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Spices... Continued on Page 2
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zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE
SNIPPETZ ENJOYSTHE SPICE OF LIFE
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©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783
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©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783
www.amfam.comNA-07497 Rev. 1/03
Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132
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“He who controls the spicecontrols the universe.”
– Frank Herbert
Giving your mother-in-law’s chicken cas-serole a little kick is as easy as going to your pantry or spice rack and pick-
ing out whatever tickles your fancy. Of course, it wasn’t always that easy. That’s not to say it isn’t dangerous to season that casserole right in front of her. But in ancient times, trav-elers had to cross miles of land and sea, bat-tling each other to get those easily-accessible spices that can be found on just about any grocery store shelf. In fact, spices were the driving force of the economy from the end of the Middle Ages until relatively modern times. So what’s all the fuss about? Snippetz investi-gates the spicy world of spices that can spice up anything that needs a little spicing.
EARLY TRADINGOverland travel was the obvious fi rst method of spice trading, broadening the horizons of ancient cultures in Asia, Northeast Africa and Europe. Prior to the Christian Era, spices such as cinna-mon, cassia, ginger, turmeric and cardamom were used throughout those regions and used for various forms of commerce.
Maritime trading was established by the Kingdom of Axum (now Eritrea and northern Ethiopia) by way of the Red Sea as early as the middle of the fi rst millennium. Once it was determined that this method was signifi cantly more effective, other maritime routes quickly sprang up. By the late me-dieval times, Muslim traders were using the Indian Ocean as their favored route, which allowed them to ship spices from different regions in the Far East to trading centers throughout India and as far as the Persian Gulf. From there, land routes allowed the spices to reach Europe, expanding the infl uence spices had on medieval civilizations.
Vasco da Gama, a Portuguese explorer, established a direct maritime route from Europe to the Indi-an Ocean in 1498. He sailed south along the west coast of Africa, rounded the continent at the Cape of Good Hope and then traveled back north on the eastern coast to be the fi rst explorer to successfully reach India via the ocean.
This new route gave Portugal an obvious advan-
Spices... Continued from Page 1
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ALL RIGHTS RESERVED © 2013
PUBLISHED BYFUNDER ENLIGHTENING, INC.
George Wilkins - Publisher
PO Box 789 Monument, CO, 80132www.fepublications.com
(719) 487-0484email: george@fepublications.com
SNIPPETZ®
WEEKLY MAGAZINE
Spices... Continued on Page 3
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PAGE 9
FEATURE ARTICLES
Snippetz Enjoys theSpice of Life ... 1
“Appealing a Denied Medicare Claim”Senior News Line... 5
Strange But True... 7
Moments In Time... 8
“Inspiration and RandomActs of Kindness”
Series 12, Article 9Web Chat by Robyn... 10
“Excitement, Anger, Confusion”Nick-Snips... 10
HEALTH 4
“Teenagers Often MakeAcne Worse”
To Your Good Health... 4
PUZZLES, TRIVIA,ENTERTAINMENT 6-7
Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku
Couch Theater DVD PreviewsHuey’s Page (Comics)
Salome’s Stars (Weekly Horoscope)
THE DINING GUIDE 11
“Where’s The Beef?:Steak With Mediterranean Lemon
And Caper Sauce” The Kitchen Diva... 11
BUSINESS, FINANCEAND LAW 14-15
“God or God’s Gifts” In God We Trust... 14
“Rentals: Repairs or Improvements” Tax Talk with Tina... 15
CLASSIFIED PAGE 15
GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities
tage in trading which put the pres-sure on other countries in Europe to fi nd alternate routes to get back in the game. Spain sent Christopher Co-lumbus west in the hopes of reaching the Indies from the other side. He ran into a snag in the form of The Baha-mas, eventually leading to Europeans settling in “The New World.”
The Spanish didn’t stop there, how-ever. In late 1520, Ferdinand Magel-lan successfully crossed from the Atlantic to the Pacifi c Ocean through a passageway immediately south of South America and north of Tierra del Fuego, now known as the Strait of Magellan. The travelers reached the Spice Islands (the islands of Northern Indonesia and Southern Philippines) in 1521, establishing the fi rst west-ward spice trade route to Asia. When the surviving voyagers returned to Spain in 1522, they became the fi rst people to circumnavigate the globe.
WHY WERE SPICESSO IMPORTANT?
Spices have held an important part in human history for thousands of years. Ancient Egyptians used several kinds in the embalming process, compli-ments of their preservative nature. Sometimes spices were used because they were believed to have a con-nection with one god or another and
their use was thought to possibly put you in good favor with the gods as a whole.
It doesn’t take a large stretch of the imagination to understand the value of spices when you consider their ar-omatic appeal, especially when you consider that in that early time peri-ods, people were not exactly known for their stellar bodily hygiene. Spic-es were often used as perfume to mask those offending odors.
Without the “advantages” of mod-ern medicine, ancient civilizations used spices in a variety of ways to cure different ailments. It is thought that this particular revelation was behind the “Spice Wars” that played out between the Dutch and the Por-tuguese and eventually the Dutch and the English in the 1500s. One of the most sought-after spices dur-ing that time was nutmeg, which was highly praised as a miracle cure for the plague which ravaged London in 1603, killing more than 35,000 peo-ple.
And let’s not forgot the obvious rea-son spices were highly valued: fl avor. Enough said.
HOW SPICESCAN HELP YOU
More and more, it seems that research is going the way of the natural rem-edy versus the chemical compounds whipped up in a laboratory. In fact, some research is even showing that certain spices have healing abilities above and beyond anything man had been able to cook up in years upon years of experimentation. Here are some of those spices:
• Turmeric: said to be effective against cancer, Alzheimer’s disease, colitis, cystic fi brosis and a host of other ailments. The active ingredient
curcumin is said to be as effective (if not more so) in battling infl ammation and stopping the proliferation of can-cer cells as some prescription drugs. And all without the side effects. Tur-meric is the only source of curcumin that is both readily available and ed-ible. It is recommended to buy tur-meric from Alleppey, India and since it is sold in the ground form, it is rec-ommended that you only buy as much as you will use in a couple of months as it loses its effectiveness over time in that state.
• Cinnamon: said to be effective against type 2 diabetes, cancer, heart disease, stroke and polycystic ovar-ian syndrome, among other things. It is recommended that you buy whole
3
SNIPPETZ®
WEEKLY MAGAZINE
Spices... Continued from Page 2
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cinnamon quills or sticks and grind them up for use as needed. If ground cinnamon is the only available form, it is recommended that you buy that which was made from whole quills as opposed to “featherings” or “cin-namon chips.” Both forms are not considered as effective. Ceylon cin-namon from Sri Lanka is thought to be the best in the world.
• Coriander: said to be effective against irritable bowel syndrome, col-ic, colon cancer, type 2 diabetes and liver disease as well as several oth-ers. Coriander and cilantro are often confused because they come from the same plant. However cilantro comes from the leaves while coriander comes from the seeds which contain the oils linalool and geranyl acetate, said to be powerful antioxidants. It is recommended to buy coriander in the whole seed form and grind what you need. European and Indian coriander are equally effective.
Fennel: said to be effective against menstrual cramps, Alzheimer’s dis-
ease, cancer, arthritis, dementia, glaucoma and a variety of other ail-ments. Fennel seeds contain the oil anethole and other phytochemicals. When compared to a nonsteroidal anti-infl ammatory drug (NSAID), fennel is said to perform as well or better than the NSAID. It is recom-mended to buy whole fennel seeds, which are said to keep for three years. Seeds that are yellow and tinged with green indicate high quality.
Other helpful spices: allspice, basil, bay leaf, black pepper, boswellia, cardamom, cayenne, cloves, ginger, nutmeg, oregano, paprika, parsley, rosemary, sage and thyme.
MOSTEXPENSIVE SPICES
Saffron1. – up to $5,000 per poundVanilla2. (whole) – up to $200 per poundCardamom3. (whole) – up to $30 per poundClove4. – up to $10 per pound
Cinnamon5. – up to $6 per poundBlack pepper6. – up to $3 per poundTurmeric7. – up to $3 per pound
FUN FACTS• Saffron is made from the stigma of the fl ower from the Saffron Crocus plant and each fl ower contains only three stig-ma. For a pound of saffron, it takes about 225,000 stigma from the hand-picked fl owers of about 75,000 plants.
• Merchants who were caught selling fake saffron (which is considerably more plentiful
than true saffron) were burned alive in Bavaria in 1444.
In 1621, the Dutch waged • war through the massacre and enslavement of the inhabitants of the Banda Islands in order to control the nutmeg production in the East Indies.
In the palace of Knossos in • Crete, a carving dating back to 1700 B.C. shows a man (or possibly a monkey) picking saffron.
A document dating to 1550 • B.C. called the Ebers Papyrus explains in detail the use of a large array of herbs and spices used in surgery and medicine during that time.
4
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All ages welcome for medical and surgical dermatology needs!
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DEAR DR. DONOHUE: I am 17 years old. I have pimples all over my face. The only thing that helped was an antibiotic, but it made me sensitive to sunlight. My parents don’t want me to continue to use an antibiotic. Can you help? -- G.G.
ANSWER: Let’s start with a couple of mistakes made by most people with acne. Don’t scrub your face or any place where acne has broken out. Scrubbing causes irritation and worsens acne. Use a mild soap like Dove when washing. Don’t squeeze pimples, whiteheads or blackheads. You force bacteria into ad-jacent skin.
Acne develops because of clogged pores through which hairs grow and through which sebaceous (oil) glands empty their oil onto the skin. The fi rst signs of trouble are whiteheads or blackheads. They indicate that the pore is plugged. Deep in the pore, down from the block-age, the oil glands continue to secrete oil and greatly distend the pore, which
can rupture. Bacteria thrive on the oil. At this point, a pimple is born. Acne control involves unplugging the pore, eliminating the bacteria and putting the brakes on oil production. The oil pro-duction is in high gear because of the increase of male hormones at this time in life.
Benzoyl peroxide unplugs pores. Brand names include Clearasil and AcneClear, both available without prescription, as are many other brands.
From this point on, effective medicines require a prescription. The fi rst choice is retinoids -- Renova cream and Re-tin-A. They’re often used on alternat-ing days with benzoyl peroxide. The next step up is antibiotics. In creams and lotions, they aren’t absorbed very much. Clindamycin and erythromycin are two such products. If no progress comes from skin-applied antibiotics, then oral antibiotics are the next step. Tetracycline, doxycycline and minocy-cline are examples. Your parents should reconsider their ban on their use. Even if they sensitize you to sunlight, simply stay out of sunlight when using them. They worked for you.
I haven’t listed all acne medicines. Bad acne, like yours, calls for treatment by the family doctor or a dermatologist.
***
Dr. Donohue regrets that he is unable to answer individual letters, but he will in-corporate them in his column whenever possible. Readers may write him or re-quest an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.
(c) 2013 North America Synd., Inc.All Rights Reserved
TEENAGERSOFTEN MAKEACNE WORSE
5
SNIPPETZ®: THE LOCAL SCOOP
finders keepersby Peggy Rima
Happy New YearTHANK YOU FOR SHOPPING LOCAL!Incredible Jewelry Unique Gifts Local Art
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APPEALING A DENIED MEDICARE CLAIM
Every quarter you’ll receive a Medicare statement. It’s im-portant that you inspect this
form -- going over every item -- and look for mistakes.
Kaiser Health News has issued a re-port showing how to handle any mis-takes you fi nd:If a claim is denied, you’ll want to take steps to appeal. Hold on to your quarterly statement and circle the items in question.
If you have a computer, go to the Medicare site (www.medicare.gov) and click on Claims & Appeals. You’ll get a list of instructions. Down the page at Get Medicare Forms, you’ll fi nd the forms you need for either a claim or an appeal. You also can fi le a claim online at the above link.
If your claim is denied, be sure to ap-peal within 120 days. If you’re denied again, fi le again, asking for a second appeal. If denied, for your next appeal include a letter describing what the payment was for. Include a copy of the previous denials of your claim.
Your next appeal will be to ask for a hearing before an administrative law judge. This likely will be a confer-ence call between you, your doctor and the judge.
Only 2 percent of errors are ever challenged when it comes to denied claims. Those who are denied a claim often give up. It takes energy and perseverance to have the corrections made, but it’s to your benefi t, even if it takes a second or third try. It’s on the third try that you’ll have the most success, so don’t give up if you know you’re right.For free help in fi ling appeals, contact your State Health Insurance Assis-tance Program (SHIPS) offi ce. Find them by calling your local county of-fi ce on aging.
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com.
(c) 2012 King Features Synd., Inc.
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(c) 2013 King Features Synd., Inc.
Trivia Test ByMarge Svenson Sports Quiz By
Chris Richcreek
1. MUSIC: What is rap singer Eminem’s real name?
2. U.S. PRESIDENTS: Who was the fi rst president to attend a baseball game?
3. ANATOMY: What is another name for the breastbone?
4. ARCHITECTURE: What is a colon-nade?
5. ANIMAL KINGDOM: What is a kookaburra?
6. LITERATURE: Who wrote the novel “The Last Picture Show”?
7. HISTORY: What caused the Irish potato famine?
8. MOVIES: What horror fi lm launched Johnny Depp’s fi lm career?
9. GEOGRAPHY: What is the longest river in China?
10. MEDICINE: What is milk of mag-nesia used for?
1. Name the three Chicago White Sox pitchers to throw a perfect game.2. In 2012, Detroit’s Miguel Cabrera (29 years old) became the sixth-youngest player to get 1,000 ca-reer RBIs. Name three of the fi ve younger ones.3. Who were the fi rst pair of rookie NFL quarterbacks to play in the same Pro Bowl?4. Name the oldest head coach to win an NCAA men’s basketball na-tional championship.5. In 2012, Colorado Avalanche’s Gabriel Landeskog became the youngest player (19 years, 286 days) to be named team captain in NHL history. Who had held the mark?6. How many times has the U.S. won women’s gymnastics all-around team gold at the Olym-pics?7. In 2012, Lydia Ko became the youngest LPGA Tour event win-ner ever at the age of 15. Who had been the youngest?
(c) 2013 King Features Synd., Inc.
SNIPPETZ® PUZZLES AND TRIVIA
1. Name the singer who was born Patricia Louise Holte.2. Who released an album en-titled “Songs in the Key of Life”?3. Name the group that sang these songs on their debut album: “500 Miles,” “Cruel War” and “Where Have All the Flowers Gone?”4. Paul McCartney came up with a tune, but no words. To keep the tune in his head, he wrote “place holder” lyrics. What was the song?5. Name the song with these lyrics: “Oh, I know that the music’s fi ne, like sparkling wine, go and have your fun.”
New DVD Releases forWeek of January 21, 2013
PICKS OF THE WEEK“Searching For Sugar Man” (PG-13) -- Rodriguez was a singer/songwriter who had that Bob Dylan folk-singer sound and insightful lyrics, with an urban, Mexican-American infl uence that made him unique. Rodriguez became a ‘60s icon, but only in South Africa. This documentary follows two South African fans as they search for the truth about what happened to the pop star who slipped between the cracks.
It’s a rather upbeat tale. Rodriguez’s career slipped into obscurity, he never made any money from his South African record sales, and the rumor mill over there says that the singer committed suicide on stage. How-ever, the fi lm gets to the truth of the matter -- and the way people were affected by his music -- and delivers an intriguing and up-lifting story.“End of Watch” (R) -- Two patrol cops in LA (Jake Gyllenhaal and Michael Pena) dive into a whirlwind of violence and cor-ruption to take down a parasitic gang. Writ-ten and directed by David Ayer (creator of the gripping and successful “Training Day”), the story attempts a gritty look at what it’s like for two pals on the bottom of the chain-of-command when they pick a fi ght with a much larger force.The movie feels a little distracted. There’s this gimmick where all of the footage is supposedly from small camera worn by the cops themselves, but that goes away when it
doesn’t work. It has a lot of banter between cops as they drive around, but it doesn’t cre-ate that same sense of reality or tension that made “Training Day” so forceful.“Universal Soldier: Day of Reckoning” (R) -- Jean-Claude Van Damme returns for this fi fth and fi nal installment of an action series from the early ‘90s. It is quite vio-lent, gory and over-the-top, everything you want from a JCVD video rental. The plot involves revenge, genetically modifi ed su-per-soldiers, lots of kicking and a few little plot twists. If the “Expendables 2” seemed too tame and you need to revisit the kind of action that inspires such tributes, pick up “Day of Reckoning.”
DOG OF THE WEEK
“The Paperboy” (R) -- This ridiculous fi lm goes into the swampy land of South Florida in the ‘60s to tell a convoluted story about
creepy, sweaty people who like to yell, murder and talk about intercourse. Mat-thew Mcconaughey plays a reporter who wants to investigate the story of death-row inmate, John Cusack. Nicole Kidman plays Cusack’s lover, but then she falls for the younger, more shirtless, Zac Efron. The fi lm attempts to be in your face and sultry, but just comes out silly and kinda gross.
TV RELEASES
“The Men Who Built America”“Scarecrow & Mrs King: Complete Fourth Season”
“Young Justice Invasion Destiny Calling: Season 2”
“Wild Kratts: Lost at Sea”“Iron Man: Armored Adventures
Season 2 Vol. 3”
“Kendra: Season 4”
(c) 2013 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (7).
(c) 2013 King Features Synd., Inc.
BySamStruckhoff
7
HUEY’SPAGE
SNIPPETZ® COMICS AND ENTERTAINMENT
Answers & Solutions
TRIVIA TEST ANSWERS
SPORTS QUIZ ANSWERS
FLASH BACK ANSWERS1. Patti LaBelle. Her fi rst group was The Ordettes, which became Patti LaBelle and the Bluebelles, and later, Labelle.2. Stevie Wonder, in 1976. The chart-topping double album contained 17 songs, including the hits “Sir Duke,” “I Wish” and “Isn’t She Lovely?”3. Peter, Paul and Mary on their self-titled 1962 al-bum. Despite a breakup in 1978, the trio continued to work together on peaceful causes.4. “Yesterday.” To keep the song in his head, he called it “Scrambled Eggs.”5. “Save the Last Dance for Me,” by the Drifters in 1960. Shortly thereafter, R&B singer Damita Jo re-corded an “answer song” called “I’ll Save the Last Dance for You.”
1. Marshall Mathers2. Benjamin Harrison, on June 6, 1892
3. Sternum4. A sequence of columns
5. A type of kingfi sher native to Australia and New Guinea
6. Larry McMurtry7. A fungus called potato blight8. “A Nightmare on Elm Street”
9. Yangtze River10. As an antacid and a laxative
1. Charlie Robertson (1922), Mark Buehrle (2009) and Philip Humber (2012).2. Mel Ott (27 years old), Jimmie Foxx (27), Alex Rodriguez (28), Ken Griffey Jr. (28) and Lou Gehrig (28).3. Cam Newton and Andy Dalton, after the 2011 season.4. Jim Calhoun was 68 when UConn won in 2011.5. Sidney Crosby was 19 years, 297 days old when named captain of Pittsburgh in 2007.6. Twice -- 1996 and 2012.7. Lexi Thompson was 16 when she won an event in 2011.
JANUARY 21, 2013
ARIES (March 21 to April 19) Guess what, Lamb? You’re about to experience a new perspective on a situation you long regarded quite differently. What you learn could open more opportunities later.
TAURUS (April 20 to May 20) The Bold Bo-vine is tempted to charge into a new venture. But it might be best to take things one step at a time, so that you know just where you are at any given point.
GEMINI (May 21 to June 20) It’s a good time to go on that fun getaway you’ve been planning. You’ll return refreshed, ready and, yes, even eager to tackle the new challenge that awaits you.
CANCER (June 21 to July 22) The Moon Child loves to fantasize about magical hap-penings in the early part of the week. But the sensible Crab gets down to serious business by week’s end.
LEO (July 23 to August 22) What goes around comes around for those lucky Leos and Leonas whose acts of generosity could be repaid with opportunities to expand into new and exciting areas of interest.
VIRGO (August 23 to September 22) Your concern about your job responsibilities is commendable. But you need to take some quiet time to share with someone who has re-ally missed being with you.
LIBRA (September 23 to October 22) As-pects favor getting out and meeting new people. And as a bonus, you might fi nd that some of your newly made friends could offer important business contacts.
SCORPIO (October 23 to November 21) You might take pride in wanting to do every-thing yourself. But now’s a good time to ask family members to help with a demanding personal situation.
SAGITTARIUS (November 22 to December 21) Pay more attention to the possibilities in that workplace change. It could show the way to make that long-sought turn on your career path.
CAPRICORN (December 22 to January 19) Your need to succeed might overwhelm ob-ligations to your loved ones. Ease up on that workload and into some well-deserved time with family and friends.
AQUARIUS (January 20 to February 18) Love rules for amorous Aquarians who can make good use of their ability to communi-cate feelings. Don’t be surprised if they’re reciprocated in kind.
PISCES (February 19 to March 20) Fishing for compliments? No doubt, you probably earned them. But it’s best to let others believe they were the ones who uncovered the trea-sure you really are.
BORN THIS WEEK: Your good works fl ow from an open, generous heart. Nothing makes you happier than to see others happy as well.
(c) 2013 King Features Synd., Inc.
by Samantha Weaver
• It was humorist Jerome K. Jerome who made the following sage observation: “It is impossible to enjoy idling thoroughly un-less one has plenty of work to do. There is no fun in doing nothing when you have nothing to do. Wasting time is merely an occupation then, and a most exhausting one. Idleness, like kisses, to be sweet must be stolen.”
• Though it is unconstitutional and there-fore unenforceable, there is a law on the books in Tennessee which prohibits du-elists, preachers and atheists from being elected to public offi ce.
• According to most history books, the fi rst shots of the Civil War were fi red at Fort Sumter, S.C., in April of 1861, but that’s not entirely true. The fi rst shots of the war between the North and the South actually were fi red in January of that year in Pen-
sacola, Fla., where a garrison of Union troops was stationed at Fort Barrancus. A contingent of Florida and Alabama troops marched on the fort with the intent to throw out the Yankees in their midst. However, the Southerners’ dedication to the cause was somewhat lacking; as soon as the Union soldiers fi red at them, they beat a hasty retreat.
• Those who study such things say that the average lightning bolt has a temperature of approximately 50,000 degrees Fahrenheit. For comparison, the sun’s average temper-ature is only 10,000 F.
• If you’ve ever been told to shut your pie-hole, you might have wondered where the expression came from. The term was fi rst used in 1983, in the fi lm version of Stephen King’s horror novel “Christine.”
***
Thought for the Day: “Beauty is in the eye of the beholder. It may be necessary from time to time to give a stupid or misin-formed beholder a black eye.”
-- Jim Henson
(c) 2013 King Features Synd., Inc.
8
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• On Jan. 23, 1849, Elizabeth Blackwell is granted a medical degree from Geneva Col-lege in New York, becoming the fi rst female to be offi cially recognized as a physician in U.S. history. In 1857, she founded the New York Infi rmary for Women and Children.
• On Jan. 27, 1888, the National Geograph-ic Society is founded in Washington, D.C. Readership in its magazine did not grow, however, until it discarded the format of overly technical articles and used articles of general interest accompanied by photo-graphs. “National Geographic” quickly be-came known for its stunning and pioneering photography.
• On Jan. 25, 1905, at the Premier Mine in Pretoria, South Africa, a 3,106-carat dia-mond, the “Cullinan,” is discovered. Wor-ried that the diamond might be stolen in transit from Africa to London, a phony dia-mond was sent as a decoy aboard a steamer ship loaded with detectives, while the real stone slowly made its way in a plain box.
• On Jan. 24, 1935, canned beer makes its debut when the Gottfried Krueger Brewing Company delivered 2,000 cans of beer and ale to faithful Krueger drinkers in Rich-mond, Va. Ninety-one percent of the drink-ers approved of the canned beer, prompting Krueger to give the green light to further production
• On Jan. 26, 1945, the most decorated sol-dier of World War II, American Lt. Audie Murphy, is wounded in France. Murphy was wounded three times, fought in nine major campaigns across Europe, and was credited with killing 241 Germans. He won 37 med-als and decorations.
• On Jan. 21, 1957, Patsy Cline, one of the most important fi gures in country-music history, fi rst gains national attention with her winning appearance on “Arthur God-frey’s Talent Scouts.” Cline wowed the stu-dio audience with her performance of the now-classic “Walkin’ After Midnight.”
• On Jan. 22, 1973, the Supreme Court de-criminalizes abortion by handing down its decision in the case of Roe v. Wade. For most of the country’s fi rst 100 years, abor-tion was not a criminal offense, nor was it considered immoral.
(c) 2013 King Features Synd., Inc.
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STORAGE
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THRIFT SHOPS
HANGERS THRIFT SHOPBenefi ting Tri-Lakes Cares
245 Jefferson St.Monument, CO 80132
719-488-2300Open Mon-Sat 9AM - 5PM
TAX PREPARATION
LIBERTY TAX SERVICEAmerica’s Fastest Refunds
FAST, FRIENDLY, GUARANTEED481 Hwy. 105 W - Unit 201
Monument, CO 80132719-465-1153
ART & FRAME
BELLA ART & FRAMECustom Framing & Art Gallery
Local Artisans Art & Gifts183 Washington St. * Monument
719-487-7691www.BellaArtandFrame.com
ANTIQUES/COLLECTABLES
KEEPSAKES UNLIMITED251 Front St. #12
Monument CO 80132719-487-1647 / 719-243-1066Tues. - Sat. 10:00AM-5:00PM
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ALPACASPEAK RANCH’S ALPACA BOUTIQUE
Open Saturdays 10-4PM719-232-8509
ALPACA OUTERWEAR & TOURS19850 Beacon Lite, Monumentwww.PeakRanchAlpacas.comCall us for weekday visits
AUTO REPAIR
JJ TRACKS TIRE & AUTOServicing The Tri-Lakes Area
For Over 26 Years279 N. Beacon Lite Rd. Monument
719-481-4393www.jjtracks.com
AUTO SALES
MonumentMotors.com50 Used Subarus! 1995-2011
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BOOKSTORES
COVERED TREASURESBOOKSTORE
Books, Cards, Games, Puzzlesand So Much More!
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FACINELLI MOTORSImport Repair Specialists
SUBARU TOYOTA HONDA707 County Line Road
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AUTO BODY & PAINT
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NAILS
YVETTE@ INNOVATIONS SALON INC.
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and Sounding Its Best!719-351-2766
PHOTOGRAPHY
KIRKLAND PHOTOGRAPHY & DESIGN*FAMILY *COMMERCIAL *EVENTS
*HIGH SCHOOL SENIORS *MODELS719-487-1779
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LODGING
THE INN AT PALMER DIVIDEYour Local Getaway
443 S. Hwy 105Palmer Lake CO719-481-1800
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RESTAURANT / BAR
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MOZAIC RESTAURANT & LOUNGEHAPPY HOUR Tues-Sat 4PM-6PM
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COUNSELING
PSYCHOTHERAPIST MAMARY SENOUR • 719-331-4312Marriage • Family • AdolescentsSubstance Abuse • Body Image
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GLASS SHOPS
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THE ENCHANTED FLORISTFlowers for All OccasionsGift and Garden Boutique
481 Hwy. 105 Suite I719-488-1116
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COMPUTER SERVICES
MONUMENT COMPUTERSERVICES
66 2nd Street, Monument, CO 80132Computer Repair & Cleanup
New Computer Sales & Networking719-488-2830
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We Repair Macs Too!Recycle With Us!
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PALMER LAKEWELLNESS CENTER
Great Products • Great PeopleGreat Selection • Great PricesMon-Sun 9-7 719-488-9900
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FITNESS - FUN - FREEDOMFREEDOM SCHOOL OF MARTIAL ARTS
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HEALTH & WELLNESS
PERSONALIZED DIET COUNSELINGDIET CENTER MONUMENT
719-488-3564255 N. Jefferson St. #106
Monument, CO 80132Email - synergy81@msn.com
HAIR SALONS
MOUNTAIN AIR SALON & BARBERSHOPIN SHOP BARBER
Color Specialist / Mens Grooming251 N Front St. Monument, CO
719-481-3265www.mountainairsalon.com
SHELLY’S HAIR BOUTIQUEMASTER STYLIST
104 Highway 105, Palmer LakeNext door to O’Malley’s Steakhouse
Call: 719-930-5192 orwww.schedulicity.com
JEWELRY
PURPLE MOUNTAIN JEWELRYFine jewelry-custom design-
jewelry repair-watch batteries.47 Third Street, Monument, CO
719-487-0444www.purplemountainjewelry.com
SUSAN HELMICH FINE JEWELRYCollections to Custom
Since 1972Repair-Gemstones-Restoration
Gold Buying or Credit719-488-0448
13710 Struthers Road, #120
TREE & FORESTRY
SOUTHWELLTREE AND FORESTRY SERVICEFire Mitigation • Tree RemovalFirewood • Hauling • Local TimberJon Southwell 719-641-7529
CALL FOR A FREE ESTIMATE
Watson CPA GroupMost tax returns for $75,$150 or $225. Includesstate, small biz, rentals
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TAX PREPARATION
THE WALSH COMPANYEnrolled Agent Tax Specialist
Personal • Corporate • LLC • Trust430 Beacon Lite Rd. #155
Monument, CO 80132719-481-8951
SHIPPING
SHIP ‘N OUTAuthorized Shipper for:FedEx - DHL - USPS
481 Hwy. 105, Unit 201In Monument Plaza719-465-1153
The UPS© StorePacking-Shipping
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Safeway Shopping Center719-487-1730
www.theupsstorelocal.com/3693
PRINTING
TRI-LAKES PRINTINGPrinting - Design - Direct Mail
15706 Jackson Creek Pkwy.Monument, CO 80132
719-488-2544www.trilakesprinting.com
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Safeway Shopping Center719-487-1730
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The UPS© Store24 Hour Access-Mail Forwarding
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INSURANCE
ALLSTATE INSURANCEPETE MILLS AGENCY
Next to Starbucks - Monument719-484-0220
Get a Quote andGet a $10 Gift Card
FARMERS INSURANCEELIZABETH BRYSON
15706 Jackson Creek Pkwy. 100Monument Marketplace
719-481-0600ebryson@farmersagent.com
SHELTER INSURANCEWe’re Your Shield, We’re Your Shelter!
Michael D. Ahlers66 Second St. St. B, Monument
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AMERICAN FAMILYINSURANCE
Larry E Stiltner Agency481 Hwy 105 Suite 212
719-481-8382Monument, CO 80132
Give your business the exposureit needs to help it grow strong!
52 WEEKS / 6 LINESAnnual cost: $280
Current Advertiser Cost: $240
28 characters per line (each space = 1 character)
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ADD COLOR$26 annually
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Contact Becky Landwehr
719-452-020715706 Jackson Creek Parkway #100
(Behind O’Rielly Auto Parts)Fax: 719-481-0602
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THE SNIPPETZ BUSINESS DIRECTORYWILL APPEAR EVERY WEEK,
ALLOWING READERS TO BECOMEFAMILIAR WITH THE SERVICES
PROVIDED BY LOCAL BUSINESSES.
COFFEE SHOPS
COFFEE ON THE GO...Drive-up Coffee Kiosk
Breakfast Burritos - Pastries225 North Gate Blvd C.S., 80921
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DOG GROOMINGCOUNTRY CRITTERS UPTOWNGentle • Professional • All Breed755 Hwy. 105 #N - Palmer Lake(Between Monument & Palmer Lake)
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CHYANNS’ PET CAREGrooming with TLC Since 1983Fun - Calm - Clean - Environment79 4th St. (4th & Washington) Monument
719-488-9474Cheryl Rogers - Owner Operator
BOOKKEEPING
BOOKKEEPING BY BOBBI INCComplete Bookkeeping ServicesPayroll Services • IRS CleanupQuick Books Training & Setup
bldoyle1@comcast.net488-2308 or cell 331-3003
ACCOUNTING
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Competitive Flat Rates719-387-9800
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BOOKKEEPING BY BOBBI INCComplete Bookkeeping ServicesPayroll Services • IRS CleanupQuick Books Training & Setup
bldoyle1@comcast.net488-2308 or cell 331-3003
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INTERNATIONAL STONEWORKSGRANITE COUNTERTOPSOver 25 Granite Colors in Stock!
Starting at $36 per sq. ft.719-488-3180
200 County Line Rd. Palmer Lake
ROOFING
PRIME ROOFING, INC.28 Years Experience - A+ BBB Rating
Locally Owned and OperatedWork with All Insurance Providers
719-599-4020www.myprimeroofi ng.com
SPA PARTIES
THE CASTLE HOUSE SPAAny Age or Occasion
Birthdays • Showers • Ladies Night15025 Roller Coaster Rd., C.S.
719-460-1538www.castlehousespa.com
SNIPPETZ BUSINESS DIRECTORY THE PLACE TO FIND LOCALBUSINESSES ON THE GO!
10
MONUMENT COMPUTER SERVICESNOW SELLING
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66 2nd Street, Monument
(719) 488-2830
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Inspirationand Random Actsof Kindness
Series 12, Article 9
Imagine having a helium bal-loon take you 128,100 feet intothe stratosphere and thenjumping out. Then freefall at834 miles per hour and actuallybreak the speed of sound!
Well that’s exactly what FelixBaumgartner did on a Sundaymorning on October 14, 2012.That made him the first man to break the speed of sound infreefall...and live to tell about it!
Felix was delivering valuabledata for future space explo-ration. The event took placeexactly 65 years after ChuckYeager first broke the soundbarrier flying in an experimentalrocket powered airplane.
Go to: www.redbullstratos.comto watch the video taken fromthe camera attached to him ashe jumped. It will take yourbreath away!
Do you ever find yourselfdoing a random act of kind-ness? You know..... lettingsomeone have the close park-ing spot, anonymously payingan elderly person’s bill at arestaurant, compliment some-one at work?
www.randomactsofkindness.orghas a database of 273 kindnessideas!
Read through the list. Share itwith your children and ask themto think of ideas. Challengeyourself to do a random act ofkindness each day.
Instead of watching and readingthe news and getting frustratedabout unkindness, let “being abetter person” be our first stepin changing the world for thebetter..
“...one person at a time....begin-ning with me.”
Find past articles at www.WebChatbyRobyn.com
Nick-Snips
EXCITEMENT, ANGER,
CONFUSIONBy Nick Yanez
It’s been over a week since the Den-ver Broncos history-making loss to the Baltimore Ravens. In that
time, we’ve heard all the pundits weigh in on what went wrong with the team. What we haven’t heard about is the real story. The story of a community, who cheered, got confi dent and fi nally lost in heartbreaking fashion; oh, the con-sequences of being a fan…
My father is a long-time Broncos fan. He’d watched Elway back when John “couldn’t win the big one”. He was there when number 7 fi nally got the monkey off his back… twice. He was there for (gulp) Brian Griese. He watched as the Broncos made a Su-per Bowl push in 2005 with Jake “The Beard” Plumber (Denver fans always like to forget about this season for some reason). Last year he got to enjoy the improbable and downright offen-sive run of the Tim Tebow era. He was there for all of it.
Then suddenly, this year was differ-ent. Peyton Manning, the 4-time MVP, was at the anchor. He was a legend; an all-time great. He might even be bet-ter than Elway (gasp). As the season progressed, the Manning-led Broncos exceeded expectations.
Their unprecedented 11-game win streak set up the perfect storm. The Broncos had home fi eld advantage. An epic Manning vs. Brady rematch loomed ahead for the AFC Champion-ship game. Baltimore, the team Den-ver had just beaten weeks ago by a 17-point advantage, was up next. The aging Ravens had escaped an overrated Indianapolis team a week earlier. Their
team was limping into the game to be led by a quarterback in Joe Flacco who just never seemed to make “the leap”. Then, out of nowhere, when every-one had their heads turned – Flacco lunged.
Going into the game that day, my Dad was confi dent. He should’ve been, sure. Unfortunately, that’s not how sports work. There were the 2007 Gi-ants to consider. There was the year the Arizona Cardinals, of all teams, made a run. There’s always the big playoff upset. But he, along with thousands of other Broncos fans wouldn’t have it. This was their year. This was their guy – Manning, arguably the greatest of all time.
Then, like a swift punch in the gut, Flacco made that 70-yard throw. Ra-him Moore stormed through gates of infamy, Manning played sloppy, John Fox called to kneel the ball, and Matt Bryant kicked the 49-yarder in double overtime to seal the win for Baltimore. It all happened so fast. I was in a room full of Bronco’s fans. All morning the room was fi lled with screams of excite-ment, terror, confusion, anger, joy, and amusement. But now, it was silent. Not a word. From anyone. My dad couldn’t believe it.
Soon after the blame game would start. “John Fox is an idiot!” he’d say. “Who’s that safety, what was he do-ing!?” they’d ask. But there was no one to answer.
That’s the thing about sports. When we watch our favorite teams lose, it feels like we lose. It’s personal. It’s the trash talking, the side bets, the mutual friends you make. You cheer together or against each other.
The fans lost that day. And as specu-lation runs rapid about a Super Bowl that nearly every Denver Broncos fan felt they were destined to participate in, there’s no shaking that feeling of pain. This week, I’d like to acknowledge the fans. Every Broncos fan who thought it was their time. I know, it hurts. But as fair-weather folks like to say – there’s always next year.
Sisters’ Handwork and Quilts
Unique Gifts & Spiritual Books
Saint John’s Bible Collection
Sacred Art
Religious Jewelry and Medals
Creator Mundi Items
A Wide Variety of Gifts and Gift Ideas!
Benet Hill Monastery3190 Benet Lane
Colorado Springs, COwww.benethillmonastery.org
719-633-0655Off Hwy 83, Between Hodgens and
N0rthgate near the Black Forest
9 to 4:30 Mon-Fri / Sat by RequestSun 11:30-1:00
giftshop@benethillmonastery.org
11
SNIPPETZ® DINING GUIDE
COME IN FOR A VISITAND ENJOY A FREE SOUP!
(Hot & Sour, Eggdrop or Wonton)
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OPEN 6 DAYS A WEEK!Mon.-Thur.: 11:00AM-9:00PMFri. & Sat.: 11:00AM-9:30PM
Sunday: CLOSED
11550 Ridgeline Dr., #120Colorado Springs, CO 80921
719-487-8088 • 719-487-8099
Tue. & Wed. 4:00PM-8:00PM / Thur. - Sun. 11:00AM-9:00PM / Closed Monday
10 minutes from Monument Exit 172 going North - Follow sign
303-681-2090Dine In / Take Out
WORLD CLASS FREE MUSICCall for Details
Larkspur Pizzaria & Cafe
Best Pizza, Calzones, Italian Food,Panini Sandwiches and Much More!
FRIDAY NIGHT
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Pan friedMinnesota Recipe
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SPORTS BAR & GRILL
1455 Cipriani LoopMonument 80132
487-0737
www.1stand10monument.com
MONDAY2 for 1’s on ALL drinks & appetizers
TUESDAY
Poker Nights, WPT/ $2.00 Tuesdays
FRIDAY
Burger Night Any Burger with 1 Beer - $8.99 / 5PM - 10PM
Karaoke on Fridays - 9:00PM
SATURDAY
Pizza Night - Any Pizza, Any Sizewith 2 Beers - $10.99
5PM - 10PM2 for 1’s on ALL shots and $5.50 Bottom-less Coorslight Draft from 9pm to closing
HAPPYHOUR
Mon-Fri3PM - 9PMSat/Sun
6PM - Midnight
PLAYOFFDRINK SPECIALS
BEST PRICES IN TOWN!!!
OPEN FOR LUNCHWEDNESDAY
FRIDAYSATURDAY
SUNDAY
LUNCH
SPECIALS $4 .95
COME WATCHEVERY
UFC FIGHT!
WHERE’STHE
BEEF?
Red meat often has a bad rep-utation in the world of nutri-tion and health. Some people
have eliminated red meat from their diet. Like most foods, lean cuts of beef are a healthy addition to your diet and, in moderation, a good source of protein.
An appropriate portion size is a 3-ounce piece of lean meat, which is about the size of a deck of cards. A lean cut of beef is an excellent source of protein, zinc, vitamin
B-12, selenium and phosphorus. Even with these benefi ts, it is important to select lean cuts that are red-der in color, without a lot of marbling. The leanest cuts will have “loin” or “round” in the name.
A 3-ounce serving of lean beef provides at least 20 percent of
the Daily Value for these nutrients per serving. A 3-ounce serving of beef also is a good source of niacin, vitamin B-6, iron and ribofl avin -- which means it supplies 10 percent to 19 percent of the Daily Value for these nutrients per serving.
All of these nutrients play a vital role in the body. Protein helps build bones, muscles, cartilage and skin. It’s also a component of blood, en-zymes, hormones and vitamins, and it gives the body energy. Zinc boosts the immune system and promotes wound healing. Phosphorus is re-quired for the formation of healthy teeth and bones. Iron carries oxygen in the blood to the cells and muscles, helping to inhibit fatigue, as well
The Kitchen DivaContinued on Page 13
12
SNIPPETZ® DINING GUIDE
25
105
Jackson Creek P
arkway
Cipriani Loop
N
S
Knol
lwoo
d D
r.
1425 Cipriani Loop, Monument, COTel: (719) 481-0769 •(719) 481-1845
Monday: CLOSEDTuesday - Thursday: 11:00AM - 9:00PMFriday & Saturday: 11:00AM - 9:30PMSunday: 11:00AM - 9:00PM
Ask About Our Party Tray!
Jasmine GardenChinese Restaurant
JasmineGarden
ALL DISHES MADE FRESH DAILY!Gluten Free Available
www.JasmineGarden-Monument.com
ONE COUPONPER VISIT,
PER TABLE
10% OFFANY ENTREE
Dine in or Take Out(Must Present Coupon.
Coupon not good with any other offer.Offer expires January 31, 2013)
Coffee Cup Café
“Best Breakfast In Town”
251 Front Street, Monument 6 am - 3 pm 7 days a week!coffeecupmonument.com
(719) 488-0663
Ask about our lunch loyalty card!Early Bird Special
2 Eggs, Bacon or Sausage, Country Fries & Toast
$2.99 Breakfast!Monday thru Friday order before 9amSaturday & Sunday order before 8am
With purchase of a beverage
Hwy 105 • Primrose St. • Palmer Lake • 481-TOOT
Come see the Train!Operated by the Volunteers
of the American LegionTri-Lakes Post 9-11
BREAKFAST LUNCH DINNERSat & Sun
8:30am - 10:30amWed - Sun
11:00am - 3:00pmThur - Fri
4:00pm - 8:00pm
OPEN TO THE PUBLIC!
EVERYSATURDAY!
7:00 pmPACKETS
GO ON SALE6:00 PM
CASHPRIZES!
ALLAGES!
FAMILYFUN!
WEDDINGS. PRIVATE PARTYS. MEETINGSwww.sundancemountainlodge.com
1865 Woodmoor Drive - Exit 161 (just above 105 where the view is great!)
(719) 481-6000
friend us on facebook for specials
WE ARE NOW OPEN SUNDAYS10AM to 3PM - BREAKFAST AND LUNCH
SATURDAYSLIVE MUSIC
SUNDAYBreakfast / Lunch10:00AM - 3:00PM
KaraokeFridays@9PM
Dinner ServedMonday thru Saturday
Open at 3PM for Happy Hour
CALL SUNDANCE MOUNTAIN LODGE
for all yourBanquet and Meeti ng needs
719-481-6000
CAFE & BISTRO
13
Pizza • Pasta • LasagnaSalads • Sandwiches
Beer • Wine
Tuesday - Friday 5 - 9 pm • Saturday 11:30 am - 9 pm
4 Hwy. 105 • Palmer Lake719-481-3244 • website: http://www.bellapanini.com
GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials Tuesday through Thursday!
SNIPPETZ® DINING GUIDE
Valid for a limited time only at:
ALL MONUMENT, CASTLE ROCK,AND CASTLE PINES, COLORADO
LOCATIONS
Chicken Quesadilla
BurritoSupreme®
Beef NachosBellGrande®
ChalupaSupreme
Expires 1/31/13
4 CRUNCHYREGULAR TACOS
$2with purchase of a medium drink
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs
Bratwurst • Soups • Chili
24 Hwy. 105 in Palmer Lake
Rock House Ice Cream 488-6917
Serving Anne & Mann’s Gourmet Ice Cream
PROUDLY SERVINGANNE & MANN’S
PREMIUM ICE CREAM
hand scooped with care especially for YOU!
Looking forward toseeing you in
the spring!CLOSED DECEMBER 31ST - MARCH 19TH
The Kitchen DivaContinued from Page 11
prevent iron-defi ciency anemia. Vi-tamin B-12, niacin, vitamin B-6 and ribofl avin all aid the body in the release of energy, help the nervous system function properly and assist with the synthesis of red blood cells and tissues.
When using ground beef in a recipe, it should be at least 90 percent lean. Make beef cuts even healthier by re-moving any excess fat, and prepare it using cooking methods like bak-ing, grilling or broiling. Be sure to include a variety of protein foods in your diet in addition to beef, like fi sh, poultry and nuts. As with all foods, remember to eat beef in mod-eration.
(Additional information from Christeena Haynes, MS, RD, LD, nutrition and health education spe-cialist, Dallas County, University of Missouri Extension.)
STEAK WITH MEDITERRANEAN
LEMON ANDCAPER SAUCE
4 (4-ounce) lean ribeye steaks2 tablespoons olive oil1 teaspoon kosher salt1 teaspoon freshly ground pepper1/4 teaspoon cayenne pepper1 large red onion, peeled and chopped2 cloves garlic, minced1 1/2 cups chopped tomatoes (cher-ry or grape tomatoes work well)1 cup low-salt, fat-free chicken broth1/4 cup white wine vinegar2 teaspoons sugar substitute or honey1/2 teaspoon nutmeg2 teaspoons Italian seasoning or dried oregano
2 tablespoons capers2 teaspoons grated lemon zest1 tablespoon fresh-squeezed lemon juice2 tablespoons freshly chopped pars-ley or chopped green onions, white part and tops (optional)
1. Preheat oven to broil.
2. Brush steaks on both sides with 1 tablespoon of the olive oil. Season steaks on both sides with 1/2 tea-spoon of the salt and the pepper and the cayenne pepper. Allow steaks to sit at room temperature for 30 min-utes.
3. Cover a rimmed baking sheet with foil or place steaks on the rack of a broiling pan. Broil steaks about 7 to 10 minutes on each side, or until de-sired degree of doneness.
4. Using a large pan over medium-high heat, saute the onions and gar-lic in olive oil for 3 minutes or until tender. Stir in the remaining 1/2 tea-spoon of the salt and pepper, the to-matoes, broth, vinegar, sugar substi-tute or the honey, nutmeg and Italian seasoning or oregano. Bring mixture to a boil. Add in the capers and the lemon zest and juice. Simmer until heated through.
5. To serve, arrange steaks on a serv-ing platter; top with sauteed mixture and garnish with fresh parsley, if de-sired. Serves 4.
Angela Shelf Medearis is an award-winning children’s author, culinary historian and author of seven cook-books. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva!, on Facebook and go to Hulu.com. Recipes may not be reprinted with-out permission from Angela Shelf Medearis.
(c) 2013 King Features Synd., Inc., and Angela Shelf Medearis
14
❖ Business Formation❖ Business Planning❖ Intellectual Property❖ Employment Law❖ Mergers and Acquisitions❖ Wills, Estate, Probate❖ Transactional (Contract) Services
Lisa Welch StevensAttorney at Law, P.C.
Admitted to Colorado State Barand U.S. Federal Bar for the
District of Colorado
Member: Colorado & El Paso County Bar Association
719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com
SNIPPETZ® WEEKLY MAGAZINE
When your financial obligations get too big...
Morse & Associates, LLC is here to help.
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Bankruptcystarting at $475
SHIP’N OUT IS HERE TO STAY!
IN MONUMENT PLAZA481 Hwy 105, Unit 201Monument, CO 80132(Behind Rosie’s Diner)(719) 465-1153
MAIL BOXESAVAILABLE
All Sizes - One Rate
AUTHORIZED SHIPPER FOR:FedEx • DHL • USPS
byChuck Maher, CFP®
...BRING CHRIST INTO OUR FINANCIAL LIVES
GOD OR GOD’S GIFTS
Simply put, God has called us to live his gifts, to know him through His blessings and to live life fully; to
serve Him, caring for His gifts, caring for His kingdom here on earth. Unfortunate-ly, far too often we lose God to His gifts. The gifts become so much more important than the giver. God – well He’s forgotten, pushed aside, and maybe remembered for an hour on Sunday.
I fi nd this especially true in the way many handle their fi nancial lives. The apprecia-tion of God’s gifts and blessings are re-placed with the want for more, and more, and more, and more, and even more. Like the child on Christmas morning, failing to appreciate the gifts that they have opened and wanting more. So many fi nd them-selves chasing the much bigger house, the newest cars, and the latest technologies –the newest, the greatest, the best of what-ever stuff is out there.
Now don’t get me wrong, I like stuff. Stuff is not the problem. The problem is when that quest for possessions, the want for more becomes the end unto itself. When we lose sight of God’s hand in our fi nan-cial lives that is where we get into trouble. That’s when we fi nd ourselves trying to replace God with God’s gifts. To fi ll that need with things.
That material quest oftentimes can lead one on a course to fi nancial ruin. It is far too easy in our world to fi ll today’s wants by borrowing against the future. The avail-ability of easy credit makes it possible for
many to have a standard of living that they otherwise could not afford. Pay-here fi -nancing, nothing down loans, no payment terms, low interest credit cards all tempt us with the call to live above our means – well above our means. After all, one works hard for one’s money and deserves some fun today, “you only live once.” But at what cost?
When payments go missing or are late, penalties and fees are assessed and credit cards raise their rates. Soon it seems that no matter what, everything earned is going to pay bills and it’s still not enough. So a second job is found, maybe a third and the ends still don’t meet. It seems like all time is spent working. What little time a couple might have is spent arguing over money. No one answers the phone, the call is for money. The bills continue to pile up, all wanting money.
Shackled with debt, stressing over fi nanc-es, fi ghting over money, is not living life. Life should be a celebration of the gifts and blessing that God has bestowed upon us. It should to be lived to its fullest, something that cannot be done when our fi nancial lives are in turmoil. So how do we gain control of our fi nancial lives? It starts with the rec-ognition and acceptance of God’s gifts in our lives. I would encourage you to make the time each day to count your blessings, look for the hand of God in your life and accept the gifts that have been bestowed upon you.
“If we have food and clothing we have all that we need.” 1Timothy 6:8
Chuck Maher is a Certifi ed Financial Plan-nerTM practitioner specializing in Christian values based fi nancial planning and invest-ing. He can be reached at chuck@chuck-mahercfp.com, locally at (719) 481-0549.
Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC
4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202
Fee Based through Wilbanks Securities Advisory
NEW BARBER IN TOWN • Hot lather face shave
• Hot lather head shave
• Men’s, Women’s and Kid’s Cut
• Hair Design lines
Stylist:AirrionWillis
Walk-ins Welcome • (719) 481-3265251 North Front St. #5 , Monument
next to the Coffee Cup Cafe
READY FOR A NEW LOOK?
15
SNIPPETZ® BUSINESS SECTION
LIVING GOD’S GIFTSbringing Christ into your fi nancial life
INVESTINGFROM A
BIBLICALPERSPECTIVE
Honoring God with Your Financial BlessingsCHUCK MAHER CFP
PO Box 39Monument, CO 80132
Phone: 719-481-0549Cell: 303-748-6352
Toll Free: 800-873-9705
chuck@chuckmahercfp.comwww.chuckmahercfp.com
Securiti es off ered through and supervised by Wilbanks Securiti es, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securiti es Advisory
RENTALS: REPAIRSOR IMPROVEMENTS
Landlords want to label every ex-pense as a repair for the imme-diate tax deduction, but the IRS
says No. As rental property consultants and tax experts, The Watson CPA Group discusses the ins and outs of rental de-ductions.
A common question regarding rental deductions is repairs versus improve-ments. Repairs are expensed and de-ducted in the current tax year, whereas improvements are capitalized and de-preciated over time. It is human nature to want a bird in the hand versus two in
TAX TALK
with Tinathe bush, and therefore most rental prop-erty owners want to expense as much as they humanly can to gain the immediate tax benefi t.
In Publication 527 the IRS defi nes im-provements as something that adds to the value of property, prolongs its use-ful life, or adapts it to new uses. Some examples from the publication include wall to wall carpet, new roof, additions and kitchen updates.
There is one caveat that taxpayers should be aware of- in the same list of examples, the IRS is quick to point out that work which does not add much to the value or the life of the property, but rather keeps the property in good con-dition is considered a repair and not an
improvement. A common example is paint, even if you completely paint the interior and exterior. It is not a matter of what you spend.
There is also a lot of grey area. Tax pro-fessionals disagree on new carpet for one room- some argue improvement, and some argue repair (we say repair). Other grey areas include a used appli-ance, replacing just deck railings, plant-ing a new tree, among others.
More subtleties- if a landlord travels to Home Depot to pick up a new faucet, a taxpayer can deduct those miles in con-junction with the ownership of the rent-al property. Yet if a landlord travels to Home Depot to update a kitchen, those miles become a part of the depreciable improvement and are not expensed.
The Watson CPA Group is a progressive tax consultation and preparation fi rm embracing internet technology to pro-vide worldwide tax service from offi ces in northern Colorado Springs, Colorado USA. For more information visit-
www.watsoncpagroup.com
719-495-2283 ● 719-775-2861www.mvea.coop
It seems obvious in retrospect, but
there was a time when getting electricity
outside of the city limits wasn’t a given.
Today, the spirit of community that co-ops
were built upon continues to thrive. And as
members we can all lend a hand by saving
energy. Learn how at TogetherWeSave.com.
ELECTRIC CO-OPS
WERE CONSTRUCTED
WITH LINES, POLES
AND THE FOOLHARDY
NOTION THAT WE ALL
PROSPER BY HELPING
EACH OTHER.
Snippetz® Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We
reserve the right to refuse or edit ads for any reason deemed necessary.
Ads must be submittedby E-mail or U.S. Mail.
E-mail:advertising@fepublications.com.
US Mail: Funder Enlightening, Inc. PO Box 789 Monument, CO 80132.Visa / Mastercard / Discover / Check
SNIPPETZCLASSIFIED
6 Lines - $5 per week(minimum 5 weeks)
Call:719-487-0484
FOR RENT
VOLUNTEER DRIVERS NEEDEDTo support those in need of
transportation to and from necessary appointments in the Tri Lakes area.
Please contact:
Tri Lakes Community Foundation, T59719-246-6495
HELP WANTED
FOR RENT: INDOOR SPACEFor Large Motor Homes,
Boats, or otherLarge Vehicles.
Reasonable Rates 719-488-0726
2 BD - 1200 SF APARTMENTDownstairs in home on County Line Rd.
North of Monument. Private Bath, KichenLivingroom, Storage. Lease Required.
Mature Adult. No Smoking, Petsor Children. $700+ some utilities.
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