package liquor .dram€¦ · illinois casualty company it’s what we do. it’s who we are. other...
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www.ilcasco.com
Illinois CasualtyCompany
It’s what we do. It’s who we are.
Other companies may offer insurance for package
liquor, but most lack the knowledge of the food
and beverage industry that we have. In fact, our
experience and commitment to our customers has
made us a preferred insurance provider in the
package liquor industry. Customer service isn’t
just a department at Illinois Casualty Company,
it’s an a�tude.
You can count on the insurance experts at Illinois
Casualty to provide a protec�on plan that’s
custom-tailored to your business.
Don’t take a risk with your business. Trust your
package liquor store to the food and beverage
experts at Illinois Casualty Company.
package liquor insurance program
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A night gone wrong.Today you were served with a lawsuit. It states that several months ago, you sold two cases of beer to two
young men. According to the lawsuit, the driver was underage and got into an accident. He harmed himself, his passenger, and the driver of the other vehicle. You don't recall the purchase and have procedures in place to verify the age of your customers.
Now someone is trying to hold you accountable for the accident, since you made the liquor sale.
Are you covered? How will your insurance company respond?
A name you can trust.Since 1950, Illinois Casualty has specialized in
protec�ng the food and beverage industry from a wide range of business, property, and liquor liability losses. Our specialized knowledge of the package liquor industry means we are uniquely qualified to provide you with the custom-tailored coverage your business needs. With Illinois Casualty, your insurance will be in the hands of one of the most experienced companies in the industry. And while we’re providing you with excellent coverage, we’ll be giving you excellent service, too.
This
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BuildingsBusiness personal propertyTenant’s improvements and be�erments
COVERAGES INCLUDED AUTOMATICALLY
OPTIONAL COVERAGES AVAILABLE
Business income - Actual loss sustained with no wai�ng periodEquipment breakdown$5,000 for unscheduled buildingsSewer backupCollapseAccounts receivableValuable papers
LIABILITY COVERAGES
LIQUOR LIABILITY
No annual aggregate limit of insuranceBroadened defini�on of “your premises”Statutory and common law Defense costs outside of limitPremises owner included as an insured
OTHER LINES OF BUSINESS
Workers compensa�onUmbrella liability
DISCOUNTS AVAILABLESERVICES AVAILABLE
Flexible billing plansMul�ple payment op�onsOn TAP server trainingOn-site inspec�onRecipes for a Safe Workplace
Premises and opera�onsProductsAssault and ba�ery Defense costs outside of limitCyber liability
SpoilageEarthquake - With business income at actual loss sustainedEmployee dishonestyBusiness income loss due to off-premises power interrup�on- Includes overhead transmission lines and 6-hour disappearing wai�ng period
Endorsed associa�on membershipSecurity cameras
PROPERTY COVERAGES
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