annexure 1 - literature on systematic investment plan

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DO YOU HAVE A PLAN TO ACHIEVE YOUR GOALS? Goals are the desired results you want to achieve. Are you investing to buy a house? Child’s education? Dream vacation? The first step to achieving goals is setting them. Why setting goals is important? Measures progress Helps identify priorities Puts focus on important things FUNDS Gives direction

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DO YOU HAVE A PLAN TOACHIEVE YOUR GOALS?

Goals are the desired results you wantto achieve. Are you investing to buy a house?

Child’s education? Dream vacation?The first step to achieving goals is setting them.

Why setting goals is important?

Measuresprogress

Helps identifypriorities

Puts focus onimportant things

FUNDS

Givesdirection

To achieve your goals,understand them

Understand the nature of your goals soyou have the right amount at the right time.

Get to know your goals better

Be systematic

Put down the valuein today’s terms

Decide on theinvestment’stime frame

Take note ofyour risk appetite

Buying a car

SHORTTERM

Buying property

MEDIUMTERM

Child’s highereducation

LONGTERM

*For illustrative purpose only

Make investing easy with aSystematic Investment PlanA Systematic Investment Plan (SIP) works on the

principle of regular investing. The investment amountis automatically debited from your bank account so you don’t even have to track the investment dates.

Invest a fixed amount atpredetermined intervals

Helps reduce theimpact of volatility

Disciplined wayof investing

Power of compounding

Rupee Cost Averaging

Simple and quick

Small and pocket friendly

So many reasonsto choose SIP

Start a SIP for your goalsNow that your goals have been set, put down aplan to achieve them. Start a separate SIP for

each goal. To make sure it works well,do not discontinue it when the market is down.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

What’s your number?

Rs. 5 crore

Starting SIP InvestmentRs. 26,840 per month*

Rs. 3 crore

Starting SIP InvestmentRs. 16,104 per month*

Rs. 1 crore

Starting SIP InvestmentRs. 5,368 per month*

Allows you tobuy more

units as themarket moves

down andless units asthe marketmoves up

Reduces riskby spreadinginvestmentsover a long

period of time

Starting earlygives your

money moretime to grow

Starting aseparate SIP for each goal allows

diversification of investments across schemes

as per your needs

How SIP works

You too can achieve your goals by starting a SIP today.

*Calculations based on 12% p.a. growth rate compounded monthly withannual SIP TOP UP of 10% after 20 years. This is an illustration. Actual results may vary.