health care advocacy 101 in florida for community leaders
Post on 06-Feb-2016
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Health Care Advocacy 101 in Floridafor community leaders
Health Care ExpansionMarketplace Enrollment
Overview
• Healthcare coverage in Florida
• Obamacare Quiz
• The Affordable Care Act
• Medicaid (Health care expansion)
• Questions and next steps
Healthcare coverage in Florida
The Strobel Family
“There's that fear in the middle of the night, what am I going to do when I have something or when she has something? How are we going to handle this? And I kind of just close my eyes”
Paulette Wilson
““I think being a United States citizen, and especially having worked and paid taxes, I think all of us should have some sort of affordable care, where at least it’s discounted”
How many uninsured in Florida?• 3.8 million
• That’s more people than the total population of Wyoming, Vermont, District of Columbia, North Dakota, South Dakota and Alaska
Source: Census Bureau Small Area Health Insurance Estimates: 2010
• 557,000 kids
• 1 in 5 Floridians or 1 in 4 non-elderly adults
Uninsured Children• 557,000 Total in 2010 (US Census Bureau Small
Area Health Insurance Estimates)
• Only California and Texas have more uninsured kids
• Fourth highest rate (13.8%)- Nevada, Texas and South Carolina had higher percentage
• National rate is 9.7%.
• One out of every 13 uninsured kids in the US lives in Florida
Obamacare Quiz
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Obamacare Quiz
Q: The new health law, the Affordable Care Act, means that the government is in charge of your health care. TRUE/FALSE?
A: FALSE
The ACA helps low and moderate income people who do not receive coverage through their employer purchase private insurance in a health insurance marketplace.
Obamacare QuizQ: The ACA will require nearly all Americans to have health insurance starting in 2014 or else pay a fine? TRUE/FALSE?
A: TRUE Yes. Starting in 2014, most U.S. citizens and legal residents will be required to obtain health coverage, or pay a penalty. Some exemptions will be granted, for example, for those with religious objections or where insurance would cost more than 8% of their income.
Obamacare QuizQ: The ACA gives states the option of expanding their existing Medicaid program to cover more low-income, uninsured adults.
A: TRUE As enacted, the ACA calls for the expansion of state Medicaid programs beginning in 2014 to cover nearly all individuals under age 65 with incomes up to 138% of the federal poverty level ($15,856 for an individual or $26,951 for a family of three in 2013). But now this is an option for states.
The Affordable Care Actsigned into law March, 2010
The Affordable Care ActMakes insurance more fair
(consumer protections)
• Can’t be denied for a pre-existing condition or charge more if you have one
• Can’t charge women more than men
• Offers coverage to young adults up to age 26
• Requires insurers to spend 80% on direct medical care and less on profit and bonuses
and more…
Health Insurance Marketplace• Compare private health plan options
• Good benefits and guaranteed coverage
• Financial help for most families
Income between 100% to 400% of the Federal Poverty Level (FPL) ($23,550 – $94,200 for a family of four)
Health Insurance Marketplace
Enrollment starts October 1, 2013Coverage starts January 1, 2014
Healthcare.govCuidadodesalud.gov
1-800-318-2596
Medicaid Expansion
• Up to 138% Federal Poverty Level
• $26,951 for a Family of 3
Medicaid Expansion815,000 to 1,295,000
would gain coverage in Florida
• Low income childless adults
• Low income working parent (s)
• Persons with disabilities
Medicaid Expansion- Call to Action
www.healthcareforflorida.orgwww.floridachain.org
Discussion
FloridaCHAIN #FLCHAIN
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