annexure i custom hiring centre name of equipments …
TRANSCRIPT
SlNo Quantity ValueEach(Rs)
1 1 313200000
2 ROTAVATOR 1 11968400 11968400
3 1 20793800
4 1 17696000
5 1 6731100
6 16027400
TOTAL
SlNo Unit RentalCost(Rs)
1 Hiring unit Nos
(a) Rs Per hour 2500 Hours 60000
Rs Per hour 900 Hours 96000
Rs Per hour 700 Hours 90000
(b) Rs Per hour 600 Hours 60000
( c ) Rs per day 600 Days 9000
d Rs per day 1000 Days 20000
e Litre 69
2 Litre 76
3 Litre 200
4 Litresper hour 8
Litres per hour 6
5 Litres per hour
Litresper hour 15
6 of Diesel 25
7 1 of Cost
8
Full Capacity ISTYR IIND YR IIIRD YR
Sl No 75 80 80
CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
1 Operators salary1no 10000month each 12000000 12000000 12000000 12000000
16027400
Diesel Requirement for Thresher
Item Annual Working
Annual usage
TROLLEY
POWER WEADER
Petr Price
CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
AMC ALL PRODUCT
MALCHER
Disel Requirement per hour of Tractor
TOTAL
CUSTOM HIRING CENTRE
ANNEXURE I
MALCHER 20793800
313200000 CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
Name Of Equipments Amount (Rs)
TROLLEY
ANNEXURE II
17696000
POWER WEADER 6731100
AMC ALL PRODUCT
386416700
Petrol Requirement for Power weader
Lubricant requirement
INSURANCE
Diesel Requirement for Harvester
Item
Lubricant Cost
ROTAVATOR
Diesel Price
Fuel Cost 33120000 24840000 26496000 26496000
Lubricants 25 of diesel 828000 621000 662400 662400
Annual Maintenance cost of Harvestor -
10 per anum 31320000 31320000 31320000 31320000
SUB TOTAL 77268000 68781000 70478400 70478400
2 ROTAVATOR - -
9600000 9600000 9600000 9600000
39744000 29808000 31795200 31795200
993600 745200 794880 794880
1196840 1196840 1196840 1196840
SUB TOTAL 51534440 41350040 43386920 43386920
3 MALCHER
Lubricants 100000 75000 80000 80000
- - -
10 per anum 1769600 1769600 1769600 1769600
SUB TOTAL 1869600 1844600 1849600 1849600
TROLLEY - - -
Lubricants 100000 75000 80000 80000
1769600 1769600 1769600 1769600
SUB TOTAL 1869600 1844600 1849600 1849600
POWER WEADER - - -
Operators salary1no 6000month each 7200000 7200000 7200000 7200000
Fuel Cost 8208000 6156000 6566400 6566400
Lubricants 25 of diesel 205200 153900 164160 164160
- - -
10 per anum 673110 673110 673110 673110
SUB TOTAL 16286310 14183010 14603670 14603670
AMC ALL PRODUCT
10 per anum 1602740 1602740 1602740 1602740
SUB TOTAL 1602740 1602740 1602740 1602740
TOTAL 150430690 129605990 133770930 133770930
WC Required 37607673 32401498 33442733 33442733
Operator salary per month8000 per month
Fuel Cost
Lubricants 25 of diesel
10 per anum
Annual Maintenance cost of Tractor
Annual Maintenance cost of Malcher
Annual Maintenance cost of Thresher 10 pa
Annual Maintenance cost of Power Weader
Annual Maintenance cost of Power Tralior
SlNo Full capacity ISTYR IIND YR IIIRD YR
Utilisation 75 80 80
1 150000000 112500000 120000000 120000000
2 86400000 64800000 69120000 69120000
3 63000000 47250000 50400000 50400000
4 36000000 27000000 28800000 28800000
5 5400000 4050000 4320000 4320000
6 20000000 15000000 16000000 16000000
SUB TOTAL 360800000 270600000 288640000 288640000
LESS RECURRING COST 150430690 129605990 133770930 133770930
SUB TOTAL 210369310 140994010 154869070 154869070
210369310 140994010 154869070 154869070
38641670 38641670 38641670 38641670
16229501 15823764 11867823 7911882
3864167 3864167 3864167 3864167
159362306 82664409 100495410 104451351
47808692 24799323 30148623 31335405
111553614 57865086 70346787 73115946
Cash Accural
NET PROFIT 111553614 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670 38641670
Total 150195284 96506756 108988457 111757616
Less Bank Installment 33811461 33811461 33811461
Surplus 62695295 75176996 77946154
DSCR
Profit after Tax 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670
Interest on Term Loan 15823764 11867823 7911882
Total 112330520 120856280 119669498
Interest in Term Loan 15823764 11867823 7911882
Repayment of Term Loan 33811461 33811461 33811461
Total 49635225 45679284 41723343
DSCR 226 265 287
Income Tax
NET PROFIT
GROSS PROFIT
Depreciation
Insurance
PROFIT BEFORE TAX
Bank Interest (TL)
Item
CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
MALCHER
TROLLEY
POWER WEADER
AMC ALL PRODUCT
ROTAVATOR
INCOME PER ANNUM FROM THE CUSTOM HIRING CENTRE
ANNEXURE-IV
Average DSCR 273
SLNO AMOUNT
1 OWNED
2 OWNED
3 386416700
4 386416700
1 96604175
2 154566680
3 135245845
386416700
1 WORKING CAPITAL 32401498
2 TOTAL BANK LOAN 135245845
WC WILL PROVIDE FROM 32401498
PROMOTERS FROM IST YR
ANNEXURE-V
Interest 117
YEAR LOAN AMOUNT INSTALLMENTS CLOSING BALANCE INTEREST
IST 135245845 33811461 101434384 15823764
2ND 101434384 33811461 67622923 11867823
3RD 67622923 33811461 33811461 7911882
4TH 33811461 33811461 - 3955941
135245845 39559410
ANNEXURE -VI
BALANCE SHEET
ISTYR IIND YR IIIRD YR IVTH YR LIABILITIES
MEANS OF FINANCE
PROMOTERS CONTRIBUTION
GOVTSUBSIDY40
BANK LOAN
TOTAL
REPAYMENT SCHEDULE
DESCRIPTION
LAND
CIVIL
FIRM EQUIPMENTS
TOTAL
RAJU ORANGPROJECT COST
Prometers contribution 129005673 129005673 129005673 129005673
Govtsubsidy 154566680 154566680 154566680 154566680
Reserve amp surplus 57865086 128211873 201327819 277212924
Term loan - 101434384 67622923 33811461 -
WCLoan 442871823 479407148 518711633 560785276
TOTAL
ASSETS - 386416700 386416700 386416700 386416700
FIXED ASSETS - 38641670 77283340 115925010 154566680
Less Depreciation - 347775030 309133360 270491690 231850020
Current Assets 32401498 33442733 33442733 33442733
Diesel-100 lits 62695295 136831056 214777210 295492524
Cash ampBank
Preliminery exp - 442871823 479407148 518711633 560785276
- - - - -
ANNEXURE -VII
ISTYR IIND YR IIIRD YR IVTH YR
SOURCE
Profit Before Taxes 82664409 100495410 104451351 108407292
Promoters contribution 129005673
GovtSubsidy 154566680
Sub Total 366236762 100495410 104451351 108407292
Term Loan 135245845
WCLoan
Depreciation 38641670 38641670 38641670 38641670
Preliminery exp
540124277 139137080 143093021 147048962
UTILIES - -
Increase in Current Assets 32401498 1041235 - -
Income Tax 24799323 30148623 31335405 32522188
Repayment of Term Loan 33811461 33811461 33811461 33811461
Capital Expenditure 386416700
477428981 65001319 65146867 66333649
Total
Projected Cash Flow
Total
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Fuel Cost 33120000 24840000 26496000 26496000
Lubricants 25 of diesel 828000 621000 662400 662400
Annual Maintenance cost of Harvestor -
10 per anum 31320000 31320000 31320000 31320000
SUB TOTAL 77268000 68781000 70478400 70478400
2 ROTAVATOR - -
9600000 9600000 9600000 9600000
39744000 29808000 31795200 31795200
993600 745200 794880 794880
1196840 1196840 1196840 1196840
SUB TOTAL 51534440 41350040 43386920 43386920
3 MALCHER
Lubricants 100000 75000 80000 80000
- - -
10 per anum 1769600 1769600 1769600 1769600
SUB TOTAL 1869600 1844600 1849600 1849600
TROLLEY - - -
Lubricants 100000 75000 80000 80000
1769600 1769600 1769600 1769600
SUB TOTAL 1869600 1844600 1849600 1849600
POWER WEADER - - -
Operators salary1no 6000month each 7200000 7200000 7200000 7200000
Fuel Cost 8208000 6156000 6566400 6566400
Lubricants 25 of diesel 205200 153900 164160 164160
- - -
10 per anum 673110 673110 673110 673110
SUB TOTAL 16286310 14183010 14603670 14603670
AMC ALL PRODUCT
10 per anum 1602740 1602740 1602740 1602740
SUB TOTAL 1602740 1602740 1602740 1602740
TOTAL 150430690 129605990 133770930 133770930
WC Required 37607673 32401498 33442733 33442733
Operator salary per month8000 per month
Fuel Cost
Lubricants 25 of diesel
10 per anum
Annual Maintenance cost of Tractor
Annual Maintenance cost of Malcher
Annual Maintenance cost of Thresher 10 pa
Annual Maintenance cost of Power Weader
Annual Maintenance cost of Power Tralior
SlNo Full capacity ISTYR IIND YR IIIRD YR
Utilisation 75 80 80
1 150000000 112500000 120000000 120000000
2 86400000 64800000 69120000 69120000
3 63000000 47250000 50400000 50400000
4 36000000 27000000 28800000 28800000
5 5400000 4050000 4320000 4320000
6 20000000 15000000 16000000 16000000
SUB TOTAL 360800000 270600000 288640000 288640000
LESS RECURRING COST 150430690 129605990 133770930 133770930
SUB TOTAL 210369310 140994010 154869070 154869070
210369310 140994010 154869070 154869070
38641670 38641670 38641670 38641670
16229501 15823764 11867823 7911882
3864167 3864167 3864167 3864167
159362306 82664409 100495410 104451351
47808692 24799323 30148623 31335405
111553614 57865086 70346787 73115946
Cash Accural
NET PROFIT 111553614 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670 38641670
Total 150195284 96506756 108988457 111757616
Less Bank Installment 33811461 33811461 33811461
Surplus 62695295 75176996 77946154
DSCR
Profit after Tax 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670
Interest on Term Loan 15823764 11867823 7911882
Total 112330520 120856280 119669498
Interest in Term Loan 15823764 11867823 7911882
Repayment of Term Loan 33811461 33811461 33811461
Total 49635225 45679284 41723343
DSCR 226 265 287
Income Tax
NET PROFIT
GROSS PROFIT
Depreciation
Insurance
PROFIT BEFORE TAX
Bank Interest (TL)
Item
CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
MALCHER
TROLLEY
POWER WEADER
AMC ALL PRODUCT
ROTAVATOR
INCOME PER ANNUM FROM THE CUSTOM HIRING CENTRE
ANNEXURE-IV
Average DSCR 273
SLNO AMOUNT
1 OWNED
2 OWNED
3 386416700
4 386416700
1 96604175
2 154566680
3 135245845
386416700
1 WORKING CAPITAL 32401498
2 TOTAL BANK LOAN 135245845
WC WILL PROVIDE FROM 32401498
PROMOTERS FROM IST YR
ANNEXURE-V
Interest 117
YEAR LOAN AMOUNT INSTALLMENTS CLOSING BALANCE INTEREST
IST 135245845 33811461 101434384 15823764
2ND 101434384 33811461 67622923 11867823
3RD 67622923 33811461 33811461 7911882
4TH 33811461 33811461 - 3955941
135245845 39559410
ANNEXURE -VI
BALANCE SHEET
ISTYR IIND YR IIIRD YR IVTH YR LIABILITIES
MEANS OF FINANCE
PROMOTERS CONTRIBUTION
GOVTSUBSIDY40
BANK LOAN
TOTAL
REPAYMENT SCHEDULE
DESCRIPTION
LAND
CIVIL
FIRM EQUIPMENTS
TOTAL
RAJU ORANGPROJECT COST
Prometers contribution 129005673 129005673 129005673 129005673
Govtsubsidy 154566680 154566680 154566680 154566680
Reserve amp surplus 57865086 128211873 201327819 277212924
Term loan - 101434384 67622923 33811461 -
WCLoan 442871823 479407148 518711633 560785276
TOTAL
ASSETS - 386416700 386416700 386416700 386416700
FIXED ASSETS - 38641670 77283340 115925010 154566680
Less Depreciation - 347775030 309133360 270491690 231850020
Current Assets 32401498 33442733 33442733 33442733
Diesel-100 lits 62695295 136831056 214777210 295492524
Cash ampBank
Preliminery exp - 442871823 479407148 518711633 560785276
- - - - -
ANNEXURE -VII
ISTYR IIND YR IIIRD YR IVTH YR
SOURCE
Profit Before Taxes 82664409 100495410 104451351 108407292
Promoters contribution 129005673
GovtSubsidy 154566680
Sub Total 366236762 100495410 104451351 108407292
Term Loan 135245845
WCLoan
Depreciation 38641670 38641670 38641670 38641670
Preliminery exp
540124277 139137080 143093021 147048962
UTILIES - -
Increase in Current Assets 32401498 1041235 - -
Income Tax 24799323 30148623 31335405 32522188
Repayment of Term Loan 33811461 33811461 33811461 33811461
Capital Expenditure 386416700
477428981 65001319 65146867 66333649
Total
Projected Cash Flow
Total
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
SlNo Full capacity ISTYR IIND YR IIIRD YR
Utilisation 75 80 80
1 150000000 112500000 120000000 120000000
2 86400000 64800000 69120000 69120000
3 63000000 47250000 50400000 50400000
4 36000000 27000000 28800000 28800000
5 5400000 4050000 4320000 4320000
6 20000000 15000000 16000000 16000000
SUB TOTAL 360800000 270600000 288640000 288640000
LESS RECURRING COST 150430690 129605990 133770930 133770930
SUB TOTAL 210369310 140994010 154869070 154869070
210369310 140994010 154869070 154869070
38641670 38641670 38641670 38641670
16229501 15823764 11867823 7911882
3864167 3864167 3864167 3864167
159362306 82664409 100495410 104451351
47808692 24799323 30148623 31335405
111553614 57865086 70346787 73115946
Cash Accural
NET PROFIT 111553614 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670 38641670
Total 150195284 96506756 108988457 111757616
Less Bank Installment 33811461 33811461 33811461
Surplus 62695295 75176996 77946154
DSCR
Profit after Tax 57865086 70346787 73115946
Depreciation 38641670 38641670 38641670
Interest on Term Loan 15823764 11867823 7911882
Total 112330520 120856280 119669498
Interest in Term Loan 15823764 11867823 7911882
Repayment of Term Loan 33811461 33811461 33811461
Total 49635225 45679284 41723343
DSCR 226 265 287
Income Tax
NET PROFIT
GROSS PROFIT
Depreciation
Insurance
PROFIT BEFORE TAX
Bank Interest (TL)
Item
CLAAS HARVESTER CROP TIGER 40 TERRA TRAC
MALCHER
TROLLEY
POWER WEADER
AMC ALL PRODUCT
ROTAVATOR
INCOME PER ANNUM FROM THE CUSTOM HIRING CENTRE
ANNEXURE-IV
Average DSCR 273
SLNO AMOUNT
1 OWNED
2 OWNED
3 386416700
4 386416700
1 96604175
2 154566680
3 135245845
386416700
1 WORKING CAPITAL 32401498
2 TOTAL BANK LOAN 135245845
WC WILL PROVIDE FROM 32401498
PROMOTERS FROM IST YR
ANNEXURE-V
Interest 117
YEAR LOAN AMOUNT INSTALLMENTS CLOSING BALANCE INTEREST
IST 135245845 33811461 101434384 15823764
2ND 101434384 33811461 67622923 11867823
3RD 67622923 33811461 33811461 7911882
4TH 33811461 33811461 - 3955941
135245845 39559410
ANNEXURE -VI
BALANCE SHEET
ISTYR IIND YR IIIRD YR IVTH YR LIABILITIES
MEANS OF FINANCE
PROMOTERS CONTRIBUTION
GOVTSUBSIDY40
BANK LOAN
TOTAL
REPAYMENT SCHEDULE
DESCRIPTION
LAND
CIVIL
FIRM EQUIPMENTS
TOTAL
RAJU ORANGPROJECT COST
Prometers contribution 129005673 129005673 129005673 129005673
Govtsubsidy 154566680 154566680 154566680 154566680
Reserve amp surplus 57865086 128211873 201327819 277212924
Term loan - 101434384 67622923 33811461 -
WCLoan 442871823 479407148 518711633 560785276
TOTAL
ASSETS - 386416700 386416700 386416700 386416700
FIXED ASSETS - 38641670 77283340 115925010 154566680
Less Depreciation - 347775030 309133360 270491690 231850020
Current Assets 32401498 33442733 33442733 33442733
Diesel-100 lits 62695295 136831056 214777210 295492524
Cash ampBank
Preliminery exp - 442871823 479407148 518711633 560785276
- - - - -
ANNEXURE -VII
ISTYR IIND YR IIIRD YR IVTH YR
SOURCE
Profit Before Taxes 82664409 100495410 104451351 108407292
Promoters contribution 129005673
GovtSubsidy 154566680
Sub Total 366236762 100495410 104451351 108407292
Term Loan 135245845
WCLoan
Depreciation 38641670 38641670 38641670 38641670
Preliminery exp
540124277 139137080 143093021 147048962
UTILIES - -
Increase in Current Assets 32401498 1041235 - -
Income Tax 24799323 30148623 31335405 32522188
Repayment of Term Loan 33811461 33811461 33811461 33811461
Capital Expenditure 386416700
477428981 65001319 65146867 66333649
Total
Projected Cash Flow
Total
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Average DSCR 273
SLNO AMOUNT
1 OWNED
2 OWNED
3 386416700
4 386416700
1 96604175
2 154566680
3 135245845
386416700
1 WORKING CAPITAL 32401498
2 TOTAL BANK LOAN 135245845
WC WILL PROVIDE FROM 32401498
PROMOTERS FROM IST YR
ANNEXURE-V
Interest 117
YEAR LOAN AMOUNT INSTALLMENTS CLOSING BALANCE INTEREST
IST 135245845 33811461 101434384 15823764
2ND 101434384 33811461 67622923 11867823
3RD 67622923 33811461 33811461 7911882
4TH 33811461 33811461 - 3955941
135245845 39559410
ANNEXURE -VI
BALANCE SHEET
ISTYR IIND YR IIIRD YR IVTH YR LIABILITIES
MEANS OF FINANCE
PROMOTERS CONTRIBUTION
GOVTSUBSIDY40
BANK LOAN
TOTAL
REPAYMENT SCHEDULE
DESCRIPTION
LAND
CIVIL
FIRM EQUIPMENTS
TOTAL
RAJU ORANGPROJECT COST
Prometers contribution 129005673 129005673 129005673 129005673
Govtsubsidy 154566680 154566680 154566680 154566680
Reserve amp surplus 57865086 128211873 201327819 277212924
Term loan - 101434384 67622923 33811461 -
WCLoan 442871823 479407148 518711633 560785276
TOTAL
ASSETS - 386416700 386416700 386416700 386416700
FIXED ASSETS - 38641670 77283340 115925010 154566680
Less Depreciation - 347775030 309133360 270491690 231850020
Current Assets 32401498 33442733 33442733 33442733
Diesel-100 lits 62695295 136831056 214777210 295492524
Cash ampBank
Preliminery exp - 442871823 479407148 518711633 560785276
- - - - -
ANNEXURE -VII
ISTYR IIND YR IIIRD YR IVTH YR
SOURCE
Profit Before Taxes 82664409 100495410 104451351 108407292
Promoters contribution 129005673
GovtSubsidy 154566680
Sub Total 366236762 100495410 104451351 108407292
Term Loan 135245845
WCLoan
Depreciation 38641670 38641670 38641670 38641670
Preliminery exp
540124277 139137080 143093021 147048962
UTILIES - -
Increase in Current Assets 32401498 1041235 - -
Income Tax 24799323 30148623 31335405 32522188
Repayment of Term Loan 33811461 33811461 33811461 33811461
Capital Expenditure 386416700
477428981 65001319 65146867 66333649
Total
Projected Cash Flow
Total
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Prometers contribution 129005673 129005673 129005673 129005673
Govtsubsidy 154566680 154566680 154566680 154566680
Reserve amp surplus 57865086 128211873 201327819 277212924
Term loan - 101434384 67622923 33811461 -
WCLoan 442871823 479407148 518711633 560785276
TOTAL
ASSETS - 386416700 386416700 386416700 386416700
FIXED ASSETS - 38641670 77283340 115925010 154566680
Less Depreciation - 347775030 309133360 270491690 231850020
Current Assets 32401498 33442733 33442733 33442733
Diesel-100 lits 62695295 136831056 214777210 295492524
Cash ampBank
Preliminery exp - 442871823 479407148 518711633 560785276
- - - - -
ANNEXURE -VII
ISTYR IIND YR IIIRD YR IVTH YR
SOURCE
Profit Before Taxes 82664409 100495410 104451351 108407292
Promoters contribution 129005673
GovtSubsidy 154566680
Sub Total 366236762 100495410 104451351 108407292
Term Loan 135245845
WCLoan
Depreciation 38641670 38641670 38641670 38641670
Preliminery exp
540124277 139137080 143093021 147048962
UTILIES - -
Increase in Current Assets 32401498 1041235 - -
Income Tax 24799323 30148623 31335405 32522188
Repayment of Term Loan 33811461 33811461 33811461 33811461
Capital Expenditure 386416700
477428981 65001319 65146867 66333649
Total
Projected Cash Flow
Total
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
- 62695295 136831056 214777210
62695295 74135761 77946154 80715313
62695295 136831056 214777210 295492524
Surplus
Closing Balance
Opening Balance
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Item
TRACTOR
Drivers salary2nos 7000month each
Fuel Cost Full Capacity
Sl No Lubricants 25 of diesel
1 Repair amp Maintence 10 of Tractors 16800000
amp Equipments cost 33120000
SUB TOTAL 2760000
HARVESTOR REF
Drivers salary 1000day
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Harvestor 6000000
amp Equipments cost 14400000
SUB TOTAL REF
POWER TILLER
Drivers Salary200day REF
Fuel Cost REF
Lubricants 25 of diesel
Repair amp Maintence 10 of Tiller REF
amp Equipments cost REF
SUB TOTAL REF
POTATO PLANTER REF
Repair amp Maintence 10 of Potato REF
Planter amp Equipments cost REF
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
SUB TOTAL
POWER THRESER
Repair amp Maintence 10 of Power -
Threser amp Equipments cost -
SUB TOTAL
SPRAYERS
Repair amp Maintence 10 of Sprayers 1769600
amp Equipments cost 1769600
SUB TOTAL
OTHER RECURRING COST
Salary for skilled Mechanic 1No8000m REF
ampHelper 2Nos 3000month REF
Insurance premium2on fixed cost
SUB TOTAL
TOTAL RECURRING COST REF
REF
REF
REF
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
-
IVTH YR
80
12000000
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
26496000
662400
-
31320000
70478400
-
9600000
31795200
794880
1196840
43386920
80000
-
1769600
1849600
-
80000
1769600
1849600
-
7200000
6566400
164160
-
673110
14603670
1602740
1602740
133770930
33442733
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
IVTH YR
80
120000000
69120000
50400000
28800000
4320000
16000000
288640000
133770930
154869070
154869070
38641670
3955941
3864167
108407292
32522188
75885104
75885104
38641670
114526774
33811461
80715313
75885104
38641670
3955941
118482715
3955941
33811461
37767402
314
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
-
-
- - -
- -
-
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
(For WC proposal or combination of WC-STL-TL-CL proposal)
IST YEAR IIND YEAR IIIRD YEAR
DETAILS Projections Projections Projections
I PROFIT AND LOSS ACCOUNT
SALES
(i) Domestic Sales 2706 2886 2886
(ii) Export Sales 000 000 000
GROSS SALES 2706 2886 2886
LESS Excise duty 000 000 000
ADD Other Operating Income 000 000 000
NET SALES 2706 2886 2886
Increase in Net Sales () 667 000
COST OF SALES
A Imported 000 000 000
B Indigenous 1296 1338 1338
(ii) Other Spares
A Imported 000 000 000
B Indigenous 000 000 000
(iii) Power amp Fuel
(iv) Direct Labour
(v) Depreciation] 386 386 386
(vi) Factory Overhead
SUB TOTAL 1682 1724 1724
ADD Opening Stock in Process 000 000
DEDUCT Closing Stock in Process 000 000
COST OF PRODUCTION 1682 1724 1724
C O P as of Gross Sales 6218 5973 5973
ADD OP Stock of Finished Goods 000 000 000
DEDUCT CL Stock of Finished Goods 000 000 000
COST OF SALES 1682 1724 1724
Cost of Sales as of Gross Sales 6218 5973 5973
Selling General amp Admn Expenses 039 039 039
PROFIT BEFORE INTEREST amp TAX (PBIT) 985 1124 1124
PBIT as of Gross Sales 3640 3893 3893
Interest amp Other Financial Charges 158 119 079
Intt amp Fin Charges as of Sales 006 004 274
OPERATING PROFIT BEFORE TAX (PBT) 827 1005 1045
PBT as of Gross Sales 3055 3482 3619
ADD Other Nonoperative Income
(i) Interest amp dividend 000 000 000
(ii) Exchange Profit Export Incentives 000 000 000
(iii) Exchange Prov Written Back 000 000 000
(iv) Profit on sale of assets 000 000 000
(v) Sale of Scrap 000 000 000
SUB-TOTAL (INCOME) 000 000 000
Deduct Other Non-operating Exp
(i) Loss on Invst 000 000 000
(ii) Loss on Forex 000 000 000
(iii) Loss on Sale of Fixed Assets 000 000 000
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
(iv) Bad Debts W Off 000 000 000
(v) Miscls Expenses Written Off
SUB-TOTAL (EXPENSES) 000 000 000
PROFIT BEFORE TAX LOSS 827 1005 1045
Tax Paid
Provision for Taxes 248 301 313
NET PROFITLOSS (PAT) 579 703 731
PAT as of Gross Sales 2138 2437 2533
EquityPref Dividend Paid (i) Amt 000 000 000
(ii) Rate 000 000 000
RETAINED PROFIT 579 703 731
II BALANCE SHEET
LIABILITIES IST YEAR IIND YEAR IIIRD YEAR
CURRENT LIABILITIES Projections Projections Projections
Short Term borrowings from banks (including bill purchaseddiscounted) 000 000 000
(i) from applicant bank (wcLoan) 000 000 000
(ii) from other banks 000 000 000
(iii) (of which Bill purchased amp disc) 000 000 000
SUB-TOTAL 000 000 000
Short Term Borrowings from others 000 000 000
Sundry Creditors (Trade) 000 000 000
Adv payment fm cust dep fm dealers 000 000 000
Provision for TAxation 248 301 313
Dividend payable 000 000 000
Other Statutory Liabilities (Due within
One Year) 000 000 000
Instalments of Term loans Debentures DPGs deposits etc (due
within 1 year) 000 000 000
Other CL amp Prov (due within 1 year) 000 000 000
Interest accrued bot not due 000 000 000
Dues to Directors 000 000 000
Security Dep- Suppliers and Contractors 000 000 000
Other Current Liabilities 000 000 000
SUB-TOTAL 248 301 313
TOTAL CURRENT LIABILITIES 248 301 313
TERM LIABILITIES
Debentures (not maturing within 1 year) 000 000 000
Pref Shares (redeemable after 1 Yr) 000 000 000
Term Loans( Excl instl payable within 1 Yr) 1014 676 338
Term Deposits ( repayable after 1 year) 000 000 000
Unsecured loans 000 000 000
Mobilisation Advace repayable after1 year 000 000 000
Deferred Sales Tax 000 000 000
Deferred Tax Liability 000 000 000
TOTAL TERM LIABILITIES 1014 676 338
Ordinary share capital 1290 1290 1290
Preference Share Capital 000 000 000
General reserve 000 000 000
Capital Reserve 000 579 1282
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Surplus(+) or deficit (-) in P amp L Account 579 703 731
Share Application Money 000 000 000
Un-secured Loan 000 000 000
Share Premium 000 000 000
Capital redemption reserve 000 000 000
Other equity(SUBSIDY) 1546 1546 1546
NET WORTH 3414 4118 4849
TOTAL LIABILITIES 4677 5096 5500
ASSETS IST YEAR IIND YEAR IIIRD YEAR
CURRENT ASSETS Projections Projections Projections
Cash and Bank Balances 627 1368 2148
Investments (Other than Long Term)
(i) Govt amp other securities 000 000 000
(ii) Fixed deposits with banks 000 000 000
RECEIVABLES 000 000 000
Domestic Sales 000 000 000
Export Recv( Incl BPamp Disc by banks) 000 000 000
000 000 000
INVENTORY 324 334 334
Raw Material - Indigenous 000 000 000
Raw Material - Imported 000 000 000
Stock in process 000 000 000
Finished Goods 000 000 000
Goods in Transit 000 000 000
Cl Stock of Traded goods 000 000 000
Stores amp Spares 324 334 334
Advance to suppliers of raw material 000 000 000
Other Current Assets
(i) Deposits 000 000 000
(ii) Duties amp Taxes paid in Advance 248 301 313
(iii) Others 000 000 000
(iv) Loans and Advnces 000 000 000
(iv) Interest Accrued on Invest amp Deposits 000 000 000
TOTAL CURRENT ASSETS 1199 2004 2796
FIXED ASSETS
(I) Land amp Land Development 000 000
(ii) Building 000 000
(iii) Plant amp Machinery 3864 3864 3864
(iv) Other Fixed Assets 000 000
Less- Accumulated Depreciation 386 773 1159
NET BLOCK 3478 3091 2705
OTHER NON CURRENT ASSETS
(i) Investments in Subsidiary companies Affiliates 000 000 000
(ii) Other Investments 000 000 000
(iii) Adv to supplof Cap GoodsContractors 000 000 000
(iv) Deferred receivables(maturity gt 1 year) 000 000 000
(v) Margin money kept with banks 000 000 000
(vi) Debtors exceedings 6 months 000 000 000
(vii) Short Term Deposits with Bodies Corporate 000 000 000
(viii) Non-consummable stores amp spares 000 000 000
(ix) Other Non current assets incl dues from directors 000 000 000
TOTAL OTHER NON CURRENT ASSETS 000 000 000
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Intangible Assets (patents goodwill prelim expenses baddoubtfull
expenses not provided for) 000 000 000
TOTAL ASSETS 4677 5096 5500
Total Liabilities - Total Assets 000 000 000
BUILD UP OF CURRENT ASSETS IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Raw Material - Indigenous 000 000 000
Months Consumption 000 000 000
Raw Material - Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares indigenous 000 000 000
Months Consumption DIV0 DIV0 DIV0
Consumable spares- Imported 000 000 000
Months Consumption DIV0 DIV0 DIV0
Stock in process 000 000 000
Months Cost of Production 000 000 000
Finished Goods 000 000 000
Months Cost of Sales 000 000 000
Receivables (Domestic) other than deferred amp exports (Incl bills purchased amp discounted
by banks) 000 000 000
Months Domestic Sales 000 000 000
Export Recv(Incl bills purchased amp discounted by banks) 000 000 000
Months Export Sales DIV0 DIV0 DIV0
BUILD UP OF CURRENT LIABILITY
( Other Than Bank Borrowings for Working Capital)
Creditors for Purchases of RM 000 000 000
Months Purchases DIV0 000 000
III CALCULATION OF MAXIMUM PERMISSIBLE BANK FINANCE
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
1 Total Current Assets 1199 2004 2796
2 Other Current Liabilities (Other than Bank Borrowings amp TL Instalments due within
one Year) 248 301 313
3 Working Capital Gap 951 1703 2482
4 Min Stipulated Net Working Capital (25 of Working Capital Gap excluding
Export Receivables) 238 426 621
5 Actual Projected NWC 951 1703 2482
6 Item 3 Minus Item 4 713 1277 1862
7 Item 3 Minus Item 5 000 000 000
8 Maximum Permissible Bank Finance ( lower of 6 or 7 ) 000 000 000
9 Excess borrowings representing
Shortfall in NWC NIL 000 NIL
IV STATEMENT OF FINANCIAL ANALYSIS
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
A PROFILE ANALYSIS
Total Assets (Tangible) 4677 5096 5500
Total Outside Liabilities 1262 978 651
Tangible Networth 3414 4118 4849
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Net sales 2706 2886 2886
PBDIT 1371 1510 1510
Operating Profits (PBIT) 985 1124 1124
Net Profit 579 703 731
Gross Cash Accruals 965 1090 1118
Net Working Capital 951 1703 2482
of NWC to Current Assets 7932 8496 8879
B LIQUIDITY ANALYSIS
Current Ratio 483 665 892
Quick Ratio 483 665 892
C PROFITABILITY ANALYSIS
PBDITSales () 5068 5232 5232
PBIT Net Sales () 3640 3893 3893
PBT Net Sales () 3055 3482 3619
Net Profit Sales () 2138 2437 2533
Return on Assets () 1237 1381 1329
Retained Profits Net Profits () 10000 10000 10000
Return on Net Worth() 1695 1708 1508
D ACTIVITY ANALYSIS( IN DAYS)
Recv Turnover - Domestic 0 0 0
Recv Turnover - Export DIV0 DIV0 DIV0
Inventory Turnover 0 0 0
Accounts Payables Turnover 0 0 0
Fixed Assets Turnover Ratio 088 107 149
E GROWTH RATIOS
Net Sales Growth () 667 000
Net Profit Growth () 2157 394
Net Worth Growth () 2060 1776
F LEVERAGE amp OTHER RATIOS
TOL TNW 037 024 013
Interest Cover 867 1272 1909
DER 030 016 007
FACR 343 457 800
V FUNDS FLOW STATEMENT
IST YEAR IIND YEAR IIIRD YEAR
Projections Projections Projections
Profit After Tax 579 703 731
Depreciation 386 386 386
Dividends 000 000 000
Funds From Operations 965 1090 1118
Long Term Sources
Change in Capital 000 000
Net Change in Reserve 000 000
Change in Term Loans -338 -338
Total [Source(+) Deficit(-)] 752 779
Long Term Uses
Net Change in Fixed Assets 000 000
Change in Other Non Current Assets (including Investments) 000 000
Change in Investments in Group Cos 000 000
Change in Intangibles 000 000
Contribution to Working Capital 752 779
Chort Term Uses
Change in Net Working Assets 010 000
Change in Other Current Assets 053 012
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
Short Term Sources
Change in Other Current Liabilities 053 012
Change in Bank BorrowingsLoans 000 000
Net Deficit Surplus in S T Sources -010 000
Net Movement in Liquid Assets 741 779
Change in cash 741 779
Change in Marketable Investments 000 000
Net Movement in Liquid Assets 741 779
VI CASH FLOW STATEMENT
Operating Sector
Sales 2706 2886 2886
Debtors (Trade) [Inc(+)Dec(-)] 000 000
Cash From Sales 2886 2886
Costs- Interest amp Finance Charges 119 079
Expenses on Stocks Purchases 1338 1338
Trade Creditors [Inc(-)Dec(+)] 000 000
Manufacturing Expenses 000 000
Cash Cost of Sales 1456 1417
Expenses for Inc Dec in Stocks 000 000
Cash from Aset Conversion Cycle 1430 1470
Selling Gen amp Adm Expenses 039 039
Advance Payments [Inc(+)Dec(-)] 010 000
Advances Received [Inc(-)Dec(+)] 000 000
Taxation 248 301 313
Dividends 000 000 000
Cash From Operations 1079 1118
Other Current Assets [Inc(+)Dec(-)] 053 012
Other Current Liabilities [Inc(-)Dec(+)] -053 -012
Other IncomeExpenses(Net) 000 000 000
Net Cash From Operations 1079 1118
Investment Sector
Capital Expenditure [Inc(+)Dec(-)] 000 000
Investment in Group Comps [Inc(+)Dec(-)] 000 000
IntangOther Term Assets [Inc(+)Dec(-)] 000 000
Cash Before Funing 1079 1118
Financing Sector
Dues to Banks [Inc(+)Dec(-)] 000 000
Short Term Debts [Inc(+)Dec(-)] 000 000
Term Debts [Inc(+)Dec(-)] -338 -338
Equity [Inc(+)Dec(-)] 000 000
Other Loans amp Reserves [Inc(+)Dec(-)] 000 000
Total -338 -338
Movement in Cash Assets 741 779
Cash amp Bank Balance [Inc(+)Dec(-)] 741 779
Investments (Other Than Long Term) [Inc(+)Dec(-)] 000 000
Movement in Cash Assets 741 779
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
(Rs Lakh)
IVTH YEAR VTH YEAR VITH YEAR
VIITH
YEAR
Projections
Projection
s Projections Projections
2886
000
2886
000
000
2886
000 REF
000 386
1338
000
000 -263
386 REF
1724 1162
000
000
1724
5973 827
000
000
1724 827
5973 1024
039
1124
3893
040 1524
137
1084
3756 1024
000
000
000
000
000
000
000
000
000
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
000
000
1084
325
759
2629
000
000
759 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
325 000 000 000
325 000 000 000
000 000 000 000
000 000 000 000
000
000
000
000
000
000
1290
000
000
2013
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
759
000
000
000
000
1546
5608
5933
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
2955
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
334 000 000 000
000 000 000 000
000 000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
334 000 000
000 000 000
000 000 000
325 000 000
000 000 000
000 000 000
000 000 000
3615 000 000 000
000 000 000
000 000 000
3864
000 000 000
1546
2319 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
000 000 000
5933 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
000 000 000 000
DIV0 DIV0 DIV0 DIV0
000 000 000 000
000 DIV0 DIV0 DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
3615 000 000 000
325 000 000 000
3289 000 000 000
822 000 000 000
3289 000 000 000
2467 000 000 000
000 000 000 000
000 000 000 000
000 000 000 000
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
5933
325
5608
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
2886
1510
1124
759
1145
3289
9100
1111
1111
C PROFITABILITY ANALYSIS
5232
3893
3756
2629
1279
10000
1353
D ACTIVITY ANALYSIS( IN DAYS)
0
DIV0
0
0
249
000
379
1565
F LEVERAGE amp OTHER RATIOS
006
3817
000
DIV0
IVTH YEAR VTH YEAR VITH YEAR VIITH YEAR
Projections ProjectionsProjections Projections
759
386
000
1145
000
000
-338
807
000
000
000
000
807
000
012
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807
012
000
000
807
807
000
807
2886
000
2886
040
1338
000
000
1377
000
1509
039
000
000
325
000
1145
012
-012
000
1145
000
000
000
1145
000
000
-338
000
000
-338
807
807
000
807