micro-credit neped

Nagaland Empowerment of People through Economic Development (NEPED)

WORKSHOP ON KNOWLEDGE MANAGEMENT FOR RESULTSOrganized by: ILRI

Greenwood Resort, Guwahati7th -9th April 2010

Mandate: Making Naga Communities economically VIBRANT & INDEPENDENTMission: • NEPED as friend, philosopher & guide• as facilitator• clearing house on good agril. practices

Phase I (1995-00) II (2001-05) III (2006-11)

No. of villages 854 104 63

Budget (Rs in cr) 12.85 12.85 15.82

Activity Phase-I Addressed JhumPhase-II Reinforced JhumPhase-III Consolidate jhum

STRUCTURE & PROJECT STAKEHOLDERS

Project Steering Committee

Chief Minister

Chief Secretary

D S U

VC/VDB

FARMER / WOMEN GROUPS &SHG

Team Leader

G o I

G o N

State Agri Research Station

Other Research Partners

SERVICE DELIVERY MECHANISM

NEPED

Village Council

Farmer

Women SHG/Groups

Farmer

Women SHG/Groups

Peer Pressure + VC/NMC

Loan RecoveredGrant-in-Aid

Loan Recycled

SERVICE MODEL FEATURES

DONOR

NEPED DSU VC/VDB (District Adm. )

NMC

BANK

LOANEE FARMERS

ACHIEVEMENTS

Communities empowered through participatory approaches Women involved in planning and implementation Self employment opportunities Micro-finance: Transition to market economy Provide systemic access to financial resources Reinforce ownership Women’s empowerment through access to resources – 25% of funds

REVOLVING FUND STATUS (2001-06)

0

20

40

60

80

100

120

140

Kma Wka Mon Mkg Zbt Tsg Phk Dma

Amount disbursed Amount recovered Amount re-cycled

0

500

1000

1500

Kma Wka Mon Mkg Zbt Tsg Phk Dma

No of Loanees

☻Amount disbursed=826.04 lac ☻Amount recovered=475.76 Lac ☻Amount re-cycled =370.9 Lac

CHALLENGES/OBSTACLES1. ORGANIZATIONAL LEVEL:

Lack of co-ordination of line departments

Poor documentation & reporting

Limited human resources

2. FARMER COMMUNITY LEVEL:

Frequent change of village leaders (VC, VDB)

Absence of organized markets

Ignorance of post harvest technology/value add

At times of natural calamities no support price

fixed by the government

3. ANIMAL PRODUCTION:

Service delivery system

LESSONS LEARNT

• Empowering traditional village institutions ensures effective implementation of any development activity• Women are more transparent, accountable & dependable• Respect Farmer’s knowledge as they know what is best• Flexibility in choosing activity for income generation • Participatory approaches works better rather than top down approach

Thank You!