mobilpay wallet presentation w graphics (sept 2015)

online, mobile and offlinepayments

- accepts any type of card (visa /mastercard)- remote payments (online / mobile)- proxymity payments (QR /BTLE /NFC)- POS Payments - in app payments

- user behaviour analytics- merchant feedback- open platform - powerful API

online, mobile and offlinepayments

(some) Milestones

New MarketsDeployment on Israel and Mexico markets with local partners

HCEFirst Eastern European mobile Wallet HCE ready. Loyalty programs for users. Card issuing

Version 2.0New interface, Installments, other payment methods. Deep integration with merchants and online services. BI Analytics

Remittancemoney order services and P2P payments

- premier payment gateway in Romania- more than 6000 merchants - 2M online transactions yearly- PCI DSS Level 1 Certification - 5 Acquiring banks in Romania- acceptance of all major cards

- market leader in mobile payments- 1M SMS transactions yearly- international connectivity

- market leader in mobile communication- more than 10000 partners - powerful API based platform- 250M SMS messages per year- integration with Romanian mobile

operators- international connectivity- complex targeted campaigns

- first mobile exclusive lending platform - deployed on Mexican market since 2014- raised 2M US$ - more than 20k loans- proprietary algorithm - 1% / day interest (10days average loan)- incredible low default rate

- expansion in LATAM in 2016- 50k loans a month EOY 2015

Thank You

Antonio Eram, CEO NETOPIA mobilPay