craig rispin for crowe horwath 14 april 2016 - bali

Craig Rispin CSP

“Craig we’ve seen more change in the last 3 years

than in the last 30.”

Technology Changes Exponentially

People Think Linearly

The Future Of The Professions:How Technology Will Transform The Work Of Human Experts

The First Book To Challenge The Relevance Of The Professions In The 21st Century

Describes How Technology Will Transform The Work Of All Professionals

Urges Readers To Rethink The Way That Expertise Is Shared In Society

Presents Ground-breaking Thinking On The Future Of Work And Artificial Intelligence

Outlines The People And Systems That, In The Long Term, Will Replace The Professions

A.T. Kearney Studied Why Strategic Plans

Tend to Fail...

Strategy Formulation What Goes Wrong?

88%Lack of Understanding of Future Trends

Did You Know - That in 2028?

Video & Discussion

Discuss with a Partner:

What Did You Find Most Interesting in the Video?

“If change is happening on

the outside faster than on

the inside -the end is in

sight.”

-Jack Welch

146 Startups are Valued at More Than

$1 Billion

Uber - World’s Largest Transport Company, Owns No Vehicles

Airbnb - World’s Largest Accommodation Provider, Owns No Real Estate

Facebook - World’s Most Biggest Media Owner, Creates No Content

Alibaba, The Most ValuableRetailer, Has No Inventory

When Will We See the Uber

of Accounting?

Author: Inga Beale, Chief Executive Officer, Lloyd’s

So How Do the World’s Financial Services - the Engines

of the Global Economy – Deal with this Disruptive Force?

Three words:Engage. Embrace.

Evolve.

Peer-to-Peer Lending

What is Peer-to-Peer lending?

A mechanism to connect people or businesses who want to borrow money

with investors who want to lend money, without going through a traditional financial institution.

Wells Fargo:Total average loans of

$885.4 billion, up 7 percent

Lending Club:Total average loans of

$15 Billion, up ~ 100%

Operating Expense Ratio

Wells Fargo: 5.63%Lending Club: 1.98%

7

Peer-to-Peer – State of the market

Australia – still comparatively small� market approx AU $20m� key players: SocietyOne, RateSetter� But new players all the time

Morgan Stanley

Three words:Engage. Embrace.

Evolve.

Staff

Size

$ $ $ $ $

Enabler or Disruptor

User Engagement

The 100 Leading Fintech Innovators Report

Company Description

“

Company #00

At a GlanceTag Line

Located

Year Founded

Key People

Website

Specialisation

Key Investors

Ownership

FINTECH 100 Leading Global Fintech Innovators Report 2015

Staff

Size

$ $ $ $ $

Enabler or Disruptor

User Engagement

The 100 Leading Fintech Innovators Report

Company Description

“

Company #00

At a GlanceTag Line

Located

Year Founded

Key People

Website

Specialisation

Key Investors

Ownership

FINTECH 100 Leading Global Fintech Innovators Report 2015

Staff

Size

$ $ $ $ $

Enabler or Disruptor

User Engagement

The 100 Leading Fintech Innovators Report | Page 20

Company Description

Xero is changing the game for small businesses with easy-to-use online accounting software. The cloud-based software connects people with the right numbers anytime, anywhere, on any device. For accountants and bookkeepers, Xero helps build a trusted relationship with small business clients through online collaboration. It includes a full accrual accounting system with a cashbook, automated daily bank feeds, invoicing, debtors, creditors, sales tax and reporting. Xero is designed to be the accounting engine for your small business, giving you real time access to your financial data and access for your accountant or bookkeeper for quicker, easier collaboration at any point.

“If you think what Facebook has done for people-to-people communications, enabling people to communicate globally, at Xero we are building a similar network where the add-ons and the network of bookkeepers and accountants all work together to help businesses.” - Rod Drury, CEO

Xero #15

At a GlanceTag Line

Beautiful accounting software

Located

Wellington, New Zeland

Year Founded

2006

Key People

Rod Drury, CEO

Website

www.xero.com

Specialisation

Other

Ownership

Public

The Best Way to Engage with Exponential

Organizations is Through Learning Events

Where Your Team & Your Customers

Learn Together

Machine Learning

Information Memorandum for Sophisticated Investors

21 March 2016

OUR MISSION IS TO GIVE 100 MILLION PEOPLE AROUND THE WORLD A PERSONAL BUSINESS ADVISOR

“Information Memorandum !8

© 2016 Copyright BRiN Holdings Pty Ltd This document is strictly Private and Confidential, and must not be sent to anyone without wri!en approval from BRiN Group

Once the studio was open we began recording and we haven’t stopped. Currently we have produced over 300 broadcast quality business education videos and we are now producing no less that 20 videos every week. Knowing the fact that each of these videos takes around 10 hours each to plan, produce, edit and publish, this is an extraordinary pace.

Running some numbers this means that by the end of 2016 our media library will be more than 1000 videos. Meaning that BRiN Media will own one of the largest business education libraries in the world.  Following the success of Lynda.com, which was acquired by LinkedIn for US$1.5 billion in 2015, we believe that the ownership of this media library will play an important role in our exit strategy.

To add even more value to our growing content library our major shareholder (Beaumont Enterprise Group) have supplied their entire library of media assets and documents previously owned exclusively by Business Blueprint. These include:

• Over 7 years of recordings from Blueprint Conferences and events • Over 250+ one-page business process maps and flowcharts  • Over 500+ step-by-step screen capture training videos 

With these assets all now owned by BRiN Media it adds massive strategic value to our group of companies and gives us more available options for monetisation if and when required. 

Over 250 One-Page Process Maps and Flow Charts

Over 500 Step by Step Screen Capture Training Videos

BUSINESS STRATEGY Information Memorandum !19

© 2016 Copyright BRiN Holdings Pty Ltd This document is strictly Private and Confidential, and must not be sent to anyone without wri!en approval from BRiN Group

Following this we responded to the launch of the new Apple TV Apps Store and we built and launched ‘The World’s First Business Education App’, on this exciting new platform.

As a result of these initiatives, within four months, we developed a new database of 30,000 people (from all over the world) and we gained invaluable feedback. This feedback led to the creation of our view on demand experience and the thinking that led to the creation of BRiN.

6.5 TOMORROW There are over 500 million small business owners on the planet - and without them life as we know it simply wouldn’t exist. Sadly over 75 million businesses fail each and every year, causing devastating effects on the business owner and their families.

To solve this problem we turned to technology and began building BRiN - ‘The World’s First Artificially Intelligent Business Advisor’. Available first as an App, BRiN can provide personalised education and human-like support to millions of entrepreneurs simultaneously.

Realising the potential of what we are creating, it was recommended that raising capital would help us get to market first, build our technology faster and it would help us rapidly scale our product and acquire more users. These factors mean we will create significantly more value for our future acquirer and it would help us stay well ahead of any competitors that would one day follow.

To further explain our strategy moving forward please continue to read the section called Business Strategy.

THE BUSINESS Information Memorandum !15

© 2016 Copyright BRiN Holdings Pty Ltd This document is strictly Private and Confidential, and must not be sent to anyone without wri!en approval from BRiN Group

“ SOON BRiN WILL BE PROGRAMMED TO LOOK FOR KEY METRICS AND BRING THEM TO THE ATTENTION OF THE USER, WELL BEFORE ANY HUMAN CAN

“The only way to make sense out of change is to plunge into it, move with

it, and join the dance” ~Alan Watts

Craig Rispin CSP