microfinance evaluating group lending as a practice | cloud lending inc
Post on 30-Oct-2014
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1. Evaluating group lending as a practice MicroFinance 2. Growth of Microfinance industry over the period of 2012-201616.6% 3. Group Lending Money is lent to a group of people. The group is accountable for the repayments. In an event when a group member is unable to make the repayment, rest of the group makes the repayment. 4. Group Lending Trade-Offs Risk mitigation. Weekly inter-group meetings to share best practices & experiences. Missing synergy can create tension within the group. PROS CONS 5. Loan delinquency in A recent study by Africagrowth Institute found Group lending < Individual lending 6. Future of Group Lending in MFI Recommendations to improve group lending 7. Community driven group membership nomination members of a community form the groups themselves members know each others repayment capacity, thus mitigating the risk further 1.# 8. Training linked lending program link business skills to the lending reduces the gaps in the skillset, abilities improves motivation within a group improves the group synergy 2.# 9. ? Cloud Lending Inc. San Mateo, CA, USA +1-(650) 918-0499 info@cloudlendinginc.com www.cloudlendinginc.com Are you reviewing MicroFinance Software Give us a Call... twitter.com/cloudlending facebook.com/cloudlending
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