149 banks .

$13,126,990.00

1, 808, 342.921, 252, 223. 93

2f 693,205. 00

1, 214. 36

18,789,882.03252,171.74175, 002.56

646, 430.14426, 609.92

254, 094. 04250,114. 6346, 393. 03

39, 722, 674. 30

MARCH 1.

146 banks .

$12, 807,100. 00

1, 740,468. 91706, 417. 79

2, 659, 085.00

9, 825. 86

20,109, 789.12276, 779.16124, 041. 54

644, 720. 38553, 415.57

175,410. 33173,178.75

23, 339. 79

40, 012, 572. 20

MAY 17.

145 banks.

$12, 767,100. 00

1, 735,168. 911, 056, 734.84

2,643/105.00

3, 674.86

19,832,135.06166, 766. 72183, 689.96

559, 930.31659,120.36

246,318.93112, 678.75

13.92

39, 966, 437. 62

JULY 12.

143 banks .

$12, 667,100.00

1, 740, 657.77707,901.41

2, 616, 055. 00

22, 885. 86

20, 341, 098.64138, 189. 89133, 923.19

564, 549. 79663, 895.0G

289, 043. 99108, 978. 75

20.00

39, 994, 299. 35

SEPTEMBER 30.

142 banks.$12,442,100. 00

1, 758, 214. 23910, 846.69

2, 583, 665.00

1,244.36

21,664.663.32113, 356. 70187, 455.89

645,148.65748, 961. 39

96, 097.4069, 978. 758, 750.29

41, 230,482.67

NEBRASKA.

Capital stock



Dividends unpaid

[ndividual deposits..

Dep'ts tf. S. dis. officersDue to national banksDue to State banks...


Total

131 banks .

$9, 528,700.00

1, 593, 265. IS969, 905.95

2,148, 230.00

4,261.50

15, 074, 203. 72

448, 982.17868, 332.28

1, 586, 666. 39255, 255. 95

500. 00

32, 478, 303. U

131 banks.$9,493,100. 00

1,641,972.77714,684. 55

2,140, 330.00

3,572. 50

17, 250, 413. 41

630, 246. 531, 338, 887.07

765, 043. 25123, 620. 40

500.00

34,102, 370.48

129 banks .

$9, 343,100. 00

1, 639,172. 771, 029, 500. 61

2,114,140. 00

1, 059.00

17, 848, 618. 08

574, 943. 571,258, 231. 33

469, 004. 7179, 000. 00

554. 50

34, 357, 324. 57

128 banks.

$9, 323, 600.00

1, 652, 292. 42606, 725. 65

2, 088, 690.00

24, 989.78

18,448,522.41

707, 024. 621, 484, 785. 80

340, 822.40116,152. 46

5,136.10

34, 858, 741. 64

128 banks.

$9,368,100.00

1, 660, 992. 42773, 078. 70

2, 089, 697. 50

7,189.05

19,176, 563. 59

750, 840.131, G10,197. 88

304, 805.50114,100. 00

723. 73

35, 865, 288.50

CITY OP OMAHA.

Capital stock



Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S.dis.officers



Total

9 banks.$4, 000, 000. 00

570, 600. 00293, 907. 20

472, 500. 00

816. 00

8,568,426.60367,160. 79166, 052. 88

3, 090, 852. 512, 092, 719.06

218, 782.15

19,841,817.19

9 banks .

$4, 000, 000.00

5*29, 200.00192, 892.27

634, 500. 00

622. 00

8, 861, 911. 82306, 494. 35138, 326. 42

4,148, 627. 643,168,107.76

21,980,682.26

9 banks.

$4, 000, 000. 00

517, 700. 00213,137. 72

633, 750. 00

392.00

8, 648,4*8.12297, 323. 43142, 735. 83

4, 600, 435.483, 425, 634.16

22, 479, 556. 74

9 banks .

$4,150, 000.00

510, 500.00148,129. 49

638,040.00

20,246.00

10,197,942.17218,025.02180, 536.19

5, 527, 072. 073, 502, 732.50

25, 093, 223. 44

9 banks.

$4,150, 000. 00

468, 000.00198, 916. 39

657, 000. 00

9, 606,339.75156,457. 6G275,178. 08

5, 027, 030. 093,131,421. 64

32, 072. 84

2:}, 702, 416. 45



ABSTRACT OF REPORTS SINCE SEPTEMBER 25, 1891, ARRA

C O L O R A D O .

Resources.

Loans and discountsBondsfor circulation.Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses....

Cash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes...U.S.cert'sof deposit.5% fund with Treas.Due from U. S. Treas.

Total

DECEMBER 2.

50 banks.

$25,163,743.691,667,750.00

750, 000.00

1,189,427.803, 904, 275. 592, 372, 933. 68

317, 002.20904,331. 79214, 233. 95217,788.25297,603.68153,984.14698.704.39400,462.00

6, 863.672,306,077.081,173,530.00

74,353.254,665.54

41,817,730.00

MARCH 1.

50 banks.

$25,511,558.391,799,250.00

500, 000.00

1, 229,237. 515, 982, 993.172,587,740.17

421, 049. 82972,838.18198,009. 75164, 287.15256,134. 43197, 887.72609,019.10516, 903. 00

6,215. 482, 582,215.061,465,130.00

80, 790. 7510, 601. 94

45,091, 861.62

MAY 17.

52 banks.

$25,861,576.931,830, 750.00

500, 000. 00

1, 090, 871. 576,184,388.072,797,580.02

489, 037. 89998, 506.06282, 686.11216.314.89256,000.05208,185. 68611,239.69547, 349. 00

5,190. 493, 069, 640. 201, 362, 356. 00

81, 507. 757, 677.44

46,406, 857.84

JULY 12.

52 banks.

$27,255,670.291, 836,750.00

500,00Q. 00

i, 178,039.285,809,756.002, 947,633. 55

480, 509.77984,914.25273, 685. 26

64, 991.17237, 08+. 93205, 333.78674, 131. 37449,332. 00

7, 095. 612,789,999.491, 391, 930.00

82,028.2512, 237.44

47,181,122.44

8EPTEMB

53 ban

$27,895,11,699,2

500, C150,0

1,330, E6,397,13, 240,4

490, £1, 015, h

294, 2206,2236,5175,5589, e702, ri

8,*3, o n , •;1,495,-3

75, £8,C

49,525,3

NEVADA.

Loans and discounts.Bonds for circulation.

TJ S bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Heal estate etcCurrent expenses . . .Premiums paidCash itemsClear' g-house exch' gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from TJ.. S. Troas.

Total

2 banks.$694,536.83

70,500.00

28,800.217,090.81

178.625,495.98

42, 886.78

9,985.1911,425.63

1, 841.50

i, eii 6633.53

46, 829.651, 470.00

3,172. 50

925,859. 23

2 banks.$720,974. 67

70,500.00

ie, 331.6716,444.61

46.16874. 31

42, 886.78

4,920. 3711, 300. 00

117.25

2, 845.0091.89

59, 976. 50837. 00

3,172. 50

951,318.71

2 banks.$696,956.81

70, 500.00

19,236. 3827,269.06

1, 414.733, 795. 72

42, 886.787, 981. 358, 844. 99

11, 300.00187. 00

510.00109.89

60, 278.50498.00

3,172.50720.00

955,661.71

2 banks .

$743, 518. 2870, 500.00

23, 793.4230, 036.28

97.853, 372. 02

42,886. 787,981.35

926.5111, 050.00

796.75

1,210.0091.51

52,021.401,390.00

3,172.50

992,844.65

2 ban!

$748, i70,1

27,132, (

V42, i

6,

48,

3,:

l,003,<

CALIFORNIA.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ.S cert's of deposit.5% fund with Treas.Due tromU. S. Treas.

Total

33 banks.

$14, 506, 086.321,381.250.00

200,000.00

1,049,239.221,665,933.24

495,465.62765,622. 59

1,165,188.43347, 484. 77173, 844.18182, 597.88316,251.89

89, 015. 002,805.27

1, 906,541.22101,994.00

62,156.001, 750. 00

24,413, 225.63

34 banks .

$13,843,546.361,406,250.00

200,000.00

926,987.641,372,230.86

411, 720.09479, 773.31

1, 206, 743. 75366, 689.39

89, 774.16175, 343.26189,027.1531,025.2259,443.00

3,404. 882,223,484.45

188,811.00

62, 867. 503, 067.34

23,240,189.36

34 banks .

$13,602,221.341,406,250.00

200, 000.00

893,112. 081,635, 908.44

285,132.50805, 053. 58

1, 235, 395. 63380,173.05154,996.15173,928.26151,059.5125,130. 72

100, 831. 004,066.39

1,970, 059.50109, 224. 00

63, 281.005,100.00

23,200,923.15

34 banks.

$13,826,725.181,406,250.00

200,000.00

881, 653.731,392,148.20

332,403.03606,893.66

1,103,469.54367,640.17

32, 025. 06169,103.26172,740.09

73,460.663,076.23

1,893,564.70137, 849. 00

63,281.002, 210.00

22, 604, 492.85

34 ban

$13, 265,1,418,

200,

862,1,578,

239,899,

1,077,408,102,150,132,10,90,

2,1,832,

135,

63,3,

22, 476,Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



C O L O R A D O .

Liabilities.

Capital stock



Dividends unpaid

Individual deposits ..U. S. depositsDep'tsTJ.S.dis. officers



Total

DECEMBER 2.

50 banks.

$8, 700, 000.00

2,021,596.761,811,261.08

1,479,475. 00

21, 719.65

23, 331, 357. 86642, 040.91138, 273.45

2, 045, 951. 641, 565, 890. 22

32,125. 0020, 000.008, 039.23

41,817, 730.80

MARCH 1.

50 banks.

$8, 875, 000. 00

2,187, 496. 761,506,557.94

1, 581, 235. 00

1,908. 65

26, 399, 523. 76296, 209. 89184,465.06

2, 229, 575. 581, 806, 057. 23

19, 831. 754, 000.00

45, 091, 861. 62

MAY 17.

52 banks.

$8, 955,000. 00

2,193, 650. 091, 782, 270. 02

1, 618, 555. 00

23, 697. 65

26, 654, 762. 94310, 717. 86206, 201. 91

2, 678, 592. 891, 958, 552.73

19, 856. 75

5, 000.00

46, 406, 857. 84

JULY 12.

52 banks.

$8, 985, 000. 00

2, 239, 050. 091, 417, 509.75

1, 637, 915. 00

38, 414. 65

27, 343, 334.20334,439. 3468,446.26

2, 752, 215.782, 307, 626. 87

44,170. 5013,000.00

47,181,122.44

SEPTEMBER 30.

53 banks.

$9, 065, 000. 00

2, 239, 550. 091, 778, 398. 82

1, 524, 845.00

4,452.65

28, 848, 289.90267, 543.62126, 402.45

3,071,180.042, 555, 967. 29

43, 610.00

49, 525,239. 86

NEVADA.

Capital stock.

Surplus fundUndivided profitsNat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDep'tsU.S.dis.oflicers

Due to national banksDue to State banks.. -


Total.

2 banks. '

$282, 000.00

103. 000. 0042, 957.62

63, 430.00

150.00

330, 702.52

29, 3fi8. 6264, 250. 47

10, 000. 00

925,859. 23

2 banks.

$282, 000. 00

128, 000. 0010, 371. 50

63,430.00

240.00

>, 747. 07

50, 609. 6945, 920. 45

10,000. 00

951,318. 71

2 banks.

$282, 000.00

128, 000.0019, 012.63

63, 430. 00

409, 034.19

30, 788. 4713, 396.42

10, 000.00

955,661.71

2 banks .

$282, 000.00

128, 000.0016, 669. 73

63, 430. 00

15, 000. 00

412, 319. 97

23, 871. 6751, 553.28

992, 844.65

2 banks.

$282, 000.00

128,000.0018, 566. 36

66, 630. 00

397, 229.89

78, 482.4026, 700. 20

10, 000.00

1,003, 608.85

CALIFORNIA.

33 banks. 34 banks. 34 banks. 34 banks. 34 banks.

Capital stock



Dividends u n p a i d . . . .

Individual deposi ts . .U. S. depositsDep'tsU. S. dis. ofticers


Notes rediscounted . .Bills payableOther liabilities . . . . .

$5,425, 000.00

1,407, 217.761,121, 216. 29

1,194, 870. 00

$5, 515, 000. 00

1,463, 772. 27905, 672.36

1,219, 740. 00

$5, 515, 000.00

1,463, 972. 271, 079, 620.93

1, 237, 780.00

$5, 725, 000.00

1, 252, 057. 86914, 012.43

1,233,840.00

5, 720. 75

14, 210, 744. 94121, 909. 6390, 321.58

290, 707.64418, 309.33

127,207. 71

10, 822. 25

13,238,172. 3390, 300.35

102, 082. 56

205, 652, 27402,166. 33

21, 237.15

5, 571. 49

3, 465. 00

13,151, 339. 8422, 020. 51

168, 858.88

200, 207. 72336, 516. 97

17, 237.15

4," 903." 88"

26,316.50

12, 534, 991.2331,888.92

171,374.45

292, 841. 29468,405. 83

10,138. 55

4," 125.' 79

$5, 675, 000. 00

1,152, 457.861, 005, 772. 80

1,232, 690.00

6,886.80

12,608,182. 7641, 029.98

158, 915.93

175,804.17409,114. 26

10,138.55

13.10

Total 24,413,225.63 23,240,189.36 23, 200, 923.15 22, 664, 492. 85 22, 476, 006. 21Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

388 KEPORT OF THE COMPTROLLER OP THE CURRENCY.


C I T Y OP S A N F R A N C I S C O .

Resources.

Loans and discountsBonds for circulation.Bonds for deposits...TJ S bonds on hand.Other stocks and b'dsDue from res' veag'ts.Due fromnat'lbanks.Due from State banksBanking house, etc..

Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U.S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

DECEMBER 2.

2 banks.

$6,507,587.55100, 000.00100,000.00

41, 270.2153,979.43

192, 083. 52451, 379.50340, 742.61

403. 6033, 250. 00

3, 389. 28155, 822. 50

5, 000.00181. 21

1,708,770.0019,948.00

4,500.00

9,718,307.41

MARCH 1.

2 banks.

$6,232,126.25100, 000.00100,000.00

38,714. 80164,534.11115,145.46181,512.38340,742.61

112. 4033,125.003,901.11

188,402.144, 000.00

146. 721, 519, 665. 00

6,580.00

4,500.00

9,033,207.98

MAY 17.

2 banks.

$5,960,471.04100,000.00100,000.00

38, 714.80100,367.54184,013.32196,511.30340,822.84

3,818.4033,500.00

2, 207. 53222,580.33

7,000. 0076.86

1,121,865.0013,473.00

4, 500.00

8,429,921.96

JULY 12.

2 banks.

$6,200,800,59100, 000.00100,000.00

26,579.8011,754.06

198,141.90841, 205.19342,322.84

1, 060.1732, 000. 00

360.55137, 572. 90

5,500.0063.38

997,485.0018,218.00

4,500.00

8,517,564.38

SEPTEMBER 30.

2 banks.

$6,148, 005. 84100, 000. 00100, 000.00

26,079. 80253,417. 82209,187.86447,017.02343,089.19

29,750.001,126.90

158,242.1029,655.00

73.231,589,170.00

71,547.00

4,500.00

9,510,861.76

OREGON.

41 banks. 41 banks. 41 banks. 41 banks. 41 banks.

Loans and discounts.Bonds for circulation.Bonds for deposits.. -TJ. S. bonds on hand..Other stooks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas .Due from TJ. S. Treas.

$11,923,043.95791,050.00600, 000.00

$11,631,732.98813, 550. 00600,000.00

$12, 669,419.65813, 550.00600,000.00

$12,880,832.20813, 550.00450,000.00

$12,211,304.52813,550.00450, 000.00

813, 361.86461,106.03731,397.69654, 574.85462,114. 7624,373.7299,156.91121, 878.3455, 633.11151,271. 8316, 919.003,313.20

1,463,270. 5449,289.00

919,329.34674,044.07773, 310.49600, 437.64412,849.89

32,740.4172, 284. 91

114, 215. 2627, 000. 82

166, 533.6427,185. 00

4, 382.181,311,214.49

46, 585.00

815,169.28773,810.02756,764.91479,056.24414, 218.81

34, 882. 84115,564.43107,607.50128,021.40

809,982. 44760,360.07671,134.19556, 692. 88418,157.80

33,252.7441,823.90

101,181. 75159,185.49

21,065. 004,499. 09

1,354,418.4271, 559. 00

18,233.003,905.40

1, 526, 701.1143,867.00

816, 339.44989,897.50893, 706.27659,687.73420, 050.6842,122. 2490, 366. 34

103,531. 7545, 811.55

316,574.3820.010.00

3, 896.501,394,014.61

37, 306.00

35,082.051,500.00

34, 813.121, 8.V0.00

36, 089.62513. 50

35, 803. 724, 280.00

35,633.722, 050.00

Total 18,458,336.84 18, 264,049. 24 19,096, 209. 71 19,328,943.69 19,145, 773.23

ARIZONA.

Loans and discounts.Bondsfor circulation.

TJ. S.bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas.

Total

3 banks.

$244,233.3450,500.00

199,318.3112,709. 65

3, 021. 2715,546.6921,572.573,112.009,098.424,455.002,433.05

6,876.00317. 31

47, 598. 7011,776.00

2,272.50

634,840.81

S banks.

$230, 303.7650, 500.00

175,932.1913, 734.34

3, 289. 7670, 707.7821, 680.073,112.002, 517.154,455. 002,140.21

3,170.00454. 34

75, 356.4027, 452.00

2,272.50

687,077. 50

4 banks.

$301,775.3275,500.00

173,975.7348, 527.4417,668.6536, 842.6724,614.371,862.008,461. 888,192. 501,455.66

4,839.00229. 85

76, 952.4519,601. 00

2, 272.50

802, 771.02

4 banks.

$357,959.0575,500.00

177,774.8580,949.1518,093.1143,180.6724,789.461,862.008,401.738,192.501,819. 72

1,405.00213.20

75,206.2020,327.00

2,897.50

898, 571.14

4 banks.

$431,300.6575,5^0.00

187,471.4864,260.5421,168.6046,741.0424,749.461,862.00

12,803.247,802.501,430.36

3,566.00143.48

77,091.8523,706.00

3,407.50

973,004.70Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



CITY OP SAN FRANCISCO.

Liabilities.

Capital stock


Nat'1-bank circulationStato-bank circulation

Dividends unpaid

Individualdeposits...U.S. depositsDep'ts u.S.dis. officers


Notes rediscounted ..

Other lialilities

Total

DECEMBER 2.

2 banks.

$2,500,000.00

800, 000.00306, 889. 80

90, 000.00

312. 00

4,037,977.06104,751.18

989, 810. 77888,566.60

9,718,307.41

MARCH 1.

2 banks.$2,500,000.00

925, 000. 00179, 745.08

87, 650. 00

1, 500.00

3, 632, 219.22104, 976. 38

780, 651. 64821,461.66

9, 033,207. 98

MAY 17.

2 banks.

$2, 500, 000. 00

925, 000. 00250,387.15

89, 400. 00

316. 00

3, 326, 699.65102, 557. 32

800,192. 70435, 369.14

8,420,921.96

JULY 12.

2 banks .

$2, 500, 000. 00

950, 000. 00178, 275.70

90, 000.00

13,824.00

3, 492, 730. 3697, 507. 67

638, 864.84556, 361.81

8,517, 564. 38

SEPTEMBER 30.

2 banks .

$2, 500, 000. 00

950, 000. 00267,182.17

90, 000.00

1, 292. 00

4,105, 681.6493, 327*. 57

925, 675.93677, 702. 45

9, 510, 861. 76

ORE GON.

Capital stock

Surplus fundUndivided profits....

ISTat'1-bank circulationState-bank circulation

Dividends unpaid—

Individual deposits..U. S. depositsDep'tsU.S.dis.oflftcers


Xotes rediscounted..Bills payableOther liabilities

Total

41 banks.$4,365,000.00

796,410.07I, 515, 557.44

696,140.00

3,760.00

8, 913, 087.31351, 892. 92239, 538.29

1,102, 902.65435, 761.91

12, 975.0025,180. 00

131. 25

18, 458,336.84

41 banks.$4,415, 000.00

828, 892. 601,467,894.56

709, 780.00

11,404.26

9, 097, 429.30313, 748. 37267, 003. 03

742,214.88355, 046. 76

25, 635. 4830, 000. 00

18, 264, 049.24

41 banks.

$4, 415, 000.00

833, 892. 601,446, 564.11

717, 230. 00

5,150.46

9,435, 734.24310, 240.17277, 017. 23

1,143,247. 97422, 740.95

63, 068.9025,391. 35

931.73

19,096,209. 71

41 banks.

$4, 415, 000. 00

854, 000. 001, 333, 204. 29

718, 530. 00

* 33,720.00

10,199, 072. 51216,628.91167,118. 77

730, 754. 56496, 801. 46

152, 477. 0010, 500.631,135. 56

19, 328, 943. 69

41 banks .

$3, 945,000.00

856, 500.001, 475, 539. 79

709,450. 00

7, 684. 00

10, 363, 677. 85224,687. 04217, 316. 52

885,100.37426,160. 74

75,418.006, 000. 813, 238.11

19,145, 773. 23

ARIZONA.

Capital stock

Surplus fund.Undivided profits

Nat'lbank circulationState-bank circulation

Individualdeposits...U. S. depositsDep'ts TJ S dis officers



Total

3 banks.

$200,000.00

33,815.0032,078.90

45,450.00

309, 038.47

328.8514,129. 59

634,840.8 L

3 banks.

$200,000.00

34,150.0028,121. 58

44, 950. 00

369,606.20

3, 264. 006, 985.72

687, 077. 50

4 banks.

$250,000.00

34,150.0036, 057. 52

44, 800. 00

412, 858.77

10,483.7014,421.03

802, 771.02

4 banks .

$270,000. 00

34,150.0034, 669. 47

67, 950. 00

459, 557.79

7, 033. 9125, 209.97

898, 571.14

4 banks.

$300,000.00

34,150. 0061, 363. 97

67, 950.00

504, 063.63

2,116.393, 360.71



ABSTRACT OF REPORTS SIXCE SEPTEMBER 25, 1891, ARRANGED

NORTH DAKOTA.

Resources.

Loans and discounts.Bonds for circulationBonds for deposits -.U. S. bonds on hand .Other stocks and b'dsDue from res'veag'tsDue from nat'l ban ks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.Specie —Legal-tender notes..U.S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.

Total

DECEMBER 2.

33 banks.

$6,030, 320.72581, 500. 00

354, 743. 76967,603.16242, 212. 88248, 858. 24509, 586. 42160, 850. 6382,104.8540, 376.43

102,520.08

107,920.002, 345. 88

284, 811. 94371, 222.00

24,544.50

10, 111, 521.49

MARCH 1.

33 banks.

$5, 976, 286.45581,500.00

414, 364.39718, 984. 02190, 489. 65148, 056. 52502,198. 83225, 975. 3662, 543. 6434, 500.0580, 852. 54

58,162. 004, 013.35

296, 038. 38244,249.00

24, 567. 001, 650.00

9,564,431.18

MAY 17.

33 banks.

$6,493, 332.39581,500.00

357, 863. 98405, 488.50127,177.7992,480.63

512,188.38242, 048.4992,187.9533, 510.6849, 598.14

55, 226. 005, 262. 77

346, 639.60228,612.00

23, 582. 20

9, 646, 699.50

JULY 12.

33 banks.

$6, 762,098. 01619, 000.00

357, 953.98522, 399. 89125,749.19180,203.44514,500.48242,002.6633,351.9838, 599. 9989,499.22

84, 867.004,131.26

319,226. 59237,408.00

22,732.20500.00

10,154, 223.89

SEPTEMBER 30.

33 banks.

$7,056,417.69619,000.00

50, 000. 00

324,192.29,836, 459. 66177,742. 52187, 567. 37519, 460. 33266, 020. 02

58, 776. 8446, 243. 7177,055.22

58, 004.004,657.47

384, 665. 85202,473.00

24,719.701, 500.00

10,894,955.67

SOUTH DAKOTA.

44 banks. 41 banks. 41 banks. 41 banks. 40 banks .

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDuefromres'veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses....Premiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U.S.cert'sof deposit.5% fund with Treas-Due from XJ. S. Treas.

$5,018,797.70724, 750.00175, 000.00

$4,970, 849.65667,250.00175, 000. 00

$5, 272, 724. 82667, 250.00175, 000.00

$5, 359,459. 05667,250. 00175, 000. 00

$5, 619, 094. 58654, 750. 00150, 000. 00

690, 462. 06839, 902.24576,279.6752,565.17

429,969. 99160,468.19122, 066.54103, 206. 2854, 691.67

652, 930.28838, 593.42755,905.3271,118.33

370, 448.58155, 729. 7453,263.1691, 252.1054, 660.39

604,570.80623, 939. 99598,490.08113,134. 05372, 591. 89171, 836. 95106, 769.0886,143.3545,152.91

630, 917.11476, 775. 55531,471.76106, 854.18372, 802.83184, 003. 0139,637.6484,462.1055,294.57

656, 045. 75638, 064.10692, 662. 2796,497.49

349, 452.92163, 997.21

56, 383. 3776,679. 3350,018.49

104,125.002,233.65

338,099.41337, 714.00

72,964.002,408.06

328,459.17262, 275.00

70, 744.004, 310. 51

296,423.20286,999. 00

73, 674. 002, 791. 68

311,331.41263, 448.00

55, 646.003, 389.20

356, 400.54256,084. 00

31,613.351, 540.00

30,026.251,700.08

29, 526.25 28, 526. 251,000.00

27, 463.755, 040. 00

Total fi, 763,484.92 9,554,833.45 9,525,606.88 9, 364, 699.14 9,907,669.00

IDAHO.

Loans and discounts.Bonds for circulation.Bonds for deposits ..U. S. bonds on hand .Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses...Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .IT. B. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.

Total

8 banks.$1,312,186.92

144,050.0070,000.00

354,629.8767,255.29

182,476.00139, 331.90114, 424.3249,944.4926, 894.5827,745.2611, 867.58

32,910.00269. 09

299, 725. 7071, 729.00

6,481.75

2,911,921.75

9 banks.$1,480,458.09

156,550.0070,000. 00

289, 532.55101,169. 95165, 424.6568,445.40

149, 225.9757,946.2610,941.2427,438.0110, 501.39

26,299. 00265.70

219, 389.5562, 994. 00

6, 481.75

2, 903, 063. 51

9 banks.$1, 637, 572. 37

156, 550.0070, 000.00

278,401.35122,118.7876,041.3531,851.67

149, 640. 8248, 578.1822,280.8925,010.26•16,481.47

29,230. 00430.57

235,160. 3967, 398. 00

7, 044. 25

2, 973, 790.35

9 banks.$1,637,307.89

156,550.0050,000.00

261,163. 91229,447. 60182,525.7292,528.15

147,122.6154, 548.556, 815. 05

19,338.758,432.11

17,487.00382. 22

232, 631.9056,317. 00

7, 044. 25

3,159,642.11

11 banks .

$1, 803, 663.52181,550.0050,000.00

242,617.08218,785.38242,385.35

51,489. 87183,009.0954,548.5522, 712.9320, 883.1324,113.92

18,030.00446.44

192, 735. 5360,195.00

7, 606.25




NORTH D A K O T A .

SOUTH DAKOTA.

I D A H O .

Liabilities.

Capita] stock


Nat'1-bank circulationS tate-bank c ircul ation

Dividends unpaid



Notes red iscouuted . .Bill? pavableOther liabilities

Total

DECEMBER 2.

33 banks.

$2, 315, 000. 00

449, 054. 01315,772.43

523, 325. 00

8,182. 36

6, 200,128. 91

59,123. 53149,797. 61

12, 000. 0078, 000. Oo1,137. 64

10,111,521.49

MA.RCH 1.

33 banks.

$2,315, 000.00

480, 268.65245,975.50

522, 335.00

4,161. 00

5, 669,407.41

30, 060. 31128, 827. 63

94,147. 9871, 500. 002, 747.70

9, 564,431.18

MAY 17.

33 banks.

$2, 315, 000. 00

476, 968. 65304, 315.79

522, 840. 00

7,151.00

5, 540, 023.43

38,160. 7086, 926. 94

187, 866. 60163, 500. 00

3, 346. 39

9, 646, C99. 50

JULY 12.

33 banks.

$2,465,000.00

500, 268. 65224,920.05

528, 390. 00

4,173. 00

5, 948, 790. 84

35, 489. 05121,213.92

198, 502. 31124, 422. 70

3, 053. 37

10,154, 223. 89

SEPTEMBER 30.

33 banks .

$2, 465, 000.00

501, 768. 65279, 050.44

556, 590.00

655.00

6, 550, 320.2018, 342.15

3, 704. 36

55, 494. 39130, 895.14

251,194. 0671,750.0010,191.28

10, 894,955.67

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDep'ts U. S. dis. officers



Total

44 banks .

$2,861, 200.00

623, 900. 00280, 247. 67

645,295.00

955.00

4,482,971.87158, 358. 4025, 536. 02

135, 986.93432, 291.23

41, 692. 8075,000.00

9,763, 484.92

41 banks.

$2,660,000.00

626, 470.24175,218.70

592,995.00

100.00

4, 604, 516. 73145, 633.7223, 613.99

248, 542.98399, 316. 54

24, 525.5553,900. 00

9, 554. 833.45

41 banks.

$2,660,000.00

622,700.00251,760.28

591, 505.00

110.00

4, 635. 495. 56150, 054. 6924, 431. 61

213,410.82271, 735.52

44,972. 8053, 780.60

2, 600. 00

9, 525, 606. 88

41 banks.

$2, 660, 000.00

628, 875.00164, 353. 36

594, 075. 00

18, 716.17

4, 542, 435. 81139, 658.83

7, 346.20

177, 811. 76242,180.86

86, 868.5087, 497.6514, 880.00

9, 364, 699.14

40 banks.

$2, 610, 000. 00

328, 875. 00206, 763. 04

582,360.00

2,225. 00

5, 052, 256. 57107, 487.7319,050.42

316, 447. 75251, 882.84

65,043. 0062, 277.65

9,907, 669. 00

Capital stock



Dividends unpaid

Individual deposits..U. S. depositsDep'tsU .S.dis.officers



Total

8 banks.

$575, 000.00

148,000.00126, 620.53

128,645.00

I, 823, 769. 9851,498.0316, 640. 26

11,411.3620, 336.59

10, 000.00

2, 911, 921. 75

9 banks .

$625,000.00

185, 500.0086,906. 35

128,145. 00

96.00

1, 748, 790. 7651, 572. 0114, 667. 80

28,330.0134, 055.58

2, 903, 063.51

9 banks.

$625, 000.00

185, 500. 00127, 339. 94

139, 895.00

1,761,887.1057,154. 8811,943.22

36, 821. 7328, 248.48

2, 973, 790. 35

9 banks.

$625,000.00

194,000.00114, 563.49

140, 395.00

732.00

1,939, 670.7142, 748. 626, 345.15

21,130.5159, 056.63

5, 000. 0011, 000. 00

3,15?, 642.11

11 banks.

$700,000.00

197, 354. 91156, 944.00

152,135.00

2,004,719.3138, 949.528, 890.35

53,839.7846,913.97

5,000.0010,000. 00

25.00

3, 374,771.84Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis



M O N T A N A .

Resources.

Loans and disconnts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'U.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.

Total

DECEMBER 2.

32 banks.

$15,810,411.83880, 850. 00300, 000.00

""i,"698,"863.*49"1, 965, 777.841, 017, 712.52

392, 073. 97683, 400. 23144,645. 37226, 403.7191,065.5899, 018. 68

227, 277. 664, 200. 26

967, 878. 69536, 715.00

38,512. 506,431.00

24,491,177.67

MARCH 1.

34 banks.

$15, 988, 256.47905, 850. 00300,000. 00

736* 384 .*73"1, 725,124. 52

962, 008. 84356,923.47709, 022. 52130, 035. 23107,540.32

85, 489.23124,832. 33

193, 991. 004,693. 34

1, 094,983. 54634,025. 0U

39,637. 003,971.03

24,102,768.57

MAY 17.

34 banks.

$16, 211,197. 74905, 850.00300,000.00

847*832.061, 667, 957. 72

836,960.16324, 650.48724, 089. 88126, 403.73130,253.09

82, 545. 58116, 330.18

210, 857.004,879.44

1,150,364.28672, 035. 00

39, 637. 503, 596.23

24, 355, 440. U7

JULY 12.

34 banks.

$16, 576, 454. 69905, 850.00300,000.00

919*295.20"1,795,489.061, 065, 520.63

467. 570. 44732, 389.11162, 952.54

18,685.0180, 535.20

165,690.30

216, 217. 005,089.88

1, 068, 936. 60622,292. 00

39,627.507,725. 00

25,150, 320.16

SEPTEMBER 30.

34 banks.

$16,200,374. 36905, 850.00300,000.00

880, 729."34*2,693,248.561,149, 727. 56

285,346. 20733, 392.85208, 774. 92109,763. 8580, 222. 70

129,375.30

209,161. 003, 762.39

1,167, 081.15568, 851.00

39, 627.5012,710.00

25, 678,998. t»8

NEW MEXICO.

Loans and discounts.Bonds for circulationBonds for deposits ..XT. S. bonds on handOther stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Tre asDue from U. S. Treas.

Total

12 banks.

$2,608, 857. 61365,000.00200,000.00

66, 680.09365, 521. 71516,548.9362, 482. 31

180,336. 5022,538. 2943,103. 2541,733. 4129,485. 75

29, 677.00910. 29

219, 608. 6588, 718. 00

16,425.00720. 00

4, 858, 346.79

10 banks.

$2, 333,175. 75327, 500.00200, 000. 00

61,532. 053lf, 528.98478,322.96121,700.89117, 895.60

47, 866. 6021, 566.1233,162. 5018, 553.29

27, 344.00949. 70

183, 080.1977, 833.00

14, 237. 50780. 00

4, 383, 029.13

11 banks.

$2,382, 440. 38340, 000.00200, 000. 00

64,536.88346, 826.18426, 930.99

65, 658.22120, 038. 0547,339. 6032, 290.5434,581.2531, 838.06

27,342. 001,182. 67

219, 249. 2582,367, 00

14, 737. 50800.00

4 438,158.57

12 banks .

$2,404, 385.07352, 500.00200, 000.00

74, 540.01392,178. 89666, 551.1460, 325.45

120,166. 5141,164.6018, 540.1832, 331. 2529, 751.46

46, 470. 00913.15

207, 282. 2071, 306.00

15, 800.00920. 00

4,735,125.91

11 banks .

$2,253, 379. 51315,000.00200,000.00

77,734. 84346. 647. 21456,210.46

24, 388. 97115, 677. 5426,727.1028, 013. 7731, 731.2534, 865. 85

26,596.00870. 42

196, 056. 8380,439.00

14,175. 00120. 00

4,228,633.75

UTAH.

Loans and discounts.Bou«!s forcirculation.Bonds for deposits...TJ. S. bonds on hand..Other stocks an<l b'dsDue fromres've ag'ts.Due from nat'l banks.Due from State banksBunking house, etc..Real estate, otcCurrent expenses..».Premiums paidCash itemsClear'g-hotise exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.

Total

13 banka.$4,951,597.38

462, 500. 00150,000.00

26, 900. 00356, 001. 97433,938.29139, 224. 30146,815.82425,710.18

57,910.5085,878. 2052,227. 7239 556. 52

104,033.43109, 245. 00

1, 952.44806, 410. 30109,313. 00

20, 812.50

8, 480, 027. 55

14 banks .

$4,898,749.30475,000.00150, 000.0026,900.00

319,216.36385, 440.52178,818.80213,167.33442, 375.08

59, 001.4145, 543.1552,198.0039,018.2258, 484.6143,575. 003,358.44

818,589. 2587, 740. 00

21, 375. 00500. 00

8, 319, 050. 47

14 banks.

$4,999,188.66475,000.00150, 000.0026, 900.00

313, 716.11593,717.32263, 531.11181, 342.29446,351. 3681,424. 5554, 266.1149,400.0021, 307.8575,457. 7531, 323. 00

2,493.01997,467.74

43, 539. 00

21, 375. 00

8, 827, 800. 86

14 banks .

$5,055,143.60475, 000. 00125, 000. 00

51, 900.00304,685.96

1, 047, 671.18410,942.77238, 772. 99452, 051.35

95, 231. 4214, 840. 5847, 275.0034, 095.2965,106. 5423,293.00

3, 357.30939,375. 80

59, 719. 00

21, 375. 00

9, 464, 836. 78

14 banks.

$5, 341, 633. 63475,000.00125,000.00

51, 900.00311,581.46741,12-2.24269,051.42177, 603.08455,105.24

95, 205. 3046,950.4247,275.0062. 998.4763,164. 3951,400. 00

3, 033. 25900, 031.7887,106.00

21,375.00


REPORT OF THE COMPTROLLER OF THE CURRENCY 393


MONTANA.

Liabilities.

Capital stock



Dividends unpaid....

Individual deposits..U. S. depositsDept'sU.S.dis.oiileers

Due to national bank sDue to State banks ..


Total

DECEMBER 2.

32 banks .

$4, 640, 000. 00

634,200.002,475, 681. 76

764,780. 00

70.00

14, 397, 680. 26178, 240. 2789, 862. 26

851,486.44415, 583.77

43, 592. 91

24,491,177. 67

MARCH 1.

34 banks.

$4, 732, 000. 00

679, 067.002, 296,331.44

784,910. 00

16, 359. 00

14, 065, 970.14166,054.47127, 032. 34

846, 008.45296, 837.81

72,197. 9220, 000. 00

24,102, 768. 57

MAY 17.

34 banks.

$4,740,000.00

680, 567.002, 397, 900. 88

790, 050. 00

6,847. 00

14, 094, 374.58168, 550. 54116,159. 63

817, 080. 26360, 823.12

87, 087. 0696,000.00

24, 355,440. 07

JULY 12.

34 banks .

$4, 740,000.00

716, 800.002, 280, 894. 26

785,740. 00

69, 965.00

15, 025, 219. 75177, 409. 0750,035. 37

895, 971. 39204, 554. 23

' 141,731.0962, 000. 00

25,150,320.16

SEPTEMBER. 30.

34 banks .

$4, 740,000. 00

705,100. 002, 519,103.80

784,930.00

675.00

15,225,114.80170, 730. 0387,108. 23

1,048,732.59308, 408,61

59, 095. 6230, 000. 00

25, 678, 998.68

NEW MEXICO.

Capital stock



Dividends unDaid

Individual deposits..U.S. depositsDep'tsU.S.dis.ofticers

Due to national banksDue to State banks . -


Total

12 banks .

$1,125, 000.00

217,115.00104, 688. 53

326, 040. 00

2,531,797.1291,276.0193, 787. 08

211,197. 74108, 662.31

48, 783.00

4, 858. 346. 79

10 banks.

$975,000.00

2C4, 394. 6052, 792.15

292, 750. 00

102. 50

2, 382, 928.2966, 880.15

121, 872.19

172, 594. 0872, 362. 90

41, 352. 27

4, 383, 029.13

11 banks.

$1,000,000.00

204, 629.6088,124. 09

291, 930.00

2, 425, 859. 44118,315.3669,543. 55

112,708.19102, 785.17

24, 263.17

4, 438,158. 57

12 banks .

$1, 050, 000.00

209,879.6059, 597. 29

302, 430. 00

22.50

2, 582, 604.7699, 489.6672, 343. 49

206, 858. 05121, 021. 78

30,878. 78

4, 735,125. 91

11 banks.

$915,000.00

193, 000.0059,120.70

281,480.00

2, 362, 822. 91133,180. 2044, C87. 59

94, 469. 74120, 847.07

24, 625. 54

4, 228, 633.75

UTAH.

Capital stock



Dividends unpaid ...



Notes rediscounted ..Bills pay able

Total

13 banks.

$2, 750, 000. 00

889, 000.00245, 530. 68

360, 080. 00

1,101.00

3, 745, 092. 0380, 606.6963, 864. 07

96,116.18186, 902. 82

61, 734. 08

8, 480. 027. 55

14 banks.

$2,790,000.00

918,800.00149,121.87

368, 560.00

1, 021. 00

3, 534,942. 5954, 028. 0093,199. 58

137,038.88205, 277. 80

42, 060. 7525, 000. 00

8, 319, 050. 47

14 banks.

$2,795,000.00

933, 300.00188,019.49

366, 210. 00

1,726.00

3, 958, 463. 89111, 69f». 6637,668.69

116,146.94301, 570.19

18, 000. 00

8, 827, 800. 86

14 banks.

$2,800,000.00

944,800.00126,142. 85

367,660. 00

9, 529.00

4,646, 572. U98, 243.3621,543.88

154,177. 84281, 767. 71

14,400. 00

9,464,836.78

14 banks.

$2, 800, 000.00

955, 800.00183, 292. 58

365, 210. 00

1, 581. 00

4, 618, 766. 5071,491.6048, 753. 44

98, 929. 25188, 712. 31




WASHINGTON.

RESOURCES.

Loan8 and discounts.Bonds for circulation.Bonds for deposits ..IT. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from U.S.Treas.

Total

DECEMBER 2.

64 banks.

$14,618,654.271,551,750.00

50,000.003,000.00

1,097,055.161,218,076.091,025,238.79

385, 569.501,109,695.50

280,279.86278,195.80198,089.99140,296.01147, 504. 69100,366.00

6,188. 891,766,085.11

14$, 359. 00

66, 077.002, 460. 58

24,188,942.24

MARCH 1.

66 banks.

$15,275,866.601,645,500.00

50,000.003, 000.00

1.059, 351.071,589, 571.41

868,266.35486,888.90

1,144,618.19298,831.72160,204.29183, 096.00151, 309.90115,688.15107,716.00

6,022.001,875, 875. 66

146,286.00

69, 393.751,620.00

25,239,105.99

MAY 17.

68 banks.

$16,075,919.431,720, 500. 00

50, 000.00

936,468.271,977,561.671,113,539.96

442,718.621,030,290.73

334,591.47267,921.46185, 226. 22111,905.1492,180.10

125,690.007,634.77

1,936,828.31166,394.00

72,681.75750.00

26,648,801.90

JULY 12.

68 banks.

$16,619, 853.441, 720,500.00

50,000.00300.00

875,463.632,025, 593.181,027,731.85

541,318. 681,016,878.48

354,315.4582,110.30

181,190.66159,618.55124, 661.8188, 026. 004,662.23

1,984,319.25115, 756.00

74,316.75300.00

27,046,916.26

SEPTEMBER 30.

70 banks.

$17,453,216.521, 795,500.00

so, ooo. oa27, 550. 00

1,010,078. 672, 086,089. 451,354,299.48

552,321.041,046,068.16

357,313.53186,173.52179, 337. 96153, 707. 5499, 436. 0998, 238. 00

3, 772. 301,991,0C0. 55

143, 774.0076,061.75

500.00

28,664,498. 56

WYOMING.

Loans and discounts.Bonds for circulation.Bonds for deposits. . .U. S. bonds on hand.Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . . .U .S . cer'ts of deposit.5 % fund with Treas.Due from U. S. Treas.

Total

11 banks.

$2,894,511.11275,000.00

259, 285.18309,034.2197,953.649, 424. 38

103,034.2332,290.6252, 668. 8829,745.7928, 644.09

42,392.00879.10

300, 551,1544,565.00

12,374.751,000.00

4,493,354.13

11 banks.

$2,885,975.36275,000.00

136,663.34281,187.2989,065.6921, 745. 83

107,349.9434,945.2619,783.5025,179.0614, 387.96

8,320.00920. 67

258,852.3740, 734.00

12,374.752,000.00

4,214,485.02

12 banks.

$2,767,080.27287,600.00

157,964.09305,219.8583,171.4617, 584.28

120,291.5535,831.2932, 530. 3524,535.1626,884.94

21,582.001,123. 98

291, 581.0041, 891.00

12,374.75

4,227,145.97

12 banks.

$2,813,783.01287,500.00

170,438.18340,260.96121,24ft. 3714,256.29

124,115. 6935,831.2912, 333.1127,722. 6628,245.51

13.606.00974.31

288,297. 2535,917 00

12,937.252, 450. 00

4,329,914.88

13 banks.

$2,914,600.62302, 500.00

197,500.89540, 439.0493,027.0621, 230.00

138,950.8434,256.2924,446.8225,941.4132,662.02

13,234.00927.15

333, 208.0230,900.00

13,499.75

4,717,323.91

OKLAHOMA TERRITORY.

Loans and discounts.Bonds for circulationBonds for deposits. . .IT. S. bonds on hand. .Other stocks and b'dsDue from rea've ag'tsDue from nat'l banksDue from State banksBanking house, e t c . .Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.S p e c i e —Legal-tender notes . .U. S. cer'tBof deposit.5 % fund with Treas.Due fromTJ. S. Treas.

Total

3 banks.

$206,288.7850,000.00

4,207.2476,764.6333,906.518,505.49

82,955.69

6,845.392,560.843,235.71

13,521.00175.91

16,266.5531,345.00

2, 250.00

538,828.74

3 banks.

$244,110.6850,000.00

698,95100,207.4474, 915. 82

864.8181,174.25

3,611.122.125.00

10,827.46

8,474.00361.88

29,108.1526,009.00

2,250.00

634, 738. 56

4 banks.

$264,158.4662,500.00

35, 824.80174,618.4264,501.0127,070. 7083,046.08

275.009,893.614,062.504,967.55

7,939.00406.04

43,376. 8031, 555.00

2,812. 50

817,007.47

4 banks.

$247,884.6950,000.00

65,067. 73153, 627.45103,133.7328,749. 3864,014.46

575.004,497.823,988.537,274.63

7, 874.00530.29

47,569.1435, 825. 00

1,687.50

822,259.35

4 banks.

$324,952.8450,000.00

128,084.80163,375.9779,163.1122, 662.1763,989.46

6,130,143,926.038,216.29

10,329.00222.55

37,518.7034,986.00

2,250.00




"WASHINGTON.

LIABILITIES.

Capital stock



Dividends unpaid

Individual deposits ..TJ. S. depositsDep'tsU.S.dis.officers



Total

DECEMBER 2.

64 bank».

$6, 590, 000. 00

1, 581, 281.651,168, 038. 64

1,392,155.00

3, 040.17

11,910,231.6524, 881. 5111,549.18

589,416.37554,168.51

346,179.5618, 000. 00

24,188, 942.24

MARCH 1.

66 banks.

$7, 220, 000. 00

1, 670, 631. 65887,764.09

1, 387,145.00

4,151.67

12,814,778.8224, 420. 4716, 811.82

596, 877.19467,105. 60

149,419. 68

25,239,105.99

MAY 17.

68 banks.

$7, 595,000.00

1, 660, 356.651, 096,607.31

1,489,625.00

575.00

13,319,829.3826,113.1628, 501.55

771, 466.48492, 036. 37

138, 691. 00

30, 000.00

26,648,801.90

JULY 12.

68 banks.

$7,640,000.00

1, 719.130. 62847, 998.91

1,503,215.00

41,656.57

13,837,774.0934,086.0320, 246. 62

702,863.49579,049.93

91, 736.0010, 000. 0019,159. 00

27, 046, 916. 26

SEPTEMBER 30.

70 banks.

$7,875,400. 00

1, 750,380.621,046,649.75

1,575,030.00

6,277.00

14,793,092.9437, 698. 398,210.09

820,245.90622,262.90

106, 393. 7715, 000.007,851.20

28,664,498.56

Capital stock


Nat'l bank circulationState bank circulatioD

Individual deposits..U.S. depositsDep's U.S.dis. officers

Due to national banksDue to State banks. .

Notes rediscounted..Bills payableOther liabilities

Total

11 banks.

$1,245,000.00

223, 750. 00131,547.27

246,235.00

2,451,892.82

66, 968. 5820,038.61

77, 921. 8530, 000.00

4,493,354.13

WYOM]

11 banks.

$1, 200,000.00

232,400. 0076, 395.12

246,295. 00

5 00

2,227,044.61

76, 532.8912,836. 28

142, 976.12

4,214,485.02

:NG.

12 banks.

$1,125,000.00

188,400. 0096, 817.63

246,575.00

2,337,194. 76

89,234.0942,463.46

91, 461. 0310 000 00

4,227,145.97

12 banks.

$ t, 140, 000.00

195,600. 0067, 774. 30

257,345.00

10 380.00

2,455,788.22

116,034.1151,511.97

20, 481.2815 000.00

4,329, 914. 88

13 banks.

$1,210,000.00

199,600.0080,638.49

270,545.00

2,789,225.91

105,279.1629,013.79

18,621.5615 000.00

4,717,323.91

OKLAHOMA TERRITORY.

Capital stock



Individual deposits..U.S. depositsDep's U. S.dis. officers



Total

3 banks.

$200,000.00

5,500.0019,779.26

45,000.00

265,959.64

1,672. 97916.87

538,828. 74

3 banks.

$200,000.00

10,000.008,831.35

45,000.00

347,619.30

22,393.02804.89

634,738.56

4 banks.

$250,000.00

10,000.0023,492.41

56, 250. 00

454,528.48

19,138.173, 598.41

817,007.47

4 banks.

$175,000.00

9, 000.0017,023.99

33,750.00

558,116.98

27,817. 781,550.60

822,259.35

4 banks.

$185,000.00

11,000.0023, 758. 73

45,000.00

661,977.46

5,804.413,266.46




I N D I A N T E R R I T O R Y .

Resources.

Loans and discounts.Bonds lor circulation.

Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc. .

Current expenses....

Clear'g-house exch'gsBills of other banks .Fractional currency.SpecieLegal-tender notes...TL S. cert's of deposits5% fund with Treas.Due fromU. S. Treas.

Total

DECEMBER 2.

3 banks.

$250, 993. 2050,000.00

2,080.0022, 543. 5755,484.1626, 503.119,558.32

6,513. 635,600, 00

687.15

3,857.0022.00

27,040.6520, 000.00

2,250.00

483, 032.79

MARCH 1.

3 banks.

$244,132.1950, 000.00

2, 080.0048, 677.3690, 801.386,263.43

12,517.15

3,718.205,500.002, 634. 73

2,186. 0073.73

20, 710.659,000.00

2,250. 00

500, 544. 82

MAY 17.

4 banks.

$355, 234. 5765,000.00

2,080.0040,451. 7319,563.461,302.69

18,548.523,132-. 007, 565.007, 543. 756, 671.62

4,757.00866.31

29,919.0515,620.00

2,924.50

581,180.20

JULY 12.

6 banks.

$407,395.0690,000.00

2, 080.0079, 011.6026,725.592,116.10

31, 574.633,082.002,134.77

11,600.0010,432.36

6,939.001,027.68

28,711.7514,260.00

3,487.00

720, 577.44

SEPTEMBER 30.

6 banks.

$482,514. 7990,000.00

12», 228.8832,478.3718,170.7632, 926.50

5, 352.325, 326.94

11,600. 00«,165.45

9,217.00618.98

31,232.8518,285.00

4,049.50

876,167.34




I N D I A N T E R R I T O R Y .

Liabilities.

Capital stock



Individual deposits..

Dep'tsTJ.S.dis.officers

Due to national bant sDne to State banks

Notes rediscounted..Bills payableOther liabilities

Total

DECEMBER 2 .

3 banks.

$187, 502. 00

5, 500.0014,948.48

44,000.00

209,250.49

6,831.82

5,000.0010,000.00

483,032.79

MARCH 1.

3 banks.

$200, 000. 00

9,500.007, 553. 32

45, 000. 00

5, 000.00

227,943. 74

5,517.9629.80

500, 544.82

MAY 17 .

4 banks.

$246,540.00

10, 300. 0019,890.93

55,490.00

242,352.91

6,312.89193.47

581,180.20

JULY 12.

6 banks.

$324, 540.00

15, 200.008, 421. 66

58,490.00

309,118. 81

4, 462. 80344.17

720,577. 44

SEPTEMBER 30.

6 banks.

$349,200.00

15, 700. 0017, 290. 69

79,490.00

180.00

394,455.73

3,819.001, 031.92

15, 000.00

876,167.34


INDEX.

AMENDMENTS TO THE L A W S :

Suggestions in relat ion to - 18Reduction in min imum deposit of bonds 18Issue of circulating notes to equal the deposit 18Monthly withdrawal not to exceed four and one-half millions in the aggregate 18Tax on national-bank circulation to be repealed 18The limit to be loaned to any person, company, corporation, or firm to be extended

to 10 per cent of the capital and surplus of the bank 19Government bonds of long period and low ra t e of interest to secure national-bank

circulation 19Bank examiners to take oath of office and give bond 19Necessity for appointment of general examiners 19Officers or employes of nat ional banks to be prohibited from borrowing money except

as provided > 19Exception in favor of temporary loans, secured by col lateral ._ . 19Funding operations to provide bonds for circulation 19Removal of officers and directors for violations of law 19National-bank examiners to take oath of office and execute bond 19Appointment of, and supervision by, general examiners 19Officers and employe's of a bank prohibited from borrowing its funds except by ap-

proval of board of direction 19Shareholders ' s ta tu tory liability to become a lien upon their realt ies 19Statutory s ta tus of United States at torneys as to receiverships 19

ASSESSMENTS :Semiannual duty on circulation 61Cost of redemption of notes by United States Treasurer 61Cost of plates, new banks „ 61Cost of plates, extended banks 61Examiners ' fees ! 61

B A N K S . {See National banks ; Sta te banks ; Savings banks ; Pr iva te b a n k s ; Loan andt rus t companies.)

BONDS, U N I T E D STATES :

Amount on deposit to secure circulation October 31, 1892 45Minimum deposit of, to secure circulation, suggested 19Issuing of circulating notes to par of bonds deposited 19Limit of monthly withdrawal of, suggested 19Purchases of, by the Treasury 56Investments in, by nat ional banks January 1,1866, to September 30, 1892 47Dates on which the highest and lowest points were reached in holdings of, by national

banks 47Number of new associations depositing the min imum amount of 50Number of new associations depositing an excess of the min imum amount of 50Amount of, held by nat ional banks, 1865 to 1892 52Amountof, held as security for circulation, 1882 to 1892 53Maximum of, and amount of, outs tanding October 31, 1892 54Classes and amounts of, available for security for circulation, 1865 to 1892 54Market prices of, for each week from November 6,1891, to October 28, 1892 55Investment value of, January , 1885, to October, 1892 56Purchases and redemptions of, by the Treasury 56Held by banks other than national 84

399


400 INDEX.

CAPITAL STOCK: Page.

Of banks organized during the year 17Net gain during past year of, by national banks 18Of associations organized during the past year by States and Territories 17Of organized and closed national banks from 1863 to 1892 . 18Of national banks failed during the past year : 18Locality of failed national banks during the year 17Of national banking associations closed during the year ended October 31,, 1892._' 22Highest and lowest amount reached since establishment of the system 47Of banks extended during the past year 48Of banks to reach expiration of their corporate existence from 1893 to 1902. 48Of banks the corporate existence of which expired during the year ended October 31,

1892 48Of banks the corporate existence of which will expire during the year 1893 49Of banks with capital not exceeding $150,000 each 49

• Of banks with capital exceeding $150,000 each , 49Of national banks without circulation 51Of failed national banks and per cent of dividends paid to creditors of, during past

year 65Of banks other than national 84Of each class of banks by States on or about July 12, 1892 87

CIRCULATING NOTES:

Analysis of profits on circulation based upon classes of bonds available as security. 8-10No loss to bill holders 9Pacific Railroad bonds 9Recommendation of long-period bond to secure 10Computation showing advantage to the Government by refunding present bonds

outstanding 10Pa r value, market value, and net saving of interest 10Comparison between national and State issues 11Statistical information with respect to circulation and exchange 12Counterfeit notes _ 13Reduction of duty on, suggested 4 19Outstanding, represented by bonds, September 30, 1892 49Outstanding, represented by lawful-money deposi t . . . . 49Amount outstanding represented by the minimum bond deposit 49Excess of minimum outstanding 49Possible amount issuable on deposit of bonds equal to aggregate capital of all banks . 50Excess of possible issue over present minimum 50Decrease of, and lawful money deposited, 1884-'92 50Banks without circulation 51Security for, held by Treasurer United States, 1882-'92 53Classes of securities available for, 1865-'92 52Number, denomination, and amount of, issued and redeemed since the organization

of the system, and amount outstanding October 31, 1892 57Total issues of, during the year and vault balance October 31,1892 57"Additional circulation" issued and retired, year ended October 31, 1892 58Total issues, by States, June 20,1874, to October 31,1892 58Redemption fund 59Receipts of, for redemption by Currency Bureau and redemption agency during past

year 59Receipts of, for redemption by Currency Bureau and redemption agency monthly

fromNovember, 1891, to October, 1892 , 59Receipts of, for redemption by Currency Bureau and agency from June 20, 1874, to

October 31,1892 r 59Annual receipts and destructions by Currency Bureau, 1863 to 1892 % 60Redemption of, of reducing, liquidating, and failed banks 60Tax upon, and redemption charges 61

CLEAN M O N E Y :

Operations of the United States as compared with England 16

CLEARING-HOUSE ASSOCIATIONS:

Operations throughout the United States 77

CLEARING-HOUSE OF THE N E W YORK STOCK EXCHANGE:

Organization and purposes . . 83Transactions from date of organization 83Effect with respect to certification of checks and reduction in amount 83


INDEX. 401

CLEARING-HOUSE TRANSACTIONS: Page.

Comparison of previous State bank systems with the national 11-10Membership of New York Clearing-House Association 78Comparative statement for two years of the transactions of the New York Clearing

House 78Kinds of money used and amount of each kind in 1890 and 1892 78Comparative statement of the New York clearing house for thirty-nine years 79Clearing-house transactions of the assistant treasurer, New York, for the year ended

October, 1892 79Comparative statement of the exchanges of the clearing houses of the United States

for October, 1892, and October, 1891 80Comparative statement for weeks ended October 29, 1892, and October 23, 1831 81Clearing-house transactions in forty-seven cities of the United States for the year

ended September 30, 1892, and comparisons with previous years 82

CLOSED NATIONAL BANKS. (See also Failures; Voluntary liquidation.)During the year, liquidating and insolvent 22

COMPARATIVE STATEMENTS OF NATIONAL BANKS:

Resources and liabilities of, from 1879 to 1892 45

CONCLUSION:

Reasons for removal of prejudice against national banks 90No conflict of interests between the national-bank system and State systems of

banking 90Result of more liberal provisions of law relating to the circulation of national banks. 90Increasing popularity of the national-bank system 90Reference to employes of the bureau and general efficiency 90

CURRENCY:

Application with respect to commerce, manufactures, transportation, and banking. 5Relations of the people to national banks with respect to deposit accounts 5Exchange in clearing-house certificates represented by checks . 5Exchanges of credit and money balances in the United States 6Amount of paper money in circulation October 31,1892 6Issue of standard silver dollars : 6Issue of a paper subst i tu te . . 7Future issue of paper money by the Government 7Accumulation of silver coinage with the Treasurer 7Issue of notes, expansion and contraction 7

DECISIONS. (See Legal decisions; Digest of national-bank cases.)DISSOLUTION. (See also Failures; Receiverships; Liquidation.)

Number of banks placed in liquidation since the establishment of the system 18,75Number of banks placed in the hands of receivers since the establishment of the sys-

tem 18,75National banks closed during the year 22Involuntary liquidation 22Failed 22Number of banks passed into liquidation by expiration of corporate existence 75

DIVIDENDS. (See also Receiverships.)Paid to creditors of failed banks finally closed 72Paid to creditors of failed banks not closed 72

DIRECTORS AND O F F I C E R S :

General consideration of their powers 40Liability of shareholders 40Duties of shareholders , 40Possibility of criminal conduct 40,41Directors as borrowers 41

DOMESTIC EXCHANGES:

The national-bank system as a source for statistical infdrmation as to the course andcharacter of business. . 24

Number of banks complying with request for statistical information 24Amount of drafts drawn by national banks upon reserve cities and other locations

in 1892 25Comparisons between years 1890 and 1891 reproduced 25Comparison of the amount of exchange drawn by the national banks for three years . 26Amount of drafts drawn in reserve cities for 1892.. 27Amount of drafts drawn in the several States outside of reserve cities , , . , _ . . „ . . 2$


402 INDEX.

DOMESTIC EXCHANGES—Continued. Page.Cost of exchange 29,30Discount on domestic exchange and premium on American gold from 1838 to 1838... 30Rates of domestic bills in New York from 1838 to 1843 31Competition for bank accounts 31Total exchange throughout the c o u n t r y . . . . . 31

D U T Y , REDEMPTION CHARGES, AND ASSESSMENTS:

Reduction of, on circulating notes, recommended 19Semiannual duty on circulation 61Cost of redemption of notes 61Cost of plates ". 61Examiners ' fees - — 61Comparative s ta tement of 61

E X A M I N E R S :Number employed in the examinat ion of nat ional banks 43General efficiency 43Relations to the banks with respect to borrowed money 43Duties of examiners 44Instruct ions from the Bureau to examiners 44Suggestions utilized as to improvements 44Character of duty expected to be performed 43Confidential relat ions with the Comptroller as to repor ts 43Efficiency and intelligent repor ts required 43,44

E X C E S S I V E LOANS:Present limit not excessive 41Amendment suggested to include capital and surplus * 42Violations of the letter of the law 42,43

Remedies suggested 43

E X T E N S I O N O F CORPORATE EXISTENCE O F NATIONAL JBANKS. (See National Banks.)

F A I L E D BANKS. (See also Receivers; Receiverships.)Number and capital of national banks annually, 1863-'92 18

IMPRUDENT METHODS:Effect upon nat ional banks by crop conditions 39Competition for bank accounts 39Results of the efforts of promoters for organization of national banks 39

INACTIVE R E C E I V E R S H I P S :Number still in hands of receivers 74Reasons for deferring terminat ion of receiverships 74Title, and dividends paid 75

INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES :Amount held by nat ional banks . 54Maximum public debt 54Interest-bearing debt October 31,1892 54Bonded debt for fiscal years from 1865 to 1892 — 54Changes in bonded debt since 1865 54

INTRODUCTION :Report submitted to Congress 3Value of merchandise exports for the fiscal year ended July 1,1892 3Balances gold and silver 3Effect of the r e tu rn of American securities 3Causes for expor tof gold 4Increase of gold held by nat ional banks 4Total deposits of nat ional banks in city of New York 4Condition of the national banks with respect to certain i tems, 1891 and 1892 4Decrease in lawful money deposited to redeem circulation 4Increase in net circulation dur ing the year 4Redemption fund and muti lated currency in process of redemption, 1891 and 1892 _. . 5No loss .to bill-holders „ 9Pacific rai lroad bonds 9Recommendation of long-period bond to secure , 10Computation showing advantage to the Government by refunding present bonds

outstanding 10P a r value, marke t value, and pet saving of interest 10Comparison between national and State issues 11


INDEX. 403

INTRODUCTION—Continued. Page.Statist ical information with respect to circulation and exchange 12Counterfeit notes 13Comparison of losses, nat ional and State banks 13Result of issue of circulating notes by State banks 14Effect of the repeal of present tax on State-bank circulation 15Percentage of business t ransact ions throughout the country to actual amount of

money used 15Practical effect of State-bank circulation upon business 16Number of banks organized during the year 17Location of banks organized 17Capital of banks organized 17Comparison with previous years of banks organized 17United States at torneys not the s ta tutory counsel of receivers 19Title and location of each receivership, with location of United States at torney 21

INVESTMENT VALUE O F U N I T E D STATES BONDS:

Relations existing between decline in price and investment value 58Withdrawals from security for circulation 56Rate of interest realized by investors 53

ISSUES AND REDEMPTIONS. (See also Circulating notes; Redemption.)Reduction of duty on national-bank currency urged 19National-bank notes issued and redeemed during the year 57Issues of incomplete currency 57Amount received from Bureau of Engraving and Pr in t ing 57Amount in vault October 31, 1892 57Additional circulation issued during the year 58Amount issued under act July 12, 1882, during the year . 58Circulation retired 58

L A W F U L MONEY DEPOSITS. ( ^ R e d e m p t i o n s . )

LEGISLATION :

Acts of Congress during past year 75-77

L E G A L DECISIONS. (See also Decisions.)

Affecting liabilities of directors 77Reference to, made during the year 77

L I A B I L I T I E S o r NATIONAL BANKS:

On September 30, 1892 46

LIQUIDATION. (See Dissolution.)

.LOANS :

To officers and directors 19Highest and lowest point reached by national banks since establishment of system . 47Percentage of loans and discounts of nat ional banks, 1866 and 1892 47Classification of, by groups, October 5, 1887, to September 30, 1892... 61Classification of, by New York city banks for the past seven years 63Of State, savings, pr ivate banks, and loan and t rus t companies 83

LOAN AND TRUST COMPANIES :

Estimated amount of exchange drawn by, and by associations other than nat ional . 31Resources and liabilities of 85Organized and in operation in the District of Columbia under author i ty of the act of

October 1,1890 87

MARKET PRICES OF UNITED STATES BONDS :Prices, 2 and 4 per cents, dur ing year 55Opening, highest, and lowest prices during year 55

NATIONAL BANKS :

Comparison as to accessions, capital, and deposits 17Number and capital of, organized during pas t year 17Number of, insolvent and liquidating during past year 18Number and capital of, by States and Territories, organized past year 17Number organized and closed annually, 1863 to 1892 18Net yearly increase and decrease in number and capital 18Comparison of number and capital of, failed in the last and prior years 18Number and pe rcen t of failures since 1863 72Claims proved and dividends paid by failed bank 72


404 INDEX.

N A T I O N A L BANKS—Continued. Page.

Aggregate and annual average loss to creditors of failed 214Expenses at tending the closing of t rus t s 214Amendment suggested relative to min imum bond deposi t . . 19Reduction of duty on circulation recommended 19Issue of circulation to par of bond deposit recommended 19Effect of monetary stringency on 4Gross deposits of, in New York City 46Domestic exchange drawn by 24-31Est imated exchanges drawn dur ing the year . , 31Examinat ions 43Officers and directors of 40Limitat ion of liability of directors of 40Active officers of, liabilities of 41Title, capital, etc., of, closed dur ing year 22Comparative s ta tements of, for fourteen years 45Resources and liabilities of, in reserve cities, etc., September 30, 1892. 46Highest and lowest points reached in pr incipal i tems of resources and liabilities

since establishment of sys t em. . . 47Number and capital of, by States, extended dur ing past yea r . . 48Number, capital, and circulation of, the corporate existence of which expires 1893-1902 48Number, capital, and circulation of, the corporate existence of which expired, and

number, etc., extended monthly, dur ing the year ended October 31, 1892 48Title, capital, bonds, and circulation of, the corporate existence of which will expire

in 1893 49Circulating notes of, outs tanding on September 30y 1892 49Deposits of lawful money and decrease of circulation of, dur ing past nine years 50Without c irculat ion. . j 51Security for circulating notes 52Changes in available securities for circulation, 1882-1892 53Bond withdrawals by 56Issues and redemptions 57Additional circulation issued 58Redemption of circulating notes of banks reducing circulation, those in voluntary

liquidation, and failed associations 60National gold banks 61Semiannual duty on circulation collected dur ing the past year 61Cost of redemption of notes of, during the past year 61Assessments for plates and examiners ' fees during the past year 61Comparative s ta tement of semiannual duty, redemption of notes, cost of plates, and

examiners ' fees, since 1883 61Total t ax collected from, up to July 1, 1892 .*. 61Classification of loans of 61Ful l classification of loans of New York City banks for the past seven years 63Amount and per cent of reserve required and held by, since October 2,1874 64Sta tement of failed, during the past year 65Causes of failures of .' 66Affairs of failed, tha t have been closed during the past year 72Dividends paid to creditors of insolvent banks during the past year, and total divi-

dends paid in each case _*__'_ 73Inactive receiverships of 74In voluntary liquidation 75Legal decisions in respect to 77Growth of the system 90

NATIONAL-BANK F A I L U R E S . (See also Fai lures) .

Number and capital of, 1863 to 1892 18Number and capital of, during the past year 18Characteristics of, during the past year ._ 13Affairs of, tha t have been settled and those still in the hands of receivers 72Specific causes of 66Dividends paid to creditors incase of 73Inactive receiverships 74

NATIONAL-BANK LAW. {See Amendments.)


INDEX. 405

ORGANIZATION OF NATIONAL-BANKS: Page.

Increase 17Number of, and capital of, in each State and Terri tory during- the year ended Octo-

ber 31, 1892 17Number and capital of national banks organized annually, 1863-1891 18

P R I V A T E BANKS:

Number, capital, and other liabilities of 85Aggregate resources and liabilities of... 85Number, capital, surplus and undivided proiits, and deposits of 85Capital of, by Sta tes . - 87

RECEIVERS. {See also Receiverships.)Appointed during the year . 66

R E C E I V E R S HIPS :

National banks placed in the hands of receivers during past year 66History of banks that have failed since November, 1831 66Causes of failures of nat ional banks during the past year 66Number and total dividends paid to creditors of failed associations wound up during

the past year 73Number of national banks placed in the hands of receivers since the establishment

of the system - 72Number of receiverships in active operation 72Number of receiverships virtually closed 72Total payments to, and total claims proved by, creditors of insolvent associations.. 27Dividends, seventy-two in number, paid to creditors of insolvent banks 73List of inactive receiverships " 75

REDEMPTIONS :

Number, denomination, and amount of national-bank notes redeemed since the es-tablishment of the system 57

Redemptions under act of June 20, 1874 58Redemption of notes of insolvent and liquidating banks 58Five per cent redemption fund _ . . 59Receipts by National-Bank Redemption Agency during the past year 59Receipts for, from certain cities by redemption agency during the past year 59Fi t circulation received for redemption, reissued 59Monthly receipts for redemption on account of redaction of circulation since No-

vember, 1891 , , ; 59Receipts from redempt ion agency for rep lacement wi th new notes 59Receipts from redempt ion agency for reduction, act J u n e 20, 1874 59Receipts from redempt ion agency on account of insolvent and l iquidat ing banks 59Receipts and des t ruct ions annual ly since the es tabl ishment of the sys tem. _ 60Received for des t ruc t ion dur ing the year ended October 31, 1892 60Amount wi thdrawn and destroyed dur ing the year ended October 31, 1892 60Vaul t balance October 31, 1892 60Provis ions of law providing for redempt ion of c i rcula t ing notes 60Amount of lawful money deposited on account of l iquida t ing and insolvent b a n k s . . 60Deposits on account of redempt ion of nat ional-bank notes, act of Ju ly 12, 1882 COTotal deposits on account of redemption prior to and under acts of June 20,1874, and

July 12, 1882 60Deposits by banks in liquidation prior to and under above-named acts. GOAmount of lawful money in the hands of the Treasurer on October 31, 1892, for CORedemptions and destructions without reissue prior to June 20, 1874 c-0Lawful money on deposit wi th the Treasurer on account of national gold banks 61Cost of redemption of national-bank notes 61Cost of redemption of national-bank notes, 1883 to 1892 ci

R E P O R T S OF CONDITION:

Examiners ' repor ts 43Abstract of national-bank reports , September 30, 1892.. ._ 46Classification of loans, as shown by latest 61Abstract of, of all banks not nat ional 84

RESOURCES o r N A T I O N A L B A N K S :

On date of report during the year ended September 30, 1892 128


406 INDEX.

SAVINGS BANKS: Page.

Number and geographical location of S tate and mutua l savings banks 85Aggregate resources of all savings banks 85Principal i tems of resources and liabilities of savings banks 85Average ra te of interest paid by savings b a n k s . . 85Abstract of reports of condition of 85Capital, surplus, and undivided profits, and deposits of mutua l and stock savings

banks 86Capital of stock savings banks in each S ta te 87Per-capita holdings of depositors, in 88

S E C U R I T Y F O R CIRCULATING NOTES :

United States bonds to be funded for a series of years 10Computat ion with respect to the interests of the Government and individual hold-

ers of outstanding bonds 10Saving to the Government by a funding operation 10An elastic currency 11Amount on deposit October 31, 1892 52Amendment suggested tha t the required bond deposit be reduced 18Issue of circulating notes to the par of the amount deposited 18Amount of, held by associations, the corporate existence of which will expire dur-

ing 1893 49Minimum bond deposit required by banks in operation September 30, 1 892 49Amount of bonds held by associations on September 30, 1892 49Amount of circulation issuable on a deposit of the amount of bonds equal to the

aggregate;capital of all associations on September 30,1892 50Amount on deposit by banks without circulation 51Amount of bonds held by the Treasurer to secure circulation on June 30, annual ly,

from 1865 to 1892 52Amount and kind of bonds deposited to secure circulation on October 31, annually,

from 1882 to 1892 53Classes of bonds available for security for circulating notes, 1865 to 1892 54Withdrawals and substi tut ions dur ing the year 56

SEMIANNUAL DUTY :Amendment suggested relative to reduction of 18Amount collected on circulation during the past year 61Amount collected on circulation annually, 1883 to 1892, and total collected 61

S T A T E BANKS :

Fai lures of, and of banks other t han nat ional dur ing 1891 and 1892 13Est imated amount of exchange drawn by Sta te and other banks 31Approximately complete r e tu rns from those in operation 83Number and principal i tems of liabilities as shown by latest repor ts 84Abstract of repor ts of condition of 85Number, capital, surplus and undivided profits, and deposits of 86Capital of, by States 87Per capita average of resources of _ 88

SUBSTITUTES F O R MONEY :

Use of money minimized through clearing-house opera t ions . 31Percentage of business t ransacted through clearing-house operations 32Character, amount , and percentage of receipts of nat ional banks on September 15,

1892 32Similar information with respect to receipts of nat ional banks in the central reserve

cities and elsewhere u 33Total receipts exclusive of reserve cities September 15,1892 34Comparison of the several cities with country banks 35Percentage of city banks compared with country banks 35Comparison as to gold, silver coin, currency, checks, and drafts 36-38Percentage of total receipts by all banks 38,39

SUGGESTIONS AS TO AMENDMENTS O F NATIONAL BANKING LAW. {See AMENDMENTS.)

SUMMARY O F T H E STATE AND CONDITION OF EVERY NATIONAL BANK DURING T H E Y E A RENDED S E P T E M B E R 30,1892 128

T A X U P O N CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS:

Reduction of t ax on circulation advised 19Semiannual duty on circulation dur ing the pas t year 61


INDEX. 407

T A Y UPON CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS—Continued. Page.

Cost of redemption of notes 61Assessment for plates and for examiners ' fees 61Comparative s ta tement of taxes assessed as semiannual duty. 1883-180:2 61Cost of redemption of notes, 1882-1892 _ 61Cost of plates, 1883-1892 61Assessment for examiners ' fees, 1883-1892 61Total taxes collected from national banks up to July 1, 1892 61

VOLUNTARY LIQUIDATION:

Number of national banks passed into, to wind up their affairs 75Number passed into, for the purpose of reorganization 75Number passed into, upon expirat ion of corporate existence 75

TABIJES CONTAINED IN THE APPENDIX.

Officers and clerks in the offlcelof the Comptroller of the Currency * 93Names and compensation 93Expenses of the office of the Comptroller of the Currency 94Name and address of national-bank examiners 94Contents of digest of national-bank cases 95Digest 97Number of banks organized, in liquidation, and in operation, with their capital, bonds

on deposit, and circulation issued, redeemed, and outstanding on October 31, 1892... 127Summary of the state and condition of every national bank reporting during the year

ended September 30, 1892... 128Comparative statement of the national banks for fifteen years 129Statement showing the amount of authorized capital stock of the national banks on

the 1st day of each month from January 1, 1871, to November 1, 1892, the amount ofUnited States bonds on deposit to secure circulation, the amount of circulation se-cured by the bonds on deposit, the amount of lawful money to redeem circulation,and the total amount of national-bank notes outstanding, including notes of nationalgold banks _ 130

Changes in capital, bonds, and circulation, by geographical divisions 134Table showing by States the amount of national-bank circulation issued, the amount

of lawful money deposited in the United States Treasury to retire national-bank cir-culation from June 20, 1874, to October 31,1892, and the amount remaining on depositat the latter date 139

Statement showing the amount of national-bank notes outstanding, the amount of law-ful money on deposit with the Treasurer of the United States to redeem national-banknotes, and the kinds and amounts of United States bonds on deposit to securecirculation and public deposits on October 31, 1892, with the changes during the pre-ceding year and the preceding month 140

Statement of the quarterly increase or decrease of national-bank circulation from Jan-uary 14, 1875, to October 31, 1892 141

Statement of national-bank notes issued, redeemed, and outstanding, by denomina-tions and amounts, on October 31, in each year from 1864 to 1892, inclusive 142

Statement of national gold bank notes issued, redeemed, and outstanding October 31,1892 145

Statement of national-bank notes issued during the year ended October 31,1892, withthe total amount issued, redeemed, and outstanding 145

Table, by States, Territories, and reserve cities, exhibiting the number of banks in each,with their capital, bonds actually held on September 30, 1892, minimum amount ofbonds required by law, and the excess of bonds on September 30, 1892, and Septem-ber 25, 1891 146

Table, by States, Territories, and reserve cities, exhibiting the number of banks in eachwith capital of $150,000 and under, for the years 1891 and 1892, and the increase or de-crease in banks and capital during the interval 148

Table, by States, Territories, and reserve cities, exhibiting the number of banks in eachwith capital exceeding $150,000, for the years 1891 and 1892, and the increase or decreasein banks and capital during the interval 150

Classification of the loans and discounts of the national banks in the reserve cities andin the States and Territories on September 30, 1892 152


408 INDEX.

Page.Table, by States, Territories, and reserve cities, exhibiting the amount of each kind of

coin and coin certificates held by the national banks on October 4, 1888 ; September30,1889 ; October 2, 1890 ; September 25, 1891, and September 30, 1892 153

Lawful money reserve of the national banks, as shown by the reports of condition at theclose of business on September 30, 1892 1C0

Liabilities of the national banks and their reserve required and held on three dates inthe years 1887,1888, 1889, 1890, 1891, and 1892 162

Statement of the lawful money reserve of the national banks, as shown by the reportsfrom October 7, 1885, to September 30, 1892 164

Table showing, by geographical divisions, the reserve cities, and central reserve cities,the number of banks in operation at every date on which reports of condition havebeen made, from March 3, 1883, to September 30,1892, inclusive, together with theamount of reserve required and the amount held at each of those dates, and the clas-sification of the reserve held, showing amounts and percentages in each case 166

Average weekly deposits, circulation, and reserve of the national banks of New YorkCity, as reported to the New York Clearing House, for the months given in the years1886, 1887, 1888, 1889, 1890, 1891, and 1892 176

Table showing the movement of the reserve of the national banks in New York Cityduring October for the last sixteen years 177

Abstract of reports of earnings and dividends of national banks in the United Statesfrom September 1, 1891, to March 1,1892 178

Abstract of reports of earnings and dividends of national banks in the United Statesfrom March 1, 1892, to September 1,1892. 182

Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, ofthe earnings and dividends of national banks from March 1, 1888, to September 1,1892. _ 186

Earnings and dividends of the national banks, arranged by geographical divisions, forsemiannual periods from September 1, 1883, to September 1, 1892 188

National banks that have gone into voluntary liquidation under the provisions of sec-tions 5220 and 5221 of the Revised Statutes of the United States, with the dates ofliquidation, the amount of their capital, circulation issued and retired, and circula-tion outstanding October 31, 1892 1C0

National banks in liquidation under section 7, act of July 12, 1882, with date of expira-tion of charter, circulation issued, retired, and outstanding, succeeded by associa-tions with the same or different title, October 31,1892. 202

National banks that have gone into voluntary liquidation under the provisions of sec-tions 5220 and 5221 of the Revised Statutes of the United States, for the purpose oforganizing new associations with the same or different title, with date of liquida-tion, amount of capital, circulation issued, retired, and outstanding on October 31,.1892 .- . 203

National banks in liquidation under section 7, act of July 12,1882, with date of expira-tion of charter, circulation issued, retired, and outstanding on October 31, 1892. 205

National banks that have been placed in the hands of receivers, together with their capi-tal and surplus at date of organization and at date of failure, cause of failure, divi-dends paid while solvent, circulation issued, lawful money deposited with the Treas-urer to redeem circulation, the amount redeemed, and the amount outstanding onOctober 31, 1892 206

Insolvent national banks, dates of organization, appointment of receiver and closing,since the organization of the national-banking system, with amounts of nominal andadditional assets, amounts collected from all sources, loans paid, and other disburse-ments, losses on assets, expenses of receivership, claims proved, dividends paid, andremaining assets returned to stockholders 214

Abstract of reports of condition of State banks, loan and trust companies, savings andprivate banks, 1891-'92, arranged by States and Territories and geographical divi-sions - . 227-247

Number, liabilities, assets, and percentages of assets of State, savings, and privatebanks and loan and trust companies that failed during the fiscal years ended onJune 30, 1891 and 1892. 247

Statement showing, by States, the number, liabilities, and assets at date of failure ofstate, savings, and private banks and loan and trust companies, that failed duringthe year ended June 30, 1892 248

Reports of condition of the National Savings Bank, The National Safe Deposit, Savingsand Trust Company, The Washington Loan and Trust Company, and the AmericanSecurity and Trust Company of Washington, D. C, on September 30, 1892 249-252

Summary of the condition of the chartered banks in the Dominion of Canada on Oc-tober 31,1892 , , , , . „._.„„.„„„„ 352.


INDEX. 409

Page.Tables showing the condition of the First and Second chartered banks of the United

States, and similar information in respect to banks organized under State authorityat various dates from 1774 to 1892 253

Aggregate resources and liabilities of the national banks from October 1863 to October1892.. 325

Summary of the state and condition of the national banks on dates of report duringthe year ended September 30, 1892 347

Condition of each national bank at close of business on Friday, September 30,1892 Vol. II

9647 27


annual report of the comptroller of the currency, volume 1 1892

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