private lending made easy

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Agenda

What is Private Mortgage Lending?

What’s in it for you.?– How you benefit.

Please hold your questions for (2) reasons:1) I’ll probably answer it anyway.2) Some folks are on time restraints.,

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How Does Your Bank Make Money Today?

They take in money on CD’s, savings & other investment alternatives. (You)

They then loan the money out at a higher rate of interest to other people to buy houses. (Me)

I am cutting out the middle man.

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Private Lender ProgramOverview

We buy & sell houses. To buy houses, we prefer private

individuals fund our investments. We pay you 12% interest or 20% of

the profit to use your money. It is really a very simple plan.

Think of it like you would with a bank CD..

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Private Lender ProgramHow it Works

1) We locate a property we want to buy.

2) We borrow from you to purchase the property.

3) We have a formal closing and you get a mortgage on the home with other important documents

Availability of cash allows us to buy at a discount.

How it works

Private Lender

Purchase HouseDocuments Securing investment

Renovation12% Interest or 20% of Profit Resell

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Private Lender ProgramPayments

1) We can make quarterly payments of 12% simple interest.

Or

2) The interest accrues until the house is sold and you get (1) check for principle and interest.

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Our Guarantee

We won’t lower your rate as long as the money is invested on a property.

12% simple interest. That’s the least you can make.

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Early Withdrawal of Your $10,000 CD

Yield 12 Month Return

0.8% $8012.0% $1,200

Bank’s may have a early penalty

You still would make $1,200 more even with the penalty.

There is NO withdrawal penalty with us

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Private Lender Program$250,000 Loan Sample

$250,000 x 12% = $7,500.00 per quarter.

This is $30,000 per year. A bank CD @ 0.8% pays $2,000 per

year.

That’s a difference of $28,000 per year!!!

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How Can We Buy Houses So Far Below Market Value?

Our specialty is distressed properties that usually need renovated.

We know where to look, what to buy, what not to buy and how to renovate.

We create value by taking ugly, homes that are eye sores and putting them back in use after renovation.

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Documents Securing Your Investment

Promissory Note. Deed of Trust. Hazard Insurance Policy. Title Insurance Appraisal Inspection

Lenders have no expense

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Your BIGGEST ConcernProtection of Principle

#1 Rule: Money borrowed is no higher that 70% loan-to-value after renovated.

Additional security because we don’t over leverage the property.

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70% loan to value

$200,000 After Repaired Value

$140,000 Max Loan

There Is Always Plenty of Equity Above Your Loan.

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We can invest your IRA or pension plan.

Now your returns are tax deferred or tax free.

It’s simple, easy and we do the work.

Got IRA Money?

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Who We Buy Houses from?

Banks. Private Individuals. Realtors bring us deals. HUD Fannie Mae Freddie Mac

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People Who Buy Our Houses

Achieve the American Dream of home ownership.

Frist Time Buyers our special programs and willingness to go the extra mile.

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What Happens to My Investment if I Die?

•Business is structured to sell properties and pay you off. Your loan is still secured by the property.

• The property will be sold and your principle and interest will be paid as agreed.

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Agenda

Private Lender Program Company Overview

– History– Dream Team

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Company Story

From meager beginnings in 2007, a wonderful company called FOM Holdings & Investments LLC., was born. It has become a serious real estate investment firm located in the Phoenix Arizona region.

Our goal is to grow the company by providing affordable housing to 1st time homeowners and move up homeowners.

In time, its scope will encompass Maricopa county and the surrounding area.

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Company Story Continued

The company is a private for-profit real estate investing company.

We raise money, acquire, rehab, market and sell real estate.

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Integrity

That word has meaning for us. It was chosen because it is the way

we want to treat our customers, our suppliers and each other.

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Competitive Advantage

Our competitive advantage is speed to purchase a property and knowledge of creative real estate techniques.

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FOM Holdings & Investments LLC.

We are a Corporation. Short-term fix & flip properties. Wholesale properties

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How To Find Us

Office Location: 6394 W. Blackhawk Dr, Glendale AZ 85308

Mailing Address: PO Box 256 Queen Creek, AZ 85142.

Web Site: fomholdings.com. E-Mail: info@fomholdings.com

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Our Website

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Case Studies

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Houses Purchased

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Critical Success Factors

What makes our company unique.– Integrity, systems, speed &

knowledge. What makes our company

successful.– Teamwork, drive, focus, & hard work.

A shared vision.

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The Next Step?

By now you know how this program works and how you can earn 12%+ starting today.

You have (3) options:

We hope you decide to join our team

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The Next Step?

1) Option One - Do nothing. This isn’t for you. Can you give us names of folks that you feel it would serve.

2) Option Two - Set up a one-on-one meeting before you leave to discuss more details.

3) Option Three - Fill out the interest form and leave with us. We’ll be in touch.

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Commitment Form

Name __________

Address ________

City ___________

Phone__________

YES! I would like to get started as soon as possible.