san diego 4 - nick and pronit econ
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The Cost of Living inSan Diego, CA
By Pronit Dutta and Nick Hong
Period 4
• San Diego, CA
Pronit Dutta
Occupation: Mayor
Initial Income: $55,000
FICA: $4,207.50
Post Tax: $43,269.27
TOTAL: $39,061.77
Nick Hong
Occupation: Fashion Designer
Initial Income: $60,000
FICA: $4,590.00
Post Tax: $45,841.22
TOTAL: $41,251.22
Pronit Dutta
• $11,000
• Savings Account at Bank of
America: $8,000
• .05% (APY)
• Checking Account at Bank of
America: $3,000
Nick Hong
• $11,000
• Savings Account at Bank of
America: $8,000
• .05% (APY)
• Checking Account at Bank of
America: $3,000
Pronit Dutta
$39,061.77
- $11,000(savings)
$28,061.77
Nick Hong
$41,251.22
- $11,000 (savings)
$30,251.22
5550 Genesee Court East
San Diego, CA 92111
• Lease Term: 1 year
Deposit: $800
Living Cost: $11,940 annually
Renters Insurance: $204 annually
Size: 600 square foot
1 Story Apartment
1 Bathroom
1 Bed Room
Pronit Dutta
$28,061.77
- $400 (deposit)
- $5,952 (living cost)
- $102(renters insurance)
$21,607.77
Nick Hong
$30,251.22
- $400 (deposit)
- $5,952 (living cost)
- $102(renters insurance)
$23,797.22
Pronit Dutta
• $1,068 Annually
• $89/month/per person
• Shields Saving Plan 4000 (HSA
Compatible Plan): PPO
• $4,000 deductible health plan
• $0 after deductible with preferred
providers/ 50% with non-preferred
providers
• Individual Coverage
Nick Hong
• $1,068 Annually
• $89/month/per person
• Shields Saving Plan 4000 (HSA
Compatible Plan): PPO
• $4,000 deductible health plan
• $0 after deductible with preferred
providers/ 50% with non-preferred
providers
• Individual Coverage
Pronit Dutta
$21,607.77
- $1,068(health insurance)
$20,539.77
Nick Hong
$23,797.22
- $1,068(health insurance)
$22,729.22
• Electricity: Paid for by apartment association
• Water: Paid for by apartment association
• Gas: Paid for by apartment association
• Phone: $70 (unlimited minutes/texting) + $50 (4g data plan) =
$120 Monthly(each person)/$1440 Annually(per person)
• Internet: $33 month/ $396 annually
TOTAL: $1,836 per person
Pronit Dutta
$20,539.77
- $1440 (Cell Phone)
- $396(Internet)
$18,703.77
Nick Hong
$22,729.22
- $1440 (Cell Phone)
- $396(Internet)
$20,893.22
We will be using the San Diego transit system and in
other cases we will be using fixed gear bikes.
• Bus Pass: $72 monthly/$864 annually (one for each
person)
• Fixed Gear Bike: $656 (one for each person)
TOTAL: $1,520 per person
Pronit Dutta
$18,703.77
- $1440 (Bus Pass)
- $396 (Fixed Gear Bikes)
$18,703.77
Nick Hong
$20,893.22
- $1440 (Bus Pass)
- $396(Fixed Gear Bikes)
$20,893.22
Pronit Dutta
• Food: $10,000 each person (Monthly:
$350 eating out/ $550 groceries)
• Furniture: $450 (split cost) - $225
• Macbook Pro: $1,000 each
• Apple Hard Drive (1 TB): $270
• Household Supplies: $300 (split cost) -
$150
TOTAL: $11,645
Nick Hong
•Food: $10,000 each person (Monthly:
$500 eating out/ $333 groceries)
•Furniture: $450 (split cost) - $225
•Macbook Pro: $1,000 each
•Apple Hard Drive (1 TB): $270
•Household Supplies: $300 (split cost) -
$150
TOTAL: $11,375
Pronit Dutta
$18,703.77
- $10,000 (food)
- $225 (furniture)
- $1,000 (MacBook Pro)
- $270 (1 TB Apple Hard Drive)
- $150(household supplies)
$7,058.77
Nick Hong
$20,893.22
- $10,000 (food)
- $225 (furniture)
- $1,000 (MacBook Pro)
- $150(household supplies)
$9,518.22
Pronit Dutta
• Clothes: $1,500
• Gym: $300 annually
• Netflix: $72 annually (split cost) - $36
• Concerts: $180 annually (about 6
concerts per year: $30 tickets)
TOTAL: $2,636
Pronit Dutta
• Clothes: $1,500
• Gym: $300 annually
• Netflix: $72 annually (split cost) - $36
• Concerts: $180 annually (about 6
concerts per year: $30 tickets)
TOTAL: $2,636
Pronit Dutta
$7,058.77
- $1,500 (clothes)
- $300 (gym)
- $36 (Netflix)
- $180 (concerts)
$4,422.77
Nick Hong
$9,518.22
- $1,500 (clothes)
- $300 (gym)
- $36 (Netflix)
- $180 (concerts)
$6,882.22
Pronit Dutta
• Savings: $11,000
• Housing: $6,454
• Healthcare: $1,068
• Utilities: $1,836
• Transportation: $1,520
• Food/Furniture: $11,645
• Extracurricular Activities: $2,636
Remaining: $4,422.77
Nick Hong
• Savings: $11,000
• Housing: $6,454
• Healthcare: $1,068
• Utilities: $1,836
• Transportation: $1,520
• Food/Furniture: $ 11,375
• Extracurricular Activities: $2,636
Remaining: $6,882.22
Bibliography
• Works Cited "Amazon.com: 5 PC. Set Natural Solid Pine Wood Dining Room Kitchen Table and 4 Chairs: Home & Garden." Amazon.com: Online Shopping for Electronics, Apparel, Computers, Books, DVDs & More. Web. 08 June 2011. <http://www.amazon.com/Natural-Solid-Dining-Kitchen-Chairs/dp/B001QJHXJA>. "Amazon.com: SMALL SOFA AUTUMN MAPLE: Kitchen & Dining." Amazon.com: Online Shopping for Electronics, Apparel, Computers, Books, DVDs & More. Web. 04 June 2011. <http://www.amazon.com/SMALL-SOFA-AUTUMN-MAPLE/dp/B0032PDNZ4>. "Apple Drive Module (MB838G/A) - Removable Hard Drive." Printers, Monitors - Cost Central. Web. 08 June 2011. <http://www.costcentral.com/proddetail/Apple_Drive_Module/MB838GA/Y72636/froogle/>. Cox Communications. Web. 06 June 2011. <http://ww2.cox.com/residential/orangecounty/shop/internet-promotion.cox?sc_id=sem_r_oc_int>. "Get Started - Wireless from AT&T." Cell Phones, Cell Phone Plans, & Wireless Accessories - from AT&T. Web. 06 June 2011. <http://www.wireless.att.com/cell-phone-service/cell-phone-plans/data-connect-plans.jsp>. "Health Insurance California, Health Insurance Quotes, Individual Health Insurance." Blue Shield of California. Web. 05 June 2011. <https://www.blueshieldca.com/bsc/home/home.jhtml>. "Modus Furniture SP18F6 Newport California King Size Simple Platform Bed in Cordovan - Pricefalls.com." Pricefalls Online Stores - Electronics, Computers & Accessories, Other Great Buys at Clearance Prices. Web. 07 June 2011. <http://www.pricefalls.com/products/Modus-Furniture-SP18F6-Newport-California-King-Size-Simple-Platform-Bed-in-Cordovan/id/20645977>. "Park Genesee in San Diego, CA." Apartments for Rent & Homes for Rent - Rent.com® Apartment Finder. Web. 05 June 2011. <http://www.rent.com/rentals/california/san-diego-and-vicinity/san-diego/clairemont/park-genesee/470665/?sp=1>. "Renters Insurance - State Farm." State Farm Insurance - Auto Insurance, Car Insurance, Life, Homeowners, & More. Web. 05 June 2011. <http://www.statefarm.com/insurance/renters/renters.asp>. Type, Route. "Fares and Day Passes." San Diego Metropolitan Transit System. Web. 08 June 2011. <http://www.sdmts.com/fares.asp>.
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