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County of Cook, IL
Deferred Compensation Plan
As of June 30, 2019
Plan Assets
Nationwide Financial® NRM-9513IL-CK 2
Asset Growth*
$0
$200
$400
$600
$800
$1,000
$1,200
$1,400
$1,600
$1,800
2016 2017 2018 1Q19 2Q19
Fixed Variable Total
Mill
ions
of D
olla
rs
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 3
Assets by Investment Option*
*As of June 30, 2019
Investment Option Assets % of Total
Asset Allocation
Vanguard LifeStrategy Moderate Growth Fund (Investor Shares) 44,855,082.32$ 2.70%
Vanguard LifeStrategy Growth Fund (Investor Shares) 40,269,512.22$ 2.43%
Vanguard LifeStrategy Conservative Growth Fund (Investor Shares) 14,909,820.50$ 0.90%
T. Rowe Price Retirement 2025 Fund (Investor Class) 6,384,486.88$ 0.38%
T. Rowe Price Retirement 2020 Fund (Investor Class) 3,847,030.45$ 0.23%
T. Rowe Price Retirement 2030 Fund (Investor Class) 3,806,845.50$ 0.23%
T. Rowe Price Retirement 2040 Fund (Investor Class) 3,028,546.65$ 0.18%
T. Rowe Price Retirement 2035 Fund (Investor Class) 2,928,284.36$ 0.18%
T. Rowe Price Retirement 2045 Fund (Investor Class) 2,420,965.88$ 0.15%
T. Rowe Price Retirement 2050 Fund (Investor Class) 1,617,570.12$ 0.10%
T. Rowe Price Retirement 2055 Fund (Investor Class) 1,039,792.09$ 0.06%
T. Rowe Price Retirement 2015 Fund (Investor Class) 685,474.14$ 0.04%
T. Rowe Price Retirement 2010 Fund (Investor Class) 173,852.63$ 0.01%
Total 125,967,263.74$ 7.59%
International Stocks
EuroPacific Growth Fund (Class R5) 71,412,191.64$ 4.30%
Capital World Growth & Income Fund (Class R6) 57,819,699.46$ 3.48%
Total 129,231,891.10$ 7.79%
Nationwide Financial® NRM-9513IL-CK 4
Assets by Investment Option*
*As of June 30, 2019
Investment Option Assets % of Total
Small-Cap Stocks
William Blair Small Cap Growth Fund (Class I) 28,588,410.74$ 1.72%
Vanguard Small-Cap Index Fund (Institutional Shares) 27,296,034.70$ 1.64%
Neuberger Berman Genesis Fund (Institutional Class) 22,534,748.00$ 1.36%
Victory Sycamore Small Company Opportunity Fund (Class I) 5,039,704.17$ 0.30%
Total 83,458,897.61$ 5.03%
Mid-Cap Stocks
Vanguard Mid-Cap Index Fund (Institutional Shares) 34,502,616.99$ 2.08%
JP Morgan Mid Cap Value Fund (Class L) 29,532,116.78$ 1.78%
Total 64,034,733.77$ 3.86%
Large-Cap Stocks
Fidelity Contrafund (Class K6) 238,902,622.77$ 14.39%
Vanguard Institutional Index Fund (Institutional Shares) 150,810,371.67$ 9.09%
Growth Fund of America (Class R6) 70,641,700.96$ 4.26%
T. Rowe Price U.S. Equity Research Fund (I Class) 37,378,439.21$ 2.25%
American Century Large Company Value Fund (Class R6) 37,064,585.64$ 2.23%
Invesco Growth and Income Fund (Class Y) 30,840,260.98$ 1.86%
Total 565,637,981.23$ 34.08%
Nationwide Financial® NRM-9513IL-CK 5
Assets by Investment Option*
*As of June 30, 2019
Investment Option Assets % of Total
Balanced
T. Rowe Price Retirement Balanced Fund (Investor Class) 1,772,683.13$ 0.11%
Bonds
Dodge & Cox Income Fund 97,265,972.66$ 5.86%
Short-Term Investments
Cook County Blended Fixed Option 554,779,014.30$ 33.43%
Self-Directed Option
Schwab PCRA 4,605,145.01$ 0.28%
Loans
Loan Outstanding Principal 32,921,233.81$ 1.98%
Total: 1,659,674,816.36$ 100.00%
Nationwide Financial® NRM-9513IL-CK 6
Assets by Investment Category*
Asset Allocation 7.59%
International Stocks 7.79%
Small-Cap Stocks 5.03%
Mid-Cap Stocks 3.86%
Large-Cap Stocks 34.08%
Balanced 0.11%
Bonds 5.86%
Short-Term Investments
33.43%
SDO 0.28%
Loans 1.98%
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 7
Assets by Participant Age Group and Asset Class*
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 8
Assets by Participant Age Group and Averages*
* As of June 30, 2019** Represents the number of participants with a balance on June 30, 2019.
Age Participants** Assets % of Total Avg Balance
25 & Under 91 $727,406 0.04% $7,993
26 to 35 1,888 $23,797,381 1.43% $12,605
36 to 45 3,915 $132,602,407 7.99% $33,870
46 to 55 5,959 $451,715,933 27.22% $75,804
56 to 65 5,258 $611,363,056 36.84% $116,273
66 & Over 3,139 $439,353,092 26.47% $139,966
N/A 1 $115,542 0.01% $115,542
Total: 20,251 $1,659,674,817 100.00% $81,955
Blended Fixed Breakdown
Nationwide Financial® NRM-9513IL-CK 10
Cook County Blended Fixed Option
# The Book Value total for the Cook County Blended Fixed does not equal the sum of the Book Values for the underlyingcontracts. This difference is expected and is a factor in the computation of the next quarterly yield for the Cook CountyBlended Fixed Option.
* Reflects market value as of 6/30/2019.
GSA Investment Manager*
Ramirez Asset Management
100%
Product Provider
3rd Quarter
2019 Interest
Yield
06/30/2019 Book
Value
06/30/2019
Market Value
Net Purchase
Allocation
2Q2019
Net Redemption
Allocation
2Q2019
Nationwide GSA 2.97% $153,397,254 $158,038,221 33% 28%
Nationwide Life Insurance Company 3.00% $269,036,765 $269,036,765 34% 48%
MassMutual Life Insurance Company 3.00% $132,390,782 $132,390,782 33% 24%
Cook County Blended Fixed # 2.99% $554,779,014 $559,465,768
Nationwide Life48%
MassMutual Life24%
Nationwide GSA28%
Nationwide Financial® NRM-9513IL-CK 11
Product 1st Quarter 2nd Quarter 3rd Quarter 4th Quarter
Nationwide Life (Gen. Acct.) 3.05% 3.00% 3.15% 3.15%
MassMutual Life Insurance Company 3.00% 3.00% 3.15% 3.15%
Nationwide Life (GSA) 2.40% 2.53% 2.62% 2.68%
Blended Rate 2.86% 2.89% 3.01% 3.02%
Product 1st Quarter 2nd Quarter 3rd Quarter 4th Quarter
Nationwide Life (Gen. Acct.) 3.15% 3.15% 3.10% 3.05%
MassMutual Life Insurance Company 3.00% 3.00% 3.00% 3.00%
Nationwide Life (GSA) 2.72% 2.81% 2.94% 2.89%
Blended Rate 3.00% 3.02% 3.03% 3.00%
Product 1st Quarter 2nd Quarter 3rd Quarter 4th Quarter
Nationwide Life (Gen. Acct.) 3.00% 3.00% 3.00%
MassMutual Life Insurance Company 3.00% 3.00% 3.00%
Nationwide Life (GSA) 2.93% 2.92% 2.97%
Blended Rate 3.00% 2.98% 2.99%
2019
2018
2017
Cook County Blended Fixed Option3-Year Yield History
Nationwide Financial® NRM-9513IL-CK 12
Self-Directed Option*
Date Beginning Balance
Transfers TO
Schwab
Transfers
FROM Schwab Ending Balance Participants
2Q18 $4,525,048 $9,753 $0 $4,920,032 68
3Q18 $4,920,032 $52,810 $75,896 $5,145,747 69
4Q18 $5,145,747 $3,200 $325,673 $3,812,984 69
1Q19 $3,812,984 $34,000 $0 $4,799,962 72
2Q19 $4,799,962 $36,218 $87,067 $4,605,145 75
*As of June 30, 2019
Plan Deferrals
Nationwide Financial® NRM-9513IL-CK 14
Deferral Growth*
$0
$10
$20
$30
$40
$50
$60
$70
$80
2016 2017 2018 1Q19 2Q19
Fixed Variable Total
Mill
ion
s of
Dolla
rs
*As of June 30, 2019 YTD
Nationwide Financial® NRM-9513IL-CK 15
Deferrals by Investment Option*
*As of June 30, 2019 YTD
Investment Option Deferrals % of Total
Asset Allocation
Vanguard LifeStrategy Growth Fund (Investor Shares) 1,632,077.65$ 4.62%
Vanguard LifeStrategy Moderate Growth Fund (Investor Shares) 864,242.10$ 2.45%
Vanguard LifeStrategy Conservative Growth Fund (Investor Shares) 382,471.37$ 1.08%
T. Rowe Price Retirement 2040 Fund (Investor Class) 343,572.72$ 0.97%
T. Rowe Price Retirement 2030 Fund (Investor Class) 242,421.95$ 0.69%
T. Rowe Price Retirement 2035 Fund (Investor Class) 237,820.99$ 0.67%
T. Rowe Price Retirement 2045 Fund (Investor Class) 207,857.61$ 0.59%
T. Rowe Price Retirement 2025 Fund (Investor Class) 201,420.18$ 0.57%
T. Rowe Price Retirement 2050 Fund (Investor Class) 180,902.02$ 0.51%
T. Rowe Price Retirement 2020 Fund (Investor Class) 121,900.13$ 0.34%
T. Rowe Price Retirement 2055 Fund (Investor Class) 109,988.52$ 0.31%
T. Rowe Price Retirement 2010 Fund (Investor Class) 20,623.60$ 0.06%
T. Rowe Price Retirement 2015 Fund (Investor Class) 18,888.10$ 0.05%
Total 4,564,186.94$ 12.92%
International Stocks
EuroPacific Growth Fund (Class R5) 2,562,822.86$ 7.25%
Capital World Growth & Income Fund (Class R6) 1,860,643.40$ 5.27%
Total 4,423,466.26$ 12.52%
Nationwide Financial® NRM-9513IL-CK 16
Deferrals by Investment Option*
*As of June 30, 2019 YTD
Investment Option Deferrals % of Total
Small-Cap Stocks
William Blair Small Cap Growth Fund (Class I) 999,658.76$ 2.83%
Vanguard Small-Cap Index Fund (Institutional Shares) 706,800.70$ 2.00%
Victory Sycamore Small Company Opportunity Fund (Class I) 383,751.44$ 1.09%
Neuberger Berman Genesis Fund (Institutional Class) 268,026.46$ 0.76%
Total 2,358,237.36$ 6.67%
Mid-Cap Stocks
Vanguard Mid-Cap Index Fund (Institutional Shares) 883,546.12$ 2.50%
JP Morgan Mid Cap Value Fund (Class L) 643,459.02$ 1.82%
Total 1,527,005.14$ 4.32%
Large-Cap Stocks
Vanguard Institutional Index Fund (Institutional Shares) 2,629,767.94$ 7.44%
Fidelity Contrafund (Class K6) 2,456,994.55$ 6.95%
The Growth Fund of America (Class R6) 1,421,002.94$ 4.02%
American Century Large Company Value Fund (Class R6) 1,148,294.12$ 3.25%
T. Rowe Price U.S. Equity Research Fund (I Class) 1,137,239.79$ 3.22%
Invesco Growth and Income Fund (Class Y) 844,417.05$ 2.39%
Total 9,637,716.39$ 27.27%
Nationwide Financial® NRM-9513IL-CK 17
Deferrals by Investment Option*
*As of June 30, 2019 YTD
Investment Option Deferrals % of Total
Balanced
T. Rowe Price Retirement Balanced Fund (Investor Class) 65,379.06$ 0.19%
Bonds
Dodge & Cox Income Fund 2,578,522.02$ 7.30%
Short-Term Investments
Cook County Blended Fixed Option 10,184,091.58$ 28.82%
Total: 35,338,604.75$ 100.00%
Nationwide Financial® NRM-9513IL-CK 18
Deferrals by Investment Category*
Asset Allocation 12.92%
International Stocks 12.52%
Small-Cap Stocks 6.67%
Mid-Cap Stocks 4.32%
Large-Cap Stocks 27.27%
Balanced 0.19%
Bonds 7.30%
Short-Term Investments
28.82%
*As of June 30, 2019 YTD
Nationwide Financial® NRM-9513IL-CK 19
Deferrals by Participant Age Group and Asset Class*Age
Group
Asset
Allocation Int'l Small-Cap Mid-Cap Large-Cap Balanced Bonds
Short-Term
Investments Total
25 & Under $8,802 $19,311 $6,638 $2,299 $27,754 $620 $3,076 $4,814 $73,314
26 to 35 $587,286 $463,054 $189,887 $83,619 $747,781 $17,281 $80,170 $494,854 $2,663,932
36 to 45 $1,225,741 $1,101,357 $540,710 $346,065 $2,014,149 $4,440 $292,698 $1,354,079 $6,879,239
46 to 55 $1,482,916 $1,681,625 $955,312 $631,466 $3,961,957 $33,097 $902,991 $3,248,624 $12,897,988
56 to 65 $1,061,204 $1,026,170 $582,878 $369,415 $2,431,613 $6,891 $1,057,166 $3,973,922 $10,509,259
66 & Over $198,237 $131,949 $82,813 $94,142 $454,462 $3,050 $242,420 $1,107,799 $2,314,872
Total $5,983,999 $6,511,810 $2,970,764 $2,429,272 $14,068,824 $86,410 $3,533,395 $15,314,931 $35,338,605
Percentage of Deferrals by Asset Class within Age Group
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
25 & Under 26 to 35 36 to 45 46 to 55 56 to 65 66 & Over
Asset Allocation International Small-Cap Mid-Cap Large-Cap Bonds Short-Term Investments
*As of June 30, 2019 YTD
Nationwide Financial® NRM-9513IL-CK 20
Deferrals by Participant Age and Averages*
* As of June 30, 2019 YTD** Represents the number of participants who have deferred between January 1 and June 30, 2019.
Age Participants** Deferrals % of Total Avg Def (YTD)
25 & Under 72 $73,314 0.21% $1,018
26 to 35 1,546 $2,663,932 7.54% $1,723
36 to 45 3,222 $6,879,239 19.47% $2,135
46 to 55 4,730 $12,897,988 36.50% $2,727
56 to 65 2,973 $10,509,259 29.74% $3,535
66 & Over 546 $2,314,872 6.55% $4,240
Total: 13,089 $35,338,605 100.00% $2,700
Transfers/Rollovers In by Age Group*
Total Dollar Amounts
Age Group 2Q18 3Q18 4Q18 1Q19 2Q19
25 & Under 0 0 1 0 4
26-35 10 14 11 11 10
36-45 14 10 3 7 10
46-55 15 13 13 18 11
56-65 26 21 22 41 27
66 & Older 12 8 5 11 7
Total 77 66 55 88 69
Number of Participants
21Nationwide Financial® NRM-9513IL-CK
0
10
20
30
40
50
2Q18 3Q18 4Q18 1Q19 2Q19
Age Group 2Q18 3Q18 4Q18 1Q19 2Q19
25 & Under $0 $0 $134 $0 $2,133
26-35 $68,277 $237,886 $88,246 $78,428 $84,043
36-45 $418,013 $502,925 $42,089 $207,818 $203,936
46-55 $256,590 $272,184 $633,715 $369,794 $597,914
56-65 $421,710 $571,421 $801,608 $1,163,667 $666,169
66 & Older $392,411 $131,047 $170,232 $402,080 $161,596
Total $1,557,000 $1,715,463 $1,736,025 $2,221,788 $1,715,791
$0
$300,000
$600,000
$900,000
$1,200,000
$1,500,000
2Q18 3Q18 4Q18 1Q19 2Q19
*As of June 30, 2019
Distributions
$20.506$21.621
$20.188 $20.889 $20.437
0
5
10
15
20
25
30
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Distributed $20,506,059 $21,621,321 $20,187,830 $20,889,051 $20,436,928
Total Withdrawals 2,320 2,285 2,879 2,306 2,312
Total Participants 1,314 1,358 1,902 1,324 1,299
Withdrawals*
Mill
ion
s o
f D
olla
rs
23Nationwide Financial® NRM-9513IL-CK
*As of June 30, 2019
$6,889,321
$7,302,593
$6,341,419$6,768,846
$7,394,993
$0
$2,000,000
$4,000,000
$6,000,000
$8,000,000
$10,000,000
$12,000,000
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Distributed $6,889,321 $7,302,593 $6,341,419 $6,768,846 $7,394,993
Partial/Lump Sum Distribution Activity*
Total Dollar Amounts
532
672 702622 632
0
200
400
600
800
1,000
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Withdrawals 532 672 702 622 632
Total Participants 433 565 566 541 522
Total Withdrawals
24Nationwide Financial® NRM-9513IL-CK
*As of June 30, 2019
$432,163
$515,649
$296,118 $315,921$350,461
$0
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Distributed $432,163 $515,649 $296,118 $315,921 $350,461
Unforeseeable Emergency Distribution Activity*
Total Dollar Amounts
117 117
86 90 91
0
50
100
150
200
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Withdrawals 117 117 86 90 91
Total Participants 103 105 78 78 73
Total Withdrawals
25Nationwide Financial® NRM-9513IL-CK
*As of June 30, 2019
$2.273$2.236
$6.703
$2.522 $2.431
0
2
4
6
8
2Q18 3Q18 4Q18 1Q19 2Q19
Systematic Withdrawal Activity*
Total Dollar Amounts
1,524 1,467
2,166
1,546 1,549
0
500
1,000
1,500
2,000
2,500
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Withdrawals 1,524 1,467 2,166 1,546 1,549
Total Participants 643 649 1,280 658 653
Total Withdrawals
Mill
ions o
f D
olla
rs
26Nationwide Financial® NRM-9513IL-CK
2Q18 3Q18 4Q18 1Q19 2Q19
Total Distributed $2,273,207 $2,236,288 $6,702,669 $2,522,177 $2,430,738
*As of June 30, 2019
$9.101
$10.161
$7.286
$10.907$9.847
0
2
4
6
8
10
12
2Q18 3Q18 4Q18 1Q19 2Q19
Mill
ions o
f D
olla
rs
2Q18 3Q18 4Q18 1Q19 2Q19
Total Distributed $9,100,900 $10,160,955 $7,286,210 $10,906,667 $9,846,960
Transfers/Rollovers Out Activity*
Total Dollar Amounts
67
71 7378 83
0
20
40
60
80
100
2Q18 3Q18 4Q18 1Q19 2Q19
2Q18 3Q18 4Q18 1Q19 2Q19
Total Withdrawals 67 71 73 78 83
Total Participants 66 70 69 77 79
Total Withdrawals
27Nationwide Financial® NRM-9513IL-CK
*As of June 30, 2019
28Nationwide Financial® NRM-9513IL-CK
Receiving Institution
2Q19
Number 2Q19 Amount
AMERICAN EQUITY INVESTMENT LIFE INS CO 3 $100,000.00
AMERICAN FUNDS 1 $561,381.16
AMERIPRISE FINANCIAL SERVICES INC 1 $20,000.00
AXA EQUITABLE 2 $418,354.05
CHARLES SCHWAB & CO INC 5 $442,986.17
EDWARD JONES 1 $74,927.63
EQUITRUST LIFE INSURANCE COMPANY 1 $76,716.67
ESCHEATMENT 3 $18,329.34
FIDELITY MANAGEMENT TRUST COMPANY 10 $1,356,822.90
FIFTH THIRD SECURITIES 1 $477,293.05
GREAT AMERICAN LIFE INSURANCE CO 1 $83,392.57
GUGGENHEIM LIFE & ANNIUTY CO 1 $1,298.33
JP MORGAN SECURITIES LLC 3 $619,336.64
LINCOLN NATIONAL LIFE INS COMP 1 $33,461.42
LPL FINANCIAL LLC 1 $51,619.13
MERRILL EDGE 1 $43,555.00
MERRILL LYNCH PIERCE FENNER & SMITH INC 5 $411,133.76
MORGAN STANLEY 3 $376,521.92
NATIONAL FINANCIAL SERVICES 6 $684,955.05
NFS LLC 3 $577,976.49
NYLIAC 2 $346,869.71
PERSHING LLC 1 $21,274.78
PFS INVESTMENTS INC 1 $192,585.79
PRIMERICA SHAREHOLDER SERVICES 1 $9,627.69
PROFESSIONAL LIFE & CASUALTY CO 1 $133,568.11
PRUCO SECURITIES-COMMAND SERVICE CENTER 1 $180,230.98
PRUDENTIAL RETIREMENT 1 $174,808.84
RAYMOND JAMES & ASSOC INC 2 $402,494.65
RBC CAPITAL MARKETS LLC 1 $123,082.76
ROBERT W BAIRD & CO INC 1 $2,737.44
STATE FARM LIFE INS CO 2 $87,459.38
STRATA TRUST COMPANY 1 $225,000.00
T ROWE PRICE TRUST COMPANY 2 $53,105.81
TD AMERITRADE 2 $78,809.33
THRIFT SAVINGS PLAN 1 $30,005.09
TIAA 2 $40,991.80
TRANSAMERICA RETIREMENT SOLUTIONS 1 $58,636.24
UBS FINANCIAL SERVICES INC 1 $61,592.08
US BANCORP INVESTMENTS INC 1 $157,391.86
VANGUARD FIDUCIARY TRUST COMPANY 4 $1,022,123.31
VOYA INSTITUTIONAL TRUST COMPANY 1 $4,165.85
WADDELL & REED 1 $10,336.96
Grand Total 84 $9,846,959.74
Transfers/Rollovers Out Activity*
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 29
Loans*Month Loan Initiated Loan Amount Avg Loan Amount Principal Paid Principal Remaining
July 239 $1,505,852 $6,301 $974,221 $31,522,582
August 243 $1,729,699 $7,118 $880,990 $32,010,062
September 191 $1,392,912 $7,293 $785,018 $32,270,879
3Q2018 Total 673 $4,628,463 $6,877 $2,640,229 $32,270,879
3Q2017 Total 864 $6,132,145 $7,097 $1,673,541 $27,513,214
October 208 $1,320,967 $6,351 $951,249 $32,293,632
November 183 $1,372,669 $7,501 $811,481 $32,543,457
December 173 $1,263,275 $7,302 $847,105 $32,792,516
4Q2018 Total 564 $3,956,911 $7,016 $2,609,835 $32,792,516
4Q2017 Total 755 $5,013,228 $6,640 $1,980,787 $29,322,633
2018 Total 2,422 $17,654,528 $7,289 $9,872,996 $32,792,516
2017 Total 2,976 $22,788,375 $7,567 $6,200,772 $29,322,633
January 162 $1,164,757 $7,190 $923,476 $32,669,398
February 142 $1,021,092 $7,191 $891,185 $32,501,831
March 173 $1,352,219 $7,816 $942,391 $32,493,613
1Q2019 Total 477 $3,538,068 $7,417 $2,757,052 $32,493,613
1Q2018 Total 564 $4,705,826 $8,344 $2,173,776 $30,489,921
April 179 $1,166,830 $6,519 $1,084,760 $32,252,097
May 213 $1,344,587 $6,313 $1,021,193 $32,309,434
June 235 $1,720,272 $7,320 $941,431 $32,921,234
2Q2019 Total 627 $4,231,689 $6,749 $3,047,384 $32,921,234
2Q2018 Total 621 $4,363,328 $7,026 $2,449,156 $31,366,830
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 30
Loans*Month Amount <$5,000 Amount >= $5,000 General Purpose Primary Residence Loans Paid in Full Loans Defaulted
Default Principal
Amount
July 138 101 236 3 58 54 $345,629
August 132 111 241 2 55 80 $369,308
September 104 87 190 1 62 49 $319,455
3Q2018 Total 374 299 667 6 175 183 $1,034,392
3Q2017 Total 493 371 858 6 67 159 $711,921
October 120 88 208 0 73 53 $333,525
November 101 82 182 1 47 62 $308,102
December 104 69 170 3 55 50 $171,936
4Q2018 Total 325 239 560 4 175 165 $813,563
4Q2017 Total 438 317 750 5 79 201 $1,185,070
2018 Total 1,338 1,084 2,400 22 580 702 $4,020,202
2017 Total 1,638 1,338 2,951 25 206 570 $3,239,580
January 86 76 158 4 54 46 $242,577
February 76 66 141 1 50 44 $311,872
March 83 90 173 0 78 52 $322,503
1Q2019 Total 245 232 472 5 182 142 $876,952
1Q2018 Total 289 275 559 5 106 198 $1,205,794
April 109 70 178 1 65 39 $265,409
May 120 93 210 3 80 47 $221,170
June 128 107 234 1 71 31 $144,046
2Q2019 Total 357 270 622 5 216 117 $630,625
2Q2018 Total 350 271 614 7 124 156 $966,453
*As of June 30, 2019
Participation
Nationwide Financial® NRM-9513IL-CK 32
Participant Growth Information*
19
,81
2
20
,02
8
20
,11
9
20
,17
5
20
,25
1
13
,06
8
13
,57
8
13
,86
4
12
,83
8
13
,08
9
0
4,000
8,000
12,000
16,000
20,000
24,000
2Q18 3Q18 4Q18 1Q19 2Q19
Total Active** Actively Contributing
**Total Active is defined as the total of the following account statuses: Unrestricted + Administrative Hold + Awaiting 1st Deferral + Statement Maintenance + Systematic Withdrawal.Actively Contributing represents the number of participants who deferred during the year.
*As of June 30, 2019
Service Statistics
Nationwide Financial® NRM-9513IL-CK 34
Service Statistics
Contact 2018 2Q2019 YTDWork-place visits 553 288
New enrollments 905 473
Contribution elections 5,356 2,601
Calls to Retirement Resource Group 1,546 738
Walk-in visits to local office 879 298
Voice response unit calls 7,124 3,936
Web-site hits (www.CookCountyDC.com) 544,309 312,058
My Investment Planner Advice* 337 145
*As of June 30, 2019
ProAccount Managed Account Activity
Nationwide Financial® NRM-9513IL-CK 36
ProAccount Managed Account Activity*
$232,476,948
$244,293,118
$229,287,511
$258,828,961
$273,124,788
$0
$50,000,000
$100,000,000
$150,000,000
$200,000,000
$250,000,000
$300,000,000
2Q18 3Q18 4Q18 1Q19 2Q19
Assets Under Management
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 37
Number of Participants
Average Assets per Participant
ProAccount Managed Account Activity*
$51,962 $52,958 $48,271 $53,643 $55,199
$0
$20,000
$40,000
$60,000
$80,000
2Q18 3Q18 4Q18 1Q19 2Q19
*As of June 30, 2019
4,474 4,613 4,750 4,825 4,948
0
2,000
4,000
6,000
8,000
2Q18 3Q18 4Q18 1Q19 2Q19
Reserve Account Activity
Nationwide Financial® NRM-9513IL-CK 39
2nd Quarter 2019 Revenue Calculation*
Note: Monthly fund values are rounded; monthly totals are based on actual fund amount.
Investment OptionGross Expense
Ratio
Annual Fund
Reimbursement
Rate
01/31/2019
Account
Value
02/28/2019
Account
Value
03/31/2019
Account
Value
1Q2019 Fund
Reimbursement
Revenue
NRS
Compensation
(0.0750%)
Plan
Compensation
(0.0075%)
American Century Large Company Value Fund - Class R6 0.49% 0.00% 32,895,665 34,159,828 34,528,056 - (6,260) (617)
American Funds Capital World Growth & Income - Class R6 0.44% 0.00% 52,816,165 54,368,450 55,055,195 - (10,003) (993)
Cook County Blended Fixed Option N/A 0.00% 548,650,603 550,676,962 553,802,558 - (102,297) (10,222)
Dodge & Cox Income Fund 0.43% 0.08% 90,532,563 91,240,907 94,112,660 18,145 (17,008) (1,693)
EuroPacific Growth Fund(R) - Class R5 0.53% 0.05% 65,807,950 67,710,170 67,138,628 8,243 (12,378) (1,233)
Fidelity Contrafund K6 0.45% 0.00% 225,983,141 228,667,333 229,938,436 - (42,246) (4,216)
Invesco Growth and Income Fund - Class Y 0.55% 0.25% 28,042,105 28,942,387 29,187,144 17,702 (5,309) (521)
JPMorgan Mid Cap Value Fund - Class L 0.87% 0.10% 28,920,617 29,776,693 29,480,274 7,244 (5,449) (544)
Loan N/A 0.00% 32,669,303 32,501,736 32,493,518 - - -
Neuberger Berman Genesis Fund - Institutional Class 0.85% 0.10% 9,033,921 9,438,259 9,384,210 2,288 (1,723) (172)
Schwab Personal Choice Retirement Account N/A 0.00% 8,946,198 4,718,055 4,799,962 - - -
T. Rowe Price Capital Opportunity Fund - I Class 0.56% 0.00% 29,655,378 30,590,376 34,396,190 - (5,841) (576)
T. Rowe Price Retirement Balanced Fund 0.52% 0.15% 1,604,672 1,639,947 1,639,357 602 (301) (30)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2010 Fund 0.54% 0.15% 149,511 153,593 158,993 57 (28) (3)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2015 Fund 0.57% 0.15% 779,645 653,033 661,491 259 (129) (13)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2020 Fund 0.61% 0.15% 3,562,587 3,742,040 3,810,343 1,370 (685) (68)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2025 Fund 0.64% 0.15% 5,106,944 5,209,715 5,584,766 1,962 (980) (98)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2030 Fund 0.67% 0.15% 3,270,392 3,496,077 3,579,900 1,275 (638) (64)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2035 Fund 0.70% 0.15% 2,436,517 2,527,314 2,582,618 930 (465) (46)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2040 Fund 0.72% 0.15% 2,697,440 2,826,961 2,805,117 1,026 (513) (51)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2045 Fund 0.72% 0.15% 2,096,455 2,191,231 2,240,177 805 (402) (40)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2050 Fund 0.72% 0.15% 1,335,222 1,401,276 1,433,547 514 (257) (26)
T. Rowe Price Retirement Funds, Inc. - T. Rowe Price Retirement 2055 Fund 0.72% 0.15% 875,418 927,306 951,702 339 (170) (17)
The Growth Fund of America(R) - Class R6 0.33% 0.00% 67,330,586 68,812,187 68,718,955 - (12,632) (1,254)
Vanguard(R) Institutional Index Fund - Institutional Shares 0.035% 0.00% 138,870,874 142,391,915 145,624,363 - (26,466) (2,636)
Vanguard(R) LifeStrategy(R) Conservative Growth Fund 0.12% 0.00% 12,815,497 14,174,655 14,652,663 - (2,565) (256)
Vanguard(R) LifeStrategy(R) Growth Fund 0.14% 0.00% 37,698,445 38,673,615 39,145,311 - (7,126) (712)
Vanguard(R) LifeStrategy(R) Moderate Growth Fund 0.13% 0.00% 42,818,393 43,469,480 43,769,412 - (8,015) (801)
Vanguard(R) Mid-Cap Index Fund - Institutional Shares 0.04% 0.00% 31,014,864 32,335,378 32,701,212 - (5,925) (591)
Vanguard(R) Small-Cap Index Fund - Institutional Shares 0.04% 0.00% 25,137,583 26,484,764 25,984,719 - (4,794) (478)
Victory Sycamore Small Company Opportunity Fund - Class I 0.88% 0.10% 10,219,451 10,731,996 10,355,080 2,571 (1,930) (184)
William Blair Small Cap Growth Fund - Class I 1.25% 0.15% 32,625,125 35,037,538 33,947,308 12,513 (6,280) (618)
Total 1,576,339,230 1,599,671,174 1,614,663,867 77,845 (288,813) (28,773)
*As of June 30, 2019
Nationwide Financial® NRM-9513IL-CK 40
Activity Date Amount
Beginning Balance 4/1/2019 $952,281
1Q19 Reserve Account Deposit 4/2/2019 $28,773Callan LLC Deferred Compensation Consulting Retainer 5/22/2019 -$30,000
NAGDCA Registration - Lawrence Wilson 5/22/2019 -$600
NAGDCA Registration - Deanna Zalas 6/3/2019 -$600
Investment Performance (Vanguard Treasury Money Market Fund) 6/30/2019 $5,653
Ending Balance 6/30/2019 $955,507
2nd Quarter 2019 Reserve Account Activity*
*As of June 30, 2019
Performance Guarantees
Nationwide Financial® NRM-9513IL-CK 42
Performance Guarantees*Service Standard $ at Risk Current Status - YTD as of 6/30/2019
Voice Response
System/Participant and Plan
Sponsor Website Availability
The Voice Response System/Participant and Plan Sponsor websites will
be available 24 hours/day, 7-days per week 99% of the time.$5,000 annually
Voice Response System and Website
availability was 100.00% for 2Q2019 and
100.00% YTD2019.
For the Live Operator Call Center, 70% of calls will be answered within 30
seconds for a live operator, and an abandonment rate of less than 4%.$2,500 per calendar year
86.00% of calls were answered within 30
seconds during 2Q2019. 81.13% of calls
were answered within 30 seconds YTD2019.
For the Voice Response System during hours outside of the Live Operator
Call Center hours, 70% of calls will be immediately transferred to a menu
after the ring, and an abandonment rate of less than 4%.
$2,500 per calendar year
0.94% of calls were abandoned during
2Q2019. 1.22% of calls were abandoned
YTD2019.
99% in compliance with the Standard below.
Dependency: Receipt of all necessary information (example, message
approval) from the PlanSponsor prior to the end of the quarter for which the
statement period is applicable. 100% accuracy rate on statements mailed.
Standard: Mailed within 30 business days of the close of the quarter.
99% in compliance with the Standard below.
Standard: Mailed within 2-3 business days of the transaction request.
Exchanges, allocation changes, and deferral changes.
The Voice Response System availability
was 100.00% for 2Q2019.
Participant Services Phone
Availability and Response
Time
No more than 4 hours per month
Participant Transaction
Confrimation Statements
$25 for each confirmation statement
delayed
All confirmations mailed within 3 business
days of transaction
Quarterly Participant
Statement Delivery
$5,000 per calendar quarter plus
$1,000 for each additional day that
statements are delayed
Quality Standard for Voice
Response System monthly
down time
$2,500 per calendar year
2Q: Mailed 7/15/19
Nationwide Financial® NRM-9513IL-CK 43
Performance Guarantees (continued)*Service Standard $ at Risk Current Status - YTD as of 6/30/2019
Mailed within three business days.All confirmations mailed within 3 business
days of transaction for 2Q2019.
Processed same day if initiated prior to the close of the New York Stock
Exchange.
100% of exchanges were processed the
same day for 2Q2019.
Written verifications mailed within three business days.
Processed upon receipt of the request if initiated by 4pm ET; processed
the next business day if received after 4pm ET.
99% of withdrawals processed within 1 business day of the receipt of the
request provided the request is received in good order by 4pm ET;
processed the next business day if received after 4pm ET.
Distribution checks mailed within 3-5 business days of processing.
100% processed in compliance with the standard below.
Nationwide will correct as of the
original effective date, at its
expense, any errors it commits in
processing contributions sent by the
Plan Sponsor.
Standard: Contributions (with complete and accurate Payroll data)
received by close of business on the NYSE (4pm ET) will be processed
that business day; processed the next business day if received after 4pm
ET.
$2,500 for each payroll submission
that is not posted in accordance with
the Standard.
Rollovers Out99% processed within 3-5 business days provided the approved request is
received in good order by 4pm ET.$1,500 per calendar quarter
All good order Rollover Out requests
processed within 5 business days of receipt
Fund Balance Transfers$25 for each participant confirmation
statement
Contributions processed and
posted to Investments
All contributions processed in accordance
with the Standard
Termination/In service
Withdrawals/Distributions
$1,500 per month plus $50 per day
for each check outstanding.
99.9% of withdrawals processed within 1
business day of receipt in good order.
Investment
Transaction/Election
Requests; and Exchanges
Executed
$25 for each participant confirmation
statement
All confirmations mailed within 3 business
days of transaction for 2Q2019.
Nationwide Financial® NRM-9513IL-CK 44
Performance Guarantees (continued)*Service Standard $ at Risk Current Status - YTD as of 6/30/2019
DRO processing
If the Plan recognizes DROs, confirm paperwork is complete and confirm
required signatures according to procedures of Plan Sponsor and process
segregation within 5-7 business days of receipt of completed paperwork.
$100 per day for each day delayedAll DROs have been processed in
accordance with the Standard
Plan Sponsor reportsReporting for the preceding quarter is available on 30 business days after
quarter end.$2,500 per calendar quarter
All reports available by 30th business day
after quarter end
Nationwide will meet annually with the Plan Sponsor to discuss and
mutually agree in writing upon the number of Participant group meetings
that will be provided in 2012 and in each year thereafter.
Nationwide will document the number of group meetings to be held and will
include the number of group meetings held, their locations and topics
covered as part of the Plan Performance Review.
Nationwide will meet annually with the Plan Sponsor to discuss and
mutually agree in writing upon the number of Participant individual
meetings that will be provided in 2012 and in each year thereafter.
Nationwide will document the number of individual meetings to be held and
will include the number of individual meetings held, their locations and
topics covered as part of the Plan Performance Review.
$5,000 per occurrenceFund and Plan Performance Reviews will be provided quarterly within thirty
(30) days of quarter close to the Plan Sponsors and its advisors.Plan Performance Reviews
Reporting was posted to the Plan's website
within 30 business days of quarter end. All
applicable data for the Plan's Consultant
was provided within 30 business days of
quarter end.
Participant Individual
Meetings$5,000 annually
2,295 individual meetings were held 2Q2019.
4,512 individual meetings have been held
YTD 2019.
Participant Group Meetings $5,000 annually
42 participant group meetings were held
2Q2019. 70 participant group meetings have
been held YTD 2019.
Nationwide Financial® NRM-9513IL-CK 45
Performance Guarantees (continued)*Service Standard $ at Risk Current Status - YTD as of 6/30/2019
Participant Satisfaction
90% rating of Satisfied to Highly Satisfied on a 4-point scale, with the
scale as follows:
1 - Unsatisfied
2 - Somewhat Satisfied
3 - Satisfied
4 - Highly Satisfied
$15,000 annually2019 survey will be conducted later in the
year.
Implementation of all new
fund changesService provider will have all new funds up by; To be determined $5,000 per event No fund line up changes during 2Q2019.
Written replies to inquiriesAcknowledgement issued in writing or via e-mail within 5 business days
from the receipt of a mailed written or e-mailed inquiry.$150 per transaction
All acknowledgements issued within 5
business days of receipt of inquiry.
Quality standard for amount
of time to handle issue
resolution
90% resolved within 10 business days. $150 per transaction100% of formal complaints were resolved
within 10 business days.
Beneficiary Services $10 per transactionAll confirmations sent within 5 business
days of inquiry or transaction
Confirm designated beneficiaries within five business days of receipt of
inquiry or transaction.
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