analysis of impediments to fair housing
DESCRIPTION
Promoting Fair Housing Choice in St. Lawrence County November 8, 2010. Analysis of Impediments to Fair Housing. Overview of Agenda. Welcome Fundamentals of Fair Housing Known Fair Housing Impediments in SLC Other Existing Impediments Identify & Prioritize Strategies Where We Go From Here - PowerPoint PPT PresentationTRANSCRIPT
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Analysis of ImpedimentsAnalysis of Impedimentsto Fair Housingto Fair Housing
Promoting Fair Housing Promoting Fair Housing Choice inChoice in
St. Lawrence CountySt. Lawrence County
November 8, 2010November 8, 2010
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Overview of AgendaOverview of Agenda
WelcomeWelcome
Fundamentals of Fair HousingFundamentals of Fair Housing
Known Fair Housing Impediments in SLCKnown Fair Housing Impediments in SLC
Other Existing ImpedimentsOther Existing Impediments
Identify & Prioritize StrategiesIdentify & Prioritize Strategies
Where We Go From HereWhere We Go From Here
Lunch!Lunch!
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Fair Housing Act of 1968Fair Housing Act of 1968
Prohibits housing discrimination based Prohibits housing discrimination based on:on:– Race or colorRace or color– National originNational origin– ReligionReligion– SexSex– Familial statusFamilial status– DisabilityDisability
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Affirmatively FurtheringAffirmatively FurtheringFair HousingFair Housing
Act mandates HUD to make equal housing Act mandates HUD to make equal housing choice a realitychoice a reality
Grantees required to certify they will Grantees required to certify they will affirmatively further fair housing when they affirmatively further fair housing when they accept HUD fundsaccept HUD funds
Applies to all housing activities; not just Applies to all housing activities; not just restricted to HUD funded programsrestricted to HUD funded programs
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What Does this Mean?What Does this Mean?
Conduct an analysis to identify Conduct an analysis to identify impediments to fair housing choiceimpediments to fair housing choice
Take action to overcome Take action to overcome impedimentsimpediments
Document actions takenDocument actions taken
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Fair Housing ImpedimentsFair Housing Impediments
Can be deliberate:Can be deliberate:
Actions, omissions or decisions that Actions, omissions or decisions that restrict housing choice based on a restrict housing choice based on a person’s race, color, religion, sex, person’s race, color, religion, sex, disability, familial status or national disability, familial status or national originorigin
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Fair Housing ImpedimentsFair Housing Impediments
Can also be inadvertent:Can also be inadvertent:
An action, omission or decision which has An action, omission or decision which has the effectthe effect of restricting housing choice of restricting housing choice based on race, color, religion, sex, based on race, color, religion, sex, disability, familial status or national origindisability, familial status or national origin
→In both instances, it’s the end result on the In both instances, it’s the end result on the protected classprotected class
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Today’s Anticipated OutcomesToday’s Anticipated Outcomes
Barriers to Equal Housing Choice in Barriers to Equal Housing Choice in SLC IdentifiedSLC Identified
Strategies to Overcome Barriers Strategies to Overcome Barriers Developed & PrioritizedDeveloped & Prioritized
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Barriers to Equal Housing Barriers to Equal Housing Opportunity in SLCOpportunity in SLC
A review of known barriersA review of known barriers
Discuss other barriers not Discuss other barriers not identifiedidentified
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Known Impediments in SLCKnown Impediments in SLC
Resources:Resources:
– HUD Data based on 2000 CensusHUD Data based on 2000 Census
– North Country HOME Consortium 2006-North Country HOME Consortium 2006-2010 Consolidated Plan2010 Consolidated Plan
– DHCR 2008-2009 North Country DHCR 2008-2009 North Country Affordable Housing ReportAffordable Housing Report
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2000 HUD Data for SLC2000 HUD Data for SLC
40,524 households
• 29% are renters (11,885 units)
• 71% are owners (28,639)
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Households by Race
White98%
= 39,221
Native1%
= 386
Asian0.4%= 189
Hispanic0.5%= 215
Black0.4%= 158
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Mobility and Self Care Limitation
1+ person with long lasting condition that substantially limits one or more basic activity, or a physical, mental or emotional condition lasting more than 6 months
9,000 households• 6,115 are owners (45% are seniors)• 2,885 are renters (41% are seniors)
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Income
2000 Median Family Income = $38,510
• 80% = $30,808 (Moderate)
• 50% = $19,255 (Low)
• 30% = $11,553 (Very Low)
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Households by Housing Type and Income
3,455 3,3072,4462,677
1,935
5,111
2,630
18,963
-
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000
18,000
20,000
<=30% >30% to <=50% > 50% to <=80% >80%
Percent of Median Family Income
Nu
mb
er o
f H
ou
seh
old
s
Renters Owners
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Housing Cost Burden
No more than 30% of annual income on housing costs.
Families who pay more than 30% are considered cost burdened and may have difficulty affording necessities such as food, clothing, transportation and medical care.
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Housing Costs
Renters:– Rent– Utilities
Owners:– Mortgage payment– Taxes– Insurance– Utilities
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Housing Costs as a Percent of Gross Annual Income
21% =2,460
38% =4,493
24% =6,902
11% = 3,265
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
> 30% of Gross Income > 50% of Gross Income
Pe
rce
nt
of
Ho
us
eh
old
s
Renters Owners
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Housing Problems
Definition:– Housing cost burden >30% of gross income– Overcrowding (>1 per room)– Without complete kitchen/plumbing facilities
• 41% of all renters (4,825 units)
• 20% of all owners (5,785)
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Housing Problems for Disabled by Type
49% = 1,411
27% = 1,633
0%
10%
20%
30%
40%
50%
60%
Renter Owner
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Housing Problems by Income
77%
5%
21%
56%
79%
7%
30%
54%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
<=30% >30% to <=50% > 50% to <=80% >80%
Percent of Median Family Income
Pe
rce
nt
of
Ho
us
eh
old
s
Renters Owners
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Housing Problems by Race
50%50%
40%
48%
57%
15%16%20%
32%34%
0%
10%
20%
30%
40%
50%
60%
White Black Hispanic Asian Native
Renter Owner
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North Country HOME North Country HOME Consortium Consolidated PlanConsortium Consolidated Plan
86,295 households, 4% minority86,295 households, 4% minority
Highest concentration of very low Highest concentration of very low income households in SLC (43%)income households in SLC (43%)
62% of Native households in SLC62% of Native households in SLC• 46% were very low income46% were very low income
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Income & Housing
Affordable housing problems directly Affordable housing problems directly related to incomerelated to income
• 73% of all renter households with low 73% of all renter households with low and very low income report problems and very low income report problems with housingwith housing
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Resource Constraints
Competitive funding awards remain Competitive funding awards remain flatflat
Rising construction costsRising construction costs
Lead abatement threshold unchangedLead abatement threshold unchanged
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Public Housing Authorities
4 PHAs, 788 units total
Low vacancy rates, long waiting lists
Elderly units harder to fill
Greatest demand is for family units (esp. 2 bedroom)
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Section 8 Assistance
759 units total
At 95% capacity, 40 vacant units
Waiting list of 500 individuals
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Emergency/Transitional Housing
Renewal House, 9 beds
Single Room Occupancy, 41
North Country Freedom Homes, 16
Transitional Living Svcs of NNY, 14
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DHCR North CountryDHCR North CountryAffordable Housing ReportsAffordable Housing Reports
Type, location and condition of Type, location and condition of housing stockhousing stock
Housing Preservation ResourcesHousing Preservation Resources
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Stick Built Homes
Majority built before WWII– Considerable deferred maintenance
More likely to be substandard outside population centers
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Mobile HomesMobile Homes
13.7% of housing stock comprises of 13.7% of housing stock comprises of mobile and manufactured housingmobile and manufactured housing
Value tends to decline over timeValue tends to decline over time
Primarily assisted via WAP ($7,500)Primarily assisted via WAP ($7,500)
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Rental UnitsRental UnitsLess than 20% of housing stock has 2+ Less than 20% of housing stock has 2+ unitsunits– Many developed via USDA RD Section 515 Many developed via USDA RD Section 515
ProgramProgram
Affordable units not energy efficientAffordable units not energy efficient
In high demand in college townsIn high demand in college towns
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Emergency/Transition Housing
Too few emergency shelters
Oversubscribed– Rely on local motels
– Relocate outside region
– Move in with family/friends
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Adirondack Park
In APA, 8% of land available for high In APA, 8% of land available for high density developmentdensity development
Burgeoning second/seasonal home Burgeoning second/seasonal home marketmarket
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Preservation ResourcesPreservation Resources
Good paying jobs Good paying jobs
Active enforcement in population Active enforcement in population centerscenters
More lead-certified & NYSERDA More lead-certified & NYSERDA contractors contractors
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Questions & Feedback
What other impediments exist in SLC?– What wasn’t covered
– What should be emphasized
What has changed since these reports were published?
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5 Minute BreakReconvene in Groups
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Brainstorming Strategies
Breakout into Groups
–What can we do to overcome these impediments?
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Group Reports
Report on strategies
Categorize strategies– Group similar issues together
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Prioritizing Strategies
Sticky Dot Vote
–Significance of issue
–Resources available
–How quickly can issue be addressed
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Review Priorities
Develop Activity Timelines–Implemented by stakeholders at
local level
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What’s Next
Electronic distribution of today’s workshop
Reviving County’s Fair Housing Task Force
Use of email distribution list
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Sources:Sources:
HUD Data:HUD Data:http://socds.huduser.org/chas/index.htm
North Country HOME Consortium 2007 – North Country HOME Consortium 2007 – 2010 Consolidated Plan:2010 Consolidated Plan:http://danc.org/downloads/Consolidated%20Plan.pdf
2008-2009 North Country Affordable 2008-2009 North Country Affordable Housing Needs Study:Housing Needs Study:http://nysdhcr.gov/Publications/HousingNeedsStudy