CLIENT DESKAN INTRODUCTION

What NJ Client Desk Offers

Our primary measure of Success is 'Customer Satisfaction'

We keep ourselves committed to provide our customers with continuous, long-term improvements and value-additions to..

(1) Meet their needs in the best possible manner. (2) Consistently deliver the best service to them.

NJ Client Desk is a Comprehensive Online Multi Product Account which wouldhelp your Client as well as you to view consolidated Investment portfolio information giving the freedom to track their investments and take smart investment decisions.

What NJ Client Desk Offers

Multi - Product Investment DataLive & at your fingertips

Transactions, Valuations, Maturity ReportsReal time updated information, in just few clicks

Add your Investment details. View as a single PortfolioSingle View for all your Investments (family/ group considation)

Web Based Secure LoginManage your Portfolio Paperles, Anywhere & Anytime

Comprehensive ReportsInsightful reports that you 'need' to know

Why encourage NJ Client Desk usage

As a Client

> Strong differentiated offering – the quality & scope of the reports is unmatched

> All your multi-product transactions are automatically uploaded online

> The value of the Portfolio are updated on a daily basis so that you know the exact worth of your investments

> Stay Informed, Stay Updated

As a Partner

> Client Desk would help you create a brand /preference for your services among your Clients

> Would greatly help you in areas like... - Client Acquisition - Creating Client Loyalty & Retention - Business Generation Opportunities

> The Client Desk is freely available to all your clients. Zero Costing. A great service differentiator

Home Page – Features

Home Page – Features

Select to view IndividualInvestor's Networth

* Default is of Group

Product Wise Menu

Product WiseInvestment VS Current Value

% Holding,Investment Instrument

wise

Graphical Split View Asset Class wise

Graphical Split View Product wise

Main Sections / Tabs

The Client desk widely covers...

(1) Transactional Reports & utilities to add Non NJ Multiproduct Trxns*

(2) Maturity Reports, Dividend History, Performace Reports, etc..

(3) Product Information, Risk Profiling, Downloads

(4) Account Admin

All these Utilities, Tools, Reports have been grouped according to their Nature & Product accordingly under Tabs as listed...

Consolidated Mutual Fund Direct Equity Fixed Income Insurance PMS Physical Assets Others Admin

Consolidated

This section has reports which show overall Insight into your

Investments across multi-products..

➤ Net Asset Report : Shows your Net Asset invested across various asset types/ classes

➤ Performance Report : Shows summary performance of your investments in a FY /

Calendar Year / Specific Period

➤ Maturity Report : Shows Maturity details of your investment across Fixed

Income Products

➤ Interest Income Report : Shows interest income generated from investment across

Fixed Income instruments

➤ Profit & Loss Report : Shows details related to Interest,Accrued Interest,Dividend

received & your liability in terms of Short Term & Long Term

Gains

Consolidated

Mutual Fund

This section has reports related to Investments in Mutual Funds, done through

NJ either through Physical Mode or online through NJ Trading Account or via

Call & Transact facility over telephone.

Main Reports.. ➤ Valuation Report

➤ ELSS Status Report

➤ Transaction Report

➤ SIP Valuation Report

➤ Your NAV Report

➤ Profit & Loss Report

• P & L report

• Inflation Cost Index

➤ Other Reports

• AMC Exposure

• Sector Exposure

• Equity Holding

• Debt Holding

• Credit Profile

• Weighted Avg Maturity

• Dividend History

Mutual Fund

Direct Equity

This section has Transaction & Valuation report for direct equity transctions done

by Client through NJ

Fixed Income

This section has investment information related to various Fixed Income Instruments (available options include Company FD, Bond, NCD). For transactions done through NJ, they are automatically visible here.

Additionaly you can also add/edit any transactions done externally by you & not through NJ. These also would be included in the Valuation , Performance, Income & Maturity reports ➤ Transaction Report ➤ Interest Income Report ➤ Maturity Report ➤ Add/ Update Transactions

• Bank FD • Company FD • BONDS • Debenture • Postal Scheme • PPF • NSS

Fixed Income

Insurance

Under Insurance the Client can access below listed reports from the Client desk containing information related to Insurance purchased. Also accessible is the List of Hospital, Garage, Policy copy & Renewal Notice

Additionaly one can also add/edit any details of other Insurance Products purchased externally & not through NJ. These would be included in Risk Coverage & Premium reminder reports of the Client

➤ Policy Detail Report ➤ Premium Reminder Report ➤ Premium Calender ➤ Current Risk Coverage Report ➤ Add/Update Transactions • Insurance Policy Entry Module

Insurance

PMS

Under PMS you can access the PMS Valuation Report & Transaction Report, showing investment & valuation details of investment in NJ PMS

Physical Assets & Other Products

You can also add/edit your transactions/ investements in Physical Assets/ Private Equity & Debt, for which you can see the consolidated Networth & Performance under Asset Classes... • Real Estate • Bullion

• Private Equity • Private Debt

Admin

Manage your Password settings Manage NJ Subscriptions Check product information related to

> Upcoming MF Dividends,

> Latest Mutual Fund NFO,

> New Real Estate Projects Download Pre-printed Transaction Slips Check your Risk Profile

Admin

Client Desk Mobile App

In this world of Smart Phones, access your account On the Go !!!

Download the NJ Client Desk App & NJ Trading Account App

from respective App store..

Available on Android , Blackberry & iOS. You can also login the m-site by simply typing www.njwealth.in

from your mobile web browser

NJ Client Desk Mobile App

What it Offers* ..

1) Mutual Funds.. > Consolidated Networth

> Scheme Type wise Vaulation

> Scheme wise Valuation

> Recent Purchase

> Recent Redemptions

> Profit & Loss Report

2) Insurance.. > Consolidated Insurance

> Policy Details

> Premium Reminder

* Only currently offered features are listed. We are adding new/ other product related reports on ongoing basis

NJ Trading Account Mobile App

What it Offers* ..

1) Make Transactions ( safely & securely )

> Purchase

> Additional Purchase

> Redemptions

> SIP

> STP

> Switch

2) Reports & Utilities > Transaction Report

> Manage Password

* Only currently offered features are listed. We are adding new features on ongoing basis

Thank You..

For feedback & suggestions, you can email to

feedback@njgroup.in

with E-Mail subject as Feedback : Client Desk