snippetz issue 588
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Luck... Continued on Page 2
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zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE
SNIPPETZ ISFEELING LUCKY!
All your protection under one roof.
©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783
www.amfam.comNA-07497 Rev. 1/03
Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132
All your protection under one roof.
©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783
www.amfam.comNA-07497 Rev. 1/03
Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132
http://insurance-agency.amfam.com/CO/larry-e-stiltner/
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ISSUE 588 • FEBRUARY 4, 2013
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“We must believe in luck. For how else canwe explain the success of those we don’t like?”
- Jean Cocteau
If you won the lottery, it’s unlikely anyone would say, “You must have worked really hard for the $524 mil-lion you just won.” Instead, you’d probably hear, “You
are one lucky dude/gal.” Long before “lucky charms” were more commonly associated with a marshmallow-laden cereal featuring a spunky leprechaun on the box, mankind has believed and put much stock in the idea of luck. Perhaps it was a way to give meaning to terrible events that people couldn’t comprehend. Perhaps it re-ally was a way to explain the success of their enemies, as Jean Cocteau said. Or perhaps it was just easier to believe that you could give over control to some higher power to handle your affairs than having to put in some blood, sweat and tears to get what you want. Whatever your views on luck happen to be, you’ve defi nitely heard of it. So Snippetz decided to investigate a little more about this ambiguous idea called “luck.”
Luck... Continued from Page 1
2
Snippetz™
ALL RIGHTS RESERVED © 2013
PUBLISHED BYFUNDER ENLIGHTENING, INC.
George Wilkins - Publisher
PO Box 789 Monument, CO, 80132www.fepublications.com
(719) 487-0484email: george@fepublications.com
SNIPPETZ®
WEEKLY MAGAZINE
Luck... Continued on Page 3
THIS WEEKIN SNIPPETZ
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Snippetz is Feeling Lucky! ... 1
“Social Security Goes Checkless”Senior News Line... 5
“How Do You Express Anger?Part 1 of 3”
Your Weekly Kick in the Pants!by Dr. Ron Ross... 7
~ SPECIAL ~2012 Photo of the Year.. 8, 9
Moments In Time... 10
“Motivation and Inspiration”Series 12, Article 11
Web Chat by Robyn... 12
“What’s In a Name?”Nick-Snips... 12
Strange But True... 17
COMMUNITY CALENDAR 4
HEALTH 6
“Soaking Night SweatsAre Daily Torment”
To Your Good Health... 6
THE DINING GUIDE 13
“Keep Super Bowl Fare Simple:Rattlesnake Bites • Mockamole
Slow Cooker BeefAnd Bean Enchiladas”
The Kitchen Diva... 15
PUZZLES, TRIVIA,ENTERTAINMENT 16-17
Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku
Couch Theater DVD PreviewsHuey’s Page (Comics)
Salome’s Stars (Weekly Horoscope)
BUSINESS, FINANCEAND LAW 18-19
“10 Ways to Save” Dollars & Sense... 18
“Investing 101” In God We Trust... 18
“Deducting Medical Bills” Tax Talk with Tina... 19
CLASSIFIED PAGE 19
GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities
NEW! THE
BUSINESS DIRECTORY
PAGE 11IS IT LUCK?
The Merriam-Webster dictionary defi nes luck as “a force that brings good fortune or adversity; the events or circumstances that operate for or against an individual.” Others have described it as fortune, either good or bad, that occurs beyond your con-trol, without regard for your intention, will or desired result.
There are many differing ideas about the types of luck that exist. One theory de-scribes it in three senses: constitutional luck, circumstantial luck and ignorance luck.
Constitutional: luck with • factors that can’t be changed, such as where you were born or what your genetic makeup looks like
Circumstantial: luck • with factors that are haphazardly occurring, such as an accident or epidemic
Ignorance: luck with • factors that you don’t know about and examples of which can only be seen in hindsight
Others have separated luck into two cat-egories: prescriptive and descriptive. Su-pernatural forces, like gods or spirits, con-trol luck in the prescriptive sense, weaving events so that they occur in a specifi c way, much like fate. This is the type of luck that people who “don’t believe in luck” usually mean.
The prescriptive form of luck was a popu-lar belief in ancient times, often being at-
tributed to the Roman goddess Fortuna. In Greek mythology, she is the goddess Ty-che. Both societies believed that their re-spective goddess of luck could bring both good and bad luck. Sometimes she was represented as blind or blindfolded, appar-ently alluding to the unbiased, unpredict-able nature of luck.
The descriptive sense of luck is just as it sounds: a form of luck used to describe events after the fact that seem either un-likely or improbable. These events can be good or bad.
Luck can also be linked to explanations of faith, such as the aforementioned belief in a goddess that controls luck or the basis for superstition.
UNLUCKYSUPERSTITIONSAND BAD OMENS
The idea of luck is so fl uid that it seems people can attribute just about every event in their life to one form of luck from some theory or another. Perhaps that’s reason for the very wide variety of superstitions about both good and bad luck. We’ll start with the bad luck omens or superstitions.
DISCLAIMER: the following supersti-tions are just that – superstitions – and are not meant to be a suggestion or indication of anything one can expect from the future. Please take ALL of the good and bad items in these lists with a grain of salt!
Here’s a sample of instances that are said to be bad omens or indicate bad luck:
A lack of birds •
Climbing a tree during a • lightning storm (this seems more like a bad idea than bad luck)
Killing a ladybug or • cricket
Finding a dead bird in • your path
Three butterfl ies on a • fl ower
Earth tremors (sorry, • California…looks like you’re in for some bad luck for the foresee-able future)
Breaking a mirror•
Refusing a kiss under • the mistletoe
Walking under a ladder • (don’t worry; if you mistakenly do this, you can reverse the effects by crossing your fi ngers and spit-ting three times through the lad-der’s rungs…phew!)
Cutting your nails on a • Friday
Sleeping or singing at • the table
3
SNIPPETZ®
WEEKLY MAGAZINE
Luck... Continued from Page 2
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Luck... Continued on Page 4
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Having a goldfi sh in the • house (looks like just about every elementary school child is not looking at a lucky future)
Dropping a dishcloth•
Putting your left foot • down fi rst when getting out of bed
Some other bad omens are based more in ancient belief or based on some particular event. For instance, putting your hat on your bed is considered bad luck.
It is said that in ancient times, people be-lieved that evil spirits lived in your head and putting your hat on the bed invited those spirits to haunt the person who sleeps there.
Another superstition claims that putting new shoes on the table is bad luck. The ori-gins of this superstition is said to have orig-inated in the traditions of mining commu-nities. When a miner died while working in the mines, the other workers supposedly brought his boots back and placed them on the table at his home. Naturally, this lead to the connection of the shoes on the table and bad luck.
OUT WITH THE BAD AND IN WITH
THE GOOD!Now you wouldn’t think we’d leave you with just bad things to contemplate, do you? Following are some of the array of good luck omens and charms:
Ladybugs, crickets, • dragonfl ies or scarab beetles
Wishbone (if a wishbone • is so lucky, then why is that turkey on your dinner table at Thanks-giving? Seems like his wishbone didn’t do much for him)
Four-leaf clover•
Horseshoe•
Tigers, red bats, tortois-• es, turtles, pigs, elephants, frogs and dolphins
The number seven•
Acorns•
Eggs•
Rainbows•
Rabbit’s foot (again, not • quite so lucky for the rabbit that provided it)
A chimney sweep (any-• one want to bet that chimney
sweeps didn’t feel so lucky?)
Bamboo•
4
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Luck... Continued from Page 3
SNIPPETZ COMMUNITY CALENDARTri-Lakes HAP-py Feet
Foot Care ClinicTri-Lakes Senior Center
Second Wednesdayof each Month
To schedule an appointment, call Bob at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448.
LIONS CLUB MEETING1st Thursday of the Month
6:00PM-8:30PMMONUMENT HILL COUNTRY CLUB
Beginning September 6th. Tri-Lakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families and people around the world. Please contact MReichal@aol.com 719-313-0688 for club details. We Serve.
GLENEAGLESERTOMA CLUB MEETINGLuncheon meeting every
Wed. 11:45 a.m. Liberty Heights
12105 Ambassador Drive, (off Voyager Blvd in Col Springs).
We offer interesting speakers and programs. Everyone is welcome. Info: Call Garrett Barton at 433-5396 or Bob Duckworth at 481-4608 or visitwww.gleneaglesertoma.org.
WISDOM AND WEALTH MASTER MIND GROUP2nd Wed. Every Month
Noon to 1PMMonument Library
“Change yourself, Changeyour success” (Proverb)
Let’s talk Money! How to save it! (Tips and ideas on how to cut costs) How to invest it! (Where, when and how) How to make it! (Build your business, or start a new business) Additional Information and Registration can be found at:Meredith@MeredithBromfi eld.
com 630-618-9400
“BE MERRY WITH BERRIES” WINE & DINE
YOUR VALENTINEMoZaic Restaurant at The Inn
at Palmer DivideFebruary 87pm - 9pm
Join us Friday, February 8 at 7pm for a berry themed romantic wine dinner. Don’t miss an opportunity to enjoy beautiful, unique wines paired with a deliciously sweet berry cuisine! Cost is $50/person plus tax plus gratuity for a four course gourmet meal paired with wine. RSVP to MoZaic 719-481-1800.
VALENTINE’S DAY DINNERMOZAIC RESTAURANT AT
THE INN AT PALMER DIVIDEFebruary 14, 15, & 16
5pm-8:30pmValentine’s Day Dinner February 14th, 5-9 pm
Treat your loved one to an evening at moZaic. Enjoy dinner and dessert specials along with exceptional wines and breathtaking views. The Specials dinner menu and full dinner menu available on February, 14, 15 & 16!
37th ANNUAL PINE FOREST ANTIQUES, HOME DÉCOR &
GARDEN SHOW & SALESaturday April 20th 10am-5pm Sunday April 21st 10am- 4pm.
Lewis Palmer High School. Located at 1300 Higby Road
Monument, Colorado(I-25, exits 161 or 158).
Look for the signs. The Tri Lakes Women’s Club is proud to announce: the 37th Annual Pine Forest Antiques, Home Décor & Garden Show and Sale, of the Pikes Peak Region. Admission price is $6.00; proceeds benefi t qualifi ed non-profi t and public service organizations and public schools in the Tri-Lakes Area.This year features: Returning Antique dealers, “The Bakery” and New Botanicals, A Cappella Concert Saturday, Antiques, Home Décor and Garden Exhibits, Delicious Bistro Dining, Glass repair, Plus much More.For additional information go to:
www.TLWC.net.
To submit your event: http://snippetzonline.com/submit-an-event.html
HOW ABOUT A CHANCE TO
WIN $ 150?CHECK OUT PAGE 9!
TRI-LAKES
HEALTH ADVOCACY PARTNERSHIP
Open Monday-Saturday, 10-4
Peakview Blvd
Hwy105
to PalmerLake
to Monument
Mea
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LnFro
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Snippetz 1302
Thrift Store
Vintage ItemsWednesday Discounts
20% off everything forseniors 62 years or older!
Have a couple of spare hours a week? Why not help
the community by volunteering at the Thrift Store.
Call 488-3495 for more information.
Partnering for a healthier community!H P
All proceeds support Tri-Lakes HAP Senior Programs.
Books
Valentine’s Day ItemsFootball and Super Bowl Party Items
Axe (should we ask • Lizzie Borden’s family about this one?)
Crescent •
Cross•
Hand•
Key •
Heart•
As with bad luck superstitions, good luck ones are often based in ancient belief or in response to a particular event. The Greeks and Romans, for example, believed a key represented the power to unlock the door that would allow their prayers to reach the gods. Other superstitions give good luck charms the ability to ward off unwanted things. A sapphire is said to ward off spi-ders. In Italy, it is said that you can ward off the effects of the “evil eye” using the “devil’s horn,” which is a fi st with the in-dex and little fi ngers extended.
Coins are very important when considering
luck in wealth. Here are a few of the super-stitions associated with coins:
A coin in a new wallet, • purse or jacket will bring good luck.
A coin minted in a leap • year will bring good luck.
If you get pennies as • change on a Monday, you will have good luck for the rest of the week.
Keeping a jar of pennies • in the kitchen will bring good luck.
Coins that are bent or • have holes in them, especially if they are turned face-up after mak-ing a purchase, are supposed to be extra lucky.
“See a penny, pick it up • and all day long you’ll have good luck. Leave it there and you’ll de-spair.” However, it is often said that if the coin is face down, pick-ing it up will bring bad luck.
5
SNIPPETZ®: THE LOCAL SCOOP
finders keepersby Peggy Rima
THANK YOU FOR SHOPPING LOCAL!
Incredible Jewelry Unique Gifts Local ArtPottery & Candles Colorado Jams, Salsas & Honey
“gifts from the heart”
Celebrating 14 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
SOCIAL SECURITY GOES CHECKLESS
Social Security checks will soon become a thing of the past. Starting in March, all Social
Security benefi ts will be paid elec-tronically or with a Direct Express debit card.
If you’ve signed up since May 2011, whether for Social Security, govern-ment pension or veterans benefi ts, you’ve been required to use the new system. If you signed up before that and are still receiving checks, you need to make a change -- quickly.
A big reason for the switch is that pa-per checks aren’t as safe as electronic payments. Checks can be stolen out of your mailbox, or before they even get that far. That’s not to say elec-tronic payments are foolproof. If you become the victim of identity theft, scammers can get into your account
and have payments to you sent else-where. (Remember that no one from Social Security will ever call you to ask for your banking information or Social Security number. If that hap-pens, report it to the fraud hotline at 1-800-269-0271.)
If you don’t want direct deposit to your bank, you can sign up to re-ceive a Direct Express card. The benefi t amount is added to your card, which you can then use to pay bills, get cash, make purchases and more. Most card-related activities are free, but some do incur a fee.
Your best bet is to go ahead and sign up for electronic payments. To get started, call Social Security at 1-800-333-1795 or go to your own bank. Online, go to www.GoDirect.org. Either way, you’ll need the following information in hand:
•Your Social Security number•The amount of your most recent benefi t check, as well as that 12-digit check number•Your bank’s routing transit number and the account type.
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com.
(c) 2013 King Features Synd., Inc.
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SNIPPETZ® HEALTH AND WELLNESS
Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.
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Dr. Kumm practi ced Dermatology at the US Air Force Academy and aft er more than a decade away has returned to establish a practi ce in beauti ful Colorado Springs.
DR. KUMM DIAGNOSES AND TREATS CONDITIONS OF SKIN,HAIR AND NAILS, INCLUDING SKIN CANCERS
All ages welcome for medical and surgical dermatology needs!
Arbor Dermatology is conveniently located off Briargate Parkway at
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Call
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719-488-9900PALMER LAKE WELLNESS CENTER
850 Commercial Lane, Palmer Lake, CO(Take I-25 to Hwy. 105 (Monument Exit #161
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DEAR DR. DONOHUE: This year I retired, at age 66. Since retirement I’ve been tormented with drenching sweats nightly. I mention the retire-ment because it’s the only thing in my life that has changed. Could there be a connection? I have to change my pa-jamas every night, and sometimes the bed linens. I feel well otherwise. I will appreciate anything you can tell me. -- D.D.
ANSWER: You and your doctor have to look for the rare but serious causes of night sweats. In the past, infections were the major cause, and tuberculo-sis headed the list of infectious causes. That’s no longer true. Diabetes, an overactive thyroid gland and cancers -- especially lymphomas (lymph node cancers) -- are other possible causes. It’s most unusual for night sweats to be the only sign of such illnesses. I can’t link your retirement to the problem.Have you taken your temperature at night? A normal temperature points to causes that are less indicative of some-thing that has health consequences.Medicines might provoke sweating. Antidepressants, some of the diabetes medicines and thyroid hormone are ex-amples. Aspirin resets the body’s ther-mostat. When its effect begins to wear off, profuse sweating can result.The following tips for controlling sweating are banalities, but they’re al-ways mentioned. The heat and humidi-ty of the bedroom have to be on the low side. Humidity of less than 40 percent is optimum.
If sweating is confi ned to a particular body area, like the palms and soles, the face or the underarms, you have more treatment options. For general-ized sweating, the choices are not as plentiful. Fans and air conditioners are another banal solution, but they of-ten work. Some have found that Rob-inul (glycopyrrolate) or ProBanthine, each taken 45 minutes before going to bed, stop the production of excessive sweats.
***DEAR DR. DONOHUE: Can you give us some information on adult drooling? My husband, 87, is normal in all other ways, but cannot control his drooling. He won’t leave the house be-cause of it. -- E.K.
ANSWER: With aging, we have less-effective swallowing mechanisms. In our younger years, saliva is constantly, automatically and imperceptibly swal-lowed throughout the day. At older ages, it stays in the mouth, and its only exit is through the lips.A second cause of drooling is the sag-ging of tissues around the mouth, an-other consequence of aging. The lips and mouth tissues cannot hold saliva in the mouth like they used to.Readers have made good suggestions on how to combat this problem. R.M. suggests applying a dab of Elizabeth Arden Eight Hour Cream to the corners of the lips to create a dam that blocks saliva overfl ow. Vaseline works too.Robinul (glycopyrrolate) and scopol-amine, the patch used for prevention of seasickness, slow the production of sa-liva. But they can have other unpleasant side effects that make them less useful for this purpose.Botox injections diminish saliva vol-ume. Doctors can tie off some of the salivary ducts to achieve the same end. Start with the dam-building technique. It has no side effects and is inexpen-sive.
***
Dr. Donohue regrets that he is unable to answer individual letters, but he will in-corporate them in his column whenever possible. Readers may write him or re-quest an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.
(c) 2013 North America Synd., Inc.All Rights Reserved
SOAKING NIGHT SWEATS ARE
DAILY TORMENT
7
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SNIPPETZ® WEEKLY MAGAZINE
HOW DO YOU EXPRESS ANGER?
By Dr. Ron Ross
Traffi c jams, rude customers, unkind co-workers, critical em-ployers, ungrateful children, an
insensitive mate all can make us mad; some with very little effort. How you express your anger will determine whether these important relationships will bloom or wilt, strengthen or weak-en?
What is your favorite wayto express anger?
There are six common ways to express anger: BLOW OUT, STRIKE OUT, FAKE OUT, SNUFF OUT, PULL OUT and SPEAK OUT. I will discuss two this week (BLOW OUT and STRIKE OUT), three next week (FAKE OUT, SNUFF OUT, AND PULL OUT), then
the third week I will discuss positive ways to express this negative emotion.
BLOW OUT! Most people call this losing your temper. For many years this was my preferred method of express-ing discontent with people and situa-tions. I would explode by screaming at everyone and everything nearby and all without a moments warning. The bad news was it was ugly; the good news was it was brief. After the storm passed by, the calm set in but like a tornado, it damaged only those that were in my path.
If you use BLOW OUT to express your anger you have already done and said some pretty stupid things; many that have had long-term negative impacts on the people you know and love the most.
Know this: everyone around you is afraid of you. They do not want to see you explode and will do what they can to keep it from happening, including taking advantage of every chance to
avoid being with you for any length of time. Speaking from personal experi-ence I can tell you this: Your BLOW OUT problem is not everyone else’s problem it’s yours.
What to do about it? Get control of your temper. You’re an adult now; you no longer have to act like a three-year-old.
STRIKE OUT! Some people become aggressive when they are angry. Road rage is the result of STRIKE OUT an-ger. Someone cuts you off in traffi c and BANG, your hands grip the steering wheel until your knuckles turn white, you start cursing heaven and earth while you blare your horn with the sin-gular intention of teaching that so-and-so what driving is all about.
This kind of belligerent anger comes from the presupposition that you are always right and everyone else is an idiot. You think you should always get what you want and you’ll stomp on anyone who gets in your way. And in
the end, you will blame the other guy for making you mad.
What to do about it? Get a life. The world does not revolve around you. You are not always right, the fact is, your STRIKE OUT behavior is proof that you may be a much bigger idiot than the guy in the next car or the peo-ple who share your home. Stop making so many unrealistic demands on other people and take a deep breath. When something nasty happens to you try smiling instead of snarling, laughing instead of cursing.
Next week we’ll take on the other three favorite ways people express their an-ger. Will you join me then? If not, I’m liable to get really mad, blow my top, kick the cat, punch the wall and blame you for your inability to comprehend how great a writer I am. Ooooops, there I go again, proving the point it’s much easier to preach a sermon than it is to live one.
See you next week. I promise to be nice. Really … I promise.
©2013 Dr. Ron RossComments to
Dr.Ross@RonRossToday.comRead more of Dr. Ross’ writings
at RonRossToday.com
Mary Senour Psychotherapist, MA
“Counseling with Compassion”
Marriage, Family and Child Therapy
Chapala North BuildingIn Historic Downtown Monument
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• On Feb. 8, 1587, after 19 years of impris-onment, Mary Queen of Scots is beheaded in England for her complicity in a plot to murder Queen Elizabeth I. Her son, King James VI of Scotland, accepted his moth-er’s execution, and upon Queen Elizabeth’s death in 1603, he became king of England, Scotland and Ireland.
• On Feb. 5, 1631, Roger Williams, the founder of Rhode Island and an important American religious leader, arrives in Bos-ton. Williams alarmed the Puritan oligarchy by speaking out against the right of civil au-thorities to punish religious dissension. In 1635, he was banished from the Massachu-setts Bay Colony by the General Court.
• On Feb. 6, 1917, a German submarine torpedoes and sinks the passenger steamer California off the Irish coast. The explosion of the torpedo was so violent that the 470-foot, 9,000-ton steamer sank just nine min-utes after the attack.
• On Feb. 9, 1942, the Normandie, regarded
by many as the most elegant ocean liner ever built, burns and sinks in New York Har-bor during its conversion to an Allied troop transport ship. A welder accidentally set fi re to a pile of fl ammable life preservers, and by morning the ship lay capsized in the harbor, a gutted wreck.
• On Feb. 10, 1957, Laura Ingalls Wilder, author of the best-selling “Little House” se-ries of children’s novels based on her child-hood on the American frontier, dies at age 90 in Mansfi eld, Mo. In 1932, Wilder, then in her 60s, published her fi rst novel, “Little House in the Big Woods.”
• On Feb. 7, 1970, Louisiana State Univer-sity basketball star Pete Maravich scores 69 points in a game against Alabama, setting a Division I record that would stand for 21 years. He died of a heart attack at age 40 in 1988 during a pickup game of basketball in California.
• On Feb. 4, 1983, Karen Carpenter, a singer who long suffered under the burden of the expectations that came with pop stardom, succumbed to heart failure brought on by her long, unpublicized struggle with an-orexia. She was just 32 years old.
(c) 2013 King Features Synd., Inc.
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Nick-Snips
WHAT’S IN A NAME?
By Nick Yanez
Every week, I continue to ram-ble about nonsense that you can’t read about anywhere
else. Why can’t you read about it else-where? Well, there are two possible reasons. The fi rst is that most news-papers and networks focus on nega-tive stories and ignore the real inter-esting pieces (like the ones I humbly provide weekly). The second is that no other person would possibly waste their time on such nonsense. For the sake of this article – let’s call it the fi rst.
This week, I’m going to tell you something you probably already know - Iceland is very different from America; and several other western civilizations. In our gracious land, children and adults alike have totally bizarre names. Celebrity’s children are the best examples of such wacky names. Names like Kal-El (Son of Nicholas Cage), Pilot Inspektor (Son of Jason Lee), Apple (Daughter of Chris Martin and Gwyneth Paltrow), or Dweezil, Ahmit, Moon, and Diva (The four children of Frank Zappa) are all great examples. While we may laugh and even cringe at some of these unique names, we also accept them. Whatever the name is, we ac-knowledge it. We call them by it. We get over it.
Apparently, in Iceland, it doesn’t work like that. A teen girl recently overcame the struggle of an abnormal name by storming through the legal system. Icelandic teen Blaer Bjarkar-dottir wasn’t allowed to go by “Blaer for the fi rst 15-years of her life. Why? Simple because the Icelandic Nam-
ing Committee had offi cially ruled Blaer a man’s name. Because of this, they reassigned the young lady to be called Girl; a simple name, sure, but not exactly fl attering. While “Girl” serves well as a girl’s name, it doesn’t have a lot of personality. I mean, there are several men named Guy, but Girl doesn’t quite roll off the tongue as well. The reasoning for these abnor-mal laws, I believe, is so that they can protect children from having names that could possibly prevent them from being treated equally in society. America has some similar laws, in fact. Of course they’re not nearly as strict, but our nation does ban naming a newborn a number or symbol.
A quote from the Icelandic court states that names must be, “adaptable to the structure of the Icelandic lan-guage and spelling conventions” as well as, “not cause the bearer embar-rassment” They add, “Girls should be given a female name, and boys should be given male names”.
Even so, Blaer– I mean, Girl, de-cided to fi ght the system. Her mother brought the case before the Icelandic courts, citing that “Blaer” was a per-fectly acceptable Icelandic female name, and that her daughter should not be forced to be called Girl; which is actually a more humiliating title. Also, it was noted that the name Blaer was used for a female in a novel by Icelandic Nobel Prize-winning au-thor Halldor Laxness.
The case was brought to the court in the city of Reykjavik. Late last week, they ruled that Girl be allowed to le-gally use her real name, Blaer. The teen seemed thrilled saying she was, “very happy”, and that she would, “Finally… have the name Blaer on my passport”.
Thus concludes this week’s ridicu-lous, yet underreported story. I’d like to give a shout-out to Blaer; you go girl! (pun, intended). It should be noted, in Icelandic the name Blaer translates to “Breeze”.
Sisters’ Handwork and Quilts
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Motivationand
InspirationSeries 12, Article 11
Need some motivation to getgoing on that New Year’sResolution to Lose Weight?
Want to see what you wouldlook like if you lost 5, 10, 20,50 or 75 pounds? Now thatwould give anybody the moti-vation and inspiration theyneeded!
Check out these two websites:www.makeovr.com/weightmir-rorandwww.seeyourselfthinner.com
Just upload a full-body frontalphoto. These programs allowyou to choose the weightyou’d like to lose and then seethe results! Print the photo outand tape it to your refrigerator,your cookie jar, your bathroommirror, your car dash, etc. It’sa great way to motivate your-self and to feel good aboutyourself.
Some people feel that putting abad, ugly or fat photo of yourselfup on the refrigerator gives themmotivation to lose weight. Ithink that’s a self degrating wayto treat yourself.
Instead, choosing a photo ofhealthy, trim and slim bodystyles can help motivate you byreminding you of how you wantyour body to look. It's helpful ifthere is no face attached to thebody because your mind willhave an easier time associatingyourself with the photo.
As you start losing weight, it'svery important to continue takingphotos of yourself. Doing soallows you to see how far you'vecome over time. Seeing evensmall amounts of progress ismotivational and helps you keepthe momentum going.
HAVE FUN! And no matterwhat, LOVE YOURSELF!
Find past articles at www.WebChatbyRobyn.com
13
SNIPPETZ® DINING GUIDE
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SPORTS BAR & GRILL
1455 Cipriani LoopMonument 80132
487-0737
www.1stand10monument.com
MONDAY2 for 1’s on Most drinks & appetizers
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FRIDAY
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UFC FIGHT!
The Kitchen DivaContinued on Page 13
KEEP SUPER BOWL FARE SIMPLE
I enjoy watching football games, especially the Super Bowl. I try to keep the snacks and food for our
annual gathering as simple as possible. These appetizers are lighter in calo-ries but still packed with fl avor. They will satisfy a variety of guests, includ-ing folks that are gluten-free, vegan or vegetarian. There’s even a recipe for a hearty Mexican-style dish that you can prepare (and transport) in a slow cooker. Serving these tasty dishes will make you a fan favorite at your Super Bowl party!
RATTLESNAKE BITES
These easy snacks get their “bite” from the jalapeno peppers. You can tame the taste by removing the seeds and ribs
from one or two of the peppers before chop-ping them and adding them to the mix.
2 (8-ounce) packages light cream cheese, softened 2 cups grated Parmesan cheese3 large jalapeno pep-pers, stems removed, chopped4 large egg yolks 1 teaspoon salt
1 teaspoon ground black pepper1/2 tablespoon chili powder4 cups dry breadcrumbs (Italian-sea-soned, whole wheat, plain or gluten-free)1 cup light Ranch dressing
1. Preheat oven to 350 F. Combine the cream cheese, Parmesan, jalapeno pep-pers, egg yolks, salt, pepper and chili powder in a food processor bowl and mix until smooth.2. Shape the cheese mixture, a 1/2 tablespoonful at a time, into 1/4-inch round balls. Roll the cheese balls into the breadcrumbs.3. Place on an ungreased baking sheet and bake for 10-15 minutes or until golden brown. Serve warm with Ranch dressing for dipping sauce, if desired.
14
SNIPPETZ® DINING GUIDE
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The Kitchen DivaContinued from Page 11
MOCKAMOLE
I love this version of guacamole be-cause it has all the fl avors of the dish with half the calories!
1 (15 ounce) can white beans (cannel-lini) or chickpeas, drained and rinsed1 tablespoon lime juice 1/4 cup loosely packed fresh cilantro or parsley2 cups loosely packed fresh baby spin-ach leaves 1/4 cup coarsely chopped sweet onion (such as Vidalia or Maui) 1 teaspoon salt1 teaspoon ground black pepper1 teaspoon cumin1 large ripe avocado, halved and pitted 1 cup mild to hot chunky salsaBaked tortilla chips or fresh-cut veg-etables
1. In food processor with knife blade attached, puree beans and 1 tablespoon lime juice until smooth. Transfer to medium bowl. In same processor, place the cilantro or parsley, spinach, onion, salt, pepper and cumin. Pulse until smooth and thick. Scrape into a bowl. 2. Cut the avocado in half. With a spoon, scoop avocado from the peel into the bowl with the bean mixture. Mash the avocado with a fork until mixture is blended, with some chunks remaining. Gently stir in the salsa to combine with the bean mixture.3. Serve immediately or cover tightly and refrigerate up to 1 hour. Serve with chips or vegetables.
SLOW COOKER BEEF AND
BEAN ENCHILADAS
This simple version of traditional Mex-ican enchiladas has been adapted for a slow-cooker. I like serving it on top of a crisp salad to keep it a little lighter and to make it a dish that guests can serve themselves.
2 pounds ground beef1 small onion, chopped 2 teaspoons chili powder1 teaspoon salt 1 teaspoon ground black pepper 3 dashes hot pepper sauce
1 (15-ounce) can pinto or black beans, drained and rinsed 1 (10-ounce) can mild or hot, diced to-matoes and green chilies, undrained 1 can (2 1/4-ounce) sliced ripe olives, drained 4 (8-inch) fl our or whole-wheat torti-llas1 cup (4 ounces) shredded Mexican cheese blend, plus more for sprinkling1 (16-ounce) package iceberg and sal-ad greens mix4 plum or Roma tomatoes, chopped3 tablespoons apple cider or balsamic vinegar1 cup light sour creamMinced fresh green onions, white and green parts, roots removed and dis-carded (optional), for garnish
1. In a large skillet over medium-high heat, cook beef, onion, chili powder, salt, pepper and hot pepper sauce until meat is no longer pink, about 8 min-utes, stirring to combine. Stir in the beans, tomatoes and chilies, and the olives. Turn off the heat.2. Spray the slow cooker with non-stick spray. Place 1 tortilla in the bot-tom of the slow cooker. Add about 1 2/3 cups meat mixture and top with 1/4 cup cheese. Repeat layering three times using remaining meat mixture and cheese, fi nishing with cheese (sim-ilar to layering lasagna). 3. Cover and cook on low for 4 to 5 hours, until heated through. Place salad greens and the tomatoes in a bowl and toss with the apple cider or balsamic vinegar. Place a serving of the salad in individual bowls or plates.4. Using a large serving spoon, scoop up a portion of the tortilla mixture from the slow cooker. Place a scoop of the bean and beef mixture on top of the salad. Place a tablespoon of the sour cream on top and sprinkle with green onions and a little Cheddar cheese (if desired). Serve immediately. Serves 4 to 6.
Angela Shelf Medearis is an award-winning children’s author, culinary historian and au-thor of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva! on Facebook and go to Hulu.com. Recipes may not be reprinted without permission from An-gela Shelf Medearis.
(c) 2013 King Features Synd., Inc., and Angela Shelf Medearis
16
(c) 2013 King Features Synd., Inc.
Trivia Test ByMarge Svenson Sports Quiz By
Chris Richcreek
1. GENERAL KNOWLEDGE: What does it mean to be polydactyl?
2. TELEVISION: What TV series pro-duced a spin-off series called “Gomer Pyle, U.S.M.C”?
3. U.S. STATES: Which state has only one syllable in its name?
4. MUSIC: What did singer Art Gar-funkel do for a living earlier in his ca-reer?
5. GEOGRAPHY: What U.S. city is nicknamed “Beantown”?
6. LITERATURE: In Greek tragedy, what does the tragic hero need to possess in order for the story to un-fold properly?
7. GEOLOGY: What kind of rock can fl oat?
8. ENGINEERING: What is a girder?
9. MEASUREMENTS: How long is a fortnight?
10. RELIGION: Who founded the Church of England?
1. Who was the last Milwaukee Brewers pitcher before Zack Grein-ke in 2011 to fi nish with a record at least 10 games above .500?2. In 2012, Jordan Schafer tied a Houston Astros record for lon-gest streak of getting on base to start a season (25 games). Who else holds the mark?3. Entering the 2012 postseason, who held the NFL career playoff record for grabbing the most in-terceptions (nine)?4. Patrick Ewing is Georgetown men’s basketball’s all-time leader in rebounds and blocked shots. Who is the school’s all-time leader in points scored?5. How many times have the Los Angeles Kings swept an opponent in a seven-game NHL playoff se-ries?6. In 2012, San Jose striker Chris Wondolowski tied an MLS record for most goals in a season (27). Who else holds the record?7. Who was the fi rst boxer to win titles from major and minor sanc-tioning bodies in seven divisions?
(c) 2013 King Features Synd., Inc.
SNIPPETZ® PUZZLES AND TRIVIA
1. Who wrote and released “Sunshine Superman”? Name the other superhero men-tioned in the song.
2. Name the group that wrote and released “Walk This Way.”
3. Who sang “Roses Are Red (My Love)”?
4. Which group wrote and re-leased “I’m Not in Love”?
5. Identify the song that contains this lyric: “There is so much at stake, Seems our freedom’s up against the ropes.”
New DVD Releases forWeek of February 4, 2013
PICKS OF THE WEEK“Flight” (R) -- It starts off like a thriller. Denzel Washington plays Whip Whitaker, an airline pilot who pulls off an amazing emergency landing, saving the lives of al-most everyone on board the plane. There’s tension, visual effects, heroism. The whole situation is fl ipped upside down when Whip’s toxicology report comes back -- he was drunk in the cockpit. The man of the hour could face life in prison and a public
shaming by the media.Washington is absolutely the pilot of this fi lm. His performance carries the dramatic weight and maneuvers through tone shifts. There are some predictable points as the story gets into the drama of his addiction, but the story holds together. It’s a real-world drama with a strong leading performance and nothing holding it back.
“Here Comes the Boom” (PG) -- Scott Voss (Kevin James of “King of Queens”) is a lazy high-school teacher. When the mu-sic program at his school (and the music teacher, an adorably aged Henry Winkler) is threatened by budget cuts, Scott takes the next logical step for an overweight, 42-year-old educator -- he’ll win the money by winning mixed martial arts fi ghts. The movie is lazier than James’ character, and as lazy as the premise suggests. Take an inoffensive funny fat guy and put him in a job where he’s out of place. Done. Kevin
James comes off like a really nice guy, but that’s not enough to carry the comedy. Un-fortunately, it’s just not that funny watching him get knocked around by men in much better shape.
“Alex Cross” (PG-13) -- For once, Tyler Perry is in a movie he didn’t write, direct, produce and cater, and it’s actually worse than his usual. The movie is based on a James Patterson novel about the origins of Alex Cross, a homicide detective who has been portrayed by Morgan Freeman in pre-vious fi lms. It’s a thriller so conventional that it becomes ridiculous. Our hero (Perry) is unquestionably moral, a church-going family man pitted against a serial killer (Matthew Fox) who’s all about torturing women. It’s not the psychological thriller it thinks it is.
“Celeste and Jesse Forever” (R) -- High-school sweethearts who married young, Ce-
leste and Jesse fi nd their relationship stale as they enter their 30s. Celeste arranges for a separation and divorce, and Jesse goes along with it. It’s obvious they still have feelings for each other. But just when things are about to be mended, Jesse starts dating somebody else to make Celeste jealous. A back-and-forth ensues. A good rental if you want a different kind of romcom that’s still cute and digestible.
TV RELEASES“Cougar Town:
The Complete Third Season”“Animaniacs, Vol. 4”
“Bubble Guppies: On the Job!”“Southland: The Complete Second,
Third and Fourth Seasons”“Above Suspicion Series 2”
“Ben 10: Omniverse --
A New Beginning 1”
(c) 2013 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (17).
(c) 2013 King Features Synd., Inc.
BySamStruckhoff
17
HUEY’SPAGE
SNIPPETZ® COMICS AND ENTERTAINMENT
Answers & Solutions
TRIVIA TEST ANSWERS
SPORTS QUIZ ANSWERS
FLASH BACK ANSWERS1. Donovan. The psychedelic pop song was a No. 1 hit
in 1966. The other superhero mentioned is Green Lan-
tern.
2. Aerosmith, in 1975. Legend says the song was writ-
ten after the band saw “Young Frankenstein,” the Mel
Brooks fi lm. Run-DMC picked up the song in 1986 for
their “Raising Hell” album.
3. Bobby Vinton, in 1962. As with a number of similar
love songs of the era, an answer song was written called
“Long As the Rose Is Red,” sung by Florraine Darlin.
4. 10cc, in 1975. As written, the song had a bossa nova
rhythm. Instead, they slowed the tempo and used voices
in multi-track overdubs, repeated for all 16 tracks.
5. “Burning Heart” by Survivor in 1985. Jimi Jamison
performed the song in the “Rocky IV” fi lm starring Syl-
vester Stallone.
1. To be born with extra toes or fi ngers2. “The Andy Griffi th Show”
3. Maine4. He was a math teacher.
5. Boston6. Hamartia, or a fatal fl aw
7. Pumice8. A beam, usually made of steel
9. Two weeks10. King Henry VIII
1. Chris Bosio was 16-6 in 1992.
2. Denis Menke, in 1969.
3. Ronnie Lott, Bill Simpson and Charlie Waters.
4. Eric “Sleepy” Floyd, with 2,304 points.
5. Once -- they swept St. Louis in 2012.
6. Roy Lassiter had 27 goals for Tampa Bay in 1996.
7. Hector “Macho” Camacho won his seventh in
2001.
FEBRUARY 4, 2013
ARIES (March 21 to April 19) You might feel bolder as each new success falls into place. But caution is still advised through the end of the week. Until then, a step-by-step approach is best.
TAURUS (April 20 to May 20) That coop-eration you request could come at too high a price. Since few can beat the Bovine at being clever and resourceful, why not see what you can do on your own?
GEMINI (May 21 to June 20) Aspects fa-vor a quieter time spent getting closer to the people who are especially important to you. There’s always much more to learn and ap-preciate about each other.
CANCER (June 21 to July 22) The con-cerned Crab will act to resolve workplace misunderstandings before they get out of hand and cause more-serious problems. Co-workers rally to support your efforts.
LEO (July 23 to August 22) What the Big Cat might see as a disturbing act of disloy-alty might just be a failure of communication on both sides. Take time for mediation rather than confrontation.
VIRGO (August 23 to September 22) Be more patient with those who seem unwilling to accept your version of what’s right. The fact is, there’s a lot more to learn on all sides of this issue.
LIBRA (September 23 to October 22) It should be easier to assess the facts you’ll need to make an important decision. But don’t commit if you still have doubts. There could be more you need to know.
SCORPIO (October 23 to November 21) Your excitement level remains high as you continue working on that new project. Expect some setbacks. But on the whole, all will move pretty much on schedule.
SAGITTARIUS (November 22 to December 21) It might be wise to be more prudent with expenses right now. But your fi nancial situa-tion should soon clear up, and you could be back shopping, happily as ever.
CAPRICORN (December 22 to January 19) You might prefer sticking with your current schedule. But some newly emerging informa-tion could persuade you to consider a change. Keep an open mind.
AQUARIUS (January 20 to February 18) You might want to reject a suggested change. But it could be wise to go with the fl ow, at least for a while. You can always return to your fi rst plan if you like.
PISCES (February 19 to March 20) You’re bolstered by both the practical and poetic sides of your nature as you maneuver through some unsettled emotional situations. Things ease up by week’s end.
BORN THIS WEEK: People reach out to your generosity and wisdom, and consider you a trusted and treasured friend.
(c) 2013 King Features Synd., Inc.
by Samantha Weaver
• It was German-born theoretical physicist (and sometime philosopher) Albert Ein-stein who made the following sage obser-vation: “An empty stomach is not a good political adviser.”
• According to research conducted at Rut-gers University, graduate students who are studying business are more likely to cheat than students in any other fi eld of study.
• You’ve almost certainly heard of Su-preme Court Associate Justice Thurgood Marshall, the fi rst black American to serve as such. You might not know, though, that he was known to call a court recess at 1 p.m. so he could watch the soap opera “Days of Our Lives.”
• Cheese has been around for a long time, and it can last longer than you may think. In Ireland 25 years ago, a hunk of cheese
was discovered that dated back 1,700 years -- and it was still edible.
• If you’re like the average person, the hair on your head takes two to three months to grow 1 inch.
• At the 1904 World’s Fair in Saint Louis, it was particularly hot. An ice-cream ven-dor was doing so much business that he ran out of the cups in which he was serv-ing the ice cream. He looked to the other foodsellers to see if they had any spare containers that would be useful, but he had no luck. Finally, desperate not to lose any more business, he bought some waf-fl es from a nearby vendor and wrapped one around each scoop of ice cream as he sold it. The result was even more popular than ice-cream in a cup, and thus the ice cream cone was born.
• The most common surname in Germany is Schultz.
***
Thought for the Day: “Life is hard. After all, it kills you.” -- Katharine Hepburn
(c) 2013 King Features Synd., Inc.
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18
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10 WAYSTO SAVE
Remember how great it felt to get 2 percent more in your paycheck two years ago when
the Social Security tax was reduced? For 2011 and 2012, the rate for em-ployees went from 6.2 percent down to 4.2 percent.
Now that 2 percent tax is back, and your paycheck will be 2 percent small-er. Even if you were lucky enough to receive a raise in the meanwhile, the price of groceries alone has followed suit. With 2 percent taken from your current paycheck, you’ll likely feel the pinch.
There are places, however, where you can fi nd money to make up that 2 per-cent, and maybe more. The National Foundation for Credit Counseling has offered up a list of 10 suggestions for adding dollars back into your bud-get.
• Adjust your withholding. If you re-ceive a tax refund every year, you’re essentially giving the government an interest-free loan. Adjust your deduc-tions so you get more of that money in your paycheck. Use the worksheet at www.irs.gov.
• Pay with cash. You’ll save the inter-est and fees you would be charged us-ing a credit card.
• Refi nance. If you own a home, in-vestigate whether refi nancing will get you a lower monthly payment.
• Find $10 in each of 10 categories per month. Shave $10 off the grocery bill. Rent a movie instead of going to a theater. Use the library instead of buying books. Turn down the thermo-stat one degree F. Take your morning coffee from home instead of stopping on the way to work.
• Do it yourself. Don’t pay for things you can do yourself, such as lawn mowing, house cleaning and easy in-terior projects such as painting.
• Change your habits. Don’t auto-matically buy weekly lottery tickets. Read newspapers online.
• Declutter, especially if you have a rented storage space. You’ll save the monthly fee, and if you sell the ex-tra items, you can pocket that money, too.
• Get comparisons on all your insur-ance policies -- auto, home, life. Ask about discounts for combining poli-cies or good driving.
• Check your bank statement for avoidable fees. Get enough cash so you don’t have to use non-network ATMS. If fees are not negotiable for other bank services, consider chang-ing banks.
• Turn your skills into cash. Not ev-eryone knows what you do, and oth-ers might pay for your abilities.
David Uffi ngton regrets that he cannot personal-ly answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com.
(c) 2013 King Features Synd., Inc.
byChuck Maher, CFP®
...BRING CHRIST INTO OUR FINANCIAL LIVES
INVESTING 101
What’s the purpose of invest-ing? Is it to get rich – to make as much as you can?
Can it be to have your fair share, at least as much as the other guy? Or, maybe, is it so you never have to work, again? If you think about it those reasons sound more like descriptions for greed, envy and sloth than a celebration of God’s gifts in our lives. For those who chase wealth without an understanding of its purpose, very seldom will they fi nd their efforts rewarded. So what is the purpose of investing?
As Joseph once told the Pharaoh, the purpose is for the accumulation and preservation from today’s treasure to provide for future needs. Now I do not know what your future needs are, but I do know that those days are coming and the decisions you make today will determine your success or your fail-ure.
Successful investing starts with the rec-ognition and acceptance of your future needs and wants. When you know what it is you want and are willing to work for, you can determine the cost. When you know the cost, you can create a plan. From that plan you can estab-lish the parameters for your investing. When you know what is expected from your investments you can create a port-folio based upon those expectations.
Successful investing is not about the quest for the perfect investment. Stocks, bonds, mutual funds, real es-tate, gold, commodities and all the rest are just tools. They are the tools that we use to build our dreams, not an end in themselves. Seeking a perfect invest-
ment, with its promise to fi ll all our needs, generally brings us no closer to achieving our goals and often pushes those goals ever farther away. What’s needed is not the perfect investment, but simply good investments that can create the kind of returns that we will need to achieve our goals.
Rarely is there a single investment that can do it all. It could happen but, it most often it is better to build a well-designed portfolio from a variety of investments.
Well-designed portfolios share a com-monality. They provide for a degree of safety and preserve the purchasing power lost to infl ation. They produce a real rate of return after taxes and infl a-tion and they have the potential to gen-erate the growth and income needed to achieve specifi c goals.
A well-designed portfolio will not guarantee your fi nancial success. There are risks, but a portfolio, of very dif-ferent investments, designed to your needs and attitudes, can reduce those risks and increase your likelihood for success.
What’s the purpose of investing?To make dreams come true.
“With me are riches and honor, enduring wealth and prosperity.”
Proverbs 8:18
Chuck Maher is a Certifi ed Financial Plan-nerTM practitioner specializing in Christian values based fi nancial planning and invest-ing. He can be reached at chuck@chuck-mahercfp.com, locally at (719) 481-0549.
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INVESTINGFROM A
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Honoring God with Your Financial BlessingsCHUCK MAHER CFP
PO Box 39Monument, CO 80132
Phone: 719-481-0549Cell: 303-748-6352
Toll Free: 800-873-9705
chuck@chuckmahercfp.comwww.chuckmahercfp.com
Securiti es off ered through and supervised by Wilbanks Securiti es, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securiti es Advisory
DEDUCTINGMEDICAL BILLS
Qualifi ed medical and dental ex-penses are the costs of diagno-sis, cure, mitigation, treatment
or prevention of disease, and the costs for treatment affecting any part or function of the body. Phew! They include the costs of equipment, supplies and diagnostic devices needed for these purposes.
Additionally, expenses for procedures that are purely cosmetic or those that are merely benefi cial to general health, such as vitamins or a vacation, are not deductible. There are other grey areas. For example, if your cosmetic dentistry also prevented gum disease then perhaps
TAX TALK
with Tinaa portion would be qualifi ed.
Maternity clothes are not a qualifi ed medical expense. Sorry.
After all that, only the portion that ex-ceeds 7.5% of your income is deductible. So, if you make $50,000 the fi rst $3,750 cannot be deducted. And, if you use HSA funds or medical savings accounts to pay your bills, the tax benefi t has already been taken (no double dipping).
Can you use your IRA to pay for medical bills? The answer is Yes and No. If you use your IRA to pay for medical expens-es, you will pay a penalty on the 7.5% equivalent. Here’s an example-
Let’s say you had an income of $100,000 and you also had $25,000 in medical ex-
penses. The fi rst 7.5% of your $100,000, or $7,500, would incur an early with-drawal penalty of 10% or $750. The remaining medical expenses ($25,000 minus $7,500, or $17,500) would NOT incur a 10% penalty. Make sense?
Can you deduct premiums? If you are self-employed there are provisions al-lowing you to deduct the cost of health insurance premiums. And if your health insurance premiums are paid out-of-pocket as an after-tax expense you might be able to deduct them.
However, typically most taxpayers are paying for health insurance through a qualifi ed plan and their premiums are deducted pre-tax. Therefore you are al-ready receiving an instant tax deduction on each paycheck and to count it again would be frowned upon by the IRS.
The Watson CPA Group is a progressive tax consultation and preparation fi rm embracing internet technology to pro-vide worldwide tax service from offi ces in northern Colorado Springs, Colorado USA. For more information visit-
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